Avco Financial Services

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Avco Financial Services Employees

Employee
Years
Job
Industry
Ed Greenwald Ed Greenwald Claremont, California Details
Ed Greenwald's Avco Financial Services Experience October 1983 - November 1989
Job Singer Guitarist at The RCR Band
Industry Entertainment
Experience
The RCR Band   2014 - Present
Wild Horse Studios   2001 - Present
Upland Presbyterian Church   May 1995 - Present
HSBC Private Bank  November 1989 - December 2010
Avco Financial Services   October 1983 - November 1989
Mellon Financial Services  March 1974 - October 1983

Skills
Music, Singing, Music Production, Entertainment, Songwriting, Music Industry, Recording, Band

Education
Citrus College
AS, Criminal Justice/Police Science

Claremont High School

Eric Fressle Eric Fressle Littleton, Colorado Details
Eric Fressle's Avco Financial Services Experience November 1991 - April 1998
Job Lead Credit Risk Analyst at CenturyLink
Industry Telecommunications
Experience
CenturyLink  July 2003 - Present
QWEST COMMUNICATIONS CORP  February 2001 - June 2003
Commercial Credit - Wells Fargo Acceptance Corp.   January 1999 - February 2000
Avco Financial Services   November 1991 - April 1998
Cobe Laboratories Inc.  January 1987 - January 1989
Neotech  June 1979 - June 1986

Skills
Business Requirement..., Business Process..., Business Analysis, Project Management, Data Mining, Policy Analysis, User Acceptance Testing, IT Management, Vendor Management, Budget Monitoring

Education
Metropolitan State College of Denver   1988 — 1990
Bachelor of Applied Science (B.A.Sc.), Finance

Jim Haldenwang Jim Haldenwang Phoenix, Arizona Details
Jim Haldenwang's Avco Financial Services Experience May 1982 - February 1991
Job Math and Physics Tutor at Phoenix College
Industry Higher Education
Experience
Phoenix College  January 2015 - Present
Desert Star Botanicals   January 2013 - January 2015
IQ Abacus   February 2012 - March 2012
Tutor.com  September 2009 - May 2010
Arizona State University  August 2006 - May 2008
Arizona State Retirement System  August 2000 - December 2004
State of Arizona - AHCCCS   October 1995 - July 1999
California State University, Fullerton  August 1993 - June 1995
Irvine Valley College  January 1991 - May 1995
Avco Financial Services   May 1982 - February 1991

Skills
Academic Tutoring, Mathematics Education, Physics Education, Mathematics, Physics, Programming, Business Analysis, HTML, CSS, SQL, PHP, JavaScript, Website Development, Software Quality...

Education
Arizona State University   2007 — 2008
Master of Education (M.Ed.), Secondary Education

Arizona State University   2005 — 2007
Bachelor of Science (B.S.), Physics

California State University-Fullerton   1993 — 1995
Master of Arts (M.A.), Applied Mathematics

California State University-Fullerton   1991 — 1993
Bachelor of Arts (B.A.), Mathematics

California State University-Long Beach   1976 — 1980
Bachelor of Science (B.S.) in Business Administration, Business Computer Methods

Dave Satek Dave Satek Henderson, Nevada Details
Dave Satek's Avco Financial Services Experience 1991 - 1997
Job Experienced Service Team Leader
Industry Banking
Experience
seeking a great opportunity   Operations ManagerBank of America Home LoansDecember 2010 - October 2013
PuroClean Restoration Services  December 2007 - September 2010
Fremont Investment and Loan  October 1998 - March 2007
Avco Financial Services   1991 - 1997

Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Leadership, Finance, Management, Training, Process Improvement, Loans, Credit, Budgets, Start-ups, FHA, Refinance, Residential Mortgages, Credit Analysis, Risk Management, Banking, Underwriting

Education
Northern Illinois University   1986 — 1990
Bachelor of Science (BS), Economics

Betty Carroll Betty Carroll Greater Chicago Area Details
Betty Carroll's Avco Financial Services Experience April 1984 - May 1986
Job General Manager at Scholastic Testing Service, Inc.
Industry Publishing
Experience
Scholastic Testing Service, Inc.   October 1999 - Present
Administrative Assistant  1991 - 1999
Page America   June 1987 - November 1991
First Mortgage Corp.  1986 - 1987
Avco Financial Services   April 1984 - May 1986
Financial Express   1986 - 1986
Equifax  March 1982 - April 1984

Skills
Word, PowerPoint, Adobe Creative Suite, Customer Relations, Customer Service, Excel, Human Resources, Microsoft Word, Microsoft Excel, Photoshop, Graphic Design, Marketing Communications, Web Design, Social Media, Blogging

Education
Elmhurst College   2005 — 2008
BA - Information Technology, Information Technology

College of DuPage   1981 — 2005
Associate, General Studies, Graphic Arts

Rich Wendt Rich Wendt Bakersfield, California Area Details
Rich Wendt's Avco Financial Services Experience March 1991 - January 1999
Job VP Lending at AltaOne Federal Credit Union
Industry Financial Services
Experience
AltaOne Federal Credit Union  April 2007 - Present
Wells Fargo  August 2003 - March 2007
CitiFinancial  January 2001 - August 2003
Associates First Capital  January 1999 - December 2000
Avco Financial Services   March 1991 - January 1999

Skills
Consumer Lending, Loans, Credit, Loan Origination, Mortgage Lending, Commercial Lending, Operations Management, Portfolio Management, Loan Portfolio Analysis, Mortgage Banking, Credit Unions, Credit Analysis, Investments

Education
Northern State University   1980 — 1984
BS, Business, Industrial Technology

Phil Brodhagen Phil Brodhagen Colorado Springs, Colorado Details
Phil Brodhagen's Avco Financial Services Experience November 1983 - February 1995
Job CEO at Peak View Solar
Industry Renewables & Environment
Experience
Peak View Solar   April 2014 - Present
El Paso Green Energies, LLC   June 2009 - Present
BF Investments Group, Inc   January 2001 - September 2010
Progressive Insurance  August 2007 - June 2009
Verizon Business  October 2006 - August 2007
QwikFliks   June 2001 - August 2006
The JAG Group   May 1997 - June 2001
Cendant  February 1996 - May 1997
Avco Financial Services   November 1983 - February 1995

Skills
Energy, Business Analysis, Solar Energy, Renewable Energy, Problem Solving, Solar Thermal, Start-ups, PV Design, NABCEP Certified, System Sizing, Hardware Sizing, Photovoltaics, Renewable Energy Systems, Air Source Heat Pumps, Solar Industry, PPA, Grid Connection, Small Business, Web Design, Web Development, Construction, Contractors, Business Strategy, Business Development, Alternative Energy, solar financing, PV, Energy Efficiency, Energy Management, Cleantech, Sustainable Energy, Energy Audits, Energy Conservation, Smart Grid, Electrical wiring, Green Building, Sustainability, Green Technology, Wind, Power Generation, Energy Policy, Recycling, Project Finance, Sustainable Development, Solar PV, Sustainable Business, Contract Negotiation, Environmental Awareness, Entrepreneurship

Education
Chapman University   1978 — 1981
BS MIS, Computer Programming

Magnolia High School   1975 — 1978

James (Jim) Baum James (Jim) Baum Orange County, California Area Details
James (Jim) Baum's Avco Financial Services Experience June 1982 - March 1984
Job Chief Financial Officer at Gafcon, Inc.
Industry Environmental Services
Experience
Gafcon, Inc.   September 2014 - Present
A3K Consulting   June 2014 - September 2014
LSA Associates, Inc.   December 1993 - December 2013
Berloger Geotechnical   February 1993 - December 1993
Alton Geoscience, Inc.   April 1989 - February 1993
Unocal  March 1984 - April 1989
Avco Financial Services   June 1982 - March 1984

Skills
Mergers & Acquisitions, Due Diligence, ESOP, Employee Stock..., Deferred Compensation, Employee Benefits, Internal Controls, Management, Cash Flow Forecasting, Financial Reporting, Accounting, Analysis, Financial System..., Contract Negotiation, Finance, Government Contracting, Human Resource..., Cash Management, Treasury Management, Budgets, Cash Flow, Banking Negotiations, Lease Negotiations, Business Insurance, FAR Regulations, DOT Audit and Contract..., Legal Compliance, HIPPA Officer, Safety Officer, Negotiation, Professional Mentoring, Business Planning, Payroll, Strategic Planning, FAR

Education
California State University-Long Beach   1978 — 1982
Bachelor's degree, Business Administration - Accounting

Dana Polce Dana Polce Howell, New Jersey Details
Dana Polce's Avco Financial Services Experience June 1997 - March 1998
Job Accountant
Industry Commercial Real Estate
Experience
First Service Residential  December 2014 - April 2015
Cardinale Enterprises   December 2006 - August 2014
The Center for Orthopedics and Sports Medicine   January 2001 - November 2006
Ring Time, Inc.   March 2001 - June 2002
D2M Solutions, Inc.   November 1999 - March 2001
First Commercial Corp   November 1998 - September 1999
Avco Financial Services   June 1997 - March 1998
Associates Financial Services  July 1991 - December 1996
Avco Financial Services   February 1980 - May 1991

Skills
Property Management, Lease Administration, Tenant, Leases, Sage Timberline Office, Microsoft Office, QuickBooks, Lease Negotiations, Corporate Real Estate, Landlords, Rent Roll, Sage 300 CRE, Accounts Payable, Accounts Receivable, Financial Statements, CAM Reconciliation, Contract Negotiation, Bank Reconciliation, General Ledger, Sales & Use Tax, MS Excel Pivot Tables, Peachtree, ADP Payroll, Collections, Invoicing, Job Costing, Intercompany...

Education
New Jersey City University   2013 — 2015
Bachelor’s Degree, Accounting, 3.9

Brookdale Community College   2011 — 2013
Associate of Arts (AA), Business Adminstration/Accounting, 3.94

Dutchess Community College   1978 — 1979
Communication and Media Studies

Deborah Chorlton Deborah Chorlton West Jordan, Utah Details
Deborah Chorlton's Avco Financial Services Experience June 1995 - March 1998
Job Banking and Lending
Industry Banking
Experience
Dept. of Interior Bureau of Reclamation   August 2014 - Present
USDA Rural Development  December 2000 - September 2012
Empire Bank  October 1998 - December 2000
Wells Fargo Bank  March 1998 - October 1998
Avco Financial Services   June 1995 - March 1998
FDIC  September 1990 - January 1995
Southern California Savings Bank   January 1988 - February 1991
Federal Savings and Loan Insurance Corporation   June 1985 - January 1988

Skills
Research, Microsoft Office, Customer Service, Change Management, Social Media, Finance, Financial..., Real Estate Development, Real Estate Transactions, Commercial Real Estate, Real Estate Financing, Mortgage Lending, Commercial Lending, Small Business Lending, Cash Flow Lending, Wholesale Lending, Investment Banking, Retail Banking, Commercial Banking, Mortgage Banking, Banking Law, Risk Management, Loan Origination, Loan Servicing, Construction Loans, Government Loans, Loan Modifications, Construction Management, Real Estate Law, Leadership, Portfolio Management, Loss Mitigation, Financial Analysis, Management, Policy, Government, Budgets, Program Management, Negotiation, Economic Development, Funding, Investments

Education
University of Phoenix   2010 — 2012
Associate's Degree, Business Finance

Jordan High School   1976 — 1979
High School Degree, General

Long Beach City College

Chuck Biggs Chuck Biggs Scottsdale, Arizona Details
Chuck Biggs's Avco Financial Services Experience 1990 - 1997
Job Arizona/New Mexico Area Manager at Cornerstone Home Lending, Inc. NMLS 396834
Industry Banking
Experience
Cornerstone Home Lending, Inc.   2014 - Present
US Bank Home Mortgage  February 2011 - January 2014
Equity Home Mortgage  October 2007 - February 2010
Accredited Home Lenders  January 2005 - October 2007
Accredited Home Lenders  May 2000 - January 2005
Royal Mortgage Bank   October 1997 - May 2000
Avco Financial Services   1990 - 1997

Skills
Recruiting, Selling Skills, Sales Growth, Management Development, Mortgage Lending, Mortgage Banking, Loans, FHA, Loan Origination, Residential Mortgages, Credit, Refinance, Sales Management, Real Estate, Credit Analysis, USDA, Investment Properties, Finance, Capital Markets, Leadership, VA loans, Sales, FHA financing, Portfolio Management, Training, Reverse Mortgages, Management, Construction Loans, Government Loans, Mortgage Underwriting, Certified Mortgage..., Real Estate Financing, Home Equity Loans, FHA Financing, VA Loans, Banking, First Time Home Buyers, Customer Service

Education
Western International University   1989 — 1991
Bachelor of Science

La Sierra University   1985 — 1986

Wisconsin Academy   1980 — 1984

Dave LaBrash Dave LaBrash Greater Chicago Area Details
Dave LaBrash's Avco Financial Services Experience August 1979 - January 1985
Job President at Clarendon Hills Bank
Industry Banking
Experience
Clarendon Hills Bank, a Wintrust Community Bank   April 1996 - Present
First Chicago Bank  October 1992 - April 1996
Boulevard Bank, National Association, NKA US Bank   February 1985 - October 1992
Avco Financial Services   August 1979 - January 1985

Skills
Strategic Planning, Loans, Banking, Real Estate, Financial Analysis, Commercial Lending, Credit, Underwriting, Budgets, Retail Banking, Mortgage Lending, Management, Portfolio Management, Negotiation, Community Service &..., Volunteer Soccer Coach, Commercial Mortgages, Investments, Investment Properties, Credit Analysis, Finance, Foreclosures, Training, Commercial Real Estate, Mortgage Banking, Due Diligence, Executive Management, Analysis, Sales Management, Mergers & Acquisitions, Risk Management, Marketing, Customer Service, Wealth Management, Community Service, Financial Services, Real Estate Economics, Leadership, Asset Management, Small Business, Loan Origination, Refinance, Disposition, Business Development, Brokerage, Valuation

Education
Indiana University - Kelley School of Business   1974 — 1978
B.S., Real Estate Administration

Indiana University Bloomington   1974 — 1978
Bachelor of Applied Science (BASc), Real Estate Administration

Sharon Regnas Sharon Regnas Sherwood, Arkansas Details
Sharon Regnas's Avco Financial Services Experience May 1984 - January 1987
Job Office Manager at Arkansas Office Priducts
Industry Retail
Experience
Arkansas Office Products   March 2006 - Present
Complete Music DJ Service   April 1988 - June 2009
Avco Financial Services   May 1984 - January 1987

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Outlook, PowerPoint, Inventory Management, Data Entry, Event Planning, Retail, Social Media, Payroll

Education
Bellevue University   1978 — 1982
Bachelor of Business Administration (B.B.A.)

BELLEVUE EAST HIGH SCHOOL   1975 — 1978

Rohn Martino Rohn Martino Greater Boston Area Details
Rohn Martino's Avco Financial Services Experience March 1996 - January 1999
Job Global Enterprise Software Sales and Marketing Executive
Industry Computer Software
Experience
CIMCON Software, Inc.   February 2014 - Present
B2B Contact  September 2012 - January 2014
eCoast Sales Solutions  November 2005 - September 2012
NTP Software  August 2005 - November 2005
GHA Technologies  June 2004 - August 2005
Amherst Technologies  January 1999 - June 2004
Avco Financial Services   March 1996 - January 1999

Skills
Sales, Enterprise Software, Channel Sales, Lead Generation, Leadership, New Business Development, Management, Demand Generation, Salesforce.com, Cold Calling, Channel, Channel Partners, Strategy, Sales Management, Sales Process, Sales Presentations, Email Marketing, B2B, Marketing, Direct Sales, Microsoft Office, Key Account Management, Key Account Development, Trade Shows, P&L Management, RFP, Sales Prospecting, Strategic Sales Plans, High Technology Sales, Appointment Generation, Pipeline Generation, Quota Achievement, Building Relationships, P&L Responsibility, Inbound Marketing, Inbound Lead Generation, Strategic Account..., Strategic Account..., SOX Compliancy, Sarbanes-Oxley, Solvency II, GRC, International Sales, Basel III, Basel II, Spreadsheets, Global Sales

Education
Southern NH University   2012 — 2015
Bachelor's degree, Information Technology

HubSpot   2009 — 2009
Certified Professional, Inbound Marketing

NHTI, Concord's Community College   1990 — 1992

Abe Ghantous Abe Ghantous Peoria, Illinois Details
Abe Ghantous's Avco Financial Services Experience March 1998 - March 1999
Job Account Executive at MSC Industrial Supply Co.
Industry Restaurants
Experience
MSC Industrial Supply Co.  August 2014 - Present
Abe's Deli   April 2002 - Present
Prudential Financial  April 1999 - October 2001
Avco Financial Services   March 1998 - March 1999

Skills
Management, Marketing, Sales, Customer Service, Cold Calling, Leadership, Contract Negotiation, Training, Small Business, Sales Management

Education
Eastern Illinois University   1992 — 1995
Marketing

Carolyn Baker Carolyn Baker Orange County, California Area Details
Carolyn Baker's Avco Financial Services Experience 1988 - 1999
Job Director of Development at Blind Children's Learning Center
Industry Nonprofit Organization Management
Experience
Blind Children's Learning Center  June 2011 - Present
HomeAid Orange County  April 2007 - June 2011
HomeAid America  January 2005 - 2007
Blind Children's Learning Center  2002 - 2005
Conexant Systems Inc.  2001 - 2002
Orange County Rescue Mission  2000 - 2001
Avco Financial Services   1988 - 1999

Skills
Community Relations, Volunteer Management, Email Marketing, Social Media, Editing, Direct Mail, Newsletters, Event Planning, Writing, Communication, Collaboration, Public Relations, Public Affairs, PowerPoint, Fundraising, Direct Mail Fundraising, Media Relations, Community Development, Grant Writing, Spanish, Program Development, Public Speaking, Nonprofits, Strategy, Community Outreach, Social Networking, Management, Press Releases, Philanthropy, Strategic Communications, Publicity, Program Management, Crisis Communications, Board Development, Grants, Corporate Communications, Event Management, Speech Writing, Cause Marketing, Marketing Communications, Non-profit...

Education
Chapman University   1995 — 2000
BA, Communication/Public Relations

Boston College Carroll School of Management
Certificate, Corporate Community Relations

Deborah Globerson Deborah Globerson Orange County, California Area Details
Deborah Globerson's Avco Financial Services Experience August 1981 - April 1999
Job Director, Internal Communications, Smile Brands Inc.
Industry Hospital & Health Care
Experience
Smile Brands Inc.  September 2006 - Present
New Century Financial, Inc.   June 2004 - June 2006
Conexant  1999 - 2004
Avco Financial Services   August 1981 - April 1999

Skills
Public Relations, Communication Training, Internal Communications, Strategic Communications, Crisis Communications, Newsletters, Editing, Event Management, Strategic Planning, Corporate Communications, Management, Public Speaking, Media Relations, Team Building, Budgets, Speech Writing, Program Management, Coaching, Employee Engagement, Copywriting, Press Releases, Copy Editing, Human Resources

Education
California State University-Fullerton   1976 — 1980
MA, communications with public relations emphasis

California State University-Dominguez Hills   1974 — 1976
BA, Spanish, Business Administration

Dena (Green) Weaver Dena (Green) Weaver Pocatello, Idaho Area Details
Dena (Green) Weaver's Avco Financial Services Experience June 1986 - March 1993
Job Title Manager at First American Title
Industry Real Estate
Experience
First American Title  October 2011 - Present
First American Title Company  March 2001 - October 2011
Pioneer Title Company  March 1993 - September 2000
Avco Financial Services   June 1986 - March 1993

Skills
Foreclosures, Title Insurance, Escrow, Loans, Real Estate Transactions, Short Sales, REO, First Time Home Buyers, Closings, Real Estate, Investment Properties, FHA, Sellers, Residential Homes, Single Family Homes, Relocation, Real Property, Investors, Condos, Mortgage Lending, Leases, Loan Origination, New Home Sales, Land Acquisition

Education
College of Southern Idaho   1984 — 1986
Bookkeeping and Secretary with Shorthand

Scot Glover Scot Glover San Francisco Bay Area Details
Scot Glover's Avco Financial Services Experience January 1990 - October 1990
Job Innovative Risk Advisory Executive | Propelling Client Service Teams to the Top
Industry Management Consulting
Experience
Risk Advisory and Operational Improvement Advisors   January 2014 - Present
Grant Thornton LLP  January 2012 - January 2014
Armanino McKenna LLP  February 2009 - December 2011
Ernst & Young  January 2001 - January 2009
Ernst & Young  September 1996 - January 2001
Santa Clara Construction and Development, Inc.   October 1990 - September 1996
AVCO Financial Services   January 1990 - October 1990
EY  January 1987 - December 1989

Skills
Strategy, Team Building, Information Systems, Small Business, Outsourcing, Enterprise Risk..., Sarbanes-Oxley Act, Internal Audit, Auditing, Business Process..., Risk Management, SEC filings, Financial Audits, Internal Controls, Finance, IT Audit, Accounting, Start-ups, Executive Management, Business Process, Financial Analysis, Mergers & Acquisitions, Due Diligence, Financial Reporting, Sarbanes-Oxley, External Audit, Acquisition Integration, Restructuring, Financial Accounting, US GAAP, Corporate Governance, Governance, Corporate Finance, GAAP, Revenue Recognition, Tax, CPA, Management, Management Consulting, Forensic Accounting, Managerial Finance, Leadership, Financial Modeling, Business Valuation, Assurance, Corporate Tax, Information Technology, IPO, Financial Services, SAS70

Education
University of California, Berkeley   1982 — 1986
BA, Social Sciences - Organizational Behavior and Industrial Relations

Harvard Business School
Harvard Strategic Leadership Program

Northwestern University - Kellogg School of Management
Kellogg Executive Leadership Program

Carmine Crescente Jr Carmine Crescente Jr Liverpool, New York Details
Carmine Crescente Jr's Avco Financial Services Experience October 1988 - March 2000
Job Regional Sales Team Leader at 1st Priority Mortgage
Industry Financial Services
Experience
1st Priority Mortgage  February 2012 - Present
Springleaf Financial Services  March 2000 - February 2012
Springleaf Financial Services  March 2000 - February 2012
Avco Financial Services   October 1988 - March 2000
Avco Financial Services   October 1988 - March 2000

Skills
Account Management, Team Building, Business Strategy, Business Management, Customer Relations, Coaching, Customer Service, Hiring, Hospitality, Insurance, Innovation, Knowledge Management, Team Leadership, Leadership Development, Change Management, Mentoring, Program Management, Negotiation, Contract Negotiation, New Business Development, Organizational..., Organizing, Optimization, Planning, Strategic Planning, Product Development, Quality, Quality Assurance, Quality Management, Public Relations, Retail, Real Estate, Risk Management, Employee Relations, Problem Solving, Telecommunications, Teaching, Troubleshooting, Teamwork, Underwriting, Valuation, Vendor Management, Yield Management, Management, Recruiting, FHA, Leadership, Refinance, USDA, Sales

Education
Broome Community College   1983 — 1984

Broome Community College   1983 — 1984
Business Administration

Maine Endwell HS   1980 — 1983
HS Diploma, Business

Danny Black Danny Black Orlando, Florida Area Details
Danny Black's Avco Financial Services Experience February 1990 - December 1996
Job Wholesale Account Executive at Franklin American Mortgage Company NMLS# 203348
Industry
Experience
Franklin American Mortgage Company  June 2009 - Present
EquiFirst  October 2001 - November 2008
First Union National Bank  January 1997 - September 2001
Avco Financial Services   February 1990 - December 1996

Skills
Mortgage Lending, Management, Recruiting, Sales, Loans, Employee Training, Time Management, Underwriting, Loan Origination, Mortgage Banking, Residential Mortgages, FHA, Refinance, Investment Properties, USDA, Sales Management, FHA Financing, Credit, Banking

Education
Appalachian State University   1985 — 1989
BSBA, Business Administration, Marketing & Real Estate- Double Major

Neil C. Viotto Neil C. Viotto Greater New York City Area Details
Neil C. Viotto's Avco Financial Services Experience September 1992 - June 1997
Job AVP Mortgage Originations Manager at Somerset Savings Bank
Industry Financial Services
Experience
Somerset Savings Bank, SLA   July 2011 - Present
Superior Mortgage  April 2010 - June 2011
Mortgage Express LLC   June 2004 - June 2010
Crystal Mortgage Corporation   February 2001 - June 2004
First Union Bank/TMS   June 1997 - October 2000
Avco Financial Services   September 1992 - June 1997

Skills
Mortgage, Mortgage Industry, Retail, Mortgage Lending, Credit, FHA, Reverse Mortgages, Refinance, Loans, Loan Origination, Mortgage Banking, Investment Properties, USDA, Residential Mortgages, Referrals, Banking, Real Estate, Leadership, Underwriting, Portfolio Management, Residential Homes, Commercial Banking, Loss Mitigation, Real Estate Transactions, Financial Analysis, FHA financing, Investments, Management, VA loans, Finance, Credit Analysis, Commercial Mortgages, Investors, Mortgage Marketing, Real Estate Financing, Commercial Lending, Real Estate Economics, First Time Home Buyers, Construction Loans, Certified Mortgage..., Financial Structuring, Government Loans, Home Equity Loans, Mortgage Underwriting, Funding, Consumer Lending, Loan Servicing, Mortgage Servicing, Financial Services, Credit Risk

Education
Kean University   1988 — 1992
Bachelor's degree, Accounting

Piscataway High   1984 — 1988

Robert Paige Robert Paige Laguna Niguel, California Details
Robert Paige's Avco Financial Services Experience February 1991 - June 1999
Job Senior IT Program Manager at Quest Diagnostics
Industry Information Technology and Services
Experience
Quest Diagnostics  January 2009 - Present
Consultant  December 2005 - January 2009
Triad Financial  April 2002 - December 2005
Consultant  November 2001 - April 2002
Cendant  December 2000 - October 2001
New Century Mortgage  July 1999 - December 2000
AVCO Financial Services   February 1991 - June 1999
Columbia Savings and Loan  March 1986 - February 1991
Pacific Life  January 1984 - March 1986
AVCO Financial Services   November 1981 - January 1984

Skills
Project Management, Integration, Management, Leadership, Business Analysis, SDLC, Process Improvement, Program Management, Change Management, Requirements Analysis, Quality Assurance, Software Development, Software Documentation, Cross-functional Team..., IT Management, PMP, PMO, Vendor Management, IT Strategy, Visio, Information Technology, Business Process..., Software Project...

Education
Hamilton College   1976 — 1980
Bachelor's degree

California State University-Fullerton   1987 — 1990
Master of Business Administration (MBA)

UCLA   2001 — 2001
Technical Management Program

Debi Richkas Debi Richkas San Francisco Bay Area Details
Debi Richkas's Avco Financial Services Experience 1984 - 1992
Job Director, Interaction and User Experience Design at TriNet
Industry Computer Software
Experience
TriNet  2013 - Present
Sage  2007 - 2013
Sage  2004 - 2007
Sage  2002 - 2004
Sage  1997 - 2002
Sage  1995 - 1997
Sage  1994 - 1995
ABBA Computer Systems   1992 - 1994
Avco Financial Services   1984 - 1992

Skills
User Experience, Usability Testing, User-centered Design, User Interface Design, Information Architecture, Agile Methodologies, Usability, User Interface, Scrum, Interaction Design, Agile Project Management, User Experience Design, Persona, Product Management, Usability Engineering, Software Project..., Web Applications, Software Quality..., Software Development, Information Design, Requirements Gathering, Enterprise Software, Mobile Devices, Content Strategy, Human Computer..., User Research, Mobile Applications, Technical Writing, Software Design, Wireframes, Content Management, Software Implementation, User Scenarios, Heuristic Evaluation, Web Design, Design Strategy, SaaS, Strategy, E-commerce, HTML, HTML 5, Website Development, Requirements Analysis, XML, FrameMaker, Technical Communication, Online Help, Accessibility, CMS

Education
National University
Bachelor of Business Administration (B.B.A.), Business Administration

Cal State Fullerton
Mathematics and Computer Science

Jennifer Grimm Jennifer Grimm Fargo, North Dakota Details
Jennifer Grimm's Avco Financial Services Experience 1992 - 1997
Job Insurance Agent at First International Bank and Trust
Industry Insurance
Experience
First International Bank and Trust  November 2013 - Present
Dakota Air Parts International  December 2005 - November 2013
Nodak Mutual Insurance Company  2000 - 2005
Gate City Bank  1998 - 2000
Avco Financial Services   1992 - 1997

Skills
Contract Negotiation, Customer Service, Negotiation, Purchasing, Team Building, New Business Development, Business Development, ITAR, Logistics, Piloting, Sales Management, Operations Management, Sales, Pricing, Program Management, Human Factors, Salesforce.com, Transportation, Composites, Project Management, Continuous Improvement, International Sales, Banking, Insurance, Finance

Education
Northern State University

Pete Danvers Pete Danvers Orange County, California Area Details
Pete Danvers's Avco Financial Services Experience 1974 - 1979
Job CIO
Industry Information Technology and Services
Experience
Summit Development, Inc.   2008 - Present
Pacific Data Technologies   2000 - 2008
State of California Electrical Power Exchange   1998 - 2000
TRW  1986 - 1995
Fluor Corporation  1979 - 1986
AVCO Financial Services   1974 - 1979

Skills
CIOs, Start-ups, Cloud Computing, Network Architecture, Data Warehousing, Strategic Planning, Business Strategy, Business Planning, Mergers, Entrepreneurship, Outsourcing, Business Transformation, Due Diligence, Data Center, Change Management, Consulting, Mergers & Acquisitions

Education
Kingston University   1972 — 1974
Bachelor of Arts (B.A.), Business / Economics

Brooklands Techncial College   1970 — 1972
Higher National, Economics

IBM Intern   1970 — 1972
N/A, Management Information Systems, General

Celso Lima Celso Lima Miami/Fort Lauderdale Area Details
Celso Lima's Avco Financial Services Experience 1988 - 1995
Job Real Estate Professional
Industry Real Estate
Experience
Realty World Doral Center   April 2011 - Present
First Family Mortgage   1996 - 2008
Avco Financial Services   1988 - 1995

Skills
Short Sales, Sellers, REO, Foreclosures, Budgets, Investment Properties, Buyer Representation, Microsoft Excel, First Time Home Buyers, Microsoft Office, Real Estate, Strategic Planning, Financial Analysis, Investors, Vacation Homes, Condos, Listings, Waterfront, New Home Sales, Single Family Homes, Referrals, Townhomes, Relocation, Luxury, Sales, Customer Service

Education
Bethany Lutheran College   1974 — 1976
Associate of Science (AS), Business

Elmhurst College
Bachelor's degree, Business Management

Ada Tzeng Ada Tzeng Orange County, California Area Details
Ada Tzeng's Avco Financial Services Experience June 1989 - May 1998
Job SharePoint Technical Lead/Senior Developer at LA Fitness
Industry Information Technology and Services
Experience
LA Fitness  October 2008 - Present
Triad Financial  September 2000 - October 2008
Tricon Global Restaurants/Taco Bell   November 1999 - September 2000
Cendant  1997 - 1999
Avco Financial Services   June 1989 - May 1998
Blue Cross and Blue Shield of New Jersey   January 1985 - May 1989

Skills
SharePoint, Silverlight, WCF, SQL, Lync 2010, Infragistics, Microsoft Dynamics, Windows Mobile

Education
Fairleigh Dickinson University   1983 — 1985
Master of Computer Science, Computer Science

Luc Bisaillon, MBA, ASC Luc Bisaillon, MBA, ASC Montreal, Canada Area Details
Luc Bisaillon, MBA, ASC's Avco Financial Services Experience January 1995 - January 1999
Job Managing Director Groupe des Entreprises Nationales chez RBC
Industry Banking
Experience
RBC  September 2015 - Present
RBC Banque Royale/ RBC Royal Bank   December 2013 - Present
RBC Royal Bank  January 2005 - December 2013
RBC Royal Bank  August 1999 - December 2004
Avco Financial Services   January 1995 - January 1999
RBC Royal Bank  January 1988 - January 1995
RBC Royal Bank  January 1981 - January 1987
BDC  January 1978 - January 1981

Skills
Sales Management, Team Management, Corporate Finance, Mergers, Banking, Portfolio Management, Credit, Administration

Education
College des Administrateurs de Société   2010 — 2012
ASC, Gouvernance

   1996 — 1996
NA, Leadership.

   1988 — 1993
MBA, Finances

   1978 — 1981
BAA 1981, Finance

Collège André Grasset   1976 — 1978
DEC, Sciences

Collège de Montréal   1971 — 1976
DES, Collège de Montréal

Jon Codispoti Jon Codispoti Orange County, California Area Details
Jon Codispoti's Avco Financial Services Experience May 1990 - December 1993
Job Sr. Information Security Specialist at Bank of America
Industry Banking
Experience
Bank of America  April 2011 - Present
Orthodyne Electronics, Inc.   October 2005 - April 2011
Countrywide Financial  December 1993 - October 2005
AVCO Financial Services   May 1990 - December 1993

Skills
Integration, Network Administration, Perl, PHP, VBA, Scripting, Management, Data Center, Security, System Administration, Troubleshooting, Business Continuity, Testing, Project Management, Enterprise Architecture, Network Security, Disaster Recovery, Information Technology, Servers, Vendor Management, SDLC, Networking, Information Security, CRM, Enterprise Software, Visio, IT Management, Operating Systems, Linux, Hardware, Leadership, SharePoint, Technical Support, IT Strategy, ERP, IT Operations, ITIL, Windows Server, VoIP, Software Development, Infrastructure, Information Security..., Virtualization, System Deployment, Cloud Computing, Computer Security, Firewalls, IT Service Management, Unix, VMware

Education
California State University-Fullerton   1985 — 1989
BS, Computer Science

Chuck Martellaro Chuck Martellaro Greater Denver Area Details
Chuck Martellaro's Avco Financial Services Experience 1997 - 1999
Job Tax Examiner IV at Colorado Department of Revenue
Industry Government Administration
Experience
Colorado Department of Revenue  May 2013 - Present
Colorado Department of Revenue  March 2012 - May 2013
Colorado Department of Revenue  February 2011 - March 2012
Colorado Department of Labor & Employment  August 2010 - February 2011
Verizon Business  May 1999 - February 2009
Avco Financial Services   1997 - 1999
Avco Financial Services   1996 - 1997
Avco Financial Services   1993 - 1996

Skills
Telecommunications, Settlement, Process Improvement, Call Center, Budgets, Team Building, Call Centers, Business Analysis, Analysis, Forecasting, Microsoft Office, Software Documentation, Leadership, Accounting, Customer Service, Management, Team Leadership, Vendor Management

Education
Colorado State University-Pueblo
B.S., Business Administration / General Management

Marshall Spence Marshall Spence London, Canada Area Details
Marshall Spence's Avco Financial Services Experience 1996 - 1998
Job Territory Sales RepresentativeG&K Services
Industry Financial Services
Experience
G&K Services  December 2014 - Present
UFIRST Financial  March 2014 - Present
Investors Group  January 2011 - March 2014
Partners in Credit   2009 - 2009
Aktiv Kapital Canada  May 2004 - November 2008
Citibank  1996 - 2002
Avco Financial Services   1996 - 1998

Skills
Finance, Leadership, Management, Team Building, Financial Analysis, Team Leadership, Credit, Financial Services, CRM, Banking, Portfolio Management, Process Improvement, Small Business, Strategic Financial..., Strategic Planning, Sales, Sales Management, Business Development, Negotiation, Vendor Management, Customer Service, Coaching, Analysis

Education
Fanshawe College

Sean Joseph Sean Joseph Austin, Texas Area Details
Sean Joseph's Avco Financial Services Experience 1995 - January 1999
Job National Sales Manager at Kensington Electronics, Inc.
Industry Consumer Goods
Experience
Kensington Electronics, Inc.   January 2014 - Present
Kensington Electronics, Inc.   January 2012 - January 2014
Kensington Electronics, Inc.   September 2009 - January 2012
First Option Recruiting   February 2004 - September 2009
AccountPros  February 2001 - February 2004
Robert Half  January 2000 - January 2001
Capital Group  January 1999 - January 2000
AVCO Financial Services   1995 - January 1999

Skills
Recruiting, Sales, Sales Management, Talent Management, Sourcing, New Business Development, Process Improvement, Manufacturing, Leadership, Strategy, Business Development, Account Management, Executive Search, Budgets, Start-ups, Operations Management, Pricing, Forecasting, Cross-functional Team...

Education
California State University-Fullerton

Elaine Howard Elaine Howard London, Canada Area Details
Elaine Howard's Avco Financial Services Experience April 1981 - November 1987
Job Accounts Professional
Industry Wholesale
Experience
Emco Corporation  January 2003 - September 2011
Emco Corporation  April 1999 - January 2003
Avco Financial Services   April 1981 - November 1987

Skills
Inventory Management, Accounting, Customer Service, Budgets, Financial Reporting, Microsoft Excel, Communication Skills, Financial Analysis, Organization &..., Commitment to Customer..., Accounts Receivable, Management, Accounts Payable

Education
Ross Academy Vocational   1979 — 1980
Travel and Tourism

Fanshawe College   1978 — 1979
Business

Leslie Snedeker Leslie Snedeker United States Details
Leslie Snedeker's Avco Financial Services Experience 1990 - 1995
Job Documentation Manager at SAS Institute
Industry Computer Software
Experience
SAS Institute  November 1999 - Present
Epicor Software Corporation  1995 - 1999
Avco Financial Services   1990 - 1995
Sears Holdings Corporation  1986 - 1990

Skills
FrameMaker, Technical Documentation, Online Help Development, Software Documentation, Online Help, Single Sourcing, RoboHelp, Technical Writing, Technical Communication, Agile Methodologies, XML

Education
Colorado College
B.A., Business Economics

Principia College

Lance Semer - CISSP, CISA, CIA Lance Semer - CISSP, CISA, CIA Greater Seattle Area Details
Lance Semer - CISSP, CISA, CIA's Avco Financial Services Experience 1985 - 1999
Job Information Security Officer at Washington Federal
Industry Financial Services
Experience
Washington Federal  March 2011 - Present
Mutual of Enumclaw  June 2008 - January 2011
Resources Global Professionals  2005 - 2008
Washington Mutual Bank  1999 - 2005
Avco Financial Services   1985 - 1999
American Savings & Loan Association   1984 - 1985
Santa Fe International, Inc.   1981 - 1984

Skills
Risk Management, CISA, IT Audit, Risk Assessment, SAS70, GLBA, Sarbanes-Oxley Act, Enterprise Risk..., Auditing, Information Security, SDLC, PCI DSS, Financial Risk, Internal Audit, CISSP, Governance, Sarbanes-Oxley, COBIT, Process Improvement, Internal Controls

Education
California State University-Northridge
Bachelor of Science, Business Administration

U.C.L.A.
Certification in Applications Programming, Software Languages

Carmen Roy Carmen Roy Colorado Springs, Colorado Area Details
Carmen Roy's Avco Financial Services Experience January 1988 - January 1991
Job Owner, de Colores Creative Designers
Industry Information Technology and Services
Experience
de Colores Creative Designers   October 2010 - Present
Hewlett-Packard  January 1999 - January 2002
Hewlett-Packard  January 1996 - January 1999
Aerotek  January 1995 - January 1996
AVCO FINANCIAL SERVICES   January 1988 - January 1991
AVCO FINANCIAL SERVICES   January 1986 - January 1988

Skills
Adobe Creative Suite, Web Design, Graphic Design, HTML + CSS, Wordpress Design, Photoshop, Digital Photography, Photo Editing, Photography, Illustrator, Dreamweaver, Apple Aperture, Lightroom, MS Office Suite, Email Marketing, Final Cut Pro, Video Editing, Typography, Creative Problem Solving, Access, Analysis, Data Analysis, PowerPoint, Hosting, Social Media, SEO, Troubleshooting, InDesign, Flash, Wordpress, Telecommunications..., Business Process..., Website Development, E-commerce, Logo Design, Microsoft Office, Social Media Marketing, Art, WordPress, Creative Direction, Graphics, Networking, Layout, Brochures, Social Networking, Blogging, Online Marketing, Google Analytics, Facebook, Newsletters

Education
Pikes Peak Community College   2008 — 2013
Graphic Arts Multimedia

Golden Gate University   1998 — 2000
Business Telecommunications

United States Marine Corps   1982 — 1985
Computer Systems Networking and Telecommunications

Todd Spencer Todd Spencer Pleasant Grove, Utah Details
Todd Spencer's Avco Financial Services Experience August 1994 - May 1997
Job VP at Ultra Steam Cleaning Systems
Industry Consumer Services
Experience
Ultra Steam Cleaning Systems   April 1997 - Present
Avco Financial Services   August 1994 - May 1997
Avco Financial Services   August 1994 - May 1997

Skills
Small Business, Team Building, Carpet Cleaning, Analysis, Sales Management, Sales, Carpet, Loans, New Business Development, Start-ups, Marketing, Business Development, Lead Generation, Entrepreneurship

Education
Montana State University-Bozeman   1988 — 1992
Business, Marketing

Peter Sweeney Peter Sweeney Orange County, California Area Details
Peter Sweeney's Avco Financial Services Experience 1979 - 1981
Job Senior Tax Manager, Tax Management Consulting at Deloitte
Industry Management Consulting
Experience
Deloitte  May 2012 - Present
PricewaterhouseCoopers  March 2002 - May 2012
Thomson Reuters, Tax & Accounting   December 1994 - March 2002
Pricewaterhouse LLP  August 1992 - December 1994
National Education Corporation  July 1986 - August 1992
McDonnell Douglas Computer Systems Company  August 1981 - July 1986
Avco Financial Services   1979 - 1981

Skills
Tax Technology, Process Improvement, System integration, System automation, Project management, Change management, Strategic Planning, Vendor Selection, FAS109/ASC740, OneSource Tax Provision, TaxStream, Tax Returns, Change Management, CPA, Tax, Accounting, Integration, Tax Research, Sales Tax, Project Management, Mergers & Acquisitions, OneSource, Corporate Tax, Tax Accounting, Income Tax

Education
Golden Gate University   1989 — 1991
MST, Taxation

Eastern Michigan University   1975 — 1979
BS, Accounting

Emma Kerkai Emma Kerkai Orange County, California Area Details
Emma Kerkai's Avco Financial Services Experience 1990 - 1999
Job Tax Manager at Mazda North American Operations
Industry Automotive
Experience
Mazda North American Operations  March 2008 - Present
Sybron Dental Specialties  October 2000 - February 2008
SLGG  January 2000 - September 2000
Avco Financial Services   1990 - 1999
Cohen, MacIntyre, Talley & Co., CPA's   October 1984 - April 1990

Skills
Accounting, Transfer Pricing, FIN 48, SEC filings, International Tax, Sarbanes-Oxley Act, Financial Reporting, Income Tax, Tax Research, CPA, Tax Accounting, Forecasting, Tax, Internal Controls, Tax Advisory, Sales Tax, Auditing, GAAP, Payroll, US GAAP, General Ledger, Use Tax, Property Tax, Tax Law, Tax Returns, Account Reconciliation, Corporate Tax, Sales & Use Tax, Tax Preparation

Education
Golden Gate University   1992 — 1996
MST

Jason Vu Jason Vu Orange County, California Area Details
Jason Vu's Avco Financial Services Experience July 1991 - June 1996
Job Director of Engineering at Toshiba America Information Systems, Inc.
Industry Telecommunications
Experience
Toshiba America Information Systems, Inc.   September 1998 - Present
Phoenix Technologies  May 1996 - September 1998
Avco Financial Services   July 1991 - June 1996
Aureflam Corporation   September 1986 - April 1991
ROLM  July 1982 - January 1986

Skills
Cloud Computing, Unified Communications, VoIP, Product Management, Wireless, Telecommunications, Mobile Devices, Software Engineering, Product Development, Start-ups, SaaS, ERP, SIP, Software Development, MySQL, Networking, Testing, Leadership, Software Project..., Managed Services, Linux, Project Planning, System Architecture, C, Embedded Systems, Mobile Applications, Solution Selling, IP, Cross-functional Team..., Java, Product Marketing, Telephony, Pre-sales, Strategic Partnerships, Agile Methodologies, Software Design, TCP/IP, Data Center, Sales Engineering

Education
Keller Graduate School Of Management   1997 — 2000
MBA, Finance

California State University-Long Beach   1976 — 1980
Bachelor of Science (BS), Computer Engineering

Jim Gravel Jim Gravel Portland, Maine Area Details
Jim Gravel's Avco Financial Services Experience June 1983 - August 1984
Job AVP, Long Term Care Benefits at Unum
Industry Insurance
Experience
Unum  January 2011 - Present
Unum  February 2007 - December 2010
Unum  August 2002 - January 2007
Unum  May 1998 - July 2002
Unum  February 1994 - May 1998
Unum  July 1991 - February 1994
Springfield College  August 1988 - July 1991
Ernst & Young  August 1986 - August 1988
AVCO Financial Services   June 1983 - August 1984

Skills
Insurance, Health Insurance, Claim, Disability Insurance, Benefits Administration, Employee Benefits, Workers Compensation, Analysis, Claims Management, Underwriting, Long Term Care Insurance, Risk Management, Claim Investigation, Long-term Care, Brokers, Reinsurance, Financial Risk, Critical Illness, General Insurance, Accident, Property & Casualty..., Term Life Insurance, Life Insurance, Liability, Strategic Planning, Budgets, Strategic Financial..., Accounting, Managed Care, Internal Audit

Education
Boston University   1984 — 1986
Master of Business Administration (M.B.A.), Business/Management and Accounting

Connecticut College   1979 — 1983
Bachelor of Arts (B.A.), Economics with Honors Study and Distinction

John Powers John Powers Portland, Maine Area Details
John Powers's Avco Financial Services Experience 1990 - 1991
Job Happily Retired! Senior IT Leader; CIO and IT Executive Team Innovator
Industry Information Technology and Services
Experience
DIRECTV  2008 - 2010
DIRECTV  2004 - 2008
Infodisc   2003 - 2004
Universal Music Group  2001 - 2003
Concero (Management Consulting)   2000 - 2001
GDI HOLDINGS   1999 - 2000
Ernst & Young Management Consulting  1993 - 1999
Corus Medical Corporation   1991 - 1993
Avco Financial Services   1990 - 1991
SBO Management Systems   1987 - 1990

Skills
Custom Software..., Software Design, Application Development, Software Engineering, Software Development, Information Architecture, Process Development, Data Warehousing, Database Design, Database Management, Business Requirements, Requirements Analysis, Website Development, Web Development, Web Services, SAP, Java, Siebel, Software Implementation, Television, Broadcast, Financial Institutions, Call Center, Loans, Portfolio Management, Business Analysis, Business Intelligence, Business Strategy, Leadership Development, Account Management, Entrepreneur, Entrepreneurial..., DVD Duplication, Interactive Voice..., Supply Chain, Vendor Relations, Management Consulting, Insurance, IT Strategy, Vendor Management, IT Management, SDLC, IT Governance, ERP, Integration, Executive Management, Program Management, Software Project..., Process Improvement, Change Management

Education
Massachusetts Institute of Technology - Sloan School of Management
Executive IT Leadership Program, Information Technology

Pepperdine University
Masters, Business Administration

University of Maine
Bachelor of Science, Marketing & Management

Pete Glen Pete Glen Greater New York City Area Details
Pete Glen's Avco Financial Services Experience September 1983 - September 1995
Job Sr. Loan Officer at Movement Mortgage, LLC
Industry Banking
Experience
Pt Pleasant Borough High School   November 2006 - Present
Movement Mortgage, LLC  March 2015 - Present
Maverick Funding Corp  July 2014 - March 2015
Gateway Funding  April 2012 - July 2014
Amity Mortgage Corporation   May 2011 - April 2012
Bank of America  October 2008 - November 2010
Sovereign Bank  October 2007 - October 2008
Commerce Bank  October 1999 - October 2007
AVCO Financial Services   September 1983 - September 1995

Skills
Banking, Loan Origination, Loans, Mortgage Lending, Refinance, Home Purchase Financing, Mortgage Banking, Finance, Short Sales, Investment Properties, Residential Mortgages, Credit Analysis, FHA, Underwriting, Credit, Referrals, First Time Home Buyers, Real Estate, Reverse Mortgages, USDA, Sales, Sellers

Education
Belmont Abbey College   1978 — 1982
Bachelor of Arts (B.A.), Business Administration

St. Rose High School   1974 — 1978

St. Dominic   1966 — 1974

Estella Girardey Estella Girardey San Francisco Bay Area Details
Estella Girardey's Avco Financial Services Experience March 1983 - March 1988
Job
Industry Management Consulting
Experience
America's Job Center of California - County of Monterey - Office for Employment Training   March 2015 - Present
Shoreline Workforce Development Services  September 2012 - February 2015
One Stop Career Center - Monterey County Office for Employment Training   November 2011 - August 2012
One Stop Career Center - Monterey County Office for Employment Training   May 2009 - October 2010
The Marshall Group  January 2007 - April 2008
HSBC  March 1988 - March 2006
Avco Financial Services   March 1983 - March 1988

Skills
Marketing, Risk Management, Recruiting, Employee Relations, Management, Sales, Finance, Performance Management, Team Leadership, Screening, Employee Engagement, Interviews, Team Building, Team Management, Organizational..., Vendor Management, Technical Recruiting, Coaching, Talent Acquisition, Call Centers, Personnel Management, Executive Search, Temporary Placement, New Hire Orientations, Program Management, Onboarding

Education
Chapman University

Fullerton College

M. Terry Quincy M. Terry Quincy Dallas/Fort Worth Area Details
M. Terry Quincy's Avco Financial Services Experience January 1970 - February 1979
Job Owner, Qualified Systems Installations, Inc.
Industry Furniture
Experience
Qualified Systems Installations, Inc.   September 1989 - Present
Wilhide Corporation   March 1981 - July 1991
Avco Financial Services   January 1970 - February 1979

Skills
Space Planning, Facilities Management, Purchasing, Strategic Planning, Budgeting, Interior Design, New Business Development, Contract Negotiation, Customer Service, Customer Relations, Negotiation, Sales Management, Project Management, Customer Satisfaction, Management

Education
Lakeland Community College   1968 — 1970
AA, Business Management

Riverside High School   1963 — 1967

Steve Oberlie Steve Oberlie Greater Chicago Area Details
Steve Oberlie's Avco Financial Services Experience June 1994 - 1999
Job Director Univerciti Compliance Training at Citifinancial
Industry Financial Services
Experience
Citifinancial  2001 - Present
The Associates  1999 - 2001
Avco Financial Services   June 1994 - 1999

Skills
Credit, Performance Management, Training, Management, Portfolio Management, Policy, Banking, Risk Management, Consumer Lending, Relationship Management, Process Improvement, Change Management, Vendor Management, Business Analysis, Strategic Planning, Finance, Sales, Financial Services

Education
Bradley University   1990 — 1994
BS, Finance

Timothy Sesler Timothy Sesler Orange County, California Area Details
Timothy Sesler's Avco Financial Services Experience 1991 - 1999
Job Corporate Counsel at ACSC
Industry Insurance
Experience
ACSC  2004 - Present
Mitsubishi Motors  2000 - 2004
Avco Financial Services   1991 - 1999

Skills
Privacy, GLBA, Insurance, Compliance, Data Privacy, Data Security, Privacy Law, Social Media, Advertising, Regulations, FACTA, Corporate Law, Employment Law, TCPA, CAN-SPAM, FCRA, Marketing, Litigation Management, Corporate Governance

Education
University of Southern California - Marshall School of Business   2000 — 2004
Master of Business Administration (M.B.A.), Business Administration and Management, General

University of California, Los Angeles - School of Law   1986 — 1989
JD, Law

Kansas State University   1982 — 1985
BS, Business

Mark McDade Mark McDade Tampa/St. Petersburg, Florida Area Details
Mark McDade's Avco Financial Services Experience January 1984 - January 1999
Job Life & Health Insurance Agent
Industry Financial Services
Experience
Smart Health, Inc.   January 2012 - Present
PaRR Inspections  August 2011 - October 2011
World Financial Group (WFG)   January 2010 - July 2011
Investment Advisors International  January 2010 - July 2011
World Financial Group/ Investment Advisors International   January 2010 - July 2011
Plan Mortgage, Inc.   February 2010 - January 2011
Transcontinental Lending Group  June 2007 - February 2010
Roe Financial Corporation   June 2002 - June 2006
Plan Mortgage, Inc   January 1999 - June 2002
Avco Financial Services   January 1984 - January 1999

Skills
Health Insurance, Client Services, Problem Analysis, Mortgage Lending, Insurance, Loans, Fixed Annuities, Life Insurance, Credit, Loan Origination, Strategic Financial..., Mortgage Banking, FHA, Small Business, Investments, Underwriting, Retirement Planning, Refinance, Financial Services, Referrals

Education
University of South Florida - College of Business Administration   1981 — 1983
BA, Management

Arkansas State University   1980 — 1981
Business

St. Petersburg College   1978 — 1980
Undergraduate

Gwen Marden Gwen Marden Orange County, California Area Details
Gwen Marden's Avco Financial Services Experience July 1981 - June 1984
Job Communications Manager
Industry Public Relations and Communications
Experience
Marden Communications (MarComm)   January 2010 - Present
BP  July 2010 - January 2012
DB Schenker  1985 - January 2010
BAX Global, Inc.   December 1985 - March 2009
California State University, Dominguez Hills  1994 - 1995
Avco Financial Services   July 1981 - June 1984

Skills
Transportation, Logistics, Strategic Planning, Internal Communications, Public Relations, Management, Project Management, Program Management, Editing, Supply Chain Management, Writing, Team Building, Human Resources, Contract Negotiation, Analysis, Account Management, Employee Engagement, Negotiation, Marketing, Supply Chain, Operations Management, Project Planning, Publications, Marketing Strategy, Change Management, Vendor Management, Training, Software Documentation, Web Content, Microsoft Office, Budgets, Customer Service, Leadership, Process Improvement, Organizational..., Strategy, CRM, Corporate Communications, Business Process..., Business Strategy, Coaching, Management Consulting

Education
Indiana State University
B.S., Double major: English and Journalism

Richard Applewhite Richard Applewhite Greater Los Angeles Area Details
Richard Applewhite's Avco Financial Services Experience October 1992 - April 1999
Job
Industry Government Relations
Experience
Elysium Music Production, Inc.   March 2007 - October 2015
US Military  December 2007 - December 2013
Dish Network  September 2004 - March 2007
AT&T/Snelling   November 2002 - September 2004
TeleTech  April 1999 - November 2002
Avco Financial Services   October 1992 - April 1999

Skills
Management, Microsoft Office, Process Improvement, Project Management, Leadership, Microsoft Excel, Logistics, Operations Management, Team Leadership, PowerPoint, Negotiation, Training, Access, Project Planning, Account Management, Strategic Planning, Team Building, Coaching, Public Speaking, Visio, Employee Training, Customer Satisfaction, Human Resources, Time Management, Budgets, Analysis, Business Analysis, Cross-functional Team..., Outlook, Microsoft Word, Change Management, Marketing, Program Management, Forecasting, Data Analysis, Teamwork, Administration, Customer Service, Process Scheduler, Leadership Development, Performance Management, Organizational..., Business Planning, Call Centers, Team Management, Business Development, Quality Assurance, Business Process..., Multi-modal, CRM

Education
DeVry University Phoenix, AZ
Bachelor of Applied Science (B.A.Sc.), Business Administration, Management and Operations

Christina Gering Christina Gering Raleigh-Durham, North Carolina Area Details
Christina Gering's Avco Financial Services Experience April 1998 - February 2000
Job Mortgage Loan Originator Licensing Analyst
Industry Banking
Experience
NC Commissioner of Banks   May 2006 - Present
Lendmark Financial Services/BB&T   February 2000 - April 2006
Avco Financial Services   April 1998 - February 2000

Skills
Mortgage Lending, Finance, Corporate Law, Mergers & Acquisitions, Due Diligence, Corporate Governance, Negotiation, Legal Research

Education
Campbell University
Criminal Justice -Pre law

Johnston Community College   2010 — 2013
Paralegal degree, Law, 3.75 GPA

Pitt Community College   1991 — 1995
College Transfer

Eddy Cortes Eddy Cortes Greater Los Angeles Area Details
Eddy Cortes's Avco Financial Services Experience August 1993 - December 1999
Job Regional Sales Manager at ASDG
Industry Information Technology and Services
Experience
ASDG   January 2000 - Present
Avco Financial Services   August 1993 - December 1999
First Federal Savings and Loan of SGV   September 1990 - August 1993
TH & Associates   September 1987 - September 1990

Skills
Salesforce.com, Sales, Sales Operations, Strategic Planning, Team Building, Account Management, Cold Calling, Public Speaking, Coaching, Organizational..., Leadership Development, Budgets, Business Networking, Onboarding, Project Planning, Recruiting, CRM, Training, Management, Leadership, Customer Service

Education
Azusa Pacific University   1998 — 2000
Bachelor of Science, Applied Business Management, 3.3 GPA Honors Cum Laude

Azusa Pacific University   1995 — 2000
Master of Arts, Organizational Management, 3.5 GPA

Christopher Bielecki Christopher Bielecki Reading, Pennsylvania Area Details
Christopher Bielecki's Avco Financial Services Experience May 1987 - May 1995
Job Retirement Plan Consultant , Guiding clients toward the real benefits a retirement plan can have for their business.
Industry Human Resources
Experience
ADP  December 2012 - Present
Thrivent Financial  August 2008 - November 2012
The Altas Funding Company   February 1999 - August 2008
Nations Credit Consumer Discount company   May 1995 - February 1999
Avco Financial Services   May 1987 - May 1995

Skills
Salesforce.com, Credit Analysis, Retirement, Mortgage Lending, Medicare Supplements, Life Insurance, Long Term Care Insurance, Mutual Funds, Loan Origination, Disability Insurance, Fixed Annuities, Variable Annuities, Annuity Sales, Collections, Mentoring New Hires, Management, Telephone Skills, Branch Management, Residential Mortgages, Commercial Mortgages, Home Equity Loans, Simple IRA, 401k

Education
Georgetown University   1982 — 1993
Latin American Studies

Kutztown University of Pennsylvania   1977 — 1981
Bachelor of Arts (B.A.), History, 3.17

Parkland High School   1974 — 1977
College Prep

Richard Banes Richard Banes Phoenix, Arizona Area Details
Richard Banes's Avco Financial Services Experience September 1996 - March 1999
Job Chief Audit Executive and Risk Management Executive
Industry Financial Services
Experience
Western Alliance Bancorporation  July 2013 - May 2015
Rabobank, N.A.   May 2007 - June 2013
Westcorp/WFS Financial   May 1999 - August 2006
AVCO FINANCIAL SERVICES   September 1996 - March 1999
First Interstate Bank  January 1993 - August 1996
Ernst & Young  September 1990 - January 1993
Ernst & Young; New York City Accounting Group/National Office   January 1989 - August 1990
Phoenix Office   June 1979 - January 1989

Skills
Liquidity Risk, Auditing, Internal Controls, Risk Management, ACH, Structured Finance, Internal Audit, Financial Advisory, SAS70, Sarbanes-Oxley Act, Finance, Financial Services, Financial Risk, Portfolio Management, Accounting, Due Diligence, Management, Banking, Financial Analysis, Enterprise Risk...

Education
Arizona State University
BS, Accounting

Rick Ricker Rick Ricker Orange County, California Area Details
Rick Ricker's Avco Financial Services Experience September 1989 - May 1991
Job Director of Sales at Continuity Focus
Industry Computer Software
Experience
Continuity Focus   February 2013 - Present
ATI  October 2011 - January 2013
ClearPay Processing, LLC   August 2009 - July 2010
SCSIM   1994 - 2010
Enterprise Systems Consulting, Inc.   April 1994 - August 2009
Taco Bell Corp.  June 1991 - March 1994
Avco Financial Services   September 1989 - May 1991
MAI Systems Corp.   September 1989 - November 1990
Northrop Corporation  November 1988 - September 1989
Rockwell International  June 1985 - November 1988

Skills
Cloud Computing, IT Strategy, Data Center, Integration, Architecture, Project Management, Strategy, Enterprise Software, VoIP, Security, IT Outsourcing, Virtualization, Management, IT Operations, Managed Services, Software Development, Business Development, Professional Services, Troubleshooting, Infrastructure, Telecommunications, Program Management, Enterprise Architecture, Network Security, Project Planning, Business Analysis, Outsourcing, Change Management, Solution Architecture, Management Consulting, SaaS, Hardware, WAN, Software Project..., IT Management, Leadership, Consulting, Disaster Recovery, Databases, Team Leadership, Testing, System Deployment, Product Management, Vendor Management, Information Security, Product Development, Software Engineering, Solution Selling, Software Design, Analysis

Education
California State Polytechnic University-Pomona   1986 — 1998
Biomedical Engineering & Semi Conductor Physics

California State University-Fullerton   1981 — 1986
BSEE, Electrical Engineering

Buena Park High   1976 — 1980
High School

Amy Frederick Amy Frederick Terre Haute, Indiana Area Details
Amy Frederick's Avco Financial Services Experience December 1996 - March 1998
Job Commercial Account ManagerForrest Sherer Insurance
Industry Insurance
Experience
Forrest Sherer   April 2013 - Present
Vigo County Youth Soccer Association   June 2005 - January 2014
Avco Financial Services   December 1996 - March 1998
Ross Elliott Jewelers   October 1994 - September 1996

Skills
Insurance, Volunteer Management, Customer Service, Organizational..., Community Outreach, Event Planning, Non-profits, Microsoft Office, Public Speaking, Program Development, Fundraising, Leadership, Strategic Planning, Nonprofits, Team Building, Leadership Development, Marketing, Public Relations, Budgets, Microsoft Word, Marketing Communications, Teaching, Training, PowerPoint, Employee Relations, Resume Writing, Management, Government, Student Affairs, Social Networking, Event Management, Editing, Social Media, Higher Education, Team Leadership, Healthcare, Research, Student Development, Sales

Education
Indiana State University   1988 — 1992
Bachelor of Arts, Latin

Renato J. Rodriguez Renato J. Rodriguez Miami/Fort Lauderdale Area Details
Renato J. Rodriguez's Avco Financial Services Experience February 1995 - April 1998
Job Executive Sales Director Latin America at NTR Metals
Industry Mining & Metals
Experience
NTR Metals  November 2011 - Present
Wells Fargo  June 2010 - November 2011
T-Mobile  March 2009 - July 2010
HSBC  April 1998 - February 2009
AVCO Financial Services   February 1995 - April 1998

Skills
Coaching, Sales Management, Sales, Management, Financial Services, CRM, Profit, Credit, Banking, New Business Development, Executive Management, Portfolio Management

Education
Miami Dade College   1995 — 1996
Business Administration

Jeffrey Busse Jeffrey Busse San Antonio, Texas Area Details
Jeffrey Busse's Avco Financial Services Experience April 1993 - March 1996
Job AFPC Total Force Service Center Representative at Lockheed Martin
Industry Military
Experience
Lockheed Martin  April 2012 - Present
US Air Force  June 2006 - March 2011
US Air Force  October 2002 - June 2006
US Air Force  February 2001 - October 2002
Once Upon A Vine   1999 - 2002
US Air Force  April 1997 - February 2001
US Air Force  April 1996 - April 1997
US Air Force  October 1994 - April 1996
AVCO Financial Services   April 1993 - March 1996
US Air Force  April 1990 - September 1994

Skills
Documentation, Budgeting, Scheduling, Inventory Management, DoD, Call Centers, Question Answering, Recognition Awards, Restaurants, Bartending, Sommelier, Data Entry, Accurate Data Entry, Databases, Online Data Entry, Performance Appraisal, Process Flow..., Military Relocations, Oracle HR, TQM, Calligraphy, Web Content, Social Media, Office Administration, Human Resources, Military Personnel, Personnel Records, Microsoft Office, Microsoft Excel, Microsoft Word, Microsoft Office 2007, Apple OS, PowerPoint, Open Office, Software Documentation, Security Clearance, Military, Policy, Process Scheduler, Budgets

Education
Concordia University Texas   2012 — 2015
Bachelor's Degree, Human Resources Management/Personnel Administration, General

Park University   2008 — 2008

Community College of the Air Force   1988 — 2008
Associate in Applied Science (AAS), Human Resources Management

University of Maryland University College   2003 — 2004

Black Hills State University   2002 — 2002

Columbia College   1993 — 1993

Community College of Aurora   1993 — 1993

Jordan High School   1984 — 1987
HS Diploma, General HS Studies

Jan Draper Jan Draper Orange County, California Area Details
Jan Draper's Avco Financial Services Experience February 1990 - June 2004
Job Controller at Remax College Park Realty
Industry Real Estate
Experience
Remax College Park Realty  February 2010 - Present
Elite Tek Services   2005 - 2010
Avco Financial Services   February 1990 - June 2004

Skills
Accounting, Customer Service, Microsoft Excel, Microsoft Office, Microsoft Word, Strategic Planning, Real Estate Transactions, Organizational..., Coaching, Investment Properties, GAAP, Accruals, Year-end Close, Revenue Recognition, Variance Analysis, Fixed Assets, Job Costing, Kardin, Financial Analysis, Leadership, Project Management

Education
Golden West College

Bill Mahan bill@billmahanfineproperties.com Bill Mahan bill@billmahanfineproperties.com Phoenix, Arizona Area Details
Bill Mahan bill@billmahanfineproperties.com's Avco Financial Services Experience 1969 - 1972
Job Executive Sales Associate working with Coldwell Banker Previews
Industry Real Estate
Experience
Coldwell Banker Residential Brokerage  2003 - Present
Financial Executives International  2005 - 2009
Integrated Information Systems, Inc.   November 2001 - February 2003
The Brenner Group  January 2000 - November 2001
Semotus Solutions  March 1998 - January 2000
W. A. Mahan & Associates   October 1996 - May 1998
Wrather Corporation   May 1979 - June 1986
American Investment Company   May 1972 - May 1979
Avco Financial Services   1969 - 1972

Skills
Financial Advisory, Real Estate, Real Estate Development, Real Estate Transactions, Financial Accounting, Turn Around Management, Turnaround Experience, CPA (Inactive), Luxury, ABR, Sales, Sellers, Investment Properties, Start-ups, Property, Residential Homes, Finance, Buyer Representation, Foreclosures, Relocation, SFR, Buyers

Education
Arizona State University   1959 — 1964
BS, Finance and Accounting, W.P. Carey School of Business

Central High School, Phoenix

Central High School, Phoenix

Central High School, Phoenix

Central High School, Phoenix

Central High School, Phoenix

Kenilworth
Grade School Graduate, Fooling around.

Larry Davidson Larry Davidson Orange County, California Area Details
Larry Davidson's Avco Financial Services Experience October 1979 - January 1999
Job Division PresidentFirst American
Industry Real Estate
Experience
First American Title  October 1999 - Present
Avco Financial Services   October 1979 - January 1999

Skills
REO, Real Estate, Real Estate Transactions, Refinance, Closings, Real Property, Title Insurance, Escrow, Investors, Financial Analysis, Relocation, Fitness Training, Mortgage Lending, Foreclosures, First Time Home Buyers, Contract Negotiation, Single Family Homes, Short Sales, Business Development, Sellers, Leadership, Residential Homes, Vendor Management, Strategic Planning, Leases, Loss Mitigation, New Home Sales, Commercial Real Estate, Management, Real Estate Development, Investment Properties, Loan Origination, Credit, FHA, Due Diligence, Negotiation, Team Building, Real Estate Economics, Land Development, Property, Executive Management, Condos, Process Improvement, Selling

Education
Fontbonne University
BBA, Business

Nick Scalzo Nick Scalzo San Francisco Bay Area Details
Nick Scalzo's Avco Financial Services Experience May 1993 - March 1995
Job Account Services Manager at Jameco Electronics
Industry Electrical/Electronic Manufacturing
Experience
Jameco Electronics  September 2013 - Present
Anritsu Company  June 2012 - June 2013
FastCast Networks   March 2006 - May 2012
Midwest Action Cycle   March 1994 - February 2006
Avco Financial Services   May 1993 - March 1995

Skills
Personnel Management, Hotels, Marketing Strategy, New Business Development, Telecommunications, Red Hat Linux, Apache, Leadership, Customer Service, Social Networking, Microsoft Office, Event Management, Event Planning, Public Relations, Microsoft Excel, Restaurants, Hospitality, Sales, Time Management, Training, Team Building

Education
University of Phoenix   2010 — 2012
Bachelor of Science-Management, Business, Management, Marketing, and Related Support Services

Mission College   2009 — 2011
Associates of Science-Hospitality Management, Culinary Arts/Chef Training

Wasatch Academy   1986 — 1989
High School Diploma, 3.4

Darrell Wilson - Wilsman2@Aol.Com Darrell Wilson - Wilsman2@Aol.Com Orange County, California Area Details
Darrell Wilson - Wilsman2@Aol.Com's Avco Financial Services Experience June 1990 - August 1994
Job Operations Support Analyst at IBM
Industry Information Technology and Services
Experience
IBM  October 2010 - Present
Kaiser Permanente  January 2006 - August 2009
Infocrossing  August 1994 - January 2006
Avco Financial Services   June 1990 - August 1994

Education
New Horizons Computer learning Center   2010 — 2010
Certificate, MSCAS with Business Intelligence

Cerritos College
AA, History

East Los Angeles Community College
N/A, Sociology

South Gate High
3.27 GPA, Humanities

Veronica Costa Veronica Costa Temecula, California Details
Veronica Costa's Avco Financial Services Experience January 1993 - January 1997
Job REALTOR at Berkshire Hathaway Home Services California Properties
Industry Real Estate
Experience
Prudential California Realty  February 2007 - Present
DCH Auto Group  October 2005 - February 2007
Automatic Data Processing  June 1997 - October 2005
AVCO Financial Services   January 1993 - January 1997
Transamerica Financial Services  January 1991 - January 1993

Skills
Residential Homes, REO, Real Estate, Residential Communities, Relocation, Relocation Buyers, Certified Relocation..., Certified Relocation, Relocation Sellers, Certified Short Sales, Short Sales, Foreclosures, FHA, First Time Home Buyers, Property, Sellers, Real Property, Buyers, Luxury, Move Up Buyers, SFR, Listings, Investors, Referrals, Buyer Representation, Single Family Homes, Income Properties, 1031 Exchanges, e-PRO, HUD, Seller Representation, New Home Sales, Townhomes

Education
Cerritos College   1989 — 1991
Degree in Humanities, Humanities/Liberal Arts

Anthony Malone Anthony Malone Huntsville, Alabama Area Details
Anthony Malone's Avco Financial Services Experience July 1990 - August 1999
Job Vice President Loan officer at Eva Bank
Industry Banking
Experience
Eva Bank   April 2011 - Present
CB&S Bank  October 2006 - December 2010
Consumer First Mortgage  January 2006 - October 2006
Citi  October 2002 - January 2006
Regions Financial Corporation  April 2000 - March 2002
BBVA Compass  August 1999 - March 2000
AVCO Financial Services   July 1990 - August 1999

Skills
Loans, Consumer Lending, Commercial Lending, Mortgage Lending, Credit, Small Business Lending, Customer Service, Banking, Credit Analysis, Underwriting, Insurance, USDA, Deposits, FHA, Commercial Banking, Residential Mortgages, Commercial Real Estate, Loan Origination, Asset Based Lending, Commercial Mortgages, Portfolio Management, Mortgage Banking, SBA, Finance, Refinance, Small Business, Real Estate Economics, Referrals, Sales, FHA financing, New Business Development, Construction Loans, Sales Management, Reverse Mortgages, Financial Analysis, Branch Banking, Lines Of Credit, Financial Structuring, VA loans, Loss Mitigation, Investments, Certified Mortgage..., Business Development, Mortgage Underwriting, Investment Properties, Treasury Management, Retail Banking, Real Estate, Government Loans, Real Estate Financing

Education
Athens High School

Christian Brothers University
Barret School of Banking/Commercial Lending, Banking

Athens State University
Bachelor of Business Administration (B.B.A.), Business Administration, Management and Operations

University of Alabama
Business Administration and Management, General

Shelley Arthur Taylor Shelley Arthur Taylor London, Canada Area Details
Shelley Arthur Taylor's Avco Financial Services Experience 1981 - 1985
Job Front Office Coordinator at Condo's Plus
Industry Design
Experience
... a girl's best friend   January 2014 - Present
Condo's Plus   December 2012 - Present
Decorator on-Site   August 2010 - Present
Westervelt College, London, Ontario Canada   1996 - 2001
Canadian Institute of Business   1991 - 1995
Fanshawe College, London, Ontario, Canada   1985 - 1991
Avco Financial Services   1981 - 1985

Skills
Interior Design, Marketing, Furniture, Furnishings, Retail, Residential Design, Event Planning, Interior Architecture, Business Development, Space-planning, Lighting, Project Management, FF&E, Residential Homes, Window Treatments, Floor Plans, Management, Space planning, Rendering, Finish, Cabinetry, Customer Service, Renovation, Public Speaking

Education
Canadian Institute of Business   1995 — 1996
COMPLETE, Computer Business Applications, Executive Secretarial

Fanshawe College   1978 — 1981
Diploma, Interior Design

Sue Edgerton, PMP Sue Edgerton, PMP Orange County, California Area Details
Sue Edgerton, PMP's Avco Financial Services Experience November 1996 - November 1997
Job Seasoned IT Professional: Provide leadership to implement effective change through strategic technology solutions
Industry Information Technology and Services
Experience
UnitedHealth Group  April 2012 - Present
Nihon Kohden America  December 2011 - April 2012
First American Title Insurance Company  August 2008 - June 2011
First American Title Insurance Company  May 2006 - August 2008
First American Title Insurance Company  January 2002 - April 2006
First American Title Insurance Company  March 1999 - February 2002
Cendant Mobility  November 1997 - February 1999
Avco Financial Services   November 1996 - November 1997

Skills
Self Driven, Innovative Problem..., Cross-functional Team..., Strategic Thinking, Strategic Planning, IT Strategy, Roadmap Management, PMP, Project Management, Project Execution, Software Project..., Project Planning, Project Estimation, Six Sigma, ITIL v2, IT Service Management, Full SDLC, Soft Skills, Vendor Management, Partner Management, Budget Management, Enterprise Systems, Custom Software..., Agile, SOA, Rational Unified..., Infrastructure Projects, Data Center, Service Desk, Disaster Recovery, IT Governance, Business Analysis, Business Continuity, Achiever, Articulate, Mentoring, Systematic, Results Focused, Microsoft Technologies, Oracle E-Business Suite, ERP, MS Project, Data Warehousing, Document Management, Agile Methodologies, Management, Project Management, Strategy, ITIL, SDLC, Change Management

Education
California State University-Fullerton
BA, Business; Management Information Systems

Daniel Downs Daniel Downs Greater Denver Area Details
Daniel Downs's Avco Financial Services Experience 1993 - 1994
Job Director of Human Resources
Industry Hospital & Health Care
Experience
Optimal Home Care, Inc.   October 2011 - Present
Target  June 2007 - April 2010
Target  November 2005 - June 2007
Cherry Creek Mortgage  March 2004 - October 2005
Green Valley Mortgage   August 2002 - March 2004
Chicago Church of Christ  April 1994 - April 2002
Avco Financial Services   1993 - 1994

Skills
Coaching, Leadership Development, Customer Service, Mentoring, Performance Management, Hiring, Public Speaking, Customer Relations, Word, Excel, Employee Relations, PowerPoint, Talent Management, Non-profits, Supervisory Skills, Leadership, Team Building

Education
Bellevue University   2009 — 2010
M.A., Leadership

University of Illinois at Chicago   1988 — 1991
B.A., Psychology

York College   1983 — 1985
A.A., Biblical Studies

Bill Artemik Bill Artemik Greater Boston Area Details
Bill Artemik's Avco Financial Services Experience April 1982 - August 1997
Job President/CIO at Innovative Systems Direct
Industry Computer Networking
Experience
Innovative Systems Direct   June 2003 - Present
ASCII Group   2007 - 2010
Zenith Infotech  2007 - 2010
Technology Marketing Toolkit   2007 - 2009
Piscataqua Plastic Surgery   2006 - 2008
Droste Consultants   June 1999 - May 2003
Avco Financial Services   April 1982 - August 1997

Skills
Managed Services, Cloud Computing, Enterprise Software, SaaS, Servers, Data Center, Management, IT Service Management, Vendor Management, IT Operations, Disaster Recovery, ITIL, IT Strategy, Networking, Virtualization, Security, IT Management, Windows Server, Network Security, Microsoft Technologies, Information Technology, VMware, Active Directory, Network Administration, Cisco Technologies, Integration, Network Design, Microsoft Exchange, VoIP, Storage, Hardware, Hyper-V, Computer Hardware, Firewalls, Operating Systems, System Administration, Microsoft Certified..., Business Continuity, Technical Support

Education
Florida Institute of Technology   1981 — 1983

University of Central Florida   1977 — 1981

William McGerty William McGerty Greater Los Angeles Area Details
William McGerty's Avco Financial Services Experience April 1983 - June 1987
Job EA, Sr. Tax Professional
Industry Financial Services
Experience
H&R Block  January 2006 - Present
IBM Corporation  June 1987 - June 2005
Avco Financial Services   April 1983 - June 1987
UCI Medical Center  November 1981 - April 1983

Skills
Accounting, Microsoft Excel, Budgets, Process Improvement, Management, Financial Analysis, Financial Reporting, Business Analysis, Sarbanes-Oxley Act, Training, Finance, Social Networking, Auditing, Team Leadership, QuickBooks, Tax Preparation, Strategic Planning, Customer Service, Social Media, SDLC, Project Management, Public Speaking

Education
University of Southern California - Marshall School of Business   1978 — 1981
Master of Business Administration (M.B.A.), General Business

University of Southern California   1973 — 1978
M.S., Computer Science

California State Polytechnic University-Pomona   1968 — 1971
B.S., Mathematics

Brian Olson Brian Olson Greater New York City Area Details
Brian Olson's Avco Financial Services Experience September 1996 - August 1997
Job Regional Branch Executive at Charles Schwab
Industry Financial Services
Experience
Charles Schwab  July 2011 - Present
Charles Schwab  July 2004 - December 2011
Charles Schwab & Co  September 2003 - June 2004
Charles Schwab  February 2001 - August 2003
Charles Schwab  August 1998 - January 2000
Charles Schwab  September 1997 - August 1998
Avco Financial Services   September 1996 - August 1997
MarketSource Corporation  July 1995 - June 1996

Skills
Leadership, Management, Strategy, Mortgage Lending, Banking, Training, Credit, Series 63

Education
East Carolina University   1992 — 1995
B.S., Communications

Elon College   1991 — 1992
B.S, Communications

Michael Zajac Michael Zajac Greater Boston Area Details
Michael Zajac's Avco Financial Services Experience January 1995 - August 1998
Job Senior Compliance and Business Risk Analyst at Citizens Bank
Industry Banking
Experience
Citizens Bank  2013 - Present
Regulatory Compliance Management Advisors   December 2011 - Present
Rockland Trust  December 2010 - August 2011
The Bank of Canton  September 2008 - October 2010
Easy Apps Mortgage   May 2002 - September 2007
Grant Mortgage Services, Inc.   February 2000 - May 2002
Citifinancial Mortgage/IMC Mortgage   September 1998 - January 2000
Avco Financial Services   January 1995 - August 1998

Skills
Compliance, Auditing, Quality Assurance, HMDA, Fair Lending, RESPA, REG. Z, REG. B, REG. X, REG. C, Dodd-Frank Act, Safe Act, REG. P, Truth in Lending, HOEPA, Sec. 32, ECOA, OFAC, CRA, CMA, HVCC, GLBA, Privacy Act, SOX, Excel, MS Office Suite, Accounting, SAR, CTR, FCRA, Secondary Market..., Post Closing, Mortgage Operations, Processing, Compliance Testing, IT Audit, Business Management, Underwriting, Loan Origination, Risk Management, Policy and Procedures, QC Plans, Quality Control, Encompass, Calyx Point, BSA/AML, Consulting, PowerPoint, HPML, FHA

Education
Quinsigamond Community College   1993 — 1994
Business Management

WTI   1990 — 1991
Certified AutoCad Technician, Computer Engineering

Grafton Memorial Senior High School   1984 — 1989
Diploma, Academics

Bill Vander Plaats Bill Vander Plaats Fresno, California Area Details
Bill Vander Plaats's Avco Financial Services Experience 1984 - 1989
Job Marketing Director at LAKOS Separators and Filtration Solutions
Industry Machinery
Experience
LAKOS Separators and Filtration Solutions  March 2004 - Present
Fresno City College  August 2002 - Present
California State Superior Courts   March 2002 - March 2004
California State University, Fresno  2001 - 2004
Grundfos Pumps  February 1989 - October 2001
Avco Financial Services   1984 - 1989

Skills
Marketing, Marketing Strategy, Project Planning, Social Media, Website Development, Photoshop, Creative Direction, Web Marketing, Creative Strategy, Social Media Marketing, E-commerce, Web Design, Marketing Management, Marketing Communications, Online Marketing, Copywriting, Management, Strategic Planning, Product Development, New Business Development

Education
California State University, Fresno   1997 — 2000
MBA, Business-Marketing

Frank Nieves Frank Nieves Puerto Rico area Details
Frank Nieves's Avco Financial Services Experience June 1987 - March 1992
Job Sales Executive at Radio Redentor
Industry Broadcast Media
Experience
Radio Redentor   September 2012 - Present
Radio Redentor   September 2012 - Present
Shanys Park   April 2010 - December 2014
Map Corporate Communications Inc.   April 2002 - September 2010
CCEDFA   2007 - 2008
Dmax Puerto Rico   June 1993 - November 2001
Avco Financial Services   June 1987 - March 1992

Skills
Office Administration, Computer Repair, Marketing Communications, Direct Sales, Internet Services, Ebay Sales, Sales Management, Account Management, Office Management, Sales Presentations, Facebook, Windows, Microsoft Office, Microsoft Word, Microsoft Excel, Marketing Research, Social Media, Public Relations, PowerPoint, Purchasing, Advertising, Macintosh Applications, Windows 7, Windows Vista, Windows XP Pro, Photoshop, Macintosh hardware, Transcription, Translation, Administrative..., Gmail, Customer Service, Account Executives, Advertising Sales, Generating Revenue, Recruiting, Media Sales, Payroll, Corporate Sales..., Sales Prospecting, OS X, Face to Face Sales, Collection Department, Mac OS X, Web Administrator, Redaction, Leadership, Teamwork, Spanish, Social Networking

Education
Instituto de Banca y Comercio Inc   2010 — 2011
Computer Repair Technician, Arecibo Campus, Technician

Trina Padilla de Sanz   1971 — 1974
General Course, Arecibo, 4to a~o

Thad Nobuhara Thad Nobuhara Orange County, California Area Details
Thad Nobuhara's Avco Financial Services Experience October 1981 - July 1984
Job IT Infrastructure
Industry Information Technology and Services
Experience
CoreLogic  February 2011 - Present
IT Consultant Self Employed  October 2010 - February 2011
Toshiba America Medical Systems  September 1989 - October 2010
Taco Bell  March 1986 - September 1989
Smith Tool, a division of Smith International   July 1984 - February 1986
AVCO Financial Services   October 1981 - July 1984

Skills
Virtualization, Disaster Recovery, Vendor Management, VMware, Cross-functional Team..., Project Management, Data Center, IT Operations, Integration, System Administration, ITIL, IT Service Management, Information Technology, Business Intelligence, Active Directory, Management, Cloud Computing, SaaS, Windows Server, Enterprise Architecture, Enterprise Software, Storage, Security, IT Strategy, Visio, SDLC, SharePoint, Microsoft SQL Server, Storage Area Networks, IT Management, Outsourcing, Process Improvement, Solution Architecture, Infrastructure, ERP, Servers, Business Analysis, IT Project & Program..., IT Infrastructure..., Strategic IT Management, Requirements Analysis, Professional Services, Data Warehousing, Strategy, Network Security, Information Security

Education
University of Southern California   1973 — 1978
Bachelor of Science (B.S.), Chemistry

Coastline Community College
Networking Certificate

Nishu Mehta Nishu Mehta Orange County, California Area Details
Nishu Mehta's Avco Financial Services Experience 1992 - 1995
Job
Industry Insurance
Experience
Farmers Insurance Group  December 2014 - Present
Pacific Life  October 2011 - Present
Clark Securities, Inc.   April 2004 - February 2011
Clark Consulting  June 1995 - August 2003
AVCO Financial Services   1992 - 1995
Builders Emporium  1985 - 1993
Builders Emporium  1985 - 1993

Skills
Insurance, Investments, Financial Services, 401k, Life Insurance, Risk Management, Customer Service, Employee Benefits, Financial Analysis, Accounting, Management, Microsoft Word, Retirement, Microsoft Office, Series 6, Series 7, Series 63

Education
California State University-Fullerton - College of Business and Economics   1985 — 1990
B.A.

Brad Brackman Brad Brackman Orange County, California Area Details
Brad Brackman's Avco Financial Services Experience 1969 - 1996
Job Manager at Countrywide
Industry Insurance
Experience
Balboa Insurance Group  August 2002 - Present
Avco Financial Services   1969 - 1996

Skills
Process Improvement, Risk Management, SDLC, Vendor Management, Financial Risk

Education
California State University-Los Angeles   1968 — 1970

Dale Jelinek Dale Jelinek Orange County, California Area Details
Dale Jelinek's Avco Financial Services Experience 1996 - 1999
Job Vice President at Northwood Gratitude and Honor Memorial, Inc.
Industry Real Estate
Experience
Northwood Gratitude and Honor Memorial, Inc.   July 2009 - Present
DBK Financial, Inc.   April 2004 - Present
New Century Mortgage Corporation  February 2007 - May 2007
Option One Mortgage Corporation  June 2004 - October 2006
IndyMac Bank  February 2002 - June 2004
United Lending Group  1999 - 2001
Avco Financial Services   1996 - 1999

Skills
Competitive Analysis, Strategy, Leadership, Marketing, Direct Marketing, Strategic Planning, Mortgage Lending, Business Strategy, Program Management, Mortgage Banking, Management, Sales, Business Development, Marketing Strategy, Finance, Team Building, Analysis, Integrated Marketing, Start-ups, Market Planning

Education
Northwestern University - Kellogg School of Management   1974 — 1976
MBA, Finance, Accounting, Information Systems

Northwestern University   1971 — 1974
Bachelor's Degree, Political Science and Economics

Carey L Dooley Carey L Dooley Orange County, California Area Details
Carey L Dooley's Avco Financial Services Experience 1980 - 1999
Job Director Program Management at KBACE Technologies
Industry Information Technology and Services
Experience
KBACE Technologies  January 2015 - Present
KBACE Technologies  June 2007 - Present
BAX Global  February 2006 - June 2007
Balboa Life and Casualty  1999 - 2005
Avco Financial Services   1980 - 1999

Skills
PMO, Software Development, Business Analysis, Business Process..., Business Process, Requirements Analysis, PMP, Oracle E-Business Suite, SDLC, ERP, Oracle Applications, Software Project..., HRIS, Oracle HR, Process Improvement, Vendor Management, Program Management, Project Management

Education
Kean University   1976 — 1980

Dean Burrows Dean Burrows Greater San Diego Area Details
Dean Burrows's Avco Financial Services Experience August 1980 - September 1981
Job Owner, Turn Key Realty | Expert in the North Park, South Park, Golden Hills, Hillcrest and surrounding communities.
Industry Real Estate
Experience
Turn Key Realty   February 1992 - Present
RE/MAX Associates and RE Centre   January 1990 - June 1992
AT&T  September 1983 - December 1989
Commonwealth Honors College  August 1982 - December 1982
AVCO FINANCIAL SERVICES   August 1980 - September 1981

Skills
First Time Home Buyers, Real Estate

Education
Virginia Commonwealth University - School of Business   1980 — 1982

Virginia Commonwealth University
MASTER, BUSINESS ADMINISTRATION

Northern Illinois University   1978 — 1980
BS-Business, Marketing

Northern Illinois University
BACHELOR OF SCIENCE, BUSINESS ADMINISTRATION

Rhonda Sicilia Rhonda Sicilia Orange County, California Area Details
Rhonda Sicilia's Avco Financial Services Experience 1994 - 1998
Job EVP at WaMu
Industry Banking
Experience
WaMu  Division ExecutiveWashington Mutual2003 - Present
Equifax  1998 - 2003
Avco Financial Services   1994 - 1998
Avco Financial  1994 - 1998

Education
California State University-Fullerton, Mihaylo College of Business and Economics   1987 — 1993

William Fulk William Fulk Fort Wayne, Indiana Area Details
William Fulk's Avco Financial Services Experience September 1986 - June 1997
Job Senior Vice President Sales and Service at Three Rivers Federal Credit Union
Industry Banking
Experience
Three Rivers Federal Credit Union  Regional ExecutiveWells FargoAugust 2001 - February 2004
First Union Bank/Wachovia   May 1997 - August 2001
AVCO Financial Services   September 1986 - June 1997

Education
Indiana University Bloomington   1981 — 1986

David Birulin David Birulin Greater New York City Area Details
David Birulin's Avco Financial Services Experience 1992 - 1995
Job Consumer Lending Professional
Industry Banking
Experience
Consumer Lending Services   2013 - Present
Scient Federal Credit Union  December 2011 - June 2013
BCI Financial Corporation   October 2011 - December 2011
Webster Bank  February 2009 - October 2011
Webster Bank  December 2004 - February 2009
Key Bank  November 1999 - December 2004
KeyBank  2004 - 2004
Home Savings of America  1995 - 1998
Avco Financial Services   1992 - 1995

Skills
Analytics, Portfolio Management, Product Development, Customer Segmentation, Sales Management, Channel Distribution, Business and P&L..., Competitive Analysis, Segmentation, Credit, Mortgage Lending, Underwriting, Leadership, Loans, Retail Banking, Mortgage Banking, Product Management, Credit Risk, Distribution Strategies, Banking, Loan Origination, Commercial Lending, Consumer Lending, Financial Services, Finance, Credit Cards, Executive Management, Strategy, Financial Analysis, Financial Risk, Management, Process Improvement, Analysis, Risk Management, Cross-functional Team..., Investments, Credit Analysis

Education
University of New Haven   2012 — 2014
Master of Business Administration (MBA), Executive MBA, 4.0

George Fox University   1988 — 1989
BA, Management

BAI Graduate School of Banking - University of Wisconsin
Certificate in Banking

Cal Poly Pomona
Mathmatics

Saundra Mitchal Saundra Mitchal Washington D.C. Metro Area Details
Saundra Mitchal's Avco Financial Services Experience May 1994 - September 1997
Job Chief of Marketing at D.c. Lottery
Industry Marketing and Advertising
Experience
D.C. Lottery   March 2005 - Present
DC Lottery  2005 - Present
Fannie Mae  1998 - 2000
Avco Financial Services   May 1994 - September 1997
Avco Financial  1994 - 1997
Neutrogena  August 1984 - September 1993

Skills
Marketing, Strategic Planning, Strategy, Social Media Marketing, Advertising, Creative Direction, Social Media, Competitive Analysis, Marketing Strategy, Public Relations, Management, Market Research, Product Development

Education
Indiana University - Kelley School of Business   1971 — 1973
MBA, Marketing

Kent State University   1967 — 1969
BBA, Industrial Relations

Katrina Church-Chmielowski Katrina Church-Chmielowski Anchorage, Alaska Area Details
Katrina Church-Chmielowski's Avco Financial Services Experience July 1994 - March 1997
Job Director, Copper Basin at Prince William Sound Community College
Industry Education Management
Experience
Prince William Sound Community College  July 2013 - Present
Board of Education, Copper River School District   October 2008 - Present
Prince William Sound Community College  March 1997 - Present
CVEA   August 2009 - July 2013
Alaska Wilderness Recreation & Tourism Association   1999 - 2006
Avco Financial Services   July 1994 - March 1997
ElDorado Bus Sales   1990 - 1993

Skills
Community Outreach, Public Speaking, Grant Writing, Program Evaluation, Teaching, Higher Education, Program Development, Fundraising, Public Policy, Research, Social Media, Economic Development, Policy Analysis, Strategic Planning, Curriculum Design, Non-profits, Program Management, Volunteer Management, Nonprofits, Grants, Government, Policy, Workshop Facilitation, Community Development, Proposal Writing, Staff Development, Strategic Communications, Qualitative Research, Organizational..., Editing, Politics, Leadership Development, International Relations, Public Relations, Capacity Building, Event Planning, Instructional Design, Community Organizing, Non-profit..., Curriculum Development, Philanthropy, Speech Writing, Media Relations, Report Writing, History, Political Campaigns, University Teaching, Board Development

Education
Georgetown University   1986 — 1990

Sophia University

Randy Viars Randy Viars Las Vegas, Nevada Area Details
Randy Viars's Avco Financial Services Experience November 1983 - June 1994
Job Branch Operations Manager
Industry Real Estate
Experience
Peoples Home Equity  July 2014 - Present
Southern Fidelity Mortgage  September 2002 - July 2014
First Magnus Financial  December 2001 - December 2002
Home Savings of America  January 1995 - June 1997
First Guaranty Financial   1996 - 1997
Avco Financial Services   November 1983 - June 1994
United States Air Force Security Forces  June 1976 - June 1981

Skills
Mortgage Lending, FHA, Marketing, Loans, Sales, VA loans, Refinance, Mortgage Banking, Loan Origination, FHA financing, Residential Mortgages, USDA, Real Estate Transactions, Government Loans, Reverse Mortgages, Real Estate Financing, Certified Mortgage..., Funding, HUD, Real Estate Economics, Credit, Underwriting, Investment Properties, Mortgage Underwriting, First Time Home Buyers, USDA Rural Housing, REO, Home Equity Loans, Mortgage Marketing, FHLMC, FNMA, Referrals, Foreclosures, Investors, Short Sales, Title Insurance, Closings, Residential Homes, Vacation Homes, Real Estate, Sellers, Escrow, Construction Loans, Non-Conforming, Finance, Down Payment Assistance, Selling, Financial Structuring, Condos, Loan Modifications

Education
North Dakota State University   1977 — 1982
SVP -, Criminal Justice/Police Science

Mike Burnham Mike Burnham Cincinnati Area Details
Mike Burnham's Avco Financial Services Experience 1997 - 2000
Job Consulting for the Equipment Finance and Leasing Industry
Industry Financial Services
Experience
First National Capital Corporation  September 2011 - Present
First National Capital Corporation  March 2005 - August 2011
Fifth Third Bank  August 2000 - March 2005
Avco Financial Services   1997 - 2000
GE Capital  1985 - 1994

Skills
Credit, Finance, Valuation, Credit Analysis, Financial Services, Mergers & Acquisitions, Loans, Risk Management, Banking, Financial Structuring, Commercial Lending, Portfolio Management, Financial Analysis, Asset Management, Asset Managment, Corporate Finance, Asset Based Lending

Education
Babson College - Franklin W. Olin Graduate School of Business   1982 — 1986
MBA, Finance/Marketing

The University of Connecticut   1970 — 1974
BS, Business Administration

Avon High School   1966 — 1970

Marc Sjolander Marc Sjolander Phoenix, Arizona Area Details
Marc Sjolander's Avco Financial Services Experience February 1994 - March 1995
Job Manager
Industry Banking
Experience
Wells Fargo Home Mortgage  September 2012 - Present
IBM/Seterus  May 2010 - July 2012
Wells Fargo Bank  August 2008 - May 2010
Wells Fargo Bank  June 2004 - December 2007
Wells Fargo Bank  March 1995 - June 2004
Avco Financial Services   February 1994 - March 1995
ITT Financial Services  October 1989 - August 1993
Wendys International  June 1986 - October 1989

Skills
Loans, Credit, Underwriting, Customer Relations, Analysis, Management Consulting, Production Management, Team Leadership, Training & Development, Mortgage Lending, Retail Banking, Banking Operations, Retail Management, Strategic Consulting, Loss Mitigation, Debt Collection, Escalation Management, Sales Coach, Problem Analysis, Performance Management, Group Presentations, Sales Presentations, Public Speaking, Business Meetings, Influential, Portfolio Management, Mortgage Banking, Customer Service, Banking, Financial Risk, Call Centers, Sales, Mortgage Servicing, Training, Management, Fannie Mae, Freddie Mac, Mentoring, Customer Escalation..., Collaboration, Loan Origination, Loan Modifications, Home Equity Loans, Credit Analysis, Credit Management, Unsecured Loans, Branch Banking, Consumer Lending, Refinance, Credit Risk

Education
Warner Pacific College   2008 — 2009
None, Business Administration

Clackamas Community College   1993 — 1994
None, General Studies

Rob Ames Rob Ames Greensboro/Winston-Salem, North Carolina Area Details
Rob Ames's Avco Financial Services Experience December 1989 - January 1995
Job Regional Sales Manager at CRIF Lending Solutions
Industry Computer Software
Experience
CRIF Lending Solutions  January 2013 - Present
Carolina Dynamo  June 2013 - Present
CO OP Financial Services  November 2009 - November 2012
CUNA Mutual Group  May 1996 - October 2009
Pathfinder Federal Credit Union   February 1995 - February 1996
Avco Financial Services   December 1989 - January 1995
Snappy Car Rental  May 1988 - November 1989
US Navy  August 1984 - April 1988

Skills
Leadership, Account Management, CRM, Sales Process, Sales, Consumer Lending, Credit, Loans, Lending Solutions, Loan Origination, Credit Unions, Banking, Process Improvement, Strategic Planning, B2B, Insurance, Training, Call Centers, Direct Marketing, Marketing, Sales Operations, Team Building, Sales Management, Customer Service, Change Management, Executive Management, Operations Management, Project Management, Team Leadership, Project Planning, Sales Presentations, New Business Development, Negotiation, Finance, Contract Negotiation, Call Center, Product Management, Coaching, Compliance, Selling, Direct Sales, Customer Satisfaction, Business Strategy, Marketing Strategy, Business Planning, Lead Generation, Financial Analysis, Customer Relations, Solution Selling, Process Engineering

Education
University of Georgia - Terry College of Business   2001 — 2003

Florida Community College at Jacksonville   1987 — 1989

Lake Forest Academy   1983 — 1984

Chenango Forks High School   1980 — 1984

Embry-Riddle Aeronautical University
in, Aviation Maintenance and Business

Anne Kuzas Anne Kuzas Fargo, North Dakota Area Details
Anne Kuzas's Avco Financial Services Experience February 1985 - February 1987
Job Information Technology and Operations Manager at Maintenance Engineering Ltd
Industry Business Supplies and Equipment
Experience
Maintenance Engineering Ltd  June 1991 - Present
Maintenance Engineering, Ltd.   June 1991 - June 2013
Maintenance Engineering, Ltd.   March 1988 - June 1991
Maintenance Engineering Ltd  February 1987 - March 1988
Avco Financial Services   February 1985 - February 1987
Avco Financial Services   August 1983 - February 1985

Skills
Account Management, Process Improvement, IT Service Management, IT Management, Program Management, Business Analysis, Business Intelligence, Management

Education
Minnesota State University, Moorhead   1977 — 1982
Bachelor of Science, Business Management

Glenn Ostil Glenn Ostil Orange County, California Area Details
Glenn Ostil's Avco Financial Services Experience 1991 - 1996
Job Sr. Manager, CSC
Industry Information Technology and Services
Experience
CSC  1998 - Present
Ingram Micro  1996 - 1998
Avco Financial Services   1991 - 1996

Skills
Integration, Program Management, IT Strategy, ITIL, IT Management, IT Service Management, Enterprise Architecture, SDLC, Vendor Management, Business Analysis, Outsourcing, Requirements Analysis, PMO, Process Improvement, Service Delivery, Management, Information Technology, Business Process..., Enterprise Software, Solution Architecture, Project Management, Software Project..., Data Center, IT Operations

Education
University of Southern California - Marshall School of Business
Master of Business Administration, Information and Operations Management; Entrepreneurship

University of California, Irvine
Certificate Program, Project Managment

Mapua Institute of Technology
Bachelor of Science, Computer Engineering

UCLA Extension
Digital Communications

Albert Labelle Albert Labelle Toronto, Canada Area Details
Albert Labelle's Avco Financial Services Experience 1994 - 1998
Job Partner, PearTree Financial Services Ltd
Industry Financial Services
Experience
PearTree Financial Services Ltd   June 2011 - Present
Connor, Clark & Lunn Managed Portfolios Inc.   May 2010 - July 2012
International Financial Data Services  January 2008 - December 2009
CST Consultants Inc.  2005 - 2008
Paradigm Asset Management  2004 - 2004
Assante Advisory Services   2000 - 2004
National Bank of Canada  2000 - 2000
Canada Trust  1998 - 2000
AVCO Financial Services   1994 - 1998
AVCO Financial Services   1992 - 1994

Skills
Leadership, Mutual Funds, Wealth Management, Change Management, CRM, Marketing, Sales, Financial Services, Management, Investments, New Business Development, B2B, Relationship Management, EMD Certification

Education
McGill University   1976 — 1980

Steve Hauser Steve Hauser San Francisco Bay Area Details
Steve Hauser's Avco Financial Services Experience January 1973 - July 1999
Job Financial Services Professional
Industry Financial Services
Experience
Countrywide Bank  1999 - 2007
Avco Financial Services   January 1973 - July 1999

Skills
Mortgage Lending, Credit Analysis, Leadership, Refinance, Mortgage Banking, Residential Mortgages, Loans, Loan Origination, Executive Management, FHA

Education
Golden Gate University   1984 — 1986
MBA, Finance

California State University-Sacramento   1967 — 1971
Business, Management

Joseph Tartaglini Joseph Tartaglini Greater Los Angeles Area Details
Joseph Tartaglini's Avco Financial Services Experience 1985 - 2000
Job Independent Management Consulting Professional
Industry Information Technology and Services
Experience
Professional Management Consulting   January 2000 - Present
Triad Financial Corp.  September 2002 - May 2005
Downey Savings  2000 - September 2002
AVCO Financial Services   1985 - 2000

Skills
E-commerce, Software Development, Team Building, Business Analysis, Process Improvement, Executive Management, Vendor Management, Business Intelligence, Disaster Recovery, SDLC, Customer Satisfaction, Management

Education
California State University-Fullerton   1994 — 2002
BA, Finance/Information Systems

Laura Terry Laura Terry Fresno, California Area Details
Laura Terry's Avco Financial Services Experience March 1995 - September 1998
Job Divisional Director of Operations at Advance America
Industry Financial Services
Experience
Advance America  September 1998 - Present
AVCO Financial Services   March 1995 - September 1998
Bank of the West  March 1991 - March 1995

Skills
Recruiting, Financial Services, Management, Income Statement, Loss Prevention, Performance Management, Employee Training, Sales Management, Direct Marketing, Banking, Loans, Customer Service, P&L, Credit, Auditing, Marketing, P&L Management, Operations Management, Team Building

Education
California State University-Fresno   1992 — 1995

Fresno City College   1989 — 1991

Jack Carozza Jack Carozza Orange County, California Area Details
Jack Carozza's Avco Financial Services Experience January 1986 - January 1987
Job Account Executive at Ally Financial Inc.
Industry Automotive
Experience
Ally Financial Inc.  August 2011 - Present
Nuvell Financial Services  November 2004 - February 2009
Hyundai Motor Finance Company  January 2000 - January 2004
World Omni Financial Corporation  January 1996 - January 1999
Primus Corporation   January 1993 - January 1996
Ganis Corporation   January 1991 - January 1992
Chrysler First Commercial Corporation   January 1989 - January 1991
Toyota Motor Credit Corporation  January 1987 - January 1988
Avco Financial Services   January 1986 - January 1987
Morris Plan Company of California   January 1984 - January 1986

Skills
Microsoft Word, Loans, Income Statement, Credit, Leadership, Forecasting, Insurance, Accounting, Budgets, Business Planning, Retail, Profit, Training, Finance, Sales, Marketing, New Business Development, Management, Selling, Sales Management, Customer Retention, Sales Process, Customer Satisfaction, Sales Operations

Education
California State University-Long Beach
Bachelor of Science, Business Management

Tim Turley Tim Turley Greater Atlanta Area Details
Tim Turley's Avco Financial Services Experience January 1986 - October 1989
Job Operations Manager Gateway Compliance LLC
Industry Financial Services
Experience
Gateway Compliance LLC   January 2011 - Present
First Option Mortgage  January 2010 - October 2010
Liberty Title & Escrow   August 2008 - January 2010
Venture Media Partners   March 2008 - January 2010
Accredited Home Lenders  January 2003 - June 2008
BayRock Mortgage Corporation  September 2001 - January 2003
Great Eastern Financial Services   1998 - 1999
Mego Mortgage  1997 - 1998
Avco Financial Services   January 1986 - October 1989

Skills
Mortgage Banking, Mortgage Lending, FHA, USDA, Loans, Refinance, Residential Mortgages, Operations Management, Sales Management, Team Building, Cold Calling, Contract Negotiation, Business Development, Negotiation, Customer Service, Selling, Sales, Strategic Planning, Real Estate, Reverse Mortgages, Marketing, Account Management, New Business Development, Loan Origination, Loss Mitigation, Mortgage Servicing, Investment Properties, VA loans, Banking, Credit, Credit Analysis, FHA financing, Underwriting, Leadership, Mortgage Underwriting, First Time Home Buyers, Real Estate Financing, Title Insurance, Foreclosures, Loan Servicing, Real Estate Economics, REO, Certified Mortgage..., Mortgage Marketing, Commercial Lending, Financial Analysis, Investors, Government Loans, Short Sales, Notary Public

Education
Mercer County Community College   1984 — 1985

Christine Groves, MPA Christine Groves, MPA Orange County, California Area Details
Christine Groves, MPA's Avco Financial Services Experience 1984 - 1987
Job Management Analyst at City of Lake Forest
Industry Government Administration
Experience
City of Lake Forest  February 2014 - Present
City of Rancho Santa Margarita  December 2008 - November 2013
City of Lake Forest  September 2006 - November 2008
City of Irvine  1998 - 2006
Crazy Shirts  1987 - 1998
AVCO Financial Services   1984 - 1987

Skills
Program Management, Budgets, Strategic Planning, Social Media, Media Relations, Public Policy, Policy Analysis, Press Releases, Management, Community Outreach, Research, Government, Non-profits, Policy, Newsletters, Local Government, Training, Microsoft Excel

Education
California State University-Long Beach   2011 — 2013
MPA, Public Policy and Administration

California State University-Fullerton   1997 — 2000
B.A., American Studies

Papillion-LaVista High School
Diploma, College Preparatory

Bruce Lindvig Bruce Lindvig Greater Denver Area Details
Bruce Lindvig's Avco Financial Services Experience May 1994 - June 1999
Job Owner of Mountainview Funding
Industry Banking
Experience
Mountainview Funding   May 2005 - Present
Eagle Nationwide Mortgage Company  July 2007 - September 2009
Sunset Mortgage Company  March 2003 - June 2007
HomeGold  June 2000 - February 2003
Avco Financial Services   May 1994 - June 1999

Education
Minnesota State University, Mankato   1983 — 1987
Business, Finance, Insurance, & Real Estate

toni oetgen toni oetgen San Francisco Bay Area Details
toni oetgen's Avco Financial Services Experience September 1989 - June 1995
Job Financial Services Professional
Industry Financial Services
Experience
CitiFinancial Auto  March 1999 - June 2008
CitiFinancial Auto  June 1995 - March 1999
Avco Financial Services   September 1989 - June 1995

Education
Orange Coast College
Business Administration

Fab Wilfong Fab Wilfong Greater Philadelphia Area Details
Fab Wilfong's Avco Financial Services Experience June 1975 - March 1996
Job Mortgage Consultant at Atlantic Pacific Mortgage
Industry Financial Services
Experience
Atlantic Pacific Mortgage  May 2007 - Present
Uvantage Home Lending   March 2006 - April 2007
Madison First Financial  August 2005 - March 2006
Flexenet   November 1999 - August 2005
First Mutual Corporation  August 1997 - November 1999
Freedom Mortgage Corporation  March 1996 - August 1997
Avco Financial Services   June 1975 - March 1996

Skills
Business Development, Marketing, Management, Credit, Mortgage Lending, Loans, Sales Management, Financial Analysis, Consumer Lending, Coaching, Strategic Planning, Team Building, New Business Development, Account Management, Call Center, Customer Satisfaction, FHA, Mortgage Banking, Loan Origination, Operations Management

Education
Lafayette College   1971 — 1975
BA, Political Science

Vaughn Phillips Vaughn Phillips Idaho Falls, Idaho Details
Vaughn Phillips's Avco Financial Services Experience July 1992 - March 1998
Job Personal Income Tax preparer at Jackson Hewitt
Industry Financial Services
Experience
Jackson Hewitt  December 2014 - Present
Jackson Hewitt Income Tax Svc  December 2014 - Present
Legacy Mortgage Group LLC   August 2014 - November 2014
Wells Fargo  December 2004 - November 2013
Brentwood Home Owner Association   2010 - 2012
H&R Block  1997 - 2009
GMAC Mortgage  March 2003 - September 2004
Avco Financial Services   July 1992 - March 1998

Skills
First Time Home Buyers, Purchase, Refinance Transactions, Real Estate, Investment Properties, Refinance, FHA, Mortgage Banking, Foreclosures, Short Sales, REO, Credit, Loans, Residential Homes, Sales, Customer Service

Education
Idaho State University   1989 — 1992
Bachelor, Computer Information Systems

Ricks College   1984 — 1988
Associates, Accounting

Sean Chung Sean Chung Orange County, California Area Details
Sean Chung's Avco Financial Services Experience 1995 - 1997
Job Sr. Systems Analyst at Behr Process
Industry Computer Software
Experience
Behr Process  October 2006 - Present
Optimum Pay   2003 - 2006
Ericsson  1997 - 2002
Avco Financial Services   1995 - 1997

Skills
Java, Enterprise Architecture, Flex, SOA, Agile Methodologies, Sun Certified Java..., Core Java, Scrum, Software Development, Unix, Tomcat, MySQL, Java Enterprise Edition, Integration, JavaSE, Web Services

Education
University of California, Irvine   1990 — 1994
B.S., Information and Computer Science

Korea Aerospace University   1986 — 1987
Mechanical Engineering

Michael Ceci Michael Ceci Jamestown, New York Area Details
Michael Ceci's Avco Financial Services Experience August 1972 - January 1998
Job Marketing Committee at Chamber of Commerce
Industry Events Services
Experience
Chamber of Commerce  January 2007 - Present
CitiFinancial  January 2000 - August 2006
Avco Financial Services   August 1972 - January 1998

Education
Jamestown Community College   1968 — 1971
AA, Social Sciences

George Tinnes George Tinnes Toronto, Canada Area Details
George Tinnes's Avco Financial Services Experience February 1984 - January 2002
Job Mortgage Specialist at Centum Mortgage Professionals
Industry Banking
Experience
Centum Mortgage Professionals   May 2004 - Present
Century 21 Heritage Group  2008 - 2013
Avco Financial Services   February 1984 - January 2002

Skills
Residential Mortgages, Home Equity Lines of..., Debt Consolidation, Refinance, Second Mortgages, Mortgage Lending, Loans, Credit, First Time Home Buyers, Commercial Mortgages, Reverse Mortgages, Certified Mortgage..., Construction Loans, Mortgage Banking, Mortgage Underwriting, Real Estate Financing, Loan Origination, Lines Of Credit

Education
Conestoga College   1981 — 1984
Business Degree, Business/Commerce, General

East Elgin Secondary School   1976 — 1980
Ontario Secondary School Diploma

Michael Piggott Michael Piggott Cape Coral, Florida Details
Michael Piggott's Avco Financial Services Experience August 1995 - January 2000
Job IBERIABANK, Vice President, PInk Heals SWFL Chapter, Inc., President
Industry Banking
Experience
Pink Heals SW Florida Chapter, Inc.   November 2013 - Present
IBERIABANK  November 2009 - Present
River District Alliance   December 2007 - October 2013
Orion Bank  July 2007 - November 2009
SouthTrust Bank  January 2000 - July 2007
Avco Financial Services   August 1995 - January 2000

Skills
Financial Analysis, Business Development, Customer Service, Leadership, Team Leadership, Deposits, Branch Management, Small Business, Team Building, Sales, Cross Selling, Loan Origination, Retail, Relationship Management, Public Speaking, Event Planning, Event Management, Nonprofits, SBA, Credit, New Business Development, Lines Of Credit, Retail Banking, Events, Small Business Lending, Consumer Lending, Fiancial Services, Underwriting, Volunteer Management, Credit Analysis, Coaching, Strategic Planning, Banking, Finance, Loans, Commercial Mortgages, Mergers & Acquisitions, Asset Based Lending, Portfolio Management, Branch Banking, Risk Management, Cash Management, Mortgage Banking, Credit Risk

Education
Florida State University
Business Administration and Management, General

University of Kansas
American History (United States)

Dao Pham Dao Pham Orange County, California Area Details
Dao Pham's Avco Financial Services Experience 1988 - November 1999
Job IT Specialist at IBM Global Services
Industry Pharmaceuticals
Experience
IBM Global Services  July 2005 - March 2011
Amerisource Bergen Corp   2002 - June 2005
Bergen Brunswig Drug Company  1999 - 2002
AVCO Financial Services   1988 - November 1999

Skills
Requirements Gathering, Data Warehousing, Visio, Business Intelligence, DB2, Agile Methodologies, Business Analysis, SDLC, Integration, Change Management, Software Quality..., Agile Project Management, Enterprise Architecture, ETL, Scrum, PMP, Requirements Analysis, User Acceptance Testing, Data Modeling, SOA

Education
California State University-Fullerton   1983 — 1985
B.S., Computer Science, Math

Santa Ana College   1982 — 1983
A.S., Computer Science

Trường Đại Học Y Khoa Saigon   1975 — 1977
Medicine

Trường Đại Học Y Khoa Minh Đức   1973 — 1975
Medicine

Trường Trung Học Chu Văn An   1972 — 1973
Mathematics, French

Sherman Hung Sherman Hung Greater Los Angeles Area Details
Sherman Hung's Avco Financial Services Experience 1990 - 1992
Job CISA
Industry Utilities
Experience
Metropolitan Water District of Southern California  May 2004 - Present
Metropolitan Water District of Southern California  May 2004 - March 2011
Metropolitan Transportation Authority of Los Angeles County   June 2003 - May 2004
City National Bank  2002 - 2003
Countrywide  August 2002 - December 2002
Bank of the West/Sanwa Bank California   1997 - 2002
Farmers Insurance  1992 - 1997
Avco Financial Services   1990 - 1992
Southern California Water Company   May 1989 - October 1990

Skills
Risk Assessment, IT Audit, Internal Audit, Enterprise Risk..., Security, Governance, Auditing, Internal Controls, Risk Management, Sarbanes-Oxley Act, CISA, Information Security, PCI DSS, COSO, Information Technology, Network Security, Information Security..., Computer Security, COBIT, Security Awareness, SAS70, Vulnerability Assessment, Business Continuity, Vulnerability Management, Sarbanes-Oxley, Disaster Recovery, ISO 27001, Business Process, Business Process..., Business Continuity...

Education
California State Polytechnic University-Pomona
MSBA, IS Auditing

Tamkang University
BS, Business Administration

John Meredith John Meredith Orange County, California Area Details
John Meredith's Avco Financial Services Experience 1997 - 1999
Job Vice President Equipment Leasing / Aviation Finance at Farmers & Merchants Bank of Central California
Industry Banking
Experience
Farmers & Merchants Bank of Central California  September 2013 - Present
City National Bank  2005 - September 2013
Boeing Capital Corporation  1999 - 2005
AVCO Financial Services   1997 - 1999
Pitney Bowes Credit Corporation  1994 - 1997
ITT Commercial Finance  1989 - 1994

Skills
Portfolio Management, Financial Analysis, Risk Management, Credit, Due Diligence, Equipment Loans, Commercial Lending, Credit Analysis, Asset Based Lending, Credit Risk, Loans, Underwriting, Small Business Lending, Syndications, Aircraft Leasing, Aircraft Finance, Lease Financing, Lease Negotiations, Lease Administration, Aviation, SOX, Documentation, Negotiation, Operations Management, Document Management, Pricing, Start-ups, Structured Finance, Lines Of Credit

Education
California State University-Fullerton, Mihaylo College of Business and Economics   1981 — 1987
BS, Real Estate Finance and Personal Investment

Rick Bowe Rick Bowe Eau Claire, Wisconsin Area Details
Rick Bowe's Avco Financial Services Experience August 1977 - August 1997
Job HMC at Wells Fargo Home Mortgage NMLSR 1108229
Industry Financial Services
Experience
Wells Fargo Home Mortgage  August 2013 - Present
Aqua Finance, Inc  September 2012 - July 2013
Marine Credit Union  2009 - October 2012
Goldridge Group   October 2005 - May 2009
Aqua Finance, Inc  September 1997 - September 2005
Avco Financial Services   August 1977 - August 1997
USA Financial Services, Inc.   1986 - 1992

Skills
Loans, Credit, Consumer Lending, Loan Origination, Small Business Lending, Financial Analysis, Banking, Customer Service, Underwriting, Credit Unions, Strategic Planning, Commercial Banking, Mortgage Lending, Operations Management, Refinance, Sales Management, Budgets, Credit Cards, Credit Analysis, Leadership

Education
Lakeland College   1990 — 1993
Marketing and Business Management

Paul D. Ellner Paul D. Ellner Greater Boston Area Details
Paul D. Ellner's Avco Financial Services Experience February 1987 - February 1998
Job Eastern Bank Business Banking
Industry Banking
Experience
RBS - Citizens Bank  July 2009 - November 2013
HSBC  February 1998 - June 2009
HSBC Consumer & Mortgage Lending   1997 - June 2009
Member HSBC Group   1997 - June 2009
Avco Financial Services   February 1987 - February 1998

Skills
Finance, Commercial Banking, Small Business Lending, Credit Risk, Underwriting, Commercial Lending, Credit Analysis, Securities, Risk Management, Wealth Management, Investments, Loan Origination, Strategic Financial..., Relationship Management, Cash Management, Financial Services, Financial Risk, Insurance, Financial Modeling, Executive Management, Treasury Management, Leadership, Business Strategy, Strategy, Management, Commercial Mortgages, Sales, Mortgage Banking, Lines Of Credit, Residential Mortgages, Branch Management, Banking

Education
Santa Fe Community College   1986 — 1987
Finance

Dowling College   1984 — 1986
Accounting / Finance

Kari Hayes Kari Hayes Cedar Falls, Iowa Details
Kari Hayes's Avco Financial Services Experience February 1994 - March 1998
Job Antiques and Primitives Sales and Consignment
Industry Marketing and Advertising
Experience
ALLTHINZOLD   February 2013 - Present
Principal Financial Group  March 1998 - January 2009
Avco Financial Services   February 1994 - March 1998

Skills
Customer Service, Loans, Mutual Funds, Banking, Employee Benefits, Retirement, Fixed Annuities, Insurance, Retirement Planning, Commercial Banking, Securities, Credit, Wealth Management, Leadership, Sales, Investment Advisory, Microsoft Excel, Marketing, Finance, Antique Appraisals, Online Research

Education
University of Northern Iowa   1985 — 1988
Criminology, Criminology and Math (minor)

Iowa State University   1980 — 1982
None, Core Classes

Frank Mellody Frank Mellody San Diego, California Details
Frank Mellody's Avco Financial Services Experience October 1983 - September 1984
Job Mainframe Computer Analyst at San Diego Gas & Electric
Industry Utilities
Experience
Sempra Energy  October 1994 - March 2015
San Diego Gas & Electric  October 1994 - March 2015
Wells Fargo Bank  May 1993 - October 1994
Times Mirror Cable Television  April 1990 - May 1993
Bunzl Foodservice USA   January 1988 - April 1990
Ford Aerospace  February 1986 - January 1988
Burlinton Air Express   September 1984 - February 1986
AVCO Financial Services   October 1983 - September 1984
Kraft Foods Inc.  September 1977 - July 1983

Skills
Mainframe, Troubleshooting, Business Process..., Disaster Recovery, Data Center, Program Management, Change Management, Networking, IT Strategy, Technical Support, Project Management, IT Service Management, Integration, IT Management, Hardware, Linux

Education
Harper College   1976 — 1978
Hotel & Resturant Management

Glenbrook South HS   1971 — 1975

Brenda Cartolano Brenda Cartolano Orange County, California Area Details
Brenda Cartolano's Avco Financial Services Experience September 1994 - January 1998
Job Technical Writer looking for a new career opportunity
Industry Writing and Editing
Experience
The Word & Brown Companies  August 2012 - September 2013
Mitchell International  August 2011 - July 2012
Hyundai Capital America  October 2010 - December 2010
KPMG LLP - Forensic Technology   January 2008 - March 2009
Bridge Consulting  August 2007 - December 2007
New Century Mortgage  2004 - 2007
Washington Mutual  2003 - 2004
Printrak/Motorola   March 1999 - May 2002
Pacific Life  March 1998 - December 1998
Avco Financial Services   September 1994 - January 1998

Skills
Technical Writing, Software Documentation, Online Help, Visio, Technical Documentation, RoboHelp, SharePoint, Snag-IT, AgileScrum Methodolgies, Microsoft Word, Microsoft Office, Adobe Acrobat, FrameMaker, Content Management..., Financial Services, Training, Manuals

Education
California State University-Fullerton
B.A., Communications

William Fulk William Fulk Fort Wayne, Indiana Area Details
William Fulk's Avco Financial Services Experience August 1986 - January 1996
Job Credit Union Executive
Industry Banking
Experience
Three Rivers Federal Credit Union  February 2004 - August 2009
Elevations Credit Union  2009 - 2009
Wells Fargo Home Mortgage  October 1999 - February 2004
First Union National Bank  January 1996 - September 1999
AVCO Financial Services   August 1986 - January 1996

Education
Indiana University Bloomington   1982 — 1986
B.S. Administration, Management/Administration

Chuck Kosin Chuck Kosin Orange County, California Area Details
Chuck Kosin's Avco Financial Services Experience 1985 - 1991
Job Database Architect
Industry Information Services
Experience
Automobile Club of Southern California  October 2013 - Present
Experian  December 1999 - October 2013
Nissan North America  1995 - 1999
SCE  1992 - 1995
AVCO Financial Services   1985 - 1991

Skills
z/OS, Database Design, MVS, Data Warehousing, Oracle SQL, Performance Tuning, SQL, Relational Databases, SQL Tuning, DB2, SOA, ISPF, COBOL, CICS, Erwin, ETL, Data Modeling, Database Administration, Data Integration, Databases, JCL, Data Warehouse..., Data Migration, Mainframe, AIX, Unix, OS/390, TSO, Systems Analysis, IBM Mainframe, Unix Shell Scripting, Data Quality, Enterprise Architecture, SDLC, Omegamon, IBM Utilities, QMF, IBM AIX

Education
DePaul University
Master of Business Administration (MBA)

John Stacy John Stacy Greater Philadelphia Area Details
John Stacy's Avco Financial Services Experience 1990 - 1999
Job Department Operations Manager at Capital One
Industry Banking
Experience
Capital One (ING DIRECT)   July 2012 - Present
ING DIRECT - Capital One   August 2010 - July 2012
ING DIRECT  August 2006 - August 2010
ING DIRECT  May 2004 - August 2006
Bank One  1999 - 2004
Avco Financial Services   1990 - 1999

Skills
Fraud, AML, Credit Cards, Financial Risk, Risk Management, Credit, KYC, Credit Risk, Payments, Risk Assessment, Banking, Payment Systems, Fraud Detection

Education
Drexel University - LeBow College of Business   1997 — 1999
Associates, Customer Operations

Robert Ritter Robert Ritter Greater Pittsburgh Area Details
Robert Ritter's Avco Financial Services Experience 1988 - 1989
Job ► Director Business Lending at Cleaview Federal Credit Union◄
Industry Financial Services
Experience
Clearview Federal Credit Union  2011 - Present
First National Bank of Pennsylvania  1989 - 2009
Avco Financial Services   1988 - 1989
Associates Consumer Discount Company   1984 - 1988

Skills
Loans, Leadership, Credit, Analysis, Commercial Lending, Customer Service, Financial Analysis, Underwriting, Risk Management, Credit Management &..., Management, Coaching & Training, Organizational..., Strategic Planning, Commerical Portfolio..., Financial Planning, Database Administration, Business Analysis, Sales, Financial Services, Credit Analysis, Business Development, Banking, Mortgage Lending, Insurance, Small Business Lending, Portfolio Management, Finance, Executive Management, Consumer Lending, Lines Of Credit, Credit Risk, Investments

Education
Central Atlantic School of Banking, Bucknell University   1992 — 1994
Lending and Banking

Gannon University   1988 — 1989
Graduate Level Courses, Finance & Economics

Penn State University   1978 — 1983
B.S. Degree, Business Management

andrew savoy andrew savoy Greater Los Angeles Area Details
andrew savoy's Avco Financial Services Experience 1970 - 1972
Job Mgr,Finance at Raytheon retired
Industry Defense & Space
Experience
Raytheon retired   December 2004 - Present
Kinecta Federal Credit Union  1988 - 2005
AVCO Financial Services   1970 - 1972

Skills
Risk Management, Banking, Enterprise Risk..., Strategic Planning, Employee Relations, Earned Value Management, Change Management, Financial Analysis, Organizational..., Investments, Executive Management, Training, Loans, Credit, Finance, Process Improvement, Leadership, Product Development, Public Speaking, Mergers & Acquisitions, Succession Planning, Mortgage Lending, Team Building, Financial Reporting, Coaching, Financial Modeling, Marketing Strategy, Non-profits, Underwriting, Credit Analysis, Leadership Development, Research, Variance Analysis, Budgets, Forecasting, Nonprofits, Internal Audit, Accounting, Cost Benefit, Auditing, Business Planning, Internal Controls, Strategic Partnerships, Community Outreach, Executive Coaching

Education
California State University-Dominguez Hills   1974 — 1977
B.S., Accounting

Southern University and Agricultural and Mechanical College at Baton Rouge   1965 — 1967
Foods & Nutrition

Christine Mancini Christine Mancini Pittsburgh, Pennsylvania Details
Christine Mancini's Avco Financial Services Experience November 1972 - January 1987
Job Client Relations/Problem resolutions/Title Industry
Industry Real Estate
Experience
Christine Cares Dog Training   January 2007 - Present
NREIS  June 2012 - February 2013
SLS  February 2009 - June 2012
ChristineNotary   February 2007 - November 2009
GAC  January 1996 - October 2003
Avco Financial Services   November 1972 - January 1987

Skills
Marketing, Strategic Planning, Marketing Communications, Microsoft Office, Finance, Microsoft Excel, New Business Development, Online Advertising, Client, Client Relations Skills, Analytics, Business Development, Customer Service, Credit, Customer Retention, Mortgage Lending, Consumer Lending, Negotiation, Office Management, Underwriting, Leadership, Real Estate, Loans, Refinance, Management, Account Management, Closings, Team Building, Coaching, Recruiting, Sales, Time Management

Education
ABC Animal Behavior College   2006 — 2007
certified Dog Trainer, Dog training, A

Duquesne University
-, Adult Study Course, A

Peabody High School
Academics, high school diploma

Shena Crane Shena Crane Los Angeles, California Details
Shena Crane's Avco Financial Services Experience 1982 - 1985
Job Author, Editor and Writer
Industry Writing and Editing
Experience
Freelance Writer and Editor  1990 - Present
Legal/Financial Translation   1999 - 2004
Mentor Career Services   1988 - 1997
CPI Pension Services   1987 - 1988
Wakeman & deForest, div. of Saatchi & Saatchi Advertising   1985 - 1987
AVCO Financial Services   1982 - 1985
Honeywell Information Systems  1981 - 1982
Computer Automation--Syfa Systems   1979 - 1981
Monex International   1973 - 1978
Decision Making Information   1968 - 1972

Education
New York University
Certificate in Translation Studies

University of California, Irvine
MBA

Larry Haggarty Larry Haggarty London, Canada Area Details
Larry Haggarty's Avco Financial Services Experience 1984 - 1993
Job Huron Flooring Ltd
Industry Retail
Experience
Huron Flooring Ltd   2000 - Present
Huron Millwork   January 1994 - January 2000
Avco Financial Services   1984 - 1993

Skills
Account Management, Customer Service, Key Account Management, Marketing Strategy, Merchandising, New Business Development, Sales, Retail, Sales Management, Sales Operations, Selling, Budgets, Direct Sales, Pricing

Education
Fanshawe College   1983 — 1983
Social science

The University of Western Ontario - Richard Ivey School of Business
C.I.M., Business

Dana Lundy Dana Lundy United States Details
Dana Lundy's Avco Financial Services Experience 1984 - 1999
Job PMOProject/Program Manager Software Division/Global Customer Support
Industry
Experience
Schneider Electric  2011 - Present
Schneider-electric - Invensys  2009 - 2011
Invensys  1999 - 2009
Saddleback Community Colleges   1986 - 2001
Avco Financial Services   1984 - 1999

Skills
Vendor Management, Cross-functional Team..., Problem Solving, Program Management, PMO, Project Planning, PMBOK, PMI, Process Improvement, MS Project, Instructional Design, Project Management, PMP, Training, Change Management, Leadership, Management, Risk Management, Strategy

Education
University of California, Irvine   2005 — 2007
Project Management Certification (PMI), Project Management

California State University-Bakersfield
MA, Masters in Education - Curriculum and Instruction

Computer Learning Center
Computer Programing and Systems Analysis, Computers

The University of Southern Mississippi
BA, Music Education

Mitchell Bennett Mitchell Bennett Macon, Georgia Area Details
Mitchell Bennett's Avco Financial Services Experience December 1994 - January 1998
Job Owner at Mitchell D. Bennett Appraisals
Industry Real Estate
Experience
Mitchell D. Bennett Appraisals   April 2011 - September 2014
Avco Financial Services   December 1994 - January 1998
Fleet Finance  September 1991 - December 1994

Skills
Appraisals, Real Estate, Commercial Real Estate, Real Property, Real Estate Transactions, Loans, USPAP, Property, Foreclosures, Investment Properties, Investors, REO, Short Sales, Sellers, Referrals, Real Estate Development

Education
Georgia College and State University   1988 — 1990
BBA, Management, communications, information systems

Folami Jones Folami Jones Greater Atlanta Area Details
Folami Jones's Avco Financial Services Experience January 1997 - March 1999
Job Graduate of Clayton State University
Industry Airlines/Aviation
Experience
City of Riverdale  October 2011 - Present
LA Fitness  August 2011 - October 2011
The Home Depot  March 2011 - May 2011
FedEx  November 2010 - January 2011
United Airlines  March 1999 - November 2008
Avco Financial Services   January 1997 - March 1999

Education
Clayton State University   2010 — 2011
B.A, Business Administration; Supply Chain Management

Atlanta Metropolitan College   2008 — 2010
Associates Degree, Business Administration

Patricia Dietz, CHRP CHRL Patricia Dietz, CHRP CHRL London, Canada Area Details
Patricia Dietz, CHRP CHRL's Avco Financial Services Experience 1978 - 2002
Job Divisional Senior HR Generalist at The Salvation Army
Industry Nonprofit Organization Management
Experience
The Salvation Army  May 2013 - Present
The Salvation Army  November 2009 - May 2013
Avco/Associates/Citigroup   1978 - 2008
Avco Financial Services   1978 - 2002

Skills
Deferred Compensation, Human Resources, Employee Benefits, Personnel Management, Payroll, Leadership, HRIS, Employee Relations, Benefits Administration, Onboarding, HR Policies, Performance Management, Employee Engagement, Recruiting, Organizational..., New Hire Orientations

Education
Queens University   2014 — 2014
Leadking a Mentally Healthy Workplace Certficiation Program

Canadore Colege   2008 — 2010
HR Management, Human Resources Management/Personnel

Fanshawe College   2002 — 2010
HR Managment, Human Resources Management/Personnel Administration, General

Jerry Trummell Jerry Trummell Birmingham, Alabama Area Details
Jerry Trummell's Avco Financial Services Experience January 1980 - June 1981
Job Owner, Skip Tracer Inc
Industry Legal Services
Experience
Skip Tracer Inc   July 1981 - Present
Avco Financial Services   January 1980 - June 1981

Education
Jacksonville State University   1969 — 1974
Bachelor's degree, Business Administration and Management, General, Average

Anthony (Tony) Dycks Anthony (Tony) Dycks Greater Los Angeles Area Details
Anthony (Tony) Dycks's Avco Financial Services Experience 1991 - 1997
Job Contracted Consultant at UCLA Health
Industry Computer Software
Experience
UCLA Health  July 2014 - Present
Motion Picture and Television Fund  August 2012 - June 2014
Dell Services  June 2011 - July 2012
Xerox / Affiliated Computer Services   February 2001 - June 2011
Marconi / Systems Management Specialist (SMS)   December 1997 - February 2001
AVCO Financial Services   1991 - 1997

Skills
Databases, Project Management, Healthcare Information..., SQL, Process Improvement, Troubleshooting, Visual Basic, Visio, Data Center, HIPAA, Crystal Reports, SharePoint, Software Development, Microsoft SQL Server, Integration, Python, Perl, MySQL, PostgreSQL, XAMPP, MongoDB, Process Automation, PHP, PhpMyAdmin, Computer Systems..., SQLite

Education
California State Polytechnic University-Pomona   2013 — 2015
Bachelor of Science (B.S.), Computer and Information Sciences, General, A

University of California, Los Angeles   2013 — 2014
Extended Education Course -- PHP / MySQL and Python v2 Programming, Information Technology, A

California State University-Fullerton   1999 — 2001
Certificates, Extended Education in Web Development, Visual Basic, Java and MS Access

Cerritos College   1981 — 1984
Certificate, Electronic Data Processing

California State University-Long Beach - College of Business Administration   1976 — 1981
Bachelor of Science, Business Administation -- Quantitative Systems

Roger Neidiffer Roger Neidiffer Greater San Diego Area Details
Roger Neidiffer's Avco Financial Services Experience November 1993 - November 1995
Job Principal Database Administrator Oracle at Callaway Golf
Industry Sporting Goods
Experience
Callaway Golf  March 2011 - Present
Sempra Energy  September 1996 - February 2011
IVAC Medical Systems   September 1996 - October 1997
AVCO Financial Services   November 1993 - November 1995
HomeFed Bank  March 1988 - November 1993
Tenneco West   October 1981 - March 1988

Skills
Data Warehousing, Disaster Recovery, Databases, Oracle Database, Linux, Integration, SAP, IT Management

Education
Palomar College   1993 — 1994

Coleman University   1980 — 1981
Certification, Computer Science

Bret Reifsteck Bret Reifsteck Greater Chicago Area Details
Bret Reifsteck's Avco Financial Services Experience 1989 - 2000
Job Mortgage Loan Consultant at THE National Bank
Industry Banking
Experience
THE National Bank  Regional Account ManagerGreater Illinois Title CompanyMay 2005 - July 2009
First American Title  August 2000 - April 2005
Avco Financial Services   1989 - 2000

Education
Illinois State University   1986 — 1988
BS, Finance/Accounting

Rock Valley College   1984 — 1986
Associates of Arts, Business

James Tomac James Tomac Orange County, California Area Details
James Tomac's Avco Financial Services Experience 1990 - 1999
Job Systems Development Manager at Toshiba America Medical Systems
Industry Medical Devices
Experience
Toshiba America Medical Systems  November 1999 - Present
Toshiba Corporation  1999 - Present
Avco Financial Services   1990 - 1999
Bergen Brunswig Corp  1985 - 1990

Education
Illinois Institute of Technology   1976 — 1978
BS, Computer Science

Albert Villar Albert Villar Folsom, California Details
Albert Villar's Avco Financial Services Experience 1990 - 1995
Job Sr VMware Infrastructure Administrator at HewlettPackard
Industry Information Technology and Services
Experience
Hewlett-Packard  2012 - Present
IBM  2004 - 2011
Investors Bank & Trust  2002 - 2004
PurchasePro  June 2001 - August 2001
Intel Corporation  January 2000 - December 2000
Ingram Micro  1995 - 1999
Avco Financial Services   1990 - 1995

Skills
MCITP, MCSE, CCNP, VCP5, MCSA + Messaging, Microsoft Certified..., MCSA, Microsoft Exchange, Virtualization, Servers, DNS, VMware ESX, Data Center, Cisco Technologies, Active Directory, Cloud Computing, Disaster Recovery, Security, System Administration, VMware, Windows Server, vSphere

Education
University of Southern California
Bachelor's degree, Business Admin

Grossmont College   1988 — 1990
Certificate, Computer Programming and Systems

daniel r. mcnair jr daniel r. mcnair jr Marlton, New Jersey Details
daniel r. mcnair jr's Avco Financial Services Experience January 1986 - January 1996
Job Account Manager
Industry Wholesale
Experience
Ultra Hardware Products LLC  June 1996 - March 2012
Ultra Hardware LLC   June 1996 - March 2012
Avco Financial Services   January 1986 - January 1996

Education
Morgan State University

Joyce Hong Joyce Hong Rowland Heights, California Details
Joyce Hong's Avco Financial Services Experience May 1995 - June 1998
Job Tax Manager at Ernst & Young
Industry Accounting
Experience
Molina Healthcare  January 2015 - Present
Ernst & Young  April 2006 - January 2015
First American Title Insurance Company  July 2001 - April 2006
Deloitte  June 1998 - July 2001
Avco Financial Services   May 1995 - June 1998

Skills
International Tax, Tax Research, Corporate Tax, Tax Accounting

Education
California State University-Los Angeles
Business Administration with option in Accounting

Frank Mack Frank Mack Greater New York City Area Details
Frank Mack's Avco Financial Services Experience January 1992 - January 1995
Job Vice President at Onemain Financial
Industry Financial Services
Experience
OneMain Financial  January 1995 - Present
Giando on the Water   January 1983 - January 1996
Avco Financial Services   January 1992 - January 1995

Skills
Sales Management, Sales, Account Management, New Business Development, Marketing, Strategic Planning, Customer Service, Team Building, Retail, Marketing Strategy, Business Development, Forecasting, Negotiation, Sales Operations, Coaching, Banking, Customer Satisfaction, Finance, Leadership, Loans, Real Estate, Mortgage Lending, Financial Analysis, Credit, Insurance, Loan Origination, Risk Management, Portfolio Management

Education
Baruch College   1989 — 1993
Bachelor's degree, Marketing/Marketing Management, General

Nancy Kutz Nancy Kutz Rehoboth, Massachusetts Details
Nancy Kutz's Avco Financial Services Experience January 1990 - January 1993
Job Pension Consultant at BTHR Solutions
Industry Staffing and Recruiting
Experience
BeneTemps, Inc   January 2009 - Present
Fellowship Health Resources  January 2005 - January 2007
CVS Corporation  January 2004 - January 2005
Lighthouse Computer Services  January 2002 - January 2003
Paul Revere Insurance Group  January 1994 - January 1995
Avco Financial Services   January 1990 - January 1993
Textron Inc  January 1985 - January 1990
Textron Inc.  January 1985 - January 1989

Education
Indiana University Bloomington   1978 — 1981
Bachelor of Arts (B.A.), French Language and Literature

Indiana University
Bachelor of Arts Degree, French and German

Cara Preston Cara Preston Lansing, Michigan Details
Cara Preston's Avco Financial Services Experience April 1998 - November 1998
Job Human Resources at Michigan State University
Industry Government Administration
Experience
State of Michigan  April 2002 - 2013
State of Michigan  November 1998 - March 2001
Avco Financial Services   April 1998 - November 1998
GC Services  May 1996 - April 1998

Skills
Excellent communication..., Problem Solving, College level computer..., good listener, Ability to work..., Ability to organize and..., Ability to intrepret..., Ability to communicate..., Many years of College...

Education
Central Michigan University   2012 — 2013
Certificate, Social Media

Central Michigan University   2010 — 2013
BS, Public Administration

Jason Tharp Jason Tharp Griffin, Georgia Details
Jason Tharp's Avco Financial Services Experience May 1996 - January 2001
Job President at Title Cash of Georgia, Inc.
Industry Financial Services
Experience
Title Cash of Georgia, Inc.   July 2009 - Present
Neighborhood Community Bank   April 2007 - July 2009
Wachovia Bank  May 2006 - April 2007
BB&T  January 2001 - April 2006
Avco Financial Services   May 1996 - January 2001
Commercial Credit Plan Inc   October 1990 - May 1996

Skills
Management, Credit Analysis, New Business Development, Collections, Underwriting, Commercial Lending, Portfolio Management, Start-up Consulting, Financial, Commercial Banking, Credit, Loans, Banking, Mortgage Lending, Risk Management

Education
Mercer University   1989 — 1991
Business Administration and Management, General

John Vanderwerff John Vanderwerff London, Canada Area Details
John Vanderwerff's Avco Financial Services Experience 1988 - 2001
Job Computer Support Specialist at SJHC
Industry Hospital & Health Care
Experience
SJHC  September 2003 - Present
Avco Financial Services   1988 - 2001
Avco Financial Services   1982 - 1988

Skills
Support common business..., Document user calls,..., Answer questions or..., Recommend changes or..., Develop and assist in..., Strong active listening...

Education
CDI College   2001 — 2002
Network and Internet Support Specialist

Fanshawe College   1988 — 1994
Data Processing Certificate

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