Experience
American Mortgage and Equity Consultants, Inc (AMEC)   September 2014 - Present
MegaStar Financial   July 2013 - September 2014
Prime Mortgage, division of The Business Bank   November 2000 - July 2013
Ceres Ag Products - div of Cereal Byproducts Inc.   March 1991 - May 1999
International Proteins Corp (IPC Trading)   October 1988 - March 1991
The Pillsbury Company  January 1987 - October 1988

Skills
Mortgage Lending, FHA, Refinance, First Time Home Buyers, Loans, High Asset Borrowers, Investment Properties, VA loans, Debt Restructuring, Uncommon solutions to..., Relocation, Real Estate, Residential Mortgages, FHA financing, Loan Origination, Reverse Mortgages, Mortgage Banking, Certified Mortgage..., USDA, Construction Loans, Investors, Real Estate Economics, Foreclosures, Real Estate Financing, REO

Education
University of Saint Thomas   1983 — 1986
B.A., Business Administration - Marketing Management

University of Minnesota-Twin Cities   1981 — 1983
Economics, Political Science

St John's University   1980 — 1981
Biology

Experience
MegaStar Financial   Loan ProcessorCL ProcessingJanuary 2004 - December 2013

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, English, Windows, Outlook, Public Speaking, Budgets, Editing

Education
Colorado State University

Experience
MegaStar Financial   May 2013 - Present
Creative Tent International, Inc   July 2009 - March 2012
Creative Tent International, Inc   July 2009 - October 2010
Countrywide Home Loans  December 2003 - June 2007

Skills
Strategy, Marketing, Public Relations, Marketing Strategy, Leadership Development, Nonprofits, Organizational..., Sales, Community Development, Networking, Microsoft Office, Microsoft Excel, Microsoft Word, Proposal Writing, Administrative..., Salesforce.com, International Business, Building Relationships, Cold Calling, Sales Operations, Social Media, Advertising, Leadership, Training, Team Building, Social Networking, Time Management

Education
Antelope Valley College   2007 — 2008
Psychology

College of the Siskiyous
Organizational Development

Experience
Guaranteed Rate  June 2015 - Present
MegaStar Financial   September 2013 - June 2015
American Portfolio Mortgage Corporation  May 2013 - September 2013
Mario Tricoci Salon and Day Spa  August 2010 - September 2012
Cynergy Data  May 2008 - August 2008

Skills
Calyx Point, VirPak, Mortgage Banking, Loan Origination, Secondary Mortgage..., Encompass, Market Analysis, Microsoft Excel, Microsoft Office, Customer Service, Sales, Marketing Strategy, Microsoft Word, Marketing, Event Planning, Public Speaking, Social Media, PowerPoint, Finance, Credit, Refinance, FHA, Real Estate, Loans

Education
Douglas J Aveda Institute Chicago   2010 — 2010
Cosmetology, Cosmetology and Esthetics

Loyola University of Chicago   2006 — 2008
Business Finance

Experience
MegaStar Financial   November 2014 - Present
New American Funding  March 2013 - October 2014
Academy Mortgage Corporation  June 2010 - February 2013

Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Mortgage Servicing, Investment Properties, Investment Strategies, Self-Employed Borrowers, Investors, Homeowners, Second Home Market, Finance, Real Estate Lending, Real Estate Investor

Education
California State University-Long Beach   1975 — 1976
Accounting and Finance

El Camino College   1972 — 1974
Associate of Arts (AA), General Studies

Experience
NetSuite  October 2014 - Present
barre3  May 2012 - October 2014
Colorado HealthOP  June 2014 - August 2014
Driscoll Student Center   September 2013 - March 2014
MegaStar Financial   September 2013 - November 2013
North Restaurant   June 2012 - September 2012
Patisserie 46  July 2010 - December 2011

Skills
ERP Software, Customer Service, Nonprofits, SaaS, Social Media, Social Networking, Social Media Marketing, Marketing, Blogging, Hospitality, Fundraising, Advertising, Communication, Childcare, Fitness, Sales, Cold Calling

Education
University of Denver
Bachelor of Arts (B.A.), International/Global Studies

Universidad de Deusto
Business, International Relations, and Spanish Language Program

Benilde-St. Margaret's High School
High School

Experience
PrimeLending  January 2014 - Present
Wells Fargo Home Mortgage  October 2011 - December 2013
Colorado Capital Mortgage Corp an affilliate of Wells Fargo Home Mortgage   March 2010 - October 2011
Wells Fargo Home Mortgage  August 2007 - March 2010
MegaStar financial   2006 - 2007
Beacon Mortgage  July 2004 - December 2005
Inspired Lending   April 1999 - July 2004

Skills
Building Relationships, Sales Management, Client Communications, Renovation, Mortgage Lending, Mortgage, Credit, Home, Recruiting, Marketing, Loans, Management, Sales, Refinance, Investment Properties, Loan Origination, USDA, Residential Homes, First Time Home Buyers, Finance, FHA financing, Team Building, Underwriting, Leadership, Negotiation, FHA, REO, Residential Mortgages, Customer Service, Foreclosures, VA loans, Coaching, Selling, Mortgage Banking, Customer Retention, Real Estate, Reverse Mortgages, FHA Financing, VA Loans

Education
University of Colorado Denver   1986 — 1989
BS, Finance

University of Colorado at Boulder   1983 — 1985
B. S., Finance

Experience
Cherry Creek Megastar Lending   July 2015 - Present
MegaStar Financial   September 2014 - June 2015
Megastar Financial Corporation  May 2014 - September 2014
MegaStar Financial   December 2013 - May 2014
Megastar Financial Corporation  December 2012 - November 2013
MegaStar Financial   October 2010 - December 2012

Skills
Mortgage Lending, Loans, Mortgage Banking, FHA, Refinance, Loan Origination, FHA financing, USDA, VA loans, Residential Mortgages, Construction Loans, Reverse Mortgages, Certified Mortgage..., Government Loans, Mortgage Servicing, VA Loans, FHA Financing

Education
Colorado State University   2006 — 2011
Bachelor of Science (B.S.), Business Administration, Management and Operations

Experience
Primary Residential Mortgage Inc #4092   January 2014 - Present
MegaStar Financial   January 2012 - January 2014
Mortgage Advisory Group Wenatchee: CL-216869   March 2011 - January 2012
Apple Valley Honda   September 2007 - March 2011
Omni Home Financing  June 2004 - September 2007

Skills
Credit Analysis, Public Speaking, VA loans, Loans, Mortgage Lending, FHA, Refinance, FHA financing, Mortgage Banking, Sales, Residential Mortgages, First Time Home Buyers, USDA, Strategic Planning, Loan Origination, Credit, Real Estate

Education
Centralia College

Experience
Jefferson County, Colorado  2013 - 2014
KeyPoint Government Solutions  April 2011 - September 2012
Gaiam  October 2009 - April 2011
MegaStar Financial   August 2008 - October 2009
Sanjel Canada Ltd.  January 2007 - February 2008
WJ Bradley  December 2005 - January 2007

Skills
Training, Management, Customer Service, Employee Benefits, Employee Relations, Human Resources

Education
Normandale Community College   1994 — 1996

Experience
MegaStar Financial   April 2000 - Present
Wells Fargo  May 1988 - October 1999
Silverado Bank   July 1985 - April 1988

Skills
Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Credit, Credit Analysis, Credit Risk, Commercial Banking, Facilities Management, Project Management, Problem Solving, Financial Analysis, Financial Modeling, Microsoft Excel, Microsoft Word, Microsoft Office, Contract Negotiation, Contract Management, Employee Handbooks, Employment Contracts, Business Strategy, Business Analysis, Business Process..., Operating Budgets, Auditing, Audio Engineering, Holding Companies, Decision Modeling, National Association of..., Real Estate Management, Supervising, Management, Refinance, Residential Mortgages

Education
University of Denver   1978 — 1982
Bachelor of Science (BS), Finance, General

Experience
misty vogel counseling   January 2012 - Present
Evergreen Psychotherapy Center   June 2011 - December 2011
Megastar Financial   July 2005 - August 2011

Skills
Counseling Psychology, Family Therapy, Couples Counseling, Relationship Enrichment, Attachment Therapy, Trauma Work, Grief Counseling, Attachment Disorder, Psychotherapy, Healing, Mental Health Counseling, Self-esteem, Life Transitions, Crisis Intervention, Mindfulness, Therapists, Adolescents, Psychology, Group Therapy

Education
University of Colorado at Denver   2008 — 2011
M.A., Counseling Psychology

Colorado State University   1990 — 1993
Bachelor of Arts, Psychology

University of Northern Colorado   1988 — 1990
Bachelor of Science (B.S.), Psychology

Experience
Nike Belts and Accessories   January 2015 - Present
Real estate School   September 2014 - Present
Nike Golf  July 2001 - Present
Prospect Mortgage  February 2014 - June 2014
Commerce Mortgage  March 2013 - March 2014
MegaStar Financial   October 2012 - January 2013
Wells Fargo  May 2009 - July 2010

Skills
Mortgage Lending, FHA, Refinance, VA loans, USDA, Mortgage Banking, Loan Origination, FHA financing, Loans, Residential Mortgages, Government Loans, Certified Mortgage..., Reverse Mortgages, Non-Conforming, Credit, Construction Loans, Home Equity, Credit Analysis, Commercial Lending, Mortgage Underwriting, Finance, First Time Home Buyers, Real Estate, Real Estate Financing, Referrals, Sales, Investment Properties, Real Estate Economics, Selling

Education
North White
High School/Secondary Diplomas and Certificates

Purdue University
Associate's degree, Mechanical Engineering Related Technologies/Technicians

Experience
Marshall's Florist and Fine Gifts   November 2008 - Present
MegaStar Financial   July 2012 - July 2014
Owens Healthcare  March 2009 - July 2012
Cetus Mortgage, Ltd   July 2007 - October 2007
Titan Wholesale   December 2006 - June 2007
First Magnus Financial  May 2005 - December 2006
Sierra Pacific Mortgage  August 2003 - April 2005
Capitol Commerce Mortgage Co   November 1997 - August 2003

Skills
Software Implementation, Business Operations..., Policy Writing, Mortgage Lending, Mortgage Banking, Residential Mortgages, Mortgage Underwriting, Microsoft Office, Due Diligence, DU/LP, Calyx, Data Trac, Credit Analysis, Loan Origination, Team Building, Loan Pricing, Auditing, Shipping, Loan Closings, Customer Service, Workflow Management, REO, Management, Training, Software Documentation, Operations Management, Real Estate, Refinance, Investment Properties, Leadership, Credit, Calyx, Underwriting, VA loans, Risk Management, FHA, FHA financing, Loans, Sales, Banking, Data, Customer Satisfaction, Funding, Investors, VA Loans, FHA Financing

Education
Penn Foster University   2009 — 2010
Certificate, Pharmacy Technician

University of Phoenix
In Progress, B.S.

Enterprise High

Experience
District 7 Human Resource Development Council   September 2014 - Present
Mann Mortgage, LLC  September 2012 - Present
MegaStar Financial   September 2011 - November 2012
Bank of America  June 2010 - September 2011
Wells Fargo Home Mortgage  January 2009 - November 2010
Island Realty, Bocas Del Toro, Republic of Panama   March 2005 - September 2008
Timberline Mortgage   1995 - 2005
Dollar Mortgage Inc   1991 - 1995
Guardian Savings Bank  1988 - 1990

Skills
Residential, First Time Home Buyers, FHA, Mortgage Lending, Investment Properties, VA, Refinance, Mortgage Banking, VA loans, Loans, Sales, Real Estate, Residential Homes, Loan Origination, Residential Mortgages, USDA, FHA financing, Construction Loans, Credit, Reverse Mortgages, Certified Mortgage..., Mortgage Underwriting, Government Loans, Real Estate Financing, Credit Analysis, Underwriting, Home Equity Loans, Home Equity Lines of..., Debt Consolidation, Non-Conforming, Referrals, Real Estate Economics, Commercial Lending, Financial Structuring, REO, Investors, HUD, Rates, Short Sales, Investments, VA Loans, FHA Financing

Education
University of California, Santa Cruz   1981 — 1985
Bachelor of Arts (B.A.), Economics

Experience
Fanatics, Inc.   December 2013 - Present
ACT Conferencing  October 2007 - November 2013
Vistature   2004 - 2007
MegaStar Financial   2002 - 2004
Facilitek   1999 - 2002
Spectrum Technologies  1996 - 1999
Southwestern Adventist University  1989 - 1992

Skills
XML, SQL Server, C#, Scrum, ASP.NET MVC, NUnit, Entity Framework, NHibernate, jQuery, JavaScript, ASP.NET, Agile Methodologies, Microsoft SQL Server, REST, WCF, SOAP, Enterprise Software, Software Development..., GIT, Subversion, TeamCity, Software Estimation, BizTalk

Education
University of Phoenix   1997 — 1999
Masters, Computer Information Systems

Southwestern Adventist University   1988 — 1992
BS, Computer Science

Chisolm Trail Academy   1984 — 1988

Experience
Academy Mortgage Corporation  2010 - Present
MegaStar Financial   2005 - 2010
Countrywide Home Loans  April 2001 - May 2005
Denver Public Schools Credit Union   1996 - 1999

Skills
Loan Originator NMLS..., Refinance, Mortgage, Debt Consolidation, Purchase, Second Home, Mortgage Lending, First Time Home Buyers, FHA, VA, Mortgage Banking, Conventional, Loan Origination, USDA, Investment Properties, Real Estate Investment, VA loans, Mortgage Underwriting, Residential Homes, Loans, Funding, Real Estate, Real Estate Transactions, REO, Sales, Underwriting, Real Estate Financing, Leadership, Finance, Referrals, Home Equity Loans, FHA financing, Short Sales, Residential Mortgages, Investments, VA Loans, FHA Financing

Education
Regis University

Experience
MegaStar Financial   August 2014 - Present
Prospira PainCare, Inc.   March 2013 - April 2014
CHC Companies, Inc.   April 2007 - January 2013
Kelson Physician Partners  April 2006 - April 2007
HMS Healthcare/Sloans Lake Management Corp   December 1998 - April 2006
MD Network   1997 - 1998
Shelly R Anderson Accounting Services   1993 - 1997
Sheraton Hotel  1990 - 1993

Skills
Accounting, Financial Analysis, Financial Reporting, Auditing, GAAP, Accounts Receivable, Healthcare, Budgets, Managerial Finance, Strategic Planning, Cost Accounting, Financial Modeling, Sarbanes-Oxley Act, SEC filings, Process Improvement, Cash Flow, Revenue Recognition, Variance Analysis, Finance, Internal Controls, US GAAP, General Ledger, Cash Management, CPA, Financial Statements, Account Reconciliation, Forecasting, Accounts Payable, Financial Forecasting, Mergers & Acquisitions, Due Diligence

Education
University of Phoenix   2000 — 2002
MBA, Accounting

Metropolitan State University of Denver   1992 — 1997
BS, Accounting

Brookings High School   1980 — 1984

Experience
Financial Security Mortgage, Associates of Eagle Home Mortgage   September 2014 - Present
Business Resource Alliance Group   September 2012 - Present
Applewood Our House   2010 - Present
First California Mortgage Company  August 2013 - September 2014
Nova Home Loans  March 2012 - August 2013
First California Mortgage Company  2013 - 2013
MegaStar Financial   1999 - March 2012
First City Financial  1993 - 1999

Skills
Investment Properties, FHA, Home Equity Loans, Fixed Rate Mortgages, Vacation Homes, Real Estate, Debt Consolidation, Mortgage Banking, VA loans, Credit, USDA, Loans, Loan Origination, Term Loan, Residential Mortgages, Mortgage Lending, Refinance, Customer Service, Investments, Reverse Mortgages, First Time Home Buyers, Real Estate Transactions, Selling, Certified Mortgage..., Brokerage, Residential Homes, Condos, Investors, Mortgage Underwriting, Mortgage Marketing, HUD, Underwriting, Short Sales, Single Family Homes, Loss Mitigation, Credit Analysis, Construction Loans, Banking, Finance, Referrals, FHA financing, Real Estate Financing, Government Loans, REO, Mortgage Servicing, Negotiation, Non-Conforming, Portfolio Management, Leadership, Funding

Education
North Dakota State University   1972 — 1979
BA/MS, Economics

Experience
MegaStar Financial   May 1999 - Present
Holst Mortgage   1999 - Present
First City Financial  January 1995 - May 1999

Skills
Mortgage Lending, Mortgage Banking, FHA, USDA, Certified Mortgage..., Credit, Residential Mortgages, Banking, Loan Origination, VA loans, Reverse Mortgages, Mortgage Servicing, Loans, Loss Mitigation, FHA financing, Refinance

Education
University of Colorado at Boulder - Leeds School of Business   1984 — 1988
BS, Finance

Experience
Franklin American Mortgage Company  December 2012 - Present
MegaStar Financial   December 2011 - November 2012
Bank Of America Home Loans  April 2001 - November 2011
FirstBank of Denver   February 1998 - January 2001
Great Western Bank  1996 - 1998

Skills
Refinance, Investments, Mortgage Lending, FHA, Finance, Program Management, Mortgage Banking, First Time Home Buyers, Loan Origination, Commercial Lending, VA loans, Loans, Credit, Residential Mortgages, USDA, VA Loans

Education
Creighton University   1990 — 1994
Bachelor of Business Administration (B.B.A.), Finance, General

Watertown High School   1987 — 1990

Experience
Retired  On SabbaticalEnjoying Life2012 - Present
Nova Home Loans  March 2012 - October 2012
MegaStar Financial   March 2000 - March 2012

Skills
Underwriting, FHA financing, Investment Properties, USDA, Mortgage Lending, First Time Home Buyers, VA loans, Mortgage Banking, Loans, Refinance, Credit, Residential Mortgages, Loan Origination, Credit Analysis, Finance, Reverse Mortgages, FHA, Certified Mortgage..., Construction Loans, Government Loans, Mortgage Underwriting, Debt Consolidation, Home Equity Loans, Mortgage Marketing, Real Estate Financing, Mortgage Servicing, Loss Mitigation, Investments, Commercial Mortgages, Commercial Lending, Banking, Credit Risk, Real Estate Economics, Investors, Real Estate, Foreclosures, Home Equity Lines of..., Referrals

Education
University of Denver   1978 — 1982
BSBA, Finance

Moline Senior High School

Experience
MegaStar Financial   January 2013 - October 2013
JLT-The Caring Movers   September 2007 - November 2012
Buckley Air Force Base  June 2003 - September 2009
Commercial Federal Bank  April 2001 - October 2002

Skills
Customer Service, Time Management, Project Planning, Program Management, Microsoft Word, Leadership

Education
Community College of Aurora   2003 — 2003

Front Range Community College   1990 — 1991

Windsor High School   1984 — 1988

Experience
American Mortgage & Equity Consultants, Inc.   July 2015 - Present
W.J. Bradley Mortgage Capital, LLC   November 2013 - July 2015
MegaStar Financial   July 2013 - September 2013
Prime Mortgage  September 2009 - July 2013
BNI - Business Networking Intl.   October 2011 - October 2012
PHH Home Loans  September 2008 - September 2009
Lakeland Mortgage Corporation  October 1998 - September 2008
University of Minnesota  1989 - 1994

Skills
VA, FHA, Mortgage, Residential, Conventional, First Time Home Buyers, Refinance, Loans, Purchase, Real Estate, Mortgage Lending, Customer Relations, Home, Investment Properties, Problem Solving, Customer Service, Strategic Planning, Retail, Residential Homes, Team Building, Foreclosures, Residential Mortgages, Mortgage Banking, FHA financing, Certified Mortgage..., Finance, Loan Origination, Commercial Mortgages, Credit, Investors, Construction Loans, Short Sales, REO, Reverse Mortgages, Mortgage Marketing, Underwriting, FHA Financing, VA Loans

Education
University of Minnesota-Twin Cities   1988 — 1993
Bachelor of Arts, Psychology

Experience
Forfeiture Support Associates  May 2009 - Present
none  January 2009 - February 2010
MegaStar Financial   October 2007 - January 2009
Title America  2003 - 2007
Cambridge College  2000 - 2001
Education Sales and Marketing   2000 - 2000
American Geophysical   1989 - 1999
GSI  1989 - 1989
Geosource  1978 - 1988
Petty-Ray Geophysical  1978 - 1988

Education
University of Colorado Boulder   1972 — 1975
BFA, Fine Arts

Experience
MegaStar Financial   September 2015 - Present
Summit Funding, Inc.   June 2015 - September 2015
Land Home Financial Services, Inc.   December 2014 - June 2015

Skills
Wealth Management, Mortgage Lending, Commercial Banking, Portfolio Management, Credit, Loans, Small Business Lending, Commercial Lending, Lines Of Credit, Consumer Lending, Banking, Loan Origination, Cross Selling, Credit Risk, Investments, Mortgage Banking, Strategic Financial..., Refinance, Branch Banking, Credit Cards, Deposits, Credit Analysis, Commercial Mortgages, Residential Mortgages, Financial Services, Finance, Retail Banking, Private Banking, Sales, Microsoft Office, Customer Service, Management, Team Building, Marketing Strategy, FHA, First Time Home Buyers, Investment Properties, Real Estate, Foreclosures, REO, Investors, Short Sales, VA Loans, Sellers, Residential Homes, Real Estate Transactions, Condos, Marketing, Single Family Homes, Referrals

Education
Shasta College   2010 — 2012
Associate's Degree, Public Relations, Advertising, and Applied Communication, A

Foothill Highschool   1992 — 1995
Diploma, Basic

Experience
MegaStar Financial   July 2015 - Present
Potter's House Thrift Store   October 2013 - Present
JB Hunt Transport Services, Inc.   September 2009 - August 2011
Marketplace Grill  July 2005 - September 2009

Skills
Leadership, Sales, Time Management, Microsoft Excel, Customer Service, Microsoft Office, Team Building, Spreadsheets, Management, PowerPoint, Analysis, Organization Skills, Teaching, Training, Conflict Resolution, Trucking, Brokerage

Education
University of Arkansas at Fayetteville   2000 — 2005
Bachelor of Business Administration (BBA), Marketing

G42 Leadership Academy

Experience
Megastar Financial   February 2015 - Present
Fishback Financial Corporation  February 2006 - February 2015
Security Mortgage  June 2003 - February 2006
Bank First   May 1996 - November 2002

Skills
Mortgage Lending, FHA, Consumer Lending, Commercial Lending, Underwriting, Small Business Lending, Retail Banking, Commercial Banking, Lines Of Credit, Financial Analysis, Portfolio Management, Cross Selling

Education
Kilian Community College   1992 — 1993
Business

Lincoln High School   1989 — 1992

Experience
Big Valley Mortgage  July 2015 - Present
Big Valley Mortgage  August 2013 - July 2015
Peoples Bank  October 2011 - August 2013
Denver Mortgage Company  July 2011 - August 2011
MegaStar Financial   October 2010 - July 2011
Kelly Services  June 2010 - October 2010
Manpower Professional  August 2009 - June 2010
Spherion  May 2008 - August 2008
UC Davis Medical Center  January 2008 - May 2008
VSP  May 2007 - January 2008

Skills
Outlook, Microsoft Excel, PowerPoint, Customer Service, Data Entry, Microsoft Office, 10 Key, Team Building, Call Center, Microsoft Word, Lotus Notes, Customer Satisfaction, Marketing, Account Management, Credit, Mortgage Lending, Loans, Accounting

Education
Heald College   2006 — 2010
A.A.S, Business Administration

Western Career College   2003 — 2004
Certificate of Completion, Medical Administration

Experience
MegaStar Financial   September 1999 - Present
First City Financial  November 1994 - September 1999

Education
Colorado State University   1980 — 1984
B.S., Finance/Real Estate

Experience
MegaStar Financial   August 2013 - August 2015
Royal United Mortgage  April 2012 - June 2013
Three Guys Walking Your Dog   September 2010 - December 2011
Cogent Communications  October 2009 - July 2010
Ascending Lights Leadership Network   August 2008 - October 2009
The Container Store  October 2007 - August 2008
Pioneers, Inc.   January 2004 - March 2005
Zimmer, Inc  August 2003 - January 2004
Pacers Sports & Entertainment  May 2002 - August 2002
Johnson & Johnson - DePuy Orthopaedics  May 2001 - August 2001

Skills
Consultative Sales..., Account Management, Outside Sales, Inside Sales, Marketing, Promotions, Leadership, Time Management, Budgets, Sales Management, Sales Operations, Team Building, Public Speaking, Strategic Planning, Marketing Strategy, Sales, Management, B2B, Cold Calling, Customer Service, Selling, Finance, Nonprofits, Social Networking, New Business Development, Training, Mentoring, Career Development, Business Development

Education
Indiana University Bloomington   1999 — 2003
B.S. Marketing, Kelley School of Business, 3.33

Fuller Theological Seminary   2005 — 2009
Master of Divinity (M.Div.), Theology/Theological Studies, 3.32

Experience
Megastar Financial   August 2015 - Present
Vankirk Electric   February 2015 - June 2015
Tammy Bateman Properties   July 2014 - January 2015
Coalition for Lending   May 2012 - April 2014
Wells & Bedard   February 2012 - May 2012

Skills
Microsoft Excel, Microsoft Office, PowerPoint, Microsoft Word, Customer Service, Teamwork, Access, Public Speaking, Data Analysis, Logistics, Tax, Finance, Analysis, Marketing, Sales, Social Media, Supply Chain Management

Education
University of Houston   2011 — 2014
Bachelor of Science (BS), Finance & Supply Chain Management

University of Houston   2011 — 2014
Bachelor's degree, Finance, General

Experience
Rocky Mountain Financial   October 2011 - Present
MegaStar Financial   April 2011 - September 2011
American Home Funding, Inc.   April 2010 - March 2011
Affordable Interest Mortgage   April 2007 - April 2010
Greenriver Mortgage   January 2004 - March 2007

Skills
I can offer FHA loans..., Mortgage Lending, Real Estate, Loan Origination, Investment Properties, Refinance, Loans, FHA, Mortgage Banking, Short Sales, Sellers, Customer Service, Investors, Residential Mortgages, Finance, VA loans, Financial Services, Foreclosures, First Time Home Buyers, VA Loans

Education
CLETA   1988 — 1989
Diploma, Law

Arapahoe Community College   1981 — 1985
Bachelor of Science (BS), Administration of Justice

Experience
Financial Security Mortgage- Associates of Eagle Home Mortgage   2008 - Present
MegaStar Financial   January 2003 - August 2010

Skills
Refinance, Mortgage, Loans, Purchase, Real Estate, FHA, Conventional, Real Estate Investment, Mortgage Lending, Investment Properties, Residential Mortgages, Personal Financial..., Customer Service, Mortgage Banking, VA loans, Customer Satisfaction, Reverse Mortgages, USDA, Condos, Loan Origination, FHA financing, Investments, Creativity, Real Estate Economics, Government Loans, Construction Loans, Debt Consolidation, Non-Conforming, Credit, Home Equity Loans, Real Estate Financing, Commercial Mortgages, Mortgage Servicing, 203K, Down Payment Assistance, New Home Purchase, First Time Home Buyers, Credit Analysis, Commercial Lending, Underwriting, HUD, Funding, Investors, REO, Consumer Lending, VA Loans

Education
University of Colorado Denver   1992 — 1996

Experience
Commerce Mortgage  April 2012 - Present
MegaStar Financial   April 2011 - April 2012
Mortgage Solutions of Colorado  March 2008 - April 2011
Countrywide Bank, FSB  2007 - 2008
New Century Mortgage  December 2006 - March 2007
Ownit Mortgage Solutions  2006 - 2007
Option One Mortgage  January 2000 - January 2006
Colorado Mortgage Professionals   1998 - 1999

Skills
Mortgage Lending, Mortgage Banking, Underwriting, FHA, Credit, Loan Origination, USDA, Sales Management

Education
Indiana University Bloomington   1983 — 1987
B.S., Marketing

Francis W. Parker School   1979 — 1983
High School Diploma

Experience
VanDyk Mortgage  November 2010 - Present
MegaStar Financial   November 2008 - November 2010

Education
East Tennessee State University   1989 — 1992
Bachelors, Corporate Finance

Experience
RSA, The Security Division of EMC  January 2014 - Present
Nuance Communications  June 2011 - January 2014
FairPoint Communications  February 2009 - June 2011
MegaStar Financial   November 2008 - February 2009

Skills
Financial Analysis, Accounting, Sarbanes-Oxley Act, Revenue Recognition, Financial Reporting, General Ledger, Payroll, GAAP, Internal Controls, Account Reconciliation, Accounts Receivable, US GAAP, SEC filings, Auditing, Forecasting, Internal Audit, SEC Filings, Process Improvement, Management, Microsoft Excel, Microsoft Office, Account Management

Education
Husson University   2010 — 2011
MBA, Business Administration

University of Maine   2003 — 2007
Business Administration, Accounting

Falmouth High School (Maine)   1999 — 2003

Experience
Staffing Industry, Oil & Gas, Construction, Finacinal and Security   March 2008 - Present
MegaStar Financial   May 2007 - March 2008
Robinson Brick Company  May 2005 - May 2007
Independant Contractor -Great West, Suncor, and other CO's   August 2002 - April 2005
Evergreen  February 2001 - July 2002
Basin Exploration   September 1998 - January 2001

Skills
Payroll, Accounts Payable, ADP Payroll, Certified Payroll, Payroll Analysis, Multi-state Payroll..., Ceridian Payroll System, Payroll Taxes, Payroll Conversions, Accounts Receivable, General Ledger, Banking, Bank Reconciliation, Account Reconciliation, Credit, Human Resources, HR Consulting, HR Policies, HRIS, HR Software, Employee Benefits, Benefits Administration, Benefits Analysis, Compensation & Benefits..., Great Plains Software, SAP, SAP HR, Lawson General Ledger, Mas 90, Recruiting, Access, Microsoft Word, Microsoft Excel, Outlook, Onboarding, Microsoft Office, Office Management, Office Administration, Terms, Real Estate, Employment Law, Crystal Reports, Report Writing, QuickBooks, Management, Background Checks, W2, Timeslips, Time Management, Enterprise Software

Education
South Puget Sound Community College
Associate's degree, Business Administration and Management, General

Experience
Internap  May 2015 - Present
Level 3 Communications  September 2014 - April 2015
ITT Systems  July 2012 - June 2013
Level 3 Communications  August 2008 - June 2011
Comcast  May 2008 - June 2008
AT&T/IBM   April 2008 - May 2008
Level 3 Communications  August 2007 - April 2008
MegaStar Financial   July 2006 - June 2007
Colorado ANGBuckley   April 2000 - August 2004
U.S. Air Force   November 1995 - November 1999

Skills
BGP, OSPF, Networking, Troubleshooting, Cisco Technologies, SQL, Active Directory, Microsoft Office, Routers, Switches, Frame Relay, HTML, Account Management, Unix, DNS, Security, Computer Security, Cisco Routers, WAN, Leadership, Juniper, LAN-WAN

Education
University of Colorado at Denver   2001 — 2004
BA, Geography

University of Colorado
GIS & Engineering

Experience
Titan Lenders Corp.  March 2015 - Present
CHUCK VIGIL ENTERPRISES - Mortgage Executive Management Consulting   November 2007 - February 2015
Pinnacle Mortgage Group (acquired by Universal American Mortgage Company/Lennar Homes)   October 2009 - May 2014
MegaStar Financial   2008 - 2009
Radian Guaranty Inc.  1997 - 2007
Resource Bancshares Mortgage Group, Inc. (RBMG) - acquired by NetBank, Inc.   1996 - 1997
Amerin Guaranty Corp. (became Radian Guaranty)   1992 - 1996
Mortgage Banking/Lending & Mortgage Insurance   1978 - 1992

Skills
Credit, Mortgage Banking, Risk Management, Loans, Mortgage Lending, Residential Mortgages, Financial Risk, Underwriting, FHA, Mortgage Insurance, Mortgage Underwriting, Mortgage Servicing, Credit Analysis, Finance, Banking, Negotiation, Credit Risk, Capital Markets, Marketing, Sales, Process Improvement, Recruiting, Funding, Portfolio Management, Due Diligence, Executive Management, Loss Mitigation, FHA financing, Training, Refinance, Product Development, Financial Structuring, Commercial Banking, VA loans, Financial Analysis, Commercial Lending, Business Development, Corporate Law, Vendor Management, Leadership, Loan Servicing, Consumer Lending, Financial Services, Management, Real Estate Financing, USDA, Investments, Procedural, Corporate Branding, Fulfillment Services

Education
Barnes Midwest College
Bachelors, Accounting & Finance

Colorado State University-Pueblo
Finance

Experience
Guaranty Bank and Trust Company  February 2013 - Present
Colorado State Bank and Trust  April 2009 - February 2013
Bolitho Lending LLC/America's Mortgage LLC   October 2005 - April 2009
Curves for Women  November 2001 - October 2005
MegaStar Financial   January 2001 - August 2005
Key Private Bank  1998 - 2001

Skills
Mortgage Banking, Mortgage Lending, Loans, Credit, Refinance, Loan Origination, USDA, FHA financing, FHA, Residential Mortgages, VA loans, Underwriting, Certified Mortgage..., First Time Home Buyers, Credit Analysis, Reverse Mortgages, Investment Properties, Commercial Lending, Construction Loans, Banking, Foreclosures, Financial Analysis, Investments, Real Estate, Commercial Mortgages, Government Loans, Small Business Lending, Portfolio Management, Consumer Lending, Home Equity Loans, Mortgage Underwriting, Commercial Banking, Real Estate Financing, Lines Of Credit, Residential Homes, Credit Risk, Mortgage Servicing, Loss Mitigation, Retail Banking, Loan Servicing, Financial Structuring, Real Estate Economics, Non-Conforming, Finance, Financial Services, Treasury Management, Relationship Management, Cash Management, SBA, Wealth Management

Education
Regis University   1999 — 2001
Masters of Business Adm, Finance and Accounting

The University of North Dakota   1988 — 1993
BA, Marketing

Lakeville High School

Experience
Covidien  July 2010 - Present
Heartland  October 2009 - October 2010
Pfizer  July 2004 - April 2009
MegaStar Financial   October 2001 - July 2004

Skills
Sales Management, Global Marketing, Account Management, Business Planning, Selling, Business Strategy, Pharmaceutical Sales, Product Launch, Medical Devices, Sales Operations, Healthcare, Capital Equipment, Sales Process, Cross-functional Team..., Salesforce.com, Operating Room, Surgeons, Team Building, Training, Surgical Instruments, Hospitals, CRM, Urology, Cold Calling, Sales

Education
Indiana University Bloomington   1997 — 2001
Management, Business

Experience
Summit Mortgage Corporation  January 2015 - Present
MegaStar Financial   November 2013 - January 2015
Nationstar Mortgage Retail  September 2012 - November 2013
RMG Residential Mortgage Group   December 2004 - 2012
Lakeland Mortgage Corporation  November 1991 - December 2004

Skills
Refinance, Mortgage Lending, First Time Home Buyers, Loans, Real Estate, Underwriting, Loan Origination, Credit, FHA, Investment Properties, Residential Mortgages, VA loans, FHA financing, VA Loans, USDA, Sales, FHA Financing, Small Business

Education
College of St Catherines   1979 — 1983
BA, Psychology

St. Catherine University
Psychology

Experience
Mercy Loan Fund   December 2010 - Present
MegaStar Financial   April 2008 - December 2010
MegaStar Financial   2008 - December 2010
Silver Hill Financial (a division of Bayview Financial)   2005 - 2008
Imagine!  January 1998 - April 2005

Skills
Asset Management, Commercial Lending, Communication, Contract Negotiation, Credit, Customer Service, Due Diligence, FHA, Finance, Financial Analysis, Financial Modeling, Investment Properties, Investments, Leadership, Loan Origination, Loans, Management, Marketing, Microsoft Office, Mortgage Banking, Mortgage Lending, Negotiation, Non-profits, Portfolio Management, Program Facilitation, Project Management, Real Estate, Real Estate Economics, Real Estate Financing, Sales, Strategic Planning, Underwriting, Nonprofits, Real Estate Transactions

Education
Colby College   1992 — 1996

Experience
ReMax Eagle Rock  October 2012 - Present
Remax Alliance  October 2007 - October 2012
MegaStar Financial   January 2000 - August 2008

Skills
First Time Home Buyers, FHA, Real Estate, Investment Properties, Short Sales, Commercial Real Estate, Residential Homes, Oil/Gas Properties, Tenant Representation, Retail Sales, Industrial Sector, Medical Buildings, Corporate Relocation, Student Housing, Hospitality Projects, Surface Mining, Bank Owned Properties

Education
Colorado State University   1985 — 1990
Business

Experience
Massage Envy  May 2009 - Present
The Buckle, Inc.   October 2012 - January 2014
MegaStar Financial   June 2011 - June 2012

Skills
Marketing, Microsoft Office, Team Leadership, Event Planning, Microsoft Excel, Management, Strategic Communications, Social Networking, Public Relations, Social Media, Project Management, Internal Communications, Customer Service, Event Management, Social Media Marketing, Marketing Communications, Corporate Communications, Media Relations, Leadership, Marketing Strategy

Education
Colorado State University   2012 — 2015
Bachelor's degree in Apparel and Merchandising, Fashion Merchandising

Experience
MegaStar Financial   October 2014 - Present
MegaStar Financial   January 2011 - October 2014
MegaStar Financial   January 2009 - March 2011

Skills
Mortgage Banking, FHA, Mortgage Lending, Refinance, Credit, Investment Properties, Loans, Residential Mortgages, Real Estate, First Time Home Buyers, Credit Analysis, Customer Service, Banking, FHA financing, Underwriting

Education
The University of Montana

Experience
MegaStar Financial   March 2009 - February 2010
Wachovia, A Wells Fargo Company  April 2007 - August 2009
RMIC  April 2007 - August 2008

Education
Metropolitan State University of Denver

Experience
Roger C. Knudson   December 2011 - Present
RCK Ventures, LLC   March 2011 - Present
Greg Johnson, CPA   February 2011 - November 2011
MegaStar Financial   September 2007 - January 2011
Majestic Marketing, LLC   December 2006 - December 2009
ComUnity Lending, Inc.   May 2005 - August 2007
Mohave Community College  January 2006 - May 2006
Majestic Quest Corp.   May 2002 - April 2005
Advanced Cabinet Solutions, Inc.   December 2003 - May 2004
Basic Cabinet Company, Inc.   October 2003 - December 2003

Skills
Financial Analysis, QuickBooks, Accounting, Financial Reporting, CPA, Financial Accounting, Financial Statements, Accounts Payable, S Corporations, Payroll, Accounts Receivable, Fixed Assets, Cash Flow, Payroll Taxes, Strategic Financial..., Journal Entries, Small Business, Budgets, Managerial Finance, Microsoft Excel, Revenue Recognition, Tax Advisory, Bookkeeping, General Ledger, Accounting System

Education
University of Phoenix   2006 — 2006
Bachelor of Science (BS), Accounting, 4.0

University of Phoenix   2000 — 2002
Bachelor of Science (BS), Business Administration, 4.0

Mohave Community College   1987 — 1994
Associate of Arts (AA)

University of Utah   1985 — 1987

Experience
TruWest Credit Union  May 2014 - Present
MegaStar Financial   May 2013 - 2014
Gencor Mortgage  February 2011 - May 2013
L&G  June 1993 - February 2011

Skills
Secondary Market, Residential Mortgages, Executive Management, Loan Origination, Risk Management, Mortgage Banking, VA loans, Banking, Loan Servicing, Mortgage Lending, Refinance, Commercial Lending, FHA, Loans, Portfolio Management, Credit Analysis, Credit, USDA, Real Estate, First Time Home Buyers, Investment Properties, Underwriting, Financial Analysis, Finance, New Business Development, Mortgage Marketing, FHA financing, Investments, Loss Mitigation, Mortgage Servicing, Real Estate Financing

Education
Arizona State University   1990 — 1994
Bachelor of Science, Engineering and Applied Sciences

Experience
Envoy Mortgage  August 2014 - Present
Security First Financial   July 2014 - August 2014
Citywide Home Loans  April 2014 - July 2014
Bank of Commerce Mortgage  August 2012 - April 2014
MegaStar Financial   September 2010 - August 2012

Skills
Loans, Mortgage Lending, Refinance, FHA, Mortgage Banking, Loan Origination, Residential Mortgages, VA loans, USDA, Credit, FHA financing, Credit Analysis, Banking, Underwriting, Mortgage Underwriting, Government Loans, Certified Mortgage..., First Time Home Buyers, FHA Financing, VA Loans

Education
St. Cloud State University   2005 — 2008
Bachelor's Degree

Itasca Community College   1999 — 2001
Associate's Degree

Experience
MegaStar Financial   August 2013 - Present
Kaiser Permanente  August 2012 - Present
Kaiser Permanente  April 2008 - August 2012
Gates Corporation  2000 - 2008

Skills
Administrative..., Office Management, Outlook

Education
Front Range Community College

University of Colorado at Boulder

Experience
MegaStar Financial   July 2013 - October 2013
JPMorgan Chase  March 2012 - June 2013
American Financing  November 2009 - August 2010
Celco Real Estate   December 1999 - May 2009

Skills
Underwriting, Processing, FHA/CONV, FNMA, Loss Mitigation, Hamp Modifications, Virpack, Traditional..., Hasp Calculator, Word and Excel, LPS/MCD, DO/LP, Corelogic, Intherlinks/4506T, FraudAlert, Fidelity, FHA, Mortgage Lending, Refinance, Loans, Investment Properties, Real Estate

Education
Pima Community College   1998 — 1999

Harbor Community College   1996 — 1997

Banning High School
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