First California Mortgage Company
Industry: Company
DescriptionFirst California Mortgage Company is a mortgage lender based in Petaluma, California, with branches in Arizona, California, Colorado, Hawaii, Nevada, Texas, and Washington. First Cal is currently lending in these states plus Idaho, New Mexico and Oregon, and previously provided loans in 42 U.S. states. Founder: Dennis Hart Founded: 1977 Headquarters: Petaluma, CA Number of employees: 350 Area served: United States of America Key person: Christopher K. Hart
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First California Mortgage Company Employees
Bay Equity, LLC January 2013 - Present
First California Mortgage Company April 2011 - January 2013
MetLife Home Loans November 2004 - February 2011
Chase Manhattan Mortgage 2000 - 2004
Bob Altendorf Catering 1992 - 2000
First Nationwide Bank 1989 - 1992
National Mortgage Specialists 1986 - 1989
Continental Savings of America 1983 - 1986
Skills
Mortgage Lending, Loans, Loan Origination, Team Building, Sales, Mortgage Banking, Underwriting, Business Development, Business Planning, Management, Negotiation, Credit, Microsoft Excel, Sales Management, Public Speaking, Coaching, Analysis, Team Leadership, Real Estate, Construction Loans, Marketing, Food & Beverage, Strategic Planning, FHA, CRM, Recruiting, Investment Properties, Wine Tasting, Due Diligence, Credit Analysis, PowerPoint, Portfolio Management, Wine, Personal Development, Operations Management, Financial Analysis, Selling, Banking, Food & Wine Blogger, Food Product Development, Wine Education, Food Writing, Budgets, Chef, Fund Raising, Problem Solving, P&L, Excel, Budgeting, Personal Finance
Education
California Culinary Academy
Santa Clara University
Redwood Trust, Inc. July 2013 - Present
Carrington Mortgage Services September 2011 - June 2013
Icon Residential Lenders March 2011 - August 2011
First California Mortgage Company June 2008 - April 2011
Morgan Stanley Capital International 2003 - 2008
Citicorp Mortgage 1999 - 2004
AMRESCO 1996 - 1998
ARCS Mortgage 1985 - 1994
Skills
Investor Relations, CRM, Mortgage Lending, Banking, Finance, New Business Development, Negotiation, Management, Credit Analysis, Loans, Credit, Underwriting, Loan Origination, Mortgage Banking, Investments, Refinance, Loan Servicing, Loss Mitigation, Sales Management, Capital Markets, Portfolio Management, Executive Management, B2B, USDA, Mortgage Underwriting, FHA, Financial Services, Sales, Risk Management, Residential Mortgages, Business Development, Microsoft Dynamics, Relationship Management, Real Estate Economics, Real Estate, Commercial Lending, Funding, Credit Risk, Financial Risk, Wholesale Lending, Asset Management, Commercial Mortgages, VA loans, Consumer Lending, FHA financing, Real Estate Financing, Construction Loans, Financial Structuring, Reverse Mortgages, Mortgage Servicing
Education
California State University-Northridge 1984 — 1986
Business
Ithaca College 1980 — 1982
Bachelor of Science (B.S.)
Summit Funding, Inc. April 2015 - Present
First California Mortgage Company October 2012 - April 2015
First California Mortgage Company February 2011 - October 2012
Prospect Mortgage, LLC August 2005 - January 2011
Skills
Finance, Consumer Lending, FHA, USDA, First Time Home Buyers, Customer Service, Government Loans, Real Estate Financing
Education
California State University-Chico 2003 — 2005
Bachelor of Science (B.S.), Financial Services
Modesto Junior College 2001 — 2003
Associate's degree
Sierra Pacific Mortgage Company, Inc. June 2015 - Present
AmeriFirst Financial, Inc. December 2014 - June 2015
Academy Mortgage Corporation May 2014 - December 2014
Academy Mortgage Corporation May 2014 - September 2014
First California Mortgage Company December 2013 - May 2014
Skills
FHA, Mortgage Lending, Investment Properties, Refinance, VA Loans, First Time Home Buyers, Community Outreach, Marketing Communications, Corporate Communications, Mortgage Banking, Loans, Inspiration, FHA Financing, Personal Development, Strategy Execution, Residential Homes, REO, Business Process..., Real Estate, Foreclosures, Short Sales, USDA, Finance, Sales Execution, Software Documentation, Government Loans, Organization, Customer Service, Public Speaking, Sales Management, Real Estate Economics, Rates, Mortgage Marketing, Negotiation, Coaching, Banking, Real Estate Transactions, Credit Analysis, Financial Structuring
Education
Moorpark College 2011 — 2013
Associate's Degree, Business/Corporate Communications
Calabasas High 2006 — 2010
Sterling Investments November 2013 - Present
First California Mortgage Company November 2012 - February 2014
Bank of America January 2010 - November 2012
Bank of America September 2005 - April 2010
Education
Arizona State University 2006 — 2010
Bachelor's Degree, Finance, General
First California Mortgage Company 2014 - Present
Ashley Herrera July 2013 - December 2013
Sonora Banking Center December 2011 - June 2012
Wells Fargo March 2010 - December 2011
Skills
FHA financing, VA Financing, USDA Rural Housing, Refinance, Fixed Rate Mortgages, Credit, Customer Service, Banking, Research, Loan Processing, Loan Origination, Real Estate, Loans, Mortgage Banking, FHA, FHA Financing, First Time Home Buyers, Investment Properties, Mortgage Lending, Sales, VA Loans
Education
Angelo State University 2011 — 2012
Master of Science (M.S.), Applied Psychology
Angelo State University 2008 — 2011
Bachelor of Arts (B.A.), Psychology
First California Mortgage Company March 2013 - August 2014
Freedom Financial October 2008 - June 2012
Christ's Church at the Crossroads May 2007 - May 2012
Skills
Sales Management, Sales, Salesforce.com, Account Management, Credit, Mortgage Lending, Residential Mortgages, Refinance, Investment Properties, Jumbo Mortgage, FHA financing, Debt Management, Team Building, Relationship Management, Building Relationships, Project Management, Loans
Education
Purdue University
First California Mortgage Company August 2013 - Present
Cherry Creek Mortgage December 2012 - August 2013
Boomerang Golf Links March 2006 - December 2012
Northridge High School August 2006 - November 2012
Skills
Loan Origination, Refinance, Mortgage Lending, Credit Analysis, Loans, Management, Personality, Employee Management, Communication, Mortgage Banking, Banking, Credit, Sales, Small Business Lending, Marketing, Customer Service, Compliance, Foreclosures, Lead Generation, Networking, Organization, Golf Instruction, Underwriting
Education
Colorado State University 2001 — 2005
Bachelor's degree, Business, Management, Marketing, and Related Support Services, 3.5 GPA
Suburban Mortgage July 2012 - Present
Cherry Creek Mortgage - Phoenix Arizona September 2008 - July 2012
GMAC Mortgage - Greater Phoenix Area May 2001 - September 2008
Downey Savings January 1999 - February 2000
Cal Bay Mortgage November 1991 - December 1995
First California Mortgage Company November 1990 - November 1991
Stewart Title of Sacramento August 1990 - November 1990
Skills
Certified Mortgage..., FHA / VA Financing..., First Time Home Buyers, Move Up Buyers, Investors, Jumbo Mortgage, Fixed Rate Mortgages, ARM, VA loans, FHA, Credit, Certified Mortgage..., Construction Loans, HomePath, Loans, Loan Origination, Real Estate, Residential Mortgages, Real Estate Financing, Mortgage Lending, FHA financing, Government Loans, Refinance, Referrals, Debt Consolidation, USDA, Short Sales, Reverse Mortgages, Real Estate Transactions, Mortgage Underwriting, Finance, Non-Conforming, Mortgage Marketing, 203K, Commercial Mortgages, Home Equity Lines of..., HUD, Real Estate Economics, Rates, Underwriting, REO, FHA Financing, VA Loans
Education
Ohlone College 2000 — 2001
General Course Work
First California Mortgage Company October 2012 - Present
Skills
USDA, First Time Home Buyers, Mortgage Lending, Government Loans, Loans, Real Estate Transactions, Refinance, FHA, Residential Mortgages, Marketing
Education
FIDM/Fashion Institute of Design & Merchandising-San Diego
Marketing
First California Mortgage Company July 2014 - Present
The Stylish Gentleman January 2014 - Present
Aaron Ja' Monet Visual Concepts January 2013 - Present
Flight96thPlace Musical Enterprises January 2005 - Present
Security National Mortgage Company September 2013 - July 2014
Nike August 2012 - April 2014
Granello Bakery, Inc. June 2012 - May 2013
Urban Outfitters July 2010 - February 2012
Skills
Photoshop, Visual Merchandising, Mac, QuickBooks, Typing, CAD, Interior Design, Music Production, Microsoft Office, SQL, PC, Apple Numbers, Apple, Adobe Creative Suite, Illustrator, Marketing Strategy, Communication, Customer Service, First Time Home Buyers, Sales, Fashion
Education
Illinois Institute of Art 2009 — 2011
Fashion Merchandising
Florida Memorial College 2005 — 2007
English Language and Literature/Letters
Pinnacle Capital Mortgage January 2013 - Present
First California Mortgage Company April 2011 - January 2013
Perfection Mortgage, Inc. September 1998 - April 2011
Skills
Mortgage Lending, Loans, Investment Properties, Mortgage Banking, Refinance, Real Estate, Short Sales, First Time Home Buyers, Real Estate Transactions, Small Business, Investments, FHA, USDA, REO, Sales Management, Residential Homes, New Business Development, Sales, Team Building, Reverse Mortgages, Investors, Residential Mortgages, FHA financing, VA loans, Credit, Loan Origination, Sellers, Negotiation, Government Loans, Construction Loans, Referrals, HUD, Certified Mortgage..., Foreclosures, FHA Financing, VA Loans
Education
New Mexico Highlands University 1988 — 1993
BA, Business
ARIZONA PRIORITY CARE May 2015 - Present
ARIZONA PRIORITY CARE May 2015 - Present
ARIZONA PRIORITY CARE May 2015 - Present
ARIZONA PRIORITY CARE May 2015 - Present
Banner Health August 2014 - Present
Iasis Healthcare February 2010 - August 2014
First California Mortgage Company 2012 - 2013
Freeport McMoran April 2004 - November 2009
Skills
HIPAA, Process Improvement, Microsoft Office, Management, Software Documentation, Customer Service, Healthcare Information..., Lotus Notes, PeopleSoft, System Administration, Health Insurance, Medical Billing, Medical Coding, Claim, PowerPoint, Business Analysis, Medicare, Healthcare, Insurance
Education
Kaplan University-Davenport Campus 2014 — 2016
Health Information Technology, RHIT
Kaplan College-Phoenix 2014 — 2015
Associate of Applied Science in Health Information Technology, Health Information/Medical Records Technology/Technician, A
University Of Phoenix 2011 — 2013
Associates, Information Technology
Brookline College 2010 — 2011
Certificate, Medical Coding and Billing
Cobre High School 1994 — 1998
Diploma, Basic
First California Mortgage Company April 2015 - Present
Summit Funding, Inc. July 2013 - March 2015
Peoples Bank April 2011 - June 2013
Home Savings of America February 2009 - April 2010
Benchmark Lending Group 2009 - 2010
Skills
Microsoft Office, Microsoft Word, Customer Service, English, Windows, Research, Outlook, Public Speaking, Negotiation, Banking, Administration, Event Planning, Accounting, Mortgage Banking, Loans
Education
Musicians Institute 2004 — 2004
Petaluma High 1996 — 2000
First California Mortgage Company November 2014 - Present
Coldwell Banker Residential Brokerage, Northern California April 2014 - Present
zIngenuity, Inc. October 2009 - May 2014
First Franklin Financial/Bank of America January 2008 - October 2009
First Franklin Financial February 2004 - December 2008
First Franklin Financial January 2000 - January 2004
First Franklin Financial 1997 - 2000
Alliance Bancorp 1994 - 1997
Skills
Management, Strategic Planning, Project Management, Quality Control, Mortgage Lending, Underwriting, Loss Mitigation, California Real Estate..., Customer Service, Budgets, Negotiation, Public Speaking, Microsoft Word, Microsoft Excel, PowerPoint, English, Windows, Research, Outlook, Photoshop, HTML, Java
Education
California Coast University
Business Administration and Management, General
QLS
California Real Estate License, California Real Estate
Summit Funding, Inc. February 2015 - Present
Gold Star Mortgage Financial Group February 2014 - February 2015
First California Mortgage Company February 2011 - December 2013
First Option Lending, LLC August 2010 - February 2011
Erb Consulting February 2007 - February 2011
GMAC Mortgage, LLC June 1999 - November 2006
MidWest Financial Credit Union July 1997 - June 1999
Skills
Real Estate, Residential Homes, Mortgage Lending, FHA, Refinance, Mortgage Banking, Loans, Residential Mortgages, Loan Origination, First Time Home Buyers, Investment Properties, USDA, VA loans, Credit, Certified Mortgage..., Reverse Mortgages, FHA financing, Underwriting, Investments, Real Estate Financing, Sales, Sales Management, Selling, Marketing, Strategic Financial..., Management, Finance, Government Loans, Real Estate Transactions, Credit Analysis, Mortgage Underwriting, Real Estate Economics, Construction Loans, Home Equity Loans, Mortgage Marketing, Debt Consolidation, Banking, FHA Financing, VA Loans
Education
Kenyon College 1994 — 1997
B.A, History
Movement Mortgage, LLC June 2015 - Present
First California Mortgage Company August 2013 - June 2015
Prospect Mortgage, LLC July 2012 - September 2013
NeoVista, Inc 2008 - 2012
Baytek Mortgage January 2005 - April 2008
Cisco Systems December 1999 - April 2004
Skills
Order Management, Sales Order Processing, Administrative Support, Customer Service, Data Entry, ERP, Microsoft Office, Spanish, Event Planning, Meeting Planning, Travel Planning, Expenses, Real Estate Transactions, Mortgage Lending
Education
Heald College-San Jose 1994 — 1997
AAS, Medical Administrative
Cherry Creek Mortgage October 2014 - Present
First California Mortgage Company May 2011 - October 2014
APM dba American Family Funding July 2010 - July 2011
Western Mutual 2006 - 2007
Vesta Capital 2005 - 2006
GF Mortgage, Inc. 2000 - 2005
Greystone Financial January 2000 - October 2004
Skills
Loans, Mortgage Lending, Down Payment Assistance, FHA financing, Real Estate, Refinance, FHA, BPO, Mortgage Banking, Finance, HUD, Referrals, VA loans, Marketing, Reverse Mortgages, Small Business, Residential Mortgages, Loan Origination, USDA, Real Estate Financing, Investment Properties, Certified Mortgage..., Construction Loans, Government Loans, First Time Home Buyers, Credit, REO, Investors, Mortgage Marketing, Residential Homes, Sales, Short Sales, Foreclosures, Sellers, Real Estate Transactions, Single Family Homes, FHA Financing, VA Loans, Condos, Home Equity Loans, Investments, Real Estate Economics, Relocation, New Home Sales
Education
El Camino College 1990 — 1996
AS, Fire Science, Environmental Science
Hawthorne High School 1985 — 1990
First California Mortgage Company June 2013 - Present
Startup Consulting September 2009 - June 2013
First Republic Bank April 2010 - May 2012
Conifer Securities April 2008 - September 2009
Fisher Investments June 2005 - April 2008
Thomas Weisel Partners January 2002 - June 2005
Charles Schwab & co. 2000 - 2001
Senterprise, Inc. 2000 - 2000
Everything-Commerce.com 2000 - 2000
Senterprise 2000 - 2000
Skills
Team Leadership, Strategic Planning, Enterprise Architecture, IT Management, IT Strategy, Vendor Management, Data Center, Integration, Program Management, Disaster Recovery, Business Analysis, Investment Banking, Cloud Computing, PMO, Security, Management, PMP, Mobile Infrastructure, Mobile Technology, Product Management, Executive Management, Business Process..., Customer Relations, Business Strategy, Outsourcing, SaaS, Business Continuity, Asset Management, Process Engineering, Business Management, Start-ups, Change Management, IT Operations, Software Project..., Software Development, Team Management, Web Applications, Management Consulting, Agile, Product Development, Process Improvement, CRM, Enterprise Software, ERP, E-commerce, Consulting, Telecommunications, Information Technology
Education
University of Minnesota 1986 — 1988
MBA, Management Information Systems
Pace University 1981 — 1985
BS, Computer Science
Walt Disney World August 2015 - Present
Gonzaga University February 2013 - May 2015
First California Mortgage Company June 2013 - August 2013
Skills
Video Editing, Video, Editing, Photography, Writing, Premiere, Photoshop, After Effects, Leadership, Teamwork, Dreamweaver, InDesign, Illustrator
Education
Gonzaga University 2011 — 2015
Integrity Mortgage & Financial Inc. April 2015 - Present
Eagle Home Mortgage August 2014 - March 2015
First California Mortgage Company January 2014 - July 2014
Pinnacle Mortgage Group, Inc. June 2013 - December 2013
Mercury Payment Systems June 2011 - May 2013
Independent Consultant January 2010 - March 2011
Retail Data Systems August 2007 - June 2009
Xerxes Computer Corporation August 2006 - August 2007
North Country Business Products August 2003 - August 2004
NCR May 1978 - December 2001
Skills
New Business Development, Solution Selling, Sales Operations, B2B, Strategy, Account Management, Sales, Leadership, Contract Negotiation, Management, Online Marketing, Negotiation, Business Intelligence, Customer Retention, Strategic Partnerships, Strategic Planning, Salesforce.com
Education
Kansas State University 1974 — 1978
Bachelor of Science, Business Marketing
True Liberty Bags January 2014 - Present
Zenni Optical December 2011 - January 2014
First California Mortgage Company December 2010 - December 2011
Simons and Woodard August 2008 - March 2010
The Press Democrat July 2004 - July 2008
National Script Center September 2002 - December 2003
Skills
Advertising, Online Advertising, Customer Service, Email Marketing, Social Media Marketing, Marketing, Marketing Strategy, Salesforce.com, Social Media, Team Building, Account Management, CRM
Education
Empire College 2009 — 2013
AA, Office Administration
Academy of Art University
Plaza Loans May 2014 - June 2015
First California Mortgage Company July 2013 - June 2014
Flagship Financial Group September 2010 - July 2013
Skills
FHA, Mortgage Banking, Mortgage Lending, Loan Origination, Residential Mortgages, Loans, Investments, Sales Management, Customer Service, Sales, Financial Analysis, Account Management, Residential Homes, Business Development, Credit, VA loans, Strategic Financial..., Reverse Mortgages, New Business Development, Commercial Mortgages, Bank Secrecy Act, Refinance, Real Estate, Finance, Home Equity Loans, Credit Analysis, Relationship Management, Investment Properties, Selling, First Time Home Buyers, Small Business, Referrals, FHA financing, REO, Foreclosures, Short Sales, Financial Services, Government Loans, Wealth Management, Investors, Real Estate Financing, USDA, VA Loans, FHA Financing, Management, Leadership, Marketing, Team Building
Education
California Culinary Academy 2000 — 2002
AOS and B&P Degrees, Culinary Arts, General w/a Baking and Pastry focus
First California Mortgage Company June 2014 - Present
SecurityNational Mortgage Company August 2013 - June 2014
Patriot Bank March 2012 - July 2013
JPMorgan Chase February 2011 - February 2012
Skills
Mortgage Marketing, Loans, Investments, Credit, Banking, In the finance industry..., underwriting and..., documentation program., Equities, Wealth Management, Portfolio Management, Retirement Planning, Mutual Funds, Fixed Income, Financial Services, Derivatives, Capital Markets, Strategic Financial..., Refinance, First Time Home Buyers, FHA, Foreclosures, Real Estate Transactions, Real Estate, Investment Properties, REO, Sales, Residential Homes, Mortgage Banking
Education
City University of New York-Queens College 1980 — 1983
Bachelor of Business Administration (B.B.A.), Economics
First California Mortgage Company September 2014 - Present
GALLINA LLP September 2003 - August 2014
Skills
Tax Returns, Corporate Tax, GAAP, Income Tax, Tax, Partnership Taxation, Accounting, Auditing, Tax Preparation, Tax Research, CPA, Assurance, Construction Accounting, S Corporations
Education
California State University-Fullerton 1995 — 2001
BA, Accounting, Finance
Chapman University 1993 — 1995
Prime Lending/The Davis Team August 2014 - Present
RPM Mortgage, Inc. October 2013 - August 2014
First California Mortgage Company January 2011 - October 2013
PMAC Lending Services September 1995 - December 2010
Skills
Loans, Underwriting, Real Estate, Mortgage Banking, Mortgage Lending, Credit Analysis, Residential Mortgages, FHA, Refinance, Sales Management, Investment Properties, Credit, First Time Home Buyers, Loan Origination, Relationship Management, Investments, Mortgage Underwriting, Negotiation, VA loans, Foreclosures, Selling, Reverse Mortgages, REO, Condos, Sellers, Real Estate Transactions, Short Sales, Government Loans, Banking, FHA financing, Investors, Certified Mortgage..., Referrals, Residential Homes, Consumer Lending, Real Estate Financing, Sales Presentations, Finance, USDA, New Business Development, Single Family Homes, Construction Loans, Sales, Loss Mitigation, Wholesale Lending, Commercial Mortgages, HUD, Mortgage Marketing, Home Equity Loans, VA Loans
Education
California State Polytechnic University-Pomona 1986 — 1988
First California Mortgage Company May 2012 - Present
JPMorgan Chase April 2009 - May 2012
Chase April 2010 - January 2012
Wells Fargo Home Mortgage April 2007 - April 2009
Skills
Mortgage Banking, Mortgage Underwriting, Mortgage Lending, FHA, Loans, Loan Origination, Refinance, Residential Mortgages, USDA, FNMA, VA loans, Underwriting, Credit, Credit Analysis, Loan Modifications
Education
Northern Arizona University 2005 — 2008
Bachelor of Business Administration (B.B.A.), Accounting and Business/Management, A
W.J. Bradley Mortgage Capital, LLC November 2014 - Present
First California Mortgage Company June 2012 - November 2014
Direct Title January 2010 - October 2010
National Alliance Title 2005 - 2007
Skills
FHA, Loan Servicing, Mortgage Lending, Refinance, VA loans, Loans, First Time Home Buyers, FHA financing, Investment Properties, Credit, Real Estate Transactions, Short Sales, Funding, Credit Analysis, Business Development, Loan Origination, Dropbox, FHA Financing, VA Loans, Real Estate, REO, Foreclosures
Education
Oxnard College 2002 — 2004
First California Mortgage Company September 2014 - Present
Movement Mortgage, LLC September 2013 - Present
Sound Mortgage Inc June 2013 - August 2013
California Casualty Management Company January 2011 - April 2013
American Fidelity Educational Services October 2009 - January 2011
JEMM Properties February 2002 - October 2009
Skills
Customer Service, Sales Management, Short Sales, Account Management, Strategic Planning, Salesforce.com, Sales, Employee Benefits, Project Management, Lead Generation, Marketing, New Business Development, Microsoft Office
Education
Central Washington University 1992 — 1997
Bachelor of Arts (B.A.), Sociology
Mercer Island High School 1988 — 1991
Summit Funding, Inc. December 2014 - Present
First California Mortgage Company July 2014 - April 2015
Arete Mortgage Group December 2012 - July 2014
Independent Realty Group October 2006 - December 2012
Cal Coast Mortgage July 2001 - August 2006
La Valencia Hotel 1993 - 1999
Skills
Short Sales, Lease Option, Foreclosure Prevention, Negotiation, Credit Restoration, Real Estate, Investment Properties, Mortgage, Foreclosures, First Time Home Buyers, REO, Sellers, Investors, Single Family Homes, Condos, Luxury, Residential, Real Estate Investment, Buyer Representation, Relocation, Refinance, First Time Buyers, Listings, Mortgage Lending, Distressed Property, New Home Sales, Home, Referrals, Property Management, Land, Purchase, FHA, HUD, Realty, SFR, Relocations, Buying, Selling, Loan Modification, Real Estate Development, New Homes, Residential Homes, Buyers, Real Property, Mortgage Banking, Property, Real Estate Economics
Education
University of California, Los Angeles 1999 — 2001
Cuyamaca College 1998 — 1999
Real Estate
Grossmont High school 1984 — 1989
Emerald Jr. High 1983 — 1984
Cuyamaca Elementary School 1977 — 1982
First California Mortgage Company July 2014 - Present
Crossline Capital January 2014 - July 2014
Medallion Mortgage November 2012 - January 2014
Heritage Oaks Bank October 2008 - November 2012
Skills
Microsoft Word, Microsoft Excel, Microsoft Office, Financial Analysis, Customer Service, PowerPoint, Financial Statements, Loans, Loan Servicing, Mortgage Banking, Home Loans, Loan Origination, First Time Home Buyers, FHA financing, VA loans, USDA Rural Housing, Refinance, Banking, Credit Analysis, Jumbo Mortgage, Mortgage Lending, FHA, Residential Mortgages, Government Loans, FHA Financing, VA Loans, Home Equity Loans
Education
California State University-Sacramento
Bachelor's degree, Business Administration and Management, General
Pinnacle Capital Mortgage Corp October 2013 - Present
Commerce Mortgage September 2012 - September 2013
Wells Fargo Home Mortgage June 2006 - June 2009
First California Mortgage Company August 2003 - May 2006
Princeton Capital March 1995 - July 2003
First Franklin April 1987 - February 1995
IBM Corporation September 1966 - March 1987
Skills
Mortgage Lending, Loans, Loan Origination, Refinance, Mortgage Banking, FHA, Residential Mortgages, Credit, USDA, VA loans, Credit Analysis, FHA financing, Underwriting, Banking
Education
North Carolina Central University 1964 — 1966
Bachelor of Science (BS), Mathematics, 3.8
North Carolina Central University 1962 — 1966
Bachelor of Science (BS), Mathematics
eTrigue Corp. June 2015 - Present
NSA / Juice Plus+ March 2012 - June 2015
First California Mortgage Company May 2013 - 2013
Google Inc. November 2007 - September 2009
Skills
Social Media, Customer Service, Social Networking, Google Adwords, Photoshop, Sales, Marketing, Marketing Strategy, PowerPoint, Email Marketing, Microsoft Office, Event Planning, Leadership, Microsoft Word, Microsoft Excel, Social Media Marketing, Team Building, Management
Education
Gavilan College
First California Mortgage Company January 2013 - Present
Guaranteed Rate August 2012 - December 2012
First California Mortgage Company February 2012 - August 2012
Chase Bank October 2008 - July 2009
Washington Mutual Bank August 2002 - October 2008
Skills
Residential Mortgages, Mortgage Lending, FHA, Mortgage Banking, VA loans, Refinance, Real Estate, FHA financing, Loans, USDA, Mortgage Underwriting
Education
UC Davis 2001 — 2003
BS, Sociology, Law & Society
CSU Chico 1988 — 1989
First California Mortgage Company September 2009 - Present
Arthritis and Sports Ortheapodics July 2008 - February 2009
Residental Mortgage Capital January 2007 - November 2007
Countrywide Home Loan May 2005 - December 2006
Washington Mutual Home Loan April 2003 - May 2005
Education
California State University-Chico
Business Management
Veritas Funding January 2013 - Present
Eagle Home Mortgage October 2012 - December 2012
First California Mortgage Company April 2012 - November 2012
Citywide Home Loans August 2009 - August 2011
American Lending Network February 2009 - July 2009
Skills
American Sign Language, Graphic Design, Excel, FHA, Customer Relations, Conventional, VA, Refinance, Mortgage Lending, USDA, Mortgage, Word, Mortgage Industry, First Time Home Buyers, Purchase, Real Estate, Investment Properties, B2B, Microsoft Office, Budgeting, Public Speaking, Problem Solving, Residential, Loans, Credit, First Time Buyers, PowerPoint, Mortgage Banking, VA loans, Conforming, Banking, Reverse Mortgages, Coaching, Home, Investments, Residential Homes, Customer Service, Government Loans, Loan Origination, Certified Mortgage..., Budgets, Finance, Construction Loans, Mortgage Marketing, Referrals, Real Estate Financing, Mortgage Underwriting, Commercial Mortgages, Home Equity Loans, Sellers
Education
Brigham Young University 1990 — 1995
Bachelor of Science, Psychology
Fallbrook High School 1983 — 1987
General Education
Reliant Mortgage & Realty, Inc. June 2015 - Present
West Coast Funding July 2014 - June 2015
Land Home Financial Services September 2012 - July 2014
First California Mortgage Company June 2012 - September 2012
Golden Equity Mortgage September 2011 - June 2012
Rice Church Financial 1993 - 2011
Western Financial Savings 1990 - 1991
Education
Humboldt State University 1985 — 1998
B.S., Business Administration
Monte Vista High School 1976 — 1980
High School Diploma
First California Mortgage Company February 2015 - Present
Umpqua Bank May 2012 - January 2015
Gainer Financial May 2010 - May 2011
CMG Mortgage April 2009 - May 2010
Residential Pacific Mortgage January 2008 - October 2008
Paul Financial June 2006 - August 2007
Capitol Commerce Mortgage January 1996 - August 2003
Pacmor Financial Corporation dba Pacific Mortgage January 1986 - January 1996
Skills
Loans, Mortgage Lending, Real Estate, Banking, Underwriting, Retail, Customer Service, Management, Leadership, Team Building, Loan Origination, Mortgage Banking, Budgets, Microsoft Excel, Public Speaking
Education
California State University-Chico 1977 — 1982
Business Administration - Accounting
First California Mortgage Company July 2015 - Present
Carrington Home Solutions, L.P. March 2015 - July 2015
PennyMac Mortgage December 2014 - March 2015
Comcast Cable September 2013 - December 2014
Paramount Equity November 2012 - August 2013
AMPAC Fine Chemicals August 2008 - March 2013
Washington Mutual (Now Chase) April 2006 - August 2008
People's Choice Home Loan March 2005 - August 2006
Skills
Sales, Mortgage Lending, Credit, Sales Management, FHA, Management, Mortgage Banking, New Business Development, Refinance, Loan Origination, VA loans, USDA, Loans, Residential Mortgages, Marketing, Salesforce.com, Team Building, Training, Real Estate, Finance, Business Strategy, Negotiation, Outside Sales, FHA financing, Branch Management, Pharmaceutical Industry, EHS, Calyx Point, Recruiting, Cold Calling, Home Equity Loans, Insurance, Home Equity Lines of..., Mortgage Marketing, Lines Of Credit, Mortgage Underwriting, Rates, Residential Homes, Certified Mortgage..., Consumer Lending, Real Estate Financing, Loan Modifications, Selling, Encompass, Team Leadership, VA Loans, Customer Service, FHA Financing
Education
Butte College 1995 — 1995
Fire Science, Fire Science and EMT
Trinity University 1993 — 1995
Bachelors in Business Administration, Business
Weber State University 1989 — 1990
Bachelor of Science (B.S.), Business Administration
De Anza College 1987 — 1989
None, General Studies
Nova Home Loans August 2011 - Present
First California Mortgage Company January 2010 - August 2011
IntelliChoice Mortgage May 2007 - January 2010
Skills
Short Sales, USDA, FHA financing, Loan Origination, FHA, VA loans, Real Estate, Refinance, Mortgage Lending, Mortgage Banking, Residential Mortgages, Credit, Investors, Construction Loans, First Time Home Buyers, Loans, Mortgage Underwriting, Certified Mortgage..., Reverse Mortgages, Real Estate Financing, Government Loans, Real Estate Economics, Mortgage Marketing, Relocation, Residential Homes, Debt Consolidation, Investment Properties, HUD, Home Equity Lines of..., Commercial Mortgages, Home Equity Loans, Underwriting, Rates, Finance, Credit Analysis, Mortgage Servicing, Loan Servicing, REO, Referrals, Financial Structuring, Foreclosures, Commercial Lending, Loss Mitigation, Funding, HomePath, 203K, FHA Financing, VA Loans
Education
Arizona State University, W. P. Carey School of Business 1996 — 1998
BS, Finance
Mesa Community College 1994 — 1996
Alaska USA Mortgage Company September 2013 - Present
Liberty Home Equity Solutions, Inc December 2011 - 2013
First California Mortgage Company July 2011 - December 2011
Private Person March 2011 - July 2011
AlaskaUSA Mortgage Company 2010 - 2011
Chase Bank/Washington Mutual Bank 2001 - 2010
PromiseLand Real Estate & Development October 2000 - September 2006
Coldwell Banker January 1999 - January 2000
Skills
Mortgage Lending, Loans, Business Development, Coaching, Credit, Loan Origination, Real Estate, Sales, FHA, Strategic Planning, Customer Service, Leadership, Refinance, Banking, Mortgage Banking, VA loans, Reverse Mortgages, Real Estate Transactions, Underwriting, First Time Home Buyers, FHA financing, Program Management, USDA, Residential Mortgages
Education
Mission College 1987 — 1989
Certificate, Management and Supervision; Property Management; Business Management
Asia-Pacific International University 1987 — 1988
Certificate, Management and Supervision
Edmonds Community College
Business & Property Management
First California Mortgage Company 2011 - Present
SWBC Mortgage 2008 - 2011
Excel Funding Real Estate Services, Inc. 1996 - 2006
Skills
FHA, Recruiting, Loans, Mortgage Lending, Mortgage Banking, Refinance, Management, Loan Origination, Residential Mortgages, FHA financing
Education
Los Angeles Harbor College
Joined the work force, and did not finish my education
American Red Cross September 2014 - Present
Venta Wholesale February 2014 - August 2014
American Southwest Mortgage Corporation July 2011 - October 2013
First California Mortgage Company July 2009 - July 2011
First Magnus Financial Corporation July 2004 - June 2009
Skills
Management, Sales Management, Sales, Sales Operations, CRM, Direct Sales, New Business Development, Team Building, Training, Customer Service, Entrepreneurship, Product Development, Business Planning, Banking, P&L Management, Real Estate, Finance, Business Development, Investments, Account Management, Financial Analysis, Mortgage Banking
Education
Loyola University of Chicago 1987 — 1991
Bachelor of Business Administration (B.B.A.), Business Administration
First California Mortgage Company April 2014 - Present
Castle & Cooke Mortgage, LLC August 2010 - April 2014
Benchmark Bank July 2009 - July 2010
Colonial Bank November 2008 - July 2009
Easy Mortgage Company May 2004 - September 2008
Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Banking, Sales Management, Jumbo Mortgage..., FHA financing, Conventional financing, First Time Home Buyers, Customer Service, FNMA Homepath &..., Relocation, VA loans, USDA, Investment Properties, Refinance, Real Estate, New Home Sales, Loan Origination, FHA
Education
Radford University 1989 — 1993
Bachelor of Science (B.S.), Communication, Journalism & finance
Lake Braddock Secondary School 1983 — 1989
Bachelor of Science, Communication and Media Studies
Citywide Home Loans March 2015 - Present
The Job Store Staffing (Colorado) February 2014 - January 2015
First California Mortgage Company June 2013 - October 2013
Urban Lending Solutions April 2012 - June 2013
Manpower Staffing @ Kroll Factual Data January 2012 - April 2012
First Northern Bank of Wyoming August 2011 - January 2012
Sun Microsystems April 2007 - February 2010
Boulder County Health and Human service January 2006 - December 2006
Schultz Remodeling February 2003 - November 2003
Premier Mortgage Group January 2002 - October 2002
Skills
Mortgage Lending, Conventional Financing, FHA/VA, Customer Service, Loans, Credit, Analysis, Problem Solving, Organization &..., Microsoft Excel, Software Documentation, Microsoft Office, Outlook, Troubleshooting, Networking, Teamwork, Administrative..., Training, Customer Satisfaction, Spreadsheets, PowerPoint, Microsoft Word, Time Management, Excel, Hard Worker, Word, Administrative Support, Calendars, Compliance, Customer Relations, FHA
Education
Front Range Community College 2002 — 2003
PC Applications and A+ computer Maintenance, 3.5
New American Funding March 2015 - Present
Rocky Mountain Brassworks February 2014 - Present
First California Mortgage Company May 2014 - March 2015
LeaderOne Financial 2013 - May 2014
Arch Technology Solutions July 2010 - October 2011
TIAA-CREF November 2010 - June 2011
Edward Jones August 2009 - May 2010
Skills
Networking, Finance, Management, Direct Sales, Salesforce.com, Account Management, Professional Services, Data Center, Sales, Sales Management, New Business Development, Cisco Technologies, HP, VoIP, SaaS, Sales Process, Managed Services, Channel Partners
Education
University of Oklahoma - Price College of Business 2006 — 2009
Bachelor of Business Administration, Finance
Blinn College
Katy
First California Mortgage Company May 2012 - Present
Skills
Mortgage Lending, FHA, Loans, Mortgage Banking, Refinance, Credit, Loan Origination, Real Estate, First Time Home Buyers, Residential Mortgages, Leadership, Investment Properties, VA loans, Negotiation, Sales
Education
San Jose State University 1998 — 2001
Bachelor of Science (BS), Business Administration and Management, General
Fullerton College 1996 — 1998
General Education
United States Air Force Academy 1995 — 1996
General Studies
Guild Mortgage April 2014 - Present
First California Mortgage Company April 2010 - March 2014
Real Estate Investor 2000 - 2012
Point Mortgage Corp. May 2008 - January 2010
Skills
FHA, Mortgage Lending, Loans, Real Estate, Sellers, Mortgage Marketing, Refinance, First Time Home Buyers, Investment Properties, Mortgage Banking, Residential Mortgages, Loan Origination, REO, Investors, Real Estate Financing, Veterans Affairs, Credit, VA loans, Sales, Short Sales, Small Business, Government Loans, Selling, Insurance, Strategic Financial...
Education
Grossmont College
First California Mortgage Company July 2014 - Present
Security National Mortgage July 2013 - July 2014
JPMorgan Chase January 2011 - July 2013
Wells Fargo January 2010 - January 2011
Nevada Fair Housing January 2008 - February 2010
Financial Title Company 2006 - 2008
Financial Title Company 2006 - 2008
Financial Title Company 2006 - 2008
Skills
New Business Development, Business Development, Sales Operations, Sales Management, Sales Presentations, Mortgage Lending, Mortgage Marketing, Non-profit..., Non-profit Leadership, Product Marketing, Analysis, Loans, Credit, Sales, Relationship Management, Selling, Funding, Investment Properties, First Time Home Buyers, Investors, Real Estate, Foreclosures, Sellers, Referrals
Education
Nevada State College 2012 — 2014
Nevada State College
Self Office Manager/BookkeeperDoriot Construction1999 - 2009
U.S. Census Bureau -- Census Coverage Management 1999 - 2006
Northwest Temporary Agency 1993 - 1999
First California Mortgage Company 1989 - 1993
U.S. Census Bureau -- Census Coverage Management 1989 - 1989
Skills
Office Management, Data Entry, Medical Terminology, 10 Key, Outlook, Office Administration, Copy Editing, Invoicing, Proofreading
Education
Kaplan University 2010 — 2011
A.S., Health Information Technology/Management
Indian Valley Community College 1989 — 1989
Business Skills Refresher
San Diego Mesa College 1980 — 1981
A.A., A.S., Gen. Education, Gen. Biology
Aspire Lending February 2015 - Present
HomeBridge Financial Services, Inc. June 2014 - January 2015
American Pacific Mortgage August 2013 - May 2014
First California Mortgage Company October 2012 - August 2013
WJ Bradley Mortgage Capital Corporation August 2011 - October 2012
First Choice Bank in California June 2010 - August 2011
Skills
Customer Service, Real Estate, Sales, Leadership, Software Documentation, Contract Management, Public Relations, Market Planning, Russian, Business Intelligence, Digital Imaging, Negotiation, Financial Services, Mortgage Lending, Credit, Loans, Mortgage Banking, Loan Origination, Residential Mortgages, FHA, Government Loans, USDA, Refinance, VA loans, Real Estate Transactions, REO, Referrals, Small Business, First Time Home Buyers, Real Estate Financing, Investment Properties, FHA financing, Reverse Mortgages, Mortgage Marketing, Certified Mortgage..., Real Estate Economics, Investors, Foreclosures, Credit Analysis, Underwriting, Mortgage Underwriting, Construction Loans, Loss Mitigation, Funding, Short Sales, Property, VA Loans, FHA Financing
Education
Davenport University 2006 — 2008
Bachelor of Administration, Business Management
Grand Rapids Community College
Associate of Arts, Business Administration
First California Mortgage Company July 2013 - Present
Bank of America February 2013 - August 2013
Chase Home Lending July 2011 - February 2013
Wells Fargo Home Mortgage February 2009 - October 2010
Lennar Homes/Universal American Mortgage Company August 2003 - December 2008
MidFirst Bank September 2002 - July 2003
Skills
FHA, Mortgage Banking, Mortgage Lending, Refinance, VA loans, Loan Origination, Loans, Residential Mortgages, First Time Home Buyers, Credit, Investment Properties, Real Estate, Investors, Banking, Certified Mortgage..., Foreclosures, Short Sales, Finance, Residential Homes, Investments, Financial Analysis, Construction Loans, Real Estate Financing, Mortgage Underwriting, Home Equity Loans, Referrals, Reverse Mortgages, Home Equity Lines of..., Underwriting, VA Loans
Education
University of Miami 2001 — 2002
Master's degree, International Administration
Central Michigan University 1996 — 1999
Bachelor of Science, Spanish
AmeriFirst Financial, Inc. February 2015 - Present
LoanOfficerSchool.com September 2011 - Present
First California Mortgage Company January 2011 - February 2015
Skyline Financial Corp August 2007 - June 2009
Guild Mortgage Company 2000 - 2006
Mortgage Experience July 1984 - July 1995
Skills
FHA, Mortgage Lending, Underwriting, Loans, Referrals, Refinance, VA loans, Real Estate, Sellers, FHA financing, First Time Home Buyers, Real Estate Transactions, Relocation, USDA, Mortgage Banking, Loan Origination, HUD, Residential Mortgages
Education
Los Angeles Valley College 1979 — 1983
AA, Liberal Arts and Sciences, General Studies and Humanities
Van Nuys High School 1978 — 1979
First California Mortgage Company August 2015 - Present
Envoy Mortgage July 2014 - August 2015
Eagle Home Mortgage September 2011 - February 2014
GMAC Mortgage January 2010 - August 2011
Interstate Mortgage Service June 2007 - 2010
GMAC Rescap dba Ditech.com February 2003 - June 2007
Skills
Mortgage Lending, Recruiting, Coaching, Business Development, Real Estate Financing, VA Financing, FHA financing, USDA Financing, Floating Home Financing, Mortgage Marketing, Residential Mortgages, Loan Officer Coaching, Finance, USDA, Mortgage Banking, Loan Origination, Certified Mortgage..., Sales Management, Real Estate, VA loans, Reverse Mortgages, Selling, Credit, Mortgage Underwriting, Credit Analysis, Refinance, Underwriting, Sales, Investment Properties, Commercial Lending, Investments, Banking, First Time Home Buyers, Government Loans, Loans, Home Equity Loans, FHA, Marketing, Construction Loans, Debt Consolidation, Direct Sales, Real Estate Economics, Commercial Mortgages, Consumer Lending, Foreclosures, Home Equity Lines of..., REO, Referrals, Leadership, Investors
Education
Western Governors University 2010 — 2011
BS, Marketing Management
Central Washington University 1997 — 1999
Business Management
WDB Funding, LLC January 2014 - Present
Rushmore Loan Management Services LLC September 2012 - December 2013
First California Mortgage Company October 2011 - September 2012
Global Logic Advisors, LLC July 2008 - October 2011
First Franklin/Merrill Lynch August 1986 - June 2008
Skills
Mortgage Lending, Banking, Mortgage Banking, Real Estate, Loan Origination, Sales, Loans, New Business Development, Financial Analysis, Residential Mortgages, Coaching, Process Improvement, Marketing, Strategic Planning, Training, Loss Mitigation, Team Building, Credit, Sales Management, Contract Negotiation, Business Development, FHA, Financial Services, Project Management, Leadership, Management, Credit Analysis, Refinance, Investment Properties, Underwriting, Executive Management, Account Management, Credit Risk, Risk Management, Finance, Team Leadership, Operations Management, Direct Sales, Strategy, Accounting, Selling, B2B, Asset Management, Business Analysis, Recruiting, Mergers & Acquisitions, Customer Service, Mortgage Underwriting, Loan Servicing, Mortgage Servicing
Education
California State University-Chico 1981 — 1985
Homestead Schools
First California Mortgage Company March 2015 - Present
MRN cubed, LLC April 2014 - Present
Pampered Ponies October 2012 - Present
Nationstar Mortgage November 2012 - August 2013
Renew Lending October 2010 - June 2011
Titan Wholesale Mortgage Company June 2010 - September 2010
Sierra Pacific Mortgage August 2003 - March 2010
Capitol Commerce Mortgage November 1997 - August 2003
Commerce Security Mortgage January 1992 - October 1997
Skills
Staff Mentoring, LexisNexis, Due Diligence, DU/LP, Calyx,..., Loss Mitigation, Profit Improvement, WebTrac, Microsoft Office, Microsoft Word, Risk Management, Calyx, Profit Maximization, Mortgage Lending, Loan Origination, Credit, VA loans, FHA, Mortgage Underwriting, Loans, Credit Analysis, Banking, Residential Mortgages, Refinance, Underwriting, Finance, Investment Properties, Mortgage Banking, Real Estate Economics, FHA financing, USDA, Reverse Mortgages, Management, Funding, Customer Service, Government Loans, Real Estate Financing, Commercial Mortgages, Loan Servicing, Wholesale Lending, Construction Loans, VA Loans, FHA Financing
Education
American River College 1976 — 1977
police and community sciences
Ponderosa High School 1971 — 1975
Asset Quest 2012 - Present
Palm Bay Cabinet Company 2006 - 2012
London Bay Homes 2004 - 2006
Galligan Enterprises, INC 1994 - 2004
Allied Marketing Group 1993 - 2004
First California Mortgage Company 1991 - 1993
Skills
Real Estate, Investment Properties, Commercial Pilot, Project Management, Sales & Marketing..., Business Management, Property Management, Construction Management, Capital Management, Project Finance, Land Development, Real Estate Economics, Commercial Real Estate, Sales Operations, Value Engineering, Negotiation, Property, Sales Process, Rentals, New Homes, Townhomes, Budgets, Mortgage Lending, Real Estate Transactions, Real Estate Financing, Foreclosures, Construction, Apartments, REO, Contractors, Cold Calling, Project Bidding, Selling, Renovation, Loans, Real Property, Buyer Representation, Sellers, Finance, Management, Strategic Planning, Mergers & Acquisitions, Luxury, Residential Homes, Home, Commercial Aviation, Real Estate Development, Process Scheduler, Market Analysis, Brokerage
Education
Marylhurst University 2014 — 2015
Master of Business Administration (MBA), Real Estate Finance
Embry Riddle Aeronautical University-Prescott 1988 — 1991
Bachelor of Science (BS), Aeronautical Science
First California Mortgage Company November 2013 - Present
First California Mortgage Company February 2013 - October 2013
W.J. Bradley Company June 2009 - February 2013
Citi Group March 2006 - June 2009
First Horizon Home Loans June 2005 - March 2006
Bank of America June 2004 - June 2005
American Standard Mortgage Company February 2001 - June 2004
Skills
Income Statement, Mortgage Banking, Mortgage Lending, Loans, FHA, Banking, Credit, Residential Mortgages, Loan Origination, Underwriting, Sales, Refinance, USDA, VA loans, P&L Management, P&L Responsibility, Building High..., Team Building, Sales Management, Investment Properties, Mortgage Underwriting, Reverse Mortgages, Certified Mortgage..., FHA financing, Construction Loans, Government Loans, Commercial Mortgages, Real Estate Financing, Loss Mitigation, Home Equity Loans, Commercial Lending, Mortgage Marketing, Credit Analysis, Financial Structuring, Loan Servicing, Home Equity Lines of..., Consumer Lending, Real Estate Economics, Wholesale Lending, P&L, Mortgage Servicing, Public Speaking, Training, Profit Maximization, Recruiting, Strategic Recruitment..., Branch Management, New Business Development, Sales & Marketing..., Microsoft Word
Education
Portland State University 1996 — 2001
Economics
Financial Security Mortgage, Associates of Eagle Home Mortgage September 2014 - Present
Business Resource Alliance Group September 2012 - Present
Applewood Our House 2010 - Present
First California Mortgage Company August 2013 - September 2014
Nova Home Loans March 2012 - August 2013
First California Mortgage Company 2013 - 2013
MegaStar Financial 1999 - March 2012
First City Financial 1993 - 1999
Skills
Investment Properties, FHA, Home Equity Loans, Fixed Rate Mortgages, Vacation Homes, Real Estate, Debt Consolidation, Mortgage Banking, VA loans, Credit, USDA, Loans, Loan Origination, Term Loan, Residential Mortgages, Mortgage Lending, Refinance, Customer Service, Investments, Reverse Mortgages, First Time Home Buyers, Real Estate Transactions, Selling, Certified Mortgage..., Brokerage, Residential Homes, Condos, Investors, Mortgage Underwriting, Mortgage Marketing, HUD, Underwriting, Short Sales, Single Family Homes, Loss Mitigation, Credit Analysis, Construction Loans, Banking, Finance, Referrals, FHA financing, Real Estate Financing, Government Loans, REO, Mortgage Servicing, Negotiation, Non-Conforming, Portfolio Management, Leadership, Funding
Education
North Dakota State University 1972 — 1979
BA/MS, Economics
Stearns Lending (NMLS #1854) January 2014 - Present
First California Mortgage Company January 2011 - January 2014
Prospect Mortgage, LLC April 2009 - January 2011
Countrywide KB October 2004 - March 2009
Skills
Six Sigma, Team Building, Mortgage Lending, Talent Management, Recruiting, Business Development, Growth Strategies, Business Process..., Training, Sales, Leadership, Customer Satisfaction, FHA, Credit, Management, Loans, Marketing, Mortgage Banking, Residential Mortgages, Loan Origination, Refinance
Education
Norwich University 2012 — 2013
MBA, Organizational Leadership
Six Sigma Certified Black Belt
Senior Advisory Group February 2014 - Present
First California Mortgage Company February 2010 - January 2014
Community Assocation Insurance Services, LLC July 2008 - February 2010
First National Bank of Arizona March 2003 - June 2008
Dale Carnegie Training 2008 - 2008
Grand Destiny Group November 1999 - February 2003
International Components Corporation / Unitech Industries June 1996 - October 1999
Skills
Loans, Underwriting, Mortgage Banking, Residential Mortgages, Insurance, Credit, FHA, Mortgage Lending, USDA, Loan Origination, Refinance, Banking, Sales Management, Finance, First Time Home Buyers, FHA financing, Certified Mortgage..., Funding, REO, VA loans, Short Sales, Investors, Social Security, Income Protection, Retirement Planning
Education
Northern Arizona University 1991 — 1995
BS, Advertising
Fairway Independent Mortgage Corporation March 2014 - Present
W.J. Bradley Mortgage Capital, LLC May 2013 - February 2014
First California Mortgage Company June 2010 - April 2013
Colorado Association of Mortgage Professionals January 2011 - December 2011
Frost Mortgage Lending Group, A PRMI Company November 2009 - May 2010
Apollo Financial Services October 2000 - December 2009
KOM & Associates October 1994 - October 1998
The Torrance Company October 1990 - October 1994
Skills
Mortgage Lending, FHA, Loans, Mortgage Banking, Refinance, USDA, First Time Home Buyers, Loan Origination, Investment Properties, Residential Mortgages, VA loans, Real Estate, Credit, FHA financing, Real Estate Transactions, Mortgage Underwriting, FHA Financing
Education
California State University-Fullerton, Mihaylo College of Business and Economics 1992 — 1994
Business, Accounting
Long Beach City College 1989 — 1991
AA-Accounting, Accounting
American Pacific Mortgage August 2013 - Present
First California Mortgage Company April 2011 - July 2013
Cambridge Funding February 2004 - March 2011
Control Air Conditioning Corp. July 1997 - January 2004
Mesa Energy Systems, Inc June 1995 - June 1997
Southland Industries July 1993 - June 1995
Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Sales Management, Executive Management, Operations Management, Streamlining Operations, Process Improvement, Task Management, Project Management, Training, Technical Writing, Creative Writing, Creativity, Analytics, REO, Sales, Loans, Negotiation, Real Estate, Investment Properties, Customer Service, Time Management, Finance, Contract Negotiation, First Time Home Buyers, Residential Homes, Retail, Short Sales, Selling, New Business Development, Foreclosures, Leadership, Credit Analysis, Real Estate Financing, Jumbo Mortgage, Microsoft Office, Team Management, FHA financing, VA loans, Government Loans, Home Equity Loans, Recruiting, Refinance, Reverse Mortgages, FHA, Loan Origination, USDA, Certified Mortgage..., Mortgage Underwriting
Education
Azusa Pacific University 1989 — 1993
Bachelor's of Science
University of California, Los Angeles 1987 — 1989
Paramount 1983 — 1987
Guaranteed Rate September 2013 - Present
First California Mortgage Company October 2011 - July 2012
Umax Mortgage September 2004 - October 2011
Skills
Relationship Building, Idea Generation, Problem Solving, Self Starter, Team Motivator, Self Driven, Dedicated to Success, FHA, Finance, Loans, Managed Hosting, Management, Mortgage Lending, Self-driven, Refinance, Residential Mortgages
Education
Iowa State University - College of Business 1996 — 1999
Bachelor of Science, Business
Capital One January 2015 - Present
Capital One May 2013 - January 2015
Capital One February 2013 - May 2013
Capital One January 2012 - February 2013
Capital One September 2010 - January 2012
First California Mortgage Company June 2006 - January 2010
Skills
Analysis, Analytics, Marketing, SQL, Data Analysis, Financial Modeling, Credit, Strategic Planning, CART, Excel, Research, Financial Analysis, Business Strategy, Customer Experience, PowerPoint, Microsoft Excel, Strategy, Storytelling, Strategy Execution
Education
Pepperdine University 2006 — 2010
B.A., Economics
Guild Mortgage March 2014 - Present
First California Mortgage Company July 2012 - March 2014
Skills
Mortgage Lending, Mortgage Banking, Loans, Refinance, FHA
Education
Bates College 2006 — 2010
Bachelor's degree, Philosophy
Peoples Home Equity December 2014 - Present
California Mortgage Advisors January 2012 - December 2014
First California Mortgage Company August 2005 - January 2012
Sommers, Oates & Associates November 1996 - January 2005
Skills
•Review and analysis..., •Able to read and..., •Able to move a loan..., •Proficient in 2010..., •Proficient in the use..., •Experienced in FHA &..., •Familiar with MDIA..., •Back ground in..., •Experience running a..., •Able to run LP & DU..., •Ordering necessary..., •Self Motivated/..., •Positive, confident,..., •Ability to organize,..., Mortgage, Loans, Underwriting, Analysis, RESPA, Customer Service, Problem Solving, Microsoft Office, Compliance, Credit, Conventional, FHA, Excel, Word, Accounting, Mortgage Lending, Residential Mortgages, Loan Origination, Microsoft Word, Microsoft Excel, Refinance, Mortgage Underwriting, Real Estate
Education
Heald College 1990 — 1991
Accounting and information systems
Casa Grande High School 1984 — 1988
Arista Networks June 2015 - Present
InSync Software January 2014 - July 2015
First California Mortgage Company July 2012 - October 2013
Catalyst Marketing Group January 2012 - July 2012
Catalyst Soccer Camp April 2010 - January 2011
Skills
Adobe Creative Suite, QuarkXPress, Photoshop, Microsoft Office, Marketing, FileMaker, QuickBooks, Expectations Management, Email Marketing, InDesign, Web Design, Filemaker Pro, Presentations, User Interface Design, Salesforce.com, Lead Generation
Education
Cal Poly San Luis Obispo 2007 — 2012
Bachelor of Science, Graphic Communication, Concentration in Package Design
Guild Mortgage April 2014 - Present
First California Mortgage Company April 2011 - March 2014
Opes Advisors San Diego June 2009 - April 2011
Constellation Property Group March 2004 - December 2008
Skills
Mortgage Lending, Financial Analysis, Residential Mortgages, Mortgage Banking, Real Estate Financing, Mortgage, Refinance, FHA, VA, Loans, Investment Properties, Real Estate, Credit, Residential, First Time Home Buyers, Banking, Conventional, Sales Management, Residential Homes, Short Sales, Mortgage Underwriting, Small Business, VA loans, Real Estate Transactions, Loan Origination, Selling, Condos, Home Equity Loans, Single Family Homes, USDA, Finance, Relocation, Certified Mortgage..., Investors, Sellers, FHA financing, Foreclosures, Negotiation, Reverse Mortgages, Referrals, REO, Investments, Construction Loans, Underwriting, Real Estate Economics, Vacation Homes, Sales, Mortgage Marketing, Funding, Commercial Lending
Education
Pepperdine University 1992 — 1996
Bachelor of Science, Business, Psychology
Clovis High School 1988 — 1991
Diploma, High School
Mason McDuffie Mortgage April 2012 - Present
First California Mortgage Company March 2011 - April 2012
Mason-McDuffie Mortgage January 2009 - April 2011
Sierraview Mortgage October 1997 - December 2008
Skills
First Time Home Buyers, Investment Properties, Conventional, FHA, VA, Refinance, Purchase, USDA, Mortgage Planning, Certified Mortgage..., Mortgage Lending, VA loans, REO, Business Development, Real Estate, Credit, Loan Origination, Loans, Finance, FHA financing, Residential Mortgages, Funding, Mortgage Banking, Construction Loans, Real Estate Financing, Government Loans, Underwriting, Mortgage Underwriting, Real Estate Economics, Investors, Commercial Mortgages, Loss Mitigation, HUD, Home Equity Loans, Short Sales, Foreclosures, Mortgage Marketing, Credit Analysis, Reverse Mortgages, Residential Homes, Investments, Referrals, Real Estate Transactions, Condos, Single Family Homes, VA Loans, FHA Financing
Education
California State University-Chico 1977 — 1981
BS, Management
Buswell Associates, Inc. June 1995 - Present
Sports Car Club of America May 2011 - Present
Porsche Club of America-Rocky Mountain Region January 2012 - December 2013
First California Mortgage Company January 2011 - October 2013
several financial services firms March 1976 - June 1995
Skills
Disability Insurance, Long Term Care, Financial Planning, Mortgage Banking, Money Management, Investment Management, Certified Financial..., Chartered Financial..., Chartered Life..., Buy-sell Agreements, Business Overhead..., Key Person Insurance, Estate Planning, Budget, Wealth Accumulation, Wealth Management, Life Coaching, Qualified Retirement..., Financial Advisory, Long-term Care, Strategic Financial..., Budgets, Investment Advisory, Individual Life, Fixed Annuities, 401k, Investments, Small Business, Asset Management, Financial Services, Loans, IRAs, Mortgage Lending, Finance, Retirement, Wealth, Wealth Management..., Retirement Planning, Investment Strategies, Life Insurance, Mutual Funds, Long Term Care Insurance, Series 65, Securities, Residential Mortgages
Education
Briar Cliff University 1973 — 1977
Bachelor of Arts, Business Administration
The American College 1981 — 1985
Bachelor of Arts (B.A.), Business Administration
Bodega Harbour Homeowners Association August 2014 - January 2015
Fitness SF April 2014 - June 2014
First California Mortgage Company June 2013 - October 2013
Prunuske Chatham, Inc. April 2011 - April 2013
Nihilistic Software May 2006 - January 2009
Dutton Ranch Corp April 2005 - May 2006
Legacy Marketing Group 1999 - 2000
IMSI 1998 - 1999
Protocol Interface, Inc. January 1994 - July 1996
Infineon Raceway March 1993 - December 1993
Skills
Budgets, Payroll, Year-end Close, Accounts Payable, Monthly Close, Mas 90, Invoicing, Bookkeeping, Employee Benefits, Microsoft Office, QuickBooks, Microsoft Excel, Ajera - Accounting..., FMS, Deltek, Human Resources, Fixed Assets, Bank Reconciliation, Management
Education
California State Polytechnic University-Pomona
Accounting
Dominican University of California
B.S. in Business Administration
First California Mortgage Company February 2014 - Present
Compass Analytics November 2003 - February 2014
Tuttle Risk Management Services 2003 - 2007
Capitol Commerce Mortgage May 2001 - September 2003
First Collateral Services May 1998 - May 2001
Skills
Risk Management, Credit Analysis, Mortgage Lending, Credit, Loans, Mortgage Banking, Loss Mitigation, Financial Risk, Capital Markets
Education
Saint Mary's College of California 2004 — 2006
MS-FAIM, Financial Analysis & investment Management
Oregon State University 1993 — 1998
Bachelor of Arts (B.A.), International Business and Finance
Axium Inspections January 2014 - October 2014
First California Mortgage Company April 2012 - June 2013
Professional Independent Insurance Agents of Colorado June 2006 - July 2010
HERICK ASSET MANAGEMENT January 2005 - October 2005
THE ART INSTITUTE OF COLORADO August 2003 - August 2004
Skills
Sponsorship, Marketing, Public Relations, Recruiting, Sales, Management, Small Business, Customer Retention, Business Development, Analysis, Social Media, Event Management, Marketing Strategy, First Time Home Buyers, Investment Properties, Customer Service, Real Estate, Sellers, Social Media Marketing, Newsletters, Trade Shows, Blogging, Residential Homes
Education
Boise State University 1998 — 2000
Marketing
Boise State University 1996 — 2000
Associate's degree, Marketing
First California Mortgage Company June 2015 - Present
PHH Mortgage October 2009 - March 2015
Skills
Banking, Customer Service, Finance, Credit, Business Analysis, Leadership, Process Improvement, Financial Analysis, Risk Management, Credit Analysis, Refinance, Credit Risk, Microsoft Excel, Microsoft Office, Mortgage Banking, Residential Mortgages, Mortgage Lending, FHA, Loans, Microsoft Word, PowerPoint, Financial Risk, Outlook, USDA, Analysis
Education
Burlington County College 2012 — 2014
Associate of Science (A.S.), Business Administration and Management, General
Bay Equity, LLC August 2014 - Present
W.J. Bradley Mortgage Capital, LLC February 2014 - August 2014
Jackson Hewitt January 2009 - April 2014
First California Mortgage Company August 2013 - February 2014
W.J. Bradley Mortgage Capital, LLC February 2013 - August 2013
Collins Foundation Press January 2008 - April 2013
Avon March 2001 - March 2013
Skills
FHA, Mortgage Banking, First Time Home Buyers, Refinance, Credit Analysis, Residential Mortgages, QuickBooks, Residential Homes, Customer Satisfaction, Leadership, Loans, Social Media, Team Building, Payroll, Small Business, Sales, Real Estate, Investment Properties, Accounting, Management, Finance, Manufactured Home Loans, USDA Home Loans, Credit Building
Education
Fullerton College 1991 — 1992
Don Lugo High School 1989 — 1991
Land Home Financial Services August 2014 - Present
Timios, Inc. May 2013 - August 2014
Land Home Financial Services October 2012 - May 2013
First California Mortgage Company February 2011 - October 2012
CMG Financial December 2009 - February 2011
Pacific Funding Group December 2006 - December 2009
Countrywide Home Loans December 2005 - December 2007
Omni Funding Services June 2002 - December 2006
Irwin Home Equity January 1999 - March 2002
Skills
Mortgage Lending, FHA, Mortgage Banking, Loan Origination, Loans, Credit, Residential Mortgages, Refinance, FHA financing, Mortgage Underwriting, VA loans, USDA, Banking, Reverse Mortgages, Underwriting, Real Estate, Short Sales, REO, Sellers, First Time Home Buyers, Selling, Certified Mortgage..., Referrals, Investment Properties, Loss Mitigation, Government Loans, Construction Loans, HUD, Sales, VA Loans, FHA Financing
Education
Heald College 1997 — 1998
AA, Computer Business Administration
First California Mortgage Company August 2015 - Present
Envoy Mortgage June 2015 - August 2015
Wells Fargo August 2011 - May 2014
JPMorgan Chase July 2008 - October 2010
BMO Harris Bank January 2004 - June 2007
Skills
Mortgage Lending, Loans, Mortgage Banking, Loan Origination, Refinance, Credit, Residential Mortgages, FHA, Banking, Credit Analysis, Real Estate Transactions, VA Loans, Conventional Financing, Sales
Education
Bellevue College
Issaquah High School
Rapisarda Realty May 2015 - Present
ReMax Gold, Northern California April 2015 - May 2015
Black Ink Processing November 2013 - May 2014
First California Mortgage Company February 2014 - April 2014
Walgreens January 2008 - June 2013
Walgreens 2005 - 2013
Skills
Community Engagement, Bookkeeping, Client File Maitenence, Accurate Data Entry, Creative Problem Solving, Dependent, DocuSign, Hiring Employees, Community Outreach, Vendor Management, Troubleshooting, Inventory Control, Inventory Management, Leadership, Customer Service, Sales, Real Estate, First Time Home Buyers, Short Sales, Single Family Homes, Residential Homes, Real Estate Transactions, REO, Investment Properties, Foreclosures, Investors, Relocation, Referrals, Sellers
Education
Bryaman Technical Institute, Everett, WA 2003 — 2003
Pharmacy Technician's License, Pharmacy Technician/Assistant, 3.4 GPA
Central Washington University 1999 — 2001
Undecided, Biology, General
First California Mortgage Company May 2015 - Present
Sierra Pacific Mortgage Company, Inc. May 2014 - May 2015
Castle & Cooke Mortgage, LLC August 2008 - May 2014
Colorado State Bank And Trust April 2007 - July 2008
ResMAE Mortgage Corporation August 2004 - March 2007
Truth In Lending April 2003 - July 2004
Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Residential Mortgages, Loan Origination, Loans, VA loans, Credit, USDA, Certified Mortgage..., First Time Home Buyers, Banking, Investment Properties, Referrals, Finance, FHA financing, Real Estate, Construction Loans, Reverse Mortgages, Real Estate Transactions, Foreclosures, Mortgage Underwriting, Home Equity Loans, Loss Mitigation, Government Loans, Investments, Real Estate Financing, Mortgage Marketing, Home Equity Lines of..., FHA Financing, Sales, Management, Credit Analysis, Residential Homes, REO, VA Loans
Education
Colorado State University 1999 — 2003
Business Marketing and Management
Chatfield Senior High School 1995 — 1999
General Studies
First California Mortgage Company
Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, VA loans, FHA financing, USDA, Loans, Credit, Reverse Mortgages, Certified Mortgage..., Underwriting, First Time Home Buyers, Mortgage Underwriting, Investment Properties, Banking, Real Estate Financing, Real Estate
Education
California State University-Los Angeles 1967 — 1970
Bachelor of Arts (B.A.), Sociology, B
CMG Financial August 2015 - Present
First California Mortgage Company January 2015 - July 2015
AnnieMac Home Mortgage October 2014 - December 2014
Stearns Lending February 2014 - October 2014
Wells Fargo Home Mortgage March 2010 - February 2014
American Financial Resources, Inc. (AFR Mortgage) August 2009 - March 2010
Skills
Refinance, FHA, HomePath, Investment Properties, Sellers, Loans, Sales, Mortgage Lending, Cold Calling, New Business Development, Finance, Referrals, Sales Management, Mortgage Banking, Selling, Residential Mortgages, Credit, FHA financing, VA loans, First Time Home Buyers, USDA, Credit Analysis, Government Loans, Customer Satisfaction, FHA Financing
Education
University of Arkansas 1998 — 2002
BA, Philosophy
University of Arkansas 1998 — 2000
Bachelor's, Philosophy
California Polytechnic State University-San Luis Obispo 1996 — 1997
Philosophy
Sierra College 1994 — 1996
Associate's Degree, General Education
First California Mortgage Company April 2015 - Present
State Farm June 2010 - April 2015
Wells Fargo March 2012 - June 2013
Skills
Property & Casualty..., Life Insurance, Health Insurance, Notary Public, Loans, Underwriting, Mortgage Lending, Insurance, Refinance, Banking, Credit, Finance, Investments, Mortgage Banking
Education
College of Southern Nevada 2007 — 2009
Associate of Arts (A.A.), Criminology
University of Sonora 2001 — 2002
English Language and Literature, General
First California Mortgage Company August 2015 - Present
Real Estate Mortgage Network, Inc. October 2012 - July 2015
Pacific Mercantile Bank June 2011 - October 2012
PacificBanc Mortgage April 2007 - May 2011
Western Pacific Financial May 2006 - March 2007
United Financial Mortgage April 2005 - May 2006
Skills
Mortgage Banking, FHA, HomePath, VA Loans, FHA Financing, USDA, Investment Properties, Refinance, Residential Mortgages, Sales, Mortgage Underwriting, Real Estate Financing, Residential Homes, Certified Mortgage..., Credit, Underwriting, Foreclosures, FHA financing, Loans, Real Estate Transactions, Short Sales, REO, Referrals, Government Loans, First Time Home Buyers, Investors, VA loans, Mortgage Lending, DU Refi Plus, Loan Origination, Brokerage
Education
Golden West College 2000 — 2002
Real Estate, Real Estate
Southern California Edison (SCE) February 2011 - Present
First California Mortgage Company 2015 - 2015
First California Mortgage Company 2015 - 2015
Vasquez & Company LLP November 2008 - February 2011
Ramineh Fani & Nowakhtar LLP June 2005 - October 2008
Ernst & Young 2002 - 2005
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, English, Windows, Research, Outlook, Teaching, Public Speaking, Strategic Planning, Budgets, Negotiation
Education
De La Salle University 1998 — 2002
Bachelor of Science (B.S.), Accounting
First California Mortgage Company February 2015 - Present
MitchelLake Group January 2014 - October 2014
POLARIS PACIFIC April 2012 - December 2013
Hornblower Cruises & Events March 2011 - April 2012
Page Southerland Page March 2010 - January 2011
Gaylord Entertainment Company May 2009 - August 2009
Coldwell Banker January 2005 - December 2007
U.S. Army July 2001 - December 2005
Skills
SEO and Analytics, Campaign Development, Campaign Management, Marketing Strategy, Social Media Marketing, Website Management, Creative Development, Copywriting, Content Development, Content Management, Media Buying, Collateral Design, Budget Management, Strategic Planning, Social Media Relations, Interactive Advertising, Radio Advertising, print advertising, Strategy Development, Collaborative Planning, Creative Direction, Marketing, Budgets, Strategy, Email Marketing, Brand Development, Competitive Analysis, Direct Marketing, Online Advertising, Marketing Communications, Public Relations, Social Media, Management, Leadership
Education
Georgetown University
M.S, Public Relations & Corporate Communications
Austin Peay State University 2005 — 2008
Bachelor of Science, Corporate Communications; Communications major
Verano Hartung Investment Brokerage 2014 - Present
First California Mortgage Company November 2012 - November 2013
C2 Financial Corporation May 2011 - November 2012
Cobalt Financial Corporation January 2009 - May 2011
Windsor Capital Mortgage January 2003 - November 2008
Skills
Conventional, FHA, VA, Loans, Conforming, VA loans, Mortgage Banking, Mortgage Industry, Mortgage Lending, Refinance, Loan Origination, Mortgage, First Time Home Buyers, Credit, Purchase, FHA financing, Residential Mortgages, Real Estate, Residential, Investment Properties, Home, USDA, Mortgage Planning, REO, Investors, Reverse Mortgages, Mortgage Underwriting, Real Estate Financing, Residential Homes, Construction Loans, Commercial Mortgages, Real Estate Economics, Mortgage Marketing, Certified Mortgage..., VA Loans, FHA Financing
Education
California State University San Marcos 1995 — 2003
Bachelor's of Science Global Management, Business Administration and Management, General
California State University San Marcos 1995 — 2002
Bachelor in Global Business Administration, Business Aministration
LeaderOne Financial March 2015 - Present
First California Mortgage Company May 2010 - August 2012
Benchmark Mortgage June 2009 - May 2010
Bank of America December 2007 - June 2009
SPFC January 2005 - December 2007
SPFC September 2001 - December 2004
Skills
Real Estate, New Business Development, First Time Home Buyers, Sales Management, Mortgage, Refinance, FHA, Mortgage Banking, Investment Properties, Purchase, Residential, PowerPoint, Marketing Strategy, Public Speaking, Advertising, Hiring, Strategic Planning, Credit, Loans, Mortgage Lending, Residential Mortgages, USDA, Real Estate Financing, Marketing, Loan Origination, Reverse Mortgages, Residential Homes, Banking, FHA financing, Sellers, Investments, Sales, VA loans, Certified Mortgage..., Negotiation, Credit Analysis, Referrals, Government Loans
Education
California State University-Long Beach 1986 — 1991
First Priority Financial Inc. June 2013 - Present
First California Mortgage Company April 2012 - May 2013
First California Mortgage Company February 2009 - March 2012
GreenPoint Mortgage/Capital One July 2000 - June 2007
Countrywide Home Loans May 1998 - May 2000
North American Mortgage March 1985 - January 1998
Skills
Mortgage Lending, Team Building, Customer Service, Mentoring, Budgeting, Vendor Relations, Mortgage, Sales Management, Loans, Real Estate, Loan Origination, FHA, New Business Development, P&L Management, Process Improvement, Negotiation, Purchase, Refinance, Customer Satisfaction, Residential Mortgages, Pricing, Lead Generation, Mortgage Industry, Coaching, Product Development, Budgets, Insurance, Selling, Leadership, Strategic Planning, Sales Operations, Recruiting, Team Leadership, Mortgage Banking, USDA, Underwriting, Credit, Financial Analysis, Mortgage Underwriting, Management, FHA financing, Reverse Mortgages, Banking, Credit Analysis, VA loans, Loss Mitigation, Retail, Construction Loans, Finance, Sales
Education
University of Colorado at Denver 1977 — 1978
Biology, General
Arapahoe Community College 1976 — 1977
BS, Biology
First California Mortgage Company
Skills
Mortgage Lending, Singing, Customer Service, Loans, Sales, Reverse Mortgages, Mortgage Banking, Government Loans, Leadership, Refinance, Credit, USDA, Residential Mortgages, Mortgage Underwriting, FHA, Loan Origination, VA loans, Commercial Lending, Banking, FHA financing, Credit Analysis, Real Estate, First Time Home Buyers, Certified Mortgage..., Investments, Small Business Lending, VA Loans, FHA Financing
Education
Ashford University
W.J. Bradley Mortgage Capital, LLC May 2015 - Present
First California Mortgage Company March 2013 - May 2015
Pioneer Services 2010 - March 2013
HSBC July 2004 - May 2010
Chase December 2001 - August 2003
Skills
Microsoft Word, Microsoft Excel, Data Entry, PowerPoint, PeopleSoft, Recording, Medical Terminology, Underwriting, Coordinating Events, Microsoft Office, Broadcast, Mortgage Lending, Loan Origination, Loan Servicing, VA loans, Refinance, Purchasing, Medical Records, Medical Transcription, Desktop Underwriter, Loan Prospector, Installment Loans, VA Loans, Loans, Management, Customer Service, First Time Home Buyers, Investment Properties, Credit, Sales
Education
College of Southern Nevada 2007 — 2009
Associate's Degree, Health Information/Medical Records Technology/Technician
Indiana University-Purdue University at Indianapolis 1998 — 2002
Psychology
PacificBanc 2013 - Present
Bay Equity, LLC May 2011 - October 2012
First California Mortgage Company August 2008 - April 2011
Wilmington Finance 2003 - 2008
Downey Savings & Loan 1999 - 2003
New Century Mortgage 1995 - 1999
Skills
Sales, Mortgage Banking, Management, Team Building, Mortgage Lending, FHA, VA loans, Recruiting, Loan Origination, Loans, Residential Mortgages, Business Development, Strategic Planning, New Business Development, Negotiation, Risk Management, Refinance, Credit, Underwriting, Lead Generation, Marketing Strategy, Customer Service, FHA financing, USDA, Sales Management, Mortgage Underwriting, Marketing
Education
California State University-Northridge 1988 — 1994
BA, Business Psychology
Wells Fargo Securities March 2014 - Present
Guarantee Mortgage Corp. October 2012 - December 2012
First California Mortgage Company September 2008 - July 2011
Paul Financial August 2003 - December 2007
GreenPoint Mortgage January 1998 - August 2003
GreenPoint Mortgage January 1995 - January 1998
Headlands mortgage Company February 1994 - February 1995
Headlands Mortgage Company October 1993 - February 1994
Skills
Loans, Loan Origination, Mortgage Banking, Mortgage Lending, FHA, Analysis, Banking, Credit, Credit Analysis, Due Diligence, Leadership, Management, Residential Mortgages
Education
Greensboro College 1987 — 1992
Bachelor of Arts (BA), Business Administration and Economics
West Morris Mendham High School 1984 — 1987
Dunham and Associates Investment Counsel, Inc 2014 - 2014
First California Mortgage Company June 2013 - August 2013
Performance Automation Solutions June 2012 - August 2013
Master Your Sports May 2012 - September 2012
Skills
Research, Microsoft Office, PowerPoint, Microsoft Excel, Public Speaking, Microsoft Word, Economics, Social Media, Teamwork, Stata, English, Data Analysis, Leadership, Access, Editing, Time Management
Education
Brandeis International Business School 2014 — 2016
Master's Degree, International Economics and Finance
Brandeis University 2011 — 2015
BA, Economics
University of Amsterdam 2013 — 2013
Study Abroad Fall 2014, Faculty of Business and Economcis
Peoples Home Equity Mortgage Lending June 2015 - Present
Princeton Capital / RMR Capital March 2014 - May 2015
First California Mortgage Company September 2013 - March 2014
Guaranteed Rate August 2012 - September 2013
Mortgage Master August 2011 - August 2012
American Pacific August 2006 - August 2011
All California Mortgage July 2000 - August 2005
Skills
Portfolio Management, Credit, Banking, Loans, Mortgage Lending, Credit Analysis, Consumer Lending, Financial Services, New Business Development, Underwriting, Financial Analysis, Sales Management, Loan Origination, Investments, Investment Properties, Sales, Refinance, Mortgage Banking, Real Estate, Residential Mortgages, FHA financing, FHA, VA loans, USDA, Reverse Mortgages, VA Loans, Real Estate Financing, Mortgage Underwriting, Commercial Mortgages, Commercial Lending, FHA Financing, Finance
Education
Clemson University 1977 — 1981
Bachelor of Science (BS), Accounting
Greer Senior High School 1974 — 1977
Fairway Independent Mortgage Corporation April 2015 - Present
First California Mortgage Company December 2013 - April 2015
Hamilton Group Funding February 2013 - November 2013
Cherry Creek Mortgage June 2012 - February 2013
Majestic Mountain Mortgage April 1995 - November 2010
Skills
FHA, VA, Refinance, Home, Mortgage, Mortgage Lending, First Time Home Buyers, Investment Properties, Foreclosures, FHA financing, Credit, USDA, Loan Origination, Real Estate, Reverse Mortgages, Real Estate Transactions, Construction Loans, Mortgage Banking, Negotiation, Residential Mortgages, Loans, VA loans, Certified Mortgage..., Commercial Mortgages, Real Estate Financing, Funding, Real Estate Economics, Home Equity Loans, Investments, Short Sales, Investors, Mortgage Underwriting, Finance, HUD, Referrals, Residential Homes, VA Loans, Financial Structuring, Government Loans, FHA Financing
Education
Ball State University 1983 — 1987
Business, Finance
WJB Mortgage Capital LLC September 2012 - Present
First California Mortgage Company May 2012 - September 2012
Primary Residential Mortgage, Inc. July 2011 - May 2012
WJB Capital Group, Inc. January 2011 - June 2011
imortgage January 2010 - December 2010
Skills
USDA, VA loans, Conventional, VA, FHA, Down payment assistance, Residential Mortgages, Government Loans, Refinance, Mortgage Banking, Reverse Mortgages, Loan Origination, Down Payment Assistance, Certified Mortgage..., FHA financing
Education
Community College of Southern Nevada
Nova Home Loans February 2012 - Present
First California Mortgage Company April 2010 - February 2012
Intellichoice Mortgage August 2007 - April 2010
US CAPITAL MORTGAGE January 2003 - July 2008
HOME MORTGAGE June 1998 - December 2002
Skills
Refinance, USDA, Mortgage Banking, FHA, VA loans, FHA financing, Loan Origination, Mortgage Lending, Residential Mortgages, Reverse Mortgages, Certified Mortgage..., Government Loans, Loans, Real Estate Financing, Investment Properties, Construction Loans, Mortgage Underwriting, First Time Home Buyers, Credit, Real Estate Economics, Mortgage Marketing, Underwriting, REO, Investors, Short Sales, Foreclosures, Home Equity Loans, Rates, Debt Consolidation, Real Estate, Sellers, Credit Analysis, Finance, 203K, Commercial Mortgages, Referrals, HUD, Real Estate Transactions, Residential Homes, HomePath, Home Equity Lines of..., Condos, Loan Servicing, Commercial Lending, Loss Mitigation, Non-Conforming, Mortgage Servicing, Funding, Investments, Financial Structuring
Education
Arizona State University 1998 — 2000
CompuCom November 2011 - Present
CompuCom September 2011 - November 2011
NETVIEW, INC. June 2011 - October 2011
NETVIEW, INC. February 2011 - July 2011
Atteberry Associates January 2008 - June 2011
First California Mortgage Company November 2009 - February 2011
Plaza Home Mortgage October 2008 - April 2009
AmericaHomeKey, Inc April 2005 - October 2008
Farmers Insurance December 1997 - January 2005
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Windows 2000, Troubleshooting, Customer Service, Computer Hardware, Team Leadership, SharePoint, Software Installation, Hardware, Printers, Operating Systems, DNS, Laptops, Service Delivery, Windows, Help Desk Support, Management, Technical Support, TCP/IP
Education
San Jose State University 1981 — 1985
BS, Finance
Portland Community College
Microsoft Server Administration, Windows Network Security, Network Administration
Union Bank December 1990 - Present
First California Mortgage Company January 1989 - December 1990
Skills
Loans, Mortgage Lending, Mortgage Banking, Credit Scoring, Residential Mortgages, Refinance, Real Estate, Loan Origination, Investment Properties, Home Equity Loans, Team Building, FHA, FHA financing, Mortgage Underwriting, Commercial Lending, FHA Financing, Finance, Sales, Management
Education
California State University-Chico 1983 — 1986
BS, Business Administration/Finance
First California Mortgage Company September 2015 - Present
Loan Simple, Inc March 2015 - September 2015
Guild Mortgage 2014 - February 2015
Pacific Union Financial, LLC 2012 - 2014
TransFirst 2010 - 2012
Cherry Creek Properties, LLC 1997 - 2012
The Miranda Group LLC 1997 - 2011
Owen REO LLC 2008 - 2010
Skills
Foreclosures, Short Sales, REO, Property Management, Selling, over 15 years credit..., over 15 years..., Sales, Mortgage Lending, Investors, FHA, Asset Management, Sellers, Real Estate Transactions, Real Estate Economics, Property, Investment Properties, First Time Home Buyers, Credit, Loans, HUD, Management, Residential Homes, Real Estate, Leases, Relocation, Appraisals, Negotiation, Loan Origination
Education
Regis University 2004 — 2006
Bachelor's degree, Economics
Allied Real Estate School 2005 — 2005
Real Estate
Lara bee School of Real Estate 1997 — 1998
Real Estate
Western Nebraska Community College 1995 — 1997
Economics
Gering
Gering high
First California Mortgage Company October 2014 - Present
Academy Mortgage Corporation August 2011 - July 2014
Scenic Oaks Funding April 2011 - July 2011
Stearns Lending November 2005 - January 2011
Aegis Wholesale Mortgage July 2004 - November 2005
Secured Bankers Mortgage Corp January 1994 - June 2004
Victoria Mortgage May 1993 - May 2004
United Savings Bank July 1986 - May 1993
Skills
FHA, Mortgage Lending, VA, Mortgage, Loans, Conventional, Underwriting, USDA, Credit Analysis, Mortgage Industry, Refinance, Conforming, Mortgage Banking, VA loans, Investors, Mortgage Underwriting, Real Estate, Loan Origination, FHA financing, Foreclosures, Reverse Mortgages, Government Loans
Education
Modesto Junior College 1976 — 1977
Business Administration
Phocas Financial January 2008 - December 2008
First California Mortgage Company May 2005 - November 2007
Countrywide Financial (Aquired by Bank of America) January 2003 - May 2005
Charles Schwab March 1998 - December 2001
Charles Schwab July 1995 - March 1998
Bank of America January 1992 - May 1994
Thompson Associates (Aquired by MapInfo) May 1988 - January 1992
Buddy's Salad Dressing Company 1984 - 1989
Skills
Banking, Team Leadership, Management, Project Management, Product Management, Strategic Planning, Risk Management, Risk Assessment, Risk Compliance, Financial Services, P & L, Technology, Technology Solutions, Business Analysis, Leadership, AML, Internal Audit, Mortgage Lending, FINRA, Financial Regulation, Mortgage Banking, Competitive Analysis, Financial Analysis, Due Diligence, Financial Risk, RESPA, Bank Secrecy Act, USA PATRIOT Act, OFAC, Financial Fraud, Start-ups, Employee Training, Portfolio Management, Fraud, Finance, Investments
Education
Idaho State University
BBA, Management and Organizational Behavior
Leadership San Francisco
Community Service Program
First California Mortgage Company February 2006 - Present
Skills
Mortgage, Loans, Real Estate, Mortgage Lending, Credit
Education
Capital University Law School 1983 — 1986
JD, Law
Miami University 1980 — 1983
Southern Methodist University 1979 — 1980
LERETA, LLC June 2015 - Present
BBCN Bank May 2014 - January 2015
JP Morgan Chase April 2010 - May 2014
Washington Mutual Bank March 2008 - January 2009
First California Mortgage Company 2007 - 2008
Agire Mortgage Corporation 2007 - 2007
Aames Home Loan 2004 - 2007
Washington Mutual Bank 2002 - 2004
Loan Funding Corporation of America 2001 - 2002
RCC 1999 - 2001
Skills
Mortgage Lending, Loans, Leadership, Mortgage Banking, Sales, Banking, Credit, Loan Origination, Management, Underwriting, Credit Analysis, Training and Development, Instructional Design, Project Management, Finance, Risk Management, Residential Mortgages, Portfolio Management, Relationship Management, Consumer Lending, FHA, Direct Sales, Executive Management, Refinance, Commercial Lending, Customer Retention, Retail Banking, Strategic Planning, Cross Selling, Financial Services, Sales Management, Loan Servicing, Call Centers, Credit Risk, Financial Analysis, Analytics, Mortgage Underwriting, Loss Mitigation, Asset Management, Commercial Banking, Insurance, Competitive Analysis, Account Management, Financial Risk, Training
Education
California State Polytechnic University-Pomona 1990 — 1995
Mark Keppel High School 1986 — 1990
First California Mortgage Company July 2014 - Present
Marin Math Masters January 2014 - Present
LifeWorks Learning Center October 2010 - June 2014
Blue Tile Beach House November 2012 - November 2013
San Francisco State University August 2009 - December 2011
Top Speed Baseball January 2008 - August 2010
Izzy's Corte Madera December 2007 - January 2009
Tuttle Risk Management Services January 2006 - November 2007
Madonna Estates Winery 2006 - 2007
Skills
LaTeX, Baseball, Microsoft Excel, Research, Public Speaking, Statistics, Customer Service, Coaching, Microsoft Office, Data Analysis, Outlook, Microsoft Word, Community Outreach, Access, Team Building, PowerPoint
Education
San Francisco State University 2008 — 2015
MA, Mathematics
Dominican University of California 2005 — 2005
BA, Humanities
Harvey Mudd College 1997 — 2001
AmeriFirst Financial, Inc. December 2014 - Present
First California Mortgage Company May 2012 - December 2014
Prospect Mortgage, LLC August 2009 - May 2012
Land Home Financial Services June 2007 - August 2009
Skills
Mortgage Banking, Loans, FHA financing, Loan Origination, Refinance, Residential Mortgages, Government Loans, Construction Loans, Mortgage Lending, First Time Home Buyers, Investment Properties, Real Estate Financing, Investors, REO, Credit, Foreclosures, Condos, VA loans, Investments, Real Estate Transactions, FHA Financing
Education
California State University-Sacramento 1999 — 2002
Bachelor's of Science, Business / Management Information Systems, Magna Cum Laude
Santa Rosa Junior College 1993 — 1996
First California Mortgage Company November 2014 - Present
Nationstar Mortgage April 2013 - October 2014
JPMorgan Chase February 2012 - April 2013
North American Title September 2008 - February 2012
Nationstar Mortgage, LLC March 2007 - September 2008
Lowe's August 2003 - March 2007
Desert Schools Federal Credit Union August 2000 - May 2003
First Health Care 1995 - 2000
Skills
Employee Relations, Benefits, Compensation, Hiring, Talent Acquisition, Performance Management, HRIS, Talent Management, PeopleSoft, Coaching, Workforce Planning, Organizational..., Compliance, Mentoring, Sourcing, Interviewing, Employee Engagement, Leadership Development, Onboarding, Payroll, Negotiation, Team Building, Strategic Planning, Succession Planning, Employment Law, Benefits Administration, Applicant Tracking..., Background Checks, Full-cycle Recruiting, New Hire Orientations, Employee Training, FMLA, Behavioral Interviewing, Job Descriptions, HR Policies, Recruiting, Executive Search, Technical Recruiting, Deferred Compensation, Training, Interviews, Internet Recruiting, College Recruiting, Temporary Placement, Benefits Negotiation, Screening, Resume Writing, Taleo, Staffing Services, Labor Relations
Education
University of Phoenix 1999 — 2000
BS, Business Managment - Human Resources
Clackamas Community College 1993 — 1995
AA, Science
Portland State University 1992 — 1994
Criminal Justice & Communications
University of Phoenix
InterFirst Mortgage Company April 2011 - Present
First California Mortgage Company September 2008 - March 2011
GreenPoint Mortgage 2000 - 2005
Education
California State University-Chico 1992 — 1997
Bachelor Science, Instructional Design / Training
Cerrudo Services August 2011 - Present
First California Mortgage Company January 2011 - August 2011
First California Mortgage Company April 2008 - January 2011
GreenPoint Mortgage September 2001 - October 2007
GreenPoint Mortgage Funding, Inc. 1994 - 2007
Headlands Mortgage April 1995 - September 2001
Headlands Mortgage Company March 1994 - April 1995
Bechtel Group, Inc January 1991 - March 1994
Skills
Mortgage Banking, Mortgage Lending, Leadership, Underwriting, Loans, Banking, Credit, Credit Analysis, Finance, Financial Analysis, Loan Origination, Selling, Sales, FHA, Cash Management, Refinance, Risk Management, Insurance, Credit Risk, Residential Mortgages, Analysis, Strategic Planning, Management, Commercial Lending, Investments, Process Improvement, Real Estate, Negotiation, Business Analysis, Funding, Sales Management
Education
California State University-Chico 1983 — 1988
Bachelor of Arts, Spanish and Italian
Northgate High School 1979 — 1983
First California Mortgage Company August 2014 - Present
Nationstar Mortgage February 2013 - June 2014
Leader One Financial February 2012 - February 2013
Mortgage Advisory Group December 2010 - February 2012
Metlife March 2010 - December 2010
Sydion Financial LLC March 2008 - February 2010
Beijing University August 2007 - February 2008
Homecomings Financial November 2002 - June 2007
Skills
Credit, Loans, FHA, Financial Analysis, Underwriting, Portfolio Management, Leadership, Program Management, Management, Management Consulting, Mortgage Lending, Mortgage Banking, Residential Mortgages, Loan Origination, Mortgage Underwriting, Refinance, USDA, Credit Analysis, FHA financing, Construction Loans, Loss Mitigation, Investment Properties, Certified Mortgage..., Reverse Mortgages, VA loans, Consumer Lending, Home Equity Loans, Banking, Loan Servicing, Commercial Mortgages, Funding, Government Loans, Mortgage Servicing
Education
Thunderbird School of Global Management 2007 — 2007
Certificate of Completion, Chinese Business and Mandarin
University of Washington, Michael G. Foster School of Business 1998 — 2002
BA, International Business and Finance
Beijing Normal University 2001 — 2001
Cert of Completion, Mandarin
Hogeschool INHOLLAND 1999 — 1999
Cert of Completion, International Business and Finance
Banc Home Loans, A Division of Banc of California March 2014 - Present
Guarantee Mortgage August 2011 - February 2014
First California Mortgage Company September 2008 - August 2011
IndyMac Bank April 2005 - July 2008
Countrywide Home Loans March 1999 - February 2004
GreenPoint Mortgage 1997 - 1999
Skills
Mortgage, Loans, Funding, Excel, Microsoft Office, Mortgage Lending, Microsoft Excel, Management, Sales Management, Residential Mortgages, Underwriting, Loan Origination, Sales, Account Management, FHA, Marketing, Credit, Real Estate, VA loans, Leadership, Banking, Strategic Planning, Refinance, Mortgage Banking, Training, Real Estate Financing, Selling, USDA, Mortgage Underwriting, Business Development, Certified Mortgage..., Commercial Lending, Loss Mitigation, FHA financing, Negotiation, Reverse Mortgages, Construction Loans, First Time Home Buyers, Finance, Investment Properties, New Business Development, Home Equity Loans, Real Estate Economics, Commercial Mortgages, Referrals, Mortgage Marketing, Investments, REO, VA Loans, FHA Financing
Education
Menlo College 1992 — 1996
Bachelor of Arts, Communications
Marin Catholic High School 1988 — 1992
Kent Middle School
Wells Fargo Home Mortgage December 2010 - May 2011
First California Mortgage Company September 2008 - January 2011
Indymac Bank March 2006 - July 2008
Flagstar Bank 1998 - 2005
Skills
Mortgage Lending, Investment Properties, Residential Mortgages, Credit, Refinance, Loan Origination, Sales, FHA, Mortgage Banking, Customer Service
Education
University of Advancing Technology 2012 — 2015
Game Design, Game Desgin
Oregon State University 1992 — 1998
Zoology and English Majors
IBM November 2013 - Present
First California Mortgage Company April 2013 - June 2013
PINCSolutions November 2012 - March 2013
Tissue Banks International February 2012 - November 2012
Santa Rosa Junior College; Marin Services for Women August 2009 - February 2012
Trilogy Integrated Resources February 2008 - March 2009
Pacific Gas & Electric Co. August 2007 - January 2008
MindBox, Inc. December 2005 - January 2007
Firepond, Inc. March 1999 - June 2002
Skills
Technical Communication, Biotechnology, Software Development, Agile, Project Management, Systems Analysis, Wikis, Regulated Industry, DITA/Structured..., FrameMaker, Microsoft Word, HTML, SnagIt, XML, Microsoft Office, Windows, Mac OS, Agile Methodologies, Program Management, Quality Assurance
Education
Portland State University 1976 — 1980
B.S., Geography, English Literature, 3.7 GPA
First California Mortgage Company March 2015 - Present
All Western Mortgage January 2014 - March 2015
Wells Fargo Home Mortgage November 2005 - January 2014
Skills
Customer Service, Real Estate, Account Management, Strategic Planning, Negotiation, New Business Development, Salesforce.com, Investment Properties, Sales Management, Coaching, Team Building, Lead Generation, Marketing Strategy, Marketing, Public Speaking, Marketing Communications, Contract Negotiation, Real Estate Transactions
Education
Golden Gate University 1997 — 2002
Vectra Bank Colorado November 2013 - Present
First California Mortgage Company May 2013 - November 2013
Pulte Mortgage June 2009 - March 2013
Vanguard January 2008 - May 2009
Merrill Lynch August 2006 - October 2007
Merrill Lynch July 2004 - August 2006
FedEx Express 2003 - 2006
American Skandia 2002 - 2004
Wells Fargo 2001 - 2002
Merrill Lynch 2000 - 2001
Skills
Process Improvement, Leadership, Sales, Management, Training
Education
Ohio University 1996 — 1997
Masters of Science, Sports Managment
Southern Illinois University, Carbondale 1991 — 1995
Bachelor of Science, Recreation
Stearns Lending April 2014 - Present
First Priority Financial April 2012 - July 2013
California Mortgage Advisors November 2011 - April 2012
First California Mortgage Company January 2010 - November 2011
National City Mortgage/PNC February 2009 - December 2009
Wachovia/World Mortgage Company September 2008 - February 2009
Mortgage Guaranty Insurance Corporation February 2008 - August 2008
Residential Mortgage Capital February 2004 - July 2007
National City Mortgage October 2001 - February 2004
GreenPoint Mortgage 1997 - 2001
Skills
Mortgage Banking, Mortgage Underwriting, Refinance, FHA, Underwriting, Credit Analysis, USDA, Certified Mortgage..., Loan Origination, Mortgage Lending, Financial Services, Finance, Sales, VA loans, Loan Servicing, Residential Mortgages, Loans, FHA financing, Credit, FNMA, Banking, Government Loans, FHLMC, Loss Mitigation, Reverse Mortgages, Real Estate Financing, Mortgage Servicing, Commercial Mortgages, Consumer Lending, VA Loans
Education
FHA Training 2004 — 2013
CHUMS/SAR, FHA/VA
FHA 2008 — 2008
Updated FHA Training
Pierce College 1978 — 1981
AA, General
Medtronic May 2015 - Present
Foley Family Wines February 2014 - January 2015
Hospitality Data Solutions June 2013 - February 2014
Constellation Brands June 2009 - March 2012
AK Data Solutions October 2008 - June 2009
First California Mortgage Company June 2004 - September 2008
Motion Analysis Studios January 2001 - June 2004
National Bank of the Redwoods 1998 - 2001
Skills
Outlook, Access, Microsoft Excel, Marketing, Training, Databases, Program Management, Forecasting, Customer Service, Time Management, Microsoft Office, Microsoft Word, Data Entry, PowerPoint, System Administration, Team Leadership
Education
California State University-Chico 1984 — 1989
Bachelor of Arts (B.A.), Psychology
First California Mortgage Company March 2015 - Present
Hudson Street Design of Marin December 2013 - Present
Colliers International October 2007 - June 2013
Madison Marquette October 2007 - May 2011
Residential Mortgage Capital December 2006 - August 2007
Paul Financial, LLC 2004 - 2006
GreenPoint Mortgage/Capital One 1999 - 2004
GreenPoint Mortgage 1998 - 2003
Skills
Administrative..., Banking, Customer Service, Investment Properties, Leadership, Loan Origination, Management, Microsoft Excel, Microsoft Office, Mortgage Banking, Real Estate
Education
College of Marin
First California Mortgage Company 2012 - 2014
Global Logic Advisors 2010 - 2011
First Franklin Financial, a Subsidiary of Merril Lynch 2001 - 2007
Skills
Structured Finance, Business Analysis, Mortgage Banking, Loans, Mortgage Lending, Loan Origination, Risk Management, Financial Analysis, Change Management, Banking, FHA, Residential Mortgages, Refinance, Credit Analysis, Underwriting, Management, Credit
Education
University of San Francisco 1996 — 1998
Master of Business Administration (M.B.A.), Finance
City University of Hong Kong 1989 — 1992
BABS, Marketing, MIS
St. Paul's Co-ed 1976 — 1989
Opes Advisors March 2013 - Present
First California Mortgage Company July 2010 - March 2013
Milestone Mortgage Partners March 2008 - July 2010
Milestone Mortgage Partners 2008 - July 2010
Countrywide January 2007 - September 2007
Countrywide Financial 2006 - 2007
Ownit Mortgage Solutions April 2004 - December 2006
Accredited Home Lenders January 1999 - April 2004
Amresco February 1997 - January 1999
Office Dynamics April 1995 - February 1997
Skills
Refinance, FHA, Mortgage Lending, Loan Origination, Mortgage Banking, Loans, Residential Mortgages, Credit Analysis, USDA, Sales, FHA financing, Real Estate, Leadership, Underwriting, B2B, Customer Service, Mortgage Underwriting, Finance, Certified Mortgage..., Cold Calling, Credit, VA loans, Marketing, Investment Properties, Investments, Government Loans, Real Estate Financing, Reverse Mortgages, Commercial Mortgages, Loss Mitigation, Mortgage Marketing, Home Equity Loans
Education
Baymonte Christian
Cabrillo College
San Lorenzo Valley
Lin Walton & Company January 1994 - 2005
First California Mortgage Company June 1987 - December 1993
United States Navy February 1967 - June 1987
Skills
Military, DoD, Leadership, Team Building, Military Operations, Program Management, Security Clearance, Strategic Planning, Command
Education
National University 1983 — 1984
Master of Business Administration (MBA), Organizational Development
College of Naval Warfare 1981 — 1982
Masters, International Affairs
Norfolk State University 1962 — 1966
Bachelor of Applied Science (B.A.Sc.), Physics
Amherst Mortgage Banking Services LLC April 2014 - Present
Office Playground, Inc. July 2010 - December 2013
Ghirardo CPA September 2008 - June 2010
GMAC ResCap October 1995 - June 2008
First California Mortgage Company June 1993 - September 1995
KPMG September 1983 - June 1993
Skills
Management Consulting, Auditing, Forecasting, Mortgage Banking, Finance, Financial Analysis, Mortgage Lending, Management, Banking, Loss Mitigation, Business Development, Financial Services, Operations Management, Financial Reporting, Financial Accounting, Financial Modeling, Strategic Planning, Cash Flow Forecasting, Sales Management, Revenue & Profit Growth, Loans
Education
University of Arizona 1982 — 1983
Master of Science, Accounting
Central Michigan University 1977 — 1981
Bachlelors' of Science, Business Adminstration, Graduated Summa Cum Laude
Pinnacle Capital Mortgage Corp August 2015 - Present
Pinnacle Capital Mortgage July 2012 - May 2015
First California Mortgage Company October 2009 - May 2011
First California Mortgage Company March 2006 - October 2009
ProMortgage January 2005 - March 2006
Wells Fargo Home Mortgage June 2003 - September 2004
Skills
Mortgage Underwriting, Mortgage Lending, Credit Analysis, Refinance, FHA financing, Customer Service, Loan Origination, Finance, Financial Analysis, Credit, Investment Properties, Loans, Sales, Negotiation, FHA, Mortgage Banking, Real Estate, Banking, Residential Mortgages, Underwriting, VA loans, Commercial Real Estate, Sales Management, Loss Mitigation, Certified Mortgage..., USDA, FHA Financing
Education
St. John's University 1990 — 1994
Bachelor of Arts (BA), English
Redwood Trust March 2012 - Present
First California Mortgage Company 2009 - 2012
Homecomings Financial June 1993 - November 2008
GMAC ResCap 1993 - 2008
Continental Insurance 1978 - 1986
Skills
Mortgage Lending, Management, Loans, Mortgage Banking, Credit, Underwriting, Sales, Operations Management, Loan Origination
Education
California State University-Chico 1975 — 1978
BS, Financial Management
First California Mortgage Company January 2013 - Present
Stearns Lending April 2012 - January 2013
Metlife Home Loans August 2010 - March 2012
Wells Fargo Home Mortgage March 2009 - August 2010
Wachovia/World Savings March 2005 - July 2008
Wachovia/World Savings 2006 - 2006
Wachovia/World Savings July 2003 - March 2005
Wachovia/World Savings November 2002 - July 2003
Skills
Mortgage Lending, Loans, Banking, Credit, Customer Retention, FHA, FHA financing, Loan Origination, Management, Mortgage Banking, Mortgage Underwriting, Refinance, Residential Mortgages, Sales, Training, USDA, Underwriting
Education
Chabot College
AmeriFirst Financial, Inc. January 2014 - Present
First California Mortgage Company February 2013 - January 2014
First California Mortgage Company May 2012 - January 2013
Prospect Mortgage, LLC July 2009 - February 2012
Mortgage West August 2004 - July 2009
Skills
Business Strategy, New Business Development, Insurance, Financial Analysis, Team Building, Sales Management, Marketing Strategy
Education
Diablo Valley College
First California Mortgage Company December 2012 - Present
Venta Financial Group, Inc. July 2011 - Present
Venta Financial / Alterra Home Loans July 2011 - December 2012
Family Mortgage January 2009 - July 2011
Wachovia Mortgage October 1991 - October 2008
Wachovia Bank - World Savings Bank 1991 - 2008
Wachovia, A Wells Fargo Company (World Savings) 1991 - 2008
World Savings 1991 - 2008
Skills
Mortgage Lending, Refinance, Loans, FHA, Residential Homes, Real Estate, VA loans, Mortgage Banking, Retail
Education
California State University-Los Angeles 1966 — 1970
BA, Sociology
Internews Network March 2012 - Present
Excel In Accounting.com 2006 - Present
Bank of the West February 2009 - March 2012
East Bay Waldorf School May 2010 - April 2011
Wells Fargo Bank 2006 - 2009
First California Mortgage Company 2003 - 2006
Pacific Capital Mortgage 1998 - 2003
Skills
Excel, Process Improvement, Team Building, Microsoft Excel, Accounting
Education
Humboldt State University 1991 — 1996
BA, Math, Theater
Keller Graduate School of Management of DeVry University
MBA, Accounting
Five Point Partners April 2012 - Present
Pacific Gas and Electric Company September 2010 - 2011
Pacific Gas & Electric January 2008 - August 2010
Pacific Gas and Electric Company 1997 - 2007
First California Mortgage Company 1990 - 1995
Skills
Business Analysis..., •Defined and..., •Identified and..., •Acted as liaison..., Project Management..., •ITIL v3 Foundation..., •Documented functional..., •Reviewed technical..., •Supported project..., •Supported trainors in..., •Conducted operational..., •Ensured production..., Accounting/Financial..., •CPA Manila Philippines, •Managed a team of 25..., •Coordinated the..., •Prepared and reviewed..., •Performed variance...
Education
Gonzaga University - School of Business Administration 1988 — 1989
MBA
De La Salle University 1979 — 1983
Bachelor of Science (BSc), Accounting
De La Salle University 1979 — 1983
Bachelor of Arts (BA), Economics
First California Mortgage Company July 2015 - Present
DN2K April 2011 - July 2015
Skills
Nonprofits, Team Building, Strategic Planning, Public Speaking, Project Management, Marketing, Customer Service, Fundraising, Editing, Advertising, Small Business, Marketing Strategy, Social Media Marketing, Budgets, Social Networking, Event Planning, Leadership, Management
Education
Metropolitan State University of Denver
imortgage. a division of loanDepot LLC June 2015 - Present
imortgage April 2014 - Present
First California Mortgage Company May 2012 - September 2013
Associated Students of Dominican University of California August 2011 - May 2012
Dominican University of California Admissions Office May 2011 - August 2011
National Youth Leadership Forum – Med SF June 2011 - July 2011
Little Pickle Press 2011 - 2011
U.S. Commercial Service August 2010 - November 2010
Four Percent Realty May 2009 - August 2009
Skills
Social Media, Customer Service, Event Planning, Microsoft Office, Research, Salesforce.com, Marketing Strategy, Social Networking, SEO
Education
Dominican University of California 2012 — 2013
Master of Business Administration (MBA), Global Management
Dominican University of California 2008 — 2012
BA, Business Administration- Marketing & Accounting, 3.67
First California Mortgage Company April 2015 - Present
US Bank Home Mortgages December 2012 - April 2015
Lincoln Trust Company February 2008 - January 2010
Bellco Credit Union July 2007 - February 2008
American Service Finance International April 2007 - July 2007
Liberty Savings August 2002 - April 2007
Skills
Securities, Project Management, Recruiting, Training, Fixed Income, Trading, Equities, Banking, Customer Service, Credit, Financial Services, Finance, Loans
Education
Art Institute of Colorado 2011 — 2012
Culinary Arts
Mesa State College 1999 — 2001
Graphic Design/Liberal Arts
Highlands Ranch High School 1994 — 1998
Diploma
Peoples Bank March 2011 - Present
Skyline Financial Corporation March 2010 - July 2011
Benchmark Mortgage, inc. November 2009 - April 2010
Wells Fargo Home Mortgage June 2006 - November 2009
First California Mortgage Company February 2005 - May 2006
Princeton Capital April 1995 - January 2005
First Franklin May 1986 - June 1994
Education
North Carolina Central University 1963 — 1966
BS, Math
Pacific Union Financial February 2012 - Present
First California Mortgage Company September 2008 - December 2011
Indymac Bank June 2007 - July 2008
Paul Financial August 2003 - May 2007
GreenPoint Mortgage 1998 - 2003
Education
CSU Sacramento 1992 — 1997
BA, Organizational Communication
American Pacific Mortgage January 2014 - Present
First California Mortgage Company September 2010 - January 2014
Skills
FHA, Loan Origination, Credit, Finance, Investments, Management, Real Estate, Customer Service, Credit Analysis
Education
Penn State University 1998 — 2001
Bachelor of Arts (B.A.), Speech Communication and Rhetoric
First California Mortgage Company August 2010 - Present
Provident Funding Associates L.P. May 1998 - March 2009
Skills
Underwriting, Mortgage, Mortgage Lending, Conventional, Mortgage Underwriting, Mortgage Banking, FHA, Refinance, Loan Origination, Residential Mortgages, Loans, VA loans, USDA, Credit, Credit Analysis, Credit Risk
Education
Heald College
AA, Medical administration
JC I.T. Consulting January 2012 - Present
First California Mortgage Company 2011 - 2011
Skills
Microsoft operating..., GoToAssist, Blackberry Server, Linux operating systems, Lateral Thinker, Dependable, Linux
Education
Empire College School of Business 2010 — 2011
Information Technology
First California Mortgage Company January 2013 - August 2013
Avanti Las Vegas Inc June 2011 - November 2012
John Hatch Realty September 2010 - June 2011
Skills
Real Estate, Real Estate Transactions, Real Estate Contracts, Mortgage Lending, Short Sales, REO, Investment Properties, Receptionist Duties, Administrative Work, Customer Service, Windows 7, Mac OS, MLS, Microsoft Office, Microsoft Word, Microsoft Excel, Outlook, QuickBooks, Equator, Communication, Coordinating Events, Organizational..., Close Attention to..., Reliable, Trusted Business Partner, Always Punctual, Marketing
Education
College of Southern Nevada 2008 — 2016
Associate's Degree
Wilmot Union High School 2003 — 2006
High School
Pacific Coast Mortgage Advisors October 2014 - Present
First California Mortgage Company March 2014 - October 2014
Guild Mortgage June 2006 - March 2014
Internal Revenue Service December 2007 - May 2010
CTX Mortgage January 2005 - June 2006
Guardian Financial January 2004 - January 2005
Aegis Lending January 2002 - January 2004
Time Distribution Services (Time Inc) January 1999 - January 2002
Globe Marketing Inc. January 1998 - January 1999
Skills
Mortgage Lending, Loans, Credit, Certified Mortgage..., Reverse Mortgages, Credit Analysis, Mortgage Underwriting, Underwriting, Government Loans, Construction Loans, Banking, Real Estate Financing, First Time Home Buyers, Investment Properties, Sales, Refinance, FHA, REO, Mortgage Banking, Real Estate, Loan Origination, Residential Mortgages, Finance
Education
De La Salle University 1987 — 1991
Bachelor of Arts (B.A.), Psychology (B.A.)
De La Salle University 1987 — 1991
Bachelor of Science (BS), Marketing Management
Summit Funding, Inc. June 2014 - Present
First California Mortgage Company January 2011 - May 2014
Prospect Mortgage, LLC April 2006 - January 2011
Skills
Mortgage Lending, Finance
Education
California State University Stanislaus 2001 — 2007
Bachelor of Science (B.S.), Business Administration and Management, General
Oregon Secretary of State October 2003 - Present
Oregon Secretary of State October 2003 - Present
Oregon Dept of Corrections July 1999 - October 2003
First California Mortgage Company February 1991 - December 1994
Education
Oregon State University
History
Western Oregon University
Bachelor of Science (BS), History and Political Science