Experience
The River Suite Wealth Partners   May 2015 - Present
Northstar Wealth Partners  September 2005 - May 2015
Citizens Investment Services   August 2001 - September 2005
Aetna  March 1997 - July 2001
American Express Financial Advisors  February 1995 - March 1997

Skills
Retirement Planning, Estate Planning, Pensions, Series 7, Investment Management, Risk Management, Vendor Management, Investment Policy, Qualified Retirement..., Participant Advice &..., Fiduciary Partner, Fiduciary Education, 3(21) Co-fiduciary..., 3(38) Fiduciary, Investment Benchmarking, Investment Line-up..., Investment Policy..., Fee Benchmarking, Participant Education, ERISA 404(c) Assistance, ERISA 408(b)(2)..., ERISA 404(a)(5)..., Retirement, 401k, Investments, Financial Advisory, Financial Planning, Financial Services, Securities, Mutual Funds, Finance, Portfolio Management, Wealth Management, Series 63

Education
American College
Financial Planning

Center for Fiduciary Studies
Accredited Investment Fiduciary (AIF) designation, Fiduciary Excellence

College for Financial Planning
Chartered Retirement Plans Specialist (CRPS)

Manchester Community College
Certificate in Financial Planning

Experience
Citizens Investment Services   September 2014 - Present
Garden to Ewe   January 2010 - Present
CMS Wealth Management   February 2013 - August 2014
WR Hambrecht + Co  June 2000 - February 2013
Hambrecht Capital Partners, LLC   January 2007 - December 2009
Prudens Capital, LLC   January 2007 - December 2009

Skills
Hedge Funds, Microsoft Office, Investments, Morningstar Office, FC Office (FundCount), ADP BPS, NetExchange Pro, CICS Broker Suite, retail brokerage, TD Ameritrade VEO, Fidelity Institutional

Education
Trinity College-Hartford   1996 — 2000
Bachelor of Arts (BA), Art History

Experience
The USAA Educational Foundation   March 2015 - Present
USAA  January 2009 - March 2015
Charles Schwab  March 2006 - January 2009
Citizens Investment Services   February 2003 - March 2006
PNC  March 2002 - February 2003
PNC  December 2000 - March 2002
Ameriprise Financial Services, Inc.   April 1999 - December 2000
Hantz Financial  October 1997 - October 1998
Ameriprise Financial Services, Inc.   April 1996 - October 1997
Ameriprise Financial Services, Inc.   April 1993 - April 1996

Skills
Investments, Wealth, Financial Advisory, Series 7, Mutual Funds, Wealth Management, Public Speaking, Retirement Planning, Personal Financial..., Corporate Communications, Social Media, Financial Services, Strategic Planning, Series 63, Series 24, Insurance, Customer Service, Series 65, Project Management, Internal Communications, Banking, Writing, Personal Finance, Spokesperson

Education
Penn State University   1986 — 1990
Bachelor's degree, Accounting

Experience
LPL Financial  March 2006 - Present
MetLife Securities, Inc.   March 2004 - March 2006
Citizens Investment Services   June 2003 - March 2004
Putnam Investments  1994 - 2003

Skills
Series 24, Series 6, Series 7, Series 63, Series 65, Life & Health Insurance..., Alternative Investments, Equities, Investment Advisory, IRAs, 401k, Fixed Annuities, Variable Annuities, Long Term Care Insurance, Medicare Supplement..., Asset Allocation, Finance, Separately Managed..., Registered Investment..., 401k Rollovers

Education
College for Financial Planning   2012 — 2013

Endicott College

Experience
Cambridge Appleton Trust, N.A.   January 2007 - Present
Eastern Investment Advisors   February 2003 - December 2007
Eastern Bank & Trust Company   October 2000 - January 2003
Citizens Investment Services   March 1999 - October 2000
Fleet Private Client Group   June 1998 - March 1999
Fleet Private Client Group   March 1996 - June 1998
Fleet Bank of Massachusetts   January 1992 - March 1996

Skills
Asset Management, Asset Managment, Estate Planning, Trusts, Wealth, Fiduciary, Estate Tax Planning, Wealth Management..., Investment Management, Estate Administration, Asset Allocation, Financial Planners, Banking, Charitable Trusts, Trust Management, Loans, Investments, Wealth Management, Financial Planning, Financial Services, Management

Education
Boston University Center for Professional Studies   2004 — 2005
Diploma in Financial Planning, Wealth Management and Retirement Planning

University of Maine School of Law   1988 — 1991
Juris Doctorate, Law

Boston University   1984 — 1988
Bachelor of Arts (B.A.), Political Science and Government

Experience
Ameriprise Financial Services, Inc.   October 2011 - Present
Citizens Investment Services   2009 - 2011
Morgan Stanley  2006 - 2009
Wachovia Securities  1999 - 2006

Education
SWTSU   1977 — 1979
Bachelor of Business Administration (BBA), Finance

Texas A&M University   1973 — 1976
Bachelor of Science (BS), Biology

Experience
Acumen Law, LLP   November 2012 - Present
Lister, Martin & Thompson   June 2011 - November 2012
Fein, Such & Crane, LLP   January 2011 - June 2011
Genesee Community College  January 2010 - August 2010
U.S. Census Bureau   May 2010 - July 2010
Monroe Community College  2008 - 2010
Citizens Investment Services   November 2004 - August 2006
Charter One Bank  August 2003 - November 2004

Skills
Analysis, Legal Research, Legal Writing, Customer Service, Staff Development, Editing, Training, Research, Litigation, Appeals, Courts, Pleadings

Education
University of California, San Diego   2010 — 2010
ABA Approved Certificate, Paralegal Studies

The University of Western Ontario   2006 — 2008
Master's of Arts, Theory and Criticism

State University of New York at Buffalo   2001 — 2003
Bachelor's of Arts, Sociology, with highest honors

Monroe Community College   1997 — 1999
Associate's, Liberal Arts

Experience
Citizens Investment Services   March 2010 - Present
Ameriprise Financial Services, Inc.   April 2007 - June 2010
Ameriprise Financial Services, Inc.   December 2002 - April 2007
Ameriprise Financial Services, Inc.   2000 - 2002

Skills
Series 7

Education
University of New Hampshire -- Peter T. Paul College of Business and Economics   1995 — 1999

Souhegan High School   1992 — 1995

Experience
LPL Financial, Dover NH   January 2007 - Present
Citizens Investment Services   January 1994 - February 2007

Skills
Financial Planning, Retirement Planning, Estate Planning, Life Insurance, Strategic Financial..., Small Business, Certified Financial..., Business Planning, Finance, Portfolio Management, Financial Planners, Investments, Wealth, Mutual Funds, Financial Services, Wealth Management, 401k, Series 7, Retirement, Series 63, Asset Allocation, Investment Advisory, Investment Strategies, IRAs, Fixed Annuities, Financial Advisory, Series 65, Series 6, Securities

Education
Merrimack College   2003 — 2006
Certifiate in Financial Planning, CERTIFIED FINANCIAL PLANNER {TM}

University of New Hampshire - Whittemore School of Business and Economics   1988 — 1992
BS, Business Administration

University of New Hampshire   1986 — 1988
AA, Business Management

Experience
Red Oak Sourcing  June 2015 - Present
EMC  September 2013 - Present
The Ram Fund   2013 - 2013
Classes to Masses   2012 - 2013
Citizens Investment Services   2011 - 2012

Education
University of Rhode Island   2009 — 2013
Bachelor of Science (B.S.) in Business Administration, Finance, General, Graduate

Experience
Citizens Investment Services   August 2013 - Present
PRW Wealth Management   March 2008 - September 2013
U.S. Wealth Management, LLC   2001 - March 2008
Morgan Stanley  April 2000 - June 2001

Skills
Wealth Management, Series 7, Mutual Funds, Retirement Planning, Estate Planning, Series 63, Strategic Financial..., Series 24, Retirement, Portfolio Management, Investments

Education
University of Massachusetts Boston   1989 — 1993
Bachelor of Arts (B.A.), Economics

Weymouth North HS   1983 — 1987

Experience
Ambit Energy  April 2012 - Present
Citizens Investment Services   April 2008 - Present
Market America, Inc.   March 2007 - July 2012
Citizens Bank  April 2007 - April 2008

Skills
Small Business, Entrepreneurship, Strategic Planning, Team Building, Marketing, New Business Development, Sales, Customer Service, Marketing Strategy, Public Speaking, Microsoft Office, Negotiation, Project Management, Social Media Marketing, Coaching, Fundraising, Project Planning, Leadership, Budgets, Business Development, Online Marketing, Online Advertising, Social Media, Social Networking, Public Relations, Event Planning, Account Management, Marketing Communications, Contract Negotiation, Email Marketing, Start-ups, Training, Management

Education
Northeastern University

Medford, MA public schools   1961 — 1973

Experience
E.F. Schilling & Sons, Inc.   June 2006 - Present
Citizens Investment Services   July 2005 - May 2006
A.G. Edwards & Sons, Inc.   April 1999 - December 2004
Telergy Network Services, Inc.   January 1998 - April 1999
Pacific Link Multimedia Services, Inc., Tokyo   June 1993 - May 1995
U.S. Trust Company   May 1986 - May 1987
American Stock Exchange, New York   August 1985 - October 1986

Skills
Social Media Marketing, Social Media, Investments, Advertising, Public Relations, Marketing, Blogging, Researchers, Marketing Strategy, Sales, Digital Marketing, Corporate Communications, Email Marketing, Online Marketing, Media Relations, Business Development, Entrepreneurship, Research, Lead Generation, Portfolio Management, Publishing, Content Management, Management, Start-ups, Strategy, Strategic Communications, Mutual Funds, Web Content, New Media, Social Networking, Digital Media, Market Research, Integrated Marketing, Leadership, Online Advertising, SEO, Direct Marketing, Marketing Communications, Strategic Partnerships, Copywriting, Content Strategy, Content Development, Business development

Education
Cornell University   1982 — 1985
BS, ILR (Pre-Law/Economics)

Syracuse University   1981 — 1982
john schilling, Liberal Arts and Sciences, General Studies and Humanities

Hobart William Smith   1980 — 1981
Liberal Arts and Sciences/Liberal Studies

Mercersburg Academy   1979 — 1980

Fayetteville Manlius   1976 — 1978

Experience
TIAA-CREF  2007 - Present
Citizens Investment Services   2000 - 2007
Fleet Investment Management  1995 - 2000

Skills
Series 7, Retirement Planning, Wealth Management, Mutual Funds, Series 63, Retirement, Asset Allocation, Investments, Strategic Financial..., Portfolio Management, Investment Advisory, Securities

Education
Roger Williams University   1985 — 1989
Bachelor's degree, BS, Business Administration, Finance

Experience
Citizens Investment Services   December 1996 - Present
A.G. Edwards   December 1995 - December 1996
Paine Webber  April 1993 - December 1995

Skills
Asset Managment, Fixed Annuities, Strategic Financial..., Series 7, Mutual Funds, Investment Advisory, Wealth Management, Asset Allocation, Series 63, Portfolio Management, Retirement Planning, Investments, 401k, Securities, Fixed Income, Financial Analysis, Series 24, Series 65, Estate Planning, Multi-generational..., Licensed Life Insurance..., Retail Banking, Financial Planning, Mergers, Alternative Investments, Asset Management, FINRA, High Net Worth..., Life Insurance

Education
Fairleigh Dickinson University   1982 — 1985
MBA, FINANCE, 3.7

Queen's College   1975 — 1979
Bachelor of Arts (B.A.), Accounting, 3.0

Experience
Citizens Investment Services   December 2012 - Present
Huntington National Bank  June 2004 - December 2012
US Navy  June 2000 - June 2004
Department of Defense  January 2002 - January 2004

Skills
Series 6, Series 7, Series 63, Series 65, Retirement Planning, Wealth Management, Insurance, Variable Annuities, Asset Allocation, Investments, Securities, Mutual Funds, Fixed Annuities, Finance, Financial Services, Investment Advisory, Portfolio Management, Retirement, FINRA, Wealth Management..., Investment Strategies, Relationship Management, Banking, Uniform Combined State..., Loans, Strategic Financial..., Consumer Lending, Credit, Bonds, Life Insurance, Cross Selling, Retail Banking, Risk Management, Term Life Insurance, Credit Risk, Financial Advisory, Branch Management, 401k, IRAs, Health Insurance, Investment Management, Wealth, Whole Life, Asset Management, Deposits, Financial Planners, Human Resources, Training, Alternative Investments, Long-term Care

Education
Davenport University
International Business

United States Naval Educational Services, Meridian MS
Human Resources Management

Experience
Citizens Investment Services   April 2015 - Present
Merrill Lynch  September 2012 - April 2015
Wells Fargo Advisors  October 2011 - September 2012
Wells Fargo  August 2010 - September 2012

Skills
Financial Analysis, Financial Services, Investments, Portfolio Management, Series 63, Series 7, Strategic Financial..., Wealth Management

Education
Penn State University   2005 — 2009
Bachelor of Science (B.S.), Marketing

Experience
Citizens Investment Services   May 2013 - Present
Run To You Racing, LLC   January 2012 - Present
PNC Investments  April 2011 - May 2013
PNC Financial Services  June 2008 - April 2011
Western & Southern Financial Group  June 2007 - June 2008

Education
The University of Akron   2002 — 2006
Business, Corporate Finance

Experience
Citizens Bank  March 2011 - Present
Royal Bank of Scotland Citizens Bank  May 2004 - Present
Citizens Financial Group  February 2004 - March 2011
Citizens Investment Services   February 2000 - February 2004
Citizens Bank  1981 - 2004
Citizens Bank  August 1999 - February 2000
Citizens Bank  February 1999 - August 1999
Citizens Bank  December 1997 - February 1999
Citizens Bank  May 1981 - March 1997

Skills
Risk Management, Banking, AML, KYC, Relationship Management, Trade Finance, Treasury Management, Retail Banking, Financial Risk, Process Improvement, Mutual Funds, Cash Management, Finance, Operational Risk, Operational Risk..., Investments

Education
Bryant College

Bryant University Executive Development Center

Rhode Island College

Experience
Citizens Investment Services   October 2007 - Present
PNC Investments  June 2004 - October 2007
Fleet Bank / Bank of America  January 2000 - June 2004
Assumption Holding Corporation   January 1997 - January 2000

Education
College for Financial Planning   2005 — 2007
CMFC, Economics

Marywood University

University of Nebraska-Lincoln

Experience
New York Life Insurance Company  September 2010 - Present
Waddell & Reed Financial Services  March 2009 - September 2010
Citizens Investment Services   July 2008 - January 2009
Neighborhood School  November 2007 - May 2008
Brookline Recreation Department  September 2006 - May 2008
Brimmer and May  September 2006 - May 2008
Saint Stevens Elementary school   April 2003 - October 2007
SMART school   February 2006 - April 2007

Skills
Retirement Planning, Fixed Annuities, Investments, Estate Planning, Small Business, Life Insurance, Education funding..., Life Time Income..., Whole Life Insurance, 401k

Education
University of Massachusetts Boston   2003 — 2007
finance

Experience
HealthID Profile Inc.   February 2012 - Present
APITAZ, LLC.   January 2005 - February 2012
Esposito Jewelry, Inc.   May 2008 - June 2011
Citizens Investment Services   2002 - 2005
Fidelity Investments  2001 - 2001

Skills
Entrepreneurship, Investments, Start-ups, Banking, Equities, Strategic Financial..., Insurance, Series 7, Series 63, New Business Development, Coaching, Securities, Sales Management, Wealth Management, Strategic Planning, Asset Managment, Relationship Management, Customer Service, Business Strategy, Business Planning, Budgets, Sales, Public Speaking, Project Management, Marketing Strategy, Management, Finance, Mergers & Acquisitions, Small Business, Executive Management, Portfolio Management, Business Development, Strategic Partnerships, Strategy, Venture Capital, Leadership, Healthcare, Cloud Computing, Online Marketing, Marketing, Lead Generation, Business, Consulting, Competitive Analysis, Time Management, Social Networking, CRM, Selling, Start-up Ventures, Start-ups Management

Education
Johnson and Wales University   2000 — 2003
MBA, Financial Management

University of Rhode Island   1990 — 1995
BA, Psychology

Classical High School   1986 — 1990
College Prep, College/University Preparatory and Advanced High School/Secondary Diploma Program

Experience
Eaton Vance  September 2012 - Present
Putnam Investments  1991 - September 2012
Citizens Investment Services   July 1994 - July 1995
Colonial Investments   April 1993 - June 1994

Education
Brandeis University   1984 — 1988
Bachelor of Arts, English Literature and American Studies

Experience
First Niagara Financial Group, Inc.   September 2015 - Present
Citizens Financial Group, Inc.   April 2014 - August 2015
Liberty Mutual Insurance  January 2014 - April 2014
Citizens Investment Services   October 2012 - January 2014
Citizens Bank  June 2011 - October 2012
Amberjack Construction Corp.   January 2007 - June 2011

Skills
Investments, Banking, Finance, Sales, Strategic Financial..., Loans, Insurance, Customer Service, Wealth Management, Leadership, Retirement, Credit, Retail Banking, Critical Thinking, Loan Origination, Retirement Planning, Series 6, Financial Services, Asset Management, Life Insurance, Relationship Management, Asset Allocation, Mortgage Lending, Fixed Annuities, Public Speaking, Cash Management, 401k, Marketing, Fixed Income, Wealth, Equities, Bonds, Time Management, Risk Management, Economics, Commercial Lending, Variable Annuities, IRAs, Management, Securities, Financial Risk, Credit Analysis

Education
SUNY SCCC   2014 — 2016
Associate of Applied Science, Accounting

Bryant & Stratton College - Main Syracuse
Financial Securities Certificate, Series 6 & 63

Bryant & Stratton College - Albany
Certificate, Property & Caualty Insurance

Bryant & Stratton College - Albany
Certificate, Life, Accident & Health Insurance

Experience
Citizens Investment Services   January 2015 - Present
New England College of Business  January 2003 - January 2012
Fidelity Investments  March 2004 - January 2007

Skills
Series 7, SERIES 65, SERIES 63, CRPC

Education
Educacentre St Petersburg Russia

HARGRAVE MILITARY ACADEMY
High school

Providence College
Master's degree, History

Saint Anselm College
Bachelor of Arts (B.A.), History

Experience
Citizens Investment Services   February 2015 - Present
RBS Citizens Financial Group  September 2013 - February 2015
Citizens Financial Group  May 2011 - September 2013
Fidelity Investments  March 2007 - October 2008

Skills
Banking, Sales, Salesforce.com, Sales Management, Credit Analysis, Portfolio Management, Account Management, Relationship Management, Sales Process, Risk Management

Education
University of Rhode Island   2000 — 2005
Bachelor of Arts (B.A.), Economics

Experience
TIAA-CREF  April 2010 - Present
Charles Schwab  October 2008 - April 2010
TIAA-CREF  November 2006 - October 2008
Charles Schwab  April 2003 - November 2006
Citizens Investment Services   April 2002 - April 2003
PaineWebber  April 2000 - April 2002
PaineWebber  June 1998 - July 2000

Skills
Asset Allocation, Alternative Investments, Finance, Investment Advisory, Investment Strategies, Investments, Mutual Funds, Portfolio Management, Securities, Wealth Management

Education
University of North Carolina at Charlotte   2012 — 2015
Master of Business Administration (MBA)

University of Rhode Island   1994 — 1998
BA, Communication, General

Experience
Citizens Investment Services   January 2013 - Present
Truebridge Financial Marketing  January 2012 - December 2012
Sovereign Bank/ Santander   January 2000 - January 2012
BankBoston/Fleet, Boston, MA   1993 - 1999

Skills
Sales Presentations, Training & Development, Public Speaking, Mutual Funds, Series 7, Employee Training, Series 63, Investments, Series 6, Sales, Sales Management, Management, Leadership, Wealth Management, 401k, Insurance, Risk Management, Retirement Planning, Finance, Financial Advisory, Marketing, Alternative Investments, Mortgage Lending, Fixed Annuities, Securities, Investment Advisory, Retirement, Relationship Management, Asset Allocation, Series 24, Financial Services, Fixed Income, Retail Banking, Series 65, Variable Annuities, FINRA

Education
Boston College   1982 — 1986

Experience
Pioneer Mortgage Corp   December 2011 - Present
Citizens Investment Services   August 2009 - December 2011
Sovereign Bank  May 2005 - May 2009
Sun Life Financial  2000 - 2005
Sun Life Financial  1999 - 2000

Skills
Investments, Securities, Fixed Annuities, Mortgage Lending, Finance, Retirement Planning, Mortgage Underwriting, Residential Mortgages, Loan Origination, Fixed Rate Mortgages, Jumbo Mortgage, Government Loans, VA loans, FHA financing, Home Equity Loans, Home Equity Lines of..., Loan Servicing, Customer Relations, Customer Service, Financial Planning, Mutual Funds, Annuity, Separately Managed..., Insurance, Series 7, Series 6, Series 63, Wealth Management, Loans, Financial Services

Education
Colby-Sawyer College   1993 — 1996
B.S., Exercise & Sport Science

Chapel Hill Chauncy Hall School   1987 — 1991
High School

Experience
Citizens Investment Services   Board of DirectorsMunroe Center for the ArtsAugust 2010 - June 2012
Minuteman Regional Technical High School   September 2009 - June 2012
Edward Jones  June 2007 - December 2011
Lenoir-Rhyne College  2006 - 2007

Skills
Teaching, Customer Service, Leadership, Microsoft Office, Management, Budgets, Strategic Planning, Project Management, Marketing, PowerPoint, Research, Coaching, Team Building, Public Speaking, Microsoft Excel, Financial Analysis, Banking, Insurance, Risk Management, Sales, Investments, Strategic Financial..., Investment Advisory, Mutual Funds, Portfolio Management, Retirement Planning, Series 7, Small Business, Wealth Management

Education
Appalachian State University   2004 — 2006
MS, Mathematics

Buena Vista University   1997 — 2001
BS, Mathematics

Experience
Citizens Investment Services   November 2011 - Present
Edward Jones  February 2009 - December 2011
Bottomline Technologies  May 2007 - November 2008
Inforonics  2006 - 2007
ADP  2000 - 2006
Pitney Bowes  1997 - 2000
Bain Capital  1993 - 1997
Advent International  1992 - 1993
Price Waterhouse  June 1991 - October 1992

Skills
Insurance, 401k, Retirement, Long Term Care, Financial Planning, Investments, Mutual Funds, Wealth Management, Series 7, Securities, Equities, Portfolio Management, Investment Advisory, Annuities, Fixed Income, Retirement Planning, Financial Analysis, Financial Advisory, Bonds

Education
Boston University Questrom School of Business   1994 — 1999
Masters

Babson College   1987 — 1991
BS

Boston Latin School   1981 — 1987
High School Diploma

Experience
Citizens Investment Services   2006 - July 2008
Banc of America Investments  October 1982 - March 2005
The Quick & Reilly Group   1982 - 2005

Education
Isenberg School of Management, UMass Amherst   1978 — 1982
BBA

Chaminade

Experience
Citizens Investment Services   May 2009 - Present
Morgan Stanely  May 1994 - May 2009

Education
Pitzer College   1987 — 1991
BA, History

Experience
Mercer  July 2011 - Present
Mercer HR Services  March 2007 - July 2011
Citizens Investment Services   August 2005 - March 2007

Skills
Benefits Administration, Data Analysis, Employee Benefits, Project Planning, Vendor Management, Visual Basic

Education
Green Mountain College   1993 — 1997

Experience
M&T Bank  February 2009 - Present
University of Scranton  August 2008 - Present
Citizens Investment Services   February 1995 - January 2009
Citizens Bank  1995 - 2009

Education
The American College   2005 — 2008
CFP Education, Financial Planning

University of Scranton   1990 — 1993
MBA, Finance

University of Scranton   1984 — 1988

Experience
Citizens Investment Services   January 2006 - Present
Citizens Investment Services   April 2002 - Present
Fidelity Investments  September 1996 - April 2002

Skills
Retirement Planning, Series 7, Series 63, Mutual Funds, Series 65, Wealth Management, Series 24, Retirement, Insurance, Bonds, Fixed Income, 401k, Fixed Annuities, Securities, Series 6, Investments, Investment Strategies, Asset Managment, Asset Allocation, Financial Advisory, Investment Advisory

Education
Syracuse University   1990 — 1994

Experience
Citizens Investment Services   June 2014 - Present
WesBanco  March 2013 - June 2014
First Niagara  April 2012 - March 2013
Merrill Lynch  April 2011 - May 2012
Bridgeville Rollerplex   October 2007 - July 2011
National Polymers, Inc.   2001 - April 2011
Comcast  2009 - 2010
Iceoplex at Southpointe LLC  2005 - 2007

Skills
Customer Service, Investments, Negotiation, Sales, Financial Analysis, Microsoft Office, New Business Development, Strategic Planning, Project Management, Management, Team Building, Financial Modeling, Salesforce.com, Account Management, Forecasting, Finance, Banking, Marketing Strategy, Sales Management

Education
California University of Pennsylvania   1999 — 2003
Bachelor of Arts, International Business

Experience
Citizens Investment Services   2014 - Present
Santander Investment Services  January 2013 - July 2014
Reliant Financial Group and Insurance Planning   March 2008 - December 2012
New York Life Insurance Company  2008 - 2011
Aegis Mortgage  2007 - 2008
Accredited Home Lenders  2003 - 2007
Matchmaker Mortgage   2001 - 2003

Skills
Account Management, Fixed Annuities, Disability Insurance, Investments, Insurance, Loans, Mortgage Banking, Mortgage Lending, Retirement, Retirement Planning, Sales, Sales Management, Securities, Strategic Financial..., Team Building, IRAs, Series 7

Education
Massasoit Community College   1996 — 1998

Experience
John Hancock Investment Management Services   February 2013 - Present
John Hancock Financial Network  April 2007 - January 2013
Commonwealth Financial Network  April 2002 - March 2007
Fidelity Investments  June 1999 - April 2002
Citizens Investment Services   January 1995 - June 1999
New England Securities  1991 - 1995

Skills
Investments, Management, Mutual Funds, Portfolio Management, Strategic Financial..., FINRA, Asset Allocation, Retirement Planning, Due Diligence

Education
University of New Hampshire
Bachelors of Arts, Political Science

Experience
MillRiver Wealth Management   April 2015 - Present
Merrimack County Savings Bank  October 2002 - Present
Merrimack County Savings Bank  October 2002 - May 2011
Putnam Investments  August 1999 - October 2002
Citizens Investment Services   July 1997 - July 1999
Fleet Investment Management  January 1992 - July 1997

Skills
Strategic Financial..., Wealth Management..., Wealth Management, Investment Management, Leadership, Mutual Funds, Retirement Planning, Asset Management, Portfolio Management, Series 63, Series 7, Finance, Financial Planning, Investments, Financial Services, Asset Allocation

Education
Saint Michael's College   1988 — 1991
Masters, Administrative Management

University of Vermont   1980 — 1984
BA, Economics

Experience
Citizens Investment Services   December 2010 - Present
Citizens Bank  August 1999 - Present

Skills
Banking, Finance, Credit, Series 65, Series 7, Small Business Lending, Series 63, Strategy, Consumer Lending, Risk Management, Management, Series 6, Loans, Retail Banking, Investments, Portfolio Management, Mutual Funds

Education
Southern New Hampshire University   1998 — 2002
BS, Finance and Accounting

Experience
Citizens Investment Services   2010 - Present
PNC Investments  2009 - 2010
Citizens Investments   2007 - 2009
Transamerica Capital  2001 - 2007

Skills
Series 7, Series 65, Series 63, Wealth Management, Retirement, 401k, Financial Advisory, Securities, Investments, Retirement Planning, Asset Allocation, Investment Advisory, Series 24, Series 6, Life & Health Insurance..., MBA, Presidents Club Winner..., 2013 Five Star..., Mutual Funds, Financial Planning, Finance, Financial Services, Portfolio Management, Insurance, Investment Management, Asset Management, Fixed Annuities, Relationship Management, Life Insurance, Fixed Income

Education
South University   2009 — 2011
MBA, Finance, 4.0

University of Pittsburgh   1994 — 1997
BA, International Economics & German Language

Experience
Dann Neale   December 2009 - Present
Brighton Securities  November 2008 - December 2009
Liberty Mutual Insurance  June 2008 - November 2008
Citizens Investment Services   November 2006 - June 2008
HSBC Securities  June 1995 - June 2006

Education
State University of New York College at Buffalo   1970 — 1975
AS, Math Sciences/ Engineering

Experience
Citizens Investment Services   April 2013 - Present
Citi Personal Wealth Management  January 2012 - March 2013
Citi Personal Wealth Management  2009 - 2012
Citi Smith Barney  2006 - 2009
Citicorp Investment Services  2001 - 2006

Skills
Wealth Management, Sales Management, Strategic Planning, Expense Management, Fixed Income, Series 7, Series 24, series 8, series 4, Mutual Funds, Investments, Credit, Portfolio Management, Banking, Securities, Alternative Investments, Asset Management, Series 63, Asset Allocation, Financial Services, Risk Management, Capital Markets, Strategic Financial..., Commercial Banking, Series 65, Financial Advisory, Equities, Hedge Funds, FINRA, Retail Banking, Wealth Management..., Wealth, Investment Advisory, Investment Strategies, Private Banking, Retirement Planning, Business Development, Financial Planning

Education
Fordham University
Bachelor of Arts (BA), Economics

Experience
Citizens Investment Services   November 2005 - Present
A Rent and Event Company   November 2002 - November 2005
Mellon Bank  September 1982 - October 1999
Mellon Bank  1981 - 1999

Skills
Investments, Insurance, Mutual Funds, Annuities, Long Term Care, Securities, Series 7, Wealth Management, Retirement Planning, Financial Planning, IRA's, Asset Allocation, Retirement, Portfolio Management, Series 63, Wealth, 401k, Investment Advisory, Bonds, Investment Strategies, Estate Planning, Licensing, Financial Advisory, FINRA, Insurance Planning, Annuity, Alternative Investments, Disability Insurance, Investment Products, Retirement Income..., Stocks, Series 66, Managed Accounts, ETFs, Series 6, Asset Management, Wealth Accumulation, Wealth Transfer, Pensions, Comprehensive Wealth..., Long-term Care, Asset, Equities, Fixed Income, Retirement Services, Series 65, High Net Worth..., Separately Managed..., Financial Markets, Roth IRA

Education
Robert Morris University

Experience
Citizens Investment Services   October 2006 - Present
Banc of America Investments  January 2000 - November 2006

Skills
Series 7, Series 63, Series 65, Life Insurance, 401k, Asset Allocation, Wealth Management, Retirement, Financial Services, Mutual Funds, Certified Financial..., Investments, 401k Rollovers, Alternative Investments, Banking, Financial Advisory, Investment Management, Retirement Planning, Fixed Annuities, Investment Strategies, Risk Management, Investment Advisory, Bonds, Uniform Combined State..., Series 24, Series 6

Education
Rhode Island College

Experience
Citizens Bank  February 2012 - May 2014
Susquehanna Bank  August 2011 - February 2012
Citizens Investment Services   February 2010 - August 2011
Citizens Bank  September 2008 - August 2011
Safeway  June 2005 - September 2008

Skills
Mortgage Lending, Financial Services, Branch Banking, Loans, Commercial Banking

Education
University of Alaska Anchorage   2007 — 2008
Computer Systems Engineering

Phoenixville Area High School   2003 — 2007
General Education

Delaware County Community College   2005 — 2005
PC Repair, Information Technologies

Experience
Citizens Investment Services   March 2010 - Present
TD Ameritrade  March 2007 - September 2009
Citizens Investment Services   2004 - 2006
Putnam Investments  September 2000 - 2004

Skills
Series 7, Mutual Funds, Retirement Planning, Asset Allocation, Wealth Management, Retirement, Series 6, Series 63, 401k, Fixed Annuities, Investments, Securities, Investment Advisory, Series 65, Strategic Financial..., Alternative Investments, Portfolio Management, FINRA, Variable Annuities, Financial Services, Separately Managed..., ETFs, Fixed Income, Insurance, Life Insurance, Relationship Management, Uniform Combined State..., 529 Plans, Financial Advisory, IRAs, Estate Planning, Investment Strategies

Education
University of New Hampshire
B.A., Business, Concentration in Finance

Experience
Citizens Investment Services   May 2008 - Present
Ameriprise Financial Services, Inc.   2003 - 2007
Ameriprise Financial  2002 - 2007

Skills
Series 7, Retirement Planning, Mutual Funds, Wealth Management, Strategic Financial..., Investments, Series 63, Asset Allocation, Retirement, Investment Advisory, Fixed Annuities, Estate Planning, Securities, Financial Advisory, Investment Strategies

Education
Providence College   1999 — 2002
BA, Philosophy, Art History, Music

Episcopal   1996 — 1998

Experience
Citizens Investment Services   April 2010 - Present
Citizens Financial Group  1999 - April 2010
BankBoston  1994 - 1999

Skills
Portfolio Management, Financial Advisory, Mutual Funds, Sales, Strategic Financial..., Insurance, Series 7, Investment Advisory, Wealth Management, Retirement Planning, Investments, Retirement, Relationship Management, Wealth Management..., Series 24

Education
Providence College   1986 — 1990
BS, Marketing

Providence College
MBA, Finance

Experience
CItizen's Investments   May 2009 - Present
Adam Mesh Trading Group  2014 - 2015
Adam Mesh Trading Group  2014 - 2015
Adam Mesh Trading Group  2014 - 2015
Adam Mesh Trading Group  2014 - 2015
Adam Mesh Trading Group  2014 - 2015
Citizens Investment Services   April 2010 - 2012
National city investments   June 2003 - May 2009
Mellon Bank  1994 - 2003
Integra Bank  1991 - 1994

Skills
Series 7, Mutual Funds, Wealth Management, Investments, Annuity, Retirement Planning, Financial Planning, Asset Allocation, Asset Management, Securities, Annuities, Fixed Annuities, Series 63, Finance, Series 6, Investment Advisory, Retirement, Strategic Financial...

Education
Robert Morris University

Experience
Fidelity Investments  May 2015 - Present
Santander Investment Services  April 2014 - April 2015
Citizens Investment Services   December 2012 - April 2014
UBS Financial Services, Inc.   September 1999 - November 2012
Fleet Bank  August 1998 - August 1999
Scudder Investments  January 1997 - August 1998
American Express Financial Advisors  January 1996 - January 1997
Lord & Taylor  September 1993 - January 1996
Thomas James Associates  June 1993 - August 1993

Skills
Series 7, Wealth Management, Retirement Planning, Asset Allocation, Series 63, Mutual Funds, Investment Advisory, 401k, Alternative Investments, Series 65, Asset Management, Retirement, Separately Managed..., Wealth Management..., Financial Advisory, ETFs, Fixed Income, Portfolio Management, Strategic Financial..., Personal Financial..., 401k Rollovers, Investment Strategies, Investments, Investment Management

Education
Franklin Pierce University   1988 — 1993
BS, Business Management

Experience
Santander Bank, N.A.   March 2014 - Present
Citizens Investment Services   August 2012 - March 2014

Skills
Managed Money, Structured Products -..., Fixed & Equity Indexed..., Mutual Funds, Series 7, Series 66, Massachusetts..., Asset Allocation, Banking, Fixed Annuities, Retirement Planning, Uniform Combined State..., Financial Planning, Insurance, Finance, Retirement, Series 63

Education
California State University-San Bernardino
Bachelor of Science (BS), Business Administration and Management, General

Experience
United Northeast Financial Advisors   September 2014 - Present
Citizens Investment Services   2012 - February 2014
Investment Professional Inc   March 2009 - December 2010
Bank of America  September 2008 - March 2009
Citizens Investment Services   February 2005 - 2006
BankBoston Investment Services/ Fleet   January 1997 - July 2004
Scudder, Stevens, and Clark   February 1992 - July 1995

Skills
Finance, Wealth Management, Investment Advisory, Investment Sales, Investments, Series 7, Mutual Funds, Portfolio Management, Retirement Planning, Insurance, Financial Services, Series 63

Education
Eastern Nazarene College   1992 — 1996
Business

Experience
Citizens Investment Services   AVP - Operations ManagerCCO Investment ServicesOctober 2008 - October 2012
Federated Investors, Inc.   December 1999 - December 2003
State Street Bank  August 1998 - December 1999

Skills
FINRA, Equities, Asset Management, Relationship Management, Financial Risk, Vendor Management, Financial Services, Uniform Combined State..., Call Centers, 401k, Retirement

Education
Massasoit Community College

University of Massachusetts, Amherst

Experience
United Retirement Plan Consultants  March 2011 - November 2011
Citizens Investment Services   2010 - 2011
Investment Services at Sovereign Bank   2009 - 2010
Merrill Lynch  2006 - 2009
PNC Investments  2005 - 2006
Comprehensive Financial Associates   1996 - 2006

Education
Indiana University of Pennsylvania
BS Marketing

Experience
Commonwealth Financial Network  August 2014 - Present
Beth Israel Deaconess Medical Center  February 2013 - August 2014
Beth Israel Deaconess Medical Center  September 2006 - February 2013
Citizens Investment Services   August 2004 - September 2006
American Express  July 2001 - August 2004

Skills
Financial Analysis, Financial Reporting, Access, PeopleSoft, Finance, Accounts Payable, Accounting, Managerial Finance

Education
Bentley University   1975 — 1979
Bachelor of Science (BS), Accounting

Experience
Citizens Investment Services   December 2012 - Present
Santander Securities  September 2011 - December 2012
Jackson  July 2008 - August 2009
Fidelity Investments  April 1998 - July 2008

Skills
Relationship Management, Outside Wholesaler, Sales Management, Mutual Funds, Managed Money, 401k, Fixed Annuities, Variable Annuities, Insurance, Series 7, Series 65, Series 24, Public Speaking, Sales Trainings, Project Management, Management, Finance, Sales

Education
Providence College
Bachelor's Degree, Liberal Arts and Sciences/Liberal Studies