Downey Savings
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Downey Savings Employees
SOCAL APPRAISAL NETWORK January 2012 - Present
TONY HWANG APPRAISAL January 1988 - January 2012
Downey Savings January 1986 - January 1988
Skills
Appraising, Appraisals, Industrial Properties, Apartments, Property, Estate Law, Commercial Real Estate, Appraisers, REO, Vacant Land, Foreclosures, Condos, SFR, Investors
Education
University of Oregon 1974 — 1979
BA, BUSINESS
University High School Los Angeles, CA 1973 — 1974
Core IP Solutions September 2014 - Present
Stearns Lending September 2013 - September 2014
Core IP Solutions February 2011 - August 2013
First American Title Insurance Co December 2010 - February 2011
Mortgage Outreach Services (MOS) February 2010 - September 2010
US Bank / Downey Savings and Loan December 2000 - June 2009
Downey Savings December 2000 - November 2008
First Nationwide Mortgage (Cal Fed Bank) April 1992 - June 2000
Security Pacific Bank April 1982 - April 1992
Skills
Mortgage Lending, Loans, Loan Origination, Credit Risk, Banking, Appraisals, Business Analysis, Mortgage Banking, Data Warehousing, Analysis, Process Improvement, Software Documentation, Management, Loan Servicing, Credit, Retail Banking, Business Process, Strategy, Quality Assurance, Training, Mortgage Servicing, Underwriting, Business Requirements, Vendor Management, SDLC, Program Management
Education
University of Southern California 1979 — 1981
Downey Savings January 2003 - July 2008
Downey Savings February 2002 - January 2003
Classic Mail Marketing, Inc. March 1997 - September 2001
Education
University of Florida 1979 — 1984
Bachelor of Science (BS), Advertising & Marketing
Sprout4Future December 2014 - Present
Long Beach Ronald McDonald House July 2014 - Present
ACN 2010 - Present
TS Aircraft.com November 2003 - December 2010
Downey Savings 2004 - 2004
Bank of America 2002 - 2004
Bank of America 2001 - 2002
Bank of America 2000 - 2001
Sam's Club 1992 - 2001
Skills
Analysis, Organizational..., Training, Team Building, Coaching, Banking, Customer Service, Customer Satisfaction, Leadership, Management, Customer Experience, Human Resources, CRM, Call Centers, Team Leadership, Leadership Development, Strategic Planning
Education
University of California, Los Angeles
Mathematics/Philosophy
Schneider Electric July 2008 - Present
Greenlight April 2007 - December 2007
People's Choice Home Loan January 2005 - March 2007
Downey Savings July 2003 - January 2005
FICO October 1991 - September 2002
Skills
Needs Analysis, Learning Management..., Project Management, Process Improvement, Learning Management, Articulate Studio, Training Needs Analysis, Camtasia, Articulate Storyline, Train the Trainer, ADDIE, Graphic Design, SnagIt, Captivate, Management, Leadership, Software Documentation, Instructor-led Training, Training, Employee Training
Education
University of Phoenix
Bachelor of Science (BS), Business Administration and Management, General
U.S. Bank National November 2008 - Present
Downey Savings March 1994 - November 2008
General America September 1993 - March 1994
Western Bank Mortgage April 1988 - 1993
Guardian Savings and Loan 1988 - 1988
Weyerhaeuser Mortgage Company 1983 - 1987
Skills
Leadership Development, Direct Sales, Real Estate, Leadership, Human Resources, Policy, Team Building, Coaching, Customer Service, Customer Satisfaction, Budgets, Negotiation, Operations Management, Auditing, Management, Risk Management, Microsoft Excel, Strategic Planning, Loans, Microsoft Office, Project Management, Mortgage Banking, Mortgage Lending
Education
University of Phoenix 2010 — 2012
Bachelor's of Sciene, Busines Management, B
University of Phoenix 2008 — 2010
Associate of Science (A.S.), Business Administration, Management and Operations, B
Dominquez Sr. High 1977 — 1979
High School Diploma, Basic Skills
Banc of California November 2014 - Present
The Business Connection Brea June 2014 - Present
Fullerton Education Foundation June 2011 - Present
Popular Community Bank September 2012 - November 2014
Opus Bank November 2011 - September 2012
Fullerton Community Bank November 2002 - November 2011
Western Financial Bank April 2001 - March 2002
Downey Savings June 1995 - April 2001
Skills
Banking, Small Business Lending, Retail Banking, Consumer Lending, Cash Management, Financial Analysis, Sales Management, Bank Secrecy Act, Refinance, Customer Service, Portfolio Management, Treasury Management, Management, Risk Management, Relationship Management, New Business Development, Strategic Financial..., Sales, Asset Management, Budgets, Investments, Team Building, Time Management, Operations Management, Loan Origination, Insurance, Cash Flow, Process Improvement, Asset Based Lending, Credit Cards, Financial Risk, Finance, Coaching, Lines Of Credit, Private Banking, Leadership, Branch Banking, Deposits, Cross Selling, Small Business, Branch Management, Credit Risk, Business Development, Notary Public, Financial Institutions, Banking Relationships, Home Equity Loans, Financial Transactions, Loans
Education
University of Phoenix 1997 — 2000
Business Management
Rancho Santiago College 1994 — 1997
Associate of Arts (AA), Liberal Arts and Sciences/Liberal Studies
Carrington Holding Company, LLC September 2014 - Present
Stearns Lending 2013 - Present
Bank of America, N.A. 2005 - 2013
Downey Savings 2003 - 2005
Bank of America 2001 - 2003
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, English, PowerPoint, Outlook, HTML, Project Management, SQL, Nonprofits, Analysis, Data Analysis, MS Project, SharePoint, Risk Management, Visio, Banking, Access, Business Analysis, Call Centers, Databases, Coaching, Process Improvement
Education
California State University-Long Beach 1998 — 2002
International Business, International Business
University of Phoenix
Master of Business Administration (M.B.A.), Business Administration and Management, General
US Bank May 2011 - Present
U.S. Bank July 2010 - May 2011
U.S. Bank August 2009 - July 2010
Downey Savings April 2008 - August 2009
U.S. Bank May 2006 - October 2007
Skills
Banking, Retail Banking, Organization, Auditing, Administrative..., Office Organizing, Customer Service, Leadership, Commercial Banking, Finance, Financial Analysis, Outlook, Risk Management
Education
University of California, Davis 1999 — 2004
Human Development and Family Studies, General
Opus Bank August 2011 - Present
Point Center Financial September 2005 - August 2011
Downey Savings September 1989 - September 2002
Skills
Real Estate, Corporate Law, Loans, Commercial Real Estate, Real Estate Economics, Asset Management, Loan Origination, Commercial Mortgages, Portfolio Management, Credit, Loan Servicing, Commercial Lending, Litigation Management, Real Estate Financing, Real Estate Transactions, Mortgage Lending, Financial Structuring, Due Diligence
Education
USC Gould School of Law 1980 — 1983
JD, Law
University of California, Davis 1976 — 1980
AB, Economics
Shopzilla, Inc. 2006 - 2008
Downey Savings 1999 - 2005
Skills
SPSS, Research, Statistics, Data Analysis
Education
University of California, Irvine 2008 — 2015
Doctor of Philosophy (Ph.D.), Sociology
University of California, Irvine 2005 — 2006
Master of Arts (M.A.), Demographic and Social Analysis
University of California, Irvine 2001 — 2003
Bachelor of Arts (B.A.), Social Science
Community Action Partnership of San Luis Obispo County December 2013 - Present
Wyndham Vacation Ownership February 2012 - November 2013
Avon March 2010 - August 2013
Avon October 2011 - July 2013
3i Infotech July 2009 - December 2010
Peace Corps August 2006 - May 2007
Downey Savings December 2003 - March 2005
Skills
Grant Writing, Spanish, Public Speaking, Microsoft Office, Research, Social Media, Nonprofits, Community Outreach, Strategic Planning, Marketing, Event Planning, Fundraising, Microsoft Word, Teaching, Program Management, Program Development, Microsoft Excel, Project Management, International..., English, Volunteer Management
Education
University of Redlands 1998 — 2002
Bachelor's Degree, Economics, Minors:Religious Studies & Music
UCSD 2002 — 2002
Union Bank October 2014 - Present
U.S. Bank January 2011 - October 2014
Wells Fargo Home Mortgage 2008 - 2011
JPMorgan Chase 2007 - 2008
Downey Savings 2004 - 2007
Frontline Lending 2003 - 2004
Skills
Mortgage Lending, Refinance, Loans, First Time Home Buyers, Investors, Real Estate Transactions, Investment Properties, Finance, Mortgage Banking, Real Estate, Credit, FHA, Loan Origination, Program Management, REO, Residential Mortgages
Education
University of Southern California 1997 — 2001
Electronic Identification Devices, Ltd. August 2011 - Present
Nordstrom May 2010 - March 2011
UC Santa Barbara August 2009 - June 2010
Extended Opportunity Program and Services July 2008 - January 2009
Washington Mutual Finance Co February 2008 - July 2008
Victor Valley Community Hospital September 2007 - February 2008
Downey Savings June 2006 - September 2007
Skills
Travel Management, Purchasing Processes, Bookkeeping, Accounts Payable &..., Sales Operations, Inventory Planning, Inventory Management, Vendor Managed Inventory, Physical Inventory, Project Coordination, Project Management, Events Coordination, Event Management, Supply Chain Operations, Supply Chain..., Trade Show Exhibitor, Trade Show Planning, Marketing Communications, Website Updating, Email Newsletter Design, Brochure Production, International Logistics, Logistics, International Traveler, Root Cause Problem..., Error Correction, Customer Service, purchas, Business Efficiency, Operational Efficiency, Educational Fundraising, Microsoft Excel, Microsoft Office, QuickBooks, Pixelmator, RapidWeaver, PowerPoint, Microsoft Word, Apple Pages, Photo Editing, Event Planning, Budgets, Data Entry, Sales, Social Media, Teamwork, Time Management
Education
University of California, Santa Barbara 2010 — 2012
Bachelor of Arts (B.A.), Sociology
Victor Valley College 2007 — 2009
Associate's degree, Accounting and Business/Management
Umpqua Bank June 2015 - Present
Umpqua Bank (formerly Argent Bank) January 2008 - April 2014
Commerce National Bank January 2008 - November 2013
Citizens Business Bank September 2003 - December 2007
First Bank 2002 - 2003
Omega Performance 2002 - 2002
Mellon Private Banking 1999 - 2001
Downey Savings May 1996 - May 1999
First Interstate Bank 1988 - 1996
Union Bank 1978 - 1988
Skills
Commercial Banking, Banking, Loans, Credit Analysis, Cash Management, Credit, Portfolio Management, Asset Based Lending, Financial Analysis, Underwriting, Credit Risk, Risk Management, Commercial Lending, Small Business Lending, Consumer Lending, Private Banking, Commercial Mortgages, Accounting, Loan Origination, Lines Of Credit, Deposits, Middle Market, Finance, SBA, Structured Finance, Restructuring, Construction Loans, Mergers & Acquisitions, Cash Flow Lending, SBA 504, Trade Finance, Mortgage Banking, Financial Structuring, Relationship Management, Commercial Finance, Funding
Education
University of California, Irvine 1970 — 1984
Ph.D, M.A., B.A., German Literature
Georg-August-Universität Göttingen 1972 — 1973
German, French
Savanna High School 1967 — 1970
Waterstone Mortgage Corporation 2011 - Present
U.S. Bank Home Mortgage 2008 - June 2011
Downey Savings 2002 - 2008
Skills
FHA, First Time Home Buyers, Investment Properties, Customer Service, Mortgage Lending, Loan Origination, Mortgage Banking, Loans, Residential Mortgages, Credit, Real Estate Financing, Real Estate, Foreclosures, REO, Referrals, Refinance
Education
State University of New York College at Oneonta 1974 — 1976
BA, Business Economics and Statistics
Scentsy, Inc. January 2010 - Present
Whiff of Pleasure- Scentsy Wickless Candles January 2010 - Present
US Bank August 2008 - August 2012
Notary Public (State of California) December 2005 - July 2009
Downey Savings August 2008 - January 2009
US Bancorp (P.K.A. Downey Savings & Loan) August 2008 - January 2009
Public Storage LLC February 2008 - August 2008
AMC Mortgage Services September 2005 - May 2007
LendingTree June 2006 - April 2007
AMC Mortgage Services February 2003 - November 2006
Skills
Mortgage Lending, Loans, Credit, Management, Loan Servicing, Sales, Loss Mitigation, Analysis, Customer Service, Leadership, Marketing, Mortgage Banking, Training
Education
University Pheonix, Axia 2009 — 2011
BA, Business
University of Phoenix 2009 — 2011
Associate of the Arts, Business
Enchantment Mortgage, LLC. March 2011 - Present
Cornerstone Mortgage / MS Mortgage October 2007 - March 2011
DHI Mortgage June 2002 - July 2007
Downey Savings February 2001 - June 2002
North American Mortgage-Dime Savings January 1990 - January 2001
Skills
Mortgage Banking, Loans, Mortgage Lending, Residential Mortgages, Partnerships, FHA, Loan Origination, VA loans, USDA, Business Development, Refinance, FHA financing, Mergers & Acquisitions, Finance, Reverse Mortgages, Strategic Partnerships, Financial Analysis, Credit, VA Loans, FHA Financing, Mortgage Underwriting
Education
The University of New Mexico
US Bank Home Mortgage July 2009 - Present
Downey Savings March 2007 - June 2009
Washington Mutual October 2005 - 2007
East West Bank December 2004 - October 2005
Washington Mutual January 2000 - December 2004
Washington Mutual January 1996 - December 1999
Washington Mutual January 1992 - December 1995
Skills
Vendor Management, Credit, Analytics, Visio, Banking, Loans, Mortgage Lending, Business Analysis, SDLC
Education
UC Irvine, Extension
Valley College
Gibson, Dunn & Crutcher LLP July 2014 - Present
Extron Electronics October 2012 - June 2014
i-netsharepoint solution June 2011 - September 2012
Schoolsfirst Federal Credit Union June 2010 - June 2011
Corinthian Colleges March 2008 - May 2010
First American March 2006 - January 2008
Downey Savings January 2003 - February 2006
Skills
SharePoint 2010, C#, ASP.NET, SQL Server, Web Applications, WCF, MOSS 2007, LINQ, jQuery, .NET, SharePoint, Microsoft SQL Server, Microsoft Technologies, Visual Studio, Web Services, T-SQL, Web Development
Education
University of California, Irvine
BSEE, Electrical/Computer Engineering
University of La Verne
MBA, IT Concentration
U.S. Bank October 2008 - Present
US Bank June 2007 - October 2008
Downey Savings October 2004 - August 2006
Skills
Training & Development, Technical Writing, Microsoft Office, Banking, Documentation, Customer Relations, Customer Service, Research, Software Documentation, Project Management, Process Improvement, Editing, Analysis, Project Planning, Technical Documentation, Project Coordination, Testing, Training, Employee Training, Human Resources
Education
University of Minnesota-Twin Cities
Continuing Ed, Fundamentals of Technical Writing And Project Planning
Universty of Punjab, Pakistan 1997 — 2004
Masters, Textile Design
Self-Employed November 2012 - Present
Garret Associates November 2012 - March 2014
CyberCoders June 2012 - October 2012
JBCConnect January 2011 - May 2012
FILTER DIGITAL July 2010 - December 2010
America One Finance 2005 - 2010
Downey Savings 2004 - 2004
KB HOME 2003 - 2003
Hometown America Communities 2000 - 2002
Weston Mason Marketing 1998 - 2000
Skills
User Experience, Mobile Applications, Mortgage Lending, Mortgage Banking, Residential Mortgages, FHA financing, Loan Processing, Loan Origination, Recruiting, Screening Resumes, Business Analysis, Software Development, Loans, User Interface, Cold Calling, E-commerce, Sales, Staffing Services, Interviews, Sourcing, Social Media, CRM, Finance, SEO, Training, Leadership, Management, Marketing, Human Resources, Marketing Communications, Permanent Placement, Start-ups, Entrepreneurship, Applicant Tracking..., Internet Recruiting, Temporary Placement, FHA Financing, Consulting
Education
University of Saint La Salle 1989 — 1993
Bachelor of Arts, Mass Communications
Cypress Managment, LLC 2003 - Present
Club Viking Association 2003 - Present
Downey Savings 2002 - 2003
CSMI 2001 - 2002
VentureOne 1999 - 2001
Skills
Real Estate, Property Management, Commercial Real Estate, Investment Properties, Residential Homes, Investors, Short Sales, Property, Real Estate Transactions, Sales, Real Estate Economics, Brokerage, Strategy, Real Estate Development
Education
University of California, Los Angeles 1994 — 1998
BA, Geography/Environmental Studies
Palo Alto High
Informa Research Services, Inc. August 2000 - Present
Hawthorne Savings, FSB December 1993 - August 2000
Downey Savings May 1987 - December 1993
Skills
Dale Carnegie, Sales..., YogaFit trained..., Market Research, Segmentation, Competitive Intelligence, Competitive Analysis, Customer Insight, Marketing, Marketing Research, Product Development, Product Management, Analytics, Direct Marketing, Business Development, Strategic Planning
Education
University of Phoenix 1997 — 1999
BS, Management and Marketing
SpeedTrack, Inc. November 2013 - Present
SpeedTrack, Inc. September 2007 - November 2013
Downey Savings October 2006 - September 2007
Indymac Bank 2003 - 2007
Option One Mortgage 2003 - 2004
Westcorp 1987 - 1999
Skills
Banking, Risk Management, Business Development, Business Analytics, Strategic Planning, Leadership, Financial Analysis, Strategy, Big Data, Credit, Team Leadership, Business Analysis, Analytics, Process Improvement, Business Process..., Product Management, Mergers & Acquisitions, Start-ups, Cross-functional Team..., Management Consulting
Education
University of California, Irvine - The Paul Merage School of Business 1997 — 1999
MBA, Strategy and IT
University of California, Irvine 1982 — 1985
BS, Biological Science
TelePacific Communications September 2015 - Present
TelePacific Communications December 2013 - August 2015
Ricoh March 2012 - November 2013
Five Guys Burgers and Fries May 2011 - March 2012
Romano's Macaroni Grill April 2010 - May 2011
Romano's Macaroni Grill August 2008 - April 2010
Chili's Restaurant January 2006 - December 2007
Downey Savings July 2003 - August 2005
Cinema City Theatres July 2001 - August 2003
Skills
Customer Service, Customer Satisfaction, Inventory Management, Sales, Training, Microsoft Office, Microsoft Excel, Theatre, Time Management, Process Scheduler, Leadership, Team Building, Management, Teamwork, Outlook, Data Entry, Cold Calling, Team Leadership, PowerPoint, Microsoft Word, Employee Training, Salesforce.com, Social Networking, Customer Retention, Telephone Skills, Business Development, Facebook, Sales Process, Process Improvement, Food, Sales Presentations, Solution Selling, Direct Sales, Sales Management, Event Planning, CRM, Networking, Document Management, SaaS, Account Management, Call Centers
Education
University of Nevada-Reno 2005 — 2007
Bachelor of Arts, Sociology, Theater
Lance Capital LLC September 2014 - Present
Evol Spirits May 2008 - August 2014
Downey Savings September 2003 - March 2008
Skills
Customer Service, Marketing Communications, Marketing, Microsoft Office, PowerPoint, Microsoft Word, Microsoft Excel, Sales Management, Digital Marketing, Mortgage Lending, Marketing Management, Sales Operations, Residential Mortgages, Mortgage Servicing, Certified Project..., Renewable Energy, Energy Efficiency, Energy Industry, Solar Energy, Sustainable Energy, Management, Advertising, Leadership
Education
University of San Diego 1999 — 2003
Bachelor of Science (B.S.), Business/Corporate Communications
US Bank October 2008 - Present
Downey Savings November 2003 - October 2008
Skills
Small Business Lending, Banking, Mortgage Lending, Loans, Business Development, Commercial Lending, Consumer Lending, Credit Analysis, Leadership, Management, Loan Origination, Lines Of Credit, Mergers, Retail Banking, Credit, Commercial Banking, Cash Management, Branch Management, Mortgage Banking, Commercial Mortgages, Credit Risk, Risk Management, Treasury Management, Deposits, FHA, Private Banking, Home Equity Loans, Wealth Management, Customer Service, SBA, Coaching, Credit Cards, Financial Risk, Financial Analysis, Relationship Management, Branch Banking, Cross Selling, Underwriting, Finance, Financial Services, Merchant Services, Portfolio Management, Sales, Refinance, Internet Banking, Mergers & Acquisitions
Education
UC Davis 2003 — 2007
Bachelor of Applied Science (B.A.Sc.), Managerial Economics
US Bank November 2008 - Present
Downey Savings July 2006 - November 2008
Commercial Capital Bank January 2005 - July 2006
Education
University of California, Irvine - The Paul Merage School of Business 2008 — 2011
MBA, Finance
University of California, Irvine 2000 — 2005
B.A., Economics / Management
American Mortgage Consultants, Inc. April 2013 - April 2014
RoundPoint Financial Group June 2013 - January 2014
Academy Mortgage Corporation February 2013 - April 2013
Interthinx September 2008 - January 2013
new century 2005 - 2007
Downey Savings 2001 - 2004
Skills
: Experience using the..., Underwriting, Credit, Loans, Residential Mortgages, Credit Risk, Loss Mitigation, Credit Analysis, Mortgage Lending, Fraud, Mortgage Banking, Due Diligence, Loan Origination, Customer Service, FHA, Refinance, Mortgage Servicing, Valuation, FHLMC, FNMA, Mortgage Underwriting, Consumer Lending, Loan Servicing, Financial Risk, Banking, Financial Services, Appraisals, VA loans, Risk Management, Non-Conforming, FHA financing, FHA Financing
Education
The University of New Mexico 1976 — 1981
Parks, Recreation, Leisure, and Fitness Studies
Acurus Solutions May 2015 - Present
Document Imaging Technologies May 2009 - January 2015
ACS 2006 - 2009
Downey Savings 2003 - 2006
Onyx Software 2000 - 2001
Skills
BPO, Outsourcing, Business Process..., Enterprise Software, Management, Selling, Professional Services, Team Building, Cross-functional Team..., CRM, Process Improvement, Solution Selling, Call Centers, Vendor Management, P&L Management, Operations Management, Service Delivery, Customer Experience, Strategy, Program Management, Business Process, Project Management, Business Development, Account Management, Sales
Education
Washington State University - College of Business and Economics 1990 — 1991
MBA
University of Idaho 1986 — 1990
BS, Management
NAMSA September 2013 - Present
Van Law Food Products August 2011 - September 2013
scuba.com February 2007 - August 2011
Downey Savings June 2003 - August 2006
Skills
Neogen BioSys Soleris, AOAC, BAM, CMMEF, ELISA
Education
UCI 2007 — 2011
Bachelor of Science (BS), Biology, General
University of California, Irvine 2007 — 2011
Bachelors in Biological Science, Biology/Biological Sciences, General
University of California, Riverside August 2009 - Present
US Bank November 2008 - August 2009
Downey Savings August 2003 - November 2008
Capital Group October 1997 - July 2003
Education
University of Phoenix 1997 — 1999
Masters, Organizational Management
University of California, Riverside 1988 — 1993
Bachelor, Political Science
Community Loans of America September 2010 - Present
ComUnity Lending December 2005 - July 2007
Downey Savings May 2005 - December 2005
US Bank November 2004 - May 2005
Diversified Capital Mortgage January 2004 - November 2004
Washington Mutual Bank January 2003 - January 2004
Skills
Contract Negotiation, Selling Skills, Mortgage Lending, Leadership, Research, Loans, Account Management, Recruiting, Mortgage Banking, Financial Research, Marketing, Sales, Credit, Sales Management, New Business Development, Finance, Customer Service, Residential Mortgages, Management, Loan Origination
Education
University of Missouri-Columbia School of Law 1989 — 1991
University of Missouri-Columbia
CCC Information Services August 2009 - Present
Downey Savings August 2000 - July 2009
Continuus Software June 1996 - August 2000
Logicon June 1994 - June 1996
Skills
J2EE, ILOG, Drools, JBoss, Web Applications, Software Development, Business Rules, EJB, Weblogic, JSP, JSF, Ant, System Design, Tomcat, Struts, Eclipse, Servlets, Maven, JUnit, JMS, JDBC, Web Services, Java, Agile, Seam, Software Engineering, ETL, XML, RDBMS, Decision Support, Agile Methodologies, Java Enterprise Edition, Unix Shell Scripting, Unix, JBoss Application Server, UML, Solaris, Integration
Education
University of California, Irvine 1992 — 1995
BS
Nike March 2015 - Present
DIRECTV September 2012 - February 2015
DIRECTV August 2009 - September 2012
Lava Consulting May 2008 - December 2010
iCrossing April 2006 - January 2009
Team in Training October 2006 - August 2008
Toyota Financial Services December 2005 - April 2006
Downey Savings March 2005 - September 2005
Jackson Dawson Communications August 2003 - March 2005
JET Program July 2000 - July 2003
Skills
Certified Scrum Master..., Digital Strategy, PMO, User Experience, Mobile Devices, Enterprise Software, Management, Interactive Marketing, Strategy, Mobile Applications, E-commerce, Agile Methodologies, User Interface Design, XML, Interaction Design, SEO, Digital Marketing, SDLC, Project Management, Vendor Management, ERP, Web Services
Education
University of California, Santa Barbara 1996 — 2000
Downey Savings Staff Engineer IIIDirectv2008 - Present
Downey Savings and Loan 2006 - Present
Education
The University of Texas at Dallas 1997 — 1999
Compass Analytics, LLC February 2004 - Present
Ameriquest Mortgage November 2002 - August 2003
Downey Savings June 2000 - August 2001
Skills
CISSP, Information Security, Security Awareness, Security, Security Policy, Network Security, Risk Assessment, Citrix XenApp, Business Continuity, Cisco Technologies, Computer Security, Network Administration, Dell PowerEdge Servers, Microsoft SQL Server, Windows Server, Vulnerability Management, Disaster Recovery, Active Directory, Security Audits, VMware ESX, Netscaler, Encryption, Switches, Firewalls, Routers, SSAE 16, Dell Workstations, Project Management, Microsoft Exchange, Financial Analysis, Management, Business Analysis, Accounting, Financial Reporting, Analysis
Education
University of California, Riverside 1990 — 1995
Downey Savings Senior Business AnalystDowney Savings and Loan1998 - Present
Education
University of Iowa 1993 — 1997
SCI Consulting June 2012 - Present
Home Savings of America February 2012 - March 2012
United Commercial Bank now East West Bank November 2008 - April 2010
Downey Savings August 2008 - November 2008
CMM Enterprise December 2007 - May 2008
World Savings July 1998 - October 2007
Skills
Retail Banking, Call Center Management, Call center start-up, Customer Satisfaction, Customer Surveys, Customer Service..., Budgets, Banking, Analysis, Business Development, Cash Management, Call Centers, Coaching, Commercial Banking, Cross Selling, Customer Retention, Customer Service, Deposits, Employee Relations, Employee Training, Finance, Financial Risk, Financial Services, Hiring, Internet Banking, Leadership, Loan Origination, Loans, Loss Mitigation, Management, Microsoft Word, Negotiation, Operations Management, Performance Management, Process Improvement, Product Management, Relationship Management, Sales, Sales Management, Team Building, Team Leadership, Customer Experience, Executive Management, PowerPoint, Microsoft Excel, Change Management, Training, Access, Payments, Time Management
Education
University of Santo Tomas 1993 — 1997
BS, Business Administration
National Vendor September 2010 - Present
InSight Health Corp. October 2004 - May 2007
Downey Savings April 2004 - October 2004
FieldCentrix May 1999 - March 2004
Expert Database Marketing Systems September 1997 - April 1999
Coldwell Banker October 1996 - August 1997
Realm Internet Systems July 1995 - September 1996
Ogden Corporation February 1995 - June 1995
MicroFrame Technologies August 1993 - November 1994
Skills
Microsoft SQL Server, ASP.NET, .NET, C#, Databases, Software Development, XML, ASP.NET MVC, SQL, Web Services, Web Applications, Integration, VB.NET, jQuery, Visual Basic, JavaScript, MySQL, IIS, ASP, LINQ, Oracle, XSLT, Dependable Team Player, SQL Azure, Superior Computer Skills, Business Excellence, Superior Work Ethic, Superior Communications..., Windows Azure, Razor, Moodle, AJAX, SSRS, Objective-C, iOS Development, WCF, RESTful WebServices, SOAP, T-SQL, Enterprise Software, Web Development
Education
University of California, Irvine 1988 — 1993
Bachelor of Science (BS), Information and Computer Science
Louisiana Baptist University and Theological Seminary
Master of Arts (MA), Biblical Studies
Koinonia Institute
Biblical Studies
Moen Communications March 2009 - Present
Downey Savings October 2001 - March 2009
Anyloan.com January 2000 - August 2001
The Geneva Companies May 1998 - January 2000
Home Savings of America February 1996 - March 1998
Skills
Integrated Marketing, Marketing Communications, Strategy, Marketing, Online Marketing, Advertising, Public Relations, Media Relations, Brand Management, Marketing Strategy, Corporate Communications, Strategic Planning, Internal Communications, Direct Marketing, Social Media Marketing, Crisis Communications, Online Advertising, Email Marketing, Management, New Business Development, Direct Mail, Digital Marketing, Marketing Management, Budgets, E-commerce, Leadership
Education
University of North Carolina at Chapel Hill 1987 — 1991
Bachelor of Science, Business Administration
Southern California Edison October 2010 - Present
Southern California Edison April 2009 - Present
Downey Savings & Loan 2008 - Present
US Bank (formerly Downey Savings and Loan Association, F.A.) 2008 - March 2009
Downey Savings 2008 - 2009
Fremont Investment & Loan December 2007 - January 2008
KPMG Advisory 1999 - 2006
KPMG LLP 1999 - 2006
Skills
IT Audit, Sarbanes-Oxley Act, Auditing, Internal Audit, Security, Management, Change Management, Information Technology, SDLC, Business Continuity, Business Process..., Governance, Risk Management
Education
University of California, Irvine - The Paul Merage School of Business 1975 — 1977
Downey Savings October 2001 - Present
Education
University of North Carolina at Chapel Hill
Bachelor of Science, Business Administration
Union Bank January 2012 - Present
OpenText October 2009 - January 2012
Downey Savings and Loan Association, F.A. 2005 - October 2009
Downey Savings and Loan (Recently Acquired by US Bank) May 2005 - July 2009
Downey savings 2005 - 2009
Downey Savings & Loan 2005 - 2009
Paciolan Software February 2004 - May 2005
AmeriQuest Mortgage November 2003 - February 2004
TheZenith Insurance October 2001 - November 2003
ObjectNet.com/Digitalpose.com September 2000 - October 2001
Skills
Web Services, Java Enterprise Edition, SOA, XML, Spring, Oracle, Software Development, SDLC, Databases, Ant, Integration, Microsoft SQL Server, Weblogic, Java, Perl, Linux, EJB, Struts, Web Applications, UML
Education
SouthWest Texas University 1993 — 1996
Master's degree, Computer Science
The University of Texas at Austin 1985 — 1991
Doctor of Philosophy (Ph.D.), Petroleum Chemical Engineering
loanDepot October 2009 - Present
Downey Savings January 2000 - November 2009
Skills
Mortgage Banking, Loans, Financial Analysis, Mortgage, Mortgage Lending, Banking, Secondary Marketing, Capital Markets
Education
University of California, San Diego 1993 — 1997
BA, Economics
First California Mortgage Company September 2007 - Present
Commitment Lending January 2006 - August 2007
Downey Savings 1993 - 2005
Education
University of California, Irvine 1981 — 1985
Bachelor of Sciences, Biological Sciences
Ally Financial Services July 2015 - Present
Hyundai Capital America July 2009 - Present
Americredit August 2005 - July 2008
Hyundai Motor Finance, Fountain Valley, Ca. 2003 - 2005
Downey Auto Finance/AutoOne 1996 - 2002
downey auto finance/ auto one 1996 - 2002
Downey Savings 1993 - 1995
Skills
Credit Analysis, Credit, Underwriting, Loans, Consumer Lending, Loan Origination, Portfolio Management, Banking, Call Center, Sales Management, Account Management, Prime, Relationship Management, Credit Management, Finance, Financial Statement..., Financial Services, Dealers, Salesforce.com, Subprime, Sales, Automotive, Commercial Lending, Loss Mitigation, Credit Risk, Mortgage Lending, Risk Management, Call Centers, Funding
Education
Strayer University 2014 — 2016
Bachelor of Business Administration (B.B.A.), Finance, General
DOWNEY SAVINGS Sr. Loan OfficerCitibankJuly 2003 - October 2005
Education
University of California, Los Angeles 1973 — 1976
BA, ECONOMICS
Roseman & Associates April 2014 - Present
McCarthy Law PLC February 2013 - March 2014
Department of Fair Employment and Housing August 2011 - June 2012
Garcia and Associates December 2010 - May 2011
Sacramento County Superior Court August 2010 - December 2010
JZ Management, Inc June 2010 - August 2010
Prudential California Real Estate, John Aaroe Division April 2008 - August 2008
Downey Savings June 2006 - June 2008
US Home Loans August 2003 - December 2005
Skills
Moot Court, Advanced Legal Research..., Employment Law, Legal Research, Litigation, Legal Issues, Trials, Legal Writing, Westlaw, Alternative Dispute..., Courts, Mediation, Civil Litigation, Corporate Law, Intellectual Property, Real Estate, Real Estate Transactions, Commercial Litigation, Criminal Law, Contract Negotiation, Hearings, Dispute Resolution, Legal Assistance, Licensing, Family Law, Immigration Law, Appeals, Securities Regulation, Lexis, Legal Advice, Arbitration, International Real...
Education
University of California, Davis - School of Law 2009 — 2012
JD, Law
California State University of Northridge 2006 — 2008
Bachelor of Science, Business Law
Brookhollow Management Company October 2009 - Present
Roxanne Baisden Photography 1993 - Present
Citi 1997 - 1999
Downey Savings June 1996 - October 1997
First Interstate Bank 1983 - 1996
Skills
Small Business, Customer Service, Photography, Microsoft Excel, Microsoft Office, Business Development, Loans, Cash Management, Property Management
Education
The University of South Dakota 1978 — 1983
BS, Communications, PR, Marketing
Benedictine University Business Services CoordinatorCox Target MediaJanuary 2008 - December 2008
Downey Savings August 2002 - August 2007
Downey savings 2002 - 2007
1888 Mills 2001 - 2002
Roosevelt Paper Co 1996 - 2001
Education
Triton-College 1981 — 1989
36 credit hrs, General
Broadcom January 2013 - Present
St Joseph’s Healthcare System April 2012 - December 2012
Innocean February 2012 - April 2012
IEC, Inc. April 2009 - January 2012
Downey Savings September 2008 - March 2009
Commerce Energy August 2007 - August 2008
Western Exterminator June 2005 - July 2007
PPDG February 2001 - October 2004
Programed Composites, Inc. March 1996 - October 2000
Robert C Lesser & Co April 1987 - August 1993
Skills
Open Enrollment, HRIS, COBRA, Coaching, Payroll, Customer Service, Legal Compliance, Vendor Management, Project Management, 401k, Leave of Absence..., Benefits Negotiation, Benefits Administration, ADP Payroll, ADP HRB, HR Policies, Employee Relations, Employee Wellness..., Management, Performance Management, Training, Talent Management, New Hire Orientations, Screening, Interviews
Education
Texas Tech University
RSM McGladrey 2009 - Present
Commercial Capital Bank 2005 - 2007
Downey Savings 2000 - 2005
Union Bank of California 1998 - 2000
Home Savings of America 1995 - 1998
American Savings Bank 1984 - 1995
Skills
Banking, Loans, Mortgage Lending, Retail Banking, Credit, Credit Analysis, Financial Analysis, Risk Management, Due Diligence, Financial Risk, Asset Management, Portfolio Management, Mergers & Acquisitions, Finance, Valuation, Commercial Lending, Cash Management, Financial Modeling, Credit Risk, Underwriting, Commercial Banking, Mortgage Banking, Consumer Lending, Investments, Relationship Management, Financial Services, Executive Management, Strategic Financial..., Corporate Finance, Capital Markets, Wealth Management, Loan Origination, Financial Structuring, Treasury Management, Small Business Lending, Cash Flow, Restructuring, Asset Based Lending, Securities, Financial Reporting, Mutual Funds, Commercial Mortgages, Loan Servicing, Real Estate Economics, Managerial Finance, Lines Of Credit, Auditing, Residential Mortgages
Education
University of California, Irvine 1973 — 1977
BA, Economics
Downey Savings August 2006 - March 2009
Education
University of La Verne 2003 — 2005
MBA, Executive Managment
U.S. Bank Home Mortgage 2008 - Present
Downey Savings 1991 - 2008
Education
University of California, Santa Cruz 1968 — 1972
BA, Mathematics
SecurityNational Mortgage Company October 2009 - Present
First California Mortgage Company September 2007 - October 2009
Commitment Lending January 2006 - September 2007
Downey Savings September 1993 - December 2005
Citibank January 1990 - September 1993
Education
University of California, Irvine 1981 — 1985
Bachelor of Science, Biological Sciences
Bank of Manhattan, N.A. 2011 - Present
OneWest Bank December 2009 - December 2010
First Federal Bank of California June 2005 - December 2009
Downey Savings 1991 - 1993
Education
University of California, Riverside
BS, Business Admin. -- Accounting / Finance
Planet Home Lending August 2015 - Present
Fremont Bank October 2010 - July 2015
Security National Mortgage October 2009 - October 2010
First California Mortgage Company 2007 - 2009
Downey Savings 1993 - 2005
Citibank 1990 - 1993
Bankers Mutual 1985 - 1988
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Refinance, Residential Mortgages, Loans, FHA financing, Residential Homes, Credit, Underwriting, Commercial Lending, FHA Financing, First Time Home Buyers, Investment Properties, Mortgage Underwriting, Real Estate Financing, Real Estate, Certified Mortgage..., VA Loans
Education
University of California, Irvine 1981 — 1985
Bachelor of Sciences, Biological Sciences
University of California, Irvine 1981 — 1985
BS, Biology/Biological Sciences, General
Mission Home Mortgage May 2011 - Present
Elite Processing July 2000 - May 2011
Downey Savings January 1998 - July 2000
Skills
Underwriting, Loans, Government Loans, Funding, Mutual Funds, Mortgage Lending
Education
University of California, San Diego 1992 — 1993
Bachelors
@properties June 2013 - Present
RTI Biologics October 2012 - September 2013
MAKO Surgical Corp. January 2012 - October 2012
Genzyme Biosurgery July 2004 - January 2012
Wyeth Pharmaceuticals May 2003 - June 2004
Medline Industries June 2000 - May 2003
Americair Home Respiratory August 1999 - May 2000
Downey Savings September 1997 - May 1999
Skills
Orthopedic, Medical Devices, Managed Care, Product Launch, Surgery, Buy & Bill, Hospitals, Sales, Real Estate, Real Estate Transactions, Investment Properties, Interior Design, First Time Home Buyers, Sellers, Buyers, Foreclosures, Short Sales, Condos, Sales Operations, Operating Room, Cardiology, Pulmonology, Pharmaceutical Sales
Education
University of California, Riverside 1993 — 1997
Bachelor of Science, Business Administration
Downey Savings 1996 - 2003
Education
University of California, Riverside 1992 — 1996
B.A, English minor in History
CashCall, Inc. December 2014 - Present
City of Irvine May 2013 - July 2014
City of Irvine August 2011 - October 2012
Experian June 2008 - March 2011
Downey Savings April 2007 - June 2008
People's Choice Home Loan October 2005 - April 2007
Indymac Bank October 2002 - April 2005
Conexant October 1999 - October 2002
Avco Financial Services April 1987 - February 1999
Skills
Animal Care, Animal Husbandry, Veterinary Medicine, Social Media Marketing, Email Marketing, Marketing Strategy, Product Marketing, Direct Marketing, Strategic Partnerships, Product Management, Program Management, Online Advertising, Advertising, Management, Integrated Marketing, Strategy
Education
Carrington College 2011 — 2013
Associate's Degree, Veterinary/Animal Health Technology/Technician and Veterinary Assistant
University of Phoenix 1999 — 2001
Bachelor's Degree, Business Administration and Management, General