Howard Bank

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Howard Bank Employees

Employee
Years
Job
Industry
Dana Eckert Dana Eckert Brooklyn, Maryland Details
Dana Eckert's Howard Bank Experience September 2014 - Present
Job AVP, Branch Manager at Howard Bank
Industry Banking
Experience
Howard Bank   September 2014 - Present
The Patapsco Bank  February 2014 - September 2014

Skills
Branch Banking, Retail Banking, Commercial Banking, Sales Management, Sales Operations, Customer Service, Customer Retention, Customer Experience, Sales, Sales Process, Banking, Consumer Lending, Credit, Loans, Cross Selling, Small Business Lending, Management, Commercial Lending, Team Building, Credit Analysis, Small Business, Business Development

Education
Strayer University-Maryland   2002 — 2005
Bachelor of Arts (B.A.), Business Administration and Management, General

North County High School   1990 — 1993

Chuck Easter Chuck Easter Ellicott City, Maryland Details
Chuck Easter's Howard Bank Experience February 2014 - Present
Job Sales Manager at Howard Bank
Industry Financial Services
Experience
Howard Bank   February 2014 - Present
The Federal Savings Bank  September 2012 - January 2013
American Bank  January 2010 - September 2012

Skills
Sales, Sales Management, Recruiting, Training

Education
University of Maryland College Park
Bachelor of Science (BS), Marketing

Stephen A Haney Jr Stephen A Haney Jr Baltimore, Maryland Area Details
Stephen A Haney Jr's Howard Bank Experience January 2014 - Present
Job Mortgage Team Assistant at Howard Bank Mortgage
Industry Financial Services
Experience
Howard Bank   January 2014 - Present
FitzGerald Financial Group  February 2013 - January 2014
1st Mariner Mortgage  June 2011 - February 2013

Skills
Refinance, Mortgage Banking, Mortgage Lending

Education
Anne Arundel Community College   2012 — 2013
Business Administration and Management, General

Kent Island High School   2009 — 2012

Daniel Garroway, MBA Daniel Garroway, MBA Saint Louis, Missouri Details
Daniel Garroway, MBA's Howard Bank Experience May 2010 - February 2013
Job Associate at Scottrade
Industry Financial Services
Experience
Scottrade  April 2014 - Present
Morgan Stanley  February 2013 - April 2014
Howard Bank   May 2010 - February 2013
FBR  June 2008 - August 2008
FBR  June 2007 - August 2007

Education
Loyola College in Maryland   2009 — 2011
M.B.A., Finance

Binghamton University - School of Management   2005 — 2009
B.S. Management, Finance and Marketing

Michael Fithian Michael Fithian Baltimore, Maryland Area Details
Michael Fithian's Howard Bank Experience April 2014 - Present
Job Mortgage Consultant
Industry Financial Services
Experience
Howard Bank   April 2014 - Present

Skills
Mortgage, Loans, Credit, Mortgage Lending, FHA, Refinance, Sales Management, New Business Development, Mortgage Banking, VA loans, Loan Origination, Marketing, USDA, Residential Mortgages, Sales, Banking, Finance, FHA financing, Reverse Mortgages, Mortgage Underwriting, Credit Analysis, Underwriting, Certified Mortgage..., Investment Properties, Investments, Real Estate, Mortgage Servicing, Consumer Lending, VA Loans, FHA Financing

Education
Johnson and Wales University   2000 — 2004
Bachelor of Science (BS), International Business

Anthony Sos Anthony Sos Annapolis, Maryland Details
Anthony Sos's Howard Bank Experience November 2013 - Present
Job Vice President/ Branch Manager @ Howard Bank
Industry Banking
Experience
Howard Bank   November 2013 - Present
Carrollton Bank  June 2009 - November 2013
International Mortgage   February 2008 - May 2009
Stearns Lending  June 2007 - January 2008
Peoples Mortgage  June 2006 - June 2007
Stearns Lending  August 1999 - June 2006
First Home Mortgage  May 1995 - July 1999

Skills
Mortgage Banking, Loans, Mortgage, Loan Origination, Residential Mortgages, CONSTRUCTION LOANS, LOT LOANS, PORTFOLIO LOANS, Jumbo and Super Jumbo..., Grant Programs, FHA financing, USDA Rural Housing, VA Loans, Credit Analysis, Bridge Loans, Assisting First Time..., Relocation Loans, Certified Mortgage..., Conventional Loans, Banking, Mortgage Lending, Refinance, Credit, Consumer Lending, Commercial Lending, VA loans, USDA

Education
Salisbury University - Perdue School of Business   1982 — 1986
Bachelor of Science (BS), Business

University of Baltimore   1986 — 1989
BA History, English Common Law, 3.95

Michael Cavey Michael Cavey Easton, Maryland Details
Michael Cavey's Howard Bank Experience December 2008 - February 2014
Job Executive Vice President and Senior Lending Officer at The Talbot Bank
Industry Banking
Experience
Talbot Bank   November 2014 - Present
Revere Bank  March 2014 - November 2014
Howard Bank   December 2008 - February 2014
Sandy Spring Bank  2004 - 2008
M & T Bank  1995 - 2004

Skills
Commercial Lending, Loans, Commercial Banking, Credit Analysis, Underwriting, Credit, Series 7, Risk Management, Small Business Lending, Consumer Lending, Small Business, Banking, Commercial Mortgages, Business Development

Education
Duke University
Bachelor’s Degree

Bob Altieri Bob Altieri Baltimore, Maryland Area Details
Bob Altieri's Howard Bank Experience May 2013 - Present
Job Executive Vice President/President Mortgage Banking Division at Howard Bank
Industry Banking
Experience
Howard Bank   May 2013 - Present
Carrollton Bank, Carrollton Bancorp and Carrollton Mortgage Services, Inc.   February 2001 - April 2013
Carrollton Bank  September 1991 - January 2001

Skills
Mortgage Banking, Portfolio Management, Commercial Banking, Underwriting, Finance, Strategic Planning, Credit Analysis, Investments, Commercial Mortgages, Asset Management, Budgets, Mergers & Acquisitions

Education
Indiana University of Pennsylvania   1982 — 1985
BS, Finance and Marketing

David B. Wengernuk David B. Wengernuk Annapolis, Maryland Details
David B. Wengernuk's Howard Bank Experience January 2014 - Present
Job Senior Mortgage Loan Officer at Howard Bank
Industry Financial Services
Experience
Howard Bank   January 2014 - Present
SunTrust Bank  September 2012 - January 2014
PNC  March 2012 - August 2012
Monarch Mortgage  August 2010 - February 2012
1st Mariner Bank  October 1997 - March 2010
JBA Chevrolet  1985 - 1996

Skills
Voice Acting, Drummer, Mortgage Lending, Loans, Credit, Real Estate, First Time Home Buyers, Finance, Investments, Underwriting, Sales, FHA, Mortgage Banking, Refinance, Management, Drums, Investment Properties, Real Estate Transactions, Residential Homes, Loan Origination, FHA financing, Small Business, Portfolio Management

Education
Temple University

Mara Sierocinski Mara Sierocinski Baltimore, Maryland Area Details
Mara Sierocinski's Howard Bank Experience January 2015 - Present
Job at Howard Bank
Industry Banking
Experience
Howard Bank   January 2015 - Present
Howard Bank   July 2013 - Present
A division of PNC Bank  May 2003 - July 2013
Key Bank  February 2000 - May 2003
Signet Bank  1987 - 1997
Signet Bank  1987 - 1997
Signet Bank  1987 - 1997

Skills
Customer Service, Financial Analysis, Loans, Commercial Lending, Banking, Risk Management, Small Business, Small Business Lending, Portfolio Management, Commercial Banking, Credit, Strategic Planning, Investments, Accounting, Process Improvement, Leadership, Financial Reporting, Credit Analysis, Cash Management, Due Diligence, Loan Portfolio Analysis

Education
Loyola University Maryland   1981 — 1985
Bachelor's degree, Accounting

John Carroll High School   1978 — 1981

Peter Stephan Peter Stephan Baltimore, Maryland Area Details
Peter Stephan's Howard Bank Experience September 2009 - January 2013
Job Vice President, Business Banking at First Citizens Bank
Industry Banking
Experience
First Citizens Bank  2013 - Present
Howard Bank   September 2009 - January 2013
Sandy Spring Bank  July 2005 - July 2009
GE Capital  September 2001 - June 2005

Skills
Credit, Loans, Small Business Lending, Commercial Lending, Banking, Credit Risk, Risk Management

Education
Siena College   1989 — 1993
Bachelor of Science (BS), Accounting

charlene kurland charlene kurland Baltimore, Maryland Area Details
charlene kurland's Howard Bank Experience June 2013 - August 2014
Job Business Ralationship Officer/Commercial Lender
Industry Banking
Experience
SECU  September 2014 - Present
Howard Bank   June 2013 - August 2014
Howard Bank   April 2013 - April 2014
PNC Business Banking  October 2007 - June 2013
KeyBank  May 2006 - October 2007
Mid Atlantic Business Finance Company   March 2004 - January 2006

Skills
Commercial Banking, Banking, Credit, Loans, Commercial Lending, Credit Analysis, Small Business Lending, Portfolio Management, Financial Analysis, Wealth Management, Credit Risk, Underwriting, Lines Of Credit, Risk Management, Cash Management, Finance, Corporate Finance, Strategy, Small Business, Business Development, New Business Development, Relationship Management, Entrepreneurship, Marketing

Education
Towson University   1977 — 1980
Bachelor's degree, business

Nicholas Demyan Nicholas Demyan Baltimore, Maryland Area Details
Nicholas Demyan's Howard Bank Experience September 2012 - Present
Job Credit Administrator at Howard Bank
Industry Banking
Experience
Howard Bank   September 2012 - Present
Arundel Golf Park   July 2010 - May 2012
Arundel Golf Park   May 2009 - July 2010
Arundel Golf Park   June 2003 - May 2009

Skills
Customer Service, Hospitality, Tourism, Customer Satisfaction, Management, Microsoft Office, Sales, Team Leadership, Project Management, Event Management, Team Management, Microsoft Excel, Team Building, Call Centers, Financial Analysis, Banking, Commercial Banking

Education
Towson University   2008 — 2010
Bachelor of Science, Chemistry with MBBB Minor

Tim Rozalski Tim Rozalski Baltimore, Maryland Area Details
Tim Rozalski's Howard Bank Experience May 2010 - Present
Job Senior Vice President, Marketing at Howard Bank
Industry Banking
Experience
Howard Bank   May 2010 - Present
SECU  April 2008 - May 2010
Chevy Chase Bank  July 2006 - April 2008
M&T Bank  2002 - June 2006
BB&T  1997 - 2001

Skills
Retail Banking, Strategic Planning, Banking, Commercial Banking, Consumer Lending, Debit Cards, Cross Selling, Marketing Analytics, Mobile Payments, ACH, Business Development, Underwriting, Risk Management, Marketing, Merchant Services, Customer Analysis, Voice of the Customer, E-payments, Customer Lifecycle..., Branch Banking

Education
Barton College   1997 — 2001
Bachelor of Science, Business Administration

Pamela Conwell, AAP Pamela Conwell, AAP Elkridge, Maryland Details
Pamela Conwell, AAP's Howard Bank Experience July 2004 - April 2006
Job Payments Industry Expert
Industry Banking
Experience
Honeywell Technology Solutions, Inc.   September 2010 - May 2011
Andrews Federal Credit Union  August 2007 - May 2008
Millennium Bank  November 2006 - August 2007
Howard Bank   July 2004 - April 2006
Riggs Bank  November 2003 - July 2004
Chevy Chase Bank  December 1987 - May 2003
Mercantile Bank  June 1968 - October 1987

Skills
Compliance, ACH, Problem Solving, Payments, Excel, Requirements Analysis, Word, Auditing, Cash Management, Banking, Process Improvement, Customer Relations, Strategic Planning, Financial Analysis, Credit Cards, Treasury Management, Operations Management, Risk, Process Engineering, Business Analysis, Analysis, Team Building, Team Leadership, Documentation, Corporate Finance, Budgeting, Planning, Retail Banking, Customer Service, Risk Management, Business Strategy, Product Development

Education
University of Maryland University College   1982 — 1985
Diploma, MD Bankers Association - MD Bankers School

Howard Community College

Jay Walker Jay Walker Lutherville Timonium, Maryland Details
Jay Walker's Howard Bank Experience November 2013 - Present
Job Mortgage Loan Officer at Howard Bank
Industry Banking
Experience
Howard Bank   November 2013 - Present
Carrollton Mortgage Services, A Division of Bay Bank, FSB   August 2008 - November 2013
Captial Mortgage Finance Corp.   August 2002 - August 2008

Skills
Mortgage Banking, Mortgage Lending, Refinance, Loans, Investment Properties, Real Estate Transactions, Sales

Education
Towson University   2001 — 2004
Business, Management, Marketing, and Related Services

Fallston High School   1996 — 2000

Max Guba Max Guba Baltimore, Maryland Area Details
Max Guba's Howard Bank Experience April 2015 - Present
Job Sr. Loan Officer at Howard Bank
Industry Real Estate
Experience
Howard Bank   April 2015 - Present
First Home Mortgage  November 2011 - April 2015
Union Mortgage Group  July 2009 - April 2011
Mortgage Marketing LLC   February 2007 - June 2009
Baltimore Orioles  January 2001 - October 2006

Skills
Refinance, First Time Home Buyers, Mortgage Banking, FHA, Residential Mortgages, Mortgage Lending, VA loans, Loan Origination, FHA financing, USDA, Loans, Construction Loans, Real Estate Financing, Investment Properties, Government Loans, Real Estate Economics, Foreclosures, Credit, Credit Analysis, Short Sales, Real Estate, FHA Financing, VA Loans

Education
University of Maryland College Park   1997 — 2000

Gilman School   1985 — 1995

Steve Sachs Steve Sachs Baltimore, Maryland Area Details
Steve Sachs's Howard Bank Experience 2005 - 2015
Job Executive Vice President, Director Real Estate and Hotel Practice at Willis
Industry Insurance
Experience
Willis  1973 - Present
Howard Bank   2005 - 2015
Sharbrooke Management Company   September 1985 - April 2012
The Horizon Foundation  2005 - 2012
Hobbs Group  1997 - 2002
PAINEWEBBER Risk Management   1985 - 1987
The Rouse Company  March 1973 - April 1985

Skills
Asset, Professional Liability, Insurance, Risk Management, Property & Casualty..., Underwriting, Community Service, Community Outreach, Disaster Recovery, Mergers & Acquisitions, Management, Leadership, Real Estate, Commercial Insurance, Coaching, Strategic Planning, Business Development, Financial Risk, Real Estate Development, Legal Liability, D&O, Liability, Executive Management, Workers Compensation, Brokers, Reinsurance, Casualty, Claims Management, Claim, General Insurance, Excess, Employee Benefits, Commercial Lines, Health Insurance, Employment Practices..., Enterprise Risk..., Casualty Insurance

Education
The Johns Hopkins University   1975 — 1978
MLA, History of Ideas

Duke University   1965 — 1969
BA, History

John Michael McClelland John Michael McClelland Baltimore, Maryland Details
John Michael McClelland's Howard Bank Experience June 2014 - Present
Job Senior Mortgage Banker at Howard Bank
Industry Banking
Experience
Howard Bank   June 2014 - Present
Evolve Bank and Trust  November 2013 - June 2014
Emery Financial Services, A subsidiary of Emery Federal Credit Union  January 2010 - November 2013

Skills
USDA Rural Housing, Down Payment Assistance, 203K, FHLMC, Certified Mortgage..., Mortgage Banking, Retail Banking, Financial Analysis, Home Equity, Reverse Mortgages, Construction Loans, Refinance, FHA, Residential Mortgages, Super Jumbo, VA loans, Streamline Loans, Commercial Banking, Mortgage Marketing, Securities, Sales, Sales Management, B2B Marketing, B2B Marketing Strategy, Retirement Planning, Term Life Insurance, Fixed Annuities, Loan Origination, Mortgage Lending, Home Equity Loans, Credit Analysis, First Time Home Buyers, Calyx Point, VA Loans

Education
Liberty University   2004 — 2010
Bachelor's degree, Health Promotions

Sharyn Davis Sharyn Davis Ellicott City, Maryland Details
Sharyn Davis's Howard Bank Experience July 2010 - Present
Job teller at Howard Bank
Industry Banking
Experience
Howard Bank   July 2010 - Present
Calvin Klein  August 2009 - July 2010
Esprit  May 2009 - September 2009
Dockers  May 2008 - May 2009
7-Eleven  October 1992 - May 2008

Skills
Franchise Consulting, Accounting, Small Business, Pastoral Counseling, Organizational..., Retail, Credit, Customer Service, Cash Management, Marketing, Payroll, Process Scheduler, Payroll Cards, Finance, Financial Analysis, Loans, Deposits, Banking

Education
Family Bible University   2005 — 2008
Doctor of Philosophy (Ph.D.), Clinical Pastoral Counseling/Patient Counseling

Essex County College   1976 — 1979
Associate's degree, Accounting/Business Administration, 3.7

Vailsburg High School
Diploma, Acctg/Bus Administration

Krysta Rinehart Krysta Rinehart Ellicott City, Maryland Details
Krysta Rinehart's Howard Bank Experience October 2014 - Present
Job Loan Operations Specialist
Industry Financial Services
Experience
Howard Bank   October 2014 - Present
PNC  October 2013 - October 2014
PNC  November 2010 - October 2013

Skills
Small Business Lending, Banking, Credit, Mortgage Lending, Loans, Commercial Lending, Consumer Lending, Relationship Management, Cash Flow, Home Equity Loans, Sales, Credit Analysis, Commercial Banking, Lines Of Credit, Deposits, Treasury Management, Branch Management, Cross Selling, Loan Origination, Customer Service, Microsoft Office, Leadership

Education
Anne Arundel Community College
Business Administration, Accounting

Craig Eichler, MBA Craig Eichler, MBA Baltimore, Maryland Area Details
Craig Eichler, MBA's Howard Bank Experience January 2014 - May 2014
Job MD Department of Human Resources
Industry Government Relations
Experience
Maryland Department of Human Resources  April 2015 - Present
Fitzgerald's Heavy Timber Construction   2014 - April 2015
Howard Bank   January 2014 - May 2014
First Tek Native   August 2012 - December 2013
Capital One Bank  January 2011 - October 2011
M&T Bank  1996 - 2011
MD Air National Guard USAF   December 1985 - January 2006

Skills
Risk Management, Leadership, Banking, Management, Strategic Planning, Strategic Communications, Process Improvement, Change Management, Conflict Management, Finance, Strategic Measurement, Coaching, Credit Analysis, Business Planning, Loans, Credit, Business Development, Financial Analysis, Commercial Lending, Mergers & Acquisitions, Team Building, Customer Service, Retail Banking, Investments, Training, Microsoft Office, Budgets, Leadership Development, Executive Management, Performance Management, Team Leadership, Strategic Financial..., Insurance, Cash Management, Small Business Lending, Strategy, Profitability, precision leadership, P&L Management, Budgeting, Human Capital, Commercial Banking, Return on Investment, Conflict Resolution, Financial Risk, Sales

Education
Loyola College in Maryland   2005 — 2007
EMBA, Business Administration

Community College USAF
Criminal Justice

Donna Frederick Donna Frederick Baltimore, Maryland Area Details
Donna Frederick's Howard Bank Experience November 2004 - May 2009
Job Executive Vice President, Chief Operating Officer at Carroll Community Bank
Industry Banking
Experience
Carroll Community Bank FKA Sykesville Federal Savings Asssociation   May 2009 - Present
Howard Bank   November 2004 - May 2009
Citizens National Bank (Mercantile)   November 1999 - November 2004

Skills
Banking

Education
Howard Community College   1994 — 1996
AAS, Business Management

Julia Rydzewski Julia Rydzewski Columbia, Maryland Details
Julia Rydzewski's Howard Bank Experience June 2014 - Present
Job Loan Officer at Howard Bank
Industry Banking
Experience
Howard Bank   June 2014 - Present
Howard Bank   June 2014 - Present
Big Open Door Marketing  April 2012 - May 2014
M&T Bank  August 2006 - April 2011

Skills
Banking, Mortgage Lending, Credit Analysis, Financial Analysis, Finance, Retail Banking, Leadership, Marketing, Up-selling, Event Management, Direct Marketing, Sales Process, FHA Financing, VA Loans

Education
Towson University
Bachelor of Science (B.S.), Sociology

Towson University   2007 — 2010
Registered Nursing/Registered Nurse

Towson University   2005 — 2007
Art/Art Studies, General

Betty Kloch Betty Kloch Baltimore, Maryland Area Details
Betty Kloch's Howard Bank Experience May 2002 - Present
Job Vice President / Branch Manager at HOWARD BANK
Industry Banking
Experience
Howard Bank   May 2002 - Present

Skills
Strategic Planning, Project Management, Business Analysis, Credit Risk, Financial Modeling, Banking, Microsoft Office, Change Management, Accounting, Budgets, Microsoft Word, Corporate Finance, Retail Banking, Commercial Banking, Loans, Credit, Risk Management, Customer Service, Portfolio Management, Credit Analysis, Commercial Lending, Mortgage Lending, Consumer Lending, Small Business Lending

Education
College of Notre Dame of Maryland.,U of Md Bankers School
Business, Management, Marketing, and Related Support Services

Harford Community College

Kenwood High School

Kathy DiPerna Kathy DiPerna Baltimore, Maryland Area Details
Kathy DiPerna's Howard Bank Experience June 2015 - Present
Job Mortgage Underwriter at Howard Bank
Industry Financial Services
Experience
Howard Bank   June 2015 - Present
First Home Mortgage  June 2013 - May 2015
First Home Mortgage  May 2011 - June 2013
Primary Residential Mortgage  September 2009 - June 2011
ADV Mortgage Direct   January 2005 - September 2009
1st Primacy, Old Kent Mortgage & Bank Street Mortgage   August 1997 - December 2004
NVR Mortgage  September 1984 - April 1996

Skills
VA loans, Underwriting, Credit, Loans, FHA, Customer Service, Government Loans, Mortgage Lending, Residential Mortgages, Mortgage Banking, Refinance, Construction Loans, USDA, Loan Origination, Reverse Mortgages, FHA financing

Education
Indiana University of Pennsylvania
BA

Dave Orban Dave Orban Baltimore, Maryland Details
Dave Orban's Howard Bank Experience February 2014 - Present
Job Senior Mortgage Banker at Howard Bank
Industry Financial Services
Experience
Howard Bank   February 2014 - Present
The Federal Savings Bank  September 2012 - February 2014
U.S. Carpet Market   December 2007 - July 2013
American Bank  September 2011 - September 2012

Skills
Mortgage Lending, Refinance, Real Estate Transactions, Loans, Debt Consolidation

Education
Mount St. Mary's University   2004 — 2008
Bachelor's degree, Business Administration and Management, General

St. Johns at Prospect Hall (Highschool)   2000 — 2004
Highschool

Christian Roop, MBA Christian Roop, MBA Ellicott City, Maryland Details
Christian Roop, MBA's Howard Bank Experience September 2015 - Present
Job Marketing Analyst Howard Bank
Industry Marketing and Advertising
Experience
Howard Bank   September 2015 - Present
Carroll County MD  April 2013 - September 2015
Aerotek  September 2010 - April 2013
Lowe's Home Improvement  March 2008 - September 2010
Gold's Gym  July 2004 - October 2007

Skills
Marketing Strategy, Direct Marketing, Marketing Research, Product Marketing, Advertising, Advertising Research, Advertising Management, Marketing Management, Sales Management, Direct Sales, Customer Service, International Sales &..., Integrated Marketing..., Computer Marketing, Direct Business Sales, Marketing Logistics, Programming Analyst, Inventory Management, Management Consulting, Computer Operations, Word/Excel Operations, Accounting/Budgeting, Professional..., Trade Shows

Education
Strayer University   2009 — 2012
Master of Business Administration (MBA), Marketing, A

Barton College   1998 — 2002
Bachelor of Science (BS), Business, Management, Marketing, and Related Support Services, A

Barton College   1998 — 2002
Bachelor of Science (BS), Sport and Fitness Administration/Management, A

Francis Scott Key High School   1994 — 1998

Erik M. Chick Erik M. Chick Baltimore, Maryland Area Details
Erik M. Chick's Howard Bank Experience June 2011 - June 2014
Job Vice President/Business Banker at First Citizens Bank
Industry Banking
Experience
First Citizens Bank  June 2014 - Present
Howard Bank   June 2011 - June 2014
The Washington Savings Bank -   June 2009 - June 2011
CFG Community Bank/AmericasBank   March 2007 - June 2009
BankAnnapolis  April 1998 - March 2007

Skills
Risk Management, Compliance, Contract Negotiation, Commercial Lending, Credit, Consumer Lending, Commercial Mortgages, Mortgage Banking, Residential Homes, Finance, Small Business Lending, Portfolio Management, Small Business

Education
The Johns Hopkins University   1990 — 1994
BA, Political Science

East Carolina University
RMA, Commercial Lending

Tara Fine Tara Fine Baltimore, Maryland Area Details
Tara Fine's Howard Bank Experience August 2014 - Present
Job Loan Operations Specialist II at Howard Bank
Industry Banking
Experience
Howard Bank   August 2014 - Present
Bay Bank, FSB  May 2006 - August 2014
Webster Bank  2003 - 2006
Fleet Bank  2000 - 2003

Skills
Banking, Relationship Management, Credit Risk, Commercial Lending, Commercial Banking, Marketing, Financial Services, Credit, Account Management, Loans, Underwriting

Education
Howard University   1989 — 1994

Christopher Infantino Christopher Infantino Sandy Spring, Maryland Details
Christopher Infantino's Howard Bank Experience February 2014 - Present
Job Senior Vice President at Howard Bank
Industry Financial Services
Experience
Howard Bank   February 2014 - Present

Skills
Banking, Mortgage Banking, Loan Origination, Credit, Mortgage Lending, Sales, Refinance, Leadership, Management, Loans

Education
University of Maryland College Park   1993 — 1998

Alison Strassner Alison Strassner Baltimore, Maryland Details
Alison Strassner's Howard Bank Experience March 2014 - March 2015
Job Marketing Coordinator at Baltimore based alternative investment manager
Industry Banking
Experience
Baltimore based alternative investment manager   March 2015 - Present
Howard Bank   March 2014 - March 2015
Mercy Medical Center, Baltimore, MD   August 2012 - March 2014
Laureate Education  April 2011 - August 2012
Laureate Education  March 2009 - April 2011
Nordstrom  June 2005 - March 2009

Skills
Public Speaking, Training, Microsoft Excel, MS Excel Pivot Tables, Healthcare Analytics, Instructional Design, Distance Learning, PowerPoint, Outlook, Technical Writing, Higher Education, E-Learning, Exceptional People..., Customer Service, Marketing Communications, Marketing

Education
Walden University   2010 — 2011
Master of Business Administration (M.B.A.)

University of Maryland College Park   2005 — 2008
Bachelor of Arts (B.A.), Communication, General

Charles Schwabe Charles Schwabe Ellicott City, Maryland Details
Charles Schwabe's Howard Bank Experience 2003 - Present
Job EVP, Chief Administrative Officer at Howard Bank
Industry Banking
Experience
Howard Bank   2003 - Present
Allfirst Bank/presently M & T Bank   2000 - 2003
First National Bank of Maryland  1997 - 2000
First National Bank of Maryland  1992 - 1997

Skills
Commercial Banking, Commercial Lending, Small Business Lending, Consumer Lending, Banking, Credit, Loans, Credit Analysis, Business Development, Retail Banking, Underwriting, Cash Management, Portfolio Management, Commercial Mortgages, Finance, Risk Management, Mergers & Acquisitions, Mortgage Banking, CRM, Financial Analysis, Strategic Planning, Executive Management, Treasury Management, Small Business

Education
Drexel University - College of Business and Administration   1980 — 1982
MBA, Marketing, Finance, Economics

Saint Joseph's University   1973 — 1977
Bachelor of Science (B.S.), Management & Marketing

Kevin Emerson Kevin Emerson Baltimore, Maryland Area Details
Kevin Emerson's Howard Bank Experience May 2015 - Present
Job SVP, Human Resource Director
Industry Banking
Experience
Howard Bank   May 2015 - Present
TD Bank  April 2010 - May 2015
TD  October 2006 - April 2010
SunTrust  2006 - 2006
Spherion  2000 - 2006

Skills
Human Resources, Succession Planning, Employee Relations, Talent Management, Leadership Development, Talent Acquisition, Relationship Management, Commercial Banking, Banking, Retail Banking

Education
Towson University
Bachelor's Degree, Finance, General

Dennis Finnegan Dennis Finnegan Baltimore, Maryland Area Details
Dennis Finnegan's Howard Bank Experience December 2014 - Present
Job Executive Vice President at Howard Bank
Industry Banking
Experience
Howard Bank   December 2014 - Present
1st Mariner Bank  July 1999 - December 2014
Crestar Bank  October 1998 - July 1999
Thomson Financial  1996 - 1999
Thomson Financial/CDA Investment Technologies, Inc   1996 - 1998
First National Bank of Maryland  1990 - 1996
Baltimore Federal Financial (FSA)   1987 - 1990

Education
University of Baltimore School of Law   1972 — 1976
JD

Mt. St. Mary's College   1968 — 1972
BS

Barbara K. Lawson Barbara K. Lawson Baltimore, Maryland Area Details
Barbara K. Lawson's Howard Bank Experience 2008 - Present
Job Partner, Synergies Consulting Group LLC
Industry Nonprofit Organization Management
Experience
Chaney Foundation   2009 - Present
Synergies, LLC   July 2008 - Present
Howard Bank   2008 - Present
Columbia Festival of the Arts  2000 - Present
Maryland University of Integrative Health  January 2009 - 2014
Leadership Howard County  June 2008 - 2014
Stocks In the Future  August 2012 - November 2012
Impact 100  May 2012 - May 2012
Community Action Council of Howard County  January 2011 - April 2011
Children's Guild  2010 - 2011

Skills
Non-profits, Leadership, Community Outreach, Public Speaking, Strategic Planning, Program Development, Event Planning, Fundraising, Public Relations, Volunteer Management, Leadership Development, Grant Writing, Organizational...

Education
University of Oklahoma
MA, Public Administration

University of Washington

Mary Ann Scully Mary Ann Scully Baltimore, Maryland Area Details
Mary Ann Scully's Howard Bank Experience 2003 - Present
Job CEO at Howard Bank
Industry Banking
Experience
Accelerent  2011 - Present
Howard Bank   2003 - Present
First National Bank of Maryland/Allfirst   1973 - 2003

Skills
Small Business Lending, Commercial Banking, Strategic Planning, Commercial Lending, Real Estate, Loans, Mergers & Acquisitions, Commercial Mortgages, Public Speaking, Marketing Strategy, Real Estate Development, Risk Management, Strategy, Nonprofits, Fundraising, Banking, Team Building, Consumer Lending, Financial Analysis, Credit, Finance, Credit Analysis, Underwriting, ACH, Corporate Development, Portfolio Management, Leadership Development, Entrepreneurship, Business Development, Contract Negotiation, Retail Banking, Small Business, Asset Based Lending, Cash Management, Executive Management, Corporate Finance, Investments, Financial Institutions, Treasury Management, Loan Servicing, Financial Structuring, Due Diligence, Real Estate Financing, Financial Services, Mortgage Banking, Private Equity, Asset Management, Loan Origination, Leadership, Real Estate Economics

Education
Loyola University Maryland   1974 — 1979
Master of Business Administration (MBA), Finance, Accounting

Seton Hill University   1969 — 1973
Bachelor's degree, American Studies

Lisa Singleton Lisa Singleton Baltimore, Maryland Area Details
Lisa Singleton's Howard Bank Experience October 2014 - Present
Job AVP/QA Manager, Mortgage Division at Howard Bank
Industry Banking
Experience
Howard Bank   October 2014 - Present
1st Mariner Bank  January 2013 - October 2014
The Borrowers Advocate   March 2012 - January 2013
Lisa Singleton Consulting   2002 - 2006
Chevy Chase Bank  October 1998 - June 2002
chevy chase bank  1996 - 1998
Chevy Chase Bank  November 1993 - January 1996
Point Breeze Credit Union  November 1992 - November 1994

Skills
Dodd-Frank, Credit, RESPA, HMDA, Mortgage Lending, Mortgage Compliance, Loan Servicing, Due Diligence, Loss Mitigation, Training, Residential Mortgages, Refinance, Financial Services, Portfolio Management, Government Loans, Mortgage Banking, Banking

Education
Towson University   1987 — 1991
BS, Finance

Charles Schwabe Charles Schwabe Baltimore, Maryland Area Details
Charles Schwabe's Howard Bank Experience SVPAllfirst1988 - 2003
Job Executive Vice President at Howard Bank
Industry Banking
Experience
Howard Bank   SVPAllfirst1988 - 2003

Education
Drexel University - LeBow College of Business   1980 — 1982
MBA, marketing finance economics

Evan Kreitzer Evan Kreitzer Baltimore, Maryland Area Details
Evan Kreitzer's Howard Bank Experience August 2014 - Present
Job Sr. Mortgage Banker at Howard Bank
Industry Banking
Experience
Howard Bank   August 2014 - Present
Direct Mortgage Loans  August 2013 - August 2014
The Federal Savings Bank  September 2012 - August 2013
American Bank  June 2010 - October 2012
Clear Summit Mortgage   January 2009 - July 2010
Adventure Web Productions  January 2008 - August 2008
Verizon Wireless  August 2004 - January 2008
City Crab & Seafood Company   June 2003 - August 2004

Skills
Account Management, FHA, Credit, Financial Analysis, Sales, Loans, Customer Service, Real Estate, Mortgage Lending, Banking, Refinance, Finance, Credit Analysis, Loan Origination, Underwriting, Investment Properties, Residential Homes, Residential Mortgages, VA loans, USDA, Mortgage Banking, FHA financing, Government Loans, Consumer Lending, VA Loans

Education
Towson University   1997 — 2001
Business

Gilman School   1992 — 1996

Brian Bogdan Brian Bogdan Baltimore, Maryland Area Details
Brian Bogdan's Howard Bank Experience December 2013 - Present
Job Vice President Mortgage Banking Division of Howard Bank
Industry Banking
Experience
Howard Bank   December 2013 - Present

Skills
Real Estate Transactions, Banking, Underwriting, Mortgage Banking, Refinance, Sales Management, USDA, Loans, Mortgage Lending, Credit, Recruiting, Team Building, Retail Banking, Real Estate, FHA, Financial Analysis, VA loans, Residential Homes, Customer Service, FHA financing, Loan Origination, Residential Mortgages, Construction Loans, Credit Analysis, FHA Financing, VA Loans

Education
University of Baltimore Merrick School of Business   1991 — 1993
Bachelor of Business Administration (BBA), Finance

Gail KEMP Malone Gail KEMP Malone Baltimore, Maryland Area Details
Gail KEMP Malone's Howard Bank Experience August 2015 - Present
Job Talent Acquisition Specialist at Howard Bank
Industry Education Management
Experience
Howard Bank   August 2015 - Present

Skills
Coaching, Strategic Planning, Staff Development, Business Strategy, Leadership, Sales, Customer Service, Marketing, New Business Development, Public Speaking, Process Improvement, Contract Negotiation

Education
Mount St. Mary's University   1989 — 1995
Bachelor’s Degree, Sociology/ Spanish/ Elementary Education

Immaculate Heart Academy   1986 — 1989
High School

Richard Story Richard Story Baltimore, Maryland Area Details
Richard Story's Howard Bank Experience September 2013 - Present
Job Senior Vice President, Director of Community Relations & Government Affairs, Business Development Liaison at Howard Bank
Industry Banking
Experience
Howard Bank   September 2013 - Present
JPB Enterprises, Inc.   March 2011 - September 2013
Howard County Economic Development Authority  September 1993 - February 2011
Atlantic Builders Group  1991 - 1993
Baltimore County Economic Development Commission   1989 - 1991
Washington Baltimore Regional Association   1989 - 1991
Maryland Economic Growth Associates (MEGA)   1986 - 1989
Greater Baltimore Committee  1984 - 1986
Carroll County Economic Development Commission   1979 - 1984
Carroll County Broadcasting Corporation - WTTR   1970 - 1979

Skills
Strategy, Strategic Planning, Business Development, Public Speaking, Public Relations, Marketing, Customer Service, Economic Development, Fundraising, Mergers, Leadership, Non-profits, Marketing Strategy, Entrepreneurship..., Entrepreneurship, Event Planning, New Business Development, Nonprofits, Real Estate, Executive Management, Mergers & Acquisitions, Email Marketing, Small Business, Community Outreach, Program Management, Budgets, Team Building, Event Management, Government, Leadership Development, Social Media Marketing, Strategic Partnerships, Business Strategy, Contract Negotiation, Community Development, Start-ups, Charismatic Leadership, Volunteer Management, Management, Board Development, Marketing Communications, Commercial Real Estate, Investments, Public/private..., Strategic Communications, Organizational..., Analysis, Proposal Writing, Finance, Management Consulting

Education
Towson University   1971 — 1977
BS, Business Administration

Washington College   1963 — 1964
Physics

Chestertown High School   1956 — 1963
Academic, College Prep

Yvonne Carter Yvonne Carter Baltimore, Maryland Area Details
Yvonne Carter's Howard Bank Experience July 2004 - Present
Job Vice President, Employee Relations Manager
Industry Financial Services
Experience
Howard Bank   July 2004 - Present
Colesce Couture Int'l   1988 - 2004
Atlantic Construction Services   2001 - 2003

Skills
Onboarding, Payroll, Performance Management, Recruiting, Employee Relations

Education
Anne Arundel Community College

Howard Community College

Michael A. Munoz Michael A. Munoz Baltimore, Maryland Area Details
Michael A. Munoz's Howard Bank Experience January 2009 - Present
Job Experienced Finance Professional
Industry Banking
Experience
Howard Bank   January 2009 - Present
First Citizens Bank  January 2007 - January 2009
Chevy Chase Bank  January 2005 - January 2007
Access National Bank  January 2004 - January 2005
Lone Star National Bank  January 1998 - January 2004

Skills
Strong financial..., Strong communication..., Portfolio Management, Banking, Loans, Credit, Financial Analysis

Education
George Mason UniversitySchool of Public Policy
Master of Arts (M.A, International Commerce & Policy

Texas A&M University-Kingsville   1996 — 1999
MBA, Business Administration (Management)

The University of Texas-Pan American   1988 — 1993
BBA, Accounting

Anthony James Leonard, MBA Anthony James Leonard, MBA Baltimore, Maryland Area Details
Anthony James Leonard, MBA's Howard Bank Experience March 2015 - Present
Job Assistant Vice President, Credit at Howard Bank
Industry Banking
Experience
Howard Bank   March 2015 - Present
Colombo Bank  February 2014 - March 2015
Northwest Savings Bank  May 2012 - January 2014
Severn Savings Bank  August 2011 - May 2012
Maryland Department of Housing and Community Development  May 2010 - August 2011
Bradford Bank  May 2008 - August 2009
Aerotek/Allegis Group   June 2005 - April 2008

Skills
Financial Analysis, Credit, Credit Analysis, Finance, Commercial Lending, Risk Management, Microsoft Excel, Loans, Forecasting, Customer Service, Analysis, Mortgage Lending, Access, PowerPoint, Microsoft Word, Banking, Financial Risk, Underwriting, Portfolio Management, Excel, Word, Customer Relations, Management

Education
Strayer University   2006 — 2008
Master of Business Administration (MBA), Management and Finance

McDaniel College   2001 — 2005
Bachelor of Science, Double MajorBusiness Administration and Economics, 3.0

Mount Saint Joseph High School   2000 — 2001
Dipolma, High School/Secondary Diplomas and Certificates, High School

Baltimore City College H.S.   1998 — 1999

Arthur Ebersberger Arthur Ebersberger Baltimore, Maryland Area Details
Arthur Ebersberger's Howard Bank Experience 2010 - 2013
Job SVP at CBIZ Insurance Services, Inc
Industry Insurance
Experience
CBIZ Insurance Services, Inc  June 2000 - Present
Howard Bank   2010 - 2013
Ebersberger & Associates   June 1968 - June 2000

Skills
Insurance, Underwriting, Professional Liability, Property & Casualty..., Commercial Insurance, Employee Benefits, Risk Management, Brokers, Mergers, Reinsurance, Liability, Workers Compensation, Legal Liability, Strategic Planning, Health Insurance, Claim, Casualty, ERISA, Executive Pay, Excess, New Business Development, Disability Insurance, Commercial Lines, Claims Management, General Insurance, Executive Management, D&O, Employment Practices..., Health Savings Accounts, 401k, Financial Risk, Captives, Retirement, Casualty Insurance

Education
Susquehanna University; Loyola University   1965 — 1968
Marketing/Marketing Management

Loyola University Maryland
Finance

Rocco Ricci Rocco Ricci Baltimore, Maryland Area Details
Rocco Ricci's Howard Bank Experience August 2009 - Present
Job Senior Vice President, Loan Operations at Howard Bank
Industry Banking
Experience
Howard Bank   August 2009 - Present
Howard Bank   January 2008 - August 2009
Fidelity & Trust Bank  June 2005 - January 2008
Riggs Bank  May 2000 - May 2005
SequoiaBank   March 1997 - May 2000
Citizens Bank of Maryland  September 1996 - March 1997
Citizens Bank of Maryland  1995 - September 1996
Citizens Bank of Maryland  1994 - 1995
Citizens Bank of Maryland  1993 - 1994
Citizens Bank of Maryland  May 1992 - 1993

Skills
Credit, Banking, Loans, Commercial Lending, Commercial Banking, Credit Analysis, Consumer Lending, Risk Management, Financial Analysis, Mortgage Lending, Small Business Lending, Retail Banking, Portfolio Management, Underwriting, Loan Servicing, Credit Risk, Loan Origination

Education
University of Maryland College Park
Bachelor of Science, Accounting

Steven Poynot Steven Poynot Baltimore, Maryland Area Details
Steven Poynot's Howard Bank Experience January 2005 - Present
Job Senior Vice President at Howard Bank
Industry Banking
Experience
Howard Bank   January 2005 - Present
Mercantile Safe-Deposit & Trust Company  June 1997 - January 2005

Skills
Commercial Lending, Commercial Banking, Small Business Lending, Banking, Credit, Loans, Credit Analysis, Risk Management, Consumer Lending, Portfolio Management, Underwriting, Financial Analysis, Disposition, Commercial Mortgages, Business Development, Strategic Planning, Finance

Education
Loyola University Maryland   2013 — 2016
Master of Business Administration (MBA)

University of Baltimore   2003 — 2006
B.S., Finance

Sean Hough Sean Hough Baltimore, Maryland Area Details
Sean Hough's Howard Bank Experience July 2015 - Present
Job Senior Vice President at Howard Bank
Industry Banking
Experience
Howard Bank   July 2015 - Present
The Columbia Bank  July 2010 - July 2015
K Bank  1996 - 2010
First National Bank of Maryland  1986 - 1996

Skills
Commercial Banking, Financial Analysis, Risk Management, Commercial Lending, Small Business Lending, Loans, Portfolio Management, Team Building, Banking, Asset Based Lending, Commercial Mortgages, Credit, Underwriting, Loan Origination, Lines Of Credit, Consumer Lending, Credit Risk, Mortgage Lending, Treasury Management, Credit Analysis

Education
Towson University   1985 — 1986
BS, Finance

Diane Griffitts Diane Griffitts Baltimore, Maryland Area Details
Diane Griffitts's Howard Bank Experience April 2005 - Present
Job Accredited ACH Professional, Vice President at Howard Bank
Industry Banking
Experience
Howard Bank   April 2005 - Present
Howard bank   April 2005 - Present
1st NationalAllfirst/M&T Bank   May 2001 - November 2004
1st National/Allfirst Bank   October 1996 - May 2001

Skills
English, Management, Teamwork, Process Improvement, Team Leadership, Technical Writing, Banking, Call Centers, Training, Policy, Employee Training, Leadership, Consumer Lending, Business Development, Software Documentation, Account Reconciliation

Education
NACHA Payments Institute

The Community College of Baltimore County
Associates Degree, Business Administration and Management, General

Jennifer (McCollum) Scully Jennifer (McCollum) Scully Rising Sun, Maryland Details
Jennifer (McCollum) Scully's Howard Bank Experience October 2014 - Present
Job VP Relationship Manager at Howard Bank
Industry Banking
Experience
Howard Bank   October 2014 - Present
NBRS FINANCIAL BANK  March 2008 - October 2014
Bay First Bank, NA   2006 - 2008
WSFS Bank  1996 - 2006
Wilmington Trust  1984 - 1996

Skills
Finance, Commercial Banking, Mergers & Acquisitions, Banking, Credit, Financial Analysis, Small Business Lending, Commercial Lending, Loan Origination, Financial Services, Leadership, Portfolio Management, Mortgage Lending, Loans, Risk Management, Commercial Mortgages, Retail Banking, Credit Analysis, Relationship Management

Education
Goldey-Beacom College
Finance Management

Wilmington University
Banking & Finance

Anna Montgomery Anna Montgomery Annapolis, Maryland Details
Anna Montgomery's Howard Bank Experience March 2014 - Present
Job Loan Officer at Howard Bank Mortgage
Industry Banking
Experience
Howard Bank   March 2014 - Present
PNC Mortgage  December 2012 - 2013
1st Mariner Mortgage  October 2001 - October 2012

Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, FHA financing, Banking, Commercial Banking, Construction Loans, Government Loans, Consumer Lending, Loans, Commercial Mortgages, FHA Financing, Short Sales, Refinance, FHA, First Time Home Buyers, Investment Properties, Loan Origination, Real Estate, Foreclosures

Education
Howard Community College

Linda Pierson Linda Pierson Greater Philadelphia Area Details
Linda Pierson's Howard Bank Experience May 2015 - Present
Job Branch Manager at Howard Bank
Industry Banking
Experience
Howard Bank   May 2015 - Present
Howard Bank   October 2014 - Present
NBRS Financial Bank  September 2006 - October 2014
NBRS Financial Bank  2003 - October 2014

Skills
Retail Banking, Banking, Commercial Banking, Loans, Relationship Management, Commercial Lending, Risk Management, Credit Analysis, Consumer Lending, Branch Banking, Small Business Lending

Education
Maryland Banking School   2008 — 2010
Honors

The Community College of Baltimore County
Business Administration and Management, General

Justin Steranka Justin Steranka Baltimore, Maryland Details
Justin Steranka's Howard Bank Experience September 2014 - February 2015
Job Boathouse Canton
Industry Consumer Services
Experience
The BoatHouse Canton, A Waterfront Grille   June 2015 - Present
Allied First Bank  February 2015 - June 2015
Howard Bank   September 2014 - February 2015
The Federal Savings Bank  September 2013 - September 2014
Enterprise Holdings Inc.  April 2012 - February 2013
Enterprise Rent-A-Car  April 2010 - April 2012

Skills
Sales, Customer Satisfaction, Sales Management, Account Management, Customer Service, Customer Retention, Sales Process, Team Building, Cold Calling, Sales Operations

Education
Marietta College   2002 — 2008
Bachelor's degree, Marketing/Marketing Management, General

Patricia Morley Patricia Morley Chatham, New Jersey Details
Patricia Morley's Howard Bank Experience 1990 - 1992
Job Banking Professional
Industry Banking
Experience
Howard Bank   1990 - 1992
Chatham Library, chatham NJ   1989 - 1989

Skills
Microsoft Word, Customer Service

Education
Centenary College   1975 — 1977
Associates

Centenary College   1975 — 1977
Associates, Liberal Arts and Sciences, General Studies and Humanities

Lynn (Peyatt) Roland Lynn (Peyatt) Roland Glen Burnie, Maryland Details
Lynn (Peyatt) Roland's Howard Bank Experience November 2012 - October 2014
Job BSA Compliance Analyst at M&T Bank
Industry Banking
Experience
M&T Bank  November 2014 - Present
Howard Bank   November 2012 - October 2014
M&T Bank/Provident Bank   January 2008 - November 2012
Provident Bank  November 2005 - January 2008

Skills
Microsoft Office, Management, Microsoft Excel, Microsoft Word, Research, Sales, Leadership, Training

Education
Sweet Briar College   1997 — 2001
Bachelor of Arts (B.A.), International Relations and Mathematics