Union Savings Bank
Industry: Wealth management company
DescriptionUnion Savings Bank, is a full-service Community bank and wealth management institution serving customers in Western Connecticut. The bank is headquartered in Danbury, Connecticut and was founded in 1866. Headquarters: Danbury, CT Founded: 1866 Number of locations: 26 Area served: Connecticut Subsidiaries: Union Savings Bank (Danbury, CT), Asset Management Arm, First Litchfield Leasing Corp. Type of business: Corporation
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Union Savings Bank Employees
Union Savings Bank February 2013 - Present
Cleveland Gladiators February 2012 - August 2014
J and D Home Improvement Inc. August 2012 - January 2013
National Football League May 2011 - January 2012
Skills
Marketing Communications, Selling, Work Ethic, Highly personable, Teamwork, Teaching Adults, Purchasing, Refinance, Buying Businesses, Commercial Lending, Residential Mortgages, Sales Management, Time Management, Coaching, Motivational Speaking, Customer Service, Sports, Public Speaking, Account Management, Fundraising, Team Building, Event Planning, Sports Management, Sales, Social Networking, Leadership, Management, Sports Marketing, Marketing, Event Management, Football, Residential Homes, Loans, Social Media Marketing
Education
The Ohio State University 2005 — 2009
Bachelor's degree with a minor in Finance, Sports and Leisure Studies
McGraw-Hill Education July 2014 - Present
ContactUS Communications April 2012 - February 2013
Association Member Benefits Advisors (AMBA) August 2009 - December 2012
Bankers Life and Casualty Company June 2006 - August 2009
GMAC Mortgage August 2005 - June 2006
Union Savings Bank August 2002 - June 2005
CBC Companies May 1996 - August 2002
CUC International (Now Cendant Corporation) 1989 - 1996
Skills
Customer Service, Call Centers, Team Building, Sales, Sales Management, Credit, Customer Retention, Operational Efficiency, Insurance, Business Process..., Banking, Cold Calling, Budgets, Fixed Annuities, Mortgage Lending, Building Relationships, Account Management, Compliance, Long-term Care, Health Insurance, Life Insurance, Strategic Financial..., Personal Development, New Business Development, Credit Scoring, Credit Analysis, Loans, Long Term Care Insurance, Team Leadership, People Skills, Workflow Diagrams, Business Analytics
Education
Ohio University 1984 — 1988
BBA, Marketing
Gahanna Lincoln High School 1980 — 1984
Pioneer Cladding and Glazing Systems June 2014 - Present
Union Savings Bank July 2013 - May 2014
Guardian Savings Bank December 2011 - July 2013
Oxley's by the Numbers Cafe, Ohio State University September 2009 - December 2011
United States Army Aberdeen Test Center June 2009 - September 2009
Cincinnati VA Medical Center June 2007 - May 2009
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Leadership, Customer Service, Autodesk Software, Project Management, AutoCAD, Team Building, Time Management
Education
The Ohio State University 2007 — 2012
Bachelor of Science, Civil Engineering
The Ohio State University 2007 — 2011
General Business Minor, Business Management, Marketing, Finance, Human Resources
The Phoenix Group Holding Company January 2014 - Present
Union Savings Bank January 2009 - September 2013
White-Allen, Serra Chevrolet May 2007 - November 2012
Kinetic Concepts November 2005 - April 2007
MPW Industrial Services January 2004 - November 2005
Federal Flooring Company April 2002 - November 2003
Kinetic Concepts March 1994 - April 2002
Skills
Inventory Management, Customer Satisfaction, Continuous Improvement, Supervisory Skills, Scheduling, Customer Relations, Logistics, Problem Solving, Receiving, Materials Management, Negotiation, Lean Manufacturing, Inventory Control, Operations Management, Microsoft Office, Windows 7, Contact Relationship..., Consumer Lending, Budgets, Process Improvement, Sales, Customer Service, Time Management, Process Scheduler
Education
Various courses and seminars 2014 — 2014
Certificate, Internal Auditor Training; ISO/TS16949:2009 including AIAG Core Tools
Sinclair Community College 1999 — 2002
A.A.S, Business Management
Union Savings Bank December 2014 - Present
UBS Financial Services, Inc. February 2014 - November 2014
Skills
Customer Service, Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Leadership, Financial Analysis, Banking, Investments
Education
Sinclair Community College 2007 — 2011
Associate's degree, Communication Arts
West Carrollton High School 2003 — 2007
High School Diploma, General Studies
Staples Head Soccer CoachHancock Soccer AssociationDecember 2013 - May 2014
Union Savings Bank December 2012 - January 2013
Limited Brands May 2012 - August 2012
Skills
Communication Skills, Customer Service, Public Relations, Microsoft Office, Event Planning, Social Networking, Public Speaking, Sales, Event Management, PowerPoint, Training, Leadership, Microsoft Excel, Management, Project Planning, Teamwork, Human Resources, Coaching, Microsoft Word, Recruiting, Social Media, Time Management, Fundraising, Research, Community Outreach, Team Building, Social Media Marketing, Marketing Communications, Leadership Development, Nonprofits, Communication
Education
The University of Findlay 2010 — 2014
Bachelor of Arts (B.A.), Political Science and History, 3.5
The University of Findlay
Union Savings Bank October 1998 - Present
Skills
Mortgage Lending, Refinance, FHA, USDA, Loans, Investment Properties, Commercial Real Estate, Mortgage Banking, Residential Mortgages, Loan Origination, VA loans, FHA financing, Construction Loans, Credit
Education
St. Joseph's College (IN)
B.S.
Young Living Essential Oils November 2014 - Present
The Business Backer November 2013 - Present
Origami Owl October 2013 - Present
Union Savings Bank May 2013 - October 2013
First Financial Bank April 2013 - May 2013
Performance Lexus of Cincinnati November 2012 - April 2013
PNC Bank February 2010 - June 2012
PNC Bank June 2010 - February 2011
PNC Bank August 2008 - June 2010
PNC Bank February 2006 - August 2008
Skills
Consumer Lending, Loans, Banking, Retail Banking, Credit, Commercial Banking, Small Business Lending, Lines Of Credit, Commercial Lending, Mortgage Lending, Sales, Customer Service, Coaching, Financial Services, Branch Banking, Cross Selling, Deposits, Cash Management, Loan Origination, Mortgage Banking, Team Building, Credit Cards, Refinance, Onboarding, Internet Banking, Credit Analysis, Home Equity Loans, Leadership, Recruiting, Customer Satisfaction, Finance, Hiring, Building Relationships, Talent Acquisition, Interviews, Human Resources, College Recruiting, Employee Training, Banking Relationships, Home Equity Lines of..., Loan Servicing, Data Entry, Merchant Services, Personal Banking, Bank Secrecy Act, Teller Operations, New Hire Orientations, Accounts Payable, Outlook, Accounting
Education
Strayer University 2010 — 2011
Bachelor of Business Administration, Management
University of Cincinnati
Bachelor of Science (BS), Business Administration
Alliance Data July 2014 - Present
Abercrombie & Fitch February 2013 - July 2014
Skylight Financial Group July 2012 - January 2013
Union Savings Bank January 2012 - March 2012
Skills
Financial Analysis, Forecasting, US GAAP reporting, Financial Modeling, Credit Analysis, Financial Services
Education
The Ohio State University 2007 — 2012
Bachelor of Science (B.S.), Finance and Financial Management Services
St. Francis DeSales School
Union Savings Bank May 2015 - Present
5th/3rd Bank 2006 - Present
Griffin Fletcher & Herndon LLP 2001 - 2005
Skills
Mortgage Lending, Loans, Banking, Credit, Mortgage Banking, Loss Mitigation, Consumer Lending, Real Estate, Portfolio Management, Risk Management, Process Improvement, Underwriting, Financial Analysis, Mortgage Servicing, Investments, Loan Servicing, FHA, Loan Origination, Refinance
Education
University of Cincinnati
Medpace September 2013 - Present
Skyline Chili June 2006 - January 2014
Union Savings Bank June 2013 - September 2013
Ohio University Boyd Market January 2010 - May 2012
Union Savings Bank June 2010 - August 2010
Skills
PowerPoint, Microsoft Office, Social Media, Time Management, Customer Service, Microsoft Excel, Microsoft Word, Logistics Management, Event Planning
Education
Ohio University 2009 — 2013
Bachelor's degree, Communication, General
Ohio University 2009 — 2013
Bachelor of Communications, Organizational Communications
Loan One, a division of Benchmark Bank June 2015 - Present
First Financial Bank August 2014 - June 2015
The First Bexley Bank November 2011 - August 2014
Real Living Mortgage March 2007 - March 2010
Union Savings Bank March 2009 - September 2009
The Park National Bank October 1997 - March 2007
Skills
FHA, VA loans, USDA, First Time Home Buyers, Outlook, Microsoft Excel, Time Management, Funding, Credit, Banking, Sales, Residential Mortgages
Education
The Ohio State University 1988 — 1993
Bachelor of Arts (B.A.), French Studies
Union Savings Bank August 2012 - Present
NuGrowth Solutions, LLC September 2009 - August 2012
Strategic Insurance Software 2010 - 2012
T-Mobile 2006 - 2008
Skills
Sales Operations, Blogging, Writing, Marketing Strategy, Customer Service, Communication, Highly personable, Cold Calling, Sales, Sales Process, Sales Management, New Business Development, Social Media Marketing, Wordpress, Sales Pipeline..., Salesforce.com, Loans, Real Estate Transactions, Marketing, Small Business, Refinance, Mortgage Lending, Customer Satisfaction, Business Development, Time Management, Investment Properties, Leadership, Selling, B2B, Account Management, WordPress
Education
Ohio Wesleyan University 2001 — 2005
Bachelor of Arts (B.A.), Economics
Olentangy High School 1997 — 2001
Cincinnati Federal Savings & Loan March 2014 - Present
Union Savings Bank September 2012 - March 2014
Partyhoppers & Little Monkeys Inflatable Rentals 2005 - December 2013
Home services of america June 2008 - December 2009
Countrywide Home Loans November 2002 - June 2008
North American Mortgage December 2000 - December 2002
PNC Mortgage November 1997 - November 2000
Skills
Mortgage Lending, FHA, Mortgage Banking, USDA, Residential Mortgages, Loans, First Time Home Buyers, Investment Properties, Credit, VA loans, Sales Management, Insurance, Commercial Lending, Construction Loans, Single Family Homes, Investors, Loan Origination, Residential Homes
Education
University of Cincinnati College of Business 1992 — 1997
BS, Marketing/management
Colerain HS 1990 — 1992
Hamilton National Title, LLC December 2014 - Present
Pacific Union Financial, LLC June 2014 - December 2014
360 Mortgage Group February 2014 - June 2014
Union Savings Bank 2012 - 2013
Fifth Third Bancorp August 2008 - July 2009
MortgageIT August 2005 - June 2008
New Century Mortgage 2001 - 2004
Countrywide Full Spectrum Lending 1998 - 2001
Skills
Real Estate, Sellers, Mortgage Banking, FHA, Refinance, Referrals, Mortgage Lending, Loan Origination, Loans, Residential Mortgages, USDA, Credit, FHA financing, Mortgage Underwriting, VA loans, Banking, FHA Financing, VA Loans
Education
University of California, Irvine 1987 — 1989
Bachelors, Psychology/English
Union Savings Bank Branch Manager/Co-OwnerOhio Financial GroupJanuary 1998 - October 2004
Skills
Mortgage Lending, Loans, Commercial Lending, Real Estate, Loan Origination, Residential Homes, Finance, Refinance, Residential Mortgages, Sellers, Credit, Management, Mortgage Banking, Insurance, FHA, Sales Management, FHA financing, VA loans, USDA, Customer Service, Underwriting, FHA Financing, VA Loans
Education
University of Cincinnati
Union Savings Bank May 2010 - Present
JFK Transcription January 2003 - May 2006
Skills
Mortgage Lending, Loans, Refinance, FHA, Sales, Commercial Lending, Investment Properties, Loan Origination, Banking, First Time Home Buyers, Credit Analysis, Mortgage Banking, USDA, Credit, Residential Mortgages, VA loans
Education
University of Kentucky
B.B.A., Marketing and Business Administration
Cabarrus County Schools May 2006 - Present
Cubic Toll Systems 1993 - 1996
Union Savings Bank 1989 - 1993
Education
St. Joseph's College 1996 — 1999
Bachelor of Arts, Elementary Education
Stony Brook University
Masters Degree, Elementary Education
TD Bank March 2008 - Present
Citizens Bank 2005 - 2007
First Investors Corporation November 2004 - 2005
Union Savings Bank September 2001 - November 2004
Skills
Small Business Lending, Consumer Lending, Retail Banking, Loans, Mortgage Banking, Loan Origination, Credit, Mortgage Lending, Banking, Credit Analysis
Education
State University of New York at Albany
Bachelor of Arts, Anthropology and Psychology
Mike Albert Fleet Solutions July 2007 - Present
Mt. Carmel Social Club 2006 - 2012
Union Savings Bank 2006 - 2007
Yamaha Motor Corporation, USA August 2003 - September 2004
Skills
Contract Negotiation, Sales, Public Speaking, Telemarketing, Telecommunications, Microsoft Office, Resource Management, Information Technology, Negotiation, Marketing, Management, Sales Management, Team Building, New Business Development, Account Management, Budget, Strategic Planning, Customer Service, Marketing Strategy, Coaching, Professional..., Sales Process, Business Development, Customer Satisfaction, Fleet Management, Budgets
Education
University of Cincinnati 1997 — 2001
Working, Business, Acitectual Design
Northern Kentucky University 1995 — 1997
Business
Partnership Property Management October 2013 - Present
Resolutions Title, Inc. August 2012 - September 2013
Brand Mortgage Group February 2012 - July 2012
Tennessee Title Services, LLC June 2010 - January 2012
Talbott Title & Escrow May 2009 - June 2010
Prestige Title LLC February 2005 - May 2009
Union Savings Bank September 2001 - November 2003
US Bank 1998 - 2000
Skills
Refinance, FHA, USDA, VA loans, First Time Home Buyers, FHA financing, Mortgage Lending, Residential Mortgages, Mortgage Banking, HUD, Loan Origination, Loans, Building Relationships, Committed to..., Microsoft Office, Communication Skills, Work in A Fast Paced..., Residential Homes, Construction Loans, Real Estate, Sellers, Banking, Government Loans, Short Sales, Finance, Sales, Foreclosures, Certified Mortgage..., Portfolio Management, Selling, Credit, Closings, Investors, Escrow, Commercial Real Estate, Loan Servicing
Education
University of Cincinnati-Raymond Walters College 1994 — 1997
Business Administration, Management and Operations
Union Savings Bank 2012 - Present
Union Savings Bank 2005 - Present
Union Savings Bank 2000 - Present
Skills
Refinance, Loan Origination, Real Estate, Mortgage Lending, Loans
Education
Ohio University 2000 — 2005
Bachelors of Science, Visual Communtications/Business
CIVISTA BANK, the bank with a Community View . . . focused on You December 2014 - Present
First Bexley Bank December 2011 - December 2014
PrimeLending 2011 - 2012
The Arlington Bank October 2007 - July 2011
Union Savings Bank 2002 - 2007
Skills
Refinance, Loans, Mortgage Lending, Credit, FHA, Mortgage Banking, Real Estate, Condos, USDA, FHA financing, VA loans, Residential Mortgages, First Time Home Buyers, Construction Loans, Loan Origination, Commercial Lending, Reverse Mortgages, Real Estate Financing, Mortgage Marketing, Investment Properties, Underwriting, Credit Analysis, HUD, Consumer Lending, Lines Of Credit, Government Loans, Investors, Home Equity Lines of..., Non-Conforming, VA Loans, FHA Financing
Education
The Ohio State University 1964 — 1991
The Ohio State University 1964 — 1989
Bachelor of Arts, Politcal Science
Victory Inc May 2014 - Present
Union Savings Bank September 2009 - May 2014
Search 2 Close February 2005 - September 2009
Huntington National Bank November 2003 - October 2004
Union Savings Bank October 2001 - October 2003
Skills
Loans, Mortgage Lending, Credit, Refinance
Education
The Ohio State University
Westerville North H.S.
Coldwell Banker King Thompson May 2014 - Present
JPMorgan Chase September 2005 - May 2014
Buffalo Sabres September 2003 - September 2005
Union Savings Bank June 2001 - September 2003
Skills
Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Credit, Refinance, FHA, Residential Mortgages, Banking, Credit Analysis, VA loans, FHA financing, Commercial Lending, Consumer Lending
Education
The Ohio State University - The Max M. Fisher College of Business 1998 — 2002
Bachelor of Science in Business Administration, Marketing and Logistics
Residential Finance Corporation November 2010 - March 2014
Bank of America March 2009 - November 2010
Union Savings Bank May 1999 - December 2008
M & T Bank 1998 - 1999
Skills
Mortgage Lending, SDLC, Process Improvement, Mortgage Banking, Credit, Loans, Banking, Testing, USDA, Visio, Business Requirements, Customer Service, Risk Management, Agile Methodologies, SQL, Team Leadership
Education
Palm Beach Community College 1976 — 1979
Associate's degree, Elementary Education and Teaching
Union Savings Bank April 2012 - December 2012
American Income Life December 2011 - April 2012
Eaton Community Schools District August 1998 - December 2011
Skills
Staff Development, Curriculum Design, Public Speaking, Educational Leadership, Lesson Planning, Teaching, Classroom, Tutoring, Coaching, Employee Benefits, Microsoft Office, Instructional Design, PowerPoint, Microsoft Excel, Customer Service, Research, Strategic Planning, Leadership Development, Microsoft Word, Data Analysis
Education
Wright State University 1999 — 2002
Master's degree, Educational Leadership
Ohio University 1992 — 1996
Bachelor's degree, Mathematics Teacher Education
Union Savings Bank February 2014 - Present
KeyBank December 2011 - July 2013
Fifth Third Bank August 2011 - December 2011
Fifth Third Bank September 2009 - August 2011
Huntington National Bank October 1995 - June 2009
Fifth Third Bank October 1989 - October 1995
Skills
Government, Commercial Lending, Treasury Management, Public Speaking, Commercial Banking, Small Business Lending, Public Sector, Cold Calling, Non-profits, Financial Analysis, Loan Origination, Mergers & Acquisitions, Relationship Management, Financial Services, Finance, Consumer Lending, Retail Banking, Cash Management, Banking
Education
The Ohio State University 1986 — 1989
Bachelor of Arts
Upper Arlington High School 1981 — 1984
Center Bank February 2015 - Present
Integrity Express Logistics November 2013 - February 2015
Union Savings Bank- Hyde Park March 2012 - December 2014
Union Savings Bank September 2011 - March 2012
Wells Fargo March 2006 - September 2011
Skills
FHA, Loan Origination, Mortgage Banking, Refinance, Mortgage Lending, Loans, VA loans, Residential Mortgages, First Time Home Buyers, Credit, Realtor Relations, Investment Properties, Real Estate, USDA, Underwriting, Government Loans, Mortgage Underwriting, Sales, FHA financing, Finance, Funding, Relocation, Credit Analysis, Certified Mortgage..., Short Sales, Reverse Mortgages, Commercial Mortgages, Residential Homes, Construction Loans
Education
University of Cincinnati 2000 — 2004
Bachelor's Degree, Business Administration and Management, General
Union Savings Bank September 2010 - Present
Ohio Dominican University September 1976 - June 1990
Education
The Ohio State University 1965 — 1978
Ph.D., Physical Education
Union Savings Bank May 2010 - Present
Fifth Third Bank June 2007 - May 2010
Education
Thomas More College 2008 — 2012
Bachelor of Business Administration (B.B.A.), Finance and Financial Management Services, 3.4
Ross Senior High School 1994 — 1998
Union Savings Bank February 2012 - Present
LEAD 2013 - 2014
Primerica March 2005 - December 2010
Accountemps March 2003 - March 2005
LaRosa's 2004 - 2005
Pro-Onsite Technologies April 2001 - March 2003
Skills
Sales Management, Operations Management, Accounting, Management Consulting, Market Analysis, Residential Mortgages, Investments, Commercial Mortgages, Budgets, Financial Analysis, Managerial Finance, Mortgage Lending, Competitive Analysis, Insurance, Training, Refinance, Purchasing, Project Planning, Sales, Event Management, Strategic Financial..., Loans, Political Consulting, Political Communication, Political Campaigns, Advocacy, Financial Planning, Economic Policy, Political Economy, Real Estate Financing, Financial Management, Budget Analysis, Budget Development, Budget Oversight, Industry Analysis, Industrial Sales, Social Networking, Marketing Management, Financial Reporting, Auditing
Education
University of Phoenix - West Chester, OH Campus 2003 — 2005
BS - Management, Business Administration and Management, General
University of Cincinnati 1983 — 1986
Finance, accounting, economics
Natural Bliss with Valerie Graham August 2014 - Present
Solaire Wear July 2012 - Present
Theravine™ Skincare April 2009 - Present
Valerie Graham Essentials, LLC April 1996 - Present
Krystal Blue International January 2011 - Present
Deutsche Bank January 2001 - January 2011
Deutsche Bank January 2001 - May 2009
New York Life Insurance 1986 - 2000
Union Savings Bank 1982 - 1986
Skills
Data Quality, Trading Systems, Prime Brokerage, Settlement, Microsoft Office, SDLC, Data Modeling, Business Analysis, Master Data Management, Reference Data, Enterprise Software, Database Design, IT Strategy, Market Data, Business Requirements, Skin Care, Nutrition, Databases, Business Intelligence, Middle Office, Financial Services, Spa, Beauty Industry, Aromatherapy, Aesthetics, Overall Wellness, Data Architecture, Marketing, New Business Development, Market Research, Relationship Management, Personal Care, Entrepreneurship, Management, Public Speaking, Sales, Customer Service, Strategy, Social Media
Education
Grumman Data Systems 1985 — 1986
Computer Programming Certificate
Suffolk County Community College 1977 — 1979
Associate of Arts and Sciences (A.A.S.)
Bellport High School
New Lebanon Public Schools August 2013 - Present
Muncy and Associates 2013 - Present
Union Savings Bank 2013 - August 2013
Irongate Realtors November 2012 - 2013
BSI May 1996 - October 2002
Skills
Customer Service, Banking, Deposits, Cash Handling, Excel, Credit, Word, Microsoft Office, Checking, Quickbooks, PowerPoint, Cash, Outlook, Data Entry, Accounting, Accounts Payable, Telephone Skills, Spreadsheets, 10 Key, Customer Relations, Access, Accounts Receivable, Peachtree, Typing, Notary Public, Administration, Fax, Balance, Payments, Bookkeeping, Reconciliation, Payroll Processing, Scheduling, Administrative Support, Time Management, Inventory Management, Problem Solving, Billing, Invoicing, Financial Reporting, Payroll, Teamwork
Education
Sinclair Community College 1979 — 2011
Associates
Superior Professional Services LLC March 2011 - Present
Union National Mortgage October 2010 - May 2011
Union Savings Bank January 2009 - November 2010
Allied Capital Mortgage Wholesale May 2008 - October 2008
Accredited Home Lenders August 2001 - September 2007
Fairfield Mortgage Company September 2000 - September 2001
Skills
Mortgage Lending, Sales, Qualifying Prospects, Marketing, Management, Business Development, Pipeline Management, FHA, Mortgage Banking, Loans, Loan Origination, Refinance, Credit, Underwriting, Sales Management
Education
The Ohio State University 1991 — 1994
Bachelor of Science (BS), Business Administration
oak hills
Carriage Trails September 2012 - Present
Union Savings Bank July 2011 - May 2013
Skills
Real Estate, Investment Properties, Sales, Strategic Planning, Real Estate Transactions, Customer Service, Team Building, Real Estate Development, Residential Homes, Banking, Project Management, Business Development
Education
The Ohio State University - The Max M. Fisher College of Business 1986 — 1991
Veritiv September 2014 - Present
iSqFt May 2014 - September 2014
iSqFt August 2013 - September 2014
Bridge Personnel Services May 2013 - July 2013
RGIS February 2013 - May 2013
Superior Technical Resources July 2012 - December 2012
Union Savings Bank September 2011 - June 2012
Skills
Training, HIPAA, Call Centers, Leadership, Visio, Troubleshooting, CRM, Team Building, Sales Management, Time Management, Marketing, Account Management, Sales
Education
University of Dayton 2006 — 2010
Bachelor of Music, Music Performance, General
Regions Financial Corporation August 2015 - Present
Guaranteed Rate March 2014 - Present
Union Savings Bank February 2009 - March 2014
Skills
Mortgage Lending, Refinance, Loans, FHA, Loan Origination, Mortgage Banking, Credit, VA loans, Residential Mortgages, USDA, FHA financing, Credit Analysis, Commercial Lending, Banking, Construction Loans, Consumer Lending, Government Loans, Home Equity Loans, Referrals, Investment Properties, First Time Home Buyers, Fixed Rate Mortgages, Portfolio Management, USDA Rural Housing, Condos, Rates, VA Loans, FHA Financing, Real Estate
Education
University of Cincinnati
Vogt Santer Insights September 2012 - Present
Bogey Bar Grill May 2011 - Present
Union Savings Bank April 2012 - September 2012
Puma of North America December 2009 - May 2011
MC Sports May 2008 - September 2009
Footlocker June 2007 - March 2008
Skills
Microsoft Office, PowerPoint, Excel, Economics, Coaching, Customer Service, Sales Management
Education
The Ohio State University 2007 — 2011
B.A, Economics
Retired March 2015 - Present
Atlantic Coast Bank 2013 - March 2015
Union Savings Bank 2000 - 2012
The New Milford Bank & Trust Company 1990 - 2000
First International Bancorp 1988 - 1990
PricewaterhouseCoopers LLP 1980 - 1988
Skills
Banking, Credit Analysis, Credit, Commercial Banking, Strategic Financial..., Portfolio Management, Financial Analysis, Financial Reporting, Performance Improvement, Underwriting, Retail Banking, Strategic Planning, Team Building, Refinance, Fundraising, Financial Advisory, Estate Planning, Trusts, Family Business, Succession Planning
Education
University of Connecticut 1985 — 1987
MBA, Finance
Quinnipiac University 1976 — 1980
BS, Business Administration
Union Savings Bank November 2012 - Present
Skills
VA loans, FHA, Refinance, Construction Loans, Underwriting, Mortgage Banking, Mortgage Lending, USDA, Loan Origination, Residential Mortgages, Loans, Credit, First Time Home Buyers, Credit Analysis, Banking, Investment Properties, Consumer Lending, Commercial Lending, Real Estate, Short Sales, Real Estate Financing, Commercial Mortgages
Education
The Ohio State University 1972 — 1976
BS
Union Savings Bank 2009 - Present
1st National Bank 2005 - 2009
Mortgage House of America 2002 - 2005
Groves Funding Group, Inc. 2001 - 2002
The Money Store/First Union Bank 1986 - 2000
Skills
Refinance, Mortgage Lending, Loans, First Time Home Buyers, FHA, Finance, Mortgage Banking, Real Estate, VA, USDA Rural Housing, Home Equity Loans, Residential Homes, Loan Origination, Residential Mortgages, Investment Properties
Education
University of Cincinnati College of Business 1977 — 1982
Bachelor of Business Administration (B.B.A.), Finance and Management
Guaranteed Rate February 2015 - Present
Stonegate Mortgage Corporation (NYSE: SGM) May 2014 - January 2015
Union Savings Bank October 2002 - April 2014
Cincinnati Ice October 2007 - December 2009
Monnie & O'Connor Co December 1986 - April 2002
Terrance R. Monnie Co. LPA 1986 - 2002
Skills
Loan Origination, Mortgage Lending, Mortgage Banking, FHA, Refinance, Loans, Insurance, Sales Management, USDA, VA loans, Sellers, FHA financing, First Time Home Buyers, Real Estate, Credit, Residential Homes, Construction Loans, Investment Properties, Residential Mortgages, Certified Mortgage..., Credit Analysis, Mortgage Underwriting, Commercial Lending, Government Loans, Banking, Home Equity Lines of..., Commercial Mortgages, Consumer Lending, Underwriting, Referrals, REO, Foreclosures, Small Business Lending, Home Equity Loans, Debt Consolidation, Mortgage Servicing, Investors, Loan Servicing, HUD, Real Estate Economics, Short Sales, Finance, Sales, Condos, Customer Service, Single Family Homes, Real Estate Financing
Education
Anderson High School
Institute Online
Master's, Computer Science
University of Cincinnati
Fifth Third Mortgage October 2012 - March 2014
Wells Fargo Home Mortgage April 2012 - October 2012
Union Savings Bank February 2010 - April 2012
National City Mortgage 1997 - 2010
Dayton Area Board of Realtors 1996 - 2009
Keyes Gateway 1984 - 1987
Skills
FHA, Investment Properties, First Time Home Buyers, Mortgage Lending, Certified Mortgage..., Real Estate, Short Sales, Investors
Education
Sinclair Community College
Associate of Applied Science, Real Estate/Property Management
Union Savings Bank October 2004 - Present
Education
University of Cincinnati-Raymond Walters College 1994 — 1995
Business Administration and Management, General
Federal Home Loan Bank of Cincinnati June 2015 - Present
Jennifer Lynn Dawes Photography 2010 - Present
Macy's September 2014 - June 2015
Paycor May 2012 - September 2014
LSR June 2008 - April 2011
Regional Acceptance June 2006 - June 2008
KeyBank September 2005 - June 2006
Union Savings Bank September 2004 - September 2005
Skills
Leadership, Customer Service, Human Resources, Payroll, Employee Benefits, Microsoft Office, Employee Relations, Outlook, Process Improvement, Microsoft Word, Leadership Development, PowerPoint, Microsoft Excel, Succession Planning, Recruiting, Billing Process, New Hire Training, Accounts Receivable, Accounts Payable, Accounting, Data Entry, Financial Reporting, General Ledger, Payroll Services, Payroll Taxes, Multi-state Payroll..., Organizational..., Employment Law, Microsoft Publisher, Change Management, Social Networking, Networking, Mentoring New Hires, New Hire Orientations, Data Analysis, Compensation & Benefits, Labor Relations, Union Avoidance, Union Agreements, PeopleSoft, Presentation Skills, Public Speaking, Strategic Partnerships, Strategic Planning, Employee Learning &..., Employee Engagement, Employee Recognition, Employee Referral..., Cost Analysis, Mentoring
Education
University of Cincinnati 2013 — 2014
Master's degree, Human Resources
University of Cincinnati 2012 — 2013
Bachelor's degree, Organizational Leadership
University of Cincinnati-Clermont College 2008 — 2011
Associate's degree, Accounting
Archbishop McNicholas High School 1998 — 2002
High School
Macy's July 2014 - Present
Freelance April 2013 - Present
Macys October 2013 - July 2014
lending November 2012 - April 2013
Union Savings Bank August 2010 - November 2012
Skills
Customer Service, Team Management, Sales, Makeup Artistry, Skin Care, Mortgage Lending, Loan Origination, Loans, Refinance, Mortgage Banking, Residential Mortgages, Credit, Credit Analysis, Commercial Mortgages, Commercial Lending, Consumer Lending, Mortgage Underwriting, Management, Microsoft Office, Beauty Industry, Skin Care Products
Education
University of Cincinnati-Raymond Walters College 2008 — 2010
Business Administration and Management, General
American Modern Insurance Group November 2014 - Present
American Modern Insurance Group February 2013 - August 2013
American Modern Insurance Group 2007 - 2013
American Modern Insurance Group 2006 - 2007
American Modern Insurance Group 2005 - 2006
Union Savings Bank 2003 - 2005
Skills
Financial Analysis, Program Audits, Problem Solving, Leading Teams, Product Innovation, Customer Service, Detail Oriented, Project Management, Process Management, Financial Reporting, Underwriting, Management, Commercial Insurance
Education
Penn State University 1998 — 2002
Bachelor of Science (B.S.), Finance
Penn State University 1998 — 2002
Minor, Economics
Guardian Savings Bank August 2013 - Present
Union Savings Bank October 2012 - August 2013
Fifth Third Bank June 2010 - September 2012
Alliance Mortgage Group June 2003 - July 2008
Skills
Mortgage Underwriting, Automated Underwriting..., Credit Analysis, Credit Risk, Appraisals, Personal Income Tax..., Partnership Tax Returns, Leadership, Workflow, Process Improvement, Banking, Financial Analysis, Customer Service, Motivation, Team Building, Consumer Lending, Underwriting, Commercial Lending, Mortgage Marketing, Mortgage Lending, Mortgage Banking, Loan Origination, Loans, Refinance, Construction Loans, Real Estate, Sales, FHA, Investment Properties, First Time Home Buyers, Credit, Residential Mortgages, Financial Risk, Management, Finance, Foreclosures, FHA Financing, Commercial Real Estate, VA Loans, Marketing, USDA, REO, Investments, Commercial Mortgages, Small Business Lending, Real Estate Financing, Commercial Banking, Real Estate Transactions, Microsoft Office, Government Loans
Education
University of Cincinnati College of Business 2008 — 2010
Finance, General
Mason High School 2001 — 2004
College Prep
Union Savings Bank September 2013 - Present
Journal Register Company 2005 - 2008
Waterbury Adult Probation Office September 2007 - December 2007
Skills
Social Networking, Event Planning, Social Media, Microsoft Office, Non-profits, PowerPoint, Newspaper, Advertising, Editing, Newspapers, Nonprofits, Access, Social Media Marketing, Blogging, Public Relations, Public Speaking, Leadership, Customer Service
Education
Post University 2008 — 2010
Bachelors, Criminal Justice
Northwestern CT Community College 2005 — 2008
Associates, Criminal Justice
Penney High School 1979 — 1982
diploma, general
Tekmark Global Solutions, LLC January 2015 - Present
Huntington National Bank April 2014 - February 2015
Huntington National Bank February 2013 - April 2014
JP Morgan Chase February 2012 - February 2013
JPMorgan Chase November 2008 - February 2012
Union Savings Bank September 2007 - November 2008
Colony Mortgage Corporation February 2006 - August 2007
Dominion Homes August 2001 - February 2006
Fifth Third Bank August 1995 - August 2001
State Savings Bank 1995 - 2001
Skills
Mortgage Lending, Marketing, Project Management, FHA, Credit, Refinance, Mortgage Banking, Loans, Real Estate, Banking, Loan Origination, Finance, Investment Properties, Sales, Negotiation, Portfolio Management, Strategic Planning, Financial Services, Financial Analysis, Budgets, Analysis, Investments, Management, Selling
Education
The Ohio State University
Business, Marketing
Sinclair Broadcast Group, Inc November 2014 - Present
KDKA-TV, WPCW-TV, CBS Television September 2013 - October 2014
WTRF TV - CBS FOX ABC January 2012 - August 2013
Union National Mortgage Co. March 2010 - September 2011
Union Savings Bank February 2007 - March 2010
JPMorgan Chase March 2006 - January 2007
Fifth Third Bank December 2002 - January 2005
Skills
New Account Development, Marketing Strategy, Maintaining Strong..., Media Sales, Advertising, Sales Cycle Leadership, Creative and Script..., High-Profile..., Pipeline and..., Invoice Reconcilation, Top Producer, Order Input and..., New Business Development, Leadership, Management, Marketing
Education
Catholic Central
Catholic Central
Catholic Central
Catholic Central
Catholic Central
University of Cincinnati
US Mortgage Corporation July 2015 - Present
First Option Mortgage November 2014 - Present
Franklin American Mortgage Company May 2013 - May 2014
1st Signature Lending June 2010 - May 2013
Union Savings Bank January 2010 - June 2010
Century Mortgage December 2007 - September 2009
Skills
First Time Home Buyers, Home Equity Lines of..., Real Estate Lending, Debt Consolidation, Residential Mortgages, Refinance, FHA, Mortgage Lending, USDA, VA loans, Credit, Loan Origination, NMLS Licensed, Fixed Rate Mortgages, Investment Property..., NMLS, Finance, Government Loans, Loans
Education
University of Dayton School,of law 1974 — 1976
University of Dayton 1970 — 1974
B.S., Communication Arts & Finance
Nth Degree Home 2015 - Present
Grand Transitions, LLC 2012 - 2015
Stonegate Mortgage Corporation May 2011 - December 2011
Union Savings Bank January 2011 - April 2011
Ethan Allen July 2000 - December 2010
Ethan Allen Interiors July 1995 - December 1999
Skills
Mortgage Lending
Education
Art and Design School of GA 1990 — 1992
Associate of Arts and Sciences Degree, Design and Textiles
The Ohio State University 1987 — 1989
Finance of America Mortgage LLC June 2015 - Present
Hometown Lenders September 2014 - June 2015
Union Home Mortgage Co. February 2012 - September 2014
Union Savings Bank October 2006 - February 2012
Foundation Mortgage affiliate of Wells Fargo Home Mortgage March 2005 - October 2006
Skills
Mortgage Lending, FHA, Refinance, Mortgage Banking, First Time Home Buyers, Loans, Investment Properties, Real Estate, Residential Homes
Education
Principia College 1984 — 1988
B.A., Sociology
University of Cincinnati August 2012 - Present
Union Savings Bank January 2009 - Present
Ohio University Learning Community Programs January 2011 - June 2012
Ohio University Academic Advancement Center December 2010 - June 2012
Neuroscience Laboratory, Ohio University January 2010 - June 2012
University of Cincinnati June 2011 - January 2012
Skills
Gel Electrophoresis, Confocal Microscopy, PCR, Microsoft Office, Recruiting, Research, Microsoft Excel, HPLC, Cell Culture, Stem Cells, Pharmacology, Cell, PowerPoint, Molecular Biology, Biology
Education
University of Cincinnati College of Medicine 2012 — 2017
Doctor of Philosophy (PhD), Pharmacology, Pre-Doctoral Candidate
Ohio University 2008 — 2012
Bachelor of Arts, Human Biology
Envoy Mortgage December 2012 - November 2013
Union Savings Bank 2011 - December 2012
Self Employed 2003 - 2010
Skills
Strategic Planning, Marketing, Public Speaking, Sales, Customer Service, Sales Management, Coaching, Insurance, Outlook, Small Business
Education
University of Indianapolis
Third Federal Savings December 1998 - Present
Union Savings Bank 1995 - 1998
NVR Mortgage 1988 - 1995
Skills
Loans, Real Estate, First Time Home Buyers, Residential Homes, Credit, Negotiation, Banking, Mortgage Lending, Sales, Sales Management, Business Development, Loan Origination, Investment Properties
Education
The Ohio State University 1974 — 1978
B.S., Natural Resources Management
University of Cincinnati August 2013 - Present
Union Savings Bank December 2012 - Present
Lenox Wealth Management February 2009 - September 2011
William James Ltd January 2005 - December 2008
Lenox/Foundation Savings Bank January 2000 - January 2005
Skills
Customer Service, Finance, Photoshop, Illustrator, Microsoft Office, InDesign, Investments, Typography, Account Management, Wealth Management, Sales, Graphic Design, Entrepreneurship, Time Management, Proposal Writing, Process Improvement, Comping, Drawing, 3D Design, 2D Design, Design Research, Branding & Identity
Education
University of Cincinnati 2013 — 2015
Associate's degree, Applied Graphic Communication, Dean's List
Saint Xavier High School 1993 — 1997
Advanced Placement - Art Program
CBank February 2014 - Present
Union Savings Bank March 2005 - February 2014
First Clermont Bank October 2001 - February 2005
Grant Thornton 1994 - 2001
Skills
Loans, Finance, Credit, Commercial Lending, Banking, Loan Origination, Commercial Banking, Retail Banking, Credit Analysis, Mortgage Lending, Refinance, Financial Analysis, Consumer Lending, Mergers & Acquisitions, Accounting, Auditing, Financial Reporting, Management, FHA, Mergers, Community Banking
Education
University of Cincinnati College of Business 1988 — 1994
Bachelor of Business, Accounting
Envoy Mortgage Company - Correspondent Lending Division January 2014 - Present
Affiliated Mortgage Company September 2012 - December 2013
Benchmark Bank, Ohio May 2012 - September 2012
Union Savings Bank June 2010 - May 2012
RBMG Inc (aka NetBank Funding) 1995 - 2007
Huntington National Bank 1989 - 1994
Skills
FHA, Loans, Construction Loans, Banking, Mortgage Banking, Refinance, USDA, Mortgage Lending, Residential Mortgages, Credit Analysis, Credit, First Time Home Buyers, Investment Properties, Loan Origination, VA loans, Residential Homes, Credit Risk, Risk Management
Education
The Ohio State University - The Max M. Fisher College of Business 1977 — 1982
BS, Business Administration and Management, General
Pitney Bowes March 2008 - Present
Union Savings Bank March 2007 - March 2008
Education
Sinclair Community College 1997 — 1998
Guardian Savings Bank March 2009 - Present
Emery Financial December 2008 - March 2009
Union Savings Bank March 2007 - November 2008
Master Financial 2005 - 2007
Branco Mortgage October 2000 - September 2004
Hall-Mark Electronics 1990 - 1996
Skills
Mortgage Lending, Loans, Credit, FHA, Refinance, Mortgage Banking, Loan Origination, FHA financing, Finance, Banking, Insurance, Coaching, Sales, Underwriting, Negotiation, VA loans, Investment Properties, Residential Mortgages, Real Estate, Investments, Short Sales, Foreclosures, Construction Loans, Certified Mortgage..., First Time Home Buyers, USDA
Education
Wright State University 1970 — 1972
Sinclair Community College 1967 — 1969
Mechanical Engineering Technology
Sinclair Community College 1967 — 1969
Fairmont East 1965 — 1967
Union Savings Bank April 2012 - Present
Union Savings Bank April 2012 - Present
JP Morgan Chase July 2009 - April 2012
American colorscans January 2007 - June 2009
Wells Fargo Financial March 2006 - January 2007
Skills
FHA, Mortgage, Mortgage Lending, Refinance, Conventional, Loans, Loan Origination, Mortgage Industry, Residential Mortgages, FHA financing, Rates, Excel, Debt Consolidation, Mortgage Banking, Jumbo, Mortgage Planning, Certified Mortgage..., Finance, VA loans, Microsoft Excel, Real Estate, USDA, Mortgage Marketing, Credit, Government Loans, Non-Conforming, Mortgage Underwriting, Credit Analysis, Consumer Lending, Home Equity Loans, Commercial Lending, Commercial Mortgages, Home Equity Lines of..., Single Family Homes, Underwriting, Construction Loans, First Time Home Buyers, Investment Properties, Real Estate Financing, Small Business Lending, FHA Financing
Education
Otterbein College 2003 — 2006
BS, Business (marketing/finance concentration)
Hilliad Darby High School 1996 — 2000
Union Savings Bank December 2006 - Present
Fifth Third Bank October 2001 - December 2006
Skills
Mortgage Lending, Loan Origination, Loans, Credit, Mortgage Banking, Loan Servicing, Small Business Lending, Commercial Lending, Residential Mortgages, Refinance, Sales, Consumer Lending, Credit Analysis, Construction Loans, VA loans, Commercial Mortgages, FHA financing, USDA, Lines Of Credit, Commercial Banking, FHA, Underwriting, Cross Selling, Banking, Government Loans, Home Equity Loans, Mortgage Underwriting, Retail Banking, Credit Risk, Home Equity Lines of..., FHA Financing, VA Loans, Sales Management, Strategic Planning, Team Building, Management, Leadership, Finance
Education
The Ohio State University 1984 — 1989
Economics
Indian Hill High School
Union Savings Bank April 2009 - Present
Fifth Third Bank February 2008 - February 2009
Fifth Third Bank February 2007 - February 2008
Fidelity Investments 2006 - 2007
Skills
Banking, Loans, Portfolio Management, Time Management, Mortgage Lending, Customer Service, Sales, Investments, Credit Analysis, Loan Origination
Education
Thomas More College
Bachelor’s Degree, Business Administration/Finance, 3.95
Union Savings Bank February 2013 - Present
US Bank August 2011 - October 2012
Hartford Lending Group, LLC. March 2007 - August 2011
Randall Mortgage Services, Inc April 1997 - March 2007
Skills
Loans, Leadership, Mortgage Lending, Management, Training, Operations Management, FHA, Banking, Customer, Problem Solving, Credit, Mortgage Banking, Underwriting, First Time Home Buyers, Residential Homes, Real Estate, VA loans, Loan Origination, Refinance, USDA, Sales, Residential Mortgages, Construction Loans, Investment Properties, Reverse Mortgages, Real Estate Financing, FHA financing, Government Loans, Consumer Lending, Certified Mortgage..., Commercial Lending, Credit Analysis, Mortgage Underwriting, Home Equity Loans, Commercial Mortgages, Mortgage Servicing, Small Business Lending, Home Equity Lines of..., Loss Mitigation, Loan Servicing, Lines Of Credit, Referrals, Cross Selling, Finance, Mortgage Marketing, Real Estate Economics, REO, Financial Structuring, Commercial Banking, Funding
Education
Tiffin University 1986 — 1991
Bachelors of Business Administration, BBA
Tiffin University 1986 — 1991
Bachelor of Business Administration (B.B.A.), Management/Marketing, General
Magnolia Bank June 2014 - Present
Union Savings Bank December 2012 - June 2014
Florida Captial Bank Mortgage April 2012 - September 2012
M.G.I.C. December 2010 - October 2011
Principal Wholesale Lending April 2007 - July 2007
Sovereign Bank August 2004 - March 2007
Skills
Underwriting, Mortgage Insurance, Mortgage Lending, Banking, FHA, Mortgage Industry, Residential Mortgages, Refinance, Mortgage Underwriting, Loan Origination, Mortgage Marketing, Funding, Mortgage Banking, Sales, Loans, Real Estate, USDA, Portfolio Management, Construction Loans, Investment Properties, VA loans
Education
University of Kansas 1969 — 1974
Bachelor of Science (BS), General Studies
Union Savings Bank June 2013 - Present
Great Lakes Largemouth Series and Ice Fish Ohio May 2013 - Present
www.icefishohio.com November 2009 - Present
The Guernsey Bank March 2012 - May 2013
5th Third Bank March 2008 - September 2008
Skills
Mortgage Banking, Program Management, Sales Management, Sellers, Residential Homes, Refinance, Leadership, Loans, Marketing, Fishing, Management, FHA, Sales, Customer Service, New Business Development, Loan Origination, Mortgage Lending, Account Management, Residential Mortgages, Banking, Negotiation, Real Estate, Small Business
Education
University of Louisiana at Lafayette 1985 — 1990
General Business
Union Savings Bank January 2009 - Present
Project by Project July 1992 - January 2009
ROI Realty Services, Inc. October 1999 - 2009
Atticus Scribe, Ltd. January 1996 - October 1999
Goal Systems Internatonal, Inc 1987 - 1992
Skills
Refinance, Commercial Lending, Marketing, Investment Properties, Mortgage Lending, Loan Origination, Government Loans, New Home Purchase, Construction Loans, Residential Mortgages, Mortgage Banking, Residential Homes, FHA, VA loans, FHA financing, VA Refinance, First Time Home Buyers, Long-term Customer..., Loans, Commercial Real Estate
Education
The Ohio State University
Upper Arlington High School
Huntington National Bank August 2010 - Present
KeyBank February 2007 - July 2010
Union Savings Bank December 2005 - February 2007
Skills
Commercial Lending, Commercial Banking, Investments, Mortgage Lending, Credit Analysis, Strategic Financial..., Risk Management, Insurance, Portfolio Management, Retail Banking, Sales Management, Cross Selling, FHA, Retirement Planning, Residential Mortgages, Financial Analysis, Leadership, Commercial Mortgages, Corporate Finance, Finance, Lines Of Credit, Treasury Management, Refinance, Loan Origination, Commercial Real Estate, Wealth Management, Underwriting, Branch Management, Mutual Funds, Credit Risk, Loans, Branch Banking, Deposits, SBA, Small Business, Cash Management, Financial Planning, Consumer Lending, Mortgage Banking, Relationship Management, Financial Services, Real Estate, Asset Management
Education
University of Cincinnati 1988 — 1993
BA, Political Science, History, Finance
Elder High School 1985 — 1988
College Prep
Union Savings Bank 2005 - Present
Fifth Third Bank July 1991 - May 2004
Education
University of Dayton 1976 — 1979
JD, Law
Commercial Capital Consultants, LLC. July 2010 - Present
Columbus Real Estate Exchangers 2006 - 2010
Union Savings Bank 2000 - 2007
5/3 Bank 2003 - 2004
5/3 Bank 2003 - 2004
Skills
Gold, Petroleum, MTNs, BGs, Historic exotic bonds, Coal, Iron Ore, Due Diligence, Investment Properties, Commodity, Investments, Mortgage Lending, Real Estate, Sellers, Credit, Funding, Mergers & Acquisitions, Finance, Banking, Negotiation, Business Planning, Entrepreneurship, Strategic Planning
Education
The Ohio State University 1972 — 1974
BA, Microbiology
Special Counsel December 2014 - December 2014
Special Counsel August 2014 - August 2014
Union Savings Bank February 2013 - May 2013
ProScan Imaging, LLC 2008 - 2011
Fifth Third Bancorp 2004 - 2007
Katz Teller Brant & Hild/Summit Title Agency 2002 - 2003
Fifth Third Bank 1998 - 2002
Skills
Document Review, Regulatory Compliance, Contract Preparation, Contract Management, Consumer Lending, Due Diligence, Real Estate Transactions, Legal Research, Policy Development, Cross-functional..., Training Delivery, Intranet Publications, Web Content Creation, Employee Relations, Closing Skills, Performance Management
Education
University of Mississippi School of Law
Juris Doctor (JD)
University of Southern Mississippi
Bachelor of Science (BS) with Honors, Paralegal Studies
Union Savings Bank January 2012 - Present
Union Savngs Bank January 2012 - Present
Union Savings Bank May 2008 - January 2012
Union Savings Bank May 1994 - May 2008
Skills
Credit Analysis, Problem Solving, Non-profits, Commercial Lending, Loans, Nonprofits, USDA, Real Estate, Credit, Construction Loans, Business Development, Commercial Real Estate, Management, Mortgage Lending, Residential Mortgages, Commercial Mortgages, Finance, SBA, Underwriting, FHA, Commercial Banking, Investments, Banking, Retail Banking, Lines Of Credit, Refinance, Portfolio Management, Loan Origination, Small Business Lending, Financial Analysis, Small Business
Education
The University of Connecticut 1978 — 1982
Bachelor of Science (BS), Finance, General
University of New Haven
Master of Business Administration (MBA)
Union Savings Bank 2014 - Present
Wells Fargo 2012 - 2014
Fifth Third Bank 2011 - 2012
Kforce Inc. 2010 - 2011
Realty Executives 2005 - 2011
Homestead Mortgage 2006 - 2010
Skills
Non-profit Leadership, Customer Service, Selling, Team Leadership, Sales, Team Building, Sales Operations, Employee Training, Marketing, Wholesale Banking, Education, Bookkeeping, Volunteer Management, Financial Services, Management, Funding, Loan Origination, FHA, Financial Risk, Banking
Education
University of Cincinnati
Bachelor of Science (B.S.), 3.596
Hancock Mortgage Partners, LLC September 2014 - June 2015
American Eagle Mortgage May 2014 - September 2014
U.S. Bank November 2013 - April 2014
US Bank Home Mortgage December 2010 - August 2013
Union Savings Bank February 2007 - November 2010
Dominion Homes May 2004 - June 2006
Citifinancial Mortgage 1997 - 2004
Skills
Loan Origination, Underwriting, Customer Satisfaction, Customer Service, Real Estate Transactions, Mortgage Lending, First Time Home Buyers, Strategic Planning, Investment Properties, Real Estate, Team Leadership, Foreclosures, FHA Financing, Residential Homes, Credit, Loans, Short Sales, Refinance, Community Outreach, Public Speaking, Communication
Education
The Ohio State University
Coursework towards Business Administration and Management
LexisNexis April 2015 - Present
PNC Mortgage April 2013 - December 2014
PNC Mortgage February 2010 - April 2013
Union Savings Bank February 2009 - January 2010
National City Mortgage 2005 - 2008
National City Mortgage 1998 - 2005
Century 21 Elite Performance 1996 - 1997
Coldwell Banker Real Estate 1993 - 1996
Skills
Mortgage Underwriting, Loan Servicing, Mortgage Servicing, Production Support, Product Development, Consumer Lending, Security, Refinance, Closings, Security Administration, Residential Mortgages, Mortgage Processing, Mortgage Closing, Mortgage Loan Closer, Financial Analysis, Business Analysis, Credit Analysis, Data Analysis, Mortgage Lending
Education
University of Kentucky
Accounting and Finance
Oakwood High School
College Prep
Union Savings Bank Branch ManagerUS BankJanuary 2001 - June 2009
Education
University of Phoenix 2007 — 2011
Business Management
Plante Moran July 2014 - Present
Warsaw Federal Savings and Loan Association April 2013 - March 2014
Union Savings Bank January 2011 - March 2013
Key Bank March 2006 - May 2009
Fifth Third Bank February 1985 - February 2006
Skills
Loans, Commercial Banking, Commercial Lending, Banking, Mortgage Lending, Retail Banking, Mortgage Banking, Marketing, Coaching, Sales Management, Refinance, Cross Selling, Investments, Credit, Business Development, Leadership, Risk Management, Management, Sales, Small Business Lending, Credit Analysis, Consumer Lending, Loan Origination, Relationship Management, Portfolio Management, Customer Retention, Lines Of Credit, Commercial Mortgages, Underwriting, Cash Management, Finance, Residential Mortgages, FHA, Credit Risk, Financial Services, Construction Loans, Small Business, Financial Analysis, Mortgage Underwriting, Branch Management, Treasury Management, Strategic Financial..., VA loans
Education
University of Cincinnati 1984 — 1989
BBA, Marketing
Elder High School 1979 — 1983
Union Savings Bank January 1997 - Present
The Homeownership Center of Greater Cincinnati 1999 - Present
Skills
Mortgage Lending, FHA, Loans, Loan Origination, Mortgage Banking, Refinance, Credit, Banking, Commercial Lending, Underwriting, Real Estate, First Time Home Buyers, Credit Analysis, Investment Properties, Sales Management, Residential Mortgages, USDA, Insurance, Foreclosures
Education
Penn State University 1979 — 1983
BA - Fine Art, drawing, water color painting
Union Savings Bank January 2005 - Present
Winton Savings & Loan September 1986 - December 2004
Education
University of Cincinnati College of Business 1987 — 1989
Bachelor's degree, Accounting
University of Cincinnati College of Business 1980 — 1984
Bachelor's degree, Finance
Better Business Bureau serving Chicago and Northern Illinois, Inc. April 2012 - Present
Andek Designs December 2000 - Present
AMCORE Bank July 2008 - October 2010
Union Savings Bank September 2007 - July 2008
Giovanni's Restaurant and Convention Center November 2006 - September 2007
Vidiots Videos and Games December 1993 - June 2003
Skills
Microsoft Excel
Education
Rockford University
B.S., Accounting
Rock Valley College
A.A., Liberal Arts
Union Savings Bank July 2007 - Present
Citifinacial 1995 - 2004
Skills
Loans, FHA, Refinance, First Time Home Buyers, Investment Properties, USDA, Real Estate, Mortgage Lending, Mortgage Banking, Loan Origination, Selling, VA loans, Residential Mortgages, Real Estate Transactions, Credit, Finance, Residential Homes, Short Sales, Commercial Lending, Investors, Foreclosures, Condos, REO, Certified Mortgage..., Construction Loans, Home Equity Loans, Credit Analysis, FHA financing, Government Loans, Commercial Mortgages, Sellers, Mortgage Underwriting, Home Equity Lines of..., Real Estate Economics, Referrals, Loss Mitigation, Sales, Lines Of Credit, Small Business Lending, Banking, Underwriting, Closings, HUD, Real Estate Financing, Investments, Consumer Lending, Single Family Homes, Financial Structuring, Title Insurance, Relocation
Education
The Ohio State University 1982 — 1985
Business Managment
Troy High School - Troy, Ohio 1979 — 1982
UBS October 2014 - Present
East Bend Baptist Church November 2009 - Present
Union Savings Bank February 2013 - October 2014
Ameriprise Financial Services, Inc. February 2011 - February 2013
Union Savings Bank February 2009 - February 2011
Morgan Stanley January 2007 - November 2007
United States Marine Corps August 1994 - January 2001
Education
Union University 2014 — 2015
Completing a MCS Degree, Christian Studies
Thomas More College 2003 — 2006
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Union Savings Bank
Skills
VA, FHA, Conventional, Mortgage Lending, Conforming, VA loans, Refinance, Mortgage Industry, Mortgage, Loans, Loan Origination, Commercial Lending, Credit, Small Business Lending, Purchase, First Time Home Buyers, Credit Analysis, Banking, Investment Properties, Home, Real Estate, Investors, REO, Residential, Short Sales
Education
The Ohio State University
Art Institute of Pittsburgh December 2011 - Present
Union Savings Bank January 2009 - February 2009
Kids 'R' Kids September 2008 - December 2008
Kelly Services March 2008 - June 2008
Union Savings Bank January 2008 - February 2008
Bad Kitty Ink October 2005 - March 2007
Education
The Art Institute of Pittsburgh-Online Division 2011 — 2016
Bachelors of Science, Fashion and Retail Mangement
Washington Senior High 1997 — 2001
High School Diploma, High School/Secondary Diplomas and Certificates
Union Savings Bank August 2013 - Present
Education
University of Cincinnati
Bachelor's Degree, Marketing/Marketing Management, General, 3.2