Gold Star Mortgage Financial Group
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Gold Star Mortgage Financial Group Employees
OC Realty Services March 2010 - Present
Equity Wave Lending January 2014 - October 2014
Gold Star Mortgage Financial Group January 2012 - January 2014
Coldwell Banker Residential Brokerage June 2007 - March 2011
Greenlight Loans 2010 - 2011
Education
Arizona State University 1998 — 2001
Computer Science and Information Systems
GM Financial January 2015 - Present
Ally Financial Inc. June 2013 - January 2015
National Environmental August 2009 - February 2010
Gold Star Mortgage Financial Group April 2009 - September 2009
Skills
Financial Analysis, Financial Modeling, Financial Reporting, Finance, Variance Analysis, Corporate Finance, Sarbanes-Oxley Act, Forecasting, Accounting, Strategic Financial..., Managerial Finance, Internal Controls, Risk Management, Hyperion Enterprise, Credit Analysis, Auditing, Credit, Portfolio Management, Financial Accounting, Valuation
Education
Eastern Michigan University 2010 — 2012
Bachelor of Business Administration (B.B.A.), Accounting and Finance
Washtenaw Community College 2008 — 2010
Gold Star Mortgage Financial Group April 2012 - Present
Golden Rule Mortgage October 1996 - April 2012
Golden Rule Mortgage / Financial October 1996 - April 2012
Skills
Mortgage Lending, FHA financing, Real Estate Transactions, VA loans, Credit, New Home Sales
Education
Pittsburg State University
Gold Star Mortgage Financial Group March 2015 - Present
Pinnacle Capital Mortgage Corp. October 2014 - February 2015
RANLife Home Loans December 2012 - August 2014
Washington Federal December 2009 - December 2012
Skills
Sales, Customer Service, Financial Analysis, Real Estate, Management, Mortgage Lending, Refinance, Real Estate Transactions, FHA Financing, First Time Home Buyers, Home Buyer Grants, No Down Payment Options, Conventional Financing, USDA Rural Housing, VA Loans, Mortgage Banking, FHA, Loans, USDA, Banking, Credit, Investment Properties
Education
Utah Valley University 2007 — 2009
B.S. Business Management, International Business Emphasis
Brigham Young University 2005 — 2007
General Education
Summit Funding, Inc. February 2015 - Present
Gold Star Mortgage Financial Group February 2014 - February 2015
First California Mortgage Company February 2011 - December 2013
First Option Lending, LLC August 2010 - February 2011
Erb Consulting February 2007 - February 2011
GMAC Mortgage, LLC June 1999 - November 2006
MidWest Financial Credit Union July 1997 - June 1999
Skills
Real Estate, Residential Homes, Mortgage Lending, FHA, Refinance, Mortgage Banking, Loans, Residential Mortgages, Loan Origination, First Time Home Buyers, Investment Properties, USDA, VA loans, Credit, Certified Mortgage..., Reverse Mortgages, FHA financing, Underwriting, Investments, Real Estate Financing, Sales, Sales Management, Selling, Marketing, Strategic Financial..., Management, Finance, Government Loans, Real Estate Transactions, Credit Analysis, Mortgage Underwriting, Real Estate Economics, Construction Loans, Home Equity Loans, Mortgage Marketing, Debt Consolidation, Banking, FHA Financing, VA Loans
Education
Kenyon College 1994 — 1997
B.A, History
Gold Star Financial Group April 2012 - Present
Gold Star Mortgage Financial Group April 2012 - Present
Chase March 2008 - March 2012
Skills
Credit, Underwriting, FHA, Mortgage Lending, Customer Service, Public Speaking, Microsoft Excel, Investment Properties, Marketing, Mortgage Underwriting, Real Estate, Mortgage Banking, VA loans, Loan Origination, Residential Mortgages, First Time Home Buyers
Education
Eastern Michigan University 2002 — 2007
BA, Communication
Gold Star Mortgage Financial Group November 2011 - Present
Fifth Quarter/Rush Street Lounge January 2009 - January 2011
Lit Out Loud and Writers Block 2009 - 2010
Skills
Loan Origination, Loans, Mortgage Lending, Credit, Mortgage Banking, Residential Mortgages, FHA financing, Networking, Social Networking, Brand Awareness, Hospitality Management, Bartending, Hosting, Entertainment, Logo Design, VA loans, FHA, Refinance, Real Estate Financing, Investment Properties, Finance, Sales, Social Media Marketing, Management, Reverse Mortgages, Certified Mortgage..., Real Estate, USDA, Mortgage Underwriting, First Time Home Buyers, Banking, Investors, Residential Homes, FHA Financing, VA Loans, Foreclosures, Short Sales, REO, Sellers, Condos, Single Family Homes, Real Estate Transactions, Marketing, Referrals, Customer Service, Relocation, Buyer Representation, New Home Sales, HUD
Education
Eastern Michigan University 2011 — 2013
Business Administration and Management, General
Oakland Community College 2007 — 2010
Associate of Arts (A.A.)
Gold Star Mortgage Financial Group NMLS#3446 April 2014 - Present
CMG Financial August 2013 - April 2014
Gold Star Mortgage Financial Group July 2011 - August 2013
American Mortgage and Equity Consultants April 2009 - June 2011
Midwest Lending Corp January 2001 - April 2009
Skills
FHA, Refinance, Loans, USDA, VA loans, FHA financing, Mortgage Banking, Mortgage Lending, Certified Mortgage..., Loan Origination, Residential Mortgages, First Time Home Buyers, Credit, Investment Properties, Real Estate, Residential Homes, Finance, Financial Analysis, Banking, Foreclosures, Mortgage Servicing, Short Sales, Real Estate Economics, Real Estate Transactions, Sellers, Rates, Underwriting, Credit Analysis, Real Estate Financing, Portfolio Management, FHA Financing, VA Loans
Education
Michigan Technological University 1992 — 1996
BS, Environmental Engineering
Gold Star Mortgage Financial Group February 2015 - Present
Virginia Institute of Plastic Surgery September 2014 - February 2015
Gastroenterology Associates of Northern Virginia October 2012 - September 2014
Cosmetic Surgery Center January 2010 - October 2012
Cosmetic Surgery Center February 2009 - December 2009
Skills
Microsoft Office, Customer Service, PowerPoint, Microsoft Word, Project Management, Process Scheduler, Process Improvement, Program Management, Team Building, Budgets, Public Speaking, Contract Management, Team Leadership, Strategic Planning, Contract Negotiation, Account Management, Operations Management, Troubleshooting
Education
University of Phoenix 2011 — 2013
Associate of Science (AS), Health/Health Care Administration/Management
Strayer University (VA)
Network Checker Inc November 2014 - Present
Gold Star Mortgage Financial Group June 2014 - November 2014
Education
University of Nebraska-Lincoln 2009 — 2014
Bachelor of Business Administration (BBA), Management and Marketing
Mr. Roof June 2014 - Present
Hatch Stamping Company 2013 - 2014
Gold Star Mortgage Financial Group November 2012 - July 2013
Education
Cochise College 2007 — 2008
N/A, Elementary Education
Northwest High School 1994 — 1998
Diploma
International City Mortgage November 2014 - Present
Gold Star Mortgage Financial Group May 2014 - November 2014
Pacific Union Financial, LLC January 2014 - May 2014
Supreme Lending October 2013 - January 2014
Heartland Payment Systems 2009 - 2013
Enterprise Lending March 2005 - June 2008
The Lending Specialists February 2003 - March 2005
Skills
Mortgage Lending, Loans, Credit, Account Management, Sales, Banking, Sales Management, Cold Calling, New Business Development, Credit Cards, Salesforce.com, Relationship Management, Business Development, Direct Sales, Marketing, Customer Service, Sales Process, B2B, Management, Insurance
Education
North Texas State University 1975 — 1976
Philosophy
Montgomery College 1971 — 1973
No, Philosophy, History
Gold Star Mortgage Financial Group January 2012 - Present
Quicken Loans April 2006 - December 2012
Skills
Mortgage Lending, Loans, Credit, Banking, Finance, Financial Analysis, Credit Analysis, Investments, Underwriting, Microsoft Excel, Customer Service, Microsoft Office, PowerPoint, Real Estate, Insurance, Strategic Financial..., Microsoft Word, Portfolio Management, Mortgage Banking, Financial Modeling, Refinance, Residential Mortgages, Loan Origination, VA loans, FHA, FHA financing, Reverse Mortgages, USDA, Government Loans, VA Loans
Education
Schoolcraft College
Associate's Degree, Accounting and Finance
International City Mortgage 2014 - Present
Gold Star Mortgage Financial Group 2014 - 2014
Michigan Mutual 2013 - 2014
Main Street Financial, Inc. 2009 - 2013
Countrywide Home Loans 2007 - 2009
SunTrust Mortgage 2005 - 2007
Wells Fargo Home Mortgage 2002 - 2005
Skills
Appraisals, Real Estate, Residential Homes, Mortgage Banking, FHA, Executive Search, Mortgage Lending, Residential Mortgages, Talent Acquisition, Sales, Investors, Government Loans, Mortgage Marketing, Finance, Investments, Mortgage Underwriting, Real Estate Financing, Selling, Relationship Management, Home Equity Loans, Commercial Mortgages, Customer Service, Short Sales, Real Estate Economics, Sellers, REO, Rates, Mortgage Servicing, Loan Servicing, Loss Mitigation, Financial Structuring, Business Development, Wholesale Lending, Foreclosures, HUD, Branch Management, Home Equity Lines of..., Funding, Referrals, Loan Modifications, Debt Consolidation, CRM, Single Family Homes
Education
Bethel College 1994 — 1998
BS, Business Management, Computer Programming
Bitcoin Insanity April 2014 - Present
VisionPRO Team August 2014 - June 2015
Total Home Lending December 2013 - April 2014
Gold Star Mortgage Financial Group April 2013 - August 2013
Gold Star Financial Group February 2012 - April 2013
Gold Star Financial Group February 2012 - March 2012
VisionIT May 2010 - October 2011
Dick's Sporting Goods April 2006 - August 2007
Skills
Recruiting, Technical Recruiting, Internet Recruiting, Talent Acquisition, Contract Recruitment, College Recruiting, Applicant Tracking..., Screening, Staffing Services, Sourcing, Screening Resumes, Business Networking, Staff Augmentation, Networking, Temporary Placement, Sales, Human Resources, Information Technology, Training, Project Management, Management
Education
Central Michigan University 2007 — 2010
Information Technology
1st Financial, Inc. September 2015 - Present
Primary Residential Mortgage December 2014 - September 2015
Gold Star Mortgage Financial Group July 2014 - December 2014
Meadowbrook Financial Mortgage Bankers December 2013 - July 2014
Residential Finance August 2010 - November 2013
Fidelity Mortgage Direct May 2009 - October 2010
Amerimod Modification Agency January 2009 - May 2009
glaceau September 2008 - March 2009
glaceau May 2008 - August 2008
Wells Fargo Financial November 2007 - March 2008
Skills
Strategic Planning, Cold Calling, Credit Analysis, Mortgage Banking, Refinance, USDA, Marketing, Residential Mortgages, Mortgage Lending, Optimal Blue, Credit, FHA, Loan Origination, Event Planning, B2B, Loans, Sales Management, Certified Mortgage..., Commercial Mortgages, VA loans, Investments, Debt Consolidation, FHA financing, Encompass, Sales Process, Sales & Marketing..., Sales Operations, Direct Sales, Mentoring, Business Strategy, Marketing Strategy, Staff Development, Business Process..., Start-up Ventures, Sales Motivation, Motivational Speaking, Financial Analysis, Strategic Financial..., Team Management, Social Networking, Microsoft Excel, Executive Coaching, Customer Service, Recruiting, Local Marketing, Team Leadership, Leadership Development..., Loan Modifications, First Time Home Buyers, Investment Properties
Education
Santa Fe College 2004 — 2006
Associate of the Arts, Business Administration and Management, General
International City Mortgage August 2015 - Present
American Financial Network, Inc. March 2015 - August 2015
International City Mortgage October 2014 - March 2015
Gold Star Mortgage Financial Group April 2014 - August 2014
Great Plains National Bank February 2014 - March 2014
Michigan Mutual June 2013 - February 2014
Guild Mortgage September 2012 - June 2013
Weststar Mortgage Corporation May 2011 - August 2012
AmeriPro Funding April 2010 - April 2011
AmeriNet Mortgage dba Alethes, LLC 2005 - April 2010
Skills
Mortgage Lending, Loans, New Business Development, Refinance, FHA, VA, VA loan specialist, veteran, Texas Vet, Vet, loan officer, mortgage originator, loan origination, Construction Loans, one time close..., one time close, interim loans, interim construction..., rehabilitation loans, FHA financing, FHA 203K, FHA 203K rehab loans, Loan Origination, USDA, Mortgage Banking, VA loans, Finance, Government Loans, Investment Properties, Real Estate, Certified Mortgage..., Commercial Mortgages, Residential Mortgages, Short Sales, Credit, REO, Relocation, Investors, Credit Analysis, Commercial Lending, Condos, Selling, Underwriting, Mortgage Underwriting, Loan Servicing, Residential Homes, Foreclosures, First Time Home Buyers, Reverse Mortgages, Real Estate Economics
Education
The University of Texas at San Antonio 1990 — 1993
BFA, Bachelor of Fine Arts of HUMANTIES
San Antonio College 1984 — 1987
AA, Fine Art
Gold Star Mortgage Financial Group April 2014 - Present
Cumulus Media May 2013 - August 2013
A and O Lawn Care April 2011 - June 2013
Midwest Graphics & Awards Inc. March 2010 - September 2010
Goetzcraft Printers Inc. June 2009 - October 2009
Skills
Microsoft Office, Economic Modeling, Economic Research, Labor Economics, Sales, Social Media, Sports Economics, Stata, Data Analysis, Econometrics, Economics, Microsoft Word, PowerPoint, Research
Education
Michigan State University 2010 — 2013
Bachelor of Arts (B.A.), Economics
Eastern Michigan University 2009 — 2010
Business Administration and Management, General
Ann Arbor Pioneer High School 2005 — 2009
MB Financial Bank February 2015 - Present
Gold Star Mortgage Financial Group April 2014 - February 2015
Citi October 2012 - January 2014
Citi June 2009 - October 2012
Quicken Loans January 2001 - May 2008
MetLife January 2000 - January 2001
Interfirst/Standard Federal Bank January 1999 - January 2000
Skills
Credit, Loans, Mortgage Lending, Credit Analysis, Credit Risk, Banking, Mortgage Banking, Financial Risk, Refinance, Financial Services, Mortgage Underwriting, Retail Banking, Training, Underwriting, FHA, Analysis
Education
Humber College 1994 — 1997
Business Administration
Michigan Service Corporation May 2014 - Present
Total Home Lending September 2013 - May 2014
Gold Star Mortgage Financial Group December 2011 - August 2013
Anytime Fitness September 2011 - December 2011
Ferris State University Athletics Department January 2011 - May 2011
Irish American Heritage Center June 2010 - August 2010
EXPRESS June 2010 - August 2010
Burton Snowboards January 2010 - April 2010
Ferris State University Music Industry Management Department May 2009 - August 2009
Skills
Social Media, Microsoft Office, PowerPoint, Microsoft Excel, Microsoft Word, Customer Service, Teamwork, Social Media Marketing, Facebook, Advertising, Event Planning, Management
Education
Ferris State University 2005 — 2011
Bachelor's degree, Marketing
Ferris State University 2005 — 2010
Bachelor's degree, Music Industry Management
Security Mortgage Corp. July 2014 - Present
Level One Bank August 2013 - Present
Gold Star Mortgage Financial Group October 2010 - August 2013
MIdtownFinancial Division of Gold Star Mortgage September 2007 - July 2013
Skills
Mortgage Lending, Mortgage Banking, Banking, Loans, FHA, Refinance, USDA, Loan Origination, Credit, VA loans, Investment Properties, Residential Mortgages, FHA financing, Real Estate, Reverse Mortgages, Real Estate Financing, Commercial Lending, Commercial Mortgages, First Time Home Buyers, Foreclosures, Construction Loans, Credit Analysis, Real Estate Economics, HUD, Government Loans, Certified Mortgage..., Short Sales, REO, Underwriting, Mortgage Underwriting
Education
Univerisity of Michigan 1979 — 1983
BGS, Business and Communications
University of Michigan 1979 — 1983
BGS, Business and Communications
University of Michigan
Edward Jones December 2014 - Present
American Airlines October 2013 - December 2014
Gold Star Mortgage Financial Group April 2013 - October 2013
Skills
Customer Service, Employee Benefits, Leadership, Microsoft Excel, Microsoft Office, PowerPoint, Human Resources, Leadership Development, Management, Talent Acquisition, Personnel Management, Process Improvement, Employee Engagement, Microsoft Word, Management Consulting, Team Leadership, Employee Relations, Recruiting, Training, Technical Recruiting, Team Building, Finance, Analysis, Payroll, Banking, Budgets, Sales, Strategic Planning
Education
Commmunity College of Beaver County 2011 — 2012
Associate of Science (A.S.), Air Traffic Control
Grand Valley State University 2005 — 2010
Bachelor of Business Administration (B.B.A.), Finance
Gold Star Mortgage Financial Group May 2014 - Present
Flagstar Bank December 2007 - May 2014
Plymouth Exchange 2001 - 2004
Washington Mortgage 1998 - 2001
Rock Financial 1995 - 1998
Skills
Mortgage Lending, Mortgage, FHA, Credit, VA, Conventional, Mortgage Banking, Refinance, VA loans, Residential Mortgages, FHA financing, Loan Origination, USDA
Education
Henry Ford Community College
GalaxE.Solutions September 2014 - Present
Palio Italian Restaurant May 2007 - September 2014
Opportunity Detroit June 2014 - August 2014
Gold Star Mortgage Financial Group April 2013 - September 2013
Quicken Loans November 2012 - April 2013
Michigan Mentorship Program May 2011 - July 2011
Hungry Howie's Pizza, Inc. December 2002 - January 2007
Skills
Sales, Social Skills, Mortgage Lending, Visual Basic, Analysis, .NET, Loans, C#, ASP.NET MVC, HTML, CSS, JavaScript, jQuery, AngularJS, Visual Studio, Customer Service, Program Management, Leadership, Microsoft SQL Server, Verilog, Fundraising, Refinance, Spanish, Management, Intrapersonal Skills, OOP, LINQ, VA loans, Github, Assembly Language, USDA, C/C++, Interpersonal Skills, FHA financing, Residential Mortgages, IndexedDb, SPAs
Education
University of Michigan
Bachelor of Science (B.S.), Psychology
iDetail of San Antonio February 2010 - Present
AMD Camarillo and Company April 2001 - Present
International City Mortgage October 2013 - April 2015
Gold Star Mortgage Financial Group January 2014 - October 2014
World Savings March 2005 - December 2013
Hostway Corporation November 2011 - December 2012
Wells Fargo Home Mortgage October 2010 - July 2011
Rackspace, the Open Cloud Company April 2005 - January 2011
Rackspace November 2008 - April 2010
Ameriquest Mortgage January 2004 - March 2005
Education
Texas State University 1993 — 1995
Psychology
Gold Star Mortgage Financial Group January 2014 - Present
Gold Star Financial Group September 2013 - January 2014
United States Marine Corps January 2008 - January 2014
Gold Star Financial Group April 2013 - September 2013
Gold Star Mortgage Financial Group July 2012 - April 2013
Quicken Loans May 2012 - July 2012
Skills
Information Technology, Networking, Windows, Microsoft Office, Customer Service, Outlook, Leadership, Kaseya, ShoreTel, Honeywell Alarm System, Keyscan System, Microsoft..., Project Management, Program Management, Software Documentation, Training, Windows 7, Management, Servers, Windows Server, Technical Support, Security, System Administration, Troubleshooting, XP, Computer Hardware, Active Directory, Extreme Switches, VMware ESX, Microsoft Exchange, Software Installation, Group Policy, Network Administration, Wireless Networking, DHCP, DNS, Firewalls, Windows XP, Switches, Help Desk Support, Network Security, IT Management
Education
ITT Technical Institute-Canton 2011 — 2013
Bachelor of Applied Science (B.A.Sc.), Information Systems and Cybersecurity
ITT Technical Institute-Canton 2009 — 2011
Associate of Science (AS), Computer Networking Systems
CDK Global June 2014 - Present
CDK Global May 2013 - Present
Gold Star Mortgage Financial Group June 2010 - September 2010
Skills
Microsoft Excel, PowerPoint, Microsoft Works, Query Builder, SAP, Time Management, Microsoft Office, Microsoft Word, Outlook, Leadership, International Business, Facebook, Social Networking, Marketing, Social Media Marketing, Salesforce.com, Social Media, Account Management, Team Leadership, Advertising, Online Marketing, Marketing Communications, Teamwork, Customer Service, Online Advertising, Marketing Strategy, Digital Marketing, Blogging, Customer Satisfaction, Google Analytics, SEO, Training, Integrated Marketing, Google Adwords, Digital Strategy
Education
Central Michigan University 2008 — 2013
Bachelor of Business Administration (B.B.A.), International Business
IPAG 2012 — 2012
Bachelor of Business Administration (B.B.A.), International Business
Ruth Divine Events LLC July 2014 - Present
Gold Star Mortgage Financial Group 2012 - October 2014
TMP Worldwide 1997 - 2001
Skills
Corporate Events, Marketing Strategy, Marketing Event Planning, Strategic Planning, Marketing, Event Marketing Strategy, Event Management, Public Relations, Marketing Communications, Project Management, Sales, Aerospace, Automotive, Financial Services, Market Research, Live Events, Real Estate
Education
Eastern Michigan University 1992 — 1996
Bachelor of Business Administration (B.B.A.), Marketing
Eastern Michigan University
Bachelor of Business Administration (BBA), Marketing
Academy Mortgage Corporation June 2015 - Present
Gold Star Mortgage Financial Group July 2013 - June 2015
Quicken Loans 2012 - 2013
Quicken Loans 2012 - 2013
Skills
FHA, Refinance, Mortgage Banking, Loan Origination, Mortgage Lending, FHA financing, Residential Mortgages, Government Loans, VA loans, Reverse Mortgages, USDA, Finance, Residential Homes, Loans, Certified Mortgage..., VA Loans, FHA Financing, First Time Home Buyers
Education
Eastern Michigan University 2007 — 2011
Bachelor of Business Administration (B.B.A.), Finance, General
Heritage High 2000 — 2004
Heritage High
Huron Valley Financial, Inc. May 2014 - Present
Gold Star Mortgage Financial Group April 2013 - April 2014
Gold Star Financial Group June 2012 - April 2013
Citi May 2000 - May 2011
Skills
Mortgage Lending, Loan Origination, FHA, VA loans, Mortgage Banking, Refinance, USDA, Residential Mortgages, FHA financing, Mortgage Underwriting, Government Loans, Loans, FHA Financing, Credit Analysis, Underwriting, VA Loans
Education
Davenport University
Business Management
University of Michigan Health System September 2013 - Present
Gold Star Mortgage Financial Group November 2012 - April 2013
University of Michigan-Flint 2013 - 2013
Johns Hopkins Bloomberg School of Public Health September 2011 - June 2012
University of Michigan March 2009 - August 2010
Skills
Therapists, Research, Psychology, Public Speaking, Healthcare, Public Health, Data Analysis, Program Evaluation, Analysis, Hospitals, Community Outreach, Grant Writing, Mental Health, Stata, Healthcare Management, Programming, Microsoft Office, Editing
Education
The Johns Hopkins University 2011 — 2012
MHS, Mental Health
University of Michigan 2007 — 2011
BS, Brain, Behavior, and Cognitive Science and French
Gold Star Mortgage Financial Group April 2013 - Present
Jump$tart Coalition for Personal Financial Literacy June 2012 - Present
Eastern Michigan University June 2012 - April 2013
Michigan Conference AAUP April 2012 - September 2012
Target June 2010 - December 2011
Skills
Microsoft Word, Customer Service, Teamwork, Social Media, Windows, Sales, HTML, Time Management, Outlook, Public Speaking, Research, Marketing, Team Leadership, Microsoft Excel, Data Analysis
Education
Eastern Michigan University 2009 — 2010
Bachelor of Arts (B.A.), Economics
Efast Funding Ltd. November 2013 - Present
Gold Star Mortgage Financial Group March 2012 - November 2013
Equilliance Mortgage March 2006 - September 2009
Skills
Mortgage Lending, FHA, Refinance, Loans, Loan Origination, Residential Mortgages, Sales, USDA Rural Housing Loans, New Business Development, Mortgage Banking, VA loans, Commercial Mortgages, Real Estate, Real Estate Economics, Credit, Real Estate Financing, Mortgage Underwriting, Funding, Negotiation, Small Business, Portfolio Management, Sales Management
Education
Terra State Community College
Global Money Management firm--approx. $45 B (AUM) December 2013 - March 2015
Gold Star Mortgage Financial Group May 2013 - August 2013
Golden Key International Honour Society January 2011 - January 2012
UMich LSA Academic Advising Center January 2011 - January 2012
MPowered Entrepreneurship September 2009 - December 2011
Skills
Analysis, Data Analysis, Microsoft Office, Research, Management Consulting, Microsoft Excel, Marketing, Leadership, Stata, Process Improvement, Strategy, Business Development, Sales, Budgets, Investments, Gretl, Teaching, Writing, Breakfast, Management, Start-ups, Analytics, Communication, Creativity, Public Speaking, SQL
Education
University of Michigan 2008 — 2012
Bachelor of Science (BS), Economics
National University of Singapore 2012 — 2012
Universidad de Sevilla 2012 — 2012
Belleville High School 2004 — 2008
3.9/4.0
Gold Star Mortgage Financial Group June 2014 - August 2014
Skills
TV News Production, Technical Support, Writing, Social Media
Education
Central Michigan University 2013 — 2017
Bachelor of Applied Arts B.A.A, Integrated Public Relations and Broadcast and Cinematic Arts
The Center Club March 2015 - Present
Horseshoe Casino November 2014 - Present
S.A.F.E. Management at M&T Bank Stadium June 2012 - February 2015
Scorekeepers Sports Grill & Pub August 2013 - June 2014
Gold Star Mortgage Financial Group May 2013 - August 2013
DuPage County Hounds Baseball Team January 2013 - April 2013
Chicago Fire Soccer Club August 2012 - December 2012
S.A.F.E. Management at Ford Field June 2012 - August 2012
Central Michigan Chippewas Baseball January 2012 - May 2012
Capital Area Youth Sports Association November 2011 - May 2012
Skills
Surveillance, Casino Gaming, Camera Operation, Facebook, Event Management, Microsoft Office, Social Media, Training, Ticket Sales, Sponsorship, Sports Marketing, Fundraising, Sports Management, Event Planning, Microsoft Excel, Bartending, Customer Service, Outstanding people..., Sales, Event Security, Operations Management, Game Day Operations, Community Outreach, Dreamweaver, Human Resources, Web Design, Sponsorship Sales, Office Administration, Cold Calling, Marketing, Video Production, Sports Coaching, Inventory Management, Warehousing, Sports, Social Networking, PowerPoint, Athletics, Microsoft Word, Coaching, Outlook, Adobe Creative Suite, Telephone Skills, Five9, Nonprofits, Mass Hiring, Retail Sales, Inventory, Grocery, Telecommunications
Education
Central Michigan University 2009 — 2012
Bachelor of Applied Arts, Sport Management
Lake Michigan College 2007 — 2009
Associate's degree, Business Administration
Tata Consultancy Services November 2012 - Present
Gold Star Mortgage Financial Group August 2012 - November 2012
Robert Half International (Bank of Ann Arbor and United Bank and Trust) March 2012 - August 2012
Citi May 2009 - March 2012
Spectrum Health May 2007 - December 2007
Charter Communications February 2005 - February 2006
Citi March 2002 - February 2005
Huron Community Bank June 1996 - September 1999
Skills
Outstanding Customer..., Inside Sales, Mortgage Banking, Loans, Mortgage Lending, Underwriting, Call Center, Credit, Banking, Credit Analysis, Customer Satisfaction, Customer Retention, File Management, Customer Service, Insurance, Customer Experience, Lotus Notes, Securities, Fax, Sales, Outlook, Data Entry, Spreadsheets, Accounts Receivable
Education
Davenport University 2003 — 2009
Bachelor’s, Business Administration/Business Management
Academy Mortgage Corporation November 2014 - Present
Gold Star Mortgage Financial Group 2009 - November 2014
CITIMORTGAGE 2007 - 2009
INTERFIRST / ABN AMRO Mortgage Group 2006 - 2008
NetBank 2002 - 2006
First Community Mortgage Services 2000 - 2001
Capstone Mortgage Corporation 1997 - 2000
Skills
Mortgage Lending, Mortgage Banking, Credit, Loans, FHA, Loan Origination, USDA, Refinance, VA loans, Mortgage Underwriting, Residential Mortgages, Underwriting, Reverse Mortgages, Loss Mitigation, Home Equity Loans, FHA financing, Credit Analysis, Business Development, VA Loans, FHA Financing
Education
Schoolcraft College 1991 — 1995
Gold Star Mortgage Financial Group July 2015 - Present
Loan Simple, Inc October 2014 - June 2015
Provident Savings Bank April 2013 - October 2014
Sierra Pacific Mortgage December 2012 - April 2013
US Bank Home Mortgage May 2011 - December 2012
Willow Street, Inc January 2008 - May 2011
RELR June 2006 - 2008
Strategic Lending 2000 - 2006
Skills
Loans, Refinance, Mortgage Lending, Mortgage Banking, Real Estate, Finance, Residential Mortgages, FHA financing, FHA, Loan Origination, Commercial Lending, Credit, First Time Home Buyers, Real Estate Financing, Investments, Investment Properties, VA loans, Credit Analysis, Construction Loans, Referrals, USDA, Government Loans, Certified Mortgage..., FHA Financing, VA Loans
Education
San Jose State University 1998 — 2001
BS, Marketing
Rancho Bernardo High School 1991 — 1994
OneRoof Energy, Inc. January 2015 - Present
Plaza Loans October 2014 - December 2014
Nations Direct Mortgage August 2014 - October 2014
Right Start Mortgage January 2014 - July 2014
Gold Star Mortgage Financial Group June 2013 - December 2013
All Home Lending, Inc October 2009 - June 2013
Countywide Financial 2003 - 2007
Monument Mortgage 2001 - 2003
Saxon Mortgage 1999 - 2001
Long Beach Mortgage 1990 - 1998
Skills
Sales, Mortgage Lending, Investment Properties, Real Estate, FHA, Loans, Refinance, Mortgage Banking, First Time Home Buyers, Underwriting, Credit, Residential Homes
Education
California State University-Stanislaus 1983 — 1985
BS, Finance
California State University-Long Beach 1981 — 1982
BS Finance, Business
Southern Illinois University, Carbondale 1977 — 1980
Associate, Construction Technology
Gold Star Mortgage Financial Group February 2012 - Present
Eagle Nationwide Mortgage Company 2002 - 2010
Skills
FHA, Mortgage Banking, Mortgage Lending, VA loans, USDA, Loans, Loan Origination, Investment Properties, Credit, Refinance, Real Estate, First Time Home Buyers, Residential Mortgages, Real Estate Transactions, FHA financing, Residential Homes, Short Sales, Relocation, REO, Investments, Property, Sellers, Customer Service, Foreclosures, Referrals, Reverse Mortgages, Construction Loans, Mortgage Underwriting, Government Loans, Certified Mortgage..., Home Equity Loans, Commercial Mortgages, Loss Mitigation, Real Estate Financing, Home Equity Lines of..., Mortgage Marketing, HUD, Underwriting, Consumer Lending, Credit Analysis, Real Estate Economics, Investors, Commercial Lending, Debt Consolidation, Loan Modifications, Loan Servicing, Small Business Lending, Finance, Mortgage Servicing, Banking
Education
Northern Virginia Community College 1998 — 2001
Gold Star Mortgage Financial Group September 2015 - Present
OVM Financial, Inc. December 2014 - September 2015
WestStar Mortgage May 2011 - October 2014
Movement Mortgages fka New American Mortgage March 2010 - May 2011
Numerica Mortgage LLC April 2007 - March 2010
Skills
FHA, VA, Conventional,..., Loans, VA loans, Refinance, Investment Properties, Mortgage Lending, Residential Mortgages, REO, FHA financing, Home Equity Lines of..., Mortgage Banking, Real Estate Financing, Certified Mortgage..., First Time Home Buyers, Underwriting, USDA, Rates, Loan Origination, Financial Analysis, Credit, Short Sales, Mortgage Underwriting, Government Loans, Reverse Mortgages, Non-Conforming, Financial Structuring, Sellers, Construction Loans, Mortgage Marketing, Debt Consolidation, HomePath, Home Equity Loans, 203K, Mortgage Servicing, Commercial Mortgages, Credit Analysis, HUD, Real Estate Economics, Referrals, VA Loans, FHA Financing, Interest Rates
Education
Strome College of Business 1975 — 1980
Marketing, Marketing, Public Relations, Business Administration
Eastern Academy
Gold Star Mortgage Financial Group October 2011 - October 2014
Midtown Financial Services March 1999 - October 2011
KeyBank November 1996 - March 1999
Skills
Mortgage Lending, Mortgage Banking, Loans, FHA, Credit, Loan Origination, Refinance, Underwriting, Banking, Residential Mortgages, Sales Management, VA loans, Credit Analysis, Reverse Mortgages, Needs Analysis, USDA, VA Loans
Education
Michigan State University 1988 — 1992
Hotel, Restaurant & Institutional Management
Gold Star Mortgage Financial Group August 2015 - Present
WestStar Mortgage June 2002 - August 2015
Washington Mystics May 1999 - May 2002
Skills
FHA financing, VA Financing, Video Marketing, VA loans, FHA, USDA, Refinance, Certified Mortgage..., Real Estate Transactions, Mortgage Lending, Buyers, First Time Home Buyers, Mortgage Banking, Investment Properties, REO, Real Estate Financing, Real Estate, Referrals, Marketing, Single Family Homes, Relocation, Foreclosures, Investments, Loans, HUD, Credit, Government Loans, Finance, Reverse Mortgages, Loan Origination, Mortgage Marketing, VA Loans, FHA Financing
Education
University of North Carolina at Charlotte 1991 — 1996
Bachelors, Financial Management
Total Home Lending September 2013 - Present
University of Michigan January 2013 - Present
Gold Star Mortgage Financial Group May 2012 - July 2013
University of Michigan August 2010 - April 2012
Great Plains Towers 2006 - August 2011
Skills
Staff Development, Statistical Data..., Cross-functional Team..., Software Development, Process Optimization, Manage Client..., Loan Origination, Client Education, Internal Audit, Team Building, Working at Height, Microsoft Excel, Encompass, Loans, Refinance, Time Management, VA loans, Residential Mortgages, Government Loans, Customer Service, VA Loans, Public Speaking
Education
University of Michigan 2010 — 2012
Actuarial Science
North Dakota State University
Mathematics and Statistics
Gold Star Mortgage Financial Group February 2014 - Present
Capital Mortgage Funding 2013 - February 2014
Thurston High School 2001 - 2012
Skills
Builder's License in..., Experienced Home..., Mortgage Lending, Public Speaking, Customer Service, Coaching, Real Estate, Team Building, Sales, Marketing, Banking, Small Business, Loans, Financial Analysis, Education, Residential Homes, Finance, Investment Properties
Education
University of Michigan 2000 — 2001
Master's Degree, Education, Rackham Graduate School
University of Michigan 1988 — 1990
Bachelor of Arts (B.A.), American Culture
Ann Arbor Pioneer High School
Gold Star Mortgage Financial Group April 2012 - Present
Golden Rule Financial, Inc. 2007 - March 2012
Education
University of South Florida 1996 — 1999
Bachelor of Science, Finance, Economics
Gold Star Mortgage Financial Group November 2013 - Present
MTH Collectibles and Hobbies November 2013 - Present
Allstate 1992 - 2013
Allstate 1992 - 2013
Allstate 1992 - 2013
Clearly Computers llc February 2007 - June 2012
University of Michigan September 2010 - April 2011
Comcast April 2003 - November 2006
Skills
Networking, Technical Support, Troubleshooting, Windows 7, DNS, Management, Customer Service, Microsoft Office, Windows Server, Security, Hardware, Training, System Administration, Information Technology, Computer Repair, Computer Proficiency, Computer Maintenance, OS X, Windows, Disaster Recovery, Mortgage Banking, TCP/IP, DHCP, Databases, HTML, Citrix, Outlook, Software Installation, CSS, Call Centers, Web Development, Servers, Human, Retail Sales, Inventory Control, AutoCAD, Automotive, Audio Engineering, Transportation, art, Architecture, Blueprint, Electronics, Consumer Electronics, Consumer Products, Microsoft Technologies, NAS, Auto Racing, Network Administration, VMware
Education
Washtenaw Community College 2008 — 2010
Associates, Liberal Arts and Science, 4.0
Eastern Michigan University 1997 — 2007
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General, 3.525
Britton-Macon 1988 — 1991
High School Diploma, K12
Evolve Bank & Trust July 2012 - Present
Gold Star Mortgage Financial Group November 2009 - July 2012
Bank of America December 2006 - November 2009
Bank of America December 1997 - November 2009
Skills
Mortgage Lending, Rural Development, FHA, USDA, Refinance, Mortgage Banking, Loans, Loan Origination, VA loans, First Time Home Buyers, FHA financing, Real Estate, Investment Properties, Government Loans, Certified Mortgage..., Underwriting, Selling, Foreclosures, Banking, Finance, Investments, Residential Mortgages, Mortgage Marketing, Sellers, Reverse Mortgages, Construction Loans, Mortgage Underwriting, Real Estate Financing, Commercial Mortgages, Home Equity Loans, HUD, FHA Financing, VA Loans, Sales
Education
Grand Rapids Community College 1982 — 1984
Associate
Calvin College
Psychology
Gold Star Mortgage Financial Group August 2013 - Present
Gold Star Mortgage Financial Group October 2009 - July 2013
Skills
Encompass Mortgage..., Warehouse Line..., Underwriting and Credit..., Mortgage Lending, Underwriting, Mortgage Banking, Decision, Credit, Loan Origination, Reverse Mortgages, Finance, Encompass, Refinance, Loans, VA loans, USDA, Marketing, Management, FHA, Banking, Government Loans, FHA financing, Credit Analysis, Mortgage Underwriting, Residential Mortgages, Programming, VA Loans
Education
Michigan State University 2004 — 2008
Bachelor of Arts, Advertising
Xerox October 2014 - Present
Gold Star Mortgage Financial Group January 2013 - September 2013
Gold Star Mortgage Financial Group November 2012 - January 2013
Arctic Coliseum November 2006 - April 2012
Eaton Corporation June 2008 - August 2008
Skills
Research, Microsoft Office, Higher Education, Customer Service, Microsoft Word, Recruiting, Organization, Communication, Manage Client..., Maintaining Strong..., Microsoft Excel, Networking, Software Documentation, Entrepreneurship, Finance, CRM, PowerPoint, Credit, Public Speaking, Training, Management, Leadership, Sales
Education
Eastern Michigan University 2012 — 2014
Master of Business Administration (MBA), Business Administration and Management, General, 3.92
Eastern Michigan University 2008 — 2012
Bachelor of Applied Science (BASc), Chemistry, 3.89
Envoy Mortgage March 2014 - Present
Gold Star Mortgage Financial Group August 2012 - February 2014
St Cloud Subaru May 2007 - July 2012
Skills
Finance, Automotive, Microsoft Office, Sales, Loans, Management, Credit, Mortgage Lending, Refinance, Banking, Residential Mortgages, Mortgage Banking, Loan Origination, FHA, Financial Analysis, First Time Home Buyers, Investment Properties
Education
St. Cloud State University 2003 — 2008
Bachelor of Science (B.S.), Finance
Gold Star Mortgage Financial Group February 2014 - Present
Joseph F Pollack Academic Center of Excellence August 2005 - Present
Capital Mortgage Funding April 2011 - February 2014
Shore Mortgage August 2007 - August 2011
HAMOR & ASSOCIATES September 2006 - August 2007
Optima Financial Services January 2001 - September 2006
Skills
FHA, Mortgage Banking, Real Estate, VA loans, First Time Home Buyers, Investment Properties, Residential Mortgages, Mortgage Lending, Refinance, USDA, Loans
Education
College for Creative Studies 1986 — 1988
Wayne State University 1983 — 1986
Associate, Liberal Arts
Valassis April 2014 - Present
HC Staffing Solutions September 2013 - Present
Gold Star Mortgage Financial Group May 2013 - September 2013
Summit Health, Inc. June 2012 - May 2013
Summit Health, Inc. 2010 - 2013
Skills
Wellness, Nutrition, Health Education, Health Promotion, Cpr Certified, Employee Wellness, Healthcare, Corporations
Education
Liberty University 2006 — 2010
Bachelor of Science (BS), Public Health Education and Promotion
Atlantis Mortgage / NMLS #129429 July 2012 - Present
Gold Star Mortgage Financial Group November 2011 - July 2012
Envoy Mortgage August 2011 - November 2011
Skills
Finance, Loans, Mortgage Lending, Loan Origination, FHA, First Time Home Buyers, Appraisals, USDA, Credit Analysis, Credit Risk, VA loans, Refinance, Short Sales, Reverse Mortgages, Risk Management, Financial Analysis, Real Estate, Foreclosures, Executive Management, REO, Mortgage Banking, Residential Mortgages, Condos, Portfolio Management, FHA financing, Government Loans, Construction Loans, Credit, Sales, FHA Financing, Residential Homes, VA Loans, Title Opinions
Education
University of Detroit Mercy 1986 — 1988
BS, Finance
Wayne State University 1977 — 1980
Core Curriculem
Detroit Catholic Central 1973 — 1977
High School Diploma, College/University Preparatory and Advanced High School/Secondary Diploma Program
Academy Mortgage Corporation June 2015 - Present
Academy Mortgage Corporation 734-904-7147 June 2015 - Present
Gold Star Mortgage Financial Group February 2013 - May 2015
Good White Shirt Company August 2011 - January 2015
COREmatica April 2009 - February 2013
CMPS Institute 2007 - 2009
Jackson County, Michigan October 1995 - June 2002
Skills
Editing, Customer Service, Email Marketing, Customer Acquisition, Website Copy, Direct Sales, Investment Properties, Sales, Marketing Communications, Program Management, Access, Mortgage Lending, Account Management, Training, Cold Calling, Social Media Marketing, Web Content, Marketing Copy, Refinance, Salesforce.com, Direct Marketing, Loans, Press Releases, Advertising, Website Development, Marketing, Online Advertising, Management, Lead Generation, SEO, Selling, Strategy, CRM, Loan Origination
Education
Baylor University 1978 — 1982
BA, Journalism
Paschal High School, Fort Worth TX 1974 — 1978
Gold Star Mortgage Financial Group January 2013 - Present
Orbit-Tech January 2012 - Present
US Navy May 2008 - Present
TGI Fridays May 2009 - January 2012
Melange Bistro May 2009 - January 2012
Comfort Inn March 2006 - May 2009
United States Marine Corps August 2001 - August 2005
Skills
Customer Service, Microsoft Office, PowerPoint, Microsoft Word, Microsoft Excel, Time Management, Leadership, Outlook, Social Networking, Inventory Management, Team Leadership, Event Planning, Social Media, Public Relations, Facebook, Management, Team Building, Social Media Marketing, Teamwork, Event Management
Education
Eastern Michigan University 2010 — 2011
Bachelor of Business Administration (B.B.A.), Marketing, 3.2
Washtenaw Community College 2005 — 2008
Associates, Business, Liberal Arts
Academy Mortgage Corporation May 2015 - Present
Gold Star Mortgage Financial Group 2007 - May 2015
Source Mortgage March 2005 - March 2008
Skills
FHA, Conventional, Rural Development, Mortgage, VA, USDA, Refinance, Mortgage Lending, Reverse Mortgages, Loans, VA loans, Conforming, Mortgage Industry, Purchase, Construction Loans, Credit, Mortgage Banking, Non-Conforming, Residential Mortgages, Government Loans, Loan Origination, Loan Structuring, FHA financing, First Time Home Buyers
Education
Eastern Michigan University 1992 — 1997
BA, Business
Thomson Reuters April 2014 - Present
Loan Simple, Inc November 2013 - September 2015
Gold Star Mortgage Financial Group April 2009 - August 2013
Skills
Customer Service, Creative Solutions, SaaS, Customer Satisfaction, Solution Selling, Mortgage Lending, Loans, Loan Origination, Banking, Mortgage Banking, FHA, USDA
Education
Michigan State University 2003 — 2007
Interdisciplinary Studies, Liberal Arts, Economics
First California Mortgage Company January 2011 - Present
Green Peak Management January 2010 - Present
Colorado Rapids Youth Academy March 2011 - Present
Gold Star Mortgage Financial Group September 2006 - January 2011
Skills
Mortgage Lending, Property Management, Soccer, Financials, Mortgage Banking, Loans, Sales, Financial Advisory, Residential Homes, Residential Mortgages, FHA, Real Estate Financing, Loan Origination, Refinance, Finance
Education
The Ohio State University 1999 — 2003
Bachelor's degree, Financial Planning and Services
Independent Bank September 2015 - Present
Wells Fargo Home Mortgage January 2013 - September 2015
PNC January 2012 - January 2013
Gold Star Mortgage Financial Group January 2010 - December 2011
Skills
Refinance, FHA, VA loans, USDA, FHA financing, Home Purchase Financing, Investment Properties, Mortgage Lending, First Time Home Buyers, 203K, HomePath, Finance, Loan Origination, Mortgage Banking, Government Loans, Residential Mortgages, New Home Purchase, Loans, Certified Mortgage..., Mortgage Underwriting, Credit, Credit Analysis, Non-Conforming, Loss Mitigation, Home Equity Loans, FHA Financing, VA Loans
Education
Michigan State University 1980 — 1983
B.S, Resource Development
American Pacific Mortgage August 2015 - Present
Gold Star Mortgage Financial Group January 2015 - June 2015
Pinnacle Capital Mortgage Corp - Equal Housing Lender January 2014 - January 2015
Bank of Utah January 2010 - January 2014
Optimum Mortgage, LLC 2002 - 2010
Wells Fargo Financial 1991 - 2002
Skills
Credit, Loans, Mortgage Lending, Mortgage Banking, Loan Origination, Refinance, Commercial Lending, FHA, Residential Mortgages, Credit Analysis, Commercial Banking, Small Business Lending, USDA, VA loans, Consumer Lending, Banking, Underwriting, Reverse Mortgages, FHA financing, Credit Risk, Commercial Mortgages, Retail Banking, Construction Loans, Certified Mortgage...
Education
University of Phoenix 1992 — 1994
Bachelor of Business Administration (BBA), finance and business administration
Olympus High School 1984 — 1987
diploma
Gold Star Mortgage Financial Group July 2015 - Present
Cornerstone Home Lending, Inc. January 2014 - July 2015
Poli Mortgage Group October 2013 - January 2014
Forcht Bank November 2012 - September 2013
Primary Residential Mortgage March 2011 - November 2012
Fitness Together® August 2008 - May 2011
NorStar Mortgage Group 2005 - 2008
Skills
Secondary Mortgage..., Refinance, Residential Mortgages, FHA financing, FHA, Mortgage Banking, Mortgage Lending, Real Estate Transactions
Education
Campbellsville University 2003 — 2006
Business Administration and Management, General
Centennial high School
Pure Gusto August 2015 - Present
Gold Star Mortgage Financial Group April 2014 - August 2015
Gold Star Mortgage Financial Group December 2013 - April 2014
First Preferred Mortgage Company aka Michigan Mutual inc. September 2011 - December 2013
PNC Mortgage May 2010 - September 2011
Bank of America May 2006 - May 2010
LaSalle Bank 2006 - 2008
GMAC Mortgage 1996 - 2006
Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Refinance, Credit, Residential Mortgages, Due Diligence, Loans, FHA, Banking, Government Loans, Underwriting, Certified Mortgage..., Construction Loans, Selling, USDA, VA loans, Commercial Mortgages, Consumer Lending, Credit Analysis, Credit Risk, FHA financing, Management, First Time Home Buyers, Reverse Mortgages, Mortgage Underwriting, Sales, FHA Financing, VA Loans
Education
Indiana University—Purdue University Fort Wayne 1982 — 1984
Business
Gold Star Mortgage Financial Group April 2015 - Present
Gold Star Mortgage Financial Group July 2013 - Present
Gold Star Mortgage Financial Group November 2012 - Present
Gold Star Financial Mortgage Group July 2012 - November 2012
Gold Star Mortgage Financial Group February 2012 - July 2012
Woodforest National Bank September 2011 - January 2012
Middleton's Mouldings October 2010 - August 2011
Miles of Golf March 2010 - October 2010
Rules Official, Golf Club May 2006 - October 2009
Skills
Time Management, Customer Service, Management, Sales
Education
Olivet College 2006 — 2011
Bachelor's degree, Finance, General
Olivet College
Bachelor of Arts; Associate of Arts, Business Administration, Finance
Lund Realty May 2015 - Present
Gold Star Mortgage Financial Group August 2014 - Present
Martin Financial Services May 2014 - December 2014
Arthur J. Gallagher & Co. September 2007 - April 2014
Babe's Music Bar July 2011 - October 2013
VTI Security November 2004 - July 2006
Trimble & Associates, LTD August 2003 - November 2004
Skills
Account Management, Customer Service, Microsoft Office, Insurance, Windows, Microsoft Excel, Team Building, Strategic Planning, Employee Benefits, Commercial Insurance, Risk Management, Property, Sales, Workers Compensation, Management, Marketing, New Business Development
Education
Minneapolis Business College 2002 — 2002
Pharmaca Integrative Pharmacy March 2015 - Present
Imagetek Photography April 2013 - October 2013
Gold Star Financial Group November 2011 - March 2012
Gold Star Mortgage Financial Group September 2010 - July 2011
Bar Louie Mt Prospect February 2010 - September 2010
Cost Plus World Market April 2009 - April 2010
Jumpstart September 2008 - April 2009
Undergraduate Research Opportunity Program September 2004 - August 2008
Skills
Leadership, Customer Service, Microsoft Word, Social Media, Management, Sales, Microsoft Office, Event Planning, Outlook, Training, Fundraising, Marketing, Research, Microsoft Excel, Public Speaking, PowerPoint, Social Networking, Data Analysis, Editing
Education
University of Michigan 2004 — 2009
BA, English, Creative Writing
Guaranteed Rate July 2014 - Present
Gold Star Mortgage Financial Group December 2008 - July 2014
FnC LLC March 2006 - November 2008
Skills
Customer Service, Mortgage Consulting, Residential financing, Building Strong..., Strategic Planning, Budgets, Public Speaking, Client Representation, Manage Client..., Sales Management, Banking, Calculations, Leadership, Mathematics, PowerPoint, Finance, Refinance, Real Estate, Sales, Negotiation, Mortgage Lending, Outlook, Residential Mortgages, Loans, Investment Properties, VA loans, USDA, FHA financing, VA Loans, FHA Financing
Education
University of Michigan-Dearborn 2003 — 2007
Bachelor's degree, Marketing Major with a Minor in Psychology
PCA 2001 — 2002
Gold Star Mortgage Financial Group March 2013 - Present
USDA Rural Development October 2009 - February 2013
Fidelity Mortgage Group, Inc. January 1997 - October 2009
Enterprist Mortgage Company March 1994 - December 1996
Small Business Administration August 1993 - February 1994
United States Air Force April 1989 - April 1992
Skills
Credit, Loans, Mortgage Lending, Loan Origination, FHA, Underwriting, Credit Analysis, USDA, Leadership, Finance, Policy, Real Estate, Operations Management, Analysis, Management, Mortgage Banking, Refinance, Residential Mortgages, VA Loans
Education
Southern Illinois University, Edwardsville 1992 — 2004
BA, Finance/Sociology
Gold Star Mortgage Financial Group January 2014 - Present
Quicken Loans July 2012 - December 2013
Skills
Mortgage Lending, FHA, FHA financing, VA loans, Government Loans, Loans, USDA Rural Housing, USDA, Conventional Loans, Fannie Mae, Freddie Mac, Mortgage Banking, Residential Mortgages, Jumbo Mortgage, Reverse Mortgages, Loan Origination, Refinance, VA Loans, FHA Financing, Credit, Credit Analysis, Banking
Education
University of Michigan-Dearborn
Wayne State University
GCT March 2015 - Present
Scarlet Management Group December 2012 - January 2014
Gold Star Mortgage Financial Group 2011 - 2012
Midnite Sun & Cruise 2008 - 2011
Skills
Team Management, Team Leadership, Direct Sales, Team Building, Organizational..., Sales Management, Social Media Marketing, Marketing Communications, Strategic Financial..., Leadership, Project Planning, Highly motivated..., Written & Oral..., Public Speaking, Sales Motivation, Leading Meetings, Marketing Management, Competitive Analysis, Online Marketing, Marketing, Social Networking, Market Research, Advertising, Entrepreneurship, Online Advertising, Lead Generation
Education
University of Michigan 2010 — 2012
Bachelor of Business Administration (B.B.A.), Business, Management, Marketing, and Related Support Services
Eastern Michigan University 2008 — 2010
Associate of Arts and Sciences (A.A.S.), General Sales, Merchandising and Related Marketing Operations
Gold Star Mortgage Financial Group October 2010 - Present
Quicken Loans June 2010 - September 2010
Skills
Credit, Mortgage, First Time Home Buyers, FHA, VA, Conventional, Refinance, Mortgage Lending, USDA, Loans, Social Networking, VA loans, Banking, Loan Origination, Real Estate, Underwriting, Mortgage Banking, Residential Mortgages, Risk Management, Investments, Consumer Lending, Credit Analysis, Small Business, Loss Mitigation, Commercial Lending, Real Estate Financing, Mortgage Underwriting, Investment Properties, Selling, Referrals, FHA financing, Finance, Strategic Financial..., VA Loans, FHA Financing
Education
Marshall University 2006 — 2010
BA, Counseling
Walser Automotive Group November 2014 - Present
360 WOW Inc December 2013 - November 2014
Gold Star Mortgage Financial Group May 2013 - November 2013
Sherburne State Bank February 2012 - April 2013
Skills
Microsoft Excel, PowerPoint, Teamwork, Microsoft Office, Microsoft Word, Customer Service, Access
Education
St. Cloud State University 2011 — 2017
Bachelor's Degree, Human Resources & Finance
Gold Star Mortgage Financial Group March 2015 - Present
Russell Video, Inc. April 2014 - March 2015
Spectrum Health Foundation/Helen DeVos Children's Hospital Foundation September 2013 - February 2014
Hospice of Michigan February 2013 - September 2013
The Michigan Masonic Charitable Foundation August 2008 - February 2013
Masonic Pathways September 2007 - August 2008
Metron Integrated Health Systems August 2006 - September 2007
Agility Health, Inc March 2004 - August 2006
Skills
Fundraising, Corporate Communications, Organizational..., Marketing Communications, Social Media Marketing, Marketing Strategy, Program Budgeting, Public Speaking, Public Relations, Event Management, Creativity, Program Management, Process Improvement, Consensus Building, Staff Development, Community Outreach, Community Engagement, Email Marketing, Marketing Management, Internal Communications, Strategic Communications, Building Relationships, Grant Writing, Grant Administration, Event Planning, Volunteer Management, Non-profits, Donor Management, Prospect Research, Fundraisers, Strategic Planning, Social Media, Philanthropy, Leadership Development, Training, Nonprofits, Newsletters, Marketing, Social Networking, Community Development, Program Development, Stewardship, Grants, Non-profit..., Healthcare, Volunteer Recruiting, Volunteer Training, Media Relations, Community Organizing, Press Releases
Education
Grand Valley State University 2008 — 2012
Masters of Public Administration, Non-Profit/Public/Organizational Management
Ferris State University 1999 — 2003
Bachelor of Science, Health Care Systems Administration
Ferris State University
Associate, Pre-Science
Grand Rapids Community College
Adobe Creative Suite 5
Gold Star Mortgage Financial Group April 2012 - Present
RMC Vanguard Mortgage Corp June 2010 - April 2012
Nationwide Home Lending June 2008 - June 2010
Education
University of South Florida 1992 — 1993
Bachelor's degree, Special Education and Teaching
Florida State University
Gold Star Mortgage Financial Group 2010 - Present
Your Best Interest Mortgage 2001 - 2009
Skills
Mortgage Lending, First Time Home Buyers, FHA financing, FHA, VA loans, Mortgage Banking, Residential Mortgages, REO, Foreclosures, Investment Properties, Refinance, USDA, Short Sales, HomePath, Real Estate Economics, Loan Origination, Loans, Certified Mortgage..., Credit, Mortgage Underwriting, Sellers, Real Estate, Property, Reverse Mortgages, Commercial Mortgages, Real Estate Financing, Investors, Condos, Referrals, Residential Homes
Education
University of North Texas 1990 — 1992
Marketing
Stephen F. Austin State University 1986 — 1987
Marketing
Gold Star Mortgage Financial Group October 2000 - Present
Cleary University December 2009 - Present
Golden Rule Mortgage August 1998 - December 2000
ABN AMRO Bank December 1997 - September 1999
Comerica Bank February 1997 - November 1997
TCF Bank May 1995 - January 1997
Skills
Mortgage, Mortgage Lending, Mortgage Banking, Mortgage Planning, Mortgage Underwriting, Banking, Real Estate Finance, Sales Management, Credit Risk, Fraud Prevention, Federal Regulations, Accounting, Leadership, Published Author, Entrepreneurship, Certified Mortgage..., Residential Mortgages, Real Estate Economics, Loan Origination, Regulations, Real Estate, Finance, Fraud, Sales, Marketing, FHA, Loans, Consumer Lending, Credit, Foreclosures, Management, Refinance, Selling, Short Sales, Small Business, FHA financing, First Time Home Buyers, Investment Properties, FHA Financing
Education
Cleary University 2012 — 2012
Doctor of Business Science
Cleary University 2000 — 2002
Bachelor Degree of Business Administration in Business Management, Business
Gold Star Mortgage Financial Group August 2015 - Present
Blue Dealer Services October 2014 - Present
Barwis Methods December 2013 - October 2014
JMC Landscaping May 2013 - August 2013
National Home Lending May 2011 - August 2012
Busch’s August 2007 - June 2010
Skills
Construction, Process Scheduler, Microsoft Office, Customer Service, Microsoft Excel, Microsoft Publisher, Microsoft Word, Leadership, Teamwork, PowerPoint, Marketing, Sales, Social Networking, Facebook
Education
Cornerstone University 2010 — 2014
Bachelor of Science (BS), Business Administration and Management, General
HookLogic, Inc. October 2013 - Present
Gold Star Mortgage Financial Group January 2013 - November 2014
Aloha Island Properties October 2011 - May 2013
Ann Arbor Credit Bureau December 2010 - December 2011
Spirit Shop Inc. 2007 - 2008
Skills
Salesforce, Microsoft Excel, Operations Management, Project Management, Client Services, Real Estate, Marketing, Advertising, Condos, Management, Public Speaking, First Time Home Buyers, Referrals, Social Networking, Customer Service, Business Development, Entrepreneurship, Strategic Planning, Marketing Strategy, Social Media Marketing, Foreclosures, Residential Homes
Education
Eastern Michigan University 2004 — 2008
B.S., Business Administration
Eastern Michigan University
Bachelor of Business Administration (B.B.A.)
Gold Star Mortgage Financial Group June 2008 - Present
JP Morgan Chase June 2002 - June 2008
Skills
Mortgage Lending, FHA financing, Loans, Credit, Underwriting, USDA, Loan Origination, Banking, Residential Mortgages, Mortgage Banking, VA loans, Refinance, FHA, Credit Analysis, Mortgage Underwriting, Sales, Reverse Mortgages, Team Building, Residential Homes, Construction Loans, Cold Calling, Selling, Real Estate, Commercial Mortgages, Home Equity Loans, Mortgage Marketing, Loss Mitigation, Real Estate Financing, Real Estate Economics, Certified Mortgage..., Investment Properties, First Time Home Buyers, Consumer Lending, Wholesale Lending, Finance, VA Loans, FHA Financing
Education
Central Michigan University 1984 — 1988
bachelor of applied arts
Gold Star Mortgage Financial Group June 2015 - Present
Loan Simple, Inc March 2014 - June 2015
Guaranteed Rate April 2011 - April 2014
Plaza Loans March 2010 - April 2011
Bank of America September 2009 - March 2010
Washington Mutual March 2003 - September 2009
JP Morgan FCS 2007 - 2008
JP Morgan FCS 2007 - 2008
Skills
VA loans, Loan Origination, FHA financing, Mortgage Lending, First Time Home Buyers, Government Loans, Credit Analysis, Real Estate Financing, Commercial Mortgages, Home Equity Loans, 203K, Commercial Lending, Real Estate Economics, Mortgage Servicing, Refinance, Residential Mortgages, FHA, Certified Mortgage..., Mortgage Banking, USDA, Short Sales, Funding, VA Loans, FHA Financing, Foreclosures
Education
California State University-Sacramento 2002 — 2008
Marketing/Marketing Management, General
Quicken Loans January 2015 - Present
Gold Star Mortgage Financial Group May 2011 - January 2015
Verizon Wireless June 2006 - August 2010
Skills
Mortgage Banking, Residential Mortgages, Sales Process, Loan Origination, Information Technology, Sales Management, Business Strategy, Database Design, Sales Operations, Marketing Strategy, Computer Science, Programming Languages, Information Architecture, Information Security, Information Management, Database Administration, Salesforce.com, Salesforce.com..., Salesforce.com..., Mortgage Lending, Refinance, Mortgage Servicing, FHA
Education
Central Michigan University 2008 — 2012
Bachelor of Science (BS), Information Technology
Novi High School
Gold Star Mortgage Financial Group December 2012 - September 2013
DTE Energy May 2009 - September 2011
DTE Energy May 2009 - September 2010
Skills
Leadership, Project Management, Construction, Continuous Improvement, Customer Service, Management, Microsoft Office, Public Speaking, Training, Budgets, Team Leadership, Strategic Planning
Education
Central Michigan University 2009 — 2012
Bachelor of Arts (B.A.), Construction Management
Monroe County Community College 2007 — 2009
Associate's degree, Applied Sciences
Gold Star Mortgage Financial Group July 2015 - Present
Sanborn Real Estate March 1998 - Present
Energy Fitness™ Consulting March 2014 - July 2015
Keller Williams Roseville May 2013 - April 2015
SolarCity October 2014 - March 2015
Caymus Capital, LLC. July 2012 - June 2013
Capital REO Management, LLC. February 2008 - August 2012
Wells Fargo Home Mortgage April 2006 - July 2008
American Pacific Mortgage/ Ampac Home Loan April 2003 - April 2006
Premier Brokerage Group June 1998 - March 2003
Skills
REO, Real Estate, Residential Homes, Investments, Foreclosures, Short Sales, Investors, Sellers, Real Estate Transactions, Listings, First Time Home Buyers, Referrals, Property, FHA, Loans, Investment Properties, HUD, Real Estate Economics, Luxury, Relocation, Brokerage, Single Family Homes, Sales, Buyer Representation, Property Management, Real Property
Education
CSU Sacramento 1989 — 1993
Bachelor of Science (BS), Real Estate & Land Use
University of Oregon 1980 — 1981
Norther California Community of Viticulture
Wine Snob, Agriculture, GOLD
Meridian Behavioral Healthcare, Inc. November 2014 - Present
Gold Star Mortgage Financial Group April 2014 - August 2014
Gold Star Mortgage Financial Group April 2013 - April 2014
Community Living Services July 2012 - April 2013
The World of Travel May 2011 - July 2012
The Law Offices of Lee Steinberg May 2010 - August 2010
Skills
Banking, Mortgage Lending, Mortgage Banking, Customer Service, Outlook, Management, Microsoft Word, PowerPoint, Public Speaking, Social Networking, Microsoft Office
Education
Michigan State University 2008 — 2012
Bachelor of Arts (B.A.), Criminal Justice and Corrections
Gold Star Mortgage Financial Group July 2014 - Present
Quicken Loans 2013 - July 2014
Charter One Bank January 2004 - February 2013
Skills
Loans, Banking, Small Business Lending, Treasury Management, New Business Development, Cash Management, Cross Selling, Sales, Management, Lines Of Credit, Commercial Banking, Credit Analysis, Credit, Commercial Lending, Portfolio Management, Branch Banking, Consumer Lending
Education
Michigan State University 1999 — 2004
Bachelor Degree, Interdisciplinary Studies in Social Science with Cognate in Economics
Gold Star Mortgage Financial Group August 2015 - Present
Land Home Financial Services, Inc. April 2013 - August 2015
Bank of the West November 2012 - April 2013
Wells Fargo Home Mortgage June 2007 - October 2012
Skills
Mortgage Lending, Refinance, Investment Properties, First Time Home Buyers, Loan Origination, Residential Mortgages, Investments, FHA, Loans, Real Estate, Mortgage Banking, Finance, VA Loans, USDA, FHA financing
Education
California State University-Sacramento
BS, Kinesiology and Exercise Science
Americash April 2015 - Present
Sovereign Lending Group December 2014 - April 2015
Discover Personal Loans April 2013 - November 2014
Gold Star Mortgage Financial Group February 2013 - April 2013
RMC Vanguard Mortgage Corp May 2012 - February 2013
Residential Finance Corporation June 2011 - May 2012
LendingTree March 2011 - June 2011
Surepoint Lending, LLC. April 2010 - March 2011
EOS Lending, LLC. February 2008 - April 2010
Harborline Mortgage March 2006 - October 2007
Skills
Mortgage, Loans, Mortgage Lending, Residential Mortgages, FHA, VA loans, Mortgage Banking, Loan Origination, Refinance, Real Estate, Short Sales, REO, FHA financing, Mortgage Underwriting, Finance, First Time Home Buyers, Investments, Certified Mortgage..., Condos, Foreclosures, Residential Homes, Sellers, Investors, USDA, Reverse Mortgages, Real Estate Financing, Government Loans, Construction Loans, Credit
Education
City University of New York-Baruch College 1990 — 1996
Bachelor of Business Administration, Accounting
Bryant H.S. 1987 — 1990
Regents Diploma, Academic
loanDepot LLC July 2015 - Present
Gold Star Mortgage Financial Group January 2012 - June 2015
Quicken Loans June 2010 - November 2011
Skills
FHA Financing, VA Financing, Conventional Financing, USDA Rural Housing, Assisting First Time..., FHA, VA, Government Loans, Residential Mortgages, Mortgage Lending, Mortgage Banking, Loan Origination, Jumbo Mortgage, Purchase, Refinance, Loans, Credit, Credit Analysis, VA loans
Education
University of South Carolina - The Moore School of Business 2006 — 2010
Bachelor of Science (BS), Real Estate Finance and Entrepreneurship
Webster Schroeder High School 2002 — 2006
Diploma, General Studies
Gold Star Mortgage Financial Group May 2014 - Present
Warehouse Performance Center September 2008 - May 2014
Gonzaga University 2008 - 2012
Integra Realty Resources September 2007 - May 2008
Skills
New Business Development, Customer Service, Coaching, Team-oriented, Sales, Interpersonal..., Business Model..., Management, Account Management, Event Planning, Fundraising, Investments, Marketing, Microsoft Excel, Public Speaking, Recruiting, Social Media Marketing, Sports Management, Strategic Planning, Strategy, Training
Education
Gonzaga University - School of Business Administration 2004 — 2007
Bachelor of Business Administration (B.B.A.), Finance, General
Edmonds Community College 2002 — 2003
Gold Star Mortgage Financial Group September 2015 - Present
OVM Financial Inc. December 2014 - September 2015
Carrington Mortgage Services, Mortgage Lending Division November 2014 - December 2014
WestStar Mortgage - Retail Division September 2010 - October 2014
Wells Fargo Home Mortgage December 2003 - December 2009
National City Mortgage August 2001 - December 2003
Skills
Mortgage Lending, FHA, Refinance, VA loans, Loans, Loan Origination, Mortgage Banking, FHA financing, USDA, Government Loans, Succession Planning, Coaching, Residential Mortgages, Non-Conforming, Banking, First Time Home Buyers, Investment Properties, Referrals, Foreclosures, Short Sales, REO, Relocation, Condos, Sellers, Single Family Homes
Education
SUNY Cortland 2003 — 2007
Bachelor of Science (BS), Health and Physical Education/Fitness
Corning Community College 1992 — 1994
Associate of Arts and Sciences (A.A.S.), Liberal Arts and Sciences/Liberal Studies
Rensselaer Polytechnic Institute 1991 — 1992
Engineering
Gold Star Mortgage Financial Group February 2014 - Present
Gold Star Mortgage Financial Group April 2013 - March 2014
Gold Star Mortgage Financial Group April 2008 - March 2013
Loanstar Lending, Inc. April 2000 - March 2008
Allied Veterinary Specialty Practice and Critical Care October 1989 - April 1999
Education
Southeast Missouri State University
Bachelor of Science
Prime Source Mortgage, Inc. August 2015 - Present
R.B. & Associates, LLC March 1989 - Present
Finance of America Mortgage LLC March 2015 - August 2015
Gold Star Mortgage Financial Group May 2014 - March 2015
First Rate Mortgage: A Division of Sierra Pacific Mortgage, Inc. Branch NLMS 397295 March 2014 - May 2014
Absolute Mortgage March 2013 - January 2014
Evergreen Home Loans August 2011 - March 2013
Bank of America Home Loans September 2010 - August 2011
United States Army Reserve October 1975 - February 2011
AXIA Financial 2004 - 2010
Skills
Mortgage Lending, Credit, Loans, Residential, Investment Properties, Residential Homes, FHA, USDA, Finance, Loan Origination, First Time Home Buyers, Mortgage Banking, Commercial Lending, Government Loans, Investments, Refinance, Real Estate, Residential Mortgages, VA loans, Reverse Mortgages, FHA financing, Certified Mortgage..., Real Estate Financing, Customer Service, Sales, Sellers, Underwriting, Investors, Referrals, Banking, Credit Analysis, Commercial Real Estate, Mortgage Marketing, Real Estate Economics, Construction Loans, Funding, Training, Loss Mitigation, Commercial Mortgages, Foreclosures, Mortgage Underwriting, HUD, Short Sales, REO, Mortgage Servicing, Real Estate Transactions, Loan Servicing, Financial Structuring, Selling, Consumer Lending
Education
Seattle University 1970 — 1974
BA, Political Science/Business Administration
Sacramento HIgh School 1968 — 1970
GED, General
Gold Star Mortgage Financial Group April 2011 - Present
Skills
Retirement Planning, Wealth Management, Investments, Certified Mortgage..., First Time Home Buyers, Mortgage Acceleration, Credit, Strategic Financial..., Mortgage Lending, Refinance, FHA financing, Referrals, Investors, Wealth, Residential Mortgages, Real Estate, Finance, Residential Homes, Debt Consolidation, FHA, Loan Origination, Mortgage Banking, Real Estate Financing, Reverse Mortgages, VA loans, REO, Loans, Investment Properties, Foreclosures, Short Sales, Single Family Homes, Condos, Buyer Representation, Sellers, Relocation, Real Estate Transactions, New Home Sales, Sales, Townhomes
Education
DePaul University
Meridian Health Plan August 2014 - Present
Critical Signal Technologies, Inc. December 2012 - July 2014
Gold Star Financial Group July 2012 - December 2012
Gold Star Mortgage Financial Group August 2011 - July 2012
Target May 2008 - July 2011
Target July 2007 - May 2008
Target August 2002 - July 2007
Skills
Employee Relations, Recruiting, Succession Planning, Talent Acquisition, Performance Management, Performance Appraisal, Human Resources, Onboarding, Taleo, Sales Management, Benefits Administration, Leadership, Training, Personnel Management, Employee Benefits, Management, Deferred Compensation, I-9 Compliance, Unemployment Claims, Payroll, Interviews, New Hire Orientations, Employee Engagement, HR Policies, Job Descriptions, Team Building, Hiring
Education
Central Michigan University 2012 — 2014
Master of Science Administration, Human Resources Management, 4.0
Michigan State University 2004 — 2008
Bachelor of Arts (B.A.), Advertising
Academy Mortgage Corporation June 2015 - Present
Gold Star Mortgage Financial Group March 2012 - June 2015
Skills
Banking, Credit Analysis, Loans, Credit, Refinance, Finance, Mortgage Banking, Residential Mortgages, FHA, Real Estate, Customer Service, VA Loans
Education
Jackson Community College
Emergency Medical Technology/Technician (EMT Paramedic)
Jackson Community College
Certified Phlebotomist
Jackson Community College
CNA
E Mortgage Management, LLC. June 2015 - Present
i3 Lending August 2014 - June 2015
Gold Star Mortgage Financial Group October 2013 - August 2014
Gold Star Mortgage Financial Group March 2013 - October 2013
Hooters February 2012 - February 2013
Flourtown Day Camp June 2009 - August 2012
Buca di Beppo November 2009 - June 2011
Harmelin Media January 2010 - June 2010
Halligan's Pub 2004 - 2009
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Adobe Creative Suite, Social Networking, Advertising
Education
Temple University 2007 — 2011
BA in Advertising with a minor in Art, Advertising
Springfield High School
Gold Star Mortgage Financial Group May 2013 - Present
Global Financial & Insurance Services September 2011 - May 2013
Breakthrough Marketing March 2010 - September 2011
Accelerated Title Co/American Family Title June 1998 - March 2010
American Homebankers Mortgage Lending February 2006 - January 2009
Skills
Insurance, Underwriting, Small Business, Sales, Marketing, Mortgage Lending, Real Estate, Sales Management, Term Life Insurance, Brokers, Team Building, Disability Insurance, Life Insurance, Negotiation, Investments, Employee Benefits, Universal Life, Whole Life, Property, Umbrella Insurance, Professional Liability, Selling, Health Insurance, Strategic Financial..., Casualty, Retirement, Property & Casualty..., Homeowners, 401k, Brokerage, Commercial Real Estate, Retirement Planning, Contract Negotiation, Commercial Insurance, General Insurance, Residential Mortgages, Reverse Mortgages, Personal Finance, Customer Service
Education
City University School of Law 1997 — 1998
Withdrew after 1st year for Business Opportunity in Tampa, Fl, Law
Boston University
Bachelor's degree in Business Management, Business Administration
Nova Southeastern University
Business Management
Sparta High School
Gold Star Mortgage Financial Group November 2014 - Present
Freedom Mortgage February 2014 - November 2014
Fairway Independant Mortgage September 2009 - February 2014
Executive Home Mortgage October 1988 - November 2009
Skills
Real Estate, Mortgage Lending, First Time Home Buyers, Sales, Investment Properties, FHA, Mortgage Banking, Credit, Foreclosures, Loan Origination
Education
The University of Texas at El Paso
Finance
NexTech Professional Services April 2015 - Present
University of Michigan October 2013 - April 2015
Gold Star Mortgage Financial Group January 2013 - August 2013
Citi Mortgage (formerly ABN AMRO Mortgage Group) December 2002 - January 2013
Ann Arbor Jaycees Foundation January 2010 - December 2012
Ann Arbor Jaycees January 2001 - December 2007
ABN AMRO Mortgage Group November 2001 - November 2002
ABN AMRO Bank N.V. October 1996 - November 2001
Skills
Spreadsheets, Confidentiality, Event Planning, Travel Arrangements, Microsoft Excel, Calendars, Microsoft Word, Fundraising, Concur, Executive Support, File Management, Office Administration, PowerPoint, Non-profits, PeopleSoft, Lotus Notes, Fax, Data Entry, Outlook, Expense Management, 10 Key, Telephone Skills, SharePoint Designer, New Staff Orientation..., Training and Staff..., Website Editing, Administrative..., Coaching, Customer Service, Employee Benefits, Employee Relations, Human Resources, Leadership, Nonprofits, Payroll, Training, Website Building, Microsoft Office
Education
North Central State College
Associate's degree, Human Services, General
Eastern Michigan University
Bachelor Social Work
Academy Mortgage Corporation March 2015 - Present
Gold Star Mortgage Financial Group April 2010 - March 2015
Harbor Mortgage, LLC 2004 - 2010
Skills
Mortgage Lending, Refinance, FHA, Residential Mortgages, First Time Home Buyers, Investment Properties, VA loans, Mortgage Banking, Loans, Credit, Mortgage Underwriting, FHA financing, Loan Origination, Credit Analysis, Sales, USDA, Reverse Mortgages, Construction Loans, Home Equity Loans, Real Estate Financing, Home Equity Lines of..., FHA Financing, VA Loans
Education
Central Michigan University 1988 — 1993
Bachelor of Science in Business Administration, Accounting and Finance
Fifth Third Bank April 2015 - Present
Fifth Third Bank September 2013 - Present
Gold Star Mortgage Financial Group June 2008 - October 2011
Allied Home Mortgage 2002 - 2006
Skills
Loan Origination, Loans, Mortgage Lending, FHA financing, FHA, Mortgage Banking, USDA, Refinance, Credit, Residential Mortgages, Management, VA loans, Team Building, Regulatory Compliance, Root Cause Problem..., Project Management
Education
Grand Rapids Community College 1988 — 1990
Davenport University
BBA Finance, anticipated Graduation Summer 2014
Bill Jakovac-Real Estate Broker March 2014 - Present
Citizens Bank - Michigan, Ohio and Wisconsin June 2011 - March 2014
Gold Star Mortgage Financial Group January 2010 - June 2011
Michigan Home Finance January 2001 - February 2010
First Indiana Bank May 2000 - June 2003
ContiMortgage February 1998 - May 2000
Contimortgage November 1995 - February 1998
Skills
Mortgage Lending, Real Estate Broker, Land Contract Buyer
Education
Ferris State University 1985 — 1990
Bachelors in Business Administration/ Associates Degree in Real Estate, Business, Marketing, Real Estate
Lansing Catholic 1982 — 1985
Guaranteed Rate July 2015 - Present
Gold Star Mortgage Financial Group November 2013 - June 2015
Quest Global LLC September 2000 - October 2013
Quest Enterprises 1995 - 2001
Quest Enterprises January 1995 - September 2000
Skills
Selling, Strategic Planning, Sales Management, New Business Development, Business Planning, Team Building, Sales Operations, Account Management, Automotive, Forecasting, Product Development, Lead Generation, Management, Sales, B2B, Customer Service, Leadership, Marketing Strategy, Mortgage Banking, Real Estate
Education
Hillsdale College 1990 — 1994
Bachelor of Science (BS)
Ann Arbor Gabriel Richard
Ann Arbor Gabriel Richard
Our Lady of Good Council
Gold Star Mortgage Financial Group December 2010 - Present
Gold Star Mortgage Financial Group March 2008 - December 2010
Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Marketing, Customer Service, Strategic Planning, Microsoft Office, New Business Development, Banking, Loan Origination, Account Management, Online Advertising, VA loans, Budgets, Finance, Management, Residential Mortgages, Underwriting, Credit Analysis, Refinance, Real Estate, USDA, FHA financing, Real Estate Economics, Mortgage Underwriting
Education
University of Michigan - Stephen M. Ross School of Business 2012 — 2015
Master of Business Administration (MBA), Banking, Corporate, Finance, and Securities Law
University of Michigan 2004 — 2008
BA, History
Gold Star Mortgage Financial Group July 2015 - Present
Cornerstone Home Lending, Inc. February 2014 - July 2015
Poli Mortgage February 2013 - February 2014
NOLA Lending Group February 2012 - February 2013
First Liberty Financial Mortgage May 2010 - February 2012
Norstar Mortgage Group February 2006 - May 2010
Skills
VA, FHA, Conventional, USDA, Mortgage Industry, Mortgage Lending, Mortgage, Loan Origination, Mortgage Banking, VA loans, Refinance, Outside Sales, FHA financing, Residential Mortgages, Underwriting, Reverse Mortgages, Certified Mortgage..., First Time Home Buyers, New Home Sales, Referrals, Sellers, Government Loans, Real Estate Financing, Investors, Loans, Real Estate, REO, Investment Properties, Construction Loans, Sales, Mortgage Underwriting, Credit, Credit Analysis, Residential Homes, Foreclosures, Relocation, HUD, Commercial Mortgages, Short Sales, Debt Consolidation, Home Equity Loans, Condos, VA Loans, FHA Financing
Education
Middle Tennessee State University 1977 — 1981
BA, Chemistry, Math, Biology, Spanish
Arbor One Mortgage May 2013 - Present
Cole Taylor Mortgage August 2012 - May 2013
Gold Star Mortgage Financial Group December 2008 - August 2012
Eddie Bauer November 2008 - August 2011
Citi 2006 - 2008
Citi 2003 - 2006
ABN AMRO 2001 - 2006
Citi 2001 - 2003
Skills
Software Documentation, Customer Service, Retail, Sales, Inventory Management, Credit, Microsoft Excel, Fundraising, Microsoft Office, Loans, Banking, Team Leadership, Leadership, Customer Satisfaction
Education
Grand Valley State University 1996 — 2001
BBA, Management
Gold Star Mortgage Financial Group February 2012 - November 2014
GT&Associates 2003 - 2009
Major Mortgage Corp. December 1994 - October 2003
Skills
Underwriting, Mortgage Lending, Loans, Healthcare, Credit Analysis, Mortgage Banking, Financial Risk, Auditing, Credit, Residential Mortgages, Credit Risk, Loss Mitigation, Refinance, Fraud, FHA, Banking, Finance
Education
Wayne State University School of Medicine 1979 — 1981
MS, Med.Sience
University of Hamburg
MS, Medicine
Universität Flensburg
AAB, Business, Education
@properties August 2015 - Present
Paychex February 2015 - July 2015
Command Transportation August 2014 - January 2015
Coach March 2013 - May 2014
Bakers Footwear Group September 2010 - February 2013
Gold Star Mortgage Financial Group June 2009 - May 2010
Skills
Sales, Social Media, Fashion, Customer Service, Marketing, Visual Merchandising, Facebook, Store Management, Press Releases, Sales Management, Public Relations, Store Operations, Loss Prevention, Driving Results, Inventory Control, Trend Analysis, Media Relations, Photoshop, Newsletters, Specialty Retail, Associate Development, Branding & Identity, Clienteling, Client Prospecting
Education
Michigan State University 2006 — 2010
Retailing, Public Relations
V.I.P. Mortgage, Inc. February 2015 - Present
Gold Star Mortgage Financial Group March 2014 - Present
Elite Floral March 2007 - Present
Skills
Government Loans, Customer Service, 203K, VA loans, FHA financing, Home Equity Loans, Real Estate Financing, Marketing Strategy, Mortgage Banking, FHA, Certified Mortgage..., Residential Mortgages, Loan Origination, New Business Development, Direct Sales, Selling, Mortgage Lending
Education
Indiana University-Purdue University at Indianapolis
Bachelor of Science, Education
Gold Star Mortgage Financial Group August 2004 - Present
Education
Ferris State University 1995 — 2000
B of S, Business
goldstar mortgage December 2009 - Present
Gold Star Mortgage Financial Group 2009 - Present
Education
Auburn University 1993 — 1995
Agriculture
Flagstar Bank October 2014 - Present
Gold Star Mortgage Financial Group May 2014 - October 2014
Movement Mortgage, LLC January 2014 - May 2014
Level One Bank October 2013 - January 2014
Citi January 2013 - September 2013
Citi August 2012 - December 2012
Citi September 2002 - August 2012
Citi August 2001 - September 2002
Skills
Mortgage Lending, Finance, Sales, Leadership, Refinance, Real Estate, Coaching, Management, Loans, Credit Analysis, Banking, Credit, Mergers & Acquisitions, Recruiting, Investments, Commercial Lending, Residential Mortgages, Short Sales
Education
Grand Valley State University 1992 — 1996
BS, Public Administration
U of D Jesuit 1988 — 1992
Royal Oak Shrine Catholic Grade School
American Financial Network March 2015 - Present
sethismylender.com March 2003 - Present
AnnieMac Home Mortgage May 2013 - March 2015
Gold Star Mortgage Financial Group June 2011 - May 2013
Wireless Evangelist August 2001 - November 2003
Skills
Customer Service, Sales, Negotiation, Project Management, Sales Management, Microsoft Excel, Insurance, Marketing Strategy, Strategic Planning
Education
Pace University
Finance & Economics
Gold Star Mortgage Financial Group November 2012 - Present
Trane April 2012 - November 2012
Skills
Marketing, Teamwork, Sales, Customer Service, Leadership, Microsoft Office, Microsoft Excel, Team Leadership, Team Building, Time Management, Process Improvement, Outlook, Customer Satisfaction, PowerPoint, Operations Management, Management
Education
Central Michigan University 2007 — 2012
Bachelor of Business Administration (B.B.A.), Entrepreneurship/Entrepreneurial Studies
E Mortgage Management, LLC. August 2015 - Present
I3 Lending,Inc. September 2014 - August 2015
Gold Star Mortgage Financial Group November 2012 - July 2014
Precision Funding Group February 2010 - May 2011
Mortgage Options Financial August 2000 - December 2009
Skills
Microsoft Word, VA loans, Mortgage Banking, FHA financing, USDA, Refinance, Residential Mortgages, Loan Origination, FHA, Reverse Mortgages, Credit, Loans, Certified Mortgage..., Real Estate Financing, Mortgage Lending
Education
Temple University 1992 — 1995
Finance
Abington High school
Gold Star Mortgage Financial Group January 2013 - Present
Gold Star Mortgage Financial Group June 2011 - January 2013
The Prime Financial Group, inc. May 2005 - April 2008
Plymouth Exchange Mortgage Corporation June 2001 - May 2005
Skills
Mortgage Banking, Funding, Loan Origination, VA loans, Refinance, Mortgage Lending, Loans, FHA, Credit, Underwriting, Banking, Mortgage Underwriting, Finance, First Time Home Buyers, Real Estate
Education
Central Michigan University
Business
Global Financial Review, Inc. January 2014 - Present
FTI Consulting December 2013 - February 2014
Advantium Capital May 2013 - December 2013
Gold Star Mortgage Financial Group May 2012 - April 2013
Opus CMC June 2011 - May 2012
Global Financial Review, Inc. September 2011 - March 2012
CD Mitchell & Company April 2011 - April 2011
Bainesbridge Consulting July 2010 - March 2011
OGMA Financial Services, Inc. June 1992 - December 2010
Mir Mitchell & Co., Inc. November 2008 - May 2010
Skills
Mortgage Lending, Credit, Loan Origination, Underwriting, Finance, Refinance, Mortgage Underwriting, Loan Servicing, Portfolio Management, Commercial Lending, Financial Risk
Education
Palm Beach Community College 1981 — 1983
N/A, Accounting, Banking
Broward College 1977 — 1979
N/A, Banking-Lending
Acopia Capital Group July 2013 - Present
Gold Star Mortgage Financial Group April 2011 - July 2013
Bright Mortgage October 2001 - April 2010
Skills
USDA, Mortgage Banking, FHA, FHA financing, Loans, Credit Restoration, Jumbo Loans, VA Loans, Determination to close, Credit, VA loans, Residential Mortgages
Education
The University of Texas at Arlington - College of Business Administration 1995 — 1998
Bachelor of Applied Science (BASc), Management Information Systems, General
Eastfield College 1995 — 1996
Associate's degree
Gold Star Mortgage Financial Group November 2012 - Present
Mattress Giant April 2002 - August 2003
7-Eleven March 1995 - April 2002
Skills
General Ledger, Bookkeeping, Account Reconciliation, QuickBooks, Accounting, Accounts Payable, Accounts Receivable, Tax Preparation, Sales Tax, Tax, Tax Returns, Fixed Assets, Financial Reporting, Accruals, Finance
Education
The University of Texas at Dallas - School of Management 2010 — 2012
Accounting
The University of Texas at Arlington
Bachelor of Science (BSc), Accounting
Gold Star Mortgage Financial Group January 2012 - Present
Timothy Kiernan Books, LLC January 2010 - Present
United Bank and Trust 2001 - 2007
Skills
Loans, Mortgage Lending
Education
University of Michigan
Bachelor's degree in Economics
Wayne State University
Master of Business Administration (MBA), Finance
Gold Star Mortgage Financial Group May 2011 - Present
Title Source August 2010 - May 2011
The Prime Financial Group 2002 - December 2009
Skills
HUD, Mortgage Banking, Residential Mortgages, Mortgage Lending
Education
Michigan State University 1994 — 1997
Gold Star Mortgage Financial Group December 2013 - Present
Gold Star Mortgage Financial Group April 2013 - December 2013
Three Oaks Properties LLC August 2012 - April 2013
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Research, Teamwork, Photoshop, Social Media, Public Speaking, English, Java, Team Leadership, Time Management, Outlook
Education
Cleary University 2013 — 2015
Master of Business Administration (MBA), Organizational Leadership, First Year
Eastern Michigan University
Bachelor of Science (BS), Public Law and Government
Guaranteed Rate February 2014 - Present
Gold Star Mortgage Financial Group November 2013 - January 2014
Rock Connections July 2012 - November 2013
MECTRON Engineering Company, Inc. December 2010 - July 2012
FedEx Ground December 2009 - November 2010
Skills
Broadcast Journalism, Broadcast Television, Communication Skills, Five9, Marketing, Media, Sales, Telemarketing, Salesforce.com, Telephone Skills, Telecommunications, Social Media
Education
Specs Howard School of Media Arts 2011 — 2012
Eastern Michigan University 2009 — 2011
Business/Corporate Communications
Alliance Obstetrics and Gynecology July 2014 - Present
Alliance Obstetrics and Gynecology February 2013 - July 2014
Dart Energy Corporation September 2011 - February 2013
Dart Energy Corporation April 2010 - September 2011
Gold Star Mortgage Financial Group May 2009 - February 2010
Central Michigan University September 2006 - May 2009
Skills
HRIS, Human Resources, Recruiting, Employee Relations, Benefits Administration, Payroll, Training, Talent Management, Outlook, Resume Writing, Performance Management, Employee Benefits, Onboarding, Management, Customer Service, Microsoft Office, New Hire Orientations, Time Management
Education
Baker College of Flint
Bachelor of Business Administration (BBA), Human Resources Management and Services
Gold Star Mortgage Financial Group January 2013 - August 2013
University of Michigan Lawyer's Club Dining Services September 2011 - May 2012
Leyden High School District 212 2008 - 2012
Education
University of Michigan 2009 — 2012
Bachelor's degree, Psychology, Senior
Accounting Business Services February 2014 - Present
Gold Star Mortgage Financial Group March 2013 - November 2013
NYCB July 2004 - February 2013
PMI Mortgage Insurance Co. March 1998 - June 2004
Skills
Mortgage Underwriting, Jumbo Mortgage, Residential Mortgages, Wholesale Lending, Retail Banking, Business Development, Credit Risk Underwriter, Credit Risk, Underwriting, Loans, Finance, Credit, FNMA, Analysis, Real Estate, Funding, Credit Analysis, Mortgage Banking, Mortgage Lending, Banking
Education
Indiana Wesleyan University 2008 — 2009
MSM, Master of Science in Management, Business, Management, Marketing, and Related Support Services, 3.70
Indiana Wesleyan University 2005 — 2007
BSM, Bachelor of Science in Management, Business, Management, Marketing, and Related Support Services, Cum Laude
Gold Star Mortgage Financial Group February 2013 - January 2014
NYCB Mortgage Company, LLC July 2005 - February 2013
Ohio Savings Bank July 2003 - July 2005
Ohio Savings Bank June 2001 - July 2003
Skills
Mortgage Underwriting, Retail Banking, Underwriting, Mortgage Banking, Loan Origination, Mortgage Lending, Loans, Residential Mortgages, Credit, Credit Analysis, Refinance, Credit Risk, Consumer Lending, Banking, Financial Risk, Portfolio Management, Loan Servicing, Risk Management
Education
Cuyahoga Community College 1994 — 1996
Business Management
Kathy Toth and Team October 2013 - Present
Gold Star Mortgage Financial Group January 2013 - July 2013
The Home Depot February 2003 - January 2013
GulfStream Communications August 2009 - December 2009
Design Center September 2008 - April 2009
Skills
Refinance, FHA, Mortgage Lending, Mortgage Banking, Loans, Customer Service, Real Estate, Sales
Education
Western Michigan University 2005 — 2009
Bachelor of Fine Arts (BFA)
Mott Community College 2003 — 2005
Associate of Arts and Sciences (AAS)
Gold Star Mortgage Financial Group February 2013 - Present
Skills
Loans, Finance
Education
University of Michigan 2008 — 2013
Bachelor of Science (BS), Neuroscience
Gold Star Mortgage Financial Group April 2014 - Present
Citi January 2008 - November 2013
AAMG October 2002 - December 2007
Olsten Staffing October 2001 - October 2002
Skills
Training, Management, SharePoint, Analysis, Software Documentation, Policy and Procedure..., Credit Analysis, Mortgage Fraud..., Microsoft Excel, Microsoft Word, Process Mapping, Mortgage Quality Control, Databases, Credit, Loans, Auditing, Mortgage Lending, Risk Management
Education
Michigan State University 1996 — 1998
Okemos High School
High School
Gold Star Mortgage Financial Group December 2014 - Present
Gold Star Mortgage Financial Group March 2014 - December 2014
Gold Star Mortgage Financial Group February 2013 - March 2014
Skills
Networking, Windows 7, Banking, Technical Support, Information Technology, IT Management, Help Desk Support, Microsoft Exchange, Real Estate
Education
Eastern Michigan University
Gold Star Mortgage Financial Group October 2012 - Present
Skills
Mortgage Lending, Credit, Loans, Banking, Mortgage Banking, Residential Mortgages, Credit Analysis, FHA Financing, Consumer Lending, Sales, VA Loans
Education
Northwood University 2005 — 2009
Bachelor of Business Administration (BBA), Advertising/Marketing/Business Management