Embrace Home Loans
Industry: Financial services company
DescriptionEmbrace Home Loans Inc., is an American full service direct mortgage lender, headquartered in Newport, Rhode Island. In 2009, the company changed its name from Advanced Financial Services Inc. to better reflect its products and services. Headquarters: Middletown, RI Founder: Dennis Hardiman Founded: 1983 Number of employees: 700
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Embrace Home Loans Employees
Employee
Years
Job
Industry
Nicholas Rozek Nicholas Rozek's Embrace Home Loans Experience April 2014 - Present
Job Loan Officer Assistant at Embrace Home Loans
Industry Real Estate
Experience
Embrace Home Loans April 2014 - Present
Skills
People Skills, Market Research, Research, Social Media, Microsoft Office, Customer Service, Marketing Research, Always Punctual, Team Management, Patience, Data Analysis, Organization, Mortgage Banking, FHA Financing, VA Loans
Education
DePaul University 2008 — 2013
Bachelor of Arts (BA), History
Embrace Home Loans April 2014 - Present
Skills
People Skills, Market Research, Research, Social Media, Microsoft Office, Customer Service, Marketing Research, Always Punctual, Team Management, Patience, Data Analysis, Organization, Mortgage Banking, FHA Financing, VA Loans
Education
DePaul University 2008 — 2013
Bachelor of Arts (BA), History
Will Luper Will Luper's Embrace Home Loans Experience August 2014 - Present
Job Loan Officer Assistant | Loan Officer in Training
Industry Financial Services
Experience
Embrace Home Loans August 2014 - Present
Liberty University October 2012 - July 2014
Krudy Gyula Altalanos Iskola August 2010 - June 2012
Sterling Jewelers March 2009 - June 2010
Comcast-Spectacor September 2008 - January 2009
Skills
Mortgage Lending, Public Speaking, Social Media, Event Management, Media Relations, Social Networking, Facebook, Blogging, Sales, Event Planning, Editing, Teaching, Nonprofits, Community Outreach, Higher Education, Fundraising, Creative Writing, Social Media Marketing, Leadership, Research, FHA Financing, VA Loans, Fannie Mae, Conventional Financing, Jumbos, Public Relations, Customer Service
Education
Liberty University 2012 — 2014
Master of Business Administration (M.B.A.), Public Relations, Advertising, and Applied Communication
Liberty University 2004 — 2008
Bachelors of Science, Communications
North Carolina State University
North Carolina State University
Embrace Home Loans August 2014 - Present
Liberty University October 2012 - July 2014
Krudy Gyula Altalanos Iskola August 2010 - June 2012
Sterling Jewelers March 2009 - June 2010
Comcast-Spectacor September 2008 - January 2009
Skills
Mortgage Lending, Public Speaking, Social Media, Event Management, Media Relations, Social Networking, Facebook, Blogging, Sales, Event Planning, Editing, Teaching, Nonprofits, Community Outreach, Higher Education, Fundraising, Creative Writing, Social Media Marketing, Leadership, Research, FHA Financing, VA Loans, Fannie Mae, Conventional Financing, Jumbos, Public Relations, Customer Service
Education
Liberty University 2012 — 2014
Master of Business Administration (M.B.A.), Public Relations, Advertising, and Applied Communication
Liberty University 2004 — 2008
Bachelors of Science, Communications
North Carolina State University
North Carolina State University
Shari Rothman's Embrace Home Loans Experience August 2013 - Present
Job Loan Officer Assistant at Embrace Home Loans
Industry Retail
Experience
Embrace Home Loans August 2013 - Present
Nordstrom June 2010 - July 2013
Skills
Leadership, Time Management, Microsoft Office, Training, Management, Microsoft Word, Team Building, Retail
Education
Indiana University Bloomington 2007 — 2011
Bachelor of Arts (B.A.), Psychology
Embrace Home Loans August 2013 - Present
Nordstrom June 2010 - July 2013
Skills
Leadership, Time Management, Microsoft Office, Training, Management, Microsoft Word, Team Building, Retail
Education
Indiana University Bloomington 2007 — 2011
Bachelor of Arts (B.A.), Psychology
Ryan DiRoma Ryan DiRoma's Embrace Home Loans Experience January 2009 - May 2010
Job Sales Manager at Glassdoor
Industry Marketing and Advertising
Experience
Glassdoor September 2014 - Present
Indeed.com January 2013 - August 2014
Indeed.com March 2011 - December 2012
Embrace Home Loans January 2009 - May 2010
Ocean Capital January 2008 - November 2009
Home Loan Investment Bank June 2005 - November 2008
Skills
Sales, Account Management, Employee Training, B2B, New Business Development, Revenue Forecasting, Recruitment Advertising, Online Advertising, Selling, Team Building, Recruiting, Leadership, Sales Operations, Business Development, Training, Cold Calling, CRM, Competitive Analysis, Great Motivator
Education
Bryant University 2001 — 2005
Bachelor of Science - Business Administration, Finance, Marketing, Business Management
Glassdoor September 2014 - Present
Indeed.com January 2013 - August 2014
Indeed.com March 2011 - December 2012
Embrace Home Loans January 2009 - May 2010
Ocean Capital January 2008 - November 2009
Home Loan Investment Bank June 2005 - November 2008
Skills
Sales, Account Management, Employee Training, B2B, New Business Development, Revenue Forecasting, Recruitment Advertising, Online Advertising, Selling, Team Building, Recruiting, Leadership, Sales Operations, Business Development, Training, Cold Calling, CRM, Competitive Analysis, Great Motivator
Education
Bryant University 2001 — 2005
Bachelor of Science - Business Administration, Finance, Marketing, Business Management
Derek F. Lombard, SPHR, SHRM-SCP Derek F. Lombard, SPHR, SHRM-SCP's Embrace Home Loans Experience July 2013 - Present
Job Director of Human Resources / Vice President at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans July 2013 - Present
Embrace Home Loans January 2001 - July 2013
NYC Department of Parks & Recreation November 1998 - January 2001
Embrace Home Loans August 1996 - July 1998
Skills
Organizational..., Human Resources, Talent Acquisition, Employee Engagement, Grant Writing, Management, Recruiting, Talent Management, Change Management, Leadership Development, Employee Benefits, Team Building, Program Management, Personnel Management, Coaching, Strategic Planning, Mortgage Lending, Leadership
Education
Harvard University
B.A., Government, cum laude
Villanova University
M.S., Human Resource Development
Cornell University
Certificates, Strategic Human Resources Management; Benefits & Compensation
Embrace Home Loans July 2013 - Present
Embrace Home Loans January 2001 - July 2013
NYC Department of Parks & Recreation November 1998 - January 2001
Embrace Home Loans August 1996 - July 1998
Skills
Organizational..., Human Resources, Talent Acquisition, Employee Engagement, Grant Writing, Management, Recruiting, Talent Management, Change Management, Leadership Development, Employee Benefits, Team Building, Program Management, Personnel Management, Coaching, Strategic Planning, Mortgage Lending, Leadership
Education
Harvard University
B.A., Government, cum laude
Villanova University
M.S., Human Resource Development
Cornell University
Certificates, Strategic Human Resources Management; Benefits & Compensation
Matthew J Colasanti Matthew J Colasanti's Embrace Home Loans Experience 2010 - 2011
Job Licensed Mortgage Loan Originator with Navy Federal Credit Union/ Licensed Realtor with Keller Williams Realty
Industry Real Estate
Experience
Navy Federal Credit Union March 2013 - Present
Keller Williams August 2011 - Present
Embrace Home Loans 2010 - 2011
Skills
Talent Management, Human Resources, Cold Calling, Talent Acquisition, Real Estate Transactions, Real Estate Financing, Project Delivery, Building Relationships, Employee Relations, Strategic Financial..., Event Planning, Customer Service, Public Speaking, Training
Education
RIRA 2011 — 2015
Rhode Island Real Estate Association, Real Estate
Bryant University 2009 — 2011
Human Resource Management Specialist Certificate, Human Resource Management
University of Rhode Island 2001 — 2003
Bachelor's degree, Communication and Media Studies
URI, Bryant University, RIRA 2001 — 2002
Bachelor's degree, Human Resources Management/Personnel Administration, General
Navy Federal Credit Union March 2013 - Present
Keller Williams August 2011 - Present
Embrace Home Loans 2010 - 2011
Skills
Talent Management, Human Resources, Cold Calling, Talent Acquisition, Real Estate Transactions, Real Estate Financing, Project Delivery, Building Relationships, Employee Relations, Strategic Financial..., Event Planning, Customer Service, Public Speaking, Training
Education
RIRA 2011 — 2015
Rhode Island Real Estate Association, Real Estate
Bryant University 2009 — 2011
Human Resource Management Specialist Certificate, Human Resource Management
University of Rhode Island 2001 — 2003
Bachelor's degree, Communication and Media Studies
URI, Bryant University, RIRA 2001 — 2002
Bachelor's degree, Human Resources Management/Personnel Administration, General
Ron Myers's Embrace Home Loans Experience April 2014 - March 2015
Job Sr. Mortgage Originator at American Financial Network / NMLS ID 3295511
Industry Financial Services
Experience
American Financial Network September 2015 - Present
Embrace Home Loans April 2014 - March 2015
Carrington Mortgage Services January 2011 - March 2014
Ameriquest Mortgage Company January 2001 - July 2006
Skills
Credit, Mortgage Banking, Finance, USDA, Training, Loan Origination, Residential Mortgages, Refinance, Referrals, REO, Leadership, Loss Mitigation, FHA financing, Underwriting, VA loans, Short Sales, Credit Analysis, Funding, Investors, Investments, Investment Properties, Real Estate, Certified Mortgage..., Foreclosures, Mortgage Lending, Sales Management, Selling, First Time Home Buyers, Residential Homes, Management, Sales, Mortgage Industry, Conforming, Conventional, VA, Jumbo Mortgage
Education
Florida State University - College of Business 1995 — 1999
Bachelor of Science (BS), Marketing
American Financial Network September 2015 - Present
Embrace Home Loans April 2014 - March 2015
Carrington Mortgage Services January 2011 - March 2014
Ameriquest Mortgage Company January 2001 - July 2006
Skills
Credit, Mortgage Banking, Finance, USDA, Training, Loan Origination, Residential Mortgages, Refinance, Referrals, REO, Leadership, Loss Mitigation, FHA financing, Underwriting, VA loans, Short Sales, Credit Analysis, Funding, Investors, Investments, Investment Properties, Real Estate, Certified Mortgage..., Foreclosures, Mortgage Lending, Sales Management, Selling, First Time Home Buyers, Residential Homes, Management, Sales, Mortgage Industry, Conforming, Conventional, VA, Jumbo Mortgage
Education
Florida State University - College of Business 1995 — 1999
Bachelor of Science (BS), Marketing
JAIME ANDRADE's Embrace Home Loans Experience May 2012 - Present
Job Closing Officer at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans May 2012 - Present
Embrace Home Loans September 2011 - March 2012
Webster Bank July 2008 - September 2011
Skills
Loans, Mortgage Lending, Mortgage Banking, Banking, FHA, Loan Origination, Refinance, Credit, VA loans, Underwriting, USDA, Credit Analysis, Investment Properties, Commercial Lending, Residential Mortgages, Real Estate, FHA financing, First Time Home Buyers, Sales, Construction Loans
Education
University of Massachusetts Dartmouth 2006 — 2008
Bachelor of, Marketing
Bristol Community College 2004 — 2006
Business Transfer
Embrace Home Loans May 2012 - Present
Embrace Home Loans September 2011 - March 2012
Webster Bank July 2008 - September 2011
Skills
Loans, Mortgage Lending, Mortgage Banking, Banking, FHA, Loan Origination, Refinance, Credit, VA loans, Underwriting, USDA, Credit Analysis, Investment Properties, Commercial Lending, Residential Mortgages, Real Estate, FHA financing, First Time Home Buyers, Sales, Construction Loans
Education
University of Massachusetts Dartmouth 2006 — 2008
Bachelor of, Marketing
Bristol Community College 2004 — 2006
Business Transfer
Jeffrey Deutch Jeffrey Deutch's Embrace Home Loans Experience 2013 - 2013
Job Senior Loan Officer at MidAtlantic Federal Credit Union
Industry Financial Services
Experience
Mid-Atlantic Federal Credit Union May 2015 - Present
Capital One December 2014 - May 2015
Toll Brothers, Inc. 2013 - 2014
Embrace Home Loans 2013 - 2013
RoundPoint Financial Group 2011 - 2013
Chevy Chase Bank/Capital One Bank 2007 - 2011
Bear Stearns Residential Mortgage and World Savings 2003 - 2007
ESI International 1998 - 2003
Phillips Publishing Company 1995 - 1998
World Mortgage 1992 - 1995
Skills
Mortgage Lending, Sales, Insurance, Loans, CRM, Business Development, Marketing, New Business Development, Banking, Sales Management, Management, Selling, Loan Origination, Training, Leadership, Residential Mortgages, Refinance, Mortgage Banking, Credit, Cold Calling, Finance, Strategy
Education
American University - Kogod School of Business 1988 — 1990
M.B.A., Marketing and Finance
University of Maryland College Park 1984 — 1987
B.A., Psychology
Mid-Atlantic Federal Credit Union May 2015 - Present
Capital One December 2014 - May 2015
Toll Brothers, Inc. 2013 - 2014
Embrace Home Loans 2013 - 2013
RoundPoint Financial Group 2011 - 2013
Chevy Chase Bank/Capital One Bank 2007 - 2011
Bear Stearns Residential Mortgage and World Savings 2003 - 2007
ESI International 1998 - 2003
Phillips Publishing Company 1995 - 1998
World Mortgage 1992 - 1995
Skills
Mortgage Lending, Sales, Insurance, Loans, CRM, Business Development, Marketing, New Business Development, Banking, Sales Management, Management, Selling, Loan Origination, Training, Leadership, Residential Mortgages, Refinance, Mortgage Banking, Credit, Cold Calling, Finance, Strategy
Education
American University - Kogod School of Business 1988 — 1990
M.B.A., Marketing and Finance
University of Maryland College Park 1984 — 1987
B.A., Psychology
John Charles Stamm John Charles Stamm's Embrace Home Loans Experience March 2015 - Present
Job FHA, VA, USDA, Jumbo, Conventional Home Loan Mortgages for Purchase or Refinance in VA, MD, DC
Industry Banking
Experience
Embrace Home Loans March 2015 - Present
Prospect Mortgage, LLC March 2014 - March 2015
McLean Mortgage Corporation March 2013 - February 2014
George Mason Mortgage 2012 - 2013
SunTrust Bank 2009 - 2012
HomeFirst Mortgage 2008 - 2009
Advantage Plus Financial 2002 - 2008
SOL Capital Management 2000 - 2001
Skills
Mortgage Lending, Loans, Mortgage Banking, Finance, Real Estate, Loan Origination, Residential Mortgages, FHA, Refinance, Government Loans, VA Loans, Real Estate Financing, Credit, Non-Conforming, Certified Mortgage..., FHA financing, Banking, USDA, Mortgage Underwriting, Morgage, Construction Loans, FHA Financing
Education
American University - Kogod School of Business
BSBA Finance, Business / Finance / Statistical Mathematics
Fordham University 1990 — 1994
PmFO, TLC
Valley Forge Military Academy & College 1986 — 1990
Science and Mathematics
Embrace Home Loans March 2015 - Present
Prospect Mortgage, LLC March 2014 - March 2015
McLean Mortgage Corporation March 2013 - February 2014
George Mason Mortgage 2012 - 2013
SunTrust Bank 2009 - 2012
HomeFirst Mortgage 2008 - 2009
Advantage Plus Financial 2002 - 2008
SOL Capital Management 2000 - 2001
Skills
Mortgage Lending, Loans, Mortgage Banking, Finance, Real Estate, Loan Origination, Residential Mortgages, FHA, Refinance, Government Loans, VA Loans, Real Estate Financing, Credit, Non-Conforming, Certified Mortgage..., FHA financing, Banking, USDA, Mortgage Underwriting, Morgage, Construction Loans, FHA Financing
Education
American University - Kogod School of Business
BSBA Finance, Business / Finance / Statistical Mathematics
Fordham University 1990 — 1994
PmFO, TLC
Valley Forge Military Academy & College 1986 — 1990
Science and Mathematics
Aisling Grimes Soler Aisling Grimes Soler's Embrace Home Loans Experience 2001 - Present
Job Loan Officer at Embrace Home Loans NMLS # 2184
Industry Financial Services
Experience
Embrace Home Loans 2001 - Present
Daimler Chrysler Capital Services - Mercedez Benz Credit Corp 1999 - 2000
Ganis Credit Corp Banc Boston, Deutche Bank February 1994 - March 1999
Skills
Loan Origination, Residential Mortgages, VA loans, USDA, Loans, FHA financing, Credit, Credit Analysis, HARP, Bill Consolidation, Home Purchases, Investment Properties, Certified Mortgage..., Real Estate, Investments, Finance, New Home Purchase, Harp, VA Loans, Government Loans, Sales
Education
Salve Regina University 1996 — 1999
Master of Business Administration (M.B.A.), Finance and Taxation
Dublin Institute of Technology 1990 — 1994
Bachelor's Degree, B Science Property Economics (Surveying), Honors
Trinity College, Dublin 1990 — 1994
Bachelor's of Science, Surveying, Property Economics
Embrace Home Loans 2001 - Present
Daimler Chrysler Capital Services - Mercedez Benz Credit Corp 1999 - 2000
Ganis Credit Corp Banc Boston, Deutche Bank February 1994 - March 1999
Skills
Loan Origination, Residential Mortgages, VA loans, USDA, Loans, FHA financing, Credit, Credit Analysis, HARP, Bill Consolidation, Home Purchases, Investment Properties, Certified Mortgage..., Real Estate, Investments, Finance, New Home Purchase, Harp, VA Loans, Government Loans, Sales
Education
Salve Regina University 1996 — 1999
Master of Business Administration (M.B.A.), Finance and Taxation
Dublin Institute of Technology 1990 — 1994
Bachelor's Degree, B Science Property Economics (Surveying), Honors
Trinity College, Dublin 1990 — 1994
Bachelor's of Science, Surveying, Property Economics
Eber Almeida Eber Almeida's Embrace Home Loans Experience April 2013 - Present
Job Jr. Systems Administrator at Embrace Home Loans
Industry Information Technology and Services
Experience
Embrace Home Loans April 2013 - Present
Embrace Home Loans March 2013 - April 2013
Coastal Career Academy April 2012 - June 2012
The Center for Career and Technology Education August 2010 - June 2011
Skills
PC system building..., Working knowledge of..., Troubleshooting and..., VoIP client hardware..., Application software:..., Wireless Networking and..., Peer to Peer Networking, Client/Server..., Virtualization with..., Linux installation and..., System maintenance,..., System imaging and data..., Building and testing..., Installation of 110..., Fluent Spanish, Conversational American..., Software Installation, Networking, Operating Systems, XP, Wireless Networking, Training, Laptops
Education
Motoring Technical Training Institute 2012 — 2013
Certification, Information Technology
Ashworth High School 2010 — 2011
Diploma, General Studies2012
Center for Career and Technology Education 2010 — 2011
Information Technology; Computer Repair, Computer Maintenance, Telecommunications
Franklin High School 2008 — 2011
Diploma, General Studies
Embrace Home Loans April 2013 - Present
Embrace Home Loans March 2013 - April 2013
Coastal Career Academy April 2012 - June 2012
The Center for Career and Technology Education August 2010 - June 2011
Skills
PC system building..., Working knowledge of..., Troubleshooting and..., VoIP client hardware..., Application software:..., Wireless Networking and..., Peer to Peer Networking, Client/Server..., Virtualization with..., Linux installation and..., System maintenance,..., System imaging and data..., Building and testing..., Installation of 110..., Fluent Spanish, Conversational American..., Software Installation, Networking, Operating Systems, XP, Wireless Networking, Training, Laptops
Education
Motoring Technical Training Institute 2012 — 2013
Certification, Information Technology
Ashworth High School 2010 — 2011
Diploma, General Studies2012
Center for Career and Technology Education 2010 — 2011
Information Technology; Computer Repair, Computer Maintenance, Telecommunications
Franklin High School 2008 — 2011
Diploma, General Studies
Macken Dolan Macken Dolan's Embrace Home Loans Experience October 2007 - December 2011
Job Home Mortgage Consultant NMLS 11301 at Wells Fargo Home Mortgage
Industry Financial Services
Experience
Wells Fargo Home Mortgage January 2012 - Present
Embrace Home Loans October 2007 - December 2011
Skills
VA loans, USDA, FHA financing, FHA, Refinance, Residential Mortgages, Loan Origination, Mortgage Banking, Mortgage Lending, Certified Mortgage..., Government Loans, Loans, Debt Consolidation, NMLS
Education
Fairfield University 1996 — 2000
Bachelor of Science (BS), Business Administration and Management, General
Wells Fargo Home Mortgage January 2012 - Present
Embrace Home Loans October 2007 - December 2011
Skills
VA loans, USDA, FHA financing, FHA, Refinance, Residential Mortgages, Loan Origination, Mortgage Banking, Mortgage Lending, Certified Mortgage..., Government Loans, Loans, Debt Consolidation, NMLS
Education
Fairfield University 1996 — 2000
Bachelor of Science (BS), Business Administration and Management, General
Sarah Pruett- Steigerwald Sarah Pruett- Steigerwald's Embrace Home Loans Experience December 2013 - Present
Job LOA at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans December 2013 - Present
Wells Fargo May 2012 - December 2013
Verizon October 2010 - March 2012
Skills
Credit, Banking, Mortgage Lending, Credit Analysis, Loans, Consumer Lending, Small Business Lending, Retail Banking, Loan Origination, Mortgage Banking, Credit Risk, Wealth Management, Financial Analysis, Lines Of Credit, Refinance, Cross Selling, FHA, Real Estate, First Time Home Buyers, Residential Mortgages, Investment Properties, Marketing, Customer Service
Education
Huntingdon College 2008 — 2010
Bachelors of Science, Business Administration and Management
Embrace Home Loans December 2013 - Present
Wells Fargo May 2012 - December 2013
Verizon October 2010 - March 2012
Skills
Credit, Banking, Mortgage Lending, Credit Analysis, Loans, Consumer Lending, Small Business Lending, Retail Banking, Loan Origination, Mortgage Banking, Credit Risk, Wealth Management, Financial Analysis, Lines Of Credit, Refinance, Cross Selling, FHA, Real Estate, First Time Home Buyers, Residential Mortgages, Investment Properties, Marketing, Customer Service
Education
Huntingdon College 2008 — 2010
Bachelors of Science, Business Administration and Management
Joshua Del Conte Joshua Del Conte's Embrace Home Loans Experience July 2013 - Present
Job Loan Officer at Embrace Home Loans NMLS 1091298
Industry Financial Services
Experience
Embrace Home Loans July 2013 - Present
BNY Mellon February 2007 - July 2013
State Street Bank 2004 - 2007
Skills
Mortgage Banking, Mortgage Lending, Loans, Refinance, FHA, VA loans, Loan Origination, Credit, Finance, Mortgage Marketing, Consumer Lending, Credit Analysis, Residential Mortgages, VA Loans, USDA, Banking, FHA Financing
Education
Johnson and Wales University 2007 — 2009
Master of Business Administration (MBA), Finance, General
Suffolk University 1999 — 2003
Bachelor of Science (BS), Business Administration and Management, General
Embrace Home Loans July 2013 - Present
BNY Mellon February 2007 - July 2013
State Street Bank 2004 - 2007
Skills
Mortgage Banking, Mortgage Lending, Loans, Refinance, FHA, VA loans, Loan Origination, Credit, Finance, Mortgage Marketing, Consumer Lending, Credit Analysis, Residential Mortgages, VA Loans, USDA, Banking, FHA Financing
Education
Johnson and Wales University 2007 — 2009
Master of Business Administration (MBA), Finance, General
Suffolk University 1999 — 2003
Bachelor of Science (BS), Business Administration and Management, General
Jeff Gaccione Jeff Gaccione's Embrace Home Loans Experience November 2001 - Present
Job Senior Loan Officer | Sales Manager
Industry Financial Services
Experience
Embrace Home Loans November 2001 - Present
Skills
FHA financing, VA loans, Loans, Mortgage Banking, Residential Mortgages, FHA, Mortgage Lending, Home Equity Loans, HUD, Portfolio Management, Real Estate, Refinance, USDA, Loan Origination, Investments, Banking, Credit, Investment Properties, Finance, Government Loans, Underwriting, Residential Homes, Certified Mortgage..., Referrals, FHA Financing, VA Loans
Education
University of Rhode Island 1999 — 2001
BS, Finance
Community College of Rhode Island 1997 — 1999
Associate's degree, General Studies
Embrace Home Loans November 2001 - Present
Skills
FHA financing, VA loans, Loans, Mortgage Banking, Residential Mortgages, FHA, Mortgage Lending, Home Equity Loans, HUD, Portfolio Management, Real Estate, Refinance, USDA, Loan Origination, Investments, Banking, Credit, Investment Properties, Finance, Government Loans, Underwriting, Residential Homes, Certified Mortgage..., Referrals, FHA Financing, VA Loans
Education
University of Rhode Island 1999 — 2001
BS, Finance
Community College of Rhode Island 1997 — 1999
Associate's degree, General Studies
Aaron Kloss Aaron Kloss's Embrace Home Loans Experience October 2008 - September 2013
Job Loan Officer NMLS#121127
Industry Banking
Experience
Home Point Financial April 2015 - Present
Great Plains National Bank November 2013 - April 2015
Embrace Home Loans October 2008 - September 2013
Home Loan Investment Bank 2003 - 2008
Skills
Credit, Credit Analysis, FHA, FHA financing, First Time Home Buyers, Investment Properties, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Real Estate, Refinance, Residential Mortgages, USDA, VA loans, VA Loans
Education
Adirondack Community College
Associates, Business Management
Johnson and Wales University
Bachelors, Marketing
Home Point Financial April 2015 - Present
Great Plains National Bank November 2013 - April 2015
Embrace Home Loans October 2008 - September 2013
Home Loan Investment Bank 2003 - 2008
Skills
Credit, Credit Analysis, FHA, FHA financing, First Time Home Buyers, Investment Properties, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Real Estate, Refinance, Residential Mortgages, USDA, VA loans, VA Loans
Education
Adirondack Community College
Associates, Business Management
Johnson and Wales University
Bachelors, Marketing
Craig McManus Craig McManus's Embrace Home Loans Experience June 1993 - Present
Job Vice President/Underwriting Team Leader at Embrace Home Loans
Industry Banking
Experience
Embrace Home Loans June 1993 - Present
Skills
Credit, Loans, Loan Origination, Banking, Commercial Lending, Finance, Investment Properties, Consumer Lending, First Time Home Buyers, USDA, Government Loans, Certified Mortgage..., Construction Loans, FHA Financing, Real Estate, VA Loans
Education
Rhode Island College 1982 — 1984
Bachelor of Science (BS), Management
Community College of Rhode Island 1980 — 1982
Associate of Science (AS), Business Administration and Management, General
Embrace Home Loans June 1993 - Present
Skills
Credit, Loans, Loan Origination, Banking, Commercial Lending, Finance, Investment Properties, Consumer Lending, First Time Home Buyers, USDA, Government Loans, Certified Mortgage..., Construction Loans, FHA Financing, Real Estate, VA Loans
Education
Rhode Island College 1982 — 1984
Bachelor of Science (BS), Management
Community College of Rhode Island 1980 — 1982
Associate of Science (AS), Business Administration and Management, General
Jessica Nunez Jessica Nunez's Embrace Home Loans Experience March 2015 - Present
Job Computer Support Specialist Residential Properties LTD
Industry Information Technology and Services
Experience
Embrace Home Loans March 2015 - Present
Residential properties LTD August 2013 - March 2015
Embrace Home Loans January 2013 - August 2013
Wet Seal, Inc May 2011 - January 2013
Year Up 2012 - 2013
Madrag November 2010 - February 2011
Skills
Teamwork, Troubleshooting, Loans, Public Speaking, Time Management, Management, Computer Hardware, Team Building, Software Documentation, Retail Sales, Windows 7, Computer Repair, Customer Experience, Web Development, Web Design
Education
Community College of Rhode Island 2012 — 2013
Pursuing 23 Credits towards a General Studies Degree
Year Up 2012 — 2013
Actively enrolled in one-year intensive technical and professional skills training program.
Embrace Home Loans March 2015 - Present
Residential properties LTD August 2013 - March 2015
Embrace Home Loans January 2013 - August 2013
Wet Seal, Inc May 2011 - January 2013
Year Up 2012 - 2013
Madrag November 2010 - February 2011
Skills
Teamwork, Troubleshooting, Loans, Public Speaking, Time Management, Management, Computer Hardware, Team Building, Software Documentation, Retail Sales, Windows 7, Computer Repair, Customer Experience, Web Development, Web Design
Education
Community College of Rhode Island 2012 — 2013
Pursuing 23 Credits towards a General Studies Degree
Year Up 2012 — 2013
Actively enrolled in one-year intensive technical and professional skills training program.
Brent King Brent King's Embrace Home Loans Experience June 2013 - November 2014
Job AIG Financial Network | Director of Operations | (864) 4988132
Industry Financial Services
Experience
AIG December 2014 - Present
Embrace Home Loans June 2013 - November 2014
First Choice Loan Services, Inc. (a Wholly owned subsidiary of First Choice Bank) 2010 - June 2013
Silver Hill Financial 2007 - July 2009
Staten Island Bancorp. SIB Mortgage Corp. (Aegis acquired division) September 2001 - August 2007
Aegis Correspondent Corp August 2001 - 2007
MG Investments 1994 - 2000
Skills
Business Development, Project Management, Customer Retention, Pricing Strategy, B2B Marketing, Operational Efficiency, Mortgage Lending, Secondary Market, Loans, Mortgage Banking, Loan Origination, Credit, Residential Mortgages, Underwriting, FHA, Investment Properties, Banking, Selling, USDA, Commercial Lending, Funding, Real Estate, Sales, Commercial Real Estate, Risk Management, Commercial Mortgages, Training, Warehouse Lending, Secondary Mortgage..., Fannie Mae, Super Jumbo, USDA Rural Housing, NMLS Licensed, DU Refi Plus, Jumbos, GNMA, Mortgage Marketing, Mortgage Underwriting, Refinance, Portfolio Management, Investments
Education
University of Southern Indiana 1991 — 1994
Henderson Community College
AIG December 2014 - Present
Embrace Home Loans June 2013 - November 2014
First Choice Loan Services, Inc. (a Wholly owned subsidiary of First Choice Bank) 2010 - June 2013
Silver Hill Financial 2007 - July 2009
Staten Island Bancorp. SIB Mortgage Corp. (Aegis acquired division) September 2001 - August 2007
Aegis Correspondent Corp August 2001 - 2007
MG Investments 1994 - 2000
Skills
Business Development, Project Management, Customer Retention, Pricing Strategy, B2B Marketing, Operational Efficiency, Mortgage Lending, Secondary Market, Loans, Mortgage Banking, Loan Origination, Credit, Residential Mortgages, Underwriting, FHA, Investment Properties, Banking, Selling, USDA, Commercial Lending, Funding, Real Estate, Sales, Commercial Real Estate, Risk Management, Commercial Mortgages, Training, Warehouse Lending, Secondary Mortgage..., Fannie Mae, Super Jumbo, USDA Rural Housing, NMLS Licensed, DU Refi Plus, Jumbos, GNMA, Mortgage Marketing, Mortgage Underwriting, Refinance, Portfolio Management, Investments
Education
University of Southern Indiana 1991 — 1994
Henderson Community College
Kelly Rodrigues-Umbelina Kelly Rodrigues-Umbelina's Embrace Home Loans Experience July 2004 - September 2006
Job Accounting Professional
Industry Accounting
Experience
Independent Consultant March 2011 - Present
Parkway Properties July 2009 - March 2011
Regency Centers May 2007 - July 2009
Embrace Home Loans July 2004 - September 2006
Skills
Accounting, Financial Analysis, Bookkeeping, Financial Reporting, Budget Process, Accounts Payable, Accounts Receivable, ADP Payroll, Royalties, Commercial Real Estate..., Cash Flow Statements, General Ledger, Proformas, CAM, REIT, QuickBooks, Quicken, Yardi Voyager, Great Plains Software, JD Edwards, MRI Software, FAS, Fixed Asset Depreciation, Fixed Asset Management, Peachtree, Argus Modeling, Microsoft Excel, Microsoft Word, Microsoft Office, Outlook, Groupwise, PowerPoint, Empower, Windows, Fixed Assets, Financial Statements, Bank Reconciliation, Account Reconciliation, Journal Entries, Accruals, GAAP, Payroll, Auditing
Education
Bryant University 2000 — 2004
Bachelor of Science (B.S.), Business Administration, Accounting
Mt. Hope High School 1998 — 2000
High School Diploma, College Preparatory
Independent Consultant March 2011 - Present
Parkway Properties July 2009 - March 2011
Regency Centers May 2007 - July 2009
Embrace Home Loans July 2004 - September 2006
Skills
Accounting, Financial Analysis, Bookkeeping, Financial Reporting, Budget Process, Accounts Payable, Accounts Receivable, ADP Payroll, Royalties, Commercial Real Estate..., Cash Flow Statements, General Ledger, Proformas, CAM, REIT, QuickBooks, Quicken, Yardi Voyager, Great Plains Software, JD Edwards, MRI Software, FAS, Fixed Asset Depreciation, Fixed Asset Management, Peachtree, Argus Modeling, Microsoft Excel, Microsoft Word, Microsoft Office, Outlook, Groupwise, PowerPoint, Empower, Windows, Fixed Assets, Financial Statements, Bank Reconciliation, Account Reconciliation, Journal Entries, Accruals, GAAP, Payroll, Auditing
Education
Bryant University 2000 — 2004
Bachelor of Science (B.S.), Business Administration, Accounting
Mt. Hope High School 1998 — 2000
High School Diploma, College Preparatory
Jeremy Ballard Jeremy Ballard's Embrace Home Loans Experience November 2013 - Present
Job Loan Officer | Conventional | FHA | VA | USDA | Mass housing| Purchase and Refinance | First time home buyers
Industry Banking
Experience
Embrace Home Loans November 2013 - Present
Semper Home Loans October 2013 - November 2013
Embrace Home Loans August 2013 - October 2013
Cooperative Productions October 1999 - August 2013
Skills
Loan Origination, First Time Home Buyers, Home Purchases, Refinance, Mass Housing, FHA financing, VA loans, NMLS Licensed, HARP program, FHA streamline, USDA, Loans, Mortgage Lending, Credit, Underwriting, New Home Purchase, FHA, Investment Properties, Social Housing, Residential Mortgages, VA Loans, Real Estate, FHA Financing, Mortgage Banking
Education
Johnson and Whales University 2008 — 2013
BA, Restaurant Management
Johnson and Wales University
AS, Culinary Arts
Embrace Home Loans November 2013 - Present
Semper Home Loans October 2013 - November 2013
Embrace Home Loans August 2013 - October 2013
Cooperative Productions October 1999 - August 2013
Skills
Loan Origination, First Time Home Buyers, Home Purchases, Refinance, Mass Housing, FHA financing, VA loans, NMLS Licensed, HARP program, FHA streamline, USDA, Loans, Mortgage Lending, Credit, Underwriting, New Home Purchase, FHA, Investment Properties, Social Housing, Residential Mortgages, VA Loans, Real Estate, FHA Financing, Mortgage Banking
Education
Johnson and Whales University 2008 — 2013
BA, Restaurant Management
Johnson and Wales University
AS, Culinary Arts
Shawn Andrade's Embrace Home Loans Experience June 2010 - September 2010
Job Credit Risk Management and Advisory Analyst at Goldman Sachs
Industry Financial Services
Experience
Goldman Sachs July 2015 - Present
Goldman Sachs July 2012 - July 2015
Johnson & Johnson June 2011 - December 2011
Embrace Home Loans June 2010 - September 2010
Skills
Finance, Microsoft Excel, Credit Risk, Financial Modeling, Financial Analysis, Bloomberg, Due Diligence, PowerPoint, Microsoft Office, Financial Reporting
Education
Bentley University 2008 — 2012
Bachelor of Science, Corporate Finance and Accounting
Goldman Sachs July 2015 - Present
Goldman Sachs July 2012 - July 2015
Johnson & Johnson June 2011 - December 2011
Embrace Home Loans June 2010 - September 2010
Skills
Finance, Microsoft Excel, Credit Risk, Financial Modeling, Financial Analysis, Bloomberg, Due Diligence, PowerPoint, Microsoft Office, Financial Reporting
Education
Bentley University 2008 — 2012
Bachelor of Science, Corporate Finance and Accounting
JUAN AYALA JUAN AYALA's Embrace Home Loans Experience November 2009 - December 2010
Job Senior Mortgage Loan Officer at Paramount Residential Mortgage Group Inc. (PRMG Inc.)
Industry Financial Services
Experience
Paramount Residential Mortgage Group Inc. (PRMG Inc.) March 2015 - Present
Caliber Home Loans September 2013 - March 2015
Residential Finance January 2013 - August 2013
City1st Mortgage Services, LLC June 2012 - January 2013
New Penn Financial, LLC December 2010 - June 2012
Embrace Home Loans November 2009 - December 2010
Bank of America March 2008 - November 2009
The Regal Group, LLC October 2004 - March 2008
Wells Fargo Home Mortgage October 2001 - October 2004
Banc one financial services 1998 - 2001
Skills
Mortgage Banking, Private Lending, Residential Mortgages, iPhone, FHA, Mortgage, Mortgage Lending, VA, Loans, Mortgage Industry, Referrals, Customer Service, Conventional, Refinance, VA loans, Loan Origination, Investment Properties, Conforming, First Time Home Buyers, Credit, Purchase, Residential, Foreclosures, Mortgage Planning, FHA financing, Condos, First Time Buyers, Investments, Residential Homes, Finance, USDA, Certified Mortgage..., Real Estate, Sellers, Short Sales, Construction Loans, Loss Mitigation, Mortgage Underwriting, Real Estate Economics, Real Estate Financing, Real Estate Transactions, Underwriting, Reverse Mortgages, Home Equity Loans, Mortgage Marketing, Portfolio Management, REO
Education
Barry University 2002 — 2004
Business Administration
Miami Dade College 1994 — 2000
Business Administration
Paramount Residential Mortgage Group Inc. (PRMG Inc.) March 2015 - Present
Caliber Home Loans September 2013 - March 2015
Residential Finance January 2013 - August 2013
City1st Mortgage Services, LLC June 2012 - January 2013
New Penn Financial, LLC December 2010 - June 2012
Embrace Home Loans November 2009 - December 2010
Bank of America March 2008 - November 2009
The Regal Group, LLC October 2004 - March 2008
Wells Fargo Home Mortgage October 2001 - October 2004
Banc one financial services 1998 - 2001
Skills
Mortgage Banking, Private Lending, Residential Mortgages, iPhone, FHA, Mortgage, Mortgage Lending, VA, Loans, Mortgage Industry, Referrals, Customer Service, Conventional, Refinance, VA loans, Loan Origination, Investment Properties, Conforming, First Time Home Buyers, Credit, Purchase, Residential, Foreclosures, Mortgage Planning, FHA financing, Condos, First Time Buyers, Investments, Residential Homes, Finance, USDA, Certified Mortgage..., Real Estate, Sellers, Short Sales, Construction Loans, Loss Mitigation, Mortgage Underwriting, Real Estate Economics, Real Estate Financing, Real Estate Transactions, Underwriting, Reverse Mortgages, Home Equity Loans, Mortgage Marketing, Portfolio Management, REO
Education
Barry University 2002 — 2004
Business Administration
Miami Dade College 1994 — 2000
Business Administration
Sarkis Boghossian Sarkis Boghossian's Embrace Home Loans Experience August 2013 - Present
Job Mortgage Loan Originator at Embrace Home Loans
Industry Accounting
Experience
Embrace Home Loans August 2013 - Present
Skills
Accounting, Financial Accounting, Financial Reporting, QuickBooks, Tax, Auditing, Financial Analysis, Bookkeeping, Microsoft Excel, Income Tax, Tax Preparation, Microsoft Word, Accounts Payable, PowerPoint, Microsoft Office, Account Reconciliation, General Ledger, Accounts Receivable, Internal Controls, Financial Statements
Education
Bryant University 2013 — 2014
Bachelor of Science (B.S.), Accounting
Bryant University 2013 — 2014
Bachelor of Science (BS), Accounting
University of Rhode Island
University of Rhode Island
Embrace Home Loans August 2013 - Present
Skills
Accounting, Financial Accounting, Financial Reporting, QuickBooks, Tax, Auditing, Financial Analysis, Bookkeeping, Microsoft Excel, Income Tax, Tax Preparation, Microsoft Word, Accounts Payable, PowerPoint, Microsoft Office, Account Reconciliation, General Ledger, Accounts Receivable, Internal Controls, Financial Statements
Education
Bryant University 2013 — 2014
Bachelor of Science (B.S.), Accounting
Bryant University 2013 — 2014
Bachelor of Science (BS), Accounting
University of Rhode Island
University of Rhode Island
Stephen R. Cochran Stephen R. Cochran's Embrace Home Loans Experience August 2014 - September 2015
Job Senior Loan Officer Citizens Bank
Industry Financial Services
Experience
Citizens Bank September 2015 - Present
Embrace Home Loans August 2014 - September 2015
The Bank of Canton August 2011 - August 2014
Poli Mortgage Group July 2001 - July 2011
Skills
Residential Homes, Short Sales, Buyer Representation, Condos, New Home Sales, Refinance, Real Property, Real Estate Financing, Residential Mortgages, Move Up Buyers, Real Estate Economics, Real Estate Transactions, Luxury, Brokerage, HUD, Buyers, Loss Mitigation, Listings, FHA, Mortgage Lending, Investment Properties, Loans, Real Estate, Vacation Homes, First Time Home Buyers, Sellers, Loan Origination, Mortgage Banking, Single Family Homes
Education
Connecticut College 1985 — 1989
Bachelor of Arts (B.A.), Anthropology
Tabor Academy 1980 — 1984
Dedham Country Day School 1978 — 1980
Dexter School
Citizens Bank September 2015 - Present
Embrace Home Loans August 2014 - September 2015
The Bank of Canton August 2011 - August 2014
Poli Mortgage Group July 2001 - July 2011
Skills
Residential Homes, Short Sales, Buyer Representation, Condos, New Home Sales, Refinance, Real Property, Real Estate Financing, Residential Mortgages, Move Up Buyers, Real Estate Economics, Real Estate Transactions, Luxury, Brokerage, HUD, Buyers, Loss Mitigation, Listings, FHA, Mortgage Lending, Investment Properties, Loans, Real Estate, Vacation Homes, First Time Home Buyers, Sellers, Loan Origination, Mortgage Banking, Single Family Homes
Education
Connecticut College 1985 — 1989
Bachelor of Arts (B.A.), Anthropology
Tabor Academy 1980 — 1984
Dedham Country Day School 1978 — 1980
Dexter School
Christopher Thibeault Christopher Thibeault's Embrace Home Loans Experience September 2010 - Present
Job Loan Officer NMLS# 368152
Industry Financial Services
Experience
Embrace Home Loans September 2010 - Present
Windmill Cycles, Inc. May 2005 - September 2010
Putnam Investments September 2008 - March 2009
Skills
FHA, Direct Sales, Loans, Residential Mortgages, VA loans, USDA, Mortgage Banking, Refinance, Loan Origination, Credit, Mortgage Lending, Certified Mortgage..., Government Loans, Reverse Mortgages, FHA financing, VA Loans, Credit Analysis, FHA Financing, Investment Properties
Education
University of Massachusetts Dartmouth 2007 — 2009
Bachelor of Science (BS), Finance
Bristol Community College 2005 — 2007
Associate's degree, Business Administration and Management
Embrace Home Loans September 2010 - Present
Windmill Cycles, Inc. May 2005 - September 2010
Putnam Investments September 2008 - March 2009
Skills
FHA, Direct Sales, Loans, Residential Mortgages, VA loans, USDA, Mortgage Banking, Refinance, Loan Origination, Credit, Mortgage Lending, Certified Mortgage..., Government Loans, Reverse Mortgages, FHA financing, VA Loans, Credit Analysis, FHA Financing, Investment Properties
Education
University of Massachusetts Dartmouth 2007 — 2009
Bachelor of Science (BS), Finance
Bristol Community College 2005 — 2007
Associate's degree, Business Administration and Management
Edward Angulo Edward Angulo's Embrace Home Loans Experience October 2010 - July 2011
Job Mortgage Loan originator at American Bancshares
Industry Financial Services
Experience
American Bancshares Mortgage April 2012 - Present
FEMBI First Equity Mortgage Bankers, Inc. July 2011 - April 2012
Embrace Home Loans October 2010 - July 2011
Regions Bank March 2002 - October 2010
Skills
VA loans, Reverse Mortgages, Residential Mortgages, Mortgage Lending, Loans, Investment Properties, Credit, Real Estate, First Time Home Buyers, Investments
Education
Florida International University - College of Business Administration 1998 — 2000
Bachelor of Arts (BA), Finance, General
Miami Dade College 1994 — 1997
Associate of Arts (A.A.), Business Administration and Management, General
American Bancshares Mortgage April 2012 - Present
FEMBI First Equity Mortgage Bankers, Inc. July 2011 - April 2012
Embrace Home Loans October 2010 - July 2011
Regions Bank March 2002 - October 2010
Skills
VA loans, Reverse Mortgages, Residential Mortgages, Mortgage Lending, Loans, Investment Properties, Credit, Real Estate, First Time Home Buyers, Investments
Education
Florida International University - College of Business Administration 1998 — 2000
Bachelor of Arts (BA), Finance, General
Miami Dade College 1994 — 1997
Associate of Arts (A.A.), Business Administration and Management, General
Boiana Georgieva Boiana Georgieva's Embrace Home Loans Experience January 2007 - Present
Job Underwriter/Finance; Business Owner; Marketing Specialist
Industry Financial Services
Experience
Newport Sea Foam Trading LLC January 2012 - Present
nVolutions, LLC September 2011 - Present
Embrace Home Loans January 2007 - Present
Konica Minolta Business Solutions U.S.A., Inc. August 2006 - December 2006
Skills
Risk Analisys, Credit Analysis, Financial Analysis, Fraud Analysis, Financial Accounting, Compliance Management, Quality Analysis, Start-ups, Finance, Credit, FHA, Mortgage Lending, Marketing, Management, USDA, Marketing Strategy, Business Strategy, Strategic Planning, Team Management
Education
American University in Bulgaria 1999 — 2004
Bachelor of Arts (B.A.), Business Administration and Management, General
Newport Sea Foam Trading LLC January 2012 - Present
nVolutions, LLC September 2011 - Present
Embrace Home Loans January 2007 - Present
Konica Minolta Business Solutions U.S.A., Inc. August 2006 - December 2006
Skills
Risk Analisys, Credit Analysis, Financial Analysis, Fraud Analysis, Financial Accounting, Compliance Management, Quality Analysis, Start-ups, Finance, Credit, FHA, Mortgage Lending, Marketing, Management, USDA, Marketing Strategy, Business Strategy, Strategic Planning, Team Management
Education
American University in Bulgaria 1999 — 2004
Bachelor of Arts (B.A.), Business Administration and Management, General
Courtney Hinton McMahon's Embrace Home Loans Experience June 2012 - Present
Job Business Analyst at Fiserv Lending Solutions
Industry Financial Services
Experience
Fiserv Lending Solutions November 2013 - Present
Embrace Home Loans June 2012 - Present
MetLife Home Loans March 2006 - April 2013
Guaranty Bank August 2005 - March 2006
Ivanhoe Financial September 2001 - August 2005
Skills
Time Management, Training Skills, DE/VA Underwriter, Research, Microsoft Office, Credit Risk, Credit Analysis, Editing, Lotus Notes, Outlook, Teamwork, Writing, Mortgage Lending, Mortgage Banking, Loans, Mortgage Underwriting, Financial Services, Training
Education
Florida State University 1998 — 2001
Bachelor of Arts (BA), English Language and Literature, General
Fiserv Lending Solutions November 2013 - Present
Embrace Home Loans June 2012 - Present
MetLife Home Loans March 2006 - April 2013
Guaranty Bank August 2005 - March 2006
Ivanhoe Financial September 2001 - August 2005
Skills
Time Management, Training Skills, DE/VA Underwriter, Research, Microsoft Office, Credit Risk, Credit Analysis, Editing, Lotus Notes, Outlook, Teamwork, Writing, Mortgage Lending, Mortgage Banking, Loans, Mortgage Underwriting, Financial Services, Training
Education
Florida State University 1998 — 2001
Bachelor of Arts (BA), English Language and Literature, General
Ric Teves Ric Teves's Embrace Home Loans Experience June 2015 - Present
Job Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans June 2015 - Present
CommutAir December 2013 - May 2015
Pilgrim Aviation March 2013 - November 2013
Massachusetts State Police June 1986 - November 2013
Victor 141 September 2006 - November 2011
King Aviation Mansfield September 2004 - January 2011
Professional Pilots March 2005 - September 2006
Fall River Police Department January 1980 - July 1986
Skills
Flights, CFI, ATP, Type Rating, Aircraft, Flight Safety, Flight Planning, Aviation, Aviation Security, Civil Aviation, Commercial Aviation, Flight Training, Piloting, Airports, Airlines, Charter, Crew Resource Management, Emergency Management, Human Factors
Education
Anna Maria College 1988 — 1990
MA, Criminal Justice
Providence College 1976 — 1978
Bachelor of Science, Business Administration
Embrace Home Loans June 2015 - Present
CommutAir December 2013 - May 2015
Pilgrim Aviation March 2013 - November 2013
Massachusetts State Police June 1986 - November 2013
Victor 141 September 2006 - November 2011
King Aviation Mansfield September 2004 - January 2011
Professional Pilots March 2005 - September 2006
Fall River Police Department January 1980 - July 1986
Skills
Flights, CFI, ATP, Type Rating, Aircraft, Flight Safety, Flight Planning, Aviation, Aviation Security, Civil Aviation, Commercial Aviation, Flight Training, Piloting, Airports, Airlines, Charter, Crew Resource Management, Emergency Management, Human Factors
Education
Anna Maria College 1988 — 1990
MA, Criminal Justice
Providence College 1976 — 1978
Bachelor of Science, Business Administration
John Dolbec's Embrace Home Loans Experience August 2014 - August 2015
Job Loan Officer at First Home Mortgage
Industry Financial Services
Experience
First Home Mortgage September 2015 - Present
Embrace Home Loans August 2014 - August 2015
Embrace Home Loans November 2013 - June 2014
Sid Wainer & Son specialty produce May 2013 - November 2013
McCormick & Schmick's June 2011 - May 2013
US Navy July 2006 - June 2010
Wharf Tavern 2003 - 2006
Skills
Process Scheduler, Leadership, Time Management, Team Building, Culinary Skills, Teamwork, Marketing, Marketing Strategy, Management, Food Service, Cooking, Inventory Management, Project Planning, Food, Networking, Logistics, Military, Training, Customer Satisfaction, Purchasing, System Administration, FHA, FHA financing, First Time Home Buyers, Assisting First Time..., Jumbo Mortgage, VA loans, FHA Financing, Sales, Microsoft Office, Customer Service, Investment Properties, Real Estate, VA Loans
Education
Johnson and Wales University 2010 — 2013
Bachelor's Degree, Bachelor of Science (B.S.), Business Administration, Management and Operations
First Home Mortgage September 2015 - Present
Embrace Home Loans August 2014 - August 2015
Embrace Home Loans November 2013 - June 2014
Sid Wainer & Son specialty produce May 2013 - November 2013
McCormick & Schmick's June 2011 - May 2013
US Navy July 2006 - June 2010
Wharf Tavern 2003 - 2006
Skills
Process Scheduler, Leadership, Time Management, Team Building, Culinary Skills, Teamwork, Marketing, Marketing Strategy, Management, Food Service, Cooking, Inventory Management, Project Planning, Food, Networking, Logistics, Military, Training, Customer Satisfaction, Purchasing, System Administration, FHA, FHA financing, First Time Home Buyers, Assisting First Time..., Jumbo Mortgage, VA loans, FHA Financing, Sales, Microsoft Office, Customer Service, Investment Properties, Real Estate, VA Loans
Education
Johnson and Wales University 2010 — 2013
Bachelor's Degree, Bachelor of Science (B.S.), Business Administration, Management and Operations
William Urizar William Urizar's Embrace Home Loans Experience January 2013 - Present
Job Loan Processor at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans January 2013 - Present
Wal-Mart November 2009 - January 2011
Skills
Retail Sales, Loss Prevention, Retail Merchandising, Customer Satisfaction, Customer Experience, Sales, Sales Management, PowerPoint, Team Leadership, Team Building, Account Management, Computer Hardware, Inventory Control, Inventory Management, Inventory Accuracy, Networking, Microsoft Office, Recruiting, Software Installation, Performance Management, Troubleshooting, Customer Service, Leadership, Merchandising
Education
Community College of Rhode Island 2012 — 2014
Embrace Home Loans January 2013 - Present
Wal-Mart November 2009 - January 2011
Skills
Retail Sales, Loss Prevention, Retail Merchandising, Customer Satisfaction, Customer Experience, Sales, Sales Management, PowerPoint, Team Leadership, Team Building, Account Management, Computer Hardware, Inventory Control, Inventory Management, Inventory Accuracy, Networking, Microsoft Office, Recruiting, Software Installation, Performance Management, Troubleshooting, Customer Service, Leadership, Merchandising
Education
Community College of Rhode Island 2012 — 2014
Erin McNally Erin McNally's Embrace Home Loans Experience September 2009 - Present
Job Loan Officer at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans September 2009 - Present
The Flatley Company June 2001 - February 2010
State Street Bank August 1993 - June 2001
Skills
FHA, Refinance, Mortgage Lending, Loans, Loan Origination, Credit, First Time Home Buyers, Investment Properties, Real Estate, USDA, Mortgage Banking, FHA financing, Residential Mortgages, Credit Analysis, VA loans
Education
Bryant College 1988 — 1992
Bachelor's Degree, Finance
St Rapheal Academy 1984 — 1989
Embrace Home Loans September 2009 - Present
The Flatley Company June 2001 - February 2010
State Street Bank August 1993 - June 2001
Skills
FHA, Refinance, Mortgage Lending, Loans, Loan Origination, Credit, First Time Home Buyers, Investment Properties, Real Estate, USDA, Mortgage Banking, FHA financing, Residential Mortgages, Credit Analysis, VA loans
Education
Bryant College 1988 — 1992
Bachelor's Degree, Finance
St Rapheal Academy 1984 — 1989
Christian Lemieux Christian Lemieux's Embrace Home Loans Experience June 2012 - January 2013
Job Process Engineer/Analyst at OnProcess Technology
Industry Logistics and Supply Chain
Experience
OnProcess Technology June 2014 - Present
ACE and the Writing Center Bryant University August 2011 - May 2014
Teknor Apex Company June 2013 - August 2013
Embrace Home Loans June 2012 - January 2013
Skills
Minitab, Microsoft Excel, PowerPoint, Writing, Stata, Statistical Modeling, SAS programming, SAS E-Miner, Communication, SAS, SPSS
Education
Bryant University 2010 — 2014
Bachelor of Science (B.S.), Applied Mathematics & Statistics, 3.64
OnProcess Technology June 2014 - Present
ACE and the Writing Center Bryant University August 2011 - May 2014
Teknor Apex Company June 2013 - August 2013
Embrace Home Loans June 2012 - January 2013
Skills
Minitab, Microsoft Excel, PowerPoint, Writing, Stata, Statistical Modeling, SAS programming, SAS E-Miner, Communication, SAS, SPSS
Education
Bryant University 2010 — 2014
Bachelor of Science (B.S.), Applied Mathematics & Statistics, 3.64
Douglas Tengdin, CFA Douglas Tengdin, CFA's Embrace Home Loans Experience 1990 - 1993
Job Chief Investment Officer at Charter Trust Company
Industry Investment Management
Experience
Charter Trust 2000 - Present
CFA Institute 1996 - Present
Banknorth Group 1994 - 2000
State Street Global Advisors 1993 - 1994
Embrace Home Loans 1990 - 1993
Citi 1989 - 1991
Skills
Private Wealth..., Fixed Income Analysis, Equity Analysis, Asset Managment, Portfolio Management, Wealth Management, Investments, Fixed Income, Financial Analysis, Alternative Investments, Investment Strategies, Valuation, Financial Modeling, Investment Management, Equities, Wealth Management..., Credit, Asset Management, High Net Worth..., Estate Planning, Asset Allocation, Banking, Mergers & Acquisitions, Investment Banking, Financial Advisory, Private Equity, Institutional..., Strategic Financial..., Bonds, Fund Of Funds, Equity Research, Investment Advisory, Series 7, Trust Services, Hedge Funds, Mutual Funds, Family Office, Trust Management, Equity Valuation, Wealth, Funding, Securities, Trusts, Structured Products, Hedging, Capital Markets, Bloomberg, Finance, Risk Management
Education
Dartmouth College 1978 — 1982
AB
Trinity International University 1983 — 1986
MA
Blake School 1974 — 1978
High School
Charter Trust 2000 - Present
CFA Institute 1996 - Present
Banknorth Group 1994 - 2000
State Street Global Advisors 1993 - 1994
Embrace Home Loans 1990 - 1993
Citi 1989 - 1991
Skills
Private Wealth..., Fixed Income Analysis, Equity Analysis, Asset Managment, Portfolio Management, Wealth Management, Investments, Fixed Income, Financial Analysis, Alternative Investments, Investment Strategies, Valuation, Financial Modeling, Investment Management, Equities, Wealth Management..., Credit, Asset Management, High Net Worth..., Estate Planning, Asset Allocation, Banking, Mergers & Acquisitions, Investment Banking, Financial Advisory, Private Equity, Institutional..., Strategic Financial..., Bonds, Fund Of Funds, Equity Research, Investment Advisory, Series 7, Trust Services, Hedge Funds, Mutual Funds, Family Office, Trust Management, Equity Valuation, Wealth, Funding, Securities, Trusts, Structured Products, Hedging, Capital Markets, Bloomberg, Finance, Risk Management
Education
Dartmouth College 1978 — 1982
AB
Trinity International University 1983 — 1986
MA
Blake School 1974 — 1978
High School
Marcos Sanchez Marcos Sanchez's Embrace Home Loans Experience September 2012 - Present
Job Mortgage Lender | Branch Manager| Recruiter | Loan Officer | Career Consultant | Embrace Home Loans | Mortgage
Industry Banking
Experience
Embrace Home Loans September 2012 - Present
Corridor Mortgage Group September 2009 - September 2012
Access National Mortgage April 2005 - September 2009
RBC Mortgage 1997 - 2004
Harbor Financial Mortgage Corp 1994 - 1999
Lenders Financial Corporation 1992 - 1994
Skills
Mortgage Lending, Loans, Mortgage, Credit, Refinance, FHA, Purchase, Banking, Sales Management, Real Estate Investment, Real Estate, Investment Properties, First Time Home Buyers, Investments, New Business Development, VA, Credit Risk, Customer Service, Conventional, Financial Analysis, Underwriting, Team Building, Mentoring, Loan Origination, REO, Pricing, Funding, Residential Homes, Residential Mortgages, Foreclosures, Selling, Mortgage Banking, USDA, VA loans, Referrals, FHA financing, Financial Services, Marketing, Management, Finance, Portfolio Management, Mortgage Underwriting, Commercial Lending, Certified Mortgage..., Construction Loans, Training, Mortgage Marketing, Reverse Mortgages, Short Sales, Investors
Education
Schiller International University - London, England UK 1989 — 1990
BA, International Business Admininstration
Schiller International University - Heidelberg, Germany 1988 — 1989
BBA, International Business
Schiller International University - Madrid, Spain 1987 — 1988
BBA, International Business
Bournemouth University 1986 — 1987
A Levels, Geography Math and Sociology A Levels
St John's College HS - Washington, DC 1982 — 1986
HS, HS Diploma
Embrace Home Loans September 2012 - Present
Corridor Mortgage Group September 2009 - September 2012
Access National Mortgage April 2005 - September 2009
RBC Mortgage 1997 - 2004
Harbor Financial Mortgage Corp 1994 - 1999
Lenders Financial Corporation 1992 - 1994
Skills
Mortgage Lending, Loans, Mortgage, Credit, Refinance, FHA, Purchase, Banking, Sales Management, Real Estate Investment, Real Estate, Investment Properties, First Time Home Buyers, Investments, New Business Development, VA, Credit Risk, Customer Service, Conventional, Financial Analysis, Underwriting, Team Building, Mentoring, Loan Origination, REO, Pricing, Funding, Residential Homes, Residential Mortgages, Foreclosures, Selling, Mortgage Banking, USDA, VA loans, Referrals, FHA financing, Financial Services, Marketing, Management, Finance, Portfolio Management, Mortgage Underwriting, Commercial Lending, Certified Mortgage..., Construction Loans, Training, Mortgage Marketing, Reverse Mortgages, Short Sales, Investors
Education
Schiller International University - London, England UK 1989 — 1990
BA, International Business Admininstration
Schiller International University - Heidelberg, Germany 1988 — 1989
BBA, International Business
Schiller International University - Madrid, Spain 1987 — 1988
BBA, International Business
Bournemouth University 1986 — 1987
A Levels, Geography Math and Sociology A Levels
St John's College HS - Washington, DC 1982 — 1986
HS, HS Diploma
Paula Frenette Paula Frenette's Embrace Home Loans Experience January 2015 - Present
Job FHA, VA, USDA, Jumbo, Conforming, Mortgages for Purchases or Refinance NHMEMA
Industry Real Estate
Experience
Embrace Home Loans January 2015 - Present
Citizens Bank / CCO Mortgage August 2004 - December 2014
Aegis Lending February 2000 - November 2004
Skills
Mortgage Lending, Loans, FHA, Microsoft Office, Refinance, Mortgage Banking, Customer Service, Real Estate Financing, Jumbo Mortgage, Condos, Public Speaking, Loan Origination, USDA, Real Estate Transactions, Residential Homes, First Time Home Buyers, Real Estate, Investment Properties
Education
Northern Essex Community College 1981 — 1982
Business, Management, Marketing, and Related Support Services
Johnson & Wales University 1979 — 1981
AS, Culinary Arts
Andover High School 1975 — 1978
Embrace Home Loans January 2015 - Present
Citizens Bank / CCO Mortgage August 2004 - December 2014
Aegis Lending February 2000 - November 2004
Skills
Mortgage Lending, Loans, FHA, Microsoft Office, Refinance, Mortgage Banking, Customer Service, Real Estate Financing, Jumbo Mortgage, Condos, Public Speaking, Loan Origination, USDA, Real Estate Transactions, Residential Homes, First Time Home Buyers, Real Estate, Investment Properties
Education
Northern Essex Community College 1981 — 1982
Business, Management, Marketing, and Related Support Services
Johnson & Wales University 1979 — 1981
AS, Culinary Arts
Andover High School 1975 — 1978
Michelle Solomon's Embrace Home Loans Experience January 2014 - Present
Job Branch Manager | Recruiter | Loan Officer I Mortgage Lender |
Industry Financial Services
Experience
Embrace Home Loans January 2014 - Present
Poli Mortgage Group April 2011 - January 2014
Advanced Mortgage Services August 2008 - April 2011
Indymac Bank July 2007 - August 2008
Gateway Funding Group, LLC 2005 - 2007
Sallie Mae Home Loans 2004 - 2006
Wells Fargo Home Mortgage September 1995 - August 2004
Skills
Management, Residential Mortgages, Recruiter, Coaching, Team Leadership, Sales, Mortgage Lending, Loan Origination, Mortgage Underwriting, First Time Home Buyers, Refinance, Investment Properties, Government Loans, USDA, Selling Skills, Marketing Communications, Home Purchase Loans, homebuyer education, Credit, Real Estate Financing, Debt Consolidation, VA Loans, FHA Financing, FHA, Loans, Mortgage Banking, Foreclosures
Education
Bridgewater State College 1978 — 1982
BA, Communications / Communication Disorders
Embrace Home Loans January 2014 - Present
Poli Mortgage Group April 2011 - January 2014
Advanced Mortgage Services August 2008 - April 2011
Indymac Bank July 2007 - August 2008
Gateway Funding Group, LLC 2005 - 2007
Sallie Mae Home Loans 2004 - 2006
Wells Fargo Home Mortgage September 1995 - August 2004
Skills
Management, Residential Mortgages, Recruiter, Coaching, Team Leadership, Sales, Mortgage Lending, Loan Origination, Mortgage Underwriting, First Time Home Buyers, Refinance, Investment Properties, Government Loans, USDA, Selling Skills, Marketing Communications, Home Purchase Loans, homebuyer education, Credit, Real Estate Financing, Debt Consolidation, VA Loans, FHA Financing, FHA, Loans, Mortgage Banking, Foreclosures
Education
Bridgewater State College 1978 — 1982
BA, Communications / Communication Disorders
Kyle Bell's Embrace Home Loans Experience September 2011 - March 2012
Job Porta Phone/Eartec Co.
Industry Sports
Experience
Porta Phone/Eartec January 2014 - Present
Linear Title & Closing September 2012 - September 2013
Shields Health Care Group May 2012 - September 2012
Power Home Remodeling Group January 2012 - May 2012
Embrace Home Loans September 2011 - March 2012
Town of Middletown May 2010 - December 2011
Navy MWR June 2008 - August 2009
Rhino Bar and Grille May 2007 - August 2008
Middletown Public Works (RI) May 2007 - August 2007
Hazards Beach May 2004 - August 2006
Skills
Microsoft Excel, Sales, Customer Satisfaction, Management, Time Management, Human Resources, Microsoft Word, Outlook, Marketing, Access, Teamwork, Microsoft Office, Data Analysis, Payroll, Insurance, Accounting, Public Speaking, CRM, Leadership, Negotiation, Business Development, Customer Service, PowerPoint, Real Estate, Event Management, Financial Analysis, Training, Social Networking
Education
Bryant University 2007 — 2011
Bachelor of Science in Business Administration, Finance
Porta Phone/Eartec January 2014 - Present
Linear Title & Closing September 2012 - September 2013
Shields Health Care Group May 2012 - September 2012
Power Home Remodeling Group January 2012 - May 2012
Embrace Home Loans September 2011 - March 2012
Town of Middletown May 2010 - December 2011
Navy MWR June 2008 - August 2009
Rhino Bar and Grille May 2007 - August 2008
Middletown Public Works (RI) May 2007 - August 2007
Hazards Beach May 2004 - August 2006
Skills
Microsoft Excel, Sales, Customer Satisfaction, Management, Time Management, Human Resources, Microsoft Word, Outlook, Marketing, Access, Teamwork, Microsoft Office, Data Analysis, Payroll, Insurance, Accounting, Public Speaking, CRM, Leadership, Negotiation, Business Development, Customer Service, PowerPoint, Real Estate, Event Management, Financial Analysis, Training, Social Networking
Education
Bryant University 2007 — 2011
Bachelor of Science in Business Administration, Finance
Thomas J. Donovan's Embrace Home Loans Experience June 2015 - Present
Job Loan Processor at Embrace Home Loans
Industry Machinery
Experience
Embrace Home Loans June 2015 - Present
Crellin Handling Equipment November 2014 - June 2015
Newport Harbor Corporation June 2013 - November 2014
Newport Yachting Center June 2007 - June 2013
Skills
Constant Contact, Hootsuite, Social Networking, Social Media, Photoshop, Press Releases, Social Media Marketing, Event Planning, Leadership, Sponsorship, Sponsorship Relations, Public Relations, Microsoft Office
Education
Rhode Island College 2012 — 2013
Bachelors, Communications/Public Relations
Community College of Rhode Island 2008 — 2010
Associate of Arts (A.A.), General Studies
Embrace Home Loans June 2015 - Present
Crellin Handling Equipment November 2014 - June 2015
Newport Harbor Corporation June 2013 - November 2014
Newport Yachting Center June 2007 - June 2013
Skills
Constant Contact, Hootsuite, Social Networking, Social Media, Photoshop, Press Releases, Social Media Marketing, Event Planning, Leadership, Sponsorship, Sponsorship Relations, Public Relations, Microsoft Office
Education
Rhode Island College 2012 — 2013
Bachelors, Communications/Public Relations
Community College of Rhode Island 2008 — 2010
Associate of Arts (A.A.), General Studies
Katie Bradner Katie Bradner's Embrace Home Loans Experience June 2014 - Present
Job Regional Manager Assistant & Licensed Loan Officer for the Higgins Lending Team at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans June 2014 - Present
Embrace Home Loans March 2013 - June 2014
Embrace Home Loans March 2011 - February 2013
Medical Society of Virginia Insurance Agency June 2010 - March 2011
Skills
Loans, Property & Casualty..., Professional Liability, Insurance, Mortgage Lending, Underwriting, FHA, Refinance, VA loans, FHA financing, USDA, Loan Origination, Mortgage Banking, Real Estate
Education
Lynchburg College 2006 — 2010
Communication Studies, Public Relations & Journalism
Norfolk Collegiate High School
Embrace Home Loans June 2014 - Present
Embrace Home Loans March 2013 - June 2014
Embrace Home Loans March 2011 - February 2013
Medical Society of Virginia Insurance Agency June 2010 - March 2011
Skills
Loans, Property & Casualty..., Professional Liability, Insurance, Mortgage Lending, Underwriting, FHA, Refinance, VA loans, FHA financing, USDA, Loan Origination, Mortgage Banking, Real Estate
Education
Lynchburg College 2006 — 2010
Communication Studies, Public Relations & Journalism
Norfolk Collegiate High School
Molly (Gross) Lacerte Molly (Gross) Lacerte's Embrace Home Loans Experience January 2005 - October 2009
Job Director of Sales and Marketing at Power Solutions, LLC
Industry Marketing and Advertising
Experience
Power Solutions, LLC October 2009 - Present
B2C Marketers October 2009 - June 2015
Embrace Home Loans January 2005 - October 2009
Self-employed marketing and communications consultant December 2001 - January 2005
Firebrand, LLC October 1999 - December 2001
Skills
Integrated Marketing..., Business Process..., Project Management, Lead Generation, Database Marketing, Direct Mail, Email Marketing, Copywriting, Sales Process, Sales, WordPress, Constant Contact, SEO copywriting, Proofreading, Strategic Planning, Direct Marketing, Business Development, Sales Management, New Business Development, Account Management, Strategy, Marketing, Advertising, Market Research, Marketing Communications, Social Media, Leadership, Management, Market Analysis, Cross-functional Team..., Creative Direction, Marketing Management, Strategic Communications
Education
College of Charleston 1993 — 1997
Bachelor of Science (BS), Business Administration and Management, General
Portsmouth Abbey School 1992 — 1993
Westover School 1991 — 1992
Moses Brown School 1988 — 1991
Power Solutions, LLC October 2009 - Present
B2C Marketers October 2009 - June 2015
Embrace Home Loans January 2005 - October 2009
Self-employed marketing and communications consultant December 2001 - January 2005
Firebrand, LLC October 1999 - December 2001
Skills
Integrated Marketing..., Business Process..., Project Management, Lead Generation, Database Marketing, Direct Mail, Email Marketing, Copywriting, Sales Process, Sales, WordPress, Constant Contact, SEO copywriting, Proofreading, Strategic Planning, Direct Marketing, Business Development, Sales Management, New Business Development, Account Management, Strategy, Marketing, Advertising, Market Research, Marketing Communications, Social Media, Leadership, Management, Market Analysis, Cross-functional Team..., Creative Direction, Marketing Management, Strategic Communications
Education
College of Charleston 1993 — 1997
Bachelor of Science (BS), Business Administration and Management, General
Portsmouth Abbey School 1992 — 1993
Westover School 1991 — 1992
Moses Brown School 1988 — 1991
Kevin Brennan's Embrace Home Loans Experience February 2009 - Present
Job Vice President of Innovation & Application Development
Industry Information Technology and Services
Experience
Embrace Home Loans February 2009 - Present
Rhode Island Road Runners February 2009 - Present
Embrace Home Loans February 2005 - February 2009
Embrace Home Loans September 2002 - February 2005
Embrace Home Loans September 2002 - September 2003
Embrace Home Loans September 1999 - September 2002
Embrace Home Loans September 1997 - September 1999
Embrace Home Loans July 1995 - September 1997
Waterfield Financial 1993 - 1995
United States Navy May 1990 - July 1993
Skills
Six Sigma, Mortgage Lending, Process Improvement, Business Analysis, Business Process..., Staff Development, Risk Management, Program Management, Strategic Planning, Project Management, Team Building, Change Management, Business Development, Operations Management, Training, Process Engineering, Contract Negotiation, Team Leadership, Analysis, Sales, Requirements Analysis, Policy, Non-profit..., Long Distance Running, Leadership, Loan Origination, Management, Software Development
Education
Bryant University 2014 — 2014
Graduate Certificate in Project Management, Project Management
Bryant University 1996 — 1999
MBA, Information Technology
Villanova University 1986 — 1990
BS, Mechanical Engineering
LaSalle Academy 1982 — 1986
Embrace Home Loans February 2009 - Present
Rhode Island Road Runners February 2009 - Present
Embrace Home Loans February 2005 - February 2009
Embrace Home Loans September 2002 - February 2005
Embrace Home Loans September 2002 - September 2003
Embrace Home Loans September 1999 - September 2002
Embrace Home Loans September 1997 - September 1999
Embrace Home Loans July 1995 - September 1997
Waterfield Financial 1993 - 1995
United States Navy May 1990 - July 1993
Skills
Six Sigma, Mortgage Lending, Process Improvement, Business Analysis, Business Process..., Staff Development, Risk Management, Program Management, Strategic Planning, Project Management, Team Building, Change Management, Business Development, Operations Management, Training, Process Engineering, Contract Negotiation, Team Leadership, Analysis, Sales, Requirements Analysis, Policy, Non-profit..., Long Distance Running, Leadership, Loan Origination, Management, Software Development
Education
Bryant University 2014 — 2014
Graduate Certificate in Project Management, Project Management
Bryant University 1996 — 1999
MBA, Information Technology
Villanova University 1986 — 1990
BS, Mechanical Engineering
LaSalle Academy 1982 — 1986
Seth Kolator's Embrace Home Loans Experience April 2005 - September 2007
Job Financial and Processing Professional
Industry Financial Services
Experience
Urban Lending Solutions February 2012 - October 2013
iCat February 2008 - October 2010
Embrace Home Loans April 2005 - September 2007
American Income Life May 2004 - March 2005
Hyatt Regency January 1997 - January 2004
Skills
Underwriting, Insurance, Mortgage Lending, Loans, Credit, Training, Analysis, Life Insurance, Customer Service, Microsoft Excel, Marketing, Financial Analysis, Finance, Microsoft Word, PowerPoint, Coaching, Outlook, Refinance, Residential Mortgages, General Insurance, Mortgage Underwriting, Microsoft Office
Education
College of Our Lady of the Elms 1999 — 2003
Bachelor's degree, Marketing
Elms College 1999 — 2003
Bachelors, Business, Marketing
Middletown (RI) High School 1996 — 1999
High School diploma, General
Urban Lending Solutions February 2012 - October 2013
iCat February 2008 - October 2010
Embrace Home Loans April 2005 - September 2007
American Income Life May 2004 - March 2005
Hyatt Regency January 1997 - January 2004
Skills
Underwriting, Insurance, Mortgage Lending, Loans, Credit, Training, Analysis, Life Insurance, Customer Service, Microsoft Excel, Marketing, Financial Analysis, Finance, Microsoft Word, PowerPoint, Coaching, Outlook, Refinance, Residential Mortgages, General Insurance, Mortgage Underwriting, Microsoft Office
Education
College of Our Lady of the Elms 1999 — 2003
Bachelor's degree, Marketing
Elms College 1999 — 2003
Bachelors, Business, Marketing
Middletown (RI) High School 1996 — 1999
High School diploma, General
Erica Palacios Erica Palacios's Embrace Home Loans Experience August 2012 - January 2013
Job Senior Loan Officer at Homeside Financial
Industry Financial Services
Experience
Homeside Financial May 2015 - Present
George Mason Mortgage January 2013 - May 2015
Embrace Home Loans August 2012 - January 2013
JPMorgan Chase March 2010 - August 2012
Wells Fargo Home Mortgage 2008 - 2009
Skills
FHA, Refinance, CONVENTIONAL FINANCING, Jumbo Mortgage, Harp, VA, First Time Home Buyers, Residential Homes, New Home Sales, VA Loans, Referrals, Real Estate, Mortgage Marketing, Mortgage Lending, Loans, Loan Origination, Investment Properties, Finance
Education
Georgetown University 1997 — 2001
Bachelor of Science (B.S.), Marketing
McLean High School 1994 — 1997
Homeside Financial May 2015 - Present
George Mason Mortgage January 2013 - May 2015
Embrace Home Loans August 2012 - January 2013
JPMorgan Chase March 2010 - August 2012
Wells Fargo Home Mortgage 2008 - 2009
Skills
FHA, Refinance, CONVENTIONAL FINANCING, Jumbo Mortgage, Harp, VA, First Time Home Buyers, Residential Homes, New Home Sales, VA Loans, Referrals, Real Estate, Mortgage Marketing, Mortgage Lending, Loans, Loan Origination, Investment Properties, Finance
Education
Georgetown University 1997 — 2001
Bachelor of Science (B.S.), Marketing
McLean High School 1994 — 1997
Frank Fusaro's Embrace Home Loans Experience February 2014 - Present
Job Videographer at Embrace Home Loans
Industry Telecommunications
Experience
Embrace Home Loans February 2014 - Present
LiveWired Inc October 2009 - Present
Firehouse Theater August 2009 - Present
Skills
Strategic Planning, Project Management, Video Production, Marketing Strategy, Editing, Budgets, Management, Marketing Communications, Video, Multimedia, Social Networking, Social Media Marketing, Event Management
Education
Johnson and Wales University 2005 — 2008
Bachelor of Science (B.S.), Sports, Entertainment, & Event Management
Johnson and Wales University 2005 — 2008
Bachelor of Science (B.S.), Hotel/Motel Administration/Management
University of Rhode Island 2001 — 2003
Visual and Performing Arts
The Prout School
Embrace Home Loans February 2014 - Present
LiveWired Inc October 2009 - Present
Firehouse Theater August 2009 - Present
Skills
Strategic Planning, Project Management, Video Production, Marketing Strategy, Editing, Budgets, Management, Marketing Communications, Video, Multimedia, Social Networking, Social Media Marketing, Event Management
Education
Johnson and Wales University 2005 — 2008
Bachelor of Science (B.S.), Sports, Entertainment, & Event Management
Johnson and Wales University 2005 — 2008
Bachelor of Science (B.S.), Hotel/Motel Administration/Management
University of Rhode Island 2001 — 2003
Visual and Performing Arts
The Prout School
Cindy Ramsay Cindy Ramsay's Embrace Home Loans Experience July 2012 - Present
Job Senior Loan Consultant at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans July 2012 - Present
Fairway Independent Mortgage Corporation January 2011 - July 2012
Skills
Microsoft Office, Photoshop, Speak Fluent Spanish
Education
American University
Embrace Home Loans July 2012 - Present
Fairway Independent Mortgage Corporation January 2011 - July 2012
Skills
Microsoft Office, Photoshop, Speak Fluent Spanish
Education
American University
VINCE PEREIRA VINCE PEREIRA's Embrace Home Loans Experience January 2009 - Present
Job SENIOR LOAN OFFICER at EMBRACE HOME LOANS
Industry Banking
Experience
EMBRACE HOME LOANS January 2009 - Present
Mason Dixon Funding October 2008 - July 2010
Charter One Mortgage January 1975 - August 2007
American Home Funding 1986 - 2005
Skills
Finance, USDA, First Time Home Buyers, Banking, Real Estate, Government Loans, Credit Analysis, Real Estate Transactions, New Home Sales, 203K, Commercial Lending, Underwriting, VA loans, Certified Mortgage..., Home Equity Lines of..., Foreclosures, Mortgage Underwriting, Residential Homes, Reverse Mortgages, Condos, Home Equity Loans, Real Estate Financing, Sellers, Debt Consolidation, Commercial Mortgages, Short Sales, Construction Loans, Referrals, Strategic Financial..., Single Family Homes, Wholesale Lending, Small Business Lending, Loss Mitigation, Portfolio Management, Loan Modifications, Investors, Funding, New Homes, Rates, USDA Rural Housing, Investments, Vacation Homes, Move Up Buyers, HUD, Mortgage Marketing, Home Equity, Real Estate Economics, Consumer Lending, REO, Non-Conforming
Education
LIU Post 1966 — 1969
BS, MARKETING/MANAGEMENT
Worcester Academy 1966 — 1967
Bachelor of Science (BS), Business, Management, Marketing, and Related Support Services
EMBRACE HOME LOANS January 2009 - Present
Mason Dixon Funding October 2008 - July 2010
Charter One Mortgage January 1975 - August 2007
American Home Funding 1986 - 2005
Skills
Finance, USDA, First Time Home Buyers, Banking, Real Estate, Government Loans, Credit Analysis, Real Estate Transactions, New Home Sales, 203K, Commercial Lending, Underwriting, VA loans, Certified Mortgage..., Home Equity Lines of..., Foreclosures, Mortgage Underwriting, Residential Homes, Reverse Mortgages, Condos, Home Equity Loans, Real Estate Financing, Sellers, Debt Consolidation, Commercial Mortgages, Short Sales, Construction Loans, Referrals, Strategic Financial..., Single Family Homes, Wholesale Lending, Small Business Lending, Loss Mitigation, Portfolio Management, Loan Modifications, Investors, Funding, New Homes, Rates, USDA Rural Housing, Investments, Vacation Homes, Move Up Buyers, HUD, Mortgage Marketing, Home Equity, Real Estate Economics, Consumer Lending, REO, Non-Conforming
Education
LIU Post 1966 — 1969
BS, MARKETING/MANAGEMENT
Worcester Academy 1966 — 1967
Bachelor of Science (BS), Business, Management, Marketing, and Related Support Services
Ben Hogan Ben Hogan's Embrace Home Loans Experience January 2012 - Present
Job PGA Golf Instructor at Ben Hogan Golf Lessons
Industry Financial Services
Experience
Golf Ben Hogan August 2014 - Present
Embrace Home Loans January 2012 - Present
Ben Hogan Golf Lessons March 2005 - Present
Skills
Golf Instruction, Golf, Professional Services, Video Production, HD Video, Online Video, Social Media Marketing, Public Relations, Social Media, Social Networking, Online Marketing, Coaching, Video, Digital Marketing, Online Advertising, Golf Course Management, Event Management, Customer Service, Web Video, Event Planning, Mortgage Lending, Sales, Lead Generation, Marketing, Club, Sports, Budgets, Refinance, Email Marketing, Loans, Residential Mortgages, Loan Origination
Education
George Mason University 2000 — 2005
Bachelor's Degree, Advertising
Professional Golfers Association of America 2005 — 2009
PGA, The Experts in the game and business of golf
Golf Ben Hogan August 2014 - Present
Embrace Home Loans January 2012 - Present
Ben Hogan Golf Lessons March 2005 - Present
Skills
Golf Instruction, Golf, Professional Services, Video Production, HD Video, Online Video, Social Media Marketing, Public Relations, Social Media, Social Networking, Online Marketing, Coaching, Video, Digital Marketing, Online Advertising, Golf Course Management, Event Management, Customer Service, Web Video, Event Planning, Mortgage Lending, Sales, Lead Generation, Marketing, Club, Sports, Budgets, Refinance, Email Marketing, Loans, Residential Mortgages, Loan Origination
Education
George Mason University 2000 — 2005
Bachelor's Degree, Advertising
Professional Golfers Association of America 2005 — 2009
PGA, The Experts in the game and business of golf
Shari Rothman's Embrace Home Loans Experience August 2013 - Present
Job Loan Officer Assistant at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans August 2013 - Present
Nordstrom July 2011 - July 2013
Skills
Sales Management
Education
Indiana University Bloomington 2007 — 2011
Bachelor of Arts (B.A.), Psychology
Embrace Home Loans August 2013 - Present
Nordstrom July 2011 - July 2013
Skills
Sales Management
Education
Indiana University Bloomington 2007 — 2011
Bachelor of Arts (B.A.), Psychology
Danielle Fegan's Embrace Home Loans Experience June 2015 - Present
Job Receptionist at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans June 2015 - Present
The Daily Athenaeum April 2014 - October 2014
The Daily Athenaeum September 2013 - April 2014
National Park Service - Wolf Trap National Park June 2011 - August 2013
Davis and Elkins College August 2009 - May 2010
Dr. Mattson, Orthodontist August 2007 - July 2009
Skills
Social Networking, Mathematics, Babysitting, Study Skills, Organization, Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Sociology, Sociological Theory, School Social Work, Editing, Teamwork, Telephone Skills, Fundraising, Creative Writing, Community Outreach, Research, Volunteer Management, Social Media, Press Releases, Public Relations, Copy Editing, Photoshop, Adobe Creative Suite, Volunteering, Facebook, Microsoft Publisher, Interviews, People Skills, Critical Thinking
Education
West Virginia University 2013 — 2015
Bachelor of Arts (B.A.), Regents
Davis and Elkins College 2009 — 2012
Sociology
Embrace Home Loans June 2015 - Present
The Daily Athenaeum April 2014 - October 2014
The Daily Athenaeum September 2013 - April 2014
National Park Service - Wolf Trap National Park June 2011 - August 2013
Davis and Elkins College August 2009 - May 2010
Dr. Mattson, Orthodontist August 2007 - July 2009
Skills
Social Networking, Mathematics, Babysitting, Study Skills, Organization, Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Sociology, Sociological Theory, School Social Work, Editing, Teamwork, Telephone Skills, Fundraising, Creative Writing, Community Outreach, Research, Volunteer Management, Social Media, Press Releases, Public Relations, Copy Editing, Photoshop, Adobe Creative Suite, Volunteering, Facebook, Microsoft Publisher, Interviews, People Skills, Critical Thinking
Education
West Virginia University 2013 — 2015
Bachelor of Arts (B.A.), Regents
Davis and Elkins College 2009 — 2012
Sociology
Nick LeBlanc Nick LeBlanc's Embrace Home Loans Experience October 2012 - August 2013
Job Guest Services Manager/Volunteer Coordinator at Ocean Explorium at New Bedford Seaport
Industry Museums and Institutions
Experience
Ocean Explorium August 2013 - Present
Embrace Home Loans October 2012 - August 2013
Citizen Schools November 2012 - January 2013
The Herb Chambers Companies October 2011 - October 2012
Community Connections Inc. August 2008 - October 2011
Skills
Creativity, Critical Thinking, Root Cause Problem..., Analytic Thinking, Strategic Thinking, Music, Networking, Highly personable, Management, New Media, Entertainment, Sales, Communication, Public Speaking, Keen Listener, Social Networking, Curriculum Design, Event Planning, Psychology, Facebook, Leadership, Time Management, Training
Education
College of the Holy Cross
Bachelor's degree, Psychology
Ocean Explorium August 2013 - Present
Embrace Home Loans October 2012 - August 2013
Citizen Schools November 2012 - January 2013
The Herb Chambers Companies October 2011 - October 2012
Community Connections Inc. August 2008 - October 2011
Skills
Creativity, Critical Thinking, Root Cause Problem..., Analytic Thinking, Strategic Thinking, Music, Networking, Highly personable, Management, New Media, Entertainment, Sales, Communication, Public Speaking, Keen Listener, Social Networking, Curriculum Design, Event Planning, Psychology, Facebook, Leadership, Time Management, Training
Education
College of the Holy Cross
Bachelor's degree, Psychology
John Toracinta's Embrace Home Loans Experience December 2012 - Present
Job Loan Processor at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans December 2012 - Present
Newport Country Club September 2003 - October 2012
KJ's Restaurant and Pub May 2010 - September 2012
Eident Sports Marketing January 2012 - 2012
Skills
Sports Marketing, Events Coordination, Social Media, Communication, Leadership, Marketing Communications, Sales, Social Media Marketing, VA loans, Budgets, Marketing, Social Networking, Microsoft Excel, Management
Education
University of Rhode Island 2008 — 2012
Bachelor's Degree, Communication, General
Fairfield University 2007 — 2008
Freshman Year, Mathematics
Embrace Home Loans December 2012 - Present
Newport Country Club September 2003 - October 2012
KJ's Restaurant and Pub May 2010 - September 2012
Eident Sports Marketing January 2012 - 2012
Skills
Sports Marketing, Events Coordination, Social Media, Communication, Leadership, Marketing Communications, Sales, Social Media Marketing, VA loans, Budgets, Marketing, Social Networking, Microsoft Excel, Management
Education
University of Rhode Island 2008 — 2012
Bachelor's Degree, Communication, General
Fairfield University 2007 — 2008
Freshman Year, Mathematics
Chip Leakas's Embrace Home Loans Experience June 2008 - December 2011
Job eCommerce | eMarketing | Social Media Marketing | to increase your business!
Industry Financial Services
Experience
Liberty Title & Escrow Co. September 2015 - Present
Mindfull January 2012 - May 2015
Embrace Home Loans June 2008 - December 2011
FSBO Internet Advertising Group January 2008 - June 2008
Linear Title & Closing February 2007 - December 2007
Raven Rock Work Wear, Inc August 2005 - January 2007
Independent Contractor August 2004 - August 2005
Kemper Mortgage April 2004 - August 2004
Alliance Mortgage Group August 2003 - April 2004
NewHousingPermits.com October 2002 - August 2003
Skills
Lead Generation, Social Networking, Social Media Marketing, Online Advertising, Marketing, Facebook, Social Media, Blogging, Mortgage Lending, Training, Marketing Strategy, Online Marketing, Email Marketing, Public Speaking, Customer Service, SEO, Newsletters, CRM, Strategic Planning, Web Marketing, Sales, E-commerce, Marketing Communications, Digital Marketing, Website Development, Marketing Management, Market Research, Sales Management, Public Relations, Management, Graphic Design, Social Marketing, LinkedIn, Twitter, Social Networking Sites, Workshops, Online Social Networking, B2B, Web Development, B2B eCommerce, Contact Management, Microsites, Promotions, Social, Social Networking..., Social Networking..., Social Networking..., Entrepreneurship, New Media, Strategy
Education
Albion College
Marketing
University of Colorado Boulder
Environmental Design
Liberty Title & Escrow Co. September 2015 - Present
Mindfull January 2012 - May 2015
Embrace Home Loans June 2008 - December 2011
FSBO Internet Advertising Group January 2008 - June 2008
Linear Title & Closing February 2007 - December 2007
Raven Rock Work Wear, Inc August 2005 - January 2007
Independent Contractor August 2004 - August 2005
Kemper Mortgage April 2004 - August 2004
Alliance Mortgage Group August 2003 - April 2004
NewHousingPermits.com October 2002 - August 2003
Skills
Lead Generation, Social Networking, Social Media Marketing, Online Advertising, Marketing, Facebook, Social Media, Blogging, Mortgage Lending, Training, Marketing Strategy, Online Marketing, Email Marketing, Public Speaking, Customer Service, SEO, Newsletters, CRM, Strategic Planning, Web Marketing, Sales, E-commerce, Marketing Communications, Digital Marketing, Website Development, Marketing Management, Market Research, Sales Management, Public Relations, Management, Graphic Design, Social Marketing, LinkedIn, Twitter, Social Networking Sites, Workshops, Online Social Networking, B2B, Web Development, B2B eCommerce, Contact Management, Microsites, Promotions, Social, Social Networking..., Social Networking..., Social Networking..., Entrepreneurship, New Media, Strategy
Education
Albion College
Marketing
University of Colorado Boulder
Environmental Design
Mr.Thomas A. Fraioli MBA Mr.Thomas A. Fraioli MBA's Embrace Home Loans Experience January 1989 - January 2001
Job President/CEO Worldwide Auto , RI Police Chiefs Association, Board of Directors 100 Club of Rhode Island, FOPA Lodge #13
Industry Automotive
Experience
Worldwide Auto Sales January 2006 - Present
Affinity Mortgage Corporation May 2007 - January 2011
Affordable Funding Mortgage Corporation January 2001 - January 2011
Embrace Home Loans January 1989 - January 2001
ITT Financial Services Inc. January 1984 - January 1989
Skills
Management, Training, Refinance, Leadership, Sales, FHA, Loans, Mortgage Lending, Customer Service, Credit, Team Building, Business Development, Sales Management, Banking, New Business Development, Selling, Coaching, Negotiation, Recruiting, Marketing, Strategic Planning, Insurance, Small Business, Business Planning, Finance, Account Management, Contract Negotiation, Customer Retention, Cold Calling, Direct Sales, Strategy, Fundraising, Customer Satisfaction, Budgets, Underwriting, Operations Management, Mentoring, Risk Management, Compliance, Call Centers, Social Networking, Financial Analysis, Legal Compliance, Vendor Management, Analysis, Hiring, Funding, Team Leadership, Call Center, Talent Acquisition
Education
Johnson & Wales University
Master of Business Administration (MBA), Business, Management, Marketing, and Related Support Services, 3.75
Johnson and Wales University
Bachelor of Science, Business Management, 3.75
Johnson and Wales University
Associates of Science, Business Administration, 3.70
Johnson and Wales University
Associates of Science, Finance and Investments, 3.65
Mt. Pleasant High School
Dipolma, Business, A-B
Worldwide Auto Sales January 2006 - Present
Affinity Mortgage Corporation May 2007 - January 2011
Affordable Funding Mortgage Corporation January 2001 - January 2011
Embrace Home Loans January 1989 - January 2001
ITT Financial Services Inc. January 1984 - January 1989
Skills
Management, Training, Refinance, Leadership, Sales, FHA, Loans, Mortgage Lending, Customer Service, Credit, Team Building, Business Development, Sales Management, Banking, New Business Development, Selling, Coaching, Negotiation, Recruiting, Marketing, Strategic Planning, Insurance, Small Business, Business Planning, Finance, Account Management, Contract Negotiation, Customer Retention, Cold Calling, Direct Sales, Strategy, Fundraising, Customer Satisfaction, Budgets, Underwriting, Operations Management, Mentoring, Risk Management, Compliance, Call Centers, Social Networking, Financial Analysis, Legal Compliance, Vendor Management, Analysis, Hiring, Funding, Team Leadership, Call Center, Talent Acquisition
Education
Johnson & Wales University
Master of Business Administration (MBA), Business, Management, Marketing, and Related Support Services, 3.75
Johnson and Wales University
Bachelor of Science, Business Management, 3.75
Johnson and Wales University
Associates of Science, Business Administration, 3.70
Johnson and Wales University
Associates of Science, Finance and Investments, 3.65
Mt. Pleasant High School
Dipolma, Business, A-B
Ambrose Ling Ambrose Ling's Embrace Home Loans Experience June 2008 - Present
Job Sales Manager at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans June 2008 - Present
Ideal Mortgages Ltd 2007 - 2008
New Century Mortgage 2004 - 2007
Skills
FHA, Mortgage Lending, Mortgage Banking, Refinance, Loan Origination, USDA, VA loans, Residential Mortgages, Loans, FHA financing, Credit, First Time Home Buyers
Education
Johnson and Wales University 1998 — 2001
Bachelor of Business Administration (BBA), Business/Managerial Economics
Griffin High School, Griffin GA 1992 — 1995
Embrace Home Loans June 2008 - Present
Ideal Mortgages Ltd 2007 - 2008
New Century Mortgage 2004 - 2007
Skills
FHA, Mortgage Lending, Mortgage Banking, Refinance, Loan Origination, USDA, VA loans, Residential Mortgages, Loans, FHA financing, Credit, First Time Home Buyers
Education
Johnson and Wales University 1998 — 2001
Bachelor of Business Administration (BBA), Business/Managerial Economics
Griffin High School, Griffin GA 1992 — 1995
Douglas Desmond's Embrace Home Loans Experience March 2015 - Present
Job Empower Support Specialist/Talent Development at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans March 2015 - Present
Embrace Home Loans NMLS #2184 March 2013 - Present
Blowfish Embroidery Inc. July 2012 - January 2013
The Cheeky Monk Belgian Beer Cafe December 2010 - April 2012
Leader One Financial October 2010 - May 2011
Mortgage Solutions of Colorado May 2009 - August 2010
Blowfish Embroidery, Inc. May 2008 - March 2009
Winter Park Resort November 2007 - April 2008
Skills
Financial Analysis, Investments, FHA, Refinance, Mortgage Lending, Loan Origination, Marketing, Underwriting, Real Estate, Residential Mortgages, Strategic Financial..., Customer Satisfaction, Advertising, Consumer Behaviour, Consumer Goods, Retail, Small Business, Accounting, Mortgage Banking, Finance, Banking
Education
Bentley College 2003 — 2007
Bachelor of Science, Economics and Finance
Bentley University 2003 — 2007
BS Economics and Finance, Economics and Finance
Embrace Home Loans March 2015 - Present
Embrace Home Loans NMLS #2184 March 2013 - Present
Blowfish Embroidery Inc. July 2012 - January 2013
The Cheeky Monk Belgian Beer Cafe December 2010 - April 2012
Leader One Financial October 2010 - May 2011
Mortgage Solutions of Colorado May 2009 - August 2010
Blowfish Embroidery, Inc. May 2008 - March 2009
Winter Park Resort November 2007 - April 2008
Skills
Financial Analysis, Investments, FHA, Refinance, Mortgage Lending, Loan Origination, Marketing, Underwriting, Real Estate, Residential Mortgages, Strategic Financial..., Customer Satisfaction, Advertising, Consumer Behaviour, Consumer Goods, Retail, Small Business, Accounting, Mortgage Banking, Finance, Banking
Education
Bentley College 2003 — 2007
Bachelor of Science, Economics and Finance
Bentley University 2003 — 2007
BS Economics and Finance, Economics and Finance
Harris Rosenblatt Harris Rosenblatt's Embrace Home Loans Experience December 2009 - May 2010
Job Senior Mortgage Banker at Eagle Bank Corp
Industry Real Estate
Experience
Eagle Bank Corp April 2010 - Present
Embrace Home Loans December 2009 - May 2010
Mason Dixon Funding January 2009 - March 2010
Skills
Mortgage Lending, Refinance, FHA, USDA, FHA financing, Real Estate, Loans, Mortgage Banking, VA loans, Residential Mortgages, Loan Origination, Investment Properties, First Time Home Buyers, Government Loans, Reverse Mortgages, Real Estate Financing, Investments, Sellers, Single Family Homes, Condos, Foreclosures, Title Insurance, Ballroom Dance, Referrals, Mortgage Underwriting, 203K, Construction Loans, Residential Homes, HUD, Investors, Mortgage Marketing, REO, Commercial Mortgages, Home Equity Loans, Short Sales, Non-Conforming, Real Estate Transactions, Loss Mitigation, Closings, Underwriting, Home Equity Lines of..., Real Estate Economics, Banking, Credit, Escrow, New Home Sales, Vacation Homes, Mortgage Servicing, Brokerage, VA Loans
Education
James Madison University 1987 — 1991
Bachelor of Science (BS)
Winston Churchill High School
Eagle Bank Corp April 2010 - Present
Embrace Home Loans December 2009 - May 2010
Mason Dixon Funding January 2009 - March 2010
Skills
Mortgage Lending, Refinance, FHA, USDA, FHA financing, Real Estate, Loans, Mortgage Banking, VA loans, Residential Mortgages, Loan Origination, Investment Properties, First Time Home Buyers, Government Loans, Reverse Mortgages, Real Estate Financing, Investments, Sellers, Single Family Homes, Condos, Foreclosures, Title Insurance, Ballroom Dance, Referrals, Mortgage Underwriting, 203K, Construction Loans, Residential Homes, HUD, Investors, Mortgage Marketing, REO, Commercial Mortgages, Home Equity Loans, Short Sales, Non-Conforming, Real Estate Transactions, Loss Mitigation, Closings, Underwriting, Home Equity Lines of..., Real Estate Economics, Banking, Credit, Escrow, New Home Sales, Vacation Homes, Mortgage Servicing, Brokerage, VA Loans
Education
James Madison University 1987 — 1991
Bachelor of Science (BS)
Winston Churchill High School
Mary Lancaster Miller Mary Lancaster Miller's Embrace Home Loans Experience February 2014 - Present
Job Branch Manager/Mortgage Lender/Loan Officer/Recruiter/Embrace Home Loans/
Industry Banking
Experience
Embrace Home Loans February 2014 - Present
Wells Fargo Home Mortgage November 2012 - February 2014
Franklin American Mortgage Company March 2011 - November 2012
American Home Bank July 2009 - March 2011
First Financial Mortgage Corp April 2006 - July 2009
First Horizon Home Loans June 2003 - April 2006
North American Mortgage Company November 1997 - April 2003
Skills
FHA, Refinance, Mortgage Lending, Mortgage Banking, Loans, Real Estate, Loan Origination, USDA, Investment Properties, First Time Home Buyers, VA loans, Home, Residential, Purchase, VA, Conventional, Mortgage, Real Estate Transactions, Mortgage Marketing, Finance, Residential Homes, Referrals, Credit, VA Loans, Residential Mortgages, Sales, FHA Financing, Condos, Credit Analysis, Banking, Single Family Homes
Education
College of the Holy Cross 1974 — 1978
BA, Psychology
College of the Holy Cross 1974 — 1978
BA, Psychology
Catherine McAuley 1970 — 1974
College Prep
Embrace Home Loans February 2014 - Present
Wells Fargo Home Mortgage November 2012 - February 2014
Franklin American Mortgage Company March 2011 - November 2012
American Home Bank July 2009 - March 2011
First Financial Mortgage Corp April 2006 - July 2009
First Horizon Home Loans June 2003 - April 2006
North American Mortgage Company November 1997 - April 2003
Skills
FHA, Refinance, Mortgage Lending, Mortgage Banking, Loans, Real Estate, Loan Origination, USDA, Investment Properties, First Time Home Buyers, VA loans, Home, Residential, Purchase, VA, Conventional, Mortgage, Real Estate Transactions, Mortgage Marketing, Finance, Residential Homes, Referrals, Credit, VA Loans, Residential Mortgages, Sales, FHA Financing, Condos, Credit Analysis, Banking, Single Family Homes
Education
College of the Holy Cross 1974 — 1978
BA, Psychology
College of the Holy Cross 1974 — 1978
BA, Psychology
Catherine McAuley 1970 — 1974
College Prep
Chris Sipe Chris Sipe's Embrace Home Loans Experience September 2008 - February 2011
Job Account Executive at 95.1 Shine FM
Industry Broadcast Media
Experience
95.1 Shine FM May 2012 - Present
Embrace Home Loans September 2008 - February 2011
America East Mortgage September 2004 - September 2008
Premier Mortgage Funding May 2003 - September 2004
Accuride International November 1998 - May 2003
Skills
Refinance, Customer Service, Mortgage Lending, Sales, Selling, Fundraising, Mortgage Banking
Education
Frederick Community College 1989 — 1991
95.1 Shine FM May 2012 - Present
Embrace Home Loans September 2008 - February 2011
America East Mortgage September 2004 - September 2008
Premier Mortgage Funding May 2003 - September 2004
Accuride International November 1998 - May 2003
Skills
Refinance, Customer Service, Mortgage Lending, Sales, Selling, Fundraising, Mortgage Banking
Education
Frederick Community College 1989 — 1991
Vince Cinquemani's Embrace Home Loans Experience February 2014 - June 2014
Job Licensed Loan Officer at Supreme Lending
Industry Banking
Experience
Supreme Lending May 2015 - Present
Homestead Funding Corp. June 2014 - May 2015
Embrace Home Loans February 2014 - June 2014
RoundPoint Financial Group May 2013 - February 2014
Mortgage Industry February 2011 - May 2013
Nationstar Mortgage June 2010 - February 2011
Supreme Lending January 2005 - June 2010
CTX Mortgage April 1999 - January 2005
Superior Lending April 1998 - April 1999
Greater Dallas Mortgage January 1997 - April 1998
Skills
FHA, Mortgage Banking, Residential Mortgages, Mortgage Lending, Sales Management, VA loans, Financial Services, Refinance, Banking, Investment Properties, First Time Home Buyers, Real Estate, Sales, Reverse Mortgages, Credit, FHA financing, Construction Loans, Credit Analysis, Government Loans, USDA, Loans, Loan Origination, Investments, Insurance, Mortgage Underwriting, Selling, Customer Service, Cold Calling, Finance, Underwriting, Loss Mitigation, Real Estate Financing, Certified Mortgage..., VA Loans, FHA Financing
Education
Cornell University 1984 — 1987
MS, Industrial Labor Relations
State University of New York College at Fredonia 1981 — 1983
Bachelor, Industrial Labor Relations
SUNY Orange 1977 — 1980
Associate, Business Administration
Pine Bush High School 1974 — 1977
Diploma
Supreme Lending May 2015 - Present
Homestead Funding Corp. June 2014 - May 2015
Embrace Home Loans February 2014 - June 2014
RoundPoint Financial Group May 2013 - February 2014
Mortgage Industry February 2011 - May 2013
Nationstar Mortgage June 2010 - February 2011
Supreme Lending January 2005 - June 2010
CTX Mortgage April 1999 - January 2005
Superior Lending April 1998 - April 1999
Greater Dallas Mortgage January 1997 - April 1998
Skills
FHA, Mortgage Banking, Residential Mortgages, Mortgage Lending, Sales Management, VA loans, Financial Services, Refinance, Banking, Investment Properties, First Time Home Buyers, Real Estate, Sales, Reverse Mortgages, Credit, FHA financing, Construction Loans, Credit Analysis, Government Loans, USDA, Loans, Loan Origination, Investments, Insurance, Mortgage Underwriting, Selling, Customer Service, Cold Calling, Finance, Underwriting, Loss Mitigation, Real Estate Financing, Certified Mortgage..., VA Loans, FHA Financing
Education
Cornell University 1984 — 1987
MS, Industrial Labor Relations
State University of New York College at Fredonia 1981 — 1983
Bachelor, Industrial Labor Relations
SUNY Orange 1977 — 1980
Associate, Business Administration
Pine Bush High School 1974 — 1977
Diploma
Stephanie Andrea Stephanie Andrea's Embrace Home Loans Experience January 2010 - Present
Job Government Insurance Supervisor at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans January 2010 - Present
Pro Point Card Services January 2009 - August 2009
Wyndham Vacation Ownership May 2007 - August 2008
Wyndham Vacation Ownership March 2006 - May 2007
Wyndham Vacation Ownership June 2004 - March 2006
Skills
Accounts Payable, Loans, FHA, Mortgage Banking, Customer Service, Loan Origination, Invoicing, Finance, Event Planning, Mortgage Lending, Credit, Management, Sales, Marketing, VA Loans, Residential Mortgages
Education
Community College of Rhode Island 2005 — 2011
Business, Associates in Business
Rogers High School
Embrace Home Loans January 2010 - Present
Pro Point Card Services January 2009 - August 2009
Wyndham Vacation Ownership May 2007 - August 2008
Wyndham Vacation Ownership March 2006 - May 2007
Wyndham Vacation Ownership June 2004 - March 2006
Skills
Accounts Payable, Loans, FHA, Mortgage Banking, Customer Service, Loan Origination, Invoicing, Finance, Event Planning, Mortgage Lending, Credit, Management, Sales, Marketing, VA Loans, Residential Mortgages
Education
Community College of Rhode Island 2005 — 2011
Business, Associates in Business
Rogers High School
Ryan Buddy Hardiman's Embrace Home Loans Experience August 2008 - Present
Job Real Estate Investments/ Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans August 2008 - Present
Devalla LLC August 2008 - Present
Skills
Mortgage Banking, Residential Mortgages, Loan Origination, FHA financing, FHA, Construction Loans, Refinance, Mortgage Lending, VA loans, USDA, FHA Financing, VA Loans, Real Estate, Sales Management, Sales, Customer Service
Education
Florida State University
Bachelor of Science (B.S.), Real Estate & Finance
Embrace Home Loans August 2008 - Present
Devalla LLC August 2008 - Present
Skills
Mortgage Banking, Residential Mortgages, Loan Origination, FHA financing, FHA, Construction Loans, Refinance, Mortgage Lending, VA loans, USDA, FHA Financing, VA Loans, Real Estate, Sales Management, Sales, Customer Service
Education
Florida State University
Bachelor of Science (B.S.), Real Estate & Finance
Lorie Woodruff's Embrace Home Loans Experience 2007 - February 2010
Job Real Estate and Host of Lorie TV
Industry Real Estate
Experience
Tristar Realty Inc. March 2013 - Present
Lorie TV January 2013 - Present
Financial Education Services April 2012 - May 2015
Keller Williams Preferred Properties April 2009 - March 2013
Embrace Home Loans 2007 - February 2010
Suntrust Mortgage 2005 - 2007
Skills
Marketing Networking, Real Estate Transactions, Renovation, Investor Relations, Networking, Marketing, First Time Home Buyers, Residential Homes, Construction, Home, Investment Properties, Refinance, New Home Sales, Buyers, Mortgage Lending, Real Estate, Sellers, New Homes, Investors, Property, REO, Short Sales, FHA, Buyer Representation, FHA financing, Single Family Homes, Referrals, Credit, Luxury, Real Property, Foreclosures, Rentals, Selling, Investments, Listings, HUD, SFR, Relocation, Townhomes, Move Up Buyers, Sales, Condos, Vacation Homes, Seniors, Small Business, Loan Origination, Real Estate Financing, Relocation Buyers, Income Properties, Home Staging
Education
Bowie State University 1993 — 1995
Business Administration
Elizabeth Seton High School
College Prepatory
Tristar Realty Inc. March 2013 - Present
Lorie TV January 2013 - Present
Financial Education Services April 2012 - May 2015
Keller Williams Preferred Properties April 2009 - March 2013
Embrace Home Loans 2007 - February 2010
Suntrust Mortgage 2005 - 2007
Skills
Marketing Networking, Real Estate Transactions, Renovation, Investor Relations, Networking, Marketing, First Time Home Buyers, Residential Homes, Construction, Home, Investment Properties, Refinance, New Home Sales, Buyers, Mortgage Lending, Real Estate, Sellers, New Homes, Investors, Property, REO, Short Sales, FHA, Buyer Representation, FHA financing, Single Family Homes, Referrals, Credit, Luxury, Real Property, Foreclosures, Rentals, Selling, Investments, Listings, HUD, SFR, Relocation, Townhomes, Move Up Buyers, Sales, Condos, Vacation Homes, Seniors, Small Business, Loan Origination, Real Estate Financing, Relocation Buyers, Income Properties, Home Staging
Education
Bowie State University 1993 — 1995
Business Administration
Elizabeth Seton High School
College Prepatory
Barrett Herminghaus's Embrace Home Loans Experience February 2014 - May 2015
Job Sr. Loan Officer, Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate May 2015 - Present
Embrace Home Loans February 2014 - May 2015
Embrace Home Loans May 2013 - February 2014
Embrace Home Loans January 2013 - May 2013
Skills
Sales, Mortgage Lending, Finance, Processing, Loans, Refinance, Residential Mortgages, Loan Origination, Consumer Lending, Debt Consolidation, FHA, Credit, VA loans, Government Loans, Home Equity, FNMA, FHLMC, NMLS, HomePath, DU Refi Plus, Jumbos, Super Jumbo, 100% Financing, Pre-approval, FHA financing, USDA, Mortgage Banking, 203K, Home Equity Loans, Home Equity Lines of..., Credit Analysis, Refinancings, NMLS Licensed, RESPA, Investment Property..., Rates, Loan Officers, Fannie Mae, HUD, Secondary Market, Mortgage Insurance, Lines Of Credit, Banking, Mortgage Brokers, Credit Risk, Second Mortgages, Loan Modifications, Real Estate Lending, Investment Properties, FHA Financing
Education
Community College of Rhode Island
Guaranteed Rate May 2015 - Present
Embrace Home Loans February 2014 - May 2015
Embrace Home Loans May 2013 - February 2014
Embrace Home Loans January 2013 - May 2013
Skills
Sales, Mortgage Lending, Finance, Processing, Loans, Refinance, Residential Mortgages, Loan Origination, Consumer Lending, Debt Consolidation, FHA, Credit, VA loans, Government Loans, Home Equity, FNMA, FHLMC, NMLS, HomePath, DU Refi Plus, Jumbos, Super Jumbo, 100% Financing, Pre-approval, FHA financing, USDA, Mortgage Banking, 203K, Home Equity Loans, Home Equity Lines of..., Credit Analysis, Refinancings, NMLS Licensed, RESPA, Investment Property..., Rates, Loan Officers, Fannie Mae, HUD, Secondary Market, Mortgage Insurance, Lines Of Credit, Banking, Mortgage Brokers, Credit Risk, Second Mortgages, Loan Modifications, Real Estate Lending, Investment Properties, FHA Financing
Education
Community College of Rhode Island
Christopher Slattery Christopher Slattery's Embrace Home Loans Experience November 2013 - November 2014
Job Production Assistant at Province Mortgage Associates
Industry Financial Services
Experience
Province Mortgage Associates June 2015 - Present
Embrace Home Loans November 2013 - November 2014
Embrace Home Loans September 2012 - September 2013
Embrace Home Loans September 2011 - February 2012
Skills
Talent Acquisition, Loans, Recruiting, Banking, Account Management, People Skills, Connecting People, Marketing, Credit Analysis, Social Networking, VA loans, FHA financing, Social Media, Leadership, USDA, Mortgage Lending, VA Loans, FHA Financing, FHA, Residential Mortgages, Mortgage Banking, Credit, Refinance, Loan Origination
Education
LaSalle Academy 2005 — 2009
Community College of Rhode Island
Province Mortgage Associates June 2015 - Present
Embrace Home Loans November 2013 - November 2014
Embrace Home Loans September 2012 - September 2013
Embrace Home Loans September 2011 - February 2012
Skills
Talent Acquisition, Loans, Recruiting, Banking, Account Management, People Skills, Connecting People, Marketing, Credit Analysis, Social Networking, VA loans, FHA financing, Social Media, Leadership, USDA, Mortgage Lending, VA Loans, FHA Financing, FHA, Residential Mortgages, Mortgage Banking, Credit, Refinance, Loan Origination
Education
LaSalle Academy 2005 — 2009
Community College of Rhode Island
Janell Behar Vega's Embrace Home Loans Experience July 2010 - May 2011
Job Senior Loan Processor @ American Bancshares Mortgage LLC
Industry Real Estate
Experience
American Bancshares Mortgage LLC April 2012 - Present
FEMBI First Equity Mortgage Bankers, Inc. May 2011 - April 2012
Embrace Home Loans July 2010 - May 2011
Bank of America August 2004 - July 2010
Market Street Mortgage April 2002 - August 2004
Skills
Mortgage Lending, Loans, FHA, Refinance, Mortgage Banking, Residential Mortgages, VA loans, FHA financing, Loan Origination, USDA, Credit, Reverse Mortgages, Government Loans, Investment Properties, First Time Home Buyers, Foreclosures, Real Estate, Short Sales, VA Loans, Certified Mortgage..., Construction Loans, Title Insurance, FHA Financing
Education
Florida International University 1998 — 2002
AA, Early Childhood
Coral Gables Sr High School 1994 — 1998
High School Diploma
American Bancshares Mortgage LLC April 2012 - Present
FEMBI First Equity Mortgage Bankers, Inc. May 2011 - April 2012
Embrace Home Loans July 2010 - May 2011
Bank of America August 2004 - July 2010
Market Street Mortgage April 2002 - August 2004
Skills
Mortgage Lending, Loans, FHA, Refinance, Mortgage Banking, Residential Mortgages, VA loans, FHA financing, Loan Origination, USDA, Credit, Reverse Mortgages, Government Loans, Investment Properties, First Time Home Buyers, Foreclosures, Real Estate, Short Sales, VA Loans, Certified Mortgage..., Construction Loans, Title Insurance, FHA Financing
Education
Florida International University 1998 — 2002
AA, Early Childhood
Coral Gables Sr High School 1994 — 1998
High School Diploma
Kathleen Connerty Kathleen Connerty's Embrace Home Loans Experience February 2015 - Present
Job FHA, VA, USDA, Conventional, Home Loan Mortgages for Purchase or Refinance in NH and MA
Industry Financial Services
Experience
Embrace Home Loans February 2015 - Present
BNY Mellon October 1997 - October 2010
Skills
Mortgage Lending, Residential Mortgages, Loans, FHA, Loan Origination, Refinance, Mortgage Banking, First Time Home Buyers, Finance, Banking, Credit, Funding, Construction Loans, Underwriting, Mortgage Underwriting, Investment Properties, Lines Of Credit, Mutual Funds, Credit Analysis, USDA, Commercial Lending, Consumer Lending, Real Estate, FHA financing, Mortgage, VA loans, Cross Selling, Residential Homes, Risk Management, Referrals, Financial Analysis, Government Loans, High Net Worth..., Real Estate Economics, Asset Managment, Strategic Financial..., Foreclosures, Financial Services, Loss Mitigation, Retail Banking, FHA Financing, Sales
Education
Merrimack College 1988 — 1991
Bachelor's degree, Psychology
Endicott College 1985 — 1987
Fashion Merchandising
Academy of Notre Dame 1981 — 1985
Diploma, College Preparatory
Embrace Home Loans February 2015 - Present
BNY Mellon October 1997 - October 2010
Skills
Mortgage Lending, Residential Mortgages, Loans, FHA, Loan Origination, Refinance, Mortgage Banking, First Time Home Buyers, Finance, Banking, Credit, Funding, Construction Loans, Underwriting, Mortgage Underwriting, Investment Properties, Lines Of Credit, Mutual Funds, Credit Analysis, USDA, Commercial Lending, Consumer Lending, Real Estate, FHA financing, Mortgage, VA loans, Cross Selling, Residential Homes, Risk Management, Referrals, Financial Analysis, Government Loans, High Net Worth..., Real Estate Economics, Asset Managment, Strategic Financial..., Foreclosures, Financial Services, Loss Mitigation, Retail Banking, FHA Financing, Sales
Education
Merrimack College 1988 — 1991
Bachelor's degree, Psychology
Endicott College 1985 — 1987
Fashion Merchandising
Academy of Notre Dame 1981 — 1985
Diploma, College Preparatory
Julian Olivier Julian Olivier's Embrace Home Loans Experience June 2015 - Present
Job Mortgage Processor at Embrace Home Loans
Industry Banking
Experience
Embrace Home Loans June 2015 - Present
First Citizens' Federal Credit Union February 2015 - April 2015
Rockland Trust Company November 2011 - February 2015
comcast 2008 - 2010
Skills
Banking, Customer Service, Retail Banking, Credit, Commercial Banking, Consumer Lending, Mortgage Lending, Small Business Lending, Credit Analysis, Microsoft Word, Commercial Lending, Loans, Loan Origination, Mortgage Banking, Outlook, Microsoft Office, Microsoft Excel, Data Entry, Data Analysis, Documentation, Document Management, Finance, SBA, Process Improvement, Home Equity, Construction Loans, Insurance, Program Management, Software Conversions, Third Party Vendor..., Vendor Relations, Troubleshooting, Lines Of Credit, Risk Management, Databases, Financial Analysis
Education
Bristol Community College 2010 — 2017
Engineering/Finance
Bristol Community College 2010 — 2011
Embrace Home Loans June 2015 - Present
First Citizens' Federal Credit Union February 2015 - April 2015
Rockland Trust Company November 2011 - February 2015
comcast 2008 - 2010
Skills
Banking, Customer Service, Retail Banking, Credit, Commercial Banking, Consumer Lending, Mortgage Lending, Small Business Lending, Credit Analysis, Microsoft Word, Commercial Lending, Loans, Loan Origination, Mortgage Banking, Outlook, Microsoft Office, Microsoft Excel, Data Entry, Data Analysis, Documentation, Document Management, Finance, SBA, Process Improvement, Home Equity, Construction Loans, Insurance, Program Management, Software Conversions, Third Party Vendor..., Vendor Relations, Troubleshooting, Lines Of Credit, Risk Management, Databases, Financial Analysis
Education
Bristol Community College 2010 — 2017
Engineering/Finance
Bristol Community College 2010 — 2011
Alexander Lebron Alexander Lebron's Embrace Home Loans Experience July 2015 - Present
Job Project Management Intern at Embrace Home Loans
Industry Military
Experience
Embrace Home Loans July 2015 - Present
Expressions December 2014 - Present
Army National Guard October 2013 - Present
BJ's Wholesale Club October 2012 - September 2014
Skills
Microsoft Office, Customer Service, Microsoft Word, PowerPoint, Microsoft Excel, Organization Skills, Project Management, Teamwork, Individual Work, Military
Education
Year Up 2015 — 2016
Community College of Rhode Island 2012 — 2013
N/A, General Studies
Mount Pleasant High School 2008 — 2012
HS Diploma
Embrace Home Loans July 2015 - Present
Expressions December 2014 - Present
Army National Guard October 2013 - Present
BJ's Wholesale Club October 2012 - September 2014
Skills
Microsoft Office, Customer Service, Microsoft Word, PowerPoint, Microsoft Excel, Organization Skills, Project Management, Teamwork, Individual Work, Military
Education
Year Up 2015 — 2016
Community College of Rhode Island 2012 — 2013
N/A, General Studies
Mount Pleasant High School 2008 — 2012
HS Diploma
Taylor Bardsley's Embrace Home Loans Experience July 2015 - Present
Job Vendor Management Coordinator at Embrace Home Loans
Industry
Experience
Embrace Home Loans July 2015 - Present
Towne Park August 2014 - May 2015
Showcase Cinema 2011 - 2014
Skills
Microsoft Office, Customer Service, Microsoft Excel, Microsoft Word, PowerPoint
Education
Bryant University 2011 — 2015
Embrace Home Loans July 2015 - Present
Towne Park August 2014 - May 2015
Showcase Cinema 2011 - 2014
Skills
Microsoft Office, Customer Service, Microsoft Excel, Microsoft Word, PowerPoint
Education
Bryant University 2011 — 2015
Cary Humphrey Cary Humphrey's Embrace Home Loans Experience August 2015 - Present
Job Vice President / Team Leader at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans August 2015 - Present
Embrace Home Loans July 2014 - August 2015
Embrace Home Loans October 2005 - July 2014
Embrace Home Loans October 2001 - September 2005
Charlotte County, Florida School board 1990 - 2001
Delta State University 1988 - 1990
Skills
Mortgage Lending, Mortgage Banking, Loans, FHA, Credit, Refinance, Residential Mortgages, FHA financing, VA loans, Loan Origination, Reverse Mortgages, USDA, Certified Mortgage..., Construction Loans, Government Loans, VA Loans, FHA Financing, Responsiveness, Professional..., Courtesy, Investment Properties
Education
Delta State University 1988 — 1990
M.ED, School Administration
Ouachita Baptist University 1984 — 1988
BSE, Education
Embrace Home Loans August 2015 - Present
Embrace Home Loans July 2014 - August 2015
Embrace Home Loans October 2005 - July 2014
Embrace Home Loans October 2001 - September 2005
Charlotte County, Florida School board 1990 - 2001
Delta State University 1988 - 1990
Skills
Mortgage Lending, Mortgage Banking, Loans, FHA, Credit, Refinance, Residential Mortgages, FHA financing, VA loans, Loan Origination, Reverse Mortgages, USDA, Certified Mortgage..., Construction Loans, Government Loans, VA Loans, FHA Financing, Responsiveness, Professional..., Courtesy, Investment Properties
Education
Delta State University 1988 — 1990
M.ED, School Administration
Ouachita Baptist University 1984 — 1988
BSE, Education
Nancy Weaver Nancy Weaver's Embrace Home Loans Experience August 2014 - Present
Job Senior Loan Officer at Embrace Home Loans
Industry Real Estate
Experience
Embrace Home Loans August 2014 - Present
The Weaver Agency November 2011 - August 2014
State Farm February 2012 - November 2012
Apple Rock Displays 2011 - 2011
Coldwell Banker Real Estate 2003 - 2006
Access TCA 1998 - 2001
Skills
Branded Environments, Tradeshow Exhibition, Meetings and Events, Trade Shows, Advertising, Marketing, Lead Generation, Event Planning, Graphics, Customer Service, Retail, Exhibit Design, Program Management, Interior Design, Corporate Branding, Selling, Creative Direction, First Time Home Buyers, Condos, Contract Negotiation, Investment Properties, Marketing Communications, Real Estate, Relocation, Residential Mortgages, Sales, Sellers, Marketing Strategy, Mortgage Lending, New Business Development, Strategic Planning, Residential Homes, Management, Leadership, Sales Management, Social Media Marketing
Education
Florida State University
B.A, Management
Georgia State University
B.A, Mgmt
Embrace Home Loans August 2014 - Present
The Weaver Agency November 2011 - August 2014
State Farm February 2012 - November 2012
Apple Rock Displays 2011 - 2011
Coldwell Banker Real Estate 2003 - 2006
Access TCA 1998 - 2001
Skills
Branded Environments, Tradeshow Exhibition, Meetings and Events, Trade Shows, Advertising, Marketing, Lead Generation, Event Planning, Graphics, Customer Service, Retail, Exhibit Design, Program Management, Interior Design, Corporate Branding, Selling, Creative Direction, First Time Home Buyers, Condos, Contract Negotiation, Investment Properties, Marketing Communications, Real Estate, Relocation, Residential Mortgages, Sales, Sellers, Marketing Strategy, Mortgage Lending, New Business Development, Strategic Planning, Residential Homes, Management, Leadership, Sales Management, Social Media Marketing
Education
Florida State University
B.A, Management
Georgia State University
B.A, Mgmt
Jeff Daniels Jeff Daniels's Embrace Home Loans Experience July 2014 - May 2015
Job Branch Manager at InterLinc Mortgage Services, LLC
Industry Banking
Experience
InterLinc Mortgage Services, LLC May 2015 - Present
Embrace Home Loans July 2014 - May 2015
Reliant Bank Mortgage January 2014 - June 2014
Sumner Bank & Trust September 2013 - January 2014
PrimeLending March 2013 - August 2013
Skills
Customer Service, Budgets, Strategic Planning, First Time Home Buyers, VA Loans, Jumbos, FHA, FHA Financing, USDA Rural Housing, USDA, USDA Rural, Mortgage Lending, Loan Origination, Residential Homes, Residential Mortgages, Real Estate, Investment Properties, Mortgage Banking, Loans, Short Sales, Refinance
Education
Bluefield College 1988 — 1990
Bachelor's degree, Business Administration, Management and Operations
InterLinc Mortgage Services, LLC May 2015 - Present
Embrace Home Loans July 2014 - May 2015
Reliant Bank Mortgage January 2014 - June 2014
Sumner Bank & Trust September 2013 - January 2014
PrimeLending March 2013 - August 2013
Skills
Customer Service, Budgets, Strategic Planning, First Time Home Buyers, VA Loans, Jumbos, FHA, FHA Financing, USDA Rural Housing, USDA, USDA Rural, Mortgage Lending, Loan Origination, Residential Homes, Residential Mortgages, Real Estate, Investment Properties, Mortgage Banking, Loans, Short Sales, Refinance
Education
Bluefield College 1988 — 1990
Bachelor's degree, Business Administration, Management and Operations
Sean Hennessey's Embrace Home Loans Experience September 2010 - Present
Job Senior Loan Officer at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans September 2010 - Present
M Point Mortgage Service 2003 - 2009
Carteret Mortgage 2002 - 2003
Skills
FHA financing, VA loans, FHA, Refinance, USDA, Mortgage Banking, Residential Mortgages, Government Loans, Loan Origination, Investment Properties, First Time Home Buyers, 203K, Mortgage Lending, Real Estate, Real Estate Transactions
Education
Johnson and Wales University 1988 — 1992
Hotel Restaraunt Managment/ Culinary Arts
Embrace Home Loans September 2010 - Present
M Point Mortgage Service 2003 - 2009
Carteret Mortgage 2002 - 2003
Skills
FHA financing, VA loans, FHA, Refinance, USDA, Mortgage Banking, Residential Mortgages, Government Loans, Loan Origination, Investment Properties, First Time Home Buyers, 203K, Mortgage Lending, Real Estate, Real Estate Transactions
Education
Johnson and Wales University 1988 — 1992
Hotel Restaraunt Managment/ Culinary Arts
Martin J. Scovitch Martin J. Scovitch's Embrace Home Loans Experience December 2010 - Present
Job Senior Mortgage Loan Officer at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans December 2010 - Present
Interstate Funding Corporation May 2001 - 2010
Skills
VA, Refinance, Mortgage, Purchase, FHA, Conforming, Residential Mortgages, VA loans, FHA financing, USDA, Mortgage Planning, Investment Properties, First Time Buyers, Rehab Loans, First Time Home Buyers, Mortgage Lending, Certified Mortgage..., Underwriting, Credit, Wholesale Lending, Residential Homes, Debt Consolidation, 203K, Home Equity Loans, Real Estate Financing, Loans, Home Equity Lines of..., Mortgage Banking, Government Loans, Loan Origination, Customer Service, Reverse Mortgages, Construction Loans, USDA Rural Housing, FHA Financing, VA Loans
Education
Frostburg State University 1992 — 1996
Bachelors, Justice/Business
St Vincent Pallotti HS 1988 — 1992
Embrace Home Loans December 2010 - Present
Interstate Funding Corporation May 2001 - 2010
Skills
VA, Refinance, Mortgage, Purchase, FHA, Conforming, Residential Mortgages, VA loans, FHA financing, USDA, Mortgage Planning, Investment Properties, First Time Buyers, Rehab Loans, First Time Home Buyers, Mortgage Lending, Certified Mortgage..., Underwriting, Credit, Wholesale Lending, Residential Homes, Debt Consolidation, 203K, Home Equity Loans, Real Estate Financing, Loans, Home Equity Lines of..., Mortgage Banking, Government Loans, Loan Origination, Customer Service, Reverse Mortgages, Construction Loans, USDA Rural Housing, FHA Financing, VA Loans
Education
Frostburg State University 1992 — 1996
Bachelors, Justice/Business
St Vincent Pallotti HS 1988 — 1992
Craig Zalcberg Craig Zalcberg's Embrace Home Loans Experience September 2014 - Present
Job Loan Officer at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans September 2014 - Present
Shamrock Financial Corporation March 2014 - September 2014
Embrace Home Loans July 2008 - March 2014
Above and Beyond Financial September 2005 - July 2008
Eagle Nationwide Mortgage Company 2007 - 2008
Town and Country Credit 2002 - 2005
Skills
Management, Mortgage Lending, FHA, Loans, Loan Origination, Real Estate, Finance, Sales, Refinance, Mortgage Banking, Customer Service, VA loans, USDA, FHA financing, Residential Mortgages, Credit, Certified Mortgage..., Government Loans, Credit Analysis, First Time Home Buyers, Debt Consolidation, Investment Properties, Home Equity Loans, Mortgage Underwriting, Real Estate Financing, Mortgage Marketing, Banking, Real Estate Economics, HUD, Referrals, Investments, Mortgage Servicing, USDA Rural Housing, Investors, Credit Risk, Home Equity Lines of..., Non-Conforming, FHA Financing, VA Loans, Foreclosures, Short Sales, Residential Homes
Education
Johnson and Wales University 1997 — 2001
Bachelor, Marketing
Freehold Boro High School 1993 — 1997
Embrace Home Loans September 2014 - Present
Shamrock Financial Corporation March 2014 - September 2014
Embrace Home Loans July 2008 - March 2014
Above and Beyond Financial September 2005 - July 2008
Eagle Nationwide Mortgage Company 2007 - 2008
Town and Country Credit 2002 - 2005
Skills
Management, Mortgage Lending, FHA, Loans, Loan Origination, Real Estate, Finance, Sales, Refinance, Mortgage Banking, Customer Service, VA loans, USDA, FHA financing, Residential Mortgages, Credit, Certified Mortgage..., Government Loans, Credit Analysis, First Time Home Buyers, Debt Consolidation, Investment Properties, Home Equity Loans, Mortgage Underwriting, Real Estate Financing, Mortgage Marketing, Banking, Real Estate Economics, HUD, Referrals, Investments, Mortgage Servicing, USDA Rural Housing, Investors, Credit Risk, Home Equity Lines of..., Non-Conforming, FHA Financing, VA Loans, Foreclosures, Short Sales, Residential Homes
Education
Johnson and Wales University 1997 — 2001
Bachelor, Marketing
Freehold Boro High School 1993 — 1997
Amy Welesko Amy Welesko's Embrace Home Loans Experience February 2010 - June 2012
Job Rehab Aide/ Office Staff at PT4U Physical Therapy
Industry Health, Wellness and Fitness
Experience
PT4U Physical Therapy February 2013 - Present
Wingate at Worcester: Neuro Rehabilitation Center May 2015 - July 2015
Olympic Physical Therapy July 2012 - February 2013
Embrace Home Loans February 2010 - June 2012
Newport Hospital Vanderbilt Rehabilitation January 2012 - April 2012
Olympic Physical Therapy May 2011 - January 2012
Sport and Spine Physical Therapy April 2009 - June 2009
Body Ease February 2008 - March 2008
Skills
Customer Service, Word, Excel, Microsoft Office, Rehabilitation, PowerPoint, Customer Relations, Health, Problem Solving, Microsoft Excel, Microsoft Word, Strength & Conditioning, Cpr Certified, Injury, Management, Physical Therapy, Strength Training, Exercise Physiology, CPR Certified, Healthcare, Fitness, Treatment, Public Speaking
Education
Bay State College 2014 — 2016
Associate of Science (A.S.), Physical Therapy Assistant
University of Rhode Island 2008 — 2012
Bachelor's of Science, Kinesiology and Exercise Science
PT4U Physical Therapy February 2013 - Present
Wingate at Worcester: Neuro Rehabilitation Center May 2015 - July 2015
Olympic Physical Therapy July 2012 - February 2013
Embrace Home Loans February 2010 - June 2012
Newport Hospital Vanderbilt Rehabilitation January 2012 - April 2012
Olympic Physical Therapy May 2011 - January 2012
Sport and Spine Physical Therapy April 2009 - June 2009
Body Ease February 2008 - March 2008
Skills
Customer Service, Word, Excel, Microsoft Office, Rehabilitation, PowerPoint, Customer Relations, Health, Problem Solving, Microsoft Excel, Microsoft Word, Strength & Conditioning, Cpr Certified, Injury, Management, Physical Therapy, Strength Training, Exercise Physiology, CPR Certified, Healthcare, Fitness, Treatment, Public Speaking
Education
Bay State College 2014 — 2016
Associate of Science (A.S.), Physical Therapy Assistant
University of Rhode Island 2008 — 2012
Bachelor's of Science, Kinesiology and Exercise Science
Sondra Shemer Sondra Shemer's Embrace Home Loans Experience December 2009 - Present
Job Vice President at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans December 2009 - Present
Mason Dixon Funding, Inc. July 1996 - December 2009
1st Union 1992 - 1996
Skills
Refinance, Loan Origination, Mortgage Lending, FHA, Mortgage Banking, FHA financing, Sales, USDA, VA loans, Residential Mortgages, Government Loans, Finance, Loans, Credit, Mortgage Underwriting, Real Estate Financing, Certified Mortgage..., Reverse Mortgages, FHA Financing, VA Loans, Construction Loans
Education
American University 1977 — 1981
BA, Psychology
Embrace Home Loans December 2009 - Present
Mason Dixon Funding, Inc. July 1996 - December 2009
1st Union 1992 - 1996
Skills
Refinance, Loan Origination, Mortgage Lending, FHA, Mortgage Banking, FHA financing, Sales, USDA, VA loans, Residential Mortgages, Government Loans, Finance, Loans, Credit, Mortgage Underwriting, Real Estate Financing, Certified Mortgage..., Reverse Mortgages, FHA Financing, VA Loans, Construction Loans
Education
American University 1977 — 1981
BA, Psychology
Jared Maxwell's Embrace Home Loans Experience 2002 - Present
Job Vice President at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans 2002 - Present
Stream International, Inc. 1999 - 2002
Skills
Mortgage Lending, Credit, Coaching, Refinance, Credit Analysis, Loans
Education
Assumption College 1994 — 1998
Political Science and Communications
Boston University London Internship Program 1997 — 1997
1997, Communications
Embrace Home Loans 2002 - Present
Stream International, Inc. 1999 - 2002
Skills
Mortgage Lending, Credit, Coaching, Refinance, Credit Analysis, Loans
Education
Assumption College 1994 — 1998
Political Science and Communications
Boston University London Internship Program 1997 — 1997
1997, Communications
Melissa Bjorklund Melissa Bjorklund's Embrace Home Loans Experience November 2007 - Present
Job Mortgage Loan Officer at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans November 2007 - Present
Skills
FHA, Underwriting, First Time Home Buyers, Government Loans, VA loans, Loan Origination, FHA financing, Mortgage Lending, Credit Analysis, Refinance, Loans, Customer Service, Mortgage Banking, Real Estate, USDA, Credit, Residential Mortgages, Real Estate Transactions, Investment Properties, Bridge Loans, Referrals, FHA Financing, VA Loans
Education
Bryant College 1999 — 2003
B.S. in accounting, Accounting
Embrace Home Loans November 2007 - Present
Skills
FHA, Underwriting, First Time Home Buyers, Government Loans, VA loans, Loan Origination, FHA financing, Mortgage Lending, Credit Analysis, Refinance, Loans, Customer Service, Mortgage Banking, Real Estate, USDA, Credit, Residential Mortgages, Real Estate Transactions, Investment Properties, Bridge Loans, Referrals, FHA Financing, VA Loans
Education
Bryant College 1999 — 2003
B.S. in accounting, Accounting
Jessica Pierson Jessica Pierson's Embrace Home Loans Experience 2011 - 2012
Job Organizational Development Operations and Communications Coordinator
Industry Human Resources
Experience
Swarovski 2012 - Present
Embrace Home Loans 2011 - 2012
Swarovski 2011 - 2011
Perspectives Corporation 2003 - 2011
RE/MAX Flagship 2010 - 2010
Old Mountain Lanes 2008 - 2008
Seaside Dance and Gymnastics/The Studio 1998 - 2005
Buckley Heating and Cooling 2002 - 2002
Constant Technologies 1999 - 2001
Skills
Organizational..., Corporate Events, Human Resources, Training, Talent Acquisition, Recruitment/Retention, Recruiting, Leadership, Employee Relations, Interviews, Onboarding, Employee Training, Management, Performance Management, Event Planning, Time Management, Succession Planning, Deferred Compensation, Talent Management, Budgets, Event Management, Training & Development, Applicant Tracking..., Microsoft Excel, Wellness Programs, Organizational Change, Organizational..., Talent Development, Social Networking, Corporations, Administration, Assistance, Administrative Support, Corporate Wellness, Events Organisation, Dance Instruction, Ballet, iPhone, Dance, Choreography, Meeting Planning, Activity Planning, Promoting Events, Events Organizing, Word, Excel, Access, Interviewing, Outlook, Full-cycle Recruiting
Education
Bryant University 2008 — 2009
HRM Certification, Human Resources Management
Swarovski 2012 - Present
Embrace Home Loans 2011 - 2012
Swarovski 2011 - 2011
Perspectives Corporation 2003 - 2011
RE/MAX Flagship 2010 - 2010
Old Mountain Lanes 2008 - 2008
Seaside Dance and Gymnastics/The Studio 1998 - 2005
Buckley Heating and Cooling 2002 - 2002
Constant Technologies 1999 - 2001
Skills
Organizational..., Corporate Events, Human Resources, Training, Talent Acquisition, Recruitment/Retention, Recruiting, Leadership, Employee Relations, Interviews, Onboarding, Employee Training, Management, Performance Management, Event Planning, Time Management, Succession Planning, Deferred Compensation, Talent Management, Budgets, Event Management, Training & Development, Applicant Tracking..., Microsoft Excel, Wellness Programs, Organizational Change, Organizational..., Talent Development, Social Networking, Corporations, Administration, Assistance, Administrative Support, Corporate Wellness, Events Organisation, Dance Instruction, Ballet, iPhone, Dance, Choreography, Meeting Planning, Activity Planning, Promoting Events, Events Organizing, Word, Excel, Access, Interviewing, Outlook, Full-cycle Recruiting
Education
Bryant University 2008 — 2009
HRM Certification, Human Resources Management
Gonzalo Puigbó, MBA's Embrace Home Loans Experience October 2013 - September 2015
Job Vice President, Mortgage Sales Manager at People's United Bank
Industry Financial Services
Experience
People's United Bank September 2015 - Present
Embrace Home Loans October 2013 - September 2015
Bank of America April 2013 - September 2013
Southbridge Savings Bank May 2012 - December 2012
Eastern Bank August 2006 - May 2012
Citizens Bank May 1999 - July 2006
Skills
Credit, Fundraising, Loans, Strategic Planning, Public Speaking, Coaching, Team Building, Non-profits, Process Improvement, Sales Management, Leadership Development, Mortgage Lending, Management, Loan Origination, Sales, Training, Underwriting, Recruiting, Market Research, Negotiation, Mortgage Banking, Entrepreneurship, Business Development, Nonprofits, Banking
Education
Framingham State University 2008 — 2012
M.B.A, Business Administration
Framingham State University 2000 — 2004
B.S., Business Administration
People's United Bank September 2015 - Present
Embrace Home Loans October 2013 - September 2015
Bank of America April 2013 - September 2013
Southbridge Savings Bank May 2012 - December 2012
Eastern Bank August 2006 - May 2012
Citizens Bank May 1999 - July 2006
Skills
Credit, Fundraising, Loans, Strategic Planning, Public Speaking, Coaching, Team Building, Non-profits, Process Improvement, Sales Management, Leadership Development, Mortgage Lending, Management, Loan Origination, Sales, Training, Underwriting, Recruiting, Market Research, Negotiation, Mortgage Banking, Entrepreneurship, Business Development, Nonprofits, Banking
Education
Framingham State University 2008 — 2012
M.B.A, Business Administration
Framingham State University 2000 — 2004
B.S., Business Administration
Brenda Ridgley's Embrace Home Loans Experience September 2011 - September 2013
Job Mortgage Analyst at Corridor Mortgage Group, Inc
Industry Real Estate
Experience
Corridor Mortgage Group, Inc June 2014 - Present
First Guaranty Mortgage Corporation September 2013 - May 2014
Embrace Home Loans September 2011 - September 2013
M&T Bank Mortgage Division 2004 - 2011
Farmers & Mechanics Bank 2002 - 2004
Skills
Refinance, Mortgage Lending, FHA, Financial Analysis, Mortgage Banking, USDA, Credit, Loans, Credit Analysis, Investment Properties, VA Loans, First Time Home Buyers
Education
Frederick Community College
Associates, Business Administration
Corridor Mortgage Group, Inc June 2014 - Present
First Guaranty Mortgage Corporation September 2013 - May 2014
Embrace Home Loans September 2011 - September 2013
M&T Bank Mortgage Division 2004 - 2011
Farmers & Mechanics Bank 2002 - 2004
Skills
Refinance, Mortgage Lending, FHA, Financial Analysis, Mortgage Banking, USDA, Credit, Loans, Credit Analysis, Investment Properties, VA Loans, First Time Home Buyers
Education
Frederick Community College
Associates, Business Administration
Christina Swift Christina Swift's Embrace Home Loans Experience January 2009 - Present
Job Sr. Loan Officer at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans January 2009 - Present
Mason Dixon Funding January 2005 - January 2009
H&R Block Mortgage January 2002 - January 2005
Skills
Mortgage Lending, Strategic Planning, FHA, Loans, First Time Home Buyers, Refinance, Credit, Customer Service, Budgets, Loan Origination, Mortgage Banking, Selling, USDA, FHA financing, VA loans, Government Loans, Residential Mortgages, Certified Mortgage..., Real Estate Transactions, Real Estate, VA Loans, FHA Financing, Sales
Education
George Mason University
Finance/Accounting
Virginia Commonwealth University
Accounting/Finance
Embrace Home Loans January 2009 - Present
Mason Dixon Funding January 2005 - January 2009
H&R Block Mortgage January 2002 - January 2005
Skills
Mortgage Lending, Strategic Planning, FHA, Loans, First Time Home Buyers, Refinance, Credit, Customer Service, Budgets, Loan Origination, Mortgage Banking, Selling, USDA, FHA financing, VA loans, Government Loans, Residential Mortgages, Certified Mortgage..., Real Estate Transactions, Real Estate, VA Loans, FHA Financing, Sales
Education
George Mason University
Finance/Accounting
Virginia Commonwealth University
Accounting/Finance
Manuel Raposo Manuel Raposo's Embrace Home Loans Experience December 2001 - Present
Job Loan Officer at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans December 2001 - Present
Skills
Investment Properties, Issue Identification, Mortgage Lending
Education
Bristol Community College 1996 — 1998
Associates, Finance
Embrace Home Loans December 2001 - Present
Skills
Investment Properties, Issue Identification, Mortgage Lending
Education
Bristol Community College 1996 — 1998
Associates, Finance
Tina Del Casale's Embrace Home Loans Experience July 2013 - Present
Job Senior Mortgage Loan Officer /DC Metro Area Mortgage Loan Purchase Specialist at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans July 2013 - Present
Greater Capital Area Association of Realtors January 2015 - Present
George Mason Mortgage July 2011 - July 2013
Greater Capital Area Association of Realtors January 2011 - December 2012
NFM January 2010 - July 2011
Prospect Mortgage formerly Fidelity & Trust October 2005 - January 2010
Provident Bank March 2001 - March 2005
Cedar Mortgage 1998 - December 2000
Skills
Construction and Rehab..., FHA, VA, USDA &..., VHDA, FHA, First Time Home Buyers, Conventional, VA, Refinance, Construction, Investment Properties, Investors, Mortgage Lending, Loans, Mortgage, Residential, Purchase, Mortgage Banking, Foreclosures, FHA financing, Condos, Single Family Homes, Real Estate, Residential Mortgages, Selling, Short Sales, New Home Sales, Loan Origination, Residential Homes, 203K, Referrals, USDA, Relocation, REO, Real Estate Economics, Real Property, Buyers, VA loans, HUD, Real Estate Transactions, Mortgage Marketing, Sellers, Property, Buyer Representation, Construction Loans, Commercial Real Estate, Real Estate Financing, Underwriting, Finance, Reverse Mortgages, Property Management
Education
De Anza College 1984 — 1988
AA
Embrace Home Loans July 2013 - Present
Greater Capital Area Association of Realtors January 2015 - Present
George Mason Mortgage July 2011 - July 2013
Greater Capital Area Association of Realtors January 2011 - December 2012
NFM January 2010 - July 2011
Prospect Mortgage formerly Fidelity & Trust October 2005 - January 2010
Provident Bank March 2001 - March 2005
Cedar Mortgage 1998 - December 2000
Skills
Construction and Rehab..., FHA, VA, USDA &..., VHDA, FHA, First Time Home Buyers, Conventional, VA, Refinance, Construction, Investment Properties, Investors, Mortgage Lending, Loans, Mortgage, Residential, Purchase, Mortgage Banking, Foreclosures, FHA financing, Condos, Single Family Homes, Real Estate, Residential Mortgages, Selling, Short Sales, New Home Sales, Loan Origination, Residential Homes, 203K, Referrals, USDA, Relocation, REO, Real Estate Economics, Real Property, Buyers, VA loans, HUD, Real Estate Transactions, Mortgage Marketing, Sellers, Property, Buyer Representation, Construction Loans, Commercial Real Estate, Real Estate Financing, Underwriting, Finance, Reverse Mortgages, Property Management
Education
De Anza College 1984 — 1988
AA
Catherine Mauldin Catherine Mauldin's Embrace Home Loans Experience February 2013 - Present
Job Administration Manager | Branch Opportunities | Recruiter | Human Resources | Expanding Nationwide | Mortgage Banking
Industry Financial Services
Experience
Embrace Home Loans February 2013 - Present
Decision One Mortgage September 2004 - October 2007
1st Metropolitan Mortgage May 2003 - August 2004
Service First Mortgage 2002 - 2003
Transact Mortgage August 2002 - November 2002
Skills
Loans, Mortgage Lending, Mortgage Banking, Sales, Residential Mortgages, Account Management, Relationship Management, Editing, New Business Development, Credit Analysis, Loan Origination, Underwriting, Refinance, Marketing, Credit, FHA, Leadership, USDA, First Time Home Buyers, Recruiting, Investment Properties, Mortgage Underwriting, Banking, Loss Mitigation, VA loans, CRM, Real Estate, Onboarding, Real Estate Financing, Referrals, Consumer Lending, FHA financing, Debt Consolidation, Investments, Construction Loans, Finance, Home Equity Loans
Education
University of Maryland University College 2007 — 2009
Business Administration/HR Management
Florida State University 1998 — 1999
AA, Arts
Frederick Community College
Linganore
Embrace Home Loans February 2013 - Present
Decision One Mortgage September 2004 - October 2007
1st Metropolitan Mortgage May 2003 - August 2004
Service First Mortgage 2002 - 2003
Transact Mortgage August 2002 - November 2002
Skills
Loans, Mortgage Lending, Mortgage Banking, Sales, Residential Mortgages, Account Management, Relationship Management, Editing, New Business Development, Credit Analysis, Loan Origination, Underwriting, Refinance, Marketing, Credit, FHA, Leadership, USDA, First Time Home Buyers, Recruiting, Investment Properties, Mortgage Underwriting, Banking, Loss Mitigation, VA loans, CRM, Real Estate, Onboarding, Real Estate Financing, Referrals, Consumer Lending, FHA financing, Debt Consolidation, Investments, Construction Loans, Finance, Home Equity Loans
Education
University of Maryland University College 2007 — 2009
Business Administration/HR Management
Florida State University 1998 — 1999
AA, Arts
Frederick Community College
Linganore
Doug Newcomb's Embrace Home Loans Experience January 2011 - September 2011
Job Oracle Practice Lead at EdgeRock Technology Partners
Industry Management Consulting
Experience
EdgeRock Technology Partners April 2012 - Present
Embrace Home Loans January 2011 - September 2011
Granite Telecommunicatons, LLC May 2007 - January 2011
Skills
Customer Relations, Account Management, Financial Analysis, Financial Planning, Carrier Relations, Customer Service, Technical Analysis, Problem Solving, Telecommunications, Teamwork, ERP Oracle, Technical Recruiting, Talent Acquisition, Karate, PeopleSoft, Project Management, Business Intelligence, Oracle, ERP, Staff Augmentation, Recruiting, Internet Recruiting
Education
Bridgewater State College
BS, Management
EdgeRock Technology Partners April 2012 - Present
Embrace Home Loans January 2011 - September 2011
Granite Telecommunicatons, LLC May 2007 - January 2011
Skills
Customer Relations, Account Management, Financial Analysis, Financial Planning, Carrier Relations, Customer Service, Technical Analysis, Problem Solving, Telecommunications, Teamwork, ERP Oracle, Technical Recruiting, Talent Acquisition, Karate, PeopleSoft, Project Management, Business Intelligence, Oracle, ERP, Staff Augmentation, Recruiting, Internet Recruiting
Education
Bridgewater State College
BS, Management
Kris Fornuto Kris Fornuto's Embrace Home Loans Experience May 2009 - Present
Job at
Industry Building Materials
Experience
Versatex Trimboard June 2015 - Present
Versatex Trimboard June 2015 - Present
Coventry Lumber November 2013 - Present
Embrace Home Loans May 2009 - Present
Brockway-Smith Co. June 2003 - June 2008
Brockway-Smith Co. June 2001 - June 2003
Skills
Refinance, Loan Origination, Mortgage Lending, FHA, Credit, Building Materials, Sales, Sales Management, Sales Operations, Millwork, Residential Mortgages, VA loans, Loans, Mortgage Banking
Education
Lycoming College 1984 — 1988
Versatex Trimboard June 2015 - Present
Versatex Trimboard June 2015 - Present
Coventry Lumber November 2013 - Present
Embrace Home Loans May 2009 - Present
Brockway-Smith Co. June 2003 - June 2008
Brockway-Smith Co. June 2001 - June 2003
Skills
Refinance, Loan Origination, Mortgage Lending, FHA, Credit, Building Materials, Sales, Sales Management, Sales Operations, Millwork, Residential Mortgages, VA loans, Loans, Mortgage Banking
Education
Lycoming College 1984 — 1988
Frederick Good's Embrace Home Loans Experience December 2013 - September 2014
Job Product Development Manager, VP at Citizens Bank
Industry Financial Services
Experience
Citizens Bank September 2014 - Present
Embrace Home Loans December 2013 - September 2014
GCO Education Loan Funding Corp / Greystone & Co Inc December 2005 - October 2013
First Marblehead August 2001 - December 2005
Skills
Credit, Loans, Risk Management, Vendor Management, Financial Services, Call Center, Strategic Planning, Process Improvement, Business Development, Sales, Call Centers, Finance, Financial Analysis, Business Intelligence, Mutual Funds, Management, Underwriting, Leadership, Loan Origination, Outsourcing, Executive Management
Education
Babson College - Franklin W. Olin Graduate School of Business 2006 — 2008
MBA, Business Administration and Management, General
Boston College 1993 — 1997
Bachelor of Arts (B.A.), Political Science and Government
Belmont High School 1989 — 1993
Citizens Bank September 2014 - Present
Embrace Home Loans December 2013 - September 2014
GCO Education Loan Funding Corp / Greystone & Co Inc December 2005 - October 2013
First Marblehead August 2001 - December 2005
Skills
Credit, Loans, Risk Management, Vendor Management, Financial Services, Call Center, Strategic Planning, Process Improvement, Business Development, Sales, Call Centers, Finance, Financial Analysis, Business Intelligence, Mutual Funds, Management, Underwriting, Leadership, Loan Origination, Outsourcing, Executive Management
Education
Babson College - Franklin W. Olin Graduate School of Business 2006 — 2008
MBA, Business Administration and Management, General
Boston College 1993 — 1997
Bachelor of Arts (B.A.), Political Science and Government
Belmont High School 1989 — 1993
Rich Blott's Embrace Home Loans Experience June 2014 - Present
Job Pricing Analyst at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans June 2014 - Present
Embrace Home Loans June 2012 - June 2014
Ocean State Tall Ships October 2011 - June 2012
Environmental Defense Fund December 2010 - September 2011
Langevin for Congress April 2010 - November 2010
Langevin for Congress April 2001 - November 2010
US House of Representatives September 2006 - October 2010
Office of Congressman September 2006 - April 2010
Langevin for Congress April 2006 - November 2006
Office of Congressman John Tierney February 2005 - June 2005
Skills
Mortgage Lending, Secondary Mortgage..., Mortgage Banking, Fundraising, Community Outreach, Policy, Microsoft Excel, Social Media, Grassroots Organizing, Training, Editing, Community Organizing, Legislative Relations, Project Planning, Political Campaigns, Sales, Customer Service, Campaign Management, Environmental Policy, Fisheries Management
Education
Saint Lawrence University 1996 — 2000
Bachelor of Arts (B.A.), Political Science/Environmental Studies
American University 1999 — 1999
American Politics
Embrace Home Loans June 2014 - Present
Embrace Home Loans June 2012 - June 2014
Ocean State Tall Ships October 2011 - June 2012
Environmental Defense Fund December 2010 - September 2011
Langevin for Congress April 2010 - November 2010
Langevin for Congress April 2001 - November 2010
US House of Representatives September 2006 - October 2010
Office of Congressman September 2006 - April 2010
Langevin for Congress April 2006 - November 2006
Office of Congressman John Tierney February 2005 - June 2005
Skills
Mortgage Lending, Secondary Mortgage..., Mortgage Banking, Fundraising, Community Outreach, Policy, Microsoft Excel, Social Media, Grassroots Organizing, Training, Editing, Community Organizing, Legislative Relations, Project Planning, Political Campaigns, Sales, Customer Service, Campaign Management, Environmental Policy, Fisheries Management
Education
Saint Lawrence University 1996 — 2000
Bachelor of Arts (B.A.), Political Science/Environmental Studies
American University 1999 — 1999
American Politics
Peter Beausoleil's Embrace Home Loans Experience September 2009 - March 2011
Job
Industry Chemicals
Experience
Ecolab January 2014 - Present
Ecolab March 2011 - Present
Embrace Home Loans September 2009 - March 2011
Bose Corporation August 2007 - July 2009
Interscope Records August 2005 - August 2007
Skills
New Business Development, Customer Service, Consulting, Sales
Education
Berklee College of Music 2001 — 2005
Bachelor's degree
Ecolab January 2014 - Present
Ecolab March 2011 - Present
Embrace Home Loans September 2009 - March 2011
Bose Corporation August 2007 - July 2009
Interscope Records August 2005 - August 2007
Skills
New Business Development, Customer Service, Consulting, Sales
Education
Berklee College of Music 2001 — 2005
Bachelor's degree
Cooper Deford's Embrace Home Loans Experience March 2010 - April 2015
Job Capital Markets / Secondary Marketing Consultant at Newbold Advisors
Industry Management Consulting
Experience
Newbold Advisors April 2015 - Present
Embrace Home Loans March 2010 - April 2015
Secondary Solutions LLC August 2005 - March 2010
HomeVest Mortgage March 2002 - August 2005
NAMEX May 1992 - February 2002
Fannie Mae August 1988 - April 1992
Skills
Mortgage Banking, Mortgage Lending, Loans, FHA, Credit, Financial Analysis, Refinance, Residential Mortgages, Strategic Planning, USDA, Credit Analysis, Secondary Mortgage..., Capital Markets, Trading, Loan Origination, VA Loans
Education
Boston University 1978 — 1982
Bachelor of Arts (BA), Political Science
Newbold Advisors April 2015 - Present
Embrace Home Loans March 2010 - April 2015
Secondary Solutions LLC August 2005 - March 2010
HomeVest Mortgage March 2002 - August 2005
NAMEX May 1992 - February 2002
Fannie Mae August 1988 - April 1992
Skills
Mortgage Banking, Mortgage Lending, Loans, FHA, Credit, Financial Analysis, Refinance, Residential Mortgages, Strategic Planning, USDA, Credit Analysis, Secondary Mortgage..., Capital Markets, Trading, Loan Origination, VA Loans
Education
Boston University 1978 — 1982
Bachelor of Arts (BA), Political Science
Peter Wald's Embrace Home Loans Experience October 2009 - December 2013
Job Operations, Auditing, Vendor and Risk Management
Industry Financial Services
Experience
Embrace Home Loans October 2009 - December 2013
Embrace Home Loans June 2008 - October 2009
Sovereign Bank March 2006 - November 2007
Sovereign Bank March 2000 - March 2006
BankBoston January 1997 - February 2000
Skills
Due Diligence, Credit Analysis, Financial Services, Portfolio Management, Negotiation, Credit, Software Documentation, Outsourcing, Foreclosures, Loans, Strategy, Sales, Leadership, Risk Assessment, Banking, Policy, Risk Management, Loan Origination, Investment Properties, Credit Risk, Consumer Lending, Small Business Lending, Commercial Banking, Mortgage Lending, Mortgage Banking, Management, Loan Servicing, Commercial Lending, Contract Negotiation, Project Management, Accounting, Program Management, Auditing
Education
Bryant University
B.S. Business Administration
Embrace Home Loans October 2009 - December 2013
Embrace Home Loans June 2008 - October 2009
Sovereign Bank March 2006 - November 2007
Sovereign Bank March 2000 - March 2006
BankBoston January 1997 - February 2000
Skills
Due Diligence, Credit Analysis, Financial Services, Portfolio Management, Negotiation, Credit, Software Documentation, Outsourcing, Foreclosures, Loans, Strategy, Sales, Leadership, Risk Assessment, Banking, Policy, Risk Management, Loan Origination, Investment Properties, Credit Risk, Consumer Lending, Small Business Lending, Commercial Banking, Mortgage Lending, Mortgage Banking, Management, Loan Servicing, Commercial Lending, Contract Negotiation, Project Management, Accounting, Program Management, Auditing
Education
Bryant University
B.S. Business Administration
Judy Woods's Embrace Home Loans Experience November 2011 - Present
Job Processing Leader
Industry Financial Services
Experience
Embrace Home Loans November 2011 - Present
AscendOne Corporation March 2009 - October 2011
Seneca One Finance January 2007 - March 2008
Decision One Mortgage 2001 - 2007
Skills
Loans, Credit, Salesforce.com, Loan Origination, Account Management, Cold Calling, Risk Management, Direct Sales, Sales Management, Business Development, Sales, New Business Development, Finance, Lead Generation, Customer Service, Sales Process, Mortgage Lending, Relationship Management, FHA, Refinance, Residential Mortgages, Mortgage Banking, Selling, Banking, Customer Retention, Leadership, Insurance
Education
Bloomsburg University of Pennsylvania 1996 — 2001
Bachelor of Science (B.S.), Marketing
Owen J. Roberts High School
Marketing
Embrace Home Loans November 2011 - Present
AscendOne Corporation March 2009 - October 2011
Seneca One Finance January 2007 - March 2008
Decision One Mortgage 2001 - 2007
Skills
Loans, Credit, Salesforce.com, Loan Origination, Account Management, Cold Calling, Risk Management, Direct Sales, Sales Management, Business Development, Sales, New Business Development, Finance, Lead Generation, Customer Service, Sales Process, Mortgage Lending, Relationship Management, FHA, Refinance, Residential Mortgages, Mortgage Banking, Selling, Banking, Customer Retention, Leadership, Insurance
Education
Bloomsburg University of Pennsylvania 1996 — 2001
Bachelor of Science (B.S.), Marketing
Owen J. Roberts High School
Marketing
Swaze Armstrong's Embrace Home Loans Experience April 2009 - March 2011
Job President/Managing Partner at 108 Laces, Inc. DBA Mudville Pub
Industry Financial Services
Experience
108 Laces, Inc. DBA Mudville Pub April 2011 - Present
Embrace Home Loans April 2009 - March 2011
MLD Mortgage, D/B/A The Money Store September 2006 - November 2008
Education
University of Rhode Island 1993 — 1996
Athletic Trainer
Community College of Rhode Island
Associates, General Studies
Bridgton Academy 1987 — 1988
Prep School
108 Laces, Inc. DBA Mudville Pub April 2011 - Present
Embrace Home Loans April 2009 - March 2011
MLD Mortgage, D/B/A The Money Store September 2006 - November 2008
Education
University of Rhode Island 1993 — 1996
Athletic Trainer
Community College of Rhode Island
Associates, General Studies
Bridgton Academy 1987 — 1988
Prep School
Elizabeth Iacono's Embrace Home Loans Experience August 2005 - April 2010
Job At
Industry Education Management
Experience
Public Preparatory Network July 2014 - Present
Office Team October 2012 - June 2014
George Patton Associates August 2011 - September 2012
Embrace Home Loans August 2005 - April 2010
Pfizer May 2003 - August 2003
Skills
Microsoft Office, Photoshop, SEO Writing, Landing Page..., Content Writing, internet research, Dreamweaver, Drafting Press Releases, Composing Press Releases, Online Articles, Corporate Blogging, SEO copywriting, Online Research, SEO, Publishing, Email Marketing, Training, Blogging, Press Releases, HTML, Publicity
Education
Lesley University 2009 — 2011
MFA, Creative Writing
Roger Williams University 2000 — 2004
BFA, Creative Writing
Public Preparatory Network July 2014 - Present
Office Team October 2012 - June 2014
George Patton Associates August 2011 - September 2012
Embrace Home Loans August 2005 - April 2010
Pfizer May 2003 - August 2003
Skills
Microsoft Office, Photoshop, SEO Writing, Landing Page..., Content Writing, internet research, Dreamweaver, Drafting Press Releases, Composing Press Releases, Online Articles, Corporate Blogging, SEO copywriting, Online Research, SEO, Publishing, Email Marketing, Training, Blogging, Press Releases, HTML, Publicity
Education
Lesley University 2009 — 2011
MFA, Creative Writing
Roger Williams University 2000 — 2004
BFA, Creative Writing
Adrienne Lavine's Embrace Home Loans Experience April 2013 - May 2014
Job Vendor Management Coordinator at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans April 2013 - May 2014
Embrace Home Loans July 2012 - April 2013
Embrace Home Loans August 2011 - July 2012
Salve Regina University June 2007 - August 2009
Skills
Customer Service, Legal Research, Litigation, Corporate Law, Employment Law
Education
Salve Regina University 2006 — 2008
Master of Arts, International Relations with a concentration in Justice and Homeland Security
Loyola University Chicago 2004 — 2005
Certificate, Paralegal Studies
Salve Regina University 1999 — 2003
Bachelor of Arts, Sociology
Embrace Home Loans April 2013 - May 2014
Embrace Home Loans July 2012 - April 2013
Embrace Home Loans August 2011 - July 2012
Salve Regina University June 2007 - August 2009
Skills
Customer Service, Legal Research, Litigation, Corporate Law, Employment Law
Education
Salve Regina University 2006 — 2008
Master of Arts, International Relations with a concentration in Justice and Homeland Security
Loyola University Chicago 2004 — 2005
Certificate, Paralegal Studies
Salve Regina University 1999 — 2003
Bachelor of Arts, Sociology
Lisa Whitmore's Embrace Home Loans Experience August 2011 - September 2012
Job Sr. Loan Processor
Industry Consumer Goods
Experience
Academy Mortgage Corporation June 2013 - October 2014
Silverton Mortgage Specialist, Inc September 2012 - June 2013
Embrace Home Loans August 2011 - September 2012
Amstar Mortgage Network January 2009 - August 2011
Southlake Mortgage Corporation 2004 - 2008
Skills
Refinance, Residential Homes, FHA, USDA, Investment Properties, Customer Service
Education
Strayer University-Maryland 2009 — 2011
BUSINESS, HEALTHCARE
DeVry Institute of Technology 2006 — 2008
BUSINESS, BUSINESS -HEALTHCARE
Booker T Washington
Academy Mortgage Corporation June 2013 - October 2014
Silverton Mortgage Specialist, Inc September 2012 - June 2013
Embrace Home Loans August 2011 - September 2012
Amstar Mortgage Network January 2009 - August 2011
Southlake Mortgage Corporation 2004 - 2008
Skills
Refinance, Residential Homes, FHA, USDA, Investment Properties, Customer Service
Education
Strayer University-Maryland 2009 — 2011
BUSINESS, HEALTHCARE
DeVry Institute of Technology 2006 — 2008
BUSINESS, BUSINESS -HEALTHCARE
Booker T Washington
Julie Yowell's Embrace Home Loans Experience January 2010 - Present
Job Sr. Loan Officer. NMLS#233871
Industry Financial Services
Experience
Embrace Home Loans January 2010 - Present
Bank of America Home Loans March 2005 - December 2009
Bank of America March 1995 - March 2005
Skills
First Time Home Buyers, FHA, VA, Mortgage Lending, Credit, Banking, Home, Real Estate, VA loans, Loans, Refinance, Finance, Foreclosures, USDA, Residential Mortgages, Loan Origination, FHA financing, Reverse Mortgages, Government Loans, Real Estate Financing, Construction Loans, Certified Mortgage..., 203K, Commercial Mortgages, Commercial Lending, Investment Properties, Consumer Lending, Underwriting, VA Loans
Education
Cumberland College, Williamsburg, Kentucky 1970 — 1974
BS, Business Commerce Education
Cumberland College 1970 — 1973
BS, Commerce and Economics
Embrace Home Loans January 2010 - Present
Bank of America Home Loans March 2005 - December 2009
Bank of America March 1995 - March 2005
Skills
First Time Home Buyers, FHA, VA, Mortgage Lending, Credit, Banking, Home, Real Estate, VA loans, Loans, Refinance, Finance, Foreclosures, USDA, Residential Mortgages, Loan Origination, FHA financing, Reverse Mortgages, Government Loans, Real Estate Financing, Construction Loans, Certified Mortgage..., 203K, Commercial Mortgages, Commercial Lending, Investment Properties, Consumer Lending, Underwriting, VA Loans
Education
Cumberland College, Williamsburg, Kentucky 1970 — 1974
BS, Business Commerce Education
Cumberland College 1970 — 1973
BS, Commerce and Economics
Brian Gilpin's Embrace Home Loans Experience Vice President Capital MarketsEmbrace Home LoansJanuary 1998 - Present
Job Vice President Capital Markets at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans Vice President Capital MarketsEmbrace Home LoansJanuary 1998 - Present
Skills
Loan Origination, Mortgage Lending, Capital Markets, Loans, Mortgage Banking, FHA, Residential Mortgages, Banking, Underwriting
Education
Dartmouth College 1993 — 1997
History
Embrace Home Loans Vice President Capital MarketsEmbrace Home LoansJanuary 1998 - Present
Skills
Loan Origination, Mortgage Lending, Capital Markets, Loans, Mortgage Banking, FHA, Residential Mortgages, Banking, Underwriting
Education
Dartmouth College 1993 — 1997
History
Benjamin Tigano's Embrace Home Loans Experience September 2014 - Present
Job Development Team Lead at Embrace Home Loans
Industry Information Services
Experience
Embrace Home Loans September 2014 - Present
W.B. Mason Company Inc. July 2014 - September 2014
Embrace Home Loans August 2008 - June 2014
CASE Assembly Solutions October 2005 - September 2008
Skills
C#, Microsoft SQL Server, VB.NET, MySQL, PHP, Loan Origination, Website Development, SQL, Software Documentation, Visual Studio, Web Applications, AJAX, HTML 5, HTML, XSLT, CSS, XHTML, PL/SQL, Oracle, JavaScript, Normalization, TFS, Lucene, MVC, JSON, IIS, Empower.NET, Empower v4.0, Empower Migrations, Object Oriented Design, Zend Framework, Git, SQLite, Web Services, Mortgage Banking, Fair Lending, HMDA, Reg B, Reg Z, Zend Certified Engineer, VSS
Education
Bridgewater State College 2009 — 2010
B.S., Information Systems Management
Bristol Community College 2009 — 2010
Certificate, Computer Programming
Bristol Community College 2004 — 2008
A.S., Information Systems
Bristol Community College 2004 — 2008
A.S., Computer Science
Embrace Home Loans September 2014 - Present
W.B. Mason Company Inc. July 2014 - September 2014
Embrace Home Loans August 2008 - June 2014
CASE Assembly Solutions October 2005 - September 2008
Skills
C#, Microsoft SQL Server, VB.NET, MySQL, PHP, Loan Origination, Website Development, SQL, Software Documentation, Visual Studio, Web Applications, AJAX, HTML 5, HTML, XSLT, CSS, XHTML, PL/SQL, Oracle, JavaScript, Normalization, TFS, Lucene, MVC, JSON, IIS, Empower.NET, Empower v4.0, Empower Migrations, Object Oriented Design, Zend Framework, Git, SQLite, Web Services, Mortgage Banking, Fair Lending, HMDA, Reg B, Reg Z, Zend Certified Engineer, VSS
Education
Bridgewater State College 2009 — 2010
B.S., Information Systems Management
Bristol Community College 2009 — 2010
Certificate, Computer Programming
Bristol Community College 2004 — 2008
A.S., Information Systems
Bristol Community College 2004 — 2008
A.S., Computer Science
Jessica Curley's Embrace Home Loans Experience September 2002 - July 2004
Job Divisional Executive Assistant at Citibank
Industry Banking
Experience
Citibank March 2012 - Present
MetLife Home Loans November 2010 - February 2012
JPMorgan Chase September 2007 - August 2008
Wells Fargo November 2006 - September 2007
Wilmington Finance March 2004 - August 2006
Crown Mortgage Corporation July 2004 - March 2005
Embrace Home Loans September 2002 - July 2004
Skills
Management, Customer Service, Microsoft Office, Project Management, Leadership, Financial Analysis, Microsoft Word, Banking, Residential Mortgages, Mortgage Underwriting, Mortgage Marketing, Mortgage Lending, Onboarding
Education
LaGuardia Community College
Citibank March 2012 - Present
MetLife Home Loans November 2010 - February 2012
JPMorgan Chase September 2007 - August 2008
Wells Fargo November 2006 - September 2007
Wilmington Finance March 2004 - August 2006
Crown Mortgage Corporation July 2004 - March 2005
Embrace Home Loans September 2002 - July 2004
Skills
Management, Customer Service, Microsoft Office, Project Management, Leadership, Financial Analysis, Microsoft Word, Banking, Residential Mortgages, Mortgage Underwriting, Mortgage Marketing, Mortgage Lending, Onboarding
Education
LaGuardia Community College
Mary Beth Henderson's Embrace Home Loans Experience January 2010 - Present
Job FHA, VA, USDA, Conforming, Jumbo, Mortgages for Purchase or Refinance
Industry Financial Services
Experience
Embrace Home Loans January 2010 - Present
M*Point Mortgage Services April 2005 - December 2009
Skills
FHA, FHA financing, Refinance, Mortgage Banking, Mortgage Lending, VA loans, Real Estate, Loans, Mortgage Marketing, HUD, Sellers, USDA, Investment Properties, Foreclosures, Debt Consolidation, Residential Mortgages, Certified Mortgage..., Loan Origination, Referrals, Real Estate Financing, Credit, First Time Home Buyers, Government Loans, Underwriting, Construction Loans, Investors, Investments, Short Sales, FHA Financing, VA Loans
Education
University of Maryland University College 1995 — 1997
Business Administration and Management, General
Anne Arundel Community College
Associates Degree, General Studies
Embrace Home Loans January 2010 - Present
M*Point Mortgage Services April 2005 - December 2009
Skills
FHA, FHA financing, Refinance, Mortgage Banking, Mortgage Lending, VA loans, Real Estate, Loans, Mortgage Marketing, HUD, Sellers, USDA, Investment Properties, Foreclosures, Debt Consolidation, Residential Mortgages, Certified Mortgage..., Loan Origination, Referrals, Real Estate Financing, Credit, First Time Home Buyers, Government Loans, Underwriting, Construction Loans, Investors, Investments, Short Sales, FHA Financing, VA Loans
Education
University of Maryland University College 1995 — 1997
Business Administration and Management, General
Anne Arundel Community College
Associates Degree, General Studies
Crystal DuPont's Embrace Home Loans Experience January 2015 - Present
Job Hospitality Professional
Industry Hospitality
Experience
Embrace Home Loans January 2015 - Present
Chili's September 2010 - Present
RHODE ISLAND ECONOMIC DEVELOPMENT CORPORATION June 2010 - September 2010
A&J SEABRA SUPERMARKETS June 2004 - August 2010
Sheraton Milan Malpensa Airport Hotel & Conference Center January 2009 - March 2009
Skills
Hospitality Industry, Hospitality, Menu Development, Catering, Customer Service, Restaurants, Fine Dining
Education
Johnson & Wales University 2005 — 2010
Hospitality Management
Johnson & Wales University
Bachelors Degree; Associates Degree, Hospitality Management; Science; Hotel Management
Embrace Home Loans January 2015 - Present
Chili's September 2010 - Present
RHODE ISLAND ECONOMIC DEVELOPMENT CORPORATION June 2010 - September 2010
A&J SEABRA SUPERMARKETS June 2004 - August 2010
Sheraton Milan Malpensa Airport Hotel & Conference Center January 2009 - March 2009
Skills
Hospitality Industry, Hospitality, Menu Development, Catering, Customer Service, Restaurants, Fine Dining
Education
Johnson & Wales University 2005 — 2010
Hospitality Management
Johnson & Wales University
Bachelors Degree; Associates Degree, Hospitality Management; Science; Hotel Management
Andria Keaney's Embrace Home Loans Experience April 2009 - October 2010
Job Senior Mortgage Underwriter at PrimeLending
Industry Financial Services
Experience
PrimeLending May 2012 - Present
PrimeLending May 2012 - Present
MetLife Home Loans October 2010 - March 2012
Embrace Home Loans April 2009 - October 2010
Andy Ross Group January 2007 - October 2007
DECISION ONE MORTGAGE/HSBC May 2004 - October 2006
WASHINGTON TRUST COMPANY January 2001 - May 2004
FLEET MORTGAGE CORPORATION January 2000 - January 2001
HOME LOAN AND INVESTMENT BANK January 1998 - January 2000
Education
Bryant College 1993 — 1997
BS Business Administration, Marketing
Bryant University
BS, Business Administration; Marketing; Finance and Psychology
PrimeLending May 2012 - Present
PrimeLending May 2012 - Present
MetLife Home Loans October 2010 - March 2012
Embrace Home Loans April 2009 - October 2010
Andy Ross Group January 2007 - October 2007
DECISION ONE MORTGAGE/HSBC May 2004 - October 2006
WASHINGTON TRUST COMPANY January 2001 - May 2004
FLEET MORTGAGE CORPORATION January 2000 - January 2001
HOME LOAN AND INVESTMENT BANK January 1998 - January 2000
Education
Bryant College 1993 — 1997
BS Business Administration, Marketing
Bryant University
BS, Business Administration; Marketing; Finance and Psychology
jeffrey cordeiro's Embrace Home Loans Experience vice presidentEmbrace Home Loans$
Job vice president at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans vice presidentEmbrace Home Loans$
Skills
Loan Origination, Mortgage Banking, Credit, Residential Mortgages, Loans, FHA
Education
Bryant University 1992 — 1996
Master of Business Administration (M.B.A.), Finance and Financial Management Services
Roger Williams University 1985 — 1989
Bachelor of Business Administration (B.B.A.)
Embrace Home Loans vice presidentEmbrace Home Loans$
Skills
Loan Origination, Mortgage Banking, Credit, Residential Mortgages, Loans, FHA
Education
Bryant University 1992 — 1996
Master of Business Administration (M.B.A.), Finance and Financial Management Services
Roger Williams University 1985 — 1989
Bachelor of Business Administration (B.B.A.)
Gregory Albone's Embrace Home Loans Experience January 2011 - January 2012
Job
Industry Financial Services
Experience
Monro Muffler Brake 2013 - Present
Embrace Home Loans January 2011 - January 2012
Castle Hill Inn - Relais & Chateaux 2007 - 2010
Skills
Social Media, VA loans, Loan Origination, Strategic Planning, Social Networking, Residential Mortgages, Investment Properties, Residential Homes, Investments, Team Building, Refinance, Customer Service, Real Estate Financing, Short Sales, Real Estate, Sales, Microsoft Office, FHA, First Time Home Buyers, Mortgage Banking, Mortgage Lending, Real Estate Transactions, USDA
Education
Central Connecticut State University
BA, Geography
Monro Muffler Brake 2013 - Present
Embrace Home Loans January 2011 - January 2012
Castle Hill Inn - Relais & Chateaux 2007 - 2010
Skills
Social Media, VA loans, Loan Origination, Strategic Planning, Social Networking, Residential Mortgages, Investment Properties, Residential Homes, Investments, Team Building, Refinance, Customer Service, Real Estate Financing, Short Sales, Real Estate, Sales, Microsoft Office, FHA, First Time Home Buyers, Mortgage Banking, Mortgage Lending, Real Estate Transactions, USDA
Education
Central Connecticut State University
BA, Geography
Bob Lamy's Embrace Home Loans Experience October 1989 - Present
Job Dir. of Risk Management at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans October 1989 - Present
Skills
Loans, Credit, Financial Analysis, Credit Analysis, Underwriting
Education
Bentley University 1979 — 1983
Accounting
Embrace Home Loans October 1989 - Present
Skills
Loans, Credit, Financial Analysis, Credit Analysis, Underwriting
Education
Bentley University 1979 — 1983
Accounting
Nicholas L Christ's Embrace Home Loans Experience April 2008 - Present
Job Loan Officer at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans April 2008 - Present
Skills
USDA, Refinance, FHA, VA loans, Residential Mortgages, Mortgage Banking, Loans, Loan Origination, FHA financing, Mortgage Lending, Banking, Construction Loans, Home Equity Loans, Debt Consolidation, Sales, Credit
Education
Brown University 2000 — 2004
BA, Economics/Business
Embrace Home Loans April 2008 - Present
Skills
USDA, Refinance, FHA, VA loans, Residential Mortgages, Mortgage Banking, Loans, Loan Origination, FHA financing, Mortgage Lending, Banking, Construction Loans, Home Equity Loans, Debt Consolidation, Sales, Credit
Education
Brown University 2000 — 2004
BA, Economics/Business
Joseph Brodeur's Embrace Home Loans Experience May 2012 - Present
Job Underwriter at Embrace Home Loans
Industry Banking
Experience
Embrace Home Loans May 2012 - Present
Embrace Home Loans May 2009 - May 2012
Home Loan Investment Bank January 1999 - March 2008
Skills
Mortgage Lending, FHA financing, Loans, Refinance, FHA, Loan Origination, Mortgage Banking, Credit, First Time Home Buyers, Underwriting, Debt Consolidation, Residential Mortgages, Investment Properties
Education
Lyndon State College 1994 — 1998
Bachelor of Science, Meteorology
Bishop Hendricken High School 1989 — 1993
Embrace Home Loans May 2012 - Present
Embrace Home Loans May 2009 - May 2012
Home Loan Investment Bank January 1999 - March 2008
Skills
Mortgage Lending, FHA financing, Loans, Refinance, FHA, Loan Origination, Mortgage Banking, Credit, First Time Home Buyers, Underwriting, Debt Consolidation, Residential Mortgages, Investment Properties
Education
Lyndon State College 1994 — 1998
Bachelor of Science, Meteorology
Bishop Hendricken High School 1989 — 1993
Neil Kolakowski's Embrace Home Loans Experience 2010 - Present
Job Loan Officer at Embrace Home Loans NMLS # 246474 800.333.3004 ext. 3519
Industry Financial Services
Experience
Embrace Home Loans NMLS# 2184 January 2010 - Present
Embrace Home Loans 2010 - Present
Global VR May 2004 - March 2009
Skills
Mortgage Lending, Microsoft Excel, Credit, Management, Training, Sales, Microsoft Office, Team Building, Microsoft Word, Coaching, Strategic Planning, Banking, PowerPoint, Marketing, Project Management, Public Speaking, Quality Assurance, Budgets, Finance, Social Media, USDA, FHA financing, VA lending, Fannie Mae, Freddie Mac, HARP 2, Purchase Lending, VA IRRRL, VA loans, FHA Financing, VA Loans
Education
Bridgewater State College 1995 — 2000
BA, Sociology
Somerset High School 1990 — 1993
Embrace Home Loans NMLS# 2184 January 2010 - Present
Embrace Home Loans 2010 - Present
Global VR May 2004 - March 2009
Skills
Mortgage Lending, Microsoft Excel, Credit, Management, Training, Sales, Microsoft Office, Team Building, Microsoft Word, Coaching, Strategic Planning, Banking, PowerPoint, Marketing, Project Management, Public Speaking, Quality Assurance, Budgets, Finance, Social Media, USDA, FHA financing, VA lending, Fannie Mae, Freddie Mac, HARP 2, Purchase Lending, VA IRRRL, VA loans, FHA Financing, VA Loans
Education
Bridgewater State College 1995 — 2000
BA, Sociology
Somerset High School 1990 — 1993
Kyle Vredenburg's Embrace Home Loans Experience October 2011 - Present
Job Loan Officer at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans October 2011 - Present
New England Action Sports November 2004 - March 2012
Southern Rhode Island Collaborative November 2004 - June 2011
Skills
Debt Consolidation, Mortgage Lending
Education
University of Rhode Island 2000 — 2003
BS, Physical Education Teaching and Coaching
Franklin Pierce College 1998 — 1999
Embrace Home Loans October 2011 - Present
New England Action Sports November 2004 - March 2012
Southern Rhode Island Collaborative November 2004 - June 2011
Skills
Debt Consolidation, Mortgage Lending
Education
University of Rhode Island 2000 — 2003
BS, Physical Education Teaching and Coaching
Franklin Pierce College 1998 — 1999
Edward Boback's Embrace Home Loans Experience December 2011 - June 2012
Job Collateral Underwriter II at JP Morgan Chase
Industry Financial Services
Experience
JPMorgan Chase & Co. November 2014 - Present
J.P. Morgan August 2014 - November 2014
Residential Finance August 2012 - September 2013
Embrace Home Loans December 2011 - June 2012
Embrace Home Loans March 2009 - December 2011
Skills
Mortgage Lending, Mortgage Banking, FHA, Loan Origination, Loans, Refinance, Credit, Residential Mortgages, Quality Assurance, Loss Mitigation, Mortgage Underwriting, Underwriting, Banking, Credit Analysis, FHA financing, Analysis, Risk Management, Data Analysis, Financial Analysis, FHA Financing
Education
Boston University 1987 — 1991
Bachelor of Arts (BA), International Relations and Affairs, with a concentration in International Big Business
George Mason University 1998 — 1998
Extended Studies, Management/ Finance and Statistics
JPMorgan Chase & Co. November 2014 - Present
J.P. Morgan August 2014 - November 2014
Residential Finance August 2012 - September 2013
Embrace Home Loans December 2011 - June 2012
Embrace Home Loans March 2009 - December 2011
Skills
Mortgage Lending, Mortgage Banking, FHA, Loan Origination, Loans, Refinance, Credit, Residential Mortgages, Quality Assurance, Loss Mitigation, Mortgage Underwriting, Underwriting, Banking, Credit Analysis, FHA financing, Analysis, Risk Management, Data Analysis, Financial Analysis, FHA Financing
Education
Boston University 1987 — 1991
Bachelor of Arts (BA), International Relations and Affairs, with a concentration in International Big Business
George Mason University 1998 — 1998
Extended Studies, Management/ Finance and Statistics
Kristin Faria's Embrace Home Loans Experience June 2013 - Present
Job Sales Promotion Coordinator at Embrace Home Loans
Industry Financial Services
Experience
Embrace Home Loans June 2013 - Present
Embrace Home Loans September 2002 - June 2013
Embrace Home Loans August 2000 - September 2002
Embrace Home Loans March 1998 - August 2000
Education
Bridgewater State College
Embrace Home Loans June 2013 - Present
Embrace Home Loans September 2002 - June 2013
Embrace Home Loans August 2000 - September 2002
Embrace Home Loans March 1998 - August 2000
Education
Bridgewater State College
Valerie Sinibaldi's Embrace Home Loans Experience October 2012 - September 2013
Job Financial Services Professional
Industry Financial Services
Experience
Universal American Mortgage Company (UAMC) November 2013 - Present
Embrace Home Loans October 2012 - September 2013
Bank of America July 2004 - October 2012
Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Loan Origination, Residential Mortgages, Refinance, Investments, Credit Analysis, FHA, Banking, Financial Analysis, Underwriting, Finance, Strategic Financial..., USDA, VA Loans, Mortgage Underwriting
Education
Lamar High School
High School Diploma, Business Administration and Management, General
Lamar Community College
Colorado Cosmetology License, Business/Commerce, General
Universal American Mortgage Company (UAMC) November 2013 - Present
Embrace Home Loans October 2012 - September 2013
Bank of America July 2004 - October 2012
Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Loan Origination, Residential Mortgages, Refinance, Investments, Credit Analysis, FHA, Banking, Financial Analysis, Underwriting, Finance, Strategic Financial..., USDA, VA Loans, Mortgage Underwriting
Education
Lamar High School
High School Diploma, Business Administration and Management, General
Lamar Community College
Colorado Cosmetology License, Business/Commerce, General
Wells Fargo
Fidelity Investments
U.S. Bank
Northwestern Mutual
Wells Fargo Bank
USAA
Charles Schwab
Ameriprise Financial Services, Inc.