Citizens Bank
Industry: Bank
DescriptionCitizens Financial Group, Inc. is an American bank headquartered in Providence, Rhode Island, which operates in the states of Connecticut, Delaware, Maine, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island and Vermont. Headquarters: Providence, Rhode Island, United States CEO: Bruce Van Saun Revenue: 5.256 billion USD (2016) Number of employees: 17,594 (2017) Parent organization: Citizens Financial Group Inc Subsidiaries: Citizens Securities, Inc,
Citizens Bank List of Employees There's an exhaustive list of past and present employees! Get comprehensive information on the number of employees at Citizens Bank. You can filter them based on skills, years of employment, job, education, department, and prior employment.
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8,522 Citizens Bank employees in database. Find out everything there's to know about Citizens Bank employees. We offer you a great deal of unbiased information from the internal database, personal records, and many other details that might be of interest to you.
Citizens Bank Employees
Keller Williams Realty Northwest May 2014 - Present
Austin Pet People LLC May 2013 - May 2014
Texas Fertility Center August 2011 - May 2013
Cathexis Partners August 2010 - December 2011
Texas Fertility Center October 2007 - August 2011
Emler Swim School May 2006 - May 2007
Citizens Bank January 2003 - July 2003
Certified Carpet Care January 2002 - October 2002
Skills
Healthcare, Medical Billing, CPT, ICD-9, Invoicing, Medical Coding, Medical Terminology, Medical Records, HCPCS, Accounts Payable, Customer Service, Payroll, Time Management, Rentals, Real Estate, Sales, Training, Management, Account Management, Outlook, Problem Solving, Microsoft Office
Education
Champions School of Real Estate
Texas Real Estate License, Residential Real Estate
Austin Community College 2011 — 2014
Associate of Arts and Sciences (AAS), Computer Science
Community College of Rhode Island 2001 — 2002
Associate of Arts and Sciences (AAS), Political Science and Government
Johnson and Wales University 2000 — 2001
Bachelor of Arts (BA), Baking and Pastry Arts/Baker/Pastry Chef
Del Mar College 1999 — 2000
Associate of Arts (AA), Culinary Arts & Hospitality Management
Citizens Bank September 2014 - Present
EverBank April 2014 - August 2014
Ganley Auto Advisors May 2013 - January 2014
Turner Construction April 2011 - May 2013
Tradition June 2010 - March 2011
Boston Strategies International June 2009 - September 2009
Babson College March 2006 - September 2008
BT June 2008 - July 2008
Imprivata June 2007 - August 2007
Turner Construction June 2006 - August 2006
Skills
Leadership, Financial Modeling, Forecasting, Business Process..., Microsoft Office, Microsoft Excel, Team Building, Human Resources, Accounting, Research, Finance, Customer Service, Analysis, Time Management
Education
University of Oxford 2008 — 2009
General Study, Economics
Babson College 2006 — 2009
BS, Business Management
London School of Economics and Political Science 2008 — 2008
Summer Program
Citizens Bank March 2015 - Present
Azu April 2014 - Present
A/Z Corporation October 2013 - February 2014
A/Z Corporation October 2013 - December 2013
Tico September 2012 - September 2013
Jimmy Buffett's Margaritaville March 2011 - August 2012
Skills
People Skills, Marketing, Management, Finance, Microsoft Office, Adobe Acrobat, Stata, Sage CRM, Adobe Bridge, Sage Timberline Office, Adobe Design Programs, Salesforce Administrator, Microsoft Excel, Social Media, Microsoft Word, Time Management, Budgets, Customer Service, Social Networking
Education
Eastern Connecticut State University 2007 — 2011
Bachelor's Degree, Business/Managerial Economics, 3.4
Auckland University of Technology 2010 — 2010
Study Abroad Program, Finance/ Economics
The Washington Trust Company January 2015 - Present
People's United Bank 2011 - January 2015
Eastern Bank September 2007 - August 2011
Citizens Bank January 2000 - September 2007
Skills
Banking, Commercial Lending, Loans, Commercial Banking, Nonprofits, Relationship Management, Portfolio Management, Credit Analysis, Small Business Lending, Finance, Credit Risk, Mortgage Lending, Investments
Education
Babson College - Franklin W. Olin Graduate School of Business 1996 — 2000
Master of Business Administration (MBA), Finance, General
The College of Wooster 1982 — 1986
Bachelor of Arts (B.A.), Business/Managerial Economics
Citizens Bank March 2015 - Present
New York Life Insurance Company March 2014 - March 2015
Sennheiser Electronic Corporation June 2006 - September 2013
Eli Lilly and Company August 1999 - June 2006
Pfizer August 1997 - August 1999
Guitar Center June 1995 - August 1997
Skills
Sales, Building Relationships, Account Management, Marketing Strategy, Leadership, Marketing Management, Sales & Marketing..., Product Marketing, Customer Service, Financial Services, Insurance, Banking, Investment Banking, 401k Rollovers, Personal Finance, Money Market Accounts, Mortgage Banking, Retirement Planning, IRA Rollovers, Life Insurance, Investments, Lifetime Income..., Small Business, Thought Leadership, Marketing, Customer Retention, Wealth Transfer..., Estate Planning, Direct Sales, Selling, Wealth Preservation..., Asset Protection, Charitable Giving, Education Funding, Risk Management, Protection..., Business Networking, Buy-sell Agreements, Legacy Planning, Licensed Life Insurance..., Long Term Care Insurance, Communication, Networking, Problem Solving, Series 6, Series 63, Sales Management, Management
Education
Babson College - Franklin W. Olin Graduate School of Business 2000 — 2004
Master of Business Administration (M.B.A.), Magna Cum Laude
Northeastern University 1991 — 1995
Bachelor's Degree, Summa Cum Laude
Scentsy Independent Consultant June 2012 - Present
Little cherubs September 2009 - Present
The Santilli household August 2008 - Present
Citizens Bank August 2005 - November 2008
Sun Life Financial August 2004 - June 2005
Skills
Strategic Financial..., Financial Analysis, Finance, Banking, Customer Service, Event Planning, Leadership, Sales, Risk Management, Credit, Small Business, Mortgage Lending, Team Building, Credit Analysis
Education
Assumption College 2000 — 2004
Bachelor of Arts (B.A.), Western European Studies
Medway High School 1996 — 2000
Brightcove December 2012 - Present
Hungry Fish Media July 2012 - December 2012
Stax Inc. September 2011 - July 2012
The NPD Group June 2010 - January 2012
Short-term study abroad course through Babson College January 2010 - January 2010
Vistaprint March 2009 - January 2010
ClearEdge Partners June 2008 - January 2010
Citizens Bank September 2007 - December 2007
Skills
Business Strategy, Market Research, Data Analysis, Due Diligence, PowerPoint, Salesforce.com, Business Analysis, Management Consulting, Microsoft Excel, Business Development, Microsoft Word, Microsoft Office, Primary Research, Leadership, Competitive Intelligence, Statistical Modeling, Telephone Interviewing, Survey Design, SWOT analysis, Secondary Research, Tableau
Education
Babson College - Franklin W. Olin Graduate School of Business 2014 — 2016
Master of Business Administration (M.B.A.)
Babson College 2008 — 2010
Bachelor's Degree, Statistical Modeling, 3.78
Connecticut College 2006 — 2007
Economics, Hispanic Studies
Needham High School 2002 — 2006
Jos. A. Bank Clothiers March 2014 - Present
Jos. A. Bank Clothiers January 2013 - March 2014
Citizens Bank April 2012 - January 2013
Skills
Cash Management, Financial Analysis, Accounting, Cash Flow, QuickBooks, Microsoft Excel, Account Reconciliation, Accounts Payable, Accounts Receivable, Payroll, Time Management, Customer Service, Microsoft Word, Financial Reporting, Data Entry
Education
Babson College 2013 — 2015
Massachusetts Bay Community College 2009 — 2013
Associate of Science (AS), Accounting
People's United Bank September 2013 - Present
M. H. Alshaya Co. September 2009 - May 2011
Bank of America 2005 - 2009
Bank of America November 2005 - May 2006
Citizens Bank January 2003 - February 2005
Citizens Bank January 2000 - January 2003
Skills
Sales Management, Direct Sales, Driving Sales..., International Sales, Goal-driven leader, Goal-oriented..., Banking, Investment Banking, Commercial Banking, Business Relationship..., Loans, Mortgage Banking, Customer Service, Business Development, Merchant Services, Visual Merchandising, Retail, Credit Cards, Retail Banking, Branch Banking, Management, Sales, Leadership, Credit, Relationship Management, Human Resources, Strategy, Deposits, Customer Retention, Customer Experience, Finance, Cross Selling, Financial Services, Investments, Commercial Lending, Small Business Lending, Credit Analysis, Lines Of Credit, Branch Management, Cash Management, Portfolio Management, Mortgage Lending, Loan Origination, Executive Management, Risk Management, Home Equity Loans, Wealth Management, Series 63
Education
Babson College 2004 — 2004
Organizational Leadership
Medford High School
FIS February 2015 - Present
Fidelity National Information Services April 2012 - Present
First Commons Bank, Newton Centre, MA July 2008 - Present
FIS April 2010 - April 2012
eCom Advisors December 2005 - April 2010
Citizens Bank October 2004 - September 2005
Revonet January 2002 - September 2004
ZEFER 1998 - 2001
KPMG Consulting 1996 - 1998
EDS 1989 - 1996
Skills
Electronic Payments, Mobile Payments, Entrepreneurship, Executive Management, Strategy Development, New Business Development, EFTPOS, ACH, E-commerce, Internet Banking, Core Banking, Payment Card Processing, Remittance Processing, Direct Banking, PayNet, Real Time Money Movement, Real Time Payment..., EFT, International Remittance, International Money..., Direct Debit, NYCE, FIS, Global Money Movement, Faster Payments, Payments, International, Strategy, CRM, Financial Services, Banking, Strategic Partnerships, Mergers & Acquisitions, Payment Systems, Electronic Funds..., Business Intelligence, Management, Lead Generation, Account Management
Education
Babson College - Franklin W. Olin Graduate School of Business 1995 — 1996
MBA, Entrepreneurship
Syracuse University 1985 — 1989
BS, MIS & Finance
Canton High School 1981 — 1985
First Republic Bank April 2010 - Present
Citizens Bank 1999 - 2010
State Street Bank 1991 - 1999
Bank of New England 1985 - 1991
FNB Financial Company 1982 - 1985
The First National Bank of Boston 1977 - 1982
Skills
Leadership, Banking, Investments, Finance, Capital Markets, Commercial Banking, Credit, Loans, Commercial Lending, Leadership Development, Financial Analysis, Management, Mutual Funds, Credit Analysis, Credit Risk, Portfolio Management
Education
Harvard Business School 2005 — 2005
Executive Education Program - St. Andrews, Scotland
Babson College 1976 — 1977
MBA
Trinity College-Hartford 1972 — 1976
B.A., Economics
Dartmouth College 1975 — 1975
12-College Exchange Program
Amplify Credit Union February 2015 - Present
Austin Catering 2008 - 2015
PNC April 2013 - July 2014
McGraw-Hill Higher Education June 2012 - October 2012
Computer Connectings, LLC June 2006 - October 2011
Innovative Funding Services, LLC July 2008 - August 2011
Velocity Credit Union November 1999 - December 2006
The Boston Conservatory February 1995 - June 1999
Citizens Bank September 1988 - February 1995
Skills
Project Implementation, Project Planning, Project Coordination, Process Improvement, Customer Service, Microsoft Word, Microsoft Office, Budgets, Negotiation, Microsoft Excel, Outlook, Strategic Planning, Management, Finance, Operations Management, Leadership, Customer Satisfaction, Sales, Banking, Credit, Loans, Credit Analysis
Education
Bowling Green State University 1978 — 1982
Business Management
Austin Community College
Texas Real Estate Commission Sales Certification
Citizens Bank September 2002 - Present
Gateway October 1999 - July 2002
PNC Financial Services Group June 1989 - October 1999
Skills
Strategic Planning, Team Building, New Business Development, Banking, Loans, Credit, Sales, Account Management, Business Development, Leadership, Customer Service, Marketing, Marketing Strategy, Negotiation, Budgets, Financial Analysis, Customer Satisfaction, Relationship Management, Sales Process, Management, Team Leadership, Commercial Lending, Portfolio Management, Selling, Investments, Finance, Commercial Banking, Retail Banking, Credit Risk, Mergers & Acquisitions, Business Analysis, Small Business Lending, Real Estate, Loan Origination, Accounting, Consumer Lending, Business Strategy, Small Business, Strategy, Executive Management, Credit Analysis, Business Planning, Mortgage Lending, Risk Management, Cash Management, Treasury Management, Insurance, Retail
Education
Babson College - Franklin W. Olin Graduate School of Business 2007 — 2007
Executive Advanced Leadership
Westminster College (PA) 1983 — 1987
B.A., Political Science, Economics
First Niagara Bank, N.A. August 2013 - Present
Colonie Senior Service Centers Inc. 2008 - Present
Girl Scouts of Northeastern New York January 2006 - Present
Academy of the Holy Names January 2012 - August 2013
Citizens Bank February 2010 - December 2011
Citizens Bank October 1997 - January 2010
Royal Bank of Scotland October 1997 - January 2010
Charter One Bank October 1997 - June 2004
Key Bank June 1993 - October 1997
First American Bank April 1983 - June 1993
Skills
Banking, Commercial Banking, Retail Banking, Cash Management, Finance, Relationship Management, Cross Selling, Treasury Management, Small Business Lending, Sales, Credit Analysis, Loan Origination, Financial Reporting, Leadership, Commercial Lending, Loans, Wealth Management, Management, Executive Management, Payments, Mortgage Lending, Portfolio Management, Investments, Strategic Financial..., Credit Risk, Internet Banking, Financial Risk, Financial Services, Program Management, Customer Service, Deposits, Financial Analysis, Coaching, Underwriting, Consumer Lending, Risk Management
Education
Babson College 2008 — 2008
Advanced Leadership Development Program
Siena College 1978 — 1982
BBA, Accounting
Academy of the Holy Names 1974 — 1978
Seaside Chop May 2014 - Present
Wilmington Public School August 2002 - Present
Harte Hanks Data Technologies 1999 - 2002
Allmerica Financial 1996 - 1999
Citizens Bank 1990 - 1996
Skills
Analysis, Business Analysis, Program Management, Strategy, Analytics
Education
Framingham State College 2005 — 2008
M.Ed., Curriculum Instructional Technology
Babson College - Franklin W. Olin Graduate School of Business 1993 — 1995
Master of Business Administration (MBA)
University of Massachusetts, Amherst 1985 — 1989
Bachelor of Business Administration (B.B.A.), Finance
Citizens Bank 2006 - 2010
Citizens Bank 2003 - 2006
Citizens Bank 2001 - 2003
Household International 2000 - 2001
Source One Mortgage Corporation (A subsidiary of Citigroup) 1998 - 2000
Beneficial Management Corporation 1993 - 1998
Skills
Banking, Credit, Loans, Commercial Banking, Retail Banking, Credit Analysis, Credit Risk, Commercial Lending, Mortgage Lending, Consumer Lending, Small Business Lending, Trade Finance, Deposits, Risk Management, Portfolio Management, Financial Services, Loan Origination, Investments, Cross Selling, Lines Of Credit
Education
University of New Hampshire 1989 — 1993
Bachelor of Arts (B.A.), Economics / Business Adminsistration
Babson College
Executive Education Advanced Leadership and Development Program
Moody's
Commercial Lending Training
Vanguard June 2014 - Present
Citizens Bank May 2013 - June 2014
Wells Fargo May 2012 - May 2013
Wells Fargo February 2012 - April 2012
Al Mansoor International June 2009 - October 2011
Skills
Management, Sales, Finance, Banking, Loans, Series 7, Investments, Series 63, Consulting, Relationship Building
Education
Villanova University 2013 — 2013
Postgraduate, Fixed Income Markets and Valuation
London Metropolitan University 2005 — 2008
Bachelor of Arts (Honors), Marketing
Bahria University 2004 — 2005
Bachelor of Business Administration (Honors), 30 Credits Completed
LogoFit July 2012 - Present
Citizens Bank August 2011 - December 2011
Art Van Furniture January 2007 - May 2008
U.S. Fence February 2002 - August 2003
Skills
AutoCAD, Illustrator, Proficient in InDesign, Photoshop, Elation Pro-Lighting, Dreamweaver, Final Cut Pro, Motion Graphics, Adobe Audition, Book Making, Architectural Drafting, InDesign, Architectural Drawings, Typography, Adobe Creative Suite, Photography, Graphic Design, Illustration, Books, Layout, Logo Design, Brochures, Corporate Identity, Mac, Branding & Identity, Art Direction, Digital Photography
Education
Mott Community College 2009 — 2011
Associate Degree in Applied Science, Graphic Communications
Baker College of Flint 2004 — 2006
Associate Degree in Applied Science, Interior Design
Citizens Financial Group, Inc. March 2012 - Present
Cape Cod Children's Museum May 2013 - Present
Citizens Bank September 2011 - March 2012
Liberty Mutual July 2004 - August 2010
Bank of America 2000 - 2004
Prudential Financial 1999 - 2000
Canada Life 1995 - 1998
Financial Holding Corporation 1987 - 1995
Skills
Risk Management, Financial Reporting, Fixed Income, Mergers, Finance, Budgets, Consolidation, Forecasting, Treasury Management, Investments, Corporate Finance, Securities, Mergers & Acquisitions, Business Process..., Accounting, Financial Analysis, Internal Controls, Strategy, Private Equity, Banking, Portfolio Management, Capital Markets, Valuation, Asset Management, Leadership, Financial Services, Tax, Equities, SEC filings
Education
Avila University 1992 — 1995
MBA, Finance
University of Central Missouri 1982 — 1984
MA, Accounting
Baker University 1978 — 1982
BS, Accounting
TIAA-CREF May 2014 - Present
Citizens Bank June 2012 - May 2014
Citizens Bank April 2011 - June 2012
Citizens Bank September 2009 - April 2011
Bank of America March 2007 - April 2009
H&R Block Mortgage December 2004 - February 2007
Education
Boston University 2010 — 2013
Certificate in Financial Planning
Babson College - Franklin W. Olin Graduate School of Business 2007 — 2008
Plymouth State University 1996 — 2000
Bachelor of Science degree, Business Administration, Business Management, Economics, Finance, GPA of 3.98
MetLife May 2014 - Present
MetLife July 2012 - Present
MetLife February 1999 - July 2012
Citizens Bank June 2000 - June 2002
Skills
Insurance, Employee Benefits, Process Improvement, Customer Service, Sales, Account Management, Leadership, Financial Analysis, Management, Coaching, Strategic Planning, Sales Process, Business Analysis, Risk Management, Team Building, Sales Management, Budgets, Microsoft Excel, Microsoft Office, New Business Development, Finance, Forecasting, Cold Calling, Health Insurance, Performance Management, Cash Management, Underwriting, Credit, Project Management, Banking, Vendor Management, Disability Insurance
Education
Aurora University 2006 — 2009
MBA, Leadership, Operations & Technology Mgmt
Aurora University 1997 — 2001
Bachleor's, Business Administration
Bank of America December 2014 - Present
Citizens Bank April 2009 - December 2014
Citizens Bank June 2005 - April 2009
Citizens Bank April 2003 - June 2005
UBS July 2001 - April 2003
First Union National Bank May 1998 - July 2001
Skills
Retail Banking, Consumer Lending, Commercial Lending, Financial Services, Loans, Credit Analysis
Education
Kutztown University of Pennsylvania 1991 — 1996
BA, Business Administration
LaSalle University
MBA Candidate, Finance and Accounting Concentrations
Babson College
Executive Education Program
Citizens Bank April 2013 - Present
Huntington Investment Company 2000 - 2012
Huntington Insurance Agency 2008 - 2011
Commercial Union February 1993 - February 2000
Skills
General Securities..., Sales Management, Leadership Development..., Financials, Strategy, Leadership, Investments, Financial Services, Sales, New Business Development
Education
Babson College 1987 — 1991
Bachelor of Science (BS), Finance, General
FedEx Services January 2005 - Present
Workscape 2001 - 2005
Citizens Bank 2004 - 2004
ciber June 1998 - October 2001
Infosys June 1997 - June 1998
ICES December 1995 - June 1997
Skills
Java Enterprise Edition, Weblogic, Spring, Agile Methodologies, Hibernate, SDLC, Java, SOAP, JBoss Application Server, TOGAF, Enterprise Architecture, Oracle, SOA, Web Services, Struts, Scrum, Spring Framework, Ant, Solution Architecture, OOAD, Project Management, IT Strategy, Application Architecture, Team Leadership, Software Development, IceFaces, Certified Scrum Master..., J2EE, Eclipse, JBoss, Struts2, Stripes, J2EE JSP, Velocity, Documentum, Project Planning, TIBCO, CEP, TIBCO Business Studio, TIBCO General Interface, Agile Project Management, Technical Leadership, Offshore Resource..., Java Enterprise..., J2EE Application..., Architectures, Enterprise Content..., DFC, xCP, RESTful WebServices
Education
Keller Graduate School of Management of DeVry University 2007 — 2009
MBA, Business Administration and Management, General
BMS College of Engineering, Bangalore 1991 — 1995
Bachelor of Engineering (B.E.), Mechanical
MES Highschool 1986 — 1989
highschool, High School/Secondary Diplomas and Certificates
Dale Carnegie
Citizens Bank April 2013 - Present
Ryder Transportation March 2008 - September 2012
Wells Fargo November 2004 - March 2008
Skills
Sales, Sales Management, Residential Mortgages, Mortgage Lending, Mortgage Underwriting
Education
Babson College 1998 — 2002
Bachelor of Science (B.S.), Business Administration and Management, General
Saint Sebastian's 1993 — 1998
Citizens Bank September 2001 - Present
Citizens Bank September 2011 - September 2012
Skills
Small Business Lending, Mortgage Lending, Customer Service, Credit, Commercial Lending, Loans, Coaching, Banking, Underwriting, Commercial Banking, Risk Management, Finance, Insurance, Management
Education
Baker College Center for Graduate Studies 2010 — 2012
Master's degree, Finance, General
Northwood University - Richard DeVos Graduate School of Management 2005 — 2006
Bachelor of Business Administration (BBA), Business Administration and Management, General
XS Brokers Insurance Agency Inc July 2015 - Present
Blue Cross Blue Shield of Massachusetts June 2015 - Present
Simon Property Group February 2014 - May 2015
South Coastal Bank January 2005 - 2013
Simon Properties- South Shore Plaza 2001 - 2005
Citizens Bank 2000 - 2002
Record Town 1998 - 2000
Auto Zone 1997 - 1998
CVS 1992 - 1996
Skills
Loans, Small Business, Small Business Lending, Banking, Credit, Sales, Mortgage Lending, Accounting, Financial Services, Foreclosures, Commercial Banking, Mortgage Banking, Customer Service, Investments, Time Management, FHA, Financial Analysis, Commercial Lending, Consumer Lending, Real Estate, Finance
Education
Massachusetts Bay Community College 1984 — 1987
Boston Tech 1980 — 1984
Babson College
Citizens Bank July 2013 - Present
Suffolk University August 2012 - Present
Northeastern University June 2005 - Present
John Hancock Life Insurance Company (U.S.A.) April 2010 - June 2013
John Hancock Financial Services June 2006 - April 2010
Fidelity Investments January 2005 - June 2006
Fidelity Investments January 2003 - January 2005
Fidelity Investments August 2000 - December 2003
John Hancock January 1998 - August 2000
New England Financial, A MetLife Company January 1994 - January 1998
Skills
Strategic Planning, Agile Methodologies, SDLC, Information Technology, Information Architecture, Application Lifecycle..., Website Development, Web Project Management, Technical Staff..., Requirements Analysis, Functional..., Functional Design, Usability, Mentoring Of Staff, Tactical Planning, Microsoft Office, Global Application..., Offshore Resource..., Onsite-Offshore model, Testing, Systems Analysis, Business Analysis
Education
Babson College - Franklin W. Olin Graduate School of Business 2003 — 2008
MBA, Business Admin
Boston University 1997 — 2002
Masters, Computer Science
University of Massachusetts, Amherst 1988 — 1991
BS, Economics
Citizens Bank November 2013 - Present
Citizens Bank January 2005 - November 2013
Citizens Bank July 2001 - 2005
Mellon PSFS Bank July 1998 - 2001
Skills
Small Business Lending, Commercial Lending, Consumer Lending, Banking, Commercial Banking, Loans, Retail Banking, Cross Selling, Credit, Business Development, Mortgage Lending, Cash Management, Leadership, Portfolio Management, Finance, Sales Management, SBA, Credit Cards, Credit Analysis, Residential Mortgages, Lines Of Credit, Branch Management, Commercial Mortgages, Sales, Risk Management, Credit Risk, Financial Risk, Underwriting, Asset Based Lending, Relationship Management, Executive Management, Deposits, AML, Salesforce.com, Treasury Management, Loan Origination, Mortgage Banking, Investments, Branch Banking, Financial Services, Strategic Partnerships, Refinance, Operational Risk, Cash Flow Lending, Management, Wealth Management, Internet Banking, Merchant Services, Private Banking, Home Equity Loans
Education
Babson College 2004 — 2005
Executive Education Advanced Leadership and Development Program
University of Virginia 1997 — 2001
Graduate School of Retail Bank Management
Holy Family College 1983 — 1985
Business Administration and Management, General
FM Global October 2013 - Present
Schneider Electric May 2009 - September 2013
Royal Bank of Scotland March 2008 - February 2009
Citizens Bank August 2001 - March 2008
Big Sisters of Rhode Island 2004 - 2007
Citizens Bank August 1995 - August 2001
Fleet Mortgage 1991 - 1995
Bank of New England Mortgage 1988 - 1991
Skills
Project Management, Training, Instructional Design, Management, Banking, Blended Learning, Internal Communications, Training Delivery, Relationship Management, Microsoft Office, Curriculum Development, Vendor Management, Technology Needs..., CRM, Needs Assessment, Editing, Employee Training, Salesforce.com, SharePoint, Adult Education, Kirkpatrick
Education
Boston College
BA
Bryant University 2008 — 2008
Certificate
Babson College 2006 — 2006
Certificate
lululemon athletica March 2012 - Present
Citizens Bank July 2007 - March 2012
Citizens Bank July 2007 - December 2011
WSNE, WHJY May 2005 - June 2006
Everett O'Connor Insurance Agency June 2003 - August 2004
Skills
Marketing, Lead Generation, Strategy, Portfolio Management, Product Marketing, Advertising, Marketing Strategy
Education
Bryant University 2002 — 2006
Bachelor of Science, Business Administration; Marketing
Babson College
Bank of America December 2013 - Present
Bank of America Merrill Lynch 1989 - 2015
Bank of America Merrill Lynch 1989 - 2015
Citizens Bank June 2009 - December 2013
Bank of America June 2004 - June 2009
Bank of America/ Fleet Bank April 2003 - May 2004
Precious Metals May 1999 - April 2003
Precious Metals May 1997 - May 1999
Bank of America/ Fleet Bank September 1994 - May 1997
Corporate Trust April 1991 - September 1994
Skills
Banking, Credit, Loans, Commercial Banking, Portfolio Management, Risk Management, Relationship Management, Commercial Lending, Finance, CRM, Business Development, Leadership, Management, Strategy, Small Business Lending
Education
Bryant College 1990 — 1994
MBA- Finance, Finance
State University of New York
Bachelor of Science Degree, Mathematics
Babson College
Citizens Executive Leadership Training
BravoSolution September 2012 - Present
Blue Cross Blue Shield of Rhode Island February 2010 - September 2012
EMC July 2009 - February 2010
Citizens Bank March 2008 - December 2008
Citizens Bank November 2006 - March 2008
CGI January 2005 - October 2006
US Army June 1996 - December 2004
Skills
Strategic Sourcing, Procurement, Logistics, Risk Management, eSourcing, Auctions, Global Strategy, Supply Chain Management, Management Consulting, Vendor Management, Negotiation, Cost Reduction, Change Management, Team Building, Contract Management, Contract Negotiations, Cross-functional Team..., Supplier Management, Sourcing, Outsourcing, Supply Chain, Healthcare, Supply Management, ERP, E-procurement, Spend Analysis, Business Development, Purchasing, Business Transformation, Management, Continuous Improvement, Public Sector, Global Sourcing, Procure-to-Pay, Business Process..., Supply Chain..., Government, Government Procurement, Federal Government, State Government, Strategy, Mergers & Acquisitions, Leadership, Supplier Evaluation, Analytics, Supplier Development, Contract Negotiation
Education
Babson College - Franklin W. Olin Graduate School of Business 2007 — 2009
MBA
United States Military Academy at West Point 1992 — 1996
BS
Saturne Tax & Accounting Services January 2015 - Present
Citizens Bank March 2013 - Present
Deloitte & Touche, LLP June 2011 - February 2013
City Globe Tax & Financial Services January 2010 - May 2011
Jean-Patrick Romain CPA, MST January 2010 - April 2010
Bank of America March 2007 - December 2008
Citizens Bank November 2000 - February 2007
Skills
Series 6, Series 63, Financial Analysis, Accounting, Asset Managment, Auditing, Securities, Financial Planning, Financial Services, Mutual Funds, Corporate Finance, Financial Statements, Banking, Finance, Investments, Insurance, Tax, Portfolio Management, Management, Financial Reporting, Internal Audit
Education
Babson College - Franklin W. Olin Graduate School of Business 2015 — 2017
Master of Business Administration (MBA), Corporate Finance and Investments, 3.70/4.00
University of Massachusetts Boston 2008 — 2011
MSA, Accounting
Brandeis University 2000 — 2004
Bachelor of Arts, Economics
Concord Carlisle
John Hancock Financial Services September 2015 - Present
John Hancock Financial Services 2011 - Present
Citizens Bank 2009 - July 2011
Banana Republic 2004 - 2009
Skills
Sales, Series 7, Investments, Retirement Plan..., Business Planning, Retirement, Securities, Finance
Education
Babson College - Franklin W. Olin Graduate School of Business 2011 — 2015
Master of Business Administration (MBA), Global Management Finance
University of Massachusetts, Amherst 2005 — 2009
Bachelor of Arts (B.A.), Economics/Spanish, 3.8
Santander Bank, N.A. August 2015 - Present
Citizens Financial Group (CFG) November 2012 - August 2015
Royal Bank of Scotland Group November 2011 - November 2012
RBS Citizens Group April 2009 - November 2011
Citizens Bank January 2005 - November 2008
Citizens Bank November 2001 - December 2004
FleetBoston 1999 - 2001
BankBoston 1993 - 1996
South Shore Bank / Multibank 1988 - 1993
Skills
Process Improvement, Business Analysis, Six Sigma, Banking, Project Management, Business Process..., Risk Management, Change Management, Program Management, PMO, Financial Services, Analytics, Retail Banking, Financial Analysis, SDLC, Financial Risk, Strategic Planning, Project Portfolio..., Tableau 7 Certified, Management Consulting, Tableau, DMAIC
Education
Babson College - Franklin W. Olin Graduate School of Business 1989 — 1993
MBA, MBA
Northeastern University 1985 — 1987
MA, Economic Development
Northeastern University 1980 — 1985
BS, Economics
Duxbury High
Citizens Bank May 2007 - Present
Association of Certified Fraud Examiners, RI Chapter Inc. July 2004 - July 2014
Citizens Financial Group, Inc. August 2006 - May 2007
Citizens Financial Group, Inc. September 2004 - August 2006
Rhode Island Fraud Investigators' Association 2003 - 2005
Citizens Bank August 2001 - September 2004
Citizens Bank February 2000 - August 2001
Borders, Garden City, RI 1996 - 2001
Citizens Bank November 1997 - February 2000
Skills
Fraud, Risk Management, Certified Fraud Examiner, Corporate Security, Private Investigations, Computer Forensics, Fraud Detection, Physical Security, Investigation, Banking, Risk Assessment, Operational Risk..., Forensic Analysis, Financial Risk, Interrogation, Leadership, Security, Internal Audit, Enterprise Risk..., Six Sigma, Evidence, Security Management, Cybercrime, AML, Counterterrorism, Strategy, Security Operations, Auditing, Business Continuity, Training, Forensic Accounting, Surveillance, Interviews, Internal Investigations, Background Checks, Executive Protection, Enforcement, Intelligence, Risk Analysis, Fraud Investigations, Fraud Prevention, Criminal Investigations, Internal Controls, Crisis Management, Vulnerability Assessment, Fraud Risk Assessment, Interviews and..., Lean Six Sigma, FTK, Anti Money Laundering
Education
Providence College 1994 — 1998
BA, Community and Public Service Studies
Babson College 2008 — 2008
Advanced Leadership Development Program
Coldwell Banker www.deborahjsmith.cbintouch.com May 2015 - Present
Mansfield Financial Services May 2012 - May 2015
Citizens Bank December 2008 - May 2012
TDBanknorth April 2006 - April 2008
Dean Bank December 2003 - February 2006
Fleet Bank February 1989 - December 2003
BayBank/ BankBoston January 1989 - January 1994
Skills
Coaching, Team Building, Business Development, Leadership, Operations Management, Banking, Commercial Banking, Commercial Lending, Credit, Loans, Management, Negotiation, New Business Development, Sales Process, Sales, Selling, Customer Service, Small Business, Mortgage Lending, Sales Management, Real Estate
Education
Babson College 2002 — 2003
Finance
New England College of Finance 1989 — 1999
Business Administration and Management, General
Dean College
Business, Business Administration and Management, General
Citizens Bank October 2014 - Present
Beacon Partners February 2014 - October 2014
Dell April 2001 - February 2014
Corporate Software & Technology May 2000 - March 2001
Cue Data Services July 1995 - May 2000
Skills
Talent Acquisition, Technical Recruiting, Executive Search, Sourcing, Full-cycle Recruiting, Healthcare Information..., Cold Calling, Human Resources, LinkedIn, LinkedIn Recruiter, Master Mason, Talent Management, Leadership, SDLC, Employee Engagement, Strategic Sourcing, Employee Benefits, Team Building, Recruiting, Performance Management, Marketing, Management, Hiring, Project Management, Change Management, Contract Recruitment, College Recruiting, Vendor Management, New Business Development, Temporary Placement, Internet Recruiting, Training, Applicant Tracking..., Benefits Negotiation, Interviews, Screening Resumes, IT Recruitment, Recruitment Advertising, HR Consulting, Screening, Succession Planning, Workforce Planning, Deferred Compensation, Information Technology, Staffing Services, Search, Program Management, Employee Relations
Education
Augustana College 1990 — 1994
BA, English
SunTrust August 2015 - Present
Citizens Bank November 2009 - July 2015
RBS Citizens Bank NA February 2000 - November 2009
BankBoston August 1994 - February 2000
Skills
Data Quality, Data Analysis, Data Governance, Enterprise Risk..., Data Management, Risk Management, Multi-site Team..., Banking, Business Analysis, Basel II, Financial Services, Financial Risk, Operational Risk, Team Leadership, Analysis, SDLC, Requirements Gathering, Project Management, Data Warehousing, Credit, Management, Leadership, Portfolio Management, Operational Risk..., Financial Analysis, Credit Analysis, Credit Risk, Change Management, Commercial Banking, Program Management, Analytics, Finance, Business Process...
Education
Babson College 2011 — 2011
Leadership Development Program, Executive Leadership & Strategy training
Ohio Wesleyan University 1986 — 1990
Bachelor of Arts, Double majored in Economics Management and French
Crystal Lagoons March 2015 - Present
Citizens Bank November 2014 - February 2015
Dartmouth Youth Activites Association April 2010 - February 2015
Citizens Bank May 2014 - November 2014
Babson College January 2014 - May 2014
Old Rochester Litle League April 2012 - February 2014
Citizens Bank October 2011 - November 2012
New Hampshire Fisher Cats May 2011 - August 2011
Skills
Sales, Microsoft Excel, Time Management, Leadership, Microsoft Office, Banking, Customer Service, Microsoft Word, Social Media, PowerPoint, Customer Relations, Salesforce.com, Sales Management, Financial Analysis, Marketing, Data Analysis, Real Estate
Education
Babson College - Franklin W. Olin Graduate School of Business 2013 — 2015
Master of Business Administration (MBA)
University of Massachusetts at Amherst - Isenberg School of Management 2009 — 2013
Bachelor of Business Administration (B.B.A.), Finance, General
Citizens Bank August 2015 - Present
U.S. Coast Guard Academy June 2012 - June 2015
Numis Network, LLC August 2010 - July 2013
USCG Air Station Clearwater April 2008 - June 2012
USCGC SEQUOIA (WLB-215) January 2004 - September 2006
Skills
Team Leadership, Leadership Development, Leadership, Marketing Strategy, Brand Management, Servant Leadership, Entrepreneurship, Marketing, Management, Coaching, Training, Program Management, New Business Development, Negotiation, Navy, Homeland Security, Military, Budgets, Sales, Small Business, Social Networking, Operations Management, Security Clearance, Government, Business Development, Organizational..., Social Media, Social Media Marketing, Selling, Strategic Planning, Team Building, Time Management, Start-ups, Networking, Strategy
Education
Babson College - Franklin W. Olin Graduate School of Business 2014 — 2016
Master of Business Administration (M.B.A.), Master's in Business Administration and Management
USAF/USCG HC-130 Inital Flight Training 2008 — 2008
Graduate, Aeronautical Science/Military Aviation
Naval Flight Training 2006 — 2008
Graduate, Aeronautical Science/Military Aviation
United States Coast Guard Academy 1999 — 2003
Bachelor of Science (B.S.), Operation Research and Computer Analysis
Naval Academy Preparatory School 1998 — 1999
Graduate, US Coast Guard Academy Cadet Appointment
Maryknoll Highschool 1994 — 1998
High School Diploma
US Coast Guard Leadership Development Center
Instructor Development Course
Deloitte Core Leadership Program
University of Massachusetts Memorial Medical Center February 2014 - Present
University of Massachusetts Memorial Medical Center 2010 - Present
Citizens Bank 2006 - 2007
McAfee Security 1997 - 2005
IBM 1993 - 1997
EG&G Corporation 1989 - 1993
Skills
Hospitals, Management, Customer Service, Healthcare
Education
Walden University
Master’s Degree, Nursing Informatics
Atlantic Union College
Associate’s Degree, Registered Nursing/Registered Nurse
Babson College
Management Development Training Program, MD1 and MD2
Framingham State University
Bachelor’s Degree, Business Administration
Voya Financial August 2014 - Present
Citizens Bank August 2012 - August 2014
Citizens Bank February 2011 - August 2012
Citizens Bank May 2007 - February 2011
Citizens Bank August 2003 - May 2007
Skills
Leadership, Branch Banking, Customer Satisfaction, Retail Banking, Banking, Credit Analysis, Credit, Loans, Consumer Lending, Small Business Lending, Lean Transformation, Lean Tools, Coaching, Performance Management, Relationship Management, Management, Change Management, Strategy, Commercial Lending, Commercial Banking, Team Building, Business Development, CRM, Program Management, Sales, Risk Management, Portfolio Management, Team Leadership, Branch Management, Financial Services, Executive Management, Business Process..., Customer Experience, Mortgage Banking, Outsourcing, Operational Excellence, Management Consulting, Business Transformation, Process Improvement, Customer Service, Business Analysis
Education
Berklee College of Music 1997 — 2001
Professional Music
Babson College 2011 — 2011
Executive Leadership Training, Executive Leadership
Citizens Bank June 2015 - Present
Bank of America July 2013 - June 2015
Bank of America January 2013 - July 2013
Bank of America October 2009 - January 2013
Skills
Banking, Credit, Loans, Mortgage Lending, Retail Banking
Education
Atlantic Cape Community College
The Farmers National Bank of Emlenton September 2012 - August 2014
Dollar Bank June 2009 - September 2012
Gateway Bank November 2007 - April 2009
Sky Financial Group November 2006 - September 2007
Citizens Bank April 2004 - May 2006
PNC Bank June 1994 - April 2004
Skills
Banking, Credit, Retail, Customer Relations, Sales Management, Loans, Strategic Planning, Customer Service, Risk Management, Team Building, Coaching, Portfolio Management, Financial Analysis, Cash Management, Microsoft Office, Excel, Word, Credit Analysis, Mortgage, Mortgage Lending, Microsoft Excel, Microsoft Word, Small Business, Commercial Lending, Finance, Commercial Banking, Treasury Management, Financial Services, Mergers & Acquisitions, Sales, Branch Banking, Real Estate, Consumer Lending, Lines Of Credit, Commercial Mortgages, Retail Banking, Loan Origination, Underwriting, Small Business Lending, Relationship Management, Investments, Cross Selling, Wealth Management, Training, Strategic Financial..., Insurance, Securities, Management, Leadership, Business Development
Education
Robert Morris University
MBA, Master of Business Administration
West Virginia Wesleyan College 1985 — 1989
BS, Marketing Economics
Pennsylvania Bankers Association
School of Commercial Lending
Edge Development Group Credit Training 2009 — 2010
Certification, Commercial Credit Training
Babson College 2004 — 2005
Certification, Advanced Leadership Development
Primary Bank July 2015 - Present
Bank of New England May 2013 - July 2015
Commerce Bank & Trust March 2008 - May 2013
Lowe's Companies, Inc. February 2006 - March 2008
Home Depot February 2005 - February 2006
Citizens Bank December 2003 - February 2005
Skills
Banking, Credit, Sales Management, Customer Service, Loans, Coaching, Financial Analysis, Strategic Planning, Team Building, Budgets, Sales, Recruiting, Retail, Retail Banking, Performance Management, New Business Development, Leadership, Relationship Management, Human Resources, Operations Management, Finance, Business Development, Management, Forecasting, Marketing, Marketing Strategy, Strategy, Commercial Lending
Education
Babson College 2010 — 2011
Banking, Financial Studies
Citizens Bank May 2014 - Present
Citizens Bank February 2014 - May 2014
Ambit Creative Group March 2011 - September 2013
Growth Management Center, Inc. 2010 - 2011
Hult International Business School 2008 - 2009
aah! Gourmet September 2007 - December 2007
Recycline, Inc. June 2007 - August 2007
Shipyard Brewing Company September 2006 - May 2007
Skills
Sales, Marketing Strategy, B2B Marketing, Marketing Analytics, Social Media Marketing, Relationship Management, Competitive Analysis, HubSpot, Content Marketing, Content Development, Marketing Communications, Email Marketing, Direct Mail, Direct Marketing, Presentations, Integrated Marketing, Brand Development, Management, Online Advertising, Facebook, Marketing
Education
Babson College - Franklin W. Olin Graduate School of Business 2006 — 2008
MBA, Marketing
University of Michigan 1997 — 2001
B.A., English, History
Ascension Information Services (AIS) January 2015 - Present
FirstMerit Bank September 2013 - January 2015
Flagstar Bank February 2013 - August 2013
Citizens Bank - Michigan, Ohio and Wisconsin January 2002 - February 2013
Citizens Bank July 2000 - January 2002
Flint Area Schools Employees Credit Union September 1982 - July 2000
Skills
Project Manager..., Project Support, PMP, Retail Banking, Banking, SDLC, ITIL, Risk Management, Leadership, Project Management, Disaster Recovery, Cross-functional Team..., Management, Vendor Management, Project Planning, Software Documentation, Financial Services, Business Analysis
Education
Baker College of Flint 2000 — 2002
Associate in Business Administration, Business, 3.9
Residential Mortgage Services, Inc. April 2012 - Present
Citizens Bank October 2011 - April 2012
Bank of America Home Loans/Countrywide Home Loans November 2002 - September 2011
Countrywide Home Loans 2002 - 2011
Fleet mortgage 1997 - 2002
Alperts Furniture September 1996 - October 1998
Garber Travel September 1990 - September 1996
American Airlines July 1988 - September 1990
Old Stone Bank October 1981 - September 1987
Skills
Loan Origination, Mortgage Banking, FHA financing, FHA, VA loans, Refinance, Loans, Underwriting, Mortgage Underwriting, Credit, Non-Conforming, Banking, Mortgage Lending, USDA, Residential Mortgages
Education
Johnson and Wales University 2007 — 2010
Associate of Science (A.S.), Web Design
New England Institute of Technology 1998 — 2000
Associates Degree, Computer and Network Servicing Technology
Katherine Gibbs 1988 — 1989
Certificate, Travel & Tourism
Warren High School 1978 — 1981
Diploma, Business
Baker College Center for Graduate Studies
TD Bank Group January 2012 - Present
Needham Bank May 2010 - January 2012
Rockland Trust Company 2007 - 2010
Citizens Bank 2001 - 2007
Citizens Bank 1996 - 2001
Direct Federal Credit Union 1994 - 1996
Education
Babson College 2004 — 2004
Advanced Leadership Dev Program
Bentley University 1998 — 2000
MBA with Distinction, Change Management
Boston College 1982 — 1986
BS, Finance
Citizens Bank June 2014 - Present
Grace Episcopal Church, Newton, MA April 2012 - May 2014
State Street April 2012 - November 2012
JRD 2009 - 2011
State Street Bank 2008 - 2009
State Street Bank 2004 - 2008
State Street 1994 - 2004
Skills
Risk Management, Risk, Credit, Credit Analysis, Credit Risk, Mutual Funds, Basel II, Financial Analysis, Financial Institutions, Compliance, Enterprise Risk..., CVA, Counterparty Risk, Data Analysis, Business Requirements, Requirements Gathering, Requirements Analysis, Problem Solving, Basel III, Financial Services, Risk Assessment, Capital Markets, SharePoint, Financial Risk
Education
Babson College - Franklin W. Olin Graduate School of Business 1990 — 1994
MBA, Finance
McGill University 1982 — 1986
BA, Geography
Citizens Bank October 2012 - Present
Northwestern Mutual May 2011 - May 2012
Skills
Financial Analysis, Insurance, Loans, Microsoft Excel, Loan Origination, Commercial Lending, Credit, Mortgage Lending, Credit Analysis, Small Business Lending, Customer Service, Mortgage Banking, Consumer Lending, Microsoft Office, Sales
Education
Minnesota State University, Mankato 2009 — 2012
Bachelor of Science, Finance
Minnesota State University, Mankato 2009 — 2012
Bachelor of Science, Finance
Augustana College 2008 — 2009
Bachelor of Science, Finance
Augustana College 2008 — 2009
Bachelor of Science, Finance
Citizens Bank May 2012 - Present
Citizens Bank May 2012 - Present
Bank of America Merrill Lynch January 2005 - April 2012
Skills
CFA, Banking
Education
Babson College - Franklin W. Olin Graduate School of Business
MBA, Finance
Colby College
Bachelor of Arts, Economics and Government
TIAA-CREF October 2011 - Present
Merrill Lynch February 2010 - September 2011
Citizens Bank August 2009 - February 2010
Fidelity Investments October 1997 - December 2008
Putnam Investments January 1996 - September 1997
Skills
Agile Project Management, Management, Project Management, Leadership, Business Process, Process Improvement, Risk Management, Financial Services, Marketing
Education
Babson College - Franklin W. Olin Graduate School of Business 1998 — 2002
MBA, Marketing
University of Massachusetts, Amherst 1988 — 1992
BA, Economics
Citizens Bank July 2015 - Present
Catalyst Online July 2012 - Present
Catalyst Online August 2010 - July 2012
Executive Events November 2009 - August 2010
Checkers Industrial Safety Products, Inc January 2007 - January 2010
Metropolitan State College 2005 - 2006
Executive Events 2002 - 2006
Skills
PPC, Web Analytics, Email Marketing, SEO, Social Media Marketing, SEM, Online Marketing, Web Project Management, Google Analytics, Google Adwords, Advertising, E-commerce, Copywriting, Social Networking, Marketing Communications, Marketing
Education
Babson College - Franklin W. Olin Graduate School of Business 2011 — 2013
Master of Business Administration (MBA), Entrepreneurship/Entrepreneurial Studies
Metropolitan State College of Denver 2003 — 2006
a Bachelor of Science, Marketing
Boston Private Bank July 2010 - Present
Citizens Bank May 2005 - July 2010
BankBoston August 1987 - November 1999
Skills
Banking, Investments, Loans, Portfolio Management, Mortgage Lending, New Business Development, Cash Management, Negotiation, Management, Finance, Commercial Banking, Commercial Lending, Wealth Management
Education
Babson College 1984 — 1987
MBA, Marketing and Finance
Boston College 1979 — 1983
BA, Communications and English
Chatham High School
Santander Bank, N.A. October 2014 - Present
Citizens Bank October 2012 - October 2014
Citizens Bank December 2010 - October 2012
Citizens Bank December 2007 - December 2010
State Street Bank February 2007 - December 2007
Skills
SAS programming, Pricing Analysis, Salesforce.com..., Report Development, Business Analytics, V Lookups, Pivot Tables
Education
Assumption College 1998 — 2002
Bachelor of Arts (B.A.), Economics, 3.23
The Boston Group March 2014 - Present
Citizens Bank July 2013 - March 2014
Fidelity Investments June 2012 - July 2013
PARTNERS+simons May 2009 - June 2012
Pangea Media July 2008 - April 2009
TripAdvisor April 2007 - July 2008
CBS Radio/WODS-FM September 2005 - April 2007
Bay State Games/MASF May 2005 - September 2005
CBS Radio/Mix 98-5 November 2003 - May 2005
Bank of America Championship May 2003 - August 2004
Education
Babson College 2001 — 2005
Business Management, Marketing, Management
Citizens Bank September 2014 - Present
Embrace Home Loans December 2013 - September 2014
GCO Education Loan Funding Corp / Greystone & Co Inc December 2005 - October 2013
First Marblehead August 2001 - December 2005
Skills
Credit, Loans, Risk Management, Vendor Management, Financial Services, Call Center, Strategic Planning, Process Improvement, Business Development, Sales, Call Centers, Finance, Financial Analysis, Business Intelligence, Mutual Funds, Management, Underwriting, Leadership, Loan Origination, Outsourcing, Executive Management
Education
Babson College - Franklin W. Olin Graduate School of Business 2006 — 2008
MBA, Business Administration and Management, General
Boston College 1993 — 1997
Bachelor of Arts (B.A.), Political Science and Government
Belmont High School 1989 — 1993
Middlesex Savings Bank March 2013 - Present
Bank of America May 2006 - March 2013
Citizens Bank January 2003 - May 2006
Skills
Credit, Loans, Banking, Finance, Risk Management, Commercial Mortgages, Lines Of Credit, Middle Market, Commercial Real Estate, Credit Analysis, Commercial Lending, Commercial Banking, Financial Analysis, Financial Modeling, Credit Risk, Capital Markets
Education
Babson College - Franklin W. Olin Graduate School of Business 1999 — 2004
Master of Business Administration, Magna Cum Laude
University of Massachusetts, Amherst 1990 — 1994
Bachelor of Science (B.S.), Environmental Science
TD Private Client Wealth October 2014 - Present
Citizens Bank May 2005 - October 2014
Smith Barney August 1989 - May 2005
Fleet Bank June 1983 - August 1989
Skills
Asset Management, Fixed Income, Equities, Derivatives, Portfolio Management, Investments, Capital Markets, Alternative Investments, Asset Allocation, Bonds, Bloomberg, Money Market, Structured Products, Wealth Management, MBS, Private Equity, Securities, Credit Derivatives, Asset Managment, Mutual Funds, Due Diligence, Series 63, Retirement, Series 7
Education
Babson College - Franklin W. Olin Graduate School of Business 1982 — 1983
MBA, finance
Worcester Polytechnic Institute 1976 — 1980
BS, Civil Enginering
Citizens Financial Group March 2014 - Present
Royal Bank of Scotland Americas July 2013 - Present
RBS N.A. September 2010 - July 2013
RBS Americas November 2008 - November 2010
Citizens Bank April 2008 - November 2008
KPMG April 2005 - April 2008
Ernst & Young, Boston March 2003 - March 2005
Hold Brothers November 2002 - February 2003
Tradescape 2001 - 2002
Skills
Internal Controls, Risk Assessment, Information Security, Management, Enterprise Risk..., Sarbanes-Oxley Act, Risk Management, Operational Risk, IT Audit, CISA, Sarbanes-Oxley, Governance, SAS70, Business Process..., Process Improvement, Information Security..., Business Analysis, ITIL, Financial Risk, Operational Risk..., Banking, Commercial Banking, Retail Banking
Education
Babson College 1995 — 1999
BS, Accounting
FM Global October 2014 - Present
Citizens Bank November 1999 - September 2014
Royal Bank of Scotland Group November 1999 - September 2014
CIBER, Inc. October 1997 - November 1999
Skills
Database Design, Software Development, Project Delivery, Systems Analysis, Retail Banking, Banking, Business Analysis, Software Project..., Business Process..., Business Requirements, Vendor Management, IT Strategy, Program Management, SDLC, User Acceptance Testing, Financial Services, Project Portfolio..., PMO, Management, Requirements Analysis, Business Intelligence, Requirements Gathering, Visio, Governance, Data Warehousing, IT Management
Education
Babson College 2007 — 2007
University of Rhode Island
Citizens Bank December 2006 - Present
Brown University February 2001 - November 2006
Skills
Statistics, Financial Risk, SAS, Banking, SAS programming, Data Analysis, Credit Risk, Predictive Modeling, Risk Management, Credit, Financial Modeling, Analytics, Market Risk, Economics
Education
Auburn University 1999 — 2001
Longview Community College June 2012 - Present
Citizens Bank October 2008 - May 2011
Amgen March 2001 - October 2007
Skills
Human Resources, Training and Education, Recruiting, Onboarding, Applicant Tracking..., HRIS, PeopleSoft, Employee Relations, Personnel Management, New Hire Orientations, Training, Internet Recruiting, Performance Management, Talent Management, Employer Branding, Employee Benefits, Leadership, Customer Service
Education
Naval Postgraduate School 1991 — 1992
M.A., National Security Affairs-Middle East
Webster University 1989 — 1990
M.A, Management/HRD
Avila University 1978 — 1980
B.A., Business Administration
Rudyard High School, Rudyard, MI
Rudyard High School, Rudyard, MI
Rudyard High School, Rudyard, MI
Rudyard High School, Rudyard, MI
Freedom National Bank May 2012 - Present
Citizens Bank April 2002 - April 2012
D R Wholesale June 1991 - March 2002
Bear Stearns May 1989 - March 1991
Skills
Cash Management, Foreign Exchange..., Small Business Lending, Banking, Commercial Banking, Portfolio Management, Credit Analysis, Mortgage Lending, Retail Banking, Refinance, Small Business, Commercial Lending, Asset Based Lending, Lines Of Credit, Commercial Mortgages, Loan Origination, Credit, Underwriting, Mutual Funds, Financial Analysis, Loans, Wealth Management, Consumer Lending, Investments, Financial Services, Relationship Management, Strategic Financial...
Education
Babson College 2012 — 2013
Business School of Financial Studies
St. Myer & Hubbard 2010 — 2012
SalesForce.Com 2005 — 2012
Moody's Credit Training 2005 — 2006
Certificate, Comercial Lending
Northeastern University 1984 — 1989
B S, Economics
Cumberland High School Cumberland RI 1980 — 1984
College Prep
Citizens Bank August 2013 - Present
IPSO Incorporated 1997 - August 2013
Skills
SDLC, SQL, Data Warehousing, Management, Marketing Strategy, Integration, New Business Development, Business Intelligence, Enterprise Architecture, Business Analysis, Project Management, Software Development, Entrepreneurship, Oracle, Strategic Planning, Leadership, Process Improvement
Education
Babson College 1990 — 1994
Bachelor of Science – Management Information Systems
Citizens Bank October 2001 - Present
JPMorgan Chase July 2000 - September 2001
Fleet Bank November 1999 - July 2000
BankBoston October 1998 - October 1999
BankBoston January 1998 - September 1998
BankBoston 1995 - January 1998
Skills
Cash Management, Commercial Banking, Banking, Treasury Services, Product Management, Treasury Management, Payments, Financial Services, Commercial Lending, Risk Management, Relationship Management, Internet Banking, Retail Banking, Portfolio Management, Financial Risk
Education
Babson College - Franklin W. Olin Graduate School of Business 1992 — 1996
MBA
Bentley University 1985 — 1989
BS, Finance
Arbor Commercial Mortgage June 2011 - Present
Licensed Real Estate Broker May 2011 - Present
The Bulfinch Companies October 2010 - March 2011
Colony Realty Partners June 2010 - August 2010
Boston Properties 2009 - 2010
Citizens Bank August 2006 - August 2009
Citizens Bank June 2003 - August 2006
Education
Babson College - Franklin W. Olin Graduate School of Business 2009 — 2011
MBA
Citizens Bank 2005 — 2006
Union College 1998 — 2002
BA
RBS Citizens, N.A. October 2011 - Present
RBS Citizens Bank April 2009 - October 2011
Citizens Bank January 2007 - April 2009
RBS Citizens Bank April 2005 - January 2007
American Express 2002 - 2005
American Express 2000 - 2002
American Express 1998 - 2000
American Express 1996 - 1998
Education
Babson College 2008 — 2008
Advanced Leadership Development Program
Thunderbird School of Global Management 1997 — 1997
Global Leadership Certificate
University of Massachusetts at Amherst - Isenberg School of Management 1986 — 1988
Master of Business Administration (MBA)
U.S. Trust August 2014 - Present
U.S. Trust, Bank of America Private Wealth Management May 2010 - Present
Citizens Bank December 2007 - May 2010
Silicon Valley Bank September 1990 - January 1995
Skills
Investments, Credit, Commercial Banking, Wealth Management, Series 7, Series 66, Finance, Strategic Financial..., Uniform Combined State..., Credit Analysis, Investment Management, Asset Allocation, Wealth, Asset Management, Financial Planning, Banking
Education
Babson College - Franklin W. Olin Graduate School of Business 1991 — 1996
MBA, Marketing
College of the Holy Cross 1981 — 1985
Bachelor of Arts (B.A.), Economics
Harrison High School 1976 — 1981
Citizens Bank November 2011 - Present
Citizens Bank November 2008 - November 2011
Citizens Bank June 2007 - November 2008
Massachusetts Division of Banks June 2005 - June 2007
Skills
Financial Analysis, Financial Modeling, Financial Reporting, Auditing, Corporate Finance, Forecasting, Banking, Essbase, Access, Microsoft Excel, US GAAP, Microsoft Office, PowerPoint, Reporting, Finance, Analysis, General Ledger, Sarbanes-Oxley Act, Revenue Recognition, Financial Accounting, Consumer Lending, GAAP, Financial Forecasting, Cash Flow Forecasting, Outlook, Financial Statement..., Consolidation, Financial Statements, Funds Transfer Pricing, Hyperion Planning, Budget Process, Accruals, Expenses, Balance Sheet, Ad Hoc Reporting, Financial Transactions
Education
Bryant University 2007 — 2009
MBA
Babson College 2001 — 2005
Business
Federal Home Loan Bank of Boston 2005 - Present
Citizens Bank October 2003 - March 2005
Cambridgeport Bank September 2000 - October 2003
Gradient Corporation March 2003 - September 2003
USTrust Bank 1996 - 2000
Education
Babson College - Franklin W. Olin Graduate School of Business 2007 — 2009
MBA, Business
Kings College, Lagos
Northeastern University
BS in Business Administration, Management Information Systems & Accounting
Citizens Bank March 2014 - Present
Citizens Bank July 2012 - March 2014
Citizens Bank January 2009 - June 2012
Citizens Bank February 2004 - January 2009
Skills
Banking, Small Business Lending, Loans, Consumer Lending, Commercial Lending, Credit, Commercial Banking, Retail Banking, Mortgage Lending, Cross Selling, Series 63, Series 7, Management, Sales, Lines Of Credit, Credit Analysis, Customer Experience, CRM, Financial Services, Leadership
Education
Babson College 2007 — 2007
Advanced Leadership Training
Australian Catholic University 1998 — 1999
Study Abroad
West Virginia University 1994 — 1999
Bachelors, BA
Lightower Fiber Networks September 2013 - Present
Brookfield Renewable Energy Group August 2013 - Present
Lightower Fiber Networks 2013 - 2015
Brookfield Renewable Energy Group February 2013 - July 2013
Ernst & Young, LLP September 2010 - January 2013
Dassault Systemes March 2010 - May 2010
EY June 2009 - August 2009
Babson College January 2008 - July 2009
Citizens Bank September 2005 - December 2007
Skills
Accounting, Auditing, Financial Reporting, Financial Analysis, Financial Accounting, Internal Controls, Sarbanes-Oxley Act, GAAP, Financial Modeling, US GAAP, Account Reconciliation, CPA, External Audit, Due Diligence, Microsoft Excel, SEC filings, Sarbanes-Oxley, Financial Statements, Internal Audit, QuickBooks, Revenue Recognition
Education
Boston University 2010 — 2013
Master of Science (M.S.), Computer and Information Systems Security/Information Assurance
Babson College 2008 — 2009
B.S. Business Management, Magna Cum Laude, Accounting
Wellesley College October 2014 - Present
Worcester Polytechnic Institute October 2012 - October 2014
Graduate Leverage March 2012 - November 2012
Stone and Paul PC February 2012 - April 2012
Babson College January 2012 - March 2012
Citizens Bank May 2006 - December 2011
Charles Edgar CPA December 2009 - June 2010
US Census Bureau March 2010 - May 2010
The Hanover Insurance Group January 2009 - May 2009
Babson College September 2008 - May 2009
Skills
Accounting, Tax Preparation, Customer Service, Finance, Management, Tax, Student Financial Aid, Banking, Microsoft Excel, Financial Reporting, Income Tax, Leadership, Financial Aid..., Time Management, Business, Access, Teamwork, Microsoft Office, PowerPoint, Microsoft Word, Higher Education
Education
Babson College - Franklin W. Olin Graduate School of Business 2009 — 2009
MSA, Accounting
Babson College 2005 — 2009
BSBA, Public Acounting and Legal Studies
TD FVPFirst Niagara BankApril 2011 - October 2012
Landsbanki Commercial Finance March 2006 - July 2010
GMAC Commercial Finance February 2001 - March 2006
Citizens Bank February 2000 - January 2001
BankBoston 1989 - 1999
Norwest Bank April 1985 - August 1989
National City Bank 1982 - 1985
Skills
Asset Based Lending, Cash Flow Lending, Commercial Lending, Commercial Banking, Credit Analysis, Loans, Middle Market, Credit, Portfolio Management, Banking, Credit Risk, Loan Origination, Underwriting
Education
Babson College - Franklin W. Olin Graduate School of Business
Master of Business Administration (MBA), Finance, General
Denison University
Bachelor of Arts (BA), Economics
BankNewport February 2014 - Present
Citizens Bank August 2012 - February 2014
Stateside Funding, LLC September 2002 - October 2012
Fidelity Investments January 2000 - May 2001
Skills
Loan Origination, Mortgage Lending, Loans, Refinance, Credit, Residential Mortgages, Mortgage Banking, Credit Analysis, Commercial Lending, FHA, Consumer Lending, Portfolio Management, Investments, Commercial Mortgages, Risk Management, Leadership, Banking, Selling, Customer Service, Real Estate, Marketing, Real Estate Transactions
Education
Babson College 1992 — 1996
BS, Investments
Independent Consultant 2014 - Present
Simmons College October 2011 - May 2014
Workscape, An ADP Company April 2008 - September 2011
Veritude, A Fidelity Investments Company September 2004 - July 2007
Citizens Bank July 2002 - June 2003
Avicon June 2000 - March 2002
Bank of America, formerly FleetBoston December 1992 - March 2000
Skills
Human Resources, Talent Management, Talent Acquisition, HRIS, Employee Relations, Employee Benefits, Succession Planning, College Recruiting, Applicant Tracking..., Deferred Compensation, Benefits Administration
Education
Babson College
BS/BA
Citizens Bank February 2012 - Present
Norman Technologies March 2009 - January 2012
Atlantic Data Services July 2005 - October 2008
Tower Group 2002 - 2005
Accenture 1993 - 2002
Skills
Financial Services, Mergers & Acquisitions, Commercial Banking, Retail Banking, Integration, SDLC, Business Process..., Business Analysis, IT Strategy, Vendor Management, Program Management, PMO, Project Management, Strategy, Process Improvement
Education
Babson College 1989 — 1993
BS, Management Information Systems
MountainOne July 2014 - Present
Citizens Financial Group October 2012 - July 2014
Citizens Financial Group June 2009 - October 2012
Citizens Bank June 2005 - July 2009
Citizens Bank April 2000 - June 2005
Citizens Bank July 1998 - April 2000
Bank of Boston September 1989 - June 1995
Skills
Commercial Lending, Loans, Small Business Lending, Sales Management, Credit, Consumer Lending, Financial Services, Commercial Banking, Business Development, Management, Mortgage Lending, Leadership, Banking, Sales, Sales Process, Strategic Planning, Credit Analysis, Training, Marketing, Customer Satisfaction, Relationship Management, Risk Management, Portfolio Management
Education
Babson College 2012 — 2012
Advanced Leadership, Advanced Leadership Development Programme
Bridgewater State College 1986 — 1989
BS, Political Science and Government
Fidelity Investments October 2011 - Present
Citizens Bank May 2011 - October 2011
Fidelity Investments May 2009 - December 2010
Fidelity Investments December 1993 - December 2008
Computer Task Group, Inc. CTG) 1981 - 1993
Keane Inc. 1979 - 1981
Education
Rensselaer Polytechnic Institute 1972 — 1976
B.S, Engineering
Babson College - Franklin W. Olin Graduate School of Business
M.B.A., Business
J. HILBURN MEN'S CLOTHIER November 2012 - Present
State Street Bank January 2001 - July 2005
Citizens Bank July 1999 - December 2000
State Street Bank June 1998 - July 1999
Harvard University July 1997 - June 1998
Wellesley College September 1993 - December 1996
Skills
Credit, Banking, Commercial Banking, Credit Analysis, Credit Risk, Loans, Customer Service, Customer Relations
Education
Babson College - Franklin W. Olin Graduate School of Business 1995 — 1997
Masters of Business Administration, Entrepreneurial Studies, Marketing
University of San Diego 1986 — 1990
Bachelor of Arts, English
Citizens Bank June 2014 - Present
Citizens Bank March 2007 - June 2014
PNC Bank September 1995 - March 2007
Skills
Financial Analysis, Accounting, Retail Banking, Analysis, Finance
Education
University of Pittsburgh - Joseph M. Katz Graduate School of Business
Master of Business Administration (MBA), Accounting and Finance
Babson College
Certificate, Citizens Bank Leadership Development Program
University of Michigan
Bachelor of Arts (B.A.), Liberal Arts and Sciences/Liberal Studies
American Eagle Financial Credit Union August 2009 - Present
American Eagle Federal Credit Union August 2009 - October 2014
American Eagle Federal Credit Union August 2009 - December 2013
Citizens Bank January 2003 - December 2008
Sovereign Bank March 2000 - January 2003
BankBoston January 1997 - February 2000
Skills
Product Management, Credit Cards, Financial Analysis, Portfolio Management, Business Process..., Mortgage Lending, Process Improvement, Loss Mitigation, Risk Management, Finance, Leadership, Loan Servicing, Loans, Project Management, Mortgage Servicing, Management, Forecasting, Financial Services, Analysis, Budgets, Financial Risk, Credit Analysis, Bankruptcy, REO, Foreclosures, Liquidation, Banking, Vendor Management, Consumer Lending, Default, Residential Mortgages, Loan Modifications, Mortgage, Analytics, Student Loans, SQL, Secondary Mortgage...
Education
Babson College 2005 — 2005
Advanced Leadership Certificate
Community College of Rhode Island 1990 — 1992
Associates, Business Administration
Finsilver/Friedman Management Corp August 2008 - Present
Citizens Bank March 1992 - October 2004
Education
Baker College Business and Corporate Services 1999 — 2003
BA & Assoc, Accounting
Eastern Bank September 2010 - Present
Sovereign Bank June 2001 - September 2010
Citizens Bank June 1983 - June 2001
Skills
Commercial Lending, Loans, Small Business Lending, Commercial Banking, Banking, Credit Analysis, Credit, Lines Of Credit, SBA, Commercial Mortgages, Asset Based Lending, Credit Risk
Education
Babson College 1978 — 1982
Bachelor of Science (B.S.), Finance
LGN
Citizens Bank August 2011 - Present
Citizens Bank October 2007 - August 2011
Deloitte 2002 - 2007
Deloitte & Touche 2002 - 2007
Skills
Auditing, Accounting, Financial Reporting, CPA, Account Reconciliation, Internal Audit, Banking, US GAAP, External Audit, Financial Analysis, Sarbanes-Oxley Act, Management, Internal Controls, Managerial Finance
Education
Babson College 1998 — 2002
Bachelor of Science, Accounting
2004-2009 Mortgage Guarantee Insurance Company (MGIC) October 2004 - September 2009
Citizens Bank January 1998 - January 2004
NuVision Optical/Cole Vision January 1985 - January 1998
Education
Baker College Business and Corporate Services 1983 — 1985
Associate of Business, Hospitality, Travel, and Tourism
HealthEdge May 2015 - Present
iRobot May 2011 - May 2015
Iron Mountain Digital January 2008 - June 2011
Citizens Bank October 2004 - December 2007
EMC Corporation January 2004 - October 2004
Skills
Hyperion, Essbase, Forecasting, Budgeting, Business Analysis, M&A due diligence, Long Range Planning, Accounting, Financial Reporting, Financial Analysis, Financial Planning, Financial Modeling, Cash Flow, P&L, Financial Accounting, SOX, Strategic Planning, Excel, Analysis, Variance Analysis, Data Analysis, Competitive Analysis, Analytics, Financial Management, Audit, Revenue Recognition, Auditing, Balance, General Ledger, Budgets, Microsoft Excel, Finance, Training, Executive Management, Strategy, Internal Audit, Hyperion Planning, Valuation, Leadership, Pricing, Internal Controls, ERP, Account Reconciliation, Sarbanes-Oxley Act, Due Diligence, Income Statement, Product Development, Risk Management, Mergers & Acquisitions, Product Management
Education
Assumption College 2007 — 2009
Masters of Business Administration (MBA), concentration Finance
Bentley University 2001 — 2004
Bachelor, Science Finance
Middlesex Savings Bank Vice PresidentSouth Shore Co-operative Bank2005 - 2007
Stoneham Savings Bank 2004 - 2005
Citizens Bank 2001 - 2004
U S Trust 1990 - 2001
First National Bank of Boston 1978 - 1990
Bay Bank Middlesex 1970 - 1978
U S Air Force 1966 - 1970
Education
Babson College 1964 — 1966
MBA, Finance
Boston College 1960 — 1964
BA, Math & Economics
Mission High 1956 — 1960
Diploma
New York Life Insurance Company April 2014 - Present
Citizens Bank October 2003 - February 2013
Skills
Protection..., Risk Management, 401k Rollovers, Annuity Sales, Education Funding..., IRA Rollovers, Lifetime Income..., Retirement Planning, Supplements to Employee..., Relationship Planning, Life Insurance, Public Speaking, Protection Planning /..., Wealth Transfer..., Management
Education
Northeastern University 1990 — 1994
Bachelor of Applied Science (B.A.Sc.), Criminal Justice/Law Enforcement Administration
Auburn University 1987 — 1989
Accounting and Finance
Randolph High School 1984 — 1987
Cambridge Trust Company October 2013 - Present
NiSource May 2011 - May 2013
Citizens Bank 2006 - 2008
Bank of America 1999 - 2004
Skills
Financial Modeling, Internal Audit, Financial Analysis, Strategic Financial..., Risk Management, Financial Reporting, Sarbanes-Oxley Act, Accounting, Finance, Cash Management, Process Improvement, Credit, Internal Controls, Analysis, Variance Analysis
Education
Assumption College
Cannon Financial Institute
Southern NH University
BA Business Studies/Accounting, Accounting and Finance
Citizens Bank September 2009 - Present
Bank of America September 2004 - May 2009
Bank of America January 1998 - January 2004
Citizens Bank January 1996 - January 1998
Skills
Leadership, Risk Management, Portfolio Management, Credit, Business Analysis, Investments, Banking, Project Management, Loans, Retail Banking, Management, Mortgage Lending, Sales, Securities, Commercial Lending, Relationship Management, Finance
Education
Babson College - Franklin W. Olin Graduate School of Business 2004 — 2009
MBA
Northeastern University 1998 — 2001
Bachelor of Science, Business Administration
Citizens Bank March 2013 - Present
State Street 1991 - 2010
Bank of Boston 1979 - 1990
Greenberg, Rosenblatt, Kull & Bitsoli, P.C 1977 - 1979
Skills
Internal Controls, Auditing, Internal Audit, Risk Management, Financial Accounting, Banking, Change Management, Sarbanes-Oxley Act, Operational Risk..., Financial Reporting, Executive Management, Finance, Financial Services, Governance, Process Improvement
Education
Bentley College - Elkin B. McCallum Graduate School of Business 1981 — 1985
Master of Science in Computer Information Systems, Information Technology
Babson College - Franklin W. Olin Graduate School of Business 1976 — 1977
MBA, Business Administration
University of Massachusetts Dartmouth 1973 — 1976
BS BA with Distinction, Accounting
Citizens Bank January 2005 - Present
Skills
Risk Management, Small Business Lending, Consumer Lending, Banking, Retail Banking, Customer Service, Credit Analysis, Loans, Portfolio Management, Team Building, Relationship Management, Commercial Banking, Mortgage Lending
Education
Babson College
Bachelor's degree, Business Administration and Management, General
Citizens Bank March 2015 - Present
Citizens Bank July 2013 - March 2015
BMO Harris Bank February 2012 - June 2013
RE/MAX Signature Properties July 2010 - May 2011
Skills
Financial Analysis, Business Strategy, Leadership, Financial Modeling, Commercial Real Estate, Commercial Contracts, Real Estate
Education
Babson College 2007 — 2011
Bachelors of Science in Business, Commercial Real Estate, Law
Citizens Bank August 2002 - Present
TD Bank Group June 1992 - August 2002
BankEast August 1987 - June 1991
Skills
Financial Accounting, Financial Analysis, Underwriting, People Skills, Data Analysis, Cash Flow, Non-profits, Banking, Portfolio Management
Education
Franklin Pierce College 1991 — 1992
Bachelor's degree, Accounting
Babson College 1983 — 1987
Bachelor of Science (B.S.), Finance, General
Michigan Wrecking & Contracting, INC. January 2013 - Present
Junk Iron & Metal August 2010 - Present
Citizens Bank October 2002 - April 2010
Skills
Contract Negotiation, Management
Education
Baker College of Flint 2002 — 2010
Associate of Business, Accounting
Flint Central High School 1998 — 2002
Diploma
RBS Citizens Financial Group February 2014 - Present
Citizens Bank February 2012 - February 2014
Skills
Banking, Value Stream Mapping, Lean Manufacturing, Continuous Improvement, Finance, Process Improvement, Accounting, Performance Management
Education
Babson College - Franklin W. Olin Graduate School of Business
Master of Business Administration (MBA), Finance and Management Information Systems
Northeastern University
Bachelor of Science (BS), Accounting and Computer Science
Santander Bank, N.A. July 2006 - Present
Citizens Bank March 2005 - July 2006
The Home Depot August 2002 - March 2005
Fleet Bank January 1998 - July 2002
Banco del Pichincha June 1993 - June 1995
Skills
Product Management, Commercial Banking, Banking, Strategic Planning, Risk Management, Business Strategy, Cash Management, Financial Services
Education
Babson College - Franklin W. Olin Graduate School of Business 1995 — 1997
Master of Business Administration (MBA)
Universidad San Francisco de Quito 1989 — 1993
Bachelor of Business Administration (B.B.A.), Finance and Marketing
FirstMerit Bank February 2014 - Present
Citizens Bank Wealth Management September 2003 - February 2014
Citizens Bank October 1999 - March 2003
Citizens Bank September 1998 - October 1999
Citizens Bank August 1993 - September 1998
Citizens Bank June 1991 - August 1993
Citizens Bank October 1989 - June 1991
Skills
Investments, Accounting, Tax, Wealth Management, Managerial Finance, Account Reconciliation, Banking, Credit, Financial Analysis, Commercial Banking, Financial Risk, Retail Banking
Education
Baker College of Flint 1986 — 1989
Bachelor of Applied Science (B.A.Sc.), Computer Science/Accounting
Baker College of Flint 1982 — 1985
Associate's degree, Accounting
Citizens Bank July 2013 - Present
Santander Bank (formerly Sovereign Bank) January 2006 - July 2013
Sovereign Bank March 2004 - January 2006
Fleet Bank August 1997 - September 2000
Fleet Bank (formerly Bank of New England) July 1989 - August 1997
BayBank Norfolk County Trust Company February 1984 - July 1989
Skills
Portfolio Management, Credit Risk, Credit Analysis, Asset Based Lending, Commercial Real Estate, Underwriting, Financial Analysis, Middle Market, Small Business Lending
Education
Babson College - Franklin W. Olin Graduate School of Business
Master of Business Administration (MBA)
Citizens Bank July 2006 - Present
South Shore Bank December 2004 - July 2006
Citizens Bank April 1999 - December 2004
Fleet Bank October 1994 - April 1999
Sterling Bank October 1991 - October 1994
Shawmut Bank June 1987 - October 1991
Skills
Credit, Credit Analysis, Business Development, Relationship Management, Dependable Team Player, Commercial Lending, Loans, Commercial Banking, Portfolio Management, Underwriting, Loan Origination, Financial Analysis, Risk Management, Banking, Credit Risk
Education
Babson College
Master of Business Administration (M.B.A.)
Babson College
Bachelor's Degree, Finance, General