first national bank of maryland
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first national bank of maryland Employees
SKR Financial 2014 - Present
PNC 2007 - 2014
Mercantile-Safe Deposit & Trust Co 2004 - 2007
Allfirst Financial Inc. 1999 - 2004
Allfirst Financial Inc. 1995 - 1999
First National Bank of Maryland 1990 - 1995
Coyne & McClean, Chartered 1987 - 1990
Skills
Financial Services, Strategic Planning, Marketing, Business Development, Process Improvement, Leadership, Investments, Risk Management, Business Tax Planning, QuickBooks, Personal Tax Planning, Tax Preparation, Marketing Strategy, Cross-functional Team..., Strategy, Project Management, Lead Generation, Business Strategy, Sales Presentations, Enterprise Software, Asset Management, Business Intelligence, Business Process..., Wealth Management, Institutional..., Sales Process, New Business Development, Integration, Information Technology, Banking, Forecasting, Analytics
Education
Towson University
Bachelor's Degree, Accounting and Computer Science
Arizona Bank & Trust February 2014 - Present
Sandy Spring Bank June 2001 - October 2013
SunTrust Bank December 1997 - June 2001
First National Bank of Maryland 1995 - 1997
Skills
Portfolio Management, Credit, Commercial Lending, Commercial Banking, Loans, Small Business Lending, Credit Risk, Relationship Management, Credit Analysis, Underwriting, Consumer Lending, Sales, Banking, Treasury Management, Lines Of Credit, Loan Origination, Financial Analysis, Financial Services, Mortgage Lending, Commercial Mortgages, Cash Management, Asset Based Lending, Finance, Business Development, Financial Risk, Retail Banking
Education
James Madison University
BBA, Finance
Langley High School
College Prep
Independent Contractor/Consultant 2012 - Present
A.V. Powell and Associates, LLC 2010 - 2012
State of Maryland 2005 - 2010
CARF 2003 - 2005
LeadingAge 1999 - 2003
MCI WorldCom 1997 - 1999
First National Bank of Maryland 1990 - 1996
Skills
Analysis, Non-profits, Policy, Governance, Budgets, Strategic Planning, Public Speaking, Finance, Contract Negotiation, Program Management, Financial Analysis, Nonprofits, Strategic Financial..., Risk Management, Investments, Accounting, Project Planning, Portfolio Management, Government, Healthcare
Education
Unitersity of Pittsburgh
Master of Business Administration (MBA), Finance/Accounting
University of Maryland College Park
Bachelor's degree
PNC Investments August 2014 - Present
M&T Securities, Inc. January 2009 - August 2014
M&T Securities, Inc. January 2007 - January 2009
M&T Securities, Inc. April 2003 - December 2006
Allfirst Bank/Allfirst Brokerage October 2000 - April 2003
Allfirst Bank August 1997 - October 2000
First National Bank of Maryland April 1994 - August 1997
First National Bank of Maryland September 1989 - March 1994
Skills
Insurance, Training, Leadership, Investments, Team Leadership, Marketing Strategy, Mortgage Lending, Securities, Employee Training, Sales Management, Team Building, Marketing, Retail, Training Delivery, Retail Banking, Sales Operations, Team Management, Sales, Compliance, Relationship Management
Education
Towson State
Education
Towson University
Credit Plus September 2014 - Present
Finiti August 2007 - November 2013
Finiti (formerly Chesapeake Appraisal and Settlement Services) October 2003 - August 2007
M&T Bank (formerly Allfirst Bank) 2002 - 2003
Allfirst Bank (formerly FNB of MD) 1997 - 2002
First National Bank of Maryland 1996 - 1997
First National Bank of Maryland 1995 - 1996
Nationwide Insurance 1993 - 1995
Skills
Leadership, Marketing Communications, Marketing, Communication, Email Marketing, Team Building, Strategic Communications, Customer Service, Editing, Proposal Writing, Policy, Social Media Marketing, Organization, Event Planning, Business Development, Brand Management, Training, Crisis Communications, Creative Writing, Event Management, PowerPoint, Strategic Planning, Public Speaking, Research, Marketing Strategy, Social Networking, Copywriting, Writing, Newsletters, Vendor Management, Banking, Loans, Mortgage Lending, Mortgage Banking, Real Estate, Microsoft Office, Adobe Creative Suite, Microsoft Dynamics, Salesforce.com, LeadMaster CRM, Social Media, Credit Analysis, Credit Reports, FCRA, GLBA, Dodd-Frank, CFPB, Regulatory Compliance
Education
Delaware Technical and Community College-Owens 2014 — 2014
Certificate, Social Media Strategist Certification Training
Ithaca College 1989 — 1993
B.A., Speech Communication
Lord Baltimore Capital Corp April 1997 - Present
First National Bank of Maryland 1969 - 1997
Skills
Investments, Fly Fishing
Education
University of Oxford 1965 — 1967
Master of Arts (MA), Mathematics
University of Pennsylvania 1961 — 1965
Bachelor of Arts (BA), Mathematics
Vistage Brandywine Valley November 2004 - Present
Lucas Sales and Marketing Group, Inc. 1995 - November 2004
The Patapsco Bank 1991 - 1995
McCormick & Company 1987 - 1991
First National Bank of Maryland 1983 - 1987
Baltimore County Economic Development Comission 1979 - 1983
Maryland 2nd Congressional District 1974 - 1978
Skills
Business Planning, Leadership, Strategic Planning, Change Management, Coaching, Mergers, Management, Process Improvement, Executive Development, Executive Coaching, Entrepreneurship, Start-ups, Consulting, Business Coaching, Executive Management, Mergers & Acquisitions, Sales Operations, Business Development, Small Business, Leadership Development, Marketing, Marketing Strategy, New Business Development, Management Consulting, Business Strategy, Strategy, Organizational..., CEOs, Team Building, Operations Management, Finance, Public Speaking, Turn Around Management, Training
Education
U S Naval Academy 1958 — 1962
MBA
University of Baltimore 1975 — 1977
MBA, Finance & Marketing
US Naval PostGraduate School 1966 — 1967
Bachelor of Science, Electronics Engineering
True Blue/ Spartan Staffing July 2015 - Present
White Knight Capital Partners/ Aaron Wagner Team March 2012 - June 2015
Mark Wilkinson and Associate July 2011 - April 2012
Ford Marketing Group October 2009 - February 2011
Elite Property Solutions, Inc. November 2004 - October 2010
Prudential Real Estate December 2004 - March 2009
Axent/Symantec October 1998 - October 2004
Merrill Lynch 1997 - 1998
Energy Federal Credit Union 1996 - 1997
First National Bank of Maryland June 1990 - May 1996
Skills
Business Development, Banking, Business Planning, Business Savvy, CRM, Charity Work, Customer Service, Data Analysis, Employee Benefits, Employee Training, Event Planning, Finance, Fundraising, Human Resources, Interviews, Investment Properties, Investments, Management, Management Consulting, Marketing, Mergers, Negotiation, Payroll, Project Management, Property Management, Public Relations, Real Estate, Real Estate Transactions, Recruiting, Sales, Selling, Social Media, Social Networking, Training
Education
Western Governors University 2011 — 2015
Bachelor’s Degree, Marketing and Business Management
American Fork 1988 — 1990
Montgomery College
Business Management
Trevor G. Brown
High School
New Century Advisors August 2012 - Present
Walden University May 2009 - May 2010
CoStar Group September 2007 - September 2008
Verizon Wireless March 2005 - May 2007
Altland House Hospitality Group April 2004 - July 2005
Truffles Catering at the Belvedere July 2003 - September 2004
MBNA America December 1999 - September 2003
First National Bank of Maryland July 1994 - May 1998
Skills
Project Management, Analysis, Training, Program Management, Customer Service, Human Resources, Business Analysis, Marketing, Customer Satisfaction, CRM, Sales
Education
Walden University 2009 — 2011
Master, Business Administration, 4.0
Baltimore International College 2003 — 2004
Associates of Applied Science, Professional Cooking & Baking, 3.84
University of Maryland Baltimore County 1991 — 1996
Bachelor, English Literature, 2.75
Baltimore City College High School 1987 — 1991
H.S. Diploma, Honors
Cogency March 2013 - Present
The Alternative Board April 2011 - March 2012
ETCETERA, Inc January 2008 - February 2012
Hartman Technology Consulting Services September 2009 - October 2009
MBNA America Bank, N.A. – Wilmington Delaware January 1994 - January 1997
MBNA America January 1992 - January 1994
Accelerated Management Development Program January 1990 - January 1991
First National Bank of Maryland January 1988 - January 1990
First National Bank January 1987 - January 1988
Skills
Marketing Communications, Social Media Marketing, Event Planning, Marketing Management, Email Marketing, Account Management, Project Management, Sales
Education
Denison University 1982 — 1986
BA
Denison University
BA, Psychology
Word of Life August 2008 - June 2012
ICMA-RC January 1997 - April 2002
First National Bank Of Maryland March 1996 - August 1996
NationsBank July 1988 - May 1995
NationsBank January 1985 - July 1988
Skills
Microsoft Office, Process Improvement, Financial Reporting, QuickBooks, Accounting, Accounts Payable, Data Analysis, Financial Accounting, Management, Nonprofits, Project Management, PowerPoint, Public Speaking, Teamwork, Strategic Planning
Education
Prince George's Community College
Associate of Arts (AA), Accounting and Finance
THE MONARCH GROUP July 2007 - Present
STRATEGIC DEVELOPMENT SOLUTIONS July 2006 - July 2007
CITIBANK COMMUNITY DEVELOPMENT July 2002 - June 2006
ENRON June 1998 - June 2001
FIRST NATIONAL BANK OF MARYLAND June 1991 - April 1996
Skills
Private Equity, Strategic Planning, Financial Modeling, Due Diligence, Change Management, Investments, Venture Capital, Asset Management, Financial Analysis, Mergers & Acquisitions, Start-ups, Business Strategy, Structured Finance, Executive Management, Corporate Finance, Fixed Income
Education
University of Southern California
Certificate, Real Estate Development
Clark Atlanta University
MBA, Finance
Princeton University
AB, Economics
AnnieMac Home Mortgage August 2013 - Present
Academy Mortgage Corporation August 2009 - January 2013
Chesapeake Mortgage, LLC/Gemcraft Homes August 2008 - August 2009
Countrywide Home Loans May 2007 - August 2008
CTX Mortgage Company, LLC/Centex Homes July 1998 - May 2007
First National Bank of Maryland November 1994 - July 1998
American Express Financial Advisors May 1993 - August 1994
Skills
FHA, Mortgage Lending, USDA, VA loans, Credit, Loan Origination, Customer Service, FHA financing, Loans, Construction Loans, Credit Analysis, Investments, Banking, Real Estate, 203K, Residential Mortgages, Mortgage Banking, Underwriting, Insurance, Refinance, Government Loans, Finance, Reverse Mortgages, First Time Home Buyers, FNMA, Debt Consolidation, Residential Homes, Rates, Consumer Lending, Investors, Investment Properties, VA Loans, FHA Financing
Education
West Virginia University 1989 — 1992
Bachelors, Finance
Anne Arundel Community College 1987 — 1989
Associate's degree, Business Administration and Management, General
Severna Park HS
Verizon Wireless June 2004 - July 2014
Verizon Wireless (2004-2005) May 2004 - June 2005
Verizon Wireless (2003- 2004) March 2003 - May 2004
Verizon Wireless January 2001 - January 2003
Nexus Communications January 1997 - January 2001
First National Bank of Maryland January 1993 - January 1997
Skills
Soft Skills, WebEx, Technical Support, Customer Support, BMC Remedy, Contact Management, Vendor Management, Training, Training Delivery, Troubleshooting, Customer Service, Captivate, Instructor-led Training, Blackberry, Telemarketing, Performance Consulting, Instructional Design, Technical Training, Management Development, Mobile Technology, Talent Acquisition, Leadership, Team Leadership, Curriculum Development, Process Improvement, Staff Development, Adult Education, Onboarding, Employee Training, 4G, Management, Analysis, Employee Engagement, Cellular Communications, Coaching, Team Building, Program Management, Leadership Development, Project Management, Sales, Sales Operations, Hiring, Employee Relations, Salesforce.com, Performance Management, Marketing, CDMA, Organizational...
Education
Morgan State University 1992 — 1996
English
DLS Advisory, LLC October 2013 - Present
McGovern Smith Advisors, LLC October 2013 - Present
InstaMed August 2008 - September 2013
NOVA Information Systems (now Elavon), sub of US Bank 2001 - 2008
InfiLink July 1999 - July 2001
Banc One POS Services 1993 - 1999
Nova Information Systems August 1992 - September 1993
MasterCard International June 1991 - August 1992
National Data Corporation November 1989 - June 1991
First National Bank of Maryland 1977 - 1989
Skills
Payment Card Processing, Payments, Payment Industry, Mergers, Start-ups, Electronic Payments, Business Development, HIPAA, Business Strategy, Operations Management, Sales Management, Merchant Services, Mergers & Acquisitions, Healthcare, SaaS, Strategic Partnerships, Management, Credit Cards, Product Management, Payment Systems, Strategy, Vendor Management, Financial Services, Executive Management, E-commerce, Risk Management
Education
Towson University 1972 — 1977
BS, Business Administration
IBM September 2000 - Present
American Bankers Association August 1998 - August 2000
Speer & Associates 1996 - 1998
MasterCard International 1994 - 1997
Visa October 1991 - March 1994
Bank of America (NationsBank/Maryland National) 1987 - 1991
First National Bank 1980 - 1987
First National Bank of Maryland 1976 - 1987
Equitable Trust Bank 1974 - 1977
Equitable Trust Company 1974 - 1976
Skills
Payments, Smarter Commerce, Credit Cards, Payment Systems, Cards, Retail Banking, Banking, Internet Banking, Mobile Payments, Debit Cards, Product Management, Business Management, Payment Processing, P&L Management, Electronic Payments, New Business Development, Payment Cards, Outsourcing, ATM, Product Development, Business Strategy, Smart Cards, Customer Relations, Enterprise Architecture, SOA, Online Payments, Risk, Mergers, Risk Management, Debit, Integration, Alliances, E-commerce, Strategic Planning, Strategy Development, Prepaid Cards, Credit, Vendor Management, Cloud Computing, Acquisition Integration, Compliance, Management Consulting, Payment Solutions, Program Management, EMV, IT Strategy, Business Analysis, Cash Management, ACH, Process Engineering
Education
The Johns Hopkins University 1971 — 1973
M.S.
Towson University 1967 — 1971
B.S.
SMART DEVINE January 1999 - Present
First National Bank of Maryland May 1997 - January 1999
Skills
Forensic Accounting, Litigation Support, Financial Statements, Valuation, Receiverships, Campaign Finance..., GAAP, Financial Reporting, Financial Analysis, Accounting, Bankruptcy
Education
Capital College, Pennsylvania State University
Bachelor's Degree, Accounting
Everchanging Tides 2010 - Present
Maryland State Police 1996 - Present
First National Bank of Maryland 1984 - 1996
Skills
Coaching, Life Coaching, Life Transitions, Communication, Keen Listener, Motivated self-starter, Leadership, Critical Incident..., Teaching Adults, Organization, Event Planning, Fundraising, Non-profit Leadership, Time Management, Interview skills, Expertise working with..., Investigation, Patrol, Interview Skills, Law Enforcement, Criminal Justice, Police, Public Speaking, Firearms, Emergency Management, Evidence, Public Safety, Homeland Security, Private Investigations, Criminal Investigations, Crime Prevention
Education
IPEC 2009 — 2010
Certified Professional Coach, Coaching
Maryland State Police 1996 — 1996
University of Baltimore 1990 — 1994
Bachelor's degree, Criminal Justice/Police Science
Catonsville Community College 1983 — 1987
Associate in Arts, Business Administration
Right Source Marketing March 2011 - Present
Greater Baltimore Technology Council March 2008 - March 2011
M&T Bank June 1985 - February 2008
Allfirst 2001 - 2005
Allfirst Bank 1999 - 2003
First National Bank of Maryland 1985 - 1995
Skills
Social Media Marketing, Email Marketing, Social Media, Online Marketing, Online Advertising, Marketing Strategy, Marketing Communications, Business Strategy, Nonprofits, CRM, Team Leadership, Advertising, New Business Development, Marketing, Strategic Planning, Start-ups, Digital Marketing, Account Management, SEO, Integrated Marketing, Business Development, Strategy, Direct Marketing, Strategic Partnerships, Social Networking, Entrepreneurship, Lead Generation, SEM, Public Relations, Analytics, Digital Strategy, Digital Media
Education
University of Delaware 1981 — 1985
Bachelor of Science, Economics and Finance
Betamore Academy
Dulaney High School
CBIZ Insurance Services, Inc. July 1987 - Present
First National Bank of Maryland March 1975 - June 1987
Skills
Commercial Insurance, Surety Bonds, Public Entity Insurance, Underwriting, Property & Casualty..., Insurance, CPCU, Marketing, Casualty, Umbrella Insurance, Liability, Risk Management, Professional Liability
Education
Frostburg State University
Bachelor of Science (B.S.), Business Administration
Glen Burnie Bancorp August 2005 - Present
Automated Financial Systems 1991 - 2009
First National Bank of Maryland 1985 - 1991
Littlewood, Shain & Company 1980 - 1985
Equitable Trust Company 1974 - 1981
Loyola College in Maryland, Evening Division 1975 - 1980
Skills
Banking, Business Analysis, Process Improvement, Loans, Retail Banking, Risk Management, Credit, Analysis, SDLC, Process Engineering, Cash Management, Project Management, Financial Risk, Financial Services
Education
University of Pennsylvania - The Wharton School 1972 — 1974
MBA, Corporate Finance
University of Maryland - Robert H. Smith School of Business 1968 — 1972
BA, Information Systems Mgt / Finance
Edelman Financial Services August 2010 - Present
CFP(r) March 2002 - Present
Merrill Lynch January 1999 - December 2009
M&T Bank July 1996 - February 1999
First National Bank of Maryland January 1998 - January 1999
First National Bank of MD January 1997 - January 1998
First National Bank of MD January 1996 - January 1997
Education
Loyola University Maryland 1997 — 2000
MBA, Finance Concentration
Mount Saint Mary's College 1992 — 1996
Bachelor of Science (B.S.), Business
American CollegeBryn
Loyola College
MBA, Finance
Mount St. Mary's University
BS, Business; Finance
Wells Fargo Bank January 2008 - Present
Wilmington Trust FSB January 2006 - January 2008
First National Bank of Maryland 1999 - 2005
Skills
Banking, Loans, Credit, Credit Analysis, Commercial Banking, Management, Accounting, Sales, Portfolio Management, Analysis, Commercial Lending, Customer Service, Risk Management, Small Business Lending, Treasury Management, Financial Analysis
Education
Notre Dame of Maryland University 2000 — 2006
BA, Business/Marketing
Regional Builders, Inc. 1998 - Present
Joan E Neal July 1995 - January 2000
Sussex County Senior Services January 1993 - July 1995
First National Bank of Maryland July 1982 - July 1992
Education
University of Pennsylvania - The Wharton School 2005 — 2005
Executive Development
Wilmington University 1993 — 1995
Business Administration
Delaware Technical and Community College 1990 — 1992
AAS, Accounting
SPORT CLIPS December 2009 - Present
Photographer and Pet Portrait Artist January 2006 - Present
Creve Coeur-Olivette chamber of Commerce July 2010 - December 2011
Heartland Bank May 2007 - April 2009
UMB Bank 1991 - 2007
First National Bank of Maryland 1982 - 1988
Skills
Leadership Mentoring, Training & Development, Customer Service, Coaching, Event Management, Strategic Planning, Team Building, Marketing, Employee Training, Public Speaking, Sales, Small Business, Sales Management, Business Strategy, Advertising, Training, Retail, Entrepreneurship, Management, Business Development, Leadership Development, Social Networking, New Business Development, Change Management, Merchandising, Insurance, Market Research, Process Improvement, Customer Satisfaction, Social Media Marketing, Start-ups, Selling, Budgets, Business Planning, Direct Sales, Nonprofits, Leadership, Public Relations, Marketing Communications, Networking, BusinessCoaching, Consulting, Photography, Outlook, Hiring, Executive Management, Business Networking, Building Relationships, Teamwork
Education
Salisbury University 1979 — 1982
BA, Sociology and Anthropology, Graduated Cum Laude
Unionville High School 1965 — 1968
Academic, High School Diploma
FuelCell Energy, Inc. April 2010 - Present
Terex Corporation July 1998 - April 2010
Iomega Corporation 1995 - 1998
First National Bank of Maryland 1993 - 1994
PriceWaterhouseCoopers 1992 - 1993
Maryland National Bank 1987 - 1990
Skills
Mergers, Financial Analysis, Investor Relations, Corporate Communications, Treasury Management, Corporate Finance, Business Planning, Analysis, Mergers & Acquisitions, Strategic Planning, Treasury, Strategy, Investments, Project Finance, Business Strategy, Finance, Competitive Analysis, Sarbanes-Oxley Act, Financial Modeling, Valuation
Education
The University of Texas at Austin 1990 — 1992
MBA, Finance
University of Delaware 1983 — 1987
BS-BA, Finance
Archon Interactive LLC January 2015 - Present
Marinalife, LLC March 2013 - Present
Ruxton Partners LLC July 2012 - Present
Aritas Group, Inc. July 2012 - December 2012
Aritas Financial Ltd September 2008 - December 2012
Aritas Group, Inc. May 2004 - June 2012
Wachovia Securities April 2002 - April 2004
Deutsche Bank Alex. Brown July 1995 - March 2002
First National Bank of Maryland 1988 - 1993
Skills
Start-ups, Private Equity, Mergers & Acquisitions, Investments, Corporate Development, Equities, Corporate Finance, Venture Capital, Mergers, Finance, Equity Trading, Hedge Funds, Investment Management, Capital Markets, Securities, Financial Services, Investment Banking, Fixed Income, Marketing, Electronic Trading, Trading, Executive Management, Asset Managment, Team Building, Sales, Alternative Investments, Turn Around Management, Team Leadership, Trading Systems, IPO, Liquidation, International, Recruiting, Financial Technology, Series 7, Lean Startup, Investor Relations, Capital, Technology, Human Resources, Compliance, Chartered Financial..., Series 63, Series 24, Series 27, Family Business, Customer Development, Warehouse Management, Warehouse Control
Education
University of Virginia - Darden 1993 — 1995
MBA
University of Pennsylvania 1984 — 1988
BA
The Taft School 1980 — 1984
Hay Group May 1979 - Present
Penn State LSER Alumni Board 2000 - Present
Philabundance June 2010 - Present
Achievement House Charter School February 2010 - Present
Philadelphia Museum of Art 2009 - Present
PEBA 2000 - 2009
Public Broadcasting Service May 1978 - May 1979
Acacia Mutual Life Insurance Company May 1975 - April 1978
American Security Bank January 1974 - April 1975
First National Bank of Maryland 1973 - 1974
Skills
Organizational..., Human Resources, HR Consulting, Job Evaluation, Executive Compensation, Chemical Industry, Energy Industry, Total Rewards, Executive Pay, Talent Management, Succession Planning, Performance Management, Employee Benefits, Leadership Development, Deferred Compensation, Personnel Management, Training, Career Development, Job Analysis, Organizational..., Executive Coaching, Employment Law, Employee Engagement, Change Management, HRIS, Talent Acquisition, Workforce Planning, Human Capital, Management, HR Transformation, Employee Relations, Onboarding, HR Policies, Compensation & Benefit, Labor Relations, Incentive Programs, Culture Change, 360 Feedback, Management Development, Strategic HR, Consulting, Executive Development, Benefits Administration, Career Management, Career Counseling, Job Descriptions, Workshop Facilitation, Recruiting, Employee Training, Interviews
Education
Cornell University 1968 — 1971
MILR, Industrial and Labor Relations
Penn State University 1963 — 1967
Bachelor of Science (BSc), Industrial and Organizational Psychology
Johns Hopkins Medicine December 2014 - April 2015
University of Maryland Medical Center April 2014 - August 2014
CareFirst BlueCross BlueShield June 2013 - December 2013
Danfoss Automatic Controls March 2013 - June 2013
Stanley Black & Decker , Inc. July 2005 - August 2012
Black & Decker May 1995 - July 2005
First National Bank of Maryland September 1990 - May 1995
First National Bank of Maryland July 1990 - May 1995
Skills
Forecasting, Cost Accounting, SAP, Variance Analysis, Process Improvement, Data Analysis, Financial Analysis, Budgets, Hyperion Enterprise, Cross-functional Team..., Microsoft Excel, Sarbanes-Oxley Act, Microsoft Office, Year-end Close, Month End Close, Six Sigma, Accounts Receivable, Project Accounting
Education
University of Baltimore 1997 — 2000
Bachelor's of Science degree
Baltimore City Community College 1992 — 1996
Associates Arts degree
Self-employed 2008 - Present
Baseline Software Group December 1982 - June 1987
First National Bank of Maryland May 1973 - April 1982
Skills
Stocks, Commodities,..., Portfolio Management, Risk Management, Trading Systems, FX Options, Financial Markets, Fixed Income, Capital Markets, Options, Financial Modeling, Equities, Derivatives
Education
University of Maryland - Robert H. Smith School of Business 1969 — 1972
Bachelor of Science (B.S.), Accounting and Computer Science
F.N.B. Corporation January 2013 - Present
SunTrust March 2000 - October 2012
SunTrust Bank 2000 - October 2012
United States Surety Company March 1999 - March 2000
First National Bank of Maryland March 1997 - March 1999
Skills
Loans, Credit, Commercial Banking, Banking, Small Business Lending, Treasury Management, Financial Analysis, Credit Analysis, Commercial Lending, Cash Management, Lines Of Credit, Underwriting, Risk Management, Portfolio Management, Investments, Asset Management, Retail Banking, Wealth Management, Private Banking, Investment Banking, Asset Based Lending, Commercial Mortgages, Finance, Loan Origination, Credit Risk, Consumer Lending, Management
Education
The Johns Hopkins University - Carey Business School
MBA, Finance
Washington and Lee University 1990 — 1994
B.A., Economics
Films About Me January 2012 - Present
Catherine Hedden Branding & Personal Development September 2010 - Present
Deloitte February 1998 - March 2004
First National Bank of Maryland January 1996 - January 1998
Crestar Bank (now SunTrust) January 1993 - January 1996
Skills
Social Media Marketing, Business Development, Entrepreneurship, Marketing, Strategy, Leadership, Management Consulting, Leadership Development, Marketing Strategy, Strategic Planning, CRM, Social Media, Executive Management, Public Speaking, Business Strategy, Consulting, Start-ups, Strategic Consulting, Executive Coaching, Social Networking, Project Management, Strategic Communications, Management, Change Management, Strategic Partnerships, Public Relations, Online Marketing, Small Business, Video, Business Planning, Nonprofits, Workshop Facilitation, Analytics, Digital Marketing, Marketing Communications, Online Advertising, Organizational..., Brand Development, New Business Development, Coaching, Market Research, Mergers & Acquisitions, Team Building, Digital Media, Competitive Analysis, Sales
Education
University of Hawaii 1986 — 1988
Bachelor of Business Administration (BBA), Finance, General
University of Hawaii at Manoa 1986 — 1988
BBA, Finance
Escambia High School
Escambia High School
Wellington Management September 1997 - March 2014
Scudder Investor Services 1994 - 1997
US Affinity Investments 1993 - 1994
Rushmore Mutual Funds 1988 - 1992
Calvert Group 1982 - 1988
First National Bank of Maryland 1979 - 1982
Skills
Mutual Funds, Product Development, Investment Management, Investments, Equities, Asset Allocation, Market Analysis, Marketing, Fixed Annuities, Alternative Investments, Marketing Strategy, Defined Contribution, Financial Services, Asset Management, Fixed Income, 401k, Investment Strategies
Education
The Johns Hopkins University - Carey Business School 1980 — 1983
Master of Administrative Science, Management
Gettysburg College 1975 — 1979
BA, Economics
AC Advisors, LLC March 2012 - Present
ACM Financial Trust, Inc. August 2008 - Present
Bradford Mortgage Company August 2006 - August 2008
Triad Guaranty Insurance Corp 1995 - 2006
Mortgage Dynamics, Inc. March 1995 - October 1995
Signet Bank 1987 - 1995
Signet Bank 1987 - 1995
First National Bank of Maryland 1985 - 1987
Skills
Mortgage, Investments, Fixed Income, Mortgage Banking, Mortgage Lending, Residential Mortgages, Loan Origination, Banking, Finance, Management, Credit, Underwriting, Leadership, Capital Markets, Risk Management, Loans, Structured Finance, Insurance, Financial Advisory, Portfolio Management, Financial Services, Executive Management, Credit Risk, Credit Analysis, Financial Risk, Relationship Management, Asset Management, Funding, Securities, Refinance, Mergers & Acquisitions, Due Diligence, Valuation, FHA, Loan Servicing, Real Estate Financing, Financial Structuring
Education
Towson University 1976 — 1980
BS, Business Admin.
Susquehanna Bank November 2013 - Present
The Columbia Bank October 2011 - November 2013
M&T Bank September 2010 - September 2011
The Columbia Bank October 2004 - September 2010
Merrill Lynch Business Financial Services March 2003 - October 2004
GE Capital - Commercial Asset Funding 1996 - 2003
First National Bank of Maryland May 1989 - May 1996
Skills
Credit, Commercial Lending, Commercial Banking, Loans, Small Business Lending, Credit Analysis, Commercial Mortgages, Asset Based Lending, Lines Of Credit, Middle Market, Credit Risk, Portfolio Management, Loan Origination, Underwriting, Treasury Management, Banking, Interpersonal Skill, Cash Management, Financial Risk, Mortgage Banking, Mortgage Lending, Financial Services, Risk Management, Retail Banking
Education
University of Baltimore 1987 — 1989
MBA, Business
University of Richmond 1983 — 1987
BA, Political Science
Wells Fargo Bank March 2005 - Present
Strand Capitol Performing Arts Theater July 2006 - June 2012
M&T Bank March 2000 - March 2005
Allfirst Bank February 1999 - March 2000
First National Bank of Maryland February 1996 - February 1999
Skills
Banking, Middle Market, Treasury Management, Commercial Banking, Investments, Loans, Credit, Portfolio Management, Insurance, Underwriting, Cross Selling, Commercial Lending, Deposits, Mergers, Lines Of Credit, Credit Analysis, Mutual Funds, Strategic Financial..., Mergers & Acquisitions
Education
Loyola University Maryland 1996 — 1999
MBA, Finance
University of Maryland Baltimore County 1989 — 1993
Economics
Adobe November 2014 - Present
CA Technologies March 2011 - October 2014
CA Technologies February 2008 - March 2011
Loudoun County Public Schools 2001 - 2008
Shenandoah County Public Schools 1999 - 2001
Abbott Laboratories 1995 - 1997
First National Bank of Maryland 1992 - 1995
Skills
Sales Management, Sales Operations, Time Management, Salesforce.com, Account Management, Sales, Business Development, Strategic Planning, New Business Development, Leadership, Marketing, Solution Selling, Team Leadership, Direct Sales, Territory Management, Contract Negotiation, Team Building, Negotiation, Management, Project Management, Enterprise Software, Selling, Building Relationships, Program Management, Training, Forecasting, Coaching, Customer Service, SaaS, Sales Process, Strategy, Strategic Partnerships, Professional Services, Lead Generation, Cloud Computing, CRM, Channel Partners, Sales Enablement, Cold Calling, Software Industry, Sales Presentations, Product Marketing, Partner Management, Go-to-market Strategy, Demand Generation, Managed Services, Start-ups, Complex Sales, Business Alliances
Education
Ohio Wesleyan University 1988 — 1992
BA, Broadcast Journalism
Bishop Walsh HS 1984 — 1988
Howard County Public Schools April 2011 - Present
The Art Workshop August 2008 - January 2012
Mercantile Safe Deposit and Trust September 1997 - November 2007
Value Behavioral Health 1995 - 1997
First National Bank of Maryland 1989 - 1997
Skills
Computer..., Computer Imaging-..., Windows, Troubleshooting, Project Management, Management, Banking, Process Improvement, Disaster Recovery, Program Management, Leadership
Education
The Johns Hopkins University 1979 — 1979
University of Maryland College Park 1971 — 1976
Bachelor of Arts, Secondary English Education
PNC Bank September 2008 - Present
Towson University January 2007 - May 2009
Bay National Bank July 2006 - October 2008
First Union National Bank 1995 - 2000
First National Bank of Maryland 1976 - 1995
Skills
Commercial Lending, Loans, Banking, Small Business Lending, Commercial Banking, Credit Analysis, Portfolio Management, Business Strategy, Financial Analysis, Risk Management, Credit, Financial Modeling, Corporate Finance, Management, Leadership
Education
Loyola College in Maryland 1977 — 1983
Master of Business Administration (MBA), Finance, General
Towson University 1972 — 1976
Bachelor of Business Administration (B.B.A.), Finance, General
Confidential June 2011 - Present
Perdue Farms December 2008 - January 2011
Allen Family Foods March 2008 - October 2008
Boscov's September 2007 - March 2008
Calvin B. Taylor Banking Company, Inc. January 1999 - July 2007
First National Bank of Maryland February 1993 - January 1999
Webcraft Technologies, Inc. August 1987 - September 1992
Education
Salisbury University 1981 — 1983
B.A., Psychology
Thomson Publishing September 1988 - December 2002
First American Bank, NA August 1982 - August 1988
First National Bank of Maryland August 1980 - August 1982
Montgomery County Public Schools August 1979 - August 1980
Montgomery County Department of Social Services August 1973 - August 1979
Education
American University 1969 — 1973
Bachelor's Degree, Clinical Child Psychology
American University 1969 — 1973
Bachelor's Degree, Elementary Education and Teaching
M&T Bank February 1999 - Present
The Rouse Company January 1997 - January 1999
First National Bank of Maryland September 1991 - January 1997
Skills
Commercial Lending, Commercial Banking, Loans, Banking, Corporate Finance, Mergers, Due Diligence
Education
Loyola University Maryland 1986 — 1990
BA, Finance
Mount Saint Joseph High School 1982 — 1986
High School
RESI November 1997 - May 2001
Provident Bank of Maryland November 1992 - February 1997
Provident Bank 1992 - 1996
Equitable Bank N.A. /Maryland National Bank May 1985 - August 1992
First National Bank of Maryland May 1972 - May 1985
Education
IBM Systems Science Institute 1975 — 1982
N/A, Information Technology & Project Management
ABA Stonier Graduate School Of Banking 1978 — 1980
N/A, Banking and Finance
Georgetown University 1968 — 1971
B.S.B.A., Management and Economics
Coldwell Banker Residential Brokerage 2001 - Present
TARP Worldwide 1998 - 2000
KMR Management 1993 - 1998
Hughes Network Systems 1995 - 1997
First National Bank of Maryland 1991 - 1993
Maryland National Bank 1984 - 1991
Ferris & Company 1982 - 1984
Skills
Relocation, Real Estate, Investments, Seniors, Brokerage, Selling, Residential Homes, Buyer Representation, Listings, Sellers, Condos, First Time Home Buyers, Townhomes, Sales, Foreclosures, Single Family Homes, Short Sales
Education
University of Baltimore 1991 — 1993
CA, Accounting
Dartmouth College
Bachelor's Degree
Severna Park High School
Paycation Travel March 2015 - Present
Morinda, Inc. August 2006 - Present
Wilmington Trust Investment Advisors November 1990 - December 2014
Mary Kay Inc November 1998 - January 2013
First National Bank of Maryland 1980 - 1990
Allfirst 1977 - 1980
Union Trust 1977 - 1980
Skills
Customer Service, Credit, Fixed Income, Microsoft Word, Microsoft Excel, Social Media, Social Networking, Trading, Marketing, Training, Social Media Marketing, Time Management, Team Building, Facebook, PowerPoint, Sales, Microsoft Office, Word, Excel, Consulting
Education
Strayer University 2010 — 2013
Master of Science (MS)
Bryant University 1973 — 1977
BS
Eastern High School 1970 — 1973
College Preparatory Business
SAVANTURE, Inc. (www.savanture.com) July 2015 - Present
University of Maryland University College May 2012 - June 2014
Towne Services, Inc August 1997 - August 1998
Allfirst Financial (Bank) January 1996 - July 1997
Allfirst Financial (Bank) July 1987 - December 1995
First National Bank of Maryland June 1989 - July 1992
First National Bank of Maryland June 1987 - June 1989
Skills
Regulatory Affairs, Policy, Strategic Planning, Internal Audit, Problem Solving, Forensic Accounting, Internal Communications, Financial Modeling, Financial Analysis, Business Analysis, Sales Management, Training
Education
University of Maryland University College 2012 — 2014
Master of Science (MS), Cyber Security
Babson College 1980 — 1984
Bachelor of Business Administration (BBA), Business Administration and Management, General
Prince George's Community Federal Credit Union October 2012 - Present
MACUMA 2012 - Present
Securityplus Federal Credit Untion January 2011 - October 2012
Destinations Credit Union September 2005 - December 2010
Johns Hopkins Federal Credit Union September 2000 - September 2005
BUCS Federal Credit Union June 1996 - September 2000
Atlantic Financial Federal Credit Union January 1994 - June 1996
First National Bank of Maryland January 1987 - January 1994
MCI 1984 - 1987
Caltec Cablevision 1981 - 1984
Skills
Credit Unions, Consumer Lending, Banking, Branch Management, Loans, Branch Banking, Mortgage Lending, Team Building, Credit, Customer Service, Executive Management, Loan Origination, Credit Analysis, Retail Banking, Risk Management, Small Business Lending, Financial Services, Commercial Lending, Underwriting, Mortgage Banking, Credit Cards, Portfolio Management, Financial Institutions, Debit Cards, Relationship Management
Education
Loyola University Maryland 1989 — 1993
MBA, Marketing
Towson University 1977 — 1980
BS, Mass Communications
MACHA - The Mid-Atlantic Payments Association April 2015 - Present
NBRS Financial Bank October 2002 - March 2015
The Columbia Bank February 1988 - September 2002
First National Bank of Maryland June 1982 - January 1988
Skills
Commercial Banking, Relationship Management, Portfolio Management, Retail Banking, Consumer Lending, Loans, Risk Management, Commercial Lending, Lines Of Credit, Small Business Lending, Banking, Bank Secrecy Act, Credit Analysis, Trade Finance, Asset Based Lending, Credit, Cash Management, Financial Analysis
Education
Detroit Institute of Technology
Bachelor's Degree
Graduate School of Banking at the University of Wisconsin - Madison
Diploma
CareFirst Of Maryland August 1988 - June 2010
PDP Group, Inc. June 1985 - August 1988
First National Bank Of Maryland January 1983 - June 1985
Skills
Insurance, Sales, Health Insurance, Process Improvement, Claim
Education
Towson University 1981 — 1983
Writing, General
Patapsco Center For The Arts 1977 — 1980
General, General
Salons by JC 2013 - Present
Send Out Cards 2011 - 2015
Northfield Placement 2008 - 2011
Charter One Bank 2006 - 2008
At Home Tutoring, LLC 2002 - 2007
First National Bank of Maryland 1984 - 1997
Skills
Client Retention, Delivering Smiles, Client Relationship..., Office Management, CRM, Customer Retention, Small Business, Marketing, Customer Service, Networking, Leadership, Employee Benefits, Business Networking, Direct Sales, Nonprofits, Time Management, Recruiting, Operations Management, Management, Retail, Social Networking, Business Development, Email Marketing, Strategy, Employee Relations, Lead Generation, Online Advertising, Advertising, Leadership Development, Sales Process, Temporary Placement, Human Resources, Customer Satisfaction, Start-ups, Cold Calling, Online Marketing, Employee Training, Selling
Education
Loyola College in Maryland
MBA, Finance
Towson University
BS in Business, Marketing
Promontory Interfinancial Network July 2012 - Present
Promontory Interfinancial Network June 2005 - July 2012
Promontory Interfinancial Network October 2002 - June 2005
SEI Investments February 2000 - October 2002
USTrust Bank October 1996 - February 2000
First National Bank of Maryland May 1993 - October 1996
Skills
Investments, Retail Banking, Capital Markets, Financial Analysis, Management, New Business Development, Relationship Management, Fixed Income, Web Content, Sales, Marketing, Portfolio Management, Asset Management, Series 7, Loans, Series 63, Banking, Securities, Equities
Education
Syracuse University - Maxwell School of Citizenship and Public Affairs 1992 — 1994
Masters, Economics
Syracuse University - Maxwell School of Citizenship and Public Affairs 1989 — 1992
BA, Economics
Dallastown Area School District March 2008 - Present
Allfirst Bank 1999 - 2003
First National Bank of Maryland September 1988 - May 1994
Education
Consolidated School of Business-York 1987 — 1988
Associate’s Degree, Computerized Office Management
Dallastown Area High School 1983 — 1987
High School
Susquehanna Bank January 2013 - Present
My Bank! First United Bank & Trust December 2011 - January 2013
First United Bank & Trust August 2008 - December 2011
My Bank! First United Bank & Trust January 2007 - August 2008
Sovereign Bank January 2006 - December 2007
Branch Banking and Trust 2001 - 2004
Sequoia Bank August 1996 - January 2001
First National Bank of Maryland 1993 - 1996
Skills
Risk Management, Compliance, Small Business Lending, Credit Analysis, Strategic Planning, Credit, Commercial Lending, Financial Risk, Strategic Financial..., Loans, Analysis, Retail Banking, Management, Financial Analysis, Underwriting, Banking, Credit Risk, Commercial Banking, Leadership, SBA, Finance, Consumer Lending, Lines Of Credit, Mutual Funds, Commercial Real Estate, Investments, Cross Selling, Loan Origination, Mortgage Lending, Financial Planning
Education
Loyola University Maryland 2006 — 2008
MSF, Finance
Loyola University Maryland 2003 — 2006
MBA, Business and Finance
Mount St. Mary's University 2002 — 2003
BS, Business
Boston University 1986 — 1989
chemistry
Wells Fargo April 1998 - Present
First National Bank of Maryland January 1997 - March 1998
Skills
Sales Management, Operations Management, Life & Health Insurance..., Retail Banking, Commercial Banking, Financial Services, Personal Financial..., Coaching, Securities License, Employee Relations, Leadership, Training, Communication, Community Outreach, Credit, Small Business Lending, Consumer Lending, Mortgage Lending
Education
The Johns Hopkins University
Bachelor of Science (BS), Business Management
US Federal Government 2011 - Present
Government March 2004 - January 2011
Computershare Analytics August 2000 - December 2003
Primark, Inc May 1999 - July 2000
Primark, Inc November 1998 - May 1999
First National Bank of Maryland January 1995 - November 1998
Citibank N July 1991 - April 1994
Skills
Program Management, Quality Assurance, Translation, Capacity Building, Management, Analysis, Leadership, Business Analysis, Editing, Project Management, Recruiting, Human Resources, Training, Databases, Customer Service, Strategic Planning, Process Improvement, Government, Research, Microsoft Office
Education
University of Maryland University College 1996 — 1999
Master of Science
Ahfad University for Women 1987 — 1991
Bachelors of Science
Volunteer project coordinator for the Episcopal Diocese of Alabama, Habitat for Humanity - Birmingh June 2015 - Present
American Village Citzenship Trust March 2013 - July 2015
Clearview Networks, Inc April 2012 - January 2013
TG Consulting July 2010 - April 2012
US Department of Commerce, Economic Development Administration April 2010 - July 2010
AT&T February 2001 - November 2009
Verizon September 1996 - November 2001
Sprint United Telephone Company of Pennsylvania March 1996 - September 1996
First National Bank of Maryland October 1984 - September 1996
Xerox Corporation February 1971 - October 1984
Skills
Telecommunications, Management, Account Management, Managed Services, Leadership, Cloud Computing, Strategic Planning, Networking, Vendor Management, Training, Direct Sales, Strategy, Data Center, Unified Communications, Program Management, VoIP, Team Leadership, Network Security, Integration, New Business Development, MPLS, Disaster Recovery, IP, Cisco Technologies, Telephony, Call Centers, Business Intelligence, Process Improvement, Strategic Partnerships, Product Management, Business Strategy, Hospitality, Hospitality Industry, Property Management..., Security
Education
Massachusetts Institute of Technology 1999 — 1999
Non degree program, Management Information Systems, General
The George Washington University 1998 — 1999
Telecommunications management, Telecommunications Management
University of Maryland College Park 1987 — 1988
Master of Business Administration (MBA), Organizational Leadership
The Johns Hopkins University 1969 — 1973
Bachelor's degree, Electrical and Electronics Engineering
Baltimore Polytechnic Institute 1963 — 1966
High school diploma, Engineering
Clients: MECU of Baltimore, CareFirst BCBS, HCM Research, University of MD 2014 - Present
SECU August 2012 - October 2013
Sandy Spring Bank March 2010 - August 2011
Hollander, Cohen and McBride October 2004 - October 2008
Renae Olver Consulting October 1994 - October 2004
First National Bank of Maryland October 1988 - September 1994
Migliara Kaplan and Associates September 1987 - October 1988
Union Trust 1985 - 1987
Skills
Account Management, Database Marketing, Program Development, Publicity, Data Mining, Market Research, Segmentation, Strategic Planning, Analysis, Data Analysis, CRM, Customer Satisfaction, Banking, Email Marketing, Marketing, Leadership, Management, Marketing Strategy, Product Development, Market Analysis, Marketing Research, Finance, Strategy, Mergers & Acquisitions, Business Analysis, Business Development, Competitive Analysis, Retail, Analytics, Customer Retention, Cross-functional Team...
Education
Towson University
Environmental Science; Biology, Chemistry, and Geology
Shepherd University 1980 — 1984
Bachelor of Science degree, Business Administration; marketing communications
Loch Raven SH 1977 — 1980
University of Maryland, Leadership and Banking School, College
Palmtree Catering 2011 - Present
Sandy Spring Bank October 2007 - August 2012
The Maryland Hispanic Chamber of Commerce 2000 - 2010
M&T Bank 2001 - 2007
First National Bank of Maryland 1997 - 2003
Skills
Entrepreneurial Skills, Banking, Loans, Credit, Insurance, Cash Management, Bookkeeping, New Business Development, Business, Bilingual, Training, Translation, Team Building, Problem Solving, Strategic Planning, Business Strategy, Commercial Banking, Business Planning, Business Development, Commercial Lending, Customer Service, Entrepreneurship, Finance, Financial Analysis, Financial Services, Leadership, Management, Mortgage Lending, Nonprofits, Program Management, Risk Management, Small Business, Strategy, Analysis
Education
American University - Kogod School of Business 1986 — 1988
MBA, Finance
The George Washington University - School of Business 1984 — 1986
BBA, International Business
HACC, Central Pennsylvania's Community College 1982 — 1984
AA, Business Administration
Elizabethtown College 1981 — 1982
Business Administration
Colegio Santa Monica 1977 — 1979
Zacks Investment Research November 2004 - Present
Stalla Review October 2007 - June 2010
BlackRock, Inc. February 1998 - February 2003
General Accident February 1995 - February 1998
First National Bank of Maryland February 1984 - February 1995
Skills
Investment Management, Equity Research, Investments, Finance, Energy, Equity Valuation, Mutual Funds, Alpha Generation, Team-oriented, Asset Management, Valuation, Food & Beverage, Metals & Mining, Investment Valuation..., Index-tilt portfolio..., Equities, Portfolio Management, Financial Modeling, Financial Analysis, Bloomberg
Education
Massachusetts Institute of Technology - Sloan School of Management 1972 — 1975
SB, Management Science
Glenelg High School
Damascus Road Community Church January 2015 - Present
What Really Counts June 2013 - Present
AIRS / Empire Homes of Maryland January 2014 - September 2014
City Rescue Mission April 2011 - June 2013
Light of Life Ministries, Inc. October 2002 - April 2011
Bethesda Mission July 1997 - September 2002
Portland Christian Schools August 1996 - July 1997
Water Street Rescue Mission May 1993 - August 1996
Keystone Business Group December 1982 - June 1992
First National Bank of Maryland May 1974 - November 1982
Skills
Fundraising, Non-profits, Strategic Planning, Program Development, Community Outreach, Board Development, Leadership Development, Public Speaking, Non-profit..., Philanthropy, Organizational..., Conflict Resolution, Stewardship, Community Development, Leadership, Nonprofits, Grant Writing, Event Planning, Management, Sales, Volunteer Management
Education
University of Pittsburgh 1968 — 1972
BA, Economics
Loyola University Maryland 1974 — 1976
MBA, Finance
Wells Fargo December 2012 - Present
SC&H Capital 2011 - December 2012
Bank of America 2005 - 2011
Wachovia Bank 1995 - 2005
First National Bank of Maryland 1988 - 1995
Skills
Mergers, Investment Banking, Financial Modeling, Portfolio Management, Financial Analysis, Commercial Lending, Investments, Due Diligence, Mergers & Acquisitions, Credit, Loans, Valuation, Private Equity, Credit Analysis, Treasury Management, Corporate Finance, Finance, Risk Management
Education
Loyola University Maryland Sellinger School of Business and Management 1993 — 1997
Master of Business Administration (M.B.A.), Finance
Loyola University Maryland 1984 — 1988
BBA, Business Economics
Calvert Hall College High School
Centers for Medicare & Medicaid Services July 2010 - Present
Provident Bank April 2006 - July 2009
Provident Bank May 2002 - April 2006
Bank of America January 1995 - December 2001
Bank of America August 1988 - December 1994
Maryland National Bank 1988 - 1991
First National Bank of Maryland November 1980 - June 1988
Skills
Banking, Strategic Planning, Policy, Financial Analysis, Credit, Insurance, Commercial Lending, Risk Management, Small Business Lending, Process Improvement, Vendor Management, Leadership
Education
Southern Illinois University, Edwardsville 1977 — 1979
MBA, Finance
University of Michigan - School of Information 1972 — 1973
AMLS, Library Science
University of Wyoming 1968 — 1972
BA, History
Dalhousie University 1969 — 1971
History
Huntington National Bank 2013 - Present
GE Capital 2012 - 2013
GE Healthcare 2009 - 2012
GE Capital 2008 - 2009
GE Capital 2007 - 2008
GE Capital 2001 - 2007
GE Capital 1996 - 2001
First National Bank of Maryland 1993 - 1996
Continental Bank 1988 - 1993
Skills
Performance Management, Sales Compensation, Sales Force..., Change Management, Strategic Thinking, Strategic Planning, Portfolio Management, Cross-functional Team..., Sales Effectiveness, Relationship Management, Six Sigma, Sales, Sales Management, Forecasting, Management, Strategy, Business Planning, Business Strategy, Finance, Credit, Training
Education
Penn State University 1983 — 1987
BS, Finance
Howard Bank 2003 - Present
Allfirst Bank/presently M & T Bank 2000 - 2003
First National Bank of Maryland 1997 - 2000
First National Bank of Maryland 1992 - 1997
Skills
Commercial Banking, Commercial Lending, Small Business Lending, Consumer Lending, Banking, Credit, Loans, Credit Analysis, Business Development, Retail Banking, Underwriting, Cash Management, Portfolio Management, Commercial Mortgages, Finance, Risk Management, Mergers & Acquisitions, Mortgage Banking, CRM, Financial Analysis, Strategic Planning, Executive Management, Treasury Management, Small Business
Education
Drexel University - College of Business and Administration 1980 — 1982
MBA, Marketing, Finance, Economics
Saint Joseph's University 1973 — 1977
Bachelor of Science (B.S.), Management & Marketing
DiGGS! Executive Search & Business Consulting July 1995 - Present
UMUC 1998 - Present
Korn/Ferry International 2001 - 2003
Dun & Bradstreet 1990 - 1994
DISC 1988 - 1990
Signet Bank February 1987 - November 1989
First National Bank of Maryland 1976 - 1987
Skills
Candidate Assessment, Executive Search, Talent Acquisition, Recruitment/Retention, Full-cycle Recruiting, Salary Negotiation, Benefits Negotiation, Strategic Planning, SDLC, Strategy, Nonprofits, Program Management, Team Building, Leadership Development, Talent Management, Organizational..., Finance, Proposal Writing, Coaching, Staff Development, Policy, Marketing, Contract Negotiation, Data Analysis, Management, Leadership, Training, Executive Management, Process Improvement, Product Development, Analysis, CRM, Executive Coaching, Management Consulting, Employee Relations, Project Planning, Entrepreneurship, Career Development, Change Management, Business Planning, Business Process..., Business Strategy, Public Speaking, Consulting, Team Leadership, Workshop Facilitation, Recruiting, Human Resources, Employee Training, Career Counseling
Education
The Johns Hopkins University 1974 — 1976
PhD Studies, Spanish Literature
The George Washington University 1972 — 1974
MA, Spanish Literature
University of Oklahoma 1967 — 1970
BA, Spanish, English
University of Maryland University College
Adjunct Associate Professor, Marketing MBA Courses
Salesforce.com April 2008 - Present
Infor (formerly Workbrain) April 2002 - March 2008
Workbrain April 2003 - June 2007
Netegrity (formerly DataChannel) September 2000 - November 2002
Onyx Software February 1999 - February 2000
Onyx Software March 1997 - February 1999
Onyx Software October 1996 - March 1997
Pegasystems May 1994 - January 1996
First National Bank of Maryland May 1992 - May 1994
Mechanical Engineer September 1988 - September 1990
Skills
SaaS, Enterprise Software, Cloud Computing, Salesforce.com, Professional Services, Solution Selling, Product Management, Go-to-market Strategy, CRM, Business Intelligence, PaaS, Sales Enablement, Software Industry, Sales Process, Analytics, Business Alliances, Consulting, Strategic Partnerships, Sales Engineering
Education
Loyola College in Maryland 1990 — 1992
MBA
University of Delaware 1984 — 1988
Bachelor of Mechanical Engineering
InScope International January 2010 - December 2011
Freddie Mac 1999 - 2005
Freddie Mac November 1989 - May 1999
First National Bank of Maryland August 1986 - October 1989
Atlantic Research Corporation September 1983 - September 1985
Exxon Research and Engineering August 1981 - August 1983
Skills
Product Development, Customer Relations, Highly Analytical, Renewable Energy, Project Finance, Project Management, CRM, Financial Analysis, Business Development, Vendor Management, Executive Management, Business Planning, Strategy, Leadership, Customer Service, Start-ups, Management, Analytical Skills, Project Planning, Process Improvement, Financial Services, Program Management, Analysis, Security
Education
University of Maryland - Robert H. Smith School of Business 1984 — 1986
mba, finance
University of Maryland College Park 1976 — 1981
BS Che, Chemical Engineering
USAID January 2010 - June 2015
US Agency for International Development December 2003 - January 2009
US Agency for International Development April 2002 - December 2003
Management Systems International February 2002 - April 2002
Gifts In Kind International August 2001 - February 2002
Internet Directories USA, Inc. June 2000 - August 2001
(independent) July 1997 - June 2000
First National Bank of Maryland November 1996 - July 1997
First Advisory Services International, Inc. July 1995 - November 1996
Public Access, Inc. January 1993 - July 1995
Skills
International..., Public-private..., Government, Non-profits, Volunteer Management, Policy, Civic Engagement, Public/private..., Program Management, Strategy, Start-ups, Fundraising, NGOs, Leadership, Policy Analysis, Foreign Policy, Management, Politics, Public Policy, Strategic Communications, Corporate Social..., Grants, Community Development, Nonprofits, Social Entrepreneurship, Diplomacy, Political Science, International Relations, Project Management, Public Affairs, Economic Development, Capacity Building, Proposal Writing, Political Campaigns, Program Evaluation, Africa, Philanthropy, Human Rights, Civil Society, Governance
Education
University of Pittsburgh 1984 — 1987
MPIA, International Affairs
University of Pittsburgh 1977 — 1983
BA, Political Science
Rau and Associates September 2014 - Present
Ultimate Gaming March 2013 - September 2014
FIS May 1999 - March 2013
Metavante August 2003 - January 2011
Paytrust May 1999 - September 2003
Paytrust/ Metavante 1999 - 2003
Signet Bank March 1997 - May 1999
Crestar Bank January 1996 - January 1997
First national bank of maryland January 1987 - January 1996
First Maryland Bancorp 1986 - 1996
Skills
Payment Processing, Process Improvement, Payments, Vendor Relations, Risk Assessment, Compliance, Customer Relations, Check Processing, Lockbox, Cash Management, Enterprise Vault, Bill Payment, Billing Solutions, Service Delivery, Scanners, OCR, Business Transformation, Management Consulting, Payment Card Processing, Checks, Banking, Product Management, Electronic Payments, Financial Services, Leadership, Mobile Payments, Online Gaming, Online Poker, Online Payment Solutions, Online Payment, ACH, Credit Cards, BPO, Internet Banking, Cards, Executive Management, Business Analysis, Management, E-commerce, Vendor Management, Strategic Planning, Strategic Partnerships, Team Leadership, Relationship Management, Start-ups, Strategy, Risk Management
Education
Towson University
Business
S3- Shared Service Solutions, LLC May 2015 - Present
Medifast, Inc January 2012 - Present
The Shelter Group October 2010 - November 2011
The Columbia Bank May 2005 - March 2010
Capital One Bank 2010 - 2010
M&T Bank September 2004 - May 2005
Allfirst Bank (now M&T Bank) 1999 - 2004
First National Bank of Maryland 1997 - 1999
Maryland National Bank 1993 - 1997
Skills
Leadership, Process Improvement, Training, Management, Cross-functional Team..., Team Building, Program Management, CRM, Organizational..., Banking, Coaching, Operations Management, Strategic Planning, Workforce Management, Project Planning, Sales, Risk Management, Quality Assurance, Certified Project..., Business Process, Integration, Budgets, Analysis, Team Management, Marketing, Account Management, Business Strategy, Change Management, Business Planning, Call Centers, Field Operations, People Management, Resource Management, Metrics, Project Management, Workflow Solutions, Call Center Technology, Customer Service..., Process Design, Six Sigma White Belt...
Education
Georgetown University
Stonier Graduate School of Banking
Project Management Institute
Certification, Project Management Professional
Stevenson University
Brown School of Business and Leadership
University of Maryland Baltimore County
Maryland Destination ImagiNation July 2004 - Present
Destination ImagiNation, Inc. 2004 - Present
Law Office of Carl R Gold January 1987 - Present
First National Bank of Maryland June 1978 - January 1988
Education
Loyola University Maryland 1979 — 1982
MBA, Finance
McDaniel College 1974 — 1978
BS, Vocal Music Education
Bel Air High School
Howard Bank December 2014 - Present
1st Mariner Bank July 1999 - December 2014
Crestar Bank October 1998 - July 1999
Thomson Financial 1996 - 1999
Thomson Financial/CDA Investment Technologies, Inc 1996 - 1998
First National Bank of Maryland 1990 - 1996
Baltimore Federal Financial (FSA) 1987 - 1990
Education
University of Baltimore School of Law 1972 — 1976
JD
Mt. St. Mary's College 1968 — 1972
BS
Constellation Energy July 2007 - Present
BioniCare Medical Technologies, Inc. 2002 - 2007
Cordis October 2001 - October 2003
Clarify/Nortel Networks March 1998 - October 2001
Baxter Healthcare May 1993 - March 1998
General Medical Corporation May 1991 - May 1993
First National Bank of Maryland September 1986 - May 1991
Skills
Energy, Demand Response, Renewable Energy, Energy Markets, Natural Gas, Energy Efficiency, Commodity Markets, Energy Management, Smart Grid, Electricity Markets, Solar Energy, Power Generation, Alternative Energy, Commodity, Business Development, Sales, Energy Conservation, Sustainable Energy, Sales Management, Wind, Selling, Energy Policy, Team Building, Leadership, CRM, Mentoring Of Staff, Team Leadership, New Business Development, Energy Audits, Electric Power, Contract Negotiation, Gas, Management, Strategy, Cleantech, Hands-on Problem Solver, Energy Industry
Education
University of Delaware - Lerner College of Business and Economics 1981 — 1986
Bachelor of Science (B.S.), Business Administration/Marketing
Upper St. Clair High School
Maryland Department of Human Resources March 2015 - Present
Capital One September 2012 - February 2015
M&T Bank December 2011 - September 2012
M&T Bank January 2003 - December 2011
M&T Bank January 1993 - December 2011
U.S. Marine Corps September 1988 - February 2007
U.S. Marine Corps January 1988 - January 2006
Allfirst Bank January 2000 - January 2003
First National Bank of Maryland January 1997 - January 2000
First National Bank of Maryland January 1993 - January 1997
Skills
Sales Management, Strategy Development, Performance Management, Management, Mergers & Acquisitions, Training, Financial Analysis, Microsoft Excel, Commercial Banking, Managerial Finance, Program Management, Leadership, Leadership Development, Retail Banking, Strategy, Strategic Thinking, Credit, Organizational..., Banking, Portfolio Management, Budgets, Risk Management, Sales, Loans, Marketing, Finance, Consumer Lending, Small Business Lending, Credit Analysis, Underwriting, Relationship Management, Commercial Lending, Mortgage Lending, Lines Of Credit, Loan Origination, Executive Management, Financial Services, Credit Risk, Treasury Management, Mortgage Banking, Cash Management, Branch Management, SBA
Education
Graduate School Of Retail Bank Management 2010 — 2012
Certificate Program, Retail Bank Management
Georgetown University - The McDonough School of Business 2007 — 2007
Executive Master's in Leadership, Leadership
Virginia Military Institute 1984 — 1988
B.A;, History; Psychology
Two Sparrows Consulting April 2003 - Present
Secure Remote Payment Council January 2010 - Present
Debit Network Alliance December 2013 - Present
Maverick Network Solutions July 2009 - February 2011
NYCE Corporation March 1997 - April 2003
VISA Interactive March 1995 - March 1997
First National Bank of Maryland June 1981 - March 1995
Skills
Debit Cards, Credit Cards, ACH, Payment Systems, Consulting, Payments, Payment Card Processing, Electronic Payments, Cards, Banking, New Business Development, Mobile Payments, Executive Management, E-payments, Start-ups, Financial Services, Competitive Analysis, Cash Management, Transaction Processing, Retail Banking, Vendor Management, E-commerce, Business Development, Risk Management, EMV, Treasury Management, Credit, Merchant Services, Payment Industry, Product Management, Strategic Partnerships, Financial Institutions, Mobile Banking, Payment Cards, PCI DSS, Strategy, Strategic Planning, Internet Banking, Payment Gateways, NFC, Mobile Devices, Loyalty Programs, Mobile Commerce, Fraud, Acquiring, Mergers & Acquisitions, Relationship Management, P&L Management
Education
Loyola University Maryland 1989 — 1992
MBA, Finance
Penn State University 1977 — 1981
BA, Economics
Johns Hopkins University/Applied Physics Lab May 2012 - Present
Johns Hopkins University Applied Physics Laboratory May 2006 - May 2012
Johns Hopkins University Center for Communications Programs May 2000 - April 2006
First National Bank of Maryland February 1989 - July 1997
Skills
Logistics Planning, Structured engineering, Research solutions, Microsoft Word, Microsoft Excel, Customer Service, Administrative..., Office Administration, Supervisory Experience, Program Management, Defense, DoD, Technical Writing, Government, Security Clearance, Data Analysis, Information Assurance, Government Contracting
Education
The Johns Hopkins University 2006 — 2013
Bachelor of Science (B.S.), Business Management/Information Systems
Howard Community College 2007 — 2009
Associate of Arts (A.A.), Business Administration and Management, General
Chain Bridge Bank, N.A. April 2010 - Present
FAI- Federal Allies Institute November 2011 - November 2013
M&T Bank October 2004 - April 2010
The Provident Bank October 2004 - May 2009
Riggs Bank May 2004 - October 2004
M & T Bank March 1989 - September 2003
allfirst bank 1989 - 2003
first national bank of maryland 1988 - 2000
first national bank of maryland 1989 - 1995
Skills
Sales Management, Banking, Consumer Lending, Mortgage Lending, Finance, Investments, Commercial Banking, Credit, Business Development, Mergers & Acquisitions, Customer Service, Loans, Strategy, Financial Services, Leadership, Commercial Lending, Executive Management
Education
University of San Diego 1981 — 1983
BBA, Business
John Cabot University 1979 — 1981
AA, Liberal Arts
Notre Dame International 1970 — 1979
High Scool
One Source Risk Managment and Funding March 2012 - Present
Encharter Insurance, LLC July 2009 - March 2012
United States Navy Reserve 2004 - 2012
The Huntington Learning Center-Simsbury, CT February 2007 - December 2011
Encharter Insurance 2009 - 2010
One Source Risk Management and Funding April 2006 - July 2009
Euler Hermes ACI January 1998 - April 2006
First National Bank of Maryland April 1995 - December 1997
Lynchburg College 1991 - 1994
Skills
Sales Leadership, Sales Management, Building a Sales Culture, Insurance, Underwriting, Accounts Receivable, Risk Management, Sales, Financial Risk, Credit, Finance, Customer Service, Leadership, Loans, Banking, Business Strategy, Team Building, Operations Management, Management, Financial Analysis, Managerial Finance, Business Planning, Employee Benefits, Credit Risk, Executive Management, Sales Operations, Property & Casualty..., Selling, Marketing Strategy, Workers Compensation, Mergers & Acquisitions, Small Business, Business Development, New Business Development, Strategy, Portfolio Management, Investments, Sales Process, Time Management, Strategic Planning, Analysis, Start-ups, Relationship Management, Process Improvement, Financial Services, Business, Account Management, Negotiation, Strategic Financial..., Management Consulting
Education
The Institutes 2011 — 2011
Accredited Adviser in Insurance (AAI), Insurance
Loyola University Maryland 1998 — 2003
MBA, Management
Lynchburg College 1989 — 1994
Bachelors, Physics and Business
Avon Old Farms 1985 — 1989
College Prep, College/University Preparatory and Advanced High School/Secondary Diploma Program
BB&T Capital Markets June 2008 - Present
M&T Bank 2000 - 2008
Allied Capital 1998 - 2000
First National Bank of Maryland 1996 - 1998
Education
Loyola University Maryland 2004 — 2006
MBA, Finance
RER Solutions, Inc. March 2003 - April 2013
International Financial Associates, LLC April 1991 - March 2003
First National Bank of Maryland October 1988 - April 1991
American Security Bank and Maryland National Bank (merged) October 1984 - September 1988
Centerre Bank, N.A. October 1974 - October 1984
The Chase Mahnattan Bank, NA December 1968 - April 1974
Skills
Business Analysis, Policy, Finance, Banking, Due Diligence, Financial Modeling, Project Management, Risk Management, Financial Analysis, Financial Reporting, Strategic Planning, Loans, Portfolio Management, Credit, Change Management, Budgets, Cash Management, Business Development, Start-ups, Corporate Finance, Management Consulting, Mergers & Acquisitions, Strategic Financial..., Process Improvement, Accounting, Management
Education
Stonier Graduate School of Banking, Rutgers University 1978 — 1980
Executive Masters in Business Administration, Banking
American University 1966 — 1968
MA, African Area Studies
Georgetown University 1964 — 1966
BA, Government & International Relations
TD September 2014 - Present
State of Maryland May 2013 - September 2014
Howard Community College 2012 - 2013
Bank of America June 2008 - May 2011
Bank of America June 2003 - April 2007
Bank of America October 1999 - June 2003
Summit Bank January 1999 - September 1999
First National Bank of Maryland 1995 - 1997
Education
University of Maryland - Robert H. Smith School of Business 1996 — 1998
Master of Business Administration (M.B.A.)
Georgetown University 1988 — 1992
Bachelor's Degree, Business Administration and Management, General
GSA January 2011 - Present
U.S. Environmental Protection Agency January 2005 - January 2011
AEGON May 2001 - January 2005
Legg Mason August 1999 - May 2001
Butterfield Bank April 1998 - June 1999
First National Bank of Maryland January 1995 - March 1997
Skills
Accounting, Auditing, Financial Reporting, Internal Controls, Account Reconciliation, Financial Accounting, Accounts Payable, QuickBooks, General Ledger, Tax, Journal Entries, Accounts Receivable, Financial Analysis, Bookkeeping, Cost Accounting, Internal Audit, Payroll, Managerial Finance, Tax Returns, Sarbanes-Oxley Act
Education
University of Baltimore 1991 — 1993
Certificate in Accounting
Old Dominion University 1984 — 1988
Bachelor of Science (BS), Accounting and Finance
Centers for Medicare & Medicaid Services March 2002 - Present
CareFirst BlueCross BlueShield October 2001 - March 2002
T Rowe Price April 2000 - September 2001
Integrated Health Care Services September 1996 - March 2000
Hanover Direct September 1994 - September 1996
First National Bank of Maryland June 1991 - September 1994
Skills
SDLC, Oracle E-Business Suite, ERP Implementations, Certified Treasury..., PMP, CPA, Solution Delivery, Program Management, Strategic Planning, Leadership, Business Intelligence, Data Warehousing, Information Technology, Business Process, IT Strategy, Requirements Analysis, Business Analysis, Oracle Applications, Integration, Project Portfolio..., Visio, Software Project..., ERP, Enterprise Architecture
Education
Loyola University Maryland 1980 — 1982
MBA, Accounting
McDaniel College 1975 — 1979
B.A. Summa Cum Laude, Romance Languages
Western Maryland College 1975 — 1979
B.A. Summa Cum Laude, Romance Languages
J.P. Morgan April 2015 - Present
J.P. Morgan October 2014 - April 2015
Liberty Global 1999 - 2002
JPMorgan Chase 1996 - 1999
The Chase Manhattan Bank 1992 - 1995
First National Bank of Maryland 1989 - 1992
Maryland National Bank 1986 - 1988
Skills
Commercial Banking, Commercial Lending, Treasury Management, Cash Management, Loans, Risk Management, Banking, Treasury, Treasury Services, Portfolio Management, Investments, Financial Services, Credit Risk, Financial Analysis, Payments, Strategy, Team Building, Management
Education
Rotterdam School of Management, Erasmus University
Smith College
BA
mt vernon high school
1st Mariner Bank November 2014 - Present
Bay Bank, FSB August 2014 - October 2014
1st Mariner Bank November 1998 - July 2014
First National Bank of Maryland November 1988 - October 1998
Yorkridge Calvert S & L Association February 1984 - November 1988
Skills
Reverse Mortgages, FHA, Referrals, Mortgage Lending, Refinance, Banking, Sellers, Loans, Mortgage Banking, Commercial Lending, FHA financing, VA loans, Real Estate, Loan Origination, Government Loans, USDA, Residential Mortgages, Construction Loans, Credit, Certified Mortgage..., Mortgage Underwriting, Commercial Mortgages, Real Estate Financing, Underwriting, Credit Analysis, Home Equity Loans, First Time Home Buyers, Investment Properties, Consumer Lending, Loss Mitigation, Debt Consolidation, Non-Conforming, Rates, Small Business Lending, Real Estate Economics, Commercial Banking, Mortgage Servicing, HUD, Loan Servicing, Home Equity Lines of..., REO, Lines Of Credit, Mortgage Marketing, Foreclosures, Investments, Credit Risk, Financial Structuring, Short Sales, Finance, Portfolio Management
Education
University of Baltimore 1966 — 1971
Bachelor of Science, Business Management
Golden State Bank June 2011 - Present
California Oaks State Bank August 2008 - December 2010
Maryland Bank & Trust Company 2007 - 2007
Self employed 2000 - 2007
First National Bank of Maryland 1990 - 1999
First National Bank of Maryland 1987 - 1990
First National Bank of Maryland 1984 - 1987
First National Bank of Maryland 1978 - 1984
Chase Manhattan Bank, N.A. 1976 - 1978
Chase Manhattan Bank, N.A 1974 - 1975
Skills
Sales, Marketing, Customer Service, Credit, Banking, Credit Analysis, Commercial Lending, Loans, Commercial Banking, Loss Mitigation, Loan Origination, Mortgage Lending, Commercial Mortgages, Portfolio Development, Underwriting, Portfolio Management, Mortgage Banking, Small Business Lending
Education
University of Virginia 1969 — 1971
M.A., International Relations and International Economics - area focus on Asia
University of Alabama 1968 — 1970
B.A., International Relations, Political Science, Economics, and History
American University 1965 — 1967
School of International Studies
Baltimore Symphony Orchestra December 2005 - April 2008
Dennis A. Mally, Accounting & Tax Service January 1971 - October 2005
First National Bank of Maryland September 1970 - October 1981
Education
University of Baltimore 1974 — 1978
MBA, Accounting, Finance
University of Maryland College Park 1963 — 1967
B.S., Accounting
Social Security Administration Data Communications Curriculum CoordinatorAmdahl CorporationAugust 1987 - December 1995
Mercantile Safe-Deposit & Trust Co. November 1981 - August 1987
First National Bank of Maryland January 1980 - November 1981
Loyola Federal Savings & Loan August 1978 - January 1980
Education
Anne Arundel Community College 1978 — 1998
Computer Science
Andover Sr High
ICMA-RC 2011 - Present
ICMA-RC 2004 - 2011
ICMA-RC 2001 - 2004
ICMA-RC 1999 - 2001
RUESCH 1997 - 1999
ICMA-RC 1996 - 1997
First National Bank of Maryland 1995 - 1996
Crestar Bank 1993 - 1995
Skills
New Business Development, Account Management, Relationship Management, Teamwork, Strategic Planning, Customer Service, Public Speaking, Project Management, Analysis, Process Improvement, Outlook, Risk Management, Public Relations, Financial Analysis, FINRA Series 6, 63, 26, Accounting, Business Planning, Management, Investments, Leadership, Strategy, Business Analysis, Finance
Education
George Mason University 1999 — 2001
MA, International Commerce and Policy
University of Oxford 2000 — 2000
Certificate, International Trade
George Mason University - School of Business 1991 — 1995
BS, Finance
Compass Advisors LLC January 2010 - Present
Washington Management Services, Inc. November 2008 - Present
Calvert Foundation 2005 - 2009
Fannie Mae 2000 - 2005
Bank of America 1990 - 2000
First National Bank of Maryland 1985 - 1990
Skills
Real Estate, Credit, Asset Managment, Real Estate Economics, Investment Properties, Residential Homes, Management, Loans, Commercial Real Estate, Leases, Property Management, Commercial Mortgages, Mortgage Lending, Real Estate Development, Real Estate Financing, Asset Management, Investments, Underwriting, Valuation, Portfolio Management
Education
Dickinson College 1981 — 1985
BA, Economics
Caelum Research Corporation January 2015 - Present
Exelis July 2012 - January 2015
Earth Resources Technology September 2006 - July 2012
RSIS September 2004 - September 2006
National Geodetic Survey July 2002 - September 2004
Pointe Technology Group June 2000 - October 2000
First National Bank of Maryland 1998 - 2000
Skills
Java, C++, Perl, System Administration, Web Development, JSP, SQL, Sybase, Oracle, UNIX, Unix Shell Scripting, Shared Memory, HTML, DHTML, CSS, JavaScript, jQuery, jQuery UI, Socket Programming, JUnit, Unix, SDLC, Linux, Databases, C, Software Development, Web Services
Education
Atholton High School
University of Maryland University College
Bachelor's Degree, Computer Science
The Learning Journey International LLC 1995 - Present
Explorers In Learning, LLC 2004 - Present
American Stores 1992 - 1994
First National Bank of Maryland 1988 - 1992
Skills
Merchandising, Inventory Management, New Business Development, Leadership, Strategic Planning, Product Development, Business Development, Microsoft Office, Negotiation, Contract Negotiation, Sales Management, Marketing, Customer Service, Financial Analysis, Public Speaking, Sales, Forecasting, Consumer Products, Business Planning, Retail, Event Planning, Management, Entrepreneurship, Fundraising, Non-profits, Competitive Analysis, Social Media, Cross-functional Team..., PowerPoint, Marketing Strategy, Research, Photoshop, Team Building, Budgets
Education
Towson University
BS, Finance
Insurance Advisors LLC July 2005 - Present
Freddie Mac December 2003 - April 2005
NYC School Construction Authority January 1999 - February 2001
First National Bank of Maryland September 1985 - April 1998
New Jersey National Bank February 1980 - September 1985
Manufacturers Hanover Trust 1976 - 1980
Education
Thomas Edison State College 2004 — 2005
Managerial Communication
St. Johns University - Peter J. Tobin College of Business 1972 — 1978
Insurance/Business/Risk Management
State University of New York - System 1962 — 1964
Business
United States Postal Service June 2011 - Present
United States Postal Service 2005 - March 2013
United States Postal Service 2000 - 2005
United States Postal Service 1992 - 2000
First National Bank of Maryland 1991 - 1992
John Hanson Federal Savings Bank 1990 - 1991
First Annapolis Savings Bank 1989 - 1990
First Savings Bank of Virginia 1987 - 1989
Federal Home Loan Bank of Atlanta 1984 - 1987
Skills
Treasury Management, Finance, Contract Negotiation, Banking, Credit, Risk Management, Management, Relationship Management, Credit Cards, Financial Analysis, Leadership, Financial Risk, Loans, Portfolio Management, Analysis, Payments, Credit Analysis, Forecasting, Cash Management
Education
Loyola University Maryland 1993 — 1996
MBA, Business
Purdue University 1978 — 1982
B.S., Finance
Purdue University - Krannert School of Management 1978 — 1982
B.S., Finance
Morgan Stanley Smith Barney April 2010 - Present
Merrill Lynch August 2009 - Present
UBS January 2006 - August 2008
UBS January 2003 - December 2005
UBS January 2000 - December 2002
B.T. Alex Brown August 1998 - November 1999
First National Bank of Maryland October 1996 - July 1998
Education
Lehigh University 1989 — 1994
Bachelor's of Arts, History
Lehigh University 1989 — 1994
Bachelor's degree, History
GE Capital Corporation 1995 - Present
First National Bank of Maryland 1983 - 1995
Skills
Alternative Investments, Asset Management, Bloomberg, Bonds, Capital Markets, Commercial Lending, Corporate Finance, Credit, Credit Analysis, Credit Risk, Derivatives, Due Diligence, Equities, Finance, Financial Analysis, Financial Modeling, Financial Structuring, Fixed Income, Hedge Funds, Loans, Investment Banking, Private Equity, Portfolio Management, Risk Management, Strategy, Structured Finance, Valuation
Education
University of Pennsylvania - The Wharton School
MBA, Finance
Towson University 1982 — 1983
Bachelor's Degree, Economics
Trinity College-Hartford 1978 — 1981
Bachelor's Degree, Art History
UMMS 2004 - Present
University of Maryland Medical Center August 2003 - Present
University of Maryland Medical System 2003 - Present
Baltimore Area Council 1981 - Present
Allfirst/M&T Bank 1978 - 2003
First national Bank of Maryland September 1981 - August 2002
Skills
Cisco, Cisco IOS, DNS, Troubleshooting, Healthcare, HIPAA, Visio, EIGRP, OSPF, Routers, TCP/IP, Routing, Network Design, Vendor Management, CCNA, WAN, Healthcare IT, Network Engineering, VoIP, Network Administration, Network Architecture, Healthcare Information..., Citrix, XP, Servers, Active Directory, VMware, System Administration, Cisco Technologies, Windows Server, Windows 7, Software Documentation, Security, Networking, Linux, VPN, Data Center, Network Security
Education
Georgia Institute of Technology 1975 — 1980
BS, Electrical Engineering
Patapsco Senior High 1968 — 1970
Coldwell Banker Vacations July 2009 - Present
Realogy 2004 - 2008
Coldwell Banker Residential Brokerage 1998 - 2004
First National Bank of Maryland 1972 - 1998
Education
University of Maryland Baltimore County 1970 — 1972
Patterson High School
Anne Arundel County Government July 2007 - Present
Tech Team Government Solutions February 2006 - July 2007
Tech Team Global June 2005 - February 2006
M&T Bank (Formerly Allfirst Bank) April 2003 - January 2005
AllFirst Bank April 2001 - April 2003
Allfirst Bank (Formerly First National Bank of Maryland) May 1999 - April 2001
First National Bank of Maryland May 1991 - May 1999
Skills
Government, Policy Analysis, Government Liaison, GIS, Microsoft Office, Administration, Program Management, Research, System Administration
Education
Anne Arundel Community College 2006 — 2013
Sandy Spring Bank September 1996 - Present
First National Bank of Maryland 1994 - 1996
Skills
Treasury Management, Commercial Banking, Banking
Education
The University of Texas at Austin 1978 — 1983
BA Economics
The Bryn Mawr Trust Company February 2012 - Present
1N Bank, a Division of Graystone Tower Bank, First National Bank of Chester County February 2005 - February 2012
Malvern Federal Savings Bank July 1997 - February 2004
Provident Bank of Maryland 1991 - 1997
First National Bank of Maryland June 1986 - 1991
Skills
Credit, Consumer Lending, Banking, Commercial Banking, Commercial Lending, Risk Management, Portfolio Management, Finance, Loans, Commercial Real Estate, Credit Risk, Asset Based Lending, Sales, Sales Management, New Business Development, Accounting, Small Business Lending, Commercial Mortgages, Financial Services, Team Building, Insurance, Financial Analysis, Mergers & Acquisitions, Business Development, Strategic Planning, Credit Analysis, Management, Real Estate, Underwriting, Retail Banking, Cash Management, Retirement Planning, Investments
Education
McDaniel College 1982 — 1986
1986
Western Maryland College 1982 — 1986
Political Science, Economics
Mercantile Safe Deposit and Trust September 1995 - December 2004
First National Bank of Maryland 1979 - 1994
Skills
Banking
Education
University of Baltimore
BS Industrial Management, Process/ Industrial Engineering, Systems Design
Provident Bank; now M&T Bank July 2006 - June 2009
Provident Bank July 2005 - July 2006
Provident Bank April 2005 - July 2005
Allfirst Bank/First National Bank of Maryland January 1999 - July 2003
First National Bank of Maryland May 1997 - December 1998
First National Bank of Maryland September 1996 - April 1997
First National Bank of Maryland August 1985 - October 1996
Education
Towson University 1967 — 1971
BS, English/Education
Forest Park High School 1964 — 1967
American Institute of Banking
Banking
Department of Treasury August 2007 - Present
L3 Communications, GSI August 2004 - August 2007
Lockheed Martin IMS and Lockheed Corporation January 1995 - August 2007
First National Bank of Maryland 1990 - 1993
Skills
Financial Modeling, Accounting, Financial Reporting, Analysis, Financial Analysis, Microsoft Excel, Microsoft Word, Budgets, Leadership, Process Improvement, Microsoft Office, Project Planning, Program Management, Strategic Planning, Customer Service, Management
Education
Villa Julie College
Currently Pursing Masters, Forensic Accounting/Law
Central Michigan University
Masters, Information Systems
University of Baltimore
B.S., Accounting
Capital Bank, N.A. October 2004 - Present
Capital Bank, na 2004 - Present
Chinatrust Bank 2000 - 2003
Crestar Bank 1996 - 2000
First National Bank of Maryland 1990 - 1996
Surburban Trust, BOA 1982 - 1990
Skills
Credit Risk, Investments, Asset Based Lending, Cash Management, Real Estate Economics, Loan Origination, Lines Of Credit, Mergers & Acquisitions, Refinance, Mortgage Banking, Finance, Financial Services, SBA, Loans, Commercial Lending, Credit, Credit Analysis, Small Business Lending, Banking, Commercial Banking, Portfolio Management, Commercial Real Estate, Mortgage Lending
Education
Northwestern University, graduate work 1976 — 1978
University of Maryland College Park
BS, Finance and Economics
University of Maryland College Park
Finance and Economics
Christiana Care Health System January 2015 - Present
State of Delaware Department of Transportation 2000 - Present
Integrated Business Solutions May 2000 - September 2013
State of Delaware January 1999 - September 2013
Alliance Consulting 1999 - 2000
Alliance Consulting January 1998 - January 1999
Edge Software Services 1998 - 1999
EDGE SOFTWARE SERVICES January 1997 - January 1998
FIRST NATIONAL BANK OF MARYLAND January 1995 - January 1997
FIRST NATIONAL BANK OF MARYLAND January 1982 - January 1995
Skills
Requirements Analysis, Systems Analysis, Strategic Planning, Project Planning, Analysis, Integration, MS Project, Project Management, Business Analysis, Management, IT Management, Program Management, SQL, Strategy, Data Analysis, SDLC, Government, Change Management, Information Technology, SharePoint, Process Engineering, Governance, Process Improvement, IT Strategy, Business Intelligence, Business Process...
Education
WILMINGTON UNIVERSITY
Master, Business Administration
Salisbury University 1977 — 1981
BA, Psychology
St. Mary's College of Maryland 1976 — 1977
psychologoy
suitland high school 1973 — 1976
Housing & Healthcare Finance, LLC June 2013 - Present
Finance Partners, LLC April 2008 - Present
Auto Finance Partners April 2007 - March 2008
CapitalSource 2002 - 2007
First National Bank of Maryland 1991 - 1995
Skills
Asset Based Lending, Commercial Finance, Underwriting, Factoring, Commercial Lending, Portfolio Management, Credit, Loans, Credit Analysis, Financial Analysis, Due Diligence, Structured Finance
Education
The George Washington University - School of Business
MBA, International Business, Finance
University of Georgia - Terry College of Business
BBA, International Business, Finance
BlueSnap March 2013 - Present
N/A December 2012 - February 2013
ACI Worldwide 2006 - December 2012
P&H Solutions 1995 - 2006
First National Bank of Maryland 1991 - 1995
Skills
Payments, Payment Systems, Product Management, Electronic Payments
Education
Florida International University 1989 — 1991
Bachelors, Business Administration and Spanish
University of Maryland College Park 1989 — 1991
MBA, Marketing and Finance
Pannier Corporation June 2007 - Present
Danaher Motion June 2006 - July 2007
PPG Industries March 1997 - March 1998
PPG Industries September 1990 - February 1997
First National Bank of Maryland March 1989 - March 1990
PNC Financial Services Group June 1987 - March 1989
Skills
Start-ups, Sarbanes-Oxley Act, Accounting, Mergers, Management, Mergers & Acquisitions, Process Improvement, Tax, Managerial Finance, Budgets, Sales Management, Credit, Financial Analysis
Education
University of South Carolina - The Moore School of Business 1985 — 1987
International MBA, International MBA
The University of Akron 1981 — 1985
Spanish/Linguistics
Howard Bank July 2015 - Present
The Columbia Bank July 2010 - July 2015
K Bank 1996 - 2010
First National Bank of Maryland 1986 - 1996
Skills
Commercial Banking, Financial Analysis, Risk Management, Commercial Lending, Small Business Lending, Loans, Portfolio Management, Team Building, Banking, Asset Based Lending, Commercial Mortgages, Credit, Underwriting, Loan Origination, Lines Of Credit, Consumer Lending, Credit Risk, Mortgage Lending, Treasury Management, Credit Analysis
Education
Towson University 1985 — 1986
BS, Finance
ACI Worldwide 2001 - Present
ACI Worldwide/P&H Solutions 2001 - Present
Allfirst Bank 1987 - 2001
First National Bank of Maryland January 1982 - January 1987
Maryland National Bank January 1977 - January 1982
Skills
Internet Banking, Banking, Electronic Payments, Enterprise Software, Payment Systems, Transaction Processing, Product Management, Payments, SaaS, Requirements Analysis, EMV, ACH, Cash Management, Treasury Management, Debit Cards, SWIFT payments, Mobile Payments, Business Analysis
Education
University of Richmond - Robins School of Business
BS, Finance and Economics
Maryland Automobile Insurance Fund June 2008 - Present
Bmill Solutions 1994 - Present
Trinity Transport, Inc. 2005 - 2007
Webster Bank 2004 - 2005
M&T Bank 2000 - 2004
Customer Focus International 1997 - 2000
First National Bank of Maryland 1992 - 1997
United States Air Force 1987 - 1995
Preston Trucking 1991 - 1992
Skills
Software Project..., Data Warehouse..., Legacy Modernization, SQL, Business Analysis, Business Intelligence, Databases, Data Warehousing, Integration, Microsoft SQL Server, COBOL, Data Analysis, DB2, Software Development, Linux, Application Architecture, Oracle Applications, Project Management, Analytics, Risk Management, Process Improvement, Web Services, SOA, Management
Education
Southwestern Illinois College 1988 — 1991
none, IT Management
North Dorchester High School 1984 — 1987
High School Diploma, Computers and General Studies
Baltimore Gas & Electric Company April 2009 - Present
Baltimore Gas & Electric Company January 2009 - Present
CONSTELLATION ENERGY INC January 2006 - Present
Constellation Energy Group April 2006 - April 2009
AMERIBANQ MORTGAGE GROUP LLC January 2004 - February 2006
First National Bank of Maryland January 2001 - January 2003
ALLFIRST FINANCIAL, INC January 1987 - January 2003
Allfirst January 1999 - January 2001
Capital Expenditures Accounting January 1998 - January 1999
Exxon January 1997 - January 1999
Education
University of Baltimore 1986 — 1989
MBA, Finance
TOWSON STATE UNIVERSITY
BS, Accounting
Towson State University
BS; BS, Finance; International Business
University of Baltimore
MBA, Finance
Muhlenberg College September 2007 - Present
various organizations and schools September 1994 - Present
First National Bank of Maryland June 1986 - June 1988
The Hershey Bank June 1984 - May 1986
Skills
Student Affairs, Higher Education, Admissions, Student Development, Academic Advising, Residence Life, Student Counseling, Alumni Relations, Community Outreach
Education
Muhlenberg College 1982 — 1984
Bachelor of Arts (B.A.), Business Administration and Management, General
Penn State University 1980 — 1982
M&T Bank 2002 - 2012
Allfirst Bank (acquired by M&T Bank) 2001 - 2002
Allfirst Bank 1996 - 2001
First National Bank of Maryland 1992 - 1996
Skills
Financial Analysis, Financial Modeling, Credit Analysis, Data Analysis, Business Process..., Microsoft Excel, Fixed Income, Bonds, Fixed Income Trading, Fixed Income Products, Bloomberg, Fixed Income Research, Corporates, Money Market, Portfolio Management, Asset Management, Commercial Paper
Education
Loyola College in Maryland 1996 — 1999
M.S., Finance
University of Maryland College Park 1986 — 1990
B.S., Marketing and Transportation
M&T Bank March 2012 - Present
M&T Bank June 1993 - April 2012
Allfirst Bank November 1984 - November 1992
First National Bank of Maryland 1981 - 1984
First National Bank of Maryland 1978 - 1981
Skills
Banking
Education
Colorado State University 1972 — 1976
BS, finance
Brunswick County School August 2004 - Present
SECU January 2003 - 2005
West Brunswick High August 1997 - August 2004
First National Bank of Maryland January 1978 - January 1986
Skills
Research, Public Speaking, Microsoft Excel, Grant Writing, Curriculum Design, E-Learning, Curriculum Development, Tutoring, Editing, Windows, Educational Technology, Teamwork, Customer Service
Education
American Institute of Banking 1978 — 1986
Banking and Financial Support Services, CEU
Essex Community College 1977 — 1979
Federal Government November 2014 - Present
Bank of America August 2011 - July 2014
Supreme Court of the U.S. October 1999 - August 2011
FIRST NATIONAL BANK OF MARYLAND January 1993 - January 1999
BALTIMORE CITY POLICE DEPARTMENT January 1992 - January 1992
Education
University of Baltimore 2008 — 2011
Master of Business Administration, MBA- Specializing in Finance
Baltimore City Community College
Federal Law Enforcement Training Center 1999 — 2000
University of Baltimore 1996 — 1998
Master of Science, Criminal Justice
American Institute of Banking 1994 — 1996
N/A, Consumer Banking
Kutztown University
B.S, Criminal Justice
M&T Bank April 2009 - Present
Provident Bank 1998 - 2009
First National Bank of Maryland January 1991 - September 1998
Union Trust Co. / Signet Bank Maryland January 1981 - January 1991
American Bank & Trust / Meridian Bank January 1976 - January 1981
Irving Trust Company July 1972 - December 1975
Skills
Loans, Commercial Lending, Real Estate, Commercial Mortgages, Commercial Banking, Banking, Small Business Lending, Credit Analysis, Credit, Portfolio Management, Financial Analysis, Underwriting, Consumer Lending, Risk Management, Credit Risk, Retail Banking, Mortgage Lending, Lines Of Credit, Finance
Education
New York University - Leonard N. Stern School of Business 1971 — 1972
MBA, Finance
City University of New York-Brooklyn College 1967 — 1971
BA, Economics
Encore Healthcare, LLC & Related Entities October 2002 - Present
Dental Benefit Providers, Inc. November 1997 - October 2002
Community Care of America, Inc. June 1994 - November 1997
Integrated Health Services, Inc. February 1993 - June 1994
First National Bank of Maryland June 1991 - February 1993
Skills
Business Planning, Capital Raising, Financial Strategy, Mergers & Acquisitions, Startup Development, Accounting, Budgeting, Business Strategy, Cash Flow Forecasting, Cash Management, Cost Reduction..., Cost Reduction..., Equity Offerings, Executive Management, Financial Accounting, Financial Analysis, Financial Management, Financial Reporting, Financial Modeling, Financial Statements, Forecasting, Healthcare, Healthcare Management, Metrics Reporting, Internal Controls, Process Automation, Process Improvement, Profit Maximization, Revenue & Profit Growth, Risk Management, Sale -Leaseback..., Staff Development, Staff Leadership, Staff Reduction, Start-ups, Start-up Ventures, Strategic Planning, Taxation
Education
University of Pennsylvania - The Wharton School 1987 — 1991
Bachelor of Science in Economics; Concentration in Finance
BB&T July 1997 - Present
Hecht Company September 1994 - January 1996
Bank of America June 1990 - September 1994
First National Bank of Maryland October 1972 - February 1976
Education
Towson University 1971 — 1972
Elementary Education and Teaching
Stevenson University 1969 — 1971
A.A., Education
Stevenson University 1969 — 1971
A.A., Early Childhood Education
T. Rowe Price September 2013 - Present
T. Rowe Price September 2007 - September 2013
T. Rowe Price December 1999 - September 2007
T. Rowe Price September 1997 - December 1999
First National Bank of Maryland August 1995 - September 1997
Skills
Mutual Funds, Investments, Risk Management, Series 7, Financial Analysis, Securities, Asset Management, GIPS Compliance, GIPS, Internal Audit, Risk Assessment
Education
Loyola University Maryland
Master of Business Administration (M.B.A.), Finance
University of Baltimore
Bachelor of Science (B.S.), Accounting
Highland Medical Plan Inc 2000 - Present
Ashai and Associate March 1993 - Present
First Metro Corporation 1991 - 1992
Legg Mason, Inc. 1986 - 1991
First National Bank of Maryland 1983 - 1986
Maryland National Bank 1977 - 1979
Skills
Windows, Outlook, Strategic Planning, Research, Microsoft Office, PowerPoint, Public Speaking, Customer Service, Microsoft Word, Budgets, Microsoft Excel, Integration, Telecommunications
Education
The Johns Hopkins University 1984 — 1985
Liberal Arts
American Institute of Public Accountants
Certified Public Accountant
Loyola University Maryland 1981 — 1982
Accounting
The Johns Hopkins University 1978 — 1979
Liberal Arts and Accounting
Loyola University Maryland 1975 — 1977
Master of Business Administration (M.B.A.), Finance and Marketing
Harford Day School February 2006 - Present
Siegal Jewish Community Center 2004 - 2005
Holderness School 2001 - 2003
The Pennington School 1996 - 2001
The Tatnall School 1991 - 1996
U. S. Marine Corps 1969 - 1993
Louisville Collegiate School 1989 - 1991
First National Bank of Maryland 1983 - 1989
Corning Glass Works 1981 - 1983
Skills
Strategic Planning, Non-profits, Business Development, Finance, Budgets, Team Building, Strategy, Management, Leadership, Marketing Strategy, Project Planning, Training, Nonprofits, Customer Service
Education
C. W. Post College 1965 — 1969
Bachelor's degree, Business Administration and Management, General
Pepperdine University
Masters of Science (MS), Human Resources Management
University of Arkansas
Masters of Science (MS), Operations Management
Ward Properties Vice Chair and Chief Investment officerLegg Mason Trust1999 - 2004
Allied Investment Advisors 1994 - 1999
First National Bank of Maryland 1977 - 1994
Skills
Investments, Banking, Finance, Mergers & Acquisitions, Program Management, Executive Management
Education
Loyola College in Maryland 1977 — 1983
Master of Finance
Dickinson College 1973 — 1977
Bachelor's degree, English/Economics
Dickinson College
Bachelor of Arts (B.A.)
Wilmington Trust January 1998 - Present
First National Bank of Maryland May 1995 - January 1998
Skills
Chartered Financial..., Spanish-speaking
Education
Dickinson College 1985 — 1990
Bachelor of Arts (B.A.), Economics
Skyland Care Center 2008 - 2012
First National Bank of Maryland 1971 - 1979
Skills
Wound Care, Phlebotomy, Admissions, MDS 3.0
Education
Southwestern Community College 1989 — 1993
Associate's degree, Registered Nursing/Registered Nurse
CGI Federal November 2009 - August 2014
Marriott Vacations Worldwide Corporation October 2007 - October 2009
Centers for Medicare and Medicaid Services October 2000 - October 2007
Baltimore Gas & Electric July 1999 - January 2000
First National Bank of Maryland March 1998 - July 1999
U.S. Department of Housing and Urban Development September 1997 - March 1998
Baltimore Gas & Electric June 1996 - September 1997
Cap Gemini North America Inc May 1992 - June 1996
Systemhouse Incorporated May 1991 - May 1992
Skills
Leadership, Software Engineering
Education
University of Baltimore
Bachelor of Science, Computer Information Systems; Computer Information Systems
Holyoke Community College 1987 — 1989
Associate's degree, Computer and Information Sciences, General