American Financial Resources, Inc. (AFR Mortgage)
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American Financial Resources, Inc. (AFR Mortgage) Employees
Citi June 2015 - Present
Allert Limousine Service, LLC May 2007 - Present
American Financial Resources, Inc. (AFR Mortgage) November 2012 - June 2015
Konica Minolta Business Solutions U.S.A., Inc. July 2012 - September 2012
AccTax Solutions, INC January 2011 - February 2012
Skills
Banking, LexisNexis, KYC, Private Investigations, OFAC, Risk Management, Credit Analysis, Risk Analysis, Internal Audit, Financial Modeling, Financial Analysis, Financial Reporting, Financial Statements, Financial Services, Financial Accounting, Microsoft Office, Visio, Accounts Receivable, Accounts Payable, Team Management, UltraTax CS, QuickBooks, Payroll Solutions, SAP, Payroll, Bookkeeping, Bank Reconciliation, Employee Training, Team Leadership, Project Control
Education
Montclair State University
Master of Business Administration (MBA), Finance
Montclair State University 2008 — 2011
Bachelor's, Accounting
Pierce Apparel March 2013 - Present
Reaper Lacrosse June 2014 - Present
American Financial Resources, Inc. (AFR Mortgage) June 2012 - December 2012
Total Bank Solutions May 2011 - August 2011
Total Bank Solutions May 2009 - August 2009
Total Bank Solutions May 2008 - August 2008
Skills
Fireworks, Microsoft Excel, PowerPoint, Photoshop, Outlook, Dreamweaver, Databases, Access, Microsoft Office, Microsoft Word, Service Management, Sales Process, Sales Operations, Sales, Adobe Fireworks, Financial Analysis, Program Management, Marketing, Retail, Leadership, Facebook
Education
Susquehanna University 2008 — 2012
Bachelor of Science (BS), Economics
Susquehanna University, Sigmund Weis School of Business 2008 — 2012
Bachelor of Science Degree, Economics
MLD Mortgage Inc./DBA The Money Store November 2013 - Present
American Financial Resources, Inc. (AFR Mortgage) March 2008 - November 2013
Countrywide June 2005 - December 2007
Skills
Portfolio Management, Sellers, Teamwork, Mortgage Lending, FHA, Loans, Investment Properties, USDA, Sales, Referrals, Mortgage Banking, Residential Mortgages, Refinance, Loan Origination, Banking, Customer Satisfaction, Finance, Credit, Real Estate, Commercial Mortgages, Underwriting, Investments, Reverse Mortgages, First Time Home Buyers, VA Loans, FHA Financing, Short Sales, Residential Homes
Education
University of Scranton 1996 — 2000
BS, Law
West Milford HS 1992 — 1996
Law
American Financial Resources, Inc. (AFR Mortgage) February 2014 - Present
Crescent Mortgage December 2011 - December 2013
MetLife Home Loans April 2011 - December 2011
Wells Fargo Wholesale November 1996 - March 2011
Skills
Mortgage Lending, FHA, Mortgage Banking, Loan Origination, USDA, USDA Rural Housing, Real Estate, First Time Home Buyers, Refinance, Banking, Investment Properties, Residential Homes, Selling, Mortgage Industry, VA, Jumbo Mortgage, Conventional Mortgages, FHA 203K Loans, Self..., Mortgage Marketing, VA Loans, Sales, Loans, Residential Mortgages
Education
Hazelwood Central High School
General
Missouri State University
BS, Home Economics
HomeBridge Financial Services, Inc. September 2015 - Present
HomeBridge Financial Services, Inc. February 2014 - Present
Real Estate Mortgage Network/Homebridge June 2012 - January 2014
JP Morgan Chase 2010 - 2012
JP Morgan 2008 - 2010
American Home Mortgage June 2003 - August 2007
American Financial Resources, Inc. (AFR Mortgage) 1999 - 2002
Skills
Multilingual, Customer Service, Internet, Leadership, Office Management, Organization, Operations Management, PowerPoint, Strategic Planning, Recruiting, Mortgage Lending, FHA, Loans, Credit, VA loans, Sales, Investment Properties, Government Loans, Mortgage Banking, Loan Origination, Residential Mortgages, Refinance, FHA financing, USDA, Finance, Mortgage Underwriting, Mortgage Marketing, Outlook, Microsoft Excel, Microsoft Word, Coaching, Interviews, Real Estate, Real Estate Financing, Banking, Loss Mitigation, Reverse Mortgages
Education
Seton Hall University 1994 — 1998
Liberal Arts
American Financial Resources, Inc. (AFR Mortgage) July 2008 - Present
M. Tucker Co., Inc. February 2001 - January 2007
Education
Montclair State University 1994 — 1999
Bachelors, Economics
BrandaoFilms May 2005 - Present
American Financial Resources, Inc. April 2014 - September 2014
American Financial Resources, Inc. (AFR Mortgage) July 2010 - April 2014
West Hudson Arts and Theater Company May 2013 - June 2013
Justice for All Productions November 2009 - May 2010
Blinky Productions June 2007 - August 2007
Skills
Singing, Short Films, Microsoft Office, PowerPoint, Keynote, Final Cut Pro, Musical Theatre, Screenwriting, Film Production, Film, Commercials, Editing, Music Videos, Documentaries, Theatre, Video Production, Entertainment, Acting, Graphic Design
Education
Felician College 2013 — 2015
Master of Education (MEd), Elementary Education and Teaching, Graduate
Fairleigh Dickinson University 2009 — 2013
Bachelor's degree, Film
Queen of Peace High School 2006 — 2009
American Financial Resources, Inc. (AFR Mortgage) January 2012 - Present
PartyLite August 2007 - Present
Mountain Mortgage Corp September 2010 - January 2012
Wachovia August 2004 - October 2008
World Savings 2001 - 2008
Integrity Mortgage August 2002 - July 2004
World Savings September 2000 - August 2002
Auto Action Group September 1997 - August 1999
Skills
Credit, Mortgage, Loans, Banking, Customer Service, Problem Solving, Refinance, Fundraising, Teamwork, Funding, Customer Relations, Retail, Mortgage Lending, Management, CRM, FHA, Budgets, Finance, Underwriting, Sales Operations
Education
Monroe College 1993 — 1995
Associates, Business Administration
Walton High School 1988 — 1991
Apshawa Volunteer Fire Company 1 November 2013 - Present
Micrologic Associates February 2013 - April 2014
American Financial Resources, Inc. (AFR Mortgage) February 2009 - March 2011
Education
Florida Technical College 2002 — 2004
Associate of Science (AS), Electronics/Computers
Power Home Remodeling Group April 2012 - Present
American Financial Resources, Inc. (AFR Mortgage) June 2008 - October 2009
Skills
Proficient with...
Education
Fairleigh Dickinson University 2002 — 2006
Bachelor of Science, Marine Biology
American Financial Resources, Inc. (AFR Mortgage) March 2013 - Present
GAF January 2013 - March 2013
Montclair State University August 2010 - May 2012
RWJ Rahway Fitness & Wellness Center May 2010 - August 2010
Montclair State University September 2009 - December 2009
Skills
Microsoft Office, Microsoft Word, Microsoft Excel, PowerPoint, Sports, Advertising, SPSS, Customer Service, Facebook, Social Networking, Photography, Time Management, Social Media, Social Media Marketing, Public Speaking, Marketing, Event Planning, Market Research, Office Administration, Customer Relations, Media Relations, Health Promotion
Education
Montclair State University 2008 — 2012
Bachelor's Degree, Business Administration and Marketing
BTW Group LLC July 2011 - Present
Warner Music Group September 2012 - December 2012
American Financial Resources, Inc. (AFR Mortgage) June 2007 - June 2008
M.D.M Group November 2007 - March 2008
Skills
Mortgage Lending, Customer Service, Entrepreneurship, Microsoft Office, Microsoft Word, Microsoft Excel, Microsoft PowerPoint, Microsoft Outlook, Social Media, SPSS, PSPP, Online Advertising, Strategy, Time Management, Social Networking, Community Outreach, Outlook
Education
University at Buffalo 2009 — 2012
Bachelor's degree, Joint Major Political Science/African American Studies, Graduate
Penn State University 2005 — 2007
Crime Law and Justice w/ a Business option
Brooklyn Technical High School 2001 — 2005
H.S. Diploma, Computer Science
Guaranteed Rate July 2013 - Present
American Financial Resources, Inc. (AFR Mortgage) 2007 - 2013
GMAC Mortgage January 2006 - July 2007
Ditech Mortgage Corp January 2002 - January 2006
Champion Mortgage January 1999 - January 2002
Skills
Mortgage Lending, Encompass, Credit Analysis, Credit, Underwriting, Account Management, FHA, USDA, Loan Origination, Residential Mortgages, Sales, Mortgage Banking, Finance, Refinance, Loans
Education
Essex County College
PrimeLending March 2014 - July 2014
JPMorgan Chase September 2013 - March 2014
American Financial Resources, Inc. (AFR Mortgage) August 2009 - August 2013
Countrywide Home Loans February 2006 - August 2008
Skills
FHA, Mortgage Lending, Refinance, Mortgage Banking, VA loans, Loan Origination, USDA, Residential Mortgages, Loans, Credit, Investment Properties, First Time Home Buyers, Reverse Mortgages, Certified Mortgage..., Government Loans, Commercial Mortgages, Real Estate Financing, Home Equity Loans, FHA financing, Underwriting, Real Estate, Construction Loans, Non-Conforming, Banking, Mortgage Underwriting, Credit Analysis, Loss Mitigation, Home Equity Lines of..., Mortgage Marketing, REO
Education
Indiana University-Purdue University at Indianapolis 2001 — 2005
Business Marketing
Lowell Senior High 1998 — 2001
Menlo Park Funding September 2013 - Present
American Financial Resources, Inc. (AFR Mortgage) March 2013 - June 2013
American Financial Resources, Inc. (AFR Mortgage) August 2012 - March 2013
Skills
Encompass, Microsoft Excel, Microsoft Word, PowerPoint, Outlook, DataTrac, Loan Origination
Education
Massachusetts College of Pharmacy and Health Sciences 2009 — 2010
Pharmacy
Fair Lawn High School 2005 — 2009
High School Diploma
American Financial Resources, Inc. (AFR Mortgage) 2012 - 2013
Real Estate Mortgage Network June 2011 - June 2012
Best Friends Pet Care November 2009 - June 2011
Mix 'em Up Bartending School 2008 - 2009
Restoration Home Buyers 2003 - 2007
R. Marashlian & Co. Appraisal Services 2001 - 2003
Education
Rutgers University-New Brunswick 2005 — 2008
Bachelor of Arts, History
University of Miami 2001 — 2005
Bachelor of Arts, History
Pivot Interiors October 2010 - Present
Academy of Art University December 2007 - October 2010
American Financial Resources, Inc. (AFR Mortgage) April 2007 - December 2007
Ameriquest Capital Group April 2006 - April 2007
Visual Impact Design April 2005 - April 2006
Avnet Memec 2003 - 2005
Skills
Strategic Planning, Sales, Account Management, Mortgage Lending, Microsoft Office, Loans, Portfolio Management, Customer Service, Customer Retention, Space planning, Leadership, Project Management, Furniture, Interior Design, Marketing
Education
California State University-Hayward
Bachelor of Arts (B.A.), Mass Communication/Media Studies
Bay Equity, LLC February 2015 - Present
Endeavor America Loan Services April 2014 - February 2015
American Financial Resources, Inc. (AFR Mortgage) February 2008 - March 2014
WASHINGTON MUTUAL BANK February 1995 - January 2008
Washington Mutual Bank March 1994 - January 2008
LONG BEACH MORTGAGE January 1998 - December 2000
Skills
Selling, FHA, Mortgage Lending, Sales Management, Loan Origination, Loans, New Business Development, Mortgage Banking, Sales, Banking, Credit, Finance, Refinance, USDA, Executive Management, VA Loans, FHA Financing, Residential Mortgages
Education
University of California, Riverside 1990 — 1993
BA, Political Science
UC Riverside 1988 — 1992
Bachelor of Arts (B.A.), Political Science and Government
California State University-San Bernardino 1989 — 1990
Bachelor of Arts (B.A.), Political Science and Government
C OURSEWORK IN G ENERAL S TUDIES Riverside Community College
Associate of Arts (AA), Political Science and Government
HiTouch Business Services February 2015 - Present
J & J Tristate July 2014 - December 2014
Bartlett Dairy March 2014 - July 2014
PCS Wireless/MobilePros 2013 - 2013
Amerlux LLC August 2012 - December 2012
American Financial Resources, Inc. (AFR Mortgage) 2012 - 2012
Express Employment Professionals 2011 - 2012
Express Employment Professionals 2011 - 2012
Diversified Information Technologies 2011 - 2011
Alfred Dunner 2011 - 2011
Skills
Data Entry, Microsoft Word, Microsoft Excel, Microsoft Office, Sales, Outlook, Customer Service, AS400 system, RMS, SAP Business Software, MAS500, Logistics, Leadership, Photoshop, Team Building, Team Leadership, Troubleshooting, Project Management, Communication Skills, Order Processing
Education
Eastwick College 2010 — 2011
Cardiovascular Sonography/Ultrasound Technician
Berdan Institute 2009 — 2010
CMA, Medical/Clinical Assistant
J F Kennedy Highschool 1997 — 2001
American Financial Resources, Inc. (AFR Mortgage) July 2013 - Present
Ellie Mae March 2012 - July 2013
Infinity Home Mortgage Company Inc February 2009 - March 2012
First Peoples Title Company LLC September 2009 - January 2011
AMC Valuations and Closing Services LLC February 2009 - January 2011
Global Equity Lending, Inc February 2007 - February 2009
Octagon Lending, LLC September 2006 - March 2008
Arlington Capital Mortgage May 2000 - September 2006
Windsor Financial Mortgage 2000 - 2006
Skills
Mortgage, Loans, FHA, Banking, Home, Encompass, Project Implementation, Team Management, Title Insurance, HUD, Project Coordination, Software Project..., Encompass360, Mortgage Lending, Mortgage Banking, Underwriting, Refinance, Secondary Market, FHA financing, Insurance, Loan Origination, Investments, Funding, Finance, Management, USDA, Credit, Financial Services, Investment Properties, Project Management, Project Planning, Training, Solution Implementation, Reverse Mortgages, Mortgage Underwriting, Commercial Mortgages, Credit Analysis, Marketing, Real Estate, Financial Analysis, Loan Servicing, Commercial Lending, Residential Homes
Education
Columbia Southern University 2013 — 2015
Bachelor of Arts (BA), Finance, General
Drexel University 1989 — 1995
Accounting and Finance
Absolute Home Mortgage October 2010 - Present
Stearns Lending January 2009 - December 2010
The Money Store June 2008 - January 2009
American Financial Resources, Inc. (AFR Mortgage) 2008 - 2008
HomeComings Financial 2001 - 2007
Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, Loan Origination, Residential Mortgages, Loans, Mortgage Underwriting, Underwriting, Credit, VA loans, Credit Analysis, FHA financing, First Time Home Buyers, Real Estate, Investment Properties, Commercial Lending, Government Loans, FNMA, Processing, Account Management, VA Loans, FHA Financing
Education
Montclair State University 2000 — 2001
Absolute Home Mortgage Corporation October 2013 - Present
AnnieMac Home Mortgage October 2012 - October 2013
American Financial Resources, Inc. (AFR Mortgage) December 2011 - October 2012
Residential Home Funding March 2010 - December 2011
1st Metropolitan Mortgage December 2007 - February 2009
Americas First Funding Group, Inc. February 2001 - December 2007
Skills
Mortgage Lending, FHA, Refinance, Reverse Mortgages, USDA, Loans, HUD, Real Estate, Credit, Construction Loans, First Time Home Buyers, Mortgage Banking, Sellers, Mortgage Underwriting, Purchasing, VA Loans, Residential Mortgages, FHA financing, Mortgage Marketing, Government Loans, Rates, Loan Origination, Certified Mortgage..., Real Estate Financing, Debt Consolidation, Commercial Mortgages, Mortgage, Reverse Mortgage, FHA Financing
Education
County College of Morris 1995 — 1997
Parsippany Hills High School 1991 — 1995
Diploma
American Financial Resources, Inc. (AFR Mortgage) January 2013 - Present
American Financial Resources, Inc. September 2009 - January 2013
First Liberty Financial Mortgage December 2002 - September 2009
APB Mortgage 2002 - 2006
MCI Communications 1985 - 2003
MCI March 1993 - December 1996
EnTrade Corporation January 1991 - March 1992
Skills
Sales Management, Start-ups, Sales Support, Market Development, New Business Development, Account Management, Marketing Strategy, Sales Operations, B2B, Business Strategy, Sales, Direct Sales, Lead Generation, Selling, Leadership, Mortgage Lending, Strategy, Salesforce.com, CRM, Marketing, Marketing Management, Solution Selling, Strategic Planning, Email Marketing, Training, Program Management
Education
Purdue University 1978 — 1982
Bachelor of Science
Robert Wood Johnson University Hospital November 2014 - Present
Robert Wood Johnson University Hospital July 2013 - November 2014
American Financial Resources, Inc. (AFR Mortgage) October 2012 - June 2013
Penn State Career Services August 2011 - May 2012
Skills
Public Relations, Lawson HRIS, Lean Process Improvement, HealthcareSource..., New Hire Orientations, Onboarding, Job Postings, Outlook, HireRight, Verisys, Microsoft Word, Microsoft Excel, LogMeIn, Lathem PayClock, Lexis Nexis, Data Access, ADP Payroll, Mac OS X, PowerPoint, Photoshop, Adobe Acrobat, Human Resources, OS X, Public Speaking, Customer Service, Social Media
Education
Penn State University 2008 — 2012
Bachelor of Arts, Psychology
Villanova University
Master's Certificate, Human Resources Management/Personnel Administration, General
American Financial Resources, Inc. (AFR Mortgage) May 2013 - Present
American Financial Resources, Inc. (AFR Mortgage) January 2013 - April 2013
IPO Financial Network January 2007 - December 2011
Skills
IPO, Securities, Investments, Finance, Bloomberg, Bloomberg Terminal
Education
The College of New Jersey 2002 — 2006
Bachelor of Science, Business Administration – Finance
Bergen Community College
Continuing Education Coursework, 2012
Quintessentially Lifestyle 2015 - 2015
Quintessentially Lifestyle 2015 - 2015
Quintessentially Lifestyle 2015 - 2015
American Financial Resources, Inc. (AFR Mortgage) November 2012 - December 2014
Search Guru Inc. April 2011 - October 2012
Nordstrom November 2010 - March 2011
Brown's Fuel Service January 2010 - September 2010
Skills
Microsoft Excel, Microsoft Office, Outlook, Marketing, PowerPoint, Microsoft Word, Retail, Sales, Customer Service, OS X, Event Planning, Social Media, Social Networking, Facebook, Public Speaking
Education
Bergen Community College 2008 — 2012
Business
Mortgage Compliance Advisors, LLC April 2015 - Present
American Financial Resources, Inc. (AFR Mortgage) October 2013 - March 2015
LenderLive Network and ACE Risk Evaluations August 2010 - August 2013
Digital Risk, LLC August 2009 - August 2010
Aerotek / Wells Fargo Home Loans January 2009 - July 2009
Equilliance Mortgage April 2006 - January 2009
Washington Mutual Card Services 2003 - 2006
Skills
Quality Control..., Mortgage Insurance..., FNMA/FHLMC Reviews, DU/LP compliance, Profit and Loss review, Rental income review, Credit Analysis, Income and Employment..., Asset Review, Appraisal/Collateral..., Calculating Loan to..., Calculating Debt to..., Full mortgage loan..., Issuing mortgage..., Risk management and..., Mortgage Lending, Credit, Loans, Banking, Refinance, Underwriting, Loan Origination, Real Estate, Mortgage Banking, Investment Properties, Mortgage Underwriting, Investments, Investors, Residential Homes
Education
University of Phoenix 1989 — 1993
Conflict Resolution/Business Management, Business Administration and Management, General
American Financial Resources, Inc. (AFR Mortgage) December 2005 - Present
Rose Mortgage 2003 - 2005
Trust Company Bank of New Jersey January 1999 - November 2003
Skills
FHA, Loans, Refinance, Residential Mortgages, USDA, Credit, VA loans, Underwriting, FHA financing, Mortgage Underwriting, Credit Risk, Consumer Lending, Loss Mitigation, Risk Management, Financial Analysis, Banking, First Time Home Buyers, Commercial Lending, Mortgage Servicing, Loan Servicing, Retail Banking, Real Estate, Investment Properties, Foreclosures, Appraisals, Mortgage Lending, Loan Origination, Mortgage Banking, Finance, Credit Analysis, Portfolio Management, Financial Risk, REO, Government Loans, Residential Homes, Certified Mortgage..., Commercial Mortgages, Construction Loans, Reverse Mortgages
Education
Rutgers, The State University of New Jersey-New Brunswick 1998 — 2004
First Guaranty Mortgage Corporation June 2013 - Present
Meadowbrook Financial Mortgage Bankers May 2013 - June 2013
American Financial Resources, Inc. (AFR Mortgage) October 2011 - April 2013
Skills
Mortgage Lending, Refinance, FHA, Loan Origination, Residential Mortgages, USDA, VA loans, FHA financing, First Time Home Buyers, Investment Properties, Manufactured Housing, Mobile Homes, New Home Purchase
Education
Louisiana State University
Montclair State University
Maverick Funding June 2014 - September 2014
Endeavor America Loan Services August 2013 - November 2013
American Financial Resources, Inc. (AFR Mortgage) March 2013 - August 2013
NCOA, GSSA, SMOA 2011 - 2013
Plaza Home Mortgage August 2010 - December 2012
American Capital Corporation / ACC Wholesale (Previously ACBN) June 2010 - August 2010
Pinnacle Capital Mortgage Corp November 2009 - June 2010
Reunion Mortgage February 2009 - November 2009
Vertice (formerly American Mortgage Network) August 2006 - February 2009
Central Pacific Mortgage 2002 - August 2006
Skills
FHA, USDA, Mortgage Banking, Refinance, Mortgage Lending, Residential Mortgages, Loans, VA loans, FHA financing, Mortgage Underwriting, Underwriting, Wholesale Lending, Real Estate, Reverse Mortgages, Loss Mitigation, Certified Mortgage..., Government Loans, Mortgage Servicing, Construction Loans, Loan Servicing, Credit, Credit Analysis, Home Equity Loans, Mortgage Marketing, Non-Conforming, Real Estate Financing, Home Equity Lines of..., Commercial Mortgages, VA Loans, Finance, Investment Properties, First Time Home Buyers, Foreclosures, REO, Customer Service, Real Estate Economics, Banking
Education
California State University-Sacramento 2003 — 2006
Bachelor of Science in Business Administration, Finance & International Business
American River College 2000 — 2005
Associate's Degree, Liberal Arts and Sciences/Liberal Studies
Woodcreek High School 1995 — 1999
Diploma, General Studies
First Guaranty Mortgage Corporation August 2013 - Present
American Financial Resources, Inc. (AFR Mortgage) May 2012 - June 2013
Skills
Social Networking, Residential Mortgages, Loan Origination, Fannie Mae, FHA financing, Food & Beverage, Restaurants, Home Purchase, Home Refinance, FHA, FHA Financing, Loans, Mortgage Banking, Mortgage Lending, USDA, VA loans
Education
County College of Morris 2006 — 2010
Associate's degree, Liberal Arts and Sciences/Liberal Studies
Weichert Insurance Agency January 2014 - Present
State Industrial Products January 2013 - December 2013
American Financial Resources, Inc. (AFR Mortgage) July 2012 - September 2012
Weichert Lead Network April 2011 - July 2012
Amazon December 2010 - March 2011
YMCA June 2007 - August 2009
Skills
Customer Service, Real Estate, Coaching, Microsoft Office, Social Networking, PowerPoint, Microsoft Word, Marketing, Public Speaking, Sales, Account Management, Management, Leadership, Sales Management, New Business Development, Cold Calling
Education
Kutztown University of Pennsylvania 2006 — 2010
Bachelor's degree, Speech/Communications
Mountain Lakes High School 2002 — 2006
HomeBridge Financial Services, Inc. January 2015 - Present
Cilento Mortgage Advisory Corp. October 2011 - Present
Guaranteed Home Mortgage 2012 - 2013
Guaranteed Home Mortgage 2012 - 2013
American Financial Resources, Inc. (AFR Mortgage) June 2003 - October 2011
Emigrant Bank 1997 - 2000
Skills
Secondary Market, Finance, FHA, Refinance, Residential Mortgages, USDA, Reverse Mortgages, Credit, Loan Origination, Underwriting, VA loans, Investment Properties, FHA financing, Financial Services, Residential Homes, Risk Management, Loan Servicing, Construction Loans, First Time Home Buyers, Banking, Commercial Lending, Credit Analysis, Mortgage Marketing, Loss Mitigation, Mortgage Banking, Real Estate, Certified Mortgage..., Commercial Mortgages, Government Loans, Wholesale Lending
Education
City University of New York-Baruch College 1971 — 1975
Bachelor of Business Administration (BBA), Accounting
HomeBridge Financial Services, Inc. August 2013 - Present
Caits Carnivores March 2011 - Present
American Financial Resources, Inc. (AFR Mortgage) September 2012 - July 2013
Margaret Sanger Papers (NYU) September 2008 - June 2009
Skills
Social Networking, Sales Management, Marketing, Loan Origination, Sales, Mortgage Banking, Residential Mortgages, Mortgage Lending, NMLS Licensed, Encompass, DataTrac, Fannie Mae, FHA financing, USDA Rural Housing, Outlook, Outlook Express, Microsoft Excel, Microsoft Word, Lotus Notes, Mac OS, Windows, Adult CPR, Low Income Financing, Moderate Income..., Deed Restricted..., VA financing, Finance, Credit, Customer Service, First Time Home Buyers, Jumbo, FNMA, Conventional Financing, Retail Financing, Refinance, FHA Financing, VA Loans
Education
Ramapo College of New Jersey 2006 — 2009
Bachelor of Arts (BA), English Language and Literature/Letters
National University of Ireland, Galway 2007 — 2007
Literature, Human Sexuality, First Honors
County College of Morris 2005 — 2006
Bachelor's degree, English Language and Literature/Letters
Cushman & Wakefield January 2015 - Present
Massey Knakal Realty Services May 2014 - December 2014
ERG Property Advisors August 2011 - May 2014
American Financial Resources, Inc. (AFR Mortgage) February 2010 - July 2011
Skills
Social Media, Social Media Marketing, Media Relations, Social Networking, Customer Service, PowerPoint, Public Speaking, Microsoft Word, Facebook, Event Planning, Microsoft Office, Microsoft Excel, Marketing Strategy, Public Relations, Marketing, New Business Development, Advertising, Photoshop, Sports, Online Advertising
Education
Hofstra University 2006 — 2010
Bachelor of Business Administration, Marketing
CMG Financial August 2015 - Present
First California Mortgage Company January 2015 - July 2015
AnnieMac Home Mortgage October 2014 - December 2014
Stearns Lending February 2014 - October 2014
Wells Fargo Home Mortgage March 2010 - February 2014
American Financial Resources, Inc. (AFR Mortgage) August 2009 - March 2010
Skills
Refinance, FHA, HomePath, Investment Properties, Sellers, Loans, Sales, Mortgage Lending, Cold Calling, New Business Development, Finance, Referrals, Sales Management, Mortgage Banking, Selling, Residential Mortgages, Credit, FHA financing, VA loans, First Time Home Buyers, USDA, Credit Analysis, Government Loans, Customer Satisfaction, FHA Financing
Education
University of Arkansas 1998 — 2002
BA, Philosophy
University of Arkansas 1998 — 2000
Bachelor's, Philosophy
California Polytechnic State University-San Luis Obispo 1996 — 1997
Philosophy
Sierra College 1994 — 1996
Associate's Degree, General Education
Vaco April 2015 - Present
Samantha E. Tedeschi, RYT-300 August 2014 - April 2015
All Star Physical Therapy, P.A. March 2014 - April 2015
Morristown Memorial Hospital September 2014 - February 2015
Sadhana Yoga and Ayurveda November 2013 - June 2014
THE MAX Challenge October 2013 - January 2014
JBARRE Studio July 2013 - November 2013
Gold's Gym May 2013 - November 2013
Hand & Stone Massage and Facial Spa June 2013 - July 2013
American Financial Resources, Inc. (AFR Mortgage) January 2013 - April 2013
Skills
Pro Tax, iChannel, XCM,..., Caseware and Fixed Asset, Word, Excel,..., Introductory exposure..., Basic written and..., Basic German, Millenium Software, Management, Sales, Yoga, Time Management, Fitness, Microsoft Office, PowerPoint, Research, Social Networking, Customer Service
Education
Seton Hall University 2009 — 2012
B.S. in Business Administration, Economics, 3.38/4.00
Caldwell College 2008 — 2009
Bachelor of Education (B.Ed.), French/Education, 3.70/4.00
Whippany Park
MLD Mortgage Inc./DBA The Money Store April 2015 - Present
Cycle craft 2014 - Present
American Financial Resources, Inc. (AFR Mortgage) September 2013 - April 2014
American Financial Resources, Inc. (AFR Mortgage) June 2008 - September 2013
Castle Point Mortgage January 2005 - January 2007
Skills
USDA, FHA, Mortgage Lending, Refinance, Purchase, Customer Relations, VA, Home, Mortgage, First Time Buyers, Construction, Investment Properties, Relocation, Loans, Condos, Finance, Real Estate, Referrals, Sellers, REO, First Time Home Buyers, Foreclosures, Residential Homes, Mortgage Banking, Short Sales, Investors, Loan Origination, Sales, VA loans, New Home Sales, Customer Service, Real Estate Transactions, Investments, Underwriting, FHA financing, Government Loans, Single Family Homes, Credit, Property, Certified Mortgage..., Listings, Selling, Mortgage Underwriting, Reverse Mortgages, Real Estate Financing, Construction Loans, Loss Mitigation, Mortgage Marketing, Commercial Mortgages, Non-Conforming
Education
THE CHUBB INSTITUTE 1995 — 1996
DIPLOMA, DATA CENTER SUPPORT
County College of Morris 1994 — 1995
Business Ad, BUSINESS ADMINISTRATION
Roxbury High School 1991 — 1994
diploma, english
Fireside Hearth & Home (Eau Claire & Minocqua) July 2015 - Present
Advantage Sales & Marketing (@Newell Rubbermaid) August 2013 - July 2015
American Financial Resources, Inc. (AFR Mortgage) February 2009 - July 2012
Kraft Foods November 2008 - April 2009
Washington Mutual (Wamu) July 2007 - December 2007
Long Beach Mortgage (Wamu) May 2004 - July 2007
Bank of America March 2002 - June 2003
Skills
Marketing, Retail, Microsoft Excel, Loans, Selling, New Business Development, Banking, Sales, Sales Management, Account Management
Education
San Francisco State University, College of Business 1999 — 2001
Bachelors of Science: Business Administration, Concentration in Marketing
City College of San Francisco 1997 — 1999
Associate's degree
Jackson Memorial High School
American Financial Resources August 2015 - Present
American Financial Resources January 2015 - August 2015
Spacialize June 2014 - August 2015
American Financial Resources, Inc. (AFR Mortgage) June 2013 - August 2013
The McHattie Law Firm July 2012 - August 2012
E.ON May 2012 - June 2012
Total Bank Solutions June 2011 - August 2011
The McHattie Law Firm June 2010 - August 2010
The Glenwild Garden Center June 2009 - August 2009
Skills
Finance, Accounting, PowerPoint, Financial Analysis, Access, Microsoft Office, Microsoft Excel, Microsoft Word, Intellectual Property, Sales, Corporate Finance, Trademarks, Corporate Law, Research, Management, Marketing, Public Speaking, HTML, CSS, QuickBooks, JavaScript, Visual Basic
Education
General Assembly 2014 — 2014
Front-end Web Development
Lehigh University 2010 — 2014
Bachelor of Science (BS), Accounting and Finance
Elon University 2010 — 2011
MLD Mortgage Inc./DBA The Money Store April 2015 - Present
Bond Street Mortgage LLC April 2014 - April 2015
Customized Mortgage Solutions December 2013 - April 2014
E-Lend October 2013 - December 2013
American Financial Resources, Inc. (AFR Mortgage) January 2013 - December 2013
American Financial Resources February 2012 - December 2012
Skills
Mortgage Banking, FHA, Loan Origination, VA loans, Investment Properties, First Time Home Buyers, Microsoft Office, Loans, Mortgage Lending, Refinance, Certified Mortgage..., Residential Mortgages, FHA financing, Reverse Mortgages, USDA
Education
William Paterson University of New Jersey 2012 — 2014
Finance, Finance, General
Manhattan College 2010 — 2011
Sun Home Loans, a division of Sun National Bank February 2012 - Present
MetLife Home Loans September 2011 - January 2012
Bank of America May 2009 - August 2011
American Financial Resources, Inc. (AFR Mortgage) 2008 - 2009
Skills
FHA, Mortgage Lending, Mortgage Banking, Loan Origination, Loans, Residential Mortgages, FHA financing, USDA, VA loans, Refinance, Reverse Mortgages, Construction Loans, Mortgage Underwriting, Home Equity Loans, Government Loans, Commercial Mortgages, Home Equity Lines of..., Mortgage Marketing, Consumer Lending, Mortgage Servicing, Loss Mitigation, Non-Conforming, Certified Mortgage...
Education
County College of Morris
Ramapo College of NJ
American Financial Resources, Inc. (AFR Mortgage) August 2012 - Present
MetLife Home Loans December 2007 - June 2012
Mortgage IT 2005 - 2007
Trustco Bank 2004 - 2005
Skills
FHA, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Refinance, USDA, Residential Mortgages, Banking, Credit, FHA financing, Mortgage Servicing, Mortgage Underwriting, Reverse Mortgages, VA loans
Education
Arlington Senior High School
Dutchess Community College
Business Administration and Management, General
American Financial Resources, Inc. (AFR Mortgage) October 2012 - Present
Gap, Inc August 2005 - August 2013
The Children's Place 2003 - 2004
Office of Dr. Robert Greenblatt, MD 2002 - 2003
Skills
Visual Merchandising, Retail, Merchandising, Stores, Space Planning, Revit, AutoCAD, 3D Modeling, Photoshop, Microsoft Office, Space planning, PowerPoint, Customer Service, Microsoft Word, Adobe Creative Suite, AutoCAD Architecture, Drawing, Architectural Design, Sketching, Sales, Illustrator, InDesign, SketchUp
Education
New Jersey Institute of Technology 2008 — 2011
Bachelor of Science (BS), Architecture
Union County College 2007 — 2008
Associate of Science (AS), Architecture
American Financial Resources, Inc. (AFR Mortgage) November 2012 - Present
PrimePay October 2011 - November 2012
SAIC August 2011 - October 2011
Hennion & Walsh June 2010 - August 2010
Skills
Salesforce.com, Account Management, Cold Calling, Sales, Microsoft Excel, Marketing
Education
Gettysburg College 2007 — 2011
B.A., Business
IES Business School - Barcelona 2010 — 2010
Business
Mountain Lakes High School
American Financial Resources, Inc. (AFR Mortgage) July 2009 - Present
The Mortgage Source Inc January 1998 - May 2009
Skills
FHA, Mortgage, Refinance, Mortgage Lending, VA, USDA, Conventional, Purchase, Real Estate, Foreclosures, Short Sales, Referrals, Investors, Sellers, Real Estate Transactions
Education
Monmouth University
American Financial Resources, Inc. (AFR Mortgage) March 2008 - Present
Lehman Brothers July 2004 - January 2008
Homecomings Financial January 2003 - July 2004
KeyBank June 2001 - January 2003
providence performing arts center July 1998 - May 2001
Skills
Credit, Banking, Customer Service, Mortgage Lending, Insurance, Retail, Loans, Microsoft Excel, Credit Analysis, FHA, Finance, Investments, USDA, Underwriting, Mortgage Banking, Residential Mortgages, FHA Financing, Management, Mortgage Underwriting, VA Loans, Refinance, Government Loans, First Time Home Buyers, Loan Origination, Real Estate, Sales
Education
Johnson & Wales University 1997 — 2001
Bachelors, Finance
Johnson and Wales University 1997 — 2001
Bachelor's degree, Finance, General
ANS Atlantic NeuroSurgical Specialists July 2015 - Present
Shad Pulmonary and Critical Care Associates November 2013 - July 2015
LexisNexis Martindale-Hubbell August 2013 - November 2013
American Financial Resources, Inc. (AFR Mortgage) February 2013 - July 2013
Massage Envy October 2012 - February 2013
Monmouth University September 2009 - September 2011
Skills
Customer Service, Data Entry, Microsoft Word, PowerPoint, Sales, Appointment Scheduling, Data Analysis, Direct Patient Care, Prior Authorization, EHR, Office Management, Pre-certification, Microsoft Excel, Microsoft Office, Compassion, Goal Oriented, Fast Learner, Clerical Skills, Communication Skills, Telephone Reception, Receptionist Duties, Filing, DataTrac, FHA Connection, Seibel, AtTask, OST, Communication
Education
Monmouth University 2009 — 2012
Bachelor's of Science, Health Studies
First Meridian Mortgage July 2015 - Present
First Guaranty Mortgage Corporation July 2013 - July 2015
American Financial Resources, Inc. (AFR Mortgage) January 2013 - June 2013
American Financial Resources, Inc. (AFR Mortgage) September 2012 - January 2013
United Federated Systems June 2008 - September 2012
Staples November 2007 - November 2008
Skills
Loans, PowerPoint, Mortgage Lending, Customer Service, Mortgage Banking, Refinance, Microsoft Word, Outlook, Microsoft Office, Risk Management, Microsoft Excel, Sales
Education
Rutgers, The State University of New Jersey-New Brunswick 2008 — 2012
Political Science, Political Science and Government
Bergen Catholic High School 2004 — 2008
Bergen Catholic High School
American Financial Resources, Inc. (AFR Mortgage) September 2011 - Present
The Money Store June 2009 - August 2010
Aflac August 2008 - January 2009
Accredited Home Lenders December 2005 - June 2008
Bank of New York Mortgage October 2005 - December 2005
Mortgage IT May 2003 - December 2004
Interstate Resource Corp February 2001 - May 2003
IPI Skyscraper Mortgage October 1999 - February 2001
Skills
Reverse Mortgages, First Time Home Buyers, Underwriting, Loans, Refinance, Loss Mitigation, Funding, FHA, Mortgage Lending, Mortgage Underwriting, Mortgage Banking, Customer Service, Credit
Education
Bryant & Stratton College 2008 — 2008
Life Accident and Health, Insurance
Washingtonville High School 1994 — 1998
High School Diploma
Stay at home mom October 2013 - Present
American Financial Resources, Inc. (AFR Mortgage) December 2012 - September 2013
Keystone Bankers January 2007 - December 2012
Landmark Education 2001 - 2004
ImClone Systems, a wholly-owned subsidiary of Eli Lilly and Company February 1993 - April 1999
Education
Purdue University 1987 — 1992
BS, Biochemistry
Toro Redevelopers, LLC July 2014 - Present
CapRock, LLC January 2014 - Present
Dipaola Financial Group February 2013 - Present
American Financial Resources, Inc. (AFR Mortgage) February 2013 - Present
Primerica Financial Services January 2010 - February 2013
Barringer High School September 2012 - November 2012
AEP Industries November 2009 - October 2012
New Century Tax January 2012 - April 2012
Hess Corporation 2009 - 2009
Societe Generale July 2007 - August 2007
Skills
Financial Modeling, Finance, Insurance, Series 63, Microsoft Office, Microsoft Word, VBA, Investments, Loans, Financial Planning, Mortgage Lending
Education
Hofstra University 2004 — 2008
BBA, Finance
First Guaranty Mortgage Corporation ® April 2014 - Present
Fortren Funding LLC July 2013 - March 2014
American Financial Resources, Inc. (AFR Mortgage) February 2013 - July 2013
Chris Casey and Company February 2012 - January 2013
Forgotten Sundays January 2010 - January 2012
Skills
QuickBooks, Final Cut Pro, Microsoft Excel, Microsoft Word, PowerPoint, Management, Encompass, DataTrac, Negotiation, Mortgage Lending, Customer Service, Loan Origination
Education
NJIT
Master of Science (MS), Information Systems
Thomas Edison State College
BA, Economics
American Financial Resources, Inc. (AFR Mortgage) 2013 - 2015
AllQuest Home Mortgage Corporation 2011 - 2013
Federal Home Loan Bank of Atlanta 2006 - 2008
Aegis Mortgage Corporation 2005 - 2006
GMAC Mortgage Corporation 2002 - 2005
First Nationwide Mortgage Corporation 1996 - 2002
American Savings Bank, FSB 1991 - 1996
First Interstate Bank of California 1989 - 1991
Skills
Investor Relations, Capital Markets, Interest Rate Risk..., Product Development, Quality Assurance, Credit, Due Diligence, MBS, ABS, Fixed Income, Mortgage Banking, Residential Mortgages, Trading, Mortgage Lending, Finance, Executive Management, Portfolio Management, Funding, Financial Services, Investments, Loans, Banking
Education
University of Rochester - Simon Business School 1987 — 1989
MBA, Finance and Corporate Accounting
Rochester Institute of Technology 1982 — 1987
BS, Computer Science
American Financial Resources, Inc. (AFR Mortgage) January 2013 - Present
Unity Bank May 2010 - May 2011
Total Mortgage Services, LLC 2011 - 2011
Lend-Mor Mortgage Bankers March 2009 - June 2009
First Hallmark Mortgage March 2008 - March 2009
Heartland Payment Systems 2009 - 2009
Option One Mortgage 1999 - January 2008
Equity One Mortgage 1994 - 1997
First American National Mortgage 1989 - 1991
McCullough Relocation 1979 - 1986
Skills
Credit, Customer Relations, Start-ups, Mortgage Lending, Loans, Loan Structuring, Refinance, Loan Origination, Mortgage, Mortgage Banking, Underwriting, Customer Service, FHA, VA loans, Leadership, Residential Mortgages, Finance, Financial Structuring, FHA financing, USDA, Sales, Commercial Mortgages, Real Estate, First Time Home Buyers, Investment Properties, Residential Homes, Real Estate Economics, Mortgage Underwriting, Investments, Selling, Banking, Management, Loan Servicing, Credit Analysis, Foreclosures, Commercial Lending, Loss Mitigation, Real Estate Financing, Construction Loans, Home Equity Loans, Reverse Mortgages, Consumer Lending, Funding, Mortgage Servicing, Certified Mortgage..., FHA Financing, Government Loans, VA Loans, Coaching, Sales Management
Education
Millikin University 1971 — 1973
Liberal Arts and Sciences, General Studies and Humanities
American Financial Resources, Inc. (AFR Mortgage) May 2008 - Present
Aurora Loan Services/Lehman Bros. October 2007 - February 2008
BNC Mortgage/Lehman Bros. February 2007 - October 2007
Mortgage Lenders Network/MLN 1997 - 2007
Liberty Mortgage Funding 1995 - 1997
Skills
Cold Calling, FHA, Mortgage Lending, Loan Origination, Investment Properties, Business Development, Commercial Mortgages, Mortgage Banking, Insurance, Sales Management, Refinance, VA loans, Residential Mortgages, Reverse Mortgages, Selling, Risk Management, FHA financing, Credit, Construction Loans, Loans, USDA, Underwriting, Mortgage Underwriting, Credit Analysis, Real Estate Financing, Commercial Lending
Education
Pennsylvania State University 1996 — 2000
American Financial Resources, Inc. (AFR Mortgage) August 2009 - Present
Saxon Mortgage a Morgan Stanley Company 2007 - 2008
Mortgage Lenders Network 2006 - 2007
Fremont Investment & Loan 1998 - 2006
Skills
Mortgage Banking, Selling, Loans, Sales Management, Refinance, Certified Mortgage..., Credit Analysis, Sales, FHA, Mortgage Lending, Underwriting, Cold Calling, USDA, Loan Servicing, USDA Rural Housing, Residential Mortgages, Commercial Mortgages, Portfolio Management, FHA financing, Loan Origination, Public Speaking, Credit, VA loans, Banking, Finance, Commercial Lending, Mortgage Underwriting, Reverse Mortgages, Real Estate, Financial Analysis, FHA Financing, VA Loans
Education
New York Institute of Technology
American Financial Resources, Inc. (AFR Mortgage) January 2008 - Present
Washington Mutual November 1999 - September 2007
Diversified Capital Corporation January 1995 - October 1999
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, FHA, Refinance, DU Refi Plus, USDA Rural Housing, Banking, Credit, USDA, VA Loans, Residential Mortgages, FHA Financing, Sales, Loans, Investment Properties, Underwriting, Finance
Education
The University of Memphis 1991 — 1995
American Financial Resources, Inc. (AFR Mortgage) February 2009 - Present
Metis Group LLC February 2006 - January 2008
Skills
Financial Analysis, Microsoft Excel, Microsoft Office, Customer Service, PowerPoint, Microsoft Word, Project Management, Strategic Planning, Risk Management, Change Management, Business Strategy, Data Analysis, Data Modeling, Business Intelligence, Mortgage Banking, Mortgage Marketing, Lead Management
Education
Montclair State University 2004 — 2008
Bachelor of Arts (B.A.)
Endeavor America Loan Services December 2013 - Present
American Financial Resources, Inc. (AFR Mortgage) September 2012 - December 2013
Nationstar Mortgage April 2012 - September 2012
PNC Mortgage November 2009 - November 2011
PNC Mortgage 2009 - 2011
Bank Of Shorewood August 2007 - July 2009
Washington Mutual Bank December 2005 - January 2009
Mortgage Inc October 2006 - July 2007
Bank of Shorewood September 2006 - July 2007
Wells Fargo 2002 - 2003
Skills
Accounts Payable, Credit, FHA, Funding, Finance, Investment Properties, Loans, Management, Marketing, Microsoft Excel, Mortgage Banking, Mortgage Lending, Mortgage Underwriting, Refinance, Sales, Training, Underwriting, VA loans, Residential Mortgages, Loan Origination, FHA financing
Education
Robert Morris University - Illinois 1999 — 2002
Pleasant Plains High School 1994 — 1998
Robert Morris University - Illinois
Bachelor, Applied Science, Business Management
at Ashford University
BA, Health Care Studies
Advisors Mortgage Group July 2015 - Present
American Financial Resources June 2014 - Present
American Financial Resources, Inc. (AFR Mortgage) November 2012 - June 2014
Company September 2009 - November 2012
Education
Rutgers University
Bachelor's degree, English
LenderLive Network August 2015 - Present
LenderLive Network September 2014 - Present
Rouzee Enterprises, INC. June 2014 - Present
SLS April 2013 - June 2014
American Financial Resources, Inc. (AFR Mortgage) February 2013 - April 2013
Nationstar Mortgage July 2012 - February 2013
Aurora Bank FSB June 2004 - July 2012
Skills
SDLC, Mortgage Banking, Mortgage Lending, Mortgage Servicing, Banking, Customer Service, Insurance, Residential Mortgages, Vendor Management, Team Building, Training, Loan Origination, Loans, Credit, Loan Servicing, Loss Mitigation, Mortgage Underwriting, Risk Management, Consumer Lending, Credit Analysis, Call Centers, Leadership, Management
Education
Laramie County Community College
Western Nebraska Community College
American Financial Resources, Inc. (AFR Mortgage) April 2013 - Present
American Financial Resources April 2013 - Present
Audible, Inc. 2014 - 2015
Audible, Inc. 2014 - 2015
Audible, Inc. 2014 - 2015
Audible, Inc. 2014 - 2015
Audible, Inc. 2014 - 2015
GameStop September 2006 - April 2013
Rapture Press 1998 - 2013
The Broadway Grill October 2003 - August 2006
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, English, Windows, Research, Outlook, Photoshop, Public Speaking, Management, Retail, Sales, Time Management
Education
Joe Kubert School of Cartoon and Graphic Art 2003 — 2004
Bachelor's degree, Cartoon Design
Roselle Catholic 1997 — 2001
Russell Sigler, Inc. June 2010 - Present
American Financial Resources, Inc. (AFR Mortgage) 2009 - 2010
Brinks Home Security 2008 - 2009
Anchor Financial Mortgage 2006 - 2008
Education
University of Nevada-Reno
FHA Specialist May 2003 - Present
SIB Mortgage , Branchburg NJ March 2001 - October 2003
American Financial Resources, Inc. (AFR Mortgage) November 1999 - March 2002
Skills
Mortgage Lending, Loans, FHA, Refinance, Credit, Loan Origination, Mortgage Banking, USDA, Banking, VA loans, Residential Mortgages, FHA financing, Credit Analysis, Construction Loans, Consumer Lending
Education
Kean University 1989 — 1993
Master's degree, Business Administration and Management, General
Jaihind College , Mumbai 1983 — 1987
Bachelor's degree, Accounting and Business/Management
Wahlrich Group, LLC April 2014 - Present
IQPC May 2013 - August 2013
American Financial Resources, Inc. (AFR Mortgage) May 2012 - May 2013
Boonton Township Fire Department 2006 - 2012
The Coca-Cola Company May 2011 - September 2011
American Land and Lawn Maintenance 2008 - 2010
Skills
Marketing Strategy, FMCG, Integrated Marketing, Digital Marketing, Customer Insight, Brand Management, Marketing Communications, Marketing Management, Advertising, Account Management, Marketing, Sales Management, Market Research, Social Media Marketing, Trade Marketing, New Business Development, Marketing Research, Sales, Market Planning, Key Account Management, Shopper Marketing, Competitive Analysis, Cold Calling, Email Marketing
Education
Loyola College in Maryland 2008 — 2012
Bachelor of Business Administration (B.B.A.), Business, Selling, Marketing
Loyola University Maryland
Loyola University Maryland
Mountain Lakes High School
American Financial Resources, Inc. (AFR Mortgage)
Skills
Mortgage Banking, Mortgage Lending, FHA, Loan Origination, Refinance, Residential Mortgages, Commercial Lending, Commercial Mortgages, Credit, Credit Analysis, Loans, Mortgage Underwriting, Investment Properties, USDA, Underwriting, VA Loans, VA loans, FHA Financing
Education
Iona College 2002 — 2006
Biz Street Funding April 2014 - Present
--Self employed 2010 - Present
PathStone Capital August 2013 - March 2014
reverse mortgage March 2013 - July 2013
American Financial Resources, Inc. (AFR Mortgage) January 2009 - June 2010
first alternative mortgage May 2002 - December 2008
Skills
Loans, Mortgage Lending, Mortgage Banking, Real Estate, Loan Origination, Investment Properties, Commercial Lending, Credit, Contract Negotiation, Commercial Real Estate, Negotiation, Finance, Residential Homes, FHA, Banking, First Time Home Buyers
Education
Union College 1969 — 1973
BA, economics
American Financial Resources, Inc. (AFR Mortgage) November 2011 - Present
Education
Essex County College 2009 — 2011
American Financial Resources, Inc. (AFR Mortgage) October 2012 - Present
First Investors February 2009 - September 2012
Willow Run Home and Garden Center April 2004 - May 2009
Marian Manor Senior Citizens’ Residence January 2008 - May 2008
Certified Actuarial Services, Inc August 2007 - September 2007
Skills
Microsoft Excel, Microsoft Word, Customer Service, English
Education
Caldwell College 2004 — 2008
Bachelor of Arts, Mathematics and Sociology
American Financial Resources, Inc. (AFR Mortgage) September 2010 - Present
Pulse Capital, LLC September 2003 - September 2009
RMS Capital Corporation March 1999 - August 2003
Skills
equipment financing and...
Education
Gifford Technical High School 1961 — 1966
University of KwaZulu-Natal / University of Natal
Batchelor of Commerce, Accounting and Finance
American Financial Resources, Inc. (AFR Mortgage) March 2013 - Present
The Home Depot 2006 - Present
Skills
Loss Prevention, Cashiering, Merchandising, Inventory Management, Retail, Planograms, Shrinkage, Retail Sales, Customer Service, Visual Merchandising, Store Operations, Cash Register, Inventory Control, Customer Satisfaction
Education
Centenary College 2010 — 2012
Bachelor of Science (BS), Finance, General
County College of Morris 2006 — 2010
Associate's degree, Business Administration and Management, General
Endeavor America Loan Services November 2013 - Present
American Financial Resources, Inc. (AFR Mortgage) May 2013 - November 2013
Real Estate Mortgage Network April 2003 - April 2013
Skills
FHA, Credit, Refinance, Mortgage Banking, Residential Mortgages, Loan Origination, Mortgage Lending, USDA
Education
St. Peter's College 1992 — 1996
Bachelor of Science (B.Sc.), Business Administration and Management, General
American Financial Resources, Inc. (AFR Mortgage) October 2012 - Present
Education
Berkeley College 2007 — 2010
Bachelor of Science (BS), Accounting
William Allen high school 2004 — 2007
High School Diploma