Cardinal Financial, LP
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Cardinal Financial, LP Employees
New Penn Financial, LLC November 2014 - Present
Cardinal Financial, LP January 1904 - January 1904
Capital One Home Loans January 1903 - January 1903
NewDay Financial January 1902 - January 1902
1st Step Financial Services January 1901 - January 1901
Wells Fargo Home Mortgage January 1900 - January 1900
Skills
Commercial Lending, Real Estate, FHA, Underwriting, Mortgage Lending, Loans, Selling, Residential Mortgages, Risk Management, Refinance, Customer Service, Sales, Sales Management, Credit, First Time Home Buyers, Mortgage Marketing, Mortgage Banking, Investment Properties, Financial Analysis, New Business Development, Microsoft Word, Management, Residential Homes, Portfolio Management, Investments, Credit Risk, Negotiation, Strategic Planning, Salesforce.com, Team Building, Finance, Credit Analysis, Account Management, Loan Origination, Leadership, Cold Calling, Banking, Marketing, FHA financing, Financial Services, Business Development, USDA
Education
Towson University 1995 — 1997
BS, MASS COMM.
Columbia Union College 1992 — 1993
Mass Communication/Media Studies
Cardinal Financial, LP June 2014 - Present
Hunter Financial Group September 2012 - June 2014
Bank of America November 2007 - September 2012
Skills
Banking, Financial Services, Loans, Credit, Underwriting, Mortgage Lending, Credit Analysis, Insurance, Customer Service, Process Improvement, Investments, Risk Management, Customer Satisfaction, Call Centers, Relationship Management, Loss Mitigation, Financial Analysis, Mortgage Banking, Mortgage Underwriting, Mortgage Servicing, Encompass, AS400 system, Microsoft Excel, Loan Servicing, Funding, Lotus Notes, FHA
Education
Mesa Community College 2006 — 2008
Associate's degree, Business, Management, Marketing, and Related Support Services
Cardinal Financial, LP September 2014 - Present
BB&T March 2005 - September 2014
Narfe Premier Federal Credit Union January 2000 - January 2005
Associates Financial Services August 1994 - January 2000
Skills
Mortgage Lending, FHA financing, USDA financing, Construction to..., VA Loans, Excellent Organization..., Excellent Communication..., First Time Home Buyers, FHA, Wealth Management, Retirement Planning, Loans, Mortgage Banking, Residential Mortgages, Consumer Lending, Construction Loans, Government Loans, Home Equity Lines of...
Education
George Mason University 1989 — 1993
Psychology
Carrington Mortgage Services, Mortgage Lending Division May 2015 - Present
Cardinal Financial, LP October 2014 - April 2015
Liberty Mutual Insurance December 2012 - October 2014
Monster January 2011 - October 2012
First American Home Buyers Protection January 2010 - January 2011
Hunter Financial Group August 2008 - January 2010
Centex Home Equity February 2003 - August 2008
Showcase Honda 2001 - 2004
Skills
Cold Calling, Salesforce.com, Recruiting, Sales Process, Talent Acquisition, 100% Club for Sales 2011, 100% Club 1st Quarter..., Sales, Account Management, Leadership, Training
Education
Bellevue College 1990 — 1992
Business
Marysville-Pilchuck
Cardinal Financial, LP March 2015 - Present
Arizona Realty One Group August 1998 - Present
Wells Fargo January 2012 - March 2015
Desert Sunrise Heating and Cooling April 2006 - February 2010
GoDaddy April 2005 - February 2009
Sigma Phi Epsilon August 1992 - July 1997
US Army February 1990 - August 1992
Skills
Environmental Impact..., Sustainability, Environmental..., Water, Sustainable Development, Environmental Science, Renewable Energy, ISO 14001, GIS, ArcGIS, Safety Management..., GPS, Energy, Feasibility Studies, Water Treatment
Education
DWWTC 2012 — 2013
PMP & CompTIA, PMP & Computer Technology
New Mexico State University 1992 — 1997
Environmental Engineering, Environmental Science
Cardinal Financial, LP March 2015 - Present
Irongate Home Finance, LLC July 2014 - March 2015
New Penn Financial, LLC January 2013 - November 2014
Dun & Bradstreet Credibility Corp. August 2008 - March 2013
US Equity Mortgage August 2007 - August 2008
First NLC January 2007 - August 2007
GE Capital July 2005 - December 2006
Skills
Negotiation, Business Acumen, Financial Acumen, Timely Decision Making, Building Relationships, Data Analysis, Deal Structuring, Microsoft Office, Salesforce.com, New Customer..., Loan Origination, Finance, Coaching, New Business Development, Outlook, Microsoft Excel, B2B, Microsoft Word, PowerPoint, Business Analysis, Leadership, Mortgage Lending, Sales, Loans, Financial Analysis, Credit, Risk Management, Training
Education
North Carolina A&T State University 2000 — 2004
Bachelor of Science (BS), Foods, Nutrition, and Related Services
Cardinal Financial, LP May 2015 - Present
Cardinal Financial, LP March 2015 - May 2015
Cardinal Financial, LP August 2014 - March 2015
Trojan Labor June 2014 - August 2014
Lake Trust Credit Union January 2014 - June 2014
Starbucks January 2013 - April 2014
Eastern Michigan University September 2008 - April 2014
Second To None, Inc. September 2011 - October 2013
Charlotte Russe September 2012 - August 2013
Association for Child Development October 2012 - December 2012
Skills
Customer Service, Recruiting, Human Resources, Microsoft Office, Onboarding, Leadership, Microsoft Excel, PowerPoint, Employee Training, Personnel Management, Teamwork, Microsoft Word, Social Media, Outlook, Customer Satisfaction, Team Leadership, Data Analysis, Statistics, Public Speaking, Office Administration, Research, Facebook, Always Punctual, Higher Education, Office Management, Workers Compensation, Self-starter, Dependable Team Player, Logical Thinker, Administrative..., Receptionist Duties, Multi Tasking, Grammar, Clerical Skills, Delegation, Networking, Friendly Personality, Diversity Training, Compensation Structures, File Management, Vendor Management, Vendor Relationships, Shipping, Bulk Mailing, Packaging, Customer Retention, Analitical, Conceptual Planning, Creativity, Problem Solving
Education
Eastern Michigan University 2008 — 2014
Bachelor of Business Administration (B.B.A.), Human Resources Management/Personnel Administration
Howell High School
Cardinal Financial, LP 2014 - Present
CertusBank 2013 - 2014
Edward Jones 2012 - 2013
Brightgreen Home Loans, Inc 2009 - 2011
EquiFirst Corporation, Barclays Bank PLC 2005 - 2009
EquiFirst Corporation, Barclays Bank PLC 2004 - 2005
EquiFirst Corporation, Barclays Bank PLC 2002 - 2004
EquiFirst Corporation, Barclays Bank PLC 1998 - 2002
Skills
Underwriting, Loans, Loan Origination, Mortgage Lending, Mortgage Banking, Residential Mortgages, Credit, FHA, Leadership, Portfolio Management, Finance, Credit Risk, Investments, Risk Management, Strategy, Relationship Management, Refinance, Business Development, Analysis, Secondary Mortgage..., Capital Markets
Education
Miami University
BA, Political Science
Cardinal Financial, LP June 2013 - Present
theBridge Foursquare Church March 2014 - Present
Belmont Foursquare Church August 2012 - February 2014
Belmont Foursquare Church August 2012 - February 2014
Southeast District of the Foursquare Church January 2012 - February 2014
Bank of America December 2012 - June 2013
Access Vocational Services, LLC September 2011 - November 2012
New Harvest Church June 2009 - August 2012
RHA Health Service, Inc April 2008 - September 2011
Zeake Inc. May 2001 - April 2009
Skills
Public Speaking, Community Outreach, Nonprofits, Developmental..., Leadership, Project Management, Strategic Planning, Volunteer Management, Social Services, Leadership Development, Case Management, Fundraising, Grant Writing, Mortgage Lending, Coaching, Customer Service, FHA, Sales
Education
ECPI College of Technology 2010 — 2011
Northwest Cabarrus High 1996 — 2000
High School Diploma, General Study
Cardinal Financial, LP January 2014 - Present
Southern states mortgage 2012 - 2013
The Wine Dive May 2010 - 2012
Skills
Mortgage Lending, Residential Mortgages, FHA financing, Wholesale Lending, Refinance, Fixed Rate Mortgages, Direct Sales, Sales, Marketing, Customer Service, Account Management, Loans, VA loans, Cold Calling, New Business Development, Business Development, Management, Leadership, Lead Generation, Banking, Insurance, Project Management, Finance, Jumbo Mortgage, DU Refi Plus, Harp, INTEREST ONLY, USDA, Mortgage Banking
Education
MORTGAGE LICENSES
Miami Dade College
Business Administration and Management, General
Cardinal Financial, LP June 2014 - Present
Skills
FHA, Mortgage Banking, Mortgage Lending, Refinance, Loan Origination, Residential Mortgages, VA loans, Loans, FHA financing, Credit, Government Loans, Mortgage Underwriting, Debt Consolidation, FHA Financing, VA Loans
Education
Arizona State University
Bachelor's degree, Business/Corporate Communications
University of Phoenix
Master of Business Administration (M.B.A.), Finance
Cardinal Financial, LP November 2014 - Present
Meridian Technologies July 2011 - October 2014
Bath & Body Works February 2008 - July 2011
Bank of America September 2010 - June 2011
University of North Carolina at Charlotte Civil Engineering Dept August 2006 - May 2009
Skills
Microsoft Office, Customer Service, Microsoft Excel, PowerPoint, Applicant Tracking..., Leadership, Sales, Recruiting, Time Management, Social Networking, Team Leadership, Microsoft Word, Social Media, Account Management, Marketing, Software Documentation, Outlook, Teamwork, Business Analysis, Analysis, Internet Recruiting, Data Entry, College Recruiting, Management, Employee Relations, Human Resources, Interviews, Process Improvement, Program Management, Training, Cold Calling, Vendor Management, Sourcing, Temporary Placement, SDLC, Screening
Education
University of North Carolina at Charlotte - Belk College of Business 2006 — 2010
BS, Business Marketing
First American Title April 2015 - Present
Cardinal Financial, LP March 2013 - February 2015
Avenue 365 Lender Services July 2010 - March 2013
New Penn Financial, LLC October 2009 - July 2010
Central Property Search, Inc April 2007 - August 2009
Skills
Mortgage Lending, FHA, Leadership, Management, Real Estate, Loans, HUD, Refinance, Foreclosures, First Time Home Buyers, Credit, Investment Properties, Banking, Mortgage Banking, Finance, Credit Analysis, Short Sales, Residential Homes, Investors, Funding, Title Insurance, Residential Mortgages, REO, Investments, VA Loans, Customer Service, Microsoft Office, Sellers, Commercial Real Estate, Negotiation
Education
Montgomery County Community College 2002 — 2004
Associate's Degree, Liberal Arts and Sciences/Liberal Studies
Penn State University 2001 — 2002
Business Administration and Management, General
Wissahickon Senior High School 1997 — 2001
High School
Cardinal Financial, LP July 2013 - Present
Skills
Social Media, Real Estate, Social Media Marketing, Marketing, Advertising, Loan Origination, Finance, Market Research, Selling, Online Marketing, Small Business, Social Networking, Online Advertising, Sales, FHA, Refinance, Customer Service, Residential Mortgages, Mortgage Banking, Mortgage Lending
Education
University of North Carolina at Charlotte 2006 — 2011
Bachelor of Arts (BA), Mass Communication/Media Studies
University of North Carolina at Charlotte
Coldwell Banker Preferred December 2014 - Present
Urban Philly Professional Network (UPPN) September 2014 - Present
Unity Hall June 2004 - Present
Cardinal Financial, LP September 2002 - September 2013
Lincoln Technical Institute 2008 - 2012
Skills
Customer Service, Management, Microsoft Office, Microsoft Excel, Microsoft Word, Leadership, Sales, PowerPoint, Research, Training, Project Management, Process Improvement
Education
Temple University - Fox School of Business and Management
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Cardinal Financial, LP March 2014 - Present
Morgan Communities September 2011 - February 2014
Big View Diner July 2009 - September 2011
The Christian Research Institute July 2009 - September 2011
Skills
Mortgage Lending, Sales, Lead Generation, Marketing, Social Media Marketing, Online Advertising, Cold Calling, Organization, Property Management, Microsoft Office, Event Planning, Marketing Communications, Lease Administration, Rentals, Apartments, Townhomes, OneSite, Zillow, Events Coordination, Schedules, Microsoft Word, Social Media, Customer Service, Leadership
Education
Central Piedmont Community College 2009 — 2012
Associates, Arts
Cardinal Financial, LP March 2015 - Present
loanDepot October 2011 - March 2015
Hunter Financial Group 2008 - 2011
Countrywide Home Loans 2004 - 2008
Mortgage Bankers Association 2001 - 2005
Mortgage Bankers Association 2001 - 2005
Skills
Loans, Mortgage Banking, Mortgage Lending, B2B, Refinance, Training, FHA, Credit, Referrals, Banking, Recruiting, Loan Origination, Residential Mortgages, Cold Calling, Underwriting, VA loans, FHA financing, Management, Business Development, Sales Management, Funding, Sales, USDA, Mortgage Underwriting, Certified Mortgage..., Reverse Mortgages, Finance, FHA Financing, Financial Structuring, VA Loans, Government Loans
Education
University of Kentucky
Bachelor of Science
Predictive Index Certified Analyst 2011 — 2012
Yes, PI
Cardinal Financial, LP 2013 - 2014
Home-Grown Industries of Ga, Inc. dba Mellow Mushroom January 2013 - June 2013
Appalachian State University August 2009 - May 2013
Guildmaster October 2010 - October 2012
American Express May 2010 - February 2011
Education
Appalachian State University 2009 — 2013
Bachelor of Business Administration (B.B.A.)
Appalachian State University 2009 — 2013
Bachelor of Business Administration (B.B.A.)
Cardinal Financial, LP February 2015 - Present
Monster Energy 2012 - Present
Lee Arrendale State Prison December 2011 - May 2012
Tropical Oasis Salon June 2011 - December 2011
Private Residence 2010 - 2011
Private Residence August 2010 - December 2010
Georgia CARES January 2009 - May 2010
Skills
Social Media, Advertising, Marketing Strategy, Online Advertising, Marketing Communications, Social Media Marketing, Microsoft Office, Photoshop, Marketing, Digital Marketing, Public Relations, Strategic Planning, Event Management
Education
Piedmont College 2010 — 2011
Bachelor of Arts (B.A.), Sociology
University of Colorado at Denver 2009 — 2010
Sociology
University of Northern Colorado 2008 — 2009
Cardinal Financial, LP May 2014 - Present
Cardinal Financial, LP August 2013 - April 2014
Cardinal Financial, LP January 2013 - August 2013
GMAC Mortgage June 2012 - December 2012
State Street Corporation 2000 - 2011
Skills
NMLS Licensed, PA Lincesed, NJ Licensed, Mortgage Lending, Loans, Credit, Mutual Funds, Bloomberg, Financial Analysis, Fixed Income, Equities, Financial Services, Accounting, Fund Accounting, Securities, Microsoft Office, Bloomberg Terminal
Education
Rider University 1993 — 1997
Bachelor's Degree, Accounting
Wells Fargo Home Mortgage August 2015 - Present
Pacific Union Financial, LLC March 2015 - August 2015
Security 1 Lending November 2014 - March 2015
Cardinal Financial, LP July 2013 - November 2014
Bank of America June 2009 - June 2013
Bills.com February 2008 - September 2008
ROOT Markets February 2007 - October 2007
LendingTree June 2005 - February 2007
LendingTree, LCC 2002 - 2007
Wachovia November 2001 - November 2002
Skills
Mortgage Lending, Refinance, Mortgage Banking, Business Development, Relationship Management, Lead Generation, CRM, Leadership, Sales Management, Salesforce.com, Marketing Strategy, First Time Home Buyers, Strategic Planning, Account Management, FHA, Loans, Loan Origination, Residential Mortgages, Finance, Marketing, Sales
Education
East Carolina University 1989 — 1997
Bachelor of Science (BS), Hospitality Management, Business Minor
Venture Companies September 2014 - Present
Cardinal Financial, LP March 2014 - September 2014
Direct ChassisLink September 2013 - February 2014
Indecomm Global Services June 2012 - August 2013
Bank of America June 2011 - June 2012
Hooters Of New England June 2008 - June 2010
Skills
Restaurants, Sales, Hospitality, Restaurant Management, Food & Beverage, Hospitality Management, Menu Development, Catering, Food Service, Banquets, Micros, Fine Dining, Hospitality Industry, Food, Hotels, Customer Service, Loan Origination, Loan Modifications, Mortgage Underwriting, Mortgage Servicing, Mortgage Lending, Mortgage Banking, Time Management, Networking, Employee Training, Team Leadership, Leadership, Residential Mortgages, Loans, Training, Credit, Management, Banking, Marketing
Education
Johnson & Wales University 2004 — 2007
Bachelors, Hotel Management
Germanna Community College 2003 — 2004
Cardinal Financial, LP May 2013 - Present
RoundPoint Financial Group April 2011 - May 2013
Skills
Loans, Mortgage Banking, Mortgage Lending, Refinance, FHA, VA loans, USDA
Education
Central Piedmont Community College 1990 — 1992
Associate, Early Childhood
University of North Carolina at Charlotte
Business
Cardinal Financial Company, Limited Partnership June 2015 - Present
Cardinal Financial, LP January 2015 - Present
RoundPoint Financial Group August 2013 - December 2014
Residential Finance - Klein Mortgage Group April 2012 - August 2013
Bank of America - Aerotek 2010 - 2011
Premier Home Mortgage 2004 - 2007
Skills
Mortgage Lending, Loans, Credit, Banking, Customer Service, Microsoft Excel, Mortgage Banking, Microsoft Office, Process Improvement, FHA, Credit Analysis, Outlook, Loan Origination, Management, Microsoft Word, Refinance, PowerPoint, Risk Management, Residential Mortgages, Mortgage Servicing, Mortgage Underwriting, VA loans, Loss Mitigation, CRM, FHA financing
Education
Pace University
FBC Mortgage, LLC June 2015 - Present
Cardinal Financial, LP October 2014 - June 2015
WR Starkey Mortgage April 2013 - September 2014
Guaranteed Rate October 2007 - March 2011
Option One Mortgage July 1999 - December 2007
Skills
Residential Mortgages, FHA financing, Loans, Mortgage Marketing, USDA, FHA, Mortgage Banking, VA loans, Loan Origination, Government Loans, Refinance, Construction Loans, Reverse Mortgages, FHA Financing, First Time Home Buyers, VA Loans, Mortgage Lending
Education
University of Maryland College Park
Bachelor of Science (BS), Finance, General
Rodan + Fields Dermatologists December 2014 - Present
Cardinal Financial, LP May 2014 - January 2015
Greystar November 2013 - May 2014
Morgan Property Management July 2012 - November 2013
Johnson Brothers Carolina Distributing December 2010 - July 2012
NBC/ ABC/ CBS/ CMT/ DIY/ Oxygen/ Taillight TV/ Earnhardt Pirkle/ Firefly Productions December 2007 - March 2011
Greenville County Schools August 2005 - August 2006
First Citizens Bank November 2003 - August 2004
Skills
Management, Microsoft Office, Leadership, Cold Calling, Public Relations, Marketing Communications, Public Speaking, Sales Management, Budgets, Sales Operations, Outlook, Property Management, Real Estate, Selling, Marketing Strategy, Marketing, Customer Service, Event Planning, Social Media Marketing, Social Networking, Social Media, Training, Strategic Planning, Team Building
Education
Clemson University 2004 — 2005
MAT
Clemson University 1998 — 2002
BA
Cardinal Financial, LP February 2015 - Present
Hilton Garden Inn & Hampton Inn Charlotte Uptown February 2013 - February 2015
Hampton Inn & Suites Charlotte Airport January 2012 - February 2013
Skills
Sales, Hospitality, Sales Management, Revenue Analysis, Account Management, Hotels, Tourism, Hospitality Management, Food & Beverage, Customer Satisfaction, Event Management, Hospitality Industry, Event Planning, Meeting Planning, Trade Shows
Education
University of North Carolina at Greensboro 2008 — 2010
Bachelor of Science, Commercial Recreation and Special Event Management
University of North Carolina at Charlotte 2006 — 2008
Business Administration
Cardinal Financial, LP August 2014 - Present
George Mason Mortgage, LLC January 2014 - August 2014
Corridor Mortgage Group July 2012 - October 2013
Option-1 Title & Escrow June 2009 - November 2011
EquiFirst 2004 - 2008
Aames Home Loan 2002 - 2004
Equibanc 2000 - 2002
Wells Fargo Financial 1996 - 2000
Skills
Mortgage Lending, Residential Mortgages, Banking, Sales Management, Investment Properties, Selling, First Time Home Buyers, Sales, Business Development, New Business Development, Leadership, Account Management, Real Estate Financing, Referrals, Finance, Training, Marketing, Management
Education
University of Nevada-Las Vegas 1988 — 1993
BA, Economics
FBC Mortgage, LLC June 2015 - Present
Cardinal Financial, LP June 2014 - June 2015
American Security Mortgage 2008 - May 2014
First Charter Bank 2006 - 2008
Myers Park Mortgage April 2003 - November 2006
Skills
Refinance, Mortgage, Purchase, VA, FHA, Conventional, Mortgage Lending, Loans, USDA, Credit, Loan Origination, First Time Home Buyers
Education
University of Iowa 1983 — 1989
University of Iowa
Cardinal Financial, LP August 2014 - Present
RoundPoint Financial Group June 2013 - August 2014
Reliance First Capital February 2013 - June 2013
My Townhome Realty August 2011 - March 2013
My Townhome Realty August 2011 - August 2012
Skills
Customer Service..., Business Relationship..., Building Relationships, Auditing, Real Estate, Loan Origination, Refinance, Credit Analysis, Customer Retention, Finance, Coordinating Meetings, First Time Home Buyers, Loans, Relationship Building, Customer Service, Investment Properties, Mortgage Lending
Education
University of North Carolina at Charlotte 2007 — 2011
Bachelor's degree, Finance
Cardinal Financial, LP August 2009 - Present
Taylor, Bean & Whitaker June 2008 - August 2009
Countrywide Mortgage Services 2005 - June 2008
Education
Gwynedd Mercy University 1999 — 2003
Cardinal Financial, LP March 2015 - Present
Securus America June 2014 - Present
Skills
Customer Negotiations, Leadership Development, Consultative Selling, Account Management, Coaching, Negotiation, Sales, Sales Management, Selling, Marketing, Team Building, Cold Calling, Insurance, Customer Service
Education
Appalachian State University 1994 — 1998
BS, Communications / Business
Appalachian State University 1994 — 1998
REMN Wholesale August 2015 - Present
B2R Finance December 2014 - July 2015
Cardinal Financial, LP November 2013 - November 2014
Ameritrust July 2013 - November 2013
TNC Business Technologies September 2012 - July 2013
Hendrix Business Systems May 2012 - August 2012
Sharp Business Systems April 2009 - May 2012
EquiFirst January 2000 - April 2009
Skills
Sales, Leadership, Cold Calling, Sales Management, Account Management, Customer Service, Management, Selling, Sales Operations, Team Building, Salesforce.com, Strategic Planning, Sales Process, Major Accounts, New Business Development, Negotiation, B2B, Direct Sales, Marketing, Process Improvement, Customer Satisfaction, Sales Presentations, Outlook, PowerPoint, Forecasting, Lead Generation, CRM, Team Leadership, P&L Management, Business Development, Contract Negotiation, Microsoft Office, Coaching, Marketing Strategy, Hiring, Training, Problem Solving, Budgets, Customer Retention, Qualifying Prospects, Customer Relations, Consultative Selling, Excel, Word, Budgeting, Product Development, Microsoft Excel, Recruiting, Mentoring, Public Speaking
Education
UNC Charlotte
B.A., Psychology
Davidson College 1988 — 1991
Psychology
East Davidson High School 1984 — 1988
Cardinal Financial, LP May 2014 - Present
Bank of America November 2007 - May 2014
Skills
Loan Origination, Loans, Investment Properties, Mortgage Banking, Refinance, FHA financing, Short Sales, FHA, Foreclosures, VA loans, Credit, USDA, Mortgage Lending, REO, FHA Financing, Residential Mortgages, Sales, VA Loans
Education
Florida State University 1999 — 2003
Cardinal Financial, LP May 2013 - Present
RoundPoint Financial Group August 2012 - June 2013
Indecomm Mortgage Dynamics, Inc. June 2009 - August 2012
Wells Fargo Home Mortgage June 2008 - June 2009
Genworth Mortgage Insurance July 2007 - May 2008
Castle Point Mortgage October 2002 - May 2008
Skills
Mortgage Lending, Mortgage Underwriting, Sales, Customer Service, Microsoft Excel, Underwriting, Credit, Management, Banking, Loan Origination, FHA, Loans, Mortgage Banking, Residential Mortgages, Refinance, VA Loans
Education
Florida State University 1999 — 2002
English
Cardinal Financial, LP August 2014 - Present
loanDepot May 2012 - August 2014
Quicken Loans March 2011 - March 2012
Skills
Mortgage, FHA, Mortgage Banking, Refinance, USDA, Mortgage Lending, Government Loans, FHA financing, VA loans, Credit, Residential Mortgages, Loan Origination, Loans, Sales, FNMA, Credit Analysis, Mortgage Underwriting, Investments, Reverse Mortgages, VA Loans, FHA Financing
Education
University of Phoenix
Business Administration and Management, General
Cardinal Financial, LP June 2014 - Present
Hunter Financial Group February 2011 - Present
Sunland Asphalt February 2006 - December 2010
Basha's Corporate Office January 2004 - February 2006
Skills
Microsoft Excel, Research, English, Windows, Teaching, Payroll, Accounting, Recruiting, Access
Education
Estrella Mountain Community College 2001 — 2003
General Studies
North High School 1999 — 2002
High School Diploma/Secondary Diplomas and Certificates
ALPFA, Inc. — Empowering Latino Leaders September 2015 - Present
Freelancer August 2015 - Present
ALPFA, Inc. — Empowering Latino Leaders April 2015 - September 2015
Cardinal Financial, LP March 2015 - August 2015
Advantage Sales & Marketing April 2014 - March 2015
ALPFA Twin Cities July 2013 - November 2014
Advantage Sales & Marketing June 2013 - April 2014
Skills
Leadership, Public Speaking, Financial Analysis, Social Networking, Sales, Marketing, Team Building, Building Relationships, Management, Leadership Development, Negotiation, Retail, Project Planning, Bilingual, Sales Operations, Highly Dedicated, International Relations, Cross-functional Team..., Business Analysis, Strategic Planning, Regression, Marketing Analytics, Public Relations, Merchandising, Budgets, Marketing Strategy, Visual Merchandising, Product Marketing, Competitive Analysis, Empowerment, Category Analysis, Retail Space Management, Brand Management, New Business Development, Market Analysis, Data Analysis, Business Development, Networking, Relationship Management, Relationship Building, Analysis
Education
University of North Carolina at Charlotte 2011 — 2013
Bachelor of Business Administration (B.B.A.), Finance, General
Disney Interactive August 2015 - Present
The Marketing Store September 2014 - April 2015
Cardinal Financial, LP September 2013 - February 2015
Colorado Rocky Mountain School June 2013 - August 2013
Channel Clarity April 2012 - December 2012
JDB Consulting Services December 2011 - December 2012
Channel Clarity November 2011 - January 2012
Skills
R, Stata, MySQL, Unix, Marketing, C++, Mathematica, Pricing Strategy, Mark-to-Market, Interest Rate Hedging, 2014 Level 1 CFA..., Microsoft Excel, Bonds, Pricing Optimization, Mortgage Lending, P&L Analysis
Education
UC Berkeley School of Information 2014 — 2016
Master's Degree, Information and Data Science
University of Illinois at Chicago 2012 — 2013
Bachelor of Science (BSc), Mathematics, Minor in Physics
Franklin College Switzerland 2008 — 2011
B.A., International Economics and History
Prospect High School 2004 — 2008
Cardinal Financial Company, Limited Partnership July 2015 - Present
JL Real Estate June 2015 - Present
Cardinal Financial, LP February 2015 - July 2015
US Navy July 2003 - September 2010
Skills
Property Management, Real Estate, Foreclosures, Sellers, Buyer Representation, Referrals, First Time Home Buyers, REO, Investment Properties, Condos, Real Estate Transactions, Residential Homes, Property, Relocation, New Home Sales, Customer Service, Microsoft Excel, Microsoft Word, Microsoft Office, Military, Sales, Listings
Education
University of North Carolina at Charlotte 2011 — 2014
Bachelor's degree, BS in Business Mangement and Business Finance
Embry Riddle Aeronautical University-Worldwide 2008 — 2010
Corridor Mortgage Group, Inc May 2015 - Present
Cardinal Financial, LP August 2014 - April 2015
Yadkin Bank May 2014 - August 2014
Premier Commercial Bank December 2013 - May 2014
Lake Sunapee Bank July 2003 - November 2013
Lake Sunpee Bank July 2003 - June 2005
Dufault & Dufault February 2003 - June 2003
Hutchens Investment Management February 2002 - February 2003
REALTOR 1994 - 1999
US Army 1992 - 1993
Skills
Mortgage Lending, Refinance, Loans, Investment Properties, Loan Origination, First Time Home Buyers, Banking, Vacation Homes, Construction, Condos, FHA, Residential Homes, Underwriting, Mortgage Banking, Construction Loans, Credit Analysis, Finance, VA loans, Mortgage, Purchase, USDA, Real Estate, Residential Mortgages, FHA financing, Content Development, Business Coaching, Professional..., Relocation Buyers, Foreclosures, Single Family Homes, Sales, Short Sales, Sellers, Relocation
Education
Franklin Pierce College
H.O.M.E. Mortgage Bankers September 2013 - Present
H.O.M.E Mortgage Bankers a division of NJ Lenders September 2013 - Present
Cardinal Financial, LP June 2013 - September 2013
Hudson United Mortgage Broker June 2011 - June 2013
Union Federal Mortgage Corp 1999 - 2010
Skills
Sales, First Time Home Buyers, Investment Properties, Short Sales, Condos, ortgage Loans, Jumbo..., Strategic Planning, FHA, Loans, Mortgage Banking, VA Loans, USDA, Mortgage Lending, Loan Origination, FHA Financing, Residential Mortgages, Real Estate
Education
Pace University-Pleasantville/Briarcliff Campus
Marketing/ Business Administration
Cardinal Financial, LP 2015 - Present
Taggart Software 2007 - 2014
Meridias Capital 2004 - 2008
Security Lending 2000 - 2004
LexisNexis 1997 - 2000
Interlake 1989 - 1996
Northrop Grumman Corporation 1986 - 1989
Skills
Agile Methodologies, Software Development, Java, Requirements Analysis, Business Analysis, User Interface Design, Systems Analysis, Project Management, Team Leadership, IT Strategy, JUnit
Education
Hofstra University
B.A, M.S., Computer Science
Cardinal Financial, LP August 2013 - Present
Union Securities September 2010 - April 2012
Maison Placements Canada March 2009 - September 2010
D&D Securities Inc. September 2007 - March 2009
MF Global January 1998 - August 2006
American Income Life Insurance Company February 1996 - January 1998
Skills
Relationship Management, New Business Development, Sales, Hedge Funds, Trading, Equities, Options, Commodity, Finance, Investments, Mutual Funds, Banking, Loans, Mortgage Lending, Investment Banking, Capital Markets
Education
DeVry University-California
Bachelor of Science (BSc), Business Administration, Management and Operations, 3.83
Cardinal Financial, LP January 2015 - Present
Accenture August 2014 - January 2015
RoundPoint Financial Group February 2013 - August 2014
Palm Beach Tan 2009 - 2012
Skills
Customer Service, Customer Retention, Multi Tasking, Communication, Learning Quickly, Quick Thinker, Flexibility, Time Management, Mortgage Lending, Refinance, New Home Purchase, FHA financing, Escrow, Microsoft Office, Microsoft Excel, Microsoft Word, Mac OS, Loans, Mortgage Banking, Residential Mortgages, Credit, Sales, Finance
Education
University of North Carolina at Charlotte 2009 — 2012
Bachelor's Degree, Psychology and Sociology
Cardinal Financial, LP April 2015 - Present
Direct Holdings Global, Inc. (Formerly Time Life) February 2008 - March 2015
Skills
Mortgage Lending, Mortgage Marketing, Mortgage Industry, Financial Services, Direct Marketing, Customer Acquisition, Digital Media, Marketing, Media Buying, Marketing Strategy, Social Media Marketing, Email Marketing, Strategic Partnerships, Multi-channel Marketing, Integrated Marketing, Presentations, Public Speaking, Interpersonal..., SEM, Advertising, Online Advertising, Online Marketing, Digital Strategy, CRM, Digital Marketing, Web Analytics, Content Strategy, Marketing Communications, E-commerce, Affiliate Marketing, Interactive Marketing, Brand Development, Lead Generation, Direct Mail, Product Marketing, Social Media, Facebook, B2B, Analytics, Public Relations, Mobile Marketing, Marketing Management, Creative Direction, Salesforce.com, Direct Response, Inbound Marketing, Copywriting, Social Networking, Brand Management, Direct Response...
Education
University of Nevada-Las Vegas 1996 — 1999
Master of Arts, Communication Studies
The George Washington University 1982 — 1987
Bachelor of Arts, Radio-Television/Journalism
Cardinal Financial, LP June 2014 - Present
Hunter Financial Group September 2011 - June 2014
Camelback Toyota June 2011 - September 2011
Exotic Motor Sports January 2008 - July 2011
The Reserve Funds July 2007 - December 2007
Skills
Sales, Microsoft Excel, Relationship Management, Management, Team Building, Credit, CRM, Marketing, Customer Satisfaction, New Business Development, Outside Sales, Insurance, Leadership, Cash Management, Negotiation, Residential Mortgages, VA loans, Mortgage Lending, Banking, Customer Service, Refinance, FHA, Loans, Credit Analysis, Mortgage Banking, Finance
Education
Wagner College 2004 — 2006
Bachelors, Management
Glendale Community College 2002 — 2004
Associates, General Studies
Cactus High School 1998 — 2002
Diploma
Cardinal Financial, LP February 2015 - Present
Hearst Media Services August 2014 - January 2015
Franklin American Mortgage Company September 2013 - May 2014
Wyndham Capital Mortgage April 2012 - August 2013
Skills
Social Media, Microsoft Office, PowerPoint, Photoshop, Microsoft Excel, Microsoft Word, Customer Service, Teamwork, Social Media Marketing, Facebook, Advertising, Event Planning, Marketing Communications, Public Speaking, HTML, Marketing, Research, Social Networking
Education
Coastal Carolina University 2008 — 2011
Bachelor of Science (BS), Marketing
Wilkes Community College
Associate of Arts (A.A.)
Cardinal Financial, LP May 2015 - Present
BJ's Restaurants, Inc. September 2001 - Present
Showtenders January 1999 - September 2001
Red Lobster February 1998 - August 2000
Skills
Restaurants, Training, Inventory Management, Microsoft Excel, Food & Beverage, Bartending, Social Media, Food Service, Communication, Restaurant Management, Hospitality, Inventory Control, Microsoft Word, Hospitality Management, New Restaurant Openings, Menu Development, Microsoft Access, Interpersonal..., Conflict Resolution, Problem Solving, FHA Loans, VA Loans, Refinance, Mortgage Lending, Mortgage Banking, Residential Mortgages, Sales, Loan Origination
Education
Arizona State University, W. P. Carey School of Business 2013 — 2015
Bachelor's degree, Logistics, Materials, and Supply Chain Management, 3.4
Scottsdale Community College 2011 — 2013
Associate's degree, Business Administration and Management, General, 3.7
Cardinal Financial, LP June 2014 - Present
Hunter Financial Group April 2009 - June 2014
TCF Bank January 2008 - April 2009
Nationstar Mortgage August 2004 - January 2008
Enterprise Rent-A-Car 1999 - 2004
Skills
Sales Management, Bilingual, Marketing, Account Management, Operations Management, Team Building, Leadership, Customer Satisfaction, Strategic Planning, Team Leadership, Management, Customer Service, Sales, Negotiation, Microsoft Excel, New Business Development, Sales Operations, Leadership Development, Loans, Real Estate, Selling, Training, FHA, Mortgage Lending, Contract Negotiation, Sales Presentations, Loan Origination, Refinance, VA loans, Banking, Sales Process, Mortgage Banking, Cold Calling, Credit, Residential Mortgages, FHA financing, Salesforce.com, Government Loans, Mortgage Underwriting, Loss Mitigation, Credit Analysis, Underwriting, Insurance, Reverse Mortgages, Consumer Lending, USDA, Finance, Investment Properties, Direct Sales, Loan Servicing
Education
California State University-San Marcos 1995 — 1999
Bachelor's degree, Business Administration and Management, General
Carlsbad High School, San Diego CA
Cardinal Financial, LP 2015 - Present
Skills
Mortgage Lending, Mortgage Banking, FHA, Sales, Business Development, Marketing, Loan Origination, Strategic Planning, Leadership, New Business Development, Loans, Sales Management, Banking, Salesforce.com, Cold Calling, Management, Direct Sales, Negotiation, Account Management, Business Analysis, Brand Development, Product Development, Team Building, Solution Selling, CRM, Networking, Recruiting, Relationship Management, Reverse Mortgages, Data Center
Education
University of North Carolina at Charlotte
Cardinal Financial, LP May 2015 - Present
Security One lending October 2014 - Present
Reliance First Capital July 2012 - April 2014
Verizon Wireless January 2007 - August 2012
Skills
Mortgage Lending, Direct Sales, Sales, Lead Generation, Email Marketing, Microsoft Word, Wireless, Retail, Residential Homes, Real Estate, Customer Service, Microsoft Office, Refinance, Loans, Banking, Finance, Investment Properties, Management, Credit
Education
North Carolina Central University 1998 — 2001
Cardinal Financial, LP December 2014 - Present
Mobius Office Installation & Design May 2013 - January 2015
Quicken Loans December 2011 - May 2013
Plateau Office Systems Specialists, Inc. 2009 - 2011
Skills
Project Management, Entrepreneurship, Operations Management, Space planning, Commercial Moving, Systems Furniture, AutoCAD, Revit, SketchUp, Warehouse Management, Contract Management, Project Planning, Facilities Management, Customer Service, Sales, Loans
Education
Keller Graduate School of Management of DeVry University 2011 — 2014
Master of Business Administration (M.B.A.), Project Management, 3.9 GPA
Lawrence Technological University 2005 — 2009
Bachelor of Science (BS), Architecture
Cardinal Financial, LP April 2015 - Present
Cardinal Financial, LP July 2013 - April 2015
James Moore Certified Public Accountants and Consultants April 2012 - July 2013
CareSpot March 2011 - April 2012
Maxim Staffing Solutions June 2010 - March 2011
Skills
Recruiting, Human Resources, Interviews, Onboarding, Leadership, Customer Service, New Hire Orientations, Healthcare, Temporary Placement, Management, Microsoft Office, Temporary Staffing, Payroll, Employee Benefits, Personnel Management, Healthcare Management, Internet Recruiting, College Recruiting, Customer Relations, Applicant Tracking..., Screening Resumes, Staffing Services, Taleo, ADP Payroll, Talent Acquisition, Resume Writing, Training
Education
University of Florida 2004 — 2008
B.A.
Cardinal Financial, LP September 2014 - Present
RoundPoint Financial Group June 2014 - September 2014
RoundPoint Financial Group July 2013 - July 2014
Grace Academy March 2011 - May 2013
Charlotte-Mecklenburg Schools August 2008 - October 2010
Sharon Luggage and Gifts July 2008 - September 2008
YMCA of Greater Charlotte November 2004 - April 2008
YMCA of Greater High Point (Camp Cheerio) May 2007 - August 2007
Trio Restaurant March 2004 - October 2004
Skills
Customer Service, Mortgage Lending, FHA, VA Loans, Underwriting, Mortgage Refinancing, Title Insurance, Encompass360, Leadership, Public Speaking, Insurance, Curriculum Development, Teaching, Communications, Academic Research, Turabian Formating, American Sign Language, Time Management, Problem Solving, Team Building, Proficient Typing Skills, Data Entry, Microsoft Word, Microsoft Outlook, Microsoft Excel, Mortgage Insurance, USDA Loans, Microsoft Powerpoint, Pro Presenter 4 & 5..., Outlook, USDA, Bria 4-Office, Google Products, Fresh Desk Products, Five9 Call Center..., Business Process
Education
Gordon Conwell Theological Seminary 2011 — 2015
Master's Degree, Religion & Philosophy
Southern Evangelical Seminary 2008 — 2010
Bachelor's Degree, Religion and Philosophy
Central Piedmont Community College 2005 — 2008
Transfer- General Education Requirements, N/A
Cardinal Financial, LP April 2014 - Present
Freelance Graphic Designer and Artist May 2011 - Present
Pottery Barn June 2011 - July 2013
Financial Independence Group February 2013 - May 2013
Carolina Weekly Newspaper Group December 2011 - March 2012
Central Piedmont Community College January 2011 - May 2011
Digital Color Pro May 2010 - August 2010
Abode May 2009 - August 2009
Mark Showell Interiors May 2008 - August 2008
Skills
InDesign, Illustrator, Logo Design, Illustration, Layout, Photoshop, Graphic Design, Advertising, Graphics, Typography, Posters, Business Cards, SketchUp, Social Media, Drawing, Adobe Creative Suite, Interior Design, Environmental Design, Sketching, PowerPoint, Copywriting, Branding & Identity, Flash, QuarkXPress, Social Media Outreach, Packaging, Brochures, Digital Illustration, Art Direction, Corporate Identity, Photography, Dreamweaver, Web Design, Stationery, Mac, Adobe Acrobat, Logos, Interior Decorating, Creative Direction, Calligraphy
Education
James Madison University 2005 — 2009
Bachelors in Fine Arts, Fine Arts, Interior Design Concentration
Central Piedmont Community College 2009 — 2012
Associate's degree, Advertising & Graphic Design
Centennial High School 2001 — 2005
Cardinal Financial Company, Limited Partnership June 2015 - Present
Cardinal Financial, LP January 2015 - June 2015
Ricoh Americas Corporation August 2013 - January 2015
Liberty Mutual Insurance October 2012 - January 2013
Carrabba’s May 2005 - December 2011
Valbin Corporation June 2008 - July 2009
Skills
Management, Finance, Energetic team player, Microsoft Office, Sales, Love to Learn, Time Management, Leadership, Accounting, Account Management, Insurance, Interpreted Albanian to..., Event Management, Analysis, Customer Service, Financial Accounting, Corporate Finance, Proficient in Microsoft..., Skilled in computer..., Business management,..., Fluent in English,..., Great Leader, Mortgage Lending, Mortgage Banking, Loan Origination, VA Loans, FHA Financing, USDA, Fannie Mae, PowerPoint, Refinance
Education
University of North Carolina at Charlotte 2011 — 2013
B.S, Economics, Senior
University of North Carolina at Charlotte 2011 — 2013
B.S, Finance, Senior
Central Piedmont Community College 2009 — 2011
Associate of Arts and Sciences (A.A.S.), General Studies
Cardinal Financial, LP February 2015 - Present
Education
University of North Carolina at Chapel Hill 2010 — 2013
Bachelor of Arts (BA), Political Science and Government
Cardinal Financial, LP February 2015 - Present
Roundpoint Mortgage Servicing Corporation April 2014 - January 2015
RoundPoint Financial Group February 2013 - April 2014
Harvest Moon Grille October 2012 - February 2013
Piper Glen Animal Hospital July 2012 - February 2013
Appalachian State University March 2012 - May 2012
Appalachian State University January 2010 - June 2010
Skills
Organized Multi-tasker, Communication, Theatre, Biotechnology, Customer Service, GIS, Energy, Sustainability, Microsoft Office, ERDAS Imagine, Green Technology, Public Speaking, Loans, Community Outreach, Data Analysis, Time Management
Education
Appalachian State University 2009 — 2012
Bachelor of Science (B.S.), Sustainable Development; Environmental Studies
Urban Sports & Entertainment Group October 2014 - Present
Urban Sports & Entertainment Group October 2014 - Present
Cardinal Financial, LP January 2014 - July 2015
Boston National Settlement Services 2012 - 2013
Merck 2011 - 2012
Skills
Microsoft Excel, Financial Reporting, General Ledger, Account Reconciliation, Accounting, Accounts Payable, Analysis, Budgets, Cash Flow, Customer Service, Financial Accounting, Financial Analysis, Journal Entries, Microsoft Office, Microsoft Word, Outlook, PowerPoint, Public Speaking, Training
Education
University of Phoenix 2013 — 2014
Bachelor of Business Administration (B.B.A.), Accounting and Finance
Central Piedmont Community College 2010 — 2012
Associate of Arts (AA), Accounting and Business/Management
Cardinal Financial, LP March 2014 - Present
Guaranteed Rate July 2013 - March 2014
loanDepot October 2011 - July 2013
Hunter Financial Group May 2010 - September 2011
Nationstar Mortgage February 2006 - October 2007
University of Phoenix December 2001 - February 2006
Skills
Sales, Loans, Finance, Mortgage Lending, Mortgage Banking, VA/FHA/Con/Jumbo/HARP/Pu..., Credit, Residential Mortgages, Loan Origination, FHA, Refinance, FHA financing, Mortgage Underwriting, Reverse Mortgages, USDA, VA loans
Education
University of Phoenix 2001 — 2006
BSBA\FIN, Finance
Cardinal Financial, LP June 2014 - Present
Wyndham Capital Mortgage March 2013 - May 2014
RX Marketing Express 11121 Carmel Commons Blvd August 2012 - March 2013
AUTOBELL Car Wash February 2010 - August 2012
Dayspring Presbyterian Church October 2008 - February 2010
Brainerd Crossroads October 2007 - July 2008
Chattanooga Times Free Press April 2007 - July 2008
Covenant Transport January 2006 - March 2007
Hartwood Builders September 2004 - December 2005
US Army July 2001 - January 2004
Skills
Automotive, Customer Satisfaction
Education
Tennessee Temple University
Bachelor’s Degree, Religion
New Penn Financial, LLC June 2015 - Present
American Financial Network, Inc. October 2014 - May 2015
Cardinal Financial, LP May 2014 - November 2014
Ameritrust March 2013 - February 2014
Global Services January 2010 - March 2013
Senderra Funding 2005 - 2008
EquiFirst 2000 - 2005
Skills
Sales, Solution Selling, New Business Development, Selling, Sales Operations, Managed Print Services, Team Building, Strategic Planning, Sales Management, Document Management, Account Management, Cold Calling, B2B, Sales Process, Refinance, Marketing, CRM, Salesforce.com, Business Development, Contract Negotiation, Mortgage Lending, Management, Mortgage Banking, FHA, Loan Origination, Direct Sales, Leadership, Credit, Residential Mortgages, USDA, Sales Presentations, P&L
Education
Northwestern University - Kellogg School of Management 2003 — 2004
Management
University of South Carolina-Columbia 1987 — 1991
BS, Management
Sebonic Financial January 2014 - Present
Cardinal Financial, LP 2014 - 2014
Cardinal Financial, LP 2014 - 2014
Bank of America Home Loans 2011 - 2012
Ameritrust 2009 - 2010
Skills
FHA, Mortgage Lending, USDA, Refinance, Mortgage Banking
Education
University of South Carolina Upstate 2005 — 2006
Cardinal Financial, LP January 2015 - Present
Taggart Software May 2013 - December 2014
Target October 2007 - May 2013
University at Albany September 2012 - December 2012
Skills
Computer Science, Software Development, Java, Eclipse
Education
State University of New York at Albany 2009 — 2013
Bachelor of Science (BS), Mathematics and Computer Science
Premier, Inc January 2015 - Present
Cardinal Financial, LP February 2014 - January 2015
Cardinal Financial, LP July 2013 - February 2014
Union County Public Schools August 2012 - July 2013
Skills
Management, Organizational..., Microsoft Office, Child Development, Elementary Education, Time Management, Customer Service
Education
University of North Carolina at Charlotte 2007 — 2012
Bachelor of Arts (B.A.), Elementary Education and Teaching
Cardinal Financial, LP February 2014 - Present
Charles Levine Caterers April 2009 - February 2014
The Maryland Zoo in Baltimore August 2010 - May 2011
Turf Valley Resort Conference Center & Day Spa September 2008 - March 2009
Crown Plaza Hilton Head Beach Resort May 2008 - August 2008
Cultural Events Series February 2007 - May 2008
Skills
Customer Service, Data Entry, Microsoft Office, Catering, Social Media, Event Planning, Hospitality, Sales, Microsoft Word, Outlook Calendar, Appointment Scheduling, Office Management, QuickBooks, Invoice Processing, Accounts Payable, Accounts Receivable, Supply Purchasing, Internet Research, Microsoft Excel, Outlook
Education
Frostburg State University 2006 — 2008
Bachelor of Science (B.S.), Recreation & Tourism Management- Concentration in Hospitality Management
West Virginia University 2004 — 2006
Bachelor's degree, Parks, Recreation and Leisure Facilities Management
Westminster Senior High School 2000 — 2004
Cardinal Financial, LP May 2013 - Present
Roundpoint Mortgage Company August 2010 - December 2012
Meridias Capital June 2003 - August 2010
Skills
Mortgage, Mortgage Banking, Underwriting, Refinance, Residential Mortgages, Loan Origination, USDA, Credit, VA loans, FHA financing, Loss Mitigation, Banking, Real Estate, Certified Mortgage..., First Time Home Buyers, Reverse Mortgages, Foreclosures
Education
University of Nevada-Las Vegas
Utah State University
Cardinal Financial, LP October 2014 - February 2015
Roundpoint Mortgage Financial Group April 2012 - September 2014
Charlotte Mecklenburg Schools September 2011 - April 2012
Bank of America -Rose International October 2010 - May 2011
Wells Fargo Home Loan Mortgage July 2009 - June 2010
Wachovia- First Place Staffing January 2009 - April 2009
Bank of America August 2008 - November 2008
Duke Energy Corporation May 2007 - December 2007
Wachovia, A Wells Fargo Company December 2005 - July 2006
Wachovia, A Wells Fargo Company May 2005 - November 2005
Skills
Human Resources, Access, Recruiting, Customer Service, Outlook, Management, Interviews, Software Documentation, Process Improvement, Payroll, SharePoint, Lotus Notes, Banking, Microsoft Office, Hiring, Mortgage Lending, Microsoft Excel, Microsoft Word, Time Management, Excel, Word, PowerPoint, WordPerfect, Documentation, Editing, HRIS, Internet, Logistics, Team Leadership, Mergers, Research, Support, Teamwork, Applicant Tracking..., Kronos, PeopleSoft, E-Time, ADP Payroll, AS400 Administration
Education
CNANOW.org 2012 — 2012
certification - NC state register, CNA I & II
National Safety Council 2012 — 2012
CPR
Macon State College 1987 — 1991
Associate, Business Administration
GMH Mortgage Services LLC September 2015 - Present
Bayview Loan Servicing, LLC April 2013 - September 2015
Cardinal Financial, LP December 2011 - November 2012
Advantage One Mortgage June 2006 - April 2009
Tribeca Lending Corporation January 2004 - June 2006
Education
University of Colorado Denver 1988 — 1990
Bucks County Community College 1984 — 1987
FBC Mortgage, LLC June 2015 - Present
Cardinal Financial, LP June 2013 - June 2015
Bank of America 2012 - 2013
Skills
Credit, Banking, Investments, Sales Management, Underwriting, Customer Service, Strategic Financial..., Financial Analysis, Portfolio Management, Residential Mortgages, Government Loans, Consumer Lending, Real Estate Transactions, Real Estate Financing, Debt Consolidation, Single Family Homes, Commercial Lending, Credit Analysis, Finance, FHA, Mortgage Lending, Refinance, Loans, Sales, VA Loans, Loan Origination, Real Estate, Leadership, Mortgage Banking, USDA, FHA Financing, First Time Home Buyers, Negotiation, Condos
Education
Queens University of Charlotte 2015 — 2016
Master of Business Administration (M.B.A.)
North Carolina State University 1994 — 1999
Bachelor's of Science, Business Management
Cardinal Financial, LP 2014 - Present
Movement Mortgage, LLC October 2013 - January 2014
Corridor Mortgage Group, Inc June 2013 - October 2013
Corridor Mortgage Group July 2012 - October 2013
Option-1 Title & Escrow September 2010 - June 2012
Universal Title June 2008 - September 2010
U.S. Titles, Inc. January 2004 - June 2008
Centreville Regional Library April 1999 - February 2005
Skills
Banking, Customer Service, Training, Real Estate, First Time Home Buyers, Investment Properties, Microsoft Office, Sellers, Microsoft Excel, Mortgage Lending, Outlook, Credit, PowerPoint, Social Media Marketing, Spanish, Assisting First Time..., Buyers, Residential Mortgages, FHA
Education
George Mason University - School of Business 2002 — 2008
Bachlors, Management
Northern Virginia Community College 2000 — 2002
Associate's, Business Administration
Cardinal Financial, LP September 2014 - Present
By Light Professional IT Services May 2014 - August 2014
St. Mary's Hospital & Regional Medical Center March 2014 - May 2014
Long View Systems June 2010 - October 2013
Mesa County Valley School District 51 June 2006 - January 2010
Mesa Airlines, Inc. September 2002 - May 2006
Skills
Windows Server, Active Directory, VMware, Virtualization, Servers, VMware ESX, ITIL, Citrix, Microsoft Exchange, Disaster Recovery, DNS, Windows 7, Microsoft Technologies, Data Center, Cisco Technologies, System Administration, IT Management, IT Service Management, ITIL v3 Foundations..., IT Solutions, Small Business, SMB, Consulting, Wireless Networking, Project Management, Team Management, BMC Remedy, Customer Service, Print Management, Service Delivery, Entrepreneurship, Business Strategy, Business Analysis, Business Planning, Business Process..., Management Consulting, New Business Development, Computer Hardware, Computer Repair, Competitive Analysis, SWOT analysis, MS Project, MCITP, Networking, Network Administration, LAN-WAN, Databases, Database Design, Database Administration, Data Management
Education
University of Phoenix 2009 — 2011
Masters, Information Systems
Mesa State College 2004 — 2008
BBA, Computer Information Systems
FBC Mortgage, LLC June 2015 - Present
FBC Mortgage, LLC June 2015 - Present
Cardinal Financial, LP October 2014 - February 2015
Prime Lending October 2013 - September 2014
Wells Fargo Home Mortgage January 2008 - June 2010
SunTrust Mortgage January 2007 - January 2008
Southern Trust Mortgage December 2001 - October 2006
Skills
Mortgage Lending, FHA, Refinance, Mortgage Banking, VA loans, Government Loans, FHA financing, Non-Conforming, Loan Origination, Home Equity, USDA, Loans, Residential Mortgages, Certified Mortgage..., Credit, Investment Properties, First Time Home Buyers, Residential Homes, Real Estate Transactions, Finance, REO, Foreclosures, Investors, Construction Loans, Short Sales, Banking, Home Equity Loans, Real Estate Financing, Home Equity Lines of..., Condos, Debt Consolidation, Mortgage Marketing, Single Family Homes, Marketing, New Home Sales, Rates, Real Estate Economics, Financial Structuring, Relocation, Credit Analysis, Lines Of Credit, Funding, HUD, Branch Management, Real Estate Development, Property, Asset Based Lending, Referrals, FHA Financing, VA Loans
Education
Gainsville College 1993 — 1995
Paralegal, Law
Purdue University 1987 — 1989
Business, Business and Finance
Cardinal Financial, LP September 2008 - Present
Countrywide August 2002 - August 2008
Skills
FHA, Mortgage Banking, VA loans, Residential Mortgages, FHA financing, Refinance, Customer Service, USDA, Mortgage Lending, Loan Origination, Reverse Mortgages, Loans, First Time Home Buyers, Mortgage Underwriting, Credit, FHA Financing, VA Loans
Education
La Salle University 1998 — 2000
Biology
Cardinal Financial, LP March 2015 - Present
Indecomm Global Services May 2014 - March 2015
Accenture April 2009 - February 2014
Skills
Mortgage Underwriting, Residential Mortgages, Mortgage Banking, Mortgage Lending
Education
University of North Carolina at Chapel Hill 1998 — 2000
Master's degree, City/Urban, Community and Regional Planning
Morgan State University 1995 — 1998
Bachelor of Arts (B.A.), History
Cardinal Financial, LP September 2014 - Present
RoundPoint Financial Group April 2014 - Present
RoundPoint Financial Group July 2012 - April 2014
Bank of America April 2009 - July 2012
BB&T June 2004 - June 2007
Skills
FHA financing, Residential Mortgages, Mortgage Lending, Mortgage Banking, Mortgage Underwriting, Mortgage Servicing, Financial Analysis, Retail Banking, Loan Origination, Encompass 360, Home Equity Lines of..., Home Equity Loans
Education
North Carolina State University 1996 — 2001
Bachelor's degree, Mass Communication, 3.2
Wells Fargo Home Mortgage May 2015 - Present
Cardinal Financial, LP May 2013 - May 2015
Cardinal Financial Company, Mortgage Bankers March 2013 - May 2013
Wells Fargo Financial October 2011 - February 2013
TM Logistics May 2011 - October 2011
Prudential Retirement October 2010 - May 2011
Cambus April 2007 - July 2010
Cambus, The University of Iowa April 2007 - July 2010
Cambus April 2007 - June 2010
Cambus August 2008 - May 2009
Skills
Management, RESPA, Training, Analysis, Time Management, Team Leadership, Logistics, Customer Service, Marketing, Mortgage Lending, Negotiation, Finance, Real Estate, Loans, Banking, Mortgage Banking, Refinance, Leadership, FHA, Residential Mortgages, Public Speaking
Education
Henry Tippie College of BusinessMay 2010 2006 — 2010
Bachelors, BBA Marketing and Finance
The University of Iowa Henry Tippie College of BusinessIowa 2005 — 2010
BBA, Marketing and Finance
University of Iowa - Henry B. Tippie College of Business 2005 — 2010
Bachelor of Arts (B.A.), Marketing and finance
Cardinal Financial, LP September 2014 - Present
Wells Fargo February 2010 - September 2014
Duke University - Class of 2011 2009 - 2011
ARC-Westwood HSM, LLC 2008 - 2009
Bank of America 2007 - 2008
Credit Suisse 2002 - 2007
Education
Duke University - The Fuqua School of Business 2009 — 2011
MBA
State University of New York at Buffalo - School of Management 1997 — 2001
B.S., Business
Home Point Financial April 2015 - Present
Cardinal Financial, LP April 2013 - May 2015
RoundPoint Financial Group 2010 - 2013
GMAC ResCap August 2008 - March 2010
Equifirst Corporation 2002 - 2008
Skills
Mortgage Banking, Mortgage Lending, Finance, Sales, Financial Analysis, Leadership, USDA, Team Building, Sales Management, Loss Mitigation, Residential Mortgages, Banking, Investment Properties, FHA, Refinance, Customer Retention, Loan Origination, Loans, Credit, Government Loans, FHA financing
Education
Appalachian State University 2003 — 2007
BS Psychology
Cardinal Financial, LP May 2015 - Present
Microtel Inn & Suites by Wyndham May 2008 - May 2015
JPMorgan Chase October 2007 - May 2008
Meridias Capital 2004 - 2007
Hampton Inn & Suites May 1998 - May 2002
Skills
Hotel Management, Revenue Analysis, Hospitality Industry, Hospitality Management, Lodging, Hotels, Hospitality, Front Office, Customer Service, Inventory Management, Team Building, Budget, Sales Management, Purchasing, Sales, Marketing Strategy, Public Relations, Budgets
Education
Brigham Young University 1991 — 1998
Bachelor of Science (BS), Hospitality Administration/Management
Caliber Home Loans May 2015 - Present
Cardinal Financial, LP February 2015 - May 2015
Carrington Mortgage Services, Mortgage Lending Division September 2014 - February 2015
United Northern Mortgage Bankers, Ltd. October 2013 - September 2014
Meadowbrook Financial Mortgage Bankers February 2013 - October 2013
Wyndham Capital Mortgage March 2010 - February 2013
Ameritrust July 2009 - February 2010
GMAC Mortgage September 2008 - July 2009
Equifirst Corporation April 1997 - September 2008
Skills
Loans, Residential Mortgages, Credit, USDA, FHA financing, VA loans, Credit Analysis, Mortgage Underwriting, Endorsements, Interrogation, Underwriting, Finance, Sales, Mortgage Marketing, Reverse Mortgages, Government Loans, Certified Mortgage..., VA Loans, FHA Financing
Education
University of North Carolina at Charlotte 1992 — 1995
Business, Finance, Management, Accounting
University of North Carolina at Charlotte 1992 — 1995
Finance and Financial Management Services
Middletown High
Cardinal Financial, LP January 2015 - Present
Price Chopper Supermarkets October 2009 - Present
Skills
Customer Service, Public Speaking, C, C++, Python, Perl, Shell Scripting, SQL, HTML, CSS, JavaScript, Linux
Education
State University of New York College at Plattsburgh 2012 — 2014
Bachelor of Science (BS), Computer Science
Hudson Valley Community College 2009 — 2011
Associate of Arts (A.A.), Liberal Arts and Sciences, General Studies and Humanities
Cardinal Financial, LP July 2014 - Present
MRN3 August 2011 - May 2014
Indecomm Global Services May 2010 - August 2011
Zenta September 2009 - May 2010
Wells Fargo January 2008 - August 2009
Capital Source Mortgage August 2006 - May 2007
ACT Mortgage Capital June 2005 - June 2006
Lydian Data Services November 2003 - June 2005
Skills
Credit Risk, Banking, Credit, Credit Analysis, Loans, Risk Management, Mortgage Lending, Residential Mortgages, Mortgage Underwriting, Mortgage Servicing, Mortgage Industry, Accounting, Tax Accounting, Accounting Applications, Home Equity Lines of..., Sales, Customer Service, Customer Support, Client Liason, Funding, Requirements Analysis, Policy Analysis, Communication
Education
Kaplan University
Bachelor of Arts (B.A.), Accounting and Business/Management
Palm Beach State College
Associate of Arts (A.A.), Accounting and Business/Management
Cardinal Financial, LP November 2014 - Present
TIAA-CREF May 2014 - October 2014
Skills
Banking, Mortgage Banking, Credit Analysis, Residential Mortgages, Mortgage Lending, Underwriting, Mortgage Underwriting, Credit, Credit Risk, Loan Origination, Finance, Loans, Refinance, Risk Management, Customer Service
Education
University of South Carolina-Columbia 1992 — 1996
Bachelor's degree, Hospitality Administration/Management
University of South Carolina-Columbia 1992 — 1996
Bachelor of Science (B.S.)