Experience
Ben's Friends Patient Communities   June 2011 - Present
Howroyd Group  July 2008 - November 2008
Supplemental Health Care  March 2007 - May 2008
American Mortgage Express  October 2006 - March 2007
National City Mortgage   March 2006 - August 2006
COUNTRYWIDE HOME LOANS  August 2004 - January 2006
Flagstar Bank  April 1993 - June 2004

Skills
Account Management, Applicant Tracking..., Sales, Customer Satisfaction, Customer Oriented, Recruiting, Diligent, New Business Development, Marketing Strategy, Temporary Staffing, Social Media, Advertising, Talent Acquisition, Training, Sales Operations, Direct Sales, Salesforce.com, Leadership, Lead Generation, Team Building, Coaching, Contract Negotiation, CRM, Strategic Planning

Education
Denison University   1984 — 1988
Bachelor of Arts (B.A.), English Language and Literature, General

Experience
City of Seattle  March 2015 - Present
City of Seattle  September 2013 - March 2015
City of Seattle - Department of Transportation  September 2012 - September 2013
Boston Private Bank and Trust Company  June 2011 - June 2012
Charter Private Bank   March 2008 - May 2011
Argens, Inc   February 2008 - March 2008
Federal Mortgage   February 2007 - January 2008
Sky Mortgage   October 2002 - February 2007
National City Mortgage   May 2000 - October 2002
H & R Block  January 2000 - January 2001

Skills
General Ledger, Microsoft Excel, Research, Corporate Tax, Communication Skills, Financial Statements, Banking, Sarbanes-Oxley, Accounting Standards, Month End Close, Fixed Assets, Depreciation, Financial Reporting, Accounting, Budget Process, MS Excel Pivot Tables, Internal Controls, Loans, Account Reconciliation, Project Planning, QuickBooks, Financial Analysis, Auditing, Credit, Due Diligence, Accounts Payable, Accounts Receivable, Microsoft Office, Accruals, Change Management, Management, Prologue, Call Reporting, 10K, 10Q, Procedure Manuals, Sage FAS, Residential Mortgages, SEC filings, Budgets, Finance, GAAP, Cash Management, Journal Entries, CPA

Education
Central Washington University
B.S., Accounting

University of Washington
B.A, English

Experience
HomeBridge Financial Services, Inc.   2014 - Present
The Federal Savings Bank  December 2012 - October 2013
Angileri & Associates   January 2012 - May 2012
Bank of America  November 2010 - February 2011
National City Mortgage   March 2006 - September 2010
MidAmerica Bank  June 1996 - February 2006

Skills
Westlaw, Legal Research, Legal Writing, Legal Assistance, Trials, Family Law, Litigation, Filing, Courts, Civil Litigation, Torts, Research, Data Entry, Public Speaking, Mediation, Mortgage Lending, Credit, Loans, Mortgage Banking, Investment Properties, Real Estate, FHA, Loan Origination, Refinance, Residential Mortgages

Education
Rasmussen   2011 — 2012
Associate of Arts and Sciences (A.A.S.), Paralegalism

Immaculate Heart of Mary   1980 — 1984
High School Diploma, College Preparatory

Columbia College

Experience
First Mortgage Solutions, LLC  May 2012 - Present
Cornerstone Home Lending  March 2012 - May 2012
Kansas City Mortgage Group   April 2011 - March 2012
United Fidelity Funding  2010 - 2011
SunTrust Mortgage  2005 - 2010
Irwin Mortgage  2000 - 2003
National City Mortgage   1996 - 2000

Skills
Conventional, USDA, VA, FHA, Refinance, Purchase

Education
College of Business   1988 — 1992

Experience
New Carlisle Federal Savings Bank   January 2006 - Present
National City Mortgage   January 2005 - December 2005
Gateway  June 1997 - December 2004

Skills
Organizational..., Loan Origination, Construction Loans, FHA financing, Retail Banking, Commercial Banking, Mortgage Banking, Sales Management

Education
Colorado Christian University   2005 — 2006
Bachelor of Science, Organizational Management

University of Cincinnati College of Business   1994 — 1997

Experience
All Western Mortgage  November 2014 - Present
Guaranteed Rate  August 2013 - November 2014
Guild Mortgage Company  February 2012 - August 2013
MetLife Home Loans  August 2009 - January 2012
National City Mortgage   May 2000 - August 2009

Skills
USDA, FHA, VA loans, Mortgage Banking, Refinance, Mortgage Lending, FHA financing, Loan Origination, Residential Mortgages, Government Loans, Loans

Education
California State University-Long Beach
Health and Physical Education/Fitness

Experience
Benchmark Bank, Ohio  May 2013 - Present
Fifth Third Bank  September 2011 - May 2013
American Eagle Mortgage Co, LLC   September 2010 - July 2011
JPMorgan Chase Bank  July 2009 - September 2010
National City Mortgage   March 2007 - July 2009
Alliance Title Agency   2003 - 2008
Apex Titlte Agency   June 2006 - May 2007

Skills
FHA, Mortgage Lending, Refinance, Mortgage Banking, Loans, Loan Origination, First Time Home Buyers, USDA, Mortgage Underwriting, Real Estate, Investment Properties, VA loans, FHA financing, Credit, Residential Mortgages, FNMA, Government Loans, Construction Loans, Foreclosures, REO, Credit Analysis, Banking, Title Insurance, Closings, USDA Rural Housing, 203K, Fannie Mae, Customer Service, Funding, NMLS Licensed, FHLMC, Reverse Mortgages, Home Equity Loans, Referrals, Mortgage Marketing, Commercial Lending, Escrow, Commercial Mortgages, Investors, Loan Servicing, Loss Mitigation, Underwriting, HUD, Consumer Lending

Education
DeVry University   2011 — 2014
BS, Technical Management

Berne Union High School   1988 — 1991
High School Diploma, College/University Preparatory and Advanced High School/Secondary Diploma Program

Ohio University

University of Phoenix

Experience
CLP Resources  May 2015 - Present
Toni&Guy Philadelphia Academy   November 2013 - May 2015
SearchStone Partners   June 2012 - November 2013
Freelance Internet Marketing Solutions   January 2009 - December 2012
Studio 454 and Company   January 2010 - June 2012
Allentown School District  September 2007 - June 2009
National City Mortgage   April 2002 - October 2006

Skills
Real Estate, Customer Service, Negotiation, Marketing Strategy, Online Marketing, SEO, Web Design, Recruiting, Talent Acquisition, Training, Strategic Communications, Intrapersonal Skills, Lead Generation, Marketing Communications, Social Networking, Social Media Marketing, Project Management, Management Consulting

Education
Delaware Valley College   2006 — 2007
PA Teaching Certification, K-12 Computer and Business Education Certification

Ursinus College   1996 — 2000
Bachelor of Arts, Economics and Business Administration

Archbishop Wood High School   1991 — 1996
High School Diploma

Experience
United Wholesale Mortgage  January 2012 - Present
Fifth Third Bank  July 2010 - August 2011
Western Land Services, Inc.   March 2010 - December 2010
National City Mortgage   May 2006 - April 2009
Schepers Lawn Sprinkling   1998 - 2001
PGA  1982 - 1997

Education
Calvin College   1982 — 1983
Business, Business

Grand Rapids Community College   1981 — 1982
Business, Business

Grand Rapids Christian High School   1979 — 1981
Yes, College/University Preparatory and Advanced High School/Secondary Diploma Program

Experience
Made In The Shade Blinds & Floors   March 2010 - Present
Inlanta Mortgage  March 2008 - January 2010
National City Mortgage   January 2001 - September 2005

Education
Cardinal Stritch University   1988 — 1991
Bacherlors, Business Admin.

MATC   1985 — 1987
Associate, Business Admin.

Experience
Northern Kentucky University  January 2013 - Present
Cincinnati College of Mortuary Science  January 2011 - December 2012
Kanet Advertising   March 2012 - August 2012
Miami University  January 2006 - December 2010
YSI Inc.  2003 - December 2005
North American Nutrition   2002 - 2003
Danis Environmental Industries  February 2001 - June 2002
National City Mortgage   October 1998 - February 2001
Miami Valley Hospital  March 1998 - September 1998

Skills
Library, Information Literacy, Academic Libraries, Higher Education, Knowledge Management, Research, Teaching, E-Learning, Information Management, Facebook, Technical Writing, Microsoft Office, HTML, Web Content Management, Salesforce.com, Dreamweaver, Cloud Computing, OCLC Connexion, Project Management, Strategic Planning, Content Management, Learning Management..., Instructional Design, IBM iSeries, Database Admin, Adobe Creative Suite, CRM, Integrated Library..., User Interface Design, WordPress, Discovery Informatics, System Automation, Voyager, EBSCO, Raspberry Pi, Social Media Development, Google Analytics, iLife, Final Cut Express, Educational Publishing, Active Directory, ArcGIS, Oracle Applications, Fireworks, Blackboard, IBM AS/400, Customer Support, Single Board Computers, Omeka

Education
Kent State University   2008 — 2010
MLIS, Library and Information Science

Capital University   2005 — 2007
BA, Leadership and Computer Science

Sinclair Community College   1998 — 2003
A.T.S., Global Information Systems

Experience
Prime Lending MORTGAGE  August 2015 - Present
George Mason Mortgage, LLC  January 2015 - Present
GAP Agency   January 2009 - December 2014
Michigan Mutual  December 2013 - May 2014
SunTrust Mortgage  May 2013 - December 2013
ICON RESIDENTIAL CAPITAL  November 2008 - May 2009
Vertice Lending A division of Wachova Securities   April 2008 - October 2008
Vertice/Wachovia Securities   April 2008 - October 2008
National City Mortgage   May 2007 - October 2007
Citi Home Equity  September 2004 - May 2007

Skills
Mortgage Lending, FHA, Credit, Loans, Banking, New Business Development, Mortgage Banking, Underwriting, Marketing, Business Development, Sales, Refinance, Customer Service, Loan Origination, Management, Investment Properties, Training, Cold Calling, Residential Mortgages, Team Building, Selling, USDA, Account Management, Customer Retention, Sales Process

Education
Dutchess Community College   1981 — 1983
AS, HVAC

Poughkeepsie High   1978 — 1980
High School Deploma

Experience
Member Advantage Mortgage  July 2013 - Present
United Federal Credit Union  August 2010 - May 2013
National City Mortgage   February 2007 - July 2010
National City Mortgage   2003 - 2007
National City Mortgage   2002 - 2003
Customer Retention Solutions   2001 - 2002
Fifth Third Bank  1998 - 2001
Old Kent Mortgage Company  1996 - 2000

Skills
Sales Management, Strategy Development, Loans, Mortgage, Strategic Planning, MIS, Mortgage Lending, Product Development, Problem Solving, Budgeting, Portfolio Management, Residential, Analysis, Operations Management, Forecasting, Executive Management, Call Center, Mortgage Banking, Pricing, Risk Management, Process Improvement, Refinance, Planning, Credit, Banking, Budgets, Strategy, Leadership, Sales, Customer Service, Project Planning, Management, FHA, Marketing, Training, Call Centers, Investments

Education
Calvin College   1994 — 1999
BA, Finance, Marketing

Holland Christian   1990 — 1994

Experience
Fifth Third Bank  August 2014 - Present
PNC  August 2011 - August 2014
Fifth Third Bank  August 2009 - August 2011
National City Mortgage   August 2002 - August 2009
Enterprise Rent-A-Car  1994 - 2002

Skills
Loans, Training, FHA, Loan Origination, Management, Residential Mortgages, Mortgage Lending, Sales, Customer Satisfaction, Mortgage Banking, Credit, Refinance, Customer Service, Banking

Education
Central Michigan University   1990 — 1993
BA, Business Administration

douglas macarthur high school   1984 — 1988
High School, College Prep

Experience
Tata Consultancy Services  March 2015 - Present
Synchrony Financial (Formally GE Capital Bank)   March 2014 - December 2014
Sinclair Community College  September 2012 - May 2013
Sinclair Community College  September 2010 - June 2011
Express Scripts, Inc  December 2009 - May 2010
Wellpoint, Inc  September 2006 - December 2009
Anthem Blue Cross and Blue Shield  September 2005 - September 2006
NCR Corporation  February 2004 - June 2005
National City Mortgage   March 2003 - August 2003
NCR Corporation  February 2002 - March 2003

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, TCP/IP, Outlook, Help Desk Support, Technical Analysis, Technical Support, Technical Writing, Analysis, Process Improvement, Training, Management, Call Centers, Visio

Education
Wright State University   2013 — 2017
Music Education and Performance

Sinclair Community College   2010 — 2013
Associate of Arts (A.A.), Music, 3.0

Central State University   1990 — 1998
Bachelor of Science, Computer Science, 2.8

Dillard University   1988 — 1989
Computer Information Systems

Experience
Nationwide Bank  June 2015 - Present
PNC  June 2014 - June 2015
PNC  September 2012 - June 2014
National City Bank  2003 - 2012
US Air Force Reserves  October 1989 - December 2009
National City Mortgage   April 1999 - April 2003
National City Mortgage   August 1998 - April 1999
National City Mortgage   June 1997 - August 1998

Skills
Systems Training, HR Policies, Procedure Training, Credit, Visio, Microsoft Excel, PowerPoint, Marketing, Finance, Pricing, Retail, Outlook, Research, Business Process, Training, Training Delivery, Software Documentation, Loans, Mortgage Lending, FHA, Loan Origination, Banking, Mortgage Banking, Loan Servicing, Access, Team Building, Process Improvement, Leadership, Management, Call Centers, Instructional Design, Leadership Development, Time Management, Instructor-led Training, Budgets, Risk Management, Analysis, Needs Analysis, Human Resources, Business Analysis, ADDIE, Workshop Facilitation, Employee Training, Testing, Program Management, Vendor Management, Coaching, Team Leadership, Requirements Gathering, Change Management

Education
University of Phoenix   2009 — 2013
Master of Business Administration (MBA), Business Administration and Management, General

Wilberforce University   1997 — 1998
B. S, Business Administration; Organizational Management

Community College of the Air Force   1995 — 1997
Associate of Applied Science, Aviation

Trotwood Madison   1984 — 1988

Experience
Citizens Bank  April 2015 - Present
People's United Bank  January 2013 - April 2015
National City Mortgage   1993 - 2010

Skills
Banking, Loans, Commercial Lending, Commercial Banking, Credit, FHA, Mortgage Lending, Credit Analysis, Refinance, Residential Mortgages, USDA, Finance, VA loans, Construction Loans, Home Equity Lines of..., Mortgage Banking, Loan Origination, FHA financing, First Time Home Buyers, Investment Properties, Notary Public, Referrals, REO, Consumer Lending, Small Business Lending, Lines Of Credit

Education
Castleton State College   2015 — 2019

Castleton State College   1987 — 1991
Bachelor's degree in Business Education with an emphasis in Finance, Business Teacher Education

Middlebury Vermont

Experience
Bank of America  October 2008 - Present
Countrywide Home Loans  October 2006 - October 2008
National city mortgage   November 2004 - October 2006
Sunstate mortgage company   January 2004 - November 2004
Insight Computer sales   January 1999 - January 2004

Skills
Mortgage Lending, Mortgage Banking, Sales, FHA financing, Banking, Loan Origination, Loans, Modifications

Education
Cal State Fullerton   1977 — 1982
Bachelor's degree, Criminal Justice and Corrections, 3.0

Experience
Infinity Mortgage Group   October 2012 - February 2014
Senior Services of Snohomish County  April 2008 - September 2012
National City Mortgage   January 2007 - November 2007
National City Mortgage   October 2003 - January 2007
National City Mortgage   November 2002 - October 2003

Skills
Mortgage Banking, FHA, Mortgage Lending, Loan Origination, Residential Mortgages, Loans, VA loans, Mortgage Servicing, FHA financing, Credit, Mortgage Underwriting, Refinance, Government Loans

Education
Cascadia Community College   2007 — 2007
General Studies, 3.2

Eastern Washington University   1997 — 1998
General Studies, 3.0

Experience
ABC Bank  December 2014 - Present
CMG Financial  March 2014 - November 2014
Interbank Mortgage Company  August 2013 - February 2014
Envoy Mortgage  May 2011 - June 2013
Nationstar Mortgage Wholesale Lending  2009 - May 2011
National City Mortgage   January 2001 - December 2007
Commonwealth United Mortgage  1998 - 1999
Court Square Funding   1996 - 1997
Commonwealth United Mortgage  1995 - 1996

Skills
Mortgage Banking, Mortgage Lending, FHA, USDA, Refinance, Residential Mortgages, Loan Origination, VA loans, Loans, FHA financing, Reverse Mortgages, Certified Mortgage..., Credit, Construction Loans, Underwriting, Mortgage Underwriting, First Time Home Buyers, Government Loans, Investment Properties, Loss Mitigation, Real Estate, Real Estate Financing, Mortgage Marketing, Debt Consolidation, Commercial Mortgages, Home Equity Loans, Credit Analysis, Home Equity Lines of..., Loan Servicing, Wholesale Lending, Commercial Lending, Real Estate Economics, Consumer Lending, Rates, Funding, HUD, Mortgage Servicing, FHA Financing, VA Loans, Banking

Education
Colorado State University   1979 — 1984
BS, Ag Business

Experience
Caliber Home Loans, Inc NMLS# 15622   February 2012 - Present
MetLife Home Loans  September 2008 - January 2012
National City Mortgage   February 2002 - September 2008

Skills
Refinance, Mortgage Banking

Education
Central Michigan University   1993 — 1998
BA, Organizational Communication

Lakeshore High School

Experience
Delphix  January 2015 - Present
ERP Suites  May 2011 - January 2015
PRISM Title & Closing Services   June 2006 - June 2011
GE  June 2005 - May 2006
National City Mortgage   August 2002 - June 2005
Toyota NAPCK   April 2003 - June 2003
Griffin Technologies   September 2002 - April 2003
Netraspect, Inc.   February 2002 - September 2002
IBM Global Services  October 2001 - February 2002
CTC Parker Automation   1997 - 2001

Skills
Microsoft Exchange, Cisco Technologies, Windows, Dell Computers, VoIP, Java, Active Directory, System Administration, VMware, Windows Server, VMware SRM, EMC RecoverPoint, EMC VNX, Liebert, APC, Fiber Channel, EMC Storage, Fibre Channel, RecoverPoint, Troubleshooting, SAN, VPN, Data Center, Virtualization, Linux System..., Red Hat Linux, Linux Server, Networking, Hardware, Linux, Blackberry Enterprise..., Storage Area Networks, vSphere, Disaster Recovery, Cluster, Cloud Computing, IT Management, Information Technology, Brocade, DNS, Server Architecture, VMware Infrastructure, VMware ESX, Cisco Nexus, Servers, Infrastructure, Firewalls, Technical Support, Software Installation, Visio

Education
Cincinnati State Technical and Community College   1997 — 2000
AAB

Lexington High School

University of Cincinnati

Experience
Re/Max Action First-The O'Cuinneagain Group   October 2014 - Present
FC Tampa Rangers   April 2011 - Present
Soccer Trainer-Self   August 2011 - Present
Bob Sierra Family YMCA   December 2012 - March 2014
Bob Sierra Family YMCA   May 2012 - December 2012
ZMACKit   June 2011 - December 2012
ZipRealty  December 2009 - January 2011
Groupsource   October 2008 - December 2009
National City Mortgage   August 2007 - March 2008
Option One Mortgage  August 2004 - August 2007

Skills
Coaching, Mentoring, Real Estate, Customer Relations, Business Development, Mortgage Lending, Loans, Credit, Sales Management, Foreclosures, Mortgage Banking, Short Sales, Negotiation, Underwriting, Selling, New Business Development, Banking, Insurance, Sellers, Management, Training, Small Business, Leadership, Team Building, Cold Calling, Relationship Management, Marketing, Soccer, Business Planning, Strategic Planning, Sports Marketing, Sports Management, B2B, Account Management, Social Networking, Direct Sales, Sales

Education
University of Central Florida
B.S., Business Administration and Management

Clemson University

Brevard College
A.A.

Experience
M&T Bank  January 2014 - Present
M&T Bank  June 2013 - January 2014
M&T Bank  April 2010 - May 2013
Limelight Networks  November 2008 - January 2010
National City Mortgage   March 2008 - November 2008
M&T Bank  November 2004 - January 2008
M&T Bank  May 2003 - May 2004

Skills
New Business Development, Leadership, Coaching, Recruiting, Business Planning, Sales Operations, Human Resources, Credit, Banking, Financial Analysis, Loans, Mortgage Lending, Business Development, Sales Management, Sales, Team Building, Vendor Management, Management, Risk Management, Process Improvement, Account Management, Customer Service, Strategic Planning, Sales Process, Strategy, B2B, Start-ups, Salesforce.com, Analysis, CRM, Selling, Budgets, Executive Management, Mergers & Acquisitions, Investments, Team Management, P&L Management, Training, Retail, Finance, Cold Calling, Portfolio Management, Cross-functional Team..., Loan Origination, Mortgage Banking, Forecasting, Commercial Lending

Education
Canisius College
BS, Management, Cum Laude; Management Acedemic Excellence Award

Marylhurst University

Experience
Hobart Service  June 2015 - Present
PNC Mortgage  March 2015 - June 2015
PNC Mortgage  October 2013 - February 2015
PNC Mortgage  February 2012 - October 2013
Verizon Wireless  November 2011 - February 2012
Macy's  January 2011 - October 2011
Fifth Third Bank  September 2008 - January 2011
National City Mortgage   June 2003 - September 2008

Skills
Account Reconciliation, VBA, Excel, Access, Customer Service, Financial Reporting, SQL, Visio, PowerPoint, Java, Applied Mathematics, Critical Thinking, Creative Problem Solving, Accounting, Analysis, Banking, Data Analysis, Six Sigma, Lotus Notes, Languages, Microsoft Office, Research, Chess, Ad Hoc Reporting, Process Improvement, Microsoft Excel, Financial Analysis, Business Analysis, Finance, Microsoft Word, Microsoft SQL Server, SDLC, Oracle, Financial Modeling, Project Management, Requirements Analysis, Databases, HTML, Vendor Management, Visual Basic, C, Software Development, C#, JavaScript, Leadership, Windows, SharePoint

Education
Cincinnati State Technical and Community College   2012 — 2014
Associate of Science (AS), Computer Programming and Database Management, GPA 4.0

Wright State University   2003 — 2007
MBA, Finance

V.N. Karazin Kharkiv National University   1998 — 2001
Applied Mathematics, Computational and Applied Mathematics

Experience
Beacon Enterprises   April 2014 - Present
Equity Resources Inc.  March 2009 - February 2014
National City Mortgage   1991 - 2009
GMAC Mortgage  1990 - 1991
Home Federal Savings  1986 - 1989

Skills
Mortgage Lending, First Time Home Buyers, USDA, Underwriting, VA loans, Real Estate Financing, Mortgage Banking, FHA financing, Real Estate Economics, Residential Homes, Sellers, Real Estate Transactions, Title Insurance, REO, Foreclosures, Short Sales, Buyers, Investors, Real Property, HUD, Property, Finance, Credit Analysis, Reverse Mortgages, Mortgage Underwriting, Commercial Mortgages, Home Equity Loans, Loan Servicing, Debt Consolidation, Commercial Real Estate, VA Loans, FHA Financing, Loan Origination, FHA, Residential Mortgages

Education
Denison University   1970 — 1974
B.A., Economics

Experience
Wells Fargo Home Mortgage  July 2012 - Present
Priority Lending Mortgage Corp.   September 2006 - July 2012
National City Mortgage   December 2002 - August 2006

Skills
Mortgage Banking, Mortgage Underwriting, Credit, Non-Conforming, Real Estate Economics, Banking, Foreclosures, Certified Mortgage..., Short Sales, Construction Loans, Investors, Home Equity Lines of..., REO, Reverse Mortgages, Real Estate

Education
California State University-Chico   1988 — 1990
Bachelor of Science, Business Administration/Marketing

Diablo Valley College   1985 — 1987

Experience
Mortgage Services III, LLC, subsydiary of First State Bank, offers great rates   September 2010 - Present
Boyarski Development Co   August 2004 - Present
Sheridan Options Mentoring  August 2009 - January 2011
DePaul University  2010 - 2011
PNC/National City   August 2009 - September 2010
National City  October 2008 - November 2009
National City Mortgage   January 2008 - August 2009
MidAmerica Bank  1998 - 2007
D & J Accounting   February 1996 - November 1998
Realtor  November 1993 - October 1998

Skills
Mortgage Sales, Branch Management, Tax Accounting, Project Mangement, Business & Financial..., Real Estate Development, Financial Analysis, Leadership, Sustainability, Renovation, Residential Mortgages, Closing Deals, IRS problem resolution, Managerial Finance, Financial Risk, Loans, Credit, Banking, Real Estate, Mortgage Banking, Investments, Finance, Loan Origination, Investment Properties, Asset Managment, Due Diligence, Financial Advisory, Mortgage Lending, Refinance, Underwriting, Project Management, Deal Closure, FHA, Portfolio Management, Credit Analysis, Credit Risk, Construction Loans, Funding, Risk Management, Referrals, Commercial Lending, VA loans, Real Estate Economics, FHA financing, Commercial Mortgages, Mortgage Marketing, Small Business Lending, USDA, Reverse Mortgages, Financial Structuring

Education
DePaul University   2010 — 2010
certificate, MBA primer

Northeastern Illinois University   1996 — 1998
undergaduate coursework towards a second degree, accounting, finance, business

Wright College   1995 — 1996
accounting, finance, business

Harold Washington College   1994 — 1995
accounting

Lock Haven University of Pennsylvania   1992 — 1992
exchange student, business

Uniwersytet Marii Curie-Skłodowskiej w Lublinie   1989 — 1992
Masters- degree received as a part-time student in 2013, Law, A-Excellent

Liceum im Stanislawa Staszica   1985 — 1988
High School Diploma, English and General Education

Experience
Wintrust Mortgage Corporation  January 2012 - Present
US Bank Home Mortgage  April 2008 - December 2011
National City Mortgage   July 1996 - April 2008

Skills
Finance, Real Estate Transactions, Refinance, Mortgage Banking, Mortgage Lending, First Time Home Buyers, FHA, FHA financing, Sellers, Loan Origination, VA loans, Loans, Construction Loans, Residential Mortgages, Real Estate, VA Loans

Education
Dunwoody College of Technology   1974 — 1976
BS, Architectural Engineering

University of Minnesota-Twin Cities   1970 — 1974
Undergraduate, Business Administration

Experience
National City Bank  December 2007 - May 2008
The Auto Club Group  May 2005 - December 2007
National City Mortgage   2003 - 2004

Skills
Wellness, Nutrition, Strength Training, Fitness, Health, Lifestyle Coaching, Personal Training, Exercise Prescription, Exercise Physiology, Physical Therapy, Kinesiology, Rehabilitation, Fitness Training, Sports Medicine, Sports Injuries

Education
Cleveland State University   2009 — 2012
Doctorate, Physical Therapy

Western Michigan University   1998 — 2003
Dietetics/Nutrition

Experience
Corridor Mortgage Group, Inc  September 2014 - Present
Talmer Bank and Trust  July 2009 - September 2014
National City Mortgage   May 2004 - July 2009
Compass Bank  March 2002 - April 2004

Skills
Mortgage Lending, Residential, Loans, Mortgage, Real Estate, VA, FHA, Refinance, First Time Home Buyers, Residential Mortgages, Investments, Selling, Loan Origination, Mortgage Banking, Property, Residential Homes, Investment Properties, VA Loans, Credit

Education
Duquesne University   1995 — 1999
Bachelor's degree, Information Technology

Saint Vincent Pallotti   1990 — 1994

Experience
LiveOps  April 2013 - Present
LiveOps  March 2009 - Present
LiveOps  October 2007 - April 2013
National City Mortgage   January 2004 - October 2007

Skills
Captivate, Instructional Design, Instructor-led Training, Program Management, E-Learning, Process Improvement, Training, Call Center, Project Management, Software Documentation, Customer Service, ADDIE, Visio, Team Leadership, Performance Management, Call Centers, Learning Management..., Enterprise Software, Blended Learning, Learning Management, Technical Writing

Education
Cedarville University   1994 — 1999
Bachelor of Arts, American Studies

Experience
Bank of America  October 2008 - Present
Bank of America  October 2008 - Present
PrimeLending  April 2006 - December 2007
National City Mortgage   December 2003 - December 2005
Texas Instruments  1998 - 2002

Skills
Risk Management, Strategic Planning, Banking, Microsoft Office, Analysis, Credit, Management, Leadership, Process Improvement, Loans, Team Building, Change Management, Training, Project Management, Customer Service

Education
Collin County Community College
Project Management

Dallas County Community College
Business Administration and Management, General

Experience
Fostering Healing   May 2014 - Present
Indecomm Global Services  December 2013 - January 2015
Flatirons Capital Management   February 2012 - June 2013
SouthStar Capital, LLC   February 2012 - February 2013
Commerical Real Estate Lending Associates "CRELA"   July 2011 - February 2012
National City Mortgage   February 2000 - August 2007
GreenvilleHD   November 1998 - November 1999
Industry Magazine  February 1995 - June 1999

Skills
New Business Development, Mortgage Banking, Social Media, Sales, Business Development, Customer Service, Leadership, Management, Executive Management, Risk Management, Conflict Resolution, Troubleshooting, Marketing, NLP, Process Improvement, Writing, Spiritual Counselor, Problem Solving, Customer Relations, Selling, Transformational Life..., Holistic Health, Finance, Team Building, Strategic Planning, Underwriting

Education
Gestalt Institute and NLP Center of Atlanta   2011 — 2011
NLP Practitioner, Neuro-Linguistic Programming

East Carolina University - College of Business   1984 — 1987
BS, Finance & Banking Double Major

Experience
Pacific Union Financial  2013 - Present
MetLife Bank  2006 - 2013
National City Mortgage   2005 - 2006
Bank of America  1996 - 2004
MIR Corporation  1993 - 1994
Dovzhenko Film Studio   1990 - 1993
Engineering Machines Co.   1988 - 1990

Skills
MS Access, Datamining, Querying,..., Embedded SQL, RATA Comply, CRA Wiz, Excel/VBA, Oracle, Access, Microsoft Excel, Risk Management, Credit, Project Management, Team Building, Visio, Process Improvement, Mortgage Lending, Lotus Notes, Financial Services, Banking, Call Centers, Insurance, SharePoint, Financial Risk, Leadership, Training, Portfolio Management, Data Analysis, Policy, Strategic Planning, Analysis, Change Management, SQL, AML, Underwriting, Mortgage Banking, Operations Management, Reverse Mortgages, Loans, Business Analysis, MS Project, Vendor Management, Management, Quality Assurance

Education
ABA Continuing Education- CRCM   2007 — 2012
Regulatory Compliance

Dallas County Community College   1996 — 2000
Various Continuing Education, IT, MIS, Programming

Kiev Polytechnic Institute   1992 — 1998
Bachelor of Science, Mechanical Engineering

Experience
RMC Vanguard Mortgage Corp  September 2011 - December 2013
Schmidt Mortgage Company  May 2010 - September 2011
National City Mortgage   September 2008 - December 2009
National City Mortgage   2001 - 2009
National City Mortgage   April 2008 - September 2008
National City Mortgage   January 2003 - April 2008
MBNA  1998 - 2000

Skills
Mortgage Banking, Mortgage Lending, Refinance, FHA, Sales, Call Centers, Loans, Leadership, Team Building, Loan Origination, Customer Service, Management, Banking, Business Planning, Customer Retention, Customer Satisfaction, Lead Generation, New Business Development, Residential Mortgages, Strategic Planning, VA loans, VA Loans

Education
Cleveland State University

Experience
United States Air Force  August 2006 - Present
National City Mortgage   April 2003 - August 2006

Education
Capella University   2003 — 2005
Master's degree, Business Administration and Management, General

Wilberforce University   1998 — 2002
Bachelor of Science (BS), Computer and Information Sciences and Support Services

Experience
Genworth Financial  October 2009 - Present
National City Mortgage   June 2007 - December 2008
PMI Company   August 2000 - March 2007
General Electric Mortgage Insure   October 1989 - July 2000

Skills
Mortgage Lending, Insurance, Loans, Mortgage Banking, Credit, Training, Risk Management, Sales Operations, Banking, Selling, Financial Services, Sales Management, Sales, Market Research, Mortgage Underwriting, New Business Development

Education
College of the Canyons

Experience
The Kinsley Mortgage Team - C2 Financial Corp.   June 2011 - Present
Prospect Mortgage, LLC  December 2008 - June 2011
JPMorgan Chase  October 2006 - December 2008
Countrywide Home Loans  September 2003 - October 2006
National City Mortgage   July 1996 - September 2003

Skills
Conforming, Mortgage Planning, Mortgage Banking, Mortgage Industry, Conventional, Reverse Mortgages, VA loans, Certified Mortgage..., FHA, Residential Mortgages, REO, Mortgage Lending, Investment Properties, Loans, USDA, First Time Home Buyers, Refinance, Short Sales, Loan Origination, Residential Homes, Referrals, Investors, Condos, Real Estate, Construction Loans, FHA financing, Government Loans, Credit, FHA Financing, VA Loans

Education
California State University-Northridge   1989 — 1994
Political Science

Moorpark College   1990 — 1993
General Studies

Simi Valley High School   1986 — 1989

Experience
MCCS  July 2011 - Present
Lions World Services for the Blind  October 2009 - August 2011
East Carolina University  September 2008 - May 2009
East Carolina University  January 2008 - September 2008
National City  May 1986 - October 2007
National City Mortgage   2005 - 2007

Skills
Training, Change Management, Process Improvement, IT Strategy, Staff Development, Non-profits, Financial Analysis, Banking, Leadership, Nonprofits, Financial Modeling, Finance, Risk Management, Management, Visio, Program Management, Business Analysis, Business Process..., Software Documentation, Project Management, Analysis, Budgets

Education
East Carolina University   2008 — 2009
MAEd, Adult Education

Weatherhead School of Management at Case Western Reserve University   2001 — 2004
MBA, Organizational Behavior

Robert Morris University   1988 — 1994
B.S.B.A., Management

Experience
Aurora Financial Group  March 2014 - Present
Guaranteed Rate  July 2009 - March 2014
National City Mortgage   April 2003 - July 2009
FAO Schwarz  July 2002 - April 2003

Skills
Mortgage Lending, FHA, Marketing, Credit, Refinance, Single Family Homes, Real Estate, Sellers, Sales, Buyer Representation, Residential Homes, Customer Service, Event Planning, Investment Properties, First Time Home Buyers, Foreclosures, Loans, Mortgage Banking, Loan Origination, Residential Mortgages, Selling

Education
Delaware County Community College   1998 — 2007

Experience
PNC MORTGAGE  August 2011 - Present
United Federal Credit Union  February 2010 - July 2011
National City Mortgage   November 2005 - February 2010

Skills
Leadership, Public Speaking, Customer Service, Strategic Planning, Management, Microsoft Excel, Teaching, Team Building, Sales, Training, Microsoft Office, Photoshop, Sales Management, Process Improvement, Research, HTML, Outlook, Residential Homes, Credit, Mortgage Banking, Mortgage Lending, Loans, Banking, Loan Origination, Credit Analysis, Refinance

Education
Western Michigan University
Bachelor of Arts (B.A.), English/Language Arts Teacher Education, 7-12

Concordia University-Ann Arbor

Experience
Javitch, Block & Rathbone   August 2010 - Present
Javitch, Block & Rathbone   October 2008 - August 2010
Javitch, Block & Rathbone   October 2007 - October 2008
Baker Catering   August 2005 - June 2007
Confort Isolation (France)   June 2006 - June 2006
National City Mortgage   January 2003 - August 2005

Skills
Account Management, Performance Analysis, Performance Management, Market Planning, Management, Access, Leadership, Business Analysis

Education
Cleveland State University   2008 — 2010
M.B.A., Management

Ohio University   2005 — 2007
B.B.A., International Business, Marketing

Experience
Radian  June 2015 - Present
Davidson's Exotic Mushrooms   January 2011 - Present
PHH Mortgage  August 2010 - December 2011
Wachovia Bank  March 2008 - August 2010
Wachovia  2008 - 2010
National City Mortgage   March 2007 - November 2007
GMAC Mortgage  2005 - 2007
GMAC Mortgage  2005 - 2007
Radian  March 2004 - September 2005
Radian Guaranty  2004 - 2005

Skills
Mortgage Lending, Underwriting, Loss Mitigation, Training

Education
Chestnut Hill College   1995 — 1997
BS, Psychology

Burlington County College   1993 — 1995
Degree Seeking-Psychology

Cherokee High School
Diploma

Experience
First Eastern Mortgage  December 2008 - Present
Wells Fargo Home Mortgage  April 2007 - November 2007
PrO Unlimited  June 2006 - March 2007
Gateway Funding  May 2005 - June 2006
National City Mortgage   November 2004 - May 2005
AIG United Guaranty  August 2002 - November 2004

Education
Carnegie Mellon University   1983 — 1987
BS, Managerial Economics

Experience
Federal Home Loan Bank of Pittsburgh  April 2003 - Present
National City Mortgage   2001 - 2003
Countrywide  June 2000 - December 2001
Howard Hanna  February 1998 - June 2000

Skills
Loans, Mortgage Banking, Credit, Mortgage Lending, Commercial Lending, Banking, Credit Analysis, Finance, Fixed Income, Capital Markets, Underwriting, Financial Risk, Financial Analysis, Portfolio Management, Credit Risk, Investments, Risk Management, Commercial Banking, Small Business Lending, Loan Origination, Financial Services, Retail Banking, Cash Management, Valuation, Derivatives, Securities, Financial Modeling, Relationship Management, Mergers & Acquisitions, Financial Institutions, Residential Mortgages, Consumer Lending, Market Risk, Funding, Financial Structuring, Treasury Management, Asset Based Lending, Commercial Mortgages, Structured Finance, Bloomberg, Corporate Finance, Refinance, Bonds, Mortgage Underwriting, FHA

Education
Duquesne University   2004 — 2008
MBA, Business-Finance

Clarion University of Pennsylvania   1993 — 1997
B.S.B.A, Real Estate/Finance

Pittsburgh Central Catholic   1989 — 1993

Experience
NATIONAL CITY  MORTGAGE LOAN OFFICERNATIONAL CITY MORTGAGE2008 - Present
NCM  2007 - Present
National City Mortgage   2007 - Present

Education
Dickinson Law   1991 — 1995

Experience
PNC  October 2014 - Present
KeyBank  January 2011 - September 2014
KEYBANK NATIONAL ASSOCIATION  October 2007 - January 2011
American Home Mortgage  November 2005 - October 2007
National City Mortgage   November 2004 - November 2005
Various Banks  May 2003 - November 2004

Skills
Financial Modeling, Mortgage Lending, Risk Management, Portfolio Management, Finance, Microsoft Excel, Forecasting, Analysis, Valuation, Fixed Income, Management, Budgets, Microsoft SQL Server, Trading, Microsoft Office, Reuters, SAS, Derivatives, Financial Analysis, Six Sigma

Education
Case Western Reserve University   1999 — 2003
Bachelor's Degree, Finance

Experience
Fifth Third Bank  September 2009 - Present
National City Mortgage   January 2008 - December 2009
NovaStar Mortgage  December 2006 - January 2008
Oak Street Mortgage  January 2000 - November 2006
Bank One  1998 - 2000
Bank One  1996 - 1998
Boatmen's Bank  1995 - 1996
Household International  1987 - 1993

Education
DePaul University   1988 — 1991
MBA, Finance / Economics

Northern Illinois University   1982 — 1985
Bachelor, Finance / Economics

Experience
First Home Mortgage  April 2011 - Present
Wells Fargo Home Mortgage  January 2009 - May 2011
National City Mortgage   January 2002 - January 2009

Skills
Refinance, Mortgage Lending, Mortgage Banking, FHA, Loan Origination, Residential Mortgages, USDA, First Time Home Buyers, VA loans, Real Estate, FHA financing, Sales, Loans, Credit, Government Loans, Mortgage Underwriting, Investment Properties, Real Estate Financing, Referrals, Construction Loans, Short Sales, Home Equity Lines of..., Foreclosures, HUD, FHA Financing, VA Loans, Real Estate Transactions, Credit Analysis, Finance

Education
East Carolina University - College of Business   1991 — 1994
Bachelor of Science (BS), Marketing

Experience
Janus Capital Group- Institutional   December 2013 - Present
Janus Capital Group  November 2007 - December 2013
National City Mortgage   July 2006 - November 2007
Washington Mutual Bank  October 2002 - October 2005

Skills
Mutual Funds, Financial Analysis, Asset Managment, Series 6, Fixed Income, Portfolio Management, CRM, Equities, Management, Asset Allocation, Series 63, Trading, Loans, Series 7, Business Development, Asset Management, Accounting, Credit, Financial Services, Analysis, Investments, Finance, Mortgage Lending, Securities, Alternative Investments, 401k

Education
Colorado State University   1999 — 2001
Finance & Real Estate, Business

Experience
RE/MAX Alliance  December 2007 - Present
Prudential One Realtors  January 2004 - December 2007
National City Mortgage   1992 - 2003

Skills
Sellers, Real Estate, First Time Home Buyers, Negotiation, Residential Homes, Single Family Homes, Investment Properties, REO, Council of Residential..., Relocation, Customer Service, Buyers, Short Sales, Foreclosures, Condos, Buyer Representation, Investors

Education
Capital University   1990 — 1992

Crown Point, Indiana

Experience
Randstad Technologies US  October 2013 - Present
Blackboard  October 2011 - October 2013
Follett Virtual Bookstores  September 2007 - December 2011
National City Mortgage   2004 - 2007
Marriott International  2003 - 2004

Skills
Consulting, Account Management, Salesforce.com, Sales, CRM, Sales Presentations, Training, New Business Development, SaaS, Team Building, Sales Process, Direct Sales, Competitive Analysis, Sales Management, Sales Operations, Strategic Partnerships, Customer Service, Customer Retention, Email Marketing, Leadership, B2B, Cold Calling, Networking, Strategic Planning, Selling, Marketing, Lead Generation

Education
Purdue University   1999 — 2003
Bachelor of Science, Organizational Leadership and Supervision

Dominican University
Master of Business Administration (MBA), Partially Completed

Experience
US Bank  July 2014 - Present
US Bank  July 2013 - July 2014
US Bank  August 2010 - June 2013
US Bank  February 2009 - August 2010
US Bank  February 2008 - February 2009
National City Mortgage   June 2007 - February 2008

Skills
Credit, Loans, Customer Service, Branch Banking, Lines Of Credit, Mortgage Lending, Banking, Underwriting, Credit Analysis, Small Business Lending, Consumer Lending, Commercial Banking, Loan Origination, Technical Support, Compliance/Audit, Technology..., Project Management, Software Project..., Procedure Development

Education
Portland Community College
Bachelor of Business Administration (BBA), Bachelor of Science in Business Administration

Chemeketa Community College
Accounting

Experience
Wells Fargo Commercial Mortgage   July 2011 - December 2012
Caldwell Banker  February 2009 - February 2011
Liberty Title Company  April 2006 - September 2008
National City Mortgage   July 2004 - March 2006
North American Title Company  July 2000 - July 2004

Skills
Loans, Accounts Payable, Accounting, Financial Reporting, 10 Key, Cash Management, Microsoft Excel, Auditing, Spreadsheets, Journal Entries, Banking, Microsoft Word, Customer Service, Bookkeeping, Accruals, Invoicing, Financial Statements, Account Reconciliation, Accounts Receivable, Mortgage Banking, General Ledger

Education
Diablo Valley College

Experience
PNC Financial Services Group  May 2011 - Present
CPU  May 1995 - April 2011
PNC Financial Services Group  November 2009 - March 2011
National City Mortgage   2002 - November 2009
Globe Furniture/ Coprorate Stay International   1999 - 2002
Cadre  1995 - 1999
COM-MED Corporation   October 1988 - April 1995
Greene Memorial Hospital  May 1980 - October 1988

Skills
Windows, COBOL, DB2, SQL, IBM AS/400, Visio, XML, WebSphere MQ, Robot, Hawkeye, PowerPoint, Outlook, RPG, IBM iSeries, Requirements Analysis, SDLC, VB.NET, .NET

Education
Cedarville University   1976 — 1980
BA, Math

Experience
National City Mortgage   Sales Director/Sales AssociateColdwell BankerMay 1998 - June 2007

Education
Duquesne University   1991 — 1994
MS ed, Education

Experience
Highlands Residential Mortgage  September 2011 - Present
Mid America Mortgage  2013 - 2013
Cohen Financial Services   March 2010 - May 2012
Quantum/G&A Joint Venture   April 2009 - March 2010
Watkins Consulting, Inc  September 2008 - November 2008
Dallas Employment Agency   February 2008 - April 2008
BSM Financial  April 2006 - January 2008
AmPro Mortgage   February 2003 - March 2006
National City Mortgage   February 1998 - October 2002

Skills
Microsoft Excel, Microsoft Word, microsoft Access, PeopleSoft, Account Management, Accounts Payable, Accounts Receivable, General Ledger, Mortgage Banking, Mortgage Servicing, forensic accounting, Forensic Analysis, Financial Analysis, Financial Reporting, Financial Modeling, Internal Audit, Financial Audits, Loss Mitigation, Risk Management, Risk Assessment, Account Reconciliation, Cost Accounting, Management, Project Management, Accounting, Finance, Financial Accounting, Auditing, Cash Flow, Credit, Access

Education
Western Governors University   2012 — 2013
Bachelor's degree, Accounting, Computer Science

Dallas County Community College   1981 — 1986
Associates of Science, Accounting

University of North Texas, Denton, Texas   1980 — 1981
None, Accounting/Computer Science

Experience
Buffalo Federal Savings Bank   November 2008 - Present
BUFFALO FEDERAL SAVINGS BANK   November 2008 - November 2012
Cosmopolitan Funding Group LLC   August 2008 - November 2008
IndyMac Bank  June 2008 - August 2008
US BANK  March 2008 - June 2008
CHASE BANK  August 2007 - March 2008
First Horizon Home Loans  June 2007 - August 2007
Directors Mortgage  December 2006 - June 2007
Majestic Mortgage Services/Eagle Home Mortgage   December 2003 - December 2006
National City Mortgage   July 2003 - December 2003

Skills
Real Estate, USDA, Home Equity Loans, Selling, FHA, Refinance, Investment Properties, FHA financing, Mortgage Lending, Credit, Loan Origination, Short Sales, Residential Homes, Commercial Lending, Loans, Relocation, Sellers, First Time Home Buyers, REO, Sales, Investors, Referrals, Leadership, Foreclosures, Mortgage Banking, Finance, VA loans, Certified Mortgage..., FHA Financing, Residential Mortgages, Reverse Mortgages, VA Loans

Education
Warner Pacific College   1999 — 2001
Bachelors in Business, Finance and Financial Management Services

Clackamas Community College   1997 — 1999
AA & ASG, Business

Rex Putnam   1996 — 1997
High School Diploma, Business/Finance

Milwaukie High School   1992 — 1995
Business

Experience
National City Mortgage   December 2003 - November 2009

Education
Catonsville Community College   1975 — 1976
N/A, Business

Experience
Ameris Bank  June 2012 - Present
Brand Mortgage Group  April 2007 - February 2012
National City Mortgage   February 2004 - April 2005
BBT/ Liberty Mortgage Corp   May 1997 - February 2004

Skills
FHA, Mortgage Lending, USDA, Mortgage Banking, Loan Origination, VA loans, Loans, Refinance, Residential Mortgages, Credit, FHA financing, First Time Home Buyers, Underwriting, Investment Properties, Reverse Mortgages, Banking, Credit Analysis, Mortgage Underwriting, Real Estate, Construction Loans, Loss Mitigation, Finance, Funding, Mortgage Servicing, REO, Leadership, Consumer Lending, Credit Risk, Short Sales, Certified Mortgage..., Foreclosures, Commercial Lending, Government Loans, Real Estate Financing, Mortgage Marketing, Home Equity Lines of..., Home Equity Loans, Small Business Lending, Loan Servicing, Investors, Commercial Mortgages, HUD, Lines Of Credit, Debt Consolidation, Wholesale Lending, Real Estate Economics, Commercial Banking, Portfolio Management, Closings, Investments

Education
Dekalb Community College   1995 — 1997
Associate of Science (A.S.)

Central Gwinnett   1990 — 1994

Experience
Quality Air  July 2015 - Present
Eikenhout Inc  May 2014 - June 2015
Elzinga & Volkers, Inc. Construction Professionals   June 2012 - April 2014
Paychex  April 2009 - June 2012
Tradesman International  2007 - 2009
National City Mortgage   2003 - 2007
Enterprise Rent-A-Car  2001 - 2003

Skills
Construction Management, Financial Planning, Sales Management, Business Planning, New Business Development, Small Business, Strategic Planning, Coaching, Strategic Financial..., Leadership, Budgets, Customer Service, Contract Negotiation, Team Building, Sales, Sales Process, Cold Calling, Marketing, Business Development, Customer Satisfaction, Contract Management, Negotiation, Team Leadership, Time Management, Account Management, Human Resources

Education
Cornerstone University   2011 — 2013
Bachelor of Business Administration (B.B.A.), Business Administration, Management and Operations

Central Michigan University   1993 — 1995
Business

Experience
First Florida Bank  September 2015 - Present
The Huntington National Bank  July 2014 - September 2015
The Huntington National Bank  September 2012 - July 2014
JPMorgan Chase  August 2009 - September 2012
Bainesbridge Consulting   February 2009 - August 2009
Radian Guaranty; Inc  November 2002 - January 2009
United Guaranty Corporation/PMI Mortgage Insurance/TRIAD Guaranty   January 1998 - November 2002
National City Mortgage   June 1996 - December 1997
JPMorgan Chase fka Banc One Mortgage Corporation   June 1993 - May 1996
National City Bank  August 1979 - June 1993

Skills
Credit, Mortgage Underwriting, Mortgage Lending, Underwriting, Mortgage Banking, Loans, Credit Analysis, Mortgage Servicing, FHA, Residential Mortgages, Credit Risk, Refinance, Loss Mitigation, Loan Origination, Process Improvement, Risk Management, USDA, Banking, Quality Control, Collateral/Appraisal..., Real Estate, Loan Servicing, Consumer Lending, FHA financing, Foreclosures, Home Equity Loans, Home Equity Lines of..., Default, VA loans, Construction Loans, Government Loans, Lines Of Credit, Reverse Mortgages, Non-Conforming, Financial Risk, Home Equity, Short Sales, FHA Financing, VA Loans

Education
Columbus State
Business Administration and Management, General

Franklin University
Business Administration, Management and Operations

Experience
RE/MAX Alliance  December 2007 - Present
Prudential Real Estate  January 2004 - December 2007
National City Mortgage   January 1992 - June 2003

Skills
First Time Home Buyers, Short Sales, REO, Foreclosures, Mortgage Lending, Sellers, Buyers, Home Staging, Customer Service, Listings, Real Estate, Residential Homes, Move Up Buyers, Townhomes, Selling, SFR, Investment Properties

Education
Capital University   1990 — 1992
Bachelor of Arts (B.A.), Human Resources and Business Management

Sinclair Community College   1980 — 1990
Associate of Science (A.S.), Business, Management, Marketing, and Related Support Services

Experience
Primelending, A Plainscapital Company  July 2009 - November 2009
National City Mortgage   January 2004 - July 2009
Ross Marine, LLC   January 1994 - January 2004

Skills
Mortgage Lending, Investment Properties, Team Building, FHA, Refinance, Finance

Education
College of Charleston
Continuing Education, Physics and Chemistry

Wofford College
BS

Experience
The Federal Savings Bank  April 2012 - Present
Chicago Bancorp  July 2011 - April 2012
Fairway Independent Mortgage Corporation  November 2010 - June 2011
PNC Mortgage  August 2009 - October 2010
National City Mortgage   December 2003 - August 2009

Skills
FHA financing, Residential Mortgages, FHA, Refinance, Loan Origination, Mortgage Lending, Loans, Underwriting, USDA, Credit Analysis, Credit, Home Equity Lines of..., Reverse Mortgages, First Time Home Buyers, Mortgage Underwriting, Banking, Government Loans

Education
Dordt College   1994 — 1998
BA, Business Administration

Experience
Mutual Bank  August 2010 - March 2011
Citizens Bank  October 2009 - August 2010
Edward Jones  May 2008 - October 2009
Advanced Mortgage Services  October 2006 - May 2008
Salem Five Bank  May 2006 - October 2006
Heritage Mortgages   October 2005 - May 2006
Weichert Financial Services  March 2005 - October 2005
National City Mortgage   October 2002 - March 2005
Citizens Bank  September 1999 - October 2002

Education
Curry College   2012 — 2014
Psychology

Massasoit Community College   2000 — 2002
Associate of Science, Business Administration

Experience
Faith Alive Christian Resources  January 2007 - June 2012
National City Mortgage   October 2001 - November 2005

Skills
Mortgage Banking, Customer Service, Outlook, Event Planning, Microsoft Word, Microsoft Excel, Microsoft Office, PowerPoint, Teamwork, QuickBooks, Team Leadership, Social Media Marketing

Education
Davenport University
Bachelor of Science (B.S.), Business Studies

Davenport University
Bachelor of Applied Science (BASc), Human Resouces