Experience
LMR Real Estate and Financial Consulting,   April 2013 - Present
Open Range Cook'n Enterprises   January 2012 - Present
Cherry Creek Mortgage  October 2012 - April 2013
Cherry Creek Mortgage  October 2012 - April 2013
Cherry Creek Mortgage  June 2012 - April 2013
PMI Mortgage Insurance Co.   January 2008 - March 2012
PMI Mortgage Insurance Co.   May 2004 - January 2008
PMI Mortgage Insurance Co.   May 1996 - May 2004
Commerce Security Bank  January 1995 - May 1996

Skills
Mortgage Underwriting, Risk Management, Writing Skills, Financial Analysis, Credit Risk, Creative Problem Solving, Account Management, Customer Relations, Customer Service, Management, Loans, Project Management, Credit, Leadership, Mortgage Banking, Training, Underwriting, Process Improvement, Insurance, FHA, Financial Risk, Portfolio Management, Loan Origination, Financial Services, Loss Mitigation, CRM, Residential Mortgages, Banking, Refinance, Mortgage Servicing, Credit Analysis, USDA, Loan Servicing

Education
Sheffield University   1986 — 1988
Bachelor's degree, Interior Design

Laramie County Community College   1979 — 1981
Associates, Finance, accounting

Experience
Annie's, Inc.   December 2013 - January 2015
Coca-Cola Refreshments  July 2012 - December 2013
PMI Mortgage Insurance Co.   January 2009 - July 2012
Kensington Investment Group  March 2004 - November 2008
UFCW Trust Administration   March 2003 - March 2004
GESD Capital Partners  2000 - 2003
Coblentz, Patch, Duffy & Bass LLP   1994 - 2000
Broad, Schulz, Larson & Wineberg   1980 - 1994

Skills
Management, Leadership, PowerPoint, Outlook, Legal Writing, Concur, Recruiting, Finance, SharePoint, Microsoft Word, Mergers & Acquisitions, Microsoft Office, Microsoft Office 2003, Microsoft Excel, Adobe Acrobat, QuickBooks, Microsoft Office 2010, Office 2010, Windows 7, Goldmine, WinZip, Advent, Internet, Photoshop, SAP Netweaver

Education
Skyline College, San Bruno   1996 — 1998
Liberal Arts

Heald College-San Francisco
Certificate, Legal

Experience
Moore Creative   January 1990 - Present
Magazines and dailies   1987 - 2009
Buckboard Provisioning Co.   November 2005 - April 2008
PMI Mortgage Insurance Co.   1987 - 1990
McGuire, Barnes Inc.   1985 - 1987

Skills
Social Media, Public Relations, Copywriting, Strategic Communications, Web Content, Report Writing, Position Papers, Feature Articles, Healthcare, Healthcare IT, Writing, Online Marketing, Social Media Marketing, Research, Marketing Communications, Marketing Strategy, Market Research, Media Relations, Editing, Social Networking, Corporate Communications, Newsletters, Blogging, Press Releases, SEO, Content Management, Email Marketing, Communications Strategy, Community Relations, Start-ups, Lead Generation, Integrated Marketing, Digital Marketing, Community Outreach, Website Development, Web 2.0, Analytics, Journalism, Facebook, Content Development, Publicity, Public Speaking, Marketing, Publications, Nonprofits, Corporate Branding, Crisis Communications, Content Strategy, Speech Writing, Management

Education
Harvard University
B.A., cum laude, Double concentration, European History & Art History

Université Paul Valéry (Montpellier III)
"Licence", History

Universite de Paris Sorbonne
Semester abroad, Art History, Criticism and Conservation

The Hotchkiss School
Cum Laude Diploma, top 10% of class

Experience
Nova Home Loans  May 2012 - Present
The Lending Company  April 2009 - May 2012
Copper State Lending   April 2008 - April 2009
Indymac Bank  June 2001 - April 2008
Arizona Division ( Major Mortgage)   April 2000 - October 2000
Deines McCutcheon Mortgage, Inc   March 1986 - March 2000
PMI Mortgage Insurance Co  May 1984 - February 1986

Skills
Real Estate, Sales Management, Banking, New Business Development, Sales, Customer Service, Marketing, Management, Customer Satisfaction, Microsoft Office, Selling Skills, Market Planning, Advertising, Loans

Education
Northern Arizona University   1980 — 2003
Business Administration

Glendale Community College   1977 — 1979
Accounting and Business/Management

Experience
Key Mortgage Services, Inc.   June 2014 - Present
Prospect Mortgage, LLC  January 2013 - April 2014
Mortgage Services III, LLC  November 2012 - January 2013
The Federal Savings Bank  April 2012 - November 2012
MetLife  February 2011 - April 2012
GSF Mortgage  September 2010 - February 2011
1st Advantage Mortgage  April 2008 - September 2010
PMI Mortgage Insurance Co.   November 2006 - September 2007
Guaranteed Rate  August 2004 - June 2006
Guaranteed Rate  August 2004 - June 2006

Skills
FHA, Mortgage Lending, Loans, Underwriting, Loan Origination, USDA, Residential Mortgages, Mortgage Banking, Refinance, Mortgage Underwriting, USDA Rural Housing, FHA financing, Reverse Mortgages, VA loans, Loss Mitigation, Mortgage Servicing, Construction Loans, Credit, Certified Mortgage..., Credit Analysis, VA Loans, FHA Financing

Education
Harper College   1979 — 1981

John Hersey High School

Experience
MountainView Capital Holdings, LLC   April 2013 - Present
Got Appraisals  January 2012 - April 2013
Loan Value Group LLC  July 2010 - January 2012
Golden State Mortgage Capital   2008 - 2009
Greenpoint Mortgage (Capital One Mortgage)   2002 - 2008
PMI Mortgage Insurance Co.   2000 - 2002
Links Securities   1998 - 1999
Tuttle & Co.   1987 - 1998

Skills
Sales Management, New Business Development, Mortgage Banking, Strategic Planning, Mortgage Lending, Capital Markets, FHA, Real Estate, Loan Origination, Banking, Loans, Asset Management, Risk Management, Residential Mortgages, Underwriting, Refinance, Credit, Investments, Commercial Lending, USDA

Education
Eastern Washington University
Bachelor of Arts (B.A.)

Experience
Capital One  December 2014 - Present
Sutter Health  March 2014 - September 2014
Akima Infrastructure Services, LLC  February 2006 - January 2014
PMI Mortgage Insurance Co.   January 2004 - February 2006
City and County of San Francisco  2003 - 2003
Safeway  1998 - 2003
Herguth Laboratories   1994 - 1998
Military Sealift Command  1988 - 1994

Skills
Agile Product Management, Backlog Maintenance, Iteration Planning, Visio, Requirements Analysis, Requirements Management, RUP, Agile Methodologies, Requirements Gathering, MS Project, UML, SDLC, Scrum, Business Requirements, Software Project..., Systems Engineering, Configuration Management, Quality Assurance, SQL, SharePoint, Project Management, Program Management, Software Development, XML, Enterprise Software, Oracle, Unix

Education
The George Washington University
Master's Degree, Engineering Administration - Information Management, 4.0

Lehigh University
Bachelor's Degree, Industrial Engineering

NDI

Experience
U.S. Department of Veterans Affairs   December 2013 - Present
Siemens Healthcare  August 2012 - September 2013
Kindred Healthcare  2004 - 2012
ABHOW  2002 - 2004
PMI Mortgage Insurance Co.   1998 - 2002
St. Joseph Health System  1991 - 1998
Penril DataComm Corp.   1990 - 1991
St. Joseph Health System  1985 - 1990
United States Air Force  1980 - 1985

Skills
Healthcare IT, Data Communication, Telecommunications, Storage, Network Architecture, Healthcare Technology, IT Management, Help Desk Management, Data Center Management, IT Operations, Business Process..., HIPAA, Clinical Information..., Financial Systems, EMR Systems, Computer Hardware, Application Management, EMR, Help Desk Support, Medical Technology, HL7, Data Transfer, Healthcare Information..., Physicians, Healthcare, Integration

Education
Community College of the US Air Force   1980 — 1984
Bachelor of Applied Science (B.A.Sc.), Information Technology

Rio Hondo College   1978 — 1980
Information Technology

Experience
ADRMortgage.com   2005 - Present
JPMorgan Chase  2003 - 2005
American International Group United Guaranty   1997 - 2003
CMG Mortgage  1996 - 1998
PMI Mortgage Insurance Co.   1989 - 1997
CWM Mortgage Holdings   1995 - 1996

Skills
Marketing, Commercial Mortgages, Rural Development, Mortgage Lending, Mortgage Banking, Loans, Credit, Underwriting, Strategic Planning, Portfolio Management, Risk Management, Banking, Finance, Real Estate, Residential Mortgages, Loan Servicing, Management, Investments, Mortgage Industry

Education
Duke University - The Fuqua School of Business   1985 — 1987
Master of Business Administration (MBA), Finance and Financial Management Services

UMASS, Amherst
Bachelor of Business Administration (BBA), Finance

Experience
PMI Mortgage Insurance Co.   April 2008 - March 2012
PMI Mortgage Insurance Co.   January 2007 - April 2008
PMI Mortgage Insurance Co.   2002 - 2006
PMI Mortgage Insurance Co.   1997 - 2002
PMI Mortgage Insurance Co.   1995 - 1997
North American Mortgage Company  1993 - August 1995
First Nationwide Bank  1988 - 1993

Skills
Corporate Marketing, New Product Development, Customer Experience..., Mortgage Banking, Salesforce.com, Risk Management, Surveillance, Strategic Planning, Negotiation, Secondary Mortgage..., Capital Markets, Leadership, New Business Development, Sales Management, Product Development, Marketing, Customer Experience, Product Management, Product Marketing, Cross-functional Team..., Management, Sales, Business Strategy, Mortgage Lending, Start-ups, Executive Management, Business Planning, Business Development, Change Management

Education
The University of California, Berkeley
Bachelor's of Science, Political Economy

Golden Gate University
Master of Business Administration (MBA), Marketing

The University of Chicago - Booth School of Business
Executive Training, Sales and Corporate Strategy

UCLA Anderson School of Management
Executive Education, Price Policies

Experience
Toyota of vallejo   July 2014 - Present
Northgate High School  January 2014 - Present
PMI Mortgage Insurance Co.   October 2007 - December 2013
Bank of America  March 2006 - October 2007
T-Mobile  November 2005 - March 2006
Reply! Incorporated   June 2005 - October 2005
NEXTEL  January 2004 - June 2005
PMI Mortgage Company   June 2003 - August 2003

Skills
Baseball, Coaching Baseball, Sports Coaching, baseball lessons..., Customer Service, Insurance, Management, Data Entry, Sales, Mortgage Lending, Outlook, Accounting, Software Documentation, Real Estate, Banking, Microsoft Office, Selling, Employee Training, Mortgage Banking, Loan Origination, Risk Management, Underwriting, Analysis, Refinance, Loan Servicing, Mortgage, Customer Relations

Education
Heald College   2010 — 2013
Associate of Arts and Sciences (AAS), Business Administration

Dr. James J. Hogan High School   1999 — 2003
Liberal Studies

Experience
Federal Reserve Bank of Cleveland  August 2009 - Present
PMI Mortgage Insurance Co.   August 2006 - August 2009
Fannie Mae  2003 - 2006
Ford Motor Company  October 1999 - January 2002
Ford Motor Company  June 1997 - September 1999
Federal Housing Finance Agency  March 1994 - June 1997
PwC  January 1991 - January 1994
U.S. House of Representatives   August 1989 - September 1990
Bank of Boston, Treasury   June 1987 - August 1989

Skills
Risk Management, Leadership, Policy, Banking, Forecasting, Finance, Economics, Strategic Planning, Financial Analysis, Business Strategy, Analysis, Management, Credit, Mortgage Lending, Credit Risk, Management Consulting, Sales, Executive Management, Financial Risk, Consulting, Business Process..., Business Analysis, Corporate Finance, Pricing, Public Speaking, Process Improvement, Portfolio Management, Budgets, Government, Strategy, Financial Modeling, Change Management, Financial Services, Human Resources, Proposal Writing, Financial Markets, Program Management, Community Development, Nonprofits, Public Relations, Team Building, Valuation, Financial Institutions, Government Relations, Data Analysis, Statistics, Macroeconomics, Economic Research, Econometrics, Loans

Education
Harvard University   1987 — 1991
Doctor of Philosophy (PhD), Economics

Harvard University   1985 — 1987
Master of Arts (M.A.), Economics

Rockhurst University   1982 — 1984
Bachelors of Arts, Finance Economics

Bishop Hogan   1975 — 1979
Diploma, General Education

Experience
Keller Williams Realty Biltmore Partners  January 2010 - Present
Keller Williams Realty Biltmore Partners  2010 - Present
Greater Phoenix Chamber of Commerce  2007 - 2011
Greater Phoenix Chamber of Commerce  2007 - 2011
PMI Mortgage Insurance Co.   May 1973 - October 1987

Skills
Small Business, Investment Properties, Residential Homes, Non-profits, Public Speaking, Business Networking, Strategic Planning, Fundraising, Customer Service, Event Planning, Marketing, Budgets, REO, Nonprofits, Leadership, Foreclosures, Sales, Public Relations, Real Property, Investors, Move Up Buyers, Vacation Homes, Buyers, Real Estate, Single Family Homes, Social Media, First Time Home Buyers, Insurance, SFR, Referrals, Sellers, Short Sales, ABR, HUD, Real Estate Transactions, New Homes, Buyer Representation, New Home Sales, Listings, Relocation, Townhomes, National Association of..., Seniors, Home Staging, Condos

Education
Harvard Business School   1981 — 1981
Advanced Management Program

Oregon State University   1955 — 1959
BS, Accounting

Experience
Warm Hands, Warm Heart   July 1999 - Present
The PMI Group, Inc  October 1999 - October 2008
PMI Mortgage Insurance Co.   2007 - 2008
Bank of America  1989 - 1999
Pickwick International  1978 - 1984

Skills
Process Improvement, Non-profits, Data Analysis, Mortgage Lending, Analysis, Project Management, Nonprofits

Education
Iowa State University   1974 — 1975
Biology

Montgomery College   1973 — 1973
Biology, General

St. Cloud State University   1972 — 1973
Pre-Medicine/Pre-Medical Studies

Experience
Informatica  January 2015 - Present
Apple Inc.  July 2011 - January 2015
Kaiser Permanente  February 2010 - July 2011
PMI Mortgage Insurance Co  December 2005 - November 2009
Small Business  August 2003 - December 2005
Chaves and Maran Law Firm   January 2003 - June 2003
Exxon Mobil  March 2001 - December 2002
Unimed Federation Health Insurance Company   January 1998 - February 2000

Skills
Building Relationships, Process Improvement, Leadership, Budget, Problem Solving, Critical Thinking, Accounting, Microsoft Excel, Access, Sarbanes-Oxley Act, Creativity, CRM, Financial Analysis, Forecasting, SAP, Business Planning, Business Intelligence, Contract Management, Cross-functional Team..., Strategy, Finance, Project Management, Business Development, Program Management, Financial Modeling, Management Consulting, Auditing, Sales, SharePoint, Pricing, Integration, Budgets, Teaching

Education
Holy Names University   2007 — 2010
MBA, Finance /Management and Leadership

FAE Business School   2001 — 2003
Post-graduate, Marketing and Business Administration

UniFAE - Business School   1995 — 2000
Bachelor, Accounting

Experience
PMI Mortgage Insurance Co.   2012 - Present
PMI Mortgage Insurance Co.   2005 - 2012
PMI Mortgage Insurance Co.   2002 - 2005
University of Phoenix  2001 - 2002
Rite Aid  1992 - 2001

Skills
SQL, VBA, Cognos ReportNet, Report Generation, Executive Reporting, Access, SharePoint, Reports, Business Intelligence, User Acceptance Testing, Microsoft Excel, Training Documents, Mortgage Lending, Cognos, Financial Risk, Loans, Mortgage Banking, Data Warehousing, Visio, Credit, Underwriting, Process Improvement, Analysis, Analytics, Mortgage Servicing, Banking, Database Design, Crystal Reports, Data Analysis, Data Modeling, Fraud, Training

Education
University of Phoenix   2001 — 2002

Diablo Valley College   2000 — 2001

Monterey Peninsula College   1996 — 1997

Experience
Kaiser Permanente IT  September 2011 - Present
McKesson  July 2011 - August 2011
PMI Mortgage Insurance Co.   November 1997 - October 2008
PMI Group  May 2008 - July 2008
Tier Technologies  1996 - 1997
Marketing Resources Plus  1991 - 1996
Bank of America  1981 - 1991

Skills
Data Integration, Database Development, Data Warehousing, Database Design, Dimensional Modeling, Software Requirements, Business Analysis, Systems Analysis, Databases, ETL, Cognos, Microsoft SQL Server, Visio, SQL, UML, Oracle

Education
Foothill College   1982 — 1992
Business Administration

Experience
Wells Fargo  February 2014 - Present
PMI Mortgage Insurance Co.   April 2007 - June 2013
E-Loan, Inc  March 2005 - April 2007
Safeco Insurance  April 2003 - March 2005
NextCard Inc  January 2000 - August 2002
GTE Wireless: Fraud Division   September 1997 - October 1999

Skills
Fraud, Investigation, Certified Fraud Examiner, Fraud Prevention, Investigations, Fraud Investigations, Interviewing, Claims, Financial Analysis, Analysis, Banking, Problem Solving, Excel, Microsoft Office, Data Analysis, AML, BSA, Audit, Forensic Analysis, Mortgage Fraud, Cyber Crime, Training & Development, SAR's, Private Investigations, Auditing, Fraud Detection, Evidence, Anti-fraud, Identity Theft, Leadership, Criminal Investigations, Insurance, Mortgage Banking, Process Improvement, Training, Claim, Bank Secrecy Act, Loss Mitigation, Interviews, Underwriting, Cybercrime, Mortgage Underwriting, Credit, Policy, Microsoft Excel, Protection, Enforcement, Background Checks, Forensic Accounting, Employee Training

Education
Association of Certified Fraud Examiners   2009 — 2010
Certified Fraud Examiner, Fraud Examination

Diablo Valley College   1994 — 1996
Music Theory and Composition

Experience
Swiss Re  2013 - Present
Swiss Re  April 2010 - 2012
Swiss Re  2008 - 2010
PMI Mortgage Insurance Co.   October 2007 - January 2008
Swiss Re  2008 - 2008
Alliant Energy  2003 - 2007
Technisource  1999 - 2003
Invenio Technologies   1999 - 1999
i-Cube (now Razorfish)   1997 - 1999

Skills
Transaction Experience, Financial Modeling, Financial Services, Quantitative Analytics, Structured Finance, Capital Markets, Reinsurance, Modeling, Fixed Income, Valuation, Matlab, Bloomberg, Derivatives, Analysis, Finance, Securitization, Valuation Modeling, Deal Execution, Financial Analysis, Programming, Project Management, Problem Solving, Risk Management, Strategy, Trading, Financial Risk, Insurance Linked..., VBA, Access, SQL

Education
University of California, Berkeley - Walter A. Haas School of Business
Masters in Financial Engineering

University of Delaware
Master's degree

Indian Institute of Technology, Kharagpur
Bachelor of Technology (B.Tech.)

Experience
Stonegate Mortgage Corporation  April 2010 - Present
Plaza Home Mortgage  October 2008 - April 2010
Washington Mutual  October 2006 - July 2008
NetBank  2001 - 2006
SunTrust Mortgage  1996 - 2001
PMI Mortgage Insurance Co.   1987 - 1993

Skills
Sales Management, Sales, Product Diversification, Mortgage Lending, Mortgage Banking, Loans, FHA, Loan Origination, Credit, Refinance, Underwriting, Banking, FHA financing, Credit Analysis, Management, USDA, Finance, Credit Risk, Leadership, Residential Mortgages, Risk Management, Mortgage Underwriting, Financial Risk, Selling, Funding

Education
Indiana University - Kelley School of Business   1982 — 1986
BS, Finance, Accounting, Meterology

Carmel High School

Experience
Universal Codon Group LLC   January 2015 - Present
LifeVantage  June 2011 - Present
CMG Mortgage Insurance Company  December 2002 - November 2008
PMI Mortgage Insurance Co.   October 1996 - December 2002

Skills
Team Building, Operational Excellence, Strategic Planning, Customer Service, Public Speaking, Microsoft Word, Business Development, Coaching, Project Management, Banking, Risk Management, Real Estate, Process Improvement, Vendor Management, Management, Leadership, Wellness, Entrepreneurship, Insurance, Sales, Marketing, Small Business, New Business Development, Performance Management, Training, Human Resources, Employee Training, Leadership Development, Time Management, Customer Satisfaction

Education
Dominican University of California   1997 — 1999
BS-BA, Business

Mother McAuley Liberal Arts High School   1965 — 1969
Liberal Arts Degree, Liberal Arts and Sciences/Liberal Studies

Experience
PMG Commercial   October 1996 - Present
Today Management   2005 - 2011
Rental Resources, Inc.   October 1992 - March 2003
Citicorp  November 1986 - May 1988
PMI Mortgage Insurance Co.   June 1983 - July 1985

Skills
Commercial Association..., Homeowner Association..., Association Management, Commercial Real Estate, Property Management, Residential Homes, Mortgage Lending, Property, Condos, Single Family Homes, Loans, Leases, Underwriting, Investment Properties, Real Estate Transactions, Disposition, Brokerage, Real Estate, Real Property, Real Estate Development, Foreclosures, REO, Entitlements, Investors, Location Intelligence, Landlords, Rentals, Land Development, Land Acquisition

Education
Indiana University Bloomington   1972 — 1976
BA, Business

Experience
National Mortgage Insurance Corporation - "National MI"   August 2015 - Present
National Mortgage Insurance Corporation - "National MI"   September 2014 - Present
Arch Mortgage Insurance Company (formerly CMG MI)   January 2012 - September 2014
PMI Mortgage Insurance Co.   June 2011 - December 2011
PMI Mortgage Insurance Co.   January 2010 - June 2011
Aerotek Professional Services  March 2009 - January 2010
Office Team  January 2008 - July 2008
Cal State 9 Credit Union  June 2005 - July 2007
Cal State 9 Credit Union  December 2004 - June 2005
Cal State 9 Credit Union  October 2003 - December 2004

Skills
•Proficient in..., •Net typing speed of..., •Award-winning..., Mortgage Lending, Loans, Banking, Access, Credit, PowerPoint, Underwriting, Insurance, Financial Analysis, Risk Management, Accounts Payable, Software Documentation, Process Improvement, Microsoft Office, Call Center, Customer Service, Microsoft Excel, Microsoft Word, Data Entry, Administrative..., Call Centers

Education
diablo valley coll,ege   2004 — 2008
Associate of Arts (A.A.), Liberal Arts and Sciences/Liberal Studies

Diablo Valley College   2000 — 2008
Associates of Arts Degree, Liberal Arts 2008

Experience
Team Beachbody Independent Business Coach  January 2015 - Present
Independent Caregiver CNA   March 2014 - Present
Gator Chef   April 2013 - March 2014
GENEX Services, Inc.   October 2012 - April 2013
PMI Mortgage Insurance Co.   January 2009 - January 2012
PMI Mortgage Insurance Co.   October 2005 - October 2009
PMI Mortgage Insurance Co.   January 1992 - January 2005
Allstate  January 1983 - January 1992
Allstate  January 1978 - January 1983

Skills
Proficient in Microsoft..., Salesforce.com, WebEx Facilitator, Cognos BI, Team Leadership, Customer Service, Microsoft Office, Excel, E-commerce, Social Media, Microsoft Excel, Sales, Mortgage Lending, CRM

Education
Elgin Community College   2012 — 2012
CNA, Nursing Assistant

Experience
The Center for Victims of Torture  January 2013 - Present
Human Rights First  January 2012 - January 2013
Human Rights First  January 2010 - January 2012
Center for Constitutional Rights  August 2009 - December 2009
Human Rights First  August 2009 - December 2009
Human Rights First  September 2007 - December 2007
International Bar Association  May 2007 - August 2007
UNDP  May 2006 - July 2006
PMI Mortgage Insurance Co.   January 2003 - May 2005

Skills
International Law, Human Rights, Rule Of Law, Legal Writing, Legal Research, International Criminal..., International..., Research, Civil Rights, Non-profits, Public Speaking, Civil Society, International Relations, Strategic Communications

Education
Florida State University College of Law   2005 — 2008
J.D., International Law Certificate

Experience
Arch Mortgage Insurance  October 2013 - Present
Karanas Consulting Group   July 2012 - September 2013
PMI Mortgage Insurance Co.   2008 - March 2012
PMI Mortgage Insurance Co.   2006 - 2008
PMI Mortgage Insurance Co.   1996 - 2006
Greater Suburban Mortgage   1986 - 1996

Skills
Mortgage Lending, Credit Risk, Mortgage Underwriting, Risk Management, Compliance, Business Strategy, Strategic Thinking, Portfolio Management, Credit, Underwriting, Leadership, Quality Management, Quality Control, Operations Management

Education
Santa Clara University
BS, Marketing

Golden Gate University
MBA, Management

The University of Chicago - Booth School of Business
Executive Education, Advanced Corporate Growth Strategies

UNC Kenan-Flagler Business School
Executive Education, Strategic Planning and Business Decision Making

Experience
Arch Mortgage Insurance Company  January 2014 - Present
PMI Mortgage Insurance Co  December 2004 - January 2014
PMI Mortgage Insurance Co.   January 2011 - January 2013
Teichert Construction  September 2003 - December 2004
Sacramento Superior Courts   March 2002 - January 2003
HP  1983 - 2001

Skills
Microsoft SQL Server, Visio, C#, SSIS, Visual Studio, Visual Basic, SSRS, DB2, SQL Tuning, AIX, C++, SharePoint, Data Modeling, Database Design, SDLC, Data Warehousing, ETL, Crystal Reports, Databases

Education
SQL Server 2012 T-SQL Programming   2013 — 2013

SQL Server 2012 Performance Tuning, Design and Internals   2012 — 2012

Sacramento City College   2008 — 2008
CSIS

Colorado Technical University   1992 — 1994
CSIS

Regis University   1991 — 1993
CSIS

De Anza College   1982 — 1983
CSIS

Experience
Essent Guaranty, Inc.   October 2011 - Present
PMI Mortgage Insurance Co.   January 2003 - January 2012
Triad Guaranty  April 2000 - October 2002

Skills
Sales, Business Development, Training and...

Education
Colorado State University   1986 — 1990
Bachelor of Arts/Psychology

Green Mountain High School   1983 — 1986
Diploma

Experience
Keystone Building Inspections   December 2004 - Present
Keystone Building Inspections   December 2004 - Present
Federal Home Loan Bank of Pittsburgh  March 2002 - May 2004
PMI Mortgage Insurance Co.   1989 - 2000

Skills
Condos, Home Inspections, Mortgage Lending, FHA, Mortgage Banking, Property, Buyers, Sellers, Loans, Real Estate Transactions, Foreclosures, Loan Origination, Underwriting, Relocation, Single Family Homes, New Homes, Investment Properties, Referrals, Radon, First Time Home Buyers, Residential Homes, Investors, Short Sales, New Home Sales, Resellers, Refinance, REO, Commercial Real Estate, Real Estate, Inspection

Education
Community College of Allegheny County   1976 — 1978
N/A, Business Management

Experience
CSAA Insurance Group, a AAA Insurer  January 2014 - Present
Beyer & Kelley Project Professionals   June 2013 - December 2013
Mirion Technologies, Inc  February 2010 - April 2013
PMI Mortgage Insurance Co.   2004 - 2010
Bay Medical Management, LLC  1996 - 2004
FHP (TakeCare, Inc)   1993 - 1995
Aetna Health Plans  1992 - 1993
St. Rose Hospital  1990 - 1992
Ernst & Young  1986 - 1990

Skills
Financial Reporting, Financial Analysis

Education
Golden Gate University   1984 — 1985

University of California, Davis   1974 — 1976
Bachelor of Science, Consumer Food Science

Experience
Homeward Residential  December 2011 - Present
Envoy Mortgage  2010 - 2011
Ocwen  2009 - 2010
Luxury Mortgage Corp  2009 - 2009
Option One Mortgage  1996 - 2008
Nation One Mortgage  1995 - 1996
Empire of America  1991 - 1994
PMI Mortgage Insurance Co.   1988 - 1991

Skills
Mortgage Banking, Wholesale, Residential Mortgages, Team Building, Mortgage Lending, Mortgage, Mortgage Industry, VA, FHA, Conforming, Refinance, Loans, USDA, Conventional, VA loans, Sales, Credit, Customer Service, Sales Operations, Finance, Loan Origination, Cold Calling, Underwriting, Mortgage Underwriting, CRM, Business Development, FHA financing, Loan Servicing, Mortgage Servicing, Loss Mitigation, Wholesale Lending, Credit Analysis, Government Loans, Mortgage Marketing, Reverse Mortgages, Certified Mortgage..., Real Estate Financing, Construction Loans, Commercial Lending, Banking, Commercial Mortgages, Consumer Lending, Credit Risk, Home Equity Loans, Financial Services, Relationship Management, Real Estate Economics, Investment Properties, Cross Selling, Financial Structuring

Education
Florida Atlantic University
Finance

Experience
PMI Mortgage Insurance Co.   2007 - 2008
JPMorgan Chase  2007 - 2008
IMPAC  September 2004 - August 2007
Radian  2001 - 2004

Education
Eastern Illinois University

Experience
Bank of Stockton  January 2014 - Present
Staff-Tech, Inc. (Under contract to Adventist Health)   September 2011 - July 2012
Robert Half Technology (Under Contract to Save Mart Supermarkets)   May 2011 - July 2011
Insight Global, Inc. (Under contract to the City of Vallejo)   December 2010 - May 2011
Williams-Sonoma, Inc.   October 2009 - April 2010
NMHC  March 2005 - November 2008
Williams-Sonoma, Inc.   September 2001 - November 2004
PMI Mortgage Insurance Co.   August 2000 - March 2001
Packard Bell NEC  May 1995 - June 2000
Sutter Health  February 1990 - December 1995

Skills
IBM iSeries, XP, Disaster Recovery, SQL, Software Documentation, Operating Systems, Databases, AS400 system, Visio, BRMS, IBM AS/400, System Administration, Windows, SDLC, Active Directory, Data Center, Servers, Requirements Analysis, IT Management, Process Improvement, SharePoint, High Availability, ITIL, Integration, Virtualization, Vendor Management, Help Desk Support, IT Operations, Microsoft Exchange, Security, Unix

Education
MTI Business College   1980 — 1981

Humboldt State University   1978 — 1978

Fortuna Union High School   1969 — 1973

Experience
Rodan and Fields Dermatologists  June 2014 - Present
ArchMI / CMG Mortgage Insurance   September 2007 - June 2015
PMI Mortgage Insurance Co.   2000 - August 2007

Education
Colorado State University
Bachelor of Arts (B.A.), Technical Journalism

St. Mary's Academy   1982 — 1985

Experience
Roche  April 2015 - Present
Roche/Genentech  January 2014 - Present
Logitech  August 2010 - September 2013
PMI Mortgage Insurance Co.   August 2007 - August 2010
Sutter Health  January 2005 - July 2007
BEA Systems  2003 - 2005
Raytheon  2002 - 2003
Philips  1998 - 2002
Tiburon Systems/Raytheon   1990 - 1998

Skills
Vendor Management, Supply Management, Strategic Sourcing, Procurement, Cross-functional Team..., Contract Negotiation, Process Improvement, Purchasing, Supply Chain Management, Sourcing, Supply Chain, Change Management, Negotiation, Contract Management, Strategy, Outsourcing, Project Management, Program Management, Business Process..., Management, Product Management, Strategic Planning, Team Leadership, ERP, E-procurement, Inventory Management, MRP, Materials Management, Forecasting, Product Development, Project Planning, SAP, Lean Manufacturing, Manufacturing, Global Sourcing, Spend Analysis, Supplier Evaluation, Supplier Negotiation, Pricing, Supply Chain..., Logistics, Demand Planning, Continuous Improvement, Operations Management, Analysis, Risk Management, Leadership, Supplier Development, Team Building

Education
Saint Mary's College of California
BA, Management

De Anza College
Associate of Arts (AA), Purchasing, Procurement/Acquisitions and Contracts Management

Experience
Arch Mortgage Insurance Company  June 2014 - Present
Arch Mortgage Insurance Company  January 2014 - Present
PMI Mortgage Insurance Co.   April 1992 - January 2014

Skills
Cross-functional Team..., Salesforce.com, Leadership, Risk Management, Product Management, Competitive Analysis, Analytics, Process Improvement, Mortgage Lending, Insurance, Management, Business Development, Underwriting, Program Management, Business Analysis, Banking, Product Development, Project Management, Vendor Management, Customer Service, SDLC, Strategic Planning, Account Management, Mortgage Banking, CRM, Strategy

Education
Stanford University   2015 — 2016
Professional Certificate in Strategic Decision and Risk Management, Standford Center for Professional Development, Currently enrolled: Expected completion - Fall 2016

Holy Names University
Bachelor of Arts (B.A.), Business Management

Experience
Retired  2014 - Present
PMI Mortgage Insurance Co.   June 1996 - January 2012
Century 21  April 1986 - June 1996

Skills
Mortgage Lending, Mortgage Banking, Underwriting, Loans, Mortgage Underwriting, Credit, Refinance, Residential Mortgages, Credit Analysis, Risk Management, Banking

Education
Harper College
Associate's degree, Liberral Arts

Elk Grove High School

Experience
PMI  February 1990 - Present
PMI Mortgage Insurance Co  1990 - Present
PMI Group  1990 - Present

Education
Edinboro University of Pennsylvania   1977 — 1980

Experience
Franklin Templeton Investments  September 2014 - Present
PMI Mortgage Insurance Co.   November 2007 - December 2010
PMI Mortgage Insurance Co.   September 2004 - October 2007
PMI Mortgage Insurance Co.   March 2000 - August 2004
Triton Container  September 1998 - February 2000

Skills
PeopleSoft, Accounting, Analysis

Education
Golden Gate University
Accounting Certificate

San Francisco State University, College of Business
BS, Business Administration

Experience
M&M Mortgage, LLC - NMLS#213677   May 2013 - Present
USA Wholesale Lending   June 2012 - May 2013
Kinecta Federal Credit Union  May 2010 - June 2012
Flagstar Bank  February 2006 - June 2010
GNMortgage   February 2005 - October 2007
PMI Mortgage Insurance Co.   2001 - 2003
Tena Companies  August 1992 - March 2001

Skills
Mortgage, Loans, Underwriting, Banking, Mortgage Banking, Residential Mortgages, FHA, Mortgage Lending, Credit, Loan Origination, USDA, Sales, Refinance, VA loans, FHA financing, Reverse Mortgages, Government Loans, Investment Properties, First Time Home Buyers, Certified Mortgage..., Real Estate, Selling, Strategic Planning, Mortgage Marketing, Rates, Sales Management, Finance, Financial Services, Mortgage Underwriting, Commercial Lending, Consumer Lending, Credit Analysis, Sales Management..., FHA Financing, VA Loans

Education
Metropolitan State University   2002 — 2008
Bachelors of Arts, Business

Community College of Philadelphia   1987 — 1989
Associates, General Studies

Experience
Salesforce.com  August 2011 - Present
PMI Mortgage Insurance Co.   February 2010 - August 2011
Goldman Sachs  August 2007 - September 2009
EY  May 2003 - May 2007

Skills
Financial Modeling, Financial Analysis, Accounting, US GAAP, Due Diligence, Internal Controls, IFRS, Capital Markets, Investments, Corporate Finance, Treasury

Education
University of Notre Dame - Mendoza College of Business   2004 — 2005
MSc, Accounting

Ivey Business School at Western University   2001 — 2003
HBA, Business

Experience
Various  February 2011 - Present
PMI Mortgage Insurance Co.   September 2004 - February 2011
CitiMortgage, Inc.   1998 - 2004
Monument Mortgage, Inc.   July 1995 - December 1997
Abate & Associates   April 1994 - July 1995
PIB Mortgage Company   May 1989 - April 1994
Westco Savings Bank, F.S.B, Mortgage Banking Division   August 1987 - May 1989
Cal America Savings and Loan, Mortgage Banking Division   July 1985 - July 1987
First Security Savings and Loan   January 1983 - July 1985

Skills
Mortgage Lending, Mortgage Underwriting, Credit, Mortgage Banking, Portfolio Management, Loans, Process Improvement, Risk Management, Residential Mortgages, Banking, Loan Servicing, Due Diligence, Mortgage Servicing, Credit Risk, Loan Origination, Loss Mitigation, Underwriting, Insurance, Consumer Lending, Sales, Valuation, Financial Risk, Change Management, Compliance, Executive Management, Mortgage Fraud..., Operational Risk..., Policy Development, Quality Assurance, Quality Management, Product Development, Project Management, Relationship Management, Strategic Planning, Team Building, Team Leadership, Training, Vendor Management, Mergers & Acquisitions, Management, Analytics, Strategy

Education
Diablo Valley College
Business Administration and Management, General

Experience
Ross Stores  February 2012 - Present
BioTime  October 2010 - January 2012
Cancer Prevention Institute of California  February 2010 - September 2010
Westaff Company   May 2008 - June 2009
PMI Mortgage Insurance Co.   August 2007 - May 2008

Education
Delaware State Board

Mumbai University
Bachelor of Science, Accountancy

Experience
American National Insurance  October 2014 - Present
Life Line Innovation Insurance Solutions / American General Life and Accident   December 2007 - Present
Realty World - Calhome Research   May 2007 - Present
AmeriWorld Mortgage   May 2006 - July 2011
PMI Mortgage Insurance Co.   December 1997 - February 2006
Levi's Strauss  October 1990 - October 1997

Skills
Retirement Planning, Fixed Annuities, College Savings Plans, Estate Planning, Strategic Financial..., Life Insurance, Software Project..., Application Support..., Software Deployment, Cross-functional Team..., Customer Service, FHA, Finance, Financial Planning, Investment Properties, Leadership, Management, Marketing, Real Estate, Short Sales, Underwriting

Education
Golden Gate University   2000 — 2004
Certification, Information Technology Project Management

Experience
The College Board  April 2014 - Present
xScion Solutions  January 2012 - December 2013
AOL  2005 - 2011
ATPCO  May 2001 - July 2005
BarterTrust.com   January 2000 - September 2000
Charles Schwab  1998 - 2000
PMI Mortgage Insurance Co.   1996 - 1998
Bowles & Verna LLP  1993 - 1995

Skills
Product Management, Analysis, Agile Methodologies, Project Management, Management, Quality Assurance, Technical Writing, Program Management, SDLC, Analytics, Software Project..., Agile Project Management, Vendor Management, Start-ups, Cross-functional Team..., E-commerce, Software Development, User Experience

Education
Duke University School of Law   1990 — 1993
Juris Doctor, Law

University of Virginia   1984 — 1988
Bachelor of Arts (B.A.), English Literature

CSHS

Experience
CGI  2011 - Present
CST Consultants Inc.  2008 - 2010
PMI Mortgage Insurance Co.   2007 - 2008
IBM Global Business Services  2004 - 2007
Capgemini Ernst & Young  2001 - 2004

Skills
Risk Management, Banking, Financial Risk, Investments, Marketing, Trading, Consulting, Insurance, Business Analysis, Strategy, Management Consulting, Financial Services, Cross-functional Team..., Executive Management, Business Intelligence, New Business Development, Business Strategy, Finance, Process Improvement, Business Process..., Change Management, Governance, Portfolio Management, Customer Satisfaction, Capital Markets, Solution Selling, Outsourcing, Analytics, Leadership, Financial Modeling, Management, Business Development, Strategic Planning, Mergers & Acquisitions, Corporate Finance, Project Management, Business Transformation, Start-ups, Vendor Management, Product Management

Education
University of Cambridge
M.Phil

Ivey Business School at Western University
H.B.A.

Experience
Palisades School District  August 2008 - Present
Palisades School District  March 2015 - April 2015
Palisades School District  May 2012 - November 2014
Allentown School District  February 2007 - August 2008
Communities in Schools of the Lehigh Valley  January 2005 - February 2007
KidsPeace National Centers  August 2003 - December 2004
PMI Mortgage Insurance Co.   February 2003 - July 2003

Skills
Public Speaking, Microsoft Office, PowerPoint, Editing, Social Media, Team Building, Teacher Training, Classroom Management, Technology Integration, Educational Technology, Professional..., Interventions, Alternative Education, Educational Assessment, Online Education, E-Learning, Education Policy, K-12, Curriculum Development, Curriculum Design

Education
Drexel University   2012 — 2015
Doctor of Education (Ed.D.), Educational Leadership and Management

Temple University   2011 — 2013
Completed Certifications: PK-12 Principal & Supervisor of Curriculum and Instruction

Kutztown University of Pennsylvania   2005 — 2008
Master of Education (M.Ed.) Curriculum and Instruction (2008); Level II Teaching Certification;, Post Baccalaureate Teaching Certification (2007)

Kutztown University of Pennsylvania   2000 — 2002
Bachelor of Arts (B.A.), Speech Communication, minor (Public Relations)

Experience
JP MORGAN CHASE via NEW YORK STAFFING   July 2012 - February 2013
SRP via SUPERIOR STAFFING   October 2011 - May 2012
Real Estate  April 2007 - April 2009
KELLER WILLIAMS REALTY SONORAN LIVING  May 2007 - August 2007
Real Estate  October 2002 - April 2007
PMI Mortgage Insurance Co.   January 2001 - April 2002
EFOUNDERS, L.L.C   March 2000 - January 2001
CHARLES SCHWAB & CO., INC   May 1999 - March 2000
THE CIT GROUP/EQUIPMENT FINANCING, INC   May 1997 - May 1999

Skills
Selling, Accounts Receivable, Forecasting, Foreclosures, Real Estate, Negotiation, Sales, Accounting, Finance, Buyer Representation, Budgets, REO, Short Sales

Education
Indiana University Bloomington   1992 — 1996
BS, SCHOOL OF BUSINESS - Finance and Accounting

Experience
Arch Mortgage Insurance  February 2014 - Present
PMI Mortgage Insurance Co.   January 2012 - January 2014
PMI Mortgage Insurance Co.   May 2008 - December 2011
PMI Mortgage Insurance Co.   May 2007 - April 2008
PMI Mortgage Insurance Co.   May 2005 - April 2007
PMI Mortgage Insurance Co.   March 2000 - April 2005
PMI Mortgage Insurance Co.   October 1998 - February 2000
PMI Mortgage Insurance Co.   October 1995 - September 1998
San Francisco Association of REALTORS  1993 - 1995

Skills
Risk Management, Data Analysis, Financial Analysis, Training, Access, Process Improvement, Cross-functional Team..., Analysis, Banking, Business Analysis, SDLC, Financial Risk, Product Development, Marketing

Education
De La Salle University   1987 — 1991
BSCS, Information Technology

Experience
Accounting Business Services   February 2014 - Present
Gold Star Mortgage Financial Group  March 2013 - November 2013
NYCB  July 2004 - February 2013
PMI Mortgage Insurance Co.   March 1998 - June 2004

Skills
Mortgage Underwriting, Jumbo Mortgage, Residential Mortgages, Wholesale Lending, Retail Banking, Business Development, Credit Risk Underwriter, Credit Risk, Underwriting, Loans, Finance, Credit, FNMA, Analysis, Real Estate, Funding, Credit Analysis, Mortgage Banking, Mortgage Lending, Banking

Education
Indiana Wesleyan University   2008 — 2009
MSM, Master of Science in Management, Business, Management, Marketing, and Related Support Services, 3.70

Indiana Wesleyan University   2005 — 2007
BSM, Bachelor of Science in Management, Business, Management, Marketing, and Related Support Services, Cum Laude