Bay Equity, LLC

Industry: Company

Description

Founded: 2007 Subsidiary: Pacific Bay Financial Corporation

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Bay Equity, LLC Employees

Employee
Years
Job
Industry
Armand Ramirez Armand Ramirez San Francisco Bay Area Details
Armand Ramirez's Bay Equity, LLC Experience May 2014 - November 2014
Job Home Mortgage Consultant at Wells Fargo Home Mortgage
Industry Real Estate
Experience
Wells Fargo Home Mortgage  December 2014 - Present
Bay Equity, LLC   May 2014 - November 2014
Keller Williams Realty  September 2013 - May 2014
Century 21 Bundesen  March 2008 - September 2013
Coldwell Banker Petaluma   November 2006 - March 2008
RE/MAX Marina   August 2004 - November 2006

Skills
Short Sales, REO, Real Estate Marketing, Web Marketing, Real Estate, Foreclosures, Home Staging, Property, Sellers, First Time Home Buyers, Investors, Real Estate Transactions, Investment Properties, Residential Homes, Selling, Listings, Buyer Representation, New Home Sales, Single Family Homes, Relocation, Luxury, Buyers, Referrals, 1031 Exchanges

Education
University of California, Santa Barbara   2002 — 2004
Bachelor of Arts (B.A.), Philosophy

Santa Rosa Junior College   1999 — 2002
Associate of Arts (A.A.), Philosophy, Composition

Santa Rosa Junior College   1999 — 2001
Associate of Arts (A.A.)

Brian SavalaMortgage's Made Easy. Brian SavalaMortgage's Made Easy. Greater San Diego Area Details
Brian SavalaMortgage's Made Easy.'s Bay Equity, LLC Experience July 2000 - Present
Job Mortgage Broker & Loan Originator at Cal Pacific a division of Bay Equity
Industry Real Estate
Experience
Bay Equity, LLC   July 2000 - Present

Skills
Refinance, Mortgage Lending, FHA, Loans, Loan Origination, First Time Home Buyers, Investment Properties, FHA financing, VA loans, Certified Mortgage...

Education
San Diego State University-California State University   1996 — 2000
Bachelor's Degree, Psychology

Nationwide Mortgage Licensing System (NMLS)
Mortgage License, NMLS#227136

Certified Mortgage Planner (CMPS)
Certification, Mortgage Planning

Todd Duncan Mastery   2008 — 2013
Mortgage Mastery

California Department of Real Estate
California Real Estate Salesperson's License, Real Estate

Lakewood High School

Jeff Journey Jeff Journey Greater Seattle Area Details
Jeff Journey's Bay Equity, LLC Experience February 2012 - May 2015
Job Loan Officer at LoanStar Home Lending NMLS 80497
Industry Financial Services
Experience
LoanStar Home Lending  May 2015 - Present
Bay Equity, LLC   February 2012 - May 2015

Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Loans, Loan Origination, Investment Properties, First Time Home Buyers, Real Estate, Residential Mortgages, Credit, VA Loans, USDA, Sales, FHA Financing, Management, Foreclosures, Short Sales, Investors, REO, Residential Homes, Customer Service, Credit Analysis, Underwriting, Single Family Homes

Education
University of Phoenix   2010 — 2012
Master of Education (M.Ed.), Education

Western Washington University   1986 — 1988
BA, Psychology

Santiago Rodarte Santiago Rodarte San Antonio, Texas Details
Santiago Rodarte's Bay Equity, LLC Experience February 2012 - Present
Job Licensed Senior Loan Officer
Industry Financial Services
Experience
Bay Equity, LLC   February 2012 - Present
United Lending  April 2010 - February 2012
Bank of America  May 2008 - April 2010

Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Loan Origination, Credit, Residential Mortgages, Loans, Underwriting, USDA, Banking, VA loans, Construction Loans, Government Loans, Finance, FHA financing, Credit Analysis, VA Loans, Investment Properties

Education
The University of Texas at San Antonio   2001 — 2003
Bachelor of Business Administration (B.B.A.), Marketing/Management/Finance

Holly Stuetze Holly Stuetze Lodi, California Details
Holly Stuetze's Bay Equity, LLC Experience January 2014 - July 2014
Job Mortgage Loan Originator (NMLS# 1117099) Stearns Lending, LLC (NMLS# 1854)
Industry Financial Services
Experience
Stearns Lending (NMLS #1854)   February 2015 - Present
Alpine Mortgage Planning  July 2014 - January 2015
Bay Equity, LLC   January 2014 - July 2014
Stockton Unified School District  July 2008 - June 2014
Lodi Unified School District  July 2006 - June 2008
Peoria Unified School District  June 2004 - June 2006
USAA  April 2003 - August 2004
The Coffee Bean & Tea Leaf  February 2001 - November 2002
Biltmore Resort & Spa   July 2000 - January 2001
Boykin Management Company  January 1999 - June 2000

Skills
Microsoft Office, Microsoft Excel, Customer Service, Microsoft Word, PowerPoint, Research, Outlook, English, Windows, Public Speaking, Teaching, Budgets, Strategic Planning, Negotiation, Editing, Social Media, Time Management, Leadership, Staff Development, Management, Marketing, Coaching, Higher Education, Training, Sales, Referrals, Conventional Financing, Refinance, Government Loans

Education
Southern New Hampshire University   2013 — 2014
Master of Business Administration (MBA), Information Technology, 4.0

University of Phoenix   2002 — 2004
Master of Arts (M.A.), Secondary Education and Teaching, 3.89

San Francisco State University, College of Business   1995 — 1999
Bachelor of Science (BS), Hospitality Management - Hotel, 3.0

Jeff Journey Jeff Journey Puyallup, Washington Details
Jeff Journey's Bay Equity, LLC Experience February 2012 - Present
Job loan originator at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC   February 2012 - Present

Skills
Government sponsored...

Education
University of Phoenix   2010 — 2012
Master of Education (MEd), Elementary Education and Teaching

Western Washington University   1986 — 1988
Bachelor of Arts (BA), Psychology

Oshoto Johnson Oshoto Johnson San Francisco Bay Area Details
Oshoto Johnson's Bay Equity, LLC Experience May 2015 - Present
Job Loan Resolution associate at Bay Equity, LLC
Industry Consumer Services
Experience
Bay Equity, LLC   May 2015 - Present
Bay Equity, LLC   August 2012 - Present
Bay Equity, LLC   August 2012 - Present
Vector Marketing  May 2012 - August 2012
Premier Lending Group  March 2006 - August 2010

Skills
Microsoft Office, Project Planning, Analysis, Customer Service, Data Entry, Microsoft Word, Microsoft Excel, Customer Satisfaction, Call Center, Outlook, PowerPoint, Team Building, Sales, CRM, Cold Calling, Customer Retention, Lead Generation, Time Management, Loans, Software Documentation, Management, Training, Leadership, Mortgage Banking

Education
Seattle Central Community College   2010 — 2011

Jay Jaffee Jay Jaffee Lake Oswego, Oregon Details
Jay Jaffee's Bay Equity, LLC Experience April 2013 - March 2014
Job Branch Manager at Doorway Mortgage
Industry Financial Services
Experience
Doorway Mortgage   March 2014 - Present
Bay Equity, LLC   April 2013 - March 2014
Lanphere Enterprises  2010 - 2011
Paramount Equity  2008 - 2010
Paramount Equity  2008 - 2010

Skills
USDA, Refinance, FHA, Mortgage Lending, Mortgage Banking, VA loans, FHA financing, Loan Origination, Loans, Residential Mortgages, Certified Mortgage..., Financial Risk, Financial Analysis, Underwriting

Education
UCSB   1992 — 1997
Bachelor's degree, English Language and Literature/Letters

Richard Marquez Richard Marquez Tustin, California Details
Richard Marquez's Bay Equity, LLC Experience March 2015 - Present
Job Producing Manager at Bay Equity Home Loans
Industry Financial Services
Experience
Bay Equity, LLC   March 2015 - Present
Movement Mortgage, LLC  September 2014 - February 2015
Academy Mortgage Corporation  2009 - 2014
Pacific States Mortgage   June 1989 - June 2006

Skills
Banking, Loans, Credit, Mortgage Lending, Retail Banking, Risk Management, Customer Service, Management, Operations Management, Portfolio Management, Credit Analysis, Commercial Banking, Consumer Lending, Financial Analysis, Sales, Mortgage Banking, Sales Management, Team Building, Relationship Management, Investments, Residential Mortgages, Refinance

Education
San Diego State University-California State University   1972 — 1976

Leah Price Leah Price Coronado, California Details
Leah Price's Bay Equity, LLC Experience August 2014 - May 2015
Job Loan Consultant at Caliber Home Loans
Industry Financial Services
Experience
Caliber Home Loans  May 2015 - Present
Bay Equity, LLC   August 2014 - May 2015
LEMILLAN CORPORATION   September 2009 - May 2015
Guaranteed Rate  March 2013 - February 2014
Guild Mortgage  November 2009 - July 2010
CAMBRIDGE FUNDING GROUP   November 2008 - November 2009
BEST SOURCE INC   August 1997 - October 2009
Pacific Trading   October 1997 - December 2008
Wells Fargo Home Mortgage  December 2007 - October 2008
PNC Mortgage AKA National City Mortgage   November 2002 - November 2007

Skills
Responsible for all..., Credit, First Time Home Buyers, FHA, Finance, Investment Properties, Mortgage Banking, Real Estate, Sales, Mortgage Lending, Banking, Loans, Marketing, Residential Mortgages, Refinance, Loan Origination

Education
Southwestern College
Accounting and Business/Management

Muntinlupa High School
High School

Stephen Gehlbach Stephen Gehlbach Greater Seattle Area Details
Stephen Gehlbach's Bay Equity, LLC Experience February 2014 - Present
Job Senior Loan Officer at Bay Equity Home Loans
Industry Banking
Experience
Bay Equity, LLC   February 2014 - Present
STRONGBROOK REAL ESTATE INVESTMENT CORPORATION   January 2013 - Present
Integrity Finance   February 2011 - Present
JPMorgan Chase  October 2008 - December 2010
America One Finance  January 2006 - October 2008
RBC Mortgage  October 2003 - December 2005

Skills
Mortgage Lending, Refinance, Loans, Residential Mortgages, Mortgage Banking, Loan Origination, FHA, Credit, Credit Analysis, Banking, VA loans, USDA, Financial Analysis, Finance, Financial Structuring, Microsoft Office, Sales, Training, Cold Calling, Marketing, POS

Education
University of California, Berkeley   1991 — 1996
Bachelor of Science (B.Sc.), Biological and Physical Sciences

David Hutton Real Estate School   2002 — 2002
Real Estate Fundamentals, Washington State

Sean K. Babac Sean K. Babac San Francisco Bay Area Details
Sean K. Babac's Bay Equity, LLC Experience January 2014 - Present
Job Loan Officer at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC   January 2014 - Present
Bay Equity, LLC   August 2012 - January 2014
Bay Equity, LLC   August 2012 - April 2013
Crothall Healthcare  May 2011 - November 2012
Rockstar Energy Drink  August 2008 - December 2010

Skills
Microsoft Office, Public Speaking, PowerPoint, Microsoft Excel, Event Planning, Customer Service, Research, Marketing, Public Relations, Social Media, Social Networking, Fundraising, Leadership, Facebook, Sales, Microsoft Word, Outlook, Social Media Marketing, Time Management

Education
University of South Florida   2008 — 2012
Bachelor of Arts (B.A.), Economics

Saint Petersburg College   2007 — 2008
Associate, Arts; General Education

Hayward High School   2000 — 2002
High School

Dunedin High School   1998 — 2000

Rebecca Cady Rebecca Cady Corona, California Details
Rebecca Cady's Bay Equity, LLC Experience November 2012 - Present
Job Regional Vice President of Operations So Cal at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC   November 2012 - Present
Rancho Capital Group, Inc.   June 2009 - November 2012
Statewide Bancorp   2004 - 2009
Washington Mutual fka Fleet Mortgage   2002 - 2004
Fleet Mortgage fka Plaza Home Mortgage   1995 - 2002
Plaza Home Mortgage  1991 - 1995

Skills
Mortgage Lending, Loans, FHA, Mortgage Banking, Loan Origination, Refinance, Underwriting, Credit, Residential Mortgages, USDA, Mortgage Underwriting, FHA financing, VA loans, Notary Public, Banking, Funding, Loss Mitigation, Reverse Mortgages, VA Loans, Real Estate, Investment Properties, FHA Financing

Education
University of California, Riverside   1988 — 1992
Liberal Arts & Education

Rubidoux High School   1984 — 1988

Brittney Goodes Brittney Goodes Englewood, Colorado Details
Brittney Goodes's Bay Equity, LLC Experience September 2015 - Present
Job Closing Associate IV at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC   September 2015 - Present
WJ Bradley Mortgage Capital  June 2012 - September 2015
Westerra Credit Union  June 2009 - April 2012
The Limited  April 2005 - June 2009

Skills
Loans, Banking, Employee Training, Management, Customer Service, Payroll, Multi Tasking, Problem Solving, Auditing, Sales, Residential Mortgages, FHA, Investment Properties

Education
University of Colorado at Denver   2001 — 2002
None, Liberal Arts and Sciences/Liberal Studies

Highlands Ranch High School   1999 — 2001

Frank Helmand Frank Helmand San Jose, California Details
Frank Helmand's Bay Equity, LLC Experience July 2013 - December 2014
Job *Residential Mortgage Executive; Branch Manager/Owner*
Industry Real Estate
Experience
Gourmet Grill Pleasanton   January 2015 - Present
Skyline Financial Corp  December 2014 - Present
Bridge Capital Investment Group, LLC   December 2008 - Present
Bay Equity, LLC   July 2013 - December 2014
PrimeLending  January 2013 - June 2013
RPM Mortgage, Inc.   October 2009 - January 2013
All American Finance   April 2003 - October 2009
Greenpoint Funding Group, INC   November 2004 - September 2008
Community One Financial Services   April 1999 - March 2003

Skills
Mortgage Lending, Refinance, Purchase, Purchasing, Mortgage Banking, Real Es, Real Estate, Real Estate Development, Commercial Real Estate, Real Estate Investor, NMLS Licensed, Real Property, Real Estate Financing, International Real..., Investment Properties, Short Sales, FHA, Investors, First Time Home Buyers, Loans, Residential Homes, REO

Education
San Francisco State University   2002 — 2006
Bachelor's degree, Business Administration, Management and Operations

Riley Lillibridge Riley Lillibridge Greater Los Angeles Area Details
Riley Lillibridge's Bay Equity, LLC Experience January 2011 - January 2014
Job Senior Loan Officer at LoanStar Home Lending
Industry Financial Services
Experience
LoanStar Home Lending  May 2014 - Present
Homecap Lending   January 2014 - May 2014
Bay Equity, LLC   January 2011 - January 2014
Hometown Lending, a DBA of Bay Equity, LLC.   January 2011 - December 2012

Skills
Mortgage Lending, Loans, Certified Mortgage..., First Time Home Buyers, Call Center, Referrals, USDA, FHA, Mortgage Banking, VA loans, Refinance, Residential Mortgages, Construction Loans, Reverse Mortgages, Mortgage Marketing, Mortgage Brokers, Investment Properties, Credit, Financial Analysis, Loan Origination, Finance, Investors, Real Estate, Teaching

Education
Point Loma Nazarene University   2011 — 2012
Master's in the Arts of Teaching, Education

Point Loma Nazarene University   2011 — 2012
Single Subject Social Science, Secondary Education and Teaching

Point Loma Nazarene University   2011 — 2012
Special Education Mild/Moderate Teaching Credential, Special Education and Teaching

Point Loma Nazarene University   2007 — 2010
Bachelor of Arts, History & Social Science

Denise Echeverria Denise Echeverria Greater Los Angeles Area Details
Denise Echeverria's Bay Equity, LLC Experience February 2014 - July 2014
Job Mortgage Loan Officer at W.J. Bradley Mortgage Capital, LLC
Industry Financial Services
Experience
W.J. Bradley Mortgage Capital, LLC   August 2014 - Present
Bay Equity, LLC   February 2014 - July 2014
W.J. Bradley Mortgage Capital, LLC   February 2011 - February 2014
Norwalk-La Mirada Unified School District  September 2009 - December 2010
Norwalk-La Mirada Unified School District  September 2009 - July 2010
Norwalk-La Mirada Unified School District  June 2009 - September 2009
Norwalk-La Mirada Unified School District  August 2008 - June 2009

Skills
Loans, Investment Properties, Mortgage Lending, Grant Writing, Mortgage Banking, FHA, USDA, VA loans, Refinance, Residential Mortgages, FHA financing, Certified Mortgage..., Loan Origination, Real Estate Economics, Real Estate Financing, Real Estate, VA Loans, FHA Financing

Education
University of California, Los Angeles   2004 — 2008
Bachelor of Arts (B.A.), English Language and Literature/Letters

Sara Skowronski, SPHR Sara Skowronski, SPHR San Francisco Bay Area Details
Sara Skowronski, SPHR's Bay Equity, LLC Experience November 2011 - April 2014
Job Principal Consultant at Eos Human Resources Consulting
Industry Human Resources
Experience
Eos Human Resources Consulting   April 2014 - Present
Bay Equity, LLC   November 2011 - April 2014
Renoir Staffing, LLC.   April 2010 - August 2011
California Staffing Professionals  June 2010 - June 2011
Renoir Staffing Services, Inc.   April 2006 - May 2010
Geomatrix Consultants  January 2002 - April 2006
Cyntergy Consultants   August 1997 - April 2001

Skills
Employee Relations, Performance Management, Benefits Administration, Performance Appraisal, Employee Orientation, HRIS, HR Policies, Onboarding, Payroll, Human Resources, Recruiting, Applicant Tracking..., Employee Benefits, Training, Employee Training, Personnel Management, Temporary Staffing, Employee Orientations, Technical Recruiting, Staffing Services, Cold Calling, College Recruiting, New Hire Orientations, Talent Acquisition, Temporary Placement, Leadership, Hiring, Management, HR Consulting, Employment Law, Interviews

Education
San Francisco State University, College of Business
Bachelor's degree, Business Management

Anthony Eden Anthony Eden Greater San Diego Area Details
Anthony Eden's Bay Equity, LLC Experience April 2015 - Present
Job Junior Loan Officer / Loan Officer Assistant at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC   April 2015 - Present
New American Funding  June 2013 - April 2015
Home & Loan Finders   May 2013 - June 2013
Carrington Mortgage Services  January 2013 - April 2013
Union Bank  January 2012 - January 2013

Skills
Sales, Microsoft Office, Social Media, Leadership, Hotels, Outlook, Microsoft Word, Customer Service, PowerPoint, First Time Home Buyers, Mortgage Lending, Refinance, Social Media Marketing, Recruiting, Finance, Real Estate, Banking, Mortgage Banking, FHA, Credit, Residential Mortgages, Loan Origination, Home Equity Loans, Loan Servicing, Construction Loans, Compliance, Loans, VA loans, Organization, VA Loans

Education
UCSD Extension   2011 — 2011
Paralegal Certificate

San Diego State University-California State University   2005 — 2009
BS Criminal Justice, Minor: Psychology

Serra High School   2001 — 2005

De Portola Middle School

Aaron Hardin Aaron Hardin Ladera Ranch, California Details
Aaron Hardin's Bay Equity, LLC Experience January 2015 - Present
Job Sr. Mortgage Banker at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC   January 2015 - Present
New American Funding  October 2013 - January 2015
Pinnacle Mortgage Group, Inc.   July 2012 - October 2013
Covenant Mortgage/Bay Equity   January 2007 - June 2012
Toshiba  1999 - 2004

Skills
Mortgage Lending, Reverse Mortgages, VA loans, FHA, Underwriting, USDA, Mortgage Banking, Investment Properties, Loans, Refinance, Loan Origination, Certified Mortgage..., Credit, FHA financing, Banking, Commercial Lending, Mortgage Underwriting, First Time Home Buyers, Residential Mortgages, Credit Analysis, Government Loans, Non-Conforming, Mortgage Servicing, Real Estate Financing, Home Equity Loans, Home Equity Lines of..., Funding, Consumer Lending, Finance, Real Estate, Referrals, 203K, Branch Management, Construction Loans, FHA Financing, VA Loans

Education
University of Colorado at Boulder   1994 — 1995
Business, Management, Marketing, and Related Support Services

Philip Mikolaj Philip Mikolaj Portland, Oregon Area Details
Philip Mikolaj's Bay Equity, LLC Experience September 2011 - Present
Job Executive Vice President, Technology
Industry Financial Services
Experience
Bay Equity, LLC   September 2011 - Present
Pinnacle Capital Mortgage  April 2010 - September 2011
Smarsh, Inc.   April 2009 - March 2010
DocuTech Corp.  August 2008 - April 2009
LIME Financial Services, Ltd. (Credit Suisse)   2004 - 2008
Del Mar Database / Fiserv   2001 - 2004
Meritage Mortgage Corp / NetBank / RBMG   1997 - 2001
Atwork Corporation (Per-Se Technologies)   1995 - 1996
Seattle Systems, Inc. / Lumedx   1992 - 1995

Skills
SaaS, Microsoft SQL Server, Salesforce.com, Strategic Planning, SQL, Mortgage Lending, Project Management, Cloud Computing, Software Development, Contract Negotiation, Account Management, Enterprise Software, Disaster Recovery, Agile Methodologies, Process Improvement, Compliance, Relationship Management, Business Intelligence, Team Leadership, Product Management, Integration, Vendor Management, Executive Management, Banking, Business Analysis, Risk Management, Business Development, New Business Development, Credit, Loans, Leadership, Operations Management, Finance, Mortgage Banking

Education
St. Mary's College of California   1988 — 1992
Bachelors of Science, Economics / Mathematics

De La Salle

Stephanie Gast - Wilson Stephanie Gast - Wilson San Francisco Bay Area Details
Stephanie Gast - Wilson's Bay Equity, LLC Experience 2011 - 2012
Job Condo Compliance Administrator
Industry Real Estate
Experience
Stearns Lending  May 2014 - Present
Scarllett Magazine   January 2015 - June 2015
Hella Bay Magazine   September 2014 - March 2015
scarllettmag.com   September 2014 - January 2015
TW Housing -- Non profit Project   April 2009 - March 2014
All Western Mortgage (AWM)   November 2012 - January 2014
Vallejo JFK Library   July 2011 - December 2012
Pro mortgage   August 2012 - October 2012
Bay Equity, LLC   2011 - 2012
Bank of America  March 2010 - August 2011

Skills
Mortgage Lending, Property, Property Management, Condos, Appraisals, Leases, Mortgage Banking, Loans, Credit, Loan Origination, Residential Mortgages, Office Management, FHA, Credit Analysis, Mortgage Servicing, Relationship Management, Real Estate Financing, Outlook, Microsoft Excel, Microsoft Office, Portfolio Management, Leadership, Microsoft Word, Call Centers, Cross Selling, Investment Properties, Training, Mortgage Underwriting, Refinance, REO, Real Estate, Finance, Loan Servicing, Foreclosures, Short Sales, Retail Banking, FHA financing, Reverse Mortgages, Financial Services, USDA, Closings, Deposits, VA loans, Asset, Due Diligence, Banking, Residential Homes, VA Loans

Education
Southern New Hampshire University   2013 — 2016
Master of Science in Operations Management, Operations Management and Supervision

Southern New Hampshire University   2013 — 2014
Bachelor of Arts (BA), English Language and Literature/Letters

CSU Hayward/ East Bay   2004 — 2008
English Language and Literature, General, 3.0

Aaron Boothby Aaron Boothby Bend, Oregon Details
Aaron Boothby's Bay Equity, LLC Experience April 2015 - Present
Job Operations Support Specialist at Bay Equity, LLC
Industry Government Administration
Experience
Bay Equity, LLC   April 2015 - Present
Walgreens  November 2014 - February 2015
University of Vermont  November 2013 - November 2014
New England Federal Credit Union (NEFCU)   June 2012 - April 2013
Adecco Group  2013 - 2013
Aspen Skiing Company  November 2010 - April 2012

Skills
Customer Service, Multi-task & Handle..., Public Relations, Microsoft Office, Sales, Build Strong..., Process Efficiency, Data Entry, Teamwork, Telephone Reception, Communication, Community Development, Editing, Microsoft Excel, Higher Education, Student Affairs, Event Planning, PowerPoint, UPS Shipping, Childcare, Snowboarding, Telephone Interviewing, Positive Employee...

Education
University of Maine   2006 — 2010
Bachelor of Arts (B.A.), Psychology & Public Administration

Lindsey Fish Lindsey Fish San Francisco Bay Area Details
Lindsey Fish's Bay Equity, LLC Experience June 2014 - September 2014
Job Legal Secretary at Perry, Johnson, Anderson, Miller and Moskowitz LLP
Industry Legal Services
Experience
Perry, Johnson, Anderson, Miller & Moskowitz LLP   May 2015 - Present
Mullins Downey, LLP   September 2014 - May 2015
Bay Equity, LLC   June 2014 - September 2014
Bay Equity, LLC   February 2014 - June 2014
Law Offices of McBeath & Smith   October 2013 - November 2013
Merrill, Arnone & Jones, LLP   June 2012 - July 2013
Red Wing Shoe Co.  January 2012 - June 2012
Famous Footwear  June 2009 - January 2012
Cowgirl Chic, Tack, Decor & More   June 2007 - June 2009

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Research, Windows, Outlook, Teaching, Public Speaking, Strategic Planning, Administrative..., Teamwork, Telephone Skills, Filing, Time Management, Sales, Data Entry, Access, Residential Mortgages, Home Equity Loans

Education
Piner High School   2002 — 2006
High School Diploma, General Studies

Santa Rosa Junior College   2011 — 2013
Legal Secretary Certificate, Legal Secretarial Studies

Sonoma State University   2006 — 2011
Bachelor of Arts (B.A.), Political Science and Government

Santa Rosa Junior College   2011 — 2013
Legal Office Support Skills Certificate, Legal Support Services

Tamara Halseth Faletoi Tamara Halseth Faletoi Portland, Oregon Area Details
Tamara Halseth Faletoi's Bay Equity, LLC Experience May 2012 - December 2012
Job Sr. Government underwriter at Pinnacle Capital Mortgage
Industry Financial Services
Experience
Pinnacle Capital Mortgage  December 2012 - Present
Bay Equity, LLC   May 2012 - December 2012
Alpine Mortgage  May 2009 - May 2012
Various mortgage companies  January 1998 - February 2011
Sierra Pacific Mortgage  2005 - 2008
America Brokers Conduit   2003 - 2005

Skills
FHA, USDA Rural Housing, Washington Bond, Conventional, Mortgage Insurance, USDA, HomePath, VA loans, Mortgage Banking, Mortgage Underwriting, Mortgage Lending, Refinance, Residential Mortgages, Loan Origination, Government Loans

Education
University of Oregon   1981 — 1982
Education

University of Oregon

Andy Coppernoll Andy Coppernoll Greater Minneapolis-St. Paul Area Details
Andy Coppernoll's Bay Equity, LLC Experience June 2015 - Present
Job Loan Officer at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC   June 2015 - Present
W.J. Bradley Mortgage Capital, LLC   April 2009 - June 2015
Home Savings of America  April 2008 - April 2009
Apollo Home Mortgage  September 2001 - March 2008

Skills
New Home Purchase, Refinance, Real Estate Investor, Residential Mortgages, Mortgage Servicing, Mortgage Lending

Education
University of Minnesota-Twin Cities   1996 — 2001
Bachelor of Arts (BA), Criminal Justice

Menomonie High School   1992 — 1996

Dean Rogers Dean Rogers San Diego, California Details
Dean Rogers's Bay Equity, LLC Experience October 2011 - January 2012
Job E&G LDP Initiatives at Workday | Owner of Home Helpers Group, LLC
Industry Computer Software
Experience
Home Helpers Group, LLC   January 2013 - Present
Workday  October 2013 - Present
Workday  July 2013 - October 2014
Workday  January 2013 - July 2013
Workday  January 2012 - January 2013
Bay Equity, LLC   October 2011 - January 2012
National Football League  August 2011 - 2011

Skills
Enterprise Software, SaaS, Real Estate, Real Estate Investor, Entrepreneurship, Investment Properties, Real Estate Transactions, Marketing, Product Management, Professional Services, Sales, Product Development, CRM, Lead Generation, Selling, Market Research, Leadership

Education
UC Davis   2006 — 2010
Bachelor of Arts, Economics

Redwood High School   2002 — 2006

FortuneBuilders Mastery
Real Estate Investing

Mark A Plummer MLO#114318 Mark A Plummer MLO#114318 Greater Seattle Area Details
Mark A Plummer MLO#114318's Bay Equity, LLC Experience October 2013 - Present
Job Bay Equity
Industry Financial Services
Experience
Bay Equity, LLC   October 2013 - Present
Eagle Home Mortgage  October 2012 - October 2013
Mark A Plummer LLC Mortgage Origination   April 2005 - August 2012
West Horizon Financial   April 2005 - December 2011
Bill Pierre Ford Auto Centers   1999 - 2001

Skills
Refinance, Loans, Mortgage Lending, FHA, Reverse Mortgages, First Time Home Buyers, Mortgage Banking, Residential Mortgages, Construction Loans, VA loans, Credit, FHA financing, Loan Origination, Certified Mortgage..., Government Loans, New Home Purchase, Investment Properties, Real Estate Financing, Finance, Commercial Mortgages, Mortgage Underwriting, Commercial Lending, Credit Analysis, VA Loans

Education
Washington State Finance Commission   2012 — 2012
Certified to Instruct Home Buyer Information Classes, What you need to know when Buying you first or Subsequent Home With Down Payment Assistance

Portland Community College   1981 — 1982
Accounting and Business/Management

Brian Morrison Brian Morrison Dallas/Fort Worth Area Details
Brian Morrison's Bay Equity, LLC Experience December 2014 - July 2015
Job Loan Officer at HomeBridge Financial Services, Inc.
Industry Real Estate
Experience
HomeBridge Financial Services, Inc.   July 2015 - Present
Bay Equity, LLC   December 2014 - July 2015
HomeBridge Financial Services, Inc. (Name Change: Formerly known as REMN)   September 2012 - December 2014
Distinct Funding Solutions   August 2009 - September 2012
DMiller Mortgage Services   January 2007 - August 2009
Bank of America  2003 - 2007
Volvo Financial Services  January 1998 - January 2003
Citigroup  1990 - 1998

Skills
Marketing, Public Speaking, Hard Money Loans, Investment Property..., PnL, Mortgage Lending, Investment Properties, Loans, Foreclosures, Refinance, Cash Flow, Real Estate, Residential Homes, Investments, Investors, Short Sales, Financial Analysis, Sales, REO, Credit, Mortgage Marketing, Residential Mortgages, Jumbo Mortgage, Super Jumbo, Jumbos

Education
University of Texas at Dallas - Naveen Jindal School of Management   1987 — 1992
Bachelor of Science, Business

Texas Tech University

Kristine Van Galder Kristine Van Galder Greater Los Angeles Area Details
Kristine Van Galder's Bay Equity, LLC Experience May 2015 - Present
Job Loan Consultant at Bay Equity, The Rafii Group
Industry Apparel & Fashion
Experience
Bay Equity, LLC   May 2015 - Present
Band Of Gypsies   2015 - Present
Live Nation  August 2009 - 2014
My Dyer   September 2009 - February 2010
B & H Company / Chaser   2004 - 2009

Skills
Mortgage Lending, Loan Origination, Real Estate, Sales, Apparel, Marketing, Strategic Partnerships, Social Media Marketing, Brand Management, Brand Development, Entertainment, Fashion, Merchandising, Trade Shows

Education
University of California, Los Angeles   1985 — 1990
Master's degree, ARCHITECTURE AND DESIGN

Nationwide Mortgage Licensing System (NMLS)
Mortgage Loan Origination License, Mortgage Origination

Allied Real Estate School
Real Estate

ProSchools
Mortgage

Anthony Robbins Sales Mastery
Seminar, Business Development & Sales

Unleash the Power Within ® Tony Robbins
Seminar, Personal Development

The Improv Los Angeles
Course work, Stand Up Comedy

University High School-Los Angeles
High School Diploma, General Studies

Palm Springs High School

Coleen TeBockhorst, #274205 Coleen TeBockhorst, #274205 Minneapolis, Minnesota Details
Coleen TeBockhorst, #274205's Bay Equity, LLC Experience April 2015 - Present
Job Senior Loan Officer at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC   April 2015 - Present
W.J. Bradley Mortgage Capital, LLC   May 2013 - Present
Waterstone Mortgage Corporation  July 2012 - May 2013
Mortgages Unlimited, Inc., #274205   April 2009 - July 2012
W.J. Bradley Company   January 2009 - April 2009
Prospect Mortgage  August 2008 - January 2009
Indymac Bank  October 2007 - July 2008
Homestead Mortgage Corp.   January 1999 - September 2007
Columbia National Mortgage  1995 - 1999
Commonwealth United Mortgage  April 1993 - June 1996

Skills
High Compter Skills, High sales skills, High level of Customer..., Business Coaching, Selling Skills, Building Relationships, Customer Service, Mortgage Lending, Residential Mortgages, Mortgage Banking, Loans, Finance, Underwriting, VA loans, First Time Home Buyers, REO, Cash Flow, Real Estate, Investments, Loan Origination, Investment Properties, Credit, Refinance, Condos, FHA, Reverse Mortgages, Referrals, Sellers, USDA, Certified Mortgage..., FHA financing, Foreclosures, Marketing, Short Sales, Single Family Homes, Mortgage Marketing, Construction Loans, Real Estate Transactions, Real Estate Financing, Government Loans, Investors, Credit Analysis, Mortgage Underwriting, Leadership, Residential Homes, Banking, Real Estate Economics, Commercial Mortgages, Rates, Loan Servicing

Education
Wayzata Sr. High School   1974 — 1977
Grad., Enginering

University of Arizona
Studied Electrical Engineering, Electrical Engineering

John F Cady John F Cady Greater Los Angeles Area Details
John F Cady's Bay Equity, LLC Experience May 2012 - May 2014
Job SVP Production at Mountain West Financial, Inc.
Industry Real Estate
Experience
Mountain West Financial, Inc.   July 2014 - Present
Bay Equity, LLC   May 2012 - May 2014
Stearns Lending  June 2011 - May 2012
PrimeLending  December 2009 - June 2011
MetLife Home Loans  July 2007 - December 2009
First Horizon  2007 - 2008
Lenders Direct   September 2005 - August 2007
American Home Mortgage  April 1999 - September 2005

Skills
Mortgage Banking, Mortgage Lending, FHA, Conventional, Loans, Mortgage, Retail, Leadership, Team Leadership, Strategic Leadership, Sales Management, Executive Management, Recruiting, Training, Professional Mentoring, Team Mentoring, Sales, Jumbo Mortgage, Building Relationships, Business Strategy, Sales Process, Strategic Financial..., Lead Generation, FHA financing, VA loans, Underwriting, Loan Origination, USDA, Residential Mortgages, Management, Banking, Credit, Commercial Lending, Finance, Investment Properties, First Time Home Buyers, Real Estate, Real Estate Financing, Refinance, Credit Analysis, Strategy, Selling, Reverse Mortgages, Construction Loans, Commercial Mortgages, Real Estate Economics, Government Loans, Mortgage Underwriting, Loan Servicing, Certified Mortgage...

Education
University of California, Riverside   1990 — 1992
Business Admin

Bullard High School   1986 — 1990

Shelly Matson Shelly Matson Greater Seattle Area Details
Shelly Matson's Bay Equity, LLC Experience March 2014 - August 2015
Job Sr. Underwriter FHA DE, VA SAR, Jumbo, Bond, CLT
Industry Banking
Experience
Bay Equity, LLC   March 2014 - August 2015
Guild Mortgage Company  June 2010 - February 2014
Sydion Financial   December 2008 - March 2010
Flagstar Bank  October 2007 - October 2008
First Magnus Financial  February 2004 - September 2007
Various Mortgage Banking Companies   1989 - 2004

Skills
Underwriting, Mortgage Lending, Loans, Credit, FHA, Government Loans, Residential Homes, Risk Assessment, Compliance, RESPA, Quality Control, Auditing, VA loans, Mortgage Banking, Refinance, FHA financing, Loan Origination, Mortgage Underwriting, Construction Loans, Certified Mortgage..., Reverse Mortgages, Investors, Real Estate Financing, FNMA, Mortgage Marketing, VA Loans

Education
University of Puget Sound   1984 — 1988
Bachelors, Education, Sociology, Philosophy

Auburn High School   1981 — 1984

Loreley Wolters Loreley Wolters Greater Seattle Area Details
Loreley Wolters's Bay Equity, LLC Experience August 2011 - April 2012
Job Private Money/Investor Consultant
Industry Investment Banking
Experience
Magnuson Capital Management, Inc.   January 2008 - Present
Magnuson Capital Management, Inc   2006 - 2015
Bay Equity, LLC   August 2011 - April 2012
Platinum Capital International   March 2005 - January 2008
AmericaOne Finance   September 2000 - 2008

Skills
Trading, Management Consulting, Finance, Leadership, Project Finance, Banking, Real Estate, Contract Negotiation, Credit, Commodity, Private Equity, Mergers & Acquisitions, Business Planning, Corporate Finance, Portfolio Management, Funding, Loans, Mortgage Lending, Management, Account Management, Investments, Strategy, Business Development, Financial Analysis, Loan Origination, Credit Analysis, Entrepreneurship, Strategic Financial..., Underwriting, Residential Homes, Start-ups, Due Diligence, Negotiation, New Business Development, Strategic Planning, Recruiting, Risk Management, Business Strategy, Project Management, Customer Service, Sales Management, Team Building, Marketing, Marketing Strategy

Education
Simon Fraser University
IPM

University College of the Fraser Valley
Associate’s Degree, IPM, A-

Mike Sieber Senior Mortgage Consultant. Mike Sieber Senior Mortgage Consultant. Greater San Diego Area Details
Mike Sieber Senior Mortgage Consultant.'s Bay Equity, LLC Experience August 1988 - Present
Job CalPacific Bay Equity, Senior Mortgage Consultant at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC   August 1988 - Present
Over 27 Years of Mortgage Industry Experience   January 1988 - July 2015

Skills
Mortgage Lending, Loan Origination, Loans, Residential Mortgages, Mortgage Banking, Residential Homes, Credit, Real Estate Financing, Management, FHA, Refinance, Investment Properties, Real Estate

Education
University of Southern California   1984 — 1986
Bachelor of Applied Science (B.A.Sc.), Public Administration

Loyola-Marymount University   1981 — 1984
A.A. in Business Administration & Management, Business Administration and Management, General, A.A. in Business Administration & Management

Nationwide Mortgage Licensing System (NMLS)
Mortgage Origination License, Mortgage Origination

California Bureau of Real Estate
California Real Estate Salesperson License, California Real Estate Salesperson License, California Real Estate

By Referral Only

The Core Training, Inc.
Coursework, Loan Origination

Mortgage Marketing Animals with Carl White
Mortgage Coaching Program, Mortgage Origination

Todd Duncan Sales Mastery
3 Day Seminar, Mortgage Origination

Anthony Robbins Personal Power
2 Day Event, Phoenix, AZ, Personal Development

Jesuit High School-Sacramento

Hannah Kane Hannah Kane Bellevue, Washington Details
Hannah Kane's Bay Equity, LLC Experience July 2013 - October 2013
Job JD Candidate, Seattle University Law 2017
Industry Legal Services
Experience
Seattle University School of Law  June 2015 - Present
Tristar Finance, Inc.   December 2013 - September 2014
Bay Equity, LLC   July 2013 - October 2013
Promised Land Tutoring   February 2013 - April 2013
Vision House  June 2012 - December 2012
US Attorney’s Office  July 2011 - May 2012
Valley Dental Group  September 2008 - July 2010

Skills
Teamwork, Microsoft Excel, Social Media, Microsoft Word, Mortgage Lending, Efficiency, Administrative Work, Problem Solving, PowerPoint, Customer Service, Photoshop, Organization, Spreadsheets

Education
Seattle University School of Law   2014 — 2017
Juris Doctor, 3.7

University of Washington   2010 — 2013
Bachelor of Arts (B.A.), Law Society & Justice, Psychology, 3.61

Arturo Art Rosiles Arturo Art Rosiles Orange County, California Area Details
Arturo Art Rosiles's Bay Equity, LLC Experience September 2010 - December 2010
Job Licensed Real Estate & Mortgage Broker
Industry Real Estate
Experience
Reserve Truck Lines   June 2009 - Present
Rosiles Financial Group   January 2005 - Present
Rosiles Financial Group   January 2004 - Present
Rosiles Financial Group   January 1998 - Present
Rosiles Financial Group   May 2006 - December 2012
Bay Equity, LLC   September 2010 - December 2010
JACUZZI WHIRLPOOL BATH  April 1983 - April 2003
INNOVATIVE TIME CORPORATION   July 1981 - April 1983

Skills
Budgets, Loans, Credit, Real Estate, Short Sales, Logistics, Mortgage Lending, Sales

Education
Vanguard University of Southern California   1995 — 1998
BACHELOR OF ARTS, ORGANIZATIONAL MANAGEMENT

Santa Ana College
ASSOCIATES IN ARTS DEGREE, Business Management & Liberal Arts; LOGISTICS MANAGEMENT

University of California, Riverside   1994 — 1996
LOGISTICS MANAGEMENT CERTIFICATION, LOGISTICS, TRANSPORTATION, WAREHOUSING, TRAFFIC

Reggie Savage Reggie Savage San Francisco Bay Area Details
Reggie Savage's Bay Equity, LLC Experience June 2009 - July 2010
Job Health & Fitness/Wellness
Industry Health, Wellness and Fitness
Experience
SavageFIT   October 2010 - Present
Wells Fargo  December 2013 - March 2015
Bay Equity, LLC   June 2009 - July 2010
Marketbright, Inc.   June 2009 - November 2009
Wells Fargo Home Mortgage  August 2008 - June 2009
Consolidated Capital Mortgage Corp.   November 2002 - April 2008
Investors Trust Mortgage  March 2002 - November 2002

Skills
Coaching, Athletics, Direct Sales, Fitness, Management, Marketing, Sales, Social Media Marketing, Social Networking, Investment Properties, Marketing Strategy

Education
Texas Tech University   1996 — 2001
Bachelor, Exercise and Sport Sciences

San Angelo Central High School   1993 — 1996

Renny Mitchell Renny Mitchell Scottsdale, Arizona Details
Renny Mitchell's Bay Equity, LLC Experience August 2015 - Present
Job Sales Manager at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC   August 2015 - Present
BNC National Bank  October 2014 - August 2015
Metropolitan Home Mortgage  May 2014 - October 2014
Academy Mortgage Corporation  June 2013 - May 2014
Stone Path Commercial   January 2013 - June 2013
KW Commercial  February 2011 - January 2013
Nimbus American Bistro & Brewery   February 2012 - November 2012
Allen School Online   May 2009 - November 2010
Hybrid Agent Mortgage   October 2008 - May 2009
Value Mortgage Funding, LLC   2007 - 2008

Skills
Real Estate, Mortgage Lending, Location Intelligence, Brokerage, Investment Properties, Real Estate Economics, Investors, Residential Homes, Real Estate Transactions, Training, Leases, Finance, Short Sales, Loans, Selling, Loan Origination, FHA, Real Estate Financing, REO, Referrals, Underwriting, Disposition, First Time Home Buyers, Foreclosures, Investments, Property, Real Property, Sellers, Sales

Education
University of Arizona   1979 — 1981

Curt Burgess Curt Burgess Dallas/Fort Worth Area Details
Curt Burgess's Bay Equity, LLC Experience March 2014 - Present
Job Loan Officer at Bay Equity, LLC
Industry Real Estate
Experience
Bay Equity, LLC   March 2014 - Present
AmeriPro Funding  December 2009 - March 2014
AmeriPro Funding  May 2004 - March 2014
Lone Star Lenders   May 2004 - December 2009
Arizona based national mortgage   July 2003 - May 2004
First Magnus Financial Corporation  July 2003 - May 2004
First Magnus Financial  June 2003 - May 2004
Countrywide Home Loans  May 2002 - July 2003
Countrywide Home Loans  1993 - 2003
Countrywide Home Loans  January 1995 - January 2002

Skills
Mortgage Banking, Portfolio Management, Loan Origination, Mortgage Lending, Leadership, Refinance, Mortgage Marketing, Business Development, Loans, Referrals, FHA, Residential Mortgages, USDA

Education
University of Oklahoma   1979 — 1989
B.B.A., Finance

University of Oklahoma
B.B.A, Finance

John P. Swaino John P. Swaino Mesa, Arizona Details
John P. Swaino's Bay Equity, LLC Experience February 2015 - June 2015
Job Asst. Vice President of Sales at Freedom Mortgage
Industry Financial Services
Experience
Freedom Mortgage  July 2015 - Present
Bay Equity, LLC   February 2015 - June 2015
American Nationwide Mortgage  April 2014 - January 2015
WJ Bradley  April 2013 - April 2014
Freedom Mortgage  December 2011 - April 2013
Paramount Equity  December 2009 - December 2011
Bls Funding/Premium Capital Funding/Topdot Mtg   December 2000 - December 2009

Skills
Mortgage Lending, Refinance, FHA, Mortgage Banking, Loan Origination, Loans, Residential Mortgages, VA loans, USDA, FHA financing, Credit, Credit Analysis, Reverse Mortgages, Mortgage Marketing, Banking, Funding, FHA Financing, Investment Properties, VA Loans

Education
Cypress College

University of Nevada-Las Vegas

Jennifer Mericle Jennifer Mericle Greater Denver Area Details
Jennifer Mericle's Bay Equity, LLC Experience June 2015 - Present
Job Sales Manager at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC   June 2015 - Present
WJ Bradley Mortgage Capital Corporation  September 2011 - June 2015
Castle & Cooke Mortgage, LLC   July 2008 - August 2011
Crestline Mortgage   July 2004 - October 2008
Wells Fargo Home Mortgage  July 2000 - July 2004

Skills
VA, FHA, Mortgage, Loans, Conventional, Mortgage Lending, Refinance, USDA, Mortgage Industry, Loan Origination, Purchase, First Time Home Buyers, Mortgage Planning, Conforming, Investment Properties, Short Sales, Investors, Home, Foreclosures, Loan Structuring, Credit, Residential Mortgages, Condos, Investments, Residential, Underwriting, HUD, Certified Mortgage..., Financial Structuring, Residential Homes, Government Loans, Mortgage Underwriting, Loss Mitigation, Real Estate Economics, HomePath, 203K, Non-Conforming, Mortgage Marketing, Real Estate Financing, REO, Home Equity Loans, Referrals, Home Equity Lines of..., Down Payment Assistance, Credit Analysis, VA Loans

Education
University of Colorado Denver

James Westfall James Westfall Portland, Oregon Details
James Westfall's Bay Equity, LLC Experience September 2014 - May 2015
Job Loan Originator at Skyline Home Loans NW
Industry Financial Services
Experience
Skyline Home Loans NW   June 2015 - Present
Bay Equity, LLC   September 2014 - May 2015
Pinnacle Mortgage Bankers   January 2014 - September 2014
First Option Mortgage  March 2012 - December 2013
Lanphere Enterprises  2011 - 2012
Asbury Automotive Group  2009 - 2011

Skills
Credit, Financial Analysis, Finance, Forecasting, Loans, Investments, Credit Analysis, Budgets, Mortgage Lending, Portfolio Management, Loan Origination, Accounting, Refinance, Strategic Financial..., Banking, Corporate Finance, Financial Modeling

Education
The University of Texas at Austin   1998 — 2003
Bachelor of Business Administration (BBA), Finance and Financial Management Services

Rebecca Jurkovich Rebecca Jurkovich Greater Minneapolis-St. Paul Area Details
Rebecca Jurkovich's Bay Equity, LLC Experience April 2015 - Present
Job Business Development Manager at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC   April 2015 - Present

Skills
Project Planning, Mortgage Banking, FHA, REO, Mortgage Underwriting, Mortgage Lending, Banking, Healthcare, Short Sales, Sales Management, Contract Negotiation, Credit Analysis, Project Management, USDA, Retail Banking, Certified Mortgage..., Loans, Underwriting, Marketing, Sales Presentations, Loan Origination, Insurance, First Time Home Buyers, Entrepreneurship, Vendor Management, Relationship Management, Microsoft Excel, FHA financing, Negotiation, Customer Service, Residential Mortgages, Credit, Business Analysis, Sales, Refinance, Requirements Gathering, Microsoft Office, Process Improvement, VA loans, Reverse Mortgages, Strategic Planning, Investment Properties, MS Project, Team Leadership, Risk Management, SDLC, Budgets, Public Speaking, Real Estate, Product Management

Education
College of St. Catherine   1993 — 1997
Bachelor of Arts (B.A.), Marketing and Management

CLHS   1989 — 1993
High School Diploma

Brad Toft Brad Toft Bellevue, Washington Details
Brad Toft's Bay Equity, LLC Experience July 2013 - December 2013
Job Brad Toft Is A Mortgage Sales Leader In Bellevue, Washington
Industry Financial Services
Experience
SecurityNational Mortgage  May 2014 - Present
Bay Equity Home Loans  December 2013 - April 2014
Bay Equity, LLC   July 2013 - December 2013
Academy Mortgage Corporation  April 2012 - June 2013
Clearwater Mortgage Bankers   February 2007 - March 2012
Quadrant Home Loans   March 2003 - December 2006

Skills
Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, Construction Loans, Organizational..., Strategic Leadership, Thought Leadership, Strategic Partnerships, Business Strategy, Non-profit Boards, Political Campaigns, Loan Origination, Loans, Management, Customer Service, FHA, FHA financing, Investment Properties, Banking, Finance, Leadership, Real Estate, Credit, Real Estate Financing, Government Loans, Credit Analysis, Underwriting, Real Estate Economics, Home Equity Lines of..., Home Equity Loans, Investors, Real Estate Transactions, FHA Financing, Sales Management

Education
University of Washington, Michael G. Foster School of Business   2005 — 2005
Finance & Accounting for Non Financial Executives

Seattle Pacific University - School of Business and Economics   1994 — 1996

Shoreline Community College   1991 — 1993

King's High School   1987 — 1991

Katrina Dickes Katrina Dickes Scottsdale, Arizona Details
Katrina Dickes's Bay Equity, LLC Experience May 2015 - Present
Job Senior Loan Officer, Bay Equity Home Loans
Industry Financial Services
Experience
Bay Equity, LLC   May 2015 - Present
V.I.P. Mortgage Inc.   April 2012 - June 2013
Nova Home Loans  December 2009 - April 2012
Corstar Financial   2004 - 2007
BBVA Compass  1999 - 2004
Bank of America  1989 - 1999

Skills
Sales Management, Mortgage Lending, Consumer Lending, Small Business Lending, Loan Origination, Home Equity Loans, Employee Training, Retail Banking, Refinance, Strategic Planning, VA loans, Mortgage Banking, Loans, FHA, FHA financing, USDA, Residential Mortgages, Reverse Mortgages, Banking, Credit, First Time Home Buyers

Education
University of Arizona   1991 — 1997
Bachelor's Degree, Finance, General

Aaron Naldoza Aaron Naldoza San Francisco Bay Area Details
Aaron Naldoza's Bay Equity, LLC Experience 2009 - 2010
Job Head of Sales Development Talent Solutions, NAMER & LATAM at LinkedIn
Industry Internet
Experience
LinkedIn  January 2015 - Present
LinkedIn  October 2010 - Present
LinkedIn  January 2012 - December 2012
LinkedIn  October 2010 - December 2011
Bay Equity, LLC   2009 - 2010
The Gallup Organization  2008 - 2009
Washington Mutual  2002 - 2007
Critical Path  1998 - 2001

Education
University of California, Davis
B.A., International Relations

University of California, San Diego - School of International Relations and Pacific Studies (IR/PS)
M.P.I.A., International Management

Aaron Sees Aaron Sees Scottsdale, Arizona Details
Aaron Sees's Bay Equity, LLC Experience September 2014 - Present
Job Mortgage Consultant at Bay Equity, LLC
Industry Banking
Experience
Bay Equity, LLC   September 2014 - Present
W.J. Bradley Mortgage Capital, LLC   March 2012 - September 2014
AmeriFirst Financial, Inc.   June 2010 - March 2012
W.J. Bradley Company   August 2009 - June 2010

Skills
FHA, VA, Mortgage Lending, USDA, Refinance, HARP Refinance program, Customer Oriented, Loans, FHA financing, Certified Mortgage..., Government Loans, Mortgage Marketing, Mortgage Banking, Sales Management, Real Estate Transactions, Real Estate Financing, VA loans, Sales, Loan Origination, Construction Loans, First Time Home Buyers, Residential Mortgages, Mortgage Underwriting, Reverse Mortgages, Home Equity Loans, Credit, Loss Mitigation, Investment Properties, Mortgage Servicing, HUD, Real Estate Economics, Referrals, VA Loans, FHA Financing

Education
St. Cloud State University   1986 — 1991
Marketing, Economics

Molly Martin Molly Martin Orange County, California Area Details
Molly Martin's Bay Equity, LLC Experience April 2015 - Present
Job Loan Officer Assistant at Bay Equity, LLC
Industry Staffing and Recruiting
Experience
Bay Equity, LLC   April 2015 - Present
Greatwide Distribution Logistics  June 2014 - January 2015
Moore Advanced Staffing, LLC   March 2014 - June 2014
Kuehne + Nagel  January 2014 - March 2014
Advance Workforce Solutions   August 2013 - December 2013
Dunklin Black Company   March 2009 - July 2013
Dr. Christie and Madison Michael   January 2010 - October 2010

Skills
Microsoft Office, Administrative..., Workers' Compensation..., Health Insurance, QuickBooks, Lotus Notes, Data Entry, Spreadsheets, Telephone Skills, Accounts Receivable, Outlook, Office Administration, Office Management, Invoicing, Access, Management, Administrative..., Inventory Management, Customer Service, Team Building, Microsoft Excel, Training, Sales, Recruiting

Education
The University of Memphis   2010 — 2011

Rhodes College   2007 — 2008

Jeff Thornton Jeff Thornton Greater Seattle Area Details
Jeff Thornton's Bay Equity, LLC Experience September 2012 - November 2012
Job Residential Loan Officer at Mortgage Lending Group LLC
Industry Banking
Experience
Mortgage Lending Group LLC   May 2014 - Present
iServe Residential Lending  February 2014 - May 2014
iServe Residential Lending  August 2013 - February 2014
American Nationwide Mortgage  November 2012 - August 2013
Bay Equity, LLC   September 2012 - November 2012
Washington Sea Grant  June 2011 - August 2011
Boeing  July 2004 - June 2006

Skills
Low impact species..., research, research trawling, vertebrate dissection, invertebrate dissection, invasive species..., invasive species..., invasive species removal, assessing canopy cover..., cartographic..., Laboratory Research, Laboratory Analysis, Laboratory Experience, Automotive Repair, Automotive Electronics, Customer Service, Customer Relations, Teamwork, GIS analysis, ArcGIS, Photoshop, Photo Editing, Photography, Microsoft Office, Mac OS X, PC, Soil Science, Soil Sampling, Conflict Management, Data Analysis, Statistics, Economics, Marine Biology, Chemistry, Conservation management..., Horticulture, GIS, Credit, Mortgage Lending, FHA, Loans, Refinance, Real Estate, USDA, Public Speaking, Loan Origination, Microsoft Excel, Microsoft Word, Residential Mortgages, Mortgage Banking

Education
University of Washington   2009 — 2011
Bachelor's, Major- Environmental Studies, Minor- Environmental Science With Resource Management

Shoreline Community College   2005 — 2009
Associates degree, Computer Science

Ingraham High School   2000 — 2004
High School Diploma

Susan Eeg Susan Eeg Orange County, California Area Details
Susan Eeg's Bay Equity, LLC Experience June 2013 - October 2013
Job Loan Analyst II at Metropolitan Home Mortgage
Industry Financial Services
Experience
Metropolitan Home Mortgage  June 2014 - Present
Bay Equity, LLC   June 2013 - October 2013
IMPAC  February 2012 - June 2013
Greenlight Financial  August 2011 - February 2012
Jayco Capital Group   November 2010 - August 2011
Emery Financial Group a division of WJ Bradley  November 2009 - November 2010
Feldman Law Center   January 2009 - November 2009
PacWest Funding   August 2004 - February 2009
Emerald Home Loans   December 2003 - August 2004
Instafi.com   December 2001 - December 2003

Skills
Construction Loans, Banking, Credit, Credit Analysis, Due Diligence, FHA, FHA financing, First Time Home Buyers, Government Loans, Investment Properties, Loan Origination, Loan Servicing, Loans, Loss Mitigation, Mortgage Banking, Mortgage Lending, Mortgage Servicing, Mortgage Underwriting, Non-Conforming, REO, Real Estate, Real Estate Financing, Refinance, Residential Mortgages, Reverse Mortgages, USDA, Underwriting, VA loans, Certified Mortgage..., Administrative..., Home Equity Loans, Mortgage Marketing, Default, Debt Consolidation, Real Estate Economics, HUD, Foreclosures, Calyx Point, Home Equity, Wholesale Lending, Finance, 203K, Encompass

Education
San Juan College   1994 — 1996
Computer Software Technology/Technician

Saddleback College   1992 — 1994
Business, Management, Marketing, and Related Support Services

Cameron Lakey Cameron Lakey Plano, Texas Details
Cameron Lakey's Bay Equity, LLC Experience November 2014 - August 2015
Job Mortgage professional
Industry Real Estate
Experience
Oak Mortgage Group  August 2015 - Present
Bay Equity, LLC   November 2014 - August 2015
Real Estate Mortgage Network, Inc.   January 2013 - November 2014
HomeBridge Financial Services, Inc.   January 2013 - November 2014

Skills
Mortgage Banking, FHA, Mortgage Lending, Refinance, USDA, Loan Origination, Residential Mortgages, Loans, Customer Service, Microsoft Excel, Sales, Microsoft Office, Credit, Mortgage Underwriting, Recruiting, Outlook, Microsoft Word, PowerPoint, VA loans, Sales Management, FHA financing, Home Equity Loans, Budgets, First Time Home Buyers, 203K, Down Payment Assistance

Education
Texas Christian University

Jason Real Jason Real Orange County, California Area Details
Jason Real's Bay Equity, LLC Experience May 2010 - Present
Job Field Consultant at 7Eleven
Industry Retail
Experience
7-Eleven  September 2014 - Present
Bay Equity, LLC   May 2010 - Present
IKON Office Solutions  March 2009 - May 2010
National Paving Company   May 2008 - March 2009
Fitness 19  March 2006 - May 2008
24 Hour Fitness  2000 - 2006

Skills
Cold Calling, Sales Management, Mortgage Lending, Sales, Customer Retention, Refinance, First Time Home Buyers, New Home Purchase, Purchase Financing, FHA, VA Financing, Management, Investment Properties, Solution Selling, Real Estate, Sales Process, Customer Satisfaction, Marketing, CRM, Training, VA loans, Loan Origination, Residential Mortgages, Mortgage Banking, FHA financing, Real Estate Financing, Loans, Selling, Credit, Finance, Real Estate Economics, Mortgage Marketing, Certified Mortgage..., Reverse Mortgages, Relationship Management, Referrals, Government Loans, Notary Public, Real Estate Transactions, VA Loans

Education
University of La Verne   2011 — 2014
BS in Organizational Management, Organizational Leadership

Frank Blakeley Your Direct Lender Frank Blakeley Your Direct Lender Orange County, California Area Details
Frank Blakeley Your Direct Lender's Bay Equity, LLC Experience October 2014 - Present
Job Area Sales Manager at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC   October 2014 - Present
American Capital Corporation - ACC Home Loans  December 2005 - October 2014
Real Estate Services  December 2005 - December 2009
Park Place Real Estate Services   December 2005 - September 2008
24 Hour Fitness  March 2002 - December 2005
24 Hour Fitness  May 2000 - December 2005
24 Hour Fitness  July 1998 - December 2005

Skills
Refinance, Mortgage Lending, Loans, Real Estate, FHA financing, Investment Properties, Residential Mortgages, Mortgage Banking, Loan Origination, Sales Management, Real Estate Financing, Training, Reverse Mortgages, Certified Mortgage..., Marketing, Mortgage Underwriting, First Time Home Buyers, Finance, Team Leadership, Business Planning, Financial Structuring, VA Loans

Education
SAN DIEGO STATE UNIVERSITY   1998 — 2000
Bachelor of Science, Kinesiology and Exercise Science

San Diego State University-California State University   1997 — 2000
2000, Kinesiology

Troy Huckins Troy Huckins San Francisco Bay Area Details
Troy Huckins's Bay Equity, LLC Experience April 2012 - Present
Job Sr. Conventional Underwriter at Bay Equity, LLC
Industry Real Estate
Experience
Bay Equity, LLC   April 2012 - Present
InterBank Mortgage Company  March 2012 - Present
Bank of Commerce Mortgage  August 2010 - February 2011
Gateway  February 2008 - June 2010
U/W  January 2008 - June 2010
Job Searching  August 2009 - August 2009
WestAmerica Mortgage Company  2005 - 2007
Radian Guaranty  January 1999 - January 2002
Radian Guaranty  January 1999 - January 2002
Radian Guaranty  January 1999 - January 2002

Skills
Sales, Credit, Underwriting, Real Estate, Portfolio Management, Microsoft Excel, Management, Loans, FHA, Mortgage Banking, Marketing, Commercial Real Estate, Mortgage Lending, Refinance

Education
San Francisco State University   1981 — 1984
Bachelor of Science, Business Administration/General Management

San Francisco State University   1981 — 1984
Bachelor of Science, Business Administration/General Management

San Francisco State University   1981 — 1984
Bachelor of Science, Business Administration/General Management

San Francisco State University, College of Business   1981 — 1984
BS, Business Admin

Patrick Davidson Patrick Davidson Puyallup, Washington Details
Patrick Davidson's Bay Equity, LLC Experience November 2013 - May 2015
Job Loan Originator at Loan Star Home Lending NMLS ID 114110
Industry Financial Services
Experience
LoanStar Home Lending  May 2010 - Present
Bay Equity LLC  November 2013 - May 2015
Guild Mortgage Lacey WA   February 2010 - November 2013
Lacey Chamber of Commerce   October 2008 - October 2009

Skills
Mortgage, Purchase, Home, Investment Properties, Condos, Residential, Real Estate, Credit, FHA, VA, Conventional, USDA, Loans, First Time Home Buyers, Mortgage Lending, VA loans, First Time Buyers, Mortgage Industry, Mortgage Banking, Rates, Sellers, Single Family Homes, REO, Conforming, Short Sales, Investors, Loan Origination, New Home Sales, Foreclosures, Mortgage Planning, Residential Mortgages, Relocation, FHA financing, Government Loans, Real Estate Financing, Real Estate Finance, Refinance, Referrals, Real Estate Transactions, Real Estate Economics, HUD, Appraisals, Residential Homes, Vacation Homes, Mortgage Underwriting, Home Equity Loans, FHA Financing, VA Loans

Education
University of Puget Sound   1989 — 1992
JD, Government; Law

Eastern Washington University   1982 — 1987
BA , Urban Planning/Government

Robert A. McMahon Jr. Robert A. McMahon Jr. Greater San Diego Area Details
Robert A. McMahon Jr.'s Bay Equity, LLC Experience April 2014 - Present
Job Bay Equity Home Loans
Industry Financial Services
Experience
Bay Equity, LLC   April 2014 - Present
W.J Bradley CalPacific Team   2011 - April 2014
Guild Mortgage Company  2005 - September 2011
San Diego Unified School District  September 1995 - 2005

Skills
Loans, Loan Origination, First Time Home Buyers, Mortgage Banking, Real Estate, FHA, Nonprofits, Foreclosures, Mortgage Lending, Non-profits, REO, Short Sales, Investment Properties, Investments, Residential Mortgages, Grants, Coaching, Public Speaking, Training, Selling, Customer Service, Management, Team Building, Refinance, Budgets, Sales, New Business Development, Loss Mitigation, FHA financing, USDA, Credit, Investors, Single Family Homes, Referrals, Real Estate Transactions, Residential Homes

Education
San Diego State University-California State University   1985 — 1990
Special Education Teaching Credential Program, Creative Writing, Latin American Studies

WWHS

Mike Lakey Mike Lakey Dallas/Fort Worth Area Details
Mike Lakey's Bay Equity, LLC Experience September 2013 - Present
Job Sales Manager at Bay Equity, LLC
Industry Real Estate
Experience
Bay Equity, LLC   September 2013 - Present
Real Estate Mortgage Network  October 2012 - September 2013
Supreme Lending  December 2011 - October 2012
America Home Key  April 2011 - December 2011
PrimeLending  January 2005 - April 2011
Concorde Acceptance  May 2000 - January 2005

Skills
Mortgage Lending, USDA, FHA, First Time Home Buyers, 203K, Down Payment Assistance, VA loans, Loans, Refinance, Home Improvement

Education
Texas A&M University   1980 — 1984
Petroleum and Mining Engineering

Temple College   1977 — 1979
General Studies

Jindra Faulkner Jindra Faulkner Greater Chicago Area Details
Jindra Faulkner's Bay Equity, LLC Experience June 2015 - Present
Job Sr. Loan Consultant at W.J. Bradley Capital, LLC Milestone Mortgage Team.
Industry Financial Services
Experience
Bay Equity, LLC   June 2015 - Present
W.J. Bradley Capital, LLC Milestone Mortgage Team.   March 2007 - Present
Daily Herald  2000 - 2006

Skills
New Business Development, Real Estate, Sales Management, Selling, Account Management, Sales, Loans, Refinance, Mortgage Lending, FHA, Negotiation, FHA financing, Finance, Investment Properties, Loan Origination, FHA Financing, First Time Home Buyers, Management, Mortgage Banking, Residential Homes

Education
University of Economics, Prague   1990 — 1996
MBA, Finance, International Trade

Joe Margiotta Joe Margiotta Dallas/Fort Worth Area Details
Joe Margiotta's Bay Equity, LLC Experience June 2014 - Present
Job Divisional Vice President at Bay Equity, LLC
Industry Banking
Experience
Bay Equity, LLC   June 2014 - Present

Skills
Mortgage Banking, Negotiation, Business Development, Sales, Strategy, Loan Origination, Mortgage Lending, Leadership, Residential Mortgages, Refinance, Loans, FHA, USDA, Marketing, Social Networking, Construction Loans, Real Estate, Investors, Credit, Cold Calling, Banking, Sales Operations, Underwriting, Funding, Selling, Retail, First Time Home Buyers, Customer Service, Credit Analysis, Real Estate Economics, Commercial Lending, Certified Mortgage..., FHA financing, Sales Management, Investment Properties, Reverse Mortgages, Finance, Residential Homes, Referrals, Real Estate Transactions, Investments, Mortgage Underwriting, Foreclosures, REO, Financial Structuring, Consumer Lending, VA loans, Loan Servicing, Real Estate Financing, Loss Mitigation

Education
University of Oklahoma   1984 — 1988

James Voorhees James Voorhees Sacramento, California Area Details
James Voorhees's Bay Equity, LLC Experience June 2011 - September 2011
Job Portfolio Management Officer at Bank of America Merrill Lynch
Industry Banking
Experience
Bank of America Merrill Lynch  March 2015 - Present
Bank of America Merrill Lynch  July 2014 - February 2015
UC Agricultural Issues Center   October 2013 - March 2014
Bank of America Merrill Lynch  June 2013 - August 2013
Alcole Enterprises   June 2012 - September 2012
Bay Equity, LLC   June 2011 - September 2011

Skills
Financial Analysis, Customer Service, Credit, Mortgage Lending, Loans, Commercial Banking, Microsoft Excel, Real Estate, Management, Credit Analysis, Investments, Banking, Loan Origination

Education
University of California, Davis   2010 — 2014
Bachelor of Arts (BA), Economics- Cum Laude

Northgate High School   2006 — 2010

Ashley Runge Ashley Runge San Francisco Bay Area Details
Ashley Runge's Bay Equity, LLC Experience July 2015 - Present
Job Human Resources Coordinator/Recruiter at Bay Equity, LLC
Industry Human Resources
Experience
Bay Equity, LLC   July 2015 - Present
Real Estate Source, Inc.   2011 - Present
Liberty Mutual Insurance  2013 - 2014

Education
National University   2012 — 2013
Master's Degree, Human Resources Management

University of California, Davis   2002 — 2006
Bachelor's Degree, Community & Regional Development with an emphasis in management and social services

Laura Shelley Laura Shelley Edmond, Oklahoma Details
Laura Shelley's Bay Equity, LLC Experience August 2014 - Present
Job Loan Officer Assistant
Industry Banking
Experience
Bay Equity, LLC   August 2014 - Present
Great Plains National Bank  November 2012 - August 2014
Louie's Grill and Bar  March 2011 - November 2012
The City of Edmond   August 2007 - March 2011

Skills
Banking, Customer Service, Microsoft Excel, Microsoft Office, Microsoft Word, Outlook, PowerPoint, Access, Team Building, Customer Satisfaction, Administration, Software Documentation, Teamwork, Time Management

Education
Cimarron Christian Academy
High School Diploma

University of Central Oklahoma

John Ismail John Ismail Dallas/Fort Worth Area Details
John Ismail's Bay Equity, LLC Experience February 2014 - Present
Job Sr. Mortgage Banker at Bay Equity, LLC
Industry Real Estate
Experience
Bay Equity, LLC   February 2014 - Present

Education
The University of Texas at Dallas - School of Management   1998 — 1999
MBA

The University of Texas at Dallas   1994 — 1997
BS

Crystal Poague Crystal Poague Buckley, Washington Details
Crystal Poague's Bay Equity, LLC Experience October 2014 - May 2015
Job Loan Officer NMLS# 1228198 / Loan Processor at LoanStar Home Lending
Industry Financial Services
Experience
LoanStar Home Lending  June 2015 - Present
Bay Equity, LLC   October 2014 - May 2015
TILA Mortgage / Axia Financial LLC.   February 2013 - October 2014
EJ Bartells   September 2008 - November 2012
Pacific Western Agencies   February 2008 - July 2008
Business Management Services  January 2007 - January 2008
Alltel Communications  January 2004 - January 2007
Western Wireless  January 2004 - January 2006

Skills
Call Center, Project Management, Sales, Telecommunications, Customer Service, Management, Customer Satisfaction, Team Building, Analysis, Team Leadership, Process Improvement, Contract Negotiation, Troubleshooting

Education
University of Phoenix   2007 — 2009
Bachelors of Science, Business Management

South Seattle Community College
Associates Business Degree

Washington State University - College of Business and Economics   1999 — 2002

David Wahrenbrock David Wahrenbrock Greater Minneapolis-St. Paul Area Details
David Wahrenbrock's Bay Equity, LLC Experience April 2015 - Present
Job Area Sales Manager Bay Equity Home Loans
Industry Banking
Experience
Bay Equity, LLC   April 2015 - Present
W.J. Bradley Company   February 2011 - April 2015
Marketplace Home Mortgage  August 2009 - March 2011
Lakeland Mortgage Corporation  June 2008 - October 2009

Education
St. Cloud State University   1988 — 1993

Jane Harre Jane Harre San Francisco Bay Area Details
Jane Harre's Bay Equity, LLC Experience September 2009 - December 2011
Job Controller at Redwood Credit Union
Industry Financial Services
Experience
Redwood Credit Union  March 2012 - Present
Bay Equity LLC  September 2009 - December 2011
GMAC ResCap - Homecomings Financial  1994 - 2008
Homecomings Financial  1994 - 2008

Skills
Mortgage Banking, Credit, Loans, Mortgage Lending, Risk Management, Financial Analysis, Loan Origination, Accounting, Credit Analysis, Underwriting, Banking, Loss Mitigation, Analysis, Forecasting, Budgets

Education
University of California, Irvine   1986 — 1987
Master of Business Administration (M.B.A.)

University of California, Irvine   1982 — 1986
BA, Economics

Denise Gero Denise Gero Greater Seattle Area Details
Denise Gero's Bay Equity, LLC Experience March 2015 - Present
Job Underwriter III at Bay Equity, LLC
Industry Real Estate
Experience
Bay Equity, LLC   March 2015 - Present
Evergreen Home Loans  September 2014 - Present
Ellie Mae  February 2012 - August 2014
US Bank  November 2009 - February 2012
Columbia River Bank  January 2008 - April 2009
Columbia River Bank  January 2008 - April 2009
Columbia River Bank  January 2008 - April 2009
American Brokers Conduit  May 2007 - August 2007
American Brokers   May 2007 - July 2007
American Brokers   May 2007 - July 2007

Skills
Credit, Retail, Real Estate, Mortgage Lending, Loans, Residential Mortgages, Underwriting, Mortgage Banking, Training, Loan Origination, Banking, Insurance, Sales, Management

Education
University of California, Irvine   1995 — 1995

April Wilkes April Wilkes San Francisco Bay Area Details
April Wilkes's Bay Equity, LLC Experience July 2014 - Present
Job Loan Coordinator at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC   July 2014 - Present
JPMorgan Chase  February 2012 - September 2013
APRIL WILKES MOBILE NOTARY   March 2007 - March 2011
Home Savings of America  August 2009 - April 2010
JPMorgan Chase  May 2009 - August 2009
Home Savings of America  2009 - 2009
Washington Mutual Bank  March 2006 - June 2008
Washington Mutual  2006 - 2008
Chase Home Finance  February 2004 - March 2006
Encore Mortgage   2005 - 2005

Skills
Mortgage Lending, Loans, Mortgage Banking, Credit, Refinance, FHA, Loan Origination, Banking, Residential Mortgages, Underwriting, Credit Analysis, Customer Service, Financial Analysis, Microsoft Excel, Microsoft Office, Finance, FHA financing, VA loans, USDA, Real Estate, Funding, Real Estate Financing, FHA Financing, VA Loans

Education
Univeristy of Phoenix   2011 — 2013
Associate of Arts (A.A.), Psychology

University of Phoenix   2011 — 2013
Associate of Arts (AA), Psychology

Lily Kwong Lily Kwong San Francisco, California Details
Lily Kwong's Bay Equity, LLC Experience March 2013 - October 2013
Job Senior Accountant at ZOZI
Industry Financial Services
Experience
ZOZI  October 2013 - August 2015
Bay Equity, LLC   March 2013 - October 2013
Bay Equity, LLC   August 2009 - March 2013
MassMutual  June 2009 - September 2009
Bainbridge  October 2007 - May 2008

Skills
Financial Analysis, Microsoft Excel

Education
University of California, San Diego   2004 — 2008
B.S, Management Science

UC Berkeley Extension
Certificate of Accounting for Controllers

Randy Keller Randy Keller Santa Rosa, California Details
Randy Keller's Bay Equity, LLC Experience April 2013 - Present
Job Sales Manager
Industry Banking
Experience
Bay Equity, LLC   April 2013 - Present
Private Mortgage Investor   January 2010 - Present

Skills
FHA, Mortgage Lending, Mortgage Banking, Refinance, Loan Origination, FHA financing, Residential Mortgages, Residential Homes, USDA, VA loans, Credit, First Time Home Buyers, Reverse Mortgages, FHA Financing

Education
Sonoma State University   1984 — 1989
Business and Personal/Financial Services Marketing Operations

Bradley Rake Bradley Rake Portland, Oregon Area Details
Bradley Rake's Bay Equity, LLC Experience May 2012 - Present
Job Marketing Manager at Bay Equity, LLC
Industry Media Production
Experience
Bay Equity, LLC   May 2012 - Present
Freelance Video Production  January 2009 - Present
Lime Financial Services, LTD   April 2006 - January 2009
KATU-TV  June 2001 - October 2005
KWGN Television   December 1999 - May 2001
KATU-TV  April 1996 - November 1999
KXPC Radio   February 1996 - May 1996
KFAT Radio   June 1994 - August 1995

Skills
Press Releases, Social Media, Newsletters, Storytelling, Public Relations, Editing, Video, Broadcast, Television, Radio, Field Producing, Multimedia, Marketing, Creative Direction, Copywriting

Education
University of Idaho   1990 — 1996
B.S., Visual Communications

West Albany High School   1986 — 1990
Diploma

Sue Melnick Sue Melnick Greater San Diego Area Details
Sue Melnick's Bay Equity, LLC Experience June 2012 - Present
Job Chief Compliance and Operating Officer at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC   June 2012 - Present

Skills
Credit, Litigation, Legal Research, Mortgage Lending

Education
University of Denver - Sturm College of Law   1992 — 1995
JD, Law

University of California, Irvine   1985 — 1989
BA, Economics

Tami Stoddard Tami Stoddard Surprise, Arizona Details
Tami Stoddard's Bay Equity, LLC Experience April 2015 - Present
Job Makeup Artist/Owner
Industry Cosmetics
Experience
Bay Equity, LLC   April 2015 - Present
Face from Tami   May 2013 - Present
Caliber Home Loans  2014 - 2014
Caliber Home Loans  2014 - 2014
Caliber Home Loans  2014 - 2014
Caliber Home Loans  2014 - 2014
Burk Carpenter Financial   August 2010 - April 2013
CFS Mortgage Corporation  May 2012 - October 2012
5/3 Mortgage Direct   January 2009 - August 2009
RHI Resources   March 2004 - May 2006

Skills
Refinance, Makeup Artistry, Airbrush Makeup, Film, Airbrush, Cosmetics, Weddings, Advertising, Film Production, Social Media, Social Networking

Education
The Skin and Makeup Institute of Arizona
Certified Master Pro Makeup Artist, Makeup Artistry

University of Cincinnati   2001 — 2004
Business

Alhambra   1994 — 1997
Diploma, College Prep

University of Phoenix
Business

Juliette Montoya-CesenaLoans With Integrity Juliette Montoya-CesenaLoans With Integrity Greater San Diego Area Details
Juliette Montoya-CesenaLoans With Integrity's Bay Equity, LLC Experience October 2013 - November 2014
Job Senior Loan Officer at Movement Mortgage
Industry Real Estate
Experience
Movement Mortgage  November 2014 - Present
Bay Equity, LLC   October 2013 - November 2014

Skills
Residential Mortgages, Business Development, Loan Origination, VA loans, Refinance, Reverse Mortgages

Education
California Department of Real Estate ****not active****   1999 — 2009
California Real Estate Salesperson's License, Real Estate

Nationwide Mortgage Licensing System (NMLS)
Mortgage License, Mortgage Loan Origination

San Diego High School

San Diego State University-California State University

Southwestern College

Todd Duncan Sales Mastery

Elizabeth Kopp Elizabeth Kopp San Francisco Bay Area Details
Elizabeth Kopp's Bay Equity, LLC Experience October 2009 - 2011
Job Crafting Culture, People, and Office Operations at Education Elements
Industry E-Learning
Experience
Education Elements  January 2013 - Present
Education Elements  June 2012 - December 2012
Task Rabbit  January 2012 - June 2012
Appraisal Co   February 2011 - July 2011
Bay Equity, LLC   October 2009 - 2011
Sherman For Congress  August 2008 - November 2008
U.S. Department of Transportation (DOT)   January 2008 - April 2008

Skills
Research, Public Speaking, Social Media, Educational Technology, Community Outreach, Nonprofits, Event Planning, Fundraising, E-Learning, Data Analysis, Leadership, Teaching, Instructional Design, Staff Development, Human Resources, Organizational Culture, Design Thinking, Edtech, Recruiting, Team Building, Vendor Management, Legal Compliance, Employee Training, Teacher Training, Employee Benefits, Onboarding, Contractor Management

Education
University of California, Los Angeles   2005 — 2008
Bachelor of Arts (BA), Development Economics and International Development

Jeff Barnhart Jeff Barnhart Wilsonville, Oregon Details
Jeff Barnhart's Bay Equity, LLC Experience November 2011 - Present
Job Jeff Barnhart Photography
Industry Photography
Experience
Bay Equity, LLC   November 2011 - Present
Jeff Barnhart Photography   August 2010 - Present

Education
University of Idaho   2006 — 2010
Bachlors, Information Systems

Tom Pfister Tom Pfister Dallas/Fort Worth Area Details
Tom Pfister's Bay Equity, LLC Experience February 2014 - Present
Job Area Sales Manager at Bay Equity, LLC
Industry Real Estate
Experience
Bay Equity, LLC   February 2014 - Present
AmeriPro Funding  December 2008 - February 2014
Lone Star Lenders   September 2000 - December 2008

Skills
Refinance, Mortgage Banking, First Time Home Buyers, FHA, Mortgage Lending, Residential Mortgages, Construction Loans, Investment Properties, Loans, Underwriting, Loan Origination, VA loans, Foreclosures, Short Sales, Government Loans, Reverse Mortgages, FHA financing, Certified Mortgage..., Single Family Homes, Commercial Mortgages, Insurance, Sellers, USDA, Home Equity Loans, Mortgage Underwriting, Loss Mitigation, FHA Financing, VA Loans

Education
Texas A&M University   1992 — 1996
Bachelor of Science, Political Science

Kim Barron Kim Barron San Antonio, Texas Area Details
Kim Barron's Bay Equity, LLC Experience February 2015 - Present
Job Business Account Manager at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC   February 2015 - Present
Platinum Mortgage  June 2013 - Present
360 Mortgage Group  January 2010 - November 2012
TB & W   March 2003 - August 2009

Skills
Customer Service, Account Management, Sales, Salesforce.com, Sales Management, New Business Development, Cold Calling, Direct Sales, Marketing, Sales Process, Business Development, Marketing Strategy, Solution Selling, B2B, CRM, Selling, Insurance, Management, Sales Operations, Lead Generation, Marketing Communications

Education
St. Mary's University
Bachelor of Arts (B.A.), Human Biology

Sean Nagy Sean Nagy San Francisco Bay Area Details
Sean Nagy's Bay Equity, LLC Experience October 2008 - January 2011
Job EVP Strategic Operations
Industry Real Estate
Experience
Endeavor America Loan Services  June 2013 - Present
Pacific Union Financial, LLC  January 2011 - June 2013
Bay Equity, LLC   October 2008 - January 2011
Chase  July 2005 - October 2008
Provident Funding Associates L.P.   November 2002 - July 2005

Skills
DE Underwriter

Education
San Jose State University   1998 — 2002
BS, Finance

Michael Kotcharian Michael Kotcharian Greater Los Angeles Area Details
Michael Kotcharian's Bay Equity, LLC Experience April 2013 - 2014
Job Director of Marketing at Apollo Energy Solutions
Industry Electrical/Electronic Manufacturing
Experience
Apollo Energy Solutions   January 2015 - Present
Fortis Core Lending, A Division of American Pacific Mortgage Corporation   May 2013 - December 2014
Bay Equity, LLC   April 2013 - 2014
Relentis Real Estate Group   February 2013 - 2013
Augusta Financial Inc.  September 2012 - 2013
Producers Direct Sales   December 2011 - July 2012
City First Mortgage Services   December 2011 - July 2012

Skills
Loans, Construction Loans, FHA, Reverse Mortgages, Investments, Real Estate, Mortgage Banking, Investment Properties, Mortgage Lending, Investors, Funding, Banking, Residential Homes, Financial Structuring, Refinance, First Time Home Buyers, Asset Managment, Government Loans, Credit, HUD, Residential Mortgages, Loan Origination, Asset Management, Short Sales, Referrals, Sellers, VA loans, USDA, FHA financing, Commercial Mortgages, Real Estate Economics, Foreclosures, Property

Education
Glendale High School

UCLA
Business Management

Brad Trinkwon Brad Trinkwon Orange County, California Area Details
Brad Trinkwon's Bay Equity, LLC Experience January 2010 - December 2013
Job Providing Home Financing Solutions NMLS# 272432
Industry Financial Services
Experience
Skyline Home Loans NMLS #12072   December 2013 - Present
Covenant Insurance Services, Inc   January 2010 - Present
Covenant Marketing Group   January 2012 - December 2014
Bay Equity, LLC   January 2010 - December 2013
Cigna Insurance Services  December 2001 - August 2004
MetLife  August 1997 - December 2001

Skills
Residential Mortgages, Mortgage Lending, Reverse Mortgages, Business Development, Business Planning, Business Strategy, Sales Management, Strategic Planning, Sales Presentations, General Insurance, Disability Insurance, Life Insurance, Banking, Investment Properties, Microsoft Excel, Microsoft Office, Refinance

Education
The University of Georgia   1983 — 1988
Bachelor of Business Administration (BBA), Finance

Jeff Chrast Jeff Chrast Minneapolis, Minnesota Details
Jeff Chrast's Bay Equity, LLC Experience April 2015 - Present
Job Senior Loan Officer at Bay Equity, LLC
Industry Financial Services
Experience
Bay Equity, LLC   April 2015 - Present
WJ Bradley Mortgage Capital, LLC  October 2014 - April 2015
Marketplace Home Mortgage  August 2012 - October 2014
Wells Fargo Home Mortgage  February 2009 - August 2012
Wild Woods Mortgage Corporation   October 2003 - January 2009

Skills
Mortgage Lending, Loans, Credit, Banking, Retirement Planning, Financial Services, Investments, Retirement, Risk Management, Funding, Strategic Financial..., USDA, Refinance, Finance, First Time Home Buyers, FHA, Loan Origination, Investment Properties, Residential Mortgages, Real Estate, Mortgage Banking, FHA Financing, VA Loans, Credit Analysis, Sales

Education
St. Cloud State University - Herberger Business School   1993 — 2000
Bachelors, Biology and Environmental Studies

Peter Chigos Peter Chigos San Francisco Bay Area Details
Peter Chigos's Bay Equity, LLC Experience November 2008 - January 2015
Job Account Executive at Bay Equity, LLC
Industry Financial Services
Experience
Endeavor America Loan Services  February 2015 - Present
Bay Equity, LLC   November 2008 - January 2015
JBC Financial Services   June 2008 - November 2008
PentagonLight   November 2007 - April 2008
Washington Mutual  July 2006 - August 2007

Education
Saint Mary's College of California   2002 — 2006
Bachelor of Business Administration (B.B.A.), Economics

Anna Frazer Anna Frazer Orange County, California Area Details
Anna Frazer's Bay Equity, LLC Experience October 2014 - Present
Job Jr. Loan Processor at Bay Equity, LLC
Industry Real Estate
Experience
Bay Equity, LLC   October 2014 - Present
Self Employed  June 2006 - Present
American Capital Corporation - ACC Home Loans  February 2012 - October 2014
Guaranteed Rate  April 2005 - September 2011
Notary Public  2006 - 2010
Countrywide Home Loans  August 2007 - June 2008
American Home Mortgage  April 2005 - August 2007

Skills
Real Estate Finance, Social Media Marketing, Notary Public, Mortgage Lending, Loans, Mortgage, Refinance, Real Estate, Investment Properties, Real Estate Economics, FHA, Closings, Customer Service, Notary, First Time Home Buyers, Sellers, Short Sales, Residential Homes, Investors, Residential Mortgages, VA loans, Referrals, Credit, Mortgage Banking, FHA financing, REO, Loan Origination, Real Estate Transactions, Selling, Finance, Commercial Mortgages, Title Insurance, Real Estate Financing, Mortgage Underwriting, Single Family Homes, Construction Loans, Reverse Mortgages, Escrow, USDA, Underwriting, Foreclosures, Home Equity Loans, 1031 Exchanges, Condos, Loan Modifications, Certified Mortgage..., Relocation, Funding, Buyers, Property Management

Education
University of California, Santa Cruz   2003 — 2010
BA, Business Management/Economics

Santa Cruz High School   1999 — 2003
High School Diploma, Advanced Placement Mathematics

Eva Sharma Eva Sharma Greater San Diego Area Details
Eva Sharma's Bay Equity, LLC Experience March 2012 - Present
Job Business Relationship Manager
Industry Financial Services
Experience
Bay Equity, LLC   March 2012 - Present
Steward Investments Inc.   August 2009 - February 2012
Bay Equity, LLC   August 2008 - August 2009
Steward Financial   August 2004 - December 2007
Wells Fargo Home Mortgage  June 2003 - August 2004

Skills
FHA, Mortgage Lending, Mortgage Banking, Selling Skills, Refinance, Loan Origination, Residential Mortgages, VA loans, Loans, FHA financing, Selling, Sales, Reverse Mortgages, Credit, Investment Properties, Sales Management, First Time Home Buyers, Real Estate, Mortgage Underwriting, Investments, Underwriting, REO, Real Estate Financing, USDA, Outstanding..., Government Loans, Certified Mortgage..., Investors, Loss Mitigation, Construction Loans, Real Estate Economics, Commercial Mortgages, Mortgage Servicing, Sellers, Credit Analysis, Home Equity Loans, Home Equity Lines of..., Funding, Banking, Financial Structuring, Rates, Mortgage Marketing, Consumer Lending, Foreclosures, Loan Servicing, Finance, FHA Financing, VA Loans

Education
University of California, San Diego

International School Bangkok

Rickey Bradley Rickey Bradley Greater Los Angeles Area Details
Rickey Bradley's Bay Equity, LLC Experience December 2012 - August 2013
Job Divisional Underwriting Manager at Prospect Mortgage, LLC
Industry Banking
Experience
Bay Equity, LLC   December 2012 - August 2013
JPMorgan Chase  November 2011 - August 2012
Gateway Bank  October 2010 - November 2011
JPMorganChase  September 2009 - October 2010
JPMorgan Chase  February 2008 - September 2009
Genworth Financial  2008 - 2008
New Century Mortgage  June 2004 - July 2007
Alameda County Medical Center  February 1997 - October 2000

Skills
Mortgage Lending, Mortgage Banking, Loan Origination, FHA, Loans, Refinance, Underwriting, Mortgage Underwriting, Loss Mitigation, Residential Mortgages, Credit, FHA financing, Credit Analysis, USDA, VA loans, Banking, Credit Risk, Risk Management, Wholesale Lending, Government Loans, Team Management, Loan Servicing, Consumer Lending, Operations Management, Reverse Mortgages, Mortgage Servicing, Construction Loans, Certified Mortgage..., Commercial Lending, Home Equity Lines of..., Commercial Mortgages, Non-Conforming, Default, Home Equity Loans

Education
University of Phoenix   2011 — 2013
B.S., Business with concentration in Global Business Management

Anna Yates

Kari Heinz Kari Heinz Greater Seattle Area Details
Kari Heinz's Bay Equity, LLC Experience April 2012 - January 2014
Job Legal Assistant at Bishop, White, Marshall & Weibel, P.S.
Industry Financial Services
Experience
Bishop, White, Marshall & Weibel, P.S.   March 2014 - Present
Bay Equity, LLC   April 2012 - January 2014
Gap Inc.  June 2011 - August 2012
Gap Inc.  May 2009 - June 2011

Skills
Logistics, Sales, Customer Service, Retail, Microsoft Excel, Microsoft Office, Microsoft Word, Time Management, PowerPoint, Inventory Management, Outlook, Merchandising, Retail Sales, Customer Satisfaction, Visual Merchandising, Leadership, Store Management, Data Entry, Loans

Education
Seattle Pacific University   2013 — 2016
Master of Education (M.Ed.), School Counseling

Western Washington University   2007 — 2011
Bachelor of Arts (B.A.), English Literature

Karen Mynahan Karen Mynahan San Francisco Bay Area Details
Karen Mynahan's Bay Equity, LLC Experience January 2012 - Present
Job OnBoarding Manager at Bay Equity, LLC
Industry
Experience
Bay Equity, LLC   January 2012 - Present

Skills
Outlook, Customer Service, Microsoft Office, Retail, Loans, Sales, Marketing, Residential Mortgages, Employee Relations, Payroll, Mortgage Banking, Salesforce.com, Real Estate, FHA, Refinance, Finance, HomePath, FHA financing

Education
University of South Florida - College of Business Administration   1996 — 2000
Finance

Dijon Jersin Dijon Jersin Danville, California Details
Dijon Jersin's Bay Equity, LLC Experience June 2013 - Present
Job Compliance Associate at Bay Equity LLC
Industry Financial Services
Experience
Bay Equity LLC  June 2013 - Present
PMI Mortgage Insurance Co.  June 2006 - March 2012
Wells Fargo Bank - Private Client Services   November 2003 - March 2006
The Matsco Companies   December 2000 - October 2003
Triad Systems Financial Corporation   October 1993 - August 1998
IBM Credit Corporation  September 1990 - May 1991
Diners Club International, a division of Citigroup   September 1987 - October 1989
Diners Club International, a division of Citigroup   June 1985 - September 1987
Dun & Bradstreet  July 1981 - June 1984

Skills
Credit Risk, Risk Management, Financial Risk, Mortgage Lending, Financial Analysis, Mortgage Underwriting, Credit Analysis, Credit, Risk Analytics, Analytics, Loans, Underwriting, Finance, Banking, Loan Origination, Financial Services, Mortgage Banking, Mergers & Acquisitions

Education
University of Colorado at Boulder
Bachelor of Science (B.S.), Finance, General

Rita Hargrove-May Rita Hargrove-May Dallas/Fort Worth Area Details
Rita Hargrove-May's Bay Equity, LLC Experience October 2013 - May 2014
Job
Industry Financial Services
Experience
Seeking remote underwriting   October 2015 - Present
AmCap Mortgage, LTD  July 2014 - September 2015
Bay Equity, LLC   October 2013 - May 2014
W R Starkey Mortgage   May 2013 - September 2013
Southwest Funding  February 2012 - April 2013
American Home Key   July 2010 - January 2012
Flagstar  June 2008 - July 2010
Prime Lending MORTGAGE  June 1998 - May 2008

Skills
Leadership, Management, Microsoft Office, Microsoft Word, Training, Microsoft Excel, Customer Service, PowerPoint, Research, Risk Management, Sales

Education
The University of Texas at Dallas
Bachelor's degree, Multi/Interdisciplinary Studies

nick touras nick touras Kirkland, Washington Details
nick touras's Bay Equity, LLC Experience November 2011 - April 2013
Job Manager at Absolute Mortgage
Industry Financial Services
Experience
Absolute Mortgage  May 2013 - Present
Bay Equity, LLC   November 2011 - April 2013

Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Banking, Loan Origination, FHA, Refinance, Residential Mortgages, Credit Analysis, Underwriting, Finance, Risk Management, Investments, USDA, Financial Analysis, VA loans, Credit Risk, Sales, Real Estate

Education
University of California, Davis

Montgomery Smith Montgomery Smith Greater Seattle Area Details
Montgomery Smith's Bay Equity, LLC Experience August 2012 - Present
Job
Industry Financial Services
Experience
Bay Equity, LLC   August 2012 - Present
Universal American Mortgage Company (UAMC)   1999 - 2012

Skills
Research, Microsoft Office, Management, Microsoft Excel, Microsoft Word, PowerPoint, Leadership, Training, English, SecondLook

Education
University of Puget Sound

Kathi Cannon Kathi Cannon Mission Viejo, California Details
Kathi Cannon's Bay Equity, LLC Experience December 2012 - January 2014
Job Sr Loan Processor, Broker Division
Industry Financial Services
Experience
Mortgage Ones Solutions   January 2014 - April 2014
Bay Equity, LLC   December 2012 - January 2014

Skills
Mortgage Lending, Loans, FHA, Refinance, Credit, Mortgage Banking, Loan Origination, Residential Mortgages, Banking, Insurance, Microsoft Excel, Underwriting, Customer Service, VA loans, USDA

Education
San Diego State University-California State University   1976 — 1978
Nursing

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