Experience
Digital Risk   February 2015 - Present
JP Morgan Chase  July 2005 - Present
PHH Mortgage  2001 - 2005

Skills
Banking, Mortgage Lending, Financial Services, Credit, Finance, Risk Management, Relationship Management, Project Management, Team Building, Call Centers, Underwriting, Training, Credit Analysis, Consumer Lending, Loan Origination

Education
University of Toledo   1999 — 2000
Business

American University   1989 — 1993
BA

Georgetown University

Maumee Valley Country Day

Experience
Jackson Lewis P.C.   July 2015 - August 2015
Fisher & Phillips LLP  May 2015 - June 2015
EEOC  January 2015 - April 2015
Digital Risk   June 2014 - August 2014
Avant Healthcare Professionals  September 2012 - December 2012
Darden Restaurants  July 2010 - June 2011
Restor Telecom  January 2008 - June 2009

Skills
Goal Oriented, Research, Microsoft Office, Constant Contact, Employee Relations, Legal Research, Legal Writing, Team Leadership, Employment Law, Time Management, Bankruptcy, Legal Compliance, Westlaw, Public Speaking, Leadership

Education
Emory University School of Law   2013 — 2016
Doctor of Law (J.D.), GPA: 3.747; 24/285 (Top 10%)

University of Central Florida   2009 — 2012
B.S.B.A, Management, GPA: 4.0 (summa cum laude, with Honors)

Experience
Opus Capital Markets Consultants LLC  October 2013 - Present
Digital Risk   October 2012 - September 2013
Woodbridge Structured Funding, LLC.   April 2012 - November 2012
Wells Fargo Home Mortgage  October 2011 - April 2012
Peachtree Settlement Funding  August 2008 - August 2011

Skills
Mortgage Lending, Insurance, Risk Management, Banking, Outlook, Underwriting, Mortgage Banking, Investments, Loans, Customer Service, Networking, Finance, Call Centers, Visio, Sales, Due Diligence, Financial Services, Vendor Management

Education
Sheridan Vocational   1990 — 1992
Stenography

Broward College

Experience
JPMorgan Chase & Co.   October 2014 - January 2015
Digital Risk   April 2013 - April 2014
JT Roofing & Maintenance   2014 - 2014
Steak n Shake  July 2012 - May 2013

Education
Valencia College   2012 — 2016

City Colleges of Chicago-Malcolm X College   2014 — 2014

Experience
Digital Risk   February 2015 - Present
RECOVCO   May 2014 - February 2015
ServiceLink  January 2008 - May 2014
Stewart Lender Services  March 2001 - January 2008
PMI Mortgage Insurance Co  April 1995 - March 2001
Mortgage America  1991 - April 1995

Skills
Mortgage Lending, Mortgage Banking, Loans, Refinance, Loan Origination, Real Estate, Loss Mitigation, Sales Management, Residential Mortgages, New Business Development, Sales, Strategic Planning, Loan Servicing, Account Management, Business Development, Financial Services, Banking, CRM, Executive Management, Selling, Underwriting, FHA, Title Insurance

Education
Baylor University   1987 — 1991
BBA

Experience
Taylor Morrison  August 2014 - Present
Digital Risk   January 2014 - August 2014
JPMorgan Chase  November 2012 - December 2013
JPMorgan Chase  August 2011 - October 2012
JPMorgan Chase  February 2010 - July 2011
JPMorgan Chase  October 2008 - January 2010
Regions Bank  November 2007 - October 2008
SunTrust Bank  April 2005 - April 2007

Skills
Branch Management, Loss Mitigation, Retail Banking, FNMA, FHLMC, FHA, Microsoft Office, Talent Management, Loan Servicing, Loan Modifications, Mortgage Servicing, Training, Financial Services, Loans, Banking, Default, Mortgage Banking, Mortgage Underwriting, Residential Mortgages, Refinance, Branch Banking, Mortgage Lending, Cash Management, FHA financing, Credit Analysis, Portfolio Management, Underwriting, Finance, Consumer Lending, Leadership Development, FHA Financing, Customer Service

Education
University of Central Florida - College of Business Administration   2001 — 2004
Bachelor of Arts (BA), Business Administration and Management, General

Eastern Florida State College
Associate of Arts, Business

Experience
CoreLogic  2012 - 2014
Digital Risk   2012 - 2012
Bank of America  2010 - 2012

Skills
Data Analysis, Process Improvement, Risk Management, Finance, Analytics, Outsourcing, Quality Assurance, Due Diligence, Business Analysis, Credit, Analysis, Business Process..., Sales, Loans, Strategy

Education
Florida Atlantic University   1999 — 2003
Master of Business Administration (M.B.A.), Business Administration and Management, General

Muhlenberg College   1986 — 1990
Bachelor of Arts (B.A.), Political Economy

Experience
Digital Risk   June 2015 - Present
Element Funding  February 2015 - June 2015
Fairway Independent Mortgage Corporation  October 2012 - January 2015
Premier Commercial Bank  May 2011 - October 2012
Dover Mortgage Company  October 2009 - 2011
Century Lending   February 2008 - July 2008
American Mortgage Network/Vertice-Wachovia   October 2003 - February 2008
Washington Mutual  April 1999 - October 2003
Fleet Mortage   1999 - January 2002
SunTrust Mortgage  1995 - 1999

Skills
Underwriting, FHA, VA, Mortgage, USDA, Mortgage Industry, Retail, Conventional, Real Estate, Mortgage Lending, Loans, Loan Origination, Consumer Lending, VA loans, Training, Credit Risk, Banking, Commercial Lending, Management, Cross Selling, Small Business Lending, FHA financing, Construction Loans, Refinance, Residential Mortgages, Credit, Loss Mitigation, Mortgage Banking, First Time Home Buyers, Reverse Mortgages, Team Building, Mortgage Marketing, Selling, Financial Structuring, Government Loans, Mortgage Underwriting, Commercial Mortgages, Certified Mortgage..., Credit Analysis

Education
Broward Community College
business real estate law

Experience
Anthropologie  August 2013 - Present
Legal Aid Society  October 2012 - May 2013
Digital Risk   August 2012 - May 2013
Macy's  August 2009 - February 2013
United Title  February 2012 - May 2012
Smith and Stallworth, PC   June 2011 - December 2011
Discovery Channel  June 2006 - July 2006
Georgia State University  May 2005 - August 2005

Skills
Microsoft Office, Time Management, Interpersonal..., Legal Research, Qualitative Research, Compliance, Legal Compliance, Risk Management, Customer Service, Human Resources, Workers' Compensation..., Retail Marketing, Retail Sales, Economic Research

Education
Florida Agricultural and Mechanical University, College of Law   2010 — 2013
Doctor of Law (J.D.), Legal

Syracuse University - Maxwell School of Citizenship and Public Affairs   2005 — 2009
Bachelor of Arts (B.A.), Economics and Policy Studies

Experience
Humana  February 2015 - Present
Digital Risk   July 2013 - February 2015
Miami-Dade County  January 2013 - April 2013
HistoryMiami  October 2012 - December 2012
University of Central Florida Financial Student Assistance   October 2008 - May 2010

Education
Kaplan University   2014 — 2016
Master's Degree, Accounting, 4.0

Florida International University   2012 — 2013
Bachelor of Arts (B.A.), Economics, 3.68

Experience
Massachusetts Technology Corporation   February 2015 - Present
CreeperWare LLC   2009 - August 2014
YouTube Content Producer and Revenue Partner   2009 - 2014
LendingTree  June 2013 - August 2013
Glam Media  June 2011 - August 2011
Digital Risk   June 2010 - August 2010

Skills
Objective-C, iOS development, Web Development, Android Development, Mobile Application..., JavaScript, Mobile Applications, jQuery, PHP, Swift, Entrepreneurship, Java, SQL, Git, WordPress, AJAX, Github, ASP.NET, Ruby, Ruby on Rails, C++, Tortoise SVN, RESTful WebServices, Nuance Speach to Text..., Graphic Design, Microsoft Office, Microsoft Excel, PowerPoint

Education
Bentley University   2010 — 2014
Bachelor’s Degree, Computer Information Systems, Management

Experience
Mortgage Master, a loanDepot LLC brand   June 2015 - Present
Self-employed  2003 - Present
Digital Risk   November 2010 - January 2014
Full Sail University  May 2010 - November 2010
Full Sail University  August 2009 - May 2010

Skills
Music Performance, Music Theory, Music Education, Microsoft Office, Leadership, Management, Team Building, Social Networking, Marketing Strategy, Songwriting, Music Production, Research, Microsoft Excel, Microsoft Word, Adobe Acrobat, Admissions, Student Financial Aid, Mortgage Servicing, Classical Guitar, Jazz Guitar, Blues Guitar, Rock Guitar, Weddings, Conventions, Music, Bands, Rock Music, Guitar, Jazz, Music Industry, Recording, Composition, Studio Recording, Guitar Playing

Education
Full Sail University   2008 — 2009
Master's degree, Entertainment Business, GPA 3.69

Berklee College of Music   2000 — 2003
Bachelor's degree, Professional Music

Ridgewood HighSchool

Experience
EverBank  August 2014 - Present
Digital Risk   June 2013 - April 2014
Digital Risk   May 2012 - June 2013
Digital Risk   May 2012 - October 2012
JPMorgan Chase  October 2010 - May 2012
JPMorgan Chase  September 2009 - October 2010
JPMorgan Chase  September 2007 - September 2009
JPMorgan Chase  October 2004 - September 2007
JPMorgan Chase  August 2003 - October 2004

Skills
Financial Analysis, Loans, Banking, Credit, Credit Analysis, Finance, Mortgage Banking, Residential Mortgages, Cash Management, Customer Service, Process Improvement, Loan Servicing, Risk Management, Management

Education
Florida Community College at Jacksonville   1997 — 2000
Business

Mandarin High   1993 — 1997
Diploma, Communication and Media Studies

Experience
Le Cordon Bleu College of Culinary Arts Orlando  November 2014 - Present
Career Education Corporation  April 2008 - Present
Digital Risk   January 2013 - September 2014
International Academy of Design and Technology  April 2008 - October 2013
Colorado Technical University  April 2008 - July 2013
United States Army Reserve  September 1995 - May 2012
American Quality Schools  August 2006 - August 2007
Chicago Public Schools  March 2001 - August 2006

Skills
Curriculum Development, Non-profits, Military, Business, Staff Development, Higher Education, Adult Education, Teaching, Curriculum Design, Instructional Design, E-Learning, Educational Leadership, Human Resources, Leadership, Nonprofits, Program Development, Resume Writing, Student Affairs, Student Recruiting, Training, Workshop Facilitation, Faculty Development, Classroom, Admissions, University Teaching, Student Development, Career Counseling, Coaching, Career Development, Instructional Technology, Community Outreach, Courses, Retaining Customers, Policy, Enrollment Management, Conflict Resolution, Academia, Distance Learning, Educational Technology, Public Speaking, Leadership Development, Campus, Organizational..., Teacher Training, Academic Advising, Team Building, Academic Administration, Tutoring, Employee Training, College Teaching

Education
Colorado Technical University   2011 — 2014
Doctorate, Management-Organizational Development & Change

Capella University   2010 — 2011
Phd, Education - Leadership for Higher Education

Colorado Technical University   2007 — 2008
Master, Business Administration

University of Phoenix   2005 — 2006
Master of Art, Education - Administration & Supervision

University of Phoenix   2002 — 2004
Master of Art, Education - Curriculum & Instruction

Chicago State University   1997 — 2000
Bachelor of Science, Elementary Education

Experience
BlueGreen Corporation  February 2014 - Present
CoreLogic  October 2012 - January 2014
Digital Risk   June 2012 - September 2012
AlphaStaff  August 2008 - January 2012
Homecomings Financial  April 2003 - December 2007
Home Partners Title, Inc   April 2002 - April 2003
World Savings Bank  April 1996 - April 2000

Skills
Customer Relations, Customer Satisfaction, Customer Retention, Able To Work Under..., Business Process..., Data Analysis, Quality Assurance, HUD settlement..., Human Multitasker, Risk Management, Mortgage Underwriting, Mortgage Processor, 1003, Credit Report Assessment, Title Commitments, Deeds, Review mortgage and..., Employee Relations, Customer Service, Credit Reports, Mortgage Lending, Leadership, Loans, Insurance, Human Resources, Process Improvement, Microsoft Office, Highly detail oriented, Client Billing, Client Liaison, Exceptional People..., Employee Benefits, Sales, Management, Underwriting, Analysis

Education
Florida Atlantic University   1991 — 1993
Bachelor's, Political Science

Experience
Lowndes, Drosdick, Doster, Kantor & Reed, P.A.   May 2015 - July 2015
Digital Risk   June 2014 - August 2014
Orlando City Soccer  October 2012 - August 2013
Bryan Nelson’s District Office   May 2011 - August 2011
Emery Medical Solutions   September 2008 - August 2009

Skills
Microsoft Word, PowerPoint, Microsoft Excel, Statistical Package for..., Sales, Research, Facebook, Social Media Marketing, Social Media, Social Networking, Time Management, Public Speaking, Microsoft Office, Sponsorship, Sports, Sports Marketing, Sports Management, Blogging, Cold Calling, Legal Writing, Critical Thinking, Editing, Legal Research, Political Science

Education
Emory University School of Law   2013 — 2016
Juris Doctor (J.D.), Notes and Comments Editor, Emory International Law Review

University of Central Florida   2009 — 2013
Political Science, Cum Laude

Experience
Digital Risk   November 2012 - Present
Gunster Yoakley  June 2010 - May 2012

Skills
Legal Writing, Legal Research

Education
Georgetown University Law Center   2009 — 2010
LL.M., Taxation

Florida State University College of Law   2007 — 2009
J.D.

Florida State University - College of Business   2001 — 2002
M.B.A., Finance

Florida State University   1997 — 2001
B.A., Finance, Multinational Business Operations, and Russian

Experience
Cornerstone Valuations   February 2014 - Present
Valligent  February 2011 - February 2014
Digital Risk   January 2010 - February 2011
Beaumont, Matthes & Associates   October 2004 - January 2010
First Capital Mortgage  March 2003 - March 2004

Skills
Marketing, Market Analysis, Sales, FHA, Mortgage Lending, Real Estate, Residential Homes, Real Estate Transactions, Loan Origination, Appraisals, Negotiation, Investment Properties, Condos, REO, Financial Analysis, Property, Appraisers, Loans, Foreclosures, HUD, USPAP, Loss Mitigation

Education
University of Central Florida   2001 — 2002
English Literature

Eastern Florida State College   1999 — 2001
Associate, Arts

Cocoa High School

Experience
Wells Fargo Home Mortgage  November 2014 - Present
Digital Risk   September 2013 - 2014
SunTrust Mortgage  2009 - 2013

Skills
Credit Analysis, Banking, Credit Risk, Credit, Consumer Lending, Commercial Lending, Commercial Banking, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, Retail Banking, Small Business Lending

Education
DeVry Institute of Technology

Experience
ME  March 2014 - March 2014
FBC Mortgage, LLC  June 2013 - November 2013
Wells Fargo Home Mortgage  November 2010 - June 2013
Digital Risk   March 2009 - November 2011
Countrywide Home Loans  February 2005 - January 2009

Skills
•Microsoft Office..., •Lotus Notes, •Type 60 wpm, •10 key proficient, •Automated..., Mortgage Underwriting, Credit Analysis, Loans, Mortgage Lending, Credit, Real Estate, Mortgage Banking, Loan Origination, Portfolio Management, Financial Risk, Residential Mortgages, Underwriting, FHA, FHA financing, Refinance

Education
Walden University   2013 — 2014
MBA, Risk Management

University of Phoenix   2008 — 2011
Bachelors Degree, Health Administration

Mortgage Bankers Association   2005 — 2007
Essentials of Residential Underwriting/Appraisal 101/ Fraud Detection and Deterrence, Mortgage Banking

Berkeley College   1996 — 1998
Associates Degree, Business Management

Experience
Digital Risk   June 2013 - Present
Homeward Residential  January 2009 - May 2013
American Home Mortgage Servicing  November 2010 - January 2012
American Home Mortgage Servicing  January 2009 - November 2010

Skills
Mortgage Servicing, Mortgage, Loss Mitigation, Mortgage Banking, LPS, Foreclosures, Excel, PowerPoint, Access, Community Outreach, Microsoft Excel, Mortgage Lending, Management, Leadership, Project Management, Performanc, Business Process..., Credit Analysis, Credit Risk, FHA, Financial Analysis, Default, Credit, Banking, Negotiation, Loan Modifications, Call Centers, CRM, Portfolio Management, Loans, Finance, Consumer Lending, Process Improvement, Loan Origination, Coaching, Refinance, Executive Management, Sales, Mortgage Underwriting, VA loans, Underwriting, Time Management, Analysis, PeopleSoft, Residential Mortgages, Financial Services, Auditing, Loan Servicing, Vendor Management, Bankruptcy

Education
Flagler College-Tallahassee   2002 — 2003
BS, Business Administration and Management, General

Choctawhatchee High School

Experience
Deloitte  November 2014 - Present
Altisource  February 2013 - November 2014
Digital Risk   September 2012 - February 2013

Skills
Civil Litigation, Lexis, Westlaw, Legal Writing, Legal Research, Commercial Litigation, Litigation, Criminal Law, Personal Injury, Appeals, Corporate Law, Legal Compliance, Legal Assistance, Courts, Mediation, Intellectual Property, Family Law, Legal Issues, Trials, Policy, Litigation Support, Arbitration, Immigration Law, Employment Law, Legal Documents

Education
Florida Agricultural and Mechanical University   2009 — 2012
Juris Doctorate, Law

Florida State University   2005 — 2009
Political Science

Experience
Digital Risk   July 2014 - Present
JPMorgan Chase N.A.   January 2007 - Present

Skills
Banking, Credit, Risk Management, Loans, Spanish, Databases, Information Security, Microsoft Office, Customer Service, Project Management, Business Analysis, Linux, Financial Analysis, Portuguese, English, Virtualization, Backup, Network Administration, Network Security, Information Technology, Information Systems, Computer Hardware, Servers, Programming, Statistics

Education
Florida Atlantic University
Management Information Systems, Information Security

Palm Beach State College
Associate of Arts (AA), Academic Distinction

Experience
Digital Risk   July 2015 - Present
Bank of America  February 2015 - Present
Bank of America  April 2012 - Present
Consumer Attorney Services   March 2010 - April 2012

Skills
Customer Service, Microsoft Office, Outlook, Microsoft Excel, Microsoft Word, PowerPoint, Team Leadership, Account Management, Loss Mitigation, Leadership Development, Mortgage Lending, Mortgage Underwriting, Research, Mortgage Banking, Mortgage Servicing, Customer Satisfaction, Training, Risk Management, Leadership

Education
Florida State College at Jacksonville   2012 — 2013
Associate's degree

Florida Gulf Coast University   2010 — 2011
Paralegal Certification

Experience
Digital Risk   June 2014 - Present
Digital Risk   February 2013 - June 2014
Digital Risk, LLC  November 2011 - February 2013
Digital Risk, LLC  August 2011 - November 2011
Gleason Performing Arts Center   September 2006 - May 2010
SVL Analytical   June 2005 - May 2008

Skills
Training, Mortgage Lending, Broadcast, Credit Analysis, Loan Origination, Mortgage Banking, Microsoft Office, Financial Risk, Loans, Risk Management, Microsoft Excel, Leadership, Residential Mortgages, Management

Education
Florida Institute of Technology   2006 — 2010
Bachelors, Physics

Experience
Law Offices of D. D. Archer, P. A.   August 2015 - Present
Alternate Dispute Resolution Orange County   September 2013 - Present
Law Offices of D. D. Archer, P. A.   October 2014 - August 2015
Digital Risk   August 2013 - June 2014
Barry University School of Law  August 2011 - 2014
Digital Risk   May 2013 - August 2013
New York Air National Guard 109AW   October 2010 - August 2011
New York Air National Guard  February 2005 - October 2010
Pacific Command Joint Task Force Antarctica   September 2008 - March 2009
New York Air National Guard  May 2001 - October 2005

Skills
Microsoft Office, Public Speaking, Professional Manager, Customer Service, Legal Writing, Legal Research, Professional Mentoring, Outlook, Energetic Leader, Research, Non-profits, Westlaw, Mediation, Microsoft Word, Event Planning, Leverage, Editing, Training, Contract Negotiation, Nonprofits, Operations Management, Microsoft Excel, Leadership, Program Management, Community Outreach, Process Scheduler, Command, PowerPoint, Policy, Defense, Management, Strategic Planning, Air Force, Lexis, Government, Litigation, Civil Litigation, Trials, Courts, Employment Law, Human Resources, Budgets, Real Estate, Negotiation, Public Relations, Team Leadership, Leadership Development

Education
Barry University - Dwayne O. Andreas School of Law   2011 — 2014
Juris Doctor, Law

University of Phoenix   2003 — 2005
MBA, Accounting

Nyack College   2001 — 2003
BS, Organizational Management

Experience
Citi  April 2015 - Present
Selene Finance LP  August 2013 - April 2015
Digital Risk   January 2012 - August 2013
Bank of America  April 2011 - January 2012
Regions Financial Corporation  August 2006 - September 2009
Chase  May 2005 - April 2006

Skills
Mortgage Lending, Credit, Risk Management, Banking, Mortgage Banking, Financial Risk, Credit Analysis, Financial Analysis, Credit Risk, Due Diligence, Loan Origination, Underwriting, Financial Modeling, Residential Mortgages, Refinance, Training, Coaching, Project Management, Program Management, Loans, Mortgage Underwriting, Mortgage Servicing, Finance, Relationship Management, Financial Services, Portfolio Management, Executive Management, Retail Banking, Cash Management, Commercial Banking, Capital Markets, Asset Management, Valuation, Structured Finance, Investment Banking, Strategic Financial..., Funding, Financial Structuring, Securities, Financial Advisory, Investments, Equities, Trading, Process Improvement, Leadership, Analysis, Team Building, Strategic Planning, Loss Mitigation, Management

Education
American InterContinental University   2009 — 2010
Master of Business Administration (MBA), Accounting and Finance

Kiev Pedagogical University, Ukraine   1990 — 1995
Master of Education (M.Ed.), Education

Experience
Lockheed Martin  April 2014 - Present
Digital Risk   July 2013 - April 2014
Publix Supermarkets– Deerfield Beach   March 2004 - July 2013
Imperial Finance & Trading  April 2011 - August 2011

Skills
Microsoft Excel, Microsoft Word, Bloomberg Terminal, Financial Modeling, Microsoft Office, Account Reconciliation, Financial Analysis, Risk Analysis

Education
Florida State University - College of Business   2012 — 2013
Master of Science (MS), Finance, General

Florida State University   2008 — 2012
Bachelor of Science, Finance

Experience
Wilk SIlver LLC   August 2013 - May 2014
Digital Risk   October 2012 - July 2013
International Criminal Tribunal for the Former Yugoslavia  August 2011 - December 2011
LifePro, Inc. & ING Financial Partners   November 2008 - July 2009
U.S. Bancorp Investments   December 2001 - March 2008
Ohio National Financial Services  February 1999 - November 2001

Skills
International Law, Legal Research, Intellectual Property, Legal Writing, International Criminal..., Public International Law, Legal Documents, Estate Planning, Client Counseling, International..., Strategic Financial..., Entertainment Law, International Litigation, Law of Armed Conflict, Business Development, Interpersonal..., Interviewing Skills, Client Development, Public Speaking, Presenter, War Crimes

Education
Florida Coastal School of Law   2010 — 2012
Juris Doctor, International Law

University of San Diego School of Law   2011 — 2011

University of California, Irvine
Bachelor of Arts (B.A.), Political Science, Alumni

Experience
Digital Risk   July 2013 - Present

Skills
Strategy, Management Consulting, Financial Services, Program Management, Business Transformation, Business Process..., Analytics, IT Strategy, Project Management, Enterprise Architecture, Payments, Mergers & Acquisitions, Risk Management, Business Process..., PMO, Outsourcing, CRM, Banking, Integration, Customer Service, Requirements Gathering, Business Analytics, Project Portfolio..., Business Process, SDLC, Capital Markets, Credit Cards, Acquisition Integration, Business Case, Business Architecture, Capability Planning, Project Planning, Contract Management, Vendor Management, Cross-functional Team..., Business Process Design, Organizational Design, Strategic Consulting, Change Management, Mergers, Business Analysis, Loyalty Programs, Contract Pricing, Loan Origination, Mortgage Lending, Residential Mortgages

Education
Cornell University   1997 — 2001
BS, Biological Sciences

Experience
Giles & Robinson, P.A.   January 2015 - Present
Dwayne O. Andreas School of Law   August 2014 - Present
Digital Risk   January 2015 - Present
University of Central Florida  January 2012 - August 2014
Angela Fergusson Law Offices   June 2013 - 2014
Health Services  January 2009 - January 2012
Dental Care Access Foundation   March 2009 - August 2010
Florida Hospital  November 2008 - February 2009

Skills
Healthcare Regulatory..., Contract Management, Project Management, Strategic Planning, Financial Reporting, Public Speaking, Medical Staff..., Qualified Mediator, HIPAA, Personnel Management, Leadership, Customer Service, Microsoft Excel, Management

Education
Barry University - Dwayne O. Andreas School of Law   2014 — 2017
Juris Doctor (J.D.), Law

University of Central Florida   2011 — 2013
Master of Science (M.S.), Health Services Administration

University of Central Florida   2005 — 2010
Bachelor's degree, Health Services Administration

Experience
McGladrey  October 2014 - Present
Digital Risk   September 2013 - September 2014
Sun Gro Horticulture  September 2011 - March 2012
Seminole State College Foundation   December 2008 - July 2009

Skills
Accounts Payable, Account Reconciliation, Accounting, Financial Reporting, Networking, Budgets, Bank Reconciliation, Microsoft Office, Cash Flow, Consolidation, Revenue Recognition, Financial Analysis, Accounts Receivable, QuickBooks, Internal Controls, Financial Accounting, Spreadsheets, Finance, Auditing, GAAP, General Ledger

Education
Central Washington University   2010 — 2011
Bachelor of Science (BS), Accounting

Seminole State College   2006 — 2009
Associate's degree, Accounting

Experience
Eraclides, Gelman, Hall, Indek, Goodman & Waters   May 2015 - Present
Mphasis  June 2014 - May 2015
Digital Risk   August 2013 - June 2014
USAID  January 2013 - May 2013
Penn State University - Dickinson School of Law  August 2011 - December 2012
Digital Risk, LLC  May 2012 - November 2012
Penn State University - Dickinson School of Law  May 2011 - August 2012
IBM  July 2007 - January 2008

Education
Penn State Law   2010 — 2013
Juris Doctor, Law

Queens College   2009 — 2010
Master of Arts Candidate, History

University of Florida   2005 — 2009
Bachelor of Arts, History

Experience
Digital Risk   November 2012 - Present
Digital Risk   2009 - February 2011
Florida United Methodist Children's Home  2008 - 2009
Pinnacle Financial Corporation  2006 - 2007
Pinnacle Direct Funding Corporation   2004 - 2006

Skills
Microsoft Excel, Microsoft Office, Microsoft Word, PowerPoint, SharePoint, Banking, Problem Solving, Credit, Leadership, Underwriting, Mortgage Underwriting, Residential Mortgages

Education
Deltona High School   1999 — 2003
High School Diploma, 9-12

Ashford University
Organizational Management

Experience
E-Source Tax Express, Corp (Franchises)   May 2013 - Present
Digital Risk   January 2013 - October 2014
Bank of America  July 2011 - January 2013
JPMorgan Chase & Co.   April 2009 - July 2011
Wachovia, A Wells Fargo Company  July 2007 - August 2008

Skills
Underwriting, Mortgage Lending, Credit, Loans, Credit Analysis, Risk Management, Financial Analysis, Banking, Portfolio Management, Credit Risk, Financial Risk, Mortgage Banking, Loan Origination, Insurance, Refinance, Operations Management, Sales Management, Sales Operations, Executive Management, Executive Coaching, Financial Services, Finance, Commercial Banking, Investments, Relationship Management, Retail Banking, Financial Modeling, Due Diligence, Asset Management, Analysis

Education
AHU School of Law
Law

Florida International University
Political Science, Political Science and Government

Keiser University-Ft Lauderdale
Legal Studies, Legal Studies, General

Experience
Digital Risk   May 2012 - Present
ISGN  October 2009 - May 2012
ISGN  October 2008 - October 2011
JPMorgan Chase  August 2005 - August 2008
MNA Mortgage Co.   May 2000 - August 2005
Advertising Specialty   August 1998 - May 2000

Skills
Management, Account Management, Operations Management, Team Management, Loan Origination, Residential Mortgages, Mortgage Lending, Mortgage Servicing, Processing, Bilingual-English/Spanis..., Bilingual Communications, Call Centers, Executive Management, Loss Mitigation, Microsoft Office, Supervisory Skills, Team Building, Underwriting

Education
Florida Career College-Miami   2003 — 2005
Associate's degree, Business Administration, Management and Operations

Experience
Home 1st Lending  July 2015 - Present
Southwest Funding  April 2015 - July 2015
Wells Fargo  June 2014 - April 2015
Home 1st Lending  August 2013 - June 2014
Digital Risk   November 2012 - August 2013
City 1st Mortgage Services  2012 - 2012
Hertz  2011 - 2011
Alamo Creek Properties   2009 - 2010
Bridge Haven Mortgage   2007 - 2009
First Priority Financial Inc.  May 2004 - May 2007

Skills
Customer Service, Sales, Customer Satisfaction, Negotiation, Sales Management, Marketing, Account Management, Event Management, Contract Negotiation, Team Building, Budgets, Leadership, Training, Mortgage Lending, Business Development, Loans, Real Estate, Coaching, Mortgage Banking, Selling, Underwriting, FHA, Loan Origination, Refinance, USDA, Residential Mortgages, Credit, VA loans, FHA financing, Reverse Mortgages, Mortgage Underwriting, Management, Investment Properties, First Time Home Buyers, Banking, Real Estate Financing, Foreclosures, REO, Residential Homes, Government Loans, Investors, Short Sales, Credit Analysis, Real Estate Transactions, Referrals, Condos, Financial Structuring, Sellers, Single Family Homes, Hiring

Education
Northwestern California University School of Law   2015 — 2019
Juris Doctor (J.D.)

California Coast University   2011 — 2015
Bachelor's Degree, Business Administration

Diablo Valley College
Associate’s Degree, Administration of Justice

Experience
The Marymont Group  August 2015 - Present
Digital Risk   January 2015 - July 2015
Digital Risk   May 2012 - December 2014
UCF Regional Extension Center  January 2011 - October 2011
Florida Hospital DeLand  April 2009 - January 2011
Exquisite Papers, Inc   August 2003 - December 2008
Republican Party of Florida  September 2002 - November 2002
Locke Burt Campaign for Attorney General   August 2001 - September 2002

Skills
Strong leadership skills, Detailed oriented, Excellent presentation..., Excellent skills in..., Exceptional..., Strong project..., Conscientious, Strong team orientation, Experience with Content..., Experience with Social..., Creative, Leadership, Human Resources, Community Outreach, Management, Advertising, Interviews, Talent Management, Fundraising, Recruiting, Social Media, Marketing, Creativity, Project Management, Microsoft Office, Public Speaking, Strategic Planning, Budgets, Training, Research, College Recruiting, Event Planning, Leadership Development, Social Networking

Education
Florida State University   2000 — 2002
MS, Political Science, Public Administration, Sociology

Florida State University   1996 — 2000
BS, Criminology, Psychology

Experience
Spirit Airlines  May 2015 - Present
Digital Risk   February 2015 - April 2015
Old Navy  June 2014 - August 2014

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Research, Windows, Outlook, Photoshop, HTML, Public Speaking, Budgets, Strategic Planning, Editing, Sales, Aviation, Teamwork, Team Leadership

Education
Embry-Riddle Aeronautical University   2011 — 2015
Bachelor of Business Administration (B.B.A.), Accounting and Finance

Cooper City High   2007 — 2011

Experience
Digital Risk   May 2012 - Present
Columbia College  April 2010 - August 2013
Seminole State College of Florida  December 2011 - May 2012
City College  May 2011 - May 2012
Kai-El Enterprises LLC   May 2006 - May 2011
Telligenix Corporation   August 2002 - May 2006
Bert Rodgers Schools   July 2001 - June 2002
Florida Department of Business and Professional Regulation  April 1996 - June 2001
Florida Department of Business and Professional Regulation  October 1995 - April 1996
United States Department of Defense  March 1989 - March 1995

Skills
Policy, E-Learning, Program Management, Instructional Design, Training, Government, Distance Learning, Analysis, Adult Education, Curriculum Development, Public Speaking, Onboarding, Customer Service, Team Building, Coaching, Social Media, Management, Strategic Planning, Marketing

Education
Auburn University   1992 — 1995
A.B.D., Public Administration and National Security Policy

University of Michigan   1984 — 1988
Master of Arts (M.A.), Political Science and Government

Georgetown University   1980 — 1982
Master of Arts (M.A.), Political Science and Government

University of Central Florida   1976 — 1979
Bachelor of Arts (B.A.), Political Science and Government

Experience
Quintairos, Prieto, Wood, & Boyer, P.A.   July 2013 - Present
Digital Risk   October 2012 - June 2013
Anderson & Anderson LLP   2011 - 2012

Skills
Commercial Litigation, International Law, Legal Research, Corporate Law, Legal Writing, Licensing, Legal Issues

Education
Florida Coastal School of Law   2008 — 2011
Doctor of Law (J.D.)

University of Florida   2004 — 2007
Bachelor of Arts (B.A.), Criminology

Experience
Digital Risk, LLC  April 2012 - November 2014
Digital Risk   March 2011 - April 2012
Digital Risk   November 2008 - March 2011
1st Choice Mortgage Processing, Inc.   April 2007 - November 2008
Fremont Investment and Loan  December 2004 - April 2007
Fremont Investment and Loan  December 2004 - December 2005
Citifinancial Consumer Finance India Ltd  April 2003 - November 2004
Citifinancial Consumer Finance India Ltd  November 1993 - April 2003

Education
Florida Southern College   1990 — 1996
Bachelor of Applied Science (B.A.Sc.), Finance and Financial Management Services

Saint Leo University   1988 — 1990
Finance and Financial Management Services

Experience
Viewpost  January 2015 - Present
Digital Risk   March 2014 - November 2014
Digital Risk, LLC  April 2011 - November 2014
Channel Intelligence  May 2008 - May 2011
Franklin Templeton Investments  May 2007 - April 2008
South Florida Sun Sentinel  March 2005 - May 2007
Ernst & Young  September 2004 - November 2005

Skills
Financial Reporting, Accounting, Finance, Mergers & Acquisitions, Leadership, Auditing, Due Diligence, Financial Analysis, Analysis, Internal Controls, Strategic Financial..., Accounts Payable, GAAP, Accounts Receivable, Management, CPA, Financial Risk, Human Resources, Financial Modeling, Revenue Recognition, Business Valuation, Acquisitions, Payroll, Mergers, software revenue..., Sarbanes-Oxley Act, Cash Management, Forecasting, General Ledger, Managerial Finance, Financial Accounting, Growth Strategy Plan &..., Financial Strategy Pre..., Corporate Governance..., Financial & Tax..., Business Leadership, Economic Forecasting &..., Cost Control and Cost..., Financial Analysis &..., Operations Synergy &..., Internal Controls &..., Profitability Analysis..., P&L and Budget Direction, Pricing & Cash..., Pre and Post-Close M&A, Staff Hiring &..., Accounting Talent..., Facilities & Vendor..., Executive Management, Strategy

Education
Florida State University   2008 — 2010
MBA, Business Administration

Illinois Wesleyan University   1997 — 2001
Bachelor of Arts, Public Accounting

Experience
Digital Risk   January 2012 - Present
Aurora Bank FSB  October 2005 - December 2011
Ocwen Financial Corporation  October 2003 - October 2005

Skills
Mortgage Lending, Mortgage Banking, Loans, Mortgage Servicing, Credit, Loan Origination, Underwriting, Residential Mortgages, Risk Management, Banking, Credit Analysis, Financial Analysis, FHA, Refinance, Process Improvement, Credit Risk, Financial Risk, Customer Service, Microsoft Excel, Team Building, Microsoft Office, Call Centers

Education
Columbus State University
Business/Managerial Economics

Experience
Digital Risk   May 2015 - Present
Contract  January 2006 - Present
Trilogy - An Experiential Marketing Agency  October 2011 - May 2015
Seneca Promotions  December 2012 - November 2013
SmartRevenue  September 2011 - February 2013
GMR Marketing  August 2011 - August 2012
INNOVA Marketing  August 2011 - December 2011
Grow Marketing  September 2011 - October 2011
World Food Programme  September 2009 - December 2009
Florida State University  May 2007 - October 2008

Skills
Event Management, Event Planning, Events, Live Events, Coordinating Events, Coordinating Special..., Music Events, Product Marketing, Marketing Management, Marketing Event Planning, Promotions, Corporate Promotions, Live Event Producer, Special Events..., Field Marketing, Field Training, Hiring Crew, Contract Recruitment, Trade Shows, Convention Centers, Consultants, Experiential Events, Tour Management, Corporate Events, Integrated Marketing, Social Media, Marketing, Sales

Education
Florida State University   2005 — 2009
Bachelor of Science (B.S.), International Affairs minor Business, Economics, & Sociology

Florida State University
Bacholer of Science

lmhs

Experience
Stranger Watches - SJ Time Distributors   February 2014 - Present
BankUnited  July 2013 - Present
Cypress Data Services   December 2011 - Present
Digital Risk   September 2012 - July 2013
Moomkin   March 2012 - March 2013
BayView Title / Choice Legal Services   March 2010 - October 2012
Bayview Financial  August 2007 - February 2010
IBM Lender Business Process Services-LBPS, AKA Seterus   February 2007 - August 2007
ABN AMRO Mortgage Group  2001 - January 2007
Superior Bank- Universal Lending   January 1995 - December 2000

Skills
Site Management, Credit Policy, Foreclosure Operations, Mortgage Servicing, Mortgage Compliance, Credit Operations, Mortgage Underwriting, Loan Closing, Management of Mortgage..., Loss Mitigation, Loan Modifications, Foreclosures, Management, Mortgage Lending, Underwriting, Credit, Due Diligence, Process Improvement, Loan Origination, Budgets, Coaching, Real Estate Economics, Recruiting, Investments, Credit Risk, Financial Services, Residential Mortgages, REO, Strategy, Leadership, Six Sigma, Business Process..., New Business Development, Executive Management, Human Resources, Business Planning, Closings, Funding, Strategic Planning, Refinance, Commercial Mortgages, Credit Analysis, Mortgage Banking, Risk Management, Call Center, Negotiation, Asset Managment, Business Strategy, Loan Servicing, FHA

Education
Mortgage Bankers Association- School of Mortgage Banking   1983 — 1987
NA

Ashland University   1972 — 1978
Bachelor of Science (B.S.)

Experience
Brown & Brown  March 2015 - Present
Digital Risk   August 2012 - February 2015
PricewaterhouseCoopers, LLP  January 2008 - July 2012
Juvenile Services Program Inc.   June 2002 - December 2005

Skills
Process Improvement, Business Process Design, Financial Analysis, Financial Modeling, Finance, Internal Controls, GAAP, Sarbanes-Oxley Act, Accounting, SEC filings, Microsoft Excel, Financial Reporting, Auditing, Financial Accounting, SOX 404, Financial Statements, VBA, Macro, Incentive Programs, Incentives, US GAAP, Compensation, Technology

Education
Florida Atlantic University   2007 — 2008
Master, Accounting

Eckerd College
Bachelor of Business Administration, Business Administration, Management and Operations

Experience
Digital Risk   April 2012 - Present
CompuCom  April 2006 - November 2010
OMI Medical Imaging  June 2003 - June 2004
Unisys Corporation  1978 - 2003

Skills
Active Directory, Network Administration, Servers, Technical Support, System Administration, Cisco Technologies, Troubleshooting, Integration, DHCP, Network Security, Network Engineering, Software Installation, Management, Windows Server, TCP/IP, IT Service Management, WAN, XP, Windows 7, Computer Security, Access, Data Center, Antivirus, VMware, LAN-WAN, Windows, Cloud Computing, DNS, IIS, Disaster Recovery, SQL, Networking, Operating Systems, Network Design, Linux, Microsoft Exchange, VPN, Network Architecture, Help Desk Support, Computer Hardware, Windows 8, Microsoft Office Suite, Hyper-V, SNMP, VDI, Visio, Firewalls, Virtualization, Microsoft SQL Server, Software Documentation

Education
New Horizons   2011 — 2014

Pratt Institute   1977 — 1978

City University of New York-College of Staten Island   1974 — 1977

Experience
AdTruth, a part of Experian Marketing Services   September 2014 - Present
Digital Risk   July 2012 - July 2014
Shopzilla, Inc.   April 2012 - July 2012
CoreLogic Credco  September 2011 - April 2012
San Diego State University  2009 - December 2011
CoreLogic  October 2010 - September 2011
First Advantage Credco  April 2002 - October 2010
First American Credco  April 2002 - October 2010
Mail Boxes Etc., Inc.   2001 - 2002
Akamai  1999 - 2001

Skills
SQL, Java, JavaScript, C#, R, Matlab, Statistics, Linux, Oracle, Databases, SAS, MySQL, Logistic Regression, Visio, Hadoop, Unix, Data Mining, Bayesian networks, SSRS, PHP, Microsoft SQL Server, Apache Pig, Sqoop, PostgreSQL, XenServer, Bash Scripting, Amazon Web Services..., Bash

Education
San Diego State University   2010 — 2014
MS Statistics

San Diego State University-California State University   2005 — 2008
Bachelor of Applied Science (BASc), Statistics

San Diego State University-California State University   2005 — 2008
Bachelor of Arts (BA), Mathematics

Claremont Graduate University
Doctor of Philosophy (Ph.D.), Computational Statistics

San Diego Mesa College
Associate's Degree, Business Administration and Management, General

Experience
Digital Risk   June 2014 - Present
Evelyn Lindgard Appraisal Services   January 2003 - Present
EverBank  April 2013 - May 2014
American Airlines  November 1990 - July 2004

Skills
Appraisals

Education
Connecticut School of Broadcasting

Florida State College at Jacksonville
Real Estate

Experience
Digital Risk   December 2014 - Present
Red Square Lending LLC   March 2014 - December 2014
Bank of America  March 2009 - November 2013
Sky View Mortgage   2005 - March 2009
Globelend mortgage   2005 - 2006
Globelend mortgage   2005 - 2006

Skills
Financial Analysis, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Banking, Credit Analysis, Credit, Underwriting, First Time Home Buyers, FHA, Consumer Lending, Investment Properties, Investors, Property, REO, Real Estate, Refinance, Condos

Education
Omsk State Institute of Service (OSIS)   1996 — 2001
Master's degree, International Economics

Experience
Digital Risk   February 2009 - Present
Countrywide KB Home Loans  January 2003 - January 2009
Countrywide KB Home Loans  January 2003 - January 2009
Countrywide Home Loans  January 2003 - January 2009

Skills
Loans, Credit, FHA, Finance, VA loans, Interviews, Mortgage Lending, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, USDA, First Time Home Buyers, Mortgage Underwriting, FHA financing, Team Building, Training, Property Management, Leadership

Education
Florida State University   1998 — 2002
Bachelor's of Science, Economics - Minor in Business Administration

Rutherford High School   1994 — 1998
Diploma

Experience
Digital Risk   November 2013 - Present
Mphasis  May 2012 - October 2013
NCR  2008 - 2009
JPMorgan Chase  January 2005 - December 2007

Skills
PL/SQL, Databases, SQL, Documentation, Unix, Testing, Customer Relations, Business Analysis, Windows, Product Development, Business Strategy, Negotiation, Outsourcing, Marketing Strategy, Microsoft Office, Data Analysis, Change Management, Data Warehousing, MS Project, Visual Basic, Visio, Quality Assurance, Administration, Software Documentation, Oracle, CRM, Management

Education
Indian Institute of Management, Ahmedabad   2010 — 2012
PGP, Management

Bharathidasan University   1997 — 2001
BE, Mechanical

Experience
Club Assist  August 2015 - Present
Digital Risk   February 2013 - August 2015
Kaplan University  December 2009 - February 2013
Wachovia Bank  October 2007 - November 2009
Sand Castle Funding   December 2005 - October 2007
Accelerated/ZT Mortgage Company   October 2001 - December 2005
United States Marine Corps  July 1991 - June 1995

Skills
Mortgage Lending, Loans, Banking, Credit, Mortgage Banking, Loan Origination, Refinance, Residential Mortgages, FHA, FHA financing, Financial Risk, Team Leadership, Sales Management, Business Analysis, Education, Quantitative Analytics, Leadership Development, Coaching, Team Building, Management, Analysis, Leadership, Policy, Risk Management, Staff Development, Conflict Resolution, Military, Training, Financial Analysis, Organizational..., College Recruiting, Operations Management, Recruiting, Strategic Planning, Process Improvement, Budgets, Time Management, Customer Satisfaction, Finance, Program Management, Employee Training

Education
Embry-Riddle Aeronautical University   2012 — 2014
Master's degree, Project Management

Kaplan University
Bachelor's degree, Business Administration

Experience
Digital Risk   September 2015 - Present
McArthur dairy  2014 - Present
Tropical Financial Credit Union  2011 - 2014
FHP Manufacturing - Bosch Group   2010 - 2011
Skillus Whosale   July 2009 - July 2010
Empire in Bronze, Inc   January 2006 - July 2009
Atecom Ltda (Collections call center Agency)   January 1997 - October 2005

Skills
Human Resources, Recruiting, Employee Relations, Onboarding, New Hire Orientations, Employee Benefits, Customer Service, Succession Planning, Management, Talent Management, Payroll, Training, FMLA, HRIS, Personnel Management, Time Management, Hiring, Performance Management, ADP Payroll, Employee Handbooks, Deferred Compensation, Interviews, Job Descriptions, Workforce Planning, Benefits Administration, Organizational..., Employee Engagement, Applicant Tracking..., Talent Acquisition, HR Policies, College Recruiting, Job Fairs, Compensation & Benefit, EEO, Employee Recognition, Employer Branding, Employment Law, HR Consulting, Taleo, Open Enrollment, PeopleSoft, Leadership Development, Employee Training, Labor Relations, Exit Interviews, Job Analysis, Performance Appraisal, Internet Recruiting, Background Checks, Temporary Placement

Education
Florida International University   2009 — 2009
Master, Human Resources Management

Universidad San Buenaventura (USABU)   1997 — 2003
B.S, Business Administration

Florida Atlantic University (FAU)
Human Resources Management

Experience
Wells Fargo Home Mortgage  July 2015 - Present
Digital Risk   July 2013 - Present
Digital Risk   January 2014 - May 2014
Wells Fargo Bank  November 2011 - July 2013
My Marketing Group   August 2011 - January 2012
Bank of America Home Loans  May 2010 - July 2011
Dysis   2010 - 2010

Skills
Loans, Refinance, Banking, Funding, Mortgage Lending, Credit, Mortgage Banking, FHA, Underwriting, Credit Analysis, Microsoft Excel, Customer Service, Investments, Insurance, Research, Real Estate, Outlook, VA loans, Marketing, Sales, Finance, Advertising, Small Business, Title Insurance, Closings, Investment Properties, Real Estate Transactions, REO, Escrow, Notary Public

Education
Farmingdale State College   1976 — 1978
Associate, Accounting

Experience
American Bancshares Mortgage, LLC  April 2015 - Present
Digital Risk   June 2014 - March 2015
Bank of America  March 2013 - September 2013
JP Morgan Chase & Co.   February 2012 - March 2013
Opa-Locka Community Development Corporation  October 2010 - August 2011

Skills
Microsoft Office, Microsoft Excel, PowerPoint, Microsoft Word, Customer Service, Financial Analysis, Analysis, Banking, Credit, Credit Analysis, Credit Risk, Loans, Mortgage Lending, Refinance

Education
Nova Southeastern University   2008 — 2011
Master of Business Administration (M.B.A.), Finance, General

Florida International University   1997 — 2000
Bachelor of Arts, Psychology

Experience
Duke Office of Counsel   January 2015 - April 2015
Iraqi Refugee Assistance Project  January 2014 - May 2014
AARC Alliance of Artists and Recording Companies   September 2013 - December 2013
Digital Risk   May 2013 - August 2013
U.S. Department of Justice, Office of the Pardon Attorney   January 2013 - April 2013
Portnoff Law Associates  November 2010 - April 2011
Salusbury World   January 2009 - May 2009

Skills
Legal Research, Legal Writing, Lexis Nexis Certified..., West Law Certified..., Westlaw, Trials, Lexis, Family Law, Courts, Civil Litigation, Criminal Law, Legal Assistance, Litigation, Commercial Litigation, Research, Corporate Law, International Law, Legal Issues, LexisNexis

Education
Duke University School of Law   2014 — 2015
Master of Laws (LLM), Law & Entrepreneurship

American University, Washington College of Law   2012 — 2014
Juris Doctor (J.D.)

Villanova University   2007 — 2010
Bachelor of Arts (B.A.), Political Science

City University London   2009 — 2009

Experience
Florida State College at Jacksonville  August 1998 - Present
BB&T  November 2013 - May 2014
Digital Risk   November 2010 - May 2011
MortgageFlex Systems, Inc.   December 2003 - August 2004
Coastal Capital Corporation   February 2003 - December 2003
Alltel Information Services  May 2001 - February 2003
First Union Mortgage Corporation  December 1998 - May 2001

Skills
Mortgage Underwriting, Residential Mortgages, Corporate Training, Project Management, Software Implementation, Career Counseling, College Teaching, Distance Learning, Adult Education, Instructor-led Training, Management

Education
University of North Florida   1995 — 1997
Master of Arts (M.A.), Counseling Psychology

Florida State University   1988 — 1992
Bachelor of Science (B.S.), Psychology

Experience
Residence Inn by Marriott/The Colony   July 2015 - September 2015
Hyatt House Dallas/Richardson   June 2014 - July 2015
Digital Risk   February 2013 - April 2014
Target Corporation  November 2012 - February 2013
AppleOne Temporary Employment Service   October 2012 - November 2012
Hyatt House Dallas/Richardson   April 2012 - September 2012
AppleOne Employment  February 2012 - April 2012
ManpowerGroup  November 2011 - November 2011
Walt Disney World Resorts  2007 - 2011
Walt Disney World Resort - Contemporary Resort Business Center   November 2006 - August 2007

Skills
Customer Service, Time Management, Hospitality, Hotels, Communication, Microsoft Office, Outlook Express, Administrative..., Customer Relations

Education
Brigham Young University - Idaho   1985 — 1988
Associates Degree, General Studies

Experience
US Auto Credit  April 2014 - Present
Bank of America  June 2012 - October 2013
Bank of America  October 2011 - June 2012
CoreLogic  July 2011 - October 2011
Digital Risk   September 2010 - May 2011
J.P. Morgan   July 2008 - July 2010
J.P. Morgan   May 2006 - April 2008
Cendant Mortgage  April 2004 - March 2006

Skills
Quality Auditing, Quality Assurance, Forensic Underwriting, Quality Center, Mortgage Underwriting, User Acceptance Testing, Test Management, System Testing, Software Quality..., Manual Testing, Test Cases, Mortgage Lending, Mortgage Banking, Internal Audit

Education
Florida State College at Jacksonville   1997 — 1999
Associate of Arts (A.A.)

Experience
Bank of America  2005 - Present
Digital Risk   2013 - 2013
Applied Card Systems  2002 - 2005

Skills
Mortgage Lending, Loans, Credit Cards, Credit Risk, Consumer Lending, Residential Mortgages, Credit, Capital Markets, Loan Servicing, Risk Management, Portfolio Management, Financial Risk, Retail Banking, Cash Management, Mortgage Banking, Cross Selling, Banking, Commercial Banking, Mortgage Servicing, Loan Origination, Financial Analysis, Credit Analysis, Refinance, Business Analysis, Underwriting, Finance, Commercial Lending, Investment Banking

Education
Florida Atlantic Universityb   2010 — 2013
Bachelor of Arts (B.A.), Electrical and Electronics Engineering

Broward Community College   2005 — 2007
Associate of Arts (AA), Electrical and Electronics Engineering

Experience
Urban Lending Solutions  March 2015 - Present
Digital Risk   June 2014 - February 2015
JPMorgan Chase  May 2011 - December 2013
Flagstar Bank  February 2009 - January 2011
Quicken Loans  May 2003 - June 2008
CitiMortgage  1997 - 2003

Skills
Mortgage Lending, Mortgage Underwriting, Refinance, Residential Mortgages, Leadership, Team Leadership, Strategic Planning, Time Management, Mortgage Banking, Loans, Credit, Mortgage Servicing, Management, Consumer Lending, Banking, Credit Analysis

Education
Baker College of Auburn Hills

Schoolcraft College
Associate's degree, Marketing/Management

Experience
Digital Risk   October 2010 - Present
Kaplan University  May 2010 - October 2010
R P Funding  May 2009 - May 2010

Education
Florida State University   2004 — 2008
Bachelor of Science (B.S.), Finance and Financial Management Services

Experience
Fulton Financial Corporation  2015 - Present
Digital Risk   February 2015 - July 2015
Clayton Holdings LLC  April 2014 - October 2014
Digital Risk   March 2012 - April 2014
JPMorgan Chase & Co.   February 2010 - March 2012
Bank of America  April 2008 - February 2010
EverBank  January 2007 - April 2008

Skills
Loans, Mortgage Lending, Loan Origination, Loss Mitigation, FHA, Credit, VA loans, Financial Risk, Real Estate, Outlook, REO, Microsoft Excel, Default, Microsoft Office, Microsoft Word, Databases, PowerPoint, Appraisals, Spreadsheets, Mortgage Banking, Residential Mortgages, Condos, Mortgage Underwriting, Credit Risk, Mortgage Servicing, Risk Management, Consumer Lending, Due Diligence, Loan Servicing, FHA financing, Property, Financial Services, Banking

Education
Robert E Lee   2002 — 2005
Diploma

Florida State College at Jacksonville
Banking and Financial Support Services

Experience
Digital Risk   December 2011 - January 2013

Education
Florida Agricultural and Mechanical University, College of Law   2012 — 2015

University of Central Florida   2008 — 2011
Bachelor of Arts (B.A.), Political Science and Government

Seminole State College of Florida   2006 — 2008
Associate of Arts (A.A.)

Experience
Digital Risk   June 2013 - Present
LenderLive Network  August 2012 - June 2013

Skills
Financial Analysis, Mortgage Lending, Mortgage Servicing, Risk Management, Banking, Credit, Credit Analysis, Customer Service, Loan Origination, Loans, Loss Mitigation, Mortgage Banking

Education
DeVry University   2002 — 2005
Bachelor's degree, Business, Management, Marketing, and Related Support Services