Experience
FEINSTEIN, RAISS, KELIN & BOOKER, L.L.C.   April 2015 - Present
TD Bank, N.A   2003 - 2013
Harwood Lloyd, LLC  1999 - 2003

Skills
New Markets Tax Credit..., Construction Loans, Syndications, Software Documentation, Loans, Banking, Risk Management, Real Estate, Insurance, Microsoft Office, Commercial Banking, Structured Finance, Community Redevelopment, Affordable Housing, Process Improvement, Team Building, Team Management, Resolve Issues, Quality Control, Derivatives, Lines Of Credit, Letters of Credit, Legal Documents, Legal Writing, Mergers & Acquisitions, Corporate Law, Management, Consumer Lending, Treasury Management

Education
Banking
Certifications, Banking and Financial Support Services

Edison State College
AA Degree, Secretarial Science

University of Connecticut
Paralegal Certificate

Experience
TD Bank NA  May 2014 - Present
One Eternal Promotions   April 2010 - Present
Jos. A. Bank Clothiers   July 2012 - April 2014
Brooks Brothers  October 2010 - July 2012
Equifax Credit Information Services Pvt Ltd  April 2007 - March 2010
Gil-Keenan Associates   April 2000 - October 2006

Skills
Management, Retail, Customer Service, Data Entry, Residential Mortgages, Commercial Mortgages, Credit Analysis, credit investigation, Fraud Detection, shipping/receiving, Computers, Sales, Credit, Loans, Apparel, Merchandising, Mortgage Lending, Fashion, Banking, Selling, Leadership, Microsoft Office, Teamwork

Education
TD Bank University   2014 — 2015
Licensed MLO ( Mortgage Loan Originator ), Banking and Financial Support Services

Burlington County College   2004 — 2006
Business, Business Administration and Management, General

Shawnee High School   2000 — 2004
Diploma, General- Business/ Mathematics etc.

Experience
D&W Fine Pack  July 2013 - Present
TD Bank N.A.   January 2013 - July 2013
Agility Logistics thru Robert Half /Office Team   December 2011 - April 2012
Windstream thru Recruiting Solutions   July 2011 - September 2011
Verizon Wireless  September 2003 - June 2011

Skills
Project Management, Project Planning, Customer Service, MS Project, Compliance, Internal Audit, Management, Microsoft Excel, Contract Management, Business Process..., PowerPoint, Business Analysis, Time Management, Training, Software Documentation, Banking, Logistics, Process Scheduler, Team Leadership, Telecommunications, Analysis, Process Improvement, Access, Databases

Education
Strayer University-Pennsylvania
Business, Management, Marketing, and Related Support Services

Experience
Northfield Savings Bank  June 2011 - Present
TD Bank N.A.   1988 - 2011

Skills
Commercial Lending, Commercial Banking, Small Business Lending, Loans, Credit Analysis, Credit, Banking, Mortgage Lending, Commercial Mortgages, Asset Based Lending, Credit Risk, Lines Of Credit, Construction Loans, SBA, Loan Origination

Education
University of Connecticut
BS

Experience
TD  April 2013 - Present
De Lage Landen  April 2012 - Present
Randstad  April 2012 - Present
Small Businesses in DC Metro   September 2012 - March 2013
Robert Half International  2013 - 2013
Liberty University  September 2011 - August 2012
Liberty University  August 2011 - August 2012
TD  August 2010 - August 2011
TD Bank N.A.   August 2010 - August 2011
AFFILIATIONS Nations United Club   January 2009 - May 2010

Skills
Financial Analysis, Teamwork, Banking, Economics, Risk Management, Leadership, Time Management, Analysis, Research, Investments, Team Leadership, Finance, Public Speaking, Access, Microsoft Office, Microsoft Excel, Customer Service, Data Analysis, PowerPoint, Accounting, International..., Program Management

Education
Liberty University   2006 — 2012
Master of Arts; MBA, Business Administration

Liberty University   2006 — 2010
MLDS, International Relations and Business: Economics

Experience
Td bank na  August 2014 - Present
TD Bank, N.A   April 2013 - Present
Boscov's Department Stores  October 2011 - April 2013
Pessano's Variety   March 2010 - August 2011

Skills
Defensive Driving, Microsoft Excel, PowerPoint, Photoshop, Translation, Customer Service, Financial Analysis, Books, Bilingual Communications, Microsoft Word, Market Research, regional geography, Customer Satisfaction, Retail, Team Building, Cashiering, Inventory Management

Education
Western Governors University   2015 — 2016
Bachelor's degree, Accounting

Richard Stockton College of New Jersey   2011 — 2012
Bachelor of Science (BS), International Business, 3.71

All-Russian Finance & Economics Institute   2006 — 2011
Bachelor of Science (BS), Finance, General

Non-State Private Educational Institution "Ufa Linguistic Academy"   2006 — 2008
certificate, the English language, grammar, everyday language, business English

Experience
Reiki Practitioner   2013 - Present
Freelance Graphic Design  2001 - Present
Freelance Photographer  2005 - September 2014
TD BANK N.A.   September 2008 - November 2011
Starbucks  June 2001 - June 2008

Skills
Retail Banking, Banking, Deposits, Consumer Lending, Credit, Loans, Commercial Banking, Cross Selling, Small Business Lending, Mortgage Lending, Credit Analysis, Customer Service, Cash Management, Microsoft Excel, Commercial Lending, Microsoft Office, Time Management, Microsoft Word, Branch Banking, Outlook, Sales, Leadership, Cash Handling Experience, Customer Satisfaction, Coaching, Telephone Skills, Photoshop, Teamwork, Customer Experience, Retail, Team Leadership, Training

Education
Katherine Gibbs School
GRAPHIC DESIGN

Experience
TD Bank, NA  Chief Lending Officer & Head of Credit Management - US Commercial BankingTD BankApril 2005 - Present
Bank of America  May 2000 - April 2005
Elko, Fischer, McCabe & Rudman, CPAs   April 1999 - May 2000
Bryn Mawr Trust Company  May 1990 - April 1999

Skills
Commercial Lending, Portfolio Management, Credit Analysis, Loans, Credit, Mortgage Lending, Credit Risk, Financial Analysis, Banking, Small Business Lending, Commercial Mortgages, Capital Markets, Investments, Cash Management, Retail Banking, Asset Based Lending, Finance, Underwriting, Risk Management, Lines Of Credit, Treasury Management, Consumer Lending, Financial Risk, Loan Origination, Wealth Management, Financial Services, Relationship Management, Financial Structuring, Enterprise Risk..., Due Diligence, Credit Cards, Cross Selling, Asset Management, Corporate Finance, Cash Flow Lending, SBA, Strategic Financial..., Mortgage Banking, Middle Market, Financial Modeling, Investment Banking, Mergers & Acquisitions, Executive Management, Fixed Income, Cash Flow, Syndications, Deposits, Valuation, Leveraged Finance, Equities

Education
Stanford University
Certificate in Strategic Decision & Risk Management - Stanford Center for Professional Development

University of Notre Dame
Executive Leadership Certificate Program

Wharton School, University of Pennsylvania
Megers and Acquistion Certificate Program

Saint Joseph's University
MBA, Finance and Management

Villanova Law School
Continuing Education, Master of Taxation

Experience
Energy Power Partners   June 2009 - Present
TD Bank N.A.   April 2005 - June 2009
Maryland National Leasing   1977 - 1979

Skills
Management, Venture Capital, Valuation, Private Equity, Finance, Financial Structuring, Investments, Project Finance, Mergers & Acquisitions, Capital Markets, Structured Finance, Sustainable Energy, Due Diligence

Education
The Johns Hopkins University   1975 — 1977
Masters of Administation Science, Finance

Experience
TD Bank N.A.   March 2005 - Present
BNY Mellon  June 1996 - April 2003
Shoprite  December 1989 - April 1998

Skills
Financial Analysis, Accounting, Financial Reporting, Microsoft Excel, Auditing, Financial Accounting, Finance, Internal Controls, Tax, Account Reconciliation, Banking, Internal Audit, Financial Modeling, Corporate Finance, Customer Service, Analysis, IFRS, Risk Management, Budgets, MIS

Education
Passaic County Community College   1997 — 1998
Bachelor's degree, Business Administration and Management, General

Experience
TD Bank, NA  July 2010 - Present

Skills
Project Planning, Leadership, Business Development, Credit, Financial Analysis, Loans, Banking, Underwriting, Commercial Lending, Retail Banking, Small Business, Consumer Lending, Management

Education
University of Phoenix   2009 — 2010
Masters Degree, Business Administration and Management, General

Rowan University   1996 — 2000
Bachelors Degree, Kinesiology and Exercise Science

Experience
The Provident Bank  April 2015 - Present
Sun National Bank  May 2014 - April 2015
M&T Bank  April 2013 - May 2014
TD Bank, N.A   March 2006 - April 2013
Commerce Bank  June 2004 - March 2006
Commerce Bank  January 2003 - June 2004
Commerce Bank  August 2002 - January 2003
Commerce Bank  February 1999 - August 2002

Skills
Credit, Small Business, Small Business Lending, Retail Banking, Commercial Banking, Commercial Lending, Consumer Lending, Loans, Home Equity Loans, Cash Management, Sales Management, Banking, Leadership, Lines Of Credit, Business Development, Sales, Portfolio Management, Cross Selling, Small Business..., Retail Management, Consumer Finance, Personal Loans, Bridge Loans, Term Loans, Cash Handling, Credit Cards, Credit Analysis, Deposits, Commercial Mortgages, Loan Origination, SBA, Relationship Management, Treasury Management, SBA 504, Credit Scoring, Credit Management, Finance, Risk Management, Mortgage Lending, Branch Management, Credit Risk, Home Equity Lines of..., Construction Loans, Asset Based Lending, Financial Services, Residential Mortgages, Underwriting, Mortgage Banking, Refinance, Financial Risk

Education
Fairleigh Dickinson University   1999 — 2003
Bachelor of Science, Business Management

Experience
TD  October 2014 - Present
TD Bank NA  December 2003 - January 2013
Carl F. Hartig Tax Preparation   January 1999 - January 2003
ICS Advent  January 1993 - January 1999
Delta Design  January 1990 - January 1993

Education
Lyceum of the Philippines   1982 — 1985
BS, Electrical & Communication Engineering

Southwestern College
Computer and Information Systems

Experience
TD Bank, N.A   September 2007 - Present
Everfit Physical Therapy and Fitness   November 2006 - March 2010
TD Bank, N.A   February 2005 - September 2007
Commerce Bank,N.A.   May 2001 - February 2005
Commerce Bank, N.A.   March 1999 - May 2001
Strawbridge and Clothier  March 1996 - March 1999
Macy's Cherry Hill   March 1989 - April 1995

Skills
Commercial Insurance, Time Management, Customer Service, Personal Training, Retail Management, Retail Sales, Insurance, Microsoft Office, Data Entry, Creating Processes, Administrative Support, Compliance Audits, Commercial Leasing, Real Estate Appraisal..., Customer Service..., On Line Banking..., Marketing, Management, Banking, Eye for Details, Finance, Sales, Store Management, Training, Loans, Process Improvement, Public Speaking, Leadership, Credit

Education
Camden County College   2012 — 2020
Associate's Degree, Communication, General

Camden County College   2007 — 2009
Certification, Personal Training

Dale Carnegie and Associates   2001 — 2001
N/A, Public Speaking course, N/A

Experience
TD Bank N.A  October 2007 - October 2011

Skills
Sales, Sales Management, Customer Service, Building Relationships, Communication

Education
Anisfield School of Business - AACSB Accredited   2008 — 2012
BS, Business Administration; Marketing

Ramapo College of New Jersey   2008 — 2012
Bachelor's, Business Administration: Marketing

Experience
TD Bank N.A.   October 2011 - Present
Hispanic Chamber of Commerce of Metro Orlando (HCCMO)   January 2013 - 2014
HBIF of Florida, Inc.   2002 - 2011
Banco Popular North America  December 2005 - November 2008
Banco Popular North America  January 2001 - December 2005
Banco Popular de Puerto Rico  January 1997 - December 2000
Banco Popular de Puerto Rico  March 1995 - December 1997
Banco Santander  1992 - 1995
Banco De Comercio De Puerto Rico   1992 - 1992
Antonio De La Torre Inc.   1990 - 1992

Skills
Commercial Banking, Credit, Small Business Lending, Commercial Lending, Credit Analysis, Portfolio Management, Mortgage Lending, Loans, Asset Based Lending, Investments, Finance, Lines Of Credit, Loan Origination, Banking, Commercial Mortgages, SBA, Retail Banking, Consumer Lending, Branch Banking, Small Business, Residential Mortgages, Deposits, Treasury Management, Due Diligence, Cash Management, Credit Risk, Underwriting, Business Development, Cross Selling, Financial Risk, Financial Structuring, Funding

Education
Inter-American University of Puerto Rico-Metropolitan Campus   1974 — 1977
BBA, Business Administration & Economics

Experience
Tapad  September 2015 - Present
POSSIBLE  July 2014 - Present
Blue Fountain Media  October 2013 - July 2014
Morpheus Media  January 2013 - October 2013
JuiceTank  May 2012 - January 2013
The Blanch Law Firm  June 2012 - October 2012
Costume SuperCenter  January 2012 - June 2012
Sacks and Associates   May 2011 - September 2011
Archery Guys, LLC   January 2009 - October 2010
TD Bank NA  January 2010 - September 2010

Skills
Web Analytics, Google Analytics, SEO, Social Media Marketing, Entrepreneurship, Google Adwords, SEM, Web Marketing, Social Media, Marketing, Start-ups, Digital Marketing, Project Management, E-commerce, Market Research, Advertising, Facebook, Strategy, Analytics, HTML, Microsoft Excel, PowerPoint, Sales, Online Marketing, Content Strategy, WordPress, Finance, Microsoft Office, Web Design, SEO copywriting, CSS, Email Marketing, Budgets, Marketing Strategy, CRM

Education
Rutgers University-New Brunswick
Bachelor of Arts (BA), Economics

Experience
21st Century Financial, Inc.   May 2015 - Present
TD Bank NA  May 2012 - February 2015

Skills
Loans, Banking, Legal Compliance, Management, Leadership

Education
The University of Tampa   2008 — 2010
Master of Business Administration (MBA), Entrepreneurship/Entrepreneurial Studies, 3.2

University of Central Florida   2005 — 2006
Bachelor of Science, Legal Studies, 4.0

Experience
Colonial Life  July 2015 - Present
Mutual of Omaha  April 2015 - August 2015
TD Bank N.A.   May 2012 - January 2013
RE/MAX Honolulu  June 2007 - November 2010
RE/MAX Honolulu  September 2007 - May 2008
First American Title Insurance Company  September 2003 - September 2006

Skills
Customer Relations, Property Management, Troubleshooting, Sales Process, Banking Relationships, Business Relationship..., Phone Skills, People Skills, Office Management, Back Office, MS Office Suite, Microsoft Office, Customer Service, Management, Marketing, Single Family Homes, Sellers, Finance, Human Resources, Leadership, Real Estate, Sales, Telephone Skills, Training

Education
Hawaii Pacific University   2001 — 2003
M.A., Organizational Change & Development

Towson University   1993 — 1998
B.S., Psychology

Cherry Hill East High School   1990 — 1993

Experience
TD Bank NA  July 2015 - Present
Atkins Investment Group  May 2015 - Present
Northern Outlet Of New England   June 2011 - June 2015

Skills
Management, Sales, Customer Service, Microsoft Office, Leadership, Microsoft Word, Microsoft Excel, Microsoft Access, Teller Operations, HTML5, Public Speaking, Networking, Financial Analysis, Bloomberg, Capital IQ, R

Education
University of New Hampshire -- Peter T. Paul College of Business and Economics   2014 — 2017
Bachelor’s Degree, Business Administration, ISBA and Finance, Junior

Experience
Zuppler  November 2013 - Present
3Consulting   January 2012 - Present
Zuppler  March 2012 - December 2013
Dex Media  2012 - September 2012
TD Bank N.A.   2010 - January 2012
BroadStreet Media   2008 - January 2010
Philadelphia 76ers  May 2006 - September 2006

Skills
Channel Partners, Channel Partner..., Channel Partner..., SEM, Strategic Partnerships, Social Networking, Channel Relationship..., Partnerships, Partner Development, Business Development, Global Business..., Advertising, Consultative Selling..., PPC, Social Media, Marketing Management, Account Management, Management, Cold Calling, New Business Development, Facebook, Sales Management, Project Management, Mobile Marketing, Recruiting, SEO, Lead Generation, Sales, Consulting, Email Marketing, Mobile Devices, Networking, Local Search, Google Analytics, Online Advertising, Mobile Applications, Leadership, Google Technologies, E-commerce, Technology Integration, Product Management, Online Ordering, Start-ups, Start-up Consulting, Business Alliances, Mobile Internet, Online Reputation..., CRM, Strategic Planning, Business Strategy

Education
Delaware Valley University
Bachelors Degree, Business Administration- Sports Management

North Penn

State College Area High School

Experience
Leo & Joy. Vintage.   December 2012 - Present
TD Bank NA  April 2007 - November 2011
Marc Phillips Decorative Rugs   April 2006 - April 2007
BCBG Max Azria  July 2004 - March 2006
Lucky Brand Dungarees   October 2001 - June 2004

Skills
Insurance, Customer Service, CRM, Advertising, Budgets, Business Development, Inventory Management, Leadership, Management, Marketing, Marketing Strategy, Merchandising, Microsoft Office, New Business Development, Public Speaking, Recruiting, Retail, Sales, Sales Management, Selling, Social Media, Social Media Marketing, Team Building

Education
Temple University
BACHELOR OF ARTS, JOURNALISM, PUBLIC RELATIONS AND ADVERTISING

Experience
Maine Medical Center  June 2014 - Present
Pen Bay Healthcare  May 2012 - June 2014
TD Bank N.A.   August 2010 - April 2012
TD Bank N.A.   October 2004 - August 2010

Skills
Banking, SDLC, Business Analysis, Process Improvement, Vendor Management, Strategic Planning, Program Management, Coaching, Risk Management, Credit, Retail Banking, Time Management, Relationship Management, New Business Development, Loans, Financial Analysis, Visio, Business Requirements, Project Management, IT Management, Management

Education
Western Governors University   2014 — 2015
Master of Business Administration (MBA), Information Technology Management

University of Phoenix   2006 — 2010
BSIT, Information Technology

Saint Joseph's College   2001 — 2002
N/A, pre-veterinary

Experience
TD Bank NA  July 2014 - Present
TD Bank NA  May 2013 - July 2014
TD Bank Group  November 2012 - May 2013
TD  September 2002 - November 2012

Skills
Project Management, Project Planning, Project Coordination, Strategic Planning, Business Strategy, Team Leadership, Leadership Development, Coaching Staff, Sales, Sales Management, Motivated self-starter, Sales Motivation

Education
University of Southern Maine   1998 — 2000
Bachelor's degree, Sociology

Southern Maine Community College   1996 — 1998
Associate's degree, Business Administration, Management and Operations

Experience
T-Mobile  May 2014 - August 2014
reNew Jersey Stronger  July 2013 - May 2014
The Barat Foundation   May 2012 - November 2012
TD Bank N.A.   August 2010 - November 2011

Skills
Notary Public, Access, Microsoft Office, PowerPoint, Microsoft Word, Microsoft Excel, Sales, Management, Nonprofits, Customer Service, Finance, Banking, Research, Retail, Policy, Public Speaking, Social Media, Leadership, Time Management, Event Planning, Strategic Planning, Customer Service...

Education
Fordham University - Graduate School of Business Administration   2013 — 2015
Master of Science (MS), Investor Relations

Rutgers, The State University of New Jersey - Rutgers Business School   2013 — 2015
Master of Science (MS), Accountancy in Governmental Accounting

Rutgers, The State University of New Jersey-New Brunswick   2010 — 2012
Bachelors Degree, African-American/Black Studies, Business and Environmental Economics, Entrepreneurship

Raritan Valley Community College   2009 — 2011
Associates of Applied Science, Accounting

Raritan Valley Community College   2008 — 2010
Associates of Applied Science, Business Administration and Management, General

Experience
University Pediatrics   August 2012 - May 2014
Biomedical Engineering Building Rutgers University   March 2010 - May 2012
TD Bank N.A.   May 2009 - August 2010
Ernest Mario School of Pharmacy  January 2009 - May 2009

Skills
PowerPoint, Laboratory, Public Speaking, Microsoft Word

Education
Rowan University School of Osteopathic Medicine   2012 — 2016

UMDNJ SOM   2012 — 2013

Rutgers University   2009 — 2012
B.S, Biotechnology

Rutgers, The State University of New Jersey-New Brunswick   2008 — 2012
Bachelor of Science (BS), Biotechnology

Experience
TD Bank, NA  September 2000 - Present
Commerce Asset Management   September 2000 - March 2008
PNC Bank  1978 - 2000

Skills
Commercial Banking, Retail Banking, Banking, Loans, Credit, Commercial Lending, Credit Analysis, Small Business Lending, Mortgage Lending, Wealth Management, Cross Selling, Lines Of Credit, Trust Management, Private Banking, Consumer Lending, Commercial Mortgages, Cash Management, Trust Services, Special Needs Trusts, Revocable Trusts, Branch Management, Loan Origination, Credit Risk, AML, Relationship Management, Treasury Management

Education
Stonier Graduate School of Banking   1991 — 1993
Certificate, Banking

Saint Joseph's University
BS, Management

Experience
Scentsy, Inc.   May 2011 - Present
TD Bank NA  July 1985 - November 2013
TD Bank NA  July 1985 - November 2013
Hudson United Bank  1990 - 1999

Skills
Loan Documentation, Department Management, Commercial Banking, Loans, Commercial Lending, Banking, Small Business Lending, Commercial Mortgages, Microsoft Office, Excel, Word, PowerPoint, Documentation, Outlook, Microsoft Excel, Risk Management, Management, Software Documentation, Consumer Lending, Credit, Credit Risk, Mortgage Lending, Loan Origination, Portfolio Management, Microsoft Word

Education
CFT
Commercial

Temple University
Psychology

Experience
E.C. Liner, Inc.   2000 - Present
TD Bank, NA  August 1989 - Present

Skills
Banking, Loans, Credit, Mortgage Lending, Commercial Lending, Small Business Lending, Commercial Banking, Credit Analysis, Retail Banking, Commercial Mortgages, Portfolio Management, Investments, Credit Risk, Wealth Management, Risk Management, Relationship Management

Education
Rowan University   1990 — 1994
Bachelor of Applied Science (B.A.Sc.), Psychology and Business

Experience
TD Bank NA  October 2008 - Present
Sovereign Bank  2005 - September 2008
State Street Bank  1997 - 2003
ABN AMRO  1995 - 1996
Bank of Tokyo-Mitsubishi  1990 - 1995
Bank of Boston  1986 - 1990

Skills
Credit, Banking, Commercial Banking, Commercial Lending, Credit Analysis, Financial Analysis, Loans, Risk Management, Credit Risk, Mutual Funds

Education
BankStreet College
MS, Supervision & Administration

Syracuse University
BS

Experience
TD Bank NA  January 2012 - Present
TD Bank NA  2002 - Present
Barclays Capital  January 2000 - March 2003
BankBoston, NA  1981 - 2002
ABN AMRO  1998 - 2000
Bank of Boston  1981 - 1998

Skills
Commercial Lending, Business Strategy, Commercial Banking, Credit, Asset Based Lending, Banking, Credit Analysis, Credit Risk, Loans, Portfolio Management, Middle Market, Capital Markets, Retail Banking, Risk Management, Cash Management, Financial Analysis, Loan Origination

Education
University of Massachusetts Boston   1977 — 1981
Bachelor of Science (BS), Economics/Finance

Boston College High   1973 — 1977

Experience
TD  June 2015 - Present
TD  August 2012 - June 2015
TD Bank N.A.   October 2008 - August 2012
TD Bank, N.A.   February 2008 - October 2008
Commerce Bank  October 2005 - February 2008
Clondalkin Group  November 2003 - October 2005

Skills
Corporate Finance, Healthcare, Mergers & Acquisitions, Relationship Management, Economics, Insurance, Credit Risk, Banking, Asset Management, Middle Market, Mortgage Lending, Structured Finance, Fixed Income, Cash Management, Investments, Underwriting, Small Business Lending, Lines Of Credit

Education
Bucknell University   1999 — 2003
BSBA, Management/Accounting

Shawnee High School   1995 — 1999
Diploma

Experience
Beneficial Bank  August 2012 - Present
TD Bank NA  July 2011 - August 2012
TD Bank NA  June 2009 - July 2011
TD Bank NA  May 2007 - June 2009
Commerce Bank  February 2006 - May 2007
Commerce Bank  September 2005 - February 2006
Radian Guaranty  February 2004 - September 2005
Radian Guaranty  May 2003 - February 2004

Skills
Banking, Auditing, Insurance, Risk, SOX, Audit, Governance, Risk Management, Sarbanes-Oxley Act, Financial Risk, Internal Controls, Financial Analysis, Management, Internal Audit, Risk Assessment, Access

Education
Rutgers, The State University of New Jersey-Camden   2005 — 2008
MPA, Public Administration, 3.93

Rutgers, The State University of New Jersey-New Brunswick   1998 — 2002
BA, Political Science

Experience
TD Bank N.A.   July 2011 - Present
The South Financial Group  September 2009 - July 2011
Aspiri Consulting   2009 - September 2009
Wachovia  2007 - November 2008
Wachovia  2006 - 2007
SouthTrust Bank  1997 - 2005
Ernst & Young  1994 - 1997
Coopers & Lybrand  1992 - 1994

Skills
Process Improvement, Business Analysis, Change Management, Management Consulting, Portfolio Management, Banking, Data Governance, Data Quality Assurance, Business Intelligence, Business Process..., Financial Services, Management, Risk Management, SDLC, Strategy, Program Management, PMO

Education
Texas Tech University   1977 — 1981
BBA, Finance

Texas Tech University   1977 — 1981
BBA, Management

Experience
TD Bank N.A.   SVP, Government & Community BankingCommerce Bank2003 - 2012

Education
City University of New York-Hunter College
MS, Urban Studies/Affairs

Experience
TD Bank NA  November 2013 - Present
TD Bank NA  October 2011 - November 2013
TD Bank  November 2007 - October 2011
Starbucks Coffee Company  September 2004 - November 2007

Skills
Analytical Abilities, Cash Handling, Telephone Skills, Outstanding Customer..., AML, Microsoft Excel, Data Analysis, Spreadsheets, Customer Service, Banking, Credit, Due Diligence, Anti Money Laundering, Financial Analysis, Financial Services, Retail Banking, Risk Management, Internal Audit, Commercial Banking, Microsoft Office

Education
Rutgers University – Camden   2007 — 2010
Bachelor's, Human Resources Management

Experience
TD Bank, N.A   February 2015 - Present
TD Bank, N.A.   March 2012 - Present
TD Bank  July 2011 - March 2012
TD Bank, N.A.   2008 - July 2011
TD Banknorth  April 1995 - November 2000

Skills
Operational Risk, Banking, Call Center, Retail Banking, Credit, Risk Management, Mortgage Lending, Consumer Lending, Loans, Operational Risk..., Call Centers, Credit Risk, Process Improvement

Education
University of Maine   1975 — 1979
Bachelor, Psychology

Experience
TD Bank, NA  June 2005 - Present
RT Environmental Services  1993 - 2005
RT Environmental Services  1993 - 2005

Education
Rutgers University-New Brunswick   1984 — 1989
BS, Environmental Business and Economics

Shawnee

Experience
TD Bank, N.A   October 2012 - Present
Fifth Third Bank  March 2006 - March 2012
Third Bank   March 2006 - March 2012
ICX Corporation   December 2000 - July 2005
ICX Corporation (acquired by RBS)   December 2000 - June 2005
Lynn A. Ballard, Esq.   December 1991 - December 2000
Ballard, Esq.Attorney-Private Practice   July 1992 - November 2000
Cleveland-Cliffs Inc  August 1987 - June 1995

Skills
Loans, Mergers & Acquisitions, Corporate Law, Risk Management, Bankruptcy, Litigation, Due Diligence, Legal Research, Finance, Commercial Litigation, Legal Writing, Credit, Real Estate

Education
Cleveland State University - Cleveland-Marshall College of Law   1987 — 1991
Juris Doctorate, Law

Duquesne University   1979 — 1985
B.S, Business

Experience
United Community Bank  April 2014 - Present
TD Bank, NA  September 2010 - March 2014
Carolina First Bank  August 2009 - September 2010
UPS Capital  2001 - 2009
United States Navy Reserve  1990 - 2005
First International Bank  1995 - 2001
First Fidelity Thrift and Loan   1990 - 1995
Martin Marietta  1989 - 1990
United States Air Force  1984 - 1989

Skills
Commercial Banking, Banking, Credit Analysis, REO, Portfolio Management, Underwriting, Risk Management, Financial Analysis, Credit Risk, Loan Origination, Retail Banking, Commercial Mortgages

Education
Pepperdine University   1985 — 1987
MBA, Business

United States Air Force Academy   1980 — 1984
BS, Management

Experience
Republic Bank  July 2010 - Present
TD Bank NA  September 2004 - July 2010
Giuliano Miller and Company   2001 - 2004
Numoda   1999 - 2000
Arthur Andersen  1998 - 2000

Skills
Commercial Lending, Small Business Lending, Commercial Mortgages, Commercial Banking, Construction Loans, Deposits, Loans, Credit, Underwriting, Banking, Cash Flow, Debt, Retail Banking, Portfolio Management, Financial Analysis, Credit Analysis, Cash Management, Lines Of Credit, Asset Based Lending, Credit Risk, Consumer Lending

Education
Widener University   1996 — 1998
BS, Accounting

University of Arizona   1994 — 1996

Experience
JPMorgan Chase  March 2012 - Present
Sovereign Bank  June 2011 - March 2012
TD Bank N.A.   July 2004 - June 2011

Skills
Team Building, Leadership, Business Development, Banking, General Ledger, Risk Management, Customer Service, Finance, Management, Insurance, Business Analysis, Financial Analysis, Retail Banking, Small Business Lending

Education
Rutgers, The State University of New Jersey-Newark
BS, Accounting

Experience
Johnson Controls  January 2012 - Present
Bristol-Myers Squibb  January 2012 - Present
TD Bank N.A.   April 2011 - January 2012
TD  March 2011 - January 2012
Merrill Lynch  September 2008 - January 2010
Randstad  September 2008 - September 2009

Skills
Banking, Wealth Management, Insurance, Fixed Income, Fixed Annuities, Life Insurance, Customer Service, Microsoft Excel, Microsoft Office, Financial Services, Credit, Microsoft Word, Retail Banking, Mortgage Lending, Loans, Finance, Financial Modeling, Investment Banking, Relationship Management, Outlook, Outlook Express, Lotus Notes, Maximo, SSR, Windows 7, Windows XP Pro, Windows 8, Windows Vista, Microsoft Power Point, Accurate Data Entry, Data Analysis, Online Data Entry, Copy Typing, Proficient Typing Skills, Self-motivated Team..., Management, Troubleshooting, Networking, PowerPoint

Education
Mercer County Community College   2003 — 2005
Psychology

Mercer County Community College   2003 — 2005
Computer and Information Sciences and Support Services

DeVry University   2001 — 2003
Computer and Information Sciences and Support Services

DeVry University   2001 — 2003
Business Administration, Management and Operations

Steinert High School Hamilton High East   1997 — 2001
High School

Atlantic School of Insurance
License, Life and Health Insurance

Experience
TD Bank  August 2004 - Present
James K. Grace, P.C.   August 2010 - December 2010
TD Bank NA  August 2004 - April 2010

Skills
Banking, Notary Public, Outlook, Credit, Lotus Notes, Loans, Data Entry, Customer Service, Mortgage Lending, Time Management, Legal Research, Legal Writing, Management

Education
Burlington County College   2007 — 2010
AAS, Paralegal Studies, B

Ramapo College of New Jersey   1998 — 2001
Bachelor of Arts (BA), Communications/Journalism

Experience
Capital One Business Credit Corp   November 2013 - Present
TD Bank, NA  May 2011 - November 2013
IDB Bank  June 2008 - May 2011
CIT  June 2005 - June 2008

Skills
Asset Based Lending, Banking, Commercial Banking, Commercial Lending, Corporate Finance, Credit, Credit Analysis, Credit Risk, Loans, Portfolio Management, Syndications, Small Business Lending, Cash Flow Lending, Lines Of Credit, Middle Market

Education
Rutgers Business School   2000 — 2004
Bachelor of Applied Science (B.A.Sc.), Finance, General

Texas A&M University-Commerce   2010 — 2012
Master of Business Administration (MBA)

Experience
UCONN - CT Small Business Development Center   October 2013 - Present
University of Connecticut - Office of Economic Development   February 2013 - October 2013
CCSU - CT Small Business Development Center   March 2012 - December 2012
Savings Insitute Bank & Trust   December 2010 - October 2011
New Alliance Bank (merged with First Niagara Bank)   2010 - 2011
TD Bank N.A.   2008 - 2010
The University of Connecticut Foundation, Inc.   2005 - 2006
Hartford Economic Development Commission   2001 - 2005
Town of South Windsor  1999 - 2001
Savings Bank of Manchester (merged with New Alliance Bank)   1996 - 1999

Skills
Economic Development, Community Outreach, Fundraising, Community Development, Strategic Planning, Management, Public Speaking, Organizational..., Nonprofits, Leadership, Marketing, Leadership Development, New Business Development, Coaching, Grants, Public Relations, Mergers & Acquisitions, Small Business, Financial Analysis, Executive Management, Customer Service, Team Building, Program Management, Government, Public Policy, Grant Writing, Entrepreneurship, Business Development, Policy, Training, Budgets, Business Planning, Start-ups, Analysis, Project Planning, Process Improvement, Project Management, Recruiting, Contract Management, Management Consulting, Strategy, Proposal Writing, Sales, Event Planning, Sales Management, Contract Negotiation, Investments, Event Management, Volunteer Management, Business Strategy

Education
The University of Connecticut School of Business   2013 — 2015
Master of Business Administration (MBA), Marketing & Management

Northeast Developers Association   2002 — 2003
Economic Development, Courses toward Certification

American Institute for Banking   1987 — 1989
Diploma & Certification, General Banking & Consumer Lending

Lebanon Valley College   1982 — 1986
Sociology & Psychology

Experience
TD Bank N.A.   September 2005 - Present
Husson University  October 2005 - Present
GH Bass & Co  September 1993 - September 2004

Skills
Process Improvement, Quality Assurance, MS Project, Mentoring, Troubleshooting, Analysis, Problem Solving, Access, SQL, Documentation, Visio, Systems Analysis, Excel, Team Leadership

Education
Endicott College   2012 — 2013
MS Information Technology, Information technology

Husson College   2006 — 2008
MSB, Business

Husson College   2001 — 2008
BS, Computer Information Systems

Husson College   2005 — 2008
AS IS, Information Systems

University of Maine
Mathematics

Experience
Charles George Companies, Inc.   May 2010 - Present
Charles George Companies  August 2007 - May 2010
TD Bank, NA  November 2004 - July 2007
Broadwater Ventures, Inc.   June 1996 - December 2003
Broadwater Associates   February 1992 - December 2000
New England Financial Resources, Inc.   January 1982 - January 1992
Provident Institution for Savings  September 1980 - December 1982
Warren Five Cents Savings Bank   July 1976 - August 1980
Federal Home Loan Mortgage Corporation  September 1971 - June 1976
Howard Johnson Company, Inc.   February 1966 - August 1971

Education
Miami Dade University

Suffolk University

Experience
TD BANK, NA  July 2006 - September 2011
Cream-O-Land Dairy   March 2003 - April 2006
INTERBAY FUNDING, LLC  September 2000 - October 2002

Skills
Microsoft Excel, Financial Analysis, Microsoft Office

Education
Temple University   2009 — 2013
Bachelor of Business Administration (B.B.A.), Finance, 3.22

Rowan College at Burlington County
Associate of Business Administration

Experience
TD Bank, NA  January 2012 - Present
TD Bank Group  2008 - 2012

Skills
Vendor Management, Banking, Project Management, Portfolio Management, Change Management, Process Improvement, Team Building, Strategic Planning, Project Planning, Management, Analysis, Team Leadership, Budgets, Operations Management, Program Management, Business Development, Executive Management, Negotiation, Business Strategy, Customer Service, Sales, Forecasting

Education
Siena College   1980 — 1984
Bachelor of Science Finance, Finance

Experience
Northeast Community Bank  January 2013 - Present
Northeast Community Bank  May 2012 - January 2013
TD Bank, NA  February 2011 - May 2012
TD Bank, NA  April 2007 - February 2011
Hudson Heritage Federal Credit Union  March 2004 - April 2007
Wells Fargo, NA (F/K/A Wachovia Bank, NA)   May 2001 - March 2004

Skills
Formal commercial..., Formal consumer credit..., Proficient in Microsoft..., Risk Management, Credit, Banking, Portfolio Management, Loans, Commercial Banking, Finance, Corporate Finance, Analysis, Financial Services, Commercial Lending, Cash Flow, Training, Commercial Mortgages, Sales, Lines Of Credit, Internal Audit, Analytics, Negotiation, Asset Based Lending, Commercial Real Estate, Syndications, Credit Analysis, Small Business Lending, Underwriting, Financial Risk, Relationship Management, Financial Modeling, Loan Origination, Credit Risk, Financial Analysis

Education
State University of New York at New Paltz   1997 — 2001

Experience
TD Bank N.A.   January 2013 - Present
TD Bank N.A.   May 2012 - January 2013
TD Bank N.A.   January 2011 - May 2012
Regions Financial Corporation  June 2008 - January 2011
Regions Financial Corporation  June 2007 - June 2008
BB&T  July 2003 - June 2007

Skills
Lines Of Credit, Financial Structuring, Corporate Finance, Business Analysis, Commercial Lending, Negotiation, Management, Microsoft Excel, Relationship Management, Training, Loan Origination, Financial Risk, Cash Management

Education
Graduate School of Banking at LSU   2006 — 2008

BB&T University   2003 — 2003
Management Development Program

Appalachian State University   1998 — 2002
Bachelor of Science in Business Administration, Finance & Banking; Computer Information Systems

Experience
TD Bank NA  January 2006 - Present

Education
Queens College   2001 — 2004
Bachelor's degree, Accounting

Experience
TD Bank NA  August 2011 - Present
Preferred Pharmacy Solutions - Merrimack Health Group   September 2009 - April 2011
Berkshire Faculty Services, Berkshire Health System   August 2008 - September 2009

Skills
Financial Services, Insurance, Loans, Mortgage Lending, Business Finance, Team Management, Leadership, Team Leadership, Business Strategy, Customer Service, Customer Satisfaction, Practice Management, Billing & Collections, Patient Relations, Patient Satisfaction, Department Budgeting, Multi-task & Handle..., Office Management, Microsoft Office, Technical Training, Employee Training, Process Improvement

Education
Saint Leo University
Bachelor’s Degree, Major: Business Administration Minor: Management