UST Inc.

Industry: Tobacco company

Description

UST Inc. was a holding company, the biggest producer of snuff and chewing tobacco, whose subsidiaries included U.S. Smokeless Tobacco Company and International Wine & Spirits Ltd., which in turn is a holding company of Chateau Ste. Michelle Wine Estates, a vintner of premium wines. Headquarters: Stamford, CT Founded: 1986 Number of employees: 4,610 (2007) Successor: Altria Subsidiaries: U.S. Smokeless Tobacco Company, Parent organization: Altria

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UST Inc. Employees

Employee
Years
Job
Industry
Jerry Braccia Jerry Braccia Napa, California Details
Jerry Braccia's UST Inc. Experience 2008 - 2008
Job Senior Art Director | Trinchero Family Estates
Industry Design
Experience
Trinchero Family Estates  July 2013 - Present
Deutsch Family Wine & Spirits  October 2008 - June 2013
W.J. Deutsch & Sons   October 2008 - September 2011
School of Visual Arts  September 2006 - August 2008
UST, Inc.   2008 - 2008
Today Media  June 2006 - September 2006

Skills
Art Direction, Packaging, Creative Direction, Graphic Design, Motion Graphics, Brand Development, Typography, Corporate Identity, Logo Design, Advertising, Concept Development, Branding & Identity, Creative Strategy, Adobe Creative Suite, User Interface Design, Web Design, Illustrator, Graphics, Interaction Design, Illustration, Corporate Branding, Visual Communication, Brochures, InDesign, Creative Management, Web Technologies, Web Development, Dreamweaver, Layout, User Experience, WordPress, Posters, Pre-press, Photography, Magazines, Collateral, Communication Design, Image Manipulation, New Media, Experience Design, Interactive Advertising, Mac, Art, Brand Architecture, Visual Identity, Digital Illustration, Vector Illustration, Integrated Marketing, Brand Management, Marketing

Education
School of Visual Arts   2006 — 2008
MFA, Design

State University of New York College at Purchase   2000 — 2006
Bachelor of Fine Arts (B.F.A.), Graphic Design

Mount Vernon High School   1989 — 1993
High School Diploma, Vocational Arts

Richard A. Montanaro, PhD Richard A. Montanaro, PhD Greater New York City Area Details
Richard A. Montanaro, PhD's UST Inc. Experience June 2001 - October 2004
Job Director, Career and Self Awareness Program (CSA)
Industry Education Management
Experience
Post University  January 2013 - Present
Career Discoverys   November 2004 - Present
Post University  August 2011 - January 2013
Regeneron Pharmaceuticals  July 2010 - August 2011
Regeneron Pharmaceuticals, Inc.   April 2007 - July 2010
BWP/ CARQUEST   September 2005 - June 2006
UST, Inc.   June 2001 - October 2004
Norden Systems  1985 - 1992
Marriott International  1980 - 1985

Skills
Organizational..., Leadership Development, Talent Management, Training, Performance Management, Leadership, Coaching, Career Counseling, Instructional Design, Career Development, Interviews, Management, Human Resources, Team Building, Personnel Management, Organizational..., Program Management, Strategy, Employee Relations, E-Learning, Change Management, Adult Education, Career Management, Recruiting, Executive Coaching, Staff Development, Management Consulting, Blended Learning, Technical Recruiting, 360 Feedback, Succession Planning, MBTI, Team Leadership, Curriculum Design, Onboarding, Organizational Design, Workshop Facilitation, Conflict Resolution, Resume Writing, Training Delivery, Employee Training, Talent Acquisition, Culture Change, Temporary Placement, Designing, HRIS, Learning Management..., Employee Engagement, Job Search Strategies, Career Assessment

Education
Fielding Graduate University   1997 — 2010
PhD, Human & Organizational Systems

Fielding Graduate University   1997 — 2002
MA, Organization Development

University of New Haven   1988 — 1991
MSIR, Industrial Relations

Southern Connecticut State University   1973 — 1977
BS, Social Work

Manhattanville College

Matthew Friend Matthew Friend Greater Atlanta Area Details
Matthew Friend's UST Inc. Experience January 2006 - March 2010
Job National Accounts Manager (NTC)
Industry Consumer Goods
Experience
National Tobacco Co., L.P.   March 2014 - Present
Imperial Trading Company  October 2013 - March 2014
Community Coffee Company  July 2012 - October 2013
W.L. Petrey Wholesale Company Inc.   March 2010 - November 2011
UST Inc.   January 2006 - March 2010
UST Inc.   January 2002 - January 2006
UST Inc.   January 2000 - January 2002
UST Inc.   July 1996 - January 2000
UST Inc.   July 1991 - July 1996

Skills
FMCG, Sales Operations, Sales Management, Key Account Management, Key Account Development, Account Management, Operations Management, Beverage Development, Business Planning, Strategic Planning, Trade Marketing, Marketing Strategy, Analytics, Data Analysis, Forecasting, Target Marketing, Market Planning, Visual Merchandising, Planograms, Planogram Development, Pricing Analysis, Pricing Strategy, Sales Leadership..., Salesforce Training, P&L management..., Promotional Analysis, New Product Roll Out, Brand Developement, Performance Planning, Performance Management, Brand Management, Brand Equity, Distribution Strategies, Cold Calling Experience, Business Networking, Microsoft Office, Cross-functional Team..., Consumer Insight, Product Development, Product Marketing, Product Management, Problem Solving

Education
University of Florida   1990 — 1995
Bachelor of Arts, Education, Suma Cum Laude

Diane Strangmann Diane Strangmann Greater Chicago Area Details
Diane Strangmann's UST Inc. Experience 1981 - 1987
Job Sales & Catering Coordinator at Hilton Chicago Northbrook
Industry Hospitality
Experience
Hilton Chicago Northbrook   September 2004 - Present
UST, Inc.   1981 - 1987
U.S. Tsubaki, Inc.   1981 - 1987
Citicorp  1978 - 1981
Harris Corp.  1977 - 1978

Skills
Event Planning, Administrative Support, Social Media, Hospitality Industry, Newsletters, Administrative..., Training, Social Networking, Meeting Planning, Hotels, Event Management, Hospitality, Trade Shows, Hotel Management, Customer Service, Catering, Hospitality Management, Administrative..., Sales

Education
Northeastern Illinois University   1974 — 1977
BA, Elementary Education

Ed Wallon Ed Wallon Greater New York City Area Details
Ed Wallon's UST Inc. Experience March 2003 - March 2009
Job Strategy Director at Colangelo Synergy Marketing
Industry Consumer Goods
Experience
Colangelo Synergy Marketing  January 2011 - Present
Altria  March 2009 - February 2010
UST, Inc.   March 2003 - March 2009
U.S. Smokeless Tobacco   2000 - 2003
UST Inc.   1998 - 2000

Skills
Integrated Marketing, Cross-functional Team..., Trade Marketing, Brand Architecture, Direct Marketing, Market Planning, Customer Insight, Retail, Marketing Strategy, Account Management, Product Development, Shopper Marketing, Marketing Management, Consumer Products, Strategic Planning, Brand Management, FMCG, Marketing, Advertising, Pricing, Key Account Development, Sales Operations, Strategy, Brand Development, P&L Management, Business Planning

Education
State University of New York College at Geneseo   1983 — 1988
BA, Economics

Scot Weicker Scot Weicker Greater New York City Area Details
Scot Weicker's UST Inc. Experience July 1991 - April 2009
Job SBWEventsGroup
Industry Events Services
Experience
SBWEventsGroup   April 2009 - Present
UST Inc.   July 1991 - April 2009

Skills
Strategic Planning, Event Management, Event Planning, Social Media Marketing, Public Relations, Fundraising, Marketing Strategy, Media Relations, Time Management, Budgets, Social Media, Marketing, Project Planning, Advertising, Marketing Communications, Corporate Events, New Business Development, Sales, Contract Negotiation, Project Management, Leadership, Management, Trade Shows, Strategy

Education
University of Richmond   1977 — 1980
ba

Kent School

Tony Clanton Tony Clanton Greater Atlanta Area Details
Tony Clanton's UST Inc. Experience 2007 - June 2009
Job Director of Sales at Swedish Match NA
Industry Consumer Goods
Experience
Swedish Match  April 2010 - Present
UST Inc.   2007 - June 2009
UST Inc.   2004 - 2007
UST Inc.   2001 - 2004
UST Inc.   1998 - 2001
UST Inc.   1997 - 1998
UST Inc.   1990 - 1997

Skills
Sales Management, Key Account Development, Cross-functional Team..., Strategy, Merchandising, Trade Marketing, Account Management, Sales Operations, Negotiation, Brand Management, Budgets, Business Development, Business Planning, CRM, Competitive Analysis, Direct Sales, FMCG, Grocery, Leadership, Logistics, Management, Market Planning, Marketing, New Business Development, P&L Management, Pricing, Product Development, Program Management, Retail, Sales, Team Building, Forecasting, Supply Chain, Shopper Marketing, Consumer Products, Customer Insight, Key Account Management

Education
University of North Alabama   1987 — 1990
Bachelor of Science

Chris Athanasia Chris Athanasia Center Harbor, New Hampshire Details
Chris Athanasia's UST Inc. Experience March 2002 - May 2009
Job General Counsel and Chief Legal Officer at 212 DB Corp.
Industry Legal Services
Experience
212 DB Corp.   August 2013 - January 2014
iGPS Company, LLC   April 2010 - December 2012
TAKS Associates, LLC   July 2009 - December 2012
UST Inc  March 2002 - May 2009
Skadden, Arps  January 1996 - March 2002
El Paso Community College  September 1990 - August 1993

Education
University of Notre Dame Law School   1993 — 1996
JD, Law

Yale University   1986 — 1990
BA, History

Dan McDade Dan McDade Greater Atlanta Area Details
Dan McDade's UST Inc. Experience September 1990 - February 1996
Job Expert in maximizing marketing and sales ROI. Developer of seamless processes that optimize every market touch.
Industry Marketing and Advertising
Experience
PointClear LLC  February 1997 - Present
UST, Inc.   September 1990 - February 1996
Bear Creek Corporation  April 1985 - February 1989
H.G. Hasting Co.   1977 - 1985
Washington Inventory Service  1971 - 1975

Skills
Lead Generation, Direct Marketing, B2B, Business Development, New Business Development, Marketing Strategy, Marketing Automation, Marketing, Demand Generation, Strategy, B2B Marketing, Sales Management, Sales, Strategic Partnerships, Lead Management, Customer Acquisition, Database Marketing, Leadership, Sales Process, Product Marketing, Telemarketing, Solution Selling, Management, Cross-functional Team..., Email Marketing, Segmentation, SaaS, Analytics, Integrated Marketing, Thought Leadership, Account Management, CRM, Selling, Salesforce.com, Marketing Management, Strategic Planning, Sales Operations, Business Strategy, Online Marketing, Market Analysis, Direct Sales, Competitive Analysis, Market Segmentation, Market Planning, Multi-channel Marketing

Education
North Carolina State University   1974 — 1977
Accounting

University of Maryland College Park   1971 — 1974

Su-Chin Lo Su-Chin Lo Greater New York City Area Details
Su-Chin Lo's UST Inc. Experience June 1991 - April 1996
Job Independent Consultant at IR*Matrix
Industry Professional Training & Coaching
Experience
IR*Matrix   January 2009 - Present
GlaxoSmithKline  July 2007 - January 2009
Schering-Plough  April 2006 - June 2007
Barr Laboratories  2004 - 2006
Merck  April 2000 - April 2004
Thermo Gamma-Metrics  April 1998 - April 2000
UST Inc.   June 1991 - April 1996

Skills
Analytical Chemistry, Technology Transfer, GMP, Validation, R&D, FDA, Spectroscopy, Quality System, V&V, Formulation, Characterization, Six Sigma, Quality Control, Laboratory, Manufacturing, Process Optimization, Quality by Design

Education
University of Rhode Island   1985 — 1991
Ph.D., Chemistry

Tim Wiltshire Tim Wiltshire Greater New York City Area Details
Tim Wiltshire's UST Inc. Experience May 1991 - August 1994
Job
Industry Information Technology and Services
Experience
Gartner, Inc.   March 2000 - Present
PepsiCo, Inc.   November 1999 - March 2000
Pepsi Cola North America  May 1997 - November 1999
PepsiCo, Inc  August 1994 - May 1997
UST, Inc.   May 1991 - August 1994

Skills
Vendor Management, Security, Server Architecture, IT Strategy, IT Management, Cloud Computing, Disaster Recovery, Enterprise Architecture, ITIL, Data Center, Virtualization, IT Operations, Business Continuity, Technical Architecture, IT Audit, Information Security, Microsoft Exchange, Networking, Integration, Servers, Hardware, System Deployment, Information Technology

Education
University of Connecticut   1987 — 1992
BA

Emmanuel Lee Emmanuel Lee White Plains, New York Details
Emmanuel Lee's UST Inc. Experience August 2005 - October 2009
Job VMWare Consultant at http://www.informa.com
Industry Information Technology and Services
Experience
Informa Investment Solutions - http://www.informa.com   July 2011 - Present
IBM Global Services  July 2009 - July 2011
UST, Inc.   August 2005 - October 2009
Atlas Air  August 2003 - August 2005
InfoDesk, Inc.   2001 - 2003
Watson Wyatt SSC   2001 - 2002

Skills
Disaster Recovery, Data Center, Servers, EMC Storage, Infrastructure, SAN, Storage, Storage Area Networks, System Administration, VMware, VMware Infrastructure, Integration

Education
AMA University   1989 — 1994
B.S. in Computer Engineering

Dominick Ciaraldi Dominick Ciaraldi Greater Philadelphia Area Details
Dominick Ciaraldi's UST Inc. Experience February 2002 - June 2004
Job Political Campaign Finance Professional
Industry Telecommunications
Experience
Comcast  January 2007 - Present
Safeway  July 2004 - December 2006
UST Inc.   February 2002 - June 2004
NIC Technologies, Inc.   July 2001 - October 2002
Federal Election Commission  April 1999 - July 2001

Skills
Public Affairs, Strategy, Strategic Communications, Politics, Fundraising, Grassroots Organizing, Political Campaigns, Media Relations, Leadership, Management, Crisis Communications, Legislative Relations, Grassroots, Public Policy, Nonprofits, Strategic Planning, Public Speaking, Government

Education
University of Rhode Island   1993 — 1998
BS, History; Political Science

Northwest Catholic High School   1990 — 1993
High School

LP

Stamford

Stamford

Stamford Soccier

Windsor HS

Kent Stivers Kent Stivers Greater New York City Area Details
Kent Stivers's UST Inc. Experience 1994 - 2000
Job
Industry Information Technology and Services
Experience
Adaco  2013 - Present
Vinimaya Inc  2008 - 2012
Eastern Mountain Sports  2002 - 2007
UST Inc.   1994 - 2000
Keane Inc.  1989 - 1994

Education
The University of Connecticut
Bachelor of Arts (BA), English Literature

The Chubb Institute
Web Development

Computer Processing Institute
Business Computer Processing

James Crofford James Crofford Charlottesville, Virginia Area Details
James Crofford's UST Inc. Experience July 2003 - July 2006
Job Accounting Manager Daikin Applied Americas
Industry Machinery
Experience
Daikin Applied  May 2014 - Present
WEK Industries Inc.   July 2012 - May 2014
CommScope  October 2008 - July 2012
Armstrong World Industries  July 2006 - December 2007
UST Inc.   July 2003 - July 2006
Logan Aluminum  September 1995 - July 2003

Skills
Cost Accounting, SOX, Accounting, Financial Analysis, Fixed Assets, SAP, General Ledger, Budgeting, P&L, Forecasting, JD Edwards, GAAP, Variance Analysis, Reconciliation, Costing, Accounts Payable, Payroll, Financial Accounting, Cost Analysis, Financial Management, Inventory Management, Process Improvement, ERP, Business Process..., Accruals, Compliance, Account Reconciliation, Capital Budgeting, Manufacturing, Excel, Revenue Recognition, Cost Reduction, Monthly Close, SAP R/3, IFRS, Target Costing, Managerial Finance, Sarbanes-Oxley Act, US GAAP, Sarbanes-Oxley, Cash Flow, Hyperion Enterprise, Hyperion, Microsoft Excel, CPA

Education
Western Kentucky University   1999 — 2001
MBA, Finance, General

University of Mississippi   1983 — 1987
Bachelor of Accountancy, Accounting

Steven Fried Steven Fried Greater New York City Area Details
Steven Fried's UST Inc. Experience January 2005 - April 2009
Job Vice President Compliance at EMCOR Group, Inc.
Industry Construction
Experience
EMCOR Group, Inc.   November 2014 - Present
EMCOR Group, Inc.   October 2011 - October 2014
EMCOR Group, Inc.   April 2009 - September 2011
UST Inc.   January 2005 - April 2009
Pitney Bowes  July 2001 - January 2005
Wise Components Inc.   March 1989 - July 2001
MNC Financial (formerly American Security Bank)   1985 - 1989
Arthur Andersen & Co.   1983 - 1985

Education
University of Connecticut   1998 — 2000
MBA

University of Maryland - Robert H. Smith School of Business   1979 — 1983
BS, Accounting

Beacon High School   1975 — 1979

John McGrath, C.P.M. John McGrath, C.P.M. Greater New York City Area Details
John McGrath, C.P.M.'s UST Inc. Experience 2004 - 2009
Job Director, Global Indirect Procurement at Estee Lauder Companies
Industry Cosmetics
Experience
UST, Inc.   2004 - 2009
UST Inc.   1994 - 2004
UST Inc.   1988 - 1994
UST Inc.   1987 - 1988
Bush Boake Allen, Inc.   1973 - 1987

Skills
Supply Chain, Cross-functional Team..., Supply Chain Management, Procurement, Sourcing, Leadership, Manufacturing, Materials Management, Inventory Management, Consumer Products

Education
University of Connecticut
BS

Frank Pisacane Frank Pisacane Greater Nashville Area Details
Frank Pisacane's UST Inc. Experience July 2004 - May 2009
Job Manager Product Commercialization at US Smokeless Tobacco
Industry Consumer Goods
Experience
US Smokeless Tobacco  May 2009 - Present
UST Inc.   July 2004 - May 2009
UST Inc.   March 2000 - July 2004
UST Inc.   May 1996 - March 2000

Education
University of Connecticut   1985 — 1990
BS Sports Marketing & Recreational Management, Marketing, Business

Pam Goehringer Pam Goehringer Greater New York City Area Details
Pam Goehringer's UST Inc. Experience 1986 - 1988
Job Account Representative at CBP
Industry Human Resources
Experience
CBP  January 2012 - Present
RBC Bearings, Inc.   July 1998 - December 2008
Staveley Industries plc   1988 - 1998
UST, Inc.   1986 - 1988

Skills
Insurance, Employee Benefits, Payroll, Human Resources, HRIS, Management, COBRA, Policy, Workers Compensation, Open Enrollment, Auditing, Benefits Administration, Analysis, Employee Relations, Recruiting

Education
New England College   1970 — 1974
BA, English

Karl Boldt, P.E. Karl Boldt, P.E. Greater New York City Area Details
Karl Boldt, P.E.'s UST Inc. Experience April 1995 - June 2009
Job Senior Air Quality Engineer (parttime) at Malcolm Pirnie
Industry Consumer Goods
Experience
Malcolm Pirnie  April 2010 - Present
no job  June 2009 - April 2010
UST Inc  April 1995 - June 2009
McLaren/Hart  1991 - 1995
Fred C. Hart Associates  1979 - 1991

Skills
Environmental Compliance, Environmental Awareness, Remediation, Hazardous Waste...

Education
University of Rhode Island   1966 — 1970
B.S., Mechanical Engineering

Jill Galowitz Jill Galowitz Greater New York City Area Details
Jill Galowitz's UST Inc. Experience April 2001 - May 2006
Job Executive, Marketing & Management
Industry Consumer Goods
Experience
Sage Yoga & Wellness, LLC   March 2013 - July 2014
TARA  2001 - 2008
UST Inc.   April 2001 - May 2006
Diageo  September 1999 - April 2001
Vlasic Foods International  December 1997 - June 1999
Campbell Soup Company  December 1996 - December 1997
Campbell Soup Company  January 1994 - December 1996
Campbell Soup Company  September 1990 - January 1994
Braxton Associates  August 1987 - July 1990

Skills
Business Strategy, Customer Insight, Brand Management, FMCG, Strategy, Marketing, Management, Marketing Management, Sales, Market Planning, Marketing Strategy, Competitive Analysis, Brand Development, Market Analysis, Product Marketing, Cross-functional Team...

Education
University of Pennsylvania   1982 — 1987
Wharton School: Bachelor of Science in Economics

The Peddie School   1978 — 1982
High School

Susan Scogna Susan Scogna Greater New York City Area Details
Susan Scogna's UST Inc. Experience 1988 - 2000
Job Regulatory Affairs at Acorda Therapeutics
Industry Biotechnology
Experience
Acorda Therapeutics  July 2008 - Present
The Dannon Company  2000 - 2006
UST, Inc.   1988 - 2000

Skills
Microsoft Office, Event Management, Excel, PowerPoint, Calendars, Outlook, Budgeting, Conferences, Word, Customer Service, Administration, Administrative Support, Calendaring, Event Planning, Lotus Notes, Concur, Research, Adobe Acrobat, Administrative..., Microsoft Word, Microsoft Excel, Expense Reports, Data Analysis, Training, Regulatory Affairs, Access, Fundraising, Leadership, Administrative...

Education
SUNY Oneonta

Fredric E. Roth, Jr. Fredric E. Roth, Jr. Greensboro, North Carolina Details
Fredric E. Roth, Jr.'s UST Inc. Experience January 1993 - October 1997
Job Senior executive experienced in domestic and international business, compliance and management.
Industry Legal Services
Experience
Vogt Power International Inc.   May 2013 - June 2014
Freedom Group, Inc.   May 2008 - October 2011
Siemens VDO Automotive Corporation  October 1997 - May 2008
UST, Inc.   January 1993 - October 1997
Olin Corporation  January 1987 - January 1993
General Dynamics Corporation, Fort Worth Division   June 1982 - January 1987

Skills
Mergers, Litigation, Contract Negotiation, Patents, Human Resources, Antitrust Law, Compliance, International..., Products Liabilty, Recalls, Intellectual Property, Cross-functional Team..., Strategic Planning, Management, Due Diligence, Mergers & Acquisitions, Competition Law, Business Development, Negotiation, International Business, Leadership, Strategy, Corporate Law, Joint Ventures, Product Development

Education
University of Dayton School of Law   1979 — 1982
JD, Law

Wright State University   1977 — 1982
MA, History

University of Washington   1975 — 1977
BA, Political Science

Emily Gnadt Emily Gnadt Washington D.C. Metro Area Details
Emily Gnadt's UST Inc. Experience 2001 - 2004
Job Philanthropy Officer at Cincinnati Museum Center
Industry Accounting
Experience
Cincinnati Museum Center  October 2013 - Present
PwC  2007 - 2013
Venable LLP  2004 - 2007
UST Inc.   2001 - 2004

Skills
Government, Fundraising

Education
University of Maryland University College
Bachelor of Arts (B.A.), Communication and Media Studies

University of Maryland University College
Bachelor of Applied Science (B.A.Sc.), Business Administration and Management, General

Anthony Capra Anthony Capra United States Details
Anthony Capra's UST Inc. Experience August 1982 - June 2003
Job
Industry
Experience
Dean Foods Company / TG Lee Dairy   October 2005 - April 2011
UST, Inc.   August 1982 - June 2003

Education
Iona College
BA, Computer and Information Sciences

Jose Cajayon Jose Cajayon Washington D.C. Metro Area Details
Jose Cajayon's UST Inc. Experience 2006 - 2007
Job Compliance Manager at Public Affairs Support Services
Industry Government Relations
Experience
Public Affairs Support Services   April 2009 - Present
Skadden, Arps, Slate, Meagher & Flom LLP & Affiliates   1995 - 2008
UST Inc.   2006 - 2007

Skills
Public Policy, Grassroots Organizing, Legislative Relations, Corporate Governance, Public Affairs, Legal Research, Leadership

Education
University of Santo Tomas
B.S. Architecture

JODY SUPAK JODY SUPAK La Grange, Texas Details
JODY SUPAK's UST Inc. Experience January 1991 - February 1997
Job Making sure money is available for Catholic families when it is needed most!!!
Industry Insurance
Experience
Knights of Columbus  February 2012 - Present
Knights Of Columbus Insurance  1997 - Present
UST Inc.   January 1991 - February 1997
Detroit Tigers  June 1987 - April 1990

Skills
MDRT,FIC, Whole Life, Roth IRA, IRAs, Fixed Annuities, Long Term Care Insurance, Term Life Insurance, Long-term Care, Permanent Life Insurance, Disability Insurance, Life Insurance, Estate Preservation, Financial Planners, Key Person Insurance, Guaranteed Lifetime..., Licensed Life Insurance..., 401k Rollovers, Traditional IRA, Annuity Sales, Licensed Life & Health..., Wealth Preservation..., Buy-sell Agreements, TFSA, Estate Planning, Wealth Accumulation, SEP IRA, Retirement Planning, Retirement, Variable Annuities, Retirement Savings, Insurance

Education
The National Association of Insurance and Financial Advisors   2003 — 2003
LUTCF

University of Houston-Downtown   1987 — 1991
Bachelor of Business Administration (B.B.A.), Behavior and Management

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