Bay Equity, LLC
Industry: Company
DescriptionFounded: 2007 Subsidiary: Pacific Bay Financial Corporation
Bay Equity, LLC List of Employees There's an exhaustive list of past and present employees! Get comprehensive information on the number of employees at Bay Equity, LLC. You can filter them based on skills, years of employment, job, education, department, and prior employment.
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Bay Equity, LLC Employees
Employee
Years
Job
Industry
Kimberly Beers Kimberly Beers's Bay Equity, LLC Experience October 2010 - Present
Job Claims representative
Industry Financial Services
Experience
Alladin bail bonds February 2015 - Present
Bay Equity, LLC October 2010 - Present
Bay Equity Home Loans October 2013 - July 2014
Sound Mortgage Inc December 2012 - October 2013
Sound Mortgage Inc June 2009 - December 2012
Sound Mortgage, Inc October 2009 - June 2010
Financial Forum Group, LLC August 2007 - September 2009
Capital Financial Mortgage October 2006 - August 2007
All Fund Mortgage March 2005 - October 2006
Horizon Mortgage March 1999 - March 2002
Skills
FHA, Mortgage Lending, Refinance, Mortgage Banking, VA loans, Residential Mortgages, USDA, Loan Origination, Loans, FHA financing, Credit, Mortgage Underwriting
Education
Clover Park Technical College 1993 — 1994
Early Education
Washington High School 1988 — 1991
High School Diploma
Alladin bail bonds February 2015 - Present
Bay Equity, LLC October 2010 - Present
Bay Equity Home Loans October 2013 - July 2014
Sound Mortgage Inc December 2012 - October 2013
Sound Mortgage Inc June 2009 - December 2012
Sound Mortgage, Inc October 2009 - June 2010
Financial Forum Group, LLC August 2007 - September 2009
Capital Financial Mortgage October 2006 - August 2007
All Fund Mortgage March 2005 - October 2006
Horizon Mortgage March 1999 - March 2002
Skills
FHA, Mortgage Lending, Refinance, Mortgage Banking, VA loans, Residential Mortgages, USDA, Loan Origination, Loans, FHA financing, Credit, Mortgage Underwriting
Education
Clover Park Technical College 1993 — 1994
Early Education
Washington High School 1988 — 1991
High School Diploma
Cristina Chang Cristina Chang's Bay Equity, LLC Experience February 2015 - Present
Job Market Research & Recruiting Analyst at Bay Equity ∞ Top Growth Mortgage Lender ∞
Industry Market Research
Experience
Bay Equity, LLC February 2015 - Present
Education
Golden Gate University 2012 — 2014
Master of Science (M.S.), Marketing, 3.6
National Taiwan University of Science and Technology 2003 — 2007
Bachelor's Degree, Construction Engineering
Bay Equity, LLC February 2015 - Present
Education
Golden Gate University 2012 — 2014
Master of Science (M.S.), Marketing, 3.6
National Taiwan University of Science and Technology 2003 — 2007
Bachelor's Degree, Construction Engineering
Bob Altendorf Bob Altendorf's Bay Equity, LLC Experience January 2013 - Present
Job Vice President Branch Operations at Bay Equity, LLC. "I Help Mortgage Originators Develop & Grow Their Business"
Industry Financial Services
Experience
Bay Equity, LLC January 2013 - Present
First California Mortgage Company April 2011 - January 2013
MetLife Home Loans November 2004 - February 2011
Chase Manhattan Mortgage 2000 - 2004
Bob Altendorf Catering 1992 - 2000
First Nationwide Bank 1989 - 1992
National Mortgage Specialists 1986 - 1989
Continental Savings of America 1983 - 1986
Skills
Mortgage Lending, Loans, Loan Origination, Team Building, Sales, Mortgage Banking, Underwriting, Business Development, Business Planning, Management, Negotiation, Credit, Microsoft Excel, Sales Management, Public Speaking, Coaching, Analysis, Team Leadership, Real Estate, Construction Loans, Marketing, Food & Beverage, Strategic Planning, FHA, CRM, Recruiting, Investment Properties, Wine Tasting, Due Diligence, Credit Analysis, PowerPoint, Portfolio Management, Wine, Personal Development, Operations Management, Financial Analysis, Selling, Banking, Food & Wine Blogger, Food Product Development, Wine Education, Food Writing, Budgets, Chef, Fund Raising, Problem Solving, P&L, Excel, Budgeting, Personal Finance
Education
California Culinary Academy
Santa Clara University
Bay Equity, LLC January 2013 - Present
First California Mortgage Company April 2011 - January 2013
MetLife Home Loans November 2004 - February 2011
Chase Manhattan Mortgage 2000 - 2004
Bob Altendorf Catering 1992 - 2000
First Nationwide Bank 1989 - 1992
National Mortgage Specialists 1986 - 1989
Continental Savings of America 1983 - 1986
Skills
Mortgage Lending, Loans, Loan Origination, Team Building, Sales, Mortgage Banking, Underwriting, Business Development, Business Planning, Management, Negotiation, Credit, Microsoft Excel, Sales Management, Public Speaking, Coaching, Analysis, Team Leadership, Real Estate, Construction Loans, Marketing, Food & Beverage, Strategic Planning, FHA, CRM, Recruiting, Investment Properties, Wine Tasting, Due Diligence, Credit Analysis, PowerPoint, Portfolio Management, Wine, Personal Development, Operations Management, Financial Analysis, Selling, Banking, Food & Wine Blogger, Food Product Development, Wine Education, Food Writing, Budgets, Chef, Fund Raising, Problem Solving, P&L, Excel, Budgeting, Personal Finance
Education
California Culinary Academy
Santa Clara University
Mark Labender Mark Labender's Bay Equity, LLC Experience December 2014 - Present
Job Mortgage Banker at Bay Equity LLC
Industry Financial Services
Experience
Bay Equity, LLC December 2014 - Present
Peoples Bank"Banking Unusual" NMLS # 41864 February 2014 - October 2014
Ladera Lending Inc January 2012 - February 2014
Loan Depot 2010 - 2012
Residential Mortgage Fund 2006 - 2008
Skills
Mortgage Lending for..., Mortgage Lending, Mortgage Banking, Refinance, FHA, Loan Origination, Residential Mortgages, Loans, VA loans, FHA financing, Credit, USDA, Credit Analysis, Underwriting, Banking, Reverse Mortgages, Construction Loans, Mortgage Underwriting, Government Loans, VA Loans, FHA Financing
Education
Northern Illinois University 1981 — 1982
Schaumburg High School 1977 — 1981
Bay Equity, LLC December 2014 - Present
Peoples Bank"Banking Unusual" NMLS # 41864 February 2014 - October 2014
Ladera Lending Inc January 2012 - February 2014
Loan Depot 2010 - 2012
Residential Mortgage Fund 2006 - 2008
Skills
Mortgage Lending for..., Mortgage Lending, Mortgage Banking, Refinance, FHA, Loan Origination, Residential Mortgages, Loans, VA loans, FHA financing, Credit, USDA, Credit Analysis, Underwriting, Banking, Reverse Mortgages, Construction Loans, Mortgage Underwriting, Government Loans, VA Loans, FHA Financing
Education
Northern Illinois University 1981 — 1982
Schaumburg High School 1977 — 1981
Frances-Danielle Geonzon Frances-Danielle Geonzon's Bay Equity, LLC Experience August 2013 - May 2014
Job Patient Service Representative at Sutter Health
Industry Medical Practice
Experience
Sutter Health July 2014 - Present
Bay Equity, LLC August 2013 - May 2014
Hollister Co. October 2007 - September 2012
S April 2012 - July 2012
Abercrombie & Fitch October 2011 - December 2011
Skills
Medical Terminology, Medical Coding, Medical Imaging, Microsoft Excel, Microsoft Office, Time Management, PowerPoint, Social Media, Microsoft Word, Customer Service, Retail, Social Networking, Job Scanning, Visual Merchandising, Recruiting, Receptionist Duties, Sales, Filing, Data Entry, Outlook, Management
Education
Heald College 2010 — 2012
Associate of Arts (A.A.), Medical Office Management/Administration
el camino high school
Sutter Health July 2014 - Present
Bay Equity, LLC August 2013 - May 2014
Hollister Co. October 2007 - September 2012
S April 2012 - July 2012
Abercrombie & Fitch October 2011 - December 2011
Skills
Medical Terminology, Medical Coding, Medical Imaging, Microsoft Excel, Microsoft Office, Time Management, PowerPoint, Social Media, Microsoft Word, Customer Service, Retail, Social Networking, Job Scanning, Visual Merchandising, Recruiting, Receptionist Duties, Sales, Filing, Data Entry, Outlook, Management
Education
Heald College 2010 — 2012
Associate of Arts (A.A.), Medical Office Management/Administration
el camino high school
Carla Schultz Carla Schultz's Bay Equity, LLC Experience July 2014 - December 2014
Job Independent Processor
Industry Real Estate
Experience
Transaction Coordinator December 2014 - Present
Bay Equity, LLC July 2014 - December 2014
CCFG Investments May 2014 - July 2014
Castle Mortgage March 2014 - May 2014
W.J. Bradley Mortgage Capital, LLC March 2013 - January 2014
The National Groups August 2008 - March 2013
Accredited Home Lenders May 2003 - June 2008
Skills
Loan Modifications, Home Equity Loans, VA loans, Loans, Government Loans, FHA, Credit, Banking, Real Estate, Short Sales, Mortgage Banking, Mortgage Lending, Residential Mortgages, Refinance, Loan Origination, Underwriting, Investment Properties, FHA Financing, First Time Home Buyers, Mortgage Underwriting, Real Estate Financing, Credit Analysis, Foreclosures, VA Loans
Education
Pima Community College
Associates of Applied Science Degree, Finance and Banking
Transaction Coordinator December 2014 - Present
Bay Equity, LLC July 2014 - December 2014
CCFG Investments May 2014 - July 2014
Castle Mortgage March 2014 - May 2014
W.J. Bradley Mortgage Capital, LLC March 2013 - January 2014
The National Groups August 2008 - March 2013
Accredited Home Lenders May 2003 - June 2008
Skills
Loan Modifications, Home Equity Loans, VA loans, Loans, Government Loans, FHA, Credit, Banking, Real Estate, Short Sales, Mortgage Banking, Mortgage Lending, Residential Mortgages, Refinance, Loan Origination, Underwriting, Investment Properties, FHA Financing, First Time Home Buyers, Mortgage Underwriting, Real Estate Financing, Credit Analysis, Foreclosures, VA Loans
Education
Pima Community College
Associates of Applied Science Degree, Finance and Banking
Reyna Vasquez's Bay Equity, LLC Experience April 2013 - April 2014
Job Administrative Professional
Industry Financial Services
Experience
Self Employed January 2015 - Present
Bay Equity, LLC April 2013 - April 2014
Bay Equity, LLC August 2012 - March 2013
Bay Equity, LLC April 2012 - July 2012
Wells Fargo Bank October 2007 - November 2011
Bank of America December 2006 - August 2007
Bank of America February 2006 - December 2006
Skills
Human Resources, Sales, Microsoft Office, Retail Banking, Payroll, Mortgage Banking, Data Entry, Critical Thinking, Banking, Loan Origination, Mortgage Lending, SharePoint, Customer Service, Credit, Training, Benefits Administration, Loans, ADP Payroll, Onboarding, Applicant Tracking..., Hiring, Relationship Management, NMLS, Personal Finance, Problem Solving, Organization &..., ADP HRB, Office Administration, Corporate Events, Compliance, DataTrac, Taleo, Lines Of Credit, Employee Training, Process Improvement, BSA/AML, Red Flags, FMLA
Education
University of San Francisco 2015 — 2017
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Diablo Valley College 2010 — 2015
Associate's degree, Business Administration
Self Employed January 2015 - Present
Bay Equity, LLC April 2013 - April 2014
Bay Equity, LLC August 2012 - March 2013
Bay Equity, LLC April 2012 - July 2012
Wells Fargo Bank October 2007 - November 2011
Bank of America December 2006 - August 2007
Bank of America February 2006 - December 2006
Skills
Human Resources, Sales, Microsoft Office, Retail Banking, Payroll, Mortgage Banking, Data Entry, Critical Thinking, Banking, Loan Origination, Mortgage Lending, SharePoint, Customer Service, Credit, Training, Benefits Administration, Loans, ADP Payroll, Onboarding, Applicant Tracking..., Hiring, Relationship Management, NMLS, Personal Finance, Problem Solving, Organization &..., ADP HRB, Office Administration, Corporate Events, Compliance, DataTrac, Taleo, Lines Of Credit, Employee Training, Process Improvement, BSA/AML, Red Flags, FMLA
Education
University of San Francisco 2015 — 2017
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Diablo Valley College 2010 — 2015
Associate's degree, Business Administration
Kristine Estill Kristine Estill's Bay Equity, LLC Experience June 2013 - January 2014
Job Enterprise Account Executive
Industry Information Technology and Services
Experience
Directions Training Center January 2014 - Present
Bay Equity, LLC June 2013 - January 2014
PMAC Lending Services June 2012 - June 2013
Mortgage Investors Corporation September 2010 - June 2012
Yellowbook April 2009 - April 2010
The Mortgage Team 2009 - 2009
Citi Residential Lending September 2007 - May 2008
Argent Mortgage Company January 2003 - September 2007
Ameriquest Mortgage Company January 1999 - May 2002
Skills
Mortgage Lending, Loans, Mortgage Banking, Refinance, Credit, FHA, Sales Management, Banking, Account Management, Salesforce.com, B2B, Credit Analysis, Sales, New Business Development, Real Estate, Investments, USDA, Residential Mortgages, Underwriting, VA loans, Mortgage Underwriting, Loan Origination, FHA financing, Loss Mitigation, Reverse Mortgages, Certified Mortgage..., Loan Servicing, Real Estate Financing, Consumer Lending, Mortgage Servicing, Construction Loans, Government Loans, Commercial Mortgages, Home Equity Loans, Home Equity Lines of..., Wholesale Lending, Investment Properties, Selling, First Time Home Buyers, Finance, REO, Commercial Lending, Mortgage Marketing, Real Estate Economics, Relationship Management, Rates, Foreclosures, Small Business Lending, Debt Consolidation, Referrals
Education
Clarion University of Pennsylvania 1993 — 1997
Bachelor of Business Administration (B.B.A.), real estate., finance
Directions Training Center January 2014 - Present
Bay Equity, LLC June 2013 - January 2014
PMAC Lending Services June 2012 - June 2013
Mortgage Investors Corporation September 2010 - June 2012
Yellowbook April 2009 - April 2010
The Mortgage Team 2009 - 2009
Citi Residential Lending September 2007 - May 2008
Argent Mortgage Company January 2003 - September 2007
Ameriquest Mortgage Company January 1999 - May 2002
Skills
Mortgage Lending, Loans, Mortgage Banking, Refinance, Credit, FHA, Sales Management, Banking, Account Management, Salesforce.com, B2B, Credit Analysis, Sales, New Business Development, Real Estate, Investments, USDA, Residential Mortgages, Underwriting, VA loans, Mortgage Underwriting, Loan Origination, FHA financing, Loss Mitigation, Reverse Mortgages, Certified Mortgage..., Loan Servicing, Real Estate Financing, Consumer Lending, Mortgage Servicing, Construction Loans, Government Loans, Commercial Mortgages, Home Equity Loans, Home Equity Lines of..., Wholesale Lending, Investment Properties, Selling, First Time Home Buyers, Finance, REO, Commercial Lending, Mortgage Marketing, Real Estate Economics, Relationship Management, Rates, Foreclosures, Small Business Lending, Debt Consolidation, Referrals
Education
Clarion University of Pennsylvania 1993 — 1997
Bachelor of Business Administration (B.B.A.), real estate., finance
Ashley Fors Conley's Bay Equity, LLC Experience October 2014 - Present
Job Mortgage consultant
Industry Financial Services
Experience
Bay Equity, LLC October 2014 - Present
First United Bank Mortgage Group August 2013 - October 2014
Financial concepts mortgage May 2012 - August 2013
American Equity Mortgage May 2011 - April 2012
Cricket Communications January 2008 - April 2011
Dobson Comunications March 2000 - January 2008
Skills
Customer Service, Leadership, Sales Management, Solution Selling, Service Delivery, Customer Satisfaction, Product Management, Telecommunications, Customer Experience, Call Centers, Mortgage Lending, Selling, Account Management, Loans, Customer Retention, FHA, FHA financing, First Time Home Buyers, Investment Properties, Investors, Mortgage Banking, Sales, USDA Rural Housing
Education
Oklahoma State University 1995 — 1999
BS, Health Promotion
Bay Equity, LLC October 2014 - Present
First United Bank Mortgage Group August 2013 - October 2014
Financial concepts mortgage May 2012 - August 2013
American Equity Mortgage May 2011 - April 2012
Cricket Communications January 2008 - April 2011
Dobson Comunications March 2000 - January 2008
Skills
Customer Service, Leadership, Sales Management, Solution Selling, Service Delivery, Customer Satisfaction, Product Management, Telecommunications, Customer Experience, Call Centers, Mortgage Lending, Selling, Account Management, Loans, Customer Retention, FHA, FHA financing, First Time Home Buyers, Investment Properties, Investors, Mortgage Banking, Sales, USDA Rural Housing
Education
Oklahoma State University 1995 — 1999
BS, Health Promotion
Amanda Valenzuela's Bay Equity, LLC Experience August 2014 - April 2015
Job Loan Processor at RMC Mortgage Corporation
Industry Financial Services
Experience
RMC Mortgage Corporation April 2015 - Present
Bay Equity, LLC August 2014 - April 2015
WJ Bradley Mortgage Capital, LLC September 2011 - August 2014
Skills
Bilingual, Microsoft Office, Technology, Access, Outlook, Time Management, VA loans, Underwriting, Mortgage Lending, Marketing, Finance, Mortgage Banking, VA Loans, FHA, Refinance
Education
Paradise Valley Community College 2011 — 2014
Business Administration and Management, General
Northern Arizona University 2010 — 2011
International Business, International Relations
RMC Mortgage Corporation April 2015 - Present
Bay Equity, LLC August 2014 - April 2015
WJ Bradley Mortgage Capital, LLC September 2011 - August 2014
Skills
Bilingual, Microsoft Office, Technology, Access, Outlook, Time Management, VA loans, Underwriting, Mortgage Lending, Marketing, Finance, Mortgage Banking, VA Loans, FHA, Refinance
Education
Paradise Valley Community College 2011 — 2014
Business Administration and Management, General
Northern Arizona University 2010 — 2011
International Business, International Relations
Tom Daugherty's Bay Equity, LLC Experience June 2013 - October 2013
Job IT Systems Lead at LoanStar Home Lending
Industry Information Technology and Services
Experience
LoanStar Home Lending November 2013 - Present
Distortion Productions December 2009 - October 2014
Bay Equity, LLC June 2013 - October 2013
Lowe's Home Improvement August 2010 - June 2013
Skills
Process Improvement, SharePoint, Active Directory, Office 365, Microsoft Office, Microsoft Exchange, Photoshop, Illustrator, Paintless Dent Repair, Kitchen & Bath Design, Home Appliances, Sales, Residential Mortgages, Microsoft Word, Dreamweaver, OS X, Technical Support, Microsoft Excel, Graphics, Customer Service
Education
ITT Technical Institute-Portland 2012 — 2015
AAS Network Systems Administration, Information Technology
ITT Technical Institute-King of Prussia
LoanStar Home Lending November 2013 - Present
Distortion Productions December 2009 - October 2014
Bay Equity, LLC June 2013 - October 2013
Lowe's Home Improvement August 2010 - June 2013
Skills
Process Improvement, SharePoint, Active Directory, Office 365, Microsoft Office, Microsoft Exchange, Photoshop, Illustrator, Paintless Dent Repair, Kitchen & Bath Design, Home Appliances, Sales, Residential Mortgages, Microsoft Word, Dreamweaver, OS X, Technical Support, Microsoft Excel, Graphics, Customer Service
Education
ITT Technical Institute-Portland 2012 — 2015
AAS Network Systems Administration, Information Technology
ITT Technical Institute-King of Prussia
Bonnie Marlette's Bay Equity, LLC Experience July 2015 - Present
Job Loan Officer at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC July 2015 - Present
W.J. Bradley Mortgage Capital, LLC September 2012 - July 2015
Bay Equity Home Loans 2015 - 2015
Wells Fargo Bank April 2005 - September 2012
Skills
Jumbo, Conforming, FHA,..., Real Estate, Mortgage Lending, VA loans, Loans, Finance, Real Estate Financing, FHA, Investors, First Time Home Buyers, Refinance, Investment Properties, Credit Analysis, Loan Origination, Foreclosures
Education
Colorado State University
Bay Equity, LLC July 2015 - Present
W.J. Bradley Mortgage Capital, LLC September 2012 - July 2015
Bay Equity Home Loans 2015 - 2015
Wells Fargo Bank April 2005 - September 2012
Skills
Jumbo, Conforming, FHA,..., Real Estate, Mortgage Lending, VA loans, Loans, Finance, Real Estate Financing, FHA, Investors, First Time Home Buyers, Refinance, Investment Properties, Credit Analysis, Loan Origination, Foreclosures
Education
Colorado State University
Addie Olson's Bay Equity, LLC Experience February 2015 - Present
Job Electronic Marketing Specialist at Bay Equity, LLC
Industry Marketing and Advertising
Experience
Bay Equity, LLC February 2015 - Present
KEPR-TV September 2014 - February 2015
ABC5-WOI December 2012 - August 2014
Cyclones.tv April 2012 - December 2012
Skills
Broadcast Journalism, News Writing, Breaking News, Storytelling, Online Journalism, Broadcast Television, Broadcast, Journalism, Television, Video Editing, Sports Writing, Video, Social Media
Education
Iowa State University 2009 — 2012
Bachelor of Science (BS), Journalism and Mass Communication
Burlington Community High School
Bay Equity, LLC February 2015 - Present
KEPR-TV September 2014 - February 2015
ABC5-WOI December 2012 - August 2014
Cyclones.tv April 2012 - December 2012
Skills
Broadcast Journalism, News Writing, Breaking News, Storytelling, Online Journalism, Broadcast Television, Broadcast, Journalism, Television, Video Editing, Sports Writing, Video, Social Media
Education
Iowa State University 2009 — 2012
Bachelor of Science (BS), Journalism and Mass Communication
Burlington Community High School
Shawn A. Elrod Shawn A. Elrod's Bay Equity, LLC Experience January 2014 - December 2014
Job Sales Leader
Industry Financial Services
Experience
Bay Equity, LLC January 2014 - December 2014
Paragon Strategy January 2013 - December 2013
Stryker Orthopaedics June 2012 - January 2013
Skills
Sales, Sales Operations, Leadership, Management, Marketing, Sales & Marketing..., Public Relations, Community Service, Leadership Development, Motivational Leadership, Entrepreneurship, Medical Devices, Real Estate, Social Media, Credit, Microsoft Office, PowerPoint, Banking, Customer Service, Microsoft Excel, Sales Management, Marketing Strategy, Finance
Education
Nicholls State University 2010 — 2012
Bachelor's, Business and Sociology
University of Nebraska-Lincoln 2007 — 2008
Bay Equity, LLC January 2014 - December 2014
Paragon Strategy January 2013 - December 2013
Stryker Orthopaedics June 2012 - January 2013
Skills
Sales, Sales Operations, Leadership, Management, Marketing, Sales & Marketing..., Public Relations, Community Service, Leadership Development, Motivational Leadership, Entrepreneurship, Medical Devices, Real Estate, Social Media, Credit, Microsoft Office, PowerPoint, Banking, Customer Service, Microsoft Excel, Sales Management, Marketing Strategy, Finance
Education
Nicholls State University 2010 — 2012
Bachelor's, Business and Sociology
University of Nebraska-Lincoln 2007 — 2008
Margarita Hernandez - Chavarria's Bay Equity, LLC Experience September 2012 - June 2013
Job DE Underwriter
Industry Financial Services
Experience
Land Home Financial Services June 2013 - January 2014
Bay Equity, LLC September 2012 - June 2013
LaSalle Financial Services June 2008 - September 2010
Nationwide Processing 2002 - 2007
Eloan 1999 - 2001
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Banking, Commercial Lending, Consumer Lending, Investments, Commercial Banking, Small Business Lending, Underwriting, FHA, Credit Analysis, Lines Of Credit, Credit Risk, Funding, HomePath
Education
Los Medanos College 1995 — 1997
Land Home Financial Services June 2013 - January 2014
Bay Equity, LLC September 2012 - June 2013
LaSalle Financial Services June 2008 - September 2010
Nationwide Processing 2002 - 2007
Eloan 1999 - 2001
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Banking, Commercial Lending, Consumer Lending, Investments, Commercial Banking, Small Business Lending, Underwriting, FHA, Credit Analysis, Lines Of Credit, Credit Risk, Funding, HomePath
Education
Los Medanos College 1995 — 1997
Steven Weinberg Steven Weinberg's Bay Equity, LLC Experience March 2014 - Present
Job Residential Mortgage Loan Originator at Bay Equity LLC
Industry Financial Services
Experience
Bay Equity, LLC March 2014 - Present
AmeriPro Funding March 2011 - March 2014
Southwest Funding November 2010 - March 2011
Bank of America May 2007 - September 2010
ResMAE Mortgage Corporation August 2004 - May 2007
Southwest Funding December 2000 - July 2004
Bentree Funding Corporation April 1997 - November 2000
Toyota Town Dallas 1986 - 1989
Skills
Senior Mortgage Banker, FHA, VA, Loans, Conventional, USDA, Refinance, Purchase, First Time Home Buyers, Commercial Mortgages, Mortgage, Mortgage Lending, Credit, Mortgage Banking, Mortgage Industry, Construction Loans, Home, Residential Mortgages, Residential, Short Sales, Mortgage Planning, Reverse Mortgages, Real Estate, Loan Origination, VA loans, Foreclosures, Government Loans, Investment Properties, REO, Conforming, Investments, Sellers, Investors, Wholesale, Purchasing, Problem Solving, Negotiation, Condos, Payments, Certified Mortgage..., Residential Homes, Underwriting, Home Equity Loans, Mortgage Underwriting, Non-Conforming, Real Estate Financing, VA Loans
Education
Northern Arizona University 1978 — 1979
Mountain View High School 1975 — 1978
General
Bay Equity, LLC March 2014 - Present
AmeriPro Funding March 2011 - March 2014
Southwest Funding November 2010 - March 2011
Bank of America May 2007 - September 2010
ResMAE Mortgage Corporation August 2004 - May 2007
Southwest Funding December 2000 - July 2004
Bentree Funding Corporation April 1997 - November 2000
Toyota Town Dallas 1986 - 1989
Skills
Senior Mortgage Banker, FHA, VA, Loans, Conventional, USDA, Refinance, Purchase, First Time Home Buyers, Commercial Mortgages, Mortgage, Mortgage Lending, Credit, Mortgage Banking, Mortgage Industry, Construction Loans, Home, Residential Mortgages, Residential, Short Sales, Mortgage Planning, Reverse Mortgages, Real Estate, Loan Origination, VA loans, Foreclosures, Government Loans, Investment Properties, REO, Conforming, Investments, Sellers, Investors, Wholesale, Purchasing, Problem Solving, Negotiation, Condos, Payments, Certified Mortgage..., Residential Homes, Underwriting, Home Equity Loans, Mortgage Underwriting, Non-Conforming, Real Estate Financing, VA Loans
Education
Northern Arizona University 1978 — 1979
Mountain View High School 1975 — 1978
General
Gerald Fish Gerald Fish's Bay Equity, LLC Experience September 2013 - September 2014
Job Licensed Loan Originator at RPM Mortgage, Inc.
Industry Financial Services
Experience
RPM Mortgage, Inc. September 2014 - Present
Bay Equity LLC September 2013 - September 2014
MyCityLender September 2012 - September 2013
Federal Mortgage Corp March 1988 - May 2005
Real Estate Trade Center August 1972 - March 1989
Skills
Mortgage Lending, Loans, FHA, Refinance, Mortgage Banking, Real Estate, Finance, Credit, USDA, VA loans, Residential Homes, Sellers, Residential Mortgages, VA, FHA, Conventional &..., Expert with AZ Dept Of..., Banking, Loan Origination
Education
University of Great Falls 1969 — 1972
B.S. Business Administration, Business Administration and Management, General
U.S. Army Military Flight School 1968 — 1969
Commercial and Flight Instructors ratings, Single Engine, Fixed Wing, 100
Montna School of Real Estate 1967 — 1969
G.R.I. 1,2&3, Real Estate Ethics, Law, Brokerage
US Army 1967 — 1969
Survive anywhere anytime, Military Police, Processing med-evac patients from VN, 100
Montana State University-Bozeman 1964 — 1965
Math & Science
RPM Mortgage, Inc. September 2014 - Present
Bay Equity LLC September 2013 - September 2014
MyCityLender September 2012 - September 2013
Federal Mortgage Corp March 1988 - May 2005
Real Estate Trade Center August 1972 - March 1989
Skills
Mortgage Lending, Loans, FHA, Refinance, Mortgage Banking, Real Estate, Finance, Credit, USDA, VA loans, Residential Homes, Sellers, Residential Mortgages, VA, FHA, Conventional &..., Expert with AZ Dept Of..., Banking, Loan Origination
Education
University of Great Falls 1969 — 1972
B.S. Business Administration, Business Administration and Management, General
U.S. Army Military Flight School 1968 — 1969
Commercial and Flight Instructors ratings, Single Engine, Fixed Wing, 100
Montna School of Real Estate 1967 — 1969
G.R.I. 1,2&3, Real Estate Ethics, Law, Brokerage
US Army 1967 — 1969
Survive anywhere anytime, Military Police, Processing med-evac patients from VN, 100
Montana State University-Bozeman 1964 — 1965
Math & Science
TJ McGrath TJ McGrath's Bay Equity, LLC Experience October 2013 - Present
Job Loan Originator (MLO147710) at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC October 2013 - Present
Sound Mortgage Inc May 2008 - October 2013
World Financial Group (WFG) September 1997 - May 2008
Washington Army National Guard January 1991 - March 1999
Skills
Mortgage Banking, FHA, Mortgage Lending, Loan Origination, Refinance, Real Estate, Finance, Investors, Financial Analysis, Loans, Credit, VA loans, Banking, First Time Home Buyers, Residential Mortgages, Debt Consolidation, Credit Analysis, Certified Mortgage..., USDA, Investments, REO, FHA financing, Reverse Mortgages, Underwriting, Government Loans, Construction Loans, Consumer Lending, Real Estate Financing, Home Equity Lines of..., Mortgage Underwriting, Home Equity Loans, Mortgage Marketing, Commercial Mortgages, VA Loans, FHA Financing
Education
University of Washington 1994 — 1997
BAS, Business Administration/Finance
Defense Language Institute 1991 — 1992
Russian Language
Bay Equity, LLC October 2013 - Present
Sound Mortgage Inc May 2008 - October 2013
World Financial Group (WFG) September 1997 - May 2008
Washington Army National Guard January 1991 - March 1999
Skills
Mortgage Banking, FHA, Mortgage Lending, Loan Origination, Refinance, Real Estate, Finance, Investors, Financial Analysis, Loans, Credit, VA loans, Banking, First Time Home Buyers, Residential Mortgages, Debt Consolidation, Credit Analysis, Certified Mortgage..., USDA, Investments, REO, FHA financing, Reverse Mortgages, Underwriting, Government Loans, Construction Loans, Consumer Lending, Real Estate Financing, Home Equity Lines of..., Mortgage Underwriting, Home Equity Loans, Mortgage Marketing, Commercial Mortgages, VA Loans, FHA Financing
Education
University of Washington 1994 — 1997
BAS, Business Administration/Finance
Defense Language Institute 1991 — 1992
Russian Language
Haley Haines Haley Haines's Bay Equity, LLC Experience January 2015 - Present
Job Administrative Assistant at Bay Equity PCG
Industry Financial Services
Experience
Bay Equity, LLC January 2015 - Present
Bay Equity, LLC July 2014 - January 2015
Gene Juarez Salons and Spas August 2013 - July 2014
Cannahealth Pain Management Solutions July 2010 - August 2012
Skills
Public Speaking, French, Retail, Customer Service, Team-oriented, Critical Thinking, Foreign Languages, Microsoft Excel, Microsoft Office, PowerPoint, Time Management, Event Planning, Telephone Skills, Training, Close Attention to..., Teamwork, Social Media, Social Media Marketing, Research, Data Entry, Marketing, Sales, Social Networking, Highly motivated..., People Skills, New Hire Training, Microsoft Word
Education
Western Washington University 2008 — 2013
Bachelor's Degree, French Studies
Western Washington University 2008 — 2013
Minor, International Business
Bellevue College 2006 — 2008
General Studies
Bay Equity, LLC January 2015 - Present
Bay Equity, LLC July 2014 - January 2015
Gene Juarez Salons and Spas August 2013 - July 2014
Cannahealth Pain Management Solutions July 2010 - August 2012
Skills
Public Speaking, French, Retail, Customer Service, Team-oriented, Critical Thinking, Foreign Languages, Microsoft Excel, Microsoft Office, PowerPoint, Time Management, Event Planning, Telephone Skills, Training, Close Attention to..., Teamwork, Social Media, Social Media Marketing, Research, Data Entry, Marketing, Sales, Social Networking, Highly motivated..., People Skills, New Hire Training, Microsoft Word
Education
Western Washington University 2008 — 2013
Bachelor's Degree, French Studies
Western Washington University 2008 — 2013
Minor, International Business
Bellevue College 2006 — 2008
General Studies
Omar Michel, CMPS San Diego Mortgage Loans Omar Michel, CMPS San Diego Mortgage Loans's Bay Equity, LLC Experience January 2011 - Present
Job Certified Mortgage Planning Specialist
Industry Financial Services
Experience
Bay Equity, LLC January 2011 - Present
MassMutual Financial Group June 2009 - April 2010
Rubio's Restaurants, Inc. November 2002 - October 2005
Skills
Mortgage Lending, Refinance, Loans, Investment Properties, Referrals, VA loans, Finance, Sales, Investors, First Time Home Buyers, Residential Homes, Mortgage Marketing, Real Estate Transactions, Funding
Education
CMPS Institute
CMPS, Certified Mortgage Planning Specialist
Nationwide Mortgage Licensing System (NMLS)
Mortgage License, mortgage loans and real estate, NMLS #398944
Alliant International University-San Diego Scripps Ranch 2007 — 2009
Bachelor's of Science, International Business Administration
Financial Industry Regulatory Authority (FINRA) 2009 — 2011
License, Investments and Securities, Series 6, Series 63
San Diego Housing Commission
First Time Homebuyer Certified Lender Partner
Community Housing Commission
First Time Homebuyer Certified Lender Partner
California Housing Finance Agency (CalHFA)
First Time Homebuyer Lending
Southwestern College 2002 — 2006
Undergrad Coursework
Bay Equity, LLC January 2011 - Present
MassMutual Financial Group June 2009 - April 2010
Rubio's Restaurants, Inc. November 2002 - October 2005
Skills
Mortgage Lending, Refinance, Loans, Investment Properties, Referrals, VA loans, Finance, Sales, Investors, First Time Home Buyers, Residential Homes, Mortgage Marketing, Real Estate Transactions, Funding
Education
CMPS Institute
CMPS, Certified Mortgage Planning Specialist
Nationwide Mortgage Licensing System (NMLS)
Mortgage License, mortgage loans and real estate, NMLS #398944
Alliant International University-San Diego Scripps Ranch 2007 — 2009
Bachelor's of Science, International Business Administration
Financial Industry Regulatory Authority (FINRA) 2009 — 2011
License, Investments and Securities, Series 6, Series 63
San Diego Housing Commission
First Time Homebuyer Certified Lender Partner
Community Housing Commission
First Time Homebuyer Certified Lender Partner
California Housing Finance Agency (CalHFA)
First Time Homebuyer Lending
Southwestern College 2002 — 2006
Undergrad Coursework
Lyne Lewis Lyne Lewis's Bay Equity, LLC Experience September 2014 - Present
Job Senior Mortgage Loan Officer at Bay Equity, LLC
Industry Banking
Experience
Bay Equity, LLC September 2014 - Present
Friends of the Poor- Africa 2007 - Present
Bank of Commerce Mortgage Banker January 2012 - August 2014
Education
California State Polytechnic University-Pomona 1982 — 1985
Political Science and Government
Bay Equity, LLC September 2014 - Present
Friends of the Poor- Africa 2007 - Present
Bank of Commerce Mortgage Banker January 2012 - August 2014
Education
California State Polytechnic University-Pomona 1982 — 1985
Political Science and Government
Rick Doran's Bay Equity, LLC Experience April 2010 - December 2010
Job Senior Loan Officer at Starboard Financial
Industry Real Estate
Experience
Doran Mortgage Group November 2012 - Present
Academy Mortgage Corporation May 2015 - September 2015
Veritas Funding October 2013 - July 2014
RKD Services, LLC. October 2004 - December 2013
Movement Mortgage December 2012 - October 2013
Fahrenheit Tanning 2004 - 2013
Bay Equity, LLC April 2010 - December 2010
Indymac Bank, FSB November 2004 - August 2008
Solutions Real Estate & Mortgages June 1998 - August 2004
First Southwestern Title 1998 - 2001
Skills
Professional, Real Estate Transactions, Mortgage Lending, Mortgage Banking, Residential Mortgages, Golf, Title Insurance, Real Estate Financing, Loans, Sales, Business Development, Management, Sales Management, Mortgage Underwriting, Refinance, FHA, Sellers, Leadership, Loan Origination, Real Estate Economics, CRM, First Time Home Buyers, Real Estate, Reverse Mortgages, REO, Residential Homes, Team Building, Investment Properties, Foreclosures, Certified Mortgage..., Single Family Homes, Investors, Referrals, VA loans, Brokerage, FHA financing, Short Sales, Selling, Relocation, Credit, Underwriting, USDA, Condos, Government Loans, Customer Retention, Mortgage Marketing, New Home Sales, HUD, Luxury, Construction Loans
Education
Orange Coast College 1990 — 1990
Real Estate License, Real Estate
Cabrillo College 1986 — 1987
Business Admin
Santa Cruz High 1982 — 1986
Diploma, General Education
Doran Mortgage Group November 2012 - Present
Academy Mortgage Corporation May 2015 - September 2015
Veritas Funding October 2013 - July 2014
RKD Services, LLC. October 2004 - December 2013
Movement Mortgage December 2012 - October 2013
Fahrenheit Tanning 2004 - 2013
Bay Equity, LLC April 2010 - December 2010
Indymac Bank, FSB November 2004 - August 2008
Solutions Real Estate & Mortgages June 1998 - August 2004
First Southwestern Title 1998 - 2001
Skills
Professional, Real Estate Transactions, Mortgage Lending, Mortgage Banking, Residential Mortgages, Golf, Title Insurance, Real Estate Financing, Loans, Sales, Business Development, Management, Sales Management, Mortgage Underwriting, Refinance, FHA, Sellers, Leadership, Loan Origination, Real Estate Economics, CRM, First Time Home Buyers, Real Estate, Reverse Mortgages, REO, Residential Homes, Team Building, Investment Properties, Foreclosures, Certified Mortgage..., Single Family Homes, Investors, Referrals, VA loans, Brokerage, FHA financing, Short Sales, Selling, Relocation, Credit, Underwriting, USDA, Condos, Government Loans, Customer Retention, Mortgage Marketing, New Home Sales, HUD, Luxury, Construction Loans
Education
Orange Coast College 1990 — 1990
Real Estate License, Real Estate
Cabrillo College 1986 — 1987
Business Admin
Santa Cruz High 1982 — 1986
Diploma, General Education
Bryan Brush's Bay Equity, LLC Experience August 2013 - Present
Job Divisional Vice President Bay Equity Home Loans Plano, Texas
Industry Financial Services
Experience
Bay Equity, LLC August 2013 - Present
Skills
Leadership, Mortgage Lending, Loans, Refinance, Mortgage Banking, FHA, Loan Origination, Credit, USDA, Residential Mortgages, VA loans, FHA financing, Construction Loans, Investment Properties, Time Management, Government Loans, Real Estate, Banking, Certified Mortgage..., Real Estate Transactions, Mortgage Underwriting, Reverse Mortgages, Commercial Lending, Credit Analysis, Sellers, Consumer Lending, Finance, Underwriting, First Time Home Buyers, Investments, Selling, Loss Mitigation, Operations Management, Real Estate Financing, Commercial Mortgages, REO, Mortgage Marketing, Team Building, Short Sales, VA Loans, FHA Financing, Sales
Education
State University of New York at Binghamton 1995 — 1996
Accounting
Bay Equity, LLC August 2013 - Present
Skills
Leadership, Mortgage Lending, Loans, Refinance, Mortgage Banking, FHA, Loan Origination, Credit, USDA, Residential Mortgages, VA loans, FHA financing, Construction Loans, Investment Properties, Time Management, Government Loans, Real Estate, Banking, Certified Mortgage..., Real Estate Transactions, Mortgage Underwriting, Reverse Mortgages, Commercial Lending, Credit Analysis, Sellers, Consumer Lending, Finance, Underwriting, First Time Home Buyers, Investments, Selling, Loss Mitigation, Operations Management, Real Estate Financing, Commercial Mortgages, REO, Mortgage Marketing, Team Building, Short Sales, VA Loans, FHA Financing, Sales
Education
State University of New York at Binghamton 1995 — 1996
Accounting
James (Jim) Francis James (Jim) Francis's Bay Equity, LLC Experience June 2014 - Present
Job Underwriter IIIGovernment Underwriter at Bay Equity, LLC
Industry Banking
Experience
Bay Equity, LLC June 2014 - Present
Wells Fargo Home Mortgage 2002 - 2014
JPMorgan Chase April 2002 - October 2002
North American Mortgage Co (purchased by WAMU 2002) July 1994 - April 2002
Headlands Mortgage May 1993 - June 1994
Countrywide Mortgage Services August 1992 - May 1993
Equibank, NA June 1990 - August 1992
Skills
Credit Risk, Borrower Profiling, Property Valuation, People Skills, People Development, Employee Training, Performance Management, Production Managment, Community Service, Volunteer Recruiting, Team Building, Team Leadership, Project Management, DE Certificate, VA LAPP, Loans, Mortgage Lending, Mortgage Banking, Appraisals
Education
Community College of Allegheny County 1989 — 2001
Associate of Arts (A.A.), Accounting
Livermore High School, Livermore, CA
Diploma, Math and Music
Bay Equity, LLC June 2014 - Present
Wells Fargo Home Mortgage 2002 - 2014
JPMorgan Chase April 2002 - October 2002
North American Mortgage Co (purchased by WAMU 2002) July 1994 - April 2002
Headlands Mortgage May 1993 - June 1994
Countrywide Mortgage Services August 1992 - May 1993
Equibank, NA June 1990 - August 1992
Skills
Credit Risk, Borrower Profiling, Property Valuation, People Skills, People Development, Employee Training, Performance Management, Production Managment, Community Service, Volunteer Recruiting, Team Building, Team Leadership, Project Management, DE Certificate, VA LAPP, Loans, Mortgage Lending, Mortgage Banking, Appraisals
Education
Community College of Allegheny County 1989 — 2001
Associate of Arts (A.A.), Accounting
Livermore High School, Livermore, CA
Diploma, Math and Music
Drew Bahoravitch Drew Bahoravitch's Bay Equity, LLC Experience October 2014 - Present
Job Loan Coordinator @ Bay Equity
Industry Financial Services
Experience
Bay Equity, LLC October 2014 - Present
Big Drew LLC April 2005 - Present
Academy Mortgage Corporation April 2014 - October 2014
Veritas Funding June 2013 - April 2014
TD Industries September 2012 - February 2013
Specialty Transport Express December 2010 - August 2011
Absolute Restoration May 2007 - August 2007
Skills
Corporate Finance, Camera Operator, Project Finance, Transportation..., Finance, Microsoft Excel, Microsoft Word, Access, Financial Analysis, Proficient on PC & Mac, Strategic Planning, Financial Accounting, Marketing, Financial Reporting, Management, Team Leadership, PowerPoint, Economics, Camera Operating, Leadership, Analysis, Business Strategy, Television, Networking, Customer Service, Sales, Salesforce.com, Public Speaking, Contract Negotiation, Accounting, Process Improvement, Microsoft Office, QuickBooks, Retirement Planning, Auditing, Banking, Budgets, Market Research, Team Building, Teamwork, Data Analysis, Loans, Mortgage Lending, Mortgage Banking, Investments, Credit, Loan Origination, Real Estate, Refinance, FHA
Education
Arizona State University 2012 — 2014
Master of Business Administration (M.B.A.), Finance and International Business, 3.85
Southern Utah University 2007 — 2012
Bachelor of Arts, Finance, French minor, 3.5
American Fork High School 2004 — 2007
High School Diploma, General Studies
Bay Equity, LLC October 2014 - Present
Big Drew LLC April 2005 - Present
Academy Mortgage Corporation April 2014 - October 2014
Veritas Funding June 2013 - April 2014
TD Industries September 2012 - February 2013
Specialty Transport Express December 2010 - August 2011
Absolute Restoration May 2007 - August 2007
Skills
Corporate Finance, Camera Operator, Project Finance, Transportation..., Finance, Microsoft Excel, Microsoft Word, Access, Financial Analysis, Proficient on PC & Mac, Strategic Planning, Financial Accounting, Marketing, Financial Reporting, Management, Team Leadership, PowerPoint, Economics, Camera Operating, Leadership, Analysis, Business Strategy, Television, Networking, Customer Service, Sales, Salesforce.com, Public Speaking, Contract Negotiation, Accounting, Process Improvement, Microsoft Office, QuickBooks, Retirement Planning, Auditing, Banking, Budgets, Market Research, Team Building, Teamwork, Data Analysis, Loans, Mortgage Lending, Mortgage Banking, Investments, Credit, Loan Origination, Real Estate, Refinance, FHA
Education
Arizona State University 2012 — 2014
Master of Business Administration (M.B.A.), Finance and International Business, 3.85
Southern Utah University 2007 — 2012
Bachelor of Arts, Finance, French minor, 3.5
American Fork High School 2004 — 2007
High School Diploma, General Studies
Jacqueline Marquez Jacqueline Marquez's Bay Equity, LLC Experience February 2015 - Present
Job Loan Officer at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC February 2015 - Present
Jewelry Designer August 2012 - Present
Academy Mortgage November 2010 - February 2014
JetSuite June 2010 - August 2010
The La Jolla Group December 2008 - October 2009
LOST Clothing July 2008 - October 2008
La Jolla Sport USA September 2006 - October 2008
Skills
Marketing, Social Media Marketing, Sales, Budgets, Sales Management, Refinance, FHA, Mortgage Banking, Loans, Customer Service, Jewelry Design, Mortgage Lending, Apparel, Credit, Fashion
Education
Fashion Institute of Design & Merchandising 2012 — 2013
Professional Designation, Jewelry Design
Chapman University 2005 — 2006
BA, Communications
New York University 2002 — 2005
NA, Communications w/ concentration in Mass Media
Bay Equity, LLC February 2015 - Present
Jewelry Designer August 2012 - Present
Academy Mortgage November 2010 - February 2014
JetSuite June 2010 - August 2010
The La Jolla Group December 2008 - October 2009
LOST Clothing July 2008 - October 2008
La Jolla Sport USA September 2006 - October 2008
Skills
Marketing, Social Media Marketing, Sales, Budgets, Sales Management, Refinance, FHA, Mortgage Banking, Loans, Customer Service, Jewelry Design, Mortgage Lending, Apparel, Credit, Fashion
Education
Fashion Institute of Design & Merchandising 2012 — 2013
Professional Designation, Jewelry Design
Chapman University 2005 — 2006
BA, Communications
New York University 2002 — 2005
NA, Communications w/ concentration in Mass Media
Peter B. Baird Peter B. Baird's Bay Equity, LLC Experience May 2015 - Present
Job Area Sales Manager at Bay Equity LLC
Industry Real Estate
Experience
Bay Equity, LLC May 2015 - Present
Guild Mortgage June 2014 - May 2015
Mortgage Master, Inc. November 2013 - June 2014
Castle & Cooke Mortgage, LLC November 2012 - October 2013
Private Capital Resource May 2010 - November 2012
Diablo Funding Blackhawk May 2004 - June 2009
Skills
Real Estate, Loans, Start-ups, Investments, Loan Origination, Refinance, Real Estate Transactions, Communication, Entrepreneurship, Mentoring, Market Research, Finance, Management, Due Diligence, Engaging Public Speaker, Leadership, Residential Mortgages, Financial Structuring, Strategic Partnerships, Sales, Analysis, Mortgage Lending, Real Estate Development, Marketing, Joint Ventures, Negotiation, Business Development, Funding, New Business Development, Investment Properties, Financial Modeling, Business Planning, Investors, Mergers & Acquisitions, Strategy, FHA, Mortgage Banking, Real Estate Financing, Selling, Small Business, Private Equity, Portfolio Management, Training, Credit, REO, Commercial Real Estate, Property, Referrals, Residential Homes, First Time Home Buyers
Education
Stanford University 2010 — 2011
Executive Education, Strategic Finance for Entrepreneurship
Linfield College 1975 — 1979
Bachelor of Science Degree, Business & Psychology
Bay Equity, LLC May 2015 - Present
Guild Mortgage June 2014 - May 2015
Mortgage Master, Inc. November 2013 - June 2014
Castle & Cooke Mortgage, LLC November 2012 - October 2013
Private Capital Resource May 2010 - November 2012
Diablo Funding Blackhawk May 2004 - June 2009
Skills
Real Estate, Loans, Start-ups, Investments, Loan Origination, Refinance, Real Estate Transactions, Communication, Entrepreneurship, Mentoring, Market Research, Finance, Management, Due Diligence, Engaging Public Speaker, Leadership, Residential Mortgages, Financial Structuring, Strategic Partnerships, Sales, Analysis, Mortgage Lending, Real Estate Development, Marketing, Joint Ventures, Negotiation, Business Development, Funding, New Business Development, Investment Properties, Financial Modeling, Business Planning, Investors, Mergers & Acquisitions, Strategy, FHA, Mortgage Banking, Real Estate Financing, Selling, Small Business, Private Equity, Portfolio Management, Training, Credit, REO, Commercial Real Estate, Property, Referrals, Residential Homes, First Time Home Buyers
Education
Stanford University 2010 — 2011
Executive Education, Strategic Finance for Entrepreneurship
Linfield College 1975 — 1979
Bachelor of Science Degree, Business & Psychology
Jeremy Fraley's Bay Equity, LLC Experience January 2011 - August 2011
Job BostonNorth Sales Consultant at Home Depot
Industry Renewables & Environment
Experience
Home Depot September 2014 - Present
Big Orange Productions January 2014 - December 2014
SolarCity March 2014 - September 2014
Latitude Sports Clubs/Grossi & Denisco Group, Inc. January 2014 - March 2014
Yogibo LLC December 2013 - December 2013
Encore Nationwide October 2013 - December 2013
WDM Group June 2013 - August 2013
Phoenix Media Corp. April 2013 - June 2013
Brain Balance Achievement Centers February 2012 - April 2012
Bay Equity, LLC January 2011 - August 2011
Skills
Sales Management, Youth Ministry, Christian Ministry, Football, Social Networking, Lead Generation, B2B, Marketing, New Business Development, PPC, SEO, Sales, CRM, Recruiting, Digital Media, Business Development, Salesforce.com, Management, Marketing Communications, Finance, Start-ups
Education
Home Depot University 2014 — 2015
University of Phoenix
Bachelor of Business Administration (B.B.A.), Logistics, Materials, and Supply Chain Management, 3.8 GPA
Gordon College 2012 — 2013
Theology Studies, Biblical Studies, 3.2 GPA
University of Phoenix 2006 — 2007
Bachelor of Business Administration (B.B.A.), Marketing/Management, 3.8
Point Loma Nazarene University 1998 — 2002
Bachelor of Business Administration (BBA), Entrepreneurship/Entrepreneurial Studies, 3.8
Home Depot September 2014 - Present
Big Orange Productions January 2014 - December 2014
SolarCity March 2014 - September 2014
Latitude Sports Clubs/Grossi & Denisco Group, Inc. January 2014 - March 2014
Yogibo LLC December 2013 - December 2013
Encore Nationwide October 2013 - December 2013
WDM Group June 2013 - August 2013
Phoenix Media Corp. April 2013 - June 2013
Brain Balance Achievement Centers February 2012 - April 2012
Bay Equity, LLC January 2011 - August 2011
Skills
Sales Management, Youth Ministry, Christian Ministry, Football, Social Networking, Lead Generation, B2B, Marketing, New Business Development, PPC, SEO, Sales, CRM, Recruiting, Digital Media, Business Development, Salesforce.com, Management, Marketing Communications, Finance, Start-ups
Education
Home Depot University 2014 — 2015
University of Phoenix
Bachelor of Business Administration (B.B.A.), Logistics, Materials, and Supply Chain Management, 3.8 GPA
Gordon College 2012 — 2013
Theology Studies, Biblical Studies, 3.2 GPA
University of Phoenix 2006 — 2007
Bachelor of Business Administration (B.B.A.), Marketing/Management, 3.8
Point Loma Nazarene University 1998 — 2002
Bachelor of Business Administration (BBA), Entrepreneurship/Entrepreneurial Studies, 3.8
Dennis (Mastroianni) Scheffer, MBA Dennis (Mastroianni) Scheffer, MBA's Bay Equity, LLC Experience April 2013 - October 2013
Job Loan Processing Supervisor at Fremont Bank
Industry Banking
Experience
Fremont Bank June 2015 - Present
Bay Equity, LLC April 2013 - October 2013
Bay Equity, LLC November 2012 - March 2013
E-LOAN December 2007 - April 2009
E-LOAN October 2003 - March 2007
E-Loan 2007 - 2007
Skills
Mortgage, Credit, Microsoft Office, Customer Service, Collections, Loan Servicing, Loan Research, Loans, Banking, Mortgage Lending, Mortgage Banking, Management, Loan Origination, Call Centers, Retail Banking, Cash Management, Finance, Refinance, Financial Analysis, Consumer Lending, Credit Analysis, Risk Management, FHA, Process Improvement, Residential Mortgages, Analysis
Education
Frostburg State University 2013 — 2015
Master of Business Administration (M.B.A.), MBA
CSU-East Bay 2010 — 2012
Bachelor's degree, Business Administration and Management, Finance and Corporate Management options
Las Positas College 2007 — 2009
AA, Business Administration, Economics
Fremont Bank June 2015 - Present
Bay Equity, LLC April 2013 - October 2013
Bay Equity, LLC November 2012 - March 2013
E-LOAN December 2007 - April 2009
E-LOAN October 2003 - March 2007
E-Loan 2007 - 2007
Skills
Mortgage, Credit, Microsoft Office, Customer Service, Collections, Loan Servicing, Loan Research, Loans, Banking, Mortgage Lending, Mortgage Banking, Management, Loan Origination, Call Centers, Retail Banking, Cash Management, Finance, Refinance, Financial Analysis, Consumer Lending, Credit Analysis, Risk Management, FHA, Process Improvement, Residential Mortgages, Analysis
Education
Frostburg State University 2013 — 2015
Master of Business Administration (M.B.A.), MBA
CSU-East Bay 2010 — 2012
Bachelor's degree, Business Administration and Management, Finance and Corporate Management options
Las Positas College 2007 — 2009
AA, Business Administration, Economics
Dave Danz's Bay Equity, LLC Experience September 2012 - December 2013
Job Marketing Consultant at SMI
Industry Real Estate
Experience
The Press Democrat January 2014 - Present
Bay Equity, LLC September 2012 - December 2013
Got Appraisals May 2011 - November 2012
One Stop Lending & Realty August 2009 - May 2011
CMG Financial Services March 2004 - October 2007
Westamerica Bank January 2002 - January 2004
Skills
Foreclosures, Mortgage Lending, Loan Origination, Loans, Refinance, First Time Home Buyers, Mortgage Banking, FHA, Real Estate, Short Sales, Customer Satisfaction, REO, Residential Mortgages, Credit Analysis, Credit, Investment Properties
Education
Ashford University 2011 — 2013
Accounting
CSU Chico 1996 — 2000
Business Administration: Accounting
The Press Democrat January 2014 - Present
Bay Equity, LLC September 2012 - December 2013
Got Appraisals May 2011 - November 2012
One Stop Lending & Realty August 2009 - May 2011
CMG Financial Services March 2004 - October 2007
Westamerica Bank January 2002 - January 2004
Skills
Foreclosures, Mortgage Lending, Loan Origination, Loans, Refinance, First Time Home Buyers, Mortgage Banking, FHA, Real Estate, Short Sales, Customer Satisfaction, REO, Residential Mortgages, Credit Analysis, Credit, Investment Properties
Education
Ashford University 2011 — 2013
Accounting
CSU Chico 1996 — 2000
Business Administration: Accounting
Steve Lawson NMLS 69656's Bay Equity, LLC Experience January 2014 - January 2015
Job Sales Manager at New American Funding
Industry Financial Services
Experience
New American Funding January 2015 - Present
Bay Equity, LLC January 2014 - January 2015
Columbia Funding Mortgage October 2013 - February 2014
Sound Mortgage, Inc. February 2012 - October 2013
Response Mortgage Services December 2002 - March 2009
Advantage Mortgage Group August 2001 - December 2002
Everett Police Department February 1989 - September 2001
Signal Mortgage May 2001 - August 2001
Juneau Police Department June 1981 - February 1989
Juneau Police 1981 - 1989
Skills
Refinance, Mortgage Lending, Loans, First Time Home Buyers, USDA, FHA, Investment Properties, Residential Mortgages, Credit, Certified Mortgage..., Mortgage Banking, VA loans, Mortgage Underwriting, FHA financing, Loan Origination, Credit Analysis, Construction Loans, Government Loans, Real Estate Financing, Debt Consolidation, Home Equity Loans, Consumer Lending, Reverse Mortgages, Real Estate Transactions, Finance, Short Sales, Single Family Homes, Banking, Real Estate, Investments, Underwriting, Sales, Home Equity Lines of..., Mortgage Marketing, Commercial Mortgages, HUD, Mortgage Planning, Telecommunication..., VA Loans, FHA Financing
Education
Northwestern University 1984 — 1986
Certified Collision Reconstructionist, Technical vehicle collision investigation, Vehicle Dynamics, Collision Reconstruction
Green River Community College 1975 — 1977
Computer Science, Business Administration
Auburn Sr. High School 1972 — 1974
Graduate
New American Funding January 2015 - Present
Bay Equity, LLC January 2014 - January 2015
Columbia Funding Mortgage October 2013 - February 2014
Sound Mortgage, Inc. February 2012 - October 2013
Response Mortgage Services December 2002 - March 2009
Advantage Mortgage Group August 2001 - December 2002
Everett Police Department February 1989 - September 2001
Signal Mortgage May 2001 - August 2001
Juneau Police Department June 1981 - February 1989
Juneau Police 1981 - 1989
Skills
Refinance, Mortgage Lending, Loans, First Time Home Buyers, USDA, FHA, Investment Properties, Residential Mortgages, Credit, Certified Mortgage..., Mortgage Banking, VA loans, Mortgage Underwriting, FHA financing, Loan Origination, Credit Analysis, Construction Loans, Government Loans, Real Estate Financing, Debt Consolidation, Home Equity Loans, Consumer Lending, Reverse Mortgages, Real Estate Transactions, Finance, Short Sales, Single Family Homes, Banking, Real Estate, Investments, Underwriting, Sales, Home Equity Lines of..., Mortgage Marketing, Commercial Mortgages, HUD, Mortgage Planning, Telecommunication..., VA Loans, FHA Financing
Education
Northwestern University 1984 — 1986
Certified Collision Reconstructionist, Technical vehicle collision investigation, Vehicle Dynamics, Collision Reconstruction
Green River Community College 1975 — 1977
Computer Science, Business Administration
Auburn Sr. High School 1972 — 1974
Graduate
Jonathan Hallstead, MBA Jonathan Hallstead, MBA's Bay Equity, LLC Experience January 2013 - Present
Job Area Sales Manager at Bay Equity, LLC
Industry Banking
Experience
California Association of Mortgage Professionals March 2013 - Present
Bay Equity, LLC January 2013 - Present
Guild Mortgage Company June 2011 - January 2013
Crossline Capital Inc January 2009 - June 2011
Octiva Inc. November 2008 - June 2011
Efficient Lending Inc August 2005 - January 2009
Skills
Licensing, FHA, Mortgage Lending, USDA, Refinance, Mortgage Banking, Loan Origination, Loans, Residential Mortgages, VA loans, Reverse Mortgages, FHA financing, Real Estate, Credit, Certified Mortgage..., Government Loans, Real Estate Financing, Home Equity Loans, Selling, Finance, Credit Analysis, Investments, Commercial Mortgages, Construction Loans, Underwriting, Mortgage Underwriting, First Time Home Buyers, Investment Properties, REO, Investors, Commercial Lending, Loss Mitigation, Financial Structuring, Real Estate Economics, Home Equity Lines of..., Banking, Consumer Lending, Funding, Mortgage Marketing, Loan Servicing, Foreclosures, Short Sales, Rates, Real Estate Transactions, Mortgage Servicing, Residential Homes, FHA Financing, Sales, VA Loans, Management
Education
Chapman University, The George L. Argyros School of Business and Economics 2005 — 2007
MBA, Accounting and Finance
University of California, Irvine 2001 — 2005
Bachelors of Arts, and Social Sciences (Psychology)
California Association of Mortgage Professionals March 2013 - Present
Bay Equity, LLC January 2013 - Present
Guild Mortgage Company June 2011 - January 2013
Crossline Capital Inc January 2009 - June 2011
Octiva Inc. November 2008 - June 2011
Efficient Lending Inc August 2005 - January 2009
Skills
Licensing, FHA, Mortgage Lending, USDA, Refinance, Mortgage Banking, Loan Origination, Loans, Residential Mortgages, VA loans, Reverse Mortgages, FHA financing, Real Estate, Credit, Certified Mortgage..., Government Loans, Real Estate Financing, Home Equity Loans, Selling, Finance, Credit Analysis, Investments, Commercial Mortgages, Construction Loans, Underwriting, Mortgage Underwriting, First Time Home Buyers, Investment Properties, REO, Investors, Commercial Lending, Loss Mitigation, Financial Structuring, Real Estate Economics, Home Equity Lines of..., Banking, Consumer Lending, Funding, Mortgage Marketing, Loan Servicing, Foreclosures, Short Sales, Rates, Real Estate Transactions, Mortgage Servicing, Residential Homes, FHA Financing, Sales, VA Loans, Management
Education
Chapman University, The George L. Argyros School of Business and Economics 2005 — 2007
MBA, Accounting and Finance
University of California, Irvine 2001 — 2005
Bachelors of Arts, and Social Sciences (Psychology)
John Shrein MLO-866507 John Shrein MLO-866507's Bay Equity, LLC Experience October 2013 - April 2014
Job Mortgage Loan Officer at Academy Mortgage Corporation
Industry Banking
Experience
Academy Mortgage Corporation January 2015 - Present
Legacy Lending Group A Division of Pinnacle Capital (Equal Housing Lender, NMLS 81395, WA CL 81395 April 2014 - January 2015
Bay Equity, LLC October 2013 - April 2014
Cobalt Mortgage June 2012 - October 2013
American Equity Mortgage December 2011 - June 2012
Mark Taylor Residential July 2009 - December 2011
ZAIO Inc. November 2007 - March 2009
Southwest Fixture Installers July 2004 - October 2007
Skills
Customer Service, Real Estate, Microsoft Excel, Banking, Microsoft Office, Mortgage Banking, Refinance, Sales, Sales Management, Credit, Loans, Residential Homes, Finance
Education
Mesa Community College
Academy Mortgage Corporation January 2015 - Present
Legacy Lending Group A Division of Pinnacle Capital (Equal Housing Lender, NMLS 81395, WA CL 81395 April 2014 - January 2015
Bay Equity, LLC October 2013 - April 2014
Cobalt Mortgage June 2012 - October 2013
American Equity Mortgage December 2011 - June 2012
Mark Taylor Residential July 2009 - December 2011
ZAIO Inc. November 2007 - March 2009
Southwest Fixture Installers July 2004 - October 2007
Skills
Customer Service, Real Estate, Microsoft Excel, Banking, Microsoft Office, Mortgage Banking, Refinance, Sales, Sales Management, Credit, Loans, Residential Homes, Finance
Education
Mesa Community College
Hajir Nejati Hajir Nejati's Bay Equity, LLC Experience October 2014 - Present
Job Area Sales Manager at Bay Equity, LLC
Industry Real Estate
Experience
Bay Equity, LLC October 2014 - Present
American Capital Corporation - ACC Home Loans November 2009 - October 2014
Park Place Funding September 2002 - November 2009
Skills
FHA, Loans, Mortgage Lending, Refinance, Loan Origination, Mortgage Banking, Reverse Mortgages, Foreclosures, Real Estate, VA loans, Investments, Short Sales, FHA financing, Residential Mortgages, Certified Mortgage..., Investment Properties, Sales, Referrals, Underwriting, Real Estate Financing, Sellers, Finance, First Time Home Buyers, Credit, Management, USDA, Construction Loans, Investors, VA Loans
Education
Kish International University 2000 — 2002
Master, Physical oceanography
Isfahan University of Technology 1992 — 2000
Bachelor’, Applied Physics
razi
razi
Bay Equity, LLC October 2014 - Present
American Capital Corporation - ACC Home Loans November 2009 - October 2014
Park Place Funding September 2002 - November 2009
Skills
FHA, Loans, Mortgage Lending, Refinance, Loan Origination, Mortgage Banking, Reverse Mortgages, Foreclosures, Real Estate, VA loans, Investments, Short Sales, FHA financing, Residential Mortgages, Certified Mortgage..., Investment Properties, Sales, Referrals, Underwriting, Real Estate Financing, Sellers, Finance, First Time Home Buyers, Credit, Management, USDA, Construction Loans, Investors, VA Loans
Education
Kish International University 2000 — 2002
Master, Physical oceanography
Isfahan University of Technology 1992 — 2000
Bachelor’, Applied Physics
razi
razi
Thomas Rubatino Thomas Rubatino's Bay Equity, LLC Experience May 2013 - January 2014
Job Server at Zeeks Pizza
Industry Financial Services
Experience
Zeeks Pizza February 2014 - Present
Bay Equity, LLC May 2013 - January 2014
Allied Residential February 2012 - May 2013
Northshore Christian Church & Academy May 2009 - March 2012
Skills
Credit, Sales, Mortgage Banking, Loans, Mortgage Lending
Education
Cornish College of the Arts 2008 — 2008
Cedar Park Christian School 2004 — 2008
Zeeks Pizza February 2014 - Present
Bay Equity, LLC May 2013 - January 2014
Allied Residential February 2012 - May 2013
Northshore Christian Church & Academy May 2009 - March 2012
Skills
Credit, Sales, Mortgage Banking, Loans, Mortgage Lending
Education
Cornish College of the Arts 2008 — 2008
Cedar Park Christian School 2004 — 2008
Bobby AskariDirect Mortgage Lender San Diego's Bay Equity, LLC Experience October 1990 - Present
Job Branch Sales Manager at CalPacific Bay Equity
Industry Real Estate
Experience
Bay Equity, LLC October 1990 - Present
San Diego Auto Trader Sockers 1986 - 1988
Skills
First Time Home Buyers, Mortgage Lending, Mortgage Origination, FHA, VA Loans, Investment Properties, Residential Mortgages, Refinance, Single Family Homes, Real Estate, HUD, Soccer, Jumbo Loans, Sellers, Residential Homes, Sales, Real Estate Transactions, Mortgage Banking, Loans
Education
San Diego State University-California State University 1981 — 1983
Bachelor of Applied Science (B.A.Sc.), Industrial Technology
Grossmont College 1979 — 1981
Associate’s Degree, Business Administration and Management, General
By Referral Only
Coaching, Business Development
Brian Buffini
Business Development
CalHafa
California Department of Real Estate
California Department of Real Estate Salespersons license ****NOT ACTIVE****, California Real Estate
Calpers Certificate of Mastery
Calpers program
City of Chula Vista Down payment assistance program
City of Santee down payment assistance
Community Housing Works
Bay Equity, LLC October 1990 - Present
San Diego Auto Trader Sockers 1986 - 1988
Skills
First Time Home Buyers, Mortgage Lending, Mortgage Origination, FHA, VA Loans, Investment Properties, Residential Mortgages, Refinance, Single Family Homes, Real Estate, HUD, Soccer, Jumbo Loans, Sellers, Residential Homes, Sales, Real Estate Transactions, Mortgage Banking, Loans
Education
San Diego State University-California State University 1981 — 1983
Bachelor of Applied Science (B.A.Sc.), Industrial Technology
Grossmont College 1979 — 1981
Associate’s Degree, Business Administration and Management, General
By Referral Only
Coaching, Business Development
Brian Buffini
Business Development
CalHafa
California Department of Real Estate
California Department of Real Estate Salespersons license ****NOT ACTIVE****, California Real Estate
Calpers Certificate of Mastery
Calpers program
City of Chula Vista Down payment assistance program
City of Santee down payment assistance
Community Housing Works
Paul St Marie Paul St Marie's Bay Equity, LLC Experience April 2013 - November 2013
Job Branch Manager at Sierra Pacific Mortgage Company, Inc.
Industry Financial Services
Experience
Sierra Pacific Mortgage Company, Inc. November 2014 - Present
Tristar Finance, Inc. January 2014 - May 2014
Bay Equity, LLC April 2013 - November 2013
Cobalt Mortgage February 2012 - March 2013
Premier Finance Group June 2011 - December 2011
Professional baseball player/unrestricted free agent June 2008 - January 2010
Skills
Mortgage Lending, VA loans, FHA financing, USDA, Refinance, FHA, Mortgage Banking, Residential Mortgages, Loan Origination, Government Loans, Loans, Real Estate Financing, First Time Home Buyers, Investment Properties, Credit, Mortgage Marketing, Credit Analysis, Referrals, Investors, Banking, Mortgage Servicing, New Home Sales, Single Family Homes, HomePath, Vacation Homes, Loan Modifications, Rates, Cold Calling, Social Media Marketing, One-to-one Marketing, Sales Presentations, Reverse Mortgages, Mortgage Underwriting, Non-Conforming, Home Equity Lines of..., Commercial Mortgages, Underwriting, Real Estate Economics, Real Estate Transactions, Home Equity Loans, Finance, FHA Financing, VA Loans
Education
Wayland Baptist University 2009 — 2009
Music and Marketing
St Martin's University In Olympia 2007 — 2008
Music and Marketing
College of the Desert 2006 — 2007
Music, Marketing
Big Bend Community College 2004 — 2005
Liberal Arts
Sierra Pacific Mortgage Company, Inc. November 2014 - Present
Tristar Finance, Inc. January 2014 - May 2014
Bay Equity, LLC April 2013 - November 2013
Cobalt Mortgage February 2012 - March 2013
Premier Finance Group June 2011 - December 2011
Professional baseball player/unrestricted free agent June 2008 - January 2010
Skills
Mortgage Lending, VA loans, FHA financing, USDA, Refinance, FHA, Mortgage Banking, Residential Mortgages, Loan Origination, Government Loans, Loans, Real Estate Financing, First Time Home Buyers, Investment Properties, Credit, Mortgage Marketing, Credit Analysis, Referrals, Investors, Banking, Mortgage Servicing, New Home Sales, Single Family Homes, HomePath, Vacation Homes, Loan Modifications, Rates, Cold Calling, Social Media Marketing, One-to-one Marketing, Sales Presentations, Reverse Mortgages, Mortgage Underwriting, Non-Conforming, Home Equity Lines of..., Commercial Mortgages, Underwriting, Real Estate Economics, Real Estate Transactions, Home Equity Loans, Finance, FHA Financing, VA Loans
Education
Wayland Baptist University 2009 — 2009
Music and Marketing
St Martin's University In Olympia 2007 — 2008
Music and Marketing
College of the Desert 2006 — 2007
Music, Marketing
Big Bend Community College 2004 — 2005
Liberal Arts
Doug Schreifels Doug Schreifels's Bay Equity, LLC Experience December 2009 - January 2014
Job Senior Mortgage Loan Officer at LoanStar Home Lending
Industry Financial Services
Experience
LoanStar Home Lending January 2014 - Present
Bay Equity, LLC December 2009 - January 2014
America One Finance December 2008 - December 2009
Patriot Financial December 2005 - December 2008
Ameriquest Mortgage Company October 2004 - December 2005
Magnolia Audio Video 1995 - 2004
Magnolia Hi Fi 1995 - 2004
Skills
FHA financing, VA loans, FHA, Fannie Mae, Jumbo Mortgage, USDA, Mortgage Lending, Team Building, Loans, Refinance, Real Estate, HAMP, Customer Service, First Time Home Buyers, Mortgage Banking, Sales Management, Sales
Education
Edmonds Community College 1994 — 1996
Associates, Economics, Business
LoanStar Home Lending January 2014 - Present
Bay Equity, LLC December 2009 - January 2014
America One Finance December 2008 - December 2009
Patriot Financial December 2005 - December 2008
Ameriquest Mortgage Company October 2004 - December 2005
Magnolia Audio Video 1995 - 2004
Magnolia Hi Fi 1995 - 2004
Skills
FHA financing, VA loans, FHA, Fannie Mae, Jumbo Mortgage, USDA, Mortgage Lending, Team Building, Loans, Refinance, Real Estate, HAMP, Customer Service, First Time Home Buyers, Mortgage Banking, Sales Management, Sales
Education
Edmonds Community College 1994 — 1996
Associates, Economics, Business
Autumn Vanrooy's Bay Equity, LLC Experience October 2010 - Present
Job VP Pacific Northwest, Bay Equity Home Loans
Industry Real Estate
Experience
Bay Equity, LLC October 2010 - Present
Loan Network LLC January 2009 - January 2010
America One Finance,Inc. August 2004 - January 2010
Four Seasons Hotels and Resorts 2000 - 2003
Skills
Mortgage Banking, Residential Mortgages, Loan Origination, FHA, Refinance, Real Estate Financing, Mortgage Lending, First Time Home Buyers, Credit, Reverse Mortgages, Real Estate, Investment Properties, Loans, VA loans, FHA financing, Management, Executive Management, Sales, Financial Accounting, Mortgage Underwriting, Credit Analysis, Loss Mitigation, Corporate Finance
Education
Northern Arizona University 1997 — 1999
Bachelor of Business Administration (B.B.A.), Accounting and Finance
Bay Equity, LLC October 2010 - Present
Loan Network LLC January 2009 - January 2010
America One Finance,Inc. August 2004 - January 2010
Four Seasons Hotels and Resorts 2000 - 2003
Skills
Mortgage Banking, Residential Mortgages, Loan Origination, FHA, Refinance, Real Estate Financing, Mortgage Lending, First Time Home Buyers, Credit, Reverse Mortgages, Real Estate, Investment Properties, Loans, VA loans, FHA financing, Management, Executive Management, Sales, Financial Accounting, Mortgage Underwriting, Credit Analysis, Loss Mitigation, Corporate Finance
Education
Northern Arizona University 1997 — 1999
Bachelor of Business Administration (B.B.A.), Accounting and Finance
Debbie Morales Debbie Morales's Bay Equity, LLC Experience August 2012 - January 2014
Job Independent Associate at LegalShield
Industry Legal Services
Experience
AmeriSave Mortgage Corporation February 2015 - Present
LegalShield, Independent Associate August 2011 - Present
Nations Direct Mortgage January 2014 - January 2015
Bay Equity, LLC August 2012 - January 2014
Lydian Mortgage 2007 - 2008
Lydian Mortgage 2007 - 2008
Downey Savings August 1996 - April 2007
Skills
Mortgage, Loans, Mortgage Lending, Real Estate, Sales, Sales Presentations, Wholesale Lending, Home Equity Lines of..., Refinance, FHA, Loss Mitigation, Trade Shows, Insurance, Referrals, Employee Training, Loan Origination, Team Building, Loan Servicing, Customer Acquisition, Training, Salesforce.com, Marketing Strategy, Mortgage Banking, CRM, First Time Home Buyers, Mortgage Servicing, Leadership, Investment Properties, Customer Service, Business Development, Credit, Sales Process, Mortgage Underwriting, Reverse Mortgages, Residential Mortgages
Education
Orange Coast College 1985 — 1990
AA, Liberal Arts
Newport Harbor High 1981 — 1985
AmeriSave Mortgage Corporation February 2015 - Present
LegalShield, Independent Associate August 2011 - Present
Nations Direct Mortgage January 2014 - January 2015
Bay Equity, LLC August 2012 - January 2014
Lydian Mortgage 2007 - 2008
Lydian Mortgage 2007 - 2008
Downey Savings August 1996 - April 2007
Skills
Mortgage, Loans, Mortgage Lending, Real Estate, Sales, Sales Presentations, Wholesale Lending, Home Equity Lines of..., Refinance, FHA, Loss Mitigation, Trade Shows, Insurance, Referrals, Employee Training, Loan Origination, Team Building, Loan Servicing, Customer Acquisition, Training, Salesforce.com, Marketing Strategy, Mortgage Banking, CRM, First Time Home Buyers, Mortgage Servicing, Leadership, Investment Properties, Customer Service, Business Development, Credit, Sales Process, Mortgage Underwriting, Reverse Mortgages, Residential Mortgages
Education
Orange Coast College 1985 — 1990
AA, Liberal Arts
Newport Harbor High 1981 — 1985
Michelle Nin Michelle Nin's Bay Equity, LLC Experience 2013 - 2014
Job CEO
Industry Financial Services
Experience
Kennedy Towers Billing Solutions March 2012 - Present
Bay Equity, LLC 2013 - 2014
Skills
Finance, Payroll, Invoicing, Claim, Analysis, Medical Billing, Accounting, Financial Reporting, Healthcare, Microsoft Excel, Process Improvement, Accounts Payable, Financial Analysis, Negotiation, Customer Service, Budgets, Auditing, QuickBooks, Accounts Receivable, Account Reconciliation
Education
Florida Southern College
Associate of Arts (AA), Accounting and Business/Management
Hawaii Medical College
Medical Billing & Coding
Kennedy Towers Billing Solutions March 2012 - Present
Bay Equity, LLC 2013 - 2014
Skills
Finance, Payroll, Invoicing, Claim, Analysis, Medical Billing, Accounting, Financial Reporting, Healthcare, Microsoft Excel, Process Improvement, Accounts Payable, Financial Analysis, Negotiation, Customer Service, Budgets, Auditing, QuickBooks, Accounts Receivable, Account Reconciliation
Education
Florida Southern College
Associate of Arts (AA), Accounting and Business/Management
Hawaii Medical College
Medical Billing & Coding
Sandra Lara Sandra Lara's Bay Equity, LLC Experience April 2013 - April 2014
Job HR Representative at Business Wire
Industry Public Relations and Communications
Experience
Business Wire April 2014 - Present
Bay Equity, LLC April 2013 - April 2014
TruGreen February 2010 - April 2012
Pacific Estates Mortgage July 2005 - September 2007
Skills
Technical Skillset, Closing Abilities, Sales Presentations, Telemarketing, Microsoft Office, Social Listening, Social Networking, Team Leadership, Organization Skills, Creativity Skills, Motivational Speaking, Sales Motivation, Negotiation, Sales, Human Resources, Customer Service, Microsoft Excel
Education
Golden Gate University 2014 — 2016
Bachelor of Business Management
Modesto Junior College 2001 — 2002
Transfer, General Studies
Fred C. Beyer 1998 — 2001
High School Diploma
Business Wire April 2014 - Present
Bay Equity, LLC April 2013 - April 2014
TruGreen February 2010 - April 2012
Pacific Estates Mortgage July 2005 - September 2007
Skills
Technical Skillset, Closing Abilities, Sales Presentations, Telemarketing, Microsoft Office, Social Listening, Social Networking, Team Leadership, Organization Skills, Creativity Skills, Motivational Speaking, Sales Motivation, Negotiation, Sales, Human Resources, Customer Service, Microsoft Excel
Education
Golden Gate University 2014 — 2016
Bachelor of Business Management
Modesto Junior College 2001 — 2002
Transfer, General Studies
Fred C. Beyer 1998 — 2001
High School Diploma
Mardell Mikolaj's Bay Equity, LLC Experience 2012 - 2013
Job Mortgage Underwriter
Industry Financial Services
Experience
Bay Equity, LLC 2012 - 2013
Lime Financial 2005 - 2008
Meritage Mortgage 1998 - 2002
Various Mortgage Companies 1993 - 1998
Skills
Mortgage Lending, Mortgage Banking
Education
Marylhurst University 2005 — 2006
Bay Equity, LLC 2012 - 2013
Lime Financial 2005 - 2008
Meritage Mortgage 1998 - 2002
Various Mortgage Companies 1993 - 1998
Skills
Mortgage Lending, Mortgage Banking
Education
Marylhurst University 2005 — 2006
Tonette Green Tonette Green's Bay Equity, LLC Experience April 2013 - September 2013
Job Admissions Counselor at Samuel Merritt University
Industry Higher Education
Experience
Samuel Merritt University May 2015 - Present
John F. Kennedy University September 2013 - Present
Bay Equity, LLC April 2013 - September 2013
Heald College July 2009 - July 2012
University of Phoenix 2006 - 2009
Bank of America Home Loans 2002 - 2004
Skills
Adult Education, Admissions, Student Financial Aid, Enrollment Management, Retaining Customers, Student Affairs, Student Recruiting, Campus, Academic Administration, Higher Education, CampusVue, Career Counseling, Academic Advising, Resume Writing, Community Outreach, Conflict Resolution, Training, Distance Learning, Student Counseling, Career Development, Leadership Development, Program Management, Interviews, Student Development, College Recruiting, Student Engagement, Admissions Counseling, Staff Development, Higher Education..., Recruiting, Job Search Strategies, E-Learning, Educational Leadership, Customer Retention
Education
John F. Kennedy University 2013 — 2015
Bachelor's Degree, Psychology
Samuel Merritt University May 2015 - Present
John F. Kennedy University September 2013 - Present
Bay Equity, LLC April 2013 - September 2013
Heald College July 2009 - July 2012
University of Phoenix 2006 - 2009
Bank of America Home Loans 2002 - 2004
Skills
Adult Education, Admissions, Student Financial Aid, Enrollment Management, Retaining Customers, Student Affairs, Student Recruiting, Campus, Academic Administration, Higher Education, CampusVue, Career Counseling, Academic Advising, Resume Writing, Community Outreach, Conflict Resolution, Training, Distance Learning, Student Counseling, Career Development, Leadership Development, Program Management, Interviews, Student Development, College Recruiting, Student Engagement, Admissions Counseling, Staff Development, Higher Education..., Recruiting, Job Search Strategies, E-Learning, Educational Leadership, Customer Retention
Education
John F. Kennedy University 2013 — 2015
Bachelor's Degree, Psychology
Kati Waller over 20 years of experience Kati Waller over 20 years of experience's Bay Equity, LLC Experience July 2010 - October 2012
Job Regional Sales Manager at Real Estate Mortgage Network
Industry Real Estate
Experience
Real Estate Mortgage Network May 2013 - Present
Performance Home Loans October 2012 - May 2013
Bay Equity, LLC July 2010 - October 2012
Sierra Pacific Mortgage March 2008 - July 2010
First Magnus Financial January 2004 - August 2007
Pacific Republic Mortgage January 1991 - January 2004
Skills
Mortgage, Mortgage Lending, Loans, Mortgage Banking, FHA, Real Estate, Sellers, VA loans, Credit, Residential Mortgages, First Time Home Buyers, Loan Origination, Underwriting, Investment Properties, Foreclosures, Banking, REO, Residential Homes, Finance, Selling, Sales, Short Sales, Real Estate Financing, Real Estate Transactions, Customer Service, Customer Retention, Customer Satisfaction, Recruiting, Wholesale Lending, Notary Public, Loan Servicing, Government Loans, 203K, USDA, Investment Banking, Mortgage Underwriting, Scuba Diving
Education
San Diego State University-California State University 2005 — 2011
Bachelors of Arts, Women's Studies, Degree
Mesa Community College 2002 — 2005
Associates, Transfer Studies, Associates Degree
Department of Housing and Urban Development 1995 — 1995
Direct Endorsement Underwriter, Fha Lending
Department of Veterans Affairs 1995 — 1995
VA Automatic Underwriter
Granite Hills High School
Diploma, General Studies
Real Estate Mortgage Network May 2013 - Present
Performance Home Loans October 2012 - May 2013
Bay Equity, LLC July 2010 - October 2012
Sierra Pacific Mortgage March 2008 - July 2010
First Magnus Financial January 2004 - August 2007
Pacific Republic Mortgage January 1991 - January 2004
Skills
Mortgage, Mortgage Lending, Loans, Mortgage Banking, FHA, Real Estate, Sellers, VA loans, Credit, Residential Mortgages, First Time Home Buyers, Loan Origination, Underwriting, Investment Properties, Foreclosures, Banking, REO, Residential Homes, Finance, Selling, Sales, Short Sales, Real Estate Financing, Real Estate Transactions, Customer Service, Customer Retention, Customer Satisfaction, Recruiting, Wholesale Lending, Notary Public, Loan Servicing, Government Loans, 203K, USDA, Investment Banking, Mortgage Underwriting, Scuba Diving
Education
San Diego State University-California State University 2005 — 2011
Bachelors of Arts, Women's Studies, Degree
Mesa Community College 2002 — 2005
Associates, Transfer Studies, Associates Degree
Department of Housing and Urban Development 1995 — 1995
Direct Endorsement Underwriter, Fha Lending
Department of Veterans Affairs 1995 — 1995
VA Automatic Underwriter
Granite Hills High School
Diploma, General Studies
Eloisa Furnaguera Eloisa Furnaguera's Bay Equity, LLC Experience 2010 - September 2011
Job Broker Relations Manager at Bay Equity LLC
Industry Financial Services
Experience
Bay Equity LLC 2010 - September 2011
Bay Equity, LLC 2009 - 2010
The Leukemia & Lymphoma Society 2008 - 2009
Skills
Fluent in Spanish,..., Mortgage Lending
Education
University of Copenhagen 2004 — 2007
BA in Economics, Economics
Bay Equity LLC 2010 - September 2011
Bay Equity, LLC 2009 - 2010
The Leukemia & Lymphoma Society 2008 - 2009
Skills
Fluent in Spanish,..., Mortgage Lending
Education
University of Copenhagen 2004 — 2007
BA in Economics, Economics
Giovanni Aranda Giovanni Aranda's Bay Equity, LLC Experience April 2014 - 2014
Job Mortgage Consultant at American 1st Home Loans
Industry Financial Services
Experience
American 1st Home Loans 2014 - Present
Spectra Home Loans January 2014 - March 2014
Bay Equity, LLC April 2014 - 2014
W.J Bradley Mortgage 2013 - 2013
Peoples Mortgage Group January 2002 - January 2012
Aames Home Loans January 2000 - January 2002
Bank of America January 1995 - December 1999
United States Marine Corps 1991 - 1995
Skills
Investment Properties, Property Flipping, Money Management, Budget Setting, Recruiting, Highly motivated..., Positive Personality, Mortgage Lending, FHA financing, VA Home Loans, Jumbo Mortgage, First Time Home Buyers, Cash Out, Government Loans, Non-Conforming
Education
San Diego State University-California State University 1995 — 1999
BS, Finance
Mt. San Antonio College 1995 — 1997
General Studies
American 1st Home Loans 2014 - Present
Spectra Home Loans January 2014 - March 2014
Bay Equity, LLC April 2014 - 2014
W.J Bradley Mortgage 2013 - 2013
Peoples Mortgage Group January 2002 - January 2012
Aames Home Loans January 2000 - January 2002
Bank of America January 1995 - December 1999
United States Marine Corps 1991 - 1995
Skills
Investment Properties, Property Flipping, Money Management, Budget Setting, Recruiting, Highly motivated..., Positive Personality, Mortgage Lending, FHA financing, VA Home Loans, Jumbo Mortgage, First Time Home Buyers, Cash Out, Government Loans, Non-Conforming
Education
San Diego State University-California State University 1995 — 1999
BS, Finance
Mt. San Antonio College 1995 — 1997
General Studies
Anna-Cristina (Palacios) Dennin Anna-Cristina (Palacios) Dennin's Bay Equity, LLC Experience February 2015 - Present
Job Business Relationship Manager at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC February 2015 - Present
Endeavor America Loan Services April 2014 - February 2015
American Financial Resources, Inc. (AFR Mortgage) February 2008 - March 2014
WASHINGTON MUTUAL BANK February 1995 - January 2008
Washington Mutual Bank March 1994 - January 2008
LONG BEACH MORTGAGE January 1998 - December 2000
Skills
Selling, FHA, Mortgage Lending, Sales Management, Loan Origination, Loans, New Business Development, Mortgage Banking, Sales, Banking, Credit, Finance, Refinance, USDA, Executive Management, VA Loans, FHA Financing, Residential Mortgages
Education
University of California, Riverside 1990 — 1993
BA, Political Science
UC Riverside 1988 — 1992
Bachelor of Arts (B.A.), Political Science and Government
California State University-San Bernardino 1989 — 1990
Bachelor of Arts (B.A.), Political Science and Government
C OURSEWORK IN G ENERAL S TUDIES Riverside Community College
Associate of Arts (AA), Political Science and Government
Bay Equity, LLC February 2015 - Present
Endeavor America Loan Services April 2014 - February 2015
American Financial Resources, Inc. (AFR Mortgage) February 2008 - March 2014
WASHINGTON MUTUAL BANK February 1995 - January 2008
Washington Mutual Bank March 1994 - January 2008
LONG BEACH MORTGAGE January 1998 - December 2000
Skills
Selling, FHA, Mortgage Lending, Sales Management, Loan Origination, Loans, New Business Development, Mortgage Banking, Sales, Banking, Credit, Finance, Refinance, USDA, Executive Management, VA Loans, FHA Financing, Residential Mortgages
Education
University of California, Riverside 1990 — 1993
BA, Political Science
UC Riverside 1988 — 1992
Bachelor of Arts (B.A.), Political Science and Government
California State University-San Bernardino 1989 — 1990
Bachelor of Arts (B.A.), Political Science and Government
C OURSEWORK IN G ENERAL S TUDIES Riverside Community College
Associate of Arts (AA), Political Science and Government
Charleen Snapper Charleen Snapper's Bay Equity, LLC Experience September 2012 - July 2013
Job Administrative Coordinator
Industry Chemicals
Experience
Univar August 2014 - Present
Swink Style Bar August 2013 - August 2014
Bay Equity, LLC September 2012 - July 2013
Obadiah Salon 2007 - 2012
Skills
Customer Service, Sales, Mortgage Lending, Microsoft Office, Marketing, Customer Retention, Loans, Training, Team Building, Customer Satisfaction, Management, Real Estate, New Business Development, Outlook, Negotiation
Education
Bellevue Community College 1999 — 2001
Univar August 2014 - Present
Swink Style Bar August 2013 - August 2014
Bay Equity, LLC September 2012 - July 2013
Obadiah Salon 2007 - 2012
Skills
Customer Service, Sales, Mortgage Lending, Microsoft Office, Marketing, Customer Retention, Loans, Training, Team Building, Customer Satisfaction, Management, Real Estate, New Business Development, Outlook, Negotiation
Education
Bellevue Community College 1999 — 2001
Paul Bresee Paul Bresee's Bay Equity, LLC Experience November 2012 - June 2013
Job Branch Manager at Neighbor's Financial Corporation (NFC) NMLS # 112408
Industry Financial Services
Experience
Neighbor's Financial Corporation (NFC) August 2014 - Present
Windermere Mortgage Services June 2013 - August 2014
Bay Equity, LLC November 2012 - June 2013
Smokey Point Distributing Inc. January 2012 - June 2013
LeaderOne Financial April 2010 - November 2012
Custom Mortgage Solutions April 2004 - April 2010
1st Columbia Mortgage January 1998 - April 2004
Boeing Company January 1997 - January 1999
Skills
Management, Financial Analysis, Customer Relations, USDA, FHA, First Time Home Buyers, Loans, FHA financing, Finance, Sellers, Mortgage Lending, Refinance, Mortgage Banking, Rates, Selling, Real Estate Financing, Negotiation, Debt Consolidation, HUD, Funding, Team Building, Commercial Real Estate, Investment Properties, Loan Origination, Sales, Residential Mortgages, VA loans, Reverse Mortgages, Government Loans, Certified Mortgage..., Mortgage Marketing, Construction Loans, Credit, Credit Analysis, Contract Negotiation, Referrals, Real Estate Transactions, Residential Homes, Investors, Real Estate Economics, Marketing, Leadership, Customer Service, Banking, Underwriting, Loss Mitigation, Mortgage Underwriting, REO, Real Estate, Insurance
Education
Edmonds Community College 1991 — 1993
General
meadowdale 1988 — 1991
High School Diploma, High School
Edmonds Community College 1987 — 1991
Neighbor's Financial Corporation (NFC) August 2014 - Present
Windermere Mortgage Services June 2013 - August 2014
Bay Equity, LLC November 2012 - June 2013
Smokey Point Distributing Inc. January 2012 - June 2013
LeaderOne Financial April 2010 - November 2012
Custom Mortgage Solutions April 2004 - April 2010
1st Columbia Mortgage January 1998 - April 2004
Boeing Company January 1997 - January 1999
Skills
Management, Financial Analysis, Customer Relations, USDA, FHA, First Time Home Buyers, Loans, FHA financing, Finance, Sellers, Mortgage Lending, Refinance, Mortgage Banking, Rates, Selling, Real Estate Financing, Negotiation, Debt Consolidation, HUD, Funding, Team Building, Commercial Real Estate, Investment Properties, Loan Origination, Sales, Residential Mortgages, VA loans, Reverse Mortgages, Government Loans, Certified Mortgage..., Mortgage Marketing, Construction Loans, Credit, Credit Analysis, Contract Negotiation, Referrals, Real Estate Transactions, Residential Homes, Investors, Real Estate Economics, Marketing, Leadership, Customer Service, Banking, Underwriting, Loss Mitigation, Mortgage Underwriting, REO, Real Estate, Insurance
Education
Edmonds Community College 1991 — 1993
General
meadowdale 1988 — 1991
High School Diploma, High School
Edmonds Community College 1987 — 1991
Laurie Kendrick NMLS# 881513 Laurie Kendrick NMLS# 881513's Bay Equity, LLC Experience April 2013 - July 2014
Job Loan Officer Financingmyhome@yahoo.com
Industry Financial Services
Experience
The Lending Partners, LLC July 2014 - Present
Bay Equity, LLC April 2013 - July 2014
PrimeLending October 2012 - April 2013
Envoy Mortgage January 2010 - October 2012
Pacific Northern, Inc. 2005 - 2010
Kim International 1991 - 2004
Skills
Sales Management, Budgets, Negotiation, Strategic Planning, Mortgage Lending, Sales, Customer Service, Direct Sales, Marketing Strategy, FHA, Refinance, Customer Satisfaction, Retail, Marketing, Loans, Account Management, Residential Mortgages, Team Building, Team Leadership, Selling, Mortgage Banking, Real Estate, Financial Analysis, Banking, USDA, Management, Customer Retention, Loan Origination, Credit, Leadership, Finance, Sales Process, Investment Properties, Real Estate Financing, VA loans, Mortgage Underwriting, FHA financing, Certified Mortgage..., Government Loans, VA Loans, FHA Financing
Education
Baylor University 1981 — 1985
Bachelor of Arts (B.A.)
The Lending Partners, LLC July 2014 - Present
Bay Equity, LLC April 2013 - July 2014
PrimeLending October 2012 - April 2013
Envoy Mortgage January 2010 - October 2012
Pacific Northern, Inc. 2005 - 2010
Kim International 1991 - 2004
Skills
Sales Management, Budgets, Negotiation, Strategic Planning, Mortgage Lending, Sales, Customer Service, Direct Sales, Marketing Strategy, FHA, Refinance, Customer Satisfaction, Retail, Marketing, Loans, Account Management, Residential Mortgages, Team Building, Team Leadership, Selling, Mortgage Banking, Real Estate, Financial Analysis, Banking, USDA, Management, Customer Retention, Loan Origination, Credit, Leadership, Finance, Sales Process, Investment Properties, Real Estate Financing, VA loans, Mortgage Underwriting, FHA financing, Certified Mortgage..., Government Loans, VA Loans, FHA Financing
Education
Baylor University 1981 — 1985
Bachelor of Arts (B.A.)
Brian Thaut Brian Thaut's Bay Equity, LLC Experience September 2013 - February 2015
Job Sr. Mortgage Advisor
Industry Banking
Experience
Opes Advisors February 2015 - Present
Bay Equity, LLC September 2013 - February 2015
Sound Mortgage Inc August 2011 - September 2013
Rainier Mortgage March 2010 - June 2011
Bank of America May 2007 - March 2010
Wells Fargo Home Mortgage June 2003 - May 2007
Skills
Mortgage Lending, Sales Management, Jumbo Mortgage, Investment Properties, Refinance, Expert relationship..., Team Building, Mortgage Underwriting, FHA, Real Estate Lending, Lending Guidelines
Education
Central Washington University 1993 — 1998
Bellarmine Preparatory 1990 — 1993
Opes Advisors February 2015 - Present
Bay Equity, LLC September 2013 - February 2015
Sound Mortgage Inc August 2011 - September 2013
Rainier Mortgage March 2010 - June 2011
Bank of America May 2007 - March 2010
Wells Fargo Home Mortgage June 2003 - May 2007
Skills
Mortgage Lending, Sales Management, Jumbo Mortgage, Investment Properties, Refinance, Expert relationship..., Team Building, Mortgage Underwriting, FHA, Real Estate Lending, Lending Guidelines
Education
Central Washington University 1993 — 1998
Bellarmine Preparatory 1990 — 1993
Dan Meckel Dan Meckel's Bay Equity, LLC Experience February 2011 - June 2014
Job AVP Mortgage Development
Industry Financial Services
Experience
Willamette Valley Bank June 2014 - Present
Bay Equity, LLC February 2011 - June 2014
Arivian Financial Group November 2008 - February 2011
Lime Financial March 2007 - October 2008
Millennium Funding Group January 1999 - March 2007
Skills
Retail Strategic..., Wholesale Strategic..., Correspondent Banking, Strategic Partnerships, Retail, Mortgage Lending, Wholesale, Business Development, Credit, Mortgage Banking, Coaching, Sales Management, Government Loans, Sales Presentations, Relationship Management, New Business Development, Wholesale Lending, Banking, Sales, Team Building, Strategy, Real Estate Financing, Selling, Real Estate, Underwriting, Loans, Leadership, FHA, USDA, Marketing, FHA financing, Loan Origination, Management, First Time Home Buyers, Account Management, Investment Properties, Credit Analysis, Residential Mortgages, Construction Loans, FHA Financing
Education
University of Alaska Anchorage 1995 — 1997
Chemeketa Community College 1993 — 1995
Willamette Valley Bank June 2014 - Present
Bay Equity, LLC February 2011 - June 2014
Arivian Financial Group November 2008 - February 2011
Lime Financial March 2007 - October 2008
Millennium Funding Group January 1999 - March 2007
Skills
Retail Strategic..., Wholesale Strategic..., Correspondent Banking, Strategic Partnerships, Retail, Mortgage Lending, Wholesale, Business Development, Credit, Mortgage Banking, Coaching, Sales Management, Government Loans, Sales Presentations, Relationship Management, New Business Development, Wholesale Lending, Banking, Sales, Team Building, Strategy, Real Estate Financing, Selling, Real Estate, Underwriting, Loans, Leadership, FHA, USDA, Marketing, FHA financing, Loan Origination, Management, First Time Home Buyers, Account Management, Investment Properties, Credit Analysis, Residential Mortgages, Construction Loans, FHA Financing
Education
University of Alaska Anchorage 1995 — 1997
Chemeketa Community College 1993 — 1995
Mona Edick Mona Edick's Bay Equity, LLC Experience May 2015 - Present
Job Sr. Mortgage Consultant at Bay Equity, LLC
Industry Banking
Experience
Bay Equity, LLC May 2015 - Present
WJ Bradley Mortgage Capital, LLC July 2013 - April 2015
Marketplace Home Mortgage February 2013 - July 2013
Prime Mortgage March 2005 - May 2012
Skills
Loans, Customer Service, Banking, Coaching, Policy, Mortgage, Credit, Customer Relations, Refinance, Residential Mortgages, Mortgage Lending, Loan Origination, FHA, USDA, First Time Home Buyers, Real Estate, First Time Sellers, Lakeshore, Lakeview, Down Payment Assistance, Relocation Buyers, Jumbo Mortgage, USDA Rural Housing, VA, Investment Properties, Mortgage Banking, VA loans, FHA financing, Reverse Mortgages, Residential Homes, Home Equity Lines of..., Foreclosures, Single Family Homes, Investments, Strategic Financial..., Certified Mortgage..., Construction Loans, Short Sales, Real Estate Financing, Finance, Mortgage Marketing, Real Estate Economics, Selling, REO, Condos, Commercial Mortgages, Financial Structuring, Credit Analysis, HUD, Investors
Education
Minnesota School of Business 1995 — 1997
Minnehaha
Bay Equity, LLC May 2015 - Present
WJ Bradley Mortgage Capital, LLC July 2013 - April 2015
Marketplace Home Mortgage February 2013 - July 2013
Prime Mortgage March 2005 - May 2012
Skills
Loans, Customer Service, Banking, Coaching, Policy, Mortgage, Credit, Customer Relations, Refinance, Residential Mortgages, Mortgage Lending, Loan Origination, FHA, USDA, First Time Home Buyers, Real Estate, First Time Sellers, Lakeshore, Lakeview, Down Payment Assistance, Relocation Buyers, Jumbo Mortgage, USDA Rural Housing, VA, Investment Properties, Mortgage Banking, VA loans, FHA financing, Reverse Mortgages, Residential Homes, Home Equity Lines of..., Foreclosures, Single Family Homes, Investments, Strategic Financial..., Certified Mortgage..., Construction Loans, Short Sales, Real Estate Financing, Finance, Mortgage Marketing, Real Estate Economics, Selling, REO, Condos, Commercial Mortgages, Financial Structuring, Credit Analysis, HUD, Investors
Education
Minnesota School of Business 1995 — 1997
Minnehaha
Jeana Kama Jeana Kama's Bay Equity, LLC Experience July 2015 - Present
Job Senior Mortgage Officer, Bay Equity Home Loans
Industry Financial Services
Experience
Bay Equity, LLC July 2015 - Present
Mary Kay Cosmetics September 2006 - Present
W.J. Bradley Mortgage Capital, LLC October 2013 - June 2015
Envoy Mortgage June 2013 - August 2013
Woodmoor Group January 2013 - May 2013
Na Kamali'i O' Hawai'i 1987 - 2013
Independent Contractor/Employee Acquisition and Recruitment October 2011 - August 2012
Westwood College Online Division February 2006 - October 2010
Wells Fargo Consumer Credit Group September 2004 - February 2006
NABA November 2003 - June 2004
Skills
Customer Satisfaction, Customer Focus, Sales Management, Customer Oriented, Budgets, Sales, Customer Service, Coaching, Leadership, Strategic Planning, Management, Sourcing, Process Improvement, Hiring, Interviews, PowerPoint, Executive Search, Employee Benefits, Training, Leadership Development
Education
Monterey Peninsula College 1977 — 1979
Bay Equity, LLC July 2015 - Present
Mary Kay Cosmetics September 2006 - Present
W.J. Bradley Mortgage Capital, LLC October 2013 - June 2015
Envoy Mortgage June 2013 - August 2013
Woodmoor Group January 2013 - May 2013
Na Kamali'i O' Hawai'i 1987 - 2013
Independent Contractor/Employee Acquisition and Recruitment October 2011 - August 2012
Westwood College Online Division February 2006 - October 2010
Wells Fargo Consumer Credit Group September 2004 - February 2006
NABA November 2003 - June 2004
Skills
Customer Satisfaction, Customer Focus, Sales Management, Customer Oriented, Budgets, Sales, Customer Service, Coaching, Leadership, Strategic Planning, Management, Sourcing, Process Improvement, Hiring, Interviews, PowerPoint, Executive Search, Employee Benefits, Training, Leadership Development
Education
Monterey Peninsula College 1977 — 1979
Gene Avakian Gene Avakian's Bay Equity, LLC Experience February 2013 - Present
Job Branch Manager at Bay Equity LLC, Home Loans
Industry Financial Services
Experience
Bay Equity, LLC February 2013 - Present
Stearns Lending March 2012 - February 2013
Prospect Mortgage LLC 2008 - March 2012
National City Mortgage November 2001 - June 2008
Skills
Buyers, Certified Mortgage..., Condos, Credit, Customer Service, Credit Analysis, FHA, FHA financing, First Time Home Buyers, Foreclosures, Government Loans, Investors, Investment Properties, Mortgage Underwriting, REO, Real Estate, Real Estate Transactions, Sellers, Short Sales, Mortgage Lending, Loans, Referrals, Single Family Homes, Refinance, Mortgage Banking
Education
California State University, Fresno 1986 — 1989
Bay Equity, LLC February 2013 - Present
Stearns Lending March 2012 - February 2013
Prospect Mortgage LLC 2008 - March 2012
National City Mortgage November 2001 - June 2008
Skills
Buyers, Certified Mortgage..., Condos, Credit, Customer Service, Credit Analysis, FHA, FHA financing, First Time Home Buyers, Foreclosures, Government Loans, Investors, Investment Properties, Mortgage Underwriting, REO, Real Estate, Real Estate Transactions, Sellers, Short Sales, Mortgage Lending, Loans, Referrals, Single Family Homes, Refinance, Mortgage Banking
Education
California State University, Fresno 1986 — 1989
Gina Freskan Gina Freskan's Bay Equity, LLC Experience March 2014 - April 2014
Job FINANCE OFFICE MANAGER at Global Gourmet Catering
Industry Accounting
Experience
Global Gourmet Catering February 2015 - Present
ZumiFi July 2014 - September 2014
HashFast Technologies May 2014 - July 2014
Bay Equity, LLC March 2014 - April 2014
Pivotal Resources October 2013 - November 2013
FMCG MANUFACTURING March 2010 - April 2013
ELECTRONIC STOCKROOM May 2008 - November 2008
Extreme Music March 2001 - March 2007
BCBGMAXAZRIAGROUP July 2000 - March 2001
Universal Studios Hollywood July 1992 - July 2000
Skills
General Ledger, Accounting, Journal Entries, Account Reconciliation, QuickBooks, Financial Reporting, Sales Tax, GAAP, Financial Statements, Tax Returns, Tax Preparation, Accruals, Fixed Assets, Bank Reconciliation, Payroll Taxes, Accounts Payable
Education
Napa Valley College 1989 — 1991
Associate's degree in Accounting, ACCOUNTING, B
Global Gourmet Catering February 2015 - Present
ZumiFi July 2014 - September 2014
HashFast Technologies May 2014 - July 2014
Bay Equity, LLC March 2014 - April 2014
Pivotal Resources October 2013 - November 2013
FMCG MANUFACTURING March 2010 - April 2013
ELECTRONIC STOCKROOM May 2008 - November 2008
Extreme Music March 2001 - March 2007
BCBGMAXAZRIAGROUP July 2000 - March 2001
Universal Studios Hollywood July 1992 - July 2000
Skills
General Ledger, Accounting, Journal Entries, Account Reconciliation, QuickBooks, Financial Reporting, Sales Tax, GAAP, Financial Statements, Tax Returns, Tax Preparation, Accruals, Fixed Assets, Bank Reconciliation, Payroll Taxes, Accounts Payable
Education
Napa Valley College 1989 — 1991
Associate's degree in Accounting, ACCOUNTING, B
Chris Noriega Chris Noriega's Bay Equity, LLC Experience July 2007 - June 2008
Job Agent Trainee at Verve Talent and Literary Agency
Industry Entertainment
Experience
Verve Talent and Literary Agency June 2012 - Present
The Gersh Agency February 2011 - May 2012
Preferred Content July 2010 - January 2011
Twentieth Century Fox International January 2010 - May 2010
National Lampoon May 2009 - September 2009
Fox Filmed Entertainment January 2009 - April 2009
Bay Equity, LLC July 2007 - June 2008
Washington Mutual, Inc. March 2004 - March 2007
Education
University of Southern California - Marshall School of Business 2008 — 2010
MBA
California Polytechnic State University-San Luis Obispo 1998 — 2002
BS, Business Administration
Verve Talent and Literary Agency June 2012 - Present
The Gersh Agency February 2011 - May 2012
Preferred Content July 2010 - January 2011
Twentieth Century Fox International January 2010 - May 2010
National Lampoon May 2009 - September 2009
Fox Filmed Entertainment January 2009 - April 2009
Bay Equity, LLC July 2007 - June 2008
Washington Mutual, Inc. March 2004 - March 2007
Education
University of Southern California - Marshall School of Business 2008 — 2010
MBA
California Polytechnic State University-San Luis Obispo 1998 — 2002
BS, Business Administration
Becky Rhodes, MBA Becky Rhodes, MBA's Bay Equity, LLC Experience May 2013 - March 2014
Job Reverse Mortgage Planning Specialist
Industry Financial Services
Experience
Security National Mortgage Company July 2015 - Present
New American Funding March 2014 - July 2015
Bay Equity, LLC May 2013 - March 2014
Guild Mortgage Company January 2011 - May 2013
RPM Mortgage Inc October 2008 - January 2011
Pacific West Lending February 2008 - October 2008
Indymac Bank March 2007 - February 2008
Global Financial Network October 2006 - March 2007
New Construction Division, LAUSD June 2005 - October 2006
Skills
Tax Return Analysis, VA qualification, FHA loan qualification, MCC qualification, CalHFA CHDAP..., Credit score improvement, First Time Homebuyer..., FHA 203(k) Streamline..., more than 4 financed..., Refinance..., Home Path - 10% for..., My Community- 5% down, Manufactured Home, credit score below 640..., Non-Traditional Credit, CalSTRS - 5% down for..., 3% Grant for First Time..., FHA FLIPS, VA loans, FHA financing, CalSTRS, CalHFA, Spanish, Credit Scoring, Tax Returns, Liability, HUD, Affordable Housing..., Mortgage, Mortgage Lending, Duplexes, Condos, Mobile Homes, Russian, Jumbo, Non-Conforming, First Time Home Buyers, Loan Origination, Financial Analysis, Mortgage Planning, Refinance, Accountants, MBA Finance, Real Estate License, Public Speaking, Investments, Loans, FHA, Credit, Certified Mortgage...
Education
University of California, Los Angeles - The Anderson School of Management 2001 — 2004
MBA, Finance
College for Financial Planning 1992 — 1995
CFP, Financial Planning
Security National Mortgage Company July 2015 - Present
New American Funding March 2014 - July 2015
Bay Equity, LLC May 2013 - March 2014
Guild Mortgage Company January 2011 - May 2013
RPM Mortgage Inc October 2008 - January 2011
Pacific West Lending February 2008 - October 2008
Indymac Bank March 2007 - February 2008
Global Financial Network October 2006 - March 2007
New Construction Division, LAUSD June 2005 - October 2006
Skills
Tax Return Analysis, VA qualification, FHA loan qualification, MCC qualification, CalHFA CHDAP..., Credit score improvement, First Time Homebuyer..., FHA 203(k) Streamline..., more than 4 financed..., Refinance..., Home Path - 10% for..., My Community- 5% down, Manufactured Home, credit score below 640..., Non-Traditional Credit, CalSTRS - 5% down for..., 3% Grant for First Time..., FHA FLIPS, VA loans, FHA financing, CalSTRS, CalHFA, Spanish, Credit Scoring, Tax Returns, Liability, HUD, Affordable Housing..., Mortgage, Mortgage Lending, Duplexes, Condos, Mobile Homes, Russian, Jumbo, Non-Conforming, First Time Home Buyers, Loan Origination, Financial Analysis, Mortgage Planning, Refinance, Accountants, MBA Finance, Real Estate License, Public Speaking, Investments, Loans, FHA, Credit, Certified Mortgage...
Education
University of California, Los Angeles - The Anderson School of Management 2001 — 2004
MBA, Finance
College for Financial Planning 1992 — 1995
CFP, Financial Planning
Kimberly Beaman Kimberly Beaman's Bay Equity, LLC Experience December 2014 - Present
Job Sr. Loan Processor at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC December 2014 - Present
Parkmont Lending June 2013 - December 2014
REMN Wholesale February 2013 - June 2013
Fairway Independent Mortgage Corporation August 2011 - November 2012
Premier Nationwide Lending February 2009 - May 2011
Liberty Mortgage USA February 2008 - November 2008
Metropolitan Home Mortgage August 2001 - January 2008
Skills
Credit Analysis, Financial Analysis, Organization Skills, Customer Service, Residential Mortgages, FHA, Refinance, VA Loans, Credit, Real Estate
Education
Blinn College 1984 — 1986
University of Louisiana at Lafayette 1983 — 1984
Bay Equity, LLC December 2014 - Present
Parkmont Lending June 2013 - December 2014
REMN Wholesale February 2013 - June 2013
Fairway Independent Mortgage Corporation August 2011 - November 2012
Premier Nationwide Lending February 2009 - May 2011
Liberty Mortgage USA February 2008 - November 2008
Metropolitan Home Mortgage August 2001 - January 2008
Skills
Credit Analysis, Financial Analysis, Organization Skills, Customer Service, Residential Mortgages, FHA, Refinance, VA Loans, Credit, Real Estate
Education
Blinn College 1984 — 1986
University of Louisiana at Lafayette 1983 — 1984
Taraya Caple Taraya Caple's Bay Equity, LLC Experience February 2014 - Present
Job Mortgage Loan Officer MLO# 1007832 at Bay Equity Home Loans
Industry Financial Services
Experience
Bay Equity, LLC February 2014 - Present
Bay Equity, LLC May 2013 - Present
Bank of America December 2012 - May 2013
Omega Surgical May 2012 - December 2012
JOEY RESTAURANT GROUP April 2009 - June 2012
Nordstrom June 2007 - April 2009
Sam Edelman Shoe August 2006 - June 2007
Skills
Food & Beverage, Restaurant Management, Restaurants, Food, Menu Development, Catering, Food Service, Fine Dining, Banquets, Culinary Skills, Wine, Food Safety, Hospitality, Hospitality Management, Cooking, Micros, Customer Service, Inventory Management, Cuisine, Hotels, Sales, Customer Satisfaction, Event Management, Retail, Training
Education
University of Washington Bothell
Cascade High School
Cascadia Community College
Bay Equity, LLC February 2014 - Present
Bay Equity, LLC May 2013 - Present
Bank of America December 2012 - May 2013
Omega Surgical May 2012 - December 2012
JOEY RESTAURANT GROUP April 2009 - June 2012
Nordstrom June 2007 - April 2009
Sam Edelman Shoe August 2006 - June 2007
Skills
Food & Beverage, Restaurant Management, Restaurants, Food, Menu Development, Catering, Food Service, Fine Dining, Banquets, Culinary Skills, Wine, Food Safety, Hospitality, Hospitality Management, Cooking, Micros, Customer Service, Inventory Management, Cuisine, Hotels, Sales, Customer Satisfaction, Event Management, Retail, Training
Education
University of Washington Bothell
Cascade High School
Cascadia Community College
Perrin Walker Perrin Walker's Bay Equity, LLC Experience July 2012 - December 2012
Job Senior Loan Officer at CRL Home Loans, Inc.
Industry Insurance
Experience
CRL Home Loans, Inc. December 2012 - Present
Bay Equity LLC July 2012 - December 2012
Metroploitan Mortgage April 2011 - June 2012
Farmers Insurance May 2010 - September 2011
Sound Mortgage Inc 2010 - 2011
Liquidation Outlet April 2001 - January 2002
Skills
Loans, Mortgage Lending, Customer Service, Insurance, Underwriting, Residential Mortgages, Management, Human Resources, Finance, Loan Origination, Investments, FHA, Credit, USDA, Mortgage Banking, VA loans, FHA financing, Credit Analysis, Reverse Mortgages, Certified Mortgage..., VA Loans, FHA Financing
Education
City University of Seattle 2011 — 2013
Master of Business Administration (MBA), Human Resources Management and Services, 3.693
Brigham Young University-Provo 1981 — 1985
Bachelor of Arts, International Relations
CRL Home Loans, Inc. December 2012 - Present
Bay Equity LLC July 2012 - December 2012
Metroploitan Mortgage April 2011 - June 2012
Farmers Insurance May 2010 - September 2011
Sound Mortgage Inc 2010 - 2011
Liquidation Outlet April 2001 - January 2002
Skills
Loans, Mortgage Lending, Customer Service, Insurance, Underwriting, Residential Mortgages, Management, Human Resources, Finance, Loan Origination, Investments, FHA, Credit, USDA, Mortgage Banking, VA loans, FHA financing, Credit Analysis, Reverse Mortgages, Certified Mortgage..., VA Loans, FHA Financing
Education
City University of Seattle 2011 — 2013
Master of Business Administration (MBA), Human Resources Management and Services, 3.693
Brigham Young University-Provo 1981 — 1985
Bachelor of Arts, International Relations
Mathias Julian Mathias Julian's Bay Equity, LLC Experience May 2013 - January 2014
Job Commercial Property Financing Broker at Northwest Julian Capital
Industry Financial Services
Experience
Northwest Julian Capital June 2011 - Present
Bay Equity, LLC May 2013 - January 2014
Semper Home Loans January 2012 - May 2013
1st Rate Home Mortgage, Inc. March 2010 - January 2012
Fidelity Homes and Loans June 2007 - March 2010
Skills
FHA, USDA, Refinance, Real Estate, Finance, Reverse Mortgages, Investments, Portfolio Management, Loan Origination, Residential Homes, Mortgage Banking, Loans, Residential Mortgages, Investment Properties, Mortgage Lending
Education
Highline Community College 1994 — 1997
Emphasis in Business
Northwest Julian Capital June 2011 - Present
Bay Equity, LLC May 2013 - January 2014
Semper Home Loans January 2012 - May 2013
1st Rate Home Mortgage, Inc. March 2010 - January 2012
Fidelity Homes and Loans June 2007 - March 2010
Skills
FHA, USDA, Refinance, Real Estate, Finance, Reverse Mortgages, Investments, Portfolio Management, Loan Origination, Residential Homes, Mortgage Banking, Loans, Residential Mortgages, Investment Properties, Mortgage Lending
Education
Highline Community College 1994 — 1997
Emphasis in Business
Peter Goostree's Bay Equity, LLC Experience March 2015 - July 2015
Job Senior Software Engineer at Axiom EPM
Industry Computer Software
Experience
Bay Equity, LLC March 2015 - July 2015
Axian March 2014 - March 2015
OCHIN, Inc. July 2013 - March 2014
Providence Health & Services September 2010 - July 2013
Providence Health and Services March 2008 - September 2010
Corillian October 2006 - March 2008
Blackwell's Book Services September 2005 - March 2006
Online Business Systems 2005 - 2006
Wellsource Inc 2002 - 2005
Network Associates 1999 - 2002
Skills
C#, JavaScript, HTML, CSS, .NET, ASP.NET, WCF, jQuery, T-SQL, SQL Server, TFS, Agile Methodologies, Scrum, Visual Studio, LINQ, IIS, Test Driven Development, MSTest, MVC, AJAX, NUnit, Automation, HTML 5, REST, Git, Microsoft SQL Server
Education
Portland State University 1996 — 1999
BS, MIS
Diablo Valley College 1991 — 1993
Bay Equity, LLC March 2015 - July 2015
Axian March 2014 - March 2015
OCHIN, Inc. July 2013 - March 2014
Providence Health & Services September 2010 - July 2013
Providence Health and Services March 2008 - September 2010
Corillian October 2006 - March 2008
Blackwell's Book Services September 2005 - March 2006
Online Business Systems 2005 - 2006
Wellsource Inc 2002 - 2005
Network Associates 1999 - 2002
Skills
C#, JavaScript, HTML, CSS, .NET, ASP.NET, WCF, jQuery, T-SQL, SQL Server, TFS, Agile Methodologies, Scrum, Visual Studio, LINQ, IIS, Test Driven Development, MSTest, MVC, AJAX, NUnit, Automation, HTML 5, REST, Git, Microsoft SQL Server
Education
Portland State University 1996 — 1999
BS, MIS
Diablo Valley College 1991 — 1993
Nancy Michel Padilla's Bay Equity, LLC Experience June 2015 - Present
Job Marketing Associate
Industry Marketing and Advertising
Experience
Bay Equity, LLC June 2015 - Present
Supreme Air Systems October 2014 - Present
The Arc of San Diego January 2014 - May 2014
Red Bull April 2011 - August 2012
Skills
Illustrator, Photoshop, InDesign, Microsoft Excel, Constant Contact, Writing News Releases, Marketing Communications, Social Media Marketing, WordPress, Spanish-speaking, Press Releases, Social Media, Marketing, Advertising, PowerPoint, Customer Service, Microsoft Office, Facebook, Newsletters, Social Networking, Event Planning, Email Marketing, Microsoft Word, Time Management
Education
San Diego State University-California State University 2012 — 2014
Bachelor's Degree, Journalism- emphasis in Advertising
De Anza College 2009 — 2011
Bay Equity, LLC June 2015 - Present
Supreme Air Systems October 2014 - Present
The Arc of San Diego January 2014 - May 2014
Red Bull April 2011 - August 2012
Skills
Illustrator, Photoshop, InDesign, Microsoft Excel, Constant Contact, Writing News Releases, Marketing Communications, Social Media Marketing, WordPress, Spanish-speaking, Press Releases, Social Media, Marketing, Advertising, PowerPoint, Customer Service, Microsoft Office, Facebook, Newsletters, Social Networking, Event Planning, Email Marketing, Microsoft Word, Time Management
Education
San Diego State University-California State University 2012 — 2014
Bachelor's Degree, Journalism- emphasis in Advertising
De Anza College 2009 — 2011
Ian Tavelli's Bay Equity, LLC Experience August 2012 - January 2013
Job CFO at Tavelli Co., Inc.
Industry Financial Services
Experience
Tavelli Co., Inc. May 2015 - Present
Tri Counties Bank October 2014 - May 2015
North Valley Bank January 2013 - October 2014
Bay Equity, LLC August 2012 - January 2013
NCCS Inc. 2010 - 2012
Mission Ace Hardware January 2005 - August 2006
Skills
Finance, Business Development, Financial Analysis, Sales, Commercial Collections, Medical Collections, Accounts Receivable, Credit Analysis, Consulting, Loans, Credit, Mortgage Lending, Banking, Refinance, Entrepreneurship, Commercial Lending, Underwriting, Commercial Real Estate, Loan Origination, Social Media Marketing, Portfolio Management, Risk Management, Commercial Banking, Small Business Lending, SBA, CRM, Construction Loans, Consumer Lending, Residential Mortgages, Management, Relationship Management, Mortgage Banking, Commercial Mortgages, Lines Of Credit, Healthcare Analytics, Cash Management, SBA 504, USDA, Early-stage Startups, Moody's Risk Analysis
Education
Arizona State University 2006 — 2010
Bachelor's degree, Global Business/ Finance
Montgomery High School 2002 — 2006
Tavelli Co., Inc. May 2015 - Present
Tri Counties Bank October 2014 - May 2015
North Valley Bank January 2013 - October 2014
Bay Equity, LLC August 2012 - January 2013
NCCS Inc. 2010 - 2012
Mission Ace Hardware January 2005 - August 2006
Skills
Finance, Business Development, Financial Analysis, Sales, Commercial Collections, Medical Collections, Accounts Receivable, Credit Analysis, Consulting, Loans, Credit, Mortgage Lending, Banking, Refinance, Entrepreneurship, Commercial Lending, Underwriting, Commercial Real Estate, Loan Origination, Social Media Marketing, Portfolio Management, Risk Management, Commercial Banking, Small Business Lending, SBA, CRM, Construction Loans, Consumer Lending, Residential Mortgages, Management, Relationship Management, Mortgage Banking, Commercial Mortgages, Lines Of Credit, Healthcare Analytics, Cash Management, SBA 504, USDA, Early-stage Startups, Moody's Risk Analysis
Education
Arizona State University 2006 — 2010
Bachelor's degree, Global Business/ Finance
Montgomery High School 2002 — 2006
Hannah O'Hara Hannah O'Hara's Bay Equity, LLC Experience August 2015 - Present
Job Marketing Associate at Bay Equity, LLC
Industry Events Services
Experience
Bay Equity, LLC August 2015 - Present
Jackson Square Properties January 2014 - August 2015
Jackson Square Properties March 2013 - August 2015
FAZ Restaurants May 2012 - December 2012
Sunol Valley Golf Club June 2011 - June 2012
Ken Harvey's Dublin Honda June 2010 - May 2011
Ganzo Restaurant & Cultural Association February 2010 - May 2010
Skills
Special Events, Coordinating Events, Promotions, Organizing, Italian cuisine, Event Design, Event Management, Event Marketing, Event Planning, Sales, Management, PowerPoint, Marketing, Customer Service, Microsoft Excel, Leadership, Food & Beverage, Catering, Microsoft Office, Teamwork, Budgets, Social Media, Time Management, Menu Development, Events Coordination, Hospitality, Social Networking
Education
San Jose State University 2010 — 2012
BS, Hospitality, Tourism, and Events Management
Apicius International School of Hospitality 2010 — 2010
Grossmont College 2008 — 2010
AA, General Education
California High School 2003 — 2007
Bay Equity, LLC August 2015 - Present
Jackson Square Properties January 2014 - August 2015
Jackson Square Properties March 2013 - August 2015
FAZ Restaurants May 2012 - December 2012
Sunol Valley Golf Club June 2011 - June 2012
Ken Harvey's Dublin Honda June 2010 - May 2011
Ganzo Restaurant & Cultural Association February 2010 - May 2010
Skills
Special Events, Coordinating Events, Promotions, Organizing, Italian cuisine, Event Design, Event Management, Event Marketing, Event Planning, Sales, Management, PowerPoint, Marketing, Customer Service, Microsoft Excel, Leadership, Food & Beverage, Catering, Microsoft Office, Teamwork, Budgets, Social Media, Time Management, Menu Development, Events Coordination, Hospitality, Social Networking
Education
San Jose State University 2010 — 2012
BS, Hospitality, Tourism, and Events Management
Apicius International School of Hospitality 2010 — 2010
Grossmont College 2008 — 2010
AA, General Education
California High School 2003 — 2007
Charles Delph's Bay Equity, LLC Experience February 2015 - Present
Job Marketing Coordinator at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC February 2015 - Present
Sun West Mortgage Company, Inc. January 2014 - February 2015
Gap Inc./ Gap March 2013 - April 2014
Skills
Marketing, Marketing Strategy, Sales Management, Leadership, Forecasting, Graphic Design, Product Marketing, Online Marketing, Web Design, Event Management, Legal Research
Education
Arizona State University 2012 — 2015
Bachelor’s Degree, Marketing/Marketing Management, General, 3.5 GPA
Bay Equity, LLC February 2015 - Present
Sun West Mortgage Company, Inc. January 2014 - February 2015
Gap Inc./ Gap March 2013 - April 2014
Skills
Marketing, Marketing Strategy, Sales Management, Leadership, Forecasting, Graphic Design, Product Marketing, Online Marketing, Web Design, Event Management, Legal Research
Education
Arizona State University 2012 — 2015
Bachelor’s Degree, Marketing/Marketing Management, General, 3.5 GPA
Dannielle Tassell's Bay Equity, LLC Experience August 2014 - Present
Job Sr. Loan Officer at Bay Equity Home Loans
Industry Financial Services
Experience
Bay Equity, LLC August 2014 - Present
W.J. Bradley Mortgage Capital, LLC February 2014 - August 2014
Jackson Hewitt January 2009 - April 2014
First California Mortgage Company August 2013 - February 2014
W.J. Bradley Mortgage Capital, LLC February 2013 - August 2013
Collins Foundation Press January 2008 - April 2013
Avon March 2001 - March 2013
Skills
FHA, Mortgage Banking, First Time Home Buyers, Refinance, Credit Analysis, Residential Mortgages, QuickBooks, Residential Homes, Customer Satisfaction, Leadership, Loans, Social Media, Team Building, Payroll, Small Business, Sales, Real Estate, Investment Properties, Accounting, Management, Finance, Manufactured Home Loans, USDA Home Loans, Credit Building
Education
Fullerton College 1991 — 1992
Don Lugo High School 1989 — 1991
Bay Equity, LLC August 2014 - Present
W.J. Bradley Mortgage Capital, LLC February 2014 - August 2014
Jackson Hewitt January 2009 - April 2014
First California Mortgage Company August 2013 - February 2014
W.J. Bradley Mortgage Capital, LLC February 2013 - August 2013
Collins Foundation Press January 2008 - April 2013
Avon March 2001 - March 2013
Skills
FHA, Mortgage Banking, First Time Home Buyers, Refinance, Credit Analysis, Residential Mortgages, QuickBooks, Residential Homes, Customer Satisfaction, Leadership, Loans, Social Media, Team Building, Payroll, Small Business, Sales, Real Estate, Investment Properties, Accounting, Management, Finance, Manufactured Home Loans, USDA Home Loans, Credit Building
Education
Fullerton College 1991 — 1992
Don Lugo High School 1989 — 1991
Shawn Sullivan NMLS #350140 Shawn Sullivan NMLS #350140's Bay Equity, LLC Experience May 2015 - Present
Job Licensed Mortgage Originator at Bay Equity, LLC
Industry Real Estate
Experience
Bay Equity, LLC May 2015 - Present
W. J. Bradley Mortgage Capital, LLC April 2013 - May 2015
Prime Mortgage a Division of the Business Bank Corp NMLS#409304 June 2011 - March 2013
Wintrust Mortgage Corporation April 2011 - June 2011
River City Mortgage August 2010 - April 2011
Bank of America November 2008 - August 2010
Keller Willams Realty 2006 - 2009
Metrocities Mortgage February 2006 - November 2008
Homestead Mortgage February 2001 - February 2006
Skills
Refinance, Mortgage Lending, Loans, Real Estate, Investment Properties, VA loans, FHA, Home Equity Loans, FHA financing, Certified Mortgage..., First Time Home Buyers, Mortgage Banking, Residential Mortgages, USDA, Financial Structuring, Loan Origination, HUD, Real Estate Economics, Non-Conforming, Home Equity Lines of..., Loss Mitigation, Construction Loans, Real Estate Financing, Short Sales, Investors, Underwriting, VA, Mortgage, Purchase, Conventional, Foreclosures, Mortgage Industry, Residential, Home, First Time Buyers, Credit, REO, Debt Structuring, Mortgage Planning, Single Family Homes, Highly Organized &..., Work Ethic, Conscientious, Debt Restructuring, 1First Time Home Buyers, Mortgage Marketing, Finance, Home Style Renovation..., Residential Homes, Sellers
Education
Cardinal Stritch University
BSBA, Business & Marketing
St. Catherine University
BSBA, Business & Marketing
Bay Equity, LLC May 2015 - Present
W. J. Bradley Mortgage Capital, LLC April 2013 - May 2015
Prime Mortgage a Division of the Business Bank Corp NMLS#409304 June 2011 - March 2013
Wintrust Mortgage Corporation April 2011 - June 2011
River City Mortgage August 2010 - April 2011
Bank of America November 2008 - August 2010
Keller Willams Realty 2006 - 2009
Metrocities Mortgage February 2006 - November 2008
Homestead Mortgage February 2001 - February 2006
Skills
Refinance, Mortgage Lending, Loans, Real Estate, Investment Properties, VA loans, FHA, Home Equity Loans, FHA financing, Certified Mortgage..., First Time Home Buyers, Mortgage Banking, Residential Mortgages, USDA, Financial Structuring, Loan Origination, HUD, Real Estate Economics, Non-Conforming, Home Equity Lines of..., Loss Mitigation, Construction Loans, Real Estate Financing, Short Sales, Investors, Underwriting, VA, Mortgage, Purchase, Conventional, Foreclosures, Mortgage Industry, Residential, Home, First Time Buyers, Credit, REO, Debt Structuring, Mortgage Planning, Single Family Homes, Highly Organized &..., Work Ethic, Conscientious, Debt Restructuring, 1First Time Home Buyers, Mortgage Marketing, Finance, Home Style Renovation..., Residential Homes, Sellers
Education
Cardinal Stritch University
BSBA, Business & Marketing
St. Catherine University
BSBA, Business & Marketing
Bruce Kussman's Bay Equity, LLC Experience August 2011 - Present
Job Regional Manager
Industry Financial Services
Experience
Bay Equity, LLC August 2011 - Present
Mukilteo July 1999 - Present
Mortgage Advisory Group February 2008 - August 2011
Homestead Mortgage May 2005 - February 2008
Young Life July 1999 - September 2007
First Horizon Home Loans 1999 - 2005
BCTI July 1988 - July 1993
Education
Edmonds Community College 1987 — 1988
AA
Bellingham HS
Bay Equity, LLC August 2011 - Present
Mukilteo July 1999 - Present
Mortgage Advisory Group February 2008 - August 2011
Homestead Mortgage May 2005 - February 2008
Young Life July 1999 - September 2007
First Horizon Home Loans 1999 - 2005
BCTI July 1988 - July 1993
Education
Edmonds Community College 1987 — 1988
AA
Bellingham HS
Alexandra McWilliams Alexandra McWilliams's Bay Equity, LLC Experience January 2008 - Present
Job Senior Loan Officer at Cal Pacific a Division of Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC January 2008 - Present
Skills
Mortgage Lending, Refinance, FHA, Mortgage Banking, Loan Origination, VA Loans, Residential Mortgages, Credit, Finance, Real Estate Transactions
Education
Nationwide Mortgage Licensing System (NMLS)
Mortgage Origination License, Mortgage Originiation
California Housing Finance Agency (CalHFA)
Certification, California Housing
California Burea of Real Estate (CalBRE)
California Real Estate Salesperson's License, California Real Estate
State of California,California Insurance License
California Insurance
City of Escondido
The HOME Investment Partnership Program Certification, Real Estate
Los Angeles Pierce College
John H. Francis Polytechnic High School
Bay Equity, LLC January 2008 - Present
Skills
Mortgage Lending, Refinance, FHA, Mortgage Banking, Loan Origination, VA Loans, Residential Mortgages, Credit, Finance, Real Estate Transactions
Education
Nationwide Mortgage Licensing System (NMLS)
Mortgage Origination License, Mortgage Originiation
California Housing Finance Agency (CalHFA)
Certification, California Housing
California Burea of Real Estate (CalBRE)
California Real Estate Salesperson's License, California Real Estate
State of California,California Insurance License
California Insurance
City of Escondido
The HOME Investment Partnership Program Certification, Real Estate
Los Angeles Pierce College
John H. Francis Polytechnic High School
Ryan D. Colbert Ryan D. Colbert's Bay Equity, LLC Experience May 2015 - Present
Job Senior Mortgage Advisor at Bay Equity, LLC
Industry Construction
Experience
Bay Equity, LLC May 2015 - Present
Installation Solutions February 2012 - June 2015
Mortgages Unlimited December 2011 - May 2015
Advisors Mortgage LLC July 2009 - November 2011
Home Savings Bank August 2008 - July 2009
CARE Financial Services, Inc. February 2002 - August 2008
Skills
Mortgage Lending, Credit, Mortgage Banking, Investment Properties, USDA, Loans, Real Estate, Residential Homes, First Time Home Buyers, FHA, Customer Intelligence, Sales Growth, Customer Satisfaction, Sales, Sales&Marketing, Strategic Planning, Management, Loan Origination, Marketing, Project Management, Team Building, Finance, Refinance, Customer Service, Banking, VA loans, Cold Calling, Sales Management, Retail, Budgets, Residential Mortgages, Selling, Small Business, FHA financing, Training, Account Management, Sales Operations, CRM, Marketing Strategy
Education
Bethel University 1994 — 1997
Bachelor of Science (BS), Business/Finance and Marketing
Spring Lake Park High School
Bay Equity, LLC May 2015 - Present
Installation Solutions February 2012 - June 2015
Mortgages Unlimited December 2011 - May 2015
Advisors Mortgage LLC July 2009 - November 2011
Home Savings Bank August 2008 - July 2009
CARE Financial Services, Inc. February 2002 - August 2008
Skills
Mortgage Lending, Credit, Mortgage Banking, Investment Properties, USDA, Loans, Real Estate, Residential Homes, First Time Home Buyers, FHA, Customer Intelligence, Sales Growth, Customer Satisfaction, Sales, Sales&Marketing, Strategic Planning, Management, Loan Origination, Marketing, Project Management, Team Building, Finance, Refinance, Customer Service, Banking, VA loans, Cold Calling, Sales Management, Retail, Budgets, Residential Mortgages, Selling, Small Business, FHA financing, Training, Account Management, Sales Operations, CRM, Marketing Strategy
Education
Bethel University 1994 — 1997
Bachelor of Science (BS), Business/Finance and Marketing
Spring Lake Park High School
Reina Contreras Reina Contreras's Bay Equity, LLC Experience November 2009 - January 2010
Job Senior Residential Loan Processor at Bank of San Francisco
Industry Financial Services
Experience
Bank of San Francisco August 2014 - Present
Wells Fargo May 2011 - August 2014
Wells Fargo February 2010 - May 2011
Bay Equity, LLC November 2009 - January 2010
Wachovia, A Wells Fargo Company September 2008 - July 2009
World Savings June 2005 - September 2008
Pacific National Bank December 1999 - June 2005
Skills
Banking, Loans, Mortgage Lending, Portfolio Management, Leadership, Management, Auditing, Insurance, Underwriting, Accounting, Customer Service, Software Documentation, REO, Real Estate, Microsoft Excel, Credit, Mortgage Banking
Education
City College of San Francisco
Associate's Degree, Business/Accounting
Bank of San Francisco August 2014 - Present
Wells Fargo May 2011 - August 2014
Wells Fargo February 2010 - May 2011
Bay Equity, LLC November 2009 - January 2010
Wachovia, A Wells Fargo Company September 2008 - July 2009
World Savings June 2005 - September 2008
Pacific National Bank December 1999 - June 2005
Skills
Banking, Loans, Mortgage Lending, Portfolio Management, Leadership, Management, Auditing, Insurance, Underwriting, Accounting, Customer Service, Software Documentation, REO, Real Estate, Microsoft Excel, Credit, Mortgage Banking
Education
City College of San Francisco
Associate's Degree, Business/Accounting
Tranay Borts Tranay Borts's Bay Equity, LLC Experience June 2013 - June 2014
Job Vice President Business Acquisition at National Recruiting Partnership
Industry Real Estate
Experience
National Recruiting Partnership June 2014 - Present
Bay Equity, LLC June 2013 - June 2014
Coastline Surgery Center October 2010 - June 2013
Skills
Outlook, Data Entry, PowerPoint, Event Planning, Microsoft Word, Customer Service, Research, Microsoft Excel, Leadership, Microsoft Office, Public Speaking, Teaching, Photoshop, English, Windows, Product & Market..., Employee Training, Onboarding, Pipeline Management, Pipeline Development, Public Policy, HR Policies, Branch Operation, Branch Administration
Education
California State Polytechnic University-Pomona
Bachelor's degree, Liberal Arts and Sciences/Liberal Studies
National Recruiting Partnership June 2014 - Present
Bay Equity, LLC June 2013 - June 2014
Coastline Surgery Center October 2010 - June 2013
Skills
Outlook, Data Entry, PowerPoint, Event Planning, Microsoft Word, Customer Service, Research, Microsoft Excel, Leadership, Microsoft Office, Public Speaking, Teaching, Photoshop, English, Windows, Product & Market..., Employee Training, Onboarding, Pipeline Management, Pipeline Development, Public Policy, HR Policies, Branch Operation, Branch Administration
Education
California State Polytechnic University-Pomona
Bachelor's degree, Liberal Arts and Sciences/Liberal Studies
Tripp Johnson Tripp Johnson's Bay Equity, LLC Experience September 2015 - Present
Job SE Regional Sales Manager Bay Equity Home Loans
Industry Financial Services
Experience
Bay Equity, LLC September 2015 - Present
Caliber Home Loans May 2015 - September 2015
Academy Mortgage Corporation April 2013 - May 2015
Academy Mortgage Corporation February 2012 - March 2013
Bank of America November 2001 - September 2012
Academy Mortgage Corporation October 2010 - February 2012
Skills
Refinance, FHA, Loans, Credit, USDA, Mortgage Banking, Credit Analysis, Investment Properties, Loan Origination, Residential Mortgages, Mortgage Lending, Sales Management, VA loans, Real Estate Financing, FHA financing, Reverse Mortgages
Education
Georgia Southern University 1997 — 2001
Bachelor's degree, Logistics, Materials, and Supply Chain Management
Bay Equity, LLC September 2015 - Present
Caliber Home Loans May 2015 - September 2015
Academy Mortgage Corporation April 2013 - May 2015
Academy Mortgage Corporation February 2012 - March 2013
Bank of America November 2001 - September 2012
Academy Mortgage Corporation October 2010 - February 2012
Skills
Refinance, FHA, Loans, Credit, USDA, Mortgage Banking, Credit Analysis, Investment Properties, Loan Origination, Residential Mortgages, Mortgage Lending, Sales Management, VA loans, Real Estate Financing, FHA financing, Reverse Mortgages
Education
Georgia Southern University 1997 — 2001
Bachelor's degree, Logistics, Materials, and Supply Chain Management
Grant Bomsta's Bay Equity, LLC Experience May 2015 - Present
Job Area Sales Manager at Bay Equity, LLC
Industry Real Estate
Experience
Bay Equity, LLC May 2015 - Present
AmeriFirst Financial, Inc. August 2014 - Present
Patriot Home Mortgage May 2012 - August 2014
Skills
Mortgage Lending, Residential Mortgages, Real Estate, Real Estate Financing, Mountain Bike, bikes, FX trading, Market Analysis, Operations Management, Team Management, Team Leadership, Public Speaking
Education
Brigham Young University - Idaho 1994 — 2008
Associate's Degree, Liberal Arts and Sciences, General Studies and Humanities
Bay Equity, LLC May 2015 - Present
AmeriFirst Financial, Inc. August 2014 - Present
Patriot Home Mortgage May 2012 - August 2014
Skills
Mortgage Lending, Residential Mortgages, Real Estate, Real Estate Financing, Mountain Bike, bikes, FX trading, Market Analysis, Operations Management, Team Management, Team Leadership, Public Speaking
Education
Brigham Young University - Idaho 1994 — 2008
Associate's Degree, Liberal Arts and Sciences, General Studies and Humanities
Jordan Goliat Jordan Goliat's Bay Equity, LLC Experience September 2015 - Present
Job Senior Mortgage Loan Officer at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC September 2015 - Present
Oaktree Funding Corp. AZ Retail April 2015 - September 2015
Ryan Companies US, Inc. June 2014 - December 2014
Skills
Mortgage Lending, Loans, Customer Service, Banking, Finance, Credit, Coaching, Real Estate, Credit Analysis, Analysis, Team Building, Microsoft Office, Teamwork, Microsoft Word, Sales, Public Speaking, Leadership, Investment Properties, First Time Home Buyers
Education
New Mexico Highlands University 2012 — 2015
BBA - General Business, Business Administration and Management, General
Phoenix College 2011 — 2012
Associate of Arts (AA), Assocaites of Arts
MidAmerica Nazarene University 2010 — 2011
Nursing
Northern Arizona University 2009 — 2010
Bay Equity, LLC September 2015 - Present
Oaktree Funding Corp. AZ Retail April 2015 - September 2015
Ryan Companies US, Inc. June 2014 - December 2014
Skills
Mortgage Lending, Loans, Customer Service, Banking, Finance, Credit, Coaching, Real Estate, Credit Analysis, Analysis, Team Building, Microsoft Office, Teamwork, Microsoft Word, Sales, Public Speaking, Leadership, Investment Properties, First Time Home Buyers
Education
New Mexico Highlands University 2012 — 2015
BBA - General Business, Business Administration and Management, General
Phoenix College 2011 — 2012
Associate of Arts (AA), Assocaites of Arts
MidAmerica Nazarene University 2010 — 2011
Nursing
Northern Arizona University 2009 — 2010
Stephanie Covington's Bay Equity, LLC Experience September 2014 - January 2015
Job Auto Parts Specialist/ Commercial Parts Driver at O'Reilly Auto Parts
Industry Wholesale
Experience
O'Reilly Auto Parts July 2015 - Present
Bay Equity, LLC September 2014 - January 2015
Bay Equity, LLC July 2012 - October 2013
CMG Financial March 2007 - June 2009
24 Hour Fitness December 2005 - February 2007
City of Concord June 2003 - September 2003
Skills
Management, Customer Service, Credit, Mortgage Banking, FHA, Residential Mortgages, Mortgage Lending, Loan Origination, Refinance, Microsoft Office, Loans, Sales, Banking, Credit Analysis
Education
ITT Technical Institute-Concord 2014 — 2016
Associate of Science in Electrical Engineering Technology, Electrical Engineering Technologies/ Computer Science/ IT
O'Reilly Auto Parts July 2015 - Present
Bay Equity, LLC September 2014 - January 2015
Bay Equity, LLC July 2012 - October 2013
CMG Financial March 2007 - June 2009
24 Hour Fitness December 2005 - February 2007
City of Concord June 2003 - September 2003
Skills
Management, Customer Service, Credit, Mortgage Banking, FHA, Residential Mortgages, Mortgage Lending, Loan Origination, Refinance, Microsoft Office, Loans, Sales, Banking, Credit Analysis
Education
ITT Technical Institute-Concord 2014 — 2016
Associate of Science in Electrical Engineering Technology, Electrical Engineering Technologies/ Computer Science/ IT
Aiddee Tellez, M.A.'s Bay Equity, LLC Experience August 2014 - Present
Job Production Associate at Bay Equity Private Client Group
Industry Financial Services
Experience
Bay Equity, LLC August 2014 - Present
Whittier College April 2007 - Present
Whittier College March 2007 - Present
Whittier College September 2008 - September 2014
Carlton, DiSante & Freudenberger LLP November 2005 - March 2007
Carlton DiSante & Freudenberger LLP November 2005 - March 2007
AlvaradoSmith APC April 2004 - November 2005
Skills
Spanish, Speech, Higher Education, Research, Event Planning, Public Speaking, Fundraising, Administrative..., Facebook, Staff Development, Interviews, Student Development, Student Affairs, Recruiting, PowerPoint, Program Management, Management, Social Media, Leadership, Administrative...
Education
Whittier College 2007 — 2010
MA, Education
Orange County Association of Legal Administrators 2004 — 2004
Legal Secretary Certification, Legal Office Support
California State University-Long Beach 1996 — 2002
Bachelor, Liberal Studies, Elementary School Teaching
Cantwell Sacred Heart of Mary
Bay Equity, LLC August 2014 - Present
Whittier College April 2007 - Present
Whittier College March 2007 - Present
Whittier College September 2008 - September 2014
Carlton, DiSante & Freudenberger LLP November 2005 - March 2007
Carlton DiSante & Freudenberger LLP November 2005 - March 2007
AlvaradoSmith APC April 2004 - November 2005
Skills
Spanish, Speech, Higher Education, Research, Event Planning, Public Speaking, Fundraising, Administrative..., Facebook, Staff Development, Interviews, Student Development, Student Affairs, Recruiting, PowerPoint, Program Management, Management, Social Media, Leadership, Administrative...
Education
Whittier College 2007 — 2010
MA, Education
Orange County Association of Legal Administrators 2004 — 2004
Legal Secretary Certification, Legal Office Support
California State University-Long Beach 1996 — 2002
Bachelor, Liberal Studies, Elementary School Teaching
Cantwell Sacred Heart of Mary
Nicole Campana Nicole Campana's Bay Equity, LLC Experience June 2015 - Present
Job Graduate of Arizona State University
Industry Financial Services
Experience
Bay Equity, LLC June 2015 - Present
United Wholesale Mortgage November 2014 - December 2014
Quicken Loans Inc. November 2013 - August 2014
Kawaii WWL LLC May 2009 - July 2013
Skills
Mortgage Lending, Public Speaking, Microsoft Office, Customer Retention, VA Loans, FHA Financing, Microsoft Excel, Regulatory Compliance, Microsoft Word, Process Improvement, Social Networking, Customer Satisfaction, Listening to customers, Customer Acquisition, Customer Engagement, Exceeding Customer..., Persuasion, Up-selling, Highly detail oriented, Memorization, Customization, Organization, Improvisation, Leadership, Customer Service, Sales, PowerPoint, Social Media, Teamwork, Encompass, Title Insurance, PeopleSoft, Loans, FHA, Credit, Finance, Mortgage Banking, Loan Origination, Real Estate, Refinance
Education
Arizona State University 2010 — 2015
Bachelor's degree, Communication, General
Bay Equity, LLC June 2015 - Present
United Wholesale Mortgage November 2014 - December 2014
Quicken Loans Inc. November 2013 - August 2014
Kawaii WWL LLC May 2009 - July 2013
Skills
Mortgage Lending, Public Speaking, Microsoft Office, Customer Retention, VA Loans, FHA Financing, Microsoft Excel, Regulatory Compliance, Microsoft Word, Process Improvement, Social Networking, Customer Satisfaction, Listening to customers, Customer Acquisition, Customer Engagement, Exceeding Customer..., Persuasion, Up-selling, Highly detail oriented, Memorization, Customization, Organization, Improvisation, Leadership, Customer Service, Sales, PowerPoint, Social Media, Teamwork, Encompass, Title Insurance, PeopleSoft, Loans, FHA, Credit, Finance, Mortgage Banking, Loan Origination, Real Estate, Refinance
Education
Arizona State University 2010 — 2015
Bachelor's degree, Communication, General
Erin Meade's Bay Equity, LLC Experience March 2015 - Present
Job Mortgage professional
Industry Financial Services
Experience
Bay Equity, LLC March 2015 - Present
Cobalt Mortgage August 2014 - March 2015
W.J. Bradley Mortgage Capital, LLC –The Legacy Group April 2013 - October 2013
Legacy Group Lending November 2012 - April 2013
Bank of America April 2012 - November 2012
Skills
Post Closing-focused..., Post Closing- initiated..., Mortgage Ops- Managed..., Mortgage Ops-..., Loan Mod-Processed..., Loans, Loan Servicing, Software Documentation, Underwriting, Portfolio Management, Investment Properties, Auditing, Accounting, Funding
Education
Brenneke School of Massage 2000 — 2001
LMP, Masasge
Edmonds Community College 1994 — 1997
Horticulture
Bay Equity, LLC March 2015 - Present
Cobalt Mortgage August 2014 - March 2015
W.J. Bradley Mortgage Capital, LLC –The Legacy Group April 2013 - October 2013
Legacy Group Lending November 2012 - April 2013
Bank of America April 2012 - November 2012
Skills
Post Closing-focused..., Post Closing- initiated..., Mortgage Ops- Managed..., Mortgage Ops-..., Loan Mod-Processed..., Loans, Loan Servicing, Software Documentation, Underwriting, Portfolio Management, Investment Properties, Auditing, Accounting, Funding
Education
Brenneke School of Massage 2000 — 2001
LMP, Masasge
Edmonds Community College 1994 — 1997
Horticulture
Megan McGinn Megan McGinn's Bay Equity, LLC Experience October 2011 - October 2013
Job Loan Processor at Weststar Mortgage Corporation
Industry Financial Services
Experience
Weststar Mortgage Corporation November 2013 - Present
Bay Equity, LLC October 2011 - October 2013
Skills
Loans, Mortgage Lending, Mortgage Banking, Refinance, Residential Mortgages, FHA, Credit, VA Loans, FHA Financing
Education
Portland Community College 2011 — 2013
Associate’s Degree, General Studies
Gonzaga University 2009 — 2010
General Studies
Weststar Mortgage Corporation November 2013 - Present
Bay Equity, LLC October 2011 - October 2013
Skills
Loans, Mortgage Lending, Mortgage Banking, Refinance, Residential Mortgages, FHA, Credit, VA Loans, FHA Financing
Education
Portland Community College 2011 — 2013
Associate’s Degree, General Studies
Gonzaga University 2009 — 2010
General Studies
Lisa Pyatt Lisa Pyatt's Bay Equity, LLC Experience January 2013 — November 2013
Job Cannabis Compassion Director at Royal Organic
Industry Commercial Real Estate
Experience
Realty Confidant January 2006 — Present
Bay Equity, LLC January 2013 — November 2013
City1st Mortgage March 2012 — December 2012
US Army April 2010 — December 2010
Mira Investments - AMG Property Management July 2008 — January 2010
IPMG, Inc. March 2008 — December 2008
Sperry Van Ness September 2006 — July 2008
Metro Sand and Gravel September 1999 — March 2008
Skills
Microsoft Office, Management, Sales, Microsoft Word, PowerPoint, Leadership, Research, Customer Service, Strategic Planning, Project Management, Biotechnology, Biotechnology Industry, Social Media, Social Media Marketing, Social Networking, Cultivation, Bookkeeping, Accounting, Management Consulting, Consulting, Accounts Payable, Accounts Receivable, Financial Accounting, CAMS, Alternative Investments, Alternative Investment..., Non-profit..., Not for Profit, Non-profit Volunteering, Activism, Compassion
Education
Cal State Fullerton 2001 — 2004
Bachelor's degree, Liberal Arts and Sciences/Liberal Studies
Realty Confidant January 2006 — Present
Bay Equity, LLC January 2013 — November 2013
City1st Mortgage March 2012 — December 2012
US Army April 2010 — December 2010
Mira Investments - AMG Property Management July 2008 — January 2010
IPMG, Inc. March 2008 — December 2008
Sperry Van Ness September 2006 — July 2008
Metro Sand and Gravel September 1999 — March 2008
Skills
Microsoft Office, Management, Sales, Microsoft Word, PowerPoint, Leadership, Research, Customer Service, Strategic Planning, Project Management, Biotechnology, Biotechnology Industry, Social Media, Social Media Marketing, Social Networking, Cultivation, Bookkeeping, Accounting, Management Consulting, Consulting, Accounts Payable, Accounts Receivable, Financial Accounting, CAMS, Alternative Investments, Alternative Investment..., Non-profit..., Not for Profit, Non-profit Volunteering, Activism, Compassion
Education
Cal State Fullerton 2001 — 2004
Bachelor's degree, Liberal Arts and Sciences/Liberal Studies
Curtis Clarke's Bay Equity, LLC Experience June 2014 - March 2015
Job Mortgage Loan Originator at CNN Mortgage
Industry Real Estate
Experience
CNN Mortgage March 2015 - Present
Bay Equity, LLC June 2014 - March 2015
First Option Mortgage January 2014 - June 2014
Sterling Home Mortgage January 2006 - December 2008
Skills
Loan Origination, VA loans, Home Equity Loans, Government Loans, First Time Home Buyers, Residential Homes, Mortgage Lending, Mortgage Banking, Residential Mortgages, Jumbo Mortgage, Mortgage Marketing, Marketing Communications, Social Media Marketing, Email Marketing, Direct Marketing, Digital Marketing, Communication Skills, Visual Communication, VA Loans, Sellers, Single Family Homes, Investment Properties, FHA, Foreclosures, REO, Investors, Short Sales
Education
Arizona State University 2009 — 2011
Bachelors of Science, Communication, General
CNN Mortgage March 2015 - Present
Bay Equity, LLC June 2014 - March 2015
First Option Mortgage January 2014 - June 2014
Sterling Home Mortgage January 2006 - December 2008
Skills
Loan Origination, VA loans, Home Equity Loans, Government Loans, First Time Home Buyers, Residential Homes, Mortgage Lending, Mortgage Banking, Residential Mortgages, Jumbo Mortgage, Mortgage Marketing, Marketing Communications, Social Media Marketing, Email Marketing, Direct Marketing, Digital Marketing, Communication Skills, Visual Communication, VA Loans, Sellers, Single Family Homes, Investment Properties, FHA, Foreclosures, REO, Investors, Short Sales
Education
Arizona State University 2009 — 2011
Bachelors of Science, Communication, General
Andrew Velin Andrew Velin's Bay Equity, LLC Experience April 2014 - Present
Job Mortgage Loan Officer at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC April 2014 - Present
Pacific Point Finance, Inc. June 2008 - April 2014
Gateway Educational Products July 2002 - May 2004
Skills
Mortgage Lending, Loans, Credit, Refinance, Mortgage Banking, FHA, Banking, Loan Origination, Residential Mortgages, Investments, Credit Analysis, Finance, VA loans, Consumer Lending, Commercial Lending
Education
California State University-Long Beach 2004 — 2012
Master of Arts, Philosophy
Bay Equity, LLC April 2014 - Present
Pacific Point Finance, Inc. June 2008 - April 2014
Gateway Educational Products July 2002 - May 2004
Skills
Mortgage Lending, Loans, Credit, Refinance, Mortgage Banking, FHA, Banking, Loan Origination, Residential Mortgages, Investments, Credit Analysis, Finance, VA loans, Consumer Lending, Commercial Lending
Education
California State University-Long Beach 2004 — 2012
Master of Arts, Philosophy
Tim Carroll Tim Carroll's Bay Equity, LLC Experience April 2011 - May 2014
Job Branch Manager CMG Financial
Industry Real Estate
Experience
CMG Financial December 2014 - Present
Affinity Lending Solutions June 2014 - December 2014
Bay Equity, LLC April 2011 - May 2014
Community Pacific Mortgage January 2006 - March 2011
Premiere Home Loans August 1997 - December 2005
Ameriquest Mortgage January 1996 - July 1997
Skills
FHA, Refinance, Loans, First Time Home Buyers, Mortgage Lending, HARP program, Finance, Investment Properties, Underwriting, REO, Funding, Home Equity Loans, Mortgage Marketing, Mortgage Banking, Residential Mortgages, VA loans, Loan Origination, Construction Loans, USDA, FHA financing, Government Loans, Certified Mortgage..., Real Estate Financing, Mortgage Underwriting, Loss Mitigation, Rates, Reverse Mortgages, Home Equity Lines of..., Credit, Commercial Mortgages, Short Sales, Real Estate Economics, Referrals, Investors, HUD, Real Estate, Debt Consolidation, Foreclosures, Real Estate Transactions, Single Family Homes, Loan Servicing, Credit Analysis, Residential Homes, Relocation, Condos, Sellers, New Home Sales, VA Loans
Education
Brown University 1977 — 1982
B.A., Business/Organizational Behavior
Redwood High School 1974 — 1977
CMG Financial December 2014 - Present
Affinity Lending Solutions June 2014 - December 2014
Bay Equity, LLC April 2011 - May 2014
Community Pacific Mortgage January 2006 - March 2011
Premiere Home Loans August 1997 - December 2005
Ameriquest Mortgage January 1996 - July 1997
Skills
FHA, Refinance, Loans, First Time Home Buyers, Mortgage Lending, HARP program, Finance, Investment Properties, Underwriting, REO, Funding, Home Equity Loans, Mortgage Marketing, Mortgage Banking, Residential Mortgages, VA loans, Loan Origination, Construction Loans, USDA, FHA financing, Government Loans, Certified Mortgage..., Real Estate Financing, Mortgage Underwriting, Loss Mitigation, Rates, Reverse Mortgages, Home Equity Lines of..., Credit, Commercial Mortgages, Short Sales, Real Estate Economics, Referrals, Investors, HUD, Real Estate, Debt Consolidation, Foreclosures, Real Estate Transactions, Single Family Homes, Loan Servicing, Credit Analysis, Residential Homes, Relocation, Condos, Sellers, New Home Sales, VA Loans
Education
Brown University 1977 — 1982
B.A., Business/Organizational Behavior
Redwood High School 1974 — 1977
David McMillin David McMillin's Bay Equity, LLC Experience May 2015 - Present
Job Regional Branch Operations Manager at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC May 2015 - Present
W.J. Bradley Mortgage Capital, LLC May 2014 - May 2015
W.J. Bradley Mortgage Capital, LLC June 2012 - May 2014
Skills
Customer Service, Data Entry, FHA, Operations Management, Mortgage Lending, Close Attention to..., Credit, Building Relationships, Creative Problem Solving, Cross-functional Team..., a strong sense of..., conventional loans, Data Analysis, excellent Interpersonal..., Microsoft Excel, Retail Sales, Mortgage Compliance, mortgage industry, Consumer Lending, electrical wiring, Highly Organized &..., USDA, Refinance, Wiring, Sales
Education
Lincoln College of Technology-Denver 2010 — 2012
Associate's degree, Automotive Engineering Technology/Technician
Bay Equity, LLC May 2015 - Present
W.J. Bradley Mortgage Capital, LLC May 2014 - May 2015
W.J. Bradley Mortgage Capital, LLC June 2012 - May 2014
Skills
Customer Service, Data Entry, FHA, Operations Management, Mortgage Lending, Close Attention to..., Credit, Building Relationships, Creative Problem Solving, Cross-functional Team..., a strong sense of..., conventional loans, Data Analysis, excellent Interpersonal..., Microsoft Excel, Retail Sales, Mortgage Compliance, mortgage industry, Consumer Lending, electrical wiring, Highly Organized &..., USDA, Refinance, Wiring, Sales
Education
Lincoln College of Technology-Denver 2010 — 2012
Associate's degree, Automotive Engineering Technology/Technician
Paula Carlo Paula Carlo's Bay Equity, LLC Experience January 2012 - November 2012
Job Government Underwriter at Pinnacle Capital Mortgage
Industry Real Estate
Experience
Pinnacle Capital Mortgage November 2012 - Present
Bay Equity, LLC January 2012 - November 2012
Pinnacle Capital Mortgage January 2009 - January 2012
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Research, Windows, Outlook, Teaching, HTML, Mortgage Underwriting, FHA financing, Loss Mitigation, Banking, FHA, VA Loans, Residential Mortgages, Refinance, Investment Properties, Underwriting, First Time Home Buyers, Credit Analysis, Mortgage Lending
Education
Clackamas Community College
Pinnacle Capital Mortgage November 2012 - Present
Bay Equity, LLC January 2012 - November 2012
Pinnacle Capital Mortgage January 2009 - January 2012
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Research, Windows, Outlook, Teaching, HTML, Mortgage Underwriting, FHA financing, Loss Mitigation, Banking, FHA, VA Loans, Residential Mortgages, Refinance, Investment Properties, Underwriting, First Time Home Buyers, Credit Analysis, Mortgage Lending
Education
Clackamas Community College
Christine Oriol Christine Oriol's Bay Equity, LLC Experience June 2015 - Present
Job Disclosure Specialist at Bay Equity, LLC
Industry Real Estate
Experience
Bay Equity, LLC June 2015 - Present
Skills
Time Management, Data Entry, Telephone Skills, Teamwork, Customer Satisfaction, Microsoft Word, Microsoft Office, PowerPoint, Microsoft Excel, Customer Service, Critical Thinking, Access Control, Windows, English, Cashiering, Patrol, Compliance, Report Writing, Vigilance, Administration, DocuSign, Encompass, Training
Education
Kaplan College-Chula Vista 2012 — 2013
Associate of Science (AS), Criminal Justice and Corrections
Bay Equity, LLC June 2015 - Present
Skills
Time Management, Data Entry, Telephone Skills, Teamwork, Customer Satisfaction, Microsoft Word, Microsoft Office, PowerPoint, Microsoft Excel, Customer Service, Critical Thinking, Access Control, Windows, English, Cashiering, Patrol, Compliance, Report Writing, Vigilance, Administration, DocuSign, Encompass, Training
Education
Kaplan College-Chula Vista 2012 — 2013
Associate of Science (AS), Criminal Justice and Corrections
Shawn Nicolaides Shawn Nicolaides's Bay Equity, LLC Experience November 2013 - March 2015
Job Loan Officer at Fairway Independent Mortgage Corporation
Industry Financial Services
Experience
Fairway Independent Mortgage Corporation April 2015 - Present
Bay Equity, LLC November 2013 - March 2015
Copytronix, A Xerox Company November 2011 - October 2013
Skills
Sales Process, Selling, Account Management, Direct Sales, Cold Calling, B2B, Sales Presentations, USDA, Refinance, FHA, Loans, Solution Selling, Managed Print Services, Business Development, Document Management, Document Imaging
Education
Boise State University 2010 — 2011
Business Administration and Management, General
San Diego Christian College 2009 — 2010
Business Administration and Management, General
Fairway Independent Mortgage Corporation April 2015 - Present
Bay Equity, LLC November 2013 - March 2015
Copytronix, A Xerox Company November 2011 - October 2013
Skills
Sales Process, Selling, Account Management, Direct Sales, Cold Calling, B2B, Sales Presentations, USDA, Refinance, FHA, Loans, Solution Selling, Managed Print Services, Business Development, Document Management, Document Imaging
Education
Boise State University 2010 — 2011
Business Administration and Management, General
San Diego Christian College 2009 — 2010
Business Administration and Management, General
Brian Billups | 445937 Brian Billups | 445937's Bay Equity, LLC Experience June 2013 - August 2014
Job Senior Mortgage Loan Officer at PRMG Mortgage
Industry Banking
Experience
Paramount Residential Mortgage Group Inc. (PRMG Inc.) March 2014 - Present
Bay Equity, LLC June 2013 - August 2014
Open Door Counseling Center July 2012 - June 2013
Bank of America November 2010 - January 2012
The Sunset Group Realtors November 2009 - November 2010
Coldwell Banker United January 2007 - November 2009
CiT Lending Group January 2005 - September 2007
NB Lending 2004 - 2005
Wells Fargo 1997 - 2003
Optima Mortgage, Inc 2001 - 2002
Skills
Investment Properties, Strategy, Marketing, Foreclosures, Sales, Refinance, First Time Home Buyers, Short Sales, Loans, Real Estate, Mortgage Lending, Listings, Negotiation, Customer Service, Selling, Residential Homes, FHA, Buyers, Referrals
Education
University of Maryland College Park 1988 — 1990
General - German
Central Washington University 1980 — 1982
Paramount Residential Mortgage Group Inc. (PRMG Inc.) March 2014 - Present
Bay Equity, LLC June 2013 - August 2014
Open Door Counseling Center July 2012 - June 2013
Bank of America November 2010 - January 2012
The Sunset Group Realtors November 2009 - November 2010
Coldwell Banker United January 2007 - November 2009
CiT Lending Group January 2005 - September 2007
NB Lending 2004 - 2005
Wells Fargo 1997 - 2003
Optima Mortgage, Inc 2001 - 2002
Skills
Investment Properties, Strategy, Marketing, Foreclosures, Sales, Refinance, First Time Home Buyers, Short Sales, Loans, Real Estate, Mortgage Lending, Listings, Negotiation, Customer Service, Selling, Residential Homes, FHA, Buyers, Referrals
Education
University of Maryland College Park 1988 — 1990
General - German
Central Washington University 1980 — 1982
Jon T. McGovern Jon T. McGovern's Bay Equity, LLC Experience 2007 - Present
Job CoFounder Bay Equity, LLC✮Recruiting Branch Leaders✮National Mortgage Lender
Industry Banking
Experience
Bay Equity, LLC 2007 - Present
Washington Mutual Bank 2000 - 2007
Washington Mutual Bank 1997 - 2000
Norwest Bank 1993 - 1997
Skills
Mortgage Banking, Residential Mortgages, FHA, Finance, Loan Origination, Loans, Refinance, Real Estate, Credit, Underwriting, Banking, USDA, Investments, VA loans, Recruiting, Mortgage Lending, VA Loans
Education
Loyola Marymount University
Bay Equity, LLC 2007 - Present
Washington Mutual Bank 2000 - 2007
Washington Mutual Bank 1997 - 2000
Norwest Bank 1993 - 1997
Skills
Mortgage Banking, Residential Mortgages, FHA, Finance, Loan Origination, Loans, Refinance, Real Estate, Credit, Underwriting, Banking, USDA, Investments, VA loans, Recruiting, Mortgage Lending, VA Loans
Education
Loyola Marymount University
sophia gravell sophia gravell's Bay Equity, LLC Experience October 2011 - Present
Job Loan Resolution Analyst at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC October 2011 - Present
888 EZ Settle October 2010 - October 2011
Keyrose Corporation January 2009 - October 2011
Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, FHA, Refinance, Loan Origination, Residential Mortgages, Underwriting, Banking, Credit Analysis, Finance
Education
Drexel University 2009 — 2014
Diablo Valley College 2006 — 2008
Transfer Requirements
Bay Equity, LLC October 2011 - Present
888 EZ Settle October 2010 - October 2011
Keyrose Corporation January 2009 - October 2011
Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, FHA, Refinance, Loan Origination, Residential Mortgages, Underwriting, Banking, Credit Analysis, Finance
Education
Drexel University 2009 — 2014
Diablo Valley College 2006 — 2008
Transfer Requirements
Don Emerson's Bay Equity, LLC Experience May 2014 - Present
Job Residential Mortgage Loan Expert/California Divisional Vice President, Bay Equity Home Loans
Industry Banking
Experience
Bay Equity, LLC May 2014 - Present
Bank of Commerce Mortgage June 2011 - December 2012
Prospect Mortgage August 2009 - May 2011
Washington Mutual Bank July 1989 - November 2008
san sierra business systems 1984 - 1987
Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Loans, FHA, Residential Mortgages, Refinance, Real Estate Financing, Underwriting, Sales, Government Loans, Credit, Management, Mortgage Underwriting, Mortgage Marketing, New Business Development
Education
California State University-East Bay 1982 — 1983
Administration of Justice
Ohlone College 1979 — 1981
AA, Administration of Justice, Liberal arts
Bay Equity, LLC May 2014 - Present
Bank of Commerce Mortgage June 2011 - December 2012
Prospect Mortgage August 2009 - May 2011
Washington Mutual Bank July 1989 - November 2008
san sierra business systems 1984 - 1987
Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Loans, FHA, Residential Mortgages, Refinance, Real Estate Financing, Underwriting, Sales, Government Loans, Credit, Management, Mortgage Underwriting, Mortgage Marketing, New Business Development
Education
California State University-East Bay 1982 — 1983
Administration of Justice
Ohlone College 1979 — 1981
AA, Administration of Justice, Liberal arts
Ryan Nechas Ryan Nechas's Bay Equity, LLC Experience June 2015 - Present
Job Senior Loan Officer at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC June 2015 - Present
W.J. Bradley Mortgage Capital, LLC October 2014 - June 2015
Bell Mortgage, a Division of Bell State Bank & Trust September 2013 - October 2014
Prime Mortgage June 2010 - September 2013
Skills
Refinance, VA loans, FHA, Residential Mortgages, Mortgage Lending, Loan Origination, FHA financing, Mortgage Banking, USDA, Sales, Loans, Certified Mortgage..., First Time Home Buyers, Credit Analysis, Reverse Mortgages, Credit, Real Estate Financing, Selling, Government Loans, Construction Loans, Commercial Lending, Underwriting, Investment Properties, Mortgage Servicing, Commercial Mortgages, FHA Financing, Mortgage Underwriting, HUD, VA Loans
Education
Hamline University 1994 — 1998
BS
Wayzata High School
Bay Equity, LLC June 2015 - Present
W.J. Bradley Mortgage Capital, LLC October 2014 - June 2015
Bell Mortgage, a Division of Bell State Bank & Trust September 2013 - October 2014
Prime Mortgage June 2010 - September 2013
Skills
Refinance, VA loans, FHA, Residential Mortgages, Mortgage Lending, Loan Origination, FHA financing, Mortgage Banking, USDA, Sales, Loans, Certified Mortgage..., First Time Home Buyers, Credit Analysis, Reverse Mortgages, Credit, Real Estate Financing, Selling, Government Loans, Construction Loans, Commercial Lending, Underwriting, Investment Properties, Mortgage Servicing, Commercial Mortgages, FHA Financing, Mortgage Underwriting, HUD, VA Loans
Education
Hamline University 1994 — 1998
BS
Wayzata High School
Rachel Hudgins 480-779-7049 Rachel Hudgins 480-779-7049's Bay Equity, LLC Experience January 2015 - May 2015
Job Mortgage Loan Coordinator at Bay Equity
Industry Financial Services
Experience
Blue Brick Financial LLC June 2015 - Present
Bay Equity, LLC January 2015 - May 2015
New Penn Financial, LLC August 2013 - December 2014
Peoples Mortgage Company 2012 - 2013
Prospect Mortgage July 2010 - May 2011
Fairway Independent Mortgage Corporation (prev Am Home Mtg) February 2009 - February 2010
Nova Home Loans August 2008 - March 2009
American Home Mortgage 2006 - 2008
Meridian Mortgage February 2003 - March 2006
Skills
FHA, USDA, HomePath, Mortgage Lending, Refinance, First Time Home Buyers, Investors, Home Equity Loans, Residential Mortgages, Loans, Mortgage Banking, Investment Properties, Mortgage Marketing, Real Estate, Foreclosures, Reverse Mortgages, Short Sales, Underwriting, Finance, Sellers, FHA financing, Loan Origination, Vacation Homes, 203K, VA loans, Government Loans
Education
Pima Community College 2000 — 2002
General Business
Flowing Wells High 1996 — 2000
Blue Brick Financial LLC June 2015 - Present
Bay Equity, LLC January 2015 - May 2015
New Penn Financial, LLC August 2013 - December 2014
Peoples Mortgage Company 2012 - 2013
Prospect Mortgage July 2010 - May 2011
Fairway Independent Mortgage Corporation (prev Am Home Mtg) February 2009 - February 2010
Nova Home Loans August 2008 - March 2009
American Home Mortgage 2006 - 2008
Meridian Mortgage February 2003 - March 2006
Skills
FHA, USDA, HomePath, Mortgage Lending, Refinance, First Time Home Buyers, Investors, Home Equity Loans, Residential Mortgages, Loans, Mortgage Banking, Investment Properties, Mortgage Marketing, Real Estate, Foreclosures, Reverse Mortgages, Short Sales, Underwriting, Finance, Sellers, FHA financing, Loan Origination, Vacation Homes, 203K, VA loans, Government Loans
Education
Pima Community College 2000 — 2002
General Business
Flowing Wells High 1996 — 2000
Richard Thurston Richard Thurston's Bay Equity, LLC Experience April 2015 - Present
Job Mortgage Loan Originator at Bay Equity, LLC
Industry Real Estate
Experience
Bay Equity, LLC April 2015 - Present
W.J. Bradley Company April 2009 - April 2015
Bank of America December 2007 - March 2009
Apollo Home Mortgage February 1999 - November 2007
Skills
Loan Origination, Mortgage Lending, Refinance, Investment Properties, Loans, Underwriting, Finance, Mortgage Marketing, REO, VA loans, FHA, First Time Home Buyers, FHA financing, Mortgage Banking, Residential Mortgages
Education
Hamline University 1992 — 1996
BA in Psychology
Breck High School 1989 — 1991
Bay Equity, LLC April 2015 - Present
W.J. Bradley Company April 2009 - April 2015
Bank of America December 2007 - March 2009
Apollo Home Mortgage February 1999 - November 2007
Skills
Loan Origination, Mortgage Lending, Refinance, Investment Properties, Loans, Underwriting, Finance, Mortgage Marketing, REO, VA loans, FHA, First Time Home Buyers, FHA financing, Mortgage Banking, Residential Mortgages
Education
Hamline University 1992 — 1996
BA in Psychology
Breck High School 1989 — 1991
Mynor Arevalo's Bay Equity, LLC Experience May 2011 - October 2012
Job Sales Manager PacificBanc
Industry Banking
Experience
PacificBanc 2013 - Present
Bay Equity, LLC May 2011 - October 2012
First California Mortgage Company August 2008 - April 2011
Wilmington Finance 2003 - 2008
Downey Savings & Loan 1999 - 2003
New Century Mortgage 1995 - 1999
Skills
Sales, Mortgage Banking, Management, Team Building, Mortgage Lending, FHA, VA loans, Recruiting, Loan Origination, Loans, Residential Mortgages, Business Development, Strategic Planning, New Business Development, Negotiation, Risk Management, Refinance, Credit, Underwriting, Lead Generation, Marketing Strategy, Customer Service, FHA financing, USDA, Sales Management, Mortgage Underwriting, Marketing
Education
California State University-Northridge 1988 — 1994
BA, Business Psychology
PacificBanc 2013 - Present
Bay Equity, LLC May 2011 - October 2012
First California Mortgage Company August 2008 - April 2011
Wilmington Finance 2003 - 2008
Downey Savings & Loan 1999 - 2003
New Century Mortgage 1995 - 1999
Skills
Sales, Mortgage Banking, Management, Team Building, Mortgage Lending, FHA, VA loans, Recruiting, Loan Origination, Loans, Residential Mortgages, Business Development, Strategic Planning, New Business Development, Negotiation, Risk Management, Refinance, Credit, Underwriting, Lead Generation, Marketing Strategy, Customer Service, FHA financing, USDA, Sales Management, Mortgage Underwriting, Marketing
Education
California State University-Northridge 1988 — 1994
BA, Business Psychology
Dominique Palma, PHR, SHRM-CP's Bay Equity, LLC Experience April 2010 - October 2011
Job Human Resources Manager at Validant
Industry Financial Services
Experience
Validant December 2013 - Present
Validant 2011 - December 2013
Bay Equity, LLC April 2010 - October 2011
Guide Dogs for the Blind June 2009 - June 2010
Plaid Ranch LLC June 2003 - June 2008
LicenZing LLC September 2006 - May 2007
Skills
Customer Service, Research, File Management, Newsletters, Press Releases, Database Administration, Employee Relations, HRIS, Benefits Administration, Applicant Tracking..., Talent Acquisition, ADP Payroll, Payroll, FMLA, Onboarding, Deferred Compensation, Interviews, Workforce Planning, Recruiting, Public Relations, Technical Recruiting, Team Building, Training, HR Policies, Personnel Management, Employee Training, Talent Management, Performance Management, Human Resources, Process Improvement, Microsoft Office
Education
Cornell University School of Industrial and Labor Relations 2009 — 2010
Certificate, Human Resources Studies
Dominican University of California 2004 — 2008
BA, Communications
Validant December 2013 - Present
Validant 2011 - December 2013
Bay Equity, LLC April 2010 - October 2011
Guide Dogs for the Blind June 2009 - June 2010
Plaid Ranch LLC June 2003 - June 2008
LicenZing LLC September 2006 - May 2007
Skills
Customer Service, Research, File Management, Newsletters, Press Releases, Database Administration, Employee Relations, HRIS, Benefits Administration, Applicant Tracking..., Talent Acquisition, ADP Payroll, Payroll, FMLA, Onboarding, Deferred Compensation, Interviews, Workforce Planning, Recruiting, Public Relations, Technical Recruiting, Team Building, Training, HR Policies, Personnel Management, Employee Training, Talent Management, Performance Management, Human Resources, Process Improvement, Microsoft Office
Education
Cornell University School of Industrial and Labor Relations 2009 — 2010
Certificate, Human Resources Studies
Dominican University of California 2004 — 2008
BA, Communications
Katie Gonzalez's Bay Equity, LLC Experience October 2014 - Present
Job Business Development Coordinator at Bay Equity Private Client Group
Industry Financial Services
Experience
Bay Equity, LLC October 2014 - Present
Bay Equity, LLC November 2012 - September 2014
Forté Transportation Logistics August 2006 - November 2012
Hinshaw's Motor Company January 2003 - December 2006
Skills
Event Planning, Volunteer Management, Fundraising, Social Media, Event Management, Nonprofits, Marketing, Social Media Marketing, Leadership, Community Outreach, Customer Service, Microsoft Office, Team Building, Marketing Communications, Management, Facebook, Social Networking
Education
Gonzaga University 1997 — 2002
Bachelor of Business Administration (BBA), Marketing
Bellarmine Prep 1993 — 1997
Bay Equity, LLC October 2014 - Present
Bay Equity, LLC November 2012 - September 2014
Forté Transportation Logistics August 2006 - November 2012
Hinshaw's Motor Company January 2003 - December 2006
Skills
Event Planning, Volunteer Management, Fundraising, Social Media, Event Management, Nonprofits, Marketing, Social Media Marketing, Leadership, Community Outreach, Customer Service, Microsoft Office, Team Building, Marketing Communications, Management, Facebook, Social Networking
Education
Gonzaga University 1997 — 2002
Bachelor of Business Administration (BBA), Marketing
Bellarmine Prep 1993 — 1997
Greg Arritt Greg Arritt's Bay Equity, LLC Experience October 2011 - October 2012
Job Sales Manager at Prime Equity Mortgage
Industry Financial Services
Experience
Prime Equity Mortgage November 2014 - Present
Motive Lending May 2014 - November 2014
Bay Equity, LLC October 2011 - October 2012
Mortgage Solutions of Colorado May 2011 - October 2011
Just Mortgage Inc 2007 - 2011
Skills
California Real Estate..., Federal Aviation..., Real Estate, Investment Properties, Real Estate Financing, Mortgage Banking, FHA, Residential Mortgages, FHA financing, Refinance, Real Estate License, First Time Home Buyers, Mortgage Lending, Mortgage Underwriting
Education
Calfornia State University Los Angeles
Pasadena City College
Associate of Arts (A.A.), Humanities/Humanistic Studies
Prime Equity Mortgage November 2014 - Present
Motive Lending May 2014 - November 2014
Bay Equity, LLC October 2011 - October 2012
Mortgage Solutions of Colorado May 2011 - October 2011
Just Mortgage Inc 2007 - 2011
Skills
California Real Estate..., Federal Aviation..., Real Estate, Investment Properties, Real Estate Financing, Mortgage Banking, FHA, Residential Mortgages, FHA financing, Refinance, Real Estate License, First Time Home Buyers, Mortgage Lending, Mortgage Underwriting
Education
Calfornia State University Los Angeles
Pasadena City College
Associate of Arts (A.A.), Humanities/Humanistic Studies
Jim Hostler's Bay Equity, LLC Experience October 2014 - May 2015
Job Founder & Owner at Power Source Me
Industry Professional Training & Coaching
Experience
Power Source Me September 2015 - Present
South Pacific Financial Corp May 2015 - Present
Bay Equity, LLC October 2014 - May 2015
W J Bradley - Mortgage Capital Corp. October 2012 - October 2014
Guild Mortgage Company September 2011 - October 2012
Kaleidoscope Group, LLC August 2006 - June 2008
Advantage National Bank 2004 - 2006
Skills
Coaching, Loans, Banking, Sales, FHA, Mortgage Lending, Loan Origination, Credit, Refinance, Marketing, Mortgage Banking, Investment Properties, Time Management, Small Business, Nonprofits, Leadership, Non-profits, Team Leadership, USDA, VA loans, FHA financing, Residential Mortgages, Construction Loans, Reverse Mortgages, Government Loans, Referrals, Certified Mortgage..., Mortgage Underwriting, Home Equity Lines of..., Underwriting, Home Equity Loans, Commercial Lending, Real Estate Financing, First Time Home Buyers, Real Estate, Commercial Mortgages, Rates, Finance, Real Estate Transactions, Real Estate Economics, VA Loans, FHA Financing
Education
University of Metaphysics 2006 — 2008
Masters, Metaphysics
DePaul University 1990 — 1992
business & political science
Landmark Education
Ontology
Power Source Me September 2015 - Present
South Pacific Financial Corp May 2015 - Present
Bay Equity, LLC October 2014 - May 2015
W J Bradley - Mortgage Capital Corp. October 2012 - October 2014
Guild Mortgage Company September 2011 - October 2012
Kaleidoscope Group, LLC August 2006 - June 2008
Advantage National Bank 2004 - 2006
Skills
Coaching, Loans, Banking, Sales, FHA, Mortgage Lending, Loan Origination, Credit, Refinance, Marketing, Mortgage Banking, Investment Properties, Time Management, Small Business, Nonprofits, Leadership, Non-profits, Team Leadership, USDA, VA loans, FHA financing, Residential Mortgages, Construction Loans, Reverse Mortgages, Government Loans, Referrals, Certified Mortgage..., Mortgage Underwriting, Home Equity Lines of..., Underwriting, Home Equity Loans, Commercial Lending, Real Estate Financing, First Time Home Buyers, Real Estate, Commercial Mortgages, Rates, Finance, Real Estate Transactions, Real Estate Economics, VA Loans, FHA Financing
Education
University of Metaphysics 2006 — 2008
Masters, Metaphysics
DePaul University 1990 — 1992
business & political science
Landmark Education
Ontology
Kathy Walters's Bay Equity, LLC Experience April 2015 - Present
Job Underwriter III
Industry Real Estate
Experience
Bay Equity, LLC April 2015 - Present
WJ Bradley August 2014 - April 2015
SunTrust Mortgage June 2012 - July 2014
Bank of America August 2011 - April 2012
Quicken Loans January 2005 - December 2010
Shore Mortgage June 2002 - December 2004
Shore Mortgage August 2001 - June 2002
Accepted Mortgage June 1999 - August 2001
Skills
Mortgage Lending, Residential Mortgages, FHA, Credit, Loan Origination, FHA financing, Underwriting, Refinance, Team Building, Mortgage Banking, Loans, Credit Analysis, Mortgage Underwriting, Finance, Consumer Lending
Education
Olympic College
Washtenaw Community College
Bay Equity, LLC April 2015 - Present
WJ Bradley August 2014 - April 2015
SunTrust Mortgage June 2012 - July 2014
Bank of America August 2011 - April 2012
Quicken Loans January 2005 - December 2010
Shore Mortgage June 2002 - December 2004
Shore Mortgage August 2001 - June 2002
Accepted Mortgage June 1999 - August 2001
Skills
Mortgage Lending, Residential Mortgages, FHA, Credit, Loan Origination, FHA financing, Underwriting, Refinance, Team Building, Mortgage Banking, Loans, Credit Analysis, Mortgage Underwriting, Finance, Consumer Lending
Education
Olympic College
Washtenaw Community College
Jordan Yarbrough's Bay Equity, LLC Experience March 2010 - July 2010
Job Broker / Owner at JordanYarbrough.com
Industry Real Estate
Experience
JordanYarbrough.com / New Paradigm Investments, Inc. April 2013 - Present
Rossi Mortgage / Jordan Yarbrough April 2013 - December 2014
Provident Bank Mortgage March 2012 - February 2013
Vilex Inc. July 2011 - 2012
Faro De Agua August 2010 - June 2011
Bay Equity LLC March 2010 - July 2010
New Paradigm Investments Inc. April 2004 - March 2010
Trade Studios LLC. (as Client of NPI) May 2006 - January 2008
Peoples Choice Home Loans August 2002 - March 2004
Skills
Analytical, Entrepreneurial, Customer focused, Deadline driven, Enthusiastic, Good listener, Innovative, Process driven, Professional, Resourceful, Self motivated, Team player, Analytical Skills, Loans, Innovation, Mortgage Lending, Entrepreneurship, Teamwork, Customer Oriented, Flexibility, Leadership, Business Development, Loan Origination, Deadline Driven, Lead Generation, Sales Management, Real Estate, Mortgage Banking, New Business Development, FHA, Marketing, Management, Marketing Strategy, Selling, CRM, Banking, Sales, B2B, Real Estate Transactions, Refinance, Cold Calling, Team Building, Residential Mortgages, Mortgage Underwriting, FHA financing, VA loans, USDA, Residential Homes, Reverse Mortgages, Social Media Marketing
Education
California State University-Sacramento 1999 — 2003
Bachelor of Arts, Cum Laude - Communications and Digital Media
JordanYarbrough.com / New Paradigm Investments, Inc. April 2013 - Present
Rossi Mortgage / Jordan Yarbrough April 2013 - December 2014
Provident Bank Mortgage March 2012 - February 2013
Vilex Inc. July 2011 - 2012
Faro De Agua August 2010 - June 2011
Bay Equity LLC March 2010 - July 2010
New Paradigm Investments Inc. April 2004 - March 2010
Trade Studios LLC. (as Client of NPI) May 2006 - January 2008
Peoples Choice Home Loans August 2002 - March 2004
Skills
Analytical, Entrepreneurial, Customer focused, Deadline driven, Enthusiastic, Good listener, Innovative, Process driven, Professional, Resourceful, Self motivated, Team player, Analytical Skills, Loans, Innovation, Mortgage Lending, Entrepreneurship, Teamwork, Customer Oriented, Flexibility, Leadership, Business Development, Loan Origination, Deadline Driven, Lead Generation, Sales Management, Real Estate, Mortgage Banking, New Business Development, FHA, Marketing, Management, Marketing Strategy, Selling, CRM, Banking, Sales, B2B, Real Estate Transactions, Refinance, Cold Calling, Team Building, Residential Mortgages, Mortgage Underwriting, FHA financing, VA loans, USDA, Residential Homes, Reverse Mortgages, Social Media Marketing
Education
California State University-Sacramento 1999 — 2003
Bachelor of Arts, Cum Laude - Communications and Digital Media
Paul Chevez's Bay Equity, LLC Experience January 2012 - Present
Job Director of Finance at Bay Equity, LLC
Industry Real Estate
Experience
Bay Equity, LLC January 2012 - Present
Got Appraisals September 2010 - December 2011
CMG Mortgage January 2001 - May 2010
CMG Mortgage December 1996 - January 2001
CMG Mortgage April 1996 - December 1996
Mortgage Capital Funding January 1995 - April 1996
Executive Mortgage October 1993 - January 1995
City of Walnut Creek July 1990 - October 1993
Property Management Companies August 1986 - March 1991
Education
Heald College 1985 — 1986
12 Month, Accounting
San Diego State University-California State University 1981 — 1983
Psychology
San Ramon High School 1977 — 1981
Bay Equity, LLC January 2012 - Present
Got Appraisals September 2010 - December 2011
CMG Mortgage January 2001 - May 2010
CMG Mortgage December 1996 - January 2001
CMG Mortgage April 1996 - December 1996
Mortgage Capital Funding January 1995 - April 1996
Executive Mortgage October 1993 - January 1995
City of Walnut Creek July 1990 - October 1993
Property Management Companies August 1986 - March 1991
Education
Heald College 1985 — 1986
12 Month, Accounting
San Diego State University-California State University 1981 — 1983
Psychology
San Ramon High School 1977 — 1981
Craig Griffin Expert Direct Lender CA's Bay Equity, LLC Experience July 1988 - Present
Job Sr. Loan Officer at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC July 1988 - Present
Related Mortgage Industry Professional Experience August 1986 - November 2005
Skills
First Time Home Buyers, FHA, Refinance, Real Estate, Mortgage Lending, Investment Properties, VA loans, USDA, Conventional, Jumbo Mortgage, Down-Payment Assistance, Single Family Homes
Education
The Core Training 2013 — 2019
Coursework, Mortgage Origination
Brigham Young University 1979 — 1983
Major, Accounting
Brigham Young University - Idaho 1976 — 1977
General Studies
Nationwide Mortgage Licensing System (NMLS)
Mortgage Originiator License, Mortgage Originiation
Bay Equity, LLC July 1988 - Present
Related Mortgage Industry Professional Experience August 1986 - November 2005
Skills
First Time Home Buyers, FHA, Refinance, Real Estate, Mortgage Lending, Investment Properties, VA loans, USDA, Conventional, Jumbo Mortgage, Down-Payment Assistance, Single Family Homes
Education
The Core Training 2013 — 2019
Coursework, Mortgage Origination
Brigham Young University 1979 — 1983
Major, Accounting
Brigham Young University - Idaho 1976 — 1977
General Studies
Nationwide Mortgage Licensing System (NMLS)
Mortgage Originiator License, Mortgage Originiation
Barbara McManus's Bay Equity, LLC Experience June 2012 - October 2012
Job Account Executive
Industry Real Estate
Experience
Reverse Mortgage Solutions (RMS) April 2014 - Present
Equity Title Company May 2013 - May 2014
Bay Equity, LLC June 2012 - October 2012
American Coast Title September 2011 - June 2012
Short Sale Experts Inc October 2009 - September 2011
Franklin First Financial 1997 - 2007
Skills
Loan Origination, Mortgage Banking, Credit, Mortgage Lending, Sellers, Short Sales, Sales, First Time Home Buyers, Loans, Real Estate, Loss Mitigation, Residential Mortgages, Real Estate Transactions, Negotiation, FHA, Refinance, Banking, Investment Properties
Education
California State University-San Marcos
Reverse Mortgage Solutions (RMS) April 2014 - Present
Equity Title Company May 2013 - May 2014
Bay Equity, LLC June 2012 - October 2012
American Coast Title September 2011 - June 2012
Short Sale Experts Inc October 2009 - September 2011
Franklin First Financial 1997 - 2007
Skills
Loan Origination, Mortgage Banking, Credit, Mortgage Lending, Sellers, Short Sales, Sales, First Time Home Buyers, Loans, Real Estate, Loss Mitigation, Residential Mortgages, Real Estate Transactions, Negotiation, FHA, Refinance, Banking, Investment Properties
Education
California State University-San Marcos
Alexis Jarreau's Bay Equity, LLC Experience 2011 - Present
Job Operations Product Specialist at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC 2011 - Present
Pinnacle Capital Mortgage 2008 - 2011
Alliance Bancorp 2006 - 2007
ResMAE Mortgage Corporation July 2005 - October 2006
New Century Mortgage 2001 - 2004
Skills
Credit, FHA, Loan Origination, Mortgage Banking, Mortgage Lending, Residential Mortgages, Underwriting, Refinance, Loans, Mortgage Underwriting, FHA Financing, Credit Analysis, VA Loans
Education
Ashford University 2008 — 2011
Psychology
Bay Equity, LLC 2011 - Present
Pinnacle Capital Mortgage 2008 - 2011
Alliance Bancorp 2006 - 2007
ResMAE Mortgage Corporation July 2005 - October 2006
New Century Mortgage 2001 - 2004
Skills
Credit, FHA, Loan Origination, Mortgage Banking, Mortgage Lending, Residential Mortgages, Underwriting, Refinance, Loans, Mortgage Underwriting, FHA Financing, Credit Analysis, VA Loans
Education
Ashford University 2008 — 2011
Psychology
Brooke Rex's Bay Equity, LLC Experience May 2011 - March 2012
Job QC Associate at Bay Equity
Industry Financial Services
Experience
Westside Animals for Adoption January 2014 - Present
Bay Equity March 2013 - Present
JPMorgan Chase March 2012 - March 2013
Bay Equity, LLC May 2011 - March 2012
Home Savings of America August 2010 - March 2011
Comcast Cable April 2009 - August 2010
Jefferson School District April 2008 - April 2009
Washington Mutual September 2003 - July 2008
Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Credit, Banking, Residential Mortgages, Refinance, Loan Origination, Underwriting, Customer Service, Credit Analysis
Education
California State University, Fresno 1996 — 1998
BA, Psychology
Westside Animals for Adoption January 2014 - Present
Bay Equity March 2013 - Present
JPMorgan Chase March 2012 - March 2013
Bay Equity, LLC May 2011 - March 2012
Home Savings of America August 2010 - March 2011
Comcast Cable April 2009 - August 2010
Jefferson School District April 2008 - April 2009
Washington Mutual September 2003 - July 2008
Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Credit, Banking, Residential Mortgages, Refinance, Loan Origination, Underwriting, Customer Service, Credit Analysis
Education
California State University, Fresno 1996 — 1998
BA, Psychology
Sandra Hixson's Bay Equity, LLC Experience October 2009 - Present
Job Production Manager at Bay Equity, LLC
Industry Legal Services
Experience
Bay Equity, LLC October 2009 - Present
Law Office of Lyle C. Cavin, Jr. February 2008 - October 2009
World Savings July 2005 - January 2008
Cingular Wireless March 2003 - July 2005
Education
Cuesta College 2001 — 2003
Associates Degree
Bay Equity, LLC October 2009 - Present
Law Office of Lyle C. Cavin, Jr. February 2008 - October 2009
World Savings July 2005 - January 2008
Cingular Wireless March 2003 - July 2005
Education
Cuesta College 2001 — 2003
Associates Degree
David Widhalm's Bay Equity, LLC Experience June 2015 - Present
Job Sr. Loan Officer at Bay Equity, LLC
Industry Banking
Experience
Bay Equity, LLC June 2015 - Present
W.J. Bradley Mortgage Capital, LLC March 2014 - June 2015
Wells Fargo Home Mortgage February 2012 - December 2013
PNC Mortgage April 2011 - February 2012
Integra Mortgage Corp. February 2010 - April 2011
Mortgage Specialists of Illinois May 2006 - February 2010
Capital Financial Bancorp, Inc. October 2002 - October 2005
First Security National 2000 - 2002
Skills
Mortgage Lending, Refinance, FHA, Loans
Education
Illinois State University
Finance, Computer Science
Bay Equity, LLC June 2015 - Present
W.J. Bradley Mortgage Capital, LLC March 2014 - June 2015
Wells Fargo Home Mortgage February 2012 - December 2013
PNC Mortgage April 2011 - February 2012
Integra Mortgage Corp. February 2010 - April 2011
Mortgage Specialists of Illinois May 2006 - February 2010
Capital Financial Bancorp, Inc. October 2002 - October 2005
First Security National 2000 - 2002
Skills
Mortgage Lending, Refinance, FHA, Loans
Education
Illinois State University
Finance, Computer Science
Vincent King, MBA's Bay Equity, LLC Experience August 2012 - April 2014
Job Recruiting Manager at Mountain West Financial, Inc.
Industry Real Estate
Experience
Mountain West Financial, Inc. October 2014 - Present
Alpine Mortgage Planning August 2014 - October 2014
Envoy Mortgage April 2014 - July 2014
Bay Equity, LLC August 2012 - April 2014
Davis Design Innovations, LLC August 2010 - May 2012
Mortgage Search & Acquisition (MSA) July 2010 - August 2010
W.J. Bradley Company 2008 - 2009
First Horizon Home Loans 2005 - 2007
California State University, Chancellor's Office June 2000 - July 2001
Ernst & Young January 1994 - June 2000
Skills
Retail, B2B, Mortgage Lending, Loans, Mortgage Banking, Marketing, Recruiting, Sales Management, Account Management, Relationship Management, Business Development, Credit, Training, Loan Origination, Real Estate Economics, Management, Process Improvement, Mergers & Acquisitions, Finance, Call Centers, Investment Properties, Interviews, Human Resources, Sales, Refinance, Real Estate, Advertising, Executive Search, Customer Retention, Start-ups, Negotiation, Entrepreneurship, Investments, Underwriting, Team Building, Banking, Selling, Leadership, Cold Calling, Hiring, Residential Mortgages, FHA, Funding, Lead Generation, Mortgage Marketing, Credit Analysis, Executive Management, Building Relationships, New Business Development, Small Business
Education
California Baptist University 1996 — 1998
Master of Business Administration (M.B.A.)
California Baptist University 1988 — 1993
Bachelor's degree
Mountain West Financial, Inc. October 2014 - Present
Alpine Mortgage Planning August 2014 - October 2014
Envoy Mortgage April 2014 - July 2014
Bay Equity, LLC August 2012 - April 2014
Davis Design Innovations, LLC August 2010 - May 2012
Mortgage Search & Acquisition (MSA) July 2010 - August 2010
W.J. Bradley Company 2008 - 2009
First Horizon Home Loans 2005 - 2007
California State University, Chancellor's Office June 2000 - July 2001
Ernst & Young January 1994 - June 2000
Skills
Retail, B2B, Mortgage Lending, Loans, Mortgage Banking, Marketing, Recruiting, Sales Management, Account Management, Relationship Management, Business Development, Credit, Training, Loan Origination, Real Estate Economics, Management, Process Improvement, Mergers & Acquisitions, Finance, Call Centers, Investment Properties, Interviews, Human Resources, Sales, Refinance, Real Estate, Advertising, Executive Search, Customer Retention, Start-ups, Negotiation, Entrepreneurship, Investments, Underwriting, Team Building, Banking, Selling, Leadership, Cold Calling, Hiring, Residential Mortgages, FHA, Funding, Lead Generation, Mortgage Marketing, Credit Analysis, Executive Management, Building Relationships, New Business Development, Small Business
Education
California Baptist University 1996 — 1998
Master of Business Administration (M.B.A.)
California Baptist University 1988 — 1993
Bachelor's degree
Adam Garwick's Bay Equity, LLC Experience May 2013 - January 2014
Job Software Engineer II at Paylocity
Industry Computer Software
Experience
Paylocity January 2014 - Present
Bay Equity, LLC May 2013 - January 2014
Myriad Software LLC January 2011 - May 2013
Cor-O-Van May 2008 - December 2010
Metavante October 2007 - May 2008
Igoe & Company October 2005 - September 2007
Skills
Help Desk Support, MSTest, Project Management, Salesforce.com, Disaster Recovery, Data Center, SaaS, Cloud Computing, SharePoint, IT Service Management, Technical Support, CRM, Visio, Software Development, IIS, Software Documentation, .NET, ASP.NET MVC, JavaScript, jQuery, Microsoft SQL Server, SSRS, RESTful WebServices, ASP.NET, Windows Azure, LINQ, Entity Framework, WCF, Silverlight, MVVM, CSS3, HTML 5, TFS, AJAX, C#, VB.NET, OOP
Education
Coleman College 2002 — 2003
CIS Certification, Computer Information Systems
Paylocity January 2014 - Present
Bay Equity, LLC May 2013 - January 2014
Myriad Software LLC January 2011 - May 2013
Cor-O-Van May 2008 - December 2010
Metavante October 2007 - May 2008
Igoe & Company October 2005 - September 2007
Skills
Help Desk Support, MSTest, Project Management, Salesforce.com, Disaster Recovery, Data Center, SaaS, Cloud Computing, SharePoint, IT Service Management, Technical Support, CRM, Visio, Software Development, IIS, Software Documentation, .NET, ASP.NET MVC, JavaScript, jQuery, Microsoft SQL Server, SSRS, RESTful WebServices, ASP.NET, Windows Azure, LINQ, Entity Framework, WCF, Silverlight, MVVM, CSS3, HTML 5, TFS, AJAX, C#, VB.NET, OOP
Education
Coleman College 2002 — 2003
CIS Certification, Computer Information Systems
Patricia Maestas's Bay Equity, LLC Experience August 2012 - January 2014
Job Unemployed Professional
Industry Financial Services
Experience
Lexington Home Loans October 2014 - Present
Crossline Capital August 2014 - September 2014
Bay Equity, LLC August 2012 - January 2014
Republic Mortgage Home Loans July 2011 - July 2012
Cobalt Mortgage May 2010 - March 2011
CITYBANK Home Loan Center February 2005 - May 2010
Skills
Mortgage Lending, Loans, First Time Home Buyers, Refinance, Mortgage Banking, FHA, Residential Mortgages, Time Management, Loan Origination, USDA, Credit, VA loans, Construction Loans, Reverse Mortgages, Government Loans, Certified Mortgage..., FHA financing, VA Loans, FHA Financing
Education
Central Texas College
Business Administration, Management and Operations
Lexington Home Loans October 2014 - Present
Crossline Capital August 2014 - September 2014
Bay Equity, LLC August 2012 - January 2014
Republic Mortgage Home Loans July 2011 - July 2012
Cobalt Mortgage May 2010 - March 2011
CITYBANK Home Loan Center February 2005 - May 2010
Skills
Mortgage Lending, Loans, First Time Home Buyers, Refinance, Mortgage Banking, FHA, Residential Mortgages, Time Management, Loan Origination, USDA, Credit, VA loans, Construction Loans, Reverse Mortgages, Government Loans, Certified Mortgage..., FHA financing, VA Loans, FHA Financing
Education
Central Texas College
Business Administration, Management and Operations
Benita Allred's Bay Equity, LLC Experience January 2013 - June 2013
Job Mortgage Underwriter
Industry Real Estate
Experience
Bay Equity, LLC January 2013 - June 2013
Harbor House Inn September 2007 - May 2012
Fremont Investment and Loan 1998 - January 2007
Skills
Mortgage Lending, Compliance, Symitar, Credit Unions, Microsoft Office, Consumer Lending, Real Estate, Team Building, Loans, Strategic Planning, Banking, Credit, Underwriting, Performance Management, Mortgage Banking, Commercial Banking, Loan Origination, Retail Banking, Negotiation, Teller Operations, Lines Of Credit, Mortgage Servicing, Refinance, FHA financing, Residential Mortgages, Loss Mitigation, Budgets, Non-Conforming, Financial Risk, Business Development, Mortgage Underwriting, Sales, Training, Risk Management, FHA, Credit Analysis, Construction Loans, Team Leadership, VA loans, Real Estate Financing, Management, Home Equity Lines of..., USDA, Process Improvement, Investments, Coaching, Investment Properties, Customer Service, Reverse Mortgages, Certified Mortgage...
Education
Diablo Valley College
Business Administration and Management, General
Los Medanos College
Bay Equity, LLC January 2013 - June 2013
Harbor House Inn September 2007 - May 2012
Fremont Investment and Loan 1998 - January 2007
Skills
Mortgage Lending, Compliance, Symitar, Credit Unions, Microsoft Office, Consumer Lending, Real Estate, Team Building, Loans, Strategic Planning, Banking, Credit, Underwriting, Performance Management, Mortgage Banking, Commercial Banking, Loan Origination, Retail Banking, Negotiation, Teller Operations, Lines Of Credit, Mortgage Servicing, Refinance, FHA financing, Residential Mortgages, Loss Mitigation, Budgets, Non-Conforming, Financial Risk, Business Development, Mortgage Underwriting, Sales, Training, Risk Management, FHA, Credit Analysis, Construction Loans, Team Leadership, VA loans, Real Estate Financing, Management, Home Equity Lines of..., USDA, Process Improvement, Investments, Coaching, Investment Properties, Customer Service, Reverse Mortgages, Certified Mortgage...
Education
Diablo Valley College
Business Administration and Management, General
Los Medanos College
Nicole Paradiso-Salven's Bay Equity, LLC Experience March 2013 - October 2013
Job Consumer loan underwriter 4
Industry Banking
Experience
Wells Fargo Home Mortgage November 2013 - Present
Bay Equity, LLC March 2013 - October 2013
Amerisave Mortgage Corporation October 2011 - February 2013
Franklin American Mortgage Company September 2010 - September 2011
Fair Oaks Funding March 2004 - September 2010
National City Mortgage November 2001 - March 2008
Skills
Mortgage Banking, Mortgage Lending, Mortgage Underwriting, Refinance, Residential Mortgages, Loan Origination, Loans, Non-Conforming, Construction Loans, Underwriting, Real Estate, Mortgage Servicing, Credit Analysis, Credit, Loss Mitigation, Loan Servicing, Real Estate Financing, Wholesale Lending, Reverse Mortgages, Real Estate Economics, First Time Home Buyers, Commercial Mortgages
Education
California Polytechnic State University-San Luis Obispo 1995 — 1999
Bachelor, Business/Real Estate
Wells Fargo Home Mortgage November 2013 - Present
Bay Equity, LLC March 2013 - October 2013
Amerisave Mortgage Corporation October 2011 - February 2013
Franklin American Mortgage Company September 2010 - September 2011
Fair Oaks Funding March 2004 - September 2010
National City Mortgage November 2001 - March 2008
Skills
Mortgage Banking, Mortgage Lending, Mortgage Underwriting, Refinance, Residential Mortgages, Loan Origination, Loans, Non-Conforming, Construction Loans, Underwriting, Real Estate, Mortgage Servicing, Credit Analysis, Credit, Loss Mitigation, Loan Servicing, Real Estate Financing, Wholesale Lending, Reverse Mortgages, Real Estate Economics, First Time Home Buyers, Commercial Mortgages
Education
California Polytechnic State University-San Luis Obispo 1995 — 1999
Bachelor, Business/Real Estate
Paul Roberts Nicolo's Bay Equity, LLC Experience June 2015 - Present
Job Sr. Loan Officer at Bay Equity, LLC
Industry Banking
Experience
Bay Equity, LLC June 2015 - Present
W.J. Bradley Mortgage Capital, LLC September 2013 - Present
Prime Mortgage April 2009 - September 2013
Mortgages Unlimited July 2000 - April 2009
Skills
FHA, Mortgage, First Time Home Buyers, Purchase, Credit, Real Estate, VA, Mortgage Lending, Insurance, Refinance, Foreclosures, First Time Buyers, Home, Residential, Customer Service, Customer Relations, REO, Loans, Short Sales, Loan Origination, Sellers, Construction, Investments, USDA, Single Family Homes, Investors, Residential Homes, Reverse Mortgages, Selling, Residential Mortgages, Mortgage Banking, Investment Properties, FHA financing, Construction Loans, Underwriting, Real Estate Financing, Commercial Mortgages, Credit Analysis, Commercial Lending, Real Estate Economics, Certified Mortgage..., VA Loans, Sales
Education
University of Minnesota-Twin Cities 1983 — 1985
Business, Management, Marketing, and Related Support Services
Bemidji State University 1981 — 1983
Business
Cretin 1977 — 1981
Holy Spirit
Bay Equity, LLC June 2015 - Present
W.J. Bradley Mortgage Capital, LLC September 2013 - Present
Prime Mortgage April 2009 - September 2013
Mortgages Unlimited July 2000 - April 2009
Skills
FHA, Mortgage, First Time Home Buyers, Purchase, Credit, Real Estate, VA, Mortgage Lending, Insurance, Refinance, Foreclosures, First Time Buyers, Home, Residential, Customer Service, Customer Relations, REO, Loans, Short Sales, Loan Origination, Sellers, Construction, Investments, USDA, Single Family Homes, Investors, Residential Homes, Reverse Mortgages, Selling, Residential Mortgages, Mortgage Banking, Investment Properties, FHA financing, Construction Loans, Underwriting, Real Estate Financing, Commercial Mortgages, Credit Analysis, Commercial Lending, Real Estate Economics, Certified Mortgage..., VA Loans, Sales
Education
University of Minnesota-Twin Cities 1983 — 1985
Business, Management, Marketing, and Related Support Services
Bemidji State University 1981 — 1983
Business
Cretin 1977 — 1981
Holy Spirit
Joni Pruett's Bay Equity, LLC Experience May 2015 - Present
Job Loan Consultant
Industry Financial Services
Experience
Bay Equity, LLC May 2015 - Present
W.J. Bradley Mortgage Capital, LLC February 2013 - May 2015
Guardian Financial, Inc. October 2010 - September 2012
JPMorgan Chase October 2004 - March 2008
American Equity Mortgage May 2003 - October 2004
Fidelity National Information Services July 2000 - October 2001
Fidelity National Information Services June 1998 - July 2000
CompuCom January 1997 - January 1998
Skills
Mortgage Lending, Loans, Cold Calling, Referrals, Mortgage Banking, Loan Origination, FHA, Credit, Consumer Lending, Underwriting, Rates, Banking, Refinance, Sales, Account Management, VA loans, FHA financing
Education
Augsburg College 1998 — 2001
Bachelor of Arts, MIS - Business Administration and Economics
Bay Equity, LLC May 2015 - Present
W.J. Bradley Mortgage Capital, LLC February 2013 - May 2015
Guardian Financial, Inc. October 2010 - September 2012
JPMorgan Chase October 2004 - March 2008
American Equity Mortgage May 2003 - October 2004
Fidelity National Information Services July 2000 - October 2001
Fidelity National Information Services June 1998 - July 2000
CompuCom January 1997 - January 1998
Skills
Mortgage Lending, Loans, Cold Calling, Referrals, Mortgage Banking, Loan Origination, FHA, Credit, Consumer Lending, Underwriting, Rates, Banking, Refinance, Sales, Account Management, VA loans, FHA financing
Education
Augsburg College 1998 — 2001
Bachelor of Arts, MIS - Business Administration and Economics
Chris Tom's Bay Equity, LLC Experience June 2007 - December 2008
Job Bay Valley Mortgage Group Inc
Industry Banking
Experience
Pacific Bay Lending Group December 2008 - Present
Bay Equity, LLC June 2007 - December 2008
Washington Mutual April 1999 - December 2007
Skills
Leadership, Mortgage Lending, Public Speaking, Customer Service, Strategic Planning, FHA financing, Marketing Strategy, Marketing, Finance, Mortgage Underwriting
Education
California State University-East Bay
Bachelor's degree, Business, Management, Marketing, and Related Support Services, Deans Honor Roll
Pacific Bay Lending Group December 2008 - Present
Bay Equity, LLC June 2007 - December 2008
Washington Mutual April 1999 - December 2007
Skills
Leadership, Mortgage Lending, Public Speaking, Customer Service, Strategic Planning, FHA financing, Marketing Strategy, Marketing, Finance, Mortgage Underwriting
Education
California State University-East Bay
Bachelor's degree, Business, Management, Marketing, and Related Support Services, Deans Honor Roll
Veolsa Vee Elmazaj's Bay Equity, LLC Experience March 2015 - Present
Job Business Relationship Manager at Bay Equity
Industry Real Estate
Experience
Bay Equity, LLC March 2015 - Present
HomeBridge February 2013 - Present
Mortgage Solutions of Colorado May 2012 - February 2013
Bay Equity, LLC October 2009 - May 2012
Wachovia / World Savings January 2004 - October 2008
Skills
Banking, Sales Management, FHA, Loan Origination, Refinance, Residential Mortgages, VA loans, Credit, Underwriting, USDA, FHA financing, Mortgage Underwriting, Credit Analysis, Selling, Cold Calling, REO, Mortgage Banking, Loans, Mortgage Lending
Education
Henry Ford Community College
Business Administration and Management, General
Bay Equity, LLC March 2015 - Present
HomeBridge February 2013 - Present
Mortgage Solutions of Colorado May 2012 - February 2013
Bay Equity, LLC October 2009 - May 2012
Wachovia / World Savings January 2004 - October 2008
Skills
Banking, Sales Management, FHA, Loan Origination, Refinance, Residential Mortgages, VA loans, Credit, Underwriting, USDA, FHA financing, Mortgage Underwriting, Credit Analysis, Selling, Cold Calling, REO, Mortgage Banking, Loans, Mortgage Lending
Education
Henry Ford Community College
Business Administration and Management, General
Elaine Albert's Bay Equity, LLC Experience April 2010 - December 2010
Job Mortgage Banker at L&G Mortgagebanc
Industry Real Estate
Experience
L&G Mortgagebanc January 2011 - Present
Bay Equity LLC April 2010 - December 2010
Manatt Phelps & Phillips, LLP January 2001 - August 2007
MetLife Investors Group April 1988 - July 2001
Education
California State University-Los Angeles 1985 — 1988
B.S. Degress, Accounting
L&G Mortgagebanc January 2011 - Present
Bay Equity LLC April 2010 - December 2010
Manatt Phelps & Phillips, LLP January 2001 - August 2007
MetLife Investors Group April 1988 - July 2001
Education
California State University-Los Angeles 1985 — 1988
B.S. Degress, Accounting
Robin Hill17 Years Mortgage Experience's Bay Equity, LLC Experience August 1997 - Present
Job Senior Mortgage Consultant at Bay Equity, LLC
Industry Real Estate
Experience
Bay Equity, LLC August 1997 - Present
Skills
Mortgage Lending, First Time Home Buyers, Real Estate Financing, Real Estate, Residential Homes, Mortgage Banking, New Business Development, Refinance, Marketing Strategy, Contract Negotiation, VA loans, Loan Origination
Education
Nationwide Mortgage Licensing System (NMLS)
Mortgage License, Mortgage & Loan Origination, NMLS License #279872
Todd Duncan Sales Mastery
Mortgage Sales Conference, Mortgage Origination
Hardcore Closers 2013 — 2014
Sales Program, Social Media Marketing
California Bureau of Real Estate ***Not Active***
California Real Estate Salesperson's License, Real Estate, Real Estate License
Corepower Yoga
Certified Yoga Teacher CYT200, Vinyasa Yoga, Power Yoga
University of Montana 1991 — 1994
Health & Wellness
Mesa Community College 1994 — 1997
Nutrition Sciences
Bay Equity, LLC August 1997 - Present
Skills
Mortgage Lending, First Time Home Buyers, Real Estate Financing, Real Estate, Residential Homes, Mortgage Banking, New Business Development, Refinance, Marketing Strategy, Contract Negotiation, VA loans, Loan Origination
Education
Nationwide Mortgage Licensing System (NMLS)
Mortgage License, Mortgage & Loan Origination, NMLS License #279872
Todd Duncan Sales Mastery
Mortgage Sales Conference, Mortgage Origination
Hardcore Closers 2013 — 2014
Sales Program, Social Media Marketing
California Bureau of Real Estate ***Not Active***
California Real Estate Salesperson's License, Real Estate, Real Estate License
Corepower Yoga
Certified Yoga Teacher CYT200, Vinyasa Yoga, Power Yoga
University of Montana 1991 — 1994
Health & Wellness
Mesa Community College 1994 — 1997
Nutrition Sciences
Glyn Dewey's Bay Equity, LLC Experience January 2015 - Present
Job QC Associate at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC January 2015 - Present
Bay Equity, LLC October 2012 - December 2014
Bay Equity, LLC 2010 - October 2012
Federal Home Loan Bank of San Francisco June 2009 - July 2009
Countrywide 2006 - 2008
Skills
Mortgage Lending, Loans, Credit, FHA, Mortgage Banking, Real Estate, Outlook, Customer Service, Microsoft Excel, Microsoft Office, Finance, Microsoft Word, Banking, PowerPoint, Sales, Budgets, Project Management, Marketing, Process Improvement
Education
Linfield College 1994 — 1998
BA, Theatre, English, German
Trinity Western University
Bay Equity, LLC January 2015 - Present
Bay Equity, LLC October 2012 - December 2014
Bay Equity, LLC 2010 - October 2012
Federal Home Loan Bank of San Francisco June 2009 - July 2009
Countrywide 2006 - 2008
Skills
Mortgage Lending, Loans, Credit, FHA, Mortgage Banking, Real Estate, Outlook, Customer Service, Microsoft Excel, Microsoft Office, Finance, Microsoft Word, Banking, PowerPoint, Sales, Budgets, Project Management, Marketing, Process Improvement
Education
Linfield College 1994 — 1998
BA, Theatre, English, German
Trinity Western University
Shaun Harlow's Bay Equity, LLC Experience April 2009 - February 2010
Job Northern California Regional Underwriting Manager at Prospect Mortgage, LLC
Industry Financial Services
Experience
Prospect Mortgage, LLC September 2015 - Present
LendingHome Corporation October 2014 - September 2015
Bank of America April 2012 - June 2014
CMA March 2010 - March 2012
Bay Equity, LLC April 2009 - February 2010
Countrywide Home Loans September 2004 - November 2007
Skills
Mortgage Lending, Mortgage Underwriting, Residential Mortgages, Mortgage Industry, Team Building, Team Leadership, Loan Origination, Risk Management, Underwriting
Education
Ashworth College 2004 — 2008
Associate's degree, Accounting, 3.5
City College of San Francisco 1998 — 2000
General, 3.0
Prospect Mortgage, LLC September 2015 - Present
LendingHome Corporation October 2014 - September 2015
Bank of America April 2012 - June 2014
CMA March 2010 - March 2012
Bay Equity, LLC April 2009 - February 2010
Countrywide Home Loans September 2004 - November 2007
Skills
Mortgage Lending, Mortgage Underwriting, Residential Mortgages, Mortgage Industry, Team Building, Team Leadership, Loan Origination, Risk Management, Underwriting
Education
Ashworth College 2004 — 2008
Associate's degree, Accounting, 3.5
City College of San Francisco 1998 — 2000
General, 3.0
Shawn Morrison's Bay Equity, LLC Experience April 2012 - Present
Job Compliance Associate
Industry Banking
Experience
Bay Equity, LLC April 2012 - Present
The Mortgage Banker Group June 2010 - April 2012
Skills
Quality Auditing
Education
Everett Community College 2007 — 2008
In progress, Business Administration and Management, General, 2.5
Everett Community College 2002 — 2002
GED, Pass
Bay Equity, LLC April 2012 - Present
The Mortgage Banker Group June 2010 - April 2012
Skills
Quality Auditing
Education
Everett Community College 2007 — 2008
In progress, Business Administration and Management, General, 2.5
Everett Community College 2002 — 2002
GED, Pass
Vincent De Los Santos's Bay Equity, LLC Experience August 2015 - Present
Job IT Project Manager at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC August 2015 - Present
Bay Equity, LLC October 2014 - August 2015
Bay Equity, LLC March 2012 - October 2014
Bay Equity, LLC July 2010 - April 2012
Home Savings of America August 2008 - July 2010
Washington Mutual Bank January 2005 - June 2008
Town and Country Credit March 2003 - June 2005
Amkor Technology June 1999 - March 2002
Skills
Loans, Mortgage Lending, Underwriting, Training, Team Building, Onboarding, Business Development, Microsoft Office, Process Improvement, Customer Service, Microsoft Excel, Outlook, PowerPoint, Microsoft Word, Analysis, SharePoint, Coaching, Mortgage Underwriting, Business Analysis, Vendor Management, Credit Analysis, Data Entry, Troubleshooting, Software Documentation, Performance Management, Credit, Risk Management, Budgets, Mortgage Banking
Education
De La Salle University 1991 — 1995
Bachelors of Science, Biology
Bay Equity, LLC August 2015 - Present
Bay Equity, LLC October 2014 - August 2015
Bay Equity, LLC March 2012 - October 2014
Bay Equity, LLC July 2010 - April 2012
Home Savings of America August 2008 - July 2010
Washington Mutual Bank January 2005 - June 2008
Town and Country Credit March 2003 - June 2005
Amkor Technology June 1999 - March 2002
Skills
Loans, Mortgage Lending, Underwriting, Training, Team Building, Onboarding, Business Development, Microsoft Office, Process Improvement, Customer Service, Microsoft Excel, Outlook, PowerPoint, Microsoft Word, Analysis, SharePoint, Coaching, Mortgage Underwriting, Business Analysis, Vendor Management, Credit Analysis, Data Entry, Troubleshooting, Software Documentation, Performance Management, Credit, Risk Management, Budgets, Mortgage Banking
Education
De La Salle University 1991 — 1995
Bachelors of Science, Biology
Pete Semon's Bay Equity, LLC Experience October 2013 - Present
Job Loan Officer at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC October 2013 - Present
Cascade Pacific Home Loans July 2008 - October 2013
Skills
FHA, Refinance, Mortgage Lending, Residential Mortgages, USDA, Loans, First Time Home Buyers, Investment Properties, Real Estate, Residential Homes, Mortgage Banking, Loan Origination, Credit, FHA financing, VA loans
Education
Issaquah High School 1979 — 1982
Eastern Washington University
Bay Equity, LLC October 2013 - Present
Cascade Pacific Home Loans July 2008 - October 2013
Skills
FHA, Refinance, Mortgage Lending, Residential Mortgages, USDA, Loans, First Time Home Buyers, Investment Properties, Real Estate, Residential Homes, Mortgage Banking, Loan Origination, Credit, FHA financing, VA loans
Education
Issaquah High School 1979 — 1982
Eastern Washington University
Jan Verville's Bay Equity, LLC Experience March 2013 - Present
Job Regional Vice President Operations at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC March 2013 - Present
Wells Fargo Home Mortgage July 2007 - March 2013
Millennium Funding Group June 2003 - June 2007
Skills
Mortgage Lending, Mortgage Banking, Loans, Credit, Loan Origination, FHA, Refinance, Banking, Residential Mortgages, Underwriting, Credit Analysis, Consumer Lending, USDA, Funding, VA loans
Education
College Of The Redwoods - Eureka, CA
Humboldt State University
Bay Equity, LLC March 2013 - Present
Wells Fargo Home Mortgage July 2007 - March 2013
Millennium Funding Group June 2003 - June 2007
Skills
Mortgage Lending, Mortgage Banking, Loans, Credit, Loan Origination, FHA, Refinance, Banking, Residential Mortgages, Underwriting, Credit Analysis, Consumer Lending, USDA, Funding, VA loans
Education
College Of The Redwoods - Eureka, CA
Humboldt State University
Alan Alonso, PHR, MBA's Bay Equity, LLC Experience May 2014 - Present
Job Human Resources Generalist at Bay Equity, LLC
Industry Human Resources
Experience
Bay Equity, LLC May 2014 - Present
Target September 2012 - 2014
NCLG October 2010 - June 2012
Safeway January 2007 - January 2008
Nelson Staffing January 2006 - January 2007
Aradigm Corporation June 2005 - September 2005
Skills
Leadership, Microsoft Office, Retail, PowerPoint, Employee Relations, Access, Management, Data Entry, Time Management, Microsoft Excel, Public Speaking, Social Media, Outlook, Microsoft Word, Customer Service, Human Resources, Social Networking, Facebook, Teamwork, Marketing, Team Leadership, Inventory Management, Analysis, Data Analysis, MS Office Suite, Sales, Training, Event Planning, Team Building, Strategic Planning, Recruiting, Project Management, Employee Training, Leadership Development, Finance, Event Management, CRM, Interviews, Onboarding, Employee Benefits, HRIS, HR Policies, ADP Payroll
Education
California State University-East Bay
Master of Business Administration (M.B.A.), Human Resources, Organizational Behavior, Operations & Supply Chain Management
California State University-East Bay 2007 — 2010
Bachelor of Science, Business Administration; double option in Finance, Economics
Bay Equity, LLC May 2014 - Present
Target September 2012 - 2014
NCLG October 2010 - June 2012
Safeway January 2007 - January 2008
Nelson Staffing January 2006 - January 2007
Aradigm Corporation June 2005 - September 2005
Skills
Leadership, Microsoft Office, Retail, PowerPoint, Employee Relations, Access, Management, Data Entry, Time Management, Microsoft Excel, Public Speaking, Social Media, Outlook, Microsoft Word, Customer Service, Human Resources, Social Networking, Facebook, Teamwork, Marketing, Team Leadership, Inventory Management, Analysis, Data Analysis, MS Office Suite, Sales, Training, Event Planning, Team Building, Strategic Planning, Recruiting, Project Management, Employee Training, Leadership Development, Finance, Event Management, CRM, Interviews, Onboarding, Employee Benefits, HRIS, HR Policies, ADP Payroll
Education
California State University-East Bay
Master of Business Administration (M.B.A.), Human Resources, Organizational Behavior, Operations & Supply Chain Management
California State University-East Bay 2007 — 2010
Bachelor of Science, Business Administration; double option in Finance, Economics
Joshua Campos's Bay Equity, LLC Experience April 2013 - November 2013
Job
Industry Logistics and Supply Chain
Experience
CMPS Logistics November 2013 - Present
Bay Equity, LLC April 2013 - November 2013
ATG Stores August 2011 - April 2013
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking, Sales Operations, Cold Calling, LTL, Logistics, LTL Claims
Education
Bellevue College
CMPS Logistics November 2013 - Present
Bay Equity, LLC April 2013 - November 2013
ATG Stores August 2011 - April 2013
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking, Sales Operations, Cold Calling, LTL, Logistics, LTL Claims
Education
Bellevue College
Frank Freitas's Bay Equity, LLC Experience
Job Desktop Support So Cal Region at Bay Equity, LLC
Industry Information Technology and Services
Experience
Bay Equity, LLC
Skills
Risk Management, Mortgage Lending, Credit, Process Improvement, Disaster Recovery, Loans, Banking, Finance, Mortgage Banking
Education
California State University-Long Beach 2008 — 2010
Communication Studies
Bay Equity, LLC
Skills
Risk Management, Mortgage Lending, Credit, Process Improvement, Disaster Recovery, Loans, Banking, Finance, Mortgage Banking
Education
California State University-Long Beach 2008 — 2010
Communication Studies
Jan Verville's Bay Equity, LLC Experience March 2013 - Present
Job
Industry Real Estate
Experience
Bay Equity, LLC March 2013 - Present
Wells Fargo Home Mortgage July 2007 - March 2013
Millennium Funding July 2003 - June 2007
Skills
Microsoft Word, Microsoft Excel, Customer Service, Banking, Sales, Budgets, Leadership, Finance, Team Building, Negotiation, Sales Management, Strategic Planning, Process Improvement, Financial Analysis, Training, Real Estate, Management, Retail, Outlook
Education
College of the Redwoods - Eureka Ca.
Associate of Arts (AA), Business Administration and Management, General
Humboldt State University
Business/Managerial Economics
Bay Equity, LLC March 2013 - Present
Wells Fargo Home Mortgage July 2007 - March 2013
Millennium Funding July 2003 - June 2007
Skills
Microsoft Word, Microsoft Excel, Customer Service, Banking, Sales, Budgets, Leadership, Finance, Team Building, Negotiation, Sales Management, Strategic Planning, Process Improvement, Financial Analysis, Training, Real Estate, Management, Retail, Outlook
Education
College of the Redwoods - Eureka Ca.
Associate of Arts (AA), Business Administration and Management, General
Humboldt State University
Business/Managerial Economics
Angie Harty's Bay Equity, LLC Experience March 2013 - Present
Job AVP Regional Operations at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC March 2013 - Present
Skills
Mortgage Banking, Mortgage Lending, Loans, Banking, Credit, Finance, FHA, Risk Management, Refinance, Management, Leadership, Business Development, Sales Management, Financial Analysis, Asset Management
Education
North Dakota State University
Bay Equity, LLC March 2013 - Present
Skills
Mortgage Banking, Mortgage Lending, Loans, Banking, Credit, Finance, FHA, Risk Management, Refinance, Management, Leadership, Business Development, Sales Management, Financial Analysis, Asset Management
Education
North Dakota State University
Julia Hallinan's Bay Equity, LLC Experience June 2013 - Present
Job Loan Officer Assistant at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC June 2013 - Present
Bay Equity, LLC June 2013 - Present
Sound Mortgage June 2013 - October 2013
Skills
Commitment to Customer..., Time Management, New Home Purchase, Refinance, Quality Assurance, Phone Etiquette, Email Marketing, Campaign Plans, Friendly Personality, Highly detail oriented, Result Oriented Approach
Education
Everest College-Tacoma 2008 — 2009
Certificate/Diplima, Massage Therapy/Therapeutic Massage
Bay Equity, LLC June 2013 - Present
Bay Equity, LLC June 2013 - Present
Sound Mortgage June 2013 - October 2013
Skills
Commitment to Customer..., Time Management, New Home Purchase, Refinance, Quality Assurance, Phone Etiquette, Email Marketing, Campaign Plans, Friendly Personality, Highly detail oriented, Result Oriented Approach
Education
Everest College-Tacoma 2008 — 2009
Certificate/Diplima, Massage Therapy/Therapeutic Massage
Deloitte
PwC
Ernst & Young
Walgreens
Procter & Gamble
KPMG
PricewaterhouseCoopers
EY