USAA Company

Industry: Financial services company

Description

The United Services Automobile Association is a San Antonio, Texas-based Fortune 500 diversified financial services group of companies including a Texas Department of Insurance-regulated reciprocal ... Customer service: 810 1 210-498-2722 Members: 12.4 million (2017) Headquarters: San Antonio, Texas, United States CEO: Stuart Parker Number of employees: 32,896 (2017) Revenue: 30.02 billion USD (2017)

USAA List of Employees There's an exhaustive list of past and present employees! Get comprehensive information on the number of employees at USAA. You can filter them based on skills, years of employment, job, education, department, and prior employment.

USAA Salaries. You can even request information on how much does USAA pay if you want to. Learn about salaries, pros and cons of working for USAA directly from the past employees.

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12,484 USAA employees in database. Find out everything there's to know about USAA employees. We offer you a great deal of unbiased information from the internal database, personal records, and many other details that might be of interest to you.

USAA Employees

Employee
Years
Job
Industry
Hayley Arnold Hayley Arnold Boerne, Texas Details
Hayley Arnold's USAA Experience October 2012 - April 2013
Job Executive Assistant
Industry Oil & Energy
Experience
Fort Apache Energy Inc   April 2013 - Present
USAA   October 2012 - April 2013
Broadway Bank  May 2009 - October 2012

Skills
Contractual Agreements, Accounting Applications, Organizational..., Filing, Spreadsheets, New Business Development, Telephone Skills, Internet Services, Internet Troubleshooting, Computer Proficiency, Property Management, Property & Casualty..., Creative Writing, Financial Services, Cash Handling, Contemporary Art

Education
The University of Texas at San Antonio   2006 — 2008
A few credits shy of my Associate's Degree, Business Administration and Management, General & Marketing, 3.8 GPA

Boerne High School   2002 — 2006
High School, English Language and Literature/Letters, Science AP, Art and Creative Concepts, A+

Ernest Ramon Ernest Ramon San Antonio, Texas Details
Ernest Ramon's USAA Experience May 2010 - May 2014
Job
Industry Banking
Experience
USAA   May 2010 - May 2014
AT&T  November 2008 - May 2010

Skills
Customer Service, Customer Satisfaction, Real Estate, Loan Origination, Mortgage Banking, Microsoft Office, Sports

Education
The University of Texas at San Antonio   2008 — 2014
Bachelor of Science (B.S.), Multi-/Interdisciplinary Studies, General

Emily Phan Emily Phan Austin, Texas Details
Emily Phan's USAA Experience 2004 - 2004
Job Managing Member & Pilates Instructor at Boutique Pilates LLC
Industry Health, Wellness and Fitness
Experience
Boutique Pilates LLC   January 2015 - Present
UTIMCO  May 2008 - March 2015
Tesoro  2006 - 2008
Cytyc  2005 - 2006
USAA   2004 - 2004
Tesoro  2001 - 2002

Skills
Account Reconciliation, Accounting, Analysis, Auditing, Finance, Financial Analysis, Financial Modeling, Investments, Microsoft Excel, PowerPoint, Public Speaking

Education
Peak Pilates   2014 — 2015
Comprehensive Certified Instructor, Pilates

The University of Texas at San Antonio   2002 — 2004
Bachelor's Degree, Business Administration in Accounting

Ignacio Chapa Ignacio Chapa San Antonio, Texas Details
Ignacio Chapa's USAA Experience 2003 - 2013
Job Financial Services Professional
Industry Financial Services
Experience
USAA   2003 - 2013

Skills
Instructional Design, Instruction, Facilitators, Microsoft Office, Public Speaking, Sales, Experienced Sales..., Insurance, Property & Casualty..., Customer Acquisition, Computer Proficiency, Virtual Teams, Classroom Management, Classroom Delivery, Management, Team Management, Human Resources, Organizational..., Training, Employee Training, Training Delivery, Fashion, Employee Benefits, Strategic Planning

Education
University of the Incarnate Word   2012 — 2015
Bachelor of Arts (BA), Human Resources Management and Services

The University of Texas at San Antonio   2010 — 2012
Bachelor of Arts (BA), Human Resources Management and Services

greg riojas greg riojas United States Details
greg riojas's USAA Experience August 2013 - Present
Job Insurance Agent at USAA
Industry
Experience
USAA   August 2013 - Present
Dahill  March 2013 - June 2013
Wells Fargo Insurance Services  June 2010 - October 2012
Wachovia Bank  2004 - 2010

Skills
Strategic Planning, Credit Analysis, Sales, Small Business, Credit, Team Building, Commercial Banking, Business Development, Loans, Banking, Minolta, Retail Banking, Mortgage Lending, Consumer Lending, Customer Service, Small Business Lending, Lines Of Credit, Commercial Lending, Underwriting, Insurance, Leadership, Team Leadership, Process Improvement, Refinance, Budgets

Education
The University of Texas at San Antonio   2004 — 2010
Bachelor of Business Administration (B.B.A.)

Graylyne Griffin Graylyne Griffin San Antonio, Texas Details
Graylyne Griffin's USAA Experience June 2007 - July 2009
Job Teacher at Theodore Roosevelt High School
Industry Education Management
Experience
North East Independent School District  August 2012 - Present
Hope Center Church   June 2008 - Present
USAA   June 2007 - July 2009

Skills
Leadership, Microsoft Excel, PowerPoint, Microsoft Office, Management, Research, Sales, Microsoft Word, Outlook, Process Improvement, Training, Photoshop, Event Planning, Educational Leadership, Public Speaking, Customer Service

Education
The University of Texas at San Antonio   2014 — 2015
Master’s Degree, Educational Leadership and Policy Studies

The University of Texas at San Antonio   2001 — 2008
Bachelor’s Degree, Multi/Interdisciplinary Studies

Gail Mitchell Gail Mitchell San Antonio, Texas Area Details
Gail Mitchell's USAA Experience July 2013 - December 2013
Job Investment Prorfessionals Inc
Industry Financial Services
Experience
SWBC Wealth Management  January 2014 - June 2015
USAA   July 2013 - December 2013
Advisors Asset Management, Inc.   February 2007 - May 2013
San Antonio Express-News  2005 - 2006

Skills
Series 7, Series 63, Mutual Funds, Fixed Income, Bonds, Retirement Planning, Investments, Financial Services, Bloomberg, Structured Products, Fixed Annuities, IRAs, Life Insurance, Relationship Management, Securities, Uniform Combined State...

Education
The University of Texas at San Antonio   2001 — 2006
BA, Marketing

The University of Texas at San Antonio   2001 — 2006
Bachelor of Business Administration in Marketing, Marketing

Jamie Talavera Jamie Talavera San Antonio, Texas Details
Jamie Talavera's USAA Experience December 2013 - Present
Job Vendor Relationship Manager
Industry Financial Services
Experience
USAA   December 2013 - Present
USAA   March 2006 - December 2013
USAA   June 2000 - March 2006
Alliance Data  March 1997 - June 2000

Skills
Management, Hiring Personnel, Employee Training, Operations Management, Delivering Results, Insurance, Retention Management, Financial Services, Customer Retention, Microsoft Office, Team Management, Cross-functional Team..., Employee Engagement, IEX Total View, CentreVu, Learning Management..., PeopleSoft, Relationship Management, Call Centers, Customer Service, Leadership, Team Building, Strategic Planning, Vendor Management, Process Improvement

Education
University of the Incarnate Word   2011 — 2014
Master of Business Administration (MBA), Business Administration and Management, General

The University of Texas at San Antonio   2000 — 2007
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

Janice L. Idrogo Janice L. Idrogo San Antonio, Texas Details
Janice L. Idrogo's USAA Experience March 2015 - Present
Job Business Advisor at USAA
Industry Financial Services
Experience
USAA   March 2015 - Present
USAA   April 2013 - March 2015
USAA   September 2009 - April 2013

Skills
Banking, Security, Call Centers, Process Improvement, Vendor Management, Risk Management, Business Analysis, Customer Service, Project Management, Training, Management, Leadership, Team Building, Software Documentation, Analysis, Change Management, Team Leadership, Retail Banking, Sales, Customer Satisfaction, Customer Experience, Financial Services, Requirements Analysis, Human Resources, Operations Management, Budgets, Coaching, Employee Training, Insurance, Inventory Management, Leadership Development, Marketing, Recruiting, Business Development, Finance, Microsoft Word, PowerPoint, Strategic Planning, Microsoft Excel, Retail, Salesforce.com, Time Management, Sales Management, Microsoft Office

Education
University of Phoenix   2011 — 2013
Master of Business Administration (MBA)

The University of Texas at San Antonio   1996 — 2000
Bachelor of Arts (BA), Psychology

Jena Rodriguez Jena Rodriguez Cibolo, Texas Details
Jena Rodriguez's USAA Experience December 2013 - Present
Job Life and Health at USAA
Industry Education Management
Experience
USAA   December 2013 - Present
University of Phoenix  March 2013 - December 2013
Darden Restaurants  May 2008 - December 2012
Marriott International  July 2009 - August 2012
United States Air Force  1995 - 2011

Skills
Training/Leadership, Microsoft Office, Training, Customer Service, Teaching, Coaching, PowerPoint, Microsoft Word, Event Planning, Research, Microsoft Excel, Team Building, Outlook, Teamwork, Leadership, Non-profits, Event Management, Team Leadership, Customer Satisfaction, Editing, Leadership Development, Policy

Education
The University of Texas at San Antonio   2009 — 2012
Bachelor of Arts (BA), Education

Jason Isaac Silberberg Jason Isaac Silberberg San Antonio, Texas Details
Jason Isaac Silberberg's USAA Experience October 2012 - Present
Job Director of Bank Infrastructure at USAA
Industry Financial Services
Experience
USAA   October 2012 - Present
AltaOne Federal Credit Union  November 2006 - October 2012
AltaOne Federal Credit Union  2005 - 2006
USAA   2002 - 2005
USAA   2000 - 2002
CTA Architects Engineers  1998 - 2000
IWV Insurance   January 1993 - December 1998

Skills
Project Management, Insurance, Information Technology, Vendor Management, Business Analysis, Process Improvement, Banking, IT Management, Business Process..., Disaster Recovery, Financial Services, Change Management, Enterprise Architecture, Executive Management, Credit Cards, IT Strategy, Leadership, Management, Business Continuity, PMO, Strategic Planning, Requirements Gathering, SQL, Business Intelligence, Call Center, Call Centers, Data Warehousing, Project Portfolio..., Software Project..., Cross-functional Team...

Education
The University of Texas at San Antonio   2014 — 2017
Executive MBA, Organizational Leadership

University of the Incarnate Word   2000 — 2003
BBA, Information Systems

Cerro Coso Community College   1993 — 1997
AA, GE

Elsa Coatney Elsa Coatney San Antonio, Texas Area Details
Elsa Coatney's USAA Experience June 1988 - 2001
Job Assistant Director at Northside ISD
Industry Primary/Secondary Education
Experience
Northside ISD  July 2004 - Present
South Texas Blood and Tissue Center  January 2004 - July 2004
USAA   June 1988 - 2001

Skills
Teaching, Leadership Development, Employee Relations, Community Outreach, Organizational..., Training, Youth Development, Onboarding, Human Resources, Recruiting, Fundraising, Leadership, Higher Education, Public Speaking, Personnel Management, Staff Development, Curriculum Design, Interviews, Instructional Design, College Recruiting, Conflict Resolution, Management, FMLA, Employee Training, New Hire Orientations, Applicant Tracking...

Education
The University of Texas at San Antonio   1985 — 1991
BBA, Human Resources Management

Felicia Tavares Felicia Tavares San Antonio, Texas Details
Felicia Tavares's USAA Experience 2006 - Present
Job Lead Channel Manager at USAA
Industry Financial Services
Experience
USAA   2006 - Present
USAA   2003 - 2006
USAA   June 1997 - January 2003

Skills
Web Analytics, Deposits, Remote Deposit Capture, Debit Cards, Banking, Mobile Banking, User Experience, Web Performance, Black Belt, Credit Cards, Management, Project Management, Customer Experience, Retail Banking, Process Improvement, Competitive Analysis, Business Analysis, Cross-functional Team..., Strategy, Leadership, Risk Management, Strategic Planning, Team Leadership

Education
The University of Texas at San Antonio   1988 — 1990

University of the Incarnate Word

Evonn Short Evonn Short San Antonio, Texas Area Details
Evonn Short's USAA Experience June 2011 - October 2011
Job Director of Student Affairs at Hallmark University
Industry Higher Education
Experience
Hallmark University  July 2014 - Present
Hallmark College  August 2012 - July 2014
BeautiControl  September 2011 - January 2013
USAA   June 2011 - October 2011
Christian Family Church International Uganda   February 2009 - June 2011
UTSA  1992 - 1999

Skills
Executive Support, Event Planning, Event Management, Real Estate, Direct Sales, Higher Education, Training, Notary Public, Leadership, Public Speaking, Team Building, Small Business, Leadership Development, Community Outreach, Customer Service, Spanish, Meeting Planning, Teamwork, Student Affairs, Management, Time Management, Staff Development, Travel Planning, Coordinating Special..., Workshop Facilitation, Employee Training, Student Development

Education
The University of Texas at San Antonio   1992 — 1997
Bachelor of Arts (BA), Early Childhood Education and Teaching

Emily Albrecht Emily Albrecht San Antonio, Texas Area Details
Emily Albrecht's USAA Experience March 2014 - Present
Job Quality Assurance Specialist at USAA
Industry Financial Services
Experience
USAA   March 2014 - Present
USAA   October 2013 - March 2014
USAA   February 2013 - October 2013
Firstmark Credit Union  April 2012 - February 2013
Firstmark Credit Union  October 2009 - September 2012
Rudy's Bar-B-Q   May 2000 - August 2009

Skills
Banking, Customer Service, Credit Unions, Customer Relations, Process Improvement, Excel, Investments, Financial Analysis, Microsoft Excel, Credit, Loans, Finance, Real Estate, Leadership, Investment Properties, Consumer Lending, Financial Modeling, Mortgage Lending, Real Estate Economics, Funding, Loan Origination, Refinance, Mortgage Banking, Real Estate Transactions, Residential Mortgages, FHA, Real Estate Development, Microsoft Office, PowerPoint, Market Research, Home Equity Loans, Microsoft Word

Education
The University of Texas at San Antonio   2009 — 2012
Bachelor's Degree, Business Administration; Real Estate Finance & Development, Graduated Cum Laude

Smithson Valley High School

George English George English San Antonio, Texas Details
George English's USAA Experience August 1988 - Present
Job Lead Supplier Technology Manager at USAA
Industry Financial Services
Experience
USAA   August 1988 - Present
Bexar County Information Systems   January 1981 - July 1988

Skills
PMP-Project Management..., CCP-Certified Computing..., ITIL Certified, Supplier Technology..., Mainframe Programming, COBOL/JCL/CICS/DB2/IMS/V..., Vendor Management, Agile Methodologies, Business Analysis, Requirements Analysis, Requirements Gathering, Project Management, Software Project..., Program Management, SharePoint, Software Development, Management, Process Improvement, SDLC, Business Process..., Integration, IT Management

Education
The University of Texas at San Antonio
Master of Business Administration (MBA)

The University of Texas at San Antonio
Bachelor of Business Administration (BBA), Information Systems

James Pelech James Pelech San Antonio, Texas Area Details
James Pelech's USAA Experience January 2013 - Present
Job Auto Theft & Fire Claims Adjuster at USAA
Industry Investment Management
Experience
USAA   January 2013 - Present
American Funds  March 2011 - January 2013
Clear Channel Radio  September 2010 - April 2011
Clear Channel Communications  August 2010 - April 2011
WOAI-TV  August 2010 - March 2011
WOAI-TV  August 2010 - March 2011
News 4 WOAI TV   August 2010 - March 2011
Clear Channel Radio  January 2010 - May 2010
UTSA Athletics Dept   October 2005 - May 2010
The University of Texas at San Antonio  August 2005 - March 2010

Skills
Microsoft Office, Lotus Notes, tecnical director..., Training, Customer Service, Sports, Radio, Research, PowerPoint, Microsoft Excel, Microsoft Word, Outlook, Teamwork, Access, Analysis

Education
The University of Texas at San Antonio   2005 — 2010
Bachelor of Communications, Public Relations

The University of Texas at San Antonio   2005 — 2010
Bachelor of Arts, Public Relations

Calhoun High School   2001 — 2005
High School Diploma

Heather Harrison, PHR, SHRM-CP Heather Harrison, PHR, SHRM-CP San Antonio, Texas Area Details
Heather Harrison, PHR, SHRM-CP's USAA Experience August 1998 - December 2002
Job Human Resources Compensation
Industry Retail
Experience
CST Brands, Inc.   March 2015 - Present
NuStar Energy L.P.   June 2013 - February 2015
UTHSCSA  September 2010 - June 2013
UTHSCSA  August 2009 - August 2010
True North Recruiting   October 2008 - August 2009
Select Staff  March 2006 - October 2008
Associa ProComm   2004 - 2005
USAA   August 1998 - December 2002

Skills
Human Resources, Recruiting, Employee Benefits, PeopleSoft, Applicant Tracking..., Benefits Administration, Sourcing, Interviews, HRIS, Microsoft Excel, HR Policies, Talent Acquisition

Education
The University of Texas at San Antonio   2006 — 2011
BBA, HR Management

James Santos James Santos San Antonio, Texas Area Details
James Santos's USAA Experience 2004 - 2006
Job Vice President, Operations Support RandolphBrooks Federal Credit Union
Industry Banking
Experience
Randolph Brooks Federal Credit Union  September 2008 - Present
Wachovia, A Wells Fargo Company  September 2006 - September 2008
USAA   2004 - 2006
US Air Force  1984 - 2004
Office of the Secretary of Defense  October 1998 - October 2000

Skills
Leadership Development, Process Improvement, Performance Management, Organizational..., Coaching, Training, Budgets, Leadership, Management, Team Building, Human Resources, Business Analysis, Change Management, Sales Management, Project Management, Microsoft Office, Loans, Banking, Program Management, Credit Unions, Employee Training, Learning Management..., Staff Development, Kirkpatrick, Instructional Design, Underwriting, Customer Service, Sales, Mortgage Lending, Instructor-led Training, Credit, Strategic Planning, Public Speaking, Business Development, Interviews, Risk Management, Call Centers, Employee Relations, Consumer Lending, Analysis

Education
The University of Texas at San Antonio   2001 — 2003
MA, Adult and Higher Education

Wayland Baptist University   1997 — 2000
BS, Education

University of South Alabama

University of South Alabama, College of Medicine

University of South Alabama, College of Medicine

Eric Traugott Eric Traugott San Antonio, Texas Details
Eric Traugott's USAA Experience March 2013 - Present
Job Executive Producer / Independent Film Maker at TBD Productions
Industry Information Technology and Services
Experience
TBD Productions   June 2015 - Present
USAA   March 2013 - Present
The Scooter Store  October 2012 - March 2013
AMS Staffing Solutions   July 2012 - November 2012
University Health System  March 2012 - July 2012
Evolvent Technologies  April 2007 - February 2012
FPMI Solutions inc  January 2006 - April 2007
DELL COMPUTER CORP  January 1999 - January 2001

Skills
Documentation, ADDIE, Instructional Design, Training & Development, Adobe Creative Suite, Technical Writing, Microsoft Office, Windows, Training, Learning Management..., Blended Learning, Employee Training, E-Learning, Educational Technology, Web Development, Articulate Studio, Curriculum Development, Curriculum Design, Leadership Development, Project Management, Distance Learning, Adult Education, SnagIt, Camtasia, Learning Management, Captivate, Analysis, Technical Training

Education
Walden University   2011 — 2013
Master's degree, Instructional Design, 4.0

The University of Texas at San Antonio   1997 — 2008
Bachelor of Arts (BA), Psychology

Jared Barge Jared Barge San Antonio, Texas Details
Jared Barge's USAA Experience June 2014 - Present
Job Database Administrator at USAA
Industry Computer & Network Security
Experience
USAA   June 2014 - Present
USAA   May 2013 - August 2013
Academy Sports + Outdoors  May 2011 - December 2011
Kohl's Department Stores  June 2009 - August 2009

Skills
Computer Literate, Some Java Experience, Customer Relations..., Coworker..., JROTC and Out Of School..., Some SQL Database..., Some Visual Basic..., Information Assurance, Databases, HTML, Network Security

Education
The University of Texas at San Antonio   2009 — 2013
Bachelors of Business Administration in Infrastructure Assurance, BBA in IS, Network Security, 3.4

Claudia Taylor Johnson Highschool

Eric Engquist Eric Engquist San Antonio, Texas Details
Eric Engquist's USAA Experience May 2014 - Present
Job Assistant Vice President at USAA
Industry Financial Services
Experience
USAA   May 2014 - Present
USAA   March 2012 - May 2014
USAA   September 2009 - March 2012
USAA   April 2008 - September 2009
USAA   January 2006 - April 2008
USAA   October 2005 - January 2006
2nd Brigade, 1st Cavalry Division   July 2004 - May 2005
1st Cavalry Division  December 2003 - July 2004
1-503rd Airborne Battalion (Air Assault), 2nd Infantry Division   November 2002 - December 2003
1st Brigade, 327th Infantry Regiment, 101st Airborne Division (Air Assault)   December 1999 - November 2001

Skills
Strategic Planning, Cross-functional Team..., Program Management, Leadership, Analytics, Process Improvement, Business Development, Leadership Development, Strategy, Risk Management, Executive Management, Team Leadership, Business Process..., Management, Analysis, Team Building, Change Management, Operations Management, Management Consulting, Business Strategy, Organizational..., Business Analysis, Training, Government, Project Management, Financial Services, Vendor Management, CRM, Product Management, Business Planning, Mergers & Acquisitions, Competitive Analysis, Start-ups, Military, Project Planning, Budgets, Financial Analysis, Insurance, Influential Communicator

Education
The University of Texas at San Antonio   2009 — 2011
Master of Business Administration (MBA)

United States Military Academy at West Point   1993 — 1997
Bachelor of Science (BS)

Hilda Zamora Hilda Zamora San Antonio, Texas Area Details
Hilda Zamora's USAA Experience January 2009 - August 2009
Job Test Engineer at SENTEL Corporation
Industry Government Administration
Experience
SENTEL Corporation - Air Force Medical Evaluation Support Activity   January 2011 - Present
Y & L Consultants - SACU   December 2010 - April 2011
Bexar County Information Systems   April 2010 - September 2010
USAA   January 2009 - August 2009
J.P. Morgan Chase (formerly WaMu)   January 2008 - January 2009
JPMorgan Chase  2006 - 2009
Washington Mutual  January 2006 - January 2008
Harland Clarke  January 2004 - January 2006
Harland Clarke  July 1990 - January 2004

Skills
Requirements Management, Access, Visio, Leadership, Databases, Business Analysis, Process Improvement, Software Documentation, Vendor Management, Project Management, Quality Assurance, Program Management, Analysis, Banking, Business Process, Change Management, Cross-functional Team..., IT Management, Management, PMP, Requirements Analysis, Requirements Gathering, Risk Management, SDLC, Testing, SharePoint, SQL

Education
The University of Texas at San Antonio   2002 — 2005
Bachelors, Business Administration

John F. Kennedy High School, San Antonio
High School Diploma

Frank Barron Frank Barron Phoenix, Arizona Area Details
Frank Barron's USAA Experience August 1998 - August 2001
Job Prisma Graphics
Industry Printing
Experience
Prisma Graphic  May 2014 - Present
Roswell Bookbinding   August 2013 - April 2014
Universal Bookbindery Inc.   February 2004 - August 2013
Better Built Construction   2002 - 2004
USAA   August 1998 - August 2001
Universal Bookbindery Inc.   1994 - August 1998

Skills
Offset Printing, Bindery, Press Releases, Machinery, Digital Printing, Production Managment, Management, Print Management, Packaging, Finish, Books, Print On Demand, Flexo, Variable Data Printing, Pre-press, Wide Format Printing, Proof, Color Management

Education
The University of Texas at San Antonio   2009 — 2009
Completed, Lean Manufacturing "5S"

Harlandale High

Huong Kristine Vu Huong Kristine Vu San Antonio, Texas Area Details
Huong Kristine Vu's USAA Experience April 2011 - Present
Job Project Delivery Analyst
Industry Information Technology and Services
Experience
USAA   April 2011 - Present
Bubblehead Tea   November 2007 - January 2012
Accenture  December 2009 - April 2011
Wachovia  November 2007 - June 2009
El Paso Energy  June 2007 - November 2007
The Fish   January 2007 - June 2007
Time Warner Cable  January 2006 - January 2007
2005  October 2005 - December 2005
TEKsystems  July 2004 - October 2005

Skills
Project Delivery, Project Management, Visio, MS Project, Business Analysis, Program Management, Project Coordination, Project Planning, SharePoint, IT Service Management, SDLC, Change Management, Risk Management, Microsoft Office, Analysis, SQL, PMP, Visual Basic, Vendor Management, Integration, Process Improvement, Software Documentation, Business Planning

Education
The University of Texas at San Antonio   1998 — 2004
BA, Management Information Systems

Gurjeet Sandhu Gurjeet Sandhu Helotes, Texas Details
Gurjeet Sandhu's USAA Experience September 2014 - Present
Job Lead Software Developer
Industry Information Technology and Services
Experience
USAA   September 2014 - Present
Whataburger  December 2013 - September 2014
Whataburger  June 2013 - December 2013
USAA   August 2007 - June 2013

Skills
VXML, java, Contact Centers, ICM, JSP, Avaya, Integration, Agile Methodologies, WebSphere Application..., SOA, SQL, Software Design, Shell Scripting, TCP/IP, Unix, Perl, Java Enterprise Edition, SOAP, Web Services, Enterprise Architecture, DB2, Java, Big Data Analytics, Business Intelligence, SDLC

Education
The University of Texas at San Antonio   2003 — 2007
Bachelor's degree, Electrical and Electronics Engineering

Gretchen Lilly Gretchen Lilly San Antonio, Texas Details
Gretchen Lilly's USAA Experience November 2010 - April 2012
Job Independent Financial Consultant at Gretchen Lilly CPA
Industry Financial Services
Experience
Gretchen Lilly CPA   March 2013 - Present
National Unity Insurance Company   March 2013 - March 2014
Gretchen Lilly CPA   April 2012 - March 2013
USAA   November 2010 - April 2012
USAA   December 2009 - November 2010
USAA   July 2007 - December 2009
USAA   July 2003 - July 2007
USAA   January 1998 - July 2003
USAA   June 1995 - January 1998

Skills
Financial Forecasting, Key Performance..., Business Process..., Budget Monitoring, Strategic Financial..., Business Planning, Financial Analysis, Financial Transactions, Financial Accounting, Benefit Cost Analysis, Property & Casualty..., Business Alliance..., Insurance Agency..., Presentations, Management, Risk Assessment, Capital Adequacy, Financial Statements, Change Management, Process Engineering, Business Process, Strategic Planning, Process Improvement

Education
The University of Texas at San Antonio   1979 — 1984
Bachelor of Business Administration (B.B.A.), Accounting

Emily Mazurek Emily Mazurek San Antonio, Texas Details
Emily Mazurek's USAA Experience October 2012 - Present
Job Mortgage Processor at USAA
Industry Banking
Experience
USAA   October 2012 - Present
Security Service Federal Credit Union  February 2008 - October 2012

Skills
Banking, Customer Service, Time Management, 10 Key, Outlook, Employee Relations, Microsoft Excel, Human Resources, Microsoft Word, Leadership, Administrative Work, Exceptional People..., Phone Etiquette, High Pressure Situations, Project Teams, Employee Evaluation, Mortgage Banking, Veterans Affairs

Education
The University of Texas at San Antonio   2007 — 2012
BBA Human Resource Management, Human Resources

Boerne High School

Ian O'Regan Ian O'Regan San Antonio, Texas Area Details
Ian O'Regan's USAA Experience March 2002 - September 2005
Job
Industry Banking
Experience
JPMorgan Chase  October 2010 - Present
Black Castle Press   2009 - Present
JPMorgan Chase  December 2005 - October 2010
USAA   March 2002 - September 2005
USAA Investment Management Co.   April 1999 - March 2002
Drug Emporium - San Antonio   January 1997 - April 1999

Skills
Process Improvement, Corporate Communications, Financial Services, Leadership, Vendor Management, Customer Service, Internal Communications

Education
University of the Incarnate Word   2003 — 2005
Masters, Communications

The University of Texas at San Antonio   1995 — 1997
Bachelors, Political Science/Communications

James Myrick James Myrick San Antonio, Texas Area Details
James Myrick's USAA Experience September 2014 - Present
Job Software Developer and Integrator
Industry Information Technology and Services
Experience
USAA   September 2014 - Present
The University of Texas at San Antonio  June 2014 - August 2014
Ecke, Poling, & Norris   April 2013 - April 2014
Texas Army National Guard  August 2007 - August 2013

Skills
Microsoft Office, PowerPoint, Research, Customer Service, Leadership, Microsoft Excel, Microsoft Word

Education
The University of Texas at San Antonio   2014 — 2017
Master of Science (M.S.), Information Technology

The University of Texas at San Antonio   2012 — 2014
Bachelor of Business Administration (B.B.A.), Information Systems, 3.94

James Haldenwang James Haldenwang San Antonio, Texas Details
James Haldenwang's USAA Experience October 2013 - Present
Job Data/Business Analyst, Decision Support Analytics at USAA
Industry Insurance
Experience
USAA   October 2013 - Present
USAA   September 2008 - October 2013

Skills
Underwriting, Analysis, Process Improvement, Information Technology, Insurance, Access, Property & Casualty..., HTML scripting, JavaScript, Proxmox, Reporting & Analysis, Relational Databases, Schemas, Business Analysis, System Administration, Microsoft Excel, Financial Services, SDLC, Business Process..., Project Management, Requirements Gathering

Education
The University of Texas at San Antonio   2000 — 2006
Bachelor of Business Administration (BBA), Business Administration and Management, General

University of Phoenix   2012 — 2015
Master of Business Administration (MBA), MBA with a concentration in Technology Management

Genevieve Tobias Genevieve Tobias Helotes, Texas Details
Genevieve Tobias's USAA Experience March 2006 - November 2006
Job Director of Annual Giving at The University of Texas at San Antonio
Industry Higher Education
Experience
The University of Texas at San Antonio  September 2014 - Present
The University of Texas at San Antonio  May 2009 - August 2014
The University of Texas at San Antonio  November 2006 - May 2009
USAA   March 2006 - November 2006

Skills
Student Development, Annual Giving, Event Management, Higher Education, Raiser's Edge, Alumni Relations, Fundraising, Volunteer Management, Stewardship, Program Development, Project Management, Organizational..., Leadership, Mentoring, Employee Training, Recruiting, Nonprofits, Community Outreach

Education
The University of Texas at San Antonio   2008 — 2012
Master of Arts (MA), Organizational Communication, General

The University of Texas at San Antonio   2002 — 2005
Bachelor of Arts (B.A.), Public Relations

Gary Ayers Gary Ayers San Antonio, Texas Area Details
Gary Ayers's USAA Experience March 2010 - January 2014
Job Senior MCC Officer
Industry Banking
Experience
Security Service Federal Credit Union  April 2014 - Present
USAA   March 2010 - January 2014
SISDTX   January 2010 - March 2010
University of Texas San Antonio Recreation Center   May 2009 - December 2009
Alamo Cafe  February 2009 - December 2009
The Outpost Apartments   May 2005 - February 2009
Burger King Corporation  April 2003 - April 2005

Skills
Property & Casualty..., Sales, Event Planning, Lease Negotiations, Multitasking Skills, Food Service, Customer Service, Customer Satisfaction, Customer Support, Personal Development, Communication Skills, Highly personable, Microsoft Word, Microsoft Excel, Microsoft Office, Event Management, Brand Strengthening, Integrity, Ethical Decision Making, Project Planning, Phone Etiquette, Call Centers, Social Networking, Teamwork, Claims Handling, Close Attention to..., Building Relationships, Telephone Skills, Oral, Interpersonal..., Dependable Team Player, Cash Handling Experience, Outlook, Customer Experience, Facebook, Motivated self-starter, People-oriented, Renters, Casualty, Claims Investigations, Property Claims, Organizational..., Critical Thinking, Insurance, Time Management, Team Building, Social Media

Education
The University of Texas at San Antonio   2005 — 2009
Bachelor of Fine Arts (B.F.A.), Public Relations, Advertising, and Applied Communication

The University of Texas at San Antonio   2005 — 2009
Bachelor of Arts (B.A.), Business/Corporate Communications

Javier Magana Javier Magana San Antonio, Texas Details
Javier Magana's USAA Experience June 2015 - August 2015
Job Intern Risk Management, USAA
Industry Financial Services
Experience
USAA   June 2015 - August 2015
Costco Wholesale  June 2014 - May 2015
Costco Wholesale  October 2013 - June 2014
Mathnasium - The Math Learning Center  October 2013 - January 2014
Costco Wholesale  May 2006 - October 2013
The University of Texas at San Antonio  August 2010 - May 2011

Skills
Microsoft Excel, Mathematica, Matlab, Microsoft Office, SAS, Inventory Management, C++ Language, JMP, Maple, Access, Time Management, JavaScript, HTML, CSS, jQuery, PHP, PowerPoint, Python

Education
The University of Texas at San Antonio   2012 — 2015
Masters of Science, Applied Industrial Mathematics

University of Texas   2006 — 2011
Bachelor's of Science, Mathematics

Eric Grenet, ARM-E Eric Grenet, ARM-E San Antonio, Texas Area Details
Eric Grenet, ARM-E's USAA Experience November 2014 - Present
Job Sr Risk Analyst at USAA
Industry Financial Services
Experience
USAA   November 2014 - Present
USAA   December 2012 - November 2014
USAA   April 2006 - December 2012
USAA   November 2000 - April 2006

Skills
Finance, Risk Management, Financial Analysis, Analysis, Financial Risk

Education
The University of Texas at San Antonio
Bachelor’s Degree, Finance, General

University of the Incarnate Word
Master of Business Administration (M.B.A.)

Gilbert Chavarria Gilbert Chavarria San Antonio, Texas Area Details
Gilbert Chavarria's USAA Experience November 1999 - Present
Job
Industry Insurance
Experience
USAA   November 1999 - Present
U.S. Air Force   March 1979 - April 1999

Skills
Microsoft Office, Management, Microsoft Excel, Microsoft Word, PowerPoint, Leadership, Training, Strategic Planning, Procurement

Education
The University of Texas at San Antonio   2009 — 2014
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

Jenafer Webb Jenafer Webb San Antonio, Texas Details
Jenafer Webb's USAA Experience March 2013 - September 2013
Job Environmental Science
Industry Environmental Services
Experience
USAA   March 2013 - September 2013
United States Air Force  June 2006 - June 2012
Employment Plus  September 2001 - July 2003

Skills
Database Management, Medical Record..., Emergency Management, Disaster Preparedness, Microsoft Office, Presentations, Infection Control, Customer Service, Office Management, BLS/ACLS, Team Building, Project Management

Education
University of Phoenix   2014 — 2016
Environmental Science

The University of Texas at San Antonio   2012 — 2014
Bachelors of Science, Political Science

Hiren Bhakta Hiren Bhakta San Antonio, Texas Details
Hiren Bhakta's USAA Experience 2013 - May 2015
Job Auto Adjuster 3 at USAA
Industry Financial Services
Experience
USAA   2013 - May 2015
UTSA Campus Recreation  May 2010 - December 2012

Skills
Microsoft Office, Outlook, Communication, Events Organisation, Events Coordination, Claims Handling, Claims Resolution, Claims Management, Policy Analysis, Claim Investigation, Employee Training, Customer Service, Relationship Management, Relationship Building, Clear Communications, Project Coordination, Facility Safety, Training Facilitation, Team Facilitation, Team Building..., Teamwork, Customer Relations, Customer Satisfaction, Microsoft Word, Microsoft Excel

Education
The University of Texas at San Antonio   2008 — 2012
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

James Wright Jr. James Wright Jr. San Antonio, Texas Details
James Wright Jr.'s USAA Experience October 2000 - October 2004
Job Sales Representative at UPS
Industry Transportation/Trucking/Railroad
Experience
San Antonio Youth Centers  February 2011 - Present
UPS  April 2006 - Present
USAA   October 2000 - October 2004
Target  January 2000 - October 2000
US Army  June 1994 - January 2000

Skills
Cold Calling, Pricing, Transportation, New Business Development, Microsoft Office, Customer Service, Account Management, Logistics, Transportation..., LTL, Sales Operations, Freight, Team Building, Sales Management, Sales

Education
The University of Texas at San Antonio   1988 — 1992
Bachelor of Business Administration (BBA), Marketing/Marketing Management, General

James Feldman James Feldman Boerne, Texas Details
James Feldman's USAA Experience April 1999 - Present
Job Financial Planner at USAA
Industry Financial Services
Experience
USAA   April 1999 - Present

Education
University of the Incarnate Word   2002 — 2004
MBA

The University of Texas at San Antonio   1991 — 1995
Bachelor of Business Administration (B.B.A.), Finance, General

Gerald Reyes Gerald Reyes Helotes, Texas Details
Gerald Reyes's USAA Experience September 2009 - Present
Job Certified Financial Planner at USAA
Industry Financial Services
Experience
USAA   September 2009 - Present

Skills
Retirement Planning, Mutual Funds, Investments, Strategic Financial..., Wealth Management, Financial Planning, Financial Advisory, Banking, Insurance, Risk Management, Securities, Series 7, Financial Analysis, Retirement, Financial Services, Asset Allocation, Series 63, Fixed Annuities, Finance, Asset Management, Investment Strategies, Life Insurance, Microsoft Office

Education
The University of Texas at San Antonio   1993 — 1998
Bachelor of Business Administration (B.B.A.), Accounting

The University of Texas at San Antonio   1993 — 1998
Bachelor of Business Administration (BBA), Accounting

University of the Incarnate Word
Master of Business Administration (MBA), Business Administration and Management, General, A

Jason Dudley Jason Dudley San Antonio, Texas Area Details
Jason Dudley's USAA Experience June 2015 - Present
Job Vice President Financial Planning and Advice
Industry Financial Services
Experience
USAA   June 2015 - Present
USAA   March 2014 - February 2015
USAA   January 2013 - March 2014
USAA   September 2009 - January 2013
USAA   September 2007 - September 2009
USAA   September 1995 - September 2007

Skills
Series 7, Wealth Management, Insurance, Retirement Planning, Strategic Financial..., Retirement, Investments, Banking, Investment Advisory, Financial Advisory, Series 24, Securities, Call Center, Property, Series 63, Executive Management, Series 65, Fixed Annuities, Fixed Income, Financial Services, Life Insurance, Mutual Funds, Underwriting, Wealth, Investment Strategies, Portfolio Management

Education
University of the Incarnate Word   1999 — 2001
Masters, Business Management

The University of Texas at San Antonio   1990 — 1995
Bachelor, Mathematics

Garrett Kristek Garrett Kristek San Antonio, Texas Area Details
Garrett Kristek's USAA Experience May 2010 - Present
Job Insurance Agent at USAA
Industry Public Relations and Communications
Experience
USAA   May 2010 - Present
Frost & Sullivan  March 2009 - November 2009
The American Heart Association  January 2009 - May 2009

Skills
Corporate Communications, Event Management, Marketing, Media Relations, Customer Service, Event Planning, Social Media Marketing, Marketing Communications, Social Media, Public Relations, Microsoft Office, Editing, Strategic Communications, Public Speaking, Press Releases, Fundraising

Education
The University of Texas at San Antonio   2004 — 2009
Bachelor in Communications, Public Relations

Frann Wright Frann Wright San Antonio, Texas Area Details
Frann Wright's USAA Experience June 2001 - September 2007
Job Correction Officer w/TDCJ
Industry Security and Investigations
Experience
Texas Dept of Criminal Justice  February 2008 - Present
SAILS, San Antonio Independent Living Services   2005 - 2008
San Antonio Independent Living Services   2005 - 2008
USAA   June 2001 - September 2007

Skills
Business Communications, Organizing

Education
The University of Texas at San Antonio   2006 — 2007
pending, Business, Criminal Justice

Youth

Jason Bryan, CFA, MSF Jason Bryan, CFA, MSF San Antonio, Texas Details
Jason Bryan, CFA, MSF's USAA Experience August 2009 - Present
Job Executive Director Investment Strategy at USAA
Industry Investment Management
Experience
USAA   August 2009 - Present
USAA   June 2007 - August 2009
USAA   May 2004 - June 2007
USAA   June 2003 - May 2004

Skills
Asset Allocation, Investment Strategies, Investments, Portfolio Management, Analysis, Economics, Finance, Asset Managment, Financial Modeling, Equities, Financial Analysis, Strategic Financial..., Bloomberg, Valuation, Mutual Funds, Investment Management, Fixed Income, Forecasting, Capital Markets, Alternative Investments, Financial Risk, Wealth Management, Investment Advisory, Bonds, Asset Management, Securities, Financial Planning

Education
The University of Texas at San Antonio   2006 — 2009
Master of Science, Finance

The University of Texas at San Antonio   1998 — 2002
B.B.A., Finance

Fred Bueche Fred Bueche San Antonio, Texas Area Details
Fred Bueche's USAA Experience December 2013 - Present
Job AVP at USAA
Industry Financial Services
Experience
USAA   December 2013 - Present
USAA   November 1990 - Present
BancPLUS Mortgage  March 1987 - November 1990

Skills
CRM, Architecture, E-commerce, Risk Management, Architectures, Vendor Management, IT Strategy, Banking, Data Warehousing, Business Analysis, Program Management, Strategic Planning, Process Improvement, Business Process..., Business Architecture, SDLC, Data Management, Enterprise Architecture, Requirements Analysis, Project Portfolio...

Education
The University of Texas at San Antonio   1990 — 1992
MBA, Finance

The University of Texas at San Antonio   1980 — 1984
BS, Computer Science

Emelisa Fernandez Emelisa Fernandez San Antonio, Texas Area Details
Emelisa Fernandez's USAA Experience September 2003 - December 2006
Job Assoc. HRBP
Industry Human Resources
Experience
Tesoro Corporation  September 2014 - Present
Tesoro  September 2012 - September 2014
Toyota Motor Manufacturing Texas  October 2007 - September 2012
The University of Texas at San Antonio  December 2006 - September 2007
USAA   September 2003 - December 2006
USAA   August 2002 - December 2006

Skills
Project Management, Root Cause..., Employee/Labor Relations, Staffing Management, Proficient Planning, Leadership Experience, Root Cause Analysis, Human Resources, Recruiting, Leadership, Interviews, Training, Industrial Relations, Employee Benefits, Project Planning, New Hire Orientations, Policy, Budgets, Payroll, Hiring, Labor Relations

Education
The University of Texas at San Antonio   2002 — 2006
Bachelors, Business

The University of Texas at San Antonio
BBA, Human Resource Management

James Rusk, CPA James Rusk, CPA San Antonio, Texas Area Details
James Rusk, CPA's USAA Experience December 2014 - Present
Job Data Analyst at USAA
Industry Accounting
Experience
USAA   December 2014 - Present
USAA   August 2012 - December 2014
USAA   May 2012 - August 2012
HEB  December 2007 - May 2012
Rackspace Hosting  June 2011 - December 2011
San Antonio River Authority  April 2011 - June 2011

Skills
Financial Analysis, Accounting, Internal Controls, Risk Management, VBA, Macros, Forecasting, Process Automation, PeopleSoft, Journal Entries, General Ledger, Oracle, Access, Tax, Financial Reporting, QuickBooks, Financial Accounting, Auditing, Sarbanes-Oxley Act, GAAP, Financial Modeling

Education
The University of Texas at San Antonio   2007 — 2012
Bachelor of Business Administration (BBA), Accounting, Minor in Finance

Jeff Gallagher Jeff Gallagher San Antonio, Texas Area Details
Jeff Gallagher's USAA Experience 2012 - Present
Job Lead Channel Manager at USAA
Industry Insurance
Experience
USAA   2012 - Present
USAA   2007 - 2011
USAA   2004 - 2007
USAA   2000 - 2004
USAA   1997 - 1999
USAA   1994 - 1996
USAA   1992 - 1994
USAA   May 1989 - 1992

Skills
Team Building, Process Improvement, Business Intelligence, Business Analysis, PMP, Software Development, Project Portfolio..., Project Management, Business Process..., Team Leadership, Management Consulting, Change Management, Insurance, Agile Methodologies, Strategic Planning, Enterprise Architecture, Vendor Management, Requirements Analysis, IT Management, Integration, Program Management, Customer Experience, Underwriting, Process Engineering, Business Process, Oracle, Management, Enterprise Software, Security, Strategy, Requirements Gathering, SDLC, Cross-functional Team..., E-commerce, Leadership, Java Enterprise Edition

Education
The University of Texas at San Antonio   1986 — 1989
Bachelor of Science Degree with major in Computer Science

Jay Hakala Jay Hakala San Antonio, Texas Area Details
Jay Hakala's USAA Experience March 1993 - May 2008
Job Senior eCommerce Engineer at Calendars.com
Industry Information Technology and Services
Experience
Calendars.com  December 2010 - Present
Akimeka  May 2008 - December 2010
USAA   March 1993 - May 2008
University of Texas at San Antonio  January 2007 - December 2007

Skills
Java, OOP, Object Oriented Design, SOA, JSP, Web Applications, JavaScript, Eclipse, Websphere, Hibernate, JDBC, Apache, Tomcat, Java Enterprise Edition, JBoss Application Server, J2EE, OOAD, Web Services, Servlets, ATG Commerce, HTML, XML, JBoss, WSAD, Subversion, Perforce, StarTeam, Struts, Oracle, SQL, ecli

Education
The University of Texas at San Antonio   1999 — 2004
MBA, Information Systems

The University of Texas at San Antonio   1989 — 1994
BBA, Information Systems

Jeff Neufeld Jeff Neufeld San Antonio, Texas Area Details
Jeff Neufeld's USAA Experience 1990 - 2002
Job Manager, Finance at ETS
Industry Accounting
Experience
ETS  September 2010 - Present
ETS  March 2008 - November 2011
RHMR  February 2007 - March 2008
Resource Global   2004 - 2007
Resources Global Professionals  2004 - 2007
IBC Bank  2006 - 2006
KCI Medical  2004 - 2005
USAA   1990 - 2002
Solo Serve   1987 - 1989
Gemcraft Homes  1985 - 1987

Skills
Financial Analysis, PeopleSoft, Accounting, SOX, Process Improvement, Financial Modeling, Process Engineering, Budgeting, Strategic Planning, Financial Management, Internal Controls, Compliance, P&L, Policy, Management Consulting, Forecasting, Financial Planning, Financial Reporting, MIS, Change Management, Auditing, Cross-functional Team..., Contract Management, Data Analysis, Business Process..., Excel, Program Management, Contract Negotiation, Team Building, Microsoft Excel, Sarbanes-Oxley Act, Managerial Finance, Executive Management, Finance, Variance Analysis, Risk Management, Income Statement, Leadership, Business Analysis, Internal Audit, Budgets, Analysis, Strategic Financial..., Mergers & Acquisitions, Financial Accounting, Enterprise Risk..., Revenue Recognition, CPA, Sarbanes-Oxley, Access

Education
The University of Texas at San Antonio   1983 — 1987
BBA, Accounting

Whittier College   1979 — 1983
Accounting

Gina Montemayor Gina Montemayor San Antonio, Texas Area Details
Gina Montemayor's USAA Experience July 2013 - Present
Job HR Business Partner
Industry Financial Services
Experience
USAA   July 2013 - Present
USAA   March 2008 - July 2013
Bexar County  June 2002 - March 2008

Skills
Performance Management

Education
University of the Incarnate Word   2010 — 2012
M.A.A., Organizational Development

The University of Texas at San Antonio   1996 — 2000
Bachelor of Business Administration (BBA), Business Administration and Management, General

James Sturdivant James Sturdivant San Antonio, Texas Area Details
James Sturdivant's USAA Experience April 2013 - Present
Job Electrical Facilities Engineer
Industry Financial Services
Experience
USAA   April 2013 - Present
US Army Corps of Engineers  May 2007 - April 2013
Philips Semiconductors  October 1995 - January 2004

Skills
Electrical Engineering, Engineering, DoD, Systems Engineering, Military, Project Planning, Construction Management, Contract Management

Education
The University of Texas at San Antonio   2004 — 2007
Bachelor of Science (B.S.), Electrical and Electronics Engineering

Isaac Valero Isaac Valero San Antonio, Texas Area Details
Isaac Valero's USAA Experience June 2013 - Present
Job Director Bank Underwriting Appraisal and Third Party Operations at USAA
Industry Banking
Experience
USAA   June 2013 - Present
USAA   July 2012 - June 2013
USAA   December 2010 - July 2012
USAA   June 2009 - December 2010
World Savings/ Wachovia Bank   April 2007 - August 2008
World Savings Mortgage Corp   March 2006 - April 2007
Wells Fargo Financial  September 1995 - March 2006

Skills
Sales Operations, Cold Calling, Direct Sales, Salesforce.com, Loan Origination, Loans, Mortgage Lending, Mortgage Banking, VA loans, Mortgage Underwriting, Credit, Refinance, Residential Mortgages, FHA financing, Underwriting, Consumer Lending, FHA, Banking, Call Centers, Sales, Loss Mitigation, Credit Analysis, Loan Servicing, Commercial Lending, USDA, Home Equity Loans

Education
The University of Texas at San Antonio   1990 — 1995
Bachelor of Business Administration, Finance and Accounting

Guillermo Borrego, CFA Guillermo Borrego, CFA San Antonio, Texas Area Details
Guillermo Borrego, CFA's USAA Experience August 1999 - February 2001
Job Portfolio Manager
Industry Financial Services
Experience
Intercontinental Asset Management   November 2005 - February 2015
Advisors Asset Management, Inc.   February 2004 - November 2005
Advisors Asset Management, Inc.   December 2001 - February 2004
USAA   August 1999 - February 2001
US Global Investors  October 1997 - May 1999

Skills
Alternative Investments, Asset Allocation, Asset Management, Capital Markets, Investment Strategies, Mutual Funds, Wealth Management

Education
The University of Texas at San Antonio   1992 — 1997
Bachelor’s Degree, Accounting and Finance

Hsin-Tung Hawes Hsin-Tung Hawes San Antonio, Texas Area Details
Hsin-Tung Hawes's USAA Experience June 2000 - February 2001
Job Experienced Retail Manager and Mortgage Business Analyst
Industry Financial Services
Experience
Security Service Federal Credit Union  February 2015 - Present
Accenture  January 2014 - June 2015
Accenture  July 2012 - January 2014
Wells Fargo Home Mortgage  August 2009 - March 2010
Wachovia  July 2003 - September 2008
Hugo Boss  May 2001 - February 2003
USAA   June 2000 - February 2001
JCPenney  December 1997 - January 2000

Education
The University of Texas at San Antonio   1991 — 1997
BFA, Photography and painting

John Marshall High School

Heather Beavers Heather Beavers San Antonio, Texas Area Details
Heather Beavers's USAA Experience 2004 - 2005
Job Time & Attendance Specialist
Industry Accounting
Experience
Nerium International  June 2014 - Present
City of San Antonio  January 2012 - Present
City of San Antonio  2011 - 2012
Washington Mutual/Chase  2008 - 2009
Cato Corporation  2006 - 2008
World Savings  2005 - 2006
USAA   2004 - 2005

Skills
Banking, Consumer Lending, Loans, Deposits, Mortgage Lending, Financial Services, Customer Service, 10 Key, Microsoft Office, Microsoft Excel, Data Entry, Microsoft Word, PowerPoint, Insurance, Telephone Skills, Call Center, Outlook, Customer Satisfaction, Time Management, Management, Administrative..., Oral & Written..., Multi Tasking, Operational Efficiency, Retail

Education
Western Governors University   2013 — 2015
Bachelor of Science (B.S.), Biology/Biological Sciences, General

San Antonio College
Associate's degree

The University of Texas at San Antonio   1999 — 2002
Business Administration and Management, General

Eric Freiert Eric Freiert San Antonio, Texas Area Details
Eric Freiert's USAA Experience February 1998 - February 2014
Job Sales and Marketing Manager at Shady Oaks Ranch
Industry Entertainment
Experience
Shady Oaks Ranch   January 2015 - Present
USAA   February 1998 - February 2014

Skills
Customer Service, Teamwork, Coaching, Training, Team Leadership, Critical Thinking, Team Building, Sports, Athletics, Microsoft Office, PowerPoint, Microsoft Word, Insurance, Leadership, Social Networking, Social Media, Banking

Education
The University of Texas at San Antonio   2008 — 2010
Bachelor's degree, Industrial and Organizational Psychology

Greg Jenschke Greg Jenschke San Antonio, Texas Area Details
Greg Jenschke's USAA Experience
Job Investment Services Rep at USAA
Industry Financial Services
Experience
USAA  

Skills
Series 7, Series 63, Investments, Series 65, Mutual Funds, Process Improvement, Wealth Management, Retirement Planning, Risk Management, Securities, Asset Allocation, Financial Services, Retirement, Investment Advisory, FINRA, Financial Analysis, Asset Management, Equities, Employee Training, Technical Training

Education
The University of Texas at San Antonio
Bachelor's Degree in Humanities

Henry Guevara Henry Guevara Austin, Texas Area Details
Henry Guevara's USAA Experience August 1996 - July 2002
Job Criminal Investigator at State of Texas
Industry Law Enforcement
Experience
State of Texas  June 2005 - Present
USAA   August 1996 - July 2002

Skills
Certified Fraud Examiner, Homeland Security, Criminal Investigations, Enforcement, Private Investigations, Criminal Law, Criminal Justice, Firearms, Law Enforcement, Police, Public Safety

Education
St. Marys University   2000 — 2004
Master of Arts (M.A.), International Relations and International Justice Systems

The University of Texas at San Antonio   1996 — 2000
Bachelor of Arts (B.A.), Criminal Justice/Police Science

Gia Corsi Gia Corsi Richardson, Texas Details
Gia Corsi's USAA Experience September 2005 - June 2008
Job Customer Care Center Sales Supervisor at State Farm Insurance
Industry Insurance
Experience
State Farm  September 2015 - Present
State Farm Insurance  February 2013 - September 2015
State Farm Insurance  November 2010 - January 2013
Steven Smith, State Farm Insurance Agency   October 2008 - October 2010
City of San Antonio  December 2008 - April 2009
USAA   September 2005 - June 2008

Skills
Building Relationships, Microsoft Office, Sales, Insurance, Marketing Strategy, Event Marketing Strategy, Licensed Property &..., Licensed Life & Health..., Banking, Training Delivery, Training Facilitation, Customer Service, Solution Selling, Commercial Insurance, Property & Casualty..., Human Resources, Disability Insurance, Term Life Insurance, Life Insurance

Education
The University of Texas at San Antonio   2004 — 2008
Bachelors in Business Administration, Human Resources

Katy High School   1999 — 2003
High School Diploma

Herb More Herb More San Antonio, Texas Details
Herb More's USAA Experience June 2007 - July 2007
Job Training and Development Specialist | Statistical Analyst
Industry Education Management
Experience
Fort Sam Houston ISD  August 1988 - June 2015
USAA   June 2007 - July 2007
Sharyland High School   August 1986 - June 1988
Fort. Sam Houston Independent School District   August 1985 - June 1986

Skills
Training & Development, Teaching, Public Speaking, Educational Leadership, Educational Technology, Curriculum Development, Classroom, Coaching, Tutoring, Classroom Management, Staff Development, Higher Education, Project Management, Report Preparation, Written Communication, Presentation Skills, Group Presentations, General Office Skills, Microsoft Office, Customer Service, Scheduling, Team Building, Team Leadership, Front Office, Marketing, Professional..., Statistical Data..., Basketball Coaching, Motivational Speaking, Performance Motivation, Sports, Sports Management

Education
The University of Texas at San Antonio   2002 — 2005
Master of Arts (M.A.), Educational Leadership and Administration

Trinity University   1982 — 1985
Bachelor of Arts (B.A.), Secondary Education

Tyler Junior College   1981 — 1982

Robert G. Cole High School   1978 — 1981
High School Diploma

SHAPE American High School   1977 — 1978

Gavin Stai Gavin Stai San Antonio, Texas Area Details
Gavin Stai's USAA Experience May 2005 - November 2012
Job Director Distributed Operations and Strategic Support
Industry Financial Services
Experience
USAA   May 2005 - November 2012

Skills
Fraud, Risk Assessment, Risk Management, Investigation, Private Investigations, Security, Physical Security, Security Management, Emergency Management, Asset Protection, Process Improvement, Surveillance, Business Continuity, Security Operations, Criminal Investigations, Crisis Management, Executive Protection, Team Building, Vendor Management, Leadership, Program Management, Management, Operations Management, Strategic Planning

Education
The University of Texas at San Antonio
BA, Criminal Justice

Jason Larrew Jason Larrew San Antonio, Texas Area Details
Jason Larrew's USAA Experience March 2015 - Present
Job Technical Architect at USAA
Industry Information Technology and Services
Experience
USAA   March 2015 - Present
USAA   June 2013 - Present
USAA   March 2011 - June 2013
USAA   June 2009 - March 2011
USAA   August 2007 - June 2009
USAA   January 2007 - August 2007

Skills
AIX, Perl, Solaris, Unix, Apache, Problem Solving, Unix Shell Scripting, DNS, DHCP, C, Troubleshooting, Akamai, WebSphere Message Broker, WebSphere MQ, Infoblox, F5 BigIP, Red Hat Linux, TCP/IP, WebSphere Application..., Disaster Recovery, High Availability, System Administration, Cisco Technologies, Network Administration, Load Balancing, Cisco IOS, Cloud Computing, Computer Security, Linux, Firewalls, Network Security, Data Center, Enterprise Architecture, Shell Scripting

Education
The University of Texas at San Antonio
BS, Computer Science

Eric Laechelin Eric Laechelin San Antonio, Texas Area Details
Eric Laechelin's USAA Experience March 2012 - Present
Job Technical Architect at USAA
Industry Financial Services
Experience
USAA   March 2012 - Present
USAA   June 2005 - March 2012
Insurance Rating Systems   September 1998 - November 2004

Skills
Information Security, Enterprise Architecture, Application Architecture, Software Design, Java Enterprise..., Java Enterprise Edition, Agile Methodologies, Web Services, SOA, WebSphere Application..., EJB, Programming, Java, DB2, Enterprise Integration, JMS, WebSphere, Scripting, Technical Project..., Linux

Education
The University of Texas at San Antonio   1999 — 2005
BBA, Information Systems

Gilbert Suarez Gilbert Suarez San Antonio, Texas Area Details
Gilbert Suarez's USAA Experience June 2007 - Present
Job Customer Experience Analyst at USAA
Industry Financial Services
Experience
USAA   June 2007 - Present

Skills
Call Centers, Customer Experience, Process Improvement, Banking, Business Analysis, Customer Satisfaction, Vendor Management, Financial Services, Visio, Insurance, Business Process..., Analytics, Customer Service, Credit Cards, Customer Retention, Data Analysis, Relationship Management, Analysis, Requirements Gathering, Access

Education
The University of Texas at San Antonio   1999 — 2011
Doctor of Philosophy (Ph.D.), Demography

Helen Stamper Helen Stamper San Antonio, Texas Area Details
Helen Stamper's USAA Experience March 1998 - Present
Job SMRS at USAA
Industry Financial Services
Experience
USAA   March 1998 - Present

Skills
Social media, Events planning and..., Reputation Management, Public Relations, Business Writing

Education
Webster University   2011 — 2013
Masters, Communication, PR, 3.7

The University of Texas at San Antonio   2005 — 2009
Bachelor's degree, Public Relations, Advertising, and Applied Communication

UTSA
bachelors, Communication, PR

Esmeralda Esmy Guajardo Esmeralda Esmy Guajardo San Antonio, Texas Details
Esmeralda Esmy Guajardo's USAA Experience August 2015 - Present
Job Marketing Manager at USAA
Industry Marketing and Advertising
Experience
USAA   August 2015 - Present
IBM Global Process Services  November 2014 - August 2015
IBM Global Process Services  November 2014 - August 2015
IBM Global Process Services  August 2013 - November 2014
BK&A Advertising   August 2005 - July 2013
Concordia Lutheran Church  February 2005 - August 2005
O2 Communications   October 2004 - December 2004
Market Vision  July 2004 - September 2004
GlobalHue  February 2001 - July 2004
UTSA Library   August 1999 - August 2001

Skills
Art Direction, Advertising, Graphic Design, Creative Direction, Creative Strategy, Concept Development, Layout, Adobe Creative Suite, InDesign, Logo Design, Direct Marketing, Catalogs, QuarkXPress, Outdoor Advertising, Mac, Illustrator, Adobe Acrobat, Direct Mail, Branding & Identity, Image Manipulation, Pre-press, Corporate Identity, Typography, Brochures, Production Managment, Microsoft Office, Electronic File..., Production Management, Project Management, Project Mentoring, Quality Assurance, Schedule Management, Team Leadership, Training, Vendor Negotiations, Mac & PC Proficiency, Administrative Support, Client Relations, Creative Problem Solving, Excel, Outlook, PowerPoint, Word, Acrobat Pro, Distiller, Photoshop, Digital Marketing

Education
The University of Texas at San Antonio   1998 — 2004
BFA, Photography

Evelyn Alexander Evelyn Alexander Austin, Texas Area Details
Evelyn Alexander's USAA Experience December 2010 - Present
Job Retiree
Industry Financial Services
Experience
USAA   December 2010 - Present
USAA   April 2006 - December 2010
USAA   April 2005 - April 2006
USAA   August 1991 - March 2005

Skills
Process Improvement, Strategic Financial..., Vendor Management, Business Process..., Call Center, Business Analysis, Program Management, Mentoring, Change Management, Vendor Relationships, Operations Management, Management Consulting, Risk Management, Contract Negotiation, Contract Management, Performance Management, Long-term Customer..., Financial Analysis, Customer Satisfaction, Problem Solving, Business Continuity, Program Budgeting, Team Building, Team Leadership, Customer Experience, Organizational..., Outsourcing, outsourcing management, Supplier Evaluation, Supplier Performance, Strategic Alliances, Alliance Formation, Global Alliance..., Program Development, Program Evaluation, Procurement, Strategic Partnerships, Telecommunications, Strategic Planning, Call Centers

Education
The University of Texas at San Antonio   1984 — 1990
BA, Accounting

Greg Wilson CFP®, CWS® Greg Wilson CFP®, CWS® Phoenix, Arizona Area Details
Greg Wilson CFP®, CWS®'s USAA Experience September 2000 - Present
Job Sales Director Building Wealth at USAA
Industry Financial Services
Experience
USAA   September 2000 - Present

Skills
Wealth, Mutual Funds, Series 7

Education
The University of Texas at San Antonio   1994 — 1998
BBA, Business

GARY WADE GARY WADE San Antonio, Texas Details
GARY WADE's USAA Experience February 2007 - August 2011
Job Team Leader
Industry Market Research
Experience
Nielsen Company  June 2014 - Present
Centro San Antonio   January 2014 - May 2014
City of San Antonio  January 2013 - December 2013
USAA   February 2007 - August 2011
ManpowerGroup  December 2005 - July 2006
Staffmark  February 2002 - July 2005

Skills
Performance Management, Vendor Management, Team Building, Coaching, Employee Engagement, Team Leadership, Leadership Development, Customer Experience, Customer Service, Customer Satisfaction, Recruiting, Cross-functional Team..., Talent Acquisition, Sourcing, Budgets, Training, Management, Business Development, Microsoft Excel, Applicant Tracking..., Leadership, Business Process..., College Recruiting, PeopleSoft, Temporary Placement, Technical Recruiting, Change Management, Workforce Management, Outsourcing, Employee Relations, Operations Management, Customer Retention, Employee Training, Hiring, Onboarding, Financial Services, Business Strategy, Training Delivery, Staff Development, Performance Consulting, Strategic Planning, Strategy, Team Management, Analysis, Process Improvement, CRM, Risk Management, Talent Management, Human Resources, Credit

Education
UTSA   2012 — 2014
Bachelor of Public Administration, Public Administration

University of Phoenix   2009 — 2011

The University of Texas at San Antonio
Masters of Public Administration

Imelda (Sigman) Ramirez Imelda (Sigman) Ramirez San Antonio, Texas Area Details
Imelda (Sigman) Ramirez's USAA Experience August 2015 - Present
Job Risk Analyst at USAA
Industry Financial Services
Experience
USAA   August 2015 - Present
JPMorgan Chase  November 2014 - Present
JPMorgan Chase  October 2010 - Present

Skills
Portfolio Management, Financial Analysis, Credit Analysis, Team Building, Risk Management, Credit Risk, Loan Servicing, Operational Risk..., Commercial Real Estate, Training, Operational Risk, Analysis, Microsoft Office, Management, Financial Risk, Leadership

Education
The University of Texas at San Antonio   1991 — 1996
BA, Biology/Pyschology

Irene Prosperi, SPHR Irene Prosperi, SPHR San Antonio, Texas Area Details
Irene Prosperi, SPHR's USAA Experience 2012 - 2014
Job HR Leader & Business Partner
Industry Human Resources
Experience
Argo Group International Holdings, Ltd.   September 2014 - Present
USAA   2012 - 2014
USAA   2006 - 2012
USAA   2002 - 2006
Capital Group  2000 - 2001
Lancer Corporation  1991 - 2000

Skills
Workforce Planning, Telecommuting, Work At Home, Employment-based..., Employee Relations, eeoc, Coaching, Program Management, Deferred Compensation, Performance Management, Change Management, Process Improvement, Management, EEOC, Organizational Design, Project Management, Talent Management, Succession Planning, Employee Benefits, Onboarding, Employee Engagement, Personnel Management, HRIS, Organizational..., Benefits Administration, Human Resources, Leadership, Training, Leadership Development, HR Policies

Education
The University of Texas at San Antonio
Master of Business Administration (MBA), Human Resources Management/Personnel Administration, General

Erica Gonzalez Erica Gonzalez San Antonio, Texas Area Details
Erica Gonzalez's USAA Experience October 2013 - Present
Job HR Business Partner at USAA
Industry Insurance
Experience
USAA   October 2013 - Present
USAA   March 2012 - October 2013
USAA   November 2010 - March 2012
AT&T  October 2005 - November 2010
AT&T  February 2000 - October 2005

Skills
Performance Management, Process Improvement, Human Resources, Change Management, Project Management, Sales Compensation, PeopleSoft, Employee Engagement, HR Consulting, Deferred Compensation, Incentive Programs, Employee Benefits, Mergers & Acquisitions, Executive Pay, Job Evaluation, Job Descriptions, Leadership, Management, Program Management, Strategic Planning, Vendor Management

Education
The University of Texas at San Antonio   1994 — 1999
BBA, Accounting

Gilbert Saiz Gilbert Saiz San Antonio, Texas Area Details
Gilbert Saiz's USAA Experience August 2000 - July 2006
Job Manager Enrollment Services at PRACS Institute, Ltd.
Industry Government Administration
Experience
PRACS Institute, Ltd.   August 2007 - Present
USAA   August 2000 - July 2006

Skills
Training, Recruiting, Management, Budgets, Clinical Research, Clinical Trials, Sop, Pharmaceutical Industry, FDA, GCP, Regulatory Affairs, Biotechnology, Validation, Project Management, Quality Assurance, Process Improvement, GLP

Education
The University of Texas at San Antonio

University of the Incarnate Word

Gloria Gonzales Gloria Gonzales San Antonio, Texas Area Details
Gloria Gonzales's USAA Experience July 1999 - February 2007
Job resident specialist at Bexar Appraisal District
Industry Government Administration
Experience
USAA   July 1999 - February 2007

Skills
Fraud, Credit Cards, Fraud Detection

Education
The University of Texas at San Antonio
Criminal justice

Jeff Ruhnke Jeff Ruhnke San Antonio, Texas Area Details
Jeff Ruhnke's USAA Experience
Job Investment Operations at USAA
Industry Financial Services
Experience
USAA  

Skills
Securities, Asset Allocation, Series 7, Fixed Annuities, Investment Strategies, Asset Management, Wealth Management, Mutual Funds, Retirement Planning, Investment Advisory, Retirement, Series 63, FINRA, Financial Advisory, Investments, IRAs, Strategic Financial..., Portfolio Management, Financial Services, Fixed Income, Bonds, 401k, Equities, Wealth, Trading, Investment Management, Insurance, Options, Life Insurance, Finance, Wealth Management..., Financial Planners, Wealth Accumulation, High Net Worth..., Estate Planning, Financial Planning, Risk Management, Uniform Combined State...

Education
The University of Texas at San Antonio
Bachelor of Business Administration (BBA), Finance and Financial Management Services

Ginger Hager Ginger Hager Boerne, Texas Details
Ginger Hager's USAA Experience September 2012 - Present
Job Project Manager at USAA
Industry Financial Services
Experience
USAA   September 2012 - Present
USAA   February 1999 - September 2012

Skills
Testing, Project Planning, Agile Testing, Agile Project Management, Test Management, Test Planning, System Testing

Education
The University of Texas at San Antonio   1992 — 1997
Bachelor, Criminal Justice

Jeffrey Levan Jeffrey Levan San Antonio, Texas Details
Jeffrey Levan's USAA Experience August 1998 - Present
Job CSR at USAA
Industry Financial Services
Experience
USAA   August 1998 - Present

Skills
Customer Service, Banking, Insurance, Sales, Team Leadership, Call Centers

Education
The University of Texas at San Antonio   2006 — 2010
BA English, Literature

University of Texas at San Antonio   2006 — 2010
BA English, English Literature

Eric Apaez Eric Apaez United States Details
Eric Apaez's USAA Experience May 2007 - Present
Job Insurance Advisor at USAA
Industry Financial Services
Experience
USAA   May 2007 - Present
USAA   May 2007 - Present

Skills
Property & Casualty..., Insurance, Underwriting, Retirement Planning

Education
The University of Texas at San Antonio   2008 — 2011
Bachelor of Arts (B.A.), Psychology and Linguistics

San Antonio College   2007 — 2009
Associate of Arts (A.A.), Psychology

Burbank High School   1992 — 1996

Irene Ramos Irene Ramos San Antonio, Texas Details
Irene Ramos's USAA Experience January 1999 - January 2007
Job Lead Project Manager at San Antonio Federal Credit Union
Industry Information Technology and Services
Experience
San Antonio Federal Credit Union  November 2012 - Present
USAA   January 1999 - January 2007

Skills
Project Management, Process Management, Vendor Contracts, Process Improvement, Continuous Improvement, Vendor Relationships, Budget, Corporate Communications, Risk Management, Budgets

Education
The University of Texas at San Antonio
Bachelor of Business Administration (B.B.A.), Marketing

Winston Churchill High School

Estevan San Miguel Estevan San Miguel San Antonio, Texas Details
Estevan San Miguel's USAA Experience October 2007 - Present
Job Sr Consumer Lending Processor at USAA
Industry Financial Services
Experience
USAA   October 2007 - Present

Skills
Banking, Process Improvement

Education
Webster University   2009 — 2012
Master of Business Administration (M.B.A.), Business Administration and Management, General, 3.54

The University of Texas at San Antonio   1999 — 2002
Bachelor's degree, Business Administration and Management, General

Irene Bernal Irene Bernal San Antonio, Texas Details
Irene Bernal's USAA Experience January 2013 - Present
Job Loan Processor at USAA
Industry Financial Services
Experience
USAA   January 2013 - Present
Wells Fargo Home Mortgage  January 2011 - January 2013
HEB  October 2007 - March 2011

Skills
Customer Satisfaction, Mortgage Lending, Banking, Consumer Lending, Customer Service, Financial Analysis, Finance, Microsoft Excel, Sales, Mortgage Banking, Real Estate Transactions, Employee Training, Customer Oriented, Credit, Loans, Customer Retention, Document Imaging, Microsoft Office, Team Leadership, Event Planning

Education
The University of Texas at San Antonio   2006 — 2010
Bachelor of Business Administration (BBA), Business Administration and Management, General

James Eppolito James Eppolito San Antonio, Texas Details
James Eppolito's USAA Experience
Job Financial Advisor at USAA
Industry Financial Services
Experience
USAA  

Skills
Banking, Customer Service, Financial Services, Leadership

Education
University of the Incarnate Word   2013 — 2016
Master of Arts (MA), Organizational Development

The University of Texas at San Antonio
Bachelor of Arts (BA), History

Glenda Snider Glenda Snider San Antonio, Texas Area Details
Glenda Snider's USAA Experience Agile Product Owner Practice LeadUSAASeptember 2014 - Present
Job Agile Product Owner Practice Lead at USAA
Industry Financial Services
Experience
USAA   Agile Product Owner Practice LeadUSAASeptember 2014 - Present

Skills
Management, Leadership, Sales, Microsoft Excel, Process Improvement, Customer Service, Project Management, Strategic Planning, Business Analysis, Research

Education
The University of Texas at San Antonio   1986 — 1997
Bachelor of Business Administration (B.B.A.), Accounting

Jack Farmer Jack Farmer San Antonio, Texas Details
Jack Farmer's USAA Experience January 1999 - March 2010
Job Administrative Assistant Senior at UTHSCSA
Industry Research
Experience
UTHSCSA  April 2014 - Present
USAA   January 1999 - March 2010
GameStop  March 2002 - July 2006

Skills
Administrative..., Retail Sales, Retail Category..., Customer Service, Customer Retention, Management, Sales Management, Stock Control, Shrink Management, Shrink Reduction, Inventory Management, Inventory Control, Retail Banking, Commercial Banking, Hospice, Project Management, Project Planning, Business Travel, Travel Planning, Travel, Vendor Relationships, Vendor Management, Social Networking, Corporate Social..., Office Management, Office Administration, Computer Repair, Supply Management, Multi Tasking, Call Centers, Organizational..., Organizational...

Education
The University of Texas at San Antonio   1994 — 1996
Incomplete, Art

Clark High School   1990 — 1994

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