Freedom Mortgage
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Freedom Mortgage Employees
Institute of Marine Mammal Studies July 2014 - August 2015
IAP Worldwide Services June 2014 - August 2015
Freedom Mortgage January 2013 - May 2014
Seacamp at Newfound Harbor Marine Institue September 2012 - December 2012
Acme Markets November 2005 - December 2012
Red Dragon Sailing Club, Delaware River Sailing School January 2001 - January 2006
Skills
Scuba Diving, ASA 103 Certified, Boating License, Research, Data Analysis, ArcGIS, Microsoft Office, Microsoft Excel, Public Speaking, Statistics, Customer Service, Sailing, PowerPoint, Microsoft Word
Education
Richard Stockton College of New Jersey 2009 — 2012
Bachelor of Science (BS), Marine Sciences
Burlington County College 2007 — 2009
Biology, General
Holy Cross High School 2004 — 2007
Freedom Mortgage February 2015 - Present
BCBGMAXAZRIAGROUP December 2014 - Present
BCBGMAXAZRIAGROUP August 2014 - December 2014
Sense of Style Boutique LLC September 2012 - June 2014
TRG The Residential Group Realty April 2012 - November 2013
YourPartyHub December 2011 - January 2013
Wells Fargo January 2012 - March 2012
TDBank May 2008 - June 2011
JCPenney July 2006 - May 2008
Education
The Art Institute of Philadephia 2011 — 2013
Associates Degree, Fashion Marketing
Burlington County College 2006 — 2010
Associate of Arts (A.A.), Business Administration and Management, General
Independent Contract Mortgage Recruiter January 2015 - Present
Nations Title Agency January 2015 - Present
Stearns Lending (NMLS #1854) 2015 - 2015
Carrington Mortgage Service May 2013 - December 2014
Freedom Mortgage June 2012 - May 2013
Main Street Financial January 2012 - June 2012
Sagamore Home Mortgage January 2011 - January 2012
Kodiak Mortgage Corporation June 2004 - January 2011
Skills
Recruiting, Talent Acquisition, Talent Management, Internet Recruiting, Sales, Mortgage Lending, Cold Calling, Selling, Banking, Finance, Business Development, B2B, Wholesale Lending, Management, Sourcing, Marketing Strategy, Strategic Sourcing, Training, Contract Recruitment, Referrals, Hiring, Mortgage Underwriting, Sales Management, Mortgage Servicing, Building Relationships, Strategic Leadership, Call Center, Talent Scouting, Personnel Management, Recruitment Advertising, Retail Lending, Mortgage Marketing, Call Centers, College Recruiting, Leadership, Credit Analysis, Team Building, Strategic Planning, Negotiation, Executive Management, Customer Retention, Coaching, Contract Negotiation, Temporary Placement, Customer Service, Relationship Management, First Time Home Buyers, Loans
Education
Purdue University 1980 — 1984
BS, Supervision Management
Freedom Mortgage February 2015 - Present
CDW April 2012 - January 2015
AutoZone July 2010 - April 2012
Skills
Sales Management, Sales, Account Management, Customer Satisfaction, Customer Service, Retail, Inventory Management, Team Leadership, Forecasting, Sales Process, Sales Operations, CRM, Team Building, Management, B2B, Leadership, Recruiting, Selling, Salesforce.com, Cold Calling, Marketing Strategy, Marketing, Social Networking, Business Development, Direct Sales, Solution Selling, New Business Development, Time Management, Training, Sales Presentations, SaaS, Networking, Cloud Computing
Education
Richard Stockton College of New Jersey 2005 — 2009
Bachelor of Arts (B.A.), Mathematics
Burlington County College 2010 — 2011
Associate's degree, Accounting Certification
Freedom Mortgage 2015 - Present
Freedom Mortgage Corporation November 2013 - February 2015
Carrington Mortgage March 2013 - November 2013
Auto Body Color and Supply June 2012 - March 2013
Leading Edge Companies June 2009 - June 2012
American Family Insurance August 2008 - June 2009
Countrywide Financial Corporation July 2000 - June 2008
Saxon Mortgage June 1999 - July 2000
Sun Mortgage 1998 - 1999
Skills
Mortgage Lending, Term Life Insurance, Customer Service, Real Estate, Insurance, Sales Management, Life Insurance, Account Management, Commercial Insurance, Property & Casualty..., Budgets
Education
Murray State University 1982 — 1986
B.S., Marketing
Freedom Mortgage June 2014 - Present
PHH Mortgage October 1998 - December 2013
Skills
FHA financing, VA, USDA Rural Housing, Fannie Mae, USDA
Education
Burlington County College
Bachelor's Degree, Business Administration and Management, General
Freedom Mortgage April 2015 - Present
NewDay USA July 2013 - April 2015
Skills
Mortgage Lending, Loans, Finance, Loan Origination, Refinance, Residential Mortgages, VA loans, Sales, Customer Service, FHA, Home Equity Loans, USDA, Credit, FHA financing
Education
Penn State University 2008 — 2012
Bachelor of Science (B.S.), Energy Business Finance
Salesforce February 2015 - Present
salesforce.com February 2014 - Present
Freedom Mortgage October 2012 - February 2014
American Diabetes Association June 2012 - June 2012
Skills
Nutrition, Mortgage Lending, Financial Risk, Training, Loans, Relationship Management, Loan Servicing, Customer Service, Marketing, Salesforce.com, Email Marketing, Sales, Customer Retention
Education
Purdue University 2007 — 2012
Bachelor of Science (B.S.), Dietetics/Dietitian
Wounded Warrior Project August 2013 - Present
Freedom Mortgage January 2015 - June 2015
Burlington Stores, Inc. July 2014 - December 2014
Radford University January 2011 - December 2013
Advance Auto Parts March 2006 - August 2013
US Army - 82nd Airborne Division 1998 - 2006
Skills
Facilities Management, Team Building, Customer Service, Budgets, Contract Negotiation, Contract Management, Project Planning, Negotiation, Training, Property Management, Leadership Development, Construction Management, Energy Management, Customer Satisfaction, Leadership, Microsoft Office, Operations Management, PowerPoint, Process Scheduler, Retail, Purchasing, Supervisory Skills, Inventory Management, Team Leadership
Education
Radford University 2002 — 2004
Bachelor's degree, Criminal Justice and Corrections
TenA Companies, Inc. July 2014 - Present
ilessthan3photography January 2013 - Present
US Bank January 2014 - April 2014
Tena Companies May 2013 - December 2013
Freedom Mortgage June 2011 - May 2013
Freedom Mortgage January 2011 - June 2011
ULTIMATE STAFFING SERVICES INC. May 2010 - January 2011
Skills
Loans, Mortgage Underwriting, Microsoft Excel, USDA Rural Housing, Self-Employed Borrowers, Conv, TSYS, Microsoft Office, Microsoft Word, PowerPoint, Adobe Acrobat, Events Coordination, Event Planning, Photography, Photoshop, Lightroom, Process Improvement, Quality Assurance, Customer Service, Receptionist Duties
Education
Randolph-Macon Woman's College 2003 — 2007
Bachelor of Arts (B.A.), English: Creative Writing
Freedom Mortgage February 2015 - Present
Nestle May 2013 - Present
TD Bank May 2014 - January 2015
The AmeriHealth Mercy Family of Companies 2011 - 2013
Skills
Financial Analysis, Accounting, Access, Financial Reporting, PeopleSoft, Microsoft Excel, Auditing, Insurance, Account Reconciliation, Process Improvement, Accounts Payable, Accounts Receivable, Outlook, Data Entry, QuickBooks, Microsoft Word, Claim
Education
Norfolk State University 2004 — 2010
Bachelor's degree, Accounting
Annie- Mac Home Mortgage April 2013 - Present
Freedom Mortgage October 2011 - April 2012
Allied Home Mortgage January 2011 - October 2011
E MORTGAGE MANAGEMENT, LLC February 2010 - January 2011
Skills
USDA, FHA, VA, Conventional, Mortgage Lending, Refinance, Mortgage Banking, Mortgage, Loans, First Time Home Buyers, Purchase, VA loans, FHA financing, Credit, Conforming, Non-Conforming, Loan Origination, Mortgage Planning, Reverse Mortgages, Mortgage Underwriting, Government Loans, Home Equity Loans, Certified Mortgage..., Residential Mortgages, Investment Properties, Real Estate, Credit Analysis, Referrals, Finance, Real Estate Financing, VA Loans, FHA Financing
Education
Mount Saint Mary's College
Cementex Products, Inc. April 2014 - Present
PSG of Burlington County June 2010 - Present
Core Mechanical, Inc June 2013 - February 2014
Freedom Mortgage September 2010 - June 2013
Ethel R. Lawrence Homes September 2006 - September 2012
Per-Se Technologies/Atlantic Medical Imaging October 1999 - May 2010
Skills
Data Entry, Training, Leadership, Healthcare, Office Management, Microsoft Word, Microsoft Excel, Scanners, Photocopier, Insurance, Customer Service, Software Documentation, Employee Benefits, Program Management, Invoicing, Hospitals, Team Building, Accounts Receivable, Human Resources, Access, Healthcare, Medical..., Copier, Scanner, QuickBooks, Administrative...
Education
Rowan College at Burlington County
TD Bank Group July 2011 - Present
Roma Bank July 2010 - July 2011
Sterling Bank October 2006 - July 2010
Freedom Mortgage April 2006 - October 2006
Commerce Bank August 2002 - April 2006
Skills
Banking, Credit, Loans, Commercial Lending, Commercial Banking, Customer Service, Mortgage Lending, Outlook, Microsoft Excel, Microsoft Office, Microsoft Word
Education
Rowan College at Burlington County 2004 — 2006
Freedom Mortgage June 2015 - Present
Phi Kappa Sigma International Fraternity January 2014 - December 2014
Phi Kappa Sigma International Fraternity August 2013 - December 2013
Scotty's Brewhouse, Inc. May 2013 - August 2013
Paradise Cafe April 2011 - August 2012
At Home Health Equipment, LLC April 2009 - August 2009
Skills
Microsoft Excel, Leadership, Time Management, Critical Thinking, Organization, Teamwork, Always Punctual, Microsoft Word, PowerPoint, Access, Data Entry, Customer Service, Research
Education
Purdue University 2011 — 2015
Bachelor’s Degree, Applied Statistics with Minors in Management / Law & Society
Carmel High School 2007 — 2011
Freedom Mortgage April 2012 - August 2013
Law Office of Melissa S. Frachio-Mingin Esq June 2006 - November 2011
CiCi's Pizza November 2009 - May 2011
PuroClean Certified Restoration March 2005 - January 2009
Skills
Store Management, Loss Prevention, Visual Merchandising, Merchandising, Retail Sales, Planograms, Store Operations, Cashiering, Shrinkage, Cash Register, Customer Service, Profit, Inventory Management, Multi-unit, Microsoft Office, Microsoft Word, POS, Cash Handling Experience, Teamwork, Team Building, Time Management, Retail, Inventory Control, Data Entry, Call Centers, Hiring
Education
Burlington County College 2009 — 2010
Criminal Justice/Safety Studies
Burlington County Institute of Technology 2004 — 2008
High School Diploma, Criminal Justice/Safety Studies
Freedom Mortgage March 2015 - Present
Peoples Bank July 2014 - February 2015
Cracker Barrel March 2011 - August 2014
Friendly Ice Cream Corporation June 2006 - March 2011
Skills
Restaurant Management, Food Service, Food, Food, Multi-unit, New Restaurant Openings, ServSafe, Labor Control, P, Food Safety, Inventory Management, Bartending, Hospitality Management, Customer Service, Customer Satisfaction, Profit, Time Management, Cashiering, Hiring, Micros, Serve Safe Certified, Food Preparation, Microsoft Word, Leadership, Microsoft Excel, Labor Management, Budgets, Restaurants, Sales, Mortgage Banking, Catering, Management, First Time Home Buyers
Education
Rowan College at Gloucester County
Mountain West Financial, Inc. June 2014 - Present
Rushmore Loan Management Services LLC March 2014 - May 2014
Freedom Mortgage January 2013 - November 2013
TRG Lender Services October 2011 - December 2012
Lender Processing Services, Inc. (LPS) July 2008 - August 2011
Ameriquest Mortgage Company July 2004 - August 2006
Ameriquest Mortgage Company December 2002 - June 2004
BNY Mellon January 2001 - December 2001
United States Marine Corps August 1996 - August 2000
Skills
Teaching, Public Speaking, Educational Leadership, Staff Development, Classroom, Classroom Management, Microsoft Office, Lesson Planning, Customer Service, Research
Education
Cantwell Sacred Heart of Mary High School 1992 — 1996
High School Diploma
Mt. San Antonio College
Freedom Mortgage August 2014 - Present
Black Knight Financial Services, Lender Processing Services (LPS) April 2013 - April 2014
SunTrust Bank April 2009 - March 2013
CitiMortgage 1988 - 2009
CitiFinancial International Inc. September 2005 - November 2007
CitiMortgage, Inc. September 1999 - September 2005
Citi 1995 - 1998
CitiMortgage, Inc. 1988 - 1995
Skills
Risk Management, Loans, Operations Management, Mergers & Acquisitions, Mortgage Lending, Leadership, Management, Financial Risk, Strategy, Underwriting, Vendor Management, Banking, Outsourcing, Business Process..., Executive Management, Six Sigma, Analytics, Financial Services, Loan Origination, Credit, Mortgage Banking, Budgets, Consumer Lending, Credit Analysis, Residential Mortgages, Portfolio Management, Commercial Lending, Loan Servicing, Mortgage Servicing, Credit Cards, Business Development, Relationship Management, Finance, Credit Risk, Loss Mitigation, Small Business Lending, Refinance, FHA
Education
National-Louis University 1991 — 1994
MS, Coursework completed, Management and Development of Human Resources
National Louis University 1989 — 1991
BA, Applied Behavioral Science
Rockhurst University 1977 — 1978
NA
Freedom Mortgage January 2014 - Present
Skills
Applicant Tracking..., Employee Relations, Talent Management, Human Resources, Onboarding, Sourcing, Executive Search, Internet Recruiting, College Recruiting, Contract Recruitment, HR Consulting, Screening, HRIS, Benefits Negotiation, Temporary Staffing, Military Recruiting, Executive Level..., Client Aquisition, PeopleSoft
Education
Gloucester County College 1985 — 1987
Associate’s Degree, Sports Communication
Pennsauken High School 1982 — 1985
High School, College Prep
University of Delaware
Bachelor of Business Administration (B.B.A.), Human Resources Management/Personnel Administration, General
Freedom Mortgage May 2013 - June 2015
Skills
Leadership, Communication, Social Media, Teamwork, Microsoft Word, French, PowerPoint
Education
Purdue University 2013 — 2017
Freedom Mortgage February 2015 - Present
New Candlelight Theatre November 2014 - Present
Broadway Theatre of Pitman July 2014 - Present
Moogsoft February 2014 - September 2014
Walt Disney World June 2013 - October 2013
Schneider's Capitol Hill January 2013 - May 2013
Skills
Singing, Acting, Dance, Theatre, Musical Theatre, Microsoft Office, Shakespeare, Social Media, Plays
Education
Burlington County College 2014 — 2016
Associate's Degree, Health Information/Medical Records Technology/Technician
The Catholic University of America 2009 — 2013
Bachelor of Music, Musical Theatre
Cinnaminson High School 2005 — 2009
Freedom Mortgage March 2014 - Present
WyzAnt Tutoring February 2011 - Present
Celerion May 2011 - October 2013
PharmaNet Development Group, Inc. December 2009 - May 2011
PharmaNet Development Group, Inc. May 2009 - December 2009
Gezign LLC November 2008 - May 2009
Yellow Book USA April 2006 - November 2008
GE March 2004 - April 2006
Hay Group April 2003 - November 2003
RCN March 2000 - December 2002
Skills
Budgeting, Forecasting, Financial Modeling, Financial Analysis, Excel, CRO, PowerPoint, Microsoft Office, Microsoft Excel, Analysis, Cross-functional Team..., Budgets, Accounting, Training, Management, Process Improvement, Leadership
Education
Northeastern University 2011 — 2013
MBA, Finance, 3.8
Temple University - Fox School of Business and Management 1995 — 1999
Bachelor of Business Administration (BBA), Finance & Economics, 3.3
Freedom Mortgage September 2015 - Present
Guild Mortgage February 2015 - August 2015
New American Funding January 2014 - February 2015
Oaktree Funding Mortgage / A direct lender June 2013 - November 2013
Eagle Home Mortgage March 2012 - June 2013
WCFA February 2012 - March 2012
Provident Savings Bank August 2010 - January 2012
PRMG, Inc. August 2009 - September 2010
MetLife Home Loans March 2008 - July 2009
W.J. Bradley Company 2009 - 2009
Skills
Mortgage Lending, FHA, Mortgage Banking, Credit Risk, Loans, Strategic Planning, Wholesale Lending, Down Payment Assistance, Executive Management, Loan Origination, VA loans, Residential Mortgages, Refinance, USDA, FHA financing, Reverse Mortgages, Credit, Investment Properties, Certified Mortgage..., First Time Home Buyers, Short Sales, Finance, Underwriting, Residential Homes, Mortgage Underwriting, Foreclosures, Construction Loans, Government Loans, Real Estate, REO, Investments, Financial Structuring, Real Estate Financing, HUD, Investors, Condos, Credit Analysis, Real Estate Economics, Banking, Referrals, Commercial Mortgages, Commercial Lending, Funding, Loss Mitigation, Sales, Home Equity Loans, Non-Conforming, Mortgage Marketing, Home Equity Lines of..., Real Estate Transactions
Education
Mt. San Antonio College 1982 — 1984
Bus. Admin.
West Covina High School 1979 — 1982
Dip
Freedom Mortgage January 2013 - Present
5LINX Enterprises Inc. May 2011 - January 2014
TD Bank August 2006 - October 2011
TD Bank August 2006 - August 2011
TD Bank Group 2006 - 2011
GE Capital June 1998 - August 2006
GMAC Mortgage Corporation January 1998 - January 2006
GE Capital January 1988 - June 1998
GE CAPITAL MORTGAGE SERVICES January 1989 - January 1997
CENLAR FEDERAL SAVINGS BANK January 1980 - January 1989
Skills
Mortgage Lending
Education
Union County College 1980 — 1982
Associate Degree, Secretarial Science
Union College
A.S, Secretarial Science
Rider University 1978 — 1979
Freedom Mortgage 2014 - Present
GMAC Mortgage, LLC (Acquired by Ocwen Financial Corporation) 2010 - 2014
GMAC Mortgage, LLC 2007 - 2010
GMAC Mortgage, LLC 2004 - 2007
Mortgage Lenders Network 2003 - 2004
Fairbanks Capital Corp. 2002 - 2003
Fairbanks Capital Corporation 2002 - 2002
Fairbanks Capital Corporation 2000 - 2002
Skills
Foreclosures, Credit, Mortgage Lending, Loans, Portfolio Management, Banking, Finance, Loan Servicing, Management, Analysis, Loss Mitigation, Training, Auditing, Sales, Default, Risk Management, Mortgage Banking
Education
Penn State University 1987 — 1991
Bachelor of Arts (B.A.), General Arts and Sciences, Business Adminstration
William Tennent High School
Freedom Mortgage May 2013 - Present
Dow Jones January 2011 - April 2013
PHH Mortgage January 2010 - November 2010
PHH Mortgage June 2003 - December 2009
PHH Mortgage 2001 - 2003
PHH Mortgage 1999 - 2001
GEFA 1997 - 1999
GE Capital 1992 - 1999
Skills
Project Management, Cross-functional Team..., Requirements Analysis, Business Analysis, Process Improvement, Vendor Management, Leadership, Management, SDLC, Software Development, Visio, Business Requirements, Business Strategy, PMO, Six Sigma, MS Project, CRM, Integration, IT Strategy, Budgets, Business Intelligence, Project Finance, PMP, Project Portfolio..., Business Process, Software Project..., Business Process..., Team Leadership, IT Management, Requirements Gathering, SharePoint, Program Management
Education
Pennsylvania State University-Great Valley Graduate Center 1997 — 1999
Masters, Business Administration
University of Maryland College Park 1988 — 1992
BS, Computer Science
Freedom Mortgage May 2014 - Present
Freedom Mortgage September 2013 - March 2014
Freedom Mortgage October 2012 - September 2013
Ritas Water Ice 2010 - October 2012
Kulla, Barkdoll, Ullman and Painter PC April 2006 - December 2010
Skills
Sales, Leadership, Outlook
Education
Penn State University 2008 — 2012
Bachelor of Arts (B.A.), International Relations and National Security Studies
Sachs Law Group February 2015 - Present
Freedom Mortgage December 2012 - Present
ASSPEN RAM January 2007 - Present
ARAMARK September 2012 - November 2012
Campus Apartments September 2012 - 2012
Prudential Financial January 2008 - March 2011
Hispanic Heritage Network at Prudential Financial January 2008 - January 2011
CMC Energy January 2007 - January 2008
The Impact Center January 2001 - January 2006
Skills
Legal Research, Legal Writing, Legal Translation, Legal Documents, Simultaneous..., Consecutive..., Fully Bilingual..., Customer Service, Abacus, SharePoint, Summation iBlaze, Lotus Notes, Microsoft Office, Microsoft Excel, Vendor Management, Access, Westlaw, Document Review, Legal Assistance
Education
South University 2013 — 2014
Bachelor's Degree, Legal Studies
South University 2009 — 2013
Associate; Degree, Paralegal Studies
Peirce College 2009 — 2011
Associate of Science (A.S.), Legal Studies, General
Freedom Mortgage June 2013 - Present
Norcom Wholesale Mortgage September 2010 - June 2014
Freedom Mortgage August 2007 - September 2010
Homecomings March 2006 - August 2007
MGIC 2000 - 2000
Fairfield Mortgage 1995 - 1998
Countrywide 1996 - 1997
Stoneham Cooperative Bank 1983 - 1994
Skills
VA, FHA, USDA, Mortgage Lending, Conventional, Refinance, Loans, First Time Home Buyers, Purchase, Real Estate, Residential, Home, Mortgage, Mortgage Banking
Education
Northeast Metropolitan Regional Vocational School 1981 — 1983
North Shore Community College
E MORTGAGE MANAGEMENT, LLC January 2003 - Present
E Mortgage Management LLC January 2003 - Present
American Residential Mortgage January 1999 - December 2002
Prime Time Mortgage January 2000 - November 2002
National Future Mortgage January 1994 - January 2002
Licensed Mortgage Banker in December 1995 - September 1997
Freedom Mortgage April 1990 - 1995
Skills
Loans, Mortgage, Residential, Purchase, Investors, Mortgage Lending, Refinance, Credit, Home, Real Estate, Banking, Small Business, Mergers, Investments, Portfolio Management, Retail, Budgeting, Strategic Planning, Customer Relations, Management Consulting, Insurance, Compliance, Asset, Funding, Risk, Customer Service, Accounting, Analysis, Capital, Policy, Underwriting, Non-profits, LLC, Planning, Residential Homes, Investment Properties, Mortgage Banking
Education
Rider University
Lakeview loan January 2013 - April 2014
PHH Mortgage January 2011 - December 2013
Freedom Mortgage 2010 - 2011
Cenlar FSB 2005 - 2009
Quest Diagnostics 2002 - 2004
Skills
SQL Server, SSRS, SSIS, Microsoft Office, Visio, Relational Databases
Education
North Carolina Central University
BBA, Computers and Information Systems
Sell Your House Fast LLC Formerly Homes by Owner Ozarks Dot Com LLC Name Change 2013 June 2011 - Present
Independent Insurance agent June 2013 - August 2014
Rose State College August 2009 - October 2012
Amerisave Mortgage Corporation August 2007 - August 2009
Freedom Mortgage June 2006 - August 2007
CFIC Home Mortgage January 2006 - June 2007
First choice Finance Company and Western Thrift and Loan March 2004 - January 2006
Premier Mortgage Funding January 2003 - March 2004
American Residential Funding May 2002 - January 2003
NovaStar Mortgage June 2000 - May 2002
Skills
Sales, Real Estate, Mortgage Lending, New Business Development, Small Business, Real Estate Transactions, Buyers, Team Building, Advertising, Fundraising, Contract Negotiation, Leadership, Sellers, Public Speaking, Customer Service, Business Development
Education
Rose State College 2009 — 2012
St. Thomas University 1990 — 1992
pre law
Freedom Mortgage July 2008 - Present
Bear Stearns April 2004 - March 2008
Freedom Mortgage October 2000 - April 2004
Resource One Mortgage November 1992 - March 2000
Skills
Mortgage Banking, Mortgage Lending, Refinance, Loan Origination, FHA, Residential Mortgages, Mortgage Underwriting, Underwriting, Loans, Government Loans, Credit, Loan Servicing, Credit Analysis, Banking, Account Management, Sales, Investment Properties, Sales Management, New Business Development, Wholesale Lending, FHA Financing, USDA, VA Loans, Reverse Mortgages, Loss Mitigation, Real Estate Financing, First Time Home Buyers, Management, Customer Service, FHA financing, VA loans
Education
Prince George's Community College
Business Administration and Management, General
Freedom Mortgage March 2015 - Present
Freedom Mortgage May 2014 - March 2015
City of Hope April 2009 - May 2014
Borgata Hotel and Casino May 2008 - April 2009
Borgata Hotel and Casino May 2008 - April 2009
Skills
Event Planning, Event Management, Fundraising, Social Media, Non-profits, Public Relations, Microsoft Office, Corporate Events, Budgets, Customer Service, Advertising, Hospitality, Social Media Marketing, Volunteer Management, Public Speaking, Marketing, PowerPoint, Microsoft Excel, Meeting Planning, Fundraisers, Editing, Management, Marketing Communications, Nonprofits
Education
Stockton University 2006 — 2008
BA, Business Management
Stockton University
BA, Business Management
Rowan College at Burlington County 2003 — 2006
AA, Accounting
Rowan College at Burlington County
AA, Accounting
Cinnaminson High
Crum Creek Consulting October 2010 - Present
Freedom Mortgage April 2014 - August 2015
PHH Corporation November 2011 - April 2014
Cella Consulting January 2011 - November 2011
Lincoln Financial Group October 2003 - October 2010
Trinity Communications, Inc. October 1993 - September 2003
New England Financial (New England Financial/MetLife) August 1988 - September 1993
Skills
Brand Management, People Development, Integrated Marketing, Creative Direction, Corporate Branding, Creative Strategy, Advertising, Digital Marketing, Marketing Operations, Copywriting, Art Direction, Cross-functional Team..., Public Relations, Strategic Communications, Strategy, B2B, Business Strategy, Internal Communications, Program Management, Brand Development, Leadership, Product Marketing, Online Marketing, Corporate Communications, Social Media, Direct Mail, Graphic Design, Management, Budgets, Web Design, Blogging
Education
Rochester Institute of Technology 1977 — 1981
BFA, Communication Design
FINRA
Formerly Licenses 6 and 26
Freedom Mortgage February 2015 - Present
Monarch Mortgage August 2012 - February 2015
Ally Bank December 2011 - August 2012
Freddie Mac October 2009 - September 2011
David Rutkin June 2009 - September 2009
Textron Financial Corporation February 2008 - March 2009
American Home Mortgage 2007 - 2007
Clayton 2003 - 2007
Law Office David Rutkin March 1986 - December 2003
Gladstone, Schwartz, Baroff, Blum May 1983 - February 1986
Skills
Credit, Litigation Management, Compliance Testing, Mortgage Lending, Loans, FCPA, Due Diligence, Legal Compliance, Banking, Risk Management, Credit Risk, Loss Mitigation, Fraud, Loan Origination, Portfolio Management, Financial Risk, Loan Servicing, Corporate Governance, Finance, Mergers & Acquisitions, Financial Services, Corporate Law, Management, Insurance, Underwriting, AML
Education
Quinnipiac University School of Law
Doctor of Law (JD), Law
Freedom Mortgage loan analyst/ operations
SNE Sales June 2009 - January 2012
GMAC Mortgage 2012 - 2012
TJ's Corner 2007 - 2009
Duraco Inc 2006 - 2007
RYOBI POWER TOOLS / SENCO PRODUCTS, INC 2001 - 2006
Cendant Mortgage Company 1998 - 2001
Pine Hill Shop N Bag 1992 - 1998
Skills
Mortgage Lending, Sales, Account Management, Territory..., Project Management, Team Leadership, Marketing, Leadership, Customer Service, Management, Sales Management, Cold Calling, Team Building, Negotiation
Education
Rider University 1986 — 1991
Bachelor of Science (BS), Business Administration and Management, General
Overbrook Regional High School 1982 — 1986
High School Diploma, College Prep
Franklin American Mortgage Company July 2015 - Present
Freedom Mortgage September 2014 - July 2015
Title Resource Group 2010 - September 2014
GMAC January 2002 - October 2010
National Future Mortgage January 1999 - January 2002
Skills
Real Estate, Mortgage Lending, Operations Management, Contract Negotiation, Customer Service, FHA, Process Improvement, Investment Properties, Vendor Management, Management, Refinance, Budgets, Loans, Real Estate Transactions, Leadership
Education
Burlington County College 2008 — 2009
Moorestown High School 1991 — 1995
High School
Greentree Servicing, LLC May 2014 - Present
Bark Tees July 2013 - May 2014
Freedom Mortgage September 2012 - June 2013
GMAC Mortgage August 2005 - September 2012
Skills
Cold Calling, Sales, Sales Management, Customer Service, Account Management, Sales Operations, Direct Sales
Education
Randolph-Macon College 1992 — 1996
Bachelor of Arts (B.A.), Psychology
AnnieMac Home Mortgage November 2013 - Present
Freedom Mortgage May 2008 - November 2013
American Mortgage April 2007 - May 2008
Champion Mortgage / Nationstar Mortgage 1999 - 2007
Key Bank - Champion Mortgage 1999 - 2007
Nationstar Mortgage 1999 - 2007
Champion Mortgage/KeyBank 1999 - 2007
Champion Mortgage 1998 - 2007
Champion Mortgage, A Division of Key Bank 1998 - 2007
Nobody Beats The Wiz 1994 - 1998
Skills
Mortgage Lending, Refinance, FHA, Loans, Credit, First Time Home Buyers, Sales, Management, Home Equity Loans, Mortgage Banking, Loan Origination, Residential Mortgages, USDA, Marketing Strategy, FHA financing, VA loans, Banking, Investment Properties, Real Estate, Certified Mortgage..., Finance, Real Estate Financing, Government Loans, Cold Calling, Recruiting, Account Management, Customer Service, Home Equity Lines of..., REO
Education
Ocean County College 1994 — 1996
Toms River High School East 1991 — 1994
Weichert Title Agency June 2015 - Present
InterstateAbstract.com / Realtymark LLC October 2013 - Present
American Home Title Agency January 2013 - May 2013
Title Resource Group February 2012 - April 2012
Freedom Mortgage October 2010 - April 2011
Lenders Edge Settlement Services July 2005 - May 2008
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking, HTML, Strategic Planning, Budgets, Title Insurance, Social Networking, Management, Payroll, Time Management, Accounts Payable, Loans, Social Media, Social Media Marketing, Residential Mortgages, Marketing, Training, Team Building, Insurance, Real Estate, Sellers, Mortgage Banking, FHA, Refinance, Data Entry, Administrative..., Marketing Communications, Trade Shows, Guerrilla Marketing, title express
Education
Chubb Institute 2003 — 2004
Medical Administration Certificate, Medical Administration, 3.8
Burlington County College
Radiography, Radiologic Technology/Science - Radiographer, 3.5
Freedom Mortgage February 2011 - Present
Skills
Customer Satisfaction, Customer Service, Call Center, Credit, Outlook, Mortgage Lending, Loans, Customer Retention, Microsoft Excel, Troubleshooting, Microsoft Office, Microsoft Word, Sales, Process Improvement, Lotus Notes, Data Entry, Call Centers
Education
Pennco Tech-Blackwood 2005 — 2007
Automotive Engineering Technology/Technician
Clearview Regional High School
Adt Security December 2014 - Present
ADT Security October 2011 - January 2012
Mclellan Financial Mortgage January 2010 - July 2010
Sears Holding Company September 2009 - April 2010
Freedom Mortgage January 2009 - April 2010
Wells Fargo Home Mortgage April 2009 - February 2010
Freedom Mortgage January 2009 - April 2009
Ace Mortgage August 2008 - February 2009
Captiva Group Mortgage January 1999 - January 2004
Resource One Mortgage January 1997 - January 1999
Skills
Customer Service, Sales, Outlook, Negotiation, Microsoft Word, Time Management, Microsoft Works, Telemarketing, Government, Market Planning, Public Relations, Web Site Production, XP, Distribution Center..., Shipping, Mortgage Lending
Education
Oakland University
West Bloomfield High School 1986 — 1990
Western Michigan University
Freedom Mortgage February 2013 - Present
L-3 Communications November 2011 - February 2013
Albert Einstein Healthcare Network January 2011 - November 2011
United States Air Force September 2003 - December 2010
Skills
Security Clearance, Security, Information Assurance, Military, Air Force, DoD, Vulnerability Assessment, Computer Security, Intelligence Analysis, IT Management, Government Contracting, Network Security, Security+, Leadership, Military Experience, Defense, Information Security..., Army, CISSP, Intelligence, Systems Engineering, Top Secret, Operational Planning, Information Security, Networking, Program Management, Physical Security, Command, Information Technology, National Security, Military Operations, Management, System Administration, Disaster Recovery, Computer Network..., Vulnerability Management, Requirements Analysis, Software Documentation, Analysis, Systems Analysis, Team Leadership, Technical Leadership
Education
TUI University 2008 — 2009
Master of Science, Information Technology Management
Mount St. Mary's University 1998 — 2002
Bachelor of Science, Computer Science
Freedom Mortgage November 2012 - Present
UPS October 2010 - November 2012
Weichert Financial Services July 2009 - August 2010
Marshwinds International January 2008 - July 2009
Tribeca Lending Corporation February 2004 - February 2008
Urner Barry Publications October 2001 - February 2004
Bear Stearns May 1999 - October 2001
Skills
FHA, VA, Customer Relations, Banking, Compliance, Access, PowerPoint, Excel, Word, Siebel, PeopleSoft, Contract Management, Sales Management, Microsoft Excel, Customer Service, Microsoft Word, Analysis, Management, Vendor Management, Leadership, Training, Forecasting, Sales, Program Management, Human Resources, Accounting, Business Process, Project Management, Project Planning, Finance, Business Analysis
Education
Rider University 1996 — 1999
BS, Finance
Hightstown High School 1988 — 1991
Diploma, Diploma
Freedom Mortgage March 2015 - Present
Aurora Financial Group March 2014 - March 2015
Guaranteed Rate February 2012 - March 2014
Superior Home Mortgage July 2009 - February 2012
National City Mortgage June 2004 - July 2009
Partners Group Financial February 2003 - June 2004
Yellow Book USA November 2000 - January 2003
Skills
FHA, Real Estate, Mortgage Lending, Refinance, First Time Home Buyers, Investment Properties, Finance, Loans, Residential Homes, Reverse Mortgages, Selling, Referrals, USDA, Real Estate Transactions, Sellers, Mortgage Banking, Small Business, Condos, Home Equity Loans, Underwriting, FHA financing, Investors, VA loans, Residential Mortgages, Loan Origination, HUD, Mortgage Marketing, Credit, Real Estate Economics, Credit Analysis, Single Family Homes, REO, Government Loans, Investments, Construction Loans, New Home Sales, Relocation, Mortgage Underwriting, Certified Mortgage..., Real Estate Financing
Education
Penn State University 1997 — 2000
BS, Marketing
Envision Healthcare Corporation February 2015 - Present
iPipeline February 2014 - January 2015
Freedom Mortgage March 2011 - August 2013
Verizon Data Services, Temple Terrace, FL May 2010 - January 2011
GMAC Mortgage Fort Washington, PA April 2007 - July 2009
PRUDENTIAL FINANCIAL, Dresher, PA October 2006 - March 2007
GMAC ResCap June 2005 - October 2006
Prudential Financial June 1999 - March 2005
Astea July 1996 - June 1999
Penn Mutual May 1988 - July 1996
Skills
XML, Oracle, Software Documentation, Progress 4GL, Testing, Microsoft SQL Server, Business Analysis, Systems Analysis, PL/SQL, Unix Shell Scripting, CRM, Programming, Software Development, Databases, SDLC, Shell Scripting
Education
Penn State University 1981 — 1985
Freedom Mortgage June 2015 - Present
First Niagara Bank January 2015 - June 2015
Bayview Loan Servicing, LLC September 2013 - October 2014
TD Bank Group August 2011 - August 2013
Best Buy November 2007 - August 2011
Skills
Mortgage Banking, Loss Mitigation, Short Sales, Deed in Lieu, Customer Service, Sales, Time Management, Retail, Customer Satisfaction, Microsoft Office, Microsoft Excel, Customer Experience, PowerPoint, Microsoft Word, Teamwork, Retail Sales, Loans, Foreclosures, Loan Modifications, Banking, Telephone Skills, Outlook, Call Centers, Credit, Investment Properties, Negotiation, Mortgage Lending, Real Estate
Education
Burlington County College 2009 — 2014
Associate of Arts and Sciences (A.A.S.), Business Administration and Management, General
Riverside High School 2005 — 2009
High School Diploma
Freedom Mortgage August 2015 - Present
Wells Fargo January 2012 - August 2015
Bank of America April 2009 - January 2012
Countrywide Home Loans August 2007 - April 2009
Countrywide Full Spectrum Lending February 2004 - July 2007
Countrywide Full Spectrum Lending June 2002 - January 2004
CitiFinancial June 1994 - May 2002
Skills
Mortgage Lending, VA, Renovation, FHA financing, REO, Short Sales, Rehab Loans, Loans, Residential Homes, Loan Origination, Sales, VA loans, Selling, Entrepreneurship, Investment Properties, Real Estate, Underwriting, Banking, First Time Home Buyers, Leadership, Condos, Referrals, Sellers, Investors, Management, Real Estate Transactions, FHA, Finance, Foreclosures, Training, Brokerage, Refinance, Relocation, Credit Analysis, Commercial Real Estate, Credit, Investments, Residential Mortgages, USDA, Mortgage Banking, HUD, Reverse Mortgages, Certified Mortgage..., Real Estate Financing, Consumer Lending, FHA Financing
Education
National Louis University 1995 — 1997
MS, Management
Northern Illinois University 1988 — 1992
BA, Sociology
J.G. Wentworth December 2014 - Present
Freedom Mortgage December 2011 - December 2014
Independent Contractor November 2004 - December 2014
Title Resource Group October 2010 - March 2012
Skills
Public Speaking, Writing, Self Management, Social Networking, Critical Thinking, Decision Making, Research, Client Services, Client Relationship..., CRM, Marketing, Leadership, Real Estate, Customer Service
Education
Peirce College 2008 — 2010
Bachelor's degree, Banking, Corporate, Finance, and Securities Law
Burlington Coat Factory April 2014 - Present
Freedom Mortgage October 2012 - July 2013
Bx/px May 2008 - August 2011
Six Flags Great Adventure May 2007 - October 2007
Six Flags Great Adventure June 2006 - October 2006
Skills
HTML, xml, jquery, javascript, SQL
Education
Montclair State University 2008 — 2012
Bachelor of Science (BS), management information systems
Burlington County College 2006 — 2008
Associate's degree, Information Technology
a better water system inc June 2012 - Present
Meridian processing May 2012 - 2012
Freedom Mortgage April 2010 - October 2011
Freedom Mortgage 2010 - 2011
Allied Mortgage Group January 2009 - April 2010
Allied Mortgage Group January 2009 - March 2010
Heartland Home Finance April 2007 - January 2009
Heartland Home Finance April 2007 - December 2008
american financial freedom inc January 2002 - April 2007
american financial freedom inc January 2002 - April 2007
Skills
Sales Management, Marketing Strategy, Financial Management, Health Insurance, Term Life Insurance, Managerial Finance, Mortgage Lending, Sales, FHA, Training, Loans, Management, Marketing, Residential Mortgages, Mortgage Banking, Insurance, Refinance
Education
WILLIAM PENN COLLEGE 1993 — 1995
Bachelor of Arts, Business Management
William Penn University 1993 — 1995
bachelor of arts, business mgmt
Rend Lake College 1991 — 1993
associates, general studies
Freedom Mortgage April 2015 - Present
Marine Corps Reserve August 2014 - Present
Stones Camping World March 2014 - August 2014
Mulligan Car Care April 2013 - August 2013
Merritt's Citgo January 2010 - August 2013
K Mart Stores August 2012 - May 2013
Shell January 2009 - January 2010
Skills
Customer Service, SAP, Engineering, Analysis, Project Planning, Contract Negotiation, Process Engineering, Energy, Procurement, Operations Management
Education
Widener University 2012 — 2014
Associate's degree, Business, Management, and Marketing
Shawnee High School 2008 — 2012
General Studies
Rowan College at Burlington County
Student, Business Administration and Management, General
Freedom Mortgage 2014 - Present
Oxford Global Resources January 2012 - September 2013
Skills
Recruiting, Relationship Management, New Business Development, ARM, Contract to Perm, Electronics, Integration, Java, Oracle, SDLC, Screening, SharePoint, System Design, Embedded Systems, Testing, Device Drivers, Networking, Debugging, Databases, Management, Leadership
Education
Purdue University
Business Management
Guaranteed Rate, Inc NMLS #2611 3940 North Ravenswood Chicago, IL July 2015 - Present
Bank of America January 2013 - July 2015
Bank Of America January 2010 - January 2013
Freedom Mortgage January 2009 - December 2009
Wells Fargo Home Mortgage October 2006 - January 2009
GMAC Mortgage Corp September 2004 - October 2006
Skills
Mortgage Lending, FHA, Loans, Loan Origination, USDA, Mortgage Underwriting, Residential Mortgages, Real Estate, First Time Home Buyers, Refinance, FHA financing, Mortgage Banking, Investment Properties, VA loans
Education
Providence College 1999 — 2003
Surety Lender Services March 2015 - Present
Freedom Mortgage October 2014 - March 2015
Self Employed January 2011 - September 2014
Surety Lender Services October 2008 - August 2010
GMAC Mortgage October 2004 - October 2008
PHH Mortgage May 1999 - October 2004
Skills
Dogs, Birds, Fish, Cats, Other small pets, Pets, Mortgage Lending, Mortgage Banking, Refinance, Real Estate, Team Building, Leadership, FHA, Banking
Education
Burlington County College 1996 — 1998
Accounting/Business Administration
Freedom Mortgage July 2015 - Present
PHH Mortgage August 2014 - July 2015
PHH Mortgage December 2012 - October 2013
PHH Mortgage September 2011 - December 2012
Freedom Mortgage Corporation March 2010 - February 2011
Freedom Mortgage Corporation November 2009 - March 2010
Skills
Mortgage Servicing, Loan Servicing, Home Equity Loans, Home Equity Lines of..., Online Research, Communicator, Communication Skills, Refinance, Loans, FHA financing, Credit, Underwriting, FHA, Residential Mortgages, Mortgage Lending, Loan Origination, Mortgage Underwriting, Lines Of Credit, Banking, FHA Financing, Mortgage Banking, Reverse Mortgages, USDA
Education
Rider University 1991 — 1995
Bachelor's degree, Elementary Education and Teaching
Edgewood High School 1988 — 1991
Diploma, General Studies
Freedom Mortgage July 2014 - July 2015
Freedom Mortgage November 2012 - July 2014
White Lodging Services July 2010 - November 2012
Christos New City Grill February 2010 - July 2010
Harry & Izzy's May 2007 - August 2007
Skills
Sales, Mortgage Lending, Residential Mortgages, Hospitality, Hospitality Management, Cold Calling, Customer Service, Customer Satisfaction, Following Up, Follow-through Skills, Customer Follow-up, Client Services, Management, Customer Retention, Food, Restaurants
Education
Purdue University 2005 — 2009
Bachelor of Science (B.S.), Hospitality and Tourism Management
Freedom Mortgage October 2014 - Present
Skills
E-commerce, Dreamweaver, Marketing, Advertising, Salesforce.com, Management, Project Management, CRM, Marketing Management, Competitive Analysis
Education
University of Phoenix 2005 — 2007
Master of Business Administration (M.B.A.), MIS
Northern Illinois University - College of Business 2000 — 2001
Bachelor's Degree, Marketing
Penn State University 1997 — 1999
Bachelors, Business Administration, Management and Operations
Caliber Home Loans June 2014 - Present
Carrington Real Estate Services August 2013 - June 2014
Freedom Mortgage January 2013 - May 2013
Promontory Financial Group, LLC November 2012 - January 2013
JPMorgan Chase November 2009 - October 2012
JPMorgan Chase November 2006 - November 2009
Terra Capital Investments Inc November 2005 - November 2006
Tierra Antigua / Long Realty January 2001 - January 2005
Skills
Loss Mitigation, Loans, Underwriting, Foreclosures, Investments, Mortgage Servicing, Real Estate, Vendor Management, FHA, Mortgage Lending, Loan Servicing, Financial Risk, Risk Management, Mortgage Banking, Default, USDA, Loan Origination, Finance, Residential Mortgages, Credit, Mortgage Underwriting, Refinance, Credit Analysis, Consumer Lending, Investors, Commercial Lending, Reverse Mortgages, VA loans, Referrals, Loan Modifications, Credit Risk, Banking, Financial Structuring, Small Business Lending, Funding, VA Loans
Education
Northern Arizona University 1996 — 2000
Bachelor of Science, History
Freedom Mortgage June 2015 - Present
Chick-fil-A February 2013 - Present
Enterprise Rent-A-Car December 2014 - April 2015
Camden Riversharks April 2014 - August 2014
Healthy Campus Initiatives, Rowan University January 2014 - May 2014
Skills
Microsoft Office, Critical Thinking, PowerPoint, Microsoft Excel, Microsoft Word, Time Management, Customer Service, Teamwork, Public Speaking, Facebook, Event Planning, Social Media, Marketing
Education
Rowan University 2013 — 2015
Bachelor of Science (B.S.), Marketing
Rowan University 2013 — 2015
Bachelor of Science (BS), Marketing
Rowan College at Gloucester County 2010 — 2013
Associate of Science (AS), Business Administration and Management, General
IBM January 2004 - Present
Freedom Mortgage March 2003 - January 2004
Cedent Mortgage May 2002 - March 2003
IBM January 1997 - May 2002
Skills
Windows, XP, Process Improvement, Vendor Management, Project Management, Analysis, Lotus Notes, Account Management, Risk Management, Business Development, Business Analysis, Management, Integration, IT Service Management, Software Project..., Windows 7, Project Delivery, TCP/IP, IT Strategy, ITIL, Networking, Program Management, Software Documentation, System Administration, Troubleshooting, Windows XP, Disaster Recovery, IT Management
Education
Cittone Institute 1997 — 1998
Certification, computer programming
Rowan College at Burlington County
Psychology and Computer Science curriculum
Freedom Mortgage March 2015 - Present
Land Home Financial Services, Inc. September 2013 - March 2015
AmTrust Financial Services, Inc. (AFSI) 2008 - 2009
Rescap 2002 - 2008
Rescap 2002 - 2008
Skills
Credit, Mortgage Banking, Sales, Loan Origination, Research, FHA, Microsoft Excel, Residential Mortgages, Microsoft Office, Management, Microsoft Word
Education
Oregon State University
Business Administration and Management, General
Freedom Mortgage January 2014 - Present
Inoutsource working at Ballard Spahr Law Firm April 2012 - January 2013
Sand Barrens Golf Club June 2006 - August 2011
Skills
Loans, Management, Mortgage Lending, Skilled Multi-tasker
Education
Montclair State University 2010 — 2012
Bachelors Degree, sociology
Rowan College at Gloucester County
Associates
Freedom Mortgage June 2015 - Present
Crab Trap June 2009 - August 2014
liquor store August 2010 - August 2011
Skills
Customer Service, Microsoft Excel, Time Management, Entrepreneurship, Teamwork, Data Entry, Outlook, Inventory Management, Sales, PowerPoint, Social Media, Inventory Control, Social Networking, Microsoft Office, Advertising, Financial Analysis, Microsoft Word, Real Estate, Mortgage Banking, Leadership, Public Speaking, Event Planning, Research, Analysis, Management
Education
Rowan University 2011 — 2015
Bachelor of Science (BS), Finance, General, 3.0
Rowan University 2011 — 2015
Bachelor of Science (BS), Finance, General
Excelsior Inc. June 2014 - Present
Nationstar Mortgage July 2013 - March 2015
Freedom Mortgage December 2012 - August 2013
Merrill Lynch January 2010 - January 2013
Morgan Stanley Investment Management September 2009 - December 2010
GMAC Mortgage Residential January 2000 - August 2009
The Money Store January 1997 - January 2000
Skills
Innovation Development, Operational Efficiency, Artificial Intelligence, client experience, Digital Media, Process Improvement, Analytics, Management, Finance, Financial Services, Credit Analysis, Investments, Portfolio Management, Financial Planning, Revenue Cycle Management, Banking, Credit, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Residential Mortgages
Education
Villanova University 2015 — 2017
Finance and Financial Management Services
Rowan University 1993 — 1997
Business, Management, Marketing, and Related Support Services
Mpls Live Magazine June 2015 - Present
St. Jude Medical May 2015 - Present
MKTG INC March 2015 - Present
Wellness Company January 2015 - Present
St. Jude Medical August 2014 - May 2015
Oxygen Plus, Inc. 2013 - March 2014
Life Time Fitness June 2013 - November 2013
Kiehl's Since 1851 October 2012 - June 2013
Freedom Mortgage February 2012 - October 2012
Clinique November 2011 - October 2012
Skills
Long-term Customer..., Complaint Management, Yield Management, Customer Engagement, Consulting, Customer Retention, Sales Presentations, Wellness, Training, Business Development, Time Management, Customer Experience, Salesforce.com, Leadership, Spa, Event Management, Customer Service, Inventory Management, Social Media, Customer Satisfaction, Retail, Nutrition, Fitness, CRM, Entrepreneurship, Cold Calling, Merchandising, Forecasting, Skin Care, Product Marketing, Sales, Management, Marketing, Team Building, Event Planning, Coaching, Social Networking, Public Speaking, Marketing Strategy, Social Media Marketing
Education
Crown College
Bachelor of Business Administration (B.B.A.), Marketing/Marketing Management, General
Coulee Christian School
Northeast Wisconsin Technical College
Psychology
Freedom Mortgage November 2014 - Present
Freedom Mortgage February 2013 - November 2014
Macy's November 2012 - January 2013
Deirdre DeVine May 2012 - November 2012
Concentra January 2011 - August 2011
Mancini Realty Co., Inc. May 2005 - August 2009
Skills
Adobe Creative Suite, Fashion History, Fashion Design, Fashion Illustration, Tech Packs, Merchandising, Creative Direction, Facebook, Microsoft Office, Fashion Forecasting, Social Networking, Marketing, Manual and Digital..., Social Media Marketing, Textiles, Advertising, Event Planning, Technical Design, Adobe Photoshop,..., Microsoft Word,..., Mood Boards, Social Media, Research, Writing, Marketing Communications, Customer Service, Microsoft Word, Sales
Education
Saint Joseph's University 2008 — 2012
Bachelor of Business Administration (BBA), Marketing
Moore College of Art and Design
Fashion Studies: Design and Merchandising
Freedom Mortgage March 2014 - Present
Freedom Mortgage October 2011 - March 2014
First Minnesota Bank 2009 - 2011
Skills
Underwriting, Credit, Loans, Mortgage Banking, Residential Mortgages, Loan Origination, Mortgage Lending
Education
Northern State University
Bachelor of Applied Science (B.A.Sc.)
American Fidelity Mortgage September 2010 - Present
United Mortgage Services January 2008 - September 2010
Freedom Mortgage 2005 - 2008
Skills
VA, FHA, Conventional, Reverse Mortgages, Refinance, Mortgage Lending, FHA financing, VA loans, Conforming, Mortgage Planning, Purchase, First Time Home Buyers, Mortgage Banking, Loan Origination, Residential Mortgages, Investment Properties, Property, Real Estate Economics, Mortgage Marketing, Short Sales, REO, Foreclosures, Government Loans, Condos, Single Family Homes, Residential Homes, Real Estate Transactions, Home Equity Loans, Investors, Real Estate, Referrals, Credit, Loans, Finance, Construction Loans, USDA, Mortgage Underwriting, Debt Consolidation, Real Estate Financing, Certified Mortgage..., VA Loans, FHA Financing, Sales, Sellers, Buyers, Credit Analysis, Relocation, HUD
Education
Robert Morris College 2002 — 2005
Applied Science, Kinesiology
Glenbard East High School 1998 — 2002
Freedom Mortgage January 2015 - Present
First Class Consulting August 2014 - December 2014
Rider University Facilities May 2010 - May 2014
Skills
Microsoft Excel, Microsoft Office, Microsoft Word, Advertising, Social Networking, Social Media, Business Development, Business Planning, Business Strategy, Marketing, Business Analysis, International Marketing, Global Marketing, Online Advertising, WordPress, Sports
Education
Rider University 2009 — 2014
Bachelor of Business Administration (B.B.A.), Business Administration, Management and Operations, 2.85
Freedom Mortgage January 2015 - Present
AmeriHealth Administrators 2009 - March 2014
Independence Blue Cross April 2004 - 2009
Aetna 1997 - 2002
Consulting Group, Inc. January 1986 - July 1987
Skills
Consulting, Operations Management, Cross-functional Team..., Leadership, National Accounts, Employee Beneifts..., Insurance Brokerage..., Marketing Services..., Product Development, Product Management, Project Management, Health Insurance, Process Improvement, Team Building, Management, Managed Care
Education
Penn State University
Bachelor of Science (B.S.), Human Development
Freedom Mortgage September 2011 - Present
Discover Card Financial February 2010 - January 2011
Dillards September 2003 - February 2010
Skills
Management, Leadership, Customer Service, Real Estate, Process Improvement, Mortgage Lending, Loans, Investment Properties, Financial Analysis, Finance, Team Building
Education
Rio Salado College 1998 — 2000
Deer Valley High School 1996 — 1999
Mastery Charter Schools August 2015 - Present
Fantasy Gifts July 2014 - Present
Title Resource Group February 2015 - April 2015
Target March 2014 - February 2015
Freedom Mortgage March 2012 - August 2013
Academy August 2011 - November 2011
Bethany Baptist Church December 2010 - April 2011
Sony DADC August 2009 - May 2010
BrookStone Inc October 2008 - January 2009
Suray Promotions Inc May 2008 - August 2008
Education
New England College 2005 — 2009
Bachelors, Business Administration:Accounting/Business Management
The Progressions Company, Inc. December 2009 - Present
First Judicial District of Pennsylvania - Court of Common Pleas August 2008 - Present
Freedom Mortgage July 2007 - March 2008
Americap Financial Inc August 2006 - June 2007
Enterprise Rent-A-Car June 2004 - July 2006
Skills
PowerPoint, Outlook, CPCMS, JCMS, Customer Service, Organizational..., Communication, Microsoft Excel, Microsoft Office, Microsoft Word, Management, Marketing, Sales
Education
Penn State University 2000 — 2004
Bachelor’s Degree, Business, Management, Marketing, and Related Support Services
Freedom Mortgage June 2015 - Present
American Financial Network, Inc. April 2015 - June 2015
Skills
Management, Customer Service, Public Speaking, Banking, Credit, Investment Properties, Leadership, Loans, Microsoft Office, Mortgage Banking, Mortgage Lending, Real Estate, Refinance, Residential Mortgages
Education
Northern Arizona University
Freedom Mortgage February 2014 - Present
Freedom Mortgage January 2012 - February 2014
Seguros Universal May 2009 - November 2011
Seguros Universal May 2005 - August 2005
Skills
Bloomberg Terminal, SAP, Cognos, Proficient in Microsoft..., Mac, Internet, Microsoft Office, Excel, Word, PowerPoint, Outlook, Analysis, Strategic Planning, Budgeting, Business Analysis, Access, Teamwork, Financial Analysis, Financial Reporting, Data Analysis, Windows, Spanish, Financial Modeling, Business Objects, Budgets, Microsoft Word, Microsoft Excel, Forecasting, Management, Leadership, Portfolio Management, Accounting
Education
Purdue University 2004 — 2008
Bachelor's of Science in Economics, Economics
Purdue University - Krannert School of Management 2004 — 2008
Bachelor's of Science, Economics
Freedom Mortgage December 2014 - Present
Primary Residential Mortgage August 2014 - November 2014
PHH Corporation January 2013 - October 2013
Castello Italian Restaurant October 2012 - March 2013
Parker Pub January 2012 - June 2012
Liberty One Financial, Inc. February 2002 - March 2010
Delta Lighting Products, Inc. June 1997 - January 2002
Skills
Sales Process, Sales, Investments, Equities, Retirement Planning, Training, Credit, Mortgage Lending, Team Leadership, Loans, Finance, Business Development, Call Centers, Mortgage Banking, Residential Mortgages, FHA, Customer Service
Education
Montgomery County Community College 2010 — 2013
Associate's degree, Business Administration and Management, General
Father Judge High School 1990 — 1994
High School Diploma, Vocational High School and Secondary Business/Vocational-Industrial/Occupational Diploma Program
Freedom Mortgage May 2013 - Present
U-Haul International, Inc. November 2011 - January 2013
Home City Ice May 2010 - August 2010
Glen Eden Lutheran Memorial Park June 2005 - August 2010
Skills
NMLS Licensed, Microsoft Word, Microsoft Excel, PowerPoint, Outlook, AutoCAD, Matlab, MathCAD, Conventional Loans, FHA, VA loans, HARP Loans, Mortgage Lending, Customer Service, Leadership, Management, Microsoft Office, Mortgage Banking, Sales
Education
Purdue University 2006 — 2011
Bachelor of Science (B.S.), Civil Engineering
Freedom Mortgage August 2013 - Present
Prudential Fox and Roach Realtors January 1998 - October 2013
STARS (a Joint Venture between PHH Mortgage/CoreLogic) June 2013 - August 2013
STARS (a Joint Venture between PHH Mortgage/CoreLogic) August 2012 - May 2013
STARS (a Joint Venture between PHH Mortgage/CoreLogic) January 2010 - July 2012
PHH Mortgage January 2007 - January 2010
PHH Mortgage September 2004 - January 2007
PHH Mortgage September 2002 - September 2004
PHH Mortgage August 2000 - September 2002
PHH Mortgage July 1998 - August 2000
Skills
Microsoft Office Word, Microsoft Excel, Microsoft PowerPoint, Microsoft Office..., Microsoft Project, Microsoft Visio, Cognos, Hyperion Reports, BrioQuery Explorer, RapidSQL, TOAD, Oracle SQL, Oracle Database..., PowerBuilder, MCSE Networking, Six Sigma Training, Project Management, Team Leadership, MVP Series, Team Building, Access, Management, Microsoft Office, Process Improvement, Toad
Education
New York University 1988 — 1992
Bachelor of Science (BS), Education
Stonegate Mortgage Corporation December 2012 - Present
Flagstar Bank June 2010 - December 2012
Freedom Mortgage April 2009 - June 2010
Stonewater Mortgage January 2009 - April 2009
New Vision Residential Lending June 2007 - April 2008
New Century Mortgage February 2003 - April 2007
Skills
Mortgage, Mortgage Banking, Mortgage Lending, FHA, Credit, VA, USDA, Mortgage Industry, Refinance, Sales Management, Loans, Conventional, Underwriting, Customer Service, Retail, Customer Relations, Cold Calling, Customer Satisfaction, Account Management, Real Estate, Loan Origination, Negotiation, New Business Development, Purchase, Banking, Team Building, Residential, Strategic Planning, Problem Solving, Hiring, Advertising, B2B, Residential Mortgages, Budgeting, Compliance, Consultative Selling, Wholesale Lending, Pricing, Loan Structuring, Online Marketing, Salesforce.com, Forecasting, Business Planning, Mentoring, Investment Properties, Retail Management, Division Management, Selling, Certified Mortgage..., Government Loans
Education
Normandale Community College 1994 — 1996
Homeland Security, Law Enforcement, Firefighting and Related Protective Services
Eden Praire High School 1990 — 1994
Western State Bank May 2014 - Present
Wallick and Volk, Inc. January 2014 - May 2014
Wells Fargo Home Mortgage May 2012 - January 2014
Freedom Mortgage February 2012 - May 2012
MetLife Home Loans April 2011 - January 2012
Stearns Lending October 2010 - April 2011
Sierra Pacific Mortgage January 2008 - September 2010
National City Mortgage November 1999 - December 2007
Skills
Sales Management, Customer Relations, Problem Solving, New Business Development, Contract Negotiation, Account Management, Real Estate, Teamwork, Mortgage Banking, Credit, Customer Service, Business Development, Loans, Construction Loans, Finance, Sales, FHA, Insurance, Mortgage Lending, B2B, Investment Properties, Team Building, Leadership, Refinance, Loan Origination, Customer Satisfaction, First Time Home Buyers, Residential Mortgages
Education
Northern Arizona University
Bachelor of Science in Business Administration, Small Business Administration/Management
Freedom Mortgage September 2009 - Present
TPD MARKETING April 2006 - September 2009
Skills
Email Marketing, E-Commerce/E-Mail..., Brand Development, Integrated Marketing, HMTL, CSS, HTML Emails, Digital Media, Social Media, Creative Direction, Corporate Communications, Email Design, Salesforce Marketing..., JavaScript, ampscript, ExactTarget, Graphic Design, Behavioral Targeting, Strategic Planning, Relationship Marketing, Event Planning, Brand Management
Education
Rowan University
BA, Advertising
Freedom Mortgage July 2012 - Present
State Farm Insurance June 2011 - June 2012
Sentry Insurance August 2010 - May 2011
State Farm Insurance August 2006 - August 2010
Skills
Underwriting, Insurance, Sales, Umbrella Insurance, Homeowners, Term Life Insurance, Life Insurance, Health Insurance, Marketing, Whole Life, Property & Casualty..., Commercial Insurance, Renters, Casualty, General Insurance, Disability Insurance, Commercial Lines, Legal Liability, Customer Service
Education
Ozarks Technical Community College
The American College
Ditech Mortgage Corp October 2011 - Present
Freedom Mortgage May 2009 - February 2010
PFP Services November 2008 - May 2009
Enterprise Rent-A-Car June 2004 - October 2008
K&K Educational Services January 2005 - August 2005
GMAC Mortgage June 2003 - January 2004
Toll Brothers March 2002 - June 2003
Cendant Mortgage August 1998 - March 2002
Skills
Customer Service, Coaching, Marketing, Research, Training, Business Development, Written Communication, Sales, Insurance, Credit, Sales Management, Outlook
Education
Rowan University 1993 — 1998
Bachelor of Arts, Communications
Freedom Mortgage April 2014 - Present
Helping Hand Real Estate Solutions April 2014 - Present
Fleur de Lys Investments 2010 - Present
Coldwell Banker Solano Pacific July 2006 - Present
Alta Bates Summit Medical Center June 2001 - June 2006
Skills
Home Marketer, Social Media Marketing, Internet Marketing for..., Short Sales, REO, Foreclosures, Sellers, First Time Home Buyers, Investment Properties, Investors, Listings, Condos, Buyer Representation, Selling, Single Family Homes, Email Marketing, Buyer of Non-Permorning..., Commercial Real Estate, Commercial Real Estate..., Commercial Real Estate..., Commercial Real Estate..., Capital Assets, Private Money, 1031 Exchanges, Buyers, FHA, HUD, Income Properties, Investments, Luxury, Mortgage Banking, Move Up Buyers, New Home Sales, Property, Real Estate, Real Estate Economics, Real Estate Financing, Real Estate Transactions, Referrals, Relocation, Residential Homes, SFR
Education
Napa Valley College 2003 — 2005
Associates Degree Nursing, Registered Nurse
San Francisco State University 1987 — 1990
Bachelors of Science, Marketing
Freedom Mortgage June 2015 - Present
Home Mortgage Solutions October 2013 - Present
Peoples Bank May 2009 - October 2013
JP Morgan Chase March 2005 - April 2009
Skills
Conventional, FHA, First Time Home Buyers, Mortgage, Refinance, Mortgage Lending, Purchase, USDA, Loan Origination, Investment Properties, Loans, Mortgage Banking, Construction Loans, Banking, Residential Mortgages, Consumer Lending, Real Estate, Residential Homes, Referrals, Lines Of Credit, Government Loans, Home Equity Loans, Condos, Real Estate Transactions, Non-Conforming, Home Equity Lines of..., Single Family Homes
Education
Ohio University 1998 — 2002
B.B.A., Finance, Accounting, Business Pre-Law
Philo High School 1992 — 1996
Henry Schein May 2015 - Present
AmCheck Payroll-HR-Benefits December 2011 - January 2015
Freedom Mortgage October 2007 - December 2011
SouthStar Funding December 2003 - April 2007
WorldCom April 1999 - March 2003
Skills
New Business Development, Sales Management, Sales, Cold Calling, Employee Benefits, Direct Sales, Team Building, 401k, B2B, Payroll, Human Resources, Workers Compensation
Education
Ohio University 1995 — 1999
Bachelor of Science (BS), Computer Systems Networking and Telecommunications
Freedom Mortgage June 2015 - Present
Wolters Kluwer Health March 2012 - Present
JPMorgan Chase September 2011 - March 2012
Elsevier August 2010 - April 2011
Wolters Kluwer Health 2007 - August 2010
Charming Shoppes February 2006 - July 2007
Popular Financial Services July 2005 - January 2006
Legion Insurance (In Liquidation) 2004 - 2005
AETEA Information Technology October 2003 - October 2004
Bank One Card Services June 2001 - August 2003
Skills
Risk Management, Six Sigma, Portfolio Management, User Experience Design, SDLC, Vendor Management, Project Portfolio..., Program Management, PMO, PMP, Project Management, Software Project..., Management, Agile Methodologies, Strategy, Business Analysis, Visio, Leadership, SharePoint, MS Project, Project Planning, Quality Assurance, Microsoft Project
Education
North Carolina State University 1980 — 1983
MS, Industrial Engineering
University of Florida 1978 — 1980
MS, Natural Resource Management
University of Maryland College Park
BS, Environmental Science
Caliber Home Loans July 2015 - Present
Aspire Financial Services, LLC September 2013 - Present
Benchmark Mortgage (NMLS #2143) July 2012 - August 2013
Freedom Mortgage April 2012 - July 2012
Fannie Mae January 2012 - March 2012
Spherion July 2011 - January 2012
Recovco Mortgage Management May 2011 - July 2011
MetLife Home Loans November 2010 - April 2011
Spherion Staffing - MetLife November 2010 - December 2010
Bank of America March 2002 - October 2010
Skills
AS400, MS Project, MS Office Suite, Visio, Lotus Notes, InfoPath, SharePoint Designer, SharePoint, Mortgage Lending, Operational Risk, Government Mortgage..., VA Auto Underwriter..., VA SAR since 1998, DE Underwriter since..., Operations Management, Mentoring, Risk, VA, Credit, Government, Policy, Organizational..., Process Development, Training & Development, Mortgage Underwriting, Residential Mortgages, Rehab Loans, Mortgage Industry, Work Under Pressure, Loss Mitigation, Commercial Lending, Consumer Lending, Leadership, FHA financing, Loans, VA loans, Underwriting, USDA, Risk Management, FHA, Mortgage Banking, Process Improvement, Construction Loans, Microsoft Office, Credit Analysis, Financial Risk, Credit Risk, Refinance, Employee Training, Banking
Education
Robert Morris University 1981 — 1982
associates degree, Business Law
Oak Lawn Community High School 1978 — 1981
High School, Business
AC Moore Arts & Crafts January 2015 - Present
A.C. Moore July 2014 - January 2015
Freedom Mortgage January 2014 - July 2014
Micro Data Systems, Inc. February 2011 - July 2013
Skills
Contract Recruitment, Technical Recruiting, Internet Recruiting, Benefits Negotiation, Staffing Services, Talent Acquisition, Screening Resumes, Applicant Tracking..., Screening, Staff Augmentation, Recruiting, Sourcing, IT Recruitment, Vendor Management, Temporary Placement, Permanent Placement, College Recruiting, Cold Calling, Executive Search, Information Technology, Onboarding, Resume Writing, SDLC, Employee Relations, Temporary Staffing, Human Resources, Talent Management, HRIS, CRM, Performance Management, Employee Training, Personnel Management, Resource Management, Networking, Team Management, Consulting, Account Management, Employee Benefits, Interviews, Employee Engagement, Management, Employer Branding, Witness, Recruitments, Search, LinkedIn, Flexibility, African American, Recruitment Advertising, Couching
Education
Rowan University 2001 — 2005
Bachelor of Business Administration (B.B.A.), Human Resources Management and Services
Rowan University
Freedom Mortgage March 2015 - Present
Stonegate Mortgage Corporation (NYSE: SGM) February 2014 - February 2015
Senior Lending Manager, FVP September 2012 - February 2014
Chase Bank June 2011 - September 2012
Chase Bank April 2010 - June 2011
JPMorgan Chase September 2008 - May 2010
Washington Mutual March 2005 - September 2008
Washington Mutual January 2002 - February 2005
Washington Mutual April 1996 - January 2002
Great Western Bank January 1993 - April 1996
Skills
Mortgage Lending, Loans, Mortgage Banking, Residential Mortgages, Leadership, Refinance, First Time Home Buyers, Loan Origination, FHA, Credit, Real Estate, FHA financing, Mortgage Servicing, Consumer Lending, VA loans, Commercial Lending, Credit Analysis, Small Business Lending, Construction Loans, Mortgage Underwriting, Branch Banking, Commercial Mortgages, Home Equity Loans, Banking, Underwriting, USDA, Government Loans, Loan Servicing, Commercial Banking, Cross Selling, FHA Financing, Management, VA Loans
Education
Pacific Coast Banking Institution 2002 — 2005
Banking certification, Bank Management
National University 1987 — 1989
Bachelor's, Finance/banking
Gladewater National Bank September 2013 - Present
Vantage Point Bank and Financial Services January 2012 - September 2013
Carnegie Mortgage/Grand Bank November 2010 - September 2011
Home Savings of America 2010 - 2011
Flagstar Bank June 2002 - November 2010
Freedom Mortgage January 2004 - October 2004
First Mutual Corporation May 2002 - August 2002
Skills
Mortgage Lending, FHA, VA, Mortgage Banking, Mortgage, First Time Home Buyers, Real Estate Finance, VA loans, Real Estate Economics, Real Estate, Short Sales, Financial Structuring, Funding, Real Estate Transactions, Referrals, Banking, Construction Loans, Investment Properties, REO, Investors, Investments, Refinance, Loan Origination, Loans, Finance, Underwriting, Commercial Real Estate, Credit, Residential Mortgages, Portfolio Management, Commercial Lending, Credit Analysis, Real Estate Financing
Education
New Jersey Institute of Technology 1999 — 2003
BS, Computer Science
Freedom Mortgage July 2012 - Present
Things Remembered October 2005 - July 2012
Skills
Store Management, Visual Merchandising, Loss Prevention, Retail, Merchandising, Inventory Management, Inventory Control, Retail Sales, Customer Service, Store Operations, Profit, Driving Results, Sales
Education
Wilmington University 2014 — 2015
Bachelor of Science (BS), Human Resource Management
Burlington County College 2011 — 2014
Associate of Arts and Sciences (A.A.S.), Business Management Technology, 3.86 GPA
Freedom Mortgage August 2015 - Present
PHH Mortgage October 1995 - March 2015
Education
Rowan University 1991 — 1998
Master's Degree, Business Administration and Management, General
Freedom Mortgage April 2015 - Present
Orlicki Group with Innovative Mortgage Services November 2014 - April 2015
JPMorgan Chase October 2012 - November 2014
TD Bank Group June 2011 - October 2012
Mercantile Bank April 2010 - August 2011
First Community Bank of America April 2007 - April 2010
Nationwide Home Loans June 2006 - April 2007
Ameriquest Mortgage May 2005 - May 2006
Skills
Mortgage Banking, Sales, Customer Service, FHA financing, VA loans, Harp, Residential Mortgages, First Time Home Buyers, Refinance, Banking, Loans, Real Estate, Investments, Cash Management, FHA, FHA Financing, VA Loans, Mortgage Lending, Management
Education
University of Florida - Warrington College Of Business 2003 — 2005
Bachelors of Science, Business Finance
Rochester Institute of Technology 2001 — 2003
Bachelor's degree (transferred to Univ. of Florida), Business
Freedom Mortgage May 2015 - Present
Freedom Mortgage October 2014 - May 2015
South Jersey Industries August 2011 - October 2014
Ewing Township Public Schools 2003 - August 2011
Ewing Township Public Schools 1999 - 2003
Skills
Microsoft SQL Server, Microsoft Exchange, Oracle Enterprise..., Oracle Database 11gR2, SSRS, Crystal Reports, Access, System Administration, Oracle, Databases, SQL, Troubleshooting, Database Design, Security, Software Installation, Database Administration, Networking
Education
New Jersey Institute of Technology 1996 — 2002
MS CIS, Computer and Information Science
Holy Cross High School 1992 — 1996
AnnieMac Wholesale August 2015 - Present
Freedom Mortgage April 2013 - Present
Navy Federal Credit Union 2012 - 2013
Navy Federal Credit Union 2012 - 2013
Lawn Doctor of June 2010 - January 2012
Greentree 2010 - 2011
Greentree 2010 - 2011
Greentree Mortgage 2010 - 2011
American Home Lending January 2008 - August 2008
GMAC Bank September 2005 - September 2007
Skills
Training, Management, Sales, Recruiting, Marketing, Call Centers, Customer Service, Loans, Customer Retention, Mortgage Lending, Email Marketing, Social Media Marketing, Program Management, FHA, Strategy, Sales Process, Team Management, Policy, Facebook, Project Planning, Credit
Education
Rowan University 1992 — 1997
Bachelor of the Arts, Psychology
Williamstown High School 1988 — 1992
Freedom Mortgage Senior Account ExecutiveCIT GroupDecember 2003 - September 2007
Education
Northeastern University 1995 — 2000
American Pathology Partners October 2012 - Present
VitaMedMD January 2009 - October 2012
Freedom Mortgage October 2007 - February 2009
The CIT Group 2003 - 2007
Skills
Business Development, Loans, Mortgage Banking, Mortgage Lending, Negotiation, New Business Development, Sales, Sales Management, Sales Operations, Selling, Strategic Planning, Account Management, Leadership, Team Building
Education
Northeastern University 1995 — 2000
Freedom Mortgage September 2014 - Present
South Jersey Industries / South Jersey Gas November 2012 - September 2014
Fiserv December 2004 - March 2012
Aetna May 2003 - November 2004
Sovereign Bank March 1989 - May 2003
Skills
Banking, Business Analysis, SDLC, Process Improvement, Vendor Management, Financial Analysis, Strategic Planning, Product Management, Risk Management, Strategy, Management, Project Planning, Project Management, Software Documentation
Education
Philadelphia University 1997 — 2001
Master of Business Administration (M.B.A.), Business Administration and Management, General
Philadelphia University 1995 — 1997
Bachelor of Science (BS), Accounting and Finance
Warrior Run High School
Freedom Mortgage June 2009 - Present
Education
Morehouse College 1995 — 1999
Capital One Home Loans July 2014 - Present
Lakeview Loan Servicing May 2013 - April 2014
Freedom Mortgage August 2012 - April 2013
GMAC ResCap June 2011 - December 2011
GMAC Mortgage June 2006 - December 2011
Wells Fargo Home Mortgage October 2010 - May 2011
Wells Fargo Home Mortgage October 2010 - April 2011
Bank of America April 2010 - October 2010
GMAC Home Mortgage c June 2006 - April 2010
Cendant/PHH June 2000 - October 2003
Skills
Loan Closings, Title Searches, Appraisals, Hud 1, Credit, Heloc's
Education
Art Inst. of Philadelphia
Associate, Business Marketing
Hahnemann University
Liberal Arts
Rowan College at Burlington County
Freedom Mortgage 2006 - 2007
Irwin Mortgage Corporation 1996 - 2006
Education
Purdue University 1971 — 1972
Union Bank June 2014 - Present
Freedom Mortgage November 2013 - June 2014
Bank of America June 2004 - October 2013
Bank of America 2004 - October 2013
Skills
Loans, Sr. Underwriter with..., Conventional and FHA..., Conforming and non..., Assisting First Time..., Bond loans, Loan Origination, Mortgage Banking, Credit, Mortgage Lending, Bonds, VA Loans, Credit Analysis, Mortgage Underwriting, Refinance, USDA, FHA, First Time Home Buyers, Residential Mortgages, FHA Financing
Education
National University 2006 — 2010
Bachelor's Degree, Elementary Education and Teaching
National University 2005 — 2010
Bachelor's degree, Liberal Arts and Sciences/Liberal Studies
HomeBridge Wholesale May 2015 - Present
Mortgage Solutions Financial 2014 - April 2015
Freedom Mortgage 2014 - 2014
Stonegate Mortgage Corporation 2013 - 2014
Rushmore Loan Management Services, LLP 2013 - 2013
Icon Residential Lenders 2012 - 2013
PRMG, Inc. 2011 - 2012
Lehman Brothers (Small Business Finance) 2007 - 2008
Lehman Brothers (BNC Company) 2005 - 2007
Lehman Brothers (Finance America) 2005 - 2007
Skills
Loans, Loan Origination, Mortgage Lending, Underwriting, Credit, Mortgage Banking, Commercial Mortgages, Commercial Lending, Credit Analysis, Banking, FHA, Small Business Lending, Real Estate, Business Development, Commercial Banking, Real Estate Economics, Sales Management, Account Management, Investments, Funding, Refinance, USDA
Education
Oregon State University 1984 — 1989
BS
Freedom Mortgage May 2015 - Present
Ernst & Young January 2011 - May 2015
KPMG Advisory October 2009 - January 2011
Nomura Securities May 2007 - August 2008
Skills
Bloomberg, Risk Management, Equities, Fixed Income, Microsoft Excel, Management, Valuation, Capital Markets, Finance, Financial Analysis, Financial Modeling, Investments, Microsoft Office, Sales, Trading
Education
Penn State University 2005 — 2009
BS, Information Technology, Economics, Business
Freedom Mortgage April 2012 - Present
MedPlast May 2008 - April 2012
Tyco Electronics August 1981 - May 2008
AMP Incorporated August 1981 - May 2008
Skills
Engineering, Management, Leadership, Six Sigma, Manufacturing, Project Management, Product Development, Business Strategy, Team Building, Manufacturing..., Quality System, Forecasting, Cross-functional Team..., Process Improvement, Supply Chain Management, Kaizen, Lean Manufacturing, Continuous Improvement, Injection Molding, MRP, Manufacturing..., Root Cause Analysis, DMAIC, Quality Management, Operations Management
Education
Wake Forest University - Babcock Graduate School of Management 1987 — 1989
MBA
Penn State University 1974 — 1979
BS, Mechanical Engr
Simsbury Bank December 2014 - Present
Bank of America December 2009 - December 2014
Freedom Mortgage January 2009 - December 2009
Wells Fargo Home Mortgage September 2006 - January 2009
Skills
FHA financing, Conforming, Government Loans, VA loans, Non-Conforming, Rehab Loans, Conventional, Home Equity Loans, FHA, Mortgage Banking, Loans, Refinance, Loan Origination, USDA, Residential Mortgages, Mortgage Underwriting, Mortgage Servicing, Credit, Real Estate Financing, Underwriting, FHA Financing, VA Loans
Education
Johnston Senior High School 1980 — 1984
1984
Rhode Island College
Freedom Mortgage August 2014 - Present
CMG Financial April 2013 - August 2014
All Western Mortgage, Inc. June 2009 - March 2013
Evofi One November 2006 - May 2009
Key Mortgage, LLC/US Mortgage Source June 2004 - November 2006
Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Loans, Loan Origination, Residential Mortgages, VA loans, Reverse Mortgages, FHA financing, USDA, Certified Mortgage..., Real Estate, Credit, Residential Homes, Investment Properties, Finance, Underwriting, Government Loans, Real Estate Financing, Mortgage Underwriting, First Time Home Buyers, Credit Analysis, Construction Loans, Funding, REO, Real Estate Economics, Banking, Mortgage Marketing, Financial Structuring, Referrals, Investments, Foreclosures, Investors, Rates, Short Sales, Sales, Real Estate Transactions, Consumer Lending, Selling, HUD, Condos, FHA Financing, VA Loans, Commercial Lending
Education
Pensacola Christian College
Bachelor's degree, Business Administration and Management, General
Security Federal Savings Bank December 2010 - Present
Freedom Mortgage October 2010 - December 2010
Credit Counseling Services of North Central Indiana July 2010 - October 2010
Beacon Credit Union February 2008 - June 2010
CFD Financial Services August 2007 - February 2008
First National Bank & Trust 1989 - 2007
Skills
Risk Management, Risk Analysis, Credit Risk, Loans, Credit, Mortgage, Credit Analysis, Financial Analysis, FHA, Underwriting, Mortgage Lending, Management, Banking, Finance, Investments, Loan Origination, Loan Servicing
Education
Purdue University 1984 — 1988
BS, Financial Planning
Freedom Mortgage April 2013 - August 2013
Freedom Mortgage November 2011 - April 2013
Zayo Enterprise Networks August 2009 - October 2011
Onvoy/Zayo Bandwidth September 1996 - May 2009
Onvoy/Zayo Bandwidth September 1996 - May 2009
Onvoy/Zayo Bandwidth September 1996 - May 2009
Frontier Communications 1991 - 1996
Skills
Management, Access, Auditing, Invoicing, Accounts Payable, Quality Assurance, Finance, Process Improvement, Financial Analysis, Software Documentation
Education
Normandale Community College
AA, General
Granite Falls AVTI
Diploma, Governmental Accounting
Six Flags Great Adventure May 2010 - Present
New Jersey Division of Taxation May 2013 - October 2014
Freedom Mortgage February 2013 - April 2013
United State Postal Service December 2012 - February 2013
Ross Stores November 2012 - January 2013
United States Postal Service December 2011 - March 2012
Univers February 2011 - February 2011
Richard Stockton College of NJ September 2009 - May 2010
Richard Stockton College of NJ 2008 - 2010
Burlington County College August 2006 - August 2008
Skills
Microsoft Office, PowerPoint, Social Media, Microsoft Excel, Microsoft Word, Advertising, Social Media Marketing, MacBook Pro, Logistics, Management, Team-oriented, Creativity, Train Employees, Facebook, Customer Service, Outlook, Marketing, Time Management, Teamwork
Education
Richard Stockton College of New Jersey 2008 — 2010
Bachelor's degree, Marketing
Burlington County College 2006 — 2008
Associate's degree, Business Administration and Management, General
Ambrozy Tax Service November 2006 - Present
Freedom Mortgage April 2014 - December 2014
Ambrozy Accounting August 2012 - November 2013
Gap Inc. November 2009 - December 2011
Skills
PowerPoint, Word, Excel, Microsoft Office, Account Management, Sales Management, Online Marketing, Marketing Strategy, Product Management, Social Media Marketing, Social Media, Marketing, Management, Sales, Marketing Communications, Microsoft Excel, Consultants, Strategic Marketing..., Microsoft Word, Leadership, Adobe Creative Suite, Photoshop
Education
Philadelphia University 2009 — 2011
Bachelor of Science (BS), Business Administration and Management, Marketing
Philadelphia University 2007 — 2011
Bachelor of Science, Management
Plaza Home Mortgage November 2014 - Present
Freedom Mortgage March 2014 - November 2014
SunTrust Mortgage May 2006 - December 2013
MGIC May 2005 - September 2005
Reunion Mortgage June 2004 - December 2004
Irwin Mortgage January 1995 - June 2004
Skills
Credit and asset risk..., FHA Direct Endorsement, VA LAPP, Income Analysis..., Jumbo Mortgage, Compliance with..., Excellent communication...
Education
MBA School of Mortgage Banking 1989 — 1991
Completed MBA School of Mortgage Banking
Ouachita Baptist University 1974 — 1978
Bachelor's degree, History
Freedom Mortgage November 2012 - Present
Alpha One Marketing August 2012 - October 2012
Nassau Broadcasting September 2011 - June 2012
Rider University Athletic Department September 2009 - May 2012
107.7 WWRC-FM Rider Radio Station September 2008 - May 2012
Rider University 2008 - 2012
Drake, Lehner, & Morgan May 2011 - August 2011
Skills
Microsoft Word, Microsoft Excel, Microsoft Office, PowerPoint, Adobe Audition, Pro Tools, Garageband, Social Media, Final Cut Pro, Strategic Planning, Public Relations, Video Editing, Audio Editing, Digital Media, Creative Writing, Event Planning, Radio, Customer Service, Public Speaking, Social Networking
Education
Rider University 2008 — 2012
Major: Radio & Televsion Minor: Event Planning, Communication, General, Senior
Optimal Assets Inc. September 2012 - Present
Colorado Technical University Online December 2009 - Present
Southern New Hampshire University October 2013 - Present
Zenith Education Group March 2014 - July 2015
Zenith Education Group August 2012 - July 2015
APC International July 2012 - October 2013
APC International July 2008 - July 2012
Glyde Investments April 2001 - October 2011
Freedom Mortgage 2005 - 2007
Skills
Strategic Planning, Process Improvement, Staff Development, Leadership, Program Management, Strategy, Cross-functional Team..., Coaching, Leadership Development, Team Building, Time Management, Teaching, Healthcare, Project Planning, Change Management, Organizational..., Customer Service, Sales, Budgets, Training, Management, Analysis, Business Strategy, Entrepreneurship, Management Consulting, Operations Management, Start-ups, Data Analysis, Team Leadership, Business Development, Business Process, Business Planning, Teamwork
Education
Colorado Technical University 2007 — 2009
MBA, Finance and Human Resources
Penn State University 1987 — 1993
B.S., Ceramic Science and Engineering
Salesforce October 2013 - Present
Freedom Mortgage December 2012 - September 2013
NCAA December 2008 - October 2012
Gerdt Furniture & Interiors, Inc. December 2006 - September 2008
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, Outlook, ADP, Oracle, Benefit Orientation, W-2 Processing, Payroll Taxes, Accounts Receivable, Account Reconciliation, ADP Payroll
Education
Purdue University 1997 — 2002
AS, Organization Leader and Supervision
The Federal Savings Bank July 2014 - Present
H&R Block August 2010 - Present
EVOLVE BANK & TRUST August 2013 - July 2014
Gladewater National Bank D/B/A GNB Direct November 2012 - July 2013
CBC National Bank May 2012 - September 2012
PNC Mortgage November 2011 - May 2012
Freedom Mortgage August 2010 - October 2011
Chase Home Finance May 2007 - November 2009
HCI Mortgage Bankers - Flushing 36-09 #7D 2001 - 2008
Skills
Reverse Mortgages, VA loans, Residential Homes, Refinance, Real Estate, Mortgage Lending, Loans, Loan Origination, Investment Properties, Investments, Finance, FHA financing, FHA, Commercial Mortgages, Commercial Lending, VA Loans, FHA Financing
Education
New York University 1978 — 1982
BBA, Finance
FirstService Financial, Inc. January 2014 - Present
Miami Marlins, L.P. July 2011 - October 2013
Clearbrook Global Advisors, LLC March 2007 - July 2011
Freedom Mortgage November 2005 - March 2007
PNC September 2004 - November 2005
Touchstone Investments 2002 - 2004
Sutro & Co 1994 - 1998
Skills
Microsoft Excel, Microsoft Word, PowerPoint, Outlook, Budgets, Strategic Planning, Microsoft Dynamics ERP, Financial Analysis, Financial Reporting, Forecasting, Intercompany Accounts, Staff Management, Project Management, Financial Modeling, Accounting
Education
University of Massachusetts Boston
Master of Business Administration (MBA), Finance & Accounting
Purdue University
Bachelor of Science (B.S.), Accounting and Finance;minor in Economics
KELLER WILLIAMS January 2012 - Present
freedom mortgage October 1998 - December 2012
SWARTHOUT REALTY January 2000 - December 2011
Skills
Investment Properties, Coaching, Performance Management, Leadership Development, Refinance, Process Improvement, Public Speaking, Organizational..., Negotiation, Short Sales, Single Family Homes
Education
University of Oregon 1976 — 1976
did not finish, master
Quinnipiac University - School of Business 1970 — 1974
Bachelor of Science (B.S.), Organizational Behavior Studies
QUINNIPIAC UNIVERSITY
Freedom Mortgage October 2014 - Present
KHJ Brand Activation 1998 - 2001
Skills
Advertising, Marketing Communications, Direct Marketing, Social Media Marketing, Marketing Strategy, Digital Marketing, Direct Mail, Interactive Marketing, Digital Strategy, Email Marketing, Integrated Marketing, Marketing, Brand Development, Media Buying, Media Planning, Customer Service, Creative Strategy, Creative Direction, Management, New Business Development, Online Advertising, Online Marketing
Education
Villanova University 2014 — 2014
Project Management Certification, Project Management
Roosevelt University 1992 — 1993
Certification, Paralegal
The School of the Art Institute of Chicago
Graphic Design, Emerging Technologies
Rutgers University-New Brunswick
Bachelor's degree, Journalism & Communications
Equity Prime Mortgage January 2015 - Present
The Money Source July 2014 - December 2014
Prospect Mortgage, LLC November 2012 - July 2014
JPMorgan Chase December 2011 - November 2012
Freedom Mortgage June 2011 - December 2011
Altrius Capital Management January 2010 - May 2011
The Money Store April 2008 - October 2009
GE Money Bank July 2000 - December 2007
GMAC-RFC August 1998 - July 2000
New York Mortgage Corp September 1996 - August 1998
Skills
Mortgage Lending, Mortgage Banking, Loans, Loan Origination, FHA, Real Estate, Loss Mitigation, Credit, Investments, Refinance, Portfolio Management, Banking, Sales Management, Credit Analysis, Investment Properties, Residential Mortgages, FHA financing, Wholesale Lending, Underwriting, Sales, Training, VA loans, Asset Management, USDA, Commercial Mortgages, Mortgage Underwriting, Start-ups Management, Start-up Ventures, Account Management
Education
Montclair State University 1989 — 1992
BA, Political Science/Finance
Rutgers, The State University of New Jersey-New Brunswick 1987 — 1989
Finance, General
Seton Hall Preparatory 1985 — 1987
HS, College prep
Montclair Kimberly Academy 1983 — 1985
HS, College prep
Freedom Mortgage November 2013 - Present
JPMorgan Chase September 2011 - November 2013
PHH Mortgage September 1992 - September 2011
Skills
Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Leadership, Team Leadership, Credit, Underwriting, Operations Management, Finance, Refinance, Wealth Management, Business Process, Risk Management, Outsourcing, Management, Strategy, Sales, Residential Mortgages, FHA, Banking, Budgets, FHA financing, Mortgage Underwriting
Education
Rowan University
Bachelor's degree, Economics
Freedom Mortgage Account RepBear Sterns2004 - 2008
Education
Prince George's Community College 1974 — 1976
Business, Management, Marketing, and Related Support Services
Freedom Mortgage March 2012 - Present
TOYS 'R US AND BABIES 'R US STORES November 2010 - Present
COMMUNITY HOUSE OF PRAYER June 2003 - Present
Wholistic Resolve Around People Services, Inc. July 2009 - July 2010
Dollar Tree Stores June 2004 - June 2008
Skills
Advanced Level..., Intermediate Level...
Education
Morgan State University 2006 — 2011
B.S, Mathematics; Statistics
Freedom Mortgage August 2012 - Present
Alexis daycare November 2010 - August 2011
Skills
Customer Service, Healthcare, PowerPoint, Microsoft Word, Teamwork, Social Media, Event Planning, Sales, Social Networking, Microsoft Office
Education
Penn State University 2011 — 2012
John Bartram high school 2007 — 2011
Freedom Mortgage July 2015 - Present
Freedom Mortgage July 2013 - June 2015
Freedom Mortgage September 2011 - July 2013
Global Alliance Capital, LLC December 2008 - 2011
Derivatives Portfolio Management (DPM) 2004 - 2005
Skills
Microsoft Word, Microsoft Excel, Customer Service, PowerPoint, Microsoft Office, Financial Analysis, Financial Reporting, Financial Accounting, Financial Markets, Equities, Data Reconciliation, P&L reconciliation, Bloomberg, Financial Modeling, Capital Markets, Finance, Fixed Income, Analytics
Education
Penn State University 1999 — 2003
Finance & International Business, Finance, General
University of New South Wales
Finance, General
Joule April 2014 - Present
Freedom Mortgage November 2012 - April 2014
Pemberton High School August 2012 - November 2012
Asian Cultural Association January 2010 - May 2012
Rowan University Football August 2008 - December 2010
Wal-Mart Stores July 2010 - August 2010
Skills
Microsoft Word, PowerPoint, Leadership, Microsoft Excel, Team Leadership, Customer Service, Research, Teaching, Social Networking, Teamwork, Data Entry, Public Speaking, Microsoft Office, DVSport Software, Multi Tasking, Organization, Outlook, Written & Verbal...
Education
Rowan University 2008 — 2012
Bachelor's Degree, Biological Science
Ritsumeikan Asia Pacific University 2011 — 2011
Non degree, Intensive Japanese, A
Freedom Mortgage May 2012 - Present
Met Life Home Loans January 2011 - May 2012
DE Capital Mortgage October 2009 - January 2011
Preferred Empire Mortgage March 2009 - October 2009
American Home Mortgage August 2003 - July 2007
L'Argent Funding July 2001 - August 2003
Island Mortgage Network July 1998 - July 2001
Skills
FHA, Mortgage Marketing, Mortgage Banking, Loan Origination, Credit, Mortgage Underwriting, Mortgage Lending, Residential Mortgages, Loans, USDA, Refinance
Education
Nassau Community College 1996 — 1998
Associate of Arts and Sciences (A.A.S.), Accounting
Freedom Mortgage December 2011 - Present
Education
Rider University 1986 — 1990
Bachelor of Arts (B.A.), Finance, General
Florence Township High School 1982 — 1986
Freedom Mortgage July 2012 - Present
Education
Paradise Valley Community College 2009 — 2011
General Studies
Freedom Mortgage August 2012 - Present
Beneficial Bank October 2007 - August 2012
TD January 2012 - June 2012
Skills
Microsoft Office, Accounting, Office Administration, Data Entry, Customer Service, Banking, American Sign Language, Typing
Education
Montclair State University 2009 — 2012
Bachelor's degree, Business Administration and Management, General
Burlington County College 2007 — 2009
Associate's degree, Business Administration and Management, General