American Financial Resources, Inc. (AFR Mortgage)

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American Financial Resources, Inc. (AFR Mortgage) Employees

Employee
Years
Job
Industry
Adnan Serwer Adnan Serwer Greater New York City Area Details
Adnan Serwer's American Financial Resources, Inc. (AFR Mortgage) Experience November 2012 - June 2015
Job MBA Candidate/ AML Compliance Analyst at Citi
Industry Accounting
Experience
Citi  June 2015 - Present
Allert Limousine Service, LLC   May 2007 - Present
American Financial Resources, Inc. (AFR Mortgage)   November 2012 - June 2015
Konica Minolta Business Solutions U.S.A., Inc.   July 2012 - September 2012
AccTax Solutions, INC   January 2011 - February 2012

Skills
Banking, LexisNexis, KYC, Private Investigations, OFAC, Risk Management, Credit Analysis, Risk Analysis, Internal Audit, Financial Modeling, Financial Analysis, Financial Reporting, Financial Statements, Financial Services, Financial Accounting, Microsoft Office, Visio, Accounts Receivable, Accounts Payable, Team Management, UltraTax CS, QuickBooks, Payroll Solutions, SAP, Payroll, Bookkeeping, Bank Reconciliation, Employee Training, Team Leadership, Project Control

Education
Montclair State University
Master of Business Administration (MBA), Finance

Montclair State University   2008 — 2011
Bachelor's, Accounting

Tim Pierce Tim Pierce Greater New York City Area Details
Tim Pierce's American Financial Resources, Inc. (AFR Mortgage) Experience June 2012 - December 2012
Job President at Pierce Apparel & Reaper Lacrosse
Industry Sporting Goods
Experience
Pierce Apparel   March 2013 - Present
Reaper Lacrosse   June 2014 - Present
American Financial Resources, Inc. (AFR Mortgage)   June 2012 - December 2012
Total Bank Solutions  May 2011 - August 2011
Total Bank Solutions  May 2009 - August 2009
Total Bank Solutions  May 2008 - August 2008

Skills
Fireworks, Microsoft Excel, PowerPoint, Photoshop, Outlook, Dreamweaver, Databases, Access, Microsoft Office, Microsoft Word, Service Management, Sales Process, Sales Operations, Sales, Adobe Fireworks, Financial Analysis, Program Management, Marketing, Retail, Leadership, Facebook

Education
Susquehanna University   2008 — 2012
Bachelor of Science (BS), Economics

Susquehanna University, Sigmund Weis School of Business   2008 — 2012
Bachelor of Science Degree, Economics

Sean Brennan Sean Brennan Greater New York City Area Details
Sean Brennan's American Financial Resources, Inc. (AFR Mortgage) Experience March 2008 - November 2013
Job National Sales Director/ Business Development at MLD Mortgage Inc./DBA The Money Store
Industry Financial Services
Experience
MLD Mortgage Inc./DBA The Money Store   November 2013 - Present
American Financial Resources, Inc. (AFR Mortgage)   March 2008 - November 2013
Countrywide  June 2005 - December 2007

Skills
Portfolio Management, Sellers, Teamwork, Mortgage Lending, FHA, Loans, Investment Properties, USDA, Sales, Referrals, Mortgage Banking, Residential Mortgages, Refinance, Loan Origination, Banking, Customer Satisfaction, Finance, Credit, Real Estate, Commercial Mortgages, Underwriting, Investments, Reverse Mortgages, First Time Home Buyers, VA Loans, FHA Financing, Short Sales, Residential Homes

Education
University of Scranton   1996 — 2000
BS, Law

West Milford HS   1992 — 1996
Law

Gwen Flack Gwen Flack Greater St. Louis Area Details
Gwen Flack's American Financial Resources, Inc. (AFR Mortgage) Experience February 2014 - Present
Job National Correspondent/Wholesale Account Executive at American Financial Resources (AFR)
Industry Banking
Experience
American Financial Resources, Inc. (AFR Mortgage)   February 2014 - Present
Crescent Mortgage  December 2011 - December 2013
MetLife Home Loans  April 2011 - December 2011
Wells Fargo Wholesale  November 1996 - March 2011

Skills
Mortgage Lending, FHA, Mortgage Banking, Loan Origination, USDA, USDA Rural Housing, Real Estate, First Time Home Buyers, Refinance, Banking, Investment Properties, Residential Homes, Selling, Mortgage Industry, VA, Jumbo Mortgage, Conventional Mortgages, FHA 203K Loans, Self..., Mortgage Marketing, VA Loans, Sales, Loans, Residential Mortgages

Education
Hazelwood Central High School
General

Missouri State University
BS, Home Economics

Carla Misdom Carla Misdom Colonia, New Jersey Details
Carla Misdom's American Financial Resources, Inc. (AFR Mortgage) Experience 1999 - 2002
Job Financial Services Professional
Industry Financial Services
Experience
HomeBridge Financial Services, Inc.   September 2015 - Present
HomeBridge Financial Services, Inc.   February 2014 - Present
Real Estate Mortgage Network/Homebridge   June 2012 - January 2014
JP Morgan Chase  2010 - 2012
JP Morgan  2008 - 2010
American Home Mortgage  June 2003 - August 2007
American Financial Resources, Inc. (AFR Mortgage)   1999 - 2002

Skills
Multilingual, Customer Service, Internet, Leadership, Office Management, Organization, Operations Management, PowerPoint, Strategic Planning, Recruiting, Mortgage Lending, FHA, Loans, Credit, VA loans, Sales, Investment Properties, Government Loans, Mortgage Banking, Loan Origination, Residential Mortgages, Refinance, FHA financing, USDA, Finance, Mortgage Underwriting, Mortgage Marketing, Outlook, Microsoft Excel, Microsoft Word, Coaching, Interviews, Real Estate, Real Estate Financing, Banking, Loss Mitigation, Reverse Mortgages

Education
Seton Hall University   1994 — 1998
Liberal Arts

Katharine Cohen Katharine Cohen Greater New York City Area Details
Katharine Cohen's American Financial Resources, Inc. (AFR Mortgage) Experience July 2008 - Present
Job Human Resources
Industry Financial Services
Experience
American Financial Resources, Inc. (AFR Mortgage)   July 2008 - Present
M. Tucker Co., Inc.   February 2001 - January 2007

Education
Montclair State University   1994 — 1999
Bachelors, Economics

Jonathan Brandao Jonathan Brandao Greater New York City Area Details
Jonathan Brandao's American Financial Resources, Inc. (AFR Mortgage) Experience July 2010 - April 2014
Job Correspondent Fulfillment Coordinator at American Financial Resources
Industry Motion Pictures and Film
Experience
BrandaoFilms   May 2005 - Present
American Financial Resources, Inc.   April 2014 - September 2014
American Financial Resources, Inc. (AFR Mortgage)   July 2010 - April 2014
West Hudson Arts and Theater Company   May 2013 - June 2013
Justice for All Productions   November 2009 - May 2010
Blinky Productions   June 2007 - August 2007

Skills
Singing, Short Films, Microsoft Office, PowerPoint, Keynote, Final Cut Pro, Musical Theatre, Screenwriting, Film Production, Film, Commercials, Editing, Music Videos, Documentaries, Theatre, Video Production, Entertainment, Acting, Graphic Design

Education
Felician College   2013 — 2015
Master of Education (MEd), Elementary Education and Teaching, Graduate

Fairleigh Dickinson University   2009 — 2013
Bachelor's degree, Film

Queen of Peace High School   2006 — 2009

Julie Chape Julie Chape Greater New York City Area Details
Julie Chape's American Financial Resources, Inc. (AFR Mortgage) Experience January 2012 - Present
Job Wholesale Mortgage Closer at American Financial Resources, Inc. (AFR Mortgage)
Industry Banking
Experience
American Financial Resources, Inc. (AFR Mortgage)   January 2012 - Present
PartyLite  August 2007 - Present
Mountain Mortgage Corp   September 2010 - January 2012
Wachovia  August 2004 - October 2008
World Savings  2001 - 2008
Integrity Mortgage  August 2002 - July 2004
World Savings  September 2000 - August 2002
Auto Action Group   September 1997 - August 1999

Skills
Credit, Mortgage, Loans, Banking, Customer Service, Problem Solving, Refinance, Fundraising, Teamwork, Funding, Customer Relations, Retail, Mortgage Lending, Management, CRM, FHA, Budgets, Finance, Underwriting, Sales Operations

Education
Monroe College   1993 — 1995
Associates, Business Administration

Walton High School   1988 — 1991

Anthony Rago Anthony Rago Bloomingdale, New Jersey Details
Anthony Rago's American Financial Resources, Inc. (AFR Mortgage) Experience February 2009 - March 2011
Job Tech Support/Installer
Industry Automotive
Experience
Apshawa Volunteer Fire Company 1   November 2013 - Present
Micrologic Associates   February 2013 - April 2014
American Financial Resources, Inc. (AFR Mortgage)   February 2009 - March 2011

Education
Florida Technical College   2002 — 2004
Associate of Science (AS), Electronics/Computers

Jeff Beaser Jeff Beaser Baltimore, Maryland Area Details
Jeff Beaser's American Financial Resources, Inc. (AFR Mortgage) Experience June 2008 - October 2009
Job Business Developement Specialist at Euler Hermes ACI
Industry Insurance
Experience
Power Home Remodeling Group  April 2012 - Present
American Financial Resources, Inc. (AFR Mortgage)   June 2008 - October 2009

Skills
Proficient with...

Education
Fairleigh Dickinson University   2002 — 2006
Bachelor of Science, Marine Biology

Breanna Mitchell Breanna Mitchell Greater New York City Area Details
Breanna Mitchell's American Financial Resources, Inc. (AFR Mortgage) Experience March 2013 - Present
Job Retail Processing Assistant at American Financial Resources, Inc. (AFR Mortgage)
Industry Marketing and Advertising
Experience
American Financial Resources, Inc. (AFR Mortgage)   March 2013 - Present
GAF  January 2013 - March 2013
Montclair State University  August 2010 - May 2012
RWJ Rahway Fitness & Wellness Center  May 2010 - August 2010
Montclair State University  September 2009 - December 2009

Skills
Microsoft Office, Microsoft Word, Microsoft Excel, PowerPoint, Sports, Advertising, SPSS, Customer Service, Facebook, Social Networking, Photography, Time Management, Social Media, Social Media Marketing, Public Speaking, Marketing, Event Planning, Market Research, Office Administration, Customer Relations, Media Relations, Health Promotion

Education
Montclair State University   2008 — 2012
Bachelor's Degree, Business Administration and Marketing

Akel Williams Akel Williams Greater New York City Area Details
Akel Williams's American Financial Resources, Inc. (AFR Mortgage) Experience June 2007 - June 2008
Job Founder/Partner at BTW Group LLC
Industry Marketing and Advertising
Experience
BTW Group LLC   July 2011 - Present
Warner Music Group  September 2012 - December 2012
American Financial Resources, Inc. (AFR Mortgage)   June 2007 - June 2008
M.D.M Group   November 2007 - March 2008

Skills
Mortgage Lending, Customer Service, Entrepreneurship, Microsoft Office, Microsoft Word, Microsoft Excel, Microsoft PowerPoint, Microsoft Outlook, Social Media, SPSS, PSPP, Online Advertising, Strategy, Time Management, Social Networking, Community Outreach, Outlook

Education
University at Buffalo   2009 — 2012
Bachelor's degree, Joint Major Political Science/African American Studies, Graduate

Penn State University   2005 — 2007
Crime Law and Justice w/ a Business option

Brooklyn Technical High School   2001 — 2005
H.S. Diploma, Computer Science

DAVE WESTRES DAVE WESTRES Allentown, Pennsylvania Area Details
DAVE WESTRES's American Financial Resources, Inc. (AFR Mortgage) Experience 2007 - 2013
Job Mortgage Consultant at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate  July 2013 - Present
American Financial Resources, Inc. (AFR Mortgage)   2007 - 2013
GMAC Mortgage  January 2006 - July 2007
Ditech Mortgage Corp  January 2002 - January 2006
Champion Mortgage  January 1999 - January 2002

Skills
Mortgage Lending, Encompass, Credit Analysis, Credit, Underwriting, Account Management, FHA, USDA, Loan Origination, Residential Mortgages, Sales, Mortgage Banking, Finance, Refinance, Loans

Education
Essex County College

Nicholas Cornwell Nicholas Cornwell Parsippany, New Jersey Details
Nicholas Cornwell's American Financial Resources, Inc. (AFR Mortgage) Experience August 2009 - August 2013
Job Sr. Licensed Mortgage Consultant at American Financial Resources, Inc.
Industry Financial Services
Experience
PrimeLending  March 2014 - July 2014
JPMorgan Chase  September 2013 - March 2014
American Financial Resources, Inc. (AFR Mortgage)   August 2009 - August 2013
Countrywide Home Loans  February 2006 - August 2008

Skills
FHA, Mortgage Lending, Refinance, Mortgage Banking, VA loans, Loan Origination, USDA, Residential Mortgages, Loans, Credit, Investment Properties, First Time Home Buyers, Reverse Mortgages, Certified Mortgage..., Government Loans, Commercial Mortgages, Real Estate Financing, Home Equity Loans, FHA financing, Underwriting, Real Estate, Construction Loans, Non-Conforming, Banking, Mortgage Underwriting, Credit Analysis, Loss Mitigation, Home Equity Lines of..., Mortgage Marketing, REO

Education
Indiana University-Purdue University at Indianapolis   2001 — 2005
Business Marketing

Lowell Senior High   1998 — 2001

Anton Shifchik Anton Shifchik Fair Lawn, New Jersey Details
Anton Shifchik's American Financial Resources, Inc. (AFR Mortgage) Experience March 2013 - June 2013
Job Senior Mortgage Loan Officer at Menlo Park Funding
Industry Financial Services
Experience
Menlo Park Funding  September 2013 - Present
American Financial Resources, Inc. (AFR Mortgage)   March 2013 - June 2013
American Financial Resources, Inc. (AFR Mortgage)   August 2012 - March 2013

Skills
Encompass, Microsoft Excel, Microsoft Word, PowerPoint, Outlook, DataTrac, Loan Origination

Education
Massachusetts College of Pharmacy and Health Sciences   2009 — 2010
Pharmacy

Fair Lawn High School   2005 — 2009
High School Diploma

Denney Minnillo Denney Minnillo Parsippany, New Jersey Details
Denney Minnillo's American Financial Resources, Inc. (AFR Mortgage) Experience 2012 - 2013
Job Customer Care Specialist with American Financial Resources, Inc.
Industry Financial Services
Experience
American Financial Resources, Inc. (AFR Mortgage)   2012 - 2013
Real Estate Mortgage Network  June 2011 - June 2012
Best Friends Pet Care  November 2009 - June 2011
Mix 'em Up Bartending School   2008 - 2009
Restoration Home Buyers   2003 - 2007
R. Marashlian & Co. Appraisal Services   2001 - 2003

Education
Rutgers University-New Brunswick   2005 — 2008
Bachelor of Arts, History

University of Miami   2001 — 2005
Bachelor of Arts, History

Kirsten Ash Kirsten Ash San Francisco Bay Area Details
Kirsten Ash's American Financial Resources, Inc. (AFR Mortgage) Experience April 2007 - December 2007
Job Sales Executive Education Specialist at Pivot Interiors
Industry Furniture
Experience
Pivot Interiors  October 2010 - Present
Academy of Art University  December 2007 - October 2010
American Financial Resources, Inc. (AFR Mortgage)   April 2007 - December 2007
Ameriquest Capital Group  April 2006 - April 2007
Visual Impact Design   April 2005 - April 2006
Avnet Memec  2003 - 2005

Skills
Strategic Planning, Sales, Account Management, Mortgage Lending, Microsoft Office, Loans, Portfolio Management, Customer Service, Customer Retention, Space planning, Leadership, Project Management, Furniture, Interior Design, Marketing

Education
California State University-Hayward
Bachelor of Arts (B.A.), Mass Communication/Media Studies

Anna-Cristina (Palacios) Dennin Anna-Cristina (Palacios) Dennin Greater Denver Area Details
Anna-Cristina (Palacios) Dennin's American Financial Resources, Inc. (AFR Mortgage) Experience February 2008 - March 2014
Job Business Relationship Manager at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC  February 2015 - Present
Endeavor America Loan Services  April 2014 - February 2015
American Financial Resources, Inc. (AFR Mortgage)   February 2008 - March 2014
WASHINGTON MUTUAL BANK  February 1995 - January 2008
Washington Mutual Bank  March 1994 - January 2008
LONG BEACH MORTGAGE  January 1998 - December 2000

Skills
Selling, FHA, Mortgage Lending, Sales Management, Loan Origination, Loans, New Business Development, Mortgage Banking, Sales, Banking, Credit, Finance, Refinance, USDA, Executive Management, VA Loans, FHA Financing, Residential Mortgages

Education
University of California, Riverside   1990 — 1993
BA, Political Science

UC Riverside   1988 — 1992
Bachelor of Arts (B.A.), Political Science and Government

California State University-San Bernardino   1989 — 1990
Bachelor of Arts (B.A.), Political Science and Government

C OURSEWORK IN G ENERAL S TUDIES Riverside Community College
Associate of Arts (AA), Political Science and Government

Rachele Keegan Palomino Rachele Keegan Palomino Greater New York City Area Details
Rachele Keegan Palomino's American Financial Resources, Inc. (AFR Mortgage) Experience 2012 - 2012
Job Operations Coordinator for HiTouch Business Services
Industry Facilities Services
Experience
HiTouch Business Services  February 2015 - Present
J & J Tristate   July 2014 - December 2014
Bartlett Dairy  March 2014 - July 2014
PCS Wireless/MobilePros   2013 - 2013
Amerlux LLC  August 2012 - December 2012
American Financial Resources, Inc. (AFR Mortgage)   2012 - 2012
Express Employment Professionals  2011 - 2012
Express Employment Professionals  2011 - 2012
Diversified Information Technologies  2011 - 2011
Alfred Dunner  2011 - 2011

Skills
Data Entry, Microsoft Word, Microsoft Excel, Microsoft Office, Sales, Outlook, Customer Service, AS400 system, RMS, SAP Business Software, MAS500, Logistics, Leadership, Photoshop, Team Building, Team Leadership, Troubleshooting, Project Management, Communication Skills, Order Processing

Education
Eastwick College   2010 — 2011
Cardiovascular Sonography/Ultrasound Technician

Berdan Institute   2009 — 2010
CMA, Medical/Clinical Assistant

J F Kennedy Highschool   1997 — 2001

Larry Bailey Larry Bailey Parsippany, New Jersey Details
Larry Bailey's American Financial Resources, Inc. (AFR Mortgage) Experience July 2013 - Present
Job Vice President at American Financial Resources, Inc. (AFR Mortgage)
Industry Financial Services
Experience
American Financial Resources, Inc. (AFR Mortgage)   July 2013 - Present
Ellie Mae  March 2012 - July 2013
Infinity Home Mortgage Company Inc  February 2009 - March 2012
First Peoples Title Company LLC   September 2009 - January 2011
AMC Valuations and Closing Services LLC   February 2009 - January 2011
Global Equity Lending, Inc   February 2007 - February 2009
Octagon Lending, LLC   September 2006 - March 2008
Arlington Capital Mortgage  May 2000 - September 2006
Windsor Financial Mortgage   2000 - 2006

Skills
Mortgage, Loans, FHA, Banking, Home, Encompass, Project Implementation, Team Management, Title Insurance, HUD, Project Coordination, Software Project..., Encompass360, Mortgage Lending, Mortgage Banking, Underwriting, Refinance, Secondary Market, FHA financing, Insurance, Loan Origination, Investments, Funding, Finance, Management, USDA, Credit, Financial Services, Investment Properties, Project Management, Project Planning, Training, Solution Implementation, Reverse Mortgages, Mortgage Underwriting, Commercial Mortgages, Credit Analysis, Marketing, Real Estate, Financial Analysis, Loan Servicing, Commercial Lending, Residential Homes

Education
Columbia Southern University   2013 — 2015
Bachelor of Arts (BA), Finance, General

Drexel University   1989 — 1995
Accounting and Finance

Rita Pramagioulis Rita Pramagioulis Greater New York City Area Details
Rita Pramagioulis's American Financial Resources, Inc. (AFR Mortgage) Experience 2008 - 2008
Job Mortgage Loan Officer & Account Manager at Absolute Home Mortgage
Industry Financial Services
Experience
Absolute Home Mortgage   October 2010 - Present
Stearns Lending  January 2009 - December 2010
The Money Store  June 2008 - January 2009
American Financial Resources, Inc. (AFR Mortgage)   2008 - 2008
HomeComings Financial  2001 - 2007

Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, Loan Origination, Residential Mortgages, Loans, Mortgage Underwriting, Underwriting, Credit, VA loans, Credit Analysis, FHA financing, First Time Home Buyers, Real Estate, Investment Properties, Commercial Lending, Government Loans, FNMA, Processing, Account Management, VA Loans, FHA Financing

Education
Montclair State University   2000 — 2001

Michael DeChristofano Michael DeChristofano Greater New York City Area Details
Michael DeChristofano's American Financial Resources, Inc. (AFR Mortgage) Experience December 2011 - October 2012
Job Sr. Mortgage Banker at Absolute Home Mortgage Corporation
Industry Financial Services
Experience
Absolute Home Mortgage Corporation  October 2013 - Present
AnnieMac Home Mortgage  October 2012 - October 2013
American Financial Resources, Inc. (AFR Mortgage)   December 2011 - October 2012
Residential Home Funding  March 2010 - December 2011
1st Metropolitan Mortgage  December 2007 - February 2009
Americas First Funding Group, Inc.   February 2001 - December 2007

Skills
Mortgage Lending, FHA, Refinance, Reverse Mortgages, USDA, Loans, HUD, Real Estate, Credit, Construction Loans, First Time Home Buyers, Mortgage Banking, Sellers, Mortgage Underwriting, Purchasing, VA Loans, Residential Mortgages, FHA financing, Mortgage Marketing, Government Loans, Rates, Loan Origination, Certified Mortgage..., Real Estate Financing, Debt Consolidation, Commercial Mortgages, Mortgage, Reverse Mortgage, FHA Financing

Education
County College of Morris   1995 — 1997

Parsippany Hills High School   1991 — 1995
Diploma

Jim Melchior Jim Melchior Louisville, Kentucky Area Details
Jim Melchior's American Financial Resources, Inc. (AFR Mortgage) Experience January 2013 - Present
Job AFR Wholesale National Sales Vice President at American Financial Resources, Inc. (AFR Mortgage)
Industry Management Consulting
Experience
American Financial Resources, Inc. (AFR Mortgage)   January 2013 - Present
American Financial Resources, Inc.   September 2009 - January 2013
First Liberty Financial Mortgage  December 2002 - September 2009
APB Mortgage  2002 - 2006
MCI Communications  1985 - 2003
MCI  March 1993 - December 1996
EnTrade Corporation  January 1991 - March 1992

Skills
Sales Management, Start-ups, Sales Support, Market Development, New Business Development, Account Management, Marketing Strategy, Sales Operations, B2B, Business Strategy, Sales, Direct Sales, Lead Generation, Selling, Leadership, Mortgage Lending, Strategy, Salesforce.com, CRM, Marketing, Marketing Management, Solution Selling, Strategic Planning, Email Marketing, Training, Program Management

Education
Purdue University   1978 — 1982
Bachelor of Science

Julie Hsieh Julie Hsieh Greater New York City Area Details
Julie Hsieh's American Financial Resources, Inc. (AFR Mortgage) Experience October 2012 - June 2013
Job Human Resources Manager at Robert Wood Johnson University Hospital
Industry Hospital & Health Care
Experience
Robert Wood Johnson University Hospital  November 2014 - Present
Robert Wood Johnson University Hospital  July 2013 - November 2014
American Financial Resources, Inc. (AFR Mortgage)   October 2012 - June 2013
Penn State Career Services  August 2011 - May 2012

Skills
Public Relations, Lawson HRIS, Lean Process Improvement, HealthcareSource..., New Hire Orientations, Onboarding, Job Postings, Outlook, HireRight, Verisys, Microsoft Word, Microsoft Excel, LogMeIn, Lathem PayClock, Lexis Nexis, Data Access, ADP Payroll, Mac OS X, PowerPoint, Photoshop, Adobe Acrobat, Human Resources, OS X, Public Speaking, Customer Service, Social Media

Education
Penn State University   2008 — 2012
Bachelor of Arts, Psychology

Villanova University
Master's Certificate, Human Resources Management/Personnel Administration, General

Cara Mangini Cara Mangini Greater New York City Area Details
Cara Mangini's American Financial Resources, Inc. (AFR Mortgage) Experience May 2013 - Present
Job Processor Retail Operations at American Financial Resources, Inc. (AFR Mortgage)
Industry Financial Services
Experience
American Financial Resources, Inc. (AFR Mortgage)   May 2013 - Present
American Financial Resources, Inc. (AFR Mortgage)   January 2013 - April 2013
IPO Financial Network   January 2007 - December 2011

Skills
IPO, Securities, Investments, Finance, Bloomberg, Bloomberg Terminal

Education
The College of New Jersey   2002 — 2006
Bachelor of Science, Business Administration – Finance

Bergen Community College
Continuing Education Coursework, 2012

Simon D. Ioffe Simon D. Ioffe Greater New York City Area Details
Simon D. Ioffe's American Financial Resources, Inc. (AFR Mortgage) Experience November 2012 - December 2014
Job Director of Sales Operations at FundersCloud.com
Industry Marketing and Advertising
Experience
Quintessentially Lifestyle  2015 - 2015
Quintessentially Lifestyle  2015 - 2015
Quintessentially Lifestyle  2015 - 2015
American Financial Resources, Inc. (AFR Mortgage)   November 2012 - December 2014
Search Guru Inc.   April 2011 - October 2012
Nordstrom  November 2010 - March 2011
Brown's Fuel Service   January 2010 - September 2010

Skills
Microsoft Excel, Microsoft Office, Outlook, Marketing, PowerPoint, Microsoft Word, Retail, Sales, Customer Service, OS X, Event Planning, Social Media, Social Networking, Facebook, Public Speaking

Education
Bergen Community College   2008 — 2012
Business

Stephanie Nutt Stephanie Nutt Winter Springs, Florida Details
Stephanie Nutt's American Financial Resources, Inc. (AFR Mortgage) Experience October 2013 - March 2015
Job Mortgage Loan Auditor at Mortgage Compliance Advisors, LLC
Industry Financial Services
Experience
Mortgage Compliance Advisors, LLC  April 2015 - Present
American Financial Resources, Inc. (AFR Mortgage)   October 2013 - March 2015
LenderLive Network and ACE Risk Evaluations   August 2010 - August 2013
Digital Risk, LLC  August 2009 - August 2010
Aerotek / Wells Fargo Home Loans   January 2009 - July 2009
Equilliance Mortgage   April 2006 - January 2009
Washington Mutual Card Services  2003 - 2006

Skills
Quality Control..., Mortgage Insurance..., FNMA/FHLMC Reviews, DU/LP compliance, Profit and Loss review, Rental income review, Credit Analysis, Income and Employment..., Asset Review, Appraisal/Collateral..., Calculating Loan to..., Calculating Debt to..., Full mortgage loan..., Issuing mortgage..., Risk management and..., Mortgage Lending, Credit, Loans, Banking, Refinance, Underwriting, Loan Origination, Real Estate, Mortgage Banking, Investment Properties, Mortgage Underwriting, Investments, Investors, Residential Homes

Education
University of Phoenix   1989 — 1993
Conflict Resolution/Business Management, Business Administration and Management, General

Dorothy Chudoba Dorothy Chudoba Greater New York City Area Details
Dorothy Chudoba's American Financial Resources, Inc. (AFR Mortgage) Experience December 2005 - Present
Job Team Leader/ DE Underwriter/ VA Underwriter SAR and LAPP at American Financial Resources, Inc. (AFR Mortgage)
Industry Financial Services
Experience
American Financial Resources, Inc. (AFR Mortgage)   December 2005 - Present
Rose Mortgage   2003 - 2005
Trust Company Bank of New Jersey   January 1999 - November 2003

Skills
FHA, Loans, Refinance, Residential Mortgages, USDA, Credit, VA loans, Underwriting, FHA financing, Mortgage Underwriting, Credit Risk, Consumer Lending, Loss Mitigation, Risk Management, Financial Analysis, Banking, First Time Home Buyers, Commercial Lending, Mortgage Servicing, Loan Servicing, Retail Banking, Real Estate, Investment Properties, Foreclosures, Appraisals, Mortgage Lending, Loan Origination, Mortgage Banking, Finance, Credit Analysis, Portfolio Management, Financial Risk, REO, Government Loans, Residential Homes, Certified Mortgage..., Commercial Mortgages, Construction Loans, Reverse Mortgages

Education
Rutgers, The State University of New Jersey-New Brunswick   1998 — 2004

Cyron Soriano Cyron Soriano Parsippany, New Jersey Details
Cyron Soriano's American Financial Resources, Inc. (AFR Mortgage) Experience October 2011 - April 2013
Job Sr. Mortgage Loan Originator at First Guaranty Mortgage Corporation
Industry Banking
Experience
First Guaranty Mortgage Corporation  June 2013 - Present
Meadowbrook Financial Mortgage Bankers  May 2013 - June 2013
American Financial Resources, Inc. (AFR Mortgage)   October 2011 - April 2013

Skills
Mortgage Lending, Refinance, FHA, Loan Origination, Residential Mortgages, USDA, VA loans, FHA financing, First Time Home Buyers, Investment Properties, Manufactured Housing, Mobile Homes, New Home Purchase

Education
Louisiana State University

Montclair State University

Tammy Milat Tammy Milat Sacramento, California Area Details
Tammy Milat's American Financial Resources, Inc. (AFR Mortgage) Experience March 2013 - August 2013
Job Student @ Sierra College
Industry Real Estate
Experience
Maverick Funding  June 2014 - September 2014
Endeavor America Loan Services  August 2013 - November 2013
American Financial Resources, Inc. (AFR Mortgage)   March 2013 - August 2013
NCOA, GSSA, SMOA   2011 - 2013
Plaza Home Mortgage  August 2010 - December 2012
American Capital Corporation / ACC Wholesale (Previously ACBN)   June 2010 - August 2010
Pinnacle Capital Mortgage Corp  November 2009 - June 2010
Reunion Mortgage  February 2009 - November 2009
Vertice (formerly American Mortgage Network)   August 2006 - February 2009
Central Pacific Mortgage  2002 - August 2006

Skills
FHA, USDA, Mortgage Banking, Refinance, Mortgage Lending, Residential Mortgages, Loans, VA loans, FHA financing, Mortgage Underwriting, Underwriting, Wholesale Lending, Real Estate, Reverse Mortgages, Loss Mitigation, Certified Mortgage..., Government Loans, Mortgage Servicing, Construction Loans, Loan Servicing, Credit, Credit Analysis, Home Equity Loans, Mortgage Marketing, Non-Conforming, Real Estate Financing, Home Equity Lines of..., Commercial Mortgages, VA Loans, Finance, Investment Properties, First Time Home Buyers, Foreclosures, REO, Customer Service, Real Estate Economics, Banking

Education
California State University-Sacramento   2003 — 2006
Bachelor of Science in Business Administration, Finance & International Business

American River College   2000 — 2005
Associate's Degree, Liberal Arts and Sciences/Liberal Studies

Woodcreek High School   1995 — 1999
Diploma, General Studies

Jacquelyn Davala Jacquelyn Davala Parsippany, New Jersey Details
Jacquelyn Davala's American Financial Resources, Inc. (AFR Mortgage) Experience May 2012 - June 2013
Job Mortgage Loan Processor
Industry Real Estate
Experience
First Guaranty Mortgage Corporation  August 2013 - Present
American Financial Resources, Inc. (AFR Mortgage)   May 2012 - June 2013

Skills
Social Networking, Residential Mortgages, Loan Origination, Fannie Mae, FHA financing, Food & Beverage, Restaurants, Home Purchase, Home Refinance, FHA, FHA Financing, Loans, Mortgage Banking, Mortgage Lending, USDA, VA loans

Education
County College of Morris   2006 — 2010
Associate's degree, Liberal Arts and Sciences/Liberal Studies

Ryan McNall Ryan McNall Morris Plains, New Jersey Details
Ryan McNall's American Financial Resources, Inc. (AFR Mortgage) Experience July 2012 - September 2012
Job Account Executive at Weichert Insurance Agency
Industry Chemicals
Experience
Weichert Insurance Agency  January 2014 - Present
State Industrial Products  January 2013 - December 2013
American Financial Resources, Inc. (AFR Mortgage)   July 2012 - September 2012
Weichert Lead Network  April 2011 - July 2012
Amazon  December 2010 - March 2011
YMCA  June 2007 - August 2009

Skills
Customer Service, Real Estate, Coaching, Microsoft Office, Social Networking, PowerPoint, Microsoft Word, Marketing, Public Speaking, Sales, Account Management, Management, Leadership, Sales Management, New Business Development, Cold Calling

Education
Kutztown University of Pennsylvania   2006 — 2010
Bachelor's degree, Speech/Communications

Mountain Lakes High School   2002 — 2006

Joseph Cilento, CPA,CMB Joseph Cilento, CPA,CMB Greater New York City Area Details
Joseph Cilento, CPA,CMB's American Financial Resources, Inc. (AFR Mortgage) Experience June 2003 - October 2011
Job VPAffililiate Lending at HomeBridge Financial Services, Inc.
Industry Financial Services
Experience
HomeBridge Financial Services, Inc.   January 2015 - Present
Cilento Mortgage Advisory Corp.   October 2011 - Present
Guaranteed Home Mortgage  2012 - 2013
Guaranteed Home Mortgage  2012 - 2013
American Financial Resources, Inc. (AFR Mortgage)   June 2003 - October 2011
Emigrant Bank  1997 - 2000

Skills
Secondary Market, Finance, FHA, Refinance, Residential Mortgages, USDA, Reverse Mortgages, Credit, Loan Origination, Underwriting, VA loans, Investment Properties, FHA financing, Financial Services, Residential Homes, Risk Management, Loan Servicing, Construction Loans, First Time Home Buyers, Banking, Commercial Lending, Credit Analysis, Mortgage Marketing, Loss Mitigation, Mortgage Banking, Real Estate, Certified Mortgage..., Commercial Mortgages, Government Loans, Wholesale Lending

Education
City University of New York-Baruch College   1971 — 1975
Bachelor of Business Administration (BBA), Accounting

Erick Zimmermann Erick Zimmermann Parsippany, New Jersey Details
Erick Zimmermann's American Financial Resources, Inc. (AFR Mortgage) Experience September 2012 - July 2013
Job Transparency, honesty, commitment.
Industry Financial Services
Experience
HomeBridge Financial Services, Inc.   August 2013 - Present
Caits Carnivores   March 2011 - Present
American Financial Resources, Inc. (AFR Mortgage)   September 2012 - July 2013
Margaret Sanger Papers (NYU)   September 2008 - June 2009

Skills
Social Networking, Sales Management, Marketing, Loan Origination, Sales, Mortgage Banking, Residential Mortgages, Mortgage Lending, NMLS Licensed, Encompass, DataTrac, Fannie Mae, FHA financing, USDA Rural Housing, Outlook, Outlook Express, Microsoft Excel, Microsoft Word, Lotus Notes, Mac OS, Windows, Adult CPR, Low Income Financing, Moderate Income..., Deed Restricted..., VA financing, Finance, Credit, Customer Service, First Time Home Buyers, Jumbo, FNMA, Conventional Financing, Retail Financing, Refinance, FHA Financing, VA Loans

Education
Ramapo College of New Jersey   2006 — 2009
Bachelor of Arts (BA), English Language and Literature/Letters

National University of Ireland, Galway   2007 — 2007
Literature, Human Sexuality, First Honors

County College of Morris   2005 — 2006
Bachelor's degree, English Language and Literature/Letters

Doug Blankrot Doug Blankrot New York, New York Details
Doug Blankrot's American Financial Resources, Inc. (AFR Mortgage) Experience February 2010 - July 2011
Job Capital Services Associate at Cushman & Wakefield (formerly Massey Knakal)
Industry Commercial Real Estate
Experience
Cushman & Wakefield  January 2015 - Present
Massey Knakal Realty Services  May 2014 - December 2014
ERG Property Advisors  August 2011 - May 2014
American Financial Resources, Inc. (AFR Mortgage)   February 2010 - July 2011

Skills
Social Media, Social Media Marketing, Media Relations, Social Networking, Customer Service, PowerPoint, Public Speaking, Microsoft Word, Facebook, Event Planning, Microsoft Office, Microsoft Excel, Marketing Strategy, Public Relations, Marketing, New Business Development, Advertising, Photoshop, Sports, Online Advertising

Education
Hofstra University   2006 — 2010
Bachelor of Business Administration, Marketing

Michael Landrum Michael Landrum Sacramento, California Area Details
Michael Landrum's American Financial Resources, Inc. (AFR Mortgage) Experience August 2009 - March 2010
Job Sr Loan Officer at CMG Financial
Industry Financial Services
Experience
CMG Financial  August 2015 - Present
First California Mortgage Company  January 2015 - July 2015
AnnieMac Home Mortgage  October 2014 - December 2014
Stearns Lending  February 2014 - October 2014
Wells Fargo Home Mortgage  March 2010 - February 2014
American Financial Resources, Inc. (AFR Mortgage)   August 2009 - March 2010

Skills
Refinance, FHA, HomePath, Investment Properties, Sellers, Loans, Sales, Mortgage Lending, Cold Calling, New Business Development, Finance, Referrals, Sales Management, Mortgage Banking, Selling, Residential Mortgages, Credit, FHA financing, VA loans, First Time Home Buyers, USDA, Credit Analysis, Government Loans, Customer Satisfaction, FHA Financing

Education
University of Arkansas   1998 — 2002
BA, Philosophy

University of Arkansas   1998 — 2000
Bachelor's, Philosophy

California Polytechnic State University-San Luis Obispo   1996 — 1997
Philosophy

Sierra College   1994 — 1996
Associate's Degree, General Education

Samantha Tedeschi Samantha Tedeschi Greater New York City Area Details
Samantha Tedeschi's American Financial Resources, Inc. (AFR Mortgage) Experience January 2013 - April 2013
Job Account Executive, (908) 6856800, stedeschi@vaco.com, RYT300
Industry Staffing and Recruiting
Experience
Vaco  April 2015 - Present
Samantha E. Tedeschi, RYT-300   August 2014 - April 2015
All Star Physical Therapy, P.A.   March 2014 - April 2015
Morristown Memorial Hospital  September 2014 - February 2015
Sadhana Yoga and Ayurveda   November 2013 - June 2014
THE MAX Challenge  October 2013 - January 2014
JBARRE Studio   July 2013 - November 2013
Gold's Gym  May 2013 - November 2013
Hand & Stone Massage and Facial Spa  June 2013 - July 2013
American Financial Resources, Inc. (AFR Mortgage)   January 2013 - April 2013

Skills
Pro Tax, iChannel, XCM,..., Caseware and Fixed Asset, Word, Excel,..., Introductory exposure..., Basic written and..., Basic German, Millenium Software, Management, Sales, Yoga, Time Management, Fitness, Microsoft Office, PowerPoint, Research, Social Networking, Customer Service

Education
Seton Hall University   2009 — 2012
B.S. in Business Administration, Economics, 3.38/4.00

Caldwell College   2008 — 2009
Bachelor of Education (B.Ed.), French/Education, 3.70/4.00

Whippany Park

James Jablonski James Jablonski Greater New York City Area Details
James Jablonski's American Financial Resources, Inc. (AFR Mortgage) Experience September 2013 - April 2014
Job Mortgage professional
Industry Real Estate
Experience
MLD Mortgage Inc./DBA The Money Store   April 2015 - Present
Cycle craft   2014 - Present
American Financial Resources, Inc. (AFR Mortgage)   September 2013 - April 2014
American Financial Resources, Inc. (AFR Mortgage)   June 2008 - September 2013
Castle Point Mortgage  January 2005 - January 2007

Skills
USDA, FHA, Mortgage Lending, Refinance, Purchase, Customer Relations, VA, Home, Mortgage, First Time Buyers, Construction, Investment Properties, Relocation, Loans, Condos, Finance, Real Estate, Referrals, Sellers, REO, First Time Home Buyers, Foreclosures, Residential Homes, Mortgage Banking, Short Sales, Investors, Loan Origination, Sales, VA loans, New Home Sales, Customer Service, Real Estate Transactions, Investments, Underwriting, FHA financing, Government Loans, Single Family Homes, Credit, Property, Certified Mortgage..., Listings, Selling, Mortgage Underwriting, Reverse Mortgages, Real Estate Financing, Construction Loans, Loss Mitigation, Mortgage Marketing, Commercial Mortgages, Non-Conforming

Education
THE CHUBB INSTITUTE   1995 — 1996
DIPLOMA, DATA CENTER SUPPORT

County College of Morris   1994 — 1995
Business Ad, BUSINESS ADMINISTRATION

Roxbury High School   1991 — 1994
diploma, english

Bill Ricciardulli Bill Ricciardulli Greater New York City Area Details
Bill Ricciardulli's American Financial Resources, Inc. (AFR Mortgage) Experience February 2009 - July 2012
Job Builder Sales Representative at Fireside Hearth & Home
Industry Financial Services
Experience
Fireside Hearth & Home (Eau Claire & Minocqua)   July 2015 - Present
Advantage Sales & Marketing (@Newell Rubbermaid)   August 2013 - July 2015
American Financial Resources, Inc. (AFR Mortgage)   February 2009 - July 2012
Kraft Foods  November 2008 - April 2009
Washington Mutual (Wamu)   July 2007 - December 2007
Long Beach Mortgage (Wamu)   May 2004 - July 2007
Bank of America  March 2002 - June 2003

Skills
Marketing, Retail, Microsoft Excel, Loans, Selling, New Business Development, Banking, Sales, Sales Management, Account Management

Education
San Francisco State University, College of Business   1999 — 2001
Bachelors of Science: Business Administration, Concentration in Marketing

City College of San Francisco   1997 — 1999
Associate's degree

Jackson Memorial High School

Cory McHattie Cory McHattie Morristown, New Jersey Details
Cory McHattie's American Financial Resources, Inc. (AFR Mortgage) Experience June 2013 - August 2013
Job Financial Analyst at AFR
Industry Accounting
Experience
American Financial Resources  August 2015 - Present
American Financial Resources  January 2015 - August 2015
Spacialize   June 2014 - August 2015
American Financial Resources, Inc. (AFR Mortgage)   June 2013 - August 2013
The McHattie Law Firm  July 2012 - August 2012
E.ON  May 2012 - June 2012
Total Bank Solutions  June 2011 - August 2011
The McHattie Law Firm  June 2010 - August 2010
The Glenwild Garden Center   June 2009 - August 2009

Skills
Finance, Accounting, PowerPoint, Financial Analysis, Access, Microsoft Office, Microsoft Excel, Microsoft Word, Intellectual Property, Sales, Corporate Finance, Trademarks, Corporate Law, Research, Management, Marketing, Public Speaking, HTML, CSS, QuickBooks, JavaScript, Visual Basic

Education
General Assembly   2014 — 2014
Front-end Web Development

Lehigh University   2010 — 2014
Bachelor of Science (BS), Accounting and Finance

Elon University   2010 — 2011

James Guerra James Guerra Fair Lawn, New Jersey Details
James Guerra's American Financial Resources, Inc. (AFR Mortgage) Experience January 2013 - December 2013
Job Mortgage Loan Originator at MLD Mortgage Inc./DBA The Money Store
Industry Financial Services
Experience
MLD Mortgage Inc./DBA The Money Store   April 2015 - Present
Bond Street Mortgage LLC  April 2014 - April 2015
Customized Mortgage Solutions  December 2013 - April 2014
E-Lend   October 2013 - December 2013
American Financial Resources, Inc. (AFR Mortgage)   January 2013 - December 2013
American Financial Resources  February 2012 - December 2012

Skills
Mortgage Banking, FHA, Loan Origination, VA loans, Investment Properties, First Time Home Buyers, Microsoft Office, Loans, Mortgage Lending, Refinance, Certified Mortgage..., Residential Mortgages, FHA financing, Reverse Mortgages, USDA

Education
William Paterson University of New Jersey   2012 — 2014
Finance, Finance, General

Manhattan College   2010 — 2011

Nicole Beloch Nicole Beloch Morris Plains, New Jersey Details
Nicole Beloch's American Financial Resources, Inc. (AFR Mortgage) Experience 2008 - 2009
Job Mortgage Loan Production Assistant at Sun National Bank
Industry Banking
Experience
Sun Home Loans, a division of Sun National Bank   February 2012 - Present
MetLife Home Loans  September 2011 - January 2012
Bank of America  May 2009 - August 2011
American Financial Resources, Inc. (AFR Mortgage)   2008 - 2009

Skills
FHA, Mortgage Lending, Mortgage Banking, Loan Origination, Loans, Residential Mortgages, FHA financing, USDA, VA loans, Refinance, Reverse Mortgages, Construction Loans, Mortgage Underwriting, Home Equity Loans, Government Loans, Commercial Mortgages, Home Equity Lines of..., Mortgage Marketing, Consumer Lending, Mortgage Servicing, Loss Mitigation, Non-Conforming, Certified Mortgage...

Education
County College of Morris

Ramapo College of NJ

Laura Galeno Laura Galeno Pleasant Valley, New York Details
Laura Galeno's American Financial Resources, Inc. (AFR Mortgage) Experience August 2012 - Present
Job Correspondent Production Specialist at AFR Inc
Industry Banking
Experience
American Financial Resources, Inc. (AFR Mortgage)   August 2012 - Present
MetLife Home Loans  December 2007 - June 2012
Mortgage IT  2005 - 2007
Trustco Bank  2004 - 2005

Skills
FHA, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Refinance, USDA, Residential Mortgages, Banking, Credit, FHA financing, Mortgage Servicing, Mortgage Underwriting, Reverse Mortgages, VA loans

Education
Arlington Senior High School

Dutchess Community College
Business Administration and Management, General

Camille Tanseco Camille Tanseco Union, New Jersey Details
Camille Tanseco's American Financial Resources, Inc. (AFR Mortgage) Experience October 2012 - Present
Job SetUp Operations
Industry Financial Services
Experience
American Financial Resources, Inc. (AFR Mortgage)   October 2012 - Present
Gap, Inc  August 2005 - August 2013
The Children's Place  2003 - 2004
Office of Dr. Robert Greenblatt, MD   2002 - 2003

Skills
Visual Merchandising, Retail, Merchandising, Stores, Space Planning, Revit, AutoCAD, 3D Modeling, Photoshop, Microsoft Office, Space planning, PowerPoint, Customer Service, Microsoft Word, Adobe Creative Suite, AutoCAD Architecture, Drawing, Architectural Design, Sketching, Sales, Illustrator, InDesign, SketchUp

Education
New Jersey Institute of Technology   2008 — 2011
Bachelor of Science (BS), Architecture

Union County College   2007 — 2008
Associate of Science (AS), Architecture

Ben O'Leary Ben O'Leary Greater New York City Area Details
Ben O'Leary's American Financial Resources, Inc. (AFR Mortgage) Experience November 2012 - Present
Job Loan Originator at American Financial Resources, Inc. (AFR Mortgage)
Industry Information Technology and Services
Experience
American Financial Resources, Inc. (AFR Mortgage)   November 2012 - Present
PrimePay  October 2011 - November 2012
SAIC  August 2011 - October 2011
Hennion & Walsh  June 2010 - August 2010

Skills
Salesforce.com, Account Management, Cold Calling, Sales, Microsoft Excel, Marketing

Education
Gettysburg College   2007 — 2011
B.A., Business

IES Business School - Barcelona   2010 — 2010
Business

Mountain Lakes High School

John Vega John Vega Parsippany, New Jersey Details
John Vega's American Financial Resources, Inc. (AFR Mortgage) Experience July 2009 - Present
Job mortgage consultant at American Financial Resources, Inc. (AFR Mortgage)
Industry Financial Services
Experience
American Financial Resources, Inc. (AFR Mortgage)   July 2009 - Present
The Mortgage Source Inc   January 1998 - May 2009

Skills
FHA, Mortgage, Refinance, Mortgage Lending, VA, USDA, Conventional, Purchase, Real Estate, Foreclosures, Short Sales, Referrals, Investors, Sellers, Real Estate Transactions

Education
Monmouth University

Shari Marchal Shari Marchal Greater New York City Area Details
Shari Marchal's American Financial Resources, Inc. (AFR Mortgage) Experience March 2008 - Present
Job Wholesale Underwriting Manager/DE/VA LAPP SAR
Industry Financial Services
Experience
American Financial Resources, Inc. (AFR Mortgage)   March 2008 - Present
Lehman Brothers  July 2004 - January 2008
Homecomings Financial  January 2003 - July 2004
KeyBank  June 2001 - January 2003
providence performing arts center  July 1998 - May 2001

Skills
Credit, Banking, Customer Service, Mortgage Lending, Insurance, Retail, Loans, Microsoft Excel, Credit Analysis, FHA, Finance, Investments, USDA, Underwriting, Mortgage Banking, Residential Mortgages, FHA Financing, Management, Mortgage Underwriting, VA Loans, Refinance, Government Loans, First Time Home Buyers, Loan Origination, Real Estate, Sales

Education
Johnson & Wales University   1997 — 2001
Bachelors, Finance

Johnson and Wales University   1997 — 2001
Bachelor's degree, Finance, General

Alice Hartmann Alice Hartmann Greater New York City Area Details
Alice Hartmann's American Financial Resources, Inc. (AFR Mortgage) Experience February 2013 - July 2013
Job Front Desk Associate at ANS Atlantic NeuroSurgical Specialists
Industry Health, Wellness and Fitness
Experience
ANS Atlantic NeuroSurgical Specialists   July 2015 - Present
Shad Pulmonary and Critical Care Associates   November 2013 - July 2015
LexisNexis Martindale-Hubbell  August 2013 - November 2013
American Financial Resources, Inc. (AFR Mortgage)   February 2013 - July 2013
Massage Envy  October 2012 - February 2013
Monmouth University  September 2009 - September 2011

Skills
Customer Service, Data Entry, Microsoft Word, PowerPoint, Sales, Appointment Scheduling, Data Analysis, Direct Patient Care, Prior Authorization, EHR, Office Management, Pre-certification, Microsoft Excel, Microsoft Office, Compassion, Goal Oriented, Fast Learner, Clerical Skills, Communication Skills, Telephone Reception, Receptionist Duties, Filing, DataTrac, FHA Connection, Seibel, AtTask, OST, Communication

Education
Monmouth University   2009 — 2012
Bachelor's of Science, Health Studies

Albert Palzer Albert Palzer Fort Lee, New Jersey Details
Albert Palzer's American Financial Resources, Inc. (AFR Mortgage) Experience January 2013 - June 2013
Job Mortgage Loan Officer at First Meridian Mortgage
Industry Financial Services
Experience
First Meridian Mortgage  July 2015 - Present
First Guaranty Mortgage Corporation  July 2013 - July 2015
American Financial Resources, Inc. (AFR Mortgage)   January 2013 - June 2013
American Financial Resources, Inc. (AFR Mortgage)   September 2012 - January 2013
United Federated Systems   June 2008 - September 2012
Staples  November 2007 - November 2008

Skills
Loans, PowerPoint, Mortgage Lending, Customer Service, Mortgage Banking, Refinance, Microsoft Word, Outlook, Microsoft Office, Risk Management, Microsoft Excel, Sales

Education
Rutgers, The State University of New Jersey-New Brunswick   2008 — 2012
Political Science, Political Science and Government

Bergen Catholic High School   2004 — 2008

Bergen Catholic High School

Theresa Cerchio Theresa Cerchio Boonton, New Jersey Details
Theresa Cerchio's American Financial Resources, Inc. (AFR Mortgage) Experience September 2011 - Present
Job Mortgage Processor at American Financial Resources, Inc. (AFR Mortgage)
Industry Banking
Experience
American Financial Resources, Inc. (AFR Mortgage)   September 2011 - Present
The Money Store  June 2009 - August 2010
Aflac  August 2008 - January 2009
Accredited Home Lenders  December 2005 - June 2008
Bank of New York Mortgage   October 2005 - December 2005
Mortgage IT  May 2003 - December 2004
Interstate Resource Corp   February 2001 - May 2003
IPI Skyscraper Mortgage  October 1999 - February 2001

Skills
Reverse Mortgages, First Time Home Buyers, Underwriting, Loans, Refinance, Loss Mitigation, Funding, FHA, Mortgage Lending, Mortgage Underwriting, Mortgage Banking, Customer Service, Credit

Education
Bryant & Stratton College   2008 — 2008
Life Accident and Health, Insurance

Washingtonville High School   1994 — 1998
High School Diploma

Dawn Duffy Dawn Duffy Greater New York City Area Details
Dawn Duffy's American Financial Resources, Inc. (AFR Mortgage) Experience December 2012 - September 2013
Job Stay at home mom
Industry Primary/Secondary Education
Experience
Stay at home mom  October 2013 - Present
American Financial Resources, Inc. (AFR Mortgage)   December 2012 - September 2013
Keystone Bankers   January 2007 - December 2012
Landmark Education  2001 - 2004
ImClone Systems, a wholly-owned subsidiary of Eli Lilly and Company  February 1993 - April 1999

Education
Purdue University   1987 — 1992
BS, Biochemistry

Samuel Cherilus Samuel Cherilus Greater New York City Area Details
Samuel Cherilus's American Financial Resources, Inc. (AFR Mortgage) Experience February 2013 - Present
Job Featured on First Time Flippers
Industry Real Estate
Experience
Toro Redevelopers, LLC   July 2014 - Present
CapRock, LLC   January 2014 - Present
Dipaola Financial Group  February 2013 - Present
American Financial Resources, Inc. (AFR Mortgage)   February 2013 - Present
Primerica Financial Services  January 2010 - February 2013
Barringer High School  September 2012 - November 2012
AEP Industries  November 2009 - October 2012
New Century Tax   January 2012 - April 2012
Hess Corporation  2009 - 2009
Societe Generale  July 2007 - August 2007

Skills
Financial Modeling, Finance, Insurance, Series 63, Microsoft Office, Microsoft Word, VBA, Investments, Loans, Financial Planning, Mortgage Lending

Education
Hofstra University   2004 — 2008
BBA, Finance

Frank Lopuski Frank Lopuski Montville, New Jersey Details
Frank Lopuski's American Financial Resources, Inc. (AFR Mortgage) Experience February 2013 - July 2013
Job Sr. Loan Officer at First Guaranty Mortgage Corporation ®
Industry Real Estate
Experience
First Guaranty Mortgage Corporation ®  April 2014 - Present
Fortren Funding LLC  July 2013 - March 2014
American Financial Resources, Inc. (AFR Mortgage)   February 2013 - July 2013
Chris Casey and Company   February 2012 - January 2013
Forgotten Sundays   January 2010 - January 2012

Skills
QuickBooks, Final Cut Pro, Microsoft Excel, Microsoft Word, PowerPoint, Management, Encompass, DataTrac, Negotiation, Mortgage Lending, Customer Service, Loan Origination

Education
NJIT
Master of Science (MS), Information Systems

Thomas Edison State College
BA, Economics

John Jukoski John Jukoski Greater New York City Area Details
John Jukoski's American Financial Resources, Inc. (AFR Mortgage) Experience 2013 - 2015
Job Secondary Marketing Professional
Industry Financial Services
Experience
American Financial Resources, Inc. (AFR Mortgage)   2013 - 2015
AllQuest Home Mortgage Corporation   2011 - 2013
Federal Home Loan Bank of Atlanta  2006 - 2008
Aegis Mortgage Corporation  2005 - 2006
GMAC Mortgage Corporation  2002 - 2005
First Nationwide Mortgage Corporation  1996 - 2002
American Savings Bank, FSB  1991 - 1996
First Interstate Bank of California  1989 - 1991

Skills
Investor Relations, Capital Markets, Interest Rate Risk..., Product Development, Quality Assurance, Credit, Due Diligence, MBS, ABS, Fixed Income, Mortgage Banking, Residential Mortgages, Trading, Mortgage Lending, Finance, Executive Management, Portfolio Management, Funding, Financial Services, Investments, Loans, Banking

Education
University of Rochester - Simon Business School   1987 — 1989
MBA, Finance and Corporate Accounting

Rochester Institute of Technology   1982 — 1987
BS, Computer Science

Susanne Micek Davidson Susanne Micek Davidson Greater New York City Area Details
Susanne Micek Davidson's American Financial Resources, Inc. (AFR Mortgage) Experience January 2013 - Present
Job Account Executive at American Financial Resources, Inc. (AFR Mortgage)
Industry Banking
Experience
American Financial Resources, Inc. (AFR Mortgage)   January 2013 - Present
Unity Bank  May 2010 - May 2011
Total Mortgage Services, LLC  2011 - 2011
Lend-Mor Mortgage Bankers   March 2009 - June 2009
First Hallmark Mortgage   March 2008 - March 2009
Heartland Payment Systems  2009 - 2009
Option One Mortgage  1999 - January 2008
Equity One Mortgage  1994 - 1997
First American National Mortgage   1989 - 1991
McCullough Relocation   1979 - 1986

Skills
Credit, Customer Relations, Start-ups, Mortgage Lending, Loans, Loan Structuring, Refinance, Loan Origination, Mortgage, Mortgage Banking, Underwriting, Customer Service, FHA, VA loans, Leadership, Residential Mortgages, Finance, Financial Structuring, FHA financing, USDA, Sales, Commercial Mortgages, Real Estate, First Time Home Buyers, Investment Properties, Residential Homes, Real Estate Economics, Mortgage Underwriting, Investments, Selling, Banking, Management, Loan Servicing, Credit Analysis, Foreclosures, Commercial Lending, Loss Mitigation, Real Estate Financing, Construction Loans, Home Equity Loans, Reverse Mortgages, Consumer Lending, Funding, Mortgage Servicing, Certified Mortgage..., FHA Financing, Government Loans, VA Loans, Coaching, Sales Management

Education
Millikin University   1971 — 1973
Liberal Arts and Sciences, General Studies and Humanities

Michael Leusner Michael Leusner Greater Philadelphia Area Details
Michael Leusner's American Financial Resources, Inc. (AFR Mortgage) Experience May 2008 - Present
Job Account Executive at American Financial Resources (AFR Mortgage)
Industry Financial Services
Experience
American Financial Resources, Inc. (AFR Mortgage)   May 2008 - Present
Aurora Loan Services/Lehman Bros.   October 2007 - February 2008
BNC Mortgage/Lehman Bros.   February 2007 - October 2007
Mortgage Lenders Network/MLN   1997 - 2007
Liberty Mortgage Funding   1995 - 1997

Skills
Cold Calling, FHA, Mortgage Lending, Loan Origination, Investment Properties, Business Development, Commercial Mortgages, Mortgage Banking, Insurance, Sales Management, Refinance, VA loans, Residential Mortgages, Reverse Mortgages, Selling, Risk Management, FHA financing, Credit, Construction Loans, Loans, USDA, Underwriting, Mortgage Underwriting, Credit Analysis, Real Estate Financing, Commercial Lending

Education
Pennsylvania State University   1996 — 2000

Peter Impagliazzo Peter Impagliazzo Greater New York City Area Details
Peter Impagliazzo's American Financial Resources, Inc. (AFR Mortgage) Experience August 2009 - Present
Job National Correspondent and Wholesale Account Executive at American Financial Resources, Inc. (AFR Mortgage)
Industry Financial Services
Experience
American Financial Resources, Inc. (AFR Mortgage)   August 2009 - Present
Saxon Mortgage a Morgan Stanley Company  2007 - 2008
Mortgage Lenders Network  2006 - 2007
Fremont Investment & Loan  1998 - 2006

Skills
Mortgage Banking, Selling, Loans, Sales Management, Refinance, Certified Mortgage..., Credit Analysis, Sales, FHA, Mortgage Lending, Underwriting, Cold Calling, USDA, Loan Servicing, USDA Rural Housing, Residential Mortgages, Commercial Mortgages, Portfolio Management, FHA financing, Loan Origination, Public Speaking, Credit, VA loans, Banking, Finance, Commercial Lending, Mortgage Underwriting, Reverse Mortgages, Real Estate, Financial Analysis, FHA Financing, VA Loans

Education
New York Institute of Technology

Jay Dempsey Jay Dempsey Arlington, Tennessee Details
Jay Dempsey's American Financial Resources, Inc. (AFR Mortgage) Experience January 2008 - Present
Job Account Executive at American Financial Resources
Industry Financial Services
Experience
American Financial Resources, Inc. (AFR Mortgage)   January 2008 - Present
Washington Mutual  November 1999 - September 2007
Diversified Capital Corporation   January 1995 - October 1999

Skills
Mortgage Lending, Mortgage Banking, Loan Origination, FHA, Refinance, DU Refi Plus, USDA Rural Housing, Banking, Credit, USDA, VA Loans, Residential Mortgages, FHA Financing, Sales, Loans, Investment Properties, Underwriting, Finance

Education
The University of Memphis   1991 — 1995

Chris Palma Chris Palma Parsippany, New Jersey Details
Chris Palma's American Financial Resources, Inc. (AFR Mortgage) Experience February 2009 - Present
Job Warehouse and Collateral Manager at American Financial Resources, Inc. (AFR Mortgage)
Industry Financial Services
Experience
American Financial Resources, Inc. (AFR Mortgage)   February 2009 - Present
Metis Group LLC  February 2006 - January 2008

Skills
Financial Analysis, Microsoft Excel, Microsoft Office, Customer Service, PowerPoint, Microsoft Word, Project Management, Strategic Planning, Risk Management, Change Management, Business Strategy, Data Analysis, Data Modeling, Business Intelligence, Mortgage Banking, Mortgage Marketing, Lead Management

Education
Montclair State University   2004 — 2008
Bachelor of Arts (B.A.)

Amy Rios Amy Rios Las Vegas, Nevada Area Details
Amy Rios's American Financial Resources, Inc. (AFR Mortgage) Experience September 2012 - December 2013
Job Account Manager
Industry Banking
Experience
Endeavor America Loan Services  December 2013 - Present
American Financial Resources, Inc. (AFR Mortgage)   September 2012 - December 2013
Nationstar Mortgage  April 2012 - September 2012
PNC Mortgage  November 2009 - November 2011
PNC Mortgage  2009 - 2011
Bank Of Shorewood  August 2007 - July 2009
Washington Mutual Bank  December 2005 - January 2009
Mortgage Inc   October 2006 - July 2007
Bank of Shorewood  September 2006 - July 2007
Wells Fargo  2002 - 2003

Skills
Accounts Payable, Credit, FHA, Funding, Finance, Investment Properties, Loans, Management, Marketing, Microsoft Excel, Mortgage Banking, Mortgage Lending, Mortgage Underwriting, Refinance, Sales, Training, Underwriting, VA loans, Residential Mortgages, Loan Origination, FHA financing

Education
Robert Morris University - Illinois   1999 — 2002

Pleasant Plains High School   1994 — 1998

Robert Morris University - Illinois
Bachelor, Applied Science, Business Management

at Ashford University
BA, Health Care Studies

Andrew Oresto Andrew Oresto Greater New York City Area Details
Andrew Oresto's American Financial Resources, Inc. (AFR Mortgage) Experience November 2012 - June 2014
Job Production Manager at American Financial Resources, Inc.
Industry Banking
Experience
Advisors Mortgage Group  July 2015 - Present
American Financial Resources  June 2014 - Present
American Financial Resources, Inc. (AFR Mortgage)   November 2012 - June 2014
Company  September 2009 - November 2012

Education
Rutgers University
Bachelor's degree, English

Stephanie Rouzee Stephanie Rouzee Parker, Colorado Details
Stephanie Rouzee's American Financial Resources, Inc. (AFR Mortgage) Experience February 2013 - April 2013
Job Experienced Servicing Manager
Industry Financial Services
Experience
LenderLive Network  August 2015 - Present
LenderLive Network  September 2014 - Present
Rouzee Enterprises, INC.   June 2014 - Present
SLS  April 2013 - June 2014
American Financial Resources, Inc. (AFR Mortgage)   February 2013 - April 2013
Nationstar Mortgage  July 2012 - February 2013
Aurora Bank FSB  June 2004 - July 2012

Skills
SDLC, Mortgage Banking, Mortgage Lending, Mortgage Servicing, Banking, Customer Service, Insurance, Residential Mortgages, Vendor Management, Team Building, Training, Loan Origination, Loans, Credit, Loan Servicing, Loss Mitigation, Mortgage Underwriting, Risk Management, Consumer Lending, Credit Analysis, Call Centers, Leadership, Management

Education
Laramie County Community College

Western Nebraska Community College

Edlund Gerard Edlund Gerard Greater New York City Area Details
Edlund Gerard's American Financial Resources, Inc. (AFR Mortgage) Experience April 2013 - Present
Job Setup Operations Specialist at American Financial Resources
Industry Design
Experience
American Financial Resources, Inc. (AFR Mortgage)   April 2013 - Present
American Financial Resources  April 2013 - Present
Audible, Inc.   2014 - 2015
Audible, Inc.   2014 - 2015
Audible, Inc.   2014 - 2015
Audible, Inc.   2014 - 2015
Audible, Inc.   2014 - 2015
GameStop  September 2006 - April 2013
Rapture Press   1998 - 2013
The Broadway Grill   October 2003 - August 2006

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, English, Windows, Research, Outlook, Photoshop, Public Speaking, Management, Retail, Sales, Time Management

Education
Joe Kubert School of Cartoon and Graphic Art   2003 — 2004
Bachelor's degree, Cartoon Design

Roselle Catholic   1997 — 2001

Justin Sizemore Justin Sizemore Sacramento, California Area Details
Justin Sizemore's American Financial Resources, Inc. (AFR Mortgage) Experience 2009 - 2010
Job Territory Manager at Russell Sigler, Inc.
Industry Mechanical or Industrial Engineering
Experience
Russell Sigler, Inc.   June 2010 - Present
American Financial Resources, Inc. (AFR Mortgage)   2009 - 2010
Brinks Home Security  2008 - 2009
Anchor Financial Mortgage   2006 - 2008

Education
University of Nevada-Reno

Ms Resham R Ms Resham R Iselin, New Jersey Details
Ms Resham R's American Financial Resources, Inc. (AFR Mortgage) Experience November 1999 - March 2002
Job Mortgage Loan Officer in New Jersey
Industry Banking
Experience
FHA Specialist   May 2003 - Present
SIB Mortgage , Branchburg NJ   March 2001 - October 2003
American Financial Resources, Inc. (AFR Mortgage)   November 1999 - March 2002

Skills
Mortgage Lending, Loans, FHA, Refinance, Credit, Loan Origination, Mortgage Banking, USDA, Banking, VA loans, Residential Mortgages, FHA financing, Credit Analysis, Construction Loans, Consumer Lending

Education
Kean University   1989 — 1993
Master's degree, Business Administration and Management, General

Jaihind College , Mumbai   1983 — 1987
Bachelor's degree, Accounting and Business/Management

Mitchell Delaney Mitchell Delaney New York, New York Details
Mitchell Delaney's American Financial Resources, Inc. (AFR Mortgage) Experience May 2012 - May 2013
Job Director of Business Development at Wahlrich Group, LLC
Industry Marketing and Advertising
Experience
Wahlrich Group, LLC  April 2014 - Present
IQPC  May 2013 - August 2013
American Financial Resources, Inc. (AFR Mortgage)   May 2012 - May 2013
Boonton Township Fire Department   2006 - 2012
The Coca-Cola Company  May 2011 - September 2011
American Land and Lawn Maintenance   2008 - 2010

Skills
Marketing Strategy, FMCG, Integrated Marketing, Digital Marketing, Customer Insight, Brand Management, Marketing Communications, Marketing Management, Advertising, Account Management, Marketing, Sales Management, Market Research, Social Media Marketing, Trade Marketing, New Business Development, Marketing Research, Sales, Market Planning, Key Account Management, Shopper Marketing, Competitive Analysis, Cold Calling, Email Marketing

Education
Loyola College in Maryland   2008 — 2012
Bachelor of Business Administration (B.B.A.), Business, Selling, Marketing

Loyola University Maryland

Loyola University Maryland

Mountain Lakes High School

tom nieves tom nieves Greater New York City Area Details
tom nieves's American Financial Resources, Inc. (AFR Mortgage) Experience
Job Account Manager at American Financial Resources, Inc. (AFR Mortgage)
Industry Financial Services
Experience
American Financial Resources, Inc. (AFR Mortgage)  

Skills
Mortgage Banking, Mortgage Lending, FHA, Loan Origination, Refinance, Residential Mortgages, Commercial Lending, Commercial Mortgages, Credit, Credit Analysis, Loans, Mortgage Underwriting, Investment Properties, USDA, Underwriting, VA Loans, VA loans, FHA Financing

Education
Iona College   2002 — 2006

Peter Atkinson Peter Atkinson Albany, New York Area Details
Peter Atkinson's American Financial Resources, Inc. (AFR Mortgage) Experience January 2009 - June 2010
Job Associate at Biz Street Funding
Industry Banking
Experience
Biz Street Funding   April 2014 - Present
--Self employed  2010 - Present
PathStone Capital   August 2013 - March 2014
reverse mortgage   March 2013 - July 2013
American Financial Resources, Inc. (AFR Mortgage)   January 2009 - June 2010
first alternative mortgage   May 2002 - December 2008

Skills
Loans, Mortgage Lending, Mortgage Banking, Real Estate, Loan Origination, Investment Properties, Commercial Lending, Credit, Contract Negotiation, Commercial Real Estate, Negotiation, Finance, Residential Homes, FHA, Banking, First Time Home Buyers

Education
Union College   1969 — 1973
BA, economics

Janese Dallas Janese Dallas Newark, New Jersey Details
Janese Dallas's American Financial Resources, Inc. (AFR Mortgage) Experience November 2011 - Present
Job Jr. Sales Associate at American Financial Resources, Inc. (AFR Mortgage)
Industry Financial Services
Experience
American Financial Resources, Inc. (AFR Mortgage)   November 2011 - Present

Education
Essex County College   2009 — 2011

Justine Morin Justine Morin Greater New York City Area Details
Justine Morin's American Financial Resources, Inc. (AFR Mortgage) Experience October 2012 - Present
Job Loan Opener at American Financial Resources, Inc. (AFR Mortgage)
Industry Financial Services
Experience
American Financial Resources, Inc. (AFR Mortgage)   October 2012 - Present
First Investors  February 2009 - September 2012
Willow Run Home and Garden Center   April 2004 - May 2009
Marian Manor Senior Citizens’ Residence   January 2008 - May 2008
Certified Actuarial Services, Inc   August 2007 - September 2007

Skills
Microsoft Excel, Microsoft Word, Customer Service, English

Education
Caldwell College   2004 — 2008
Bachelor of Arts, Mathematics and Sociology

Rene Havekes Rene Havekes Denville, New Jersey Details
Rene Havekes's American Financial Resources, Inc. (AFR Mortgage) Experience September 2010 - Present
Job Loan Officer at American Financial Resources, Inc. (AFR Mortgage)
Industry Financial Services
Experience
American Financial Resources, Inc. (AFR Mortgage)   September 2010 - Present
Pulse Capital, LLC   September 2003 - September 2009
RMS Capital Corporation   March 1999 - August 2003

Skills
equipment financing and...

Education
Gifford Technical High School   1961 — 1966

University of KwaZulu-Natal / University of Natal
Batchelor of Commerce, Accounting and Finance

Alina Veremtchouk Alina Veremtchouk Hackettstown, New Jersey Details
Alina Veremtchouk's American Financial Resources, Inc. (AFR Mortgage) Experience March 2013 - Present
Job Retail Professional/ Seeking Entry Level Finance Opportunity
Industry Retail
Experience
American Financial Resources, Inc. (AFR Mortgage)   March 2013 - Present
The Home Depot  2006 - Present

Skills
Loss Prevention, Cashiering, Merchandising, Inventory Management, Retail, Planograms, Shrinkage, Retail Sales, Customer Service, Visual Merchandising, Store Operations, Cash Register, Inventory Control, Customer Satisfaction

Education
Centenary College   2010 — 2012
Bachelor of Science (BS), Finance, General

County College of Morris   2006 — 2010
Associate's degree, Business Administration and Management, General

Shalonda Santos Shalonda Santos Greater New York City Area Details
Shalonda Santos's American Financial Resources, Inc. (AFR Mortgage) Experience May 2013 - November 2013
Job DE Underwriter at Endeavor America Loan Services
Industry
Experience
Endeavor America Loan Services  November 2013 - Present
American Financial Resources, Inc. (AFR Mortgage)   May 2013 - November 2013
Real Estate Mortgage Network  April 2003 - April 2013

Skills
FHA, Credit, Refinance, Mortgage Banking, Residential Mortgages, Loan Origination, Mortgage Lending, USDA

Education
St. Peter's College   1992 — 1996
Bachelor of Science (B.Sc.), Business Administration and Management, General

Melina Santana Melina Santana Belleville, New Jersey Details
Melina Santana's American Financial Resources, Inc. (AFR Mortgage) Experience October 2012 - Present
Job Mortgage Processor at American Financial Resources, Inc. (AFR Mortgage)
Industry Financial Services
Experience
American Financial Resources, Inc. (AFR Mortgage)   October 2012 - Present

Education
Berkeley College   2007 — 2010
Bachelor of Science (BS), Accounting

William Allen high school   2004 — 2007
High School Diploma