Guaranteed Rate, INC
Industry: Company
DescriptionGuaranteed Rate Inc. is a U.S. residential mortgage company headquartered in Chicago, Illinois. Founded in 2000 by Victor Ciardelli, the company was the sixth-largest mortgage lender in 2017 with $19.2 billion in funded volume. Headquarters: Chicago, IL CEO: Victor F. Ciardelli III Founder: Victor Ciardelli; (CEO & chairman) Number of employees: 3,495 (Nov. 2018) General counsel: Neil Hayes Subsidiaries: Stewards Investments, Inc.,
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Guaranteed Rate, INC Employees
Employee
Years
Job
Industry
Marilyn Burrell Marilyn Burrell's Guaranteed Rate, INC Experience April 2013 - Present
Job Loan Coordinator at Guaranteed Rate Inc
Industry Financial Services
Experience
Guaranteed Rate Inc April 2013 - Present
The Residences at The Chateaux June 2011 - Present
The Grocery Concierge December 2009 - Present
PRG-Schultz June 1998 - December 2009
Fairbanks Capital Corp January 1994 - January 1998
MILETI'S SOCIAL CLUB January 1988 - January 1994
Education
The University of Texas at El Paso 1974 — 1978
BS, Pre Law, Criminal Justice
Guaranteed Rate Inc April 2013 - Present
The Residences at The Chateaux June 2011 - Present
The Grocery Concierge December 2009 - Present
PRG-Schultz June 1998 - December 2009
Fairbanks Capital Corp January 1994 - January 1998
MILETI'S SOCIAL CLUB January 1988 - January 1994
Education
The University of Texas at El Paso 1974 — 1978
BS, Pre Law, Criminal Justice
Diane Giscard d'Estaing Diane Giscard d'Estaing's Guaranteed Rate, INC Experience February 2011 - August 2011
Job Weekday Anchor/Producer
Industry Broadcast Media
Experience
FOX 21 KQDS-DT September 2011 - Present
Guaranteed Rate Inc. February 2011 - August 2011
KVRR-TV July 2008 - November 2010
WEIU-TV May 2007 - August 2007
ABC 22/FOX 45 September 2006 - November 2006
News Channel 7&4 June 2006 - August 2006
Skills
Journalism, Video Editing, Avid Newscutter, Editing, Video Production, Facebook, Microsoft Office, Broadcast, Press Releases, Media Relations, Social Networking, Breaking News
Education
University of Dayton 2004 — 2008
Electronic Media, Communication
St. Francis High School 2000 — 2004
FOX 21 KQDS-DT September 2011 - Present
Guaranteed Rate Inc. February 2011 - August 2011
KVRR-TV July 2008 - November 2010
WEIU-TV May 2007 - August 2007
ABC 22/FOX 45 September 2006 - November 2006
News Channel 7&4 June 2006 - August 2006
Skills
Journalism, Video Editing, Avid Newscutter, Editing, Video Production, Facebook, Microsoft Office, Broadcast, Press Releases, Media Relations, Social Networking, Breaking News
Education
University of Dayton 2004 — 2008
Electronic Media, Communication
St. Francis High School 2000 — 2004
Shane Backer Shane Backer's Guaranteed Rate, INC Experience August 2013 - Present
Job Vice President of Mortgage Lending at Guaranteed Rate Financial
Industry Real Estate
Experience
Guaranteed Rate, Inc August 2013 - Present
Guard Hill Financial April 2011 - July 2012
First Choice Bank January 2011 - April 2011
GFI Mortgage bankers inc January 2010 - January 2011
Skills
FHA, Real Estate, Investment Properties, Mortgage Lending, First Time Home Buyers, Refinance, Loans, Residential Homes, FHA financing, Mortgage Banking, Residential Mortgages, Loan Origination
Education
SUNY Albany 2000 — 2004
Bachelor of Business Administration (B.B.A.), Bachelor of Economics
New Rochelle High scool 1996 — 2004
Guaranteed Rate, Inc August 2013 - Present
Guard Hill Financial April 2011 - July 2012
First Choice Bank January 2011 - April 2011
GFI Mortgage bankers inc January 2010 - January 2011
Skills
FHA, Real Estate, Investment Properties, Mortgage Lending, First Time Home Buyers, Refinance, Loans, Residential Homes, FHA financing, Mortgage Banking, Residential Mortgages, Loan Origination
Education
SUNY Albany 2000 — 2004
Bachelor of Business Administration (B.B.A.), Bachelor of Economics
New Rochelle High scool 1996 — 2004
Linda Hulberg Linda Hulberg's Guaranteed Rate, INC Experience November 2013 - November 2014
Job Area Sales Manager at LoanStar Home Lending
Industry Financial Services
Experience
LoanStar Home Lending November 2014 - Present
Guaranteed Rate, Inc November 2013 - November 2014
Western Bancorp September 2011 - November 2013
Rue de Paris, Inc. 1998 - 2002
Skills
Mortgage Banking, FHA, Mortgage Lending, Refinance, Loans, Real Estate, Investment Properties, Residential Mortgages, Loan Origination, VA loans, USDA, Mortgage Underwriting, First Time Home Buyers, FHA financing, Loss Mitigation, Credit Analysis, Certified Mortgage..., Underwriting, Reverse Mortgages, Short Sales, Banking, Finance, Single Family Homes, Sales, Real Property, REO, Real Estate Financing, Property, Residential Homes, Investors, Real Estate Transactions, Customer Service, Foreclosures
Education
San Jose State University 1994 — 1998
Bachelor of Fine Arts (B.F.A.)
University of Wisconsin-La Crosse 1977 — 1980
Business
Farimont High School
LoanStar Home Lending November 2014 - Present
Guaranteed Rate, Inc November 2013 - November 2014
Western Bancorp September 2011 - November 2013
Rue de Paris, Inc. 1998 - 2002
Skills
Mortgage Banking, FHA, Mortgage Lending, Refinance, Loans, Real Estate, Investment Properties, Residential Mortgages, Loan Origination, VA loans, USDA, Mortgage Underwriting, First Time Home Buyers, FHA financing, Loss Mitigation, Credit Analysis, Certified Mortgage..., Underwriting, Reverse Mortgages, Short Sales, Banking, Finance, Single Family Homes, Sales, Real Property, REO, Real Estate Financing, Property, Residential Homes, Investors, Real Estate Transactions, Customer Service, Foreclosures
Education
San Jose State University 1994 — 1998
Bachelor of Fine Arts (B.F.A.)
University of Wisconsin-La Crosse 1977 — 1980
Business
Farimont High School
Nick Yasbek Nick Yasbek's Guaranteed Rate, INC Experience April 2009 - March 2010
Job da Vinci Surgery
Industry Medical Devices
Experience
Intuitive Surgical May 2014 - Present
Arthrex July 2013 - April 2014
Arthrex June 2012 - June 2013
Smith & Nephew Endoscopy December 2010 - June 2012
Smith & Nephew Endoscopy December 2010 - March 2011
Nestle Nutrition (Jenny Craig) June 2010 - December 2010
Guaranteed Rate, INC April 2009 - March 2010
Purcell International Group (Executive Search Firm) August 2008 - November 2008
California Loan Solutions/ Hilltop Lending Corporation December 2006 - February 2008
Skills
Medical Devices, Capital Equipment, Operating Room, Orthopedic, Surgeons, Sales Management, Cold Calling, Surgical Instruments, Sales Operations, Sales Process, Disposables, Sales, Product Launch, Account Management, Direct Sales, Market Development, Selling, Marketing, Urology, Sales Force Development, Medical Sales, Capital Equipment Sales, Neurosurgery, Operating Room Sales, Spine, CRM, Selling Skills, Surgical Device Sales, Cardiology
Education
California State University-Sacramento 2006 — 2008
Bachelor of Science, Business Administration Marketing
Intuitive Surgical May 2014 - Present
Arthrex July 2013 - April 2014
Arthrex June 2012 - June 2013
Smith & Nephew Endoscopy December 2010 - June 2012
Smith & Nephew Endoscopy December 2010 - March 2011
Nestle Nutrition (Jenny Craig) June 2010 - December 2010
Guaranteed Rate, INC April 2009 - March 2010
Purcell International Group (Executive Search Firm) August 2008 - November 2008
California Loan Solutions/ Hilltop Lending Corporation December 2006 - February 2008
Skills
Medical Devices, Capital Equipment, Operating Room, Orthopedic, Surgeons, Sales Management, Cold Calling, Surgical Instruments, Sales Operations, Sales Process, Disposables, Sales, Product Launch, Account Management, Direct Sales, Market Development, Selling, Marketing, Urology, Sales Force Development, Medical Sales, Capital Equipment Sales, Neurosurgery, Operating Room Sales, Spine, CRM, Selling Skills, Surgical Device Sales, Cardiology
Education
California State University-Sacramento 2006 — 2008
Bachelor of Science, Business Administration Marketing
Simone Echeguren Simone Echeguren's Guaranteed Rate, INC Experience December 2012 - March 2013
Job Mortgage Advisor at Guarantee Mortgage
Industry Banking
Experience
Guarantee Mortgage November 2014 - Present
Guarantee Mortgage October 1993 - Present
Self - Employed September 2009 - December 2013
Guarantee Mortgage April 2013 - July 2013
Guaranteed Rate Inc. December 2012 - March 2013
RMR Financial February 2012 - November 2012
Guarantee Mortgage November 1993 - September 2009
Bank of America 1990 - 1993
The Pacific Bank 1988 - 1990
Skills
New Business Development, Portfolio Management, Client Relationship..., Refinance, Mortgage Lending, FHA, Investment Properties, Mortgage Banking, Real Estate, Loan Origination, Loans, Residential Mortgages, Real Estate Economics, Banking, Strategic Planning, Credit, Social Media, First Time Home Buyers, Financial Analysis, Commercial Mortgages, Project Management, Social Media Marketing, Residential Homes
Education
University of San Francisco 1988 — 1990
BS, Economics
University of California, Irvine
German
Guarantee Mortgage November 2014 - Present
Guarantee Mortgage October 1993 - Present
Self - Employed September 2009 - December 2013
Guarantee Mortgage April 2013 - July 2013
Guaranteed Rate Inc. December 2012 - March 2013
RMR Financial February 2012 - November 2012
Guarantee Mortgage November 1993 - September 2009
Bank of America 1990 - 1993
The Pacific Bank 1988 - 1990
Skills
New Business Development, Portfolio Management, Client Relationship..., Refinance, Mortgage Lending, FHA, Investment Properties, Mortgage Banking, Real Estate, Loan Origination, Loans, Residential Mortgages, Real Estate Economics, Banking, Strategic Planning, Credit, Social Media, First Time Home Buyers, Financial Analysis, Commercial Mortgages, Project Management, Social Media Marketing, Residential Homes
Education
University of San Francisco 1988 — 1990
BS, Economics
University of California, Irvine
German
Sandra Salemi Sandra Salemi's Guaranteed Rate, INC Experience June 2015 - Present
Job Underwriter, Correspondent Lending Group at PennyMac
Industry Financial Services
Experience
Guaranteed Rate Inc June 2015 - Present
PennyMac February 2012 - June 2015
Mortgageuniversity.net December 2011 - March 2012
Axis Capital Mortgage Group, Inc. July 2008 - March 2009
South Lake Mortgage Bankers June 2007 - July 2008
Mortgage Capital Associates September 2006 - June 2007
Guaranteed Rate December 2005 - June 2006
Chicago United Mortgage April 1997 - October 2005
Skills
Residential Mortgages, Strategic Planning, Customer Service, Loans, Real Estate, Marketing, Microsoft Office, Loan Origination, FHA, Marketing Strategy, Sales, Mortgage Lending, Credit, Mortgage Banking, Underwriting, Refinance, Banking, Credit Analysis, Investment Properties
Education
Northern Illinois University
Psychology
Guaranteed Rate Inc June 2015 - Present
PennyMac February 2012 - June 2015
Mortgageuniversity.net December 2011 - March 2012
Axis Capital Mortgage Group, Inc. July 2008 - March 2009
South Lake Mortgage Bankers June 2007 - July 2008
Mortgage Capital Associates September 2006 - June 2007
Guaranteed Rate December 2005 - June 2006
Chicago United Mortgage April 1997 - October 2005
Skills
Residential Mortgages, Strategic Planning, Customer Service, Loans, Real Estate, Marketing, Microsoft Office, Loan Origination, FHA, Marketing Strategy, Sales, Mortgage Lending, Credit, Mortgage Banking, Underwriting, Refinance, Banking, Credit Analysis, Investment Properties
Education
Northern Illinois University
Psychology
John Medin John Medin's Guaranteed Rate, INC Experience September 2011 - Present
Job Vice President of Mortgage Lending 203 Specialist at Guaranteed Rate Inc.
Industry Banking
Experience
Guaranteed Rate Inc. September 2011 - Present
Wells Fargo Home Mortgage 2008 - 2011
IBM December 1984 - June 1993
Skills
FHA, Mortgage Lending, VA loans, FHA financing, Refinance, Mortgage Banking, Investment Properties, USDA, Short Sales, Loan Origination, First Time Home Buyers, Certified Mortgage..., Home Equity Loans, Residential Mortgages, Reverse Mortgages, Government Loans, Mortgage Underwriting, Real Estate Financing, Loans
Education
San Diego State University-California State University 1981 — 1984
Bachelor's degree, Accounting and Finance, Graduated - 3.6 GPA
Guaranteed Rate Inc. September 2011 - Present
Wells Fargo Home Mortgage 2008 - 2011
IBM December 1984 - June 1993
Skills
FHA, Mortgage Lending, VA loans, FHA financing, Refinance, Mortgage Banking, Investment Properties, USDA, Short Sales, Loan Origination, First Time Home Buyers, Certified Mortgage..., Home Equity Loans, Residential Mortgages, Reverse Mortgages, Government Loans, Mortgage Underwriting, Real Estate Financing, Loans
Education
San Diego State University-California State University 1981 — 1984
Bachelor's degree, Accounting and Finance, Graduated - 3.6 GPA
Shawn Polk Jr. Shawn Polk Jr.'s Guaranteed Rate, INC Experience August 2012 - March 2013
Job Financial Services Consultant
Industry Financial Services
Experience
TIAA-CREF September 2014 - Present
JPMorgan Chase Bank N.A. March 2013 - August 2014
Guaranteed Rate Inc August 2012 - March 2013
Chicago Park District June 2011 - August 2011
Wendell Smith Elementary School May 2010 - August 2010
Skills
Microsoft Excel, Microsoft Office, Microsoft Word, PowerPoint, Budgets, Customer Service, Data Entry, Research, Public Speaking, Accounting, Software Familiarity: ..., Mortgage Lending, QuickBooks, Time Management, Training, Leadership
Education
Claflin University 2008 — 2012
Bachelor's degree, Business Marketing
TIAA-CREF September 2014 - Present
JPMorgan Chase Bank N.A. March 2013 - August 2014
Guaranteed Rate Inc August 2012 - March 2013
Chicago Park District June 2011 - August 2011
Wendell Smith Elementary School May 2010 - August 2010
Skills
Microsoft Excel, Microsoft Office, Microsoft Word, PowerPoint, Budgets, Customer Service, Data Entry, Research, Public Speaking, Accounting, Software Familiarity: ..., Mortgage Lending, QuickBooks, Time Management, Training, Leadership
Education
Claflin University 2008 — 2012
Bachelor's degree, Business Marketing
Debra Shultz Debra Shultz's Guaranteed Rate, INC Experience September 2012 - Present
Job Senior Vice President of Mortgage Lending NMLS #49302
Industry Financial Services
Experience
Guaranteed Rate, Inc. September 2012 - Present
The Manhattan Mortgage Company June 2006 - September 2012
Family Home Finance June 1999 - June 2006
Skills
Mortgage Lending, Residential Mortgages, Real Estate Financing, Loan Origination, Mortgage Banking, Real Estate, Cooperative, Condos, Condop, Townhomes, Construction Loans, Investment Properties, Real Estate Economics, Credit Analysis, Buyers
Education
Hofstra University 1991 — 1993
B.A., Business Admin. & Marketing
Guaranteed Rate, Inc. September 2012 - Present
The Manhattan Mortgage Company June 2006 - September 2012
Family Home Finance June 1999 - June 2006
Skills
Mortgage Lending, Residential Mortgages, Real Estate Financing, Loan Origination, Mortgage Banking, Real Estate, Cooperative, Condos, Condop, Townhomes, Construction Loans, Investment Properties, Real Estate Economics, Credit Analysis, Buyers
Education
Hofstra University 1991 — 1993
B.A., Business Admin. & Marketing
Joe Roumelis Joe Roumelis's Guaranteed Rate, INC Experience May 2011 - Present
Job Area Manager: RI & Southeast MA
Industry Financial Services
Experience
Guaranteed Rate, Inc. May 2011 - Present
Semper Home Loans April 2005 - May 2011
The Louis Berger Group May 2003 - October 2004
Skills
Mortgage Lending, Refinance, FHA, Real Estate, FHA financing, Loans, Condos, Real Estate Transactions, Sellers, USDA, Harp, Referrals, Residential Homes, Mortgage Marketing, Government Loans, First Time Home Buyers, Mortgage Banking, Investment Properties, VA loans, Finance, Credit, Jumbo Mortgage, Reverse Mortgages, Short Sales, Investors, Foreclosures, Home Equity Loans, Relocation, Rates, Small Business, FHA Financing, VA Loans
Education
University of Miami 1999 — 2001
Masters
Stetson University 1994 — 1998
Bachelors
Guaranteed Rate, Inc. May 2011 - Present
Semper Home Loans April 2005 - May 2011
The Louis Berger Group May 2003 - October 2004
Skills
Mortgage Lending, Refinance, FHA, Real Estate, FHA financing, Loans, Condos, Real Estate Transactions, Sellers, USDA, Harp, Referrals, Residential Homes, Mortgage Marketing, Government Loans, First Time Home Buyers, Mortgage Banking, Investment Properties, VA loans, Finance, Credit, Jumbo Mortgage, Reverse Mortgages, Short Sales, Investors, Foreclosures, Home Equity Loans, Relocation, Rates, Small Business, FHA Financing, VA Loans
Education
University of Miami 1999 — 2001
Masters
Stetson University 1994 — 1998
Bachelors
Hailey Yonker, J.D.'s Guaranteed Rate, INC Experience July 2010 - January 2011
Job Experienced Legal Professional
Industry Legal Services
Experience
Law Office of Craig Crary, P.A. December 2014 - Present
Guardian Ad Litem Program March 2012 - Present
Consilio, LLC September 2014 - October 2014
University of North Florida (Athletic Department) January 2014 - May 2014
Jacksonville University (Athletic Department) May 2013 - December 2013
Three Rivers Legal Services, Inc. January 2013 - May 2013
Florida Department of Children and Families May 2012 - January 2013
Public Defender's Office, 4th Judicial Circuit May 2012 - August 2012
Guaranteed Rate, Inc. July 2010 - January 2011
13th Judicial Circuit April 2009 - August 2009
Skills
Legal Research, Legal Writing, Mortgage Lending, Sales Management, Legal Assistance, Legal Documents, Civil Litigation, Bankruptcy, Commercial Litigation, Lexis, Westlaw, Public Speaking, Mediation, Research, Courts, Intellectual Property, Document Drafting, Legal Issues, Administrative..., Legal Compliance, Wordperfect, Litigation Support, Customer Service, Licensing, Public Policy, Media Relations, Copyright Law, Family Law, Trials, Criminal Law, Litigation, Real Estate, Notary Public, Corporate Law, Document Review, Microsoft Office, Social Media, Motions, LexisNexis
Education
Florida Coastal School of Law 2011 — 2014
Doctor of Law (J.D.), Entertainment Law and Sports Law
Loyola University of Chicago 2010 — 2011
Certificate, Paralegal Studies
University of South Florida 2006 — 2009
Bachelor of Arts, Political Science
Law Office of Craig Crary, P.A. December 2014 - Present
Guardian Ad Litem Program March 2012 - Present
Consilio, LLC September 2014 - October 2014
University of North Florida (Athletic Department) January 2014 - May 2014
Jacksonville University (Athletic Department) May 2013 - December 2013
Three Rivers Legal Services, Inc. January 2013 - May 2013
Florida Department of Children and Families May 2012 - January 2013
Public Defender's Office, 4th Judicial Circuit May 2012 - August 2012
Guaranteed Rate, Inc. July 2010 - January 2011
13th Judicial Circuit April 2009 - August 2009
Skills
Legal Research, Legal Writing, Mortgage Lending, Sales Management, Legal Assistance, Legal Documents, Civil Litigation, Bankruptcy, Commercial Litigation, Lexis, Westlaw, Public Speaking, Mediation, Research, Courts, Intellectual Property, Document Drafting, Legal Issues, Administrative..., Legal Compliance, Wordperfect, Litigation Support, Customer Service, Licensing, Public Policy, Media Relations, Copyright Law, Family Law, Trials, Criminal Law, Litigation, Real Estate, Notary Public, Corporate Law, Document Review, Microsoft Office, Social Media, Motions, LexisNexis
Education
Florida Coastal School of Law 2011 — 2014
Doctor of Law (J.D.), Entertainment Law and Sports Law
Loyola University of Chicago 2010 — 2011
Certificate, Paralegal Studies
University of South Florida 2006 — 2009
Bachelor of Arts, Political Science
Al Gelschus's Guaranteed Rate, INC Experience April 2008 - January 2015
Job Divisional Manager at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate January 2015 - Present
Guaranteed Rate, Inc. April 2008 - January 2015
Centennial Mortgage 1997 - 2008
Residential Mortgage Group 1995 - 1996
Knutson Mortgage 1992 - 1994
Washington Square Mortgage Company 1984 - 1992
Skills
VA loans, Mortgage Banking, USDA, Refinance, FHA, Loan Origination, Mortgage Lending, Residential Mortgages, Loans, Credit, Mortgage Underwriting, Certified Mortgage..., Underwriting, Construction Loans, REO, FHA financing, Real Estate Financing, Government Loans, Commercial Mortgages, Home Equity Loans, First Time Home Buyers, Credit Analysis, Commercial Lending, Real Estate Economics, Mortgage Marketing, Debt Consolidation, Loss Mitigation, Home Equity Lines of..., Rates, Consumer Lending, Loan Servicing, Financial Structuring, Investment Properties, Funding, Banking, Finance, VA Loans
Education
University of St. Thomas 1982 — 1984
MBA, Business/Commerce, General
University of Minnesota-Twin Cities 1978 — 1980
Bachelor of Science, Economics
Minnetonka High School 1972 — 1975
Diploma
Guaranteed Rate January 2015 - Present
Guaranteed Rate, Inc. April 2008 - January 2015
Centennial Mortgage 1997 - 2008
Residential Mortgage Group 1995 - 1996
Knutson Mortgage 1992 - 1994
Washington Square Mortgage Company 1984 - 1992
Skills
VA loans, Mortgage Banking, USDA, Refinance, FHA, Loan Origination, Mortgage Lending, Residential Mortgages, Loans, Credit, Mortgage Underwriting, Certified Mortgage..., Underwriting, Construction Loans, REO, FHA financing, Real Estate Financing, Government Loans, Commercial Mortgages, Home Equity Loans, First Time Home Buyers, Credit Analysis, Commercial Lending, Real Estate Economics, Mortgage Marketing, Debt Consolidation, Loss Mitigation, Home Equity Lines of..., Rates, Consumer Lending, Loan Servicing, Financial Structuring, Investment Properties, Funding, Banking, Finance, VA Loans
Education
University of St. Thomas 1982 — 1984
MBA, Business/Commerce, General
University of Minnesota-Twin Cities 1978 — 1980
Bachelor of Science, Economics
Minnetonka High School 1972 — 1975
Diploma
Beth Grossman Beth Grossman's Guaranteed Rate, INC Experience October 2006 - October 2007
Job Executive Search Director at Angott Search Group
Industry Financial Services
Experience
Angott Search Group October 2007 - Present
Lighthouse of Oakland County 2001 - Present
Guaranteed Rate, Inc. October 2006 - October 2007
Wells Fargo Home Mortgage September 2003 - September 2006
Countrywide Home Loans, Inc. May 1993 - August 2003
Michigan National Bank /now Bank of America May 1988 - April 1993
Education
San Diego State University-California State University 1973 — 1976
MBA, Finance, real estate
University of Florida 1969 — 1973
BA, Liberal Arts
Teaneck High School 1966 — 1969
High school diploma
Angott Search Group October 2007 - Present
Lighthouse of Oakland County 2001 - Present
Guaranteed Rate, Inc. October 2006 - October 2007
Wells Fargo Home Mortgage September 2003 - September 2006
Countrywide Home Loans, Inc. May 1993 - August 2003
Michigan National Bank /now Bank of America May 1988 - April 1993
Education
San Diego State University-California State University 1973 — 1976
MBA, Finance, real estate
University of Florida 1969 — 1973
BA, Liberal Arts
Teaneck High School 1966 — 1969
High school diploma
Robert True's Guaranteed Rate, INC Experience November 2005 - March 2014
Job Retail Mortgage Loan Consultant at EverBank NMLS ID# 187321
Industry Financial Services
Experience
EverBank March 2014 - Present
Guaranteed Rate Inc November 2005 - March 2014
Countrywide June 2002 - October 2005
Household/HSBC October 2001 - May 2002
SMW Trading April 2001 - October 2001
Professional Track and Field Athlete June 1999 - April 2001
Skills
HARP Loan Specialist, FHA financing, Home Equity Lines of..., Credit Analysis, Residential Purchases, Residential Mortgages, FHA 203k and 203ks..., VA loans, Tax Smart, First Time Home Buyers, HomePath, My Comm and Home..., USDA Rural Housing, Loan Origination, Mortgage Banking, FHA, Mortgage Lending, Refinance, Credit, Finance, Real Estate, Loans, Reverse Mortgages, USDA, Certified Mortgage..., Rates, Construction Loans, Mortgage Underwriting, Commercial Mortgages, Government Loans, Real Estate Financing, Home Equity Loans, 203K, Mortgage Marketing, VA Loans, FHA Financing
Education
University of Illinois at Urbana-Champaign - College of Business 1996 — 2000
BS, Finance
Glenbard West High School 1992 — 1995
EverBank March 2014 - Present
Guaranteed Rate Inc November 2005 - March 2014
Countrywide June 2002 - October 2005
Household/HSBC October 2001 - May 2002
SMW Trading April 2001 - October 2001
Professional Track and Field Athlete June 1999 - April 2001
Skills
HARP Loan Specialist, FHA financing, Home Equity Lines of..., Credit Analysis, Residential Purchases, Residential Mortgages, FHA 203k and 203ks..., VA loans, Tax Smart, First Time Home Buyers, HomePath, My Comm and Home..., USDA Rural Housing, Loan Origination, Mortgage Banking, FHA, Mortgage Lending, Refinance, Credit, Finance, Real Estate, Loans, Reverse Mortgages, USDA, Certified Mortgage..., Rates, Construction Loans, Mortgage Underwriting, Commercial Mortgages, Government Loans, Real Estate Financing, Home Equity Loans, 203K, Mortgage Marketing, VA Loans, FHA Financing
Education
University of Illinois at Urbana-Champaign - College of Business 1996 — 2000
BS, Finance
Glenbard West High School 1992 — 1995
Caroline Van Wart Caroline Van Wart's Guaranteed Rate, INC Experience August 2012 - October 2012
Job at Matrix Partners
Industry Marketing and Advertising
Experience
Matrix Partners December 2013 - Present
ISM October 2012 - September 2013
Guaranteed Rate, Inc. August 2012 - October 2012
Sierra Pacific Mortgage 2011 - 2012
Tenacre Day Camp June 2009 - August 2011
Skills
Marketing, Strategic Planning, Social Networking, Social Media, Social Media Marketing, Marketing Communications, Public Relations, Advertising, Facebook, Event Planning, Email Marketing, PowerPoint, Online Advertising, Digital Marketing, Salesforce.com, Microsoft Office
Education
Sacred Heart University 2008 — 2012
Bachelor of Science, Business Administration
Lincoln Sudbury Regional High School 2004 — 2008
Matrix Partners December 2013 - Present
ISM October 2012 - September 2013
Guaranteed Rate, Inc. August 2012 - October 2012
Sierra Pacific Mortgage 2011 - 2012
Tenacre Day Camp June 2009 - August 2011
Skills
Marketing, Strategic Planning, Social Networking, Social Media, Social Media Marketing, Marketing Communications, Public Relations, Advertising, Facebook, Event Planning, Email Marketing, PowerPoint, Online Advertising, Digital Marketing, Salesforce.com, Microsoft Office
Education
Sacred Heart University 2008 — 2012
Bachelor of Science, Business Administration
Lincoln Sudbury Regional High School 2004 — 2008
Nick Boudreau's Guaranteed Rate, INC Experience May 2005 - August 2007
Job Financial Advisor at Edward Jones
Industry Financial Services
Experience
Edward Jones August 2007 - Present
Park Ridge Community Fund May 2011 - Present
Guaranteed Rate, Inc May 2005 - August 2007
RBC Mortgage February 2003 - January 2005
Skills
Investments, Retirement Planning, Finance, Asset Allocation, Fundraising, Mutual Funds, 401k Rollovers, Long-term Care, 401k, Insurance, Portfolio Management, Long Term Care, Asset Management, Non-profits, Loans, Series 7, Retirement, Fixed Annuities, Wealth Management, Life Insurance
Education
University of Iowa 1997 — 2002
Communication, Media Studie
University of Iowa, Iowa City 1997 — 2002
Bachelor Degree, Communications and Media Studies
Graduate of Davenport Assumption High School 1993 — 1997
Edward Jones August 2007 - Present
Park Ridge Community Fund May 2011 - Present
Guaranteed Rate, Inc May 2005 - August 2007
RBC Mortgage February 2003 - January 2005
Skills
Investments, Retirement Planning, Finance, Asset Allocation, Fundraising, Mutual Funds, 401k Rollovers, Long-term Care, 401k, Insurance, Portfolio Management, Long Term Care, Asset Management, Non-profits, Loans, Series 7, Retirement, Fixed Annuities, Wealth Management, Life Insurance
Education
University of Iowa 1997 — 2002
Communication, Media Studie
University of Iowa, Iowa City 1997 — 2002
Bachelor Degree, Communications and Media Studies
Graduate of Davenport Assumption High School 1993 — 1997
Joe Phalen Joe Phalen's Guaranteed Rate, INC Experience March 2010 - Present
Job SVP Divisional Sales Manager for Guaranteed Rate
Industry Banking
Experience
Guaranteed Rate Inc March 2010 - Present
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Residential Mortgages, FHA, Loans, Certified Mortgage..., FHA financing, Investment Properties, VA loans, Finance, USDA, Reverse Mortgages, Mortgage Underwriting, First Time Home Buyers, Real Estate Financing, Home Equity Loans, Commercial Mortgages, Government Loans, Home Equity Lines of..., Real Estate, Commercial Lending, Mortgage Marketing, Debt Consolidation, Non-Conforming, Rates, Credit, Refinance, Short Sales, Loss Mitigation, Sales, Sales Coaching, Sales Leadership..., Retail Sales, Sales Management, National Sales Training
Education
Eastern Illinois University 1988 — 1991
BS, Economics
Guaranteed Rate Inc March 2010 - Present
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Residential Mortgages, FHA, Loans, Certified Mortgage..., FHA financing, Investment Properties, VA loans, Finance, USDA, Reverse Mortgages, Mortgage Underwriting, First Time Home Buyers, Real Estate Financing, Home Equity Loans, Commercial Mortgages, Government Loans, Home Equity Lines of..., Real Estate, Commercial Lending, Mortgage Marketing, Debt Consolidation, Non-Conforming, Rates, Credit, Refinance, Short Sales, Loss Mitigation, Sales, Sales Coaching, Sales Leadership..., Retail Sales, Sales Management, National Sales Training
Education
Eastern Illinois University 1988 — 1991
BS, Economics
Derrick Kugler Derrick Kugler's Guaranteed Rate, INC Experience December 2014 - July 2015
Job Loan Officer at Carrington Mortgage Services
Industry Real Estate
Experience
Carrington Mortgage Services, Mortgage Lending Division July 2015 - Present
Guaranteed Rate, Inc. December 2014 - July 2015
First Option Mortgage May 2014 - December 2014
Homestar Financial June 2010 - May 2014
Cornerstone Mortgage Group April 2009 - June 2010
Foundation Financial Group June 2005 - April 2009
Summit Properties May 2001 - June 2005
Skills
Refinance, Mortgage Lending, FHA, Mortgage Banking, Residential Mortgages, Loan Origination, Loans, VA loans, USDA, First Time Home Buyers, FHA financing, Investment Properties, Real Estate, Credit, Reverse Mortgages, Real Estate Financing, VA Loans, FHA Financing
Education
Kennesaw State University 1998 — 2001
Harrison High School 1994 — 1997
Harrison High School
Carrington Mortgage Services, Mortgage Lending Division July 2015 - Present
Guaranteed Rate, Inc. December 2014 - July 2015
First Option Mortgage May 2014 - December 2014
Homestar Financial June 2010 - May 2014
Cornerstone Mortgage Group April 2009 - June 2010
Foundation Financial Group June 2005 - April 2009
Summit Properties May 2001 - June 2005
Skills
Refinance, Mortgage Lending, FHA, Mortgage Banking, Residential Mortgages, Loan Origination, Loans, VA loans, USDA, First Time Home Buyers, FHA financing, Investment Properties, Real Estate, Credit, Reverse Mortgages, Real Estate Financing, VA Loans, FHA Financing
Education
Kennesaw State University 1998 — 2001
Harrison High School 1994 — 1997
Harrison High School
Nikolaos Athanasiou Nikolaos Athanasiou's Guaranteed Rate, INC Experience April 2014 - Present
Job EVP, Strategy & Integrated Operations at Guaranteed Rate, Inc.
Industry Financial Services
Experience
Guaranteed Rate, Inc. April 2014 - Present
Guaranteed Rate, Inc. September 2011 - Present
Guaranteed Rate, Inc. May 2009 - September 2011
Mortgage World Corp. December 2007 - April 2009
Countrywide Home Loans July 2003 - July 2007
Education
New England Conservatory of Music 1997 — 2001
Guaranteed Rate, Inc. April 2014 - Present
Guaranteed Rate, Inc. September 2011 - Present
Guaranteed Rate, Inc. May 2009 - September 2011
Mortgage World Corp. December 2007 - April 2009
Countrywide Home Loans July 2003 - July 2007
Education
New England Conservatory of Music 1997 — 2001
Rob Wishnick Rob Wishnick's Guaranteed Rate, INC Experience January 2015 - Present
Job Vice President of Mortgage Lending at Guaranteed Rate, Inc. NMLS #146422
Industry Financial Services
Experience
Guaranteed Rate, Inc. January 2015 - Present
East Coast Mortgage & Financial Services, Inc. April 2003 - January 2015
ATD American Co. November 2001 - April 2003
Skills
NMLS #146422, Investment Properties, Marketing Strategy, Refinance, Negotiation, Loans, Mortgage Lending, FHA, Sales, New Business Development, NMLS, Finance, Mortgage Banking, Customer Service, Residential Homes, Real Estate, Leadership, FHA financing, Underwriting, VA loans, Government Loans
Education
Temple University 2001 — 2003
MBA, Accounting
Pennsylvania State University 1994 — 1998
BS, Finance
Guaranteed Rate, Inc. January 2015 - Present
East Coast Mortgage & Financial Services, Inc. April 2003 - January 2015
ATD American Co. November 2001 - April 2003
Skills
NMLS #146422, Investment Properties, Marketing Strategy, Refinance, Negotiation, Loans, Mortgage Lending, FHA, Sales, New Business Development, NMLS, Finance, Mortgage Banking, Customer Service, Residential Homes, Real Estate, Leadership, FHA financing, Underwriting, VA loans, Government Loans
Education
Temple University 2001 — 2003
MBA, Accounting
Pennsylvania State University 1994 — 1998
BS, Finance
Tom Hlava Tom Hlava's Guaranteed Rate, INC Experience June 1999 - July 2014
Job Senior Mortgage Guru At 1st Advantage Mortgage
Industry Banking
Experience
1st Advantage Mortgage August 2014 - Present
Guaranteed Rate Inc. June 1999 - July 2014
Preferred Mortgage 1995 - 1999
Hinsdale Federal Bank 1985 - 1995
Skills
First Time Home Buyers, Mortgage, Mortgage Industry, FHA, Residential, Purchase, Investment Properties, Mortgage Lending, Refinance, Home, Loans, Mortgage Banking, Condos, VA, REO, Conventional, Credit, Short Sales, Real Estate, VA loans, Conforming, USDA
Education
DePaul University 1983 — 1986
MBA, Finance
St. Norbert College 1977 — 1981
BA, Finance, Marketing
Notre Dame High School 1973 — 1977
Saint John Brebeuf 1966 — 1973
1st Advantage Mortgage August 2014 - Present
Guaranteed Rate Inc. June 1999 - July 2014
Preferred Mortgage 1995 - 1999
Hinsdale Federal Bank 1985 - 1995
Skills
First Time Home Buyers, Mortgage, Mortgage Industry, FHA, Residential, Purchase, Investment Properties, Mortgage Lending, Refinance, Home, Loans, Mortgage Banking, Condos, VA, REO, Conventional, Credit, Short Sales, Real Estate, VA loans, Conforming, USDA
Education
DePaul University 1983 — 1986
MBA, Finance
St. Norbert College 1977 — 1981
BA, Finance, Marketing
Notre Dame High School 1973 — 1977
Saint John Brebeuf 1966 — 1973
Jamal Hussein's Guaranteed Rate, INC Experience May 2006 - November 2009
Job Account Manager at CDW
Industry Business Supplies and Equipment
Experience
CDW May 2011 - Present
TCE, Inc May 2010 - May 2011
Opti Staffing Group February 2010 - May 2010
GUARANTEED RATE, INC May 2006 - November 2009
LASALLE BANK N.A. June 2004 - May 2006
SYMPHONIC WIRELESS, INC March 2003 - June 2004
VARIOUS ORCHESTRA July 1997 - March 2003
GARLAND MUSIC PROGRAM August 1999 - July 2002
Skills
Sales, Recruiting, Analysis, Marketing, Management, SEO, Cold Calling, Marketing Strategy, Finance, B2B, Customer Service, Customer Satisfaction, Negotiation
Education
Indiana University Bloomington
MM
Northwestern University
BM
CDW May 2011 - Present
TCE, Inc May 2010 - May 2011
Opti Staffing Group February 2010 - May 2010
GUARANTEED RATE, INC May 2006 - November 2009
LASALLE BANK N.A. June 2004 - May 2006
SYMPHONIC WIRELESS, INC March 2003 - June 2004
VARIOUS ORCHESTRA July 1997 - March 2003
GARLAND MUSIC PROGRAM August 1999 - July 2002
Skills
Sales, Recruiting, Analysis, Marketing, Management, SEO, Cold Calling, Marketing Strategy, Finance, B2B, Customer Service, Customer Satisfaction, Negotiation
Education
Indiana University Bloomington
MM
Northwestern University
BM
Dennis Ryan Dennis Ryan's Guaranteed Rate, INC Experience November 2011 - Present
Job Vice President of Mortgage Lending at Guaranteed Rate
Industry Banking
Experience
Guaranteed Rate, Inc. November 2011 - Present
Chicago Bancorp February 2009 - November 2011
BancFirst Mortgage Company July 2006 - December 2008
Mount Carmel High School June 1998 - June 2006
Beverly Bank July 1984 - June 1998
Skills
Mortgage Lending, Loans, Loan Origination, Residential Mortgages, FHA financing, First Time Home Buyers, Real Estate, Investment Properties, VA loans, Credit, Real Estate Financing, Reverse Mortgages, Commercial Mortgages, Credit Analysis, Investments, Referrals, Refinance, Sellers, Mortgage Underwriting, Home Equity Lines of..., Residential Homes, Mortgage Banking, USDA, Jumbo Mortgage, 203K, FHA, Banking, Construction Loans, Commercial Lending, Home Equity Loans, Mortgage Marketing, Licensed in Illinois,...
Education
University of Illinois at Chicago
BA, Political Science
Mt Carmel
Guaranteed Rate, Inc. November 2011 - Present
Chicago Bancorp February 2009 - November 2011
BancFirst Mortgage Company July 2006 - December 2008
Mount Carmel High School June 1998 - June 2006
Beverly Bank July 1984 - June 1998
Skills
Mortgage Lending, Loans, Loan Origination, Residential Mortgages, FHA financing, First Time Home Buyers, Real Estate, Investment Properties, VA loans, Credit, Real Estate Financing, Reverse Mortgages, Commercial Mortgages, Credit Analysis, Investments, Referrals, Refinance, Sellers, Mortgage Underwriting, Home Equity Lines of..., Residential Homes, Mortgage Banking, USDA, Jumbo Mortgage, 203K, FHA, Banking, Construction Loans, Commercial Lending, Home Equity Loans, Mortgage Marketing, Licensed in Illinois,...
Education
University of Illinois at Chicago
BA, Political Science
Mt Carmel
Gabrielle D James Gabrielle D James's Guaranteed Rate, INC Experience 2005 - 2006
Job Mortgage Consultant at Residential Mortgage Center
Industry Real Estate
Experience
DeAnn J May 2007 - Present
Residential Mortgage Center August 2006 - Present
Celebrations, Inc October 2000 - Present
Guaranteed Rate Inc 2005 - 2006
Nordstrom Inc. 2003 - 2005
Education
South Carolina State University 1994 — 1999
BS, Accounting
Hampton University 1992 — 1994
Felton Lab 1980 — 1988
Middle
DeAnn J May 2007 - Present
Residential Mortgage Center August 2006 - Present
Celebrations, Inc October 2000 - Present
Guaranteed Rate Inc 2005 - 2006
Nordstrom Inc. 2003 - 2005
Education
South Carolina State University 1994 — 1999
BS, Accounting
Hampton University 1992 — 1994
Felton Lab 1980 — 1988
Middle
Grae Drake Grae Drake's Guaranteed Rate, INC Experience September 2006 - August 2008
Job Head of Education at Thinkful
Industry Internet
Experience
Thinkful July 2015 - Present
Thinkful April 2014 - June 2015
Thinkful August 2013 - April 2014
Greenberg Traurig, LLP September 2011 - January 2013
Greenberg Traurig, LLP May 2010 - July 2010
Guaranteed Rate Inc. September 2006 - August 2008
Skills
Python, JavaScript, HTML, CSS, Corporate Law, Litigation, Mergers & Acquisitions, Corporate Finance, Private Equity, Venture Financing, Legal Research, Civil Litigation, Legal Writing
Education
University of Illinois College of Law 2008 — 2011
Juris Doctor, Law
St. John's College (NM) 2001 — 2005
Bachelor of Arts (B.A.), Liberal Arts
Thinkful July 2015 - Present
Thinkful April 2014 - June 2015
Thinkful August 2013 - April 2014
Greenberg Traurig, LLP September 2011 - January 2013
Greenberg Traurig, LLP May 2010 - July 2010
Guaranteed Rate Inc. September 2006 - August 2008
Skills
Python, JavaScript, HTML, CSS, Corporate Law, Litigation, Mergers & Acquisitions, Corporate Finance, Private Equity, Venture Financing, Legal Research, Civil Litigation, Legal Writing
Education
University of Illinois College of Law 2008 — 2011
Juris Doctor, Law
St. John's College (NM) 2001 — 2005
Bachelor of Arts (B.A.), Liberal Arts
Makena Levine Makena Levine's Guaranteed Rate, INC Experience October 2012 - Present
Job Creative Communications Specialist
Industry Banking
Experience
Guaranteed Rate Inc. October 2012 - Present
Freelance May 2008 - Present
Law offices of Jacobs, Burns, Orlove and Hernandez November 2010 - August 2012
The Catharsis Junkies August 2010 - February 2012
Skills
Corporate Communications, Internal Communications, Creative Writing, Playwriting, Product Design, Arts Administration, Administrative Work, Sales, Sales Management, Sculpture, Customer Service, Marketing Communications, Theatre, Mortgage Lending, Legal Assistance, Copywriting, Copy Editing, Marketing Copy, Puppetry, Fine Art, Contemporary Art, Creative Direction, Creative Problem Solving, Glass Art, Ceramic Sculpture, Craft, Production Managment, Directing Talent, Poetry, Blogging
Education
Sarah Lawrence College 2004 — 2008
Bachelor of Arts (BA), Playwriting and Literature
Trinity College, Dublin; Samuel Beckett Center 2006 — 2007
Bachelor of Arts (BA), Playwriting
Guaranteed Rate Inc. October 2012 - Present
Freelance May 2008 - Present
Law offices of Jacobs, Burns, Orlove and Hernandez November 2010 - August 2012
The Catharsis Junkies August 2010 - February 2012
Skills
Corporate Communications, Internal Communications, Creative Writing, Playwriting, Product Design, Arts Administration, Administrative Work, Sales, Sales Management, Sculpture, Customer Service, Marketing Communications, Theatre, Mortgage Lending, Legal Assistance, Copywriting, Copy Editing, Marketing Copy, Puppetry, Fine Art, Contemporary Art, Creative Direction, Creative Problem Solving, Glass Art, Ceramic Sculpture, Craft, Production Managment, Directing Talent, Poetry, Blogging
Education
Sarah Lawrence College 2004 — 2008
Bachelor of Arts (BA), Playwriting and Literature
Trinity College, Dublin; Samuel Beckett Center 2006 — 2007
Bachelor of Arts (BA), Playwriting
Amanda Bracklein Amanda Bracklein's Guaranteed Rate, INC Experience September 2010 - December 2011
Job Accounts Payable Specialist at Ultra Petroleum
Industry Accounting
Experience
Ultra Petroleum January 2014 - Present
Ciris Energy, Inc December 2011 - January 2014
Guaranteed Rate, Inc September 2010 - December 2011
Pioneer Sand Company April 2010 - July 2010
1st Bank June 2009 - November 2009
Skills
Accounts Payable, Oil & Gas Industry, Microsoft Office, BOLO, OpenInvoice, Compliance, Customer Service, Communication, Editing, Organization, Writing, Public Speaking, Project Management, Microsoft Excel
Education
Northwestern College 2005 — 2009
Bachelor of Arts, Theatre Arts
Ultra Petroleum January 2014 - Present
Ciris Energy, Inc December 2011 - January 2014
Guaranteed Rate, Inc September 2010 - December 2011
Pioneer Sand Company April 2010 - July 2010
1st Bank June 2009 - November 2009
Skills
Accounts Payable, Oil & Gas Industry, Microsoft Office, BOLO, OpenInvoice, Compliance, Customer Service, Communication, Editing, Organization, Writing, Public Speaking, Project Management, Microsoft Excel
Education
Northwestern College 2005 — 2009
Bachelor of Arts, Theatre Arts
Chris Chambers Chris Chambers's Guaranteed Rate, INC Experience June 1997 - Present
Job Vice President of Mortgage Lending at Guaranteed Rate who uses uncommon analysis to ensure you get the perfect mortgage
Industry Banking
Experience
Guaranteed Rate Inc June 1997 - Present
Wells Fargo Bank June 1994 - June 1997
Hitachi Data Systems December 1987 - March 1992
IBM June 1981 - December 1987
Skills
Certified Mortgage..., Distress Property Buyer, Mortgage Lending, FHA, Certified Mortgage..., Short Sales, Foreclosures, Loans, Mortgage Banking, Refinance, VA loans, Real Estate, Residential Mortgages, Loan Origination, FHA financing, Investment Properties, First Time Home Buyers, Credit, Investors, Banking, Finance, Home Equity Lines of..., Commercial Mortgages, Real Estate Economics, Real Estate Financing, Rates, Sales, Real Estate Transactions, Financial Structuring, REO, Property, Residential Homes, Mortgage Marketing, Sellers, USDA, Reverse Mortgages, Construction Loans, Strategy, Investments, Marketing, Management, Condos, Negotiation, Selling, Portfolio Management, Customer Service, Single Family Homes
Education
Northwestern University 1976 — 1981
BA, English, Mathematics
St. Xavier High School 1972 — 1976
College Prep Honors, College Prep Honors
Guaranteed Rate Inc June 1997 - Present
Wells Fargo Bank June 1994 - June 1997
Hitachi Data Systems December 1987 - March 1992
IBM June 1981 - December 1987
Skills
Certified Mortgage..., Distress Property Buyer, Mortgage Lending, FHA, Certified Mortgage..., Short Sales, Foreclosures, Loans, Mortgage Banking, Refinance, VA loans, Real Estate, Residential Mortgages, Loan Origination, FHA financing, Investment Properties, First Time Home Buyers, Credit, Investors, Banking, Finance, Home Equity Lines of..., Commercial Mortgages, Real Estate Economics, Real Estate Financing, Rates, Sales, Real Estate Transactions, Financial Structuring, REO, Property, Residential Homes, Mortgage Marketing, Sellers, USDA, Reverse Mortgages, Construction Loans, Strategy, Investments, Marketing, Management, Condos, Negotiation, Selling, Portfolio Management, Customer Service, Single Family Homes
Education
Northwestern University 1976 — 1981
BA, English, Mathematics
St. Xavier High School 1972 — 1976
College Prep Honors, College Prep Honors
Ross Lelin Ross Lelin's Guaranteed Rate, INC Experience July 2012 - February 2014
Job Owner / Broker at THE MORTGAGE PROFESSIONALS
Industry Banking
Experience
The Mortgage Professionals March 1991 - Present
Guaranteed Rate Inc July 2012 - February 2014
THE MORTGAGE PROFESSIONALS March 1991 - July 2012
Travelers Mortgage Services May 1988 - December 1989
Emigrant Savings Bank January 1987 - April 1988
Skills
Expertise in Mortgages..., Mortgage, Real Estate, Loans, Home, Commercial Mortgages, Mortgage Lending, Refinance, Retirement Planning, Brokerage, FHA, Investment Properties, Dispositions, First Time Home Buyers, Real Estate Investment, Purchase, Investments, Residential, Real Estate Transactions, Credit, Real Estate Development, Short Sales, Foreclosures, Retail, Banking, Negotiation, Conventional, Financial Planning, Residential Homes, Residential Mortgages, Finance, Strategic Financial..., Underwriting, Loan Origination, Reverse Mortgages, Construction Loans, Condos, Mortgage Banking, VA loans, Real Estate Financing, Debt Consolidation, Commercial Lending, Home Equity Loans, USDA, Disposition, Investors, Real Estate Economics, Mortgage Underwriting, Funding, REO
Education
The Institute of Chartered Accountants of India 1970 — 1975
CPA, Accounting and Auditing
Government Law College 1970 — 1973
Bachelor of Laws, Real Estate & Contract Law
Sydenham College 1965 — 1969
BS in Accounting, Accounting and Auditing
St. Mary's High School 1952 — 1964
Certificate from Cambridge, Arts
The Mortgage Professionals March 1991 - Present
Guaranteed Rate Inc July 2012 - February 2014
THE MORTGAGE PROFESSIONALS March 1991 - July 2012
Travelers Mortgage Services May 1988 - December 1989
Emigrant Savings Bank January 1987 - April 1988
Skills
Expertise in Mortgages..., Mortgage, Real Estate, Loans, Home, Commercial Mortgages, Mortgage Lending, Refinance, Retirement Planning, Brokerage, FHA, Investment Properties, Dispositions, First Time Home Buyers, Real Estate Investment, Purchase, Investments, Residential, Real Estate Transactions, Credit, Real Estate Development, Short Sales, Foreclosures, Retail, Banking, Negotiation, Conventional, Financial Planning, Residential Homes, Residential Mortgages, Finance, Strategic Financial..., Underwriting, Loan Origination, Reverse Mortgages, Construction Loans, Condos, Mortgage Banking, VA loans, Real Estate Financing, Debt Consolidation, Commercial Lending, Home Equity Loans, USDA, Disposition, Investors, Real Estate Economics, Mortgage Underwriting, Funding, REO
Education
The Institute of Chartered Accountants of India 1970 — 1975
CPA, Accounting and Auditing
Government Law College 1970 — 1973
Bachelor of Laws, Real Estate & Contract Law
Sydenham College 1965 — 1969
BS in Accounting, Accounting and Auditing
St. Mary's High School 1952 — 1964
Certificate from Cambridge, Arts
Doug Valente Doug Valente's Guaranteed Rate, INC Experience February 2015 - Present
Job Bank Attorney at Guaranteed Rate, Inc.
Industry Law Practice
Experience
Valente Law Group, P.C. August 2008 - Present
Guaranteed Rate, Inc. February 2015 - Present
Odyssey Funding, LLC January 2014 - February 2015
Guaranteed Home Mortgage Company, Inc. 1999 - 2013
Valente & Klein, P.C. December 1999 - August 2008
Law Office of Douglas Valente February 1996 - December 1999
Valente & Delmont, Esqs. February 1995 - February 1996
Law Office of Douglas Valente June 1993 - February 1995
Law office of Richard Cunningham April 1992 - June 1993
Skills
Real Estate, Residential Homes, Reverse Mortgages, Real Estate Financing, Banking, Mortgage Lending, Residential Mortgages, Mortgage Banking, Refinance, FHA, Loans, Loan Origination, Real Estate Transactions, Real Estate Economics, Commercial Mortgages, Investment Properties, Public Speaking, Risk Management, Credit, VA loans, USDA, Funding, Commercial Lending, Foreclosures, Commercial Real Estate, Underwriting, Financial Structuring, First Time Home Buyers, Investors, Condos, Finance, Investments, Title Insurance, Short Sales, HUD, Referrals, Property, REO, Real Property, Credit Analysis, Sellers, Small Business, FHA financing
Education
New York University 1993 — 1995
M.A., Philosophy
Touro College Jacob D. Fuchsberg Law Center 1988 — 1991
J.D., Law
Stony Brook University 1984 — 1988
B.A., Philosophy & Journalism
Valente Law Group, P.C. August 2008 - Present
Guaranteed Rate, Inc. February 2015 - Present
Odyssey Funding, LLC January 2014 - February 2015
Guaranteed Home Mortgage Company, Inc. 1999 - 2013
Valente & Klein, P.C. December 1999 - August 2008
Law Office of Douglas Valente February 1996 - December 1999
Valente & Delmont, Esqs. February 1995 - February 1996
Law Office of Douglas Valente June 1993 - February 1995
Law office of Richard Cunningham April 1992 - June 1993
Skills
Real Estate, Residential Homes, Reverse Mortgages, Real Estate Financing, Banking, Mortgage Lending, Residential Mortgages, Mortgage Banking, Refinance, FHA, Loans, Loan Origination, Real Estate Transactions, Real Estate Economics, Commercial Mortgages, Investment Properties, Public Speaking, Risk Management, Credit, VA loans, USDA, Funding, Commercial Lending, Foreclosures, Commercial Real Estate, Underwriting, Financial Structuring, First Time Home Buyers, Investors, Condos, Finance, Investments, Title Insurance, Short Sales, HUD, Referrals, Property, REO, Real Property, Credit Analysis, Sellers, Small Business, FHA financing
Education
New York University 1993 — 1995
M.A., Philosophy
Touro College Jacob D. Fuchsberg Law Center 1988 — 1991
J.D., Law
Stony Brook University 1984 — 1988
B.A., Philosophy & Journalism
Jason Fistick Jason Fistick's Guaranteed Rate, INC Experience April 2013 - September 2013
Job Associate Head Coach Men's Volleyball Assistant Women's Volleyball Coach at Missouri Valley College
Industry Higher Education
Experience
Missouri Valley College August 2014 - Present
Vital Volleyball Club October 2013 - Present
Guaranteed Rate Inc April 2013 - September 2013
Sentrix Financial Services June 2011 - April 2013
HiP 2012 - December 2012
Elite Volleyball Training Center January 2009 - October 2012
West Town Savings Bank May 2011 - February 2012
Smack/Team Sports Super Store 2009 - 2010
Skills
VA loans, Loan Origination, FHA, Mortgage Lending, USDA, Volleyball Training, Furniture Brand Rep, Retail Furniture, Retail Electronics, Marketing, Lead Generation
Education
Kent State University 2000 — 2003
uahs 1996 — 1999
Missouri Valley College August 2014 - Present
Vital Volleyball Club October 2013 - Present
Guaranteed Rate Inc April 2013 - September 2013
Sentrix Financial Services June 2011 - April 2013
HiP 2012 - December 2012
Elite Volleyball Training Center January 2009 - October 2012
West Town Savings Bank May 2011 - February 2012
Smack/Team Sports Super Store 2009 - 2010
Skills
VA loans, Loan Origination, FHA, Mortgage Lending, USDA, Volleyball Training, Furniture Brand Rep, Retail Furniture, Retail Electronics, Marketing, Lead Generation
Education
Kent State University 2000 — 2003
uahs 1996 — 1999
Nicole Ottolino Nicole Ottolino's Guaranteed Rate, INC Experience March 2007 - September 2008
Job National Account Executive & Training Lead at Meeting Tomorrow
Industry Events Services
Experience
Meeting Tomorrow September 2013 - Present
Meeting Tomorrow January 2011 - Present
Meeting Tomorrow August 2010 - December 2010
Acquirent January 2010 - July 2010
Healthcare Solutions Team September 2008 - January 2010
Guaranteed Rate, Inc March 2007 - September 2008
Skills
Account Management, Sales, Marketing, Negotiation, Customer Service, Social Media, Event Planning, Strategic Planning, Salesforce.com, Sales Management, B2B, Project Management, New Business Development, Microsoft Excel, Microsoft Office, Business Development, Event Management, Cold Calling, Marketing Strategy, Online Advertising, Consultative Sales..., Sales Operations, Training, Sales Rep Training, Selling, Customer Satisfaction, Sales Process, Advertising, Trade Shows, Time Management, Budgets
Education
Miami University 2002 — 2006
Bachlor of Arts, Political Science
University of Phoenix 2010 — 2012
Master of Education (M.Ed.), Adult Education and Training
Lyons Township
Meeting Tomorrow September 2013 - Present
Meeting Tomorrow January 2011 - Present
Meeting Tomorrow August 2010 - December 2010
Acquirent January 2010 - July 2010
Healthcare Solutions Team September 2008 - January 2010
Guaranteed Rate, Inc March 2007 - September 2008
Skills
Account Management, Sales, Marketing, Negotiation, Customer Service, Social Media, Event Planning, Strategic Planning, Salesforce.com, Sales Management, B2B, Project Management, New Business Development, Microsoft Excel, Microsoft Office, Business Development, Event Management, Cold Calling, Marketing Strategy, Online Advertising, Consultative Sales..., Sales Operations, Training, Sales Rep Training, Selling, Customer Satisfaction, Sales Process, Advertising, Trade Shows, Time Management, Budgets
Education
Miami University 2002 — 2006
Bachlor of Arts, Political Science
University of Phoenix 2010 — 2012
Master of Education (M.Ed.), Adult Education and Training
Lyons Township
Brian Jessen Brian Jessen's Guaranteed Rate, INC Experience December 2008 - Present
Job Senior Vice President at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate, Inc. December 2008 - Present
Harris N.A. March 1999 - November 2008
The Northern Trust Company April 1989 - March 1999
Skills
Mortgage Lending, Loans, Condos, Investment Properties, Residential Homes, Banking, Loan Origination, Investments, Finance, Single Family Homes, Property, Sales, Leases, VA loans, First Time Home Buyers, Residential Mortgages, Refinance, FHA, Mortgage Banking, Townhomes, Lines Of Credit, FHA financing, Consumer Lending, Real Estate, Construction Loans, USDA, Reverse Mortgages, Real Estate Financing, Commercial Mortgages, Commercial Lending, Certified Mortgage..., Mortgage Underwriting
Education
University of Illinois at Urbana-Champaign 1981 — 1986
Bachelor's, Economics and Finance - double major
Northwestern University - Kellogg School of Management
Master's of Management, Business Management
Guaranteed Rate, Inc. December 2008 - Present
Harris N.A. March 1999 - November 2008
The Northern Trust Company April 1989 - March 1999
Skills
Mortgage Lending, Loans, Condos, Investment Properties, Residential Homes, Banking, Loan Origination, Investments, Finance, Single Family Homes, Property, Sales, Leases, VA loans, First Time Home Buyers, Residential Mortgages, Refinance, FHA, Mortgage Banking, Townhomes, Lines Of Credit, FHA financing, Consumer Lending, Real Estate, Construction Loans, USDA, Reverse Mortgages, Real Estate Financing, Commercial Mortgages, Commercial Lending, Certified Mortgage..., Mortgage Underwriting
Education
University of Illinois at Urbana-Champaign 1981 — 1986
Bachelor's, Economics and Finance - double major
Northwestern University - Kellogg School of Management
Master's of Management, Business Management
Steven Dosttur Steven Dosttur's Guaranteed Rate, INC Experience September 2012 - February 2015
Job Private Client Mortgage Banker at JPMorgan Chase Bank, N.A.
Industry Real Estate
Experience
JPM Chase Bank, N.A. February 2015 - Present
Guaranteed Rate Inc September 2012 - February 2015
GuardHill Financial Corp. September 2009 - September 2012
Network Lenders of America, Inc, August 1986 - August 2009
Skills
Loan Origination, Refinance, Mortgage Banking, Mortgage Lending, Underwriting, Condos, Credit, First Time Home Buyers, Loans, Reverse Mortgages, FHA financing, FHA, Residential Mortgages, Finance, Banking, Construction Loans, Real Estate Transactions, USDA, Investments, Debt Consolidation, Commercial Lending, Mortgage Marketing, Home Equity Lines of..., Commercial Mortgages, Investment Properties, Home Equity Loans, Real Estate Financing, Real Estate, Financial Structuring
Education
Istanbul Technical Univeristy 1971 — 1977
MSc, Metallurgical Engineering
Istanbul Technical University 1971 — 1977
MSc in Engineering, Metallurgical Engineering
JPM Chase Bank, N.A. February 2015 - Present
Guaranteed Rate Inc September 2012 - February 2015
GuardHill Financial Corp. September 2009 - September 2012
Network Lenders of America, Inc, August 1986 - August 2009
Skills
Loan Origination, Refinance, Mortgage Banking, Mortgage Lending, Underwriting, Condos, Credit, First Time Home Buyers, Loans, Reverse Mortgages, FHA financing, FHA, Residential Mortgages, Finance, Banking, Construction Loans, Real Estate Transactions, USDA, Investments, Debt Consolidation, Commercial Lending, Mortgage Marketing, Home Equity Lines of..., Commercial Mortgages, Investment Properties, Home Equity Loans, Real Estate Financing, Real Estate, Financial Structuring
Education
Istanbul Technical Univeristy 1971 — 1977
MSc, Metallurgical Engineering
Istanbul Technical University 1971 — 1977
MSc in Engineering, Metallurgical Engineering
Lisa Munn Lisa Munn's Guaranteed Rate, INC Experience February 2010 - September 2014
Job Loan Officer at 1st Advantage Mortgage
Industry Banking
Experience
1st Advantage Mortgage August 2015 - Present
GMH Mortgage Services LLC September 2014 - August 2015
Guaranteed Rate Inc February 2010 - September 2014
Superior Mortgage April 1998 - February 2012
Skills
Refinance, FHA, Mortgage Lending, Loan Origination, Loans, Real Estate, Mortgage Banking, Investors, VA loans, Vacation Homes, Condos, Investments, FHA financing, Investment Properties, Residential Mortgages, USDA, Construction Loans, Sellers, Finance, Reverse Mortgages, Relocation, Referrals, Single Family Homes, New Home Sales, Residential Homes, Banking, Real Estate Transactions, Mortgage Marketing, Foreclosures, Short Sales, Credit, First Time Home Buyers
Education
Gettysburg College
1st Advantage Mortgage August 2015 - Present
GMH Mortgage Services LLC September 2014 - August 2015
Guaranteed Rate Inc February 2010 - September 2014
Superior Mortgage April 1998 - February 2012
Skills
Refinance, FHA, Mortgage Lending, Loan Origination, Loans, Real Estate, Mortgage Banking, Investors, VA loans, Vacation Homes, Condos, Investments, FHA financing, Investment Properties, Residential Mortgages, USDA, Construction Loans, Sellers, Finance, Reverse Mortgages, Relocation, Referrals, Single Family Homes, New Home Sales, Residential Homes, Banking, Real Estate Transactions, Mortgage Marketing, Foreclosures, Short Sales, Credit, First Time Home Buyers
Education
Gettysburg College
Justus Anderson, Jr Justus Anderson, Jr's Guaranteed Rate, INC Experience May 2013 - Present
Job Loan Officer at Guaranteed Rate, Inc
Industry Banking
Experience
Guaranteed Rate, Inc May 2013 - Present
Flagstar Bank October 2009 - May 2013
Paramount Mortgage Partners September 2007 - September 2009
Cross Country Lenders November 2006 - August 2007
Mortgage-Tree Lending July 2004 - October 2006
Loansnap.com January 2002 - June 2004
Education
University of Massachusetts, Amherst 1993 — 1997
Bachelor of Arts, Communications & Marketing
Guaranteed Rate, Inc May 2013 - Present
Flagstar Bank October 2009 - May 2013
Paramount Mortgage Partners September 2007 - September 2009
Cross Country Lenders November 2006 - August 2007
Mortgage-Tree Lending July 2004 - October 2006
Loansnap.com January 2002 - June 2004
Education
University of Massachusetts, Amherst 1993 — 1997
Bachelor of Arts, Communications & Marketing
Matthew T. McKean Matthew T. McKean's Guaranteed Rate, INC Experience January 2008 - February 2014
Job Finance & Business Growth
Industry Financial Services
Experience
Academy Mortgage Corporation March 2014 - Present
Frontier Applied Sciences December 2010 - Present
McKean Consulting 2006 - Present
Guaranteed Rate, Inc. January 2008 - February 2014
The Carnegie Hill Corporation 2000 - 2007
Skills
Account Management, Loans, Short Sales, Refinance, Finance, Mortgage Lending, Real Estate, FHA, Analysis, Banking, Business Development, FHA financing, First Time Home Buyers, Investment Properties, Mortgage Banking, Loan Origination, Residential Homes, Residential Mortgages, Sales, Credit, Investments
Education
Vistage International 2003 — 2007
Executive Management, Business Growth
Arizona State University 1988 — 1993
Bachelor of Science, Nutrional Sciences, Chemistry
Academy Mortgage Corporation March 2014 - Present
Frontier Applied Sciences December 2010 - Present
McKean Consulting 2006 - Present
Guaranteed Rate, Inc. January 2008 - February 2014
The Carnegie Hill Corporation 2000 - 2007
Skills
Account Management, Loans, Short Sales, Refinance, Finance, Mortgage Lending, Real Estate, FHA, Analysis, Banking, Business Development, FHA financing, First Time Home Buyers, Investment Properties, Mortgage Banking, Loan Origination, Residential Homes, Residential Mortgages, Sales, Credit, Investments
Education
Vistage International 2003 — 2007
Executive Management, Business Growth
Arizona State University 1988 — 1993
Bachelor of Science, Nutrional Sciences, Chemistry
Bo Oseguera Bo Oseguera's Guaranteed Rate, INC Experience December 2008 - November 2011
Job Business Development Manager at ZMB Industries
Industry Banking
Experience
ZMB Industries December 2011 - Present
Guaranteed Rate, Inc December 2008 - November 2011
Bank of America October 2006 - December 2008
Wells Fargo May 2002 - October 2006
Skills
Mortgage Banking, Refinance, FHA, FHA financing, Loans, Mortgage Lending, VA loans
Education
California Polytechnic State University-San Luis Obispo 1996 — 2001
BA, Marketing
ZMB Industries December 2011 - Present
Guaranteed Rate, Inc December 2008 - November 2011
Bank of America October 2006 - December 2008
Wells Fargo May 2002 - October 2006
Skills
Mortgage Banking, Refinance, FHA, FHA financing, Loans, Mortgage Lending, VA loans
Education
California Polytechnic State University-San Luis Obispo 1996 — 2001
BA, Marketing
Jody Watters Jody Watters's Guaranteed Rate, INC Experience April 2014 - August 2014
Job Mortgage Loan Originator at FBC Mortgage LLC dba Home Loans Today
Industry Financial Services
Experience
FBC Mortgage LLC dba Home Loans Today August 2014 - Present
Guaranteed Rate Inc April 2014 - August 2014
Lender Live Network July 2013 - April 2014
Supreme Lending September 2012 - July 2013
American Financing Corporation July 2012 - September 2012
NACA January 2012 - July 2012
Clarioun Financial Corporation January 1999 - December 2011
Market Mover Trading July 2009 - May 2011
Terra Funding December 1997 - November 1998
Skills
New Business Development, Leadership, Marketing, Mortgage Lending, Small Business, Loans, Microsoft Excel, Funding, Investments, Microsoft Word, Entrepreneurship, Financial Analysis, Time Management, Customer Service, Real Estate, Negotiation
Education
Central Michigan University 1979 — 1987
BS in BA, Accounting
FBC Mortgage LLC dba Home Loans Today August 2014 - Present
Guaranteed Rate Inc April 2014 - August 2014
Lender Live Network July 2013 - April 2014
Supreme Lending September 2012 - July 2013
American Financing Corporation July 2012 - September 2012
NACA January 2012 - July 2012
Clarioun Financial Corporation January 1999 - December 2011
Market Mover Trading July 2009 - May 2011
Terra Funding December 1997 - November 1998
Skills
New Business Development, Leadership, Marketing, Mortgage Lending, Small Business, Loans, Microsoft Excel, Funding, Investments, Microsoft Word, Entrepreneurship, Financial Analysis, Time Management, Customer Service, Real Estate, Negotiation
Education
Central Michigan University 1979 — 1987
BS in BA, Accounting
Bob Heidrich Bob Heidrich's Guaranteed Rate, INC Experience February 2012 - Present
Job Contractor & Consultant Advisor at Guaranteed Rate Inc
Industry Architecture & Planning
Experience
Guaranteed Rate Inc February 2012 - Present
RJH Architect November 2010 - Present
Roy H. Kruse & Assoc. April 1987 - November 2010
Fujikawa Johnson Architect May 1985 - April 1987
Skills
Adaptive Reuse, Architectural Design, Design Research, Mixed-use, Steel Detailing, Architecture, Construction Drawings, Real Estate Transactions, LEED AP, Architectures, Urban Design, Residential Homes, Comprehensive Planning
Education
Illinois Institute of Technology 1980 — 1985
Architect
Guaranteed Rate Inc February 2012 - Present
RJH Architect November 2010 - Present
Roy H. Kruse & Assoc. April 1987 - November 2010
Fujikawa Johnson Architect May 1985 - April 1987
Skills
Adaptive Reuse, Architectural Design, Design Research, Mixed-use, Steel Detailing, Architecture, Construction Drawings, Real Estate Transactions, LEED AP, Architectures, Urban Design, Residential Homes, Comprehensive Planning
Education
Illinois Institute of Technology 1980 — 1985
Architect
KC Haririan, MBA, ACLO's Guaranteed Rate, INC Experience December 2013 - April 2014
Job Certified Loan Officer
Industry Banking
Experience
First Federal Mortgage May 2014 - Present
Guaranteed Rate, Inc. December 2013 - April 2014
Aliant Bank April 2012 - December 2013
First Federal Mortgage November 2006 - April 2012
Coats & Co., Inc. 2006 - 2006
Lincoln Financial Advisors April 1997 - March 2005
New York Life Insurance Company March 1996 - March 1997
Skills
USDA, Loans, FHA, Mortgage Lending, Refinance, Residential Mortgages, First Time Home Buyers, Investment Properties, Real Estate, Real Estate Transactions, Investments, Referrals, Sellers, Finance, Mortgage Banking, VA loans, Loan Origination, Real Estate Economics, Credit, FHA financing, Credit Analysis, Commercial Lending, Foreclosures, Relocation, Selling, Consumer Lending, Real Estate Financing, Sales, VA Loans, FHA Financing
Education
Auburn University 1995 — 1996
Master's of Business Administration, Finance
Auburn University 1985 — 1990
Bachelor's of Science, Mathematics
First Federal Mortgage May 2014 - Present
Guaranteed Rate, Inc. December 2013 - April 2014
Aliant Bank April 2012 - December 2013
First Federal Mortgage November 2006 - April 2012
Coats & Co., Inc. 2006 - 2006
Lincoln Financial Advisors April 1997 - March 2005
New York Life Insurance Company March 1996 - March 1997
Skills
USDA, Loans, FHA, Mortgage Lending, Refinance, Residential Mortgages, First Time Home Buyers, Investment Properties, Real Estate, Real Estate Transactions, Investments, Referrals, Sellers, Finance, Mortgage Banking, VA loans, Loan Origination, Real Estate Economics, Credit, FHA financing, Credit Analysis, Commercial Lending, Foreclosures, Relocation, Selling, Consumer Lending, Real Estate Financing, Sales, VA Loans, FHA Financing
Education
Auburn University 1995 — 1996
Master's of Business Administration, Finance
Auburn University 1985 — 1990
Bachelor's of Science, Mathematics
Bette Moody-Moose's Guaranteed Rate, INC Experience June 2010 - April 2013
Job Branch Manager at Primary Residential Mortgage Inc. Fredericksburg Va. branch
Industry Financial Services
Experience
Primary Residential Mortgage Inc.- Fredericksburg Va. branch April 2013 - Present
Guaranteed Rate, Inc June 2010 - April 2013
Guaranteed Rate June 2010 - November 2011
Skills
USDA, Mortgage, Residential, Loans, Mortgage Industry, Home, Second Homes, Rates, First Time Home Buyers, Investment Properties, FHA, Banking, Mortgage Lending, Conventional, Refinance, Construction Loans, VA, REO, Construction, Mortgage Banking, Conforming, Credit, Real Estate, Residential Mortgages, Loan Origination, FHA financing, Certified Mortgage..., Government Loans, Residential Homes, FHA Financing, VA Loans, Vacation Homes
Education
Granite State College
Associates, General Sales, Merchandising and Related Marketing Operations
John Stark Regional High School
High School Diploma, Business
Primary Residential Mortgage Inc.- Fredericksburg Va. branch April 2013 - Present
Guaranteed Rate, Inc June 2010 - April 2013
Guaranteed Rate June 2010 - November 2011
Skills
USDA, Mortgage, Residential, Loans, Mortgage Industry, Home, Second Homes, Rates, First Time Home Buyers, Investment Properties, FHA, Banking, Mortgage Lending, Conventional, Refinance, Construction Loans, VA, REO, Construction, Mortgage Banking, Conforming, Credit, Real Estate, Residential Mortgages, Loan Origination, FHA financing, Certified Mortgage..., Government Loans, Residential Homes, FHA Financing, VA Loans, Vacation Homes
Education
Granite State College
Associates, General Sales, Merchandising and Related Marketing Operations
John Stark Regional High School
High School Diploma, Business
Garrett Weymouth Garrett Weymouth's Guaranteed Rate, INC Experience January 2005 - June 2007
Job Account Executive at Sonoma Partners
Industry Information Technology and Services
Experience
Sonoma Partners August 2011 - Present
ACCRETIVE HEALTH, INC June 2007 - August 2011
GUARANTEED RATE, INC January 2005 - June 2007
LaSalle Bank June 2003 - December 2004
SPECTRUM REAL ESTATE, INC July 2002 - June 2003
CDW COMPUTER CENTERS, INC July 1999 - July 2002
Skills
Solution Selling, Enterprise Solution..., CRM, Microsoft CRM, Process Improvement, Sales, Integration, Business Analysis, SQL, Business Intelligence, Agile Methodologies, SaaS, Project Management, Sales Operations, Email Marketing, Management
Education
DePaul University
Master of Science, Information Systems
Ohio University 1995 — 1999
B.A., English - Creative Writing
Second City
Sonoma Partners August 2011 - Present
ACCRETIVE HEALTH, INC June 2007 - August 2011
GUARANTEED RATE, INC January 2005 - June 2007
LaSalle Bank June 2003 - December 2004
SPECTRUM REAL ESTATE, INC July 2002 - June 2003
CDW COMPUTER CENTERS, INC July 1999 - July 2002
Skills
Solution Selling, Enterprise Solution..., CRM, Microsoft CRM, Process Improvement, Sales, Integration, Business Analysis, SQL, Business Intelligence, Agile Methodologies, SaaS, Project Management, Sales Operations, Email Marketing, Management
Education
DePaul University
Master of Science, Information Systems
Ohio University 1995 — 1999
B.A., English - Creative Writing
Second City
Sarah Stanciu's Guaranteed Rate, INC Experience July 2013 - May 2015
Job Mortgage Banker at The Federal Savings Bank
Industry Financial Services
Experience
The Federal Savings Bank May 2015 - Present
Guaranteed Rate Inc. July 2013 - May 2015
Guaranteed Rate August 2012 - July 2013
Guaranteed Rate October 2011 - July 2012
Cook County Juvenile Court May 2010 - August 2010
Association House of Chicago February 2010 - May 2010
Skills
Loans, Refinance, FHA, Mortgage Banking, Residential Mortgages, Investments, Statistics, Legal Research, Foster Care, Community Theatre, Spanish-speaking, Romanian-speaking, Sociological Theory, Social Psychology, Adolescent Psychiatry, Performing Arts, Proposal Writing, First Time Home Buyers, USDA, FHA Financing, Sales, Real Estate, Microsoft Office, Reverse Mortgages, Investment Properties, Finance, Certified Mortgage..., Customer Service
Education
Beloit College 2007 — 2011
Bachelor's degree, Psychology and Legal Studies
Vonsteuben High School 2003 — 2007
Social Work and Spanish
The Federal Savings Bank May 2015 - Present
Guaranteed Rate Inc. July 2013 - May 2015
Guaranteed Rate August 2012 - July 2013
Guaranteed Rate October 2011 - July 2012
Cook County Juvenile Court May 2010 - August 2010
Association House of Chicago February 2010 - May 2010
Skills
Loans, Refinance, FHA, Mortgage Banking, Residential Mortgages, Investments, Statistics, Legal Research, Foster Care, Community Theatre, Spanish-speaking, Romanian-speaking, Sociological Theory, Social Psychology, Adolescent Psychiatry, Performing Arts, Proposal Writing, First Time Home Buyers, USDA, FHA Financing, Sales, Real Estate, Microsoft Office, Reverse Mortgages, Investment Properties, Finance, Certified Mortgage..., Customer Service
Education
Beloit College 2007 — 2011
Bachelor's degree, Psychology and Legal Studies
Vonsteuben High School 2003 — 2007
Social Work and Spanish
Zachary Kozub Zachary Kozub's Guaranteed Rate, INC Experience May 2015 - August 2015
Job Aspiring Accounting & Finance Major at Miami University's Farmer School of Business
Industry Accounting
Experience
Guaranteed Rate Inc. May 2015 - August 2015
Paramount Advertising and Lead Solutions January 2015 - March 2015
Sunset Foods January 2014 - August 2014
Skills
Public Speaking, Microsoft Excel, Teamwork, Communication, Microsoft Office, Leadership, Customer Service, Microsoft Word, Sales, Time Management, Fundraising, PowerPoint, Social Media, Team Leadership, Inventory Management, Customer Experience, Team Motivation, Problem Solving, Quantitative Analytics, Negotiation, Investments, DocuSign, Priority Management, Database Design, SQL, Mortgage Processing, Marketing, Strategic Planning, Social Networking
Education
Miami University 2015 — 2018
Bachelor's degree & CPA, Aspiring Accounting & Finance Major, Sophomore
Indiana University Bloomington 2014 — 2015
Aspiring Accounting & Finance Major, Pre-Business (Accounting & Finance), First Year
Adlai E. Stevenson High School 2010 — 2014
High School Diploma
Guaranteed Rate Inc. May 2015 - August 2015
Paramount Advertising and Lead Solutions January 2015 - March 2015
Sunset Foods January 2014 - August 2014
Skills
Public Speaking, Microsoft Excel, Teamwork, Communication, Microsoft Office, Leadership, Customer Service, Microsoft Word, Sales, Time Management, Fundraising, PowerPoint, Social Media, Team Leadership, Inventory Management, Customer Experience, Team Motivation, Problem Solving, Quantitative Analytics, Negotiation, Investments, DocuSign, Priority Management, Database Design, SQL, Mortgage Processing, Marketing, Strategic Planning, Social Networking
Education
Miami University 2015 — 2018
Bachelor's degree & CPA, Aspiring Accounting & Finance Major, Sophomore
Indiana University Bloomington 2014 — 2015
Aspiring Accounting & Finance Major, Pre-Business (Accounting & Finance), First Year
Adlai E. Stevenson High School 2010 — 2014
High School Diploma
Nikki Junium's Guaranteed Rate, INC Experience October 2014 - June 2015
Job Loan Consultant/Loan Officer
Industry Real Estate
Experience
New American Funding June 2015 - Present
Guaranteed Rate Inc October 2014 - June 2015
Cardinal Financial/Sebonic Financial May 2013 - June 2014
Round Point Mortgage October 2012 - May 2013
Met Life Home Loans November 2011 - April 2012
Wells Fargo Home Loans June 2009 - November 2011
Janco Processing May 2005 - June 2009
Skills
VA loans, FHA financing, USDA, Reverse Mortgages, Loan Pricing, FHA, Refinance, Loans, Mortgage Lending, Mortgage Banking, Loan Origination, Residential Mortgages, First Time Home Buyers, VA, Conventional, Encompass, Calyx Point, VA Loans, Underwriting, Home Equity Loans, Credit, FHA Financing
Education
University of Nevada-Las Vegas 2011 — 2013
New American Funding June 2015 - Present
Guaranteed Rate Inc October 2014 - June 2015
Cardinal Financial/Sebonic Financial May 2013 - June 2014
Round Point Mortgage October 2012 - May 2013
Met Life Home Loans November 2011 - April 2012
Wells Fargo Home Loans June 2009 - November 2011
Janco Processing May 2005 - June 2009
Skills
VA loans, FHA financing, USDA, Reverse Mortgages, Loan Pricing, FHA, Refinance, Loans, Mortgage Lending, Mortgage Banking, Loan Origination, Residential Mortgages, First Time Home Buyers, VA, Conventional, Encompass, Calyx Point, VA Loans, Underwriting, Home Equity Loans, Credit, FHA Financing
Education
University of Nevada-Las Vegas 2011 — 2013
Jason Jesudoss-NMLS#205445 Jason Jesudoss-NMLS#205445's Guaranteed Rate, INC Experience June 2006 - October 2009
Job Managing Director, Online Division at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate October 2014 - Present
Fay Servicing, LLC March 2014 - September 2014
Guaranteed Rate October 2009 - March 2014
GUARANTEED RATE INC. June 2006 - October 2009
Guaranteed Rate Inc March 2004 - June 2006
Houseldhold Direct - HSBC April 2002 - March 2004
Ameriquest Mortgage Company November 2001 - March 2002
Remingtong International March 2001 - September 2001
Skills
Sales Management, New Business Development, Training, FHA, Mortgage Lending, Loans, Mortgage Banking, Refinance, Credit, Underwriting, VA loans, FHA financing, Residential Mortgages, Loan Origination, First Time Home Buyers, Management, Sales, Team Leadership, Sales Operations, Strategic Leadership, Recruiting
Education
Marquette University 1996 — 2000
Bachelor of Science (BS), Psychology
Guaranteed Rate October 2014 - Present
Fay Servicing, LLC March 2014 - September 2014
Guaranteed Rate October 2009 - March 2014
GUARANTEED RATE INC. June 2006 - October 2009
Guaranteed Rate Inc March 2004 - June 2006
Houseldhold Direct - HSBC April 2002 - March 2004
Ameriquest Mortgage Company November 2001 - March 2002
Remingtong International March 2001 - September 2001
Skills
Sales Management, New Business Development, Training, FHA, Mortgage Lending, Loans, Mortgage Banking, Refinance, Credit, Underwriting, VA loans, FHA financing, Residential Mortgages, Loan Origination, First Time Home Buyers, Management, Sales, Team Leadership, Sales Operations, Strategic Leadership, Recruiting
Education
Marquette University 1996 — 2000
Bachelor of Science (BS), Psychology
Jackie Gale Jackie Gale's Guaranteed Rate, INC Experience August 2013 - Present
Job Mortgage Consultant at Guaranteed Rate Inc. Chris Hutchens Team
Industry Financial Services
Experience
Guaranteed Rate Inc. August 2013 - Present
Chris Hutchens Team- Alpha Mortgage Corporation May 2011 - July 2013
Skills
Refinance, First Time Home Buyers, Crisis Management, Banking, Mortgage Lending, Real Estate Transactions, Investments, Real Estate, Mortgage Banking, Foreclosures, Residential Mortgages
Education
Michigan State University
University of North Carolina at Wilmington
Guaranteed Rate Inc. August 2013 - Present
Chris Hutchens Team- Alpha Mortgage Corporation May 2011 - July 2013
Skills
Refinance, First Time Home Buyers, Crisis Management, Banking, Mortgage Lending, Real Estate Transactions, Investments, Real Estate, Mortgage Banking, Foreclosures, Residential Mortgages
Education
Michigan State University
University of North Carolina at Wilmington
Andrew Margin Andrew Margin's Guaranteed Rate, INC Experience June 2010 - July 2014
Job Vice President of Strategic Development
Industry Banking
Experience
Guaranteed Rate July 2014 - July 2015
Guaranteed Rate, Inc June 2010 - July 2014
Guaranteed Rate November 2004 - March 2010
Elite Financial September 2003 - November 2004
Lakeshore Funding June 2002 - August 2003
Skills
Onboarding, Training, Performance Management, Mortgage Lending, Coaching, Loans, Leadership, Customer Service, Refinance, Credit Analysis, FHA, VA Loans, Mortgage Banking, Loan Origination
Education
DePaul University 1998 — 2002
Bachelor of Science (B.S.), Psychology
Guaranteed Rate July 2014 - July 2015
Guaranteed Rate, Inc June 2010 - July 2014
Guaranteed Rate November 2004 - March 2010
Elite Financial September 2003 - November 2004
Lakeshore Funding June 2002 - August 2003
Skills
Onboarding, Training, Performance Management, Mortgage Lending, Coaching, Loans, Leadership, Customer Service, Refinance, Credit Analysis, FHA, VA Loans, Mortgage Banking, Loan Origination
Education
DePaul University 1998 — 2002
Bachelor of Science (B.S.), Psychology
Dawn Melendez Dawn Melendez's Guaranteed Rate, INC Experience March 2009 - April 2010
Job Hull Technician at U.S Navy
Industry Financial Services
Experience
U.S. Navy Reserve June 2010 - Present
Guaranteed Rate, Inc March 2009 - April 2010
Mortgage Banking September 2006 - April 2010
Residential Loan Centers of America, Inc (RLCA) July 2007 - February 2009
Allgood Mortgage 2006 - 2007
Sears Automotive January 2004 - May 2006
2003-2004Bridgestone/Firestone LLC September 2003 - January 2004
2003Specialty Mat Service September 2002 - September 2003
Cintas Corporation January 2001 - January 2002
Sears Automotive Group January 1999 - January 2001
Skills
Loans, Loan Origination, Mortgage Lending, First Time Home Buyers, Credit, FHA, Finance, Referrals, Sales, Training, Customer Satisfaction, Sellers, Real Estate, Customer Service, Mortgage Banking, Investment Properties, USDA, VA loans, Refinance, Small Business, Foreclosures, Real Estate Economics, Investors, Residential Mortgages, Short Sales, FHA Financing, Credit Analysis, Banking, Military, Process Improvement, Security Clearance, Team Leadership, VA Loans
Education
Richard Daley College 1991 — 1994
Accounting and Business/Management
Richard J. Daley College 1991 — 1994
Business Management, Accounting
College of DuPage
Criminal Justice/Police Science
U.S. Navy Reserve June 2010 - Present
Guaranteed Rate, Inc March 2009 - April 2010
Mortgage Banking September 2006 - April 2010
Residential Loan Centers of America, Inc (RLCA) July 2007 - February 2009
Allgood Mortgage 2006 - 2007
Sears Automotive January 2004 - May 2006
2003-2004Bridgestone/Firestone LLC September 2003 - January 2004
2003Specialty Mat Service September 2002 - September 2003
Cintas Corporation January 2001 - January 2002
Sears Automotive Group January 1999 - January 2001
Skills
Loans, Loan Origination, Mortgage Lending, First Time Home Buyers, Credit, FHA, Finance, Referrals, Sales, Training, Customer Satisfaction, Sellers, Real Estate, Customer Service, Mortgage Banking, Investment Properties, USDA, VA loans, Refinance, Small Business, Foreclosures, Real Estate Economics, Investors, Residential Mortgages, Short Sales, FHA Financing, Credit Analysis, Banking, Military, Process Improvement, Security Clearance, Team Leadership, VA Loans
Education
Richard Daley College 1991 — 1994
Accounting and Business/Management
Richard J. Daley College 1991 — 1994
Business Management, Accounting
College of DuPage
Criminal Justice/Police Science
Stephanie Fornarelli's Guaranteed Rate, INC Experience January 2013 - August 2013
Job Associate Sales Executive at Sentinel Technologies
Industry Staffing and Recruiting
Experience
Sentinel Technologies December 2014 - Present
Theophany Staffing, Inc. March 2014 - December 2014
Cbeyond September 2013 - February 2014
Guaranteed Rate Inc. January 2013 - August 2013
PRSSA 2012 - 2012
Skills
Customer Service, Communication, Crisis Management, Sales, Public Speaking, Event Management, Community Outreach, Public Relations, Time Management, Marketing Communications, Data Entry, Interviews, Social Media, Leadership, Salesforce.com, Teamwork, Cold Calling, Human Resources, Management, Account Management, Direct Sales, Microsoft Office
Education
Northern Illinois University 2010 — 2012
Bachelor of Arts (B.A.), Organizational and Corporate Communication
Elgin Community College 2008 — 2010
A.A
Sentinel Technologies December 2014 - Present
Theophany Staffing, Inc. March 2014 - December 2014
Cbeyond September 2013 - February 2014
Guaranteed Rate Inc. January 2013 - August 2013
PRSSA 2012 - 2012
Skills
Customer Service, Communication, Crisis Management, Sales, Public Speaking, Event Management, Community Outreach, Public Relations, Time Management, Marketing Communications, Data Entry, Interviews, Social Media, Leadership, Salesforce.com, Teamwork, Cold Calling, Human Resources, Management, Account Management, Direct Sales, Microsoft Office
Education
Northern Illinois University 2010 — 2012
Bachelor of Arts (B.A.), Organizational and Corporate Communication
Elgin Community College 2008 — 2010
A.A
Jeff Bochsler Jeff Bochsler's Guaranteed Rate, INC Experience January 2014 - Present
Job VP of Mortgage Lending at Guaranteed Rate, Inc.
Industry Real Estate
Experience
The Eleos Foundation June 2014 - Present
Guaranteed Rate, Inc. January 2014 - Present
Be Multinational 2012 - Present
Santa Barbara Foundation January 2013 - June 2014
Medallion Mortgage Company April 2012 - January 2014
GRAMMYs January 2012 - January 2014
Catalyst for Thought April 2009 - January 2014
Horny Toad Activewear 2009 - January 2014
Eleos Foundation 2014 - 2014
The Eleos Foundation 2014 - 2014
Skills
Refinance, FHA, Mortgage Lending, First Time Home Buyers, Loans, Entrepreneurship, Credit, Real Estate, Investment Properties, Mortgage Banking, Non-Conforming, Blogging, FHA financing, Home Equity Loans, Microfinance, Jumbo Mortgage, Loan Origination, Marketing, Residential Homes, Sales, Leadership, Referrals, Conforming, Selling, Real Estate Transactions, Training, Savings, Jumbo, Conventional, Real Estate Financing, Residential Mortgages, USDA, Real Estate Economics, VA loans, Concept Generation, Human Centered Design..., Rapid Prototyping, Solution to Poverty...
Education
+Acumen & IDEO 2014 — 2014
Online Course, Human-Centered Design for Social Innovation, Pass
NOLS Wilderness Medicine Institute 2014 — 2014
WFR - Wilderness First Responder, Medical Responder in Wilderness
Santa Clara University 2000 — 2004
BS, Economics
Inglemoor High School 1997 — 2000
Stanford University
Creativity
The Eleos Foundation June 2014 - Present
Guaranteed Rate, Inc. January 2014 - Present
Be Multinational 2012 - Present
Santa Barbara Foundation January 2013 - June 2014
Medallion Mortgage Company April 2012 - January 2014
GRAMMYs January 2012 - January 2014
Catalyst for Thought April 2009 - January 2014
Horny Toad Activewear 2009 - January 2014
Eleos Foundation 2014 - 2014
The Eleos Foundation 2014 - 2014
Skills
Refinance, FHA, Mortgage Lending, First Time Home Buyers, Loans, Entrepreneurship, Credit, Real Estate, Investment Properties, Mortgage Banking, Non-Conforming, Blogging, FHA financing, Home Equity Loans, Microfinance, Jumbo Mortgage, Loan Origination, Marketing, Residential Homes, Sales, Leadership, Referrals, Conforming, Selling, Real Estate Transactions, Training, Savings, Jumbo, Conventional, Real Estate Financing, Residential Mortgages, USDA, Real Estate Economics, VA loans, Concept Generation, Human Centered Design..., Rapid Prototyping, Solution to Poverty...
Education
+Acumen & IDEO 2014 — 2014
Online Course, Human-Centered Design for Social Innovation, Pass
NOLS Wilderness Medicine Institute 2014 — 2014
WFR - Wilderness First Responder, Medical Responder in Wilderness
Santa Clara University 2000 — 2004
BS, Economics
Inglemoor High School 1997 — 2000
Stanford University
Creativity
Ed Gosselin Ed Gosselin's Guaranteed Rate, INC Experience February 2013 - Present
Job Senior Loan Officer at Guaranteed Rate, Inc.
Industry Financial Services
Experience
Guaranteed Rate, Inc. February 2013 - Present
Bank of America Home Loans May 1991 - January 2013
Skills
First Time Home Buyers, Mortgage Lending, FHA financing, VA financing, Conventional financing, USDA Rural Housing, Jumbo Mortgage, Finance
Education
University of Maine
Bachelor of Arts (B.A.), History
Guaranteed Rate, Inc. February 2013 - Present
Bank of America Home Loans May 1991 - January 2013
Skills
First Time Home Buyers, Mortgage Lending, FHA financing, VA financing, Conventional financing, USDA Rural Housing, Jumbo Mortgage, Finance
Education
University of Maine
Bachelor of Arts (B.A.), History
Brandon Babich Brandon Babich's Guaranteed Rate, INC Experience July 2013 - January 2014
Job Sr. Loan Officer at Banc Home Loan
Industry Real Estate
Experience
Banc Home Loan March 2014 - Present
Guaranteed Rate Inc. July 2013 - January 2014
Cherry Creek Mortgage Company in Citrus Heights, CA April 2010 - April 2012
Mortgage Broker July 2003 - August 2010
Skills
Mortgage Lending, USDA, Loans, Down Payment Assistance, VA Loans, FHA Loans, Residential Mortgages, Real Estate, Real Estate Financing, Conventional Loans, Fannie Mae Direct, Freddie Mac Direct, Jumbo Mortgage, HomePath Financing, Refinancing, DU Refi Plus, Grant Programs down..., Mortgage Insurance..., Finance, Residential Homes, FHA, Investments, Super Jumbo, Jumbos, USDA Rural Housing, HUD, HUD Foreclosures, Short Sales, Foreclosures, FHA financing, First Time Home Buyers, Harp, Open Access, Partners xchange, Interest rates, Refinance, Real Estate Economics, Loan Origination, Credit, Referrals, Investors
Education
Heald College 2000 — 2002
AA Degree, Computer Science
Banc Home Loan March 2014 - Present
Guaranteed Rate Inc. July 2013 - January 2014
Cherry Creek Mortgage Company in Citrus Heights, CA April 2010 - April 2012
Mortgage Broker July 2003 - August 2010
Skills
Mortgage Lending, USDA, Loans, Down Payment Assistance, VA Loans, FHA Loans, Residential Mortgages, Real Estate, Real Estate Financing, Conventional Loans, Fannie Mae Direct, Freddie Mac Direct, Jumbo Mortgage, HomePath Financing, Refinancing, DU Refi Plus, Grant Programs down..., Mortgage Insurance..., Finance, Residential Homes, FHA, Investments, Super Jumbo, Jumbos, USDA Rural Housing, HUD, HUD Foreclosures, Short Sales, Foreclosures, FHA financing, First Time Home Buyers, Harp, Open Access, Partners xchange, Interest rates, Refinance, Real Estate Economics, Loan Origination, Credit, Referrals, Investors
Education
Heald College 2000 — 2002
AA Degree, Computer Science
Kimberly (McDaniel) Graff Kimberly (McDaniel) Graff's Guaranteed Rate, INC Experience October 2010 - February 2011
Job Account Manager at Groupon
Industry Internet
Experience
Groupon, Inc June 2013 - Present
Groupon March 2013 - June 2013
Groupon August 2012 - March 2013
Groupon, Inc February 2012 - August 2012
Groupon, Inc March 2011 - February 2012
Guaranteed Rate, Inc October 2010 - February 2011
Preferred Capital Lending August 2006 - October 2010
Skills
Salesforce.com, Management, Marketing, Sales, Start-ups, Banking, Sales Management, Loans, Software Documentation, Accounting, Editing, Real Estate, Quality Assurance, Insurance, Administrative...
Education
Columbia College Chicago 2004 — 2006
BA, Marketing Communications; Public Relations
Groupon, Inc June 2013 - Present
Groupon March 2013 - June 2013
Groupon August 2012 - March 2013
Groupon, Inc February 2012 - August 2012
Groupon, Inc March 2011 - February 2012
Guaranteed Rate, Inc October 2010 - February 2011
Preferred Capital Lending August 2006 - October 2010
Skills
Salesforce.com, Management, Marketing, Sales, Start-ups, Banking, Sales Management, Loans, Software Documentation, Accounting, Editing, Real Estate, Quality Assurance, Insurance, Administrative...
Education
Columbia College Chicago 2004 — 2006
BA, Marketing Communications; Public Relations
Penny Gillenwater Penny Gillenwater's Guaranteed Rate, INC Experience May 2013 - July 2014
Job VP Community Operations Leader at BMO Harris Bank
Industry Financial Services
Experience
BMO Harris Bank November 2014 - Present
Guaranteed Rate Inc May 2013 - July 2014
Chase Mortgage Banking October 2006 - May 2013
Option One Mortgage March 1993 - October 2006
Skills
Management, Mortgage Lending, Secondary Market, Mortgage Banking, Loans, Banking, Asset, Credit, Loan Origination, Residential Mortgages, Loan Servicing, Risk Management, Process Improvement, FHA, Underwriting, Credit Analysis, Executive Management, Refinance, Finance, Change Management, Employee Training, FHA financing, Operations Management, Sales Management, Sales Management..., Team Management, USDA, Vendor Management, Consumer Lending, Sales, VA Loans, Mortgage Underwriting, Customer Service, Financial Services, Credit Risk, Real Estate, Relationship Management, Leadership, Team Building, FHA Financing
Education
California State University-Chico 1983 — 1989
BS, Business Administration, Marketing
BMO Harris Bank November 2014 - Present
Guaranteed Rate Inc May 2013 - July 2014
Chase Mortgage Banking October 2006 - May 2013
Option One Mortgage March 1993 - October 2006
Skills
Management, Mortgage Lending, Secondary Market, Mortgage Banking, Loans, Banking, Asset, Credit, Loan Origination, Residential Mortgages, Loan Servicing, Risk Management, Process Improvement, FHA, Underwriting, Credit Analysis, Executive Management, Refinance, Finance, Change Management, Employee Training, FHA financing, Operations Management, Sales Management, Sales Management..., Team Management, USDA, Vendor Management, Consumer Lending, Sales, VA Loans, Mortgage Underwriting, Customer Service, Financial Services, Credit Risk, Real Estate, Relationship Management, Leadership, Team Building, FHA Financing
Education
California State University-Chico 1983 — 1989
BS, Business Administration, Marketing
Ashley Borden, Purchase & Refinance Expert's Guaranteed Rate, INC Experience May 2011 - February 2015
Job Mortgage Banker Purchase & Refinance Expert at Residential Mortgage Services, Inc. NMLS#1760
Industry Real Estate
Experience
Residential Mortgage Services, Inc. -- NMLS#1760 February 2015 - Present
Guaranteed Rate, INC May 2011 - February 2015
Mortgage Master March 2007 - May 2011
Absolute Mortgage Solutions October 2004 - February 2007
Provident Capital 2005 - 2007
Long Beach Mortgage, A Division of Washington Mutual 2004 - 2005
Town & Country Credit 2000 - 2004
Benco Dental 2000 - 2000
Skills
FHA, Mortgage Lending, Marketing, First Time Home Buyers, Real Estate, Investments, Relocation, New Home Sales, Loans, Investment Properties, Finance, Referrals, Real Estate Financing, Sellers, Single Family Homes, Sales, Condos, Mortgage Banking, Residential Mortgages, VA loans, Refinance, Investors, FHA financing, Real Estate Transactions, Luxury, REO, Foreclosures, Residential Homes
Education
University of Rhode Island 2007 — 2010
Masters, Secondary Education & Biology
University of Rhode Island
Bachelors, Marketing & Textile Science
haverhill high
Residential Mortgage Services, Inc. -- NMLS#1760 February 2015 - Present
Guaranteed Rate, INC May 2011 - February 2015
Mortgage Master March 2007 - May 2011
Absolute Mortgage Solutions October 2004 - February 2007
Provident Capital 2005 - 2007
Long Beach Mortgage, A Division of Washington Mutual 2004 - 2005
Town & Country Credit 2000 - 2004
Benco Dental 2000 - 2000
Skills
FHA, Mortgage Lending, Marketing, First Time Home Buyers, Real Estate, Investments, Relocation, New Home Sales, Loans, Investment Properties, Finance, Referrals, Real Estate Financing, Sellers, Single Family Homes, Sales, Condos, Mortgage Banking, Residential Mortgages, VA loans, Refinance, Investors, FHA financing, Real Estate Transactions, Luxury, REO, Foreclosures, Residential Homes
Education
University of Rhode Island 2007 — 2010
Masters, Secondary Education & Biology
University of Rhode Island
Bachelors, Marketing & Textile Science
haverhill high
Franco Banares Franco Banares's Guaranteed Rate, INC Experience May 2005 - June 2006
Job Regional Sr. VP / Branch Manager at The Federal Savings Bank
Industry Banking
Experience
The Federal Savings Bank April 2013 - Present
The Federal Savings Bank March 2012 - April 2013
Chicago Bancorp April 2011 - March 2012
Chicago Bancorp June 2006 - April 2011
Guaranteed Rate, Inc. May 2005 - June 2006
Residential Finance Corporation December 2002 - June 2005
Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, Loans, First Time Home Buyers, Credit, Investment Properties, Real Estate, Finance, Investments, Banking, Home Equity Lines of..., Real Estate Transactions, REO, Mortgage Underwriting, Loan Origination, Sales, Sales Management, Cold Calling, Selling, Mortgage Marketing, Home Equity Loans, Loan Servicing, Residential Mortgages, Underwriting, Condos, VA loans, Government Loans, USDA, FHA financing, Reverse Mortgages, Commercial Mortgages, Construction Loans, Funding, Certified Mortgage..., Financial Services, Real Estate Financing, Consumer Lending, Commercial Lending, Real Estate Economics, Single Family Homes, Credit Analysis, Mortgage Servicing, 203K, Closings, Small Business Lending, Foreclosures, Loss Mitigation, Portfolio Management
Education
Northern Illinois University - College of Business 1998 — 2002
Bachelor of Science, Operations Management and Information Systems
The Federal Savings Bank April 2013 - Present
The Federal Savings Bank March 2012 - April 2013
Chicago Bancorp April 2011 - March 2012
Chicago Bancorp June 2006 - April 2011
Guaranteed Rate, Inc. May 2005 - June 2006
Residential Finance Corporation December 2002 - June 2005
Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, Loans, First Time Home Buyers, Credit, Investment Properties, Real Estate, Finance, Investments, Banking, Home Equity Lines of..., Real Estate Transactions, REO, Mortgage Underwriting, Loan Origination, Sales, Sales Management, Cold Calling, Selling, Mortgage Marketing, Home Equity Loans, Loan Servicing, Residential Mortgages, Underwriting, Condos, VA loans, Government Loans, USDA, FHA financing, Reverse Mortgages, Commercial Mortgages, Construction Loans, Funding, Certified Mortgage..., Financial Services, Real Estate Financing, Consumer Lending, Commercial Lending, Real Estate Economics, Single Family Homes, Credit Analysis, Mortgage Servicing, 203K, Closings, Small Business Lending, Foreclosures, Loss Mitigation, Portfolio Management
Education
Northern Illinois University - College of Business 1998 — 2002
Bachelor of Science, Operations Management and Information Systems
Susan Azzarello Susan Azzarello's Guaranteed Rate, INC Experience February 2011 - Present
Job VP of Mortgage Lending at Guaranteed Rate
Industry Banking
Experience
Guaranteed Rate Inc February 2011 - Present
Guaranteed Rate March 2012 - March 2014
Skills
mortgage banking, FHA financing, Refinance, VA loans, Mortgage Lending, USDA, Loans, Loan Origination, Reverse Mortgages, Residential Mortgages, Construction, Government Loans, Credit, Strategic Planning, First Time Home Buyers, Negotiation, Mortgage Banking, Investments, Real Estate Transactions, FHA, Investment Properties, Real Estate, Real Estate Economics, Banking, Home Equity Lines of..., Debt Consolidation, Home Equity Loans, Commercial Mortgages, Real Estate Financing, Investors, Mortgage Marketing, Construction Loans, Certified Mortgage..., Commercial Lending, Rates, Mortgage Underwriting, Financial Structuring, VA Loans
Education
University at Albany, SUNY 1987 — 1991
BA, Communications
Guaranteed Rate Inc February 2011 - Present
Guaranteed Rate March 2012 - March 2014
Skills
mortgage banking, FHA financing, Refinance, VA loans, Mortgage Lending, USDA, Loans, Loan Origination, Reverse Mortgages, Residential Mortgages, Construction, Government Loans, Credit, Strategic Planning, First Time Home Buyers, Negotiation, Mortgage Banking, Investments, Real Estate Transactions, FHA, Investment Properties, Real Estate, Real Estate Economics, Banking, Home Equity Lines of..., Debt Consolidation, Home Equity Loans, Commercial Mortgages, Real Estate Financing, Investors, Mortgage Marketing, Construction Loans, Certified Mortgage..., Commercial Lending, Rates, Mortgage Underwriting, Financial Structuring, VA Loans
Education
University at Albany, SUNY 1987 — 1991
BA, Communications
Renee Paoline's Guaranteed Rate, INC Experience July 2012 - Present
Job Mortgage Consultant at Guaranteed Rate, Inc.
Industry Telecommunications
Experience
Guaranteed Rate, Inc. July 2012 - Present
PAETEC May 2008 - July 2012
GMAC Mortgage May 2007 - May 2008
GMAC Mortgage, LLC April 2006 - May 2007
GMAC Mortgage April 1998 - April 2006
Skills
Sales Operations, Mortgage Banking, Mortgage Lending, Outlook, Vendor Management, Customer Service, Insurance, Networking, Loan Origination, Teamwork, Telecommunications, Time Management, Customer Satisfaction
Education
Camden County College
Business Management
Guaranteed Rate, Inc. July 2012 - Present
PAETEC May 2008 - July 2012
GMAC Mortgage May 2007 - May 2008
GMAC Mortgage, LLC April 2006 - May 2007
GMAC Mortgage April 1998 - April 2006
Skills
Sales Operations, Mortgage Banking, Mortgage Lending, Outlook, Vendor Management, Customer Service, Insurance, Networking, Loan Origination, Teamwork, Telecommunications, Time Management, Customer Satisfaction
Education
Camden County College
Business Management
Tara Saidai's Guaranteed Rate, INC Experience July 2010 - June 2013
Job Independent Consultant at Rodan + Fields Dermatologists
Industry Health, Wellness and Fitness
Experience
Rodan + Fields Dermatologists 2014 - Present
Guaranteed Rate Inc July 2010 - June 2013
American Street Mortgage Company December 2009 - July 2010
Northwestern Mutual Financial Services August 2008 - December 2009
JP Morgan Chase N.A. June 2007 - August 2008
Rose Mortgage Corporation April 2005 - January 2007
New Century Mortgage September 2004 - April 2005
Garvin Mortgage Corporation March 2002 - September 2004
Skills
Refinance, Investments, Banking, Mortgage Lending, Loan Origination, Financial Services, Mortgage Banking, Sales, Small Business, Credit, Finance, Residential Mortgages, FHA, Residential Homes, Management, New Business Development
Education
Drake University 1989 — 1994
BA, Psychology & Sociology
Regina Dominican High School
Rodan + Fields Dermatologists 2014 - Present
Guaranteed Rate Inc July 2010 - June 2013
American Street Mortgage Company December 2009 - July 2010
Northwestern Mutual Financial Services August 2008 - December 2009
JP Morgan Chase N.A. June 2007 - August 2008
Rose Mortgage Corporation April 2005 - January 2007
New Century Mortgage September 2004 - April 2005
Garvin Mortgage Corporation March 2002 - September 2004
Skills
Refinance, Investments, Banking, Mortgage Lending, Loan Origination, Financial Services, Mortgage Banking, Sales, Small Business, Credit, Finance, Residential Mortgages, FHA, Residential Homes, Management, New Business Development
Education
Drake University 1989 — 1994
BA, Psychology & Sociology
Regina Dominican High School
Charles Bachtell's Guaranteed Rate, INC Experience 2007 - Present
Job General Counsel Guaranteed Rate, Inc.
Industry Law Practice
Experience
Guaranteed Rate, Inc. 2007 - Present
Education
DePaul University College of Law 2000 — 2003
JD, Law
Guaranteed Rate, Inc. 2007 - Present
Education
DePaul University College of Law 2000 — 2003
JD, Law
Mike Dusza's Guaranteed Rate, INC Experience January 2013 - November 2014
Job Loan Officer at Lennar Homes / Eagle Home Mortgage
Industry Financial Services
Experience
Lennar Homes / Eagle Home Mortgage November 2014 - Present
Guaranteed Rate, Inc January 2013 - November 2014
RBS Citizens Bank - Charter One September 2011 - December 2012
Guaranteed Rate Inc. August 2001 - September 2011
QSA Trading June 1999 - August 2001
Sakura Dellsher, Inc. October 1992 - June 1999
Skills
Refinance, Mortgage Lending, Loan Origination, VA loans, Certified Mortgage..., Mortgage Banking, Residential Mortgages, FHA, Loans, USDA, Credit, FHA financing, Construction Loans, Reverse Mortgages, Commercial Mortgages, Finance, Underwriting, Real Estate, Investment Properties, Financial Services, Referrals, Residential Homes, Commercial Lending, Rates, Mortgage Underwriting, Government Loans, VA Loans, FHA Financing
Education
Ripon College 1986 — 1990
BA, History
Lennar Homes / Eagle Home Mortgage November 2014 - Present
Guaranteed Rate, Inc January 2013 - November 2014
RBS Citizens Bank - Charter One September 2011 - December 2012
Guaranteed Rate Inc. August 2001 - September 2011
QSA Trading June 1999 - August 2001
Sakura Dellsher, Inc. October 1992 - June 1999
Skills
Refinance, Mortgage Lending, Loan Origination, VA loans, Certified Mortgage..., Mortgage Banking, Residential Mortgages, FHA, Loans, USDA, Credit, FHA financing, Construction Loans, Reverse Mortgages, Commercial Mortgages, Finance, Underwriting, Real Estate, Investment Properties, Financial Services, Referrals, Residential Homes, Commercial Lending, Rates, Mortgage Underwriting, Government Loans, VA Loans, FHA Financing
Education
Ripon College 1986 — 1990
BA, History
Martha Witte's Guaranteed Rate, INC Experience October 2012 - December 2013
Job Director and Loan Originator
Industry Banking
Experience
MC Home Loans July 2015 - Present
Mount Snow 1992 - Present
Luxury Mortgage Corp December 2013 - June 2015
Guaranteed Rate, Inc. October 2012 - December 2013
The Manhattan Mortgage Company October 2001 - October 2012
ForstmannLeff March 2000 - April 2001
Deutsche Bank November 1998 - March 2000
Bankers Trust December 1992 - November 1998
Ameriprise Financial Advisors September 1991 - December 1992
Wagner Weber Associates September 1990 - September 1991
Skills
Marketing, Finance, Negotiation, Real Estate, Management, Strategic Planning, Leadership, Business Development, Analysis, Leadership Development, Social Media Marketing, New Business Development, Customer Service, Public Speaking, Fundraising, Social Media, Microsoft Office, Microsoft Excel, PowerPoint, Portfolio Management, Microsoft Word, Outlook, Loans, Mortgage Lending, Financial Services, Investment Properties, Sales, Banking, Credit
Education
Carnegie Mellon University 1982 — 1986
Bachelor of Science, Industrial Management and French
Mount de Chantal Academy 1978 — 1982
College Prep
MC Home Loans July 2015 - Present
Mount Snow 1992 - Present
Luxury Mortgage Corp December 2013 - June 2015
Guaranteed Rate, Inc. October 2012 - December 2013
The Manhattan Mortgage Company October 2001 - October 2012
ForstmannLeff March 2000 - April 2001
Deutsche Bank November 1998 - March 2000
Bankers Trust December 1992 - November 1998
Ameriprise Financial Advisors September 1991 - December 1992
Wagner Weber Associates September 1990 - September 1991
Skills
Marketing, Finance, Negotiation, Real Estate, Management, Strategic Planning, Leadership, Business Development, Analysis, Leadership Development, Social Media Marketing, New Business Development, Customer Service, Public Speaking, Fundraising, Social Media, Microsoft Office, Microsoft Excel, PowerPoint, Portfolio Management, Microsoft Word, Outlook, Loans, Mortgage Lending, Financial Services, Investment Properties, Sales, Banking, Credit
Education
Carnegie Mellon University 1982 — 1986
Bachelor of Science, Industrial Management and French
Mount de Chantal Academy 1978 — 1982
College Prep
Charles Ventura's Guaranteed Rate, INC Experience February 2012 - September 2014
Job Sr Software Engineer
Industry Computer Software
Experience
DBITPro October 2014 - March 2015
Probus Test Systems 2015 - 2015
Probus Test Systems 2015 - 2015
Probus Test Systems 2015 - 2015
Guaranteed Rate Inc. February 2012 - September 2014
Superior Mortgage October 2009 - February 2012
IBM ALMADEN RESEARCH CENTER June 2006 - October 2009
IBM GLOBAL SERVICES July 1997 - June 2006
Skills
Eclipse, Software Development, XML, JavaScript, Agile Methodologies, Microsoft SQL Server, Database Design, Databases, HTML, CSS, Integration, Architecture, Software Project..., HTML 5, Business Intelligence, Web Services, OOP, REST, iOS development, Project Management, Windows, Software Design, Business Analysis, AJAX, C#, Solution Architecture, IIS, Web Applications, JSON, Shell Scripting, jQuery, SOAP, Object Oriented Design, Design Patterns, Git, Tomcat, Architectures, UML, Test Driven Development, HTML5
Education
Rutgers, The State University of New Jersey-New Brunswick 1992 — 1996
Bachelor’s Degree, Computer Science
Rutgers University 1982 — 1986
Bachelor’s Degree, English
DBITPro October 2014 - March 2015
Probus Test Systems 2015 - 2015
Probus Test Systems 2015 - 2015
Probus Test Systems 2015 - 2015
Guaranteed Rate Inc. February 2012 - September 2014
Superior Mortgage October 2009 - February 2012
IBM ALMADEN RESEARCH CENTER June 2006 - October 2009
IBM GLOBAL SERVICES July 1997 - June 2006
Skills
Eclipse, Software Development, XML, JavaScript, Agile Methodologies, Microsoft SQL Server, Database Design, Databases, HTML, CSS, Integration, Architecture, Software Project..., HTML 5, Business Intelligence, Web Services, OOP, REST, iOS development, Project Management, Windows, Software Design, Business Analysis, AJAX, C#, Solution Architecture, IIS, Web Applications, JSON, Shell Scripting, jQuery, SOAP, Object Oriented Design, Design Patterns, Git, Tomcat, Architectures, UML, Test Driven Development, HTML5
Education
Rutgers, The State University of New Jersey-New Brunswick 1992 — 1996
Bachelor’s Degree, Computer Science
Rutgers University 1982 — 1986
Bachelor’s Degree, English
Dana Zito Bator's Guaranteed Rate, INC Experience November 2004 - Present
Job VP of Mortgage Lending, Guaranteed Rate Inc.
Industry Financial Services
Experience
Guaranteed Rate Inc November 2004 - Present
Citi August 2014 - January 2015
Guaranteed Rate November 2004 - August 2014
Turner Construction September 2003 - November 2004
Skills
Refinance, Mortgage Lending, FHA, Loans, Investment Properties, Certified Mortgage..., First Time Home Buyers, Loan Origination, Marketing, Real Estate, USDA, VA loans, Mortgage Banking, Finance, Residential Mortgages, Creative Problem Solving, Real Estate Economics, Banking, High level customer..., Attention To Detail, Pricing & Loan..., Underwriting, 1031 Exchanges, VA Loans
Education
The Starter League 2014 — 2014
User Experience design
Indiana University Bloomington 1998 — 2002
BA, History
Academia Italiana 2001 — 2001
Language, Art, History
Loveland High School 1995 — 1998
Guaranteed Rate Inc November 2004 - Present
Citi August 2014 - January 2015
Guaranteed Rate November 2004 - August 2014
Turner Construction September 2003 - November 2004
Skills
Refinance, Mortgage Lending, FHA, Loans, Investment Properties, Certified Mortgage..., First Time Home Buyers, Loan Origination, Marketing, Real Estate, USDA, VA loans, Mortgage Banking, Finance, Residential Mortgages, Creative Problem Solving, Real Estate Economics, Banking, High level customer..., Attention To Detail, Pricing & Loan..., Underwriting, 1031 Exchanges, VA Loans
Education
The Starter League 2014 — 2014
User Experience design
Indiana University Bloomington 1998 — 2002
BA, History
Academia Italiana 2001 — 2001
Language, Art, History
Loveland High School 1995 — 1998
Charles Bachtell's Guaranteed Rate, INC Experience June 2007 - Present
Job Executive VP/General Counsel at Guaranteed Rate
Industry Banking
Experience
Guaranteed Rate, Inc. June 2007 - Present
Skills
Mortgage Banking, Mortgage Lending, Loans, Real Estate Financing, Real Estate, Construction Loans, Due Diligence, Residential Mortgages, Loan Origination, Real Estate Economics, Credit, Investments, Commercial Mortgages, FHA financing, Banking, Underwriting, Investment Properties, Mortgage Underwriting, Commercial Lending, FHA, Refinance, Real Estate Transactions, VA loans, Loss Mitigation, USDA
Education
DePaul University College of Law 2000 — 2003
University of Arizona
Guaranteed Rate, Inc. June 2007 - Present
Skills
Mortgage Banking, Mortgage Lending, Loans, Real Estate Financing, Real Estate, Construction Loans, Due Diligence, Residential Mortgages, Loan Origination, Real Estate Economics, Credit, Investments, Commercial Mortgages, FHA financing, Banking, Underwriting, Investment Properties, Mortgage Underwriting, Commercial Lending, FHA, Refinance, Real Estate Transactions, VA loans, Loss Mitigation, USDA
Education
DePaul University College of Law 2000 — 2003
University of Arizona
Robert Matz's Guaranteed Rate, INC Experience 2012 - October 2014
Job Service Procurement Manager at Motorola Mobility LLC
Industry Logistics and Supply Chain
Experience
Motorola Mobility LLC October 2014 - Present
Guaranteed Rate, Inc. 2012 - October 2014
Capgemini 2010 - 2012
Methode Electronics 2006 - 2009
ACCO Brands June 2003 - 2006
John Crane 1998 - 2003
W.W. Grainger 1980 - 1998
Skills
Finance, Continuous Improvement, Contract Negotiation, Project Management, Resource Management, Strategy, Supplier Performance, Contract Manufacturing, Strategic Sourcing, Supply Management, Supply Chain Management, Supply Chain, Global Sourcing, Procurement, Sourcing, Purchasing, SAP, Management, Manufacturing, Pricing, Forecasting, Vendor Management, Outsourcing, Process Improvement, Contract Management, Strategic Planning, Spend Analysis, Materials Management, Operations Management, Cross-functional Team..., Business Process..., ERP, Six Sigma, Logistics, Product Development, Budgets, Warehousing, Negotiation, P&L Management, Supplier Negotiation, Leadership, MRP, Supply Chain..., Inventory Management, Logistics Management, eSourcing, Demand Planning, Procure-to-Pay, E-procurement, Lean Manufacturing
Education
Northern Illinois University
BS, Finance
Roosevelt University
Master of Business Administration (MBA), Business Administration and Management, General
Motorola Mobility LLC October 2014 - Present
Guaranteed Rate, Inc. 2012 - October 2014
Capgemini 2010 - 2012
Methode Electronics 2006 - 2009
ACCO Brands June 2003 - 2006
John Crane 1998 - 2003
W.W. Grainger 1980 - 1998
Skills
Finance, Continuous Improvement, Contract Negotiation, Project Management, Resource Management, Strategy, Supplier Performance, Contract Manufacturing, Strategic Sourcing, Supply Management, Supply Chain Management, Supply Chain, Global Sourcing, Procurement, Sourcing, Purchasing, SAP, Management, Manufacturing, Pricing, Forecasting, Vendor Management, Outsourcing, Process Improvement, Contract Management, Strategic Planning, Spend Analysis, Materials Management, Operations Management, Cross-functional Team..., Business Process..., ERP, Six Sigma, Logistics, Product Development, Budgets, Warehousing, Negotiation, P&L Management, Supplier Negotiation, Leadership, MRP, Supply Chain..., Inventory Management, Logistics Management, eSourcing, Demand Planning, Procure-to-Pay, E-procurement, Lean Manufacturing
Education
Northern Illinois University
BS, Finance
Roosevelt University
Master of Business Administration (MBA), Business Administration and Management, General
Greg Bentz's Guaranteed Rate, INC Experience February 2012 - Present
Job VP of Mortgage Lending at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate, Inc. February 2012 - Present
Superior Mortgage June 1998 - February 2012
Gregory G Bentz June 1994 - May 1998
Martin Dealership Group May 1977 - April 1994
Skills
Residential Homes, FHA, Mortgage Lending, Mortgage Banking, USDA, Refinance, Loans, Residential Mortgages, Customer Service, Financial Analysis, First Time Home Buyers, Reverse Mortgages, Investment Properties, Construction Loans, Banking, Investments, Commercial Lending, Credit
Education
Drexel University - College of Business and Administration 1968 — 1973
B.S. Business Administration, Accounting
Central High School-Philadelphia 1964 — 1968
Guaranteed Rate, Inc. February 2012 - Present
Superior Mortgage June 1998 - February 2012
Gregory G Bentz June 1994 - May 1998
Martin Dealership Group May 1977 - April 1994
Skills
Residential Homes, FHA, Mortgage Lending, Mortgage Banking, USDA, Refinance, Loans, Residential Mortgages, Customer Service, Financial Analysis, First Time Home Buyers, Reverse Mortgages, Investment Properties, Construction Loans, Banking, Investments, Commercial Lending, Credit
Education
Drexel University - College of Business and Administration 1968 — 1973
B.S. Business Administration, Accounting
Central High School-Philadelphia 1964 — 1968
Brett Thomas's Guaranteed Rate, INC Experience December 2014 - Present
Job Guaranteed Rate Branch Manager NMLS 444398
Industry Banking
Experience
Guaranteed Rate, Inc December 2014 - Present
Chase April 2007 - December 2014
JPMorgan Chase April 2004 - August 2007
W.G. grinders October 2003 - April 2004
Wg Grinders August 1999 - March 2004
YOUNG ENTREPRENEUR ORGANIZATION May 1999 - October 2002
Great-West Life January 1994 - May 1999
Delta Tau Delta Fraternity January 1993 - December 1993
Engineered Profiles LLC dba Crane Plastics May 1992 - October 1992
Skills
Sales Management, Sales, Leadership, Loans, Marketing, First Time Home Buyers, Management, Real Estate, Mortgage Lending, Assisting First Time..., Residential Mortgages, New Home Purchase, Mortgage Banking, Credit Analysis, Jumbo Mortgage, New Home Sales, New Business Development, Banking, Construction Loans, Credit, Customer Service, Entrepreneurship, FHA, FHA financing, Finance, Foreclosures, Insurance, Investment Properties, Loan Origination, Refinance, Residential Homes, Retail, Sales Process, Selling, Training, USDA, VA loans, Commercial Lending, FHA Financing, VA Loans
Education
THE OHIO STATE UNIVERSITY 1989 — 1993
BA, Economics/Marketing
The Ohio State University 1989 — 1993
Bachelor of Arts (B.A.), Economics/Marketing
Guaranteed Rate, Inc December 2014 - Present
Chase April 2007 - December 2014
JPMorgan Chase April 2004 - August 2007
W.G. grinders October 2003 - April 2004
Wg Grinders August 1999 - March 2004
YOUNG ENTREPRENEUR ORGANIZATION May 1999 - October 2002
Great-West Life January 1994 - May 1999
Delta Tau Delta Fraternity January 1993 - December 1993
Engineered Profiles LLC dba Crane Plastics May 1992 - October 1992
Skills
Sales Management, Sales, Leadership, Loans, Marketing, First Time Home Buyers, Management, Real Estate, Mortgage Lending, Assisting First Time..., Residential Mortgages, New Home Purchase, Mortgage Banking, Credit Analysis, Jumbo Mortgage, New Home Sales, New Business Development, Banking, Construction Loans, Credit, Customer Service, Entrepreneurship, FHA, FHA financing, Finance, Foreclosures, Insurance, Investment Properties, Loan Origination, Refinance, Residential Homes, Retail, Sales Process, Selling, Training, USDA, VA loans, Commercial Lending, FHA Financing, VA Loans
Education
THE OHIO STATE UNIVERSITY 1989 — 1993
BA, Economics/Marketing
The Ohio State University 1989 — 1993
Bachelor of Arts (B.A.), Economics/Marketing
Beth Divney's Guaranteed Rate, INC Experience 1986 - Present
Job Senior Vice President of Mortgage Lending at Guaranteed Rate
Industry Financial Services
Bob Buehler's Guaranteed Rate, INC Experience 2012 - Present
Job Vice President of Mortgage Lending at Guaranteed Rate Inc.
Industry Financial Services
Experience
Guaranteed Rate Inc. 2012 - Present
The Manhattan Mortgage Company Co., Inc. 2011 - 2012
Anchor Street Mortgage, LLC June 2010 - October 2011
BB Investments April 2007 - May 2010
Wells Fargo Home Mortgage, a division of Wells Fargo Bank January 2004 - March 2007
CitiFinancial, a member of Citigroup, Inc. July 1996 - July 2002
Great Western Financial Services September 1988 - July 1996
Education
Stonehill College 1985 — 1988
Bachelor of Arts, Major in Communications/Minor in Business
Bergen Catholic High School
Guaranteed Rate Inc. 2012 - Present
The Manhattan Mortgage Company Co., Inc. 2011 - 2012
Anchor Street Mortgage, LLC June 2010 - October 2011
BB Investments April 2007 - May 2010
Wells Fargo Home Mortgage, a division of Wells Fargo Bank January 2004 - March 2007
CitiFinancial, a member of Citigroup, Inc. July 1996 - July 2002
Great Western Financial Services September 1988 - July 1996
Education
Stonehill College 1985 — 1988
Bachelor of Arts, Major in Communications/Minor in Business
Bergen Catholic High School
Ria Gaines's Guaranteed Rate, INC Experience October 2013 - Present
Job Operations Support Manager/Recruiting Administration Manager at Guaranteed Rate, Inc
Industry Human Resources
Experience
Guaranteed Rate, Inc October 2013 - Present
Guaranteed Rate - Highlands Region February 2012 - October 2013
Superior Mortgage March 2008 - February 2012
tropicana casino & resort 2003 - 2007
Skills
Employee Relations, Benefits Administration, Human Resources, Employee Benefits, HRIS, HR Policies, Applicant Tracking..., Payroll, FMLA, Recruiting, Interviews, Personnel Management, Onboarding, Talent Acquisition, Technical Recruiting, Organizational..., Organizational..., College Recruiting, Training, Coaching
Education
Regent University
Bachelor of Science (B.S.), Psychology
Fairleigh Dickinson University-Metropolitan Campus
Guaranteed Rate, Inc October 2013 - Present
Guaranteed Rate - Highlands Region February 2012 - October 2013
Superior Mortgage March 2008 - February 2012
tropicana casino & resort 2003 - 2007
Skills
Employee Relations, Benefits Administration, Human Resources, Employee Benefits, HRIS, HR Policies, Applicant Tracking..., Payroll, FMLA, Recruiting, Interviews, Personnel Management, Onboarding, Talent Acquisition, Technical Recruiting, Organizational..., Organizational..., College Recruiting, Training, Coaching
Education
Regent University
Bachelor of Science (B.S.), Psychology
Fairleigh Dickinson University-Metropolitan Campus
Dan Levitan's Guaranteed Rate, INC Experience October 2012 - September 2013
Job Private Mortgage Banker at Wells Fargo Home Mortgage NMLSR ID: 50480
Industry Real Estate
Experience
Wells Fargo Home Mortgage September 2013 - Present
Guaranteed Rate, Inc. October 2012 - September 2013
Manhattan Mortgage February 2007 - October 2012
Skills
Real Estate Transactions, Mortgage Lending, Investment Properties, Real Estate, Real Estate Development, Mortgage Banking, Loan Origination, Refinance, Real Estate Economics, Underwriting, Residential Mortgages, First Time Home Buyers, Rentals, Brokerage, Loans, FHA, Real Estate Financing
Education
New York University Graduate School of Public Administration 1975 — 1977
Urban Planning
Hofstra University 1971 — 1973
Bachelor's degree, Political Science and Government
Wells Fargo Home Mortgage September 2013 - Present
Guaranteed Rate, Inc. October 2012 - September 2013
Manhattan Mortgage February 2007 - October 2012
Skills
Real Estate Transactions, Mortgage Lending, Investment Properties, Real Estate, Real Estate Development, Mortgage Banking, Loan Origination, Refinance, Real Estate Economics, Underwriting, Residential Mortgages, First Time Home Buyers, Rentals, Brokerage, Loans, FHA, Real Estate Financing
Education
New York University Graduate School of Public Administration 1975 — 1977
Urban Planning
Hofstra University 1971 — 1973
Bachelor's degree, Political Science and Government
Ceroi Mello's Guaranteed Rate, INC Experience January 2013 - Present
Job Mortgage Sales Manager
Industry Financial Services
Experience
Guaranteed Rate Inc January 2013 - Present
Prospect Mortgage, LLC February 2011 - January 2013
Merrimack Mortgage Company Inc. October 2009 - March 2011
Heritage Home loans 2007 - 2009
Chase 2006 - 2007
Wells Fargo June 1990 - December 2006
Skills
Real Estate, Mortgage Banking, Residential Mortgages, Mortgage Lending, Loans, Underwriting, Customer Service, Credit, VA loans, Loan Origination, Sales, Credit Analysis, Refinance, FHA, Sales Management, USDA, Banking, VA Loans, Certified Mortgage..., Reverse Mortgages, FHA financing, FHA Financing
Education
Bryant University 1986 — 1990
BS, Finance
Guaranteed Rate Inc January 2013 - Present
Prospect Mortgage, LLC February 2011 - January 2013
Merrimack Mortgage Company Inc. October 2009 - March 2011
Heritage Home loans 2007 - 2009
Chase 2006 - 2007
Wells Fargo June 1990 - December 2006
Skills
Real Estate, Mortgage Banking, Residential Mortgages, Mortgage Lending, Loans, Underwriting, Customer Service, Credit, VA loans, Loan Origination, Sales, Credit Analysis, Refinance, FHA, Sales Management, USDA, Banking, VA Loans, Certified Mortgage..., Reverse Mortgages, FHA financing, FHA Financing
Education
Bryant University 1986 — 1990
BS, Finance
Frank Lenartowicz's Guaranteed Rate, INC Experience June 2013 - Present
Job Loan Coordinator at Guaranteed Rate, Inc.
Industry Financial Services
Experience
Guaranteed Rate, Inc. June 2013 - Present
Wells Fargo Home Mortgage September 2011 - May 2013
Vericrest Financial, Inc. March 2009 - January 2010
CIT 2003 - 2010
CitiFinancial 1986 - 2003
NJNB/CoreStates Bank 1983 - 1990
Skills
Underwriting, Credit, Loans, Management, Mortgage Lending, Portfolio Management, Mortgage Banking, Financial Risk, Loan Origination, Commercial Lending, Banking, Credit Analysis, Consumer Lending, Credit Risk, Risk Management, Finance, Funding, Refinance, FHA, Residential Mortgages, Loan Servicing, Small Business Lending
Education
The College of New Jersey 1976 — 1980
BA, Education
Guaranteed Rate, Inc. June 2013 - Present
Wells Fargo Home Mortgage September 2011 - May 2013
Vericrest Financial, Inc. March 2009 - January 2010
CIT 2003 - 2010
CitiFinancial 1986 - 2003
NJNB/CoreStates Bank 1983 - 1990
Skills
Underwriting, Credit, Loans, Management, Mortgage Lending, Portfolio Management, Mortgage Banking, Financial Risk, Loan Origination, Commercial Lending, Banking, Credit Analysis, Consumer Lending, Credit Risk, Risk Management, Finance, Funding, Refinance, FHA, Residential Mortgages, Loan Servicing, Small Business Lending
Education
The College of New Jersey 1976 — 1980
BA, Education
Constance Lambert's Guaranteed Rate, INC Experience October 2012 - May 2013
Job Associate General Counsel at Guaranteed Rate, Inc.
Industry Financial Services
Experience
Guaranteed Rate, Inc. October 2012 - May 2013
The Manhattan Mortgage Company February 2005 - October 2012
Radian October 1999 - October 2002
Financial Security Assurance June 1990 - July 1998
FGIC April 1985 - May 1990
Mudge Rose Guthrie Alexander & Ferdon September 1981 - April 1985
Skills
Structured Finance, Credit, Securities Regulation, Securitization, Securities, Insurance, Investment Banking
Education
American University Washington College of Law 1978 — 1981
JD, Law
Brandeis University 1974 — 1978
BA
Guaranteed Rate, Inc. October 2012 - May 2013
The Manhattan Mortgage Company February 2005 - October 2012
Radian October 1999 - October 2002
Financial Security Assurance June 1990 - July 1998
FGIC April 1985 - May 1990
Mudge Rose Guthrie Alexander & Ferdon September 1981 - April 1985
Skills
Structured Finance, Credit, Securities Regulation, Securitization, Securities, Insurance, Investment Banking
Education
American University Washington College of Law 1978 — 1981
JD, Law
Brandeis University 1974 — 1978
BA
Delia Filip's Guaranteed Rate, INC Experience December 2011 - 2013
Job Vice President of Mortgage Lending at Guaranteed Rate Inc.
Industry Financial Services
Experience
Guaranteed Rate Inc. December 2011 - 2013
ELB Mortgage Brokers, Inc. June 2003 - November 2011
Skills
Loans, Credit, Mortgage, Mortgage Lending, FHA, VA, Refinance, Purchase, First Time Home Buyers, Mortgage Planning, Mortgage Banking, Investment Properties, Certified Mortgage..., Loan Origination, Banking, FHA financing, Residential Mortgages, Reverse Mortgages, USDA, Commercial Mortgages, Investments, Government Loans, Construction Loans, Finance, Mortgage Underwriting, VA loans, Debt Consolidation, 203K, Home Equity Lines of..., Mortgage Marketing, Credit Analysis, Real Estate Financing, Home Equity Loans, Customer-focused Service, Land Contracts, Customer Satisfaction, Budget Management
Education
1990 — 1996
MASTER, FINANCE/BANKS
Guaranteed Rate Inc. December 2011 - 2013
ELB Mortgage Brokers, Inc. June 2003 - November 2011
Skills
Loans, Credit, Mortgage, Mortgage Lending, FHA, VA, Refinance, Purchase, First Time Home Buyers, Mortgage Planning, Mortgage Banking, Investment Properties, Certified Mortgage..., Loan Origination, Banking, FHA financing, Residential Mortgages, Reverse Mortgages, USDA, Commercial Mortgages, Investments, Government Loans, Construction Loans, Finance, Mortgage Underwriting, VA loans, Debt Consolidation, 203K, Home Equity Lines of..., Mortgage Marketing, Credit Analysis, Real Estate Financing, Home Equity Loans, Customer-focused Service, Land Contracts, Customer Satisfaction, Budget Management
Education
1990 — 1996
MASTER, FINANCE/BANKS
Domenica Reinbott's Guaranteed Rate, INC Experience July 2012 - January 2014
Job Seeking employment
Industry Financial Services
Experience
Guaranteed Rate Inc July 2012 - January 2014
Gateway Funding November 2010 - June 2011
Colonial Bank FSB October 2005 - July 2009
Superior Mortgage Corp June 2003 - October 2005
Union Center National Bank September 1995 - June 2003
ShopRite Supermarket February 1989 - September 1995
Skills
Credit, Loans, Customer Service, Mortgage Lending
Education
CDM Institute
Union County College
Guaranteed Rate Inc July 2012 - January 2014
Gateway Funding November 2010 - June 2011
Colonial Bank FSB October 2005 - July 2009
Superior Mortgage Corp June 2003 - October 2005
Union Center National Bank September 1995 - June 2003
ShopRite Supermarket February 1989 - September 1995
Skills
Credit, Loans, Customer Service, Mortgage Lending
Education
CDM Institute
Union County College
Brooke Mavronicles's Guaranteed Rate, INC Experience July 2010 - Present
Job Loan Coordinator at Guaranteed Rate Inc
Industry Financial Services
Experience
Guaranteed Rate Inc July 2010 - Present
Skills
FHA, Mortgage Banking, USDA, VA loans, Refinance, Mortgage Lending, Residential Mortgages, Loans
Education
Indiana State University 2001 — 2004
Bachelor's degree, Criminology
South Suburban College
Guaranteed Rate Inc July 2010 - Present
Skills
FHA, Mortgage Banking, USDA, VA loans, Refinance, Mortgage Lending, Residential Mortgages, Loans
Education
Indiana State University 2001 — 2004
Bachelor's degree, Criminology
South Suburban College
Clayton Eric Hutchinson's Guaranteed Rate, INC Experience December 2010 - July 2015
Job General Counsel, Chief Compliance Officer at Interbank Mortgage Company
Industry Law Practice
Experience
Interbank Mortgage Company July 2015 - Present
Guaranteed Rate, Inc. December 2010 - July 2015
Private Practice August 2006 - November 2010
Skills
Negotiation, Mortgage Lending, Commercial Litigation, Litigation, Arbitration, Legal Research, Civil Litigation, Legal Writing, Refinance, Mortgage Banking, Employment Law, Personal Injury, Real Estate, Finance, Contract Negotiation, Strategic Planning, Due Diligence
Education
Chicago-Kent College of Law, Illinois Institute of Technology 2003 — 2006
J.D.
Illinois Wesleyan University 1999 — 2003
B.A.
Interbank Mortgage Company July 2015 - Present
Guaranteed Rate, Inc. December 2010 - July 2015
Private Practice August 2006 - November 2010
Skills
Negotiation, Mortgage Lending, Commercial Litigation, Litigation, Arbitration, Legal Research, Civil Litigation, Legal Writing, Refinance, Mortgage Banking, Employment Law, Personal Injury, Real Estate, Finance, Contract Negotiation, Strategic Planning, Due Diligence
Education
Chicago-Kent College of Law, Illinois Institute of Technology 2003 — 2006
J.D.
Illinois Wesleyan University 1999 — 2003
B.A.
Stephanie Albright's Guaranteed Rate, INC Experience February 2001 - March 2002
Job Administrative Professional
Industry Executive Office
Experience
Creative Group, Inc December 2011 - Present
Auditorium Theatre October 2011 - Present
Addison Search October 2010 - Present
Stephanie Albright January 1991 - Present
U.S. Census Bureau April 2010 - August 2010
Northwestern University December 2002 - April 2009
Guaranteed Rate Inc February 2001 - March 2002
LaSalle Bank March 1996 - December 2000
National Qualitative Centers November 1994 - September 1995
National Jewish Theater October 1991 - July 1993
Education
Columbia College 1986 — 1991
B.A, Theater Arts
Creative Group, Inc December 2011 - Present
Auditorium Theatre October 2011 - Present
Addison Search October 2010 - Present
Stephanie Albright January 1991 - Present
U.S. Census Bureau April 2010 - August 2010
Northwestern University December 2002 - April 2009
Guaranteed Rate Inc February 2001 - March 2002
LaSalle Bank March 1996 - December 2000
National Qualitative Centers November 1994 - September 1995
National Jewish Theater October 1991 - July 1993
Education
Columbia College 1986 — 1991
B.A, Theater Arts
Doug Andraka's Guaranteed Rate, INC Experience February 2012 - Present
Job VP of Mortgage Lending at Guaranteed Rate, Inc.
Industry Real Estate
Experience
Guaranteed Rate, Inc. February 2012 - Present
Superior Mortgage November 2001 - January 2012
Education
University of North Carolina at Chapel Hill
Guaranteed Rate, Inc. February 2012 - Present
Superior Mortgage November 2001 - January 2012
Education
University of North Carolina at Chapel Hill
Erin Pace's Guaranteed Rate, INC Experience March 2014 - Present
Job Operations Assistant at Guaranteed Rate, Inc.
Industry Real Estate
Experience
Guaranteed Rate, Inc. March 2014 - Present
Mortgage Master February 2013 - March 2014
William Raveis Mortgage December 2012 - February 2013
Aetna 2000 - 2003
Aetna 1997 - 2000
US Healthcare 1995 - 1997
Education
Kutztown University of Pennsylvania 1990 — 1995
Bachelor of Science (BS), Mathematics and minor in Computer Science
Guaranteed Rate, Inc. March 2014 - Present
Mortgage Master February 2013 - March 2014
William Raveis Mortgage December 2012 - February 2013
Aetna 2000 - 2003
Aetna 1997 - 2000
US Healthcare 1995 - 1997
Education
Kutztown University of Pennsylvania 1990 — 1995
Bachelor of Science (BS), Mathematics and minor in Computer Science
Donald Trebisky's Guaranteed Rate, INC Experience November 2010 - Present
Job Mortgage Banker at Meridian Bank Mortgage Center
Industry Financial Services
Experience
Meridian Bank Mortgage Center November 2014 - Present
Guaranteed Rate, Inc. November 2010 - Present
The First National Bank of Elmer February 2001 - September 2010
FTM Mortgage Company February 1997 - January 2001
Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Refinance, FHA, Loan Origination, Banking, Residential Mortgages, Customer Service, Finance, Investments, Underwriting
Education
Rutgers University – Camden
Bachelor's degree, History/Pre-Law
Meridian Bank Mortgage Center November 2014 - Present
Guaranteed Rate, Inc. November 2010 - Present
The First National Bank of Elmer February 2001 - September 2010
FTM Mortgage Company February 1997 - January 2001
Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Refinance, FHA, Loan Origination, Banking, Residential Mortgages, Customer Service, Finance, Investments, Underwriting
Education
Rutgers University – Camden
Bachelor's degree, History/Pre-Law
Nicholas DeLorenzo's Guaranteed Rate, INC Experience June 2015 - Present
Job Student at University of Illinois at Chicago
Industry Higher Education
Experience
Guaranteed Rate Inc June 2015 - Present
University of Illinois at Chicago August 2012 - Present
Walgreens September 2011 - May 2012
School District 47-Crystal Lake May 2010 - August 2010
Skills
Highly detail oriented, Highly Ambitious, Determination to Succeed, Passion for Success, Microsoft Office, Stata, Intelligence, Competitive Intelligence
Education
University of Illinois at Chicago 2012 — 2015
Bachelor of Arts (B.A.), Economics
McHenry Community High Schol- West Campus 2006 — 2010
High School Diploma
Guaranteed Rate Inc June 2015 - Present
University of Illinois at Chicago August 2012 - Present
Walgreens September 2011 - May 2012
School District 47-Crystal Lake May 2010 - August 2010
Skills
Highly detail oriented, Highly Ambitious, Determination to Succeed, Passion for Success, Microsoft Office, Stata, Intelligence, Competitive Intelligence
Education
University of Illinois at Chicago 2012 — 2015
Bachelor of Arts (B.A.), Economics
McHenry Community High Schol- West Campus 2006 — 2010
High School Diploma
Christopher Bischoff's Guaranteed Rate, INC Experience July 2015 - Present
Job Sales Assistant at Guaranteed Rate Inc
Industry Financial Services
Experience
Guaranteed Rate Inc July 2015 - Present
Skills
Microsoft Office, Microsoft Excel, Social Media, Microsoft Word, PowerPoint, Customer Service, Leadership, Marketing, Management, Sales
Education
DePaul University 2013 — 2014
Bachelor of Arts (B.A.), Economics
College of DuPage 2011 — 2012
Guaranteed Rate Inc July 2015 - Present
Skills
Microsoft Office, Microsoft Excel, Social Media, Microsoft Word, PowerPoint, Customer Service, Leadership, Marketing, Management, Sales
Education
DePaul University 2013 — 2014
Bachelor of Arts (B.A.), Economics
College of DuPage 2011 — 2012
Deloitte
PwC
Ernst & Young
Walgreens
Procter & Gamble
KPMG
PricewaterhouseCoopers
EY