Experience
Sterling National Bank   2015 - Present
Wells Fargo Capital Finance  2008 - 2015
CIT  2001 - 2008
CIT  1999 - 2001

Skills
Asset Based Lending, Commercial Lending, Middle Market, Credit, Cash Flow Lending, Credit Analysis, Risk Management, Loans, Underwriting, Mergers & Acquisitions, Credit Risk, Syndications, Private Equity, Capital Markets, Structured Finance, Portfolio Management, Due Diligence, Leveraged Finance, Commercial Banking, Restructuring, Financial Structuring, Commercial Finance, Finance, Banking, Corporate Finance, Factoring, Financial Modeling, Financial Risk, Treasury Management, Funding, Commercial Mortgages, Cash Management, Financial Services, Loan Origination, Small Business Lending, Debt Restructuring, Lines Of Credit, Cash Flow, Valuation, Investment Banking, Financial Analysis, Workout

Education
St. Francis College
Bachelor of Science (B.S.), Accounting

Experience
Sterling National Bank   January 2014 - Present
Reliance Trust Company  June 2013 - September 2013
Citi  September 2000 - May 2013
BNY Mellon  January 1988 - September 2000

Skills
Investments, Finance, Tax, Financial Advisory, Investment Management, Business Development, Alternative Investments, Financial Planners, Sales, IRAs, Policy, New Business Development, Internal Audit, Manage Client..., Mutual Funds, Charitable Trusts

Education
Pace University - Lubin School of Business   1989 — 1994
Bachelor of Business Administration (BBA), Business Administration and Management, General, 3

American Bankers Association
Certified Trust Financial Advisor

Experience
OSG Billing Services  June 2013 - Present
Sterling National Bank   October 2006 - June 2013
OptionNext   January 2005 - December 2008
Silverstein & Silverstein, CPA   January 2004 - January 2005
Acadamy of Management   September 1998 - August 2000

Skills
SQL, Microsoft SQL Server, Business Analysis, HTML, SDLC, PHP, Ruby, MySQL, JavaScript, jQuery, ASP.NET, Strategic Planning, Leadership, Windows, Microsoft Office, Integration

Education
Stony Brook University   2000 — 2004
Computer and Information Sciences and Support Services

Experience
Trendscope Inc   April 2014 - Present
Intimatrend LLC   November 2011 - March 2014
Master Industries Company Ltd   August 2009 - October 2011
Trendscope Inc   March 2006 - July 2009
Mayfair Garments (USA) Ltd   February 2001 - January 2006
Sterling National Bank   March 1988 - December 2000

Skills
intimates apparel..., E-commerce, Fashion, Apparel, Trade Shows, Trend Forecasting, Marketing, Sportswear, Forecasting, Retail, Access, Merchandising, Product Development, Sourcing, Marketing Strategy, Trend Analysis, Sales

Education
Pace University
Bachelor of Applied Science (B.A.Sc.), Computer Science

Experience
Sterling National Bank   September 2012 - Present
Universal Mortgage Inc.  January 2007 - September 2012
Hogar Mortgage and Financial Services   April 2003 - November 2006

Skills
Credit, Bank Secrecy Act, Mortgage Lending, AML, Mortgage Compliance, Mortgage Banking, Mortgage Underwriting, Jumbo Mortgage, Microsoft Excel, Loans, Microsoft Word, Banking, Credit Analysis, Refinance, FHA, Real Estate Financing, Finance, Financial Risk, Real Estate, Financial Analysis, Credit Risk, Risk Management, Closings, Investment Properties, USA PATRIOT Act, RESPA, Compliance Monitoring, Compliance Training, Consumer Lending, Sanction, Suspicious Activity..., Loan Servicing, Operational Risk, Financial Regulation, Anti Money Laundering, Outlook, Branch Management, Investments, Residential Mortgages, Loan Origination

Education
ABA National Compliance School

Universidad ICESI
Bachelor of Business Administration (B.B.A.), Business Administration, Management and Operations

Experience
Sterling National Bank   May 2001 - Present
Commercial Bank of New York  January 1997 - May 2001

Skills
Internal Audit, Auditing, Sarbanes-Oxley Act, Accounting

Education
Queens College
Bachelor of Applied Science (B.A.Sc.), Economics and Accounting

Experience
Sterling National Bank   February 2014 - Present
Southwest Securities  September 2013 - February 2014
Wells Fargo  February 2012 - September 2013
Bank of America  September 2008 - January 2012
CITI Group  July 2006 - May 2008
Washington Mutual  2004 - 2006
Morgan Stanley  2003 - 2004
GMAC Bank  2001 - 2003
GE Capital  1991 - 2001

Skills
Loans, Credit, Credit Analysis, Underwriting, Credit Risk, Risk Management, Commercial Lending, Portfolio Management, Financial Analysis, Commercial Banking, Financial Risk, Relationship Management, Capital Markets, Mortgage Banking, Mortgage Lending, Asset Based Lending, Finance, Due Diligence, Small Business Lending, Mortgage Underwriting, Executive Management, Commercial Mortgages, Financial Services, Banking, Consumer Lending, Residential Mortgages, Valuation, Financial Modeling, Process Improvement, Refinance, Loss Mitigation, Loan Origination

Education
The College of New Jersey   1978 — 1982
Bachelor's of Science, Accounting and Finance

Experience
Sterling National Bank   July 2015 - Present
Hudson Valley Bank  December 2013 - June 2015
Hudson Valley Bank  February 2012 - December 2013
Hudson Valley Bank  June 2010 - February 2012
Chase  April 2008 - June 2010

Skills
Accounting Principles, Customer Service, Clerical Skills, Data Entry, Microsoft Office, Multi Tasking, Cash Handling Experience, Administrative, Sales, Computer Proficiency, Multilingual, 10 Key, Cashiering, Cash Handling, Customer Experience, Banking

Education
State University of New York Empire State College   2015 — 2017
Bachelor’s Degree, Business Management and Economics, 3.56

Sanford Brown Institute   2010 — 2011
Medical/Clinical Assistant

Experience
Sterling National Bank   April 2012 - Present
JPMorgan Chase  March 2008 - March 2011
Boston Financial Data Services  January 2003 - February 2008

Skills
Account Reconciliation, Investments, Financial Services, Banking, Derivatives, Customer Service, Process Improvement

Education
Rhode Island College   1997 — 2002
Bachelor of Science, Management

Experience
Sterling National Bank   May 2011 - Present
Metro Funding Corp  May 2004 - May 2011

Skills
Credit, Commercial Lending, Loans, Commercial Banking, Credit Risk, Mortgage Lending, Management, Credit Analysis, Real Estate, Commercial Mortgages, Asset Based Lending, Small Business Lending, Loan Origination, Banking

Education
Rutgers University
english, philosophy

Experience
Sterling National Bank   August 2012 - Present
Universal Mortgage Inc.  2007 - November 2012

Skills
Real Estate, Mortgage Lending, Credit, Loans, Residential Mortgages, Non-Conforming, Mortgage Banking, Cross Selling, Loan Origination, Certified Mortgage..., Real Estate Financing, Mortgage Underwriting, Sales, Refinance, Credit Analysis, Finance, Investment Properties, Real Estate Economics, Underwriting, Banking, Investments, FHA, First Time Home Buyers, USDA, Referrals, Real Estate Transactions, FHA financing, Government Loans, Investors, VA loans, Construction Loans, Small Business Lending, Commercial Lending, Financial Analysis, Brokerage, Portfolio Management, Commercial Banking, Commercial Real Estate, Commercial Mortgages, Financial Services, Condos, Reverse Mortgages, Asset Management, Retail Banking

Education
Touro College
B.S. In Management With A Concentration In Marketing

Experience
Sterling National Bank   February 2015 - Present
Sterling National Bank   January 2013 - January 2015
Provident Bank New York  June 2011 - January 2013
Provident Bank New York  June 2010 - January 2011
Tempewick Wealth Management, LLC   June 2009 - May 2010

Skills
Finance, Corporate Finance, Banking, Financial Analysis, Financial Risk, Financial Modeling, Financial Forecasting, Financial Reporting, Strategic Financial..., Corporate Budgeting, Microsoft Excel, Mergers & Acquisitions, Bank Mergers, Acquisition Integration, Business Modeling, Leadership, Project Management, Time Management, Interpersonal..., Public Speaking, Investments, Treasury Management, Liquidity Risk, Interest Rate Risk..., Internal Controls, Liquidity Management, Accounting, Bloomberg, Capital Budgeting, Financial Planning, Loan Portfolio Analysis, Loans, SNL, ALM, SQL

Education
Seton Hall University   2007 — 2011
B.S., Business Administration, Finance & Economics

Don Bosco Preparatory High School (Ramsey, NJ)   2003 — 2007
High School

Experience
Sterling National Bank   Vice President, Facilities and Property ManagerHudson Valley BankJune 1993 - Present

Skills
Portfolio Management, Strategic Planning, Budgets, Negotiation, Team Building, Operations Management, Contract Negotiation, Microsoft Excel, Microsoft Office, Facilities Management, Risk Management, Leadership, Commercial Banking, Retail Banking

Education
College of Westchester   2009 — 2011

The College of Westchester

Experience
Robinson Management Service   September 2014 - Present
Sterling National Bank   December 1993 - May 2014

Skills
Microsoft Excel, Customer Service, Microsoft Office, Microsoft Word, PowerPoint, English, Outlook, Windows, Banking, Budgets, Strategic Planning, Negotiation, Risk Management, Commercial Banking, Credit, Financial Services, Credit Risk, Management, New Business Development, Finance, Credit Analysis, Loans, Business Development, IT Strategy, IT Operations, IT Management

Education
Pace University - Lubin School of Business
Master of Business Administration (MBA), Finance, General

University of Virginia
Bachelor of Science (BS), Commerce

Experience
Morgan Stanley  April 2015 - Present
JPMorgan Chase  March 2014 - April 2015
Sterling National Bank   January 2009 - March 2014
BNY Mellon Wealth Management  November 2006 - January 2009
HSBC  November 2005 - November 2006
Bank of America  February 2003 - November 2005

Skills
Banking, Project Management, Process Improvement, Credit, Loans, Commercial Banking, Commercial Lending, Cash Management, Financial Analysis, Small Business Lending, Risk Management, Retail Banking

Education
Pace University - Lubin School of Business
BBA, Magna Cum Laude, Major: Finance Minor: Economics

Experience
First Business  November 2012 - Present
Sterling National Bank   December 2011 - November 2012
Commercial Finance Specialists   February 2010 - May 2012
Wells Fargo Capital Finance  April 1998 - December 2009
Inland Capital Corporation   March 1992 - April 1998
JPMorgan Chase  October 1988 - March 1992
The CIT Group/Equipment Finance   June 1987 - July 1988
The CIT Group/Equipment Finance   November 1982 - June 1987

Skills
Factoring, Credit, Commercial Finance, Accounts Receivable, Small Business, Refinance, Asset Based Lending, Loans, Restructuring, Commercial Lending, Credit Analysis, Banking, Mergers & Acquisitions, Strategy, Small Business Lending, Finance, Commercial Banking, Lines Of Credit, Portfolio Management, Mortgage Lending, Funding, Cash Flow, Financial Analysis, Management, Cash Flow Lending, Structured Finance, Private Equity, Financial Structuring, Middle Market, Business Planning, SBA, Credit Risk, Start-ups, Due Diligence, Underwriting, Loan Origination, Cash Management, Treasury Management, Financial Risk, Financial Services, Executive Management, Leveraged Finance, Business Development, Risk Management, Financial Planning, Asset Management, New Business Development, Debt Restructuring, Relationship Management, Capital

Education
Pepperdine University, The George L. Graziadio School of Business and Management   1984 — 1986
MBA, Managment and Finance

University of Wisconsin-Eau Claire   1974 — 1977
BA, Sociology/Anthropology

Experience
Greater Hudson Bank  April 2012 - Present
Sterling National Bank   April 2005 - April 2012
TD  July 2002 - April 2005
LAI International   1998 - 2000

Skills
Credit Analysis, Credit Risk, Commercial Lending, Consumer Lending, Compliance, Policy, Procedure Creation, Policy Creation, HR Policies, Credit, Relationship Management, Lines Of Credit, Small Business Lending, Finance, Risk Management, Portfolio Management, Negotiation, Commercial Mortgages, Loans, Cash Management, Banking, Loan Servicing, Asset Based Lending, Financial Risk, Underwriting, Retail Banking, Commercial Banking, Loan Origination, Financial Structuring, Mortgage Lending

Education
University of Maryland University College   2010 — 2013
MBA, Bank Management, 4.0

National Graduate Banking School - UPenn   2008 — 2010
Diploma of Graduation with High Honors, Banking, 4.0

Ramapo College of New Jersey   1999 — 2001
BS, Economics

Ramsey High School   1993 — 1997
Diploma

Experience
Davidow Davidow Siegel & Stern   July 2006 - Present
Sterling National Bank   1989 - Present
Infotron Systems  1982 - 1989
Vera Institute of Justice  June 1976 - 1980

Education
Saint John's University School of Law   1995 — 1999
JD

Yale University
BA

Experience
MCC  April 2015 - Present
HVB Equipment Capital, LLC   March 2014 - March 2015
Sterling National Bank   1994 - 2013
Old Sterling National Bank   1994 - 2013

Skills
Loans, Credit, Financial Analysis, Commercial Lending, Finance, Banking, Portfolio Management, Commercial Banking, Credit Analysis, Risk Management, Management, Credit Risk, Strategic Planning, Small Business Lending, Loan Origination

Education
The Ohio State University   1970 — 1974
Bachelor of Science (B.S.), Biology and Communications

Experience
Silver Fin Capital Group LLC  March 2015 - Present
Sterling National Bank   September 2006 - February 2015
New York Life Insurance Company  March 2005 - September 2006
Newsday  January 2004 - December 2004

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, English, Research, Windows, Outlook, Teaching, Public Speaking, Strategic Planning, Negotiation, Editing, Loans, Credit Analysis, Credit, Banking, Mortgage Banking, Consumer Lending, Credit Risk, Mortgage Lending, Residential Mortgages, Loan Origination, FHA, Underwriting, Refinance, Funding, Commercial Lending, Lines Of Credit, Commercial Mortgages, Short Sales, Marketing, Management, Residential Homes, Real Estate Transactions, First Time Home Buyers, Finance, Sales, Investment Properties, Insurance, Single Family Homes, REO, Investments, Foreclosures, Real Estate

Education
Queens College   2000 — 2004
Bachelors, English/Language Arts Teacher Education, 3.5

Queensborough Community College   1996 — 2000
Associate of Arts and Sciences (A.A.S.), Visual and Performing Arts

Experience
Sterling National Bank   July 2003 - Present

Education
Penn State University   1995 — 1999
Bachelor of Science (B.S.)

Marlboro High School

Marlboro High School

Experience
Marriott International  September 2014 - Present
Sterling National Bank   September 2010 - June 2014
Morgan Stanley Smith Barney  January 2010 - May 2010
Aflac  September 2008 - June 2009
US Nonwovens Corp  June 2007 - August 2008

Skills
Journal Entries, Spreadsheets, Financial Statements, Financial Analysis, Accounting, Account Reconciliation, Microsoft Excel, Outlook, Bank Reconciliation, PowerPoint, Finance, Accounts Payable, Accounts Receivable, Financial Reporting, Payroll

Education
State University of New York College at Old Westbury   2012 — 2014
30 credits earned towards Master's Degree, Accounting

Towson University   2006 — 2010
B.S. Business Administration, Finance

Experience
Business Bounce   January 2013 - Present
Sterling National Bank   April 2009 - January 2013
Lend America  April 2006 - April 2009

Skills
Finance, Working Capital..., Commercial Lending, Loans, Small Business, Merchant Cash Advance, Small Business Lending, Credit, Mortgage Lending, Sales, Residential Mortgages, Loan Origination, Mortgage Banking, FHA, Funding, Credit Analysis, Refinance, Banking, VA loans, Underwriting, Commercial Mortgages

Education
NYU Stern School of Business   2006 — 2008
Bachelor of Business Administration (B.B.A.), Business/Managerial Economics

St. Joseph's University   2001 — 2005
Bachelor of Business Administration (B.B.A.), Business Administration, Management and Operations

Experience
Sterling National Bank   January 2013 - Present
Sterling National Bank   January 2012 - January 2013
Sterling National Bank   April 2010 - March 2012
Sterling National Mortgage  April 2002 - August 2010
Sterling National Mortgage  April 2002 - January 2010

Skills
SQL Server 2000-2008, Project Portfolio..., Cloud Computing, Microsoft Office, Change Management, Strategic Planning, Sarbanes-Oxley, Receivables Financing, TempWorks Software, Mortgage Banking, Personnel Management, Windows Server, Project Management, Google Apps, Live Office, Disaster Recovery, Compliance, Accounts Receivable, Microsoft SQL Server, Management, Outsourcing, Commercial Lending, Risk Management, Vendor Management, Cash Management, Team Building, Analysis, SaaS, IT Management, Mortgage Lending, Banking, Business Development, Credit, Loans, Financial Services, Executive Management, Finance, Portfolio Management, Loan Origination, Business Analysis

Education
University at Albany, SUNY   1997 — 2001
BS, Business - MIS/Finance

NYU SCPS   2012 — 2012
Credit Training And Analysis, Finance

Experience
Sterling National Bank   May 2013 - Present
BNY Mellon, N.A.   2011 - 2013
Dentons  2009 - 2011
U.S. Trust, Bank of America Private Wealth Management   2009 - 2010
Private Client Group, LLC  2008 - 2009
United States Trust Company, N.A.   1999 - 2008
Citibank. N.A. (Citigroup)   1996 - 1999
Rosen & Reade, LLP   1992 - 1995

Skills
Fiduciary Law, Trust Management, Estate Administration, Trusts, Banking, Risk Management, Compliance, Trust Services, Estate Planning, Wealth Management, High Net Worth..., Family Office, Relationship Management, Life Insurance, KYC, Tax, AML, Wealth Management..., Fiduciary, Asset Management, Financial Services, Securities, Fixed Annuities, Fiduciary Services, Personal Trust..., Irrevocable Life..., Dynasty Trusts, Revocable Trusts, Personal Trust, Charitable Remainder..., Multi-generational..., Estate Preservation, Alternative Investments, Asset Allocation, Financial Risk, Investment Advisory, Private Banking, Mutual Funds, Insurance, Estate Tax Planning, Investment Management, Finance, Retirement Planning, Series 7, Investments, Wealth, Anti Money Laundering, Wealth Preservation...

Education
American Bankers Association - National Graduate Compliance School   2011 — 2011
Certificate, Banking & Fiduciary Compliance

New York Bankers Association - Trust, Estate, and Investment Schools   1996 — 2004
Graduate Level Certificates, Trusts & Estates Administration

NYU School of Continuing and Professional Studies - Legal   1996 — 1999
Grad. Cert., Trust & Estate Tax and Administration

Pace University   1981 — 1985
BA, History/Political Science

Experience
Social Security Administration  May 2012 - Present
Booz Allen Hamilton  July 2011 - May 2012
Protiviti  April 2010 - July 2011
Capital Market Services  May 2008 - March 2009
First Investors Corporation  September 2007 - December 2007
Sterling National Bank   May 2006 - August 2006

Skills
Data Analysis, Windows, Microsoft Excel, Outlook, PowerPoint, SQL, Microsoft Office, HTML, Microsoft Word, Mac OS X, Database Administration, Java, Budgets, Operating Systems, QuickBooks, Computer Hardware, Photoshop, Linux, Russian, Network Administration, Databases, Access, Analysis, Visio, MS Project, Security, Business Analysis, Integration, Finance, SDLC, Process Improvement, Disaster Recovery, Information Security, Networking, Business Process..., Government, Computer Security, Policy, Information Security..., Data Center, Time Management, Leadership, Network Security, IT Audit, Business Process

Education
University of Maryland University College   2011 — 2013
Masters, Cybersecurity

Rutgers Business School   2005 — 2009
Bachelor of Science, Finance

Experience
Savoy Bank  January 2015 - Present
Castle Oil Corporation  February 2010 - January 2015
TD Bank/Commerce Bank  December 2006 - October 2009
Atlantic Bank  December 2004 - December 2006
Hudson United Bank/Connecticut Bank of Commerce   June 2000 - November 2004
General Bank  June 1998 - May 2000
Waldman Diamond Company   August 1996 - June 1998
Bank Leumi  December 1993 - August 1996
Sterling National Bank   November 1992 - December 1993
First New York Bank   June 1989 - November 1992

Skills
Credit, Due Diligence, Accounting, Negotiation, Finance, Customer Service, Executive Management, Financial Accounting, Sales, Profit, Payroll, Structured Finance, Proposal Writing, Banking, Loans, Management, Analysis, Portfolio Management, Credit Analysis, Strategic Planning, Leadership, Financial Services, New Business Development, Financial Analysis, Mortgage Lending, Risk Management, Forecasting, Mergers & Acquisitions, Credit Risk, Cash Management, Commercial Lending, Commercial Banking, Financial Risk, Corporate Finance

Education
Southern Connecticut State University   1983 — 1986
BS degree, Economics/Finance

Experience
TD Bank  June 2012 - Present
TD  August 2010 - June 2012
Sterling National Bank   2008 - August 2010
Wachovia Bank  2003 - 2008
Fleet Bank  1999 - 2003

Skills
Commercial Banking, Loans, Cross Selling, Small Business Lending, Banking, Credit, Relationship Management, Asset Based Lending, Portfolio Management, Residential Mortgages, Credit Analysis, Loan Origination, Underwriting, Mortgage Lending, Leadership, Consumer Lending, Commercial Lending

Education
Northeastern University
BS

Experience
Sterling National Bank   July 2015 - Present
Hudson Valley Bank  July 2013 - July 2015
Hudson Valley Bank  1994 - July 2013

Skills
Banking, Risk Management, Commercial Banking, Business Analysis, IT Management, Management, Project Management, Disaster Recovery, Security, Information Security, Retail Banking, IT Strategy, Vendor Management, Computer Security, Managed Services

Education
Polytechnic University   1997 — 1999
Master of Science (M.S.), Management of Technology

The Stonier Graduate School of Banking
Banking

Pace University
BA, Finance, Economics

Experience
Sterling National Bank   Client services, handling transactions, answering phones, filing, responsible for sales, sales calls, and helping with all client needs.$

Skills
Fine Art, Graphic Design, Cash Handeling, Sales, Multi Tasking

Education
State University of New York at New Paltz   2006 — 2010
bachelor's of science, Visual Arts and Graphic Design

Experience
Sterling National Bank   June 2008 - Present
Provident Bank New York  2008 - 2013

Skills
Banking, Microsoft Excel, Customer Service, Microsoft Office, Outlook, PowerPoint, Team Building, Microsoft Word, Forecasting, Access, Project Management, Negotiation, Team Leadership, Analysis, Data Analysis, Marketing, Sales

Education
Ramapo College of NJ   2006 — 2010
Business Administration, Marketing

Ramapo College of NJ   2006 — 2010
Bachelor of Science (BS), Marketing

Experience
Sterling National Bank   October 2014 - Present
Team Services Incorporated   July 2013 - October 2014
KeyCorp  June 2006 - July 2013
Passaic County Sheriff's Department  1994 - 2006

Skills
Physical Security, Enforcement, Loans, Mortgage Lending, Business Analysis, Banking, Portfolio Management, Financial Risk, Interrogation, Investigation, Criminal Investigations, Evidence, Crime Prevention, Police, Surveillance, Security Management, Background Checks, Crisis Management, Internal Investigations, Firearms, Risk Management, Criminal Justice, Corporate Security, Private Investigations, Homeland Security, Risk Assessment, Executive Protection, Emergency Management, Security Operations, Counterterrorism, Supervisory Skills, Security, Personal Protection, Fraud, Government, Protection, Public Safety, Security Training, Tactics, Security Audits, First Responder, Criminal Law, Weapons, Policy, Law Enforcement

Education
Sussex County Community College
Associate's degree, Criminal Justice/Safety Studies, Highest Honors

Passaic County Police Academy
Municipal Police Class 99-19BTC

Passaic County Police Academy
County Corrections Class 96-13BCC

Experience
Santander Bank, N.A.   August 2013 - Present
Sterling National Bank   2006 - August 2013
Olympus  2003 - 2006

Skills
Asset Based Lending, Commercial Lending, Credit Analysis, Credit, Cash Management, Commercial Banking, Small Business Lending, Loans, Banking, Portfolio Management, Loan Origination, Underwriting, Credit Risk, Mortgage Lending, Treasury Management

Education
Saint John's University - Peter J. Tobin College of Business   2010 — 2012
Master of Business Administration (M.B.A.), Finance

Boston University   1999 — 2003
Bachelor of Arts (B.A.), Psychology

NYU-SCPS   2012 — 2012
Intensive Credit Training Workshop

Experience
Sterling National Bank   December 2008 - Present
Washington Mutual  October 2007 - December 2008
JPMorgan Chase  October 1998 - October 2007
Bank of New York  2005 - 2007
J.P. Morgan Chase Bank   August 1992 - October 1998

Skills
Coaching, Strategic Planning, Customer Service, Credit, Banking, Commercial Banking, Financial Analysis, Credit Analysis, Investments, Corporate Finance, Commercial Lending, Microsoft Excel, Risk Management, Capital Markets, Loans, Business Development, Management, Sales, Portfolio Management, Consumer Lending, Retail Banking, Small Business Lending, Mortgage Lending, Cash Management, Finance, Cross Selling, Relationship Management

Education
Nyack College
MBA, Marketing

Nyack College
Bachelor of Science (B.S.), Organizational Management

State University of New York College at Oswego

Experience
Amalgamated Bank  June 2011 - Present
Sterling National Bank   August 1996 - June 2011

Skills
Commercial Lending, Commercial Banking, Loans, Item Processing, ACH, Wire Transfers, Loan Servicing, Financial Services, Retail Banking, Business Analysis, Asset Based Lending, Disaster Recovery, Credit, Vendor Management, Bank Operations, IT Strategy, Risk Assessment, Internal Audit, Financial System..., Banking, Credit Analysis, Credit Risk, Portfolio Management, Financial Analysis, Management, Small Business Lending, Risk Management, Finance

Education
BAI Graduate School of Payments and Operations   2006 — 2008
Diploma, Bank operations and payments

Stonier Graduate School of Banking   2004 — 2005
Diploma

Fletcher School of Law and Diplomacy   1994 — 1996
Masters, Political Economy, International Law

University of Alabama in Huntsville   1990 — 1994
B.A., Political Science

Experience
Sterling National Bank   July 2015 - Present
Hudson Valley Bank  July 2013 - Present
Hudson Valley Bank  July 2011 - Present
Knights Basketball of Westchester   March 2004 - Present
St. Joseph School  September 2012 - Present
Rensselaer Polytechnic Institute  February 2010 - May 2011

Skills
Leadership, PowerPoint, Microsoft Office, Microsoft Excel, Analysis, Microsoft Word, Public Speaking, Customer Service, Outlook, Social Media, New Business Development, Data Analysis, Finance

Education
Rensselaer Polytechnic Institute   2007 — 2011
Bachelors, Business Management

Experience
Sterling National Bank   December 2007 - September 2011

Skills
Credit Risk, Asset Based Lending, Banking, Commercial Banking, Credit Analysis, Middle Market

Education
State University of New York at New Paltz   2000 — 2003
MBA, Finance

Experience
Access Staffing  March 2006 - September 2014
Sterling National Bank   January 2008 - June 2014
Sullivan and Worcester   November 2011 - March 2012
Quinn Emanuel  April 2011 - August 2011
Headway Workforce Solutions  July 2007 - February 2011
IIR  August 2002 - January 2004
JP Morgan Chase  October 2001 - February 2002

Skills
Office Administration, 10 Key, College Recruiting, Non-profits, Photocopier, Access, Administration, Administrative..., Budgets, Customer Service, Data Entry, Employee Relations, Fax, Human Resources, Invoicing, Management, Microsoft Excel, Microsoft Word, Nonprofits, Office Equipment, Outlook, Receptionist Duties, System Administration

Education
Touro College   2001 — 2005
Bachelor of Science, Data Communication/ Information technology

Experience
Wells Fargo Home Mortgage  December 2013 - Present
Sterling National Bank   July 2013 - December 2013
WCS Lending  2007 - April 2013
MortgageIT, a subsidiary of DB   2006 - 2007
Classic Mortgage LLC   2002 - 2006
Dime Savings Bank/WAMU Investment Services   1998 - 2001

Skills
Condos, Mortgage Lending, Marketing, Sellers, Real Estate, Small Business Lending, Selling, Financial Analysis, Investments, Sales, FHA, Negotiation, Refinance, Investors, New Business Development, Residential Homes, Mortgage Banking, Referrals, Reverse Mortgages, Finance, Loan Origination, Loans, VA loans, Property, Residential Mortgages, USDA, Certified Mortgage..., FHA financing, Commercial Lending, Credit, Real Estate Financing, Commercial Real Estate, Investment Properties, Loss Mitigation, Underwriting, Mortgage Underwriting, Portfolio Management, First Time Home Buyers, Real Estate Transactions, Credit Analysis, Government Loans, Real Estate Economics, Financial Services, Short Sales, Foreclosures, REO, Funding, Mortgage Marketing, Construction Loans, Non-Conforming

Education
Syracuse University
Bachelor of Science (BS), Speech Communication and Rhetoric

Experience
The Mount Sinai Hospital  May 2013 - Present
Jewish Child Care Association  December 2011 - March 2013
Jewish Child Care Association  March 2009 - December 2011
Open Systems Technologies  June 2008 - November 2008
Franklin First Financial  October 2007 - February 2008
Sterling National Bank   May 2006 - August 2006
Barneys New York  June 2005 - August 2005

Skills
Fundraising, Nonprofits, Raiser's Edge, Event Planning, Community Outreach, Marketing, Grant Writing, System Administration, Program Development, Analysis, Leadership, Mental Health, Social Services, Psychology, Customer Service, CRM, Social Networking, Interviews, Blogging, Management

Education
University at Albany, SUNY
Bachelors, Communications, Business

Experience
Sterling National Bank   October 2014 - Present
Sterling National Bank   October 2010 - Present
EXPRESS  October 2006 - July 2010
Skin Laser & Surgery Specialists   July 2005 - October 2006

Skills
Customer Service, Leasing, Lease Administration, Sales, Administrative..., Finance, Loans, Lease Documentation, Commercial Lending, Banking, Credit, Small Business Lending, Access, Financial Analysis, Marketing, Real Estate, Credit Analysis, Portfolio Management, Risk Management, Microsoft Office

Education
Ramapo College of New Jersey   2001 — 2003
Bachelor's degree, Psychology

University of Delaware   1998 — 2001

Experience
Republic Bank  March 2012 - Present
Cornerstone Bank  June 2008 - March 2012
Sterling National Bank   April 2006 - June 2008
Commerce Bank  February 1991 - April 2006

Skills
Commercial Lending, Banking, Commercial Banking, Small Business Lending, Loans, Credit Analysis, Credit, Consumer Lending, Credit Risk, Retail Banking, Portfolio Management, Mortgage Lending, Lines Of Credit, Loan Origination, Risk Management

Education
Rutgers, The State University of New Jersey-Camden   1986 — 1991
Bachelor of Science (B.S.), Accounting and Finance

Experience
East West Bank  February 2013 - Present
Citi  November 2010 - March 2012
HSBC  August 2010 - November 2010
Webster Bank  January 2010 - August 2010
Capital One Bank  June 2008 - March 2009
Sterling National Bank   September 2006 - June 2008

Skills
Banking, Recruiting, Human Resources, Executive Search, Talent Acquisition, Credit, Financial Services, Loans, Technical Recruiting, Business Development, Commercial Banking, Relationship Management, Commercial Lending, Mortgage Lending, Loan Origination, Risk Management, Call Centers, Interviews, Investment Banking, Management, Sourcing, Portfolio Management, Strategy, Finance, Credit Analysis, Sales, Internet Recruiting, Small Business Lending, Talent Management, Cash Management, Retail Banking, Leadership, Cross Selling, Wealth Management, Insurance

Education
St. Catherine's at Oxford University   2002 — 2004
26 A Level Courses, Organizational Psychology

Teachers College of Columbia University   1996 — 1998

Buffalo University   1989 — 1993
BA, Organizational Psychology & Human Resources

Experience
Clifton Savings Bank  October 2012 - Present
Sterling National Bank   September 2010 - October 2012
Carver Federal Savings Bank  September 2009 - September 2010
The Berkshire Bank  June 2008 - September 2009

Skills
Cash Management, Financial Reporting, Accounting, Cash Flow, Financial Analysis, Fixed Assets, Account Reconciliation, General Ledger, Internal Controls, Sarbanes-Oxley Act, Financial Accounting, Sarbanes-Oxley, Banking, Financial Statements, SEC filings, Financial Risk, Treasury Management, Accruals, Variance Analysis, Treasury, Consolidation

Education
Rowan University   2009 — 2011
Master of Business Administration, MBA, 3.46

Rutgers, The State University of New Jersey-Newark   2003 — 2005
Bachelor of Arts (B.A.), Economics

Experience
Evolve Bank and Trust  October 2013 - Present
Sterling National Bank   May 2005 - February 2013
Sterling National Bank   May 2005 - February 2013

Skills
FHA, Refinance, Mortgage Lending, Investment Properties, Commercial Mortgages, Real Estate, USDA, Condos, Loans, FHA financing, 203K, Vacation Homes, Loan Origination, Residential Mortgages, Commercial Lending, Mortgage Banking, VA loans, Underwriting, Public Speaking, New Business Development, Team Building, Banking, Marketing, Credit, Customer Service, Property, Strategic Planning, Sales Management, Credit Analysis, Small Business, Reverse Mortgages, VA Loans, FHA Financing

Education
New York University   1969 — 1971
MA, Administration & Supervision of Education

New York University   1968 — 1970
Master's degree, Administration and Supervision

Hunter College
Bachelor of Arts (B.A.), BA

Experience
Citi  May 2011 - Present
Sterling National Bank   November 1999 - April 2011
J.G. Wentworth   1997 - 1999

Skills
Microsoft Office, Customer Service, Small Business Lending, Finance, Credit Analysis, Community Reinvestment...

Education
New York University   1993 — 1997

Experience
ALMA BANK  January 2014 - Present
Sterling National Bank   March 2012 - January 2014
Information Integration, Inc. (i3)   January 2012 - March 2012
BNP Paribas  July 2011 - November 2011
Crédit Agricole Corporate & Investment Bank   March 2005 - June 2011
BNP Paribas  September 2003 - August 2004
Avis Europe   2003 - 2004
Merrill Lynch  2002 - 2003
Deutsch Bank   June 1998 - December 2002
Bear Stearns  1992 - 1994

Skills
Business Analysis, Technical Documentation, Software Documentation, Technical Writing, Online Help, Software, Requirements Gathering, Project Planning, Visio, RoboHelp, Process Improvement, Program Management, Manuals, Editing, FrameMaker, Technical Communication, SharePoint, Access, Testing, Management, SnagIt, Disaster Recovery, Databases, Wikis, Business Process..., Information Architecture, Analysis, Banking

Education
Rutgers, The State University of New Jersey-Newark   1968 — 1972

Experience
Sterling National Bank   July 2015 - Present
Hudson Valley Bank  September 2008 - Present
Key Bank  April 2005 - August 2008
Union State Bank  2005 - 2008

Skills
New Business Development, Banking, Loans, Direct Sales, Commercial Banking, Retail Banking, Sales, Leadership, Management, Commercial Lending, Small Business Lending, Portfolio Management, Selling, Customer Retention, Relationship Management, Mortgage Lending, Consumer Lending, Financial Analysis, Cash Management, Strategic Planning, Cross Selling, Credit Risk

Education
Pace University - Lubin School of Business
BBA, Business with a concentration in Marketing

Sleepy Hollow High School

Experience
Scholastic  June 2015 - Present
New York & Company  August 2014 - April 2015
UPS  October 2013 - September 2014
Sterling National Bank   February 2013 - September 2013
Time Inc.  2007 - 2011
Mercedes Benz USA  2006 - 2007

Skills
Event Management, Strategy, Product Marketing, Marketing Strategy, Market Research, Marketing Management, Social Media, Trade Shows, P&L Management, Customer Service, Competitive Analysis, Social Media Marketing, New Business Development, Brand Management, Forecasting, Management, Sales, Public Speaking, Product Development, Strategic Planning, Proposal Writing, Analytical Skills, Event Planning, Budgets, Customer Relations, Analytical Abilities, Able To Multi-task, Computer Literate, InDesign, Designing Marketing..., Collateral Materials..., Data Collection, Digital Marketing, Email Marketing, Business Strategy, Product Launch, Product Planning, Traffic Management, Brand Development, Branding & Identity, CRM Integration

Education
Seton Hall University   2010 — 2014
Master of Business Administration (MBA), Marketing, 3.8

Seton Hall University   2003 — 2007
Bachelor of Science in Business Administration, Marketing

Experience
JetBlue Airways  June 2015 - Present
JetBlue Airways  August 2013 - June 2015
JetBlue Airways  October 2010 - August 2013
JetBlue Airways  November 2008 - September 2010
Sterling National Bank   October 2006 - November 2008
Healthfirst  February 2006 - October 2006
Adecco Staffing, USA  April 2005 - February 2006
American Income Life Insurance Company  September 2002 - April 2005

Skills
Business Analysis, Project Management, Project Planning, Operations Management, Team Leadership, Aviation, Leadership, Process Improvement, Analysis, Airlines, Management, Financial Services, Program Management, Customer Service, Flights, Aerospace, Sales, Commercial Aviation, Flight Planning, Airports, Charter, Airport Management, Vendor Management, Cross-functional Team..., Aircraft, Strategic Planning, Team Building, Crew Resource Management, Software Documentation, Airline Management, Aviation Security, Flight Training, Training, Flight Safety, CFI, Contract Negotiation, Logistics

Education
Rutgers, The State University of New Jersey-New Brunswick   1998 — 2002
Bachelor of Science (BS), Management Information Systems, General

Experience
ReadyCap Lending, LLC  May 2010 - Present
CIT Group Inc  May 2010 - July 2014
Sterling National Bank   August 2009 - June 2010
GE Capital  October 1997 - October 2009
Citicorp  1997 - 2009
A T & T Capital Corp   October 1992 - October 1997

Skills
Accounting, Loans, Strategy, Financial Risk, Analysis, Account Reconciliation, Credit Analysis, Credit Risk, Portfolio Management, Risk Management, Small Business Lending, Credit, Finance, Financial Analysis, Underwriting

Education
Pace University   1977 — 1982
Bachelor of Business Admin, Business

Experience
Sterling National Bank   January 2011 - Present
Sterling National Bank   March 2003 - December 2010
General Electric Capital Corporation  1995 - 2003
First New York Bank for Business   1983 - 1990

Skills
Mergers, Corporate Finance, Banking, Legal Research, Customer Service, Due Diligence, Strategic Planning, Finance, Cash Management, Mortgage Banking, Commercial Lending, Credit, Asset Based Lending, Risk Management, Mergers & Acquisitions, Loans, Project Management, Portfolio Management, Corporate Law, Budgets, Outlook, Credit Analysis, Executive Management, Underwriting, PowerPoint, Commercial Banking, Financial Analysis, Process Improvement, Microsoft Excel, Small Business Lending

Education
State University of New York at Oswego   1972 — 1976
B.S., History

Massapequa High School   1969 — 1972

Experience
Teddy Bear School   2002 - Present
Sterling National Bank   1998 - 2002
JG Capital   1997 - 1998
Giant Recording Studios   June 1984 - June 1996
Douglas Pell Enterprises Talent Booking Agency   January 1980 - January 1983
Quantum Arts Group   1982 - 1983
Banner Talent   1978 - 1980

Skills
Marketing Communications, Video Production, Public Speaking, Strategic Planning, Video, Advertising, Photography, Social Media

Education
State University of New York Empire State College   1973 — 1977
Bachelor’s Degree, Majored in Music, Minored in Business

State University of New York Empire State College   1972 — 1975
BS, Music and Busuiness

Experience
Sterling National Bank   November 1996 - Present

Education
Pace University   1987 — 1989
MS-IS, Information Systems

Pace University - Lubin School of Business   1980 — 1984
BBA, Accounting

Experience
Sterling National Bank   Assistant Vice PresidentM&T Credit Services, LLCFebruary 2001 - July 2008

Education
State University of New York College at Potsdam   1986 — 1988
BA, Economics

Experience
Sterling National Bank   June 1998 - Present
Bank of Smithtown  1994 - 1998

Skills
Mortgage Lending, Mortgage Banking, Credit, Loan Origination, Residential Mortgages, Loans, Real Estate Transactions, FHA

Education
Stony Brook University   1994 — 1996
Bachelors of Arts, Business Administration and Sociology

York College of Pennsylvania   1992 — 1994
Business Administration

Experience
TD Bank, N.A.   2014 - Present
Capital One, N.A. (formerly North Fork Bank)   2004 - 2014
Sterling National Bank   1998 - 2004
Bank Leumi USA  1989 - 1998

Skills
Credit, Loans, Portfolio Management, Commercial Banking, Commercial Lending, Risk Management, Credit Risk, Credit Analysis, Mortgage Lending, Financial Risk, Financial Analysis, Relationship Management, Loan Origination, Finance, Underwriting

Education
Pace University - Lubin School of Business
M.B.A., Finance

State University of New York at Buffalo - School of Management
B.S., Dual Major in Accounting and Finance

New York University
Certificate, Commercial Real Estate

Bank Leumi USA
Credit Training Program

Experience
Sterling National Bank   February 2009 - February 2014
Israel Discount Bank of New York  April 1977 - January 2008

Skills
Banking, Capital Markets, Credit Analysis, Portfolio Management, Credit, Commercial Lending, Business Strategy, Fixed Income, Commercial Banking, Credit Risk, Loans, Financial Risk, Derivatives, Finance, Investment Banking, Investments, AML, Corporate Finance, Due Diligence, Equities, Loan Origination, Risk Management, Private Banking, Treasury Management, Treasury, Anti Money Laundering

Education
Syracuse University - Martin J. Whitman School of Management   1975 — 1977
MBA, International Finance

New York University   1970 — 1974
Bachelor's degree, Economics

Experience
Santander Bank, N.A.   June 2012 - Present
M & T Bank  December 2009 - June 2012
Sterling National Bank   July 2008 - March 2009

Skills
Credit, Commercial Banking, Loans, Banking, Credit Analysis, Financial Analysis, Portfolio Management, Strategic Planning, Commercial Mortgages, Commercial Lending, Sales, Small Business Lending

Education
State University of New York College at Potsdam   1986 — 1988
Bachelor of Arts (B.A.), Economics

University of Lowell   1984 — 1986
Bachelor of Arts (B.A.), Business/Managerial Economics

Experience
Triumph Business Capital  October 2014 - Present
Independant Financial Sales Consultant   March 2014 - Present
The Receivables Exchange  October 2012 - January 2014
The Receivables Exchange  January 2012 - January 2014
Finance Professional   May 2010 - January 2012
Consultant  March 2009 - May 2010
Bibby Financial Services  March 2008 - April 2009
Sterling National Bank   June 2005 - March 2008

Skills
Risk Management, Factoring, Marketing, ABL, Loans, Accounts Receivable, Negotiation, Finance, Mergers, Financial Analysis, Credit, New Business Development

Education
SUNY Albany   1990 — 1994

Experience
Sterling National Bank   September 2013 - Present
LPL Financial  September 2013 - Present
Key Investment Services  August 2009 - September 2013
JPMorgan Chase  October 2004 - August 2009

Skills
Banking, CTFA, Commercial Lending, Investment Advisory, Trusts, Trust Services, Trust Management, Charitable Trusts, Commercial Banking, Annuity Sales, Variable Annuities, Fixed Annuities, Mutual Funds, Structured Products

Education
St. Lawrence University   1999 — 2003
Bachelor of Arts (B.A.), Economics

Experience
Sterling National Bank   October 2004 - October 2014
Woori America Bank  July 2001 - October 2004

Skills
Banking, Credit, Risk Management, Commercial Banking, Finance, Financial Services, Commercial Lending, Retail Banking, Loans

Education
Oberlin College
Bachelor's Degree, Mass Communication/Media Studies

Experience
Sterling National Bank   2008 - Present
Union. State Bank  June 2006 - February 2008
Good Samaritan Hospital  1999 - 2006

Education
State University of New York Empire State College   2010 — 2014
Bachelor of Science (B.S.), Accounting

Rock land community College   2000 — 2004
Associate of Science (A.S.), Accounting

Experience
Sterling National Bank   May 2012 - Present
KPMG  January 2012 - May 2012
Toys R Us  April 2011 - August 2011
Novartis  April 2006 - July 2010
Novartis  June 1999 - April 2006

Skills
Citrix, Management, Access, Databases, Networking, Service Desk, Vendor Management, Active Directory

Education
Pace University   2000 — 2005
BS

Berkeley College
Associate of Science (A.S.)

Experience
Sterling National Bank   August 2006 - November 2014
Wilshire Enterprises, Inc.   June 2004 - August 2006
Trust Company of New Jersey  January 2003 - June 2004
Major Domestic and International Banking Organizations   April 1979 - June 2002
Coopers & Lybrand  December 1974 - April 1979

Skills
Financial Analysis, Financial Planning, Financial Reporting, Accounting, Investor Relations, Banking, Strategic Planning, Budgeting, SEC reporting, Bank Regulatory..., Asset Liability..., Strategic Financial..., Finance, Budgets, ALM, Loans, Corporate Finance, SEC filings, Treasury Management, Cash Management, Banking Law, Internal Controls, Sarbanes-Oxley Act, Risk Management, Commercial Lending

Education
S.U.N.Y at Albany   1970 — 1974
BS, Accounting, 3.69 GPA

University at Albany, SUNY   1970 — 1974
Bachelor's degree, Accounting

Experience
Sterling National Bank   November 2011 - February 2014
BNY Mellon  October 2005 - April 2010
Prudential Securities  1987 - 2007

Skills
Retail Banking, Credit, Banking, Equities, Funding, Corporate Actions, Fixed Income, Financial Analysis, Bonds, Credit Analysis, Payments, DTC, Financial Services, Back Office, Commercial Banking, Asset Management, Risk Management, Securities, Portfolio Management, Dividends, Loans

Education
State University of New York College at Oneonta
European History

Experience
MC Home Loans   January 2015 - Present
GuardHill Financial Corp.  September 2014 - January 2015
The Manhattan Mortgage Company  July 2012 - September 2014
Sterling National Bank   February 2011 - June 2012

Skills
Loan Origination, Mortgage Banking, Refinance, Commercial Mortgages, Loans, Residential Mortgages, Credit, Commercial Lending, FHA, VA loans, Mortgage Lending, Real Estate, Credit Analysis, Underwriting, Commercial Real Estate, Construction Loans, Co-ops

Education
State University of New York College at Buffalo   2006 — 2010

Experience
Carver Federal Savings Bank  Vice President - Audit ManagerFlushing BankJuly 2015 - Present
Carver Federal Savings Bank  June 2013 - May 2015
Sterling National Bank   June 2000 - June 2013
Bank of Tokyo-Mitsubishi UFJ  December 1997 - June 2000
First Bank of the Americas  February 1992 - November 1997
Apple Bank for Savings  December 1989 - February 1992
Apple Bank for Savings  October 1982 - December 1989
Chemical Bank  1978 - 1982
European-American Bank  February 1977 - October 1978

Skills
Loans, Financial Analysis, Internal Controls, Financial Risk, Cash Management, Auditing, Accounting, Credit Analysis, Banking, Cash Flow, Sarbanes-Oxley Act, AML, Commercial Banking, Account Reconciliation, Finance, Financial Accounting, Internal Audit, Risk Management, Credit, Financial Reporting, Credit Risk

Education
Queens College   1972 — 1977
B.A., Accounting

Experience
Sterling National Bank   May 2015 - Present
Kmart Corporation  April 2015 - August 2015
Target  August 2014 - March 2015
St. Thomas Aquinas College  September 2010 - May 2014
Town of Orangetown  June 2008 - July 2009

Skills
Time Management, Timely Decision Making, Critical Thinking, Team-oriented, Analytical Skills, Social Media, Sports Writing, PowerPoint, Public Speaking, Microsoft Office, Microsoft Word, Microsoft Excel, Social Networking, Research, Facebook, Leadership, Event Planning

Education
St. Thomas Aquinas College   2010 — 2014
Bachelor of Science (BS), Social Sciences

Experience
North Rockland Central School District  January 2015 - Present
Sterling National Bank   February 2007 - September 2014

Skills
Microsoft Office, Management, Research, Leadership, Photoshop

Education
St. Thomas Aquinas College
Master in the Science of Teaching (MST), Spanish Language