Wachovia/World Savings

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Wachovia/World Savings Employees

Employee
Years
Job
Industry
Sherrie Waltz Sherrie Waltz Palm Bay, Florida Details
Sherrie Waltz's Wachovia/World Savings Experience January 2005 - January 2008
Job Cake Decorator and Supervisor at Key West Cakes
Industry Food & Beverages
Experience
Key West Cakes   February 2010 - Present
Souther   February 2009 - February 2010
Wachovia/World Savings   January 2005 - January 2008

Skills
Baking, Cake Decorating, Cooking, Food, Photoshop, Cakes, Adobe Creative Suite, Culinary Skills, Graphic Design, Illustrator, Food Service, Customer Service, Pastry, Microsoft Office, Retail, Merchandising, PowerPoint, Microsoft Word, Social Media, Bakery

Education
   1999 — 2000
Business Administration and Management, General

Jeremy Dack Jeremy Dack San Francisco Bay Area Details
Jeremy Dack's Wachovia/World Savings Experience May 2004 - April 2009
Job Seton Hall School of Law, Graduate 2014
Industry Law Practice
Experience
Seton Hall School of Law Center for Social Justice   October 2013 - May 2014
Seton Hall School of Law Center for Policy and Research   August 2013 - May 2014
SDNY Representation in Mediation Practicum at Seton Hall School of Law   August 2013 - December 2013
Disability Rights Advocates  June 2013 - August 2013
Disability Rights New Jersey  June 2012 - August 2012
Wachovia/World Savings   May 2004 - April 2009
World Savings  May 2002 - April 2004
California State Senator Wesley Chesbro   January 1999 - November 1999

Skills
Westlaw, Legal Research, Legal Writing, Lexis, Litigation, Courts, Civil Litigation, Mediation, Research, Appeals, Public Speaking, Constitutional Law, Public Policy, Microsoft Office, Microsoft Excel, LexisNexis, PowerPoint, Policy

Education
Seton Hall University School of Law   2011 — 2014
Doctor of Law (J.D.), Disability Rights, Administrative Law, Real Property

University of California, Davis   2005 — 2010
Bachelor of Science (BS), Political Science

Darryl Taylor Darryl Taylor San Antonio, Texas Area Details
Darryl Taylor's Wachovia/World Savings Experience January 2002 - September 2007
Job Executive Director IT Operations
Industry Financial Services
Experience
USAA  January 2011 - Present
Wells Fargo  January 2009 - December 2010
Wachovia  September 2007 - December 2008
World Savings Bank, FSB - Acquired by Wachovia Corporation   2006 - October 2007
Wachovia/World Savings   January 2002 - September 2007
World Savings Bank  January 1997 - January 2002
World Savings  December 1995 - January 1997
SOFTWARE AG  November 1994 - November 1995
Bexar County  April 1988 - November 1994
Trendstar Computing   April 1985 - April 1988

Skills
Data Warehousing, Business Intelligence, Technical Leadership, Data Management, Application Lifecycle..., Strategy Alignment, SDLC, Business Analysis, Vendor Management, Disaster Recovery, PMP, Enterprise Architecture, Strategy, Software Development, Enterprise Software, Business Requirements, Leadership, Microsoft SQL Server, Process Improvement, ITIL, Risk Management, Architecture, Project Portfolio..., Database Design, Software Project..., CRM, Business Process..., Analytics, Information Technology, Databases

Education
Texas Lutheran   1988 — 1991
BA, Information Systems Management

San Antonio College   1983 — 1988
AAS, Systems Application and Design

Elizabeth Rando Elizabeth Rando West Palm Beach, Florida Area Details
Elizabeth Rando's Wachovia/World Savings Experience 1999 - 2007
Job Advisory Council Member at Toastmasters International Divison C District 47
Industry Banking
Experience
Wells Fargo Home Mortgage  May 2012 - July 2013
Wachovia  October 1996 - October 2008
Wachovia Mtg.   October 1989 - October 2008
Wachovia/World Savings   1999 - 2007
World Savings  January 1994 - September 1996
World Savings  October 1991 - December 1993

Skills
Customer Satisfaction, Time Management, Team Building, Account Retention, Performance Management, Coaching, Mentoring, Organizational..., Leadership Development, Customer Relations, Public Speaking, Business Development, Strategic Planning, Management, Marketing, Sales, Change Management, Customer Service, Small Business, Strategy, Budgets, Mortgage Lending, Business Strategy, Leadership, Nonprofits, Customer Retention, Sales Management, Training, New Business Development, Event Planning, Mortgage Banking, Business Planning, Public Relations, Marketing Strategy, Consulting, Negotiation, Banking, Loans, Networking, Executive Management, Finance, Recruiting, Financial Analysis, Credit, Account Management, Insurance, Selling, Team Leadership, Underwriting, Process Improvement

Education
Nova Southeast University   1990 — 1992
B. S., Business Management

Nova Southeastern University
B.S., MANAGEMENT

Bob. Silveria Bob. Silveria San Francisco Bay Area Details
Bob. Silveria's Wachovia/World Savings Experience 2002 - 2007
Job Owner, Licensed Electrical Contractor at Custom Home Electronics
Industry Information Technology and Services
Experience
Custom Home Electronics   May 2010 - Present
Compucom  December 2007 - May 2010
Wachovia/World Savings   2002 - 2007
World Savings  2002 - 2007
World Savings/ Wachovia  2002 - 2007

Skills
Technical Support, Vendor Management

Education
California State University-Hayward - School of Business and Economics   1994 — 1996
Bachelor Of Science, Business

David Medve David Medve Greater Philadelphia Area Details
David Medve's Wachovia/World Savings Experience 1998 - 2008
Job Owner/Residential Real Estate Appraiser at Medve Appraisal
Industry Real Estate
Experience
Medve Appraisal   November 2008 - Present
Wachovia/World Savings   1998 - 2008

Skills
Appraisals, First Time Home Buyers, Relocation, Single Family Homes, Foreclosures, Short Sales, Real Estate, Sellers, Buyer Representation, Condos, REO, Investment Properties, Investors, FHA, New Home Sales

Education
Edinboro University of Pennsylvania   1983 — 1987
BA, Communications

Colette Tracy Colette Tracy Greater Chicago Area Details
Colette Tracy's Wachovia/World Savings Experience November 2002 - December 2007
Job Operations Manager at Junior Achievement of Chicago
Industry Professional Training & Coaching
Experience
Junior Achievement of Chicago  November 2009 - Present
CMTracy Coaching and Consulting   January 2009 - March 2010
Brookstone Capital Mgmt   December 2007 - August 2008
Wachovia/World Savings   November 2002 - December 2007
American Security Mortgage  July 2001 - November 2002
The Ryland Group  May 1997 - July 1999
Cargill/Excel Corporation   September 1992 - December 1996

Skills
Coaching, Leadership

Education
National Louis University   2014 — 2016
Masters of Arts, Psychology

Lewis University   2007 — 2008
Master of Arts, Organizational Leadership; Training and Development

2009 Coach Training

2009 TEFL Institute

DePaul University
Bachelor of Arts, Marketing/Communication

Michael J. Lutz Michael J. Lutz San Francisco Bay Area Details
Michael J. Lutz's Wachovia/World Savings Experience January 1988 - July 2008
Job Wholesale Account Executive at Caliber Funding
Industry Banking
Experience
Caliber Funding  February 2012 - July 2013
Home Savings of America  April 2010 - January 2012
Wachovia/World Savings   January 1988 - July 2008

Education
San Jose State University
Business, Bachelor - Accounting

James Ewell James Ewell Provo, Utah Area Details
James Ewell's Wachovia/World Savings Experience 2003 - 2008
Job Mortgage Broker at Veritas Funding
Industry Financial Services
Experience
Veritas Funding  July 2014 - Present
Castle and Cook   October 2013 - July 2014
J & L investments   August 2008 - December 2010
Altius Mortgage Group   October 2008 - October 2009
Wachovia  2005 - 2008
Wachovia Bank  2003 - 2008
Wachovia/World Savings   2003 - 2008
World Savings Bank  2003 - 2008
World Savings  2003 - 2008

Skills
Loan Origination, Residential Mortgages, Loans, FHA, Credit, Commercial Lending, Sales, Mortgage Lending, Refinance, Credit Analysis, Mortgage Banking, Leadership, Reverse Mortgages, VA loans, USDA, Banking, Mortgage Underwriting, Construction Loans, FHA financing, Loss Mitigation

Education
University of Phoenix   2005 — 2013
Bachelor's degree, Marketing

Utah Valley University   1985 — 1990
NO, Marketing

Chris Courtright Chris Courtright San Antonio, Texas Area Details
Chris Courtright's Wachovia/World Savings Experience 2001 - 2007
Job Experienced IT Professional
Industry Financial Services
Experience
USAA  September 2007 - Present
World Savings Bank, FSB - Acquired by Wachovia Corporation   2001 - 2007
Wachovia  2001 - 2007
World Savings  2001 - 2007
World Savings/Wachovia Bank  2001 - 2007
Wachovia/World Savings   2001 - 2007
Wachovia  2001 - 2007
World Savings Bank  2001 - 2007

Education
Abilene Christian University   1980 — 1984
BS, Computer Science

Sandy Ciccarella Sandy Ciccarella Orange County, California Area Details
Sandy Ciccarella's Wachovia/World Savings Experience July 1987 - October 2008
Job Management and Training/Sales Professional
Industry Real Estate
Experience
Berkshire Hathaway HomesServices California Properties   2009 - Present
Wachovia/World Savings   July 1987 - October 2008
Standard Register  September 1984 - June 1987
Student Travel Network   August 1982 - April 1984

Skills
Sales, Mortgage Lending, Mortgage Banking, Real Estate, REO, Selling, Loans, Leadership, First Time Home Buyers, Management, Appraisals, Training, Retail, Referrals, Residential Homes, Sellers

Education
University of California, Los Angeles   1979 — 1982
Bachelor of Arts, Sociology

University of the Pacific   1978 — 1979

Brad Tobler Brad Tobler San Antonio, Texas Area Details
Brad Tobler's Wachovia/World Savings Experience June 2007 - December 2007
Job Federal Employee Benefits
Industry Banking
Experience
Phoenix Wish For Our Heroes   September 2011 - Present
Federal Employee Benefits   January 2009 - Present
Wachovia Mortgage  December 2007 - October 2009
Wachovia/World Savings   June 2007 - December 2007
Internet Loan Group   June 2004 - June 2006
World Savings  April 2003 - June 2004
World Savings  April 2002 - April 2003
General Services and Record Management Group   April 2001 - April 2002

Skills
Sales, Credit, Credit Analysis, Loan Origination, Program Management, Disability Insurance, Mortgage Lending, PeopleSoft, Training, Strategic Financial..., Portfolio Management, Risk Management, Mutual Funds, Financial Services, Fixed Annuities, Process Improvement, Loans, Health Insurance, Access, Retirement, New Business Development, Investments, Mortgage Underwriting, Selling, Commercial Lending, Call Centers, Retirement Planning, Budgets, Default, Underwriting, Refinance, Banking, Retail, Residential Mortgages, Real Estate Financing, Employee Benefits, Analysis, Series 63, Financial Modeling, Microsoft Excel, Insurance, Customer Service, Wealth Management, Financial Reporting, Sales Management, Loss Mitigation, Teamwork, Securities, Team Building, Strategic Planning

Education
The Ohio State University   1993 — 1997
Business, Economics

Richard Huff Richard Huff Washington D.C. Metro Area Details
Richard Huff's Wachovia/World Savings Experience September 2006 - February 2007
Job Account Executive at Cox Communications
Industry Telecommunications
Experience
Cox Communications  March 2009 - Present
mindSHIFT Technologies  February 2008 - April 2009
First Horizon  March 2007 - February 2008
Wachovia/World Savings   September 2006 - February 2007
Countrywide Home Loans/Full Spectrum   March 2003 - September 2006
AT&T Wireless  June 2001 - March 2003
GMAC Mortgage  February 1998 - May 2001

Skills
Cold Calling, Solution Selling, Telecommunications, Sales Process, Account Management, New Business Development, Sales Management, Direct Sales, Call Centers, VoIP, Sales, Networking, Selling, Managed Services, Management, B2B, Leadership, Training, Data Center, Enterprise Software, Forecasting, Wireless

Education
College of DuPage   1980 — 1982

Brooke Jacques Brooke Jacques Delray Beach, Florida Details
Brooke Jacques's Wachovia/World Savings Experience March 2006 - November 2008
Job Dental Assistant
Industry Hospital & Health Care
Experience
Designer Dental Group   March 2013 - September 2013
CityTwist / Visionamics, Inc   March 2010 - November 2011
Visionamics/CityTwist   March 2010 - November 2011
Miller's Ale House Restaurants  March 2009 - March 2010
Wachovia/World Savings   March 2006 - November 2008
Wachovia/World Savings   May 2001 - March 2006

Skills
Customer Service, Email Marketing

Education
South Florida Dental Assisting School
Certified Dental Assistant, General, Aesthetic and Restorative Dentistry

Palm Beach Community College
Business Administration/Information Technologies

Coy A. Ibañez Coy A. Ibañez San Francisco Bay Area Details
Coy A. Ibañez's Wachovia/World Savings Experience January 2006 - February 2008
Job Sr. Enterprise Account Executive at Zenefits
Industry Information Technology and Services
Experience
Zenefits  May 2015 - Present
Sprig Café   2010 - Present
Riverbed Technology  January 2013 - May 2015
Riverbed Technology  November 2010 - January 2013
Riverbed Technology  February 2010 - November 2010
Riverbed Technology  August 2008 - February 2010
Wachovia/World Savings   January 2006 - February 2008
California Financial Group   September 2004 - January 2006
Washington Mutual Home Loans  May 2002 - September 2004

Skills
Salesforce.com, Cloud Computing, Solution Selling, Direct Sales, Enterprise Software, Lead Generation, Channel, Account Management, Cold Calling, Sales Process, Sales Management, Sales, Strategic Partnerships, New Business Development, Networking, SaaS, Channel Partners, Business Development, Strategy, Sales Presentations, Management, Training, Team Building, Selling, Putting the Customer...

Education
Napa Valley College   2000 — 2002
Real Estate/Business

Josh Evans Josh Evans Portland, Oregon Area Details
Josh Evans's Wachovia/World Savings Experience October 2005 - August 2007
Job General Manager
Industry Leisure, Travel & Tourism
Experience
BrewCycle Portland   June 2013 - Present
Portland Community College  March 2012 - June 2013
Job Corps  August 2011 - March 2012
Southwest Airlines  May 2010 - July 2011
Oregon Employment Department  February 2010 - July 2011
The Story Project   August 2009 - February 2010
Portland Public Schools  June 2009 - August 2009
Mortgage Trust, Inc   August 2007 - May 2009
Wachovia/World Savings   October 2005 - August 2007
Jivaro  2005 - 2005

Skills
Non-profits, Time Management, Customer Service, Strategic Planning, Marketing, Event Planning, Sales, Credit, Project Management, Coaching, Nonprofits, Program Management, Public Speaking, Recruiting, Research, Employee Training, Management, Training, Microsoft Office, Interviews, Leadership Development, Leadership, Business Development, Networking, Social Networking

Education
Portland State University   2010 — 2012
Education

University of Oregon   2002 — 2005
BS, Sociology

Tenesha Scarlett Tenesha Scarlett Greater Boston Area Details
Tenesha Scarlett's Wachovia/World Savings Experience November 2003 - May 2008
Job Digital Media Consultant at YP
Industry Marketing and Advertising
Experience
YP Holdings, LLC  April 2013 - Present
Lowell Sun  August 2012 - April 2013
Fred C. Church, Inc.   January 2010 - August 2012
MetLife Auto & Home  May 2008 - October 2009
Wachovia/World Savings   November 2003 - May 2008
Wachovia/ World Savings   January 2007 - January 2008
Tampa Bay Devil Rays  February 2007 - September 2007

Skills
Customer Service, Outlook, Microsoft Office, Microsoft Excel, Microsoft Word, Social Media, Public Speaking, Event Planning, Insurance, PowerPoint, Social Media Marketing, Sales, Social Networking, Budgets, Research, Strategic Planning, Public Relations, Event Management, Sales Management, Data Entry, Facebook, Editing, Fundraising, Marketing, Team Building, Advertising, Administrative..., Telephone Skills, Mortgage Lending, Account Management, Non-profits, Teamwork, Email Marketing, Direct Mail, Loans, Customer Satisfaction, Media Relations, Lotus Notes, Data Analysis, Press Releases, Office Management, Community Outreach, Underwriting, Online Advertising, Marketing Communications, Leadership Development, Cold Calling, Organization, Real Estate, Online Marketing

Education
University of Massachusetts, Amherst   1998 — 2002
Bachelor of Arts, Sociology; Social Services

Nashua High   1995 — 1998

Alex Beaugh Alex Beaugh San Antonio, Texas Area Details
Alex Beaugh's Wachovia/World Savings Experience December 2006 - October 2008
Job Manager, Fanatical Support at Rackspace the open cloud company
Industry Information Technology and Services
Experience
Rackspace Hosting  March 2011 - Present
Rackspace Managed Hosting  March 2009 - June 2011
Wachovia/World Savings   December 2006 - October 2008
Wachovia Bank  1996 - 2008
Wachovia/World Savings   April 2004 - December 2006
Wachovia/World Savings   November 2001 - April 2004
Wachovia/World Savings   December 2000 - October 2001
Wachovia/World Savings   February 1998 - November 2000
Wachovia/World Savings   December 1996 - February 1998

Education
The University of Texas at San Antonio   1992 — 1996
BBA, Management

Sherif Fathy Sherif Fathy San Antonio, Texas Area Details
Sherif Fathy's Wachovia/World Savings Experience 1996 - November 2008
Job Business Consultant at Wells Fargo
Industry Banking
Experience
Wells Fargo  September 2010 - Present
Medical Staffing Assistants, Inc.   June 2009 - September 2010
Wachovia/World Savings   1996 - November 2008
World Savings  February 1996 - September 2001
Edwards Theatres  1991 - 1996

Skills
Loans, Mortgage Lending, Banking, Underwriting, Credit, Risk Management, Mortgage Banking, Program Management, Training, Leadership, Customer Service, Management, Financial Services, Team Building, Process Improvement, Human Resources, Employee Training, Call Centers, Staff Development, Retail Banking, Vendor Management, Finance, Executive Management, Business Analysis, Coaching, Relationship Management

Education
Ashford University   2009 — 2014
MBA, Business & Psychology

University of California, San Diego   1979 — 1983

Point Loma HS

Karen Hayashi Karen Hayashi Tracy, California Details
Karen Hayashi's Wachovia/World Savings Experience July 2001 - August 2008
Job Underwriter at Planet Home Lending, LLC
Industry Financial Services
Experience
Planet Home Lending, LLC  March 2015 - Present
Jefferson School District  April 2014 - February 2015
PMI Mortgage Insurance Co., in Rehabilitation   June 2011 - December 2013
PMI Mortgage Insurance Co.  December 2009 - November 2010
Wells Fargo Home Mortgage  February 2009 - August 2009
Wachovia/World Savings   July 2001 - August 2008
CIT  1996 - 2000
Security Pacific Financial Services  1990 - 1993

Skills
Mortgage Underwriting, Mortgage Lending, Fraud, Underwriting, Loans, Home Equity Lines of..., Credit Analysis, FHA, Refinance, Credit, Mortgage Servicing, Loss Mitigation, Loan Origination, Mortgage Banking, Loan Servicing, Credit Risk, Banking, Insurance, Mortgage Insurance, Financial Risk, Residential Mortgages, Portfolio Management, Risk Management

Education
Ohlone College   1981 — 1982

Catherine P. Gutierrez Catherine P. Gutierrez San Antonio, Texas Area Details
Catherine P. Gutierrez's Wachovia/World Savings Experience January 2001 - January 2009
Job Business Initiatives Consultant, AVP at Wells Fargo
Industry Banking
Experience
Wells Fargo  September 2015 - Present
Wells Fargo  March 2013 - Present
Wells Fargo  January 2011 - February 2013
Wachovia bank, succeeded by Wells Fargo   February 2009 - December 2010
Wachovia  January 2001 - January 2009
Wachovia/World Savings   January 2001 - January 2009
State Compensation Insurance Fund  1989 - 2000

Skills
SDLC, Business Requirements, Analysis, Software Documentation, Business Analysis, Business Process, Project Management, Quality Assurance, Risk Management

Education
California State University-Long Beach
B. A. Cum Laude, Psychology - Research

Professional development
Seminars and classes by professional organizations sponsored by State Compensation Insurance Fund

T'Pring Wade T'Pring Wade San Antonio, Texas Area Details
T'Pring Wade's Wachovia/World Savings Experience 2004 - 2008
Job AVP, Risk Mgmnt/ BSA~OFAC Compl Officer at Firstmark Credit Union
Industry Banking
Experience
Firstmark Credit Union  February 2009 - Present
Wachovia/World Savings   2004 - 2008
USAA  2002 - 2006

Skills
Risk Management, Banking, Credit, Loans, Mortgage Lending, Underwriting, Financial Risk, Process Improvement, Financial Analysis, Financial Services, Vendor Management, Investments, Team Building, Leadership, Credit Analysis, Management

Education
The University of Texas at San Antonio   2004 — 2008
BBA, Finance

Ramstein High School   1986 — 1988
Diploma, High school

Wm Scott Bailey Wm Scott Bailey San Antonio, Texas Area Details
Wm Scott Bailey's Wachovia/World Savings Experience 2003 - 2007
Job Human Resources Management
Industry Human Resources
Experience
SeaWorld Parks & Entertainment  May 2008 - January 2014
Anheuser-Busch  May 2008 - November 2009
Wachovia/World Savings   2003 - 2007
City Year San Antonio  July 2001 - January 2003
AmeriCorps  July 2001 - January 2003
Anheuser-Busch  January 2000 - July 2002
Southwest High School  January 1992 - January 2000
AVW Audio Visual Inc   July 1987 - December 1991

Skills
Process Improvement, Team Building, Employee Relations, Hiring, Performance Management, Recruiting, Organizational..., Applicant Tracking..., Management, Leadership, Training, Employment Law, FMLA, Budgets, Mortgage Lending, Loans, Time Management, Pipeline Management, Call Centers, Customer Service, Human Resources, Call Center..., District Management, Operations Management, Underwriting, Team Management, Employee Training, Public Administration, HR Policies, Creative Problem Solving, Teamwork, Computer Proficiency, Goal Oriented, Political Science, Economics, Non-profit..., Volunteer Management, Cash Management, Vendor Management, HRIS, Risk Management, Marketing, Kronos, Strategic Planning, Conflict Resolution

Education
Texas State University
Bachelor of Applied Arts and Science (BAAS), Political Science and Government

Northwest Vista College   2008 — 2009
Associate of Arts (A.A.), Political Science and Government

Ruth Garza-Mires Ruth Garza-Mires San Antonio, Texas Area Details
Ruth Garza-Mires's Wachovia/World Savings Experience 1997 - 2008
Job at BBVA Compass
Industry Banking
Experience
BBVA Compass  September 2015 - Present
BBVA Compass  July 2013 - Present
BBVA Compass  August 2010 - Present
Wells Fargo  August 2008 - October 2010
Wachovia/World Savings   1997 - 2008

Skills
Banking, Loan Origination, Credit, Loans, Customer Service, Credit Analysis, Mortgage Lending, Management, Risk Management, Sales, Team Building, Relationship Management, Mortgage Banking, Refinance, Strategic Planning

Education
St. Mary's University   1992 — 1996

Katy Halbrook Katy Halbrook San Francisco Bay Area Details
Katy Halbrook's Wachovia/World Savings Experience 2005 - 2008
Job Sr Real Estate Lending Compliance Analyst at First Republic Bank
Industry Financial Services
Experience
First Republic Bank  January 2012 - Present
First Republic Bank  April 2009 - December 2011
Wachovia/World Savings   2005 - 2008
World Savings  2003 - 2004
World Savings  2002 - 2003
World Savings  1993 - 2002
Citibank  1989 - 1993
Citibank  1987 - 1989
Citibank  1986 - 1987
World Savings  1985 - 1986

Education
University of Massachusetts, Amherst   1978 — 1982
B.A., Psychology

Crystal Zimzores Crystal Zimzores San Antonio, Texas Area Details
Crystal Zimzores's Wachovia/World Savings Experience July 2007 - Present
Job Staffing Coordinator at Wachovia/World Savings
Industry Human Resources
Experience
Wachovia/World Savings   July 2007 - Present
WorldSavings/Wachovia   2004 - 2007
CitiFinancial  2000 - 2003

Education
University of Phoenix   2007 — 2008
Business

Fisher College   1998 — 2000
Associates, Business

Scott Mattei Scott Mattei Lodi, California Details
Scott Mattei's Wachovia/World Savings Experience 2001 - 2004
Job Technical Training Managers at Wachovia
Industry Real Estate
Experience
Wachovia  June 2004 - December 2008
Wachovia  July 1998 - December 2008
World Savings/Wachovia  1992 - 2008
Wachovia Bank  1992 - 2008
WACHOVIA FSB   1992 - 2008
Wachovia/World Savings   2001 - 2004
world savings  January 1997 - May 2003
World Savings and Loan  1998 - 2003

Education
Sonoma State University   1990 — 1992
BA, Business Administation

Don Johanson Don Johanson San Antonio, Texas Area Details
Don Johanson's Wachovia/World Savings Experience 1995 - 2008
Job Vice President Special Assets at Frost Bank
Industry Banking
Experience
Frost Bank  November 2008 - Present
Wachovia/World Savings   1995 - 2008
World Savings  1995 - 2008
Home Savings of America/Savings of America   1988 - 1995

Skills
Underwriting, Mortgage Lending, Sales Management, Appraisal, Loans, Consumer and Commercial..., Appraisals, Real Estate, Mortgage Banking, Management, Credit, Leadership, Banking, Financial Risk, Commercial Lending, Loan Origination, Credit Analysis

Education
Roosevelt University
Bachelor's Degree

Culver Stockton College

Kimberly Johnson Vineyard Kimberly Johnson Vineyard San Antonio, Texas Area Details
Kimberly Johnson Vineyard's Wachovia/World Savings Experience 2000 - 2008
Job Sr Underwriter at Caliber Home Loans
Industry Banking
Experience
Caliber Home Loans  August 2015 - Present
Envoy Mortgage  April 2015 - August 2015
USAA  September 2014 - April 2015
Wells Fargo Home Mortgage  November 2013 - November 2014
Wells Fargo  May 2009 - October 2013
Wachovia/World Savings   2000 - 2008
World Savings  2000 - 2008

Skills
Underwriting, Mortgage Lending, Credit, Auditing, Loans, FHA DE certified, correspondent lending, conventional..., FHA, Loss Mitigation, Refinance, Credit Analysis, Residential Mortgages, Mortgage Underwriting, Management, Consumer Lending, Banking, FHA Financing

Education
University of Cincinnati   1987 — 1991
BBA, Management

Columbus State
Associates 1995-1997, Sign Language Interpretting

Anna Buonaiuto Anna Buonaiuto West Palm Beach, Florida Area Details
Anna Buonaiuto's Wachovia/World Savings Experience April 1996 - September 2008
Job Operations Professional
Industry Insurance
Experience
First Light Program Managers   January 2009 - Present
Wachovia/World Savings   April 1996 - September 2008

Skills
Loans, Negotiation, Mortgage Lending, Underwriting, Building Relationships, Banking, Credit, Process Improvement, Coaching, New Business Development, Customer Service, Leadership, Sales Management, Portfolio Management, Retail Banking, Team Building, Management, Employee Training, Strategic Planning, Financial Risk, Executive Management

Education
Adelphi University   1985 — 1988
MBA, Finance

Adelphi University   1982 — 1984
BBA, Finance

Nassau Community College   1980 — 1982
Associates of Science, Business

Ken Aguon Ken Aguon Miami/Fort Lauderdale Area Details
Ken Aguon's Wachovia/World Savings Experience January 1984 - December 2008
Job President at OIC Insurance Services Group
Industry Insurance
Experience
OIC Insurance Services Group   February 2009 - Present
Wachovia  October 2006 - December 2008
Wachovia Bank  January 1984 - December 2008
Wachovia/World Savings   January 1984 - December 2008
World Savings  1984 - 2008

Skills
Leadership Development, Loans, Mortgage Banking, Mortgage Lending, Credit, Loss Mitigation, Banking, Underwriting, Loan Origination, Leadership, Team Building, Training, FHA, Customer Service, Real Estate, Investment Properties, Finance, Small Business, Management, Portfolio Management, Residential Mortgages, Investments, Risk Management, Insurance, Refinance, REO, Appraisals, Sales, Credit Analysis, Mergers & Acquisitions, Strategy, USDA, FHA financing, Commercial Lending, Loan Servicing, Consumer Lending, Commercial Mortgages, VA loans, Small Business Lending, Mortgage Underwriting, Real Estate Financing, Reverse Mortgages

Education
Sonoma State University   1974 — 1980
BS, Accounting

Belinda Ramirez Belinda Ramirez San Antonio, Texas Area Details
Belinda Ramirez's Wachovia/World Savings Experience 2001 - 2004
Job Director Of Sales Operations
Industry Financial Services
Experience
Best Tax & Check Cashing Place   August 2011 - Present
Reliable Life Insurance  September 2010 - July 2011
JPMorgan Chase  January 2009 - August 2010
Wachovia Bank  June 2005 - December 2008
World Savings/Wachovia  2004 - 2008
Wachovia/World Savings   2001 - 2004
World Savings  2001 - 2003
World Savings  September 1998 - June 2001
AT&T  February 1992 - March 1998

Skills
Management, Mortgage Lending, Leadership, Finance, Loans, Loan Origination, Managerial Finance, Real Estate Development, Real Property, Tax Preparation, Tax Returns, Business Planning, Mortgage Banking, Refinance, Sales

Education
University of Phoenix   2007 — 2013
Bachelor of Business Administration (BBA), Finance and Financial Management Services

Karen Ward Reimer Karen Ward Reimer Kansas City, Missouri Area Details
Karen Ward Reimer's Wachovia/World Savings Experience April 1998 - August 2008
Job Consulting
Industry Professional Training & Coaching
Experience
Leawood Parks and Recreation Advisory Board   1998 - Present
Longmire and Company   August 2008 - May 2011
Wachovia/World Savings   April 1998 - August 2008
Wachovia  1998 - 2008
World Savings  1998 - 2008
Hollis and Miller Architects and Engineers   February 1984 - July 1988

Skills
Mortgage Lending, Sales Management, Training, Banking, Real Estate, Loans, Credit, Leadership, Sales, Human Resources, Team Building, Coaching, Time Management, Marketing

Education
Kansas State University   1972 — 1977
BA, Interior Architecture

Shawnee Mission North High School

Hector Trevino Hector Trevino San Antonio, Texas Area Details
Hector Trevino's Wachovia/World Savings Experience July 1995 - 2008
Job Information Security Risk Management Security Risk Specialist II at Rackspace, the #1 managed cloud company
Industry Computer & Network Security
Experience
Rackspace, the #1 managed cloud company   July 2015 - Present
Rackspace, the Open Cloud Company  April 2014 - Present
Rackspace Hosting  April 2012 - April 2014
Alamo Colleges  January 2011 - March 2012
The University of Texas at San Antonio  March 2010 - January 2011
Leon Valley Police Department   June 2006 - June 2010
Rackspace, the #1 managed cloud company   September 2008 - March 2010
Wachovia/World Savings   July 1995 - 2008
US Air Force Reserve  September 1991 - December 2005

Skills
Business Continuity, Information Security, System Administration, Police Officers, Disaster Recovery, Security, Network Security, Managed Hosting, Computer Security, Vulnerability Assessment, Information Security..., Windows Server, Management, VMware ESX, DNS, Microsoft Certified..., Training, PCI DSS, Physical Security, Active Directory, Security Awareness, Computer Forensics

Education
Texas A&M University-San Antonio   2013 — 2015
Bachelor of Business Administration (BBA)-CIS-Information Assurance & Security

San Antonio College   2005 — 2006
Basic Peace Officer, Law Enforcement

Southwest Texas Junior College   1989 — 1992
AA, Liberal Arts and Sciences, General Studies and Humanities

Joanna Mead Joanna Mead Greater Seattle Area Details
Joanna Mead's Wachovia/World Savings Experience May 2005 - October 2008
Job Administrative Assistant at Pacific West Construction and Maintenance
Industry Construction
Experience
Pacific West Construction and Maintenance   March 2014 - Present
Cascadia Community College  December 2010 - March 2014
University of Washington, Bothell  April 2013 - June 2013
Wachovia/World Savings   May 2005 - October 2008
AHSC McLellan Copenhagen   November 2003 - May 2005
EMC  April 2002 - June 2003
EMC  January 2000 - 2002

Skills
PowerPoint, Public Speaking, Sustainability, Research, Microsoft Office, Fundraising, Microsoft Excel, Highly detail oriented, Adobe Creative Suite, Customer Service, Multi Tasking, Creative Problem Solving, Dependable Team Player, Data Entry, Collaboration, Outlook, Volunteer Management, Nonprofits, Microsoft Word

Education
University of Washington, Bothell   2011 — 2013
Bachelor of Arts (B.A.), Environmental Studies

Cascadia Community College   2009 — 2011
Associate of Science (AS), Environmental Technologies and Sustainable Practices

Cascadia Community College   2009 — 2011
Certificate, Energy Audit Specialist

Cascadia Community College   2009 — 2011
Certificate, Energy Management Specialist

Cascadia Community College   2009 — 2011
Associate's degree, Integrated Studies

James R. D'Ambrosia James R. D'Ambrosia San Antonio, Texas Area Details
James R. D'Ambrosia's Wachovia/World Savings Experience 1992 - August 2009
Job Retired
Industry Banking
Experience
leisure  September 2009 - Present
Wachovia/World Savings   1992 - August 2009
World Savings  1992 - 2008
World Savings and Loan  1992 - 2006
US Army  January 1965 - August 1992

Skills
Loans, Mortgage Lending

Education
San Jose State University   1970 — 1974
MS, Speech Communications

Colorado State University   1960 — 1964
BS, Psychology

Javier Antonio Lopez Javier Antonio Lopez San Antonio, Texas Area Details
Javier Antonio Lopez's Wachovia/World Savings Experience 2006 - 2008
Job Analytics Consultant
Industry Information Technology and Services
Experience
Wells Fargo  2011 - Present
Wachovia Bank  2009 - 2011
Wachovia  October 2006 - May 2009
Wachovia/World Savings   2006 - 2008
World Savings  January 2006 - October 2006
World Savings  May 2003 - December 2005
World Savings  April 2002 - May 2003
World Savings  October 2001 - April 2002

Skills
Microsoft SQL Server, Crystal Reports, Access, SharePoint, Programming, Business Analysis, Business Intelligence, Database Administration, SSIS, SSRS, Business Objects, Databases, SQL, Microsoft Office, Process Improvement, Data Analysis, .NET, ASP.NET, Agile Methodologies, Analysis, Analytics, C#, Data Modeling, Data Warehousing, ETL, Enterprise Architecture

Education
Our Lady of the Lake University   1997 — 2001
Bachelors in Business Administration, Computer Information Systems

J. Michael Hilton, SRA J. Michael Hilton, SRA Miami/Fort Lauderdale Area Details
J. Michael Hilton, SRA's Wachovia/World Savings Experience 2002 - 2008
Job REO Sales Manager at United Realty Consultants, Inc
Industry Banking
Experience
United Realty Consultants, Inc   September 2010 - Present
E Valuation Solutions   August 2009 - September 2010
Wachovia/Wells Fargo  2008 - August 2009
Wachovia  March 2002 - August 2009
Wachovia/World Savings   2002 - 2008
World Savings  2000 - 2008
World Savings  March 2002 - June 2007

Skills
REO, Investment Properties, Foreclosures, Real Estate, Short Sales, First Time Home Buyers, Single Family Homes, Appraisals, Investors, Mortgage Lending, Condos, FHA, Real Estate Transactions, Residential Homes, Relocation

Education
University of Phoenix   2000 — 2002
Bachelor's degree-Business Management

Debbie MacKinnon Debbie MacKinnon Sarasota, Florida Area Details
Debbie MacKinnon's Wachovia/World Savings Experience 1995 - 2008
Job Senior Review Appraiser at J. P. Morgan Chase
Industry Real Estate
Experience
JPMorgan Chase  December 2010 - Present
MacKinnon Appraisal, LLC   January 2009 - December 2010
Wachovia  1995 - February 2009
Wachovia Bank  2006 - 2008
world savings  1995 - 2008
World Savings and loan  1995 - 2008
Wachovia Mortgage F.S.B.   1995 - 2008
Wachovia/World Savings   1995 - 2008

Skills
Appraisals, Single Family Homes, FHA, Real Estate, Condos, Underwriting, Investment Properties, Foreclosures, Due Diligence, REO, Loan Origination, Residential Mortgages, Loss Mitigation, Valuation, Refinance, Investors

Education
Northwood University   1974 — 1976
Business, Management, Marketing, and Related Support Services

Dean Lufkin Dean Lufkin West Palm Beach, Florida Area Details
Dean Lufkin's Wachovia/World Savings Experience 2006 - 2008
Job Sole Proprietor at Dean Lufkin, Appraiser
Industry Real Estate
Experience
Dean Lufkin, Appraiser   2008 - Present
Wachovia/World Savings   2006 - 2008

Education
Harvard University   1988 — 1992
AB, Government

Cherry Ramirez Cherry Ramirez San Francisco Bay Area Details
Cherry Ramirez's Wachovia/World Savings Experience 2007 - 2008
Job Consumer Loan Underwriter at Wells Fargo Home Mortgage
Industry Banking
Experience
Wells Fargo Home Mortgage  September 2010 - Present
MetLife Home Loans  October 2010 - September 2011
Wells Fargo Home Mortgage  November 2009 - October 2010
MetLife Home Loans  July 2009 - September 2009
Star One Credit Union  March 2009 - June 2009
Wachovia  2007 - 2008
Wachovia/World Savings   2007 - 2008
World Savings  2000 - 2007
The Money Store (formerly First Union)   1999 - 2000
GE Mortgage Insurance Company   1997 - 1999

Skills
Mortgage Lending, Loans, Credit Analysis, Customer Satisfaction, Financial Analysis, Loan Origination, Portfolio Management, Financial Services

Education
University of Santo Tomas
BS, Business Management

Dian Bowman Dian Bowman Tulsa, Oklahoma Area Details
Dian Bowman's Wachovia/World Savings Experience July 2002 - October 2008
Job Experienced Sales
Industry Marketing and Advertising
Experience
Wachovia/World Savings   July 2002 - October 2008
Wachovia  2002 - 2008

Education
Oklahoma State University   1993 — 1999
Bachelor, Psychology

Caraline Teska Caraline Teska San Antonio, Texas Area Details
Caraline Teska's Wachovia/World Savings Experience March 2001 - November 2008
Job Underwriting Section Manager at Wachovia
Industry Financial Services
Experience
Wachovia  March 2009 - Present
Wachovia  January 2009 - March 2009
Wachovia/World Savings   March 2001 - November 2008
Gunn Honda  June 1997 - September 2000
MetLife  August 1995 - June 1997

Education
James Monroe High School

New York University
Bachelor, Drama, English

Glen Hickerson Glen Hickerson San Luis Obispo, California Area Details
Glen Hickerson's Wachovia/World Savings Experience 1982 - 2008
Job Real Estate Appraiser
Industry Real Estate
Experience
Hickerson Appraisal & Underwriting Services   November 2008 - Present
World Savings  November 1982 - November 2008
World Savings Bank  1982 - 2008
Wachovia/World Savings   1982 - 2008

Skills
Appraisals, Auditing, Foreclosures, Mortgage Banking, Underwriting, Real Estate, Credit, Mortgage Lending, Investment Properties, Loans, Management, REO, Residential Homes, Mortgage Underwriting, Training, Short Sales, Loss Mitigation, Loan Origination, FHA, Refinance, Team Building

Education
Cal Poly San Luis Obispo
Animal Science

Shannon McGinty Shannon McGinty Modesto, California Area Details
Shannon McGinty's Wachovia/World Savings Experience March 2005 - July 2008
Job Senior Loan Underwriter at First Cal Mortgage
Industry Financial Services
Experience
First California Mortgage Company  January 2013 - Present
Stearns Lending  April 2012 - January 2013
Metlife Home Loans  August 2010 - March 2012
Wells Fargo Home Mortgage  March 2009 - August 2010
Wachovia/World Savings   March 2005 - July 2008
Wachovia/World Savings   2006 - 2006
Wachovia/World Savings   July 2003 - March 2005
Wachovia/World Savings   November 2002 - July 2003

Skills
Mortgage Lending, Loans, Banking, Credit, Customer Retention, FHA, FHA financing, Loan Origination, Management, Mortgage Banking, Mortgage Underwriting, Refinance, Residential Mortgages, Sales, Training, USDA, Underwriting

Education
Chabot College

Cynthia Winn Burr Cynthia Winn Burr Kansas City, Missouri Area Details
Cynthia Winn Burr's Wachovia/World Savings Experience September 2002 - October 2009
Job Administrative Assistant at Wachovia/World Savings
Industry Banking
Experience
Wachovia/World Savings   September 2002 - October 2009
Wachovia, A Wells Fargo Company  2002 - 2009
Trans World Airlines  1972 - 1989

Education
The University of Kansas   1969 — 1971

Dodie McKinnon Dodie McKinnon Greater Los Angeles Area Details
Dodie McKinnon's Wachovia/World Savings Experience September 2006 - August 2008
Job Realtor at Tarbell Realtors
Industry Real Estate
Experience
Tarbell Realtors  December 2009 - Present
Wachovia/World Savings   September 2006 - August 2008
Wachovia formerly World Savings  1996 - 2008
World Savings  August 2004 - September 2006
World Savings  September 2002 - December 2004
World Savings  September 2001 - December 2003

Education
Chaffey College   1979 — 1980
General Education

Heather Farrow Heather Farrow San Antonio, Texas Area Details
Heather Farrow's Wachovia/World Savings Experience June 2003 - June 2005
Job Mortgage Analyst at Randolph Brooks Federal Credit Union
Industry Banking
Experience
Wells Fargo Advisors  June 2010 - Present
RANDOLPH-BROOKS FEDERAL CREDIT UNION  January 2009 - Present
WASHINGTON MUTUAL  October 2008 - January 2009
WACHOVIA MORTGAGE  March 2006 - October 2008
WACHOVIA MORTGAGE  June 2005 - March 2006
WACHOVIA/WORLD SAVINGS   June 2003 - June 2005

Education
Santa Clara University
Bachelor of Science, Business/Finance

Nicole Hoyt Nicole Hoyt San Antonio, Texas Area Details
Nicole Hoyt's Wachovia/World Savings Experience August 2004 - November 2007
Job Base Service Center at San Antonio Lighthouse for the Blind
Industry Textiles
Experience
SCOOP - Southeast Community Outreach for Older People   February 2015 - Present
San Antonio Lighthouse for the Blind  June 2011 - Present
San Antonio Lighthouse for the Blind  June 2011 - November 2014
San Antonio Lighthouse for the Blind  June 2008 - June 2011
San Antonio Lighthouse for the Blind  June 2008 - June 2011
World Savings  August 2004 - November 2007
Wachovia/World Savings   August 2004 - November 2007
Washington Mutual  January 2001 - January 2004
Hill Country Beverage   January 1999 - January 2001
SeaWorld Adventure Parks   January 1991 - January 1999

Skills
Microsoft Word, Sales, Microsoft Office, Customer Service, Microsoft Excel, Marketing, Outlook, Team Building, Management, Leadership, PowerPoint, Training, Human Resources, Recruiting, Operations Management, Budgets, Customer Satisfaction, Event Planning, Public Relations, Event Management, Retail, Research, Project Management, Fundraising, Strategic Planning, Public Speaking, Contract Negotiation, Employee Relations, Coaching, Account Management, Social Media, Team Leadership, Sales Management, Negotiation, Social Networking, Editing, Procurement, Organizational..., Newsletters, Time Management

Education
San Antonio College

San Antonio College

Deborah Campos Deborah Campos Mico, Texas Details
Deborah Campos's Wachovia/World Savings Experience September 1998 - April 2008
Job Banking Professional
Industry Banking
Experience
Wells Fargo Home Mortgage  Lending Manager Loss MitigationWells Fargo Home MortgageDecember 2009 - November 2013
Wells Fargo Home Mortgage  2009 - 2013
Wachovia/World Savings   September 1998 - April 2008

Skills
Leadership/Management, Staff Development, Process Improvement, Communication, Mortgage Underwriting, Loss Mitigation, Negotiation, Writing, Copy Editing, Corporate Training, Mortgage Lending

Education
St. Mary's University
BA in Communications