Land Home Financial Services, Inc.
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Land Home Financial Services, Inc. Employees
Dignified Home Loans, LLC March 2015 - Present
Summit Funding, Inc. March 2014 - March 2015
Land Home Financial Services, Inc. August 2012 - March 2014
Skills
Mortgage Lending, Credit, Banking, Finance, Loan Origination, Refinance, Mortgage Banking, Customer Service, FHA, Residential Mortgages, USDA, Underwriting, Loans, VA Loans, Credit Analysis, FHA Financing, Reverse Mortgages, Consumer Lending
Education
California State University-Chico 2006 — 2009
Bachelorâs Degree, Business Administration emphasis in Financial Management and Financial Services
Land Home Financial Services, Inc. September 2015 - Present
Send Out Cards February 2006 - Present
City First Mortgage Services, LLC April 2015 - September 2015
Suburban Mortgage, BK 10123 January 2014 - March 2015
Bank of America May 2012 - September 2013
Bank of America April 2010 - April 2012
Western Residential Mortgage October 2006 - December 2007
AmeriCapital, LLC February 2005 - October 2006
Carnegie First July 2001 - February 2005
Spectrum Financial Group January 1998 - July 2001
Skills
Mortgage Lending, FHA, Government Loans, Loans, Mortgage Banking, Short Sales, Direct Sales
Education
University of Northern Iowa 1988 — 1992
B.A, Finance, Music
Southeast Polk High School 1984 — 1988
AZ School of Real Estate
Land Home Financial Services, Inc. July 2015 - Present
CountryPlace Mortgage July 2011 - May 2015
CTX Mortgage 1999 - 2002
CTX Mortgage 1999 - 2002
Skills
Mortgage Lending, FHA, Loans, Mortgage Banking, Finance, Financial Analysis, Refinance, Loan Origination, USDA, Residential Mortgages, FHA financing, Construction Loans, Certified Mortgage..., Funding, Non-Conforming, Mortgage Underwriting, Home Equity Lines of..., Underwriting, Home Equity Loans, Home Equity, HomePath, 203K, NMLS Licensed, USDA Rural Housing, Super Jumbo, Mortgage Marketing, Down Payment Assistance, Debt Consolidation, Commercial Mortgages, Purchase Financing, Calyx Point, NMLS, FHLMC, FNMA, Secondary Market, New Home Purchase, Fixed Rate Mortgages, Mortgage Servicing, Refinancings, Self-Employed Borrowers, RESPA, Fannie Mae, Real Estate Lending, Loan Modifications, Encompass, Second Mortgages, Wholesale Lending, Loan Officers, Investment Property..., FHA Financing
Education
Arizona State University
Land Home Financial Services, Inc. March 2015 - Present
WJ Bradley Mortgage Capital March 2013 - March 2015
Realty World Signature Properties November 2010 - January 2013
Century 21 Garland February 2009 - July 2010
Empire Appraisal May 2007 - July 2010
Skills
REO, Foreclosures, Single Family Homes, Real Estate Transactions, Real Estate, Selling, Property, Sales, Short Sales, Condos, Property Management, Investment Properties, Residential Homes, Leases, 1031 Exchanges, Investors, First Time Home Buyers, Listings, HUD, Real Property, Relocation, Relocation Buyers, FHA, Buyer Representation, Income Properties, Sellers, SFR, Townhomes, Commercial Real Estate, Brokerage, New Home Sales, Referrals, Disposition, Seller Representation, Buyers, Rentals, Real Estate Financing, Loans, Resellers, New Homes, Mortgage Lending, Luxury, Appraisals, Real Estate Economics
Education
California Miramar University 2004 — 2006
Bachelor's, Business Administration, 4.0
Santiago Canyon College 2002 — 2004
Associate of Arts, Real Estate
Land Home Financial Services, Inc. July 2015 - Present
TenA Companies November 2012 - June 2015
West Side Community Health Services October 2011 - November 2012
LPS Foreclosure Solutions October 2007 - November 2009
Skills
Microsoft Office, Microsoft Excel, Inventory Management, Customer Service, Microsoft Word, Troubleshooting, Windows, Outlook, Data Entry, Financial Analysis, Event Planning, Strategic Planning, Auditing, Filing, Spreadsheets
Education
Century College
Criminal Justice
American Realty Brokers June 2015 - Present
Land Home Financial Services, Inc. February 2015 - Present
State Mortgage, a division of Bay Equity, LLC September 2014 - February 2015
Sunbelt Business Brokers March 2011 - April 2014
CMG Financial February 2013 - July 2013
Arizona Equity Solutions September 2008 - March 2011
Desert Lifestyle Mortgage July 2007 - September 2008
State Mortgage November 2003 - July 2007
Premiere Service Mortgage June 1999 - November 2003
Skills
Buying a Business, Business Brokerage, Selling Businesses, Business Acquisition..., Business Strategy, Financial Analysis, Small Business, Marketing Strategy, Entrepreneurship, Leadership, Sales, Negotiation, Selling, Real Estate, Mortgage Lending, Loans, Investment Properties, Investors, Mortgage Banking, Start-ups, Residential Homes, Finance, Short Sales, Sellers
Education
Keller Graduate School of Management 2009 — 2010
Master of Business Administration (M.B.A.), Entrepreneurship
University of Cincinnati 1992 — 1994
Bachelor of Arts (B.A.), International Relations/Political Science, Honors
Arizona School of Real Estate and Business 2006 — 2006
Mortgage Broker License
Arizona School of Real Estate and Business 2008 — 2008
Real Estate Sales License
Management and Strategy Institute 2012 — 2012
Professional Certification, Six Sigma Lean Black Belt
Land Home Financial Services, Inc. June 2015 - Present
HomeBridge Financial Services, Inc. March 2014 - June 2015
American Pacific Mortgage October 2010 - May 2014
Skills
Excel at Understanding..., Mortgage Lending, Selling, Real Estate, Refinance, Loans, Mortgage Banking, Loan Origination, FHA, USDA, Real Estate Financing, Residential Mortgages, Construction Loans, Credit Analysis, Credit, Commercial Mortgages, Real Estate Economics, Sales
Education
Metropolitan State University of Denver 1990 — 1993
BS, Civil Engineering
Land Home Financial Services, Inc. May 2015 - Present
Guild Mortgage Company October 2013 - May 2015
Alco Logistics October 2006 - July 2008
Gentle Dental Care May 1997 - September 2000
Deloitte & Touche July 1987 - May 1990
Leadley Rosenberger May 1986 - July 1987
Skills
Microsoft Excel, Credit, Microsoft Office, Microsoft Word, Loans, Management, Mortgage Lending, First Time Home Buyers, Budgets, PowerPoint, Customer Service, Sales, Real Estate, Real Estate Transactions, Banking, Financial Accounting
Education
Golden Gate University 1992 — 1994
Bachelor of Science (B.S.) Accounting, Accounting and Business/Management
Niagara College 1984 — 1986
Associate’s Degree, Accounting
Land Home Financial Services, Inc. August 2015 - Present
Land Home Financial Services, Inc. October 2014 - June 2015
Stewart/Pinpoint June 2014 - October 2014
Stearns Lending December 2012 - November 2013
Allonhill August 2012 - December 2012
Wells Fargo Home Mortgage February 2009 - August 2012
Kline Automotive and Walden Automotive January 2008 - January 2009
Bear Stearns March 2006 - January 2008
New Century Mortgage June 2004 - March 2006
CitiFinancial November 1999 - June 2004
Skills
Mortgage Underwriting, Fraud Prevention, Freddie Mac, Fannie Mae, Financial Analysis, Underwriting, Compliance, Risk Management, Credit Risk, Non-Conforming, Coaching, Training/Mentoring, Credit Policy, Time Management, Microsoft Office, Microsoft Excel, Microsoft Word, Credit Analysis, Teamwork, Mortgage Lending, Loans, Banking, Finance, Residential Mortgages, Relationship Management, Retail Banking, Real Estate, Consumer Lending, Due Diligence, First Time Home Buyers, Financial Risk, Wholesale Lending, FNMA, Refinance, Loss Mitigation, Training, RESPA, Construction Loans, Credit, Mortgage Banking, Fraud, Team Mentoring, Financial Services, Investment Properties, Asset, REO, Risk Analysis, Securitization
Education
Minnesota State University, Mankato
Land Home Financial Services, Inc. May 2014 - Present
Hawk Recruiting June 2012 - Present
W.J. Bradley Mortgage Capital, LLC June 2012 - May 2014
Quest Strategic Advisors December 2011 - June 2012
Denver Mortgage Company February 2011 - October 2011
Brightgreen financial November 2010 - February 2011
BANK OF AMERICA November 2009 - October 2010
WaterStone Bank January 2008 - November 2009
Cornerstone April 2005 - January 2008
Ameriquest Capital Group January 2003 - April 2005
Skills
Healthcare, Hospitals, Strategic Planning, Hiring, Compliance, Team Building, Talent Acquisition, Consultative Selling, Interviewing, Employee Relations, Leadership Development, Public Speaking, Marketing Strategy, Real Estate, Sourcing, Technical Recruiting, Banking, Mortgage, Recruitment/Retention, Mortgage Lending, Recruiting, Selling, Interviews, Leadership, Sales, Management, Training, New Business Development, Human Resources, Sales Management, Finance, Marketing, Loan Origination, Mortgage Banking, Retail, Referrals, FHA, Contract Negotiation, Business Planning, Coaching, Investment Properties, Loans, Refinance, Negotiation, VA loans, Cold Calling, Credit, Internet Recruiting, Applicant Tracking..., Residential Mortgages
Education
Miami Dade College 1982 — 1983
No, Business MGT
Buffalo Grove HS (ILL )and Christopher Columbus HS (FLA) 1978 — 1982
ClearSource October 2014 - Present
Land Home Financial Services, Inc. July 2013 - August 2014
PACRIM Investments December 2012 - April 2013
JPMorgan Chase December 2010 - November 2012
Fidelity Investments June 2010 - November 2010
Wells Fargo July 2007 - February 2010
The Mobile Solution August 2006 - July 2007
Skills
Sales, Leadership, Customer Retention, Cold Calling, Finance, Portfolio Management, Credit, Loans, Banking, Mortgage Lending, Credit Analysis, Commercial Banking, Customer Service, Marketing, Management
Education
Skyline High School 1999 — 2002
Diploma, General Studies
Salt Lake Community College
Land Home Financial Services, Inc. May 2015 - Present
Cornerstone Home Lending, Inc. August 2013 - May 2015
Envoy Mortgage June 2012 - August 2013
Cherry Creek Mortgage May 2008 - July 2012
American Home Mortgage March 2002 - May 2008
Skills
Fluent in French, FHA, CHFA, Mortgage Lending, Loan Origination, VA loans, USDA, Mortgage Banking, Refinance, Loans, Residential Mortgages, FHA financing, Certified Mortgage..., First Time Home Buyers, Reverse Mortgages, Government Loans, Debt Consolidation, Investment Properties, Construction Loans, Sellers, Sales, Finance, Residential Homes, Real Estate Financing, Credit, Rates, Mortgage Marketing, Referrals, Investors, Credit Analysis, Relocation, Home Equity Loans
Education
University of Colorado at Boulder 1987 — 1991
Bachelors, French and International Business
Universite de Bordeaux; Bordeaux, France 1989 — 1990
Study Abroad, International Relations and French
Land Home Financial Services, Inc. Branch ManagerMontage MortgageFebruary 2015 - July 2015
Carrington Mortgage Services, Mortgage Lending Division August 2014 - February 2015
Charlotte Mortgage Solutions March 2012 - August 2014
Open Mortgage 2012 - August 2014
Aapex Financial Solutions, LLC March 2011 - March 2012
Fairway Independent Mortgage September 2009 - April 2011
American Family Mortgage Services September 2007 - September 2009
CFIC Home Mortgage July 2006 - August 2007
Primary Residential Mortgage, Inc. January 2000 - June 2006
OffSite New Home Sales & Marketing January 1990 - March 2003
Skills
USDA, VA, FHA, Refinance, Conventional, Mortgage Lending, Mortgage, Loan Origination, Residential Mortgages, Home, Real Estate, First Time Buyers, FHA financing, VA loans, Mortgage Planning, First Time Home Buyers, Mortgage Underwriting, Construction Loans, Mortgage Banking, Loans, Investment Properties, Credit, Short Sales, REO, Sales, Reverse Mortgages, Residential Homes, Underwriting, Certified Mortgage..., Mortgage Marketing, Government Loans, New Home Sales, VA Loans, FHA Financing
Education
Appalachian State University 1972 — 1975
Business - Marketing
Land Home Financial Services, Inc. July 2015 - Present
Land Home Financial Services January 2009 - Present
WACHOVIA CORPORATION January 2005 - October 2008
Omega Marketing 2004 - 2005
Skills
Customer Service, Operating Systems, Database Administration, Technical Support, Web Site Production, Training, Computer Hardware, System Administration, Sales, Technical Writing, Marketing, Help Desk Support, Content Management, Executive Management, Human Resources, Cabling, Maintenance & Repair, Advertising, Graphic Design, Coaching, Project Management, Vendors, Vendor Relationships, Process Improvement, Credit, Software Documentation, Banking
Education
California Polytechnic State University
General Education
DeVry University
Bachelor of Science (B.S.), Business Administration; Project Management
Land Home Financial Services, Inc. August 2015 - Present
The Mortgage Company October 2013 - August 2015
Guild Mortgage September 2011 - October 2013
Credit Union of the Rockies January 2010 - July 2011
Guild Mortgage Company May 2007 - December 2010
Aspen Funding Corporation April 1997 - April 2007
FabLink Corporation August 1996 - February 1997
IndustryNet September 1995 - July 1996
Peterson Products Corporation August 1993 - August 1995
TRW Business Credit Solutions May 1992 - July 1993
Skills
FHA, Refinance, USDA, Mortgage Lending, Loans, Loan Origination, Investors, Sales, Customer Service, VA loans, Sellers, Mortgage Banking, Real Estate, Residential Mortgages, FHA financing, VA Loans
Education
Loyola University of Chicago - Graduate School of Business 1991 — 1994
MBA, Marketing Management
Second City Improvisation, The Second City, Chicago, IL 1990 — 1991
Improvisation
University of Sheffield, Sheffield, England 1990 — 1990
Bachelor of Science, Metallurgical Sciences
Dale Carnegie University 1989 — 1989
Human Relations & Public Speaking
Sam Houston State University 1982 — 1987
Bachelor of Business Administration, Marketing
Land Home Financial Services, Inc. March 1992 - Present
Skills
Residential Mortgages, Loans, USDA, Mortgage Lending, VA loans, Credit Analysis, Argus Modeling, FHA, Mortgage Banking, Refinance, Reverse Mortgages, Real Estate Financing, Loan Origination, FHA financing, Mortgage Underwriting, Government Loans, VA Loans, FHA Financing
Education
San Diego State University-California State University
Bachelor's Degree, Economics
Land Home Financial Services, Inc. October 2015 - Present
Denver Lending A Division of Pinnacle Capital Mortgage Corporation NMLS# 81395 February 2015 - September 2015
W.J.Bradley June 2013 - February 2015
Wells Fargo November 2012 - May 2013
Hilton Mortgage Corporation March 2012 - August 2012
Hilton Realty Corporation February 2010 - August 2012
Hilton Financial Corporation August 1997 - March 2012
Skills
Real Estate, REO, Investment Properties, Foreclosures, Management Consulting, Investors, Real Estate Transactions, Short Sales, First Time Home Buyers, Private Money, Social Media Marketing, Photography, Sellers, Residential Homes, Single Family Homes, Property Management, Real Estate Development, Mortgage Lending, Real Estate Financing, Referrals, Investments, Selling, FHA, Refinance, Property, Loans, Leases, HUD, Mortgage Banking, Residential Mortgages, Negotiation, Loan Origination, Land Acquisition, VA loans, Small Business, Home Staging, Real Estate Marketing, Construction, Buyer Representation, Luxury, Rentals, Listings, Mortgage Underwriting, Mortgage Compliance, Creative Financing, Hard Money, Hard Money Lending, Hard Money Loans, Foreign National Loans, Fix & Flip
Education
Westford College of Real Estate 2009 — 2010
Real Estate
Glendale Community College 1999 — 2004
Photography, General Education
Arizona School of Real Estate & Business 1997 — 1998
Loan Officer Training
Arizona School of Real Estate & Business 1997 — 1998
Loan Processing Training
The Mortgage Academy
Utah Loan Officer Training
MegaStar Financial September 2015 - Present
Summit Funding, Inc. June 2015 - September 2015
Land Home Financial Services, Inc. December 2014 - June 2015
Skills
Wealth Management, Mortgage Lending, Commercial Banking, Portfolio Management, Credit, Loans, Small Business Lending, Commercial Lending, Lines Of Credit, Consumer Lending, Banking, Loan Origination, Cross Selling, Credit Risk, Investments, Mortgage Banking, Strategic Financial..., Refinance, Branch Banking, Credit Cards, Deposits, Credit Analysis, Commercial Mortgages, Residential Mortgages, Financial Services, Finance, Retail Banking, Private Banking, Sales, Microsoft Office, Customer Service, Management, Team Building, Marketing Strategy, FHA, First Time Home Buyers, Investment Properties, Real Estate, Foreclosures, REO, Investors, Short Sales, VA Loans, Sellers, Residential Homes, Real Estate Transactions, Condos, Marketing, Single Family Homes, Referrals
Education
Shasta College 2010 — 2012
Associate's Degree, Public Relations, Advertising, and Applied Communication, A
Foothill Highschool 1992 — 1995
Diploma, Basic
Land Home Financial Services, Inc. July 2013 - Present
Diablo Valley Cabinetry 2011 - 2012
Skills
Microsoft Office, Microsoft Excel, Outlook, Salesforce, Access, NMLS Administrator, Office Management, SOP Development, Management, FHA Financing
Education
Saint Mary's College of California 1997 — 1999
Bachelor of Arts (B.A.), English Literature (British and Commonwealth)
Freedom Mortgage March 2015 - Present
Land Home Financial Services, Inc. September 2013 - March 2015
AmTrust Financial Services, Inc. (AFSI) 2008 - 2009
Rescap 2002 - 2008
Rescap 2002 - 2008
Skills
Credit, Mortgage Banking, Sales, Loan Origination, Research, FHA, Microsoft Excel, Residential Mortgages, Microsoft Office, Management, Microsoft Word
Education
Oregon State University
Business Administration and Management, General
A.C. Auto Detailing Services November 2014 - Present
Land Home Financial Services January 2013 - Present
Land Home Financial Services, Inc. January 2013 - Present
Gerrato property management June 2009 - July 2011
Skills
Marketing, Loan Origination, FHA, Refinance, Real Estate, Residential Mortgages, First Time Home Buyers
Education
Liberty University 2007 — 2008
Liberty University
Land Home Financial Services, Inc. March 2015 - Present
MSI (Mortgage Services III, LLC) August 2012 - March 2015
PrimeLending May 2011 - August 2012
Skills
VA Loans, Mortgage Lending
Education
Palm Beach Community College
Land Home Financial Services, Inc. May 2011 - Present
Stanford Mortgage January 2001 - April 2011
Skills
VA loans, USDA, FHA, Refinance, Mortgage Banking, Loans, Mortgage Lending, Credit Analysis, Loan Origination, Residential Mortgages, Credit
Education
University of Oregon 1990 — 1995
Bachelor of Business Administration (B.B.A.), Business, Management, Marketing, and Related Support Services
Land Home Financial Services, Inc. August 2015 - Present
Residential Mortgage Services, Inc. August 2014 - August 2015
Citizens Bank September 2012 - April 2014
Tidewater Mortgage Services, Inc July 2012 - October 2012
Core Settlement Services June 2010 - September 2011
Guaranteed Mortgage Company May 2000 - June 2010
Beneficial Management March 1989 - May 2000
Skills
FHA, Mortgage Lending, New Business Development, Leadership, Budgets, Business Development, Loans, Management, Loan Origination, Negotiation, Sales Management, Marketing, Sales
Education
Elizabethtown College 1984 — 1988
BA, Political Science
Blu-Bin, Inc July 2015 - Present
DisabledGlam.Com December 2014 - Present
BODYARMOR Nutrition, LLC February 2015 - July 2015
Land Home Financial Services, Inc. May 2014 - October 2014
Tween Brands November 2013 - May 2014
Fog City News September 2008 - March 2010
Skills
Blogging, Writing, Sales, Customer Service, Freelance Writing, Blogger, Social Media, Social Media Marketing, Marketing, Social Networking, Brand Ambassadorship
Education
Los Medanos College 2010 — 2012
Associate of Arts and Sciences (AAS) With Honors, Liberal Arts: Math and Science
Carondelet High School 2004 — 2008
High School Diploma
Land Home Financial Services, Inc. May 2015 - Present
US Bank April 2014 - April 2015
The Mortgage Company October 2007 - July 2013
Nationstar Mortgage 2006 - 2007
Skills
Refinance, FHA, Mortgage Lending, VA Loans, Loans, Credit, First Time Home Buyers, Investment Properties, Loan Origination, Residential Mortgages, USDA, Residential Homes, FHA Financing, Home Equity Loans, Mortgage Banking
Education
University of Colorado Boulder 1998 — 2006
Bachelor of Arts (BA), Psychology and Business, 3.6 GPA
Land Home Financial Services, Inc. May 2015 - Present
Crowne Plaza® Hotels & Resorts 2014 - 2015
Marriott International 2009 - 2013
The Meritage Resort and Spa, Napa 2007 - 2009
Meadowood Napa Valley 2005 - 2007
Marriott International 1998 - 2005
Hyatt Hotels Corporation 1990 - 1995
Skills
Hospitality, Hotels, Hospitality Management, Event Management, Budgeting, Project Management, Rooms Division, Facilities Management, Cost Control, Budgets, Interior Design, Wine, Leadership, Front Office, Hotel Management, Hospitality Industry, Pre-opening, Banquets, Revenue Analysis, Micros, Property Management..., Resorts, Fine Dining
Education
University of Hawaii at Manoa
Business/Managerial Economics
Land Home Financial Services, Inc. March 2015 - Present
Self-employed January 1992 - July 2014
United States Air Force January 1979 - January 1987
Skills
illiterate in Spanish..., REO, Short Sales, Sellers, Foreclosures, First Time Home Buyers, Investment Properties, Rentals, Residential Homes, Real Estate, Single Family Homes, Investors, Relocation, Listings, Referrals, Real Estate Transactions
Education
Sacramento City College 2013 — 2014
Associate of Science (AS), Railroad and Railway Transportation
Community College of the Air Force
OCMBC, INC. June 2015 - Present
R3 Trader 2009 - Present
Land Home Financial Services, Inc. April 2013 - April 2015
Impac Mortgage Corp. February 2012 - April 2013
OnlineIMS.com, Inc. June 2009 - January 2012
800refi.com, Inc. February 2007 - January 2010
Network Capital Corporation November 2004 - February 2007
Skills
Software Development, C#, Sales, Entrepreneurship, Start-ups, Web Development, PHP, SEO, New Business Development, E-commerce, CSS, Mobile Devices, Web Applications, Mobile Applications, Business Development, Sales Management, Strategic Planning, Customer Service, Leadership, Marketing Strategy, Microsoft Office, Project Management, Strategic Partnerships, Business Strategy, Product Management, Investments, Portfolio Management, Risk Management, Management, Financial Markets, Equities
Education
University of California, Irvine 1997 — 2002
Chemical Engineering & Economics
Fairfield High School
Land Home Financial Services, Inc. October 2014 - Present
Fairway Independent Mortgage Corporation of Scottsdale March 2014 - September 2014
W.J. Bradley March 2013 - March 2014
Skills
Refinance, Mortgage Lending, Loans, Mortgage Banking, USDA, FHA, VA loans, FHA financing, Residential Mortgages, Loan Origination, Investments, Credit
Education
Northwood University 1999 — 2002
Bachelor, Business Management / Marketing Management
Gold Star Mortgage Financial Group August 2015 - Present
Land Home Financial Services, Inc. April 2013 - August 2015
Bank of the West November 2012 - April 2013
Wells Fargo Home Mortgage June 2007 - October 2012
Skills
Mortgage Lending, Refinance, Investment Properties, First Time Home Buyers, Loan Origination, Residential Mortgages, Investments, FHA, Loans, Real Estate, Mortgage Banking, Finance, VA Loans, USDA, FHA financing
Education
California State University-Sacramento
BS, Kinesiology and Exercise Science
Land Home Financial Services, Inc. October 2014 - Present
Education
Northern Arizona University 2010 — 2012
Master’s Degree, Human Relations/ Behavior
Pacific Funding Group April 2011 - Present
Land Home Financial Services, Inc. September 2008 - April 2011
Diversified Bay Mortgage, Inc. January 1995 - August 2008
Skills
FHA, Refinance, Mortgage Lending, Mortgage Banking, Residential Mortgages, Loan Origination, Loans, FHA financing, USDA, VA loans, Certified Mortgage..., Reverse Mortgages, Government Loans, Mortgage Underwriting
Education
California State University-Hayward - School of Business and Economics 1989 — 1992
BS, Finance with option in Real Estate
Land Home Financial Services August 2014 - Present
Pacific Funding Group March 2013 - July 2014
Land Home Financial Services, Inc. August 2012 - March 2013
C2 Financial Corporation, formerly Cobalt Financial Corporation September 2010 - August 2012
Cobalt Financial Corporation August 2009 - August 2010
BNI CityCenter Oakland December 2008 - March 2010
Windsor Capital Mortgage September 2003 - August 2009
Women's Council of Realtors 2007 - 2008
HotJobs, a Yahoo Company May 1999 - January 2005
Jadeon, Reseller of Aloha Point of Sales Software January 2003 - October 2004
Skills
Mortgage Lending, Sellers, Selling, Business Development, Leadership, Certified Mortgage..., Investment Properties, Customer Service, Loans, Refinance, FHA, Real Estate, FHA financing, USDA, Loan Origination, Mortgage Banking, Reverse Mortgages, VA loans, Mortgage Marketing, First Time Home Buyers, Online Advertising, Residential Mortgages, Real Estate Financing, Government Loans, Non-Conforming, Mortgage Underwriting, Referrals, Real Estate Economics, Foreclosures, Home Equity Loans, Commercial Mortgages, Financial Structuring, Single Family Homes, Mortgage Servicing, Loan Servicing, HomePath, Home Equity Lines of..., Construction Loans, HUD, REO, Credit, Investors, Short Sales, Property, Loss Mitigation, Underwriting, VA Loans, FHA Financing, Sales
Education
San Francisco State University, College of Business 1994 — 1998
Land Home Financial Services, Inc. March 2014 - Present
Self Employed October 2008 - Present
Skills
Web Development, Refinance, Investment Properties, Mortgage Lending, First Time Home Buyers, Advertising, Photoshop, FHA, Social Media Marketing, Email Marketing, Marketing Strategy, FHA financing, Mortgage Banking, FHA Financing, Credit, Real Estate, Sales, Short Sales, Residential Mortgages, Loan Origination, REO, Loans, Foreclosures, Management, VA Loans, Banking, Residential Homes, Investors
Education
California State University-Sacramento
Bachelor's Degree, Business, Management, Marketing, and Related Support Services
Land Home Financial Services, Inc. July 2012 - Present
Green Leaf Partners September 2011 - April 2012
Insperity September 2009 - May 2010
Comcast Spotlight January 2009 - August 2009
Inverness Real Estate Investments July 2005 - December 2008
All In One Solution July 2003 - December 2008
CBS/KPIX TV San Francisco September 2001 - June 2003
Adforce Inc. February 2000 - April 2001
KNBR Radio November 1996 - December 1999
Skills
Contract Negotiation, Investment Properties, New Business Development, Marketing, Real Estate, Investments, Sales, Management, Account Management, Team Building, Sellers, Mortgage Lending, Investors, Loans, Sales Process, Integrated Marketing, FHA, Selling, Mortgage Banking, Refinance
Education
University of California, Santa Barbara 1991 — 1996
BS, Economics with an emphasis in accounting
Land Home Financial Services, Inc. January 2015 - Present
Keemath Inc May 2012 - Present
Sonata May 2007 - December 2007
Sero May 2005 - May 2007
Skills
Java Enterprise Edition, Quality Assurance, ASP.NET, Agile Testing, Bugzilla, .NET, SDLC, Software Testing Life..., WinRunner, LoadRunner, Unix, Agile Methodologies, C++, selinium, SQL, DevTrack, perforce, Microsoft SQL Server, Unix Shell Scripting, Eclipse, Cloud Computing, Business Analysis, C#, Databases, PL/SQL, Quality Center, Integration, Linux, Web Services, C, Perl, JavaScript, Selenium, Software Project..., HTML, Test Planning, Oracle, Software Development, Java, Requirements Analysis, Requirements Gathering, XML, Testing, Data Warehousing, J2EE, Automation, JIRA, Mobile Testing, Cross-browser..., Python
Education
Jawaharlal Nehru Technological University 2000 — 2004
B tech, Chemical
Morpho Detection, LLC June 2014 - November 2014
PayPal, Inc. October 2012 - May 2014
Pacific Union Financial, LLC August 2010 - December 2010
Land Home Financial Services, Inc. August 2006 - July 2010
Olympia Funding August 2004 - July 2006
JB & Associates January 2002 - January 2004
Gunderson Dettmer May 2000 - October 2001
Kelly Services January 1995 - January 1998
American Savings Bank, FSB January 1990 - July 1994
Skills
Fraud, PowerPoint, KYC, Microsoft Word, Risk Management, AML, Credit, Financial Risk, Licensing, Microsoft Excel, Customer Service, Banking, Microsoft Office
Education
California State University-East Bay 2000 — 2001
ABA Paralegal Certificate, Paralegal, 3.5
Heald College-Hayward 1999 — 2000
AA Degree, Legal Office Administration, 3.5
Land Home Financial Services, Inc. March 2015 - Present
NRL Mortgage August 2014 - February 2015
Mid America Mortgage March 2013 - April 2014
The Mortgage Company January 2010 - March 2013
Innovative Lending Solutions June 2009 - January 2010
Ideal Home Loans May 2008 - June 2009
First Ohio Banc & Lending March 2006 - June 2008
Emerald Financial Group January 2004 - March 2005
Skills
Real Estate, Mortgage Lending, Mortgage Banking, Loan Origination, Purchase Loans, Refinance Loans, Training, Problem Solving, Refinance, Loans, FHA, Microsoft Excel, VA loans, FHA financing, USDA, Home Equity Loans, Residential Mortgages, Reverse Mortgages, Credit, Construction Loans, Commercial Mortgages, Government Loans, FHA Financing, VA Loans
Education
Ohio University 1994 — 1998
Bachelor of Business Administration (B.B.A.), Business
Vinton County High School 1990 — 1994
Delta Zeta
Land Home Financial Services, Inc. September 2014 - Present
Skills
Mortgage Lending, Loans, Mortgage Banking, FHA, Residential Mortgages, Loan Origination, Real Estate, Credit, First Time Home Buyers, Investments, Investment Properties, Real Estate Financing, Banking, Underwriting, Sales Management, Strategic Financial..., Financial Analysis, New Business Development, Sales, Referrals, Sellers, Marketing
Education
University of Iowa 1968 — 1970
BS, Science
Prime Source Mortgage November 2013 - Present
Trinity Financial Inc. March 2004 - Present
Land Home Financial Services, Inc. January 2013 - October 2013
Catalyst Lending, Inc. March 2012 - December 2012
Temecula Valley Museum Inc. March 2005 - November 2012
Metro Inland Mortgage 2000 - 2001
Skills
FHA financing, Mortgage Banking, Mortgage Lending, USDA, FHA, VA loans, Refinance, First Time Home Buyers, Credit, Finance, Residential Mortgages, Loans, Loan Origination, Investment Properties, Reverse Mortgages, Real Estate Financing, HUD, Foreclosures, REO, Investors, Real Estate, Short Sales, Real Estate Economics, Referrals, Residential Homes, Sellers, Condos, Real Estate Transactions, Underwriting, Selling, Mortgage Underwriting, Investments, New Home Sales, Single Family Homes, Real Estate Development, Home Equity Loans, Brokerage, Relocation, Loss Mitigation, VA Loans, Sales
Education
Troy University 1994 — 1996
AD, Business
Kimberly High School 1977 — 1978
Land Home Financial Services, Inc. March 2015 - Present
Ellie Mae November 2012 - February 2014
Verizon Wireless August 2010 - December 2011
Hilltop Lending Corporation August 2004 - January 2009
Skills
MS Word: 87%, Excel:..., Management, Networking, Finance, Sales, Troubleshooting, Customer Service, Loan Origination, Mobile Devices, Salesforce.com, Problem Solving
Education
Golden Gate University 2001 — 2004
Business Administration, IS/Management
NTA Talent Agency November 2014 - Present
Union Choice April 2015 - Present
Land Home Financial Services, Inc. August 2013 - June 2014
Skills
Customer Service, Sales
Education
Golden West College 2012 — 2014
Business/Corporate Communications
Land Home Financial Services, Inc. 1998 - Present
Warranty Administration Services 2007 - 2009
KMS Hair Care 1998 - 1999
Skills
Email Marketing, Advertising, Management, Social Networking, Lead Generation, Marketing, Web Design, Customer Service, Mortgage Banking, Sales, Public Speaking, Marketing Communications, Social Media Marketing, Direct Marketing, Graphic Design, Copywriting, Press Releases, Marketing Strategy, Microsoft Office, OS X, Photoshop, HTML, Adobe Creative Suite, Marketing Copy, Copy Editing, CRM, Inbound Marketing
Education
University of Phoenix 2006 — 2008
Bachelor of Applied Science (B.A.Sc.), Business Marketing, 3.91
Ohlone College
Associate of Arts (A.A.), Art/Art Studies, General, With Honors
Land Home Financial Services, Inc. August 2015 - Present
NetXperts Inc. June 2015 - August 2015
Pacific Sales Kitchen and Bath August 2008 - March 2013
VAH Marketing October 2007 - August 2008
Skills
Store Management, Merchandising, Visual Merchandising, Retail, Retail Sales, Profit, Loss Prevention, Inventory Management, Inventory Control, Store Operations, Sales, Planograms, Customer Satisfaction, Big Box, Driving Results, Customer Service, Assortment, Sales Management, Customer Experience, Hiring
Education
Diablo Valley College 2013 — 2015
Microsoft Systems Administration, Computer Systems Networking and Telecommunications, 3.85
Freedom High School 1994 — 1999
Land Home Financial Services April 2014 - Present
Land Home Financial Services, Inc. April 2014 - Present
Skills
Banking, Finance, Loans, Credit, Investments, Real Estate, Credit Analysis, Management, Mortgage Banking
Education
University of Wisconsin-Madison 1968 — 1970
University of Wisconsin/Madison, Banking and Financial Support Services
Roosevelt University 1959 — 1964
Accounting and Finance