Nations Direct Mortgage
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Nations Direct Mortgage Employees
Orion Lending October 2014 - Present
ClearVision Funding June 2011 - October 2014
Nations Direct Mortgage January 2008 - June 2011
Lending First Mortgage 2007 - 2008
Acoustic Home Loans April 2005 - April 2006
Wells Fargo Bank 2000 - 2005
Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Refinance, Loan Origination, Credit, Underwriting, Residential Mortgages, Real Estate, Sales Management, Banking, FHA financing, VA loans, Investment Properties, Loss Mitigation, Credit Analysis, Mortgage Underwriting, Investors, Real Estate Financing, Government Loans, VA Loans, REO, Reverse Mortgages, Selling, Mortgage Servicing, First Time Home Buyers, Investments, Commercial Lending, Construction Loans, Financial Structuring, Finance, Real Estate Economics, Executive Management, Foreclosures, Commercial Mortgages, FHA Financing, Certified Mortgage..., Financial Services, Sales
Education
California State University-Long Beach 1998 — 2004
2004, Marketing
Apple Valley High 1994 — 1998
Nations Direct Mortgage March 2015 - Present
Fuscoe Engineering June 2011 - March 2015
Black and Decker, HHI 2005 - 2008
Skills
Human Resources, Recruiting, Interviews, Onboarding, Talent Acquisition, Employee Benefits, Talent Management, New Hire Orientations, Customer Service, Leadership, Screening Resumes, Employee Training, Time Management, Civil Engineering, Project Management, Hydrology, Strategic Planning, Employee Relations, HR Policies, Background Checks, Stormwater Management, Employee Opinion Surveys, Personality Assessment, PHR Certification, Business Management, Business Strategy, Compensation and..., Human Resource..., Labor Relations, Program Implementation, Risk Management, Strategic HR, Tactical Planning, Workforce Employment, Workforce Planning, Training, Process Improvement, Employee Engagement
Education
CSUF
Human Resources Management
CSULB
Bachelor of Arts (BA)
Orange Coast College
Associate of Arts (AA), SLPA
Endeavor America Loan Services May 2014 - Present
iApprove Lending January 2013 - August 2013
Nations Direct Mortgage September 2012 - December 2012
Pacific Union Financial, LLC December 2010 - August 2012
iApprove Lending April 2009 - December 2010
Skills
Mortgage Lending, Loans, FHA, Refinance, Mortgage Banking, Residential Mortgages, Microsoft Excel, Loan Servicing, Credit, Loss Mitigation, FHA financing, VA loans, Banking, Funding, Mortgage Servicing
Education
California State University-Long Beach - College of Business Administration 2005 — 2009
Bachelor Of Science, Finance
MGIC June 2014 - Present
PRMG, Inc. February 2013 - June 2014
Nations Direct Mortgage July 2011 - January 2013
Metlife Bank May 2007 - April 2011
First Bank June 2005 - May 2007
Skills
Loans, FHA, Mortgage Lending, Mortgage Banking, Credit
Education
Williams College 1994 — 1998
Deerfield Academy 1992 — 1994
AIG June 2014 - Present
JPMorgan Chase May 2013 - May 2014
Bank of America March 2010 - May 2013
Nations Direct Mortgage March 2006 - March 2010
Meadowlark Real Estate LLC October 2006 - January 2008
Skills
Microsoft Office, Real Estate Transactions, Leadership, Process Improvement, Social Media, Customer Service, Customer Experience, Investment Properties, Loans, E-commerce, Team Leadership, Vendor Management, Customer Retention, Online Advertising, Account Management, Sales Management, Sales, Public Speaking, Operations Management, REO, Analysis, FHA, First Time Home Buyers, Salesforce.com, Refinance, Notary Public, Real Estate, Management, Change Management, Budgets, Mortgage Lending, Customer Satisfaction, Call Centers, Marketing, Strategic Planning, Foreclosures, Negotiation, Short Sales, Finance, Title Insurance, Reverse Mortgages, Closings, Contract Negotiation, Financial Analysis, Portfolio Management, Loan Origination, Loan Servicing, Data Entry, Real Estate Financing, Microsoft Word
Education
California State University-Northridge
Communication and Media Studies
Dunn Premier Inc. July 2014 - Present
Mountain West Financial, Inc. May 2013 - July 2014
Nations Direct Mortgage May 2012 - May 2013
Pacific Union Financial September 2011 - September 2012
Fixed Rate Funding May 2008 - September 2011
Equity Financial Group Inc. October 2001 - May 2008
Trinity Broadcasting Network January 1999 - January 2002
Skills
Mortgage Banking, Mortgage Lending, Loans, Real Estate, Investment Properties, Credit, FHA, Loan Origination, Negotiation, Asset Managment, Strategic Planning, Real Estate Transactions, Underwriting, REO, First Time Home Buyers, Refinance, Investments, FHA financing, Residential Mortgages, VA loans, Banking, Finance, USDA, Real Estate Financing, Asset Management, FHA Financing
Education
Vanguard University of Southern California 2000 — 2002
Management Information Systems, Programming
University of Arizona 1996 — 1998
Finance
Nations Direct Mortgage April 2015 - Present
Prospect Mortgage, LLC December 2007 - April 2015
No Red Tape Mortgage February 2003 - May 2007
Skills
Mortgage Lending, Mortgage Banking, FHA, Loan Origination, Credit, Banking, Real Estate, Refinance, Underwriting, Sales, REO, Risk Management, Salesforce.com, Foreclosures, Customer Service, Investment Properties, Short Sales, Microsoft Office, First Time Home Buyers, Investments, Residential Mortgages
Education
UCLA 1993 — 1998
Bachelor of Arts (B.A.), English Language and Literature/Letters
Nations Direct Mortgage October 2014 - Present
ClearVision Funding March 2013 - September 2014
IMPAC October 2011 - March 2013
Sierra Pacific Mortgage September 2010 - October 2011
Security National Mortgage August 2007 - September 2010
Fieldstone Investment July 2002 - May 2007
First Franklin Financial Corp. August 1997 - July 2002
AmerUs Group January 1993 - July 1997
Skills
Refinance, FHA, Mortgage Banking, VA loans, Mortgage Lending, Loan Origination, Residential Mortgages, USDA, Certified Mortgage..., Reverse Mortgages, Business Development, FHA financing, Foreclosures, Loans, Sales, REO, Government Loans, Real Estate, Mortgage Underwriting, Credit, Construction Loans, Account Management, Home Equity Loans, Underwriting, VA Loans, Consumer Lending, Credit Analysis, Mortgage Marketing, Selling, Debt Consolidation, Investment Properties, Marketing, Home Equity Lines of..., First Time Home Buyers, Real Estate Financing, Banking, Mortgage Servicing
Education
DePaul University 1986 — 1989
business
Nations Direct Mortgage September 2012 - Present
State Street January 2008 - September 2012
NovaStar Financial May 1997 - October 2007
Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Underwriting, Loan Origination, Loan Servicing, Residential Mortgages, Loss Mitigation, Refinance, FHA financing, VA loans
Education
University of Phoenix
Bachelor of Science (B.S.), Business Management
Nations Direct Mortgage April 2014 - Present
ChaseWood & Cabinets March 2012 - Present
Nations Direct Mortgage November 2012 - September 2013
Reflectionz March 2009 - January 2012
American Home Equity Corporation December 2010 - September 2011
Brea Olinda High School September 2007 - June 2008
Education
California State University-Fullerton 2009 — 2013
Business Administration; Accounting
Brea Olinda High School 2005 — 2009
Orion Lending January 2015 - Present
ClearVision Funding June 2011 - January 2015
Nations Direct Mortgage September 2008 - June 2011
First Lincoln Mortgage/First Fidelity Mortgage Group September 2007 - September 2008
New Century Mortgage Corporation August 2004 - March 2007
Education
University of Arizona 2000 — 2004
Bachelor of Arts, Communication Major, Business Minor
Citadel Servicing Corp. Non-Prime Lending June 2015 - Present
Senior Account Executive January 2014 - March 2015
Maverick Funding August 2013 - January 2014
Nations Direct Mortgage January 2009 - September 2009
WMC Direct December 1999 - June 2007
Skills
Loans, Refinance, Mortgage Banking, Mortgage Lending, Investment Properties, Loan Origination, Sales, Business Development, Residential Homes, Condos, Residential Mortgages, Commercial Real Estate, Underwriting, Customer Service, Mortgage Underwriting, First Time Home Buyers, Real Estate Financing
Education
Pierce College 1985 — 1987
Business
Nations Direct Mortgage March 2008 - Present
South Coast Plaza 1988 - 2007
Skills
QuickBooks, Financial Reporting, Financial Analysis, Budgets, Mortgage Banking, Finance, Accounting, Banking, Real Estate, Microsoft Excel, Executive Management, Forecasting, Business Process, Human Resources, ADP Payroll, Strategic Planning, Executive Reporting, Residential Homes
Education
California State University-Long Beach 1981 — 1984
Bachelor's Degree, Accounting and Finance
Orange Coast College 1979 — 1981
Associate of Arts and Sciences (AAS)
New American Funding September 2014 - Present
Nations Direct Mortgage April 2014 - July 2014
American Advisors Group April 2013 - April 2014
American Lending, Inc. October 2012 - March 2013
Project Central October 2009 - January 2011
Skills
Healthcare, Program Management, Strategic Planning, Change Management, Organizational..., Project Management, Leadership Development, Process Improvement, Management, Healthcare Information..., Consulting, Customer Service, Team Building, Team Leadership, Microsoft Excel, Leadership, Microsoft Office, Training, PowerPoint, Employee Loyalty, First Time Home Buyers, Accurate Data Entry, Microsoft Word, Outlook, Short Sales, Public Speaking, Ultrasound, REO, Customer Satisfaction, Social Networking, Referrals, Real Estate, Foreclosures, Investors, Dedicated Professional, Account Management, Retail, Mortgage Lending, FHA, FHA financing, Highly Dedicated, Loan Origination, Sales, Credit, Event Management, Loans, Mortgage Banking, Overcome Obstacles, Reverse Mortgages, Selling
Education
Adcon Technical Institute 2011 — 2012
Certification Ultrasound Technology, Diagnostic Medical Sonography/Sonographer and Ultrasound Technician
Orange Coast College 2001 — 2003
Associate's degree
Huntington Beach High School 1997 — 2001
General Studies
Nations Direct Mortgage November 2007 - Present
New Century 2000 - 2007
ContiMortgage 1996 - 1999
Skills
Mortgage Banking, Loans, Refinance, Loan Origination, FHA financing, Residential Mortgages, VA loans, Real Estate, Credit, Underwriting, Investment Properties, First Time Home Buyers, Banking, Mortgage Servicing, DU Refi Plus, Automated Underwriting..., Certified Mortgage..., Real Estate Financing, Construction Loans, Mortgage Underwriting, Residential Homes, Finance, Reverse Mortgages, Condos, Commercial Mortgages, Government Loans, Mortgage Marketing, Portfolio Management, Foreclosures, Commercial Lending, Short Sales, Investors, Real Estate Economics, Funding, Credit Analysis, USDA, Consumer Lending, Referrals, Financial Structuring, Selling, Title Insurance, Investments, Home Equity Loans, Commercial Real Estate, Loan Servicing, Asset Management, Loss Mitigation, Real Estate Transactions, VA Loans, FHA Financing
Education
Northwood University 1989 — 1993
Northville
InterBank Mortgage Company April 2011 - Present
Morgan Strause January 2011 - April 2011
Nations Direct Mortgage December 2009 - January 2011
Acoustic Home Loans 2005 - 2006
Accredited Home Lenders 2001 - 2005
Skills
Mortgage Lending, Loans, Mortgage Banking, Underwriting, FHA, Residential Mortgages, Loan Origination, Refinance, Wholesale Lending, Mortgage Underwriting, FHA financing, Sales, VA loans, Real Estate Financing, USDA, Commercial Lending, Mortgage Marketing, Real Estate, Government Loans, Financial Structuring, Referrals, Credit, Commercial Mortgages, Reverse Mortgages, Mortgage Servicing, Loan Servicing, Home Equity Loans, First Time Home Buyers, Real Estate Economics, Credit Analysis, Credit Risk, Funding, Selling, Certified Mortgage..., Wholesale, Rates, Home Equity Lines of..., Small Business Lending, Investments, Investors, Mortgage Sales, Banking, Consumer Lending, Investment Properties, Finance, Residential Homes, Commercial Real Estate, Fannie Mae Conventional, Fannie Mae, Non-conforming Jumbo...
Education
Cal State Fullerton 2000 — 2001
Series 6, 7, 63, & 65, Economics
Cypress College 2000 — 2001
Liberal Arts & Media Communications
AmeriSave Mortgage Corporation February 2015 - Present
LegalShield, Independent Associate August 2011 - Present
Nations Direct Mortgage January 2014 - January 2015
Bay Equity, LLC August 2012 - January 2014
Lydian Mortgage 2007 - 2008
Lydian Mortgage 2007 - 2008
Downey Savings August 1996 - April 2007
Skills
Mortgage, Loans, Mortgage Lending, Real Estate, Sales, Sales Presentations, Wholesale Lending, Home Equity Lines of..., Refinance, FHA, Loss Mitigation, Trade Shows, Insurance, Referrals, Employee Training, Loan Origination, Team Building, Loan Servicing, Customer Acquisition, Training, Salesforce.com, Marketing Strategy, Mortgage Banking, CRM, First Time Home Buyers, Mortgage Servicing, Leadership, Investment Properties, Customer Service, Business Development, Credit, Sales Process, Mortgage Underwriting, Reverse Mortgages, Residential Mortgages
Education
Orange Coast College 1985 — 1990
AA, Liberal Arts
Newport Harbor High 1981 — 1985
Endeavor America Loan Services December 2013 - Present
Nations Direct Mortgage September 2012 - December 2013
Pacific Union Financial August 2007 - August 2012
United Financial Group April 2007 - August 2007
AAA Realty & Mortgage February 2000 - April 2007
Skills
Recruiting, Strategic Planning, Marketing Strategy, Strategic Communications, Strategic Business, Strategic Partnerships
Education
Pepperdine University 2004 — 2006
Bachelor Degree, Major: Business Minor: Economics
Pepperdine University
Bachelor of Science, Business Administration
OneRoof Energy, Inc. January 2015 - Present
Plaza Loans October 2014 - December 2014
Nations Direct Mortgage August 2014 - October 2014
Right Start Mortgage January 2014 - July 2014
Gold Star Mortgage Financial Group June 2013 - December 2013
All Home Lending, Inc October 2009 - June 2013
Countywide Financial 2003 - 2007
Monument Mortgage 2001 - 2003
Saxon Mortgage 1999 - 2001
Long Beach Mortgage 1990 - 1998
Skills
Sales, Mortgage Lending, Investment Properties, Real Estate, FHA, Loans, Refinance, Mortgage Banking, First Time Home Buyers, Underwriting, Credit, Residential Homes
Education
California State University-Stanislaus 1983 — 1985
BS, Finance
California State University-Long Beach 1981 — 1982
BS Finance, Business
Southern Illinois University, Carbondale 1977 — 1980
Associate, Construction Technology
The Lockhart Group, Inc. House of ZionGlory of Zion International Ministries2009 - 2012
Nations Direct Mortgage 2007 - 2011
Jones, Nale & Mattingly PLC 1980 - 1980
Education
Regent University School of Law 1993 — 1996
Bowl of Heaven November 2014 - Present
Yogurtland July 2014 - November 2014
Yogurtland January 2014 - July 2014
Yogurtland January 2012 - January 2014
Mount Olympus Mortgage Company April 2011 - January 2012
Moore & Associates January 2011 - April 2011
Nations Direct Mortgage November 2008 - December 2010
Juice It Up! September 2006 - November 2008
Azteca Realty February 2006 - June 2006
Skills
Recruiting, Sales, Management, Customer Service, Retail, Certified Trainer, Team Building, Coaching, Microsoft Excel, Training, ServSafe Instructor, Sales Management, Strategic Planning, Microsoft Office, Mortgage Lending, Business Strategy, Mortgage Banking, Social Networking, Selling, Human Resources, Leadership, District Management, Marketing, Inventory Management, Hiring, Time Management, Customer Satisfaction, Interviews, Team Leadership, Organizational...
Education
California Coast University
Psychology
North Salinas High School
General Studies
Kean University October 2010 - Present
Nations Direct Mortgage April 2009 - Present
Regional Industries January 2008 - Present
MZM Construction Co. Inc 2007 - 2008
Bovis Lend Lease 2005 - 2007
Uniforms Unlimited 2003 - 2004
adidas February 1982 - January 2001
Skills
Microsoft Office, Team Building, Sales, Marketing, Contract Negotiation, Customer Service, Negotiation, Budgets, Account Management, Training, Microsoft Excel, Retail, Outlook, Real Estate, Strategic Planning, Management, Social Networking, Administration, Recruiting, Microsoft Word, Leadership, Event Planning, PowerPoint, Time Management, Sales Management
Education
Dominican College of Blauvelt 1979 — 1981
Old Republic Construction Program Group October 2013 - Present
Nations Direct Mortgage November 2012 - July 2013
Pacific Union Financial, LLC November 2011 - November 2012
Imperial & Associates 2009 - 2011
The Winsford Corporation 2002 - 2009
Internal Revenue Service 1999 - 2002
Skills
Employee Benefits, Mortgage Banking, Loans, Executive Management, Operations Management, Human Resources, Compensation Strategies, Performance Benchmarking, Workers Compensation, Employment Law..., Leadership, Management, Recruiting, Benefits Administration, Hiring, Strategic Planning, Talent Acquisition, Training
Education
UC Riverside
Bachelor of Business Administration (BBA), Accounting and Finance
Nations Direct Mortgage November 2011 - Present
ClearVision Funding December 2010 - November 2011
FDIC February 2009 - November 2010
Pacific Community Mortgage/Gold Reverse October 2007 - October 2008
HomeView Lending/NovaStar September 2005 - August 2007
New Century Mortgage Corp 1998 - 2005
Skills
Mortgage Banking, Mortgage Lending, Loans, Loan Origination, FHA, Credit, Residential Mortgages, Refinance, Loss Mitigation, Underwriting, Mortgage Underwriting, Real Estate, Loan Servicing, Banking, Mortgage Servicing
Education
Cleveland State University 1996 — 1998
Masters, Research/Statistics
University of Toledo 1989 — 1993
Bachelors, Education
City of Dallas January 2014 - Present
PM Realty Group January 2013 - Present
Preservation Tree Services October 2013 - January 2014
Self-Employed December 2010 - February 2013
City of Dallas January 2012 - May 2012
Nations Direct Mortgage June 2007 - May 2008
Home123 Mortgage August 2002 - May 2007
AMC Corporation June 2001 - July 2002
Education
The University of Texas at Arlington 2014 — 2016
Master's Degree, Public Administration
The University of Texas at Arlington 2009 — 2012
B.A. Interdisciplinary Studies, Environmental Studies and Sustainability, cum laude
Tarrant County College 2008 — 2009
Associates, Arts
Sam Houston High School
Nations Direct Mortgage September 2015 - Present
JPMorgan Chase March 2011 - August 2015
Quest Capital Strategies, Inc. November 2008 - February 2011
ResMAE Mortgage Corporation May 2006 - February 2008
Town & Country Credit 2003 - 2006
Skills
Mortgage Banking, Recruiting, Mortgage Lending, Loan Origination, Leadership, Training, FHA, Human Resources, Refinance, Management, Screening, Sales, Interviews, Onboarding, Employee Benefits, Loans, Sales Management, Hiring, Credit, Banking, Temporary Placement, Residential Mortgages, Applicant Tracking..., Finance, Reverse Mortgages, Networking, Time Management, Risk Management
Education
Boston University - School of Management 1990 — 1994
Bachelor of Business Administration (BBA), Accounting and Finance
New American Funding April 2015 - Present
Nations Direct Mortgage November 2014 - April 2015
Carrington Mortgage Services August 2014 - November 2014
Lenox Financial Mortgage July 2012 - September 2013
Gateway Business Bank DBA Lenders Direct November 2008 - November 2011
Homefield Financial November 2005 - May 2007
Skills
FHA, Mortgage Lending, VA Loans, Loans, Credit, Funding, Investors, FNMA, Mortgage Industry, Escrow
Education
Orange Coast College 1980 — 1983
AA, Business
Orange Coast College 1980 — 1983
Associate of Arts (A.A.), Business/Commerce, General
Our House, Inc. July 2015 - Present
The Uncommon Thread July 2015 - Present
Developmental Disabilities Health Partners July 2015 - Present
Intense Behavioral Services June 2015 - Present
Nations Direct Mortgage July 2008 - Present
Advancing Opportunities January 2015 - June 2015
Skills
Classroom Management, Behavior Management, Applied Behavior..., Organizational Behavior, Clinical, Quality Assurance, Residential Homes, Autism Spectrum..., Staff Development, Microsoft Office, Community Outreach, Training, Nonprofits, Teaching, Adolescents, Behavioral Health, Child Development, Developmental..., Program Development, Public Speaking, Interventions, Behavior Modification, Crisis Intervention, Mental Health, Research
Education
Florida Institute of Technology 2014 — 2015
BCaBA, Applied Behavior Analysis, A
Rutgers, The State University of New Jersey-Newark 2009 — 2013
Bachelors of Science, Criminal Justice
Cone Family Foundation February 2014 - Present
Carroll D. Cone, Jr. Trust July 2013 - Present
Nationwide Equities Corp October 2013 - December 2013
IMPAC MORTGAGE January 2013 - August 2013
Nations Direct Mortgage October 2012 - December 2012
Providential Bancorp February 2012 - July 2012
Advisors Mortgage Group, LLC November 2011 - March 2012
Kiona Development, Inc. February 2006 - November 2011
BG Scanco, LLC March 2003 - February 2006
SSK Technologies October 2001 - December 2002
Skills
Strategic Business..., Account & Territory..., Sales Forecasting &..., Staff Training and..., Contract Negotiation, Financial Analysis, Process Enhancement, Total Cost Reduction, Loans, Forecasting, Strategic Business, Business Development, Retirement, FHA, Investment Properties, Selling, Finance, Real Estate, Reverse Mortgages, Investments, Refinance, Sales Management, Sales
Education
California State Polytechnic University-Pomona 1990 — 1993
B.S., Finance Real Estate & Law
Nations Direct Mortgage May 2015 - Present
Coldwell Banker Commercial July 2013 - December 2014
Waypoint Homes May 2012 - July 2013
McMonigle Group, Coldwell Banker Previews NRT July 2010 - May 2012
Prudential Real Estate January 2009 - July 2010
Flight Deck Software June 2007 - January 2009
Skills
Advertising, Marketing Communications, Online Advertising, Direct Marketing, Customer Service, Social Media, Lead Generation, Graphic Design, Newsletters, Marketing, Social Networking, Management, Social Media Marketing, Marketing Strategy, Sales, Leadership, Blogging, Email Marketing, Public Speaking
Education
Platt College-Los Angeles
Marketing And Design
aliso niguel high
Nations Direct Mortgage March 2015 - Present
Caliber Home Loans April 2012 - March 2015
Home Savings of America July 2010 - March 2012
Home Savings of America July 2010 - February 2012
Wells Fargo Home Mortgage January 2010 - July 2010
Washington Mutual Bank September 2001 - June 2008
The Processing Alternative 1996 - 2001
Skills
Underwriting, Analysis, Credit Risk, Loss Mitigation, Training, Software Documentation, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, Mortgage Underwriting, Credit, Credit Analysis, Banking, Loans, Investment Properties, USDA, Finance, Real Estate
Education
Palomar College 2008 — 2011
Associate of Arts (AA), Business
Palomar College
Associate in Arts Degree, Accounting 2010
ClearVision Funding June 2011 - December 2014
Nations Direct Mortgage October 2007 - June 2011
Skills
Loan Origination, Loans, Mortgage Banking, FHA, Mortgage Lending
Education
Orange Coast College 2000 — 2002
Carrington Property Services December 2010 - Present
Amazing Grapes Wine Store 2006 - Present
Nations Direct Mortgage March 2010 - December 2010
Orange County Rescue Mission September 2009 - November 2010
Comergence Compliance Monitoring May 2009 - March 2010
Agire Mortgage January 2008 - May 2009
Ameriquest 1986 - 2006
Education
Riverside City College 1986 — 1988
Local 755 March 2006 - January 2012
Nations Direct Mortgage February 2004 - December 2005
Skills
Team Leadership, Technical Leadership, Social Networking, Plastering, Venetian Plaster, Sculpture, Works well in a team, Construction Safety, Customer Service
Education
Pepperdine University School of Law 2013 — 2016
Syracuse University 2010 — 2012
Bachelor of Science (BS), Political Science and Government
Rio Hondo College 2007 — 2009
La Serna High School
Viking Cruises December 2013 - Present
The Sliding Door Company October 2012 - July 2013
Nations Direct Mortgage May 2011 - September 2012
PMC BanCorp October 2008 - May 2011
Wachovia December 2004 - April 2008
Bank of America 2000 - 2002
Education
California State University-Northridge 1998 — 2001
Bachelor of Business Administration (B.B.A.)
NewLeaf Lending June 2015 - Present
BluePoint Mortgage June 2014 - April 2015
Nations Direct Mortgage August 2013 - June 2014
New American Funding dba Performance Home Loans September 2011 - August 2013
PMAC Lending Services Inc. - PMC Bancorp June 2009 - October 2011
Robert Half 2008 - May 2009
Informative Research November 2006 - February 2008
Platinum Capital Group May 2006 - October 2006
Acoustic Home Loans July 2005 - April 2006
Chase Manhattan Corporation May 2002 - June 2005
Education
University of Phoenix 2002 — 2007
Business Administration, Finance and Marketing
Rancho Bernardo High School 1994 — 1998
Yes, General Education
Nations Direct Mortgage July 2014 - Present
Mount Olympus Mortgage Company April 2014 - Present
Plaza Home Mortgage December 2012 - February 2014
Sierra Pacific Mortgage June 2012 - December 2012
Lenox Financial August 2011 - June 2012
Provident Funding Associates L.P. October 2005 - June 2011
Skills
Loans, Loan Origination, FHA, Refinance, Process Improvement, Credit, Mortgage Servicing, FHA financing, Finance, Loan Servicing, Financial Risk, Analysis, Management
Education
California State University-San Bernardino 2000 — 2004
B.A, Business Administration- Finance
Self Employed – Notary Services December 2012 - December 2013
JDR Computer Corporation February 2012 - October 2012
Wells Fargo November 2010 - February 2012
Pathway Financial Management January 2008 - October 2010
Ameriquest Mortgage/ACC Capital Holdings January 2005 - December 2008
Nations Direct Mortgage 2002 - 2004
Skills
Banking, Credit, Computers & Technology, Mortgage Lending, Loans, Mortgage Banking, Portfolio Management, Retail Banking, Risk Management, Financial Analysis, Finance, Business Analysis, Contract Negotiation, Real Estate Transactions, Management, Computer Hardware, Sales, Financial Services, Leadership, CRM, Negotiation, Due Diligence
Education
Fullerton College
Nations Direct Mortgage September 2015 - Present
JPMorgan Chase March 2011 - August 2015
Quest Capital Strategies, Inc. November 2008 - February 2011
ResMAE Mortgage Corporation May 2006 - February 2008
Town & Country Credit December 2003 - April 2006
Skills
Training, Loans, Mortgage Banking, Recruiting, Mortgage Lending, Financial Advisory, Human Resources, Leadership, Management, Sales, Interviews
Education
Boston University - School of Management 1990 — 1994
BSBA, Accounting, Finance
Sanmina November 2014 - Present
Stearns Lending (NMLS #1854) June 2014 - November 2014
Nations Direct Mortgage May 2013 - May 2014
Sanmina-SCI September 2008 - May 2013
Skills
Financial Analysis, Financial Modeling, Mortgage Lending, Forecasting, Loans, Strategic Financial..., Finance, Investments, Corporate Finance, FHA, Asset Management
Education
University of California, San Diego
Management Science
Carrington Mortgage Services, Mortgage Lending Division July 2014 - Present
Nations Direct Mortgage June 2007 - July 2014
Peoples Choice Home Loan July 2006 - March 2007
Town and Country Credit October 2005 - July 2006
Ameriquest September 2002 - October 2005
Aames Home Loan September 1995 - August 2002
Skills
Mortgage Banking, FHA, Mortgage Lending, Refinance, Loans, Mortgage Underwriting, Residential Mortgages, VA loans, FHA financing, Loss Mitigation, Mortgage Servicing, Loan Servicing, USDA, FHA Financing
Education
Orange Coast College 1991 — 1993
Banc Home Loans September 2014 - Present
Promontory Financial Group, LLC November 2011 - March 2013
Ovation Home Loans September 2010 - August 2011
Nations Direct Mortgage December 2007 - August 2010
New Century Mortgage 1996 - 2007
Skills
Banking, Mortgage Lending, Mortgage Banking, Strategic Planning, FHA, Loan Origination, Loans, Refinance, Residential Mortgages, Credit, Underwriting, Loss Mitigation, Mortgage Underwriting, Real Estate, Mortgage Servicing, Investment Properties, Finance, Risk Management, Reverse Mortgages, FHA financing, Financial Services, Loan Servicing, VA loans, Credit Analysis, Financial Risk, USDA, Commercial Lending, Training
Education
Riverside Community College 1981 — 1983
Associate of Arts and Sciences (A.A.S.), Business Administration and Management, General
Motive Lending November 2013 - Present
ClearVision Funding June 2010 - November 2013
Nations Direct Mortgage October 2007 - June 2010
Master Financial September 2006 - March 2007
Skills
Sales, Sales Management, Customer Satisfaction, Mortgage Lending, Mortgage Banking, Loan Origination, FHA, Loans, Real Estate, Underwriting, Investment Properties, Residential Mortgages, VA loans, Funding, FHA financing, FHA Financing, VA Loans, Refinance
Education
California State University San Marcos 2004 — 2006
Nations Direct Mortgage October 2012 - Present
Fannie Mae Foundation September 2008 - July 2012
Citi Residential August 2007 - September 2008
Argent Mortgage April 2005 - March 2007
Argent Mortgage June 2003 - April 2005
Ameriquest MortgageCompany 1997 - 2001
Skills
Mortgage Banking, Mortgage Lending, Loans, Loss Mitigation, Loan Origination, Loan Servicing, Credit, Underwriting, Refinance, Default, Real Estate, Banking, Credit Analysis, Mortgage Servicing
Education
California State University-Fullerton 2009 — 2012
BA in Progress, Business
Cerritos College 1995 — 1997
AA, General Education
Nations Direct Mortgage May 2015 - Present
Caliber Home Loans August 2014 - May 2015
Caliber Home Loans October 2012 - August 2014
Panera Bread June 2011 - October 2012
Panera Bread April 2010 - May 2011
Skills
Customer Service, Leadership, Microsoft Office, Microsoft Excel, Data Entry, PowerPoint, Finance, Microsoft Word, Public Speaking, Real Estate, Access, Time Management, Training, Teamwork, Investment Properties, Outlook, Research, Mortgage Lending, FHA, Government Loans
Education
State University of New York at Albany 2004 — 2008
BA, English
State University of New York at Albany 2004 — 2008
Bachelor's degree , English Language and Literature/Letters
Nations Direct Mortgage March 2015 - Present
Musician, Drums and Percussion January 1996 - Present
Stonegate Mortgage Corporation (NYSE: SGM) January 2015 - February 2015
Sun West Mortgage Company February 2014 - November 2014
Jpmorgan private bank October 2012 - February 2014
JPMorgan Chase June 2011 - September 2012
American Commerce Mortgage November 2008 - May 2011
Arrow Mortgage Solutions February 2003 - November 2008
Skills
Banking, Credit, Customer Service, FHA, Financial Analysis, First Time Home Buyers, Loan Origination, Loans, Microsoft Office, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, Sales, Teaching, Credit Analysis
Education
Biola University 1992 — 1997
Pacific union financial April 2014 - Present
SchoolFirst Credit Union June 2011 - October 2013
First Cal Mortgage February 2011 - May 2011
Nations Direct Mortgage June 2010 - February 2011
Reunion Mortgage, Inc 2009 - 2010
JPMorgan Chase December 2008 - March 2009
Lehman Brothers Bank SBF July 2007 - August 2008
Various, Lending Companies 2003 - 2007
Skills
Loans, Banking, Commercial Lending, Funding, Management, Software Documentation, SDLC, Financial Services, Real Estate, Sales, Commercial Real Estate, Loan Origination, Mortgage Banking, Mortgage Lending, Credit, Credit Analysis, Team Management, Commercial Mortgages, Mortgage Servicing, Portfolio Management
Education
University of California, Riverside
Bachelor of Science (BS), Biology, General
Mantha's Adventure Time August 2015 - Present
The Money Source, Inc./Endeavor America June 2014 - August 2015
Nations Direct Mortgage May 2013 - May 2014
Eastland Financial Corp. December 2012 - April 2013
Pacific Union Financial September 2011 - December 2012
Prospect Mortgage, LLC November 2009 - September 2011
Ameripath Mortgage August 2006 - November 2009
Gold Reverse, Inc. November 2007 - September 2008
Mylor Financial April 2005 - August 2006
New Century Mortgage 1999 - 2004
Skills
Loan Origination, Mortgage Banking, Loans, Credit, FHA, Underwriting, Mortgage Lending, Real Estate, Residential Mortgages, Financial Risk, Management, Mortgage Underwriting, Refinance, Loss Mitigation, Banking
Education
University of California, Hastings College of the Law 2001 — 2004
Juris Doctor, Law
Nations Direct Mortgage May 2015 - Present
Caliber Home Loans November 2012 - April 2015
Skyline Financial Corp/Rancho Financial August 2012 - November 2012
Plaza Home Mortgage March 2012 - August 2012
Home Savings of America June 2009 - March 2012
Washington Mutual April 2003 - June 2008
HCI, Inc. June 2000 - January 2003
Skills
Credit, Customer Service, FHA, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, VA loans
Education
San Diego State University-California State University
BluePoint Mortgage June 2014 - Present
Self Employed February 2012 - Present
Nations Direct Mortgage March 2007 - February 2012
Skills
FHA, Mortgage Lending, HUD, Loans, Mortgage Banking, Residential Mortgages, Loan Origination, VA loans, Loss Mitigation, Refinance, Underwriting, Investment Properties, Banking, Real Estate, VA Loans, Credit
Education
The Ohio State University
Wright State University
BA, Political Science
Capital Financial Mortgage Corporation May 2012 - Present
MET LIFE BANK February 2011 - April 2012
Nations Direct Mortgage December 2008 - May 2010
Village Home Mortgage June 2007 - May 2010
IndyMac Bank FSB September 2005 - May 2007
Upland Mortgage March 1997 - August 2004
Banc One Financial Services 1994 - 1995
Education
Rutgers University – Camden 1989 — 1994
BA, Economics
Nations Direct Mortgage April 2013 - February 2014
BLU-FI DIRECT LENDING September 2010 - April 2013
iServe Residential Lending September 2009 - June 2010
BANK OF AMERICA - Government December 2008 - June 2009
Indymac Bank June 2006 - September 2008
AMERICORP CREDIT CORP November 2002 - May 2006
LENDER E-SOURCE April 2001 - October 2002
Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, Loan Origination, Investment Properties, Loans, First Time Home Buyers, Residential Homes, VA loans, FHA financing, USDA, Mortgage Underwriting, Real Estate, Loss Mitigation, Residential Mortgages, REO, Foreclosures, Short Sales, Home, Underwriting, HUD, Investors, FHLMC, FNMA, Government Loans, Construction Loans
Education
University of South Florida
Nations Direct Mortgage February 2007 - Present
Town & Country Credit February 1997 - May 2006
Skills
Budgets, Loans, Mortgage Banking, Credit, Real Estate Financing, Mortgage Lending, FHA, Refinance, Risk Management, Negotiation, Strategic Planning, Real Estate, Residential Mortgages, First Time Home Buyers, Management, CRM, Small Business, Customer Service, Underwriting, Loan Origination, Sales Management, Team Building, Business Development, Marketing, Leadership, Banking, New Business Development
Education
Montana State University-Bozeman 1982 — 1986
Bachelor of Science, Business Management
Nations Direct Mortgage September 2011 - Present
Bank of America Home Loans December 2008 - September 2011
Bank of America December 2008 - January 2011
SMC Direct 2004 - 2006
Skills
Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Credit, FHA, Refinance, Residential Mortgages, USDA
Education
Santa Ana College 1986 — 1994
AA, Computer Information Systems
Nations Direct Mortgage November 2013 - Present
Weslend Financial February 2012 - October 2013
Home Savings of America February 2008 - February 2012
HOME SAVINGS OF AMERICA 2008 - February 2012
Weslend Financial 2012 - 2012
Skills
Refinance, Mortgage Lending, Residential Mortgages, FHA, Loan Origination, Credit, Mortgage Banking, Real Estate, Mortgage Underwriting, USDA, FHA financing, Underwriting, Loans, VA loans, Credit Analysis, Microsoft Office, Microsoft Excel
Education
California Lutheran University
Marketing MA, Business, Management, Marketing, and Related Support Services
chaminade
High School
Residential Bancorp November 2014 - Present
Pacific Horizon Bancorp 2013 - November 2014
International City Mortgage Inc. 2012 - 2013
Nations Direct Mortgage June 2010 - October 2012
ClearVision Funding December 2009 - June 2010
GEM Mortgage, Inc / Corral Team April 2008 - December 2009
EZ Funding October 2007 - March 2008
PMC BanCorp October 2005 - September 2007
Cyberlink Mtg/ MGM Mortgage July 2001 - October 2005
Bridge Financial Investment January 2000 - July 2001
Skills
Mortgage Lending, USDA, FHA, Real Estate, Loans, Training, Mortgage Banking, Investment Properties, First Time Home Buyers, Refinance, VA loans, Customer Service, Credit, Short Sales, Credit Analysis, Mortgage Servicing, FHA financing, Reverse Mortgages, Loan Origination, Residential Mortgages, Real Estate Financing, FHA Financing, VA Loans
Education
Mt. San Antonio College 2000 — 2002
Real Estate Finance, Real Estate Practice, Real Estate Principles
Impac Mortgage Corp. December 2014 - Present
ClearVision Funding June 2011 - December 2014
Nations Direct Mortgage July 2009 - June 2011
Lending 1st Mortgage April 2006 - March 2008
Acoustic Home Loans January 2004 - April 2006
Bank of America 2003 - 2004
Skills
Lead Generation, Mortgage Lending, Underwriting, FHA, Management, Start-ups, Credit, Loans, Loan Origination, Real Estate, Financial Services, Banking, CRM, Strategic Planning, Refinance, Leadership, Mortgage Banking, Executive Management, Sales, Real Estate Economics, Marketing, Real Estate Financing, Residential Mortgages, Mortgage Underwriting
Education
California State University-Long Beach 1998 — 2003
BS
Paramount Residential Mortgage Group Inc. (PRMG Inc.) April 2015 - Present
Nations Direct Mortgage August 2014 - April 2015
Real Estate Mortgage Network REMN September 2008 - August 2014
Universal Mortgage Corporation January 2007 - August 2008
New Century Mortgage January 2005 - May 2006
Advanta Mortgage/Chase 1995 - 2002
Skills
FHA, Mortgage, Mortgage Lending, VA, Problem Solving, Underwriting, Mortgage Banking, Sales, Refinance, Residential Mortgages, Banking, FHA financing, Loan Origination, Finance, USDA, Real Estate, Loans, VA loans, Reverse Mortgages, Leadership, Mortgage Underwriting, Residential Homes, Certified Mortgage..., Investment Properties, Government Loans, Credit, First Time Home Buyers, Selling, Credit Analysis, Consumer Lending, Commercial Lending, Home Equity Lines of..., Mortgage Marketing, Commercial Mortgages, Loss Mitigation, Debt Consolidation, Home Equity Loans, Mortgage Servicing, Small Business Lending, Branch Management, Real Estate Financing, Funding, Loan Servicing, Rates, Loan Modifications, Real Estate Economics, Wholesale Lending, VA Loans, Sales Management, Management
Education
Eastern Illinois University 1980 — 1981
LSI TITLE August 2011 - Present
LSI Processing Services, Inc. (LPS) August 2011 - October 2013
DOCUMENT TECHNOLOGIES INC June 2011 - August 2011
Microsoft May 2011 - June 2011
Wells Fargo February 2011 - May 2011
Nations Direct Mortgage October 2010 - December 2010
W&J FINANCIAL GROUP INC July 2010 - October 2010
Wachovia Mortgage January 1990 - January 2008
Skills
Loans, Investment Properties, Mortgage Lending, FHA, Notary Public, RESPA, HUD
Education
Santa Ana College
Residential Bancorp March 2015 - Present
Nations Direct Mortgage March 2014 - March 2015
Premium Retail Services May 2008 - March 2014
Indymac Bank Inc May 2007 - January 2008
Indymac Bank Inc January 2003 - January 2004
San Gabriel Valley Tribune August 2002 - March 2003
Skills
Sales, PowerPoint, Microsoft Excel, Retail, Trade Shows, B2B, Sales Presentations, Product Marketing, Account Management, Market Research, Marketing Strategy, Competitive Analysis, Marketing, Market Planning, Advertising, Sales Operations, Training, Merchandising, Marketing Management, Sales Management
Education
University of California at Riverside 2004 — 2006
Bachelor's of Science, Business Administration-Marketing
Citrus College 2002 — 2005
Associates of Science, Business General Education
Metropolitan Home Mortgage December 2012 - Present
Nations Direct Mortgage October 2010 - December 2012
Buchanan Clarke Schlader LLP July 2008 - February 2010
Skills
Underwriting, Capital Markets, Loans, Mortgage Banking, Microsoft Excel, Financial Analysis, Sales Management, Real Estate, Cold Calling, Sales Operations, Mortgage Lending, Loan Origination, Budgets, Credit, Finance, Microsoft Office, Financial Reporting, Banking, Real Estate Financing, Residential Mortgages, FHA, Investments, Refinance
Education
Texas State University-San Marcos 2001 — 2008
Master of Accountancy, Accounting
American Interbanc Mortgage LLC July 2015 - Present
Ricoh USA November 2014 - July 2015
AmeriSave Mortgage Corporation July 2014 - November 2014
Nations Direct Mortgage January 2014 - June 2014
WesLend Financial January 2012 - January 2014
Reunion Mortgage 2009 - 2012
Skills
Research, Teamwork, Sales Management, Sales, Strategy, Business Planning, Business Strategy, Credit, Marketing Strategy, Contract Negotiation, Online Marketing, B2B, Analysis, Product Development, Coaching
Education
California State University-Fullerton
Computer and Information Sciences and Support Services
Freedom Mortgage (formerly First Mortgage Corporation) March 2014 - Present
Nations Direct Mortgage November 2012 - November 2013
First Mortgage Corporation December 2010 - December 2012
Skills
Certified Mortgage..., USDA, Calyx Point, Commercial Mortgages, Reverse Mortgages, Mortgage Servicing, Loss Mitigation, 203K, FHA, Mortgage Lending, VA Loans, Loans, Credit, Loan Origination, Refinance, Residential Mortgages, Mortgage Banking
Education
University of Phoenix 2002 — 2016
Business, management and real estate
Mt. San Antonio College 1978 — 1981
Business
Northview High School 1974 — 1978
college prep & general educational, General Studies
Nations Direct Mortgage January 2015 - Present
Real Estate Mortgage Network July 2012 - January 2015
BMO Harris Bank/M&I Home Lending October 1999 - September 2012
Dylan Mortgage Inc February 1999 - September 1999
New Century Mortgage February 1998 - February 1999
Skills
Extensive knowledge of..., Proficient with..., Proficient with Sales..., Marketer/Seller of..., Worked in outside sales..., Good at building..., Government Loans, Loans, Sales, Refinance, Mortgage Lending, FHA, USDA, Wholesale, Mortgage Marketing, Mortgage Banking, Real Estate, Residential Mortgages, Portfolio Management, Loan Origination, FHA financing, Underwriting, Credit, Credit Analysis, Construction Loans, Mortgage Underwriting, Wholesale Lending, VA loans, Home Equity Loans, Certified Mortgage..., Financial Structuring, Banking, Credit Risk, Consumer Lending, Finance, Investment Properties, Real Estate Economics, First Time Home Buyers, Relationship Management, VA Loans, FHA Financing
Education
Clemson University 1988 — 1991
Bachelor of Science in Finanicial Management, Finance and Financial Management Services
Greenwood High School 1984 — 1987
Self-employed 2012 - Present
Nations Direct Mortgage May 2010 - Present
Brickfire Project October 2005 - Present
Skills
Strong Customer..., Computer Proficiency, Data Entry, Customer Service Skills, Excellent..., Word Processing and..., Retail Skills, Typing, Customer Service, Word Processing, Training, Retail
Education
East Mississippi Community College 2004 — 2008
no, Business Administration
Noxubee High School 1974 — 1978
University of West Alabama
no, Business Administration, Management and Operations
Nations Direct Mortgage February 2015 - Present
East Los Angeles College September 2009 - Present
Season 2 "Jessie" November 2012 - May 2013
Skills
Microsoft Excel, PowerPoint, Microsoft Word, Microsoft Office, Teamwork, Outlook, QuickBooks
Education
California State University-Long Beach 2008 — 2014
Bachelor of Business Administration (B.B.A.), Accounting
FirstCal Mortgage June 2015 - Present
Advantage Mortgage April 2010 - Present
Nations Direct Mortgage June 2008 - November 2010
Essex Mortgage November 2008 - June 2010
Fremont Investment &Loan December 2005 - March 2007
Fletcher Jones Motorcars June 2000 - November 2005
Skills
Management, Leadership, Negotiation, Strategic Planning, Business Development, Customer Service, New Business Development, Account Management, Training, Strategy, Team Leadership, Business Strategy
Education
University of Massachusetts Boston 1991 — 1993
Psychology
Emmanuel College 1987 — 1990
Psychology