Avco Financial Services

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Avco Financial Services Employees

Employee
Years
Job
Industry
Philip Middleton Philip Middleton Greater Atlanta Area Details
Philip Middleton's Avco Financial Services Experience November 1991 - August 1996
Job Director of Strategic Staffing, Marketing & Compliance at MCCI Group Holdings
Industry Hospital & Health Care
Experience
MCCI Group Holdings   March 2013 - Present
Jackson & Coker  January 2008 - March 2013
Jackson & Coker  June 2003 - December 2007
MORGAN HUNTER CORPORATION   June 2002 - June 2003
MERRITT, HAWKINS AND ASSOCIATES  August 1996 - June 2002
MERRITT, HAWKINS AND ASSOCIATES  January 2001 - January 2002
AVCO FINANCIAL SERVICES   November 1991 - August 1996

Skills
Needs Analysis, Healthcare, Hospitals, Advertising, Business Planning, Talent Acquisition, Recruiting, Training, Selling, Leadership, Coaching, Marketing, Account Management, Sales, Sales Operations, Project Management, Project Planning, Human Resources, Time Management, Employee Relations, Management, Cold Calling, Physicians, B2B, Customer Retention, Applicant Tracking..., Temporary Staffing, Sourcing, Technical Recruiting, Interviews, Staffing Services, College Recruiting, Permanent Placement, Internet Recruiting, Contract Recruitment, Executive Search, Onboarding, Business Development, Screening Resumes, Team Building, Temporary Placement, Talent Management, Benefits Negotiation, Contract Negotiation, Resume Writing, Client Development, Hiring, Healthcare Consulting, CRM, Strategic Planning

Education
University of Central Missouri   1988 — 1991
BA, Criminal Justice

Brandon Krueger Brandon Krueger Washington D.C. Metro Area Details
Brandon Krueger's Avco Financial Services Experience 1991 - 1993
Job Regional Sales Manager PNC Mortgage at PNC
Industry Financial Services
Experience
PNC  August 2014 - Present
PNC  June 2013 - August 2014
Bank of America Home Loans  2009 - May 2013
Bank of America  2005 - 2009
Bank of America  2003 - 2005
Bank of America  1999 - 2003
Bank of America  1994 - 1999
Bank of America  1993 - 1994
Avco Financial Services   1991 - 1993

Skills
Construction Loans, Sales, Leadership, Loans, Mortgage Lending, Strategic Planning, Banking, Mortgage Banking, Marketing Strategy, Credit, Refinance, Loan Origination, Residential Mortgages, FHA, Commercial Lending, Credit Analysis, Consumer Lending

Education
University of Nebraska at Kearney   1987 — 1991
Bachelor of Science (BS), Business Administration and Management / Marketing

Gurpreet Pannu Gurpreet Pannu Calgary, Canada Area Details
Gurpreet Pannu's Avco Financial Services Experience February 1997 - October 1998
Job Supervisor, Regulatory Affairs
Industry Oil & Energy
Experience
Plains Midstream Canada  February 2015 - Present
Plains Midstream Canada  February 2015 - Present
Plains Midstream Canada  July 2014 - February 2015
Athabasca Oil Corporation  August 2012 - March 2014
Enbridge Pipelines  November 2008 - July 2012
Independent Distillers Canada   July 2003 - August 2008
TD  October 1998 - May 2003
Avco Financial Services   February 1997 - October 1998

Education
The University of Lethbridge   2008 — 2010
Bachelor of Management, Management and Social Responsibility

Southern Alberta Institute of Technology / SAIT   1994 — 1996
Business Adminstration Diploma, Marketing

Diane Dunlap Diane Dunlap Montclair, New Jersey Details
Diane Dunlap's Avco Financial Services Experience November 1976 - July 1982
Job Bookkeeper at Weiner Lesniak LLP
Industry Legal Services
Experience
Weiner Lesniak LLP  February 1994 - September 2014
Lofton, Wolfe & Brechner   October 1982 - 1993
Avco Financial services   November 1976 - July 1982

Skills
Microsoft Excel, Bank Reconciliation, Microsoft Office, Journal Entries, QuickBooks, Accounts Payable, Account Reconciliation, Cash Receipts, SBT, General Ledger, Bookkeeping, Collections

Education
Esssex County College, West Caldwell Campus   1995 — 1996
Accounting and Business/Management

Rutgers, The State University of New Jersey-Newark   1969 — 1971

William Cotter William Cotter Hillsboro, Oregon Details
William Cotter's Avco Financial Services Experience April 1994 - December 1999
Job Credit Specialist at Volkswagen Group of America
Industry Financial Services
Experience
Volkswagon Group of America   April 2012 - Present
Chase Auto Finance  July 2006 - April 2012
Citifinancial Auto  July 2001 - May 2006
American General Finance  March 2000 - April 2001
Avco Financial Services   April 1994 - December 1999
FW Woolworth Company  June 1985 - January 1994

Skills
Credit, Credit Analysis, Financial Analysis, Credit Risk, Loans, Banking, Portfolio Management, Commercial Lending, Risk Management, Underwriting, Commercial Banking, Financial Risk, Investments, Finance, Financial Services, Consumer Lending, Small Business Lending, Mortgage Lending, Loan Origination, Analysis

Education
University of Hawaii at Manoa   1980 — 1985
Bachelor's degree, Liberal Arts and Sciences/Liberal Studies, 3.6

Hawaii Baptist Academy

Richard Pulsinelli Richard Pulsinelli New Port Richey, Florida Details
Richard Pulsinelli's Avco Financial Services Experience February 1975 - October 1998
Job Mortgages, Insurance, Investments, Marketing & Consulting at The Park Place Group/ Sagamore Home Mortgage/ American S B
Industry Financial Services
Experience
The Park Place Group/ Sagamore Mortgages/ American S B   Owner/ Founder of The Park Place Group: Currently active in Mortgages, Life Health & Annuity Sales & Marketing & Consulting in all Financial Services.Mortgages Insurance InvestmentsThe Park Place Group/ Sagamore Mortgages/ American S B1989 - Present
Self-employed  1980 - 2013
Gibraltar Mortgage  October 1989 - October 2008
Avco Financial Services   February 1975 - October 1998

Skills
Microsoft Office, New Business Development, Healthcare, Account Management, Microsoft Excel, Contract Negotiation, Sales Management, Social Media Marketing, Mortgage Lending, Investments, Real Estate, Insurance, Financial Services, Selling, Fixed Annuities, Consumer Lending, Leadership, Business Development, Finance, Small Business, Strategy, Investment Properties, Long-term Care, Life Insurance, Business Strategy, Start-ups, Sales, Management, Term Life Insurance, Disability Insurance, Credit, Residential Mortgages, Mortgage Banking, Strategic Partnerships, Health Insurance

Education
Financial Strategies   2013 — 2013
NMLS, Mortgages

Florida Insurance School

Stonehill College
Business, Management, Marketing, and Related Support Services

Michael Ziccardi Michael Ziccardi Orange, California Details
Michael Ziccardi's Avco Financial Services Experience May 1992 - September 1993
Job Computer Consultant at Computer Deductions Inc.
Industry Information Technology and Services
Experience
Computer Deductions Inc.(CDI)   August 2001 - Present
Escrow.com  January 2000 - August 2001
Taco Bell  July 1998 - January 2000
HealthCare Decisions Inc.(HDI)   November 1996 - July 1998
On-Site Solutions  February 1996 - November 1996
Computer Deductions, Inc. (CDI)   September 1993 - February 1996
Avco Financial Services   May 1992 - September 1993
FHP HealthCare  February 1991 - May 1992
The Walt Disney Company  March 1990 - February 1991
Martin Marietta Data Systems  February 1988 - March 1990

Skills
C#, VB.NET, ASP.NET MVC, Visual Studio, LINQ, Lambda Expressions, Entity Framework, TFS, Microsoft CRM, CRM Plugins, JavaScript, jQuery, JSON, Web Services, ASP.NET AJAX, XML, XML DOM, SQL Report Writing, Windows Services, Microsoft SQL Server, Web Development, Object Oriented Design, HTML5, HTML, SharePoint, Windows software..., Crystal Reports, CSS, Unisys Mainframe, COBOL, Technical Writing, Perl, Classic ASP, VBScript, SSIS, T-SQL, Database Design, T-SQL Stored Procedures, DB2, Oracle SQL Developer, Workflow Software, DTS, SSRS, MS Excel Pivot Tables, InfoPath, Document Imaging, FTP, Telenet, VMware, Hyper-V

Education
The University of Akron   1982 — 1986
Computer Science

Dave Aguilar Dave Aguilar Conway, South Carolina Details
Dave Aguilar's Avco Financial Services Experience 1991 - 1992
Job Dynamic Cyclesport Sales Manager
Industry Sporting Goods
Experience
Pee Dee Bicycle Company   June 2015 - Present
STARTEK  January 2015 - July 2015
Jay's Cycle Center   January 2012 - June 2014
PwC  April 2006 - February 2014
PwC  January 2004 - March 2006
PwC  August 1999 - January 2004
City of Elizabeth  August 1992 - August 1999
AVCO Financial Services   1991 - 1992
First Investors  1989 - 1990

Skills
Vendor Relations, Staff Training, Coaching, Leadership, Process Improvement, Change Management, IT Strategy, Software Documentation, Public Speaking, Vendors, Vendor Management, Business Process..., Accounting, Management, Mergers & Acquisitions, Customer Service, Training, SDLC, Business Analysis, Information Technology, Management Consulting

Education
Union County College   2009 — 2012
Associate in Arts, Business

The Chubb Institute   1997 — 1999
Certification, Data Center Support

Phil Newton Phil Newton Cheshire, Connecticut Details
Phil Newton's Avco Financial Services Experience December 1992 - December 1994
Job The Newton Agency, LLC Allstate
Industry Insurance
Experience
Allstate  September 2010 - Present
Novartis Pharmaceuticals  May 2002 - April 2009
Novartis  September 2001 - January 2002
Novartis  June 1998 - September 2001
People's Bank  December 1994 - June 1998
Avco Financial Services   December 1992 - December 1994

Skills
Sales Management, Account Management, Insurance, Sales, Strategic Planning, New Business Development, Customer Service, Sales Operations, Team Building, Marketing Strategy, Coaching, Business Planning, Selling, Negotiation, Team Leadership, Budgets, Risk Management, Direct Sales, Management, Sales Process, Contract Negotiation, Cross-functional Team..., Leadership, Customer Satisfaction, Forecasting, Customer Retention

Education
University of Connecticut   1988 — 1992

Disney Internship   1991 — 1991

Jason Maloney Jason Maloney Orange County, California Area Details
Jason Maloney's Avco Financial Services Experience 1996 - 1999
Job
Industry Marketing and Advertising
Experience
Perficient XD   January 2014 - Present
Atticus Strategy   October 2009 - Present
Roy's Restaurant  2010 - January 2014
Doner Advertising  July 2008 - November 2009
Nickent Golf  2007 - 2008
Wirestone  2007 - 2007
Young & Rubicam Brands (Wunderman)   April 2000 - 2007
Choicepoint Direct  1999 - 2000
Avco Financial Services   1996 - 1999

Skills
Integrated Marketing, CRM, Marketing Strategy, Project Management, Direct Marketing, Strategy, Budgets, Digital Marketing, Management, Marketing, Leadership, Marketing Communications, Social Media, Digital Strategy, Email Marketing, Lead Generation, Advertising, Social Media Marketing, Online Marketing, Online Advertising, Public Relations, Product Marketing, Social Networking, Brand Development, Market Planning, Interactive Marketing

Education
University of California, Irvine - The Paul Merage School of Business   1998 — 2001
MBA

University of California, Los Angeles   1989 — 1994
BA

Carole Blalock Carole Blalock Florence, Oregon Details
Carole Blalock's Avco Financial Services Experience June 1972 - November 1981
Job Graphic Artist at Deja Vu Imaging
Industry Graphic Design
Experience
Owner - Deja Vu Imaging   December 2009 - Present
San Clemente High School  September 1992 - May 1998
Avco Financial Services   June 1972 - November 1981

Skills
Layout, InDesign, Adobe Creative Suite, Art Direction, Corporate Identity, Web Design, Data Processing, JCL, Job Scheduling, Abend-Aid, Data Analysis, Data Entry, Data Center, Campus Management, Adobe Photoshop, Adobe Illustrator, QuarkXPress, Logo Design, Graphic Design, Photoshop, Typography, Photography, Illustrator, Flyers

Education
Wolden Multimedia - Anaheim, California   1997 — 1997
Graphic Design

Saddleback College   1983 — 1985
Computer Science

David L. Coco David L. Coco Marysville, Ohio Details
David L. Coco's Avco Financial Services Experience 1982 - 1987
Job Leadership & support for accounting functions, close, statements/reporting, profitability analysis & special projects.
Industry Accounting
Experience
The Macintosh Company  2013 - Present
Liberty Tax Service  2013 - 2013
Huntington National Bank  2008 - 2012
Huntington National Bank  2000 - 2007
Huntington National Bank  1997 - 2000
Huntington National Bank  1988 - 1997
Avco Financial Services   1982 - 1987

Skills
Microsoft Excel, Microsoft Word, Monarch Pro, General Ledger, Process Improvement, Procedure Development, Data Analysis, Multi Tasking, Operational Efficiency, Teamwork, Communication, Problem Solving, Proactive self-starter, Report Writing, Account Reconciliation, Continuous Improvement, Organizational..., Positive Energy, Mentoring Of Staff, Leadership, Customer Service, Analytic Thinking, Meet Deadlines, High level of initiative, Follow-through Skills, Fast Learner, Respect, Common Sense, Bringing out the best..., Accurate Reconcilation..., Financial Analysis, Banking, Accounting, Finance, Financial Accounting, Internal Controls, Balance Sheet, Balance, Bank Reconciliation, Team Leadership, Corporate Finance, Team Building, Journal Entries, Self-starter, Enthusiastic..., Management, Supervision, Research, Data Mining, Accurate NXG...

Education
The Ohio State University   1977 — 1982
B. S. In Business Administration, Finance

Greg Sippel Greg Sippel Albuquerque, New Mexico Area Details
Greg Sippel's Avco Financial Services Experience 1989 - 2001
Job Area Sales Manager at Homeowners Financial Group USA, LLC. NMLS #489003
Industry Financial Services
Experience
Homeowners Financial Group USA, LLC  December 2014 - Present
New Mexico Bank & Trust  June 2013 - November 2014
U.S. Bank   July 2011 - June 2013
U.S. Bank   June 2007 - July 2011
Solutions Funding, Inc.   2006 - 2007
Nationstar Mortgage (formerly Centex Home Equity)   December 2004 - September 2006
NovaStar Mortgage  January 2003 - October 2004
Aegis Mortgage  August 2001 - January 2003
Avco Financial Services   1989 - 2001

Skills
Leadership, Management, Training, Sales, Direct Sales, Business Planning, Marketing, Executive Management, Mortgage Lending, Mortgage Banking, Loans, Loan Origination, First Time Home Buyers, Credit Risk, Customer Service, Construction Loans, FHA, Consumer Lending, Loss Mitigation, New Business Development, Underwriting, Small Business Lending, Mortgage Underwriting, Credit, FHA financing, Banking, Investment Properties, Commercial Lending, USDA, Team Building, Real Estate, Credit Analysis, Short Sales, Sales Management, Refinance, Reverse Mortgages, Commercial Banking, Portfolio Management, VA loans, Certified Mortgage..., Recruiting, Networking, Home Equity Loans, Government Loans, Residential Mortgages, Home Equity Lines of..., Real Estate Financing, Commercial Mortgages, Loan Servicing, Finance

Education
University of Arizona   1985 — 1987
BS in Business and Public Administration, Finance

University of Arizona   1985 — 1987
BS, Finance

Ian Gooding Ian Gooding Vancouver, Canada Area Details
Ian Gooding's Avco Financial Services Experience January 1998 - January 2000
Job Learning Support Specialist at City of Vancouver
Industry Education Management
Experience
City of Vancouver  January 2015 - Present
Today's Slapshot, Dobber Hockey   September 2014 - Present
Gooding Content Services   September 2013 - Present
Sprott Shaw College  September 2001 - January 2015
Kukla's Korner   2011 - 2013
Tri Cities Chamber of Commerce  January 2011 - April 2011
fantasyhockey.com   April 2006 - 2011
Terasen Gas  August 2010 - October 2010
Avco Financial Services   January 1998 - January 2000

Skills
Microsoft Office, Writing, Editing, Teaching, Curriculum Design, Public Speaking, Blogging, Leadership, Social Media, Non-profits, Social Networking, Public Relations, PowerPoint, Marketing, Event Planning, Strategic Planning, Nonprofits, Coaching, Adult Education, Higher Education, E-Learning, Leadership Development, Advertising, Management, Program Development, Interviews, Staff Development, Program Management, Instructional Design, Resume Writing, Research, Fundraising, Career Counseling, Workshop Facilitation, Team Building, Market Research, Career Development

Education
Simon Fraser University   1992 — 1997
Bachelor

Vancouver Community College   2001 — 2001

SH!FT certification   2010 — 2011

University of Victoria

Darrin M. Shemon Darrin M. Shemon Las Vegas, Nevada Area Details
Darrin M. Shemon's Avco Financial Services Experience January 1993 - November 1995
Job Entrepreneur / Private Equity / Real Estate / Finance
Industry Management Consulting
Experience
AMERICAN DREAM PROPERTIES & DEVELOPMENT LLC   October 2003 - Present
Brock and Associates  January 2010 - April 2012
RENDEZVOUS RESORTS LLC   May 2006 - December 2010
AMERICAN DREAM FUNDING CORPORATION   December 2000 - December 2010
AMERICAN CAPITAL INVESTMENTS CORP   October 2008 - January 2010
AMERICAN WEST MORTGAGE CORPORATION   May 1998 - December 2000
AMERIQUEST MORTGAGE COMPANY  November 1995 - April 1998
AVCO FINANCIAL SERVICES   January 1993 - November 1995

Skills
Entrepreneurship, Real Estate Investment, Real Estate, Finance, Private Equity, Consulting, Investor Relations, Business Development, Sales, Marketing, Insurance, Human Resources, Customer Service, Profit, Research, Pricing, Microsoft Office, Telemarketing, Start-ups, Real Estate Transactions, Referrals, Investments, Recruiting, QuickBooks, Investment Properties

Education
St. Cloud State University   1987 — 1992
B.S., Education

State Of Utah - Division of Real Estate

State of Utah - Department of Commerce, Insurance Department

State of Minnesota - Department of Commerce, Insurance Department

Eric Cournoyer Eric Cournoyer Rochester, New Hampshire Details
Eric Cournoyer's Avco Financial Services Experience June 1986 - August 1997
Job Retail Loan Officer Federal Savings Bank
Industry Banking
Experience
Federal Savings Bank  July 2014 - Present
People's United Bank  April 2012 - July 2014
Citizens Bank  September 2010 - January 2012
The Mortgage Specialists  January 2010 - November 2010
Avatar Business Coaching, LLC   June 2009 - December 2009
HSBC  October 1999 - April 2009
HomeFirst National Bank   August 1997 - June 1998
Avco Financial Services   June 1986 - August 1997

Skills
Negotiation, Public Speaking, Networking, Relationship Marketing, Sales Management, Customer Engagement, Employee Engagement, Mortgage Lending, Residential Mortgages, Motivational Speaking, Coaching Staff, Sales Management..., Performance Management, Performance Improvement, Instructor-led Training, Seminars, Cross Selling, Partner Management, Consumer Lending, Refinance, Coaching, Retail Banking

Education
Saint Anselm College   1982 — 1986
BA, Psychology

Jennifer Rager Jennifer Rager Seven Valleys, Pennsylvania Details
Jennifer Rager's Avco Financial Services Experience January 1995 - November 1996
Job Paraprofessional at Dallastown Area School District
Industry Higher Education
Experience
Dallastown Area School District  August 2013 - Present
Loganville Borough   January 2015 - Present
Temple Christian Academy & Preschool   August 2010 - May 2012
YTI Career Institute  November 1996 - December 2005
Avco Financial Services   January 1995 - November 1996

Skills
Financial Aid..., Student Financial Aid, Preschool, Higher Education, Education, Accounting, Management, Office Management, Office Administration, CampusVue, Enrollment Management, Student Development, Career Counseling, Recruiting, Interviews, Student Recruiting, Teacher's Aide, Curriculum Design, Staff Development, Admissions, Academic Administration, Resume Writing, Retaining Customers, Student Affairs, Adult Education, Public Speaking, Educational Leadership, Career Development, Curriculum Development, Program Development, Academic Advising, Leadership Development, Event Planning, Nonprofits, Teaching, Customer Service, Training, Community Outreach, Leadership

Education
University of Pittsburgh-Johnstown   1990 — 1994
Bachelor of Arts (B.A.), Business Economics; Minor Mathematics; Over 30 credits in Secondary Education: Math

Roger D. Wells Roger D. Wells New Castle, Indiana Details
Roger D. Wells's Avco Financial Services Experience August 1986 - June 1992
Job Senior Vice President Citizens State Bank
Industry Banking
Experience
Citizens State Bank (Indiana)   September 2010 - Present
Town Financial Corporation   September 2010 - September 2013
Relationship Manager   January 2007 - April 2008
First American Bank  June 1992 - January 2007
Avco Financial Services   August 1986 - June 1992
Mutual Federal Savings Bank  October 1983 - August 1986

Skills
Commercial Banking, Small Business Lending, Consumer Lending, Loans, Loan Origination, Mortgage Lending, Credit Analysis, Retail Banking, Sales Management, Customer Relations, Strategic Planning, New Business Development, Coaching, Customer Satisfaction, Team Building, Product Management, Product Development, Selling, Performance Management, Risk Management, Credit, Banking, Commercial Lending, Customer Service, SBA, Asset Based Lending, Lines Of Credit, Commercial Mortgages, Hiring Employees, Profit Maximization, Collections, Employee Training, Employee Management, Employee Production, Sales, Treasury Management, Construction Loans, Cross Selling, Credit Risk, Mortgage Banking, Relationship Management, Underwriting, Management, Leadership, Training, Business Development, Small Business, Marketing, Finance, Financial Analysis

Education
Predictive Index management workshop
Predictive Analyst, Employee Management

The Chicago School of Professional Psychology
Employee learning and sales abilities, Human Resources Management/Personnel Administration, General

Dale Carnegie sales training
Relationship building and sales

Robert Mayor Robert Mayor Greater New York City Area Details
Robert Mayor's Avco Financial Services Experience August 1983 - December 1989
Job Executive VicePresident at First Hallmark Mortgage Corp.
Industry Banking
Experience
First Hallmark Mortgage Corp.   April 2010 - Present
Crystal Mortgage Corp.   December 1989 - March 2011
Avco Financial Services   August 1983 - December 1989

Skills
FHA, Mortgage Lending, Credit, Refinance, Loans, First Time Home Buyers, Real Estate Financing, USDA, Investment Properties, Banking, Residential Mortgages, Mortgage Banking, Referrals, Selling, Commercial Mortgages, VA loans, Real Estate, Loan Origination, Investments, Consumer Lending, Mergers & Acquisitions, Finance, Reverse Mortgages, Credit Analysis, Residential Homes, Underwriting

Education
William Paterson University of New Jersey   1978 — 1982
BA, Communications

Seton Hall University   1978 — 1980

DePaul High School   1974 — 1978

Brent Hardman Brent Hardman Winnipeg, Canada Area Details
Brent Hardman's Avco Financial Services Experience August 1993 - September 1998
Job Senior Wealth Advisor at ScotiaMcLeod
Industry Investment Management
Experience
ScotiaMcLeod  March 2005 - Present
Credential Securities   October 1998 - March 2005
Avco Financial Services   August 1993 - September 1998
Zellers  April 1992 - July 1993

Skills
Investment Advisory, Wealth Management, Asset Allocation, High Net Worth..., Retirement Planning, Estate Planning, Investment Management, Asset Management, Mutual Funds, Strategic Financial..., ETFs, Financial Planning, Insurance Planning, Tax and Estate Planning

Education
University of Manitoba   1990 — 1992
Bachelor of Fine Arts (BFA), Photography

John Taylor Collegiate   1986 — 1988

Gene Greene Gene Greene Orange County, California Area Details
Gene Greene's Avco Financial Services Experience May 1978 - May 1980
Job Senior Loan Officer / Manager
Industry Financial Services
Experience
Pacific Loanworks, Inc.   June 2013 - June 2014
Vanguard Funding Corp   November 1983 - February 2013
Continental Home Loan   June 1980 - November 1983
Avco Financial Services   May 1978 - May 1980

Skills
Refinance, Mortgage Lending, Residential Mortgages, Loan Origination, Loans, Investments, Loan Servicing, Property Management, Hard Money Lending, REO Financing, Underwriting, Asset Managment

Education
University of California, Irvine   1973 — 1977
Bachelor of Arts (BA), Psychology

Michael Phyillaier Michael Phyillaier Lancaster, Pennsylvania Area Details
Michael Phyillaier's Avco Financial Services Experience January 1994 - January 1996
Job Senior Relationship Manager
Industry Financial Services
Experience
PNC BANK  January 2012 - Present
Diamond Credit Union  March 2011 - January 2012
Wells Fargo  April 2006 - March 2011
York Label  January 1998 - January 2006
PNC Bank  January 1996 - January 1998
AVCO Financial Services   January 1994 - January 1996
Providian Bancorp  January 1992 - January 1994

Education
Redwood Christian Schools   1974 — 1986
High School Diploma, High School/Secondary Diplomas and Certificates

Chabot Community
Associate of Art Degree, Interdisciplinary Studies

San Jose State
Bachelor of Arts, Speech and Communications

San Jose State University
BA, Speech and Communications

Michael Gerrard Michael Gerrard Orange County, California Area Details
Michael Gerrard's Avco Financial Services Experience 1990 - 1998
Job Retired
Industry Research
Experience
Gartner  December 1998 - April 2011
Avco Financial Services   1990 - 1998
Citibank Information Management Services   1985 - 1990
Citibank Diners Club/Carte Blanche   1983 - 1985
Diners Club International, USA   1979 - 1981
American Express  1976 - 1979
Avis  1973 - 1976
Greenwich Data Systems   1969 - 1973
British Overseas Airways Corporation   1967 - 1969

Skills
IT Strategy, Project Portfolio..., Business Process..., Business Management, Strategic Planning, Product Development, Marketing Strategy, Problem Solving, Budgeting, IT Governance, Management Consulting, Governance, Business Relationship..., IT Management, Business Strategy, PMO, Business Analysis, IT Service Management, Portfolio Management, Process Improvement, Business Intelligence, Business Transformation, Mergers, Strategy Development, Mentoring, Software Development, Program Management, Product Management, Thought Leadership, Strategy, Cloud Computing, Enterprise Software, Strategic Partnerships, Vendor Management, Professional Services, Cross-functional Team..., CRM

Education
University of Miami   1977 — 1978
Master of Business Administration (MBA)

Charles Siegel Charles Siegel Greater Los Angeles Area Details
Charles Siegel's Avco Financial Services Experience 1977 - 1979
Job Chief Financial Officer at PIA Farmland
Industry Financial Services
Experience
PIA Farmland   February 2013 - Present
Anworth Mortgage Asset Corporation   October 2004 - Present
Borrowers Best Mortgage Corporation   February 2003 - July 2004
Instafi.com   2001 - 2003
Pacific America Money Center   1993 - 1999
Topa Thrift and Loan   1979 - 1993
Avco Financial Services   1977 - 1979
CBS Inc  1975 - 1977
KPMG  1972 - 1975

Skills
Corporate Finance, Accounting, SEC compliance, Financial Reporting, Corporate Governance, Financial Analysis, Risk Management, Internal Controls, SEC, Due Diligence, Leadership, Mergers & Acquisitions, Internal Audit, Finance, Financial Risk, Financial Accounting, Sarbanes-Oxley Act, Management

Education
Syracuse University   1968 — 1972
B.S., Accounting

Syracuse University - Martin J. Whitman School of Management   1968 — 1972
B.S., Accounting

Erasmus Hall High School   1965 — 1968
college prep

Don Putz Don Putz Cedar Falls, Iowa Details
Don Putz's Avco Financial Services Experience May 1995 - April 1998
Job Real Estate Loan Officer/Sales Manager NMLSR ID #402071
Industry Banking
Experience
Collins Community Credit Union  December 2013 - Present
Wells Fargo Home Mortgage  January 2003 - November 2013
Mortgage One Inc  April 1998 - January 2003
Avco Financial Services   May 1995 - April 1998

Skills
Mortgage Lending, Loans, VA loans, Options, Finance, Mortgage Marketing, FHA, Refinance, First Time Home Buyers, Investment Properties, Real Estate, Residential Mortgages, Loan Origination, Condos, Mortgage Banking, FHA financing, USDA, Lines Of Credit, VA Loans, Sales, Banking, Credit, Credit Analysis, Customer Service, Consumer Lending

Education
University of Northern Iowa
Finance

Mark Westman Mark Westman Raleigh-Durham, North Carolina Area Details
Mark Westman's Avco Financial Services Experience October 1989 - December 1991
Job CCG Inventory Accounting Manager at Cisco Systems
Industry Telecommunications
Experience
Cisco Systems  March 2012 - Present
Nortel  February 2010 - December 2010
Nortel  November 2006 - February 2010
Nortel  February 2001 - November 2006
Nortel  February 2000 - February 2001
Nortel  July 1997 - February 2000
Coopers & Lybrand  January 1996 - July 1997
Coopers & Lybrand  July 1993 - January 1996
Avco Financial Services   October 1989 - December 1991

Skills
MS Office Suite, SAP, Oracle Financials, Oracle E-Business Suite, Financial Analysis, Microsoft Office, Sarbanes-Oxley Act, Accounting, Auditing, Internal Controls, Process Improvement, Access, US GAAP, Financial Reporting, Forecasting, Revenue Recognition

Education
University of North Carolina at Chapel Hill - Kenan-Flagler Business School   1992 — 1993
Masters, Accounting

University of Massachusetts, Amherst   1985 — 1989
BA, Economics

Jim Byrne Jim Byrne Greater Philadelphia Area Details
Jim Byrne's Avco Financial Services Experience 1979 - 1980
Job Truck, Equipment, & Fleet Solutions
Industry Automotive
Experience
Four States Truck Center   July 2003 - Present
Pacifico Ford, Inc   April 2000 - Present
Ford Motor Credit Company  October 1982 - April 1997
MARC EQUITY CORP   1980 - 1982
AVCO FINANCIAL SERVICES   1979 - 1980

Skills
Operations Management, Negotiation, Credit Analysis, Forecasting, Vehicles, Trucking, Fleet Management, Sales Management, Pricing, Purchasing, Automotive, Sales, Customer Satisfaction, Management, Loans, Customer Service, Transportation, New Business Development, Retail, Contract Negotiation, Sales Operations, Profit, Inventory Management, Automobile, Logistics, Sales Process, Selling, Team Building, Account Management, Project Planning

Education
Saint Joseph's University   1978 — 1981
business

Pat Byrne CLU, LUTCF Pat Byrne CLU, LUTCF West Des Moines, Iowa Details
Pat Byrne CLU, LUTCF's Avco Financial Services Experience January 1992 - December 1993
Job Financial Strategies and Solutions
Industry Financial Services
Experience
Midwest Region Business Center   August 1998 - Present
WFS Financial  August 1996 - August 1998
Brenton Bank  December 1993 - July 1996
Avco Financial Services   January 1992 - December 1993

Skills
Estate Planning, Retirement Planning, Investments, Wealth Transfer, Retirement, Insurance, Insurance Planning, Disability Insurance, Retirement Income..., Wealth Management, Long Term Care, 401k, Investment Advisory, Life Insurance, Business Valuation, Business Succession, IRAs, Finance, Small Business

Education
University of Iowa - Henry B. Tippie College of Business   1987 — 1991
BBA, Finance and Marketing

The American College   2002 — 2012
CLU, LUTCF, Financial Planning and Services

Brian Panther, PMP Brian Panther, PMP Greater Chicago Area Details
Brian Panther, PMP's Avco Financial Services Experience October 1993 - February 1999
Job Sr. Compliance Manager Discover Financial Services
Industry Financial Services
Experience
Discover Financial Services  January 2014 - Present
HSBC  May 2001 - January 2014
HSBC  May 2001 - November 2011
CHL  February 1999 - February 2001
Avco Financial Services   October 1993 - February 1999

Skills
Legal Compliance, AML, Operational Risk..., Project Management, Credit Risk, Management, Information Security, Change Management, Mortgage Lending, Risk Management, Loans, Credit, Leadership, Banking, Finance, Financial Risk, Financial Services, Internal Audit, Risk Assessment, Anti Money Laundering, Vendor Management

Education
University of Iowa
BA, Business/Managerial Economics

Brooks Huffman Brooks Huffman United States Details
Brooks Huffman's Avco Financial Services Experience 1994 - 1998
Job Corporate Real Estate Consultant
Industry Real Estate
Experience
Jones Lang LaSalle  March 2010 - July 2010
Bank of America / Countrywide Insurance   January 2008 - July 2009
Countrywide Home Loans  September 2001 - January 2008
CB Richard Ellis  March 2000 - July 2001
Mattress Discounters  1998 - 2000
Avco Financial Services   1994 - 1998
Payless ShoeSource  1991 - 1994
Schneider Commercial Real Estate   1989 - 1991

Skills
Strategic Planning, Leases, Site Selection, Corporate Real Estate, Real Estate Transactions, Tenant, Portfolio Management, Budgeting, Property Management, Lease Administration, Location Intelligence, Real Estate, Real Estate Development, Budgets, Contract Negotiation, Facilities Management, Financial Analysis, Negotiation, Mergers & Acquisitions, Strategy, Commercial Real Estate, Management, Disposition, CRM

Education
University of California, Los Angeles   1981 — 1985
Bachelor's degree, Mathematics

Tammy Genzlinger, PMP Tammy Genzlinger, PMP Phoenix, Arizona Area Details
Tammy Genzlinger, PMP's Avco Financial Services Experience June 1990 - June 1995
Job Sr. Project Manager at TEKsystems
Industry Banking
Experience
TEKsystems  October 2014 - Present
Bank of America  December 2008 - April 2014
Countrywide Financial Services  June 2005 - December 2008
Synova  March 2005 - June 2005
The Irvine Company  December 2000 - March 2005
GCS, Inc  December 1998 - December 2000
SriSoftSystems   March 1997 - December 1998
Avco Financial Services   June 1990 - June 1995

Skills
Management, Business Analysis, Vendor Management, PMO, Project Portfolio..., Enterprise Software, SDLC, Process Improvement, Risk Management, CRM, Program Management, Project Management, IT Management, PMP, Leadership

Education
University of Oklahoma - Price College of Business   1986 — 1990

University of Oklahoma   1982 — 1986

edison   1982 — 1986

Tom LaRotonda Tom LaRotonda Greater Denver Area Details
Tom LaRotonda's Avco Financial Services Experience 1998 - 1999
Job Transformational Coach and Author
Industry Professional Training & Coaching
Experience
Tom LaRotonda Inc.   February 2013 - Present
Core Matters Inc.   January 2002 - 2013
US Relocation   2000 - 2001
AVCO Financial Services   1998 - 1999
Citicorp Retail Services  October 1982 - January 1996

Skills
Coaching, Executive Coaching, Public Speaking, Leadership Development, Leadership, Training, Program Management, Teaching, Management, Workshop Facilitation, Business Development, Customer Service, Strategy, Business Strategy, Marketing, Nonprofits, Interviews, Entrepreneurship, Consulting, Analysis

Education
University of Colorado at Boulder   1970 — 1974
Bachelor of Business Administration (B.B.A.), Finance, General, 3.0

Bill Fountain Bill Fountain Greater Denver Area Details
Bill Fountain's Avco Financial Services Experience 1997 - 1998
Job Delivery Driver at Havana Auto Parts & Machine Shop
Industry Financial Services
Experience
Havana Auto Parts & Machine Shop   May 2014 - August 2015
Pulte Mortgage LLC  2001 - 2014
JP Morgan Chase  2001 - 2001
Bank One  1998 - 2000
AVCO Financial Services   1997 - 1998
United Bank of Denver / Norwest Bank   1985 - 1997
GEICO Financial Services   1981 - 1985

Skills
Mortgage Lending, Credit, Loans, Mortgage Banking, FHA, Credit Analysis, Refinance, Loan Origination, Residential Mortgages, Financial Analysis, Banking, Underwriting, Credit Risk, Mortgage Underwriting

Education
University of Northern Colorado   1974 — 1978
Bachelor's degree, Finance

Red Rocks Community College   1982 — 1982
Real Estate

Cari Hoyt Cari Hoyt Orange County, California Area Details
Cari Hoyt's Avco Financial Services Experience January 1981 - January 1984
Job Owner, Hoyt Design Studio
Industry Graphic Design
Experience
Hoyt Design Studio   1990 - Present
Citivest Inc  2012 - April 2014
Avco Financial Services   January 1981 - January 1984
J. Stewart Advertising   January 1980 - January 1981
Spurlin Media Design   January 1979 - January 1980

Skills
Creative Direction, Advertising, Graphic Design, Art Direction, Copywriting, Web Design, Logo Design, Brochures, Photography, Marketing, Illustration, Corporate Communications, Trade Shows, Public Relations, Graphics

Education
Art Center College of Design   1978 — 1980

University of California Irvine   1974 — 1977
Bachelor of Fine Arts *Language; Marchutz School, Studio Art, Art History, French Minor

University of Denver   1973 — 1974
Fine Arts

Leo Marchutz School of Drawing and Painting
Studio Art and French Art History

Art Institute of Southern California
Continuation Art Classes

Newport Harbor High School

Ignacio Abreu Ignacio Abreu Greater New York City Area Details
Ignacio Abreu's Avco Financial Services Experience 1996 - 1998
Job Senior Analyst Middle Office
Industry Capital Markets
Experience
Morgan Stanley Wealth Management  January 2006 - Present
Morgan Stanley Wealth Management  January 2003 - January 2006
Morgan Stanley Wealth Management  September 1999 - January 2003
Josephthal & Co.   January 1998 - September 1999
Avco Financial Services   1996 - 1998

Skills
Wealth Management, Equities, Asset Management, Fixed Income, Business Process..., Operations Management, Portfolio Management, Account Administration, Investments, Securities, Operational Oversight, Strategic Policy..., Series 63, Capital Markets, Finance, Microsoft Excel, Microsoft Office, Management, Credit, Series 7, Risk Management, Account Management, Anti Money Laundering, Macroeconomics, Microeconomics, Client Services, Client Relations, Team Management, Emerging Markets, Investment Strategies, Financial Advisory, Asset Allocation, Trading, Financial Services, Mutual Funds, Options, Settlement, DVP&R

Education
Rutgers University
Bachelor of Arts (B.A.), Economics, with Financial Economics emphasis.

Michael Bratton, CFP®, AIF® Michael Bratton, CFP®, AIF® Greater St. Louis Area Details
Michael Bratton, CFP®, AIF®'s Avco Financial Services Experience 1997 - 1999
Job Vice President Investments, Financial Advisor at Raymond James
Industry Financial Services
Experience
Raymond James  February 2013 - Present
Raymond James Morgan Keegan  December 2004 - February 2013
Morgan Stanley  March 1999 - December 2004
Avco Financial Services   1997 - 1999
Avco Financial Services   1993 - 1997

Skills
Retirement Planning, Wealth Management, Investment Management, Securities, Estate Planning, Investments, Strategic Financial..., Financial Advisory, Retirement Plan..., Asset Allocation, Risk Management, Wealth Management..., Finance, Charitable Gift Planning, Financial Planners, Mutual Funds, Investment Advisory, Education Planning, Asset Management, Alternative Investments, Succession Planning, Investment Strategies, Business Succession..., Financial Planning

Education
The American College   2003 — 2005
Financial Planning

University of Missouri-Columbia   1988 — 1991
BA, Political Science

ROBIN HON ROBIN HON Ft Mitchell, Kentucky Details
ROBIN HON's Avco Financial Services Experience 1985 - 1992
Job Front office assistant at St. Elizabeth Physicians
Industry Hospitality
Experience
St. Elizabeth Healthcare  September 2012 - Present
St Elizabeth Physicians  September 2012 - Present
Children Inc  May 2000 - August 2012
Home  July 1992 - August 2000
Avco Financial Services   1985 - 1992

Skills
Computer Skills..., Organizational..., Creative Solutions, Customer Service, Time Management, Strategic Planning, Customer Satisfaction, Customer Support, Management, Healthcare, Teamwork, Medical Records, Data Entry, Social Media, Microsoft Excel, Hospitals, Project Management, Event Management

Education
University of Phoenix   2009 — 2013
Bachelor's in Health Administration with a concentration in Management, Major, A

Ludlow High School   1978 — 1981
General Studies, General Studies

Dee Reisch Dee Reisch Mesquite, Nevada Details
Dee Reisch's Avco Financial Services Experience 1983 - 1997
Job Realtor at ERA Brokers Consolidated/Mesquite Office
Industry Real Estate
Experience
ERA Brokers Consolidated/Mesquite Office   October 2011 - Present
Avco Financial Services   1983 - 1997

Skills
Sellers, REO, Buyer Representation, Condos, Real Estate, New Home Sales, Residential Homes, Rentals, Short Sales, Foreclosures, Townhomes, Listings, Vacation Homes

Education
Sheridan College   1977 — 1980
Associate of Science (A.S.)

Tony Mahone Tony Mahone Greater New York City Area Details
Tony Mahone's Avco Financial Services Experience January 1987 - February 1993
Job Senior Manager at FedEx Express
Industry Package/Freight Delivery
Experience
FedEx Express  July 1994 - Present
Total Eclipse Band   January 1980 - Present
Avco Financial Services   January 1987 - February 1993

Skills
Music, Music Production, Operations Management, Computers, Logistics, Radio, Entertainment, Microsoft Office, Video Editing, Video, Music Industry, Recording, Sound, Video Production, Musicians, Studio Recording, Songwriting, Live Sound, Audio Editing, Audio Engineering, Television, Leadership, Management, Pro Tools, Keyboards, Musical Theatre, Music Education, Piano

Education
Rutgers, The State University of New Jersey-New Brunswick

John Sauer John Sauer Greater New York City Area Details
John Sauer's Avco Financial Services Experience 1980 - 1995
Job Sales Manager at First Hallmark Mortgage
Industry Banking
Experience
First Hallmark Mortgage   March 2010 - Present
FSA-Basketball & Track   1989 - Present
Crystal Mortgage Corporation   November 1995 - March 2010
Avco Financial Services   1980 - 1995

Skills
Loans, Credit, Real Estate, Sales, New Business Development, Retail, Customer Service, Banking, Sales Management, Selling Skills, Loan Origination, Selling, Residential Mortgages, Funding, Finance, First Time Home Buyers, Investment Properties, Mortgage Lending, FHA, Mortgage Banking, Refinance, Credit Analysis, Residential Homes

Education
St. Joseph's College (IN)   1976 — 1980
BS in Business Administration, Finance, Computer Science

Toms River High School North   1972 — 1976

Malcolm Ruddock Malcolm Ruddock London, Canada Area Details
Malcolm Ruddock's Avco Financial Services Experience 1996 - 1998
Job Exec. Asst. to the President and Provost at Western University
Industry Higher Education
Experience
The University of Western Ontario  July 2010 - Present
The University of Western Ontario  February 2004 - July 2010
City of London Canada  2003 - 2004
The University of Western Ontario  1998 - 2003
Avco Financial Services   1996 - 1998
Interprovincial Pipe Lines Inc   1992 - 1995
The Calgary Mirror   1991 - 1992

Skills
Media Relations, Corporate Communications, Internal Communications, Editing, Marketing Communications, Publications, Community Development, Research, Storytelling, Editorial, Newspapers, Magazines, Time Management, Strategic Communications, Public Relations, Newsletters, Speech Writing, Press Releases, Public Speaking, Leadership, Journalism, Communications Planning, Non-profit Volunteer

Education
Southern Alberta Institute of Technology   1989 — 1991
Diploma, Journalism

University of Calgary   1984 — 1989
BA, Political Science and Communications

Henry Wise Wood HS   1980 — 1984

Cecilia Depew Cecilia Depew Irvine, California Details
Cecilia Depew's Avco Financial Services Experience 1985 - 1988
Job at
Industry Nonprofit Organization Management
Experience
Irvine Public Schools Foundation  July 2015 - Present
Irvine Public Schools Foundation  July 2015 - Present
Irvine Public Schools Foundation  January 2014 - Present
The Saban Research Institute, Children's Hospital Los Angeles   March 2013 - December 2013
UC Irvine  April 2003 - December 2012
UC Irvine  April 1997 - January 2000
California State University, Chancellor's Office   1993 - 1997
United States District Court for the Southern District of California  July 1991 - July 1992
Orrick, Herrington & Sutcliffe LLP   May 1990 - August 1990
Avco Financial Services   1985 - 1988

Skills
Higher Education, Research, Administration, Contract Negotiation, Negotiation, Policy, Litigation, Program Development, Civil Litigation, Nonprofits

Education
University of California, Los Angeles - School of Law   1988 — 1991
JD, Law

University of California, Los Angeles   1980 — 1984
B.S., Psychobiology

Barney Belleci Barney Belleci Carmel, California Details
Barney Belleci's Avco Financial Services Experience 1959 - 1970
Job Owner at Barney J Belleci State Farm Agent
Industry Insurance
Experience
Barney J Belleci - State Farm Agent   May 1970 - Present
Avco Financial Services   1959 - 1970

Skills
Insurance, Health Insurance, Long Term Care, Workers Compensation, Disability Insurance, Annuities, Medicare Supplements, Umbrella, Customer Service, Term Life Insurance, General Insurance, Public Speaking, Accident, Liability, Professional Liability, Retirement Planning, Retirement, Property & Casualty..., Whole Life, Mutual Funds, Roth IRA, Banking, Life Insurance

Education
University of Phoenix   1996 — 1998
Bachelor of Arts (BA), Business Administration and Management, General, Degree

Jon Fujiwara Jon Fujiwara Orange County, California Area Details
Jon Fujiwara's Avco Financial Services Experience June 1993 - July 1997
Job Computer software guru/Marketing Administrator
Industry Nonprofit Organization Management
Experience
TRISTAR Insurance Group  May 2004 - Present
OC Small Paws Cat Rescue   October 2012 - Present
PFLAG Orange County   April 1998 - June 2008
Learning Tree International  January 1998 - April 2004
Avco Financial Services   June 1993 - July 1997
Specialized Office Services   December 1991 - March 1993
The Corporate Link   January 1991 - November 1991
The Mat West Company  October 1987 - October 1990

Skills
Microsoft Office, Web Design, Adobe Software, Event Management, Non-profits, Graphic Design, Desktop Publishing, Layout, Customer Service, Public Speaking, Social Networking, Social Media, Editing, Budgets, Outlook, Project Management, Strategic Planning, Event Planning, marketing administration, Nonprofits, Copy Editing, Fundraising, Training, Time Management, Salesforce.com, Program Management, Marketing

Education
University of California, Santa Barbara   1983 — 1987
Bachelor of Science

Chino High School   1980 — 1983
Diploma

Angela Sirls Angela Sirls Dallas/Fort Worth Area Details
Angela Sirls's Avco Financial Services Experience June 1994 - August 1996
Job Compliance Analyst at Citi
Industry Banking
Experience
Citi  November 2013 - Present
Citi  January 2009 - November 2013
Citi  January 2006 - January 2009
Citi  March 2003 - January 2006
Citi  February 2001 - March 2003
The Associates  May 2000 - February 2001
The Associates  October 1998 - May 2000
Formerly, The Associates Financial   September 1996 - October 1998
Avco Financial Services   June 1994 - August 1996
Transamerica  May 1989 - June 1993

Skills
Microsoft Office, Microsoft Word, Microsoft Excel, PowerPoint, Customer Service, Research, Teaching, Public Speaking, English, Windows, Outlook, Business Analysis, Healthcare, Insurance, Management, Risk Management, Training, Analysis, Process Improvement, Access, Leadership, Financial Services, Finance, Policy

Education
The University of Texas at Dallas   2012 — 2016
Bachelor's degree, Emerging Media and Communications

Tarrant County College   2002 — 2005
Associate of Science (A.S.), Legal Assistant/Paralegal

Joe Bisenius Joe Bisenius Cedar Rapids, Iowa Area Details
Joe Bisenius's Avco Financial Services Experience June 1996 - September 1998
Job AVP/ Branch Manager at Dupaco Community Credit Union
Industry Banking
Experience
Dupaco Community Credit Union  November 2005 - Present
Household Financial Corporation  October 1998 - November 2005
Avco Financial Services   June 1996 - September 1998

Skills
Customer Service, Strategic Planning, Team Building, Leadership, Banking, Project Management, Credit, Sales, Microsoft Office, Outlook, Loans, Credit Analysis, Marketing Strategy, Microsoft Excel, Risk Management

Education
University of Dubuque   1993 — 1996
Bachelor’s Degree, Business Administration and Management, General

Jerry Scipione Jerry Scipione Orange County, California Area Details
Jerry Scipione's Avco Financial Services Experience May 1991 - February 1999
Job Director of Systems Compliance at loanDepot
Industry Financial Services
Experience
loanDepot  September 2013 - Present
Stearns Lending  June 2012 - September 2013
Carrington Mortgage Services  January 2010 - June 2012
Carrington Mortgage Holdings  July 2009 - January 2010
SpeedTax Inc.   January 2008 - July 2009
New Century Mortgage Corporation  July 2002 - December 2007
Deutsche Financial Services  November 2000 - July 2002
FirstPlus Bank   February 1999 - October 2000
Avco Financial Services   May 1991 - February 1999

Skills
Mortgage Lending, Mortgage Banking, Risk Management, Loans, Loss Mitigation, Financial Services, Underwriting, Mortgage Servicing, Compliance, Due Diligence, Management, Executive Management, Human Resources, Mortgage Underwriting, Credit Analysis, Start-ups, Residential Mortgages, Loan Servicing, FHA, Finance, Credit Risk, Financial Risk, Refinance, RESPA, Consumer Lending, VA loans, VA Loans

Education
University of Colorado at Boulder   1984 — 1988
Bachelor of Arts

Capistrano Valley High School

Rick Rainwater Rick Rainwater Greater Denver Area Details
Rick Rainwater's Avco Financial Services Experience 1998 - 1999
Job System Admin at EDS
Industry Information Technology and Services
Experience
HP Enterprise Services  April 1999 - Present
EDS  2000 - 2008
Avco Financial Services   1998 - 1999

Education
San Diego State University-California State University   1982 — 1984

Barry Doyle Barry Doyle Orange County, California Area Details
Barry Doyle's Avco Financial Services Experience 1995 - 1999
Job Data Architect, Lead Data Modeler at QBE North America
Industry Computer Software
Experience
QBE North America  March 2014 - Present
QBE Financial Partner Services  March 2013 - March 2014
Bank of America  2008 - March 2013
Countrywide - Balboa Insurance Group   2000 - 2008
Avco Financial Services   1995 - 1999
Pilkington Barnes-Hind  1991 - 1995
Bausch + Lomb  1989 - 1991
Harris RF Communications  1987 - 1989
Harris RF Communications  1984 - 1987

Skills
Databases, Data Modeling, Microsoft SQL Server, Database Design, SSIS, Data Warehousing, SDLC, SQL, T-SQL, ETL, Business Intelligence, Requirements Analysis, Software Project..., DB2, ERP

Education
University of California, Irvine
Master's degree, Computer Science

Rochester Institute of Technology
Master's degree, Software Development and Management

State University of New York College at Oswego
Bachelor's degree, Computer Science

Kyle Meyer Kyle Meyer Greater St. Louis Area Details
Kyle Meyer's Avco Financial Services Experience 1997 - 1999
Job Senior IT Analyst Messaging & Collaboration/Domestic Infrastructure Accounting
Industry Information Technology and Services
Experience
Bunge North America  2006 - Present
Connectria  2002 - 2006
Connectria  2001 - 2002
Charter Communications  1999 - 2000
Avco Financial Services   1997 - 1999
Accountemps (Robert Half International)   1995 - 1996

Skills
Disaster Recovery, Cisco Technologies, Servers, TCP/IP, Windows, System Administration, Network Administration, Data Center, Linux, Microsoft Exchange, Customer Oriented, Visio, Hardware

Education
University of Missouri-Saint Louis   1992 — 1995
B.S.B.A., Accounting/Management Information Systems

St. Louis Community College   1990 — 1991
Electrical Engineering/Accounting

University of Missouri-Rolla   1988 — 1989
Electrical Engineering

Randy Zana Randy Zana Orange County, California Area Details
Randy Zana's Avco Financial Services Experience June 1980 - October 1999
Job Lead Application Developer
Industry Information Technology and Services
Experience
Accenture  June 2014 - December 2014
QBE Insurance  October 2007 - May 2014
Davidson Networks dba Acquirex   July 2000 - October 2007
Balboa Insurance  November 1999 - July 2000
Avco Financial Services   June 1980 - October 1999

Skills
Software Project..., SDLC, SQL, Information Technology, Data Warehousing, Requirements Gathering, Requirements Analysis, Business Analysis, Enterprise Architecture, Agile Methodologies, Microsoft SQL Server, Visio, Process Improvement, Business Intelligence, IT Strategy, Time Management, Systems Analysis

Education
University of Maryland Baltimore County   1973 — 1976
Bachelor of Arts , Economics

Fred Sommers Fred Sommers Greater Chicago Area Details
Fred Sommers's Avco Financial Services Experience October 1990 - August 1991
Job Operations Manager, Law Offices of Matthew R. Wildermuth
Industry Law Practice
Experience
Law Offices of Matthew R. Wildermuth   December 2008 - Present
American Mortgage & Financial Services, Inc   December 1993 - November 2008
G.E. Capital Home Equity Services   August 1991 - December 1993
Avco Financial Services   October 1990 - August 1991
Household Finance Corporation  March 1985 - October 1990

Skills
Financial Analysis, Marketing Strategy, Entrepreneurship, Small Business, Loans, Start-ups, FHA, Business Strategy, Training, Finance, Sales Management, Leadership, Mortgage Lending, Negotiation, Mergers & Acquisitions, Strategic Planning, Sales

Education
The University of Connecticut School of Business   1980 — 1984
Bachelor of Science (B.S.), Business Management

Paul Croteau Paul Croteau Minneapolis, Minnesota Details
Paul Croteau's Avco Financial Services Experience November 1992 - September 1996
Job Marketing Manager at Medicom Health Interactive
Industry Marketing and Advertising
Experience
Medicom Health Interactive  January 2014 - Present
International Association of Amusement Parks and Attractions (IAAPA)   January 2011 - November 2013
American Bankers Association  February 2007 - May 2010
Agriculture Federal Credit Union  November 2004 - February 2007
National Foundation for Credit Counseling  June 2002 - November 2004
SMW Federal Credit Union  June 1997 - April 2002
TCF Financial  September 1996 - June 1997
Avco Financial Services   November 1992 - September 1996

Skills
Marketing Communications, Marketing, Advertising, Marketing Strategy, Integrated Marketing, Event Management, Social Media, Market Research, Management, Project Management, Direct Marketing, Direct Mail, Email Marketing, Social Media Marketing, Online Advertising, Leadership, Public Relations, Blogging, B2B, Corporate Branding, Product Development, Training, Team Building, Graphic Design, Vendor Management, Analysis, Web Content, New Business Development, Trade Shows, Account Management, Online Marketing, Marketing Management, Brand Development, Eloqua, Adobe Creative Suite, Marketing Automation, Digital Marketing, Google Analytics, Data Analysis, Lead Generation

Education
The University of North Dakota
BBA, Marketing

Jessica Viotto Jessica Viotto Greater New York City Area Details
Jessica Viotto's Avco Financial Services Experience 1989 - 1997
Job Business Banker, VP
Industry Banking
Experience
PNC  March 2015 - Present
PNC  May 2011 - Present
Wells Fargo Bank  October 1997 - February 2011
The Money Store  October 1997 - September 2000
Avco Financial Services   1989 - 1997

Skills
Credit Analysis, Credit, Retail Banking, Loans, Banking, Customer Service, Commercial Banking, Commercial Lending, Credit Cards, Small Business Lending, Sales Management, Branch Management, Management, Mortgage Lending, Consumer Lending, Lines Of Credit, Relationship Management, Sales, Leadership

Education
Raritan Valley Community College

Steve Reed, EA Steve Reed, EA Providence, Rhode Island Area Details
Steve Reed, EA's Avco Financial Services Experience 1992 - 1997
Job Underwriting/Secondary Market Manager at Union Federal Savings Bank
Industry Banking
Experience
Union Federal Savings Bank  October 1997 - Present
Avco Financial Services   1992 - 1997

Skills
Mortgage Lending, Loans, Credit, FHA DE, FNMA, Taxation, HMDA/Fair Lending..., CRA, Commercial/ Mixed use..., Mortgage Banking, Credit Analysis, FHA, Loan Origination, USDA, Credit Risk, VA Loans, Banking, Refinance, Residential Mortgages

Education
University of Rhode Island - College of Business Administration   1987 — 1991
Bachelor of Science (BS), Finance and Insurance

Calvin L. Tong Calvin L. Tong San Francisco Bay Area Details
Calvin L. Tong's Avco Financial Services Experience January 1991 - January 1997
Job SALES MANAGER at Wells Fargo Home Mortgage NMLSR ID#460019
Industry Financial Services
Experience
Wells Fargo Home Mortgage  April 2010 - Present
First Republic Bank  August 2009 - March 2010
Countrywide Financial Corporation  February 1998 - November 2007
Avco Financial Services   January 1991 - January 1997

Skills
Banking, Risk Management, Financial Services, Relationship Management, Vendor Management, Retail Banking, Financial Analysis, Financial Risk, Process Improvement, Finance, Credit Cards, Management, Project Management

Education
San Jose State University
BS, Business Administration - Marketing

Ed Folland Ed Folland Greater Chicago Area Details
Ed Folland's Avco Financial Services Experience December 1984 - May 1997
Job Banking Professional
Industry Banking
Experience
Fifth Third Bank  August 2006 - May 2007
Nationstar Mortgage  August 1999 - August 2006
Home Savings of America  May 1997 - March 1999
Avco Financial Services   December 1984 - May 1997

Education
Slippery Rock University of Pennsylvania   1980 — 1984
BS/BA, Accounting

Matt Herrman Matt Herrman Kansas City, Missouri Area Details
Matt Herrman's Avco Financial Services Experience May 1992 - May 1996
Job Regional Sales Manager at Tension Envelope
Industry Paper & Forest Products
Experience
Tension Envelope  May 1996 - Present
Tension Envelope Corporation  May 1996 - February 2014
AVCO Financial Services   May 1992 - May 1996

Skills
B2B, Offset Printing, Variable Data Printing, Print Management, Account Management, New Business Development, Digital Printing, Direct Sales, Packaging, Direct Marketing, Direct Mail, Lead Generation, Envelopes, Print On Demand, Flexo

Education
Southern Illinois University, Carbondale   1986 — 1988
BS, Marketing

Southern Illinois University, Carbondale   1986 — 1988
Bachelor of Science (B.S.) , Marketing

Aria Julazadeh Aria Julazadeh Orange County, California Area Details
Aria Julazadeh's Avco Financial Services Experience January 1997 - January 1997
Job Technical and Financial Expertise
Industry Financial Services
Experience
Word & Brown  March 2009 - January 2011
Word & Brown  July 2007 - March 2009
Award Financial Network   August 2005 - July 2007
HarborObjects LLC   June 2002 - August 2005
Western Digital Corp  January 2000 - January 2002
Cox Communications  January 1999 - January 2000
Sage Software Inc  January 1997 - January 1999
Avco Financial Services   January 1997 - January 1997
PIA Merchandising Co, Inc   January 1996 - January 1997
PDIT, Inc   January 1996 - January 1996

Education
University of San Francisco   1990 — 1995
M.S, Computer Science

University of San Francisco   1985 — 1988
B.S, Computer Science

Sandie Miske Sandie Miske Green Bay, Wisconsin Area Details
Sandie Miske's Avco Financial Services Experience 1989 - 1991
Job Owner, GAP Financial Services
Industry Financial Services
Experience
GAP Financial Services   April 1993 - Present
Avco Financial Services   1989 - 1991
American General Finance  October 1979 - January 1989

Skills
Budgeting, Credit, Finance, Management, Loans, Financial Analysis, Financial Services, Customer Service, Marketing, Debt Management, Teamwork, Investments, Budgets, Collections, Small Business, Strategic Planning, Banking, Entrepreneurship

Education
Silver Lake College
NONE

Immy Vasudev Immy Vasudev Greater New York City Area Details
Immy Vasudev's Avco Financial Services Experience August 1984 - July 1996
Job Project Manager at J&J
Industry Pharmaceuticals
Experience
J&J  September 1996 - Present
Johnson & Johnson  1996 - Present
AVCO Financial Services   August 1984 - July 1996

Skills
Project Management, PMP, Project Portfolio..., Pharmaceutical Industry, Process Improvement, SDLC, Clinical Trials, Change Management, Medical Devices, PMO, Business Analysis, Program Management, Software Documentation, Cross-functional Team..., Six Sigma

Education
Stevens Institute of Technology
Master of Science (MS), MSIS

University of Mysore
Bachelor's degree, BSC

Kelly Reade Kelly Reade Orange County, California Area Details
Kelly Reade's Avco Financial Services Experience January 1992 - August 1999
Job Independent Computer Software Professional
Industry Computer Software
Experience
System Pavers  2008 - 2009
Lending Tree  May 2005 - October 2006
Balboa Insurance Group  September 2004 - May 2005
Silverpop  August 1999 - September 2004
Avco Financial Services   January 1992 - August 1999
Logicon Inc  January 1985 - January 1992

Skills
Business Intelligence, CRM, Database Marketing, Databases, Email Marketing, Leadership, Management, Marketing, SQL, Integrated Marketing

Education
University of California, San Diego   1981 — 1985
BS, Mathematics and Scientific Programming

Randy Murray Randy Murray Toronto, Canada Area Details
Randy Murray's Avco Financial Services Experience May 1989 - March 1991
Job Regional Director Sales at FirstOntario Credit Union
Industry Financial Services
Experience
FirstOntario Credit Union  November 2009 - Present
Wells Fargo Financial  March 2004 - April 2010
Canadian Credit Operations   March 2005 - August 2009
Wells Fargo  2004 - 2009
Wells Fargo Financial Canada  2004 - 2009
Homeplan Broker   March 2004 - March 2005
Retail Credit Center   March 2003 - March 2004
RBC Royal Bank  March 1999 - March 2004
Trans Canada Credit (now Wells Fargo Financial)   March 1991 - March 1999
Avco Financial services   May 1989 - March 1991

Education
Sheridan College
Business Administration Diploma

Loyola High school
Diploma

Jeffrey Kopach Jeffrey Kopach Greater Pittsburgh Area Details
Jeffrey Kopach's Avco Financial Services Experience 1994 - 1997
Job Group Vice President at ValuAmerica
Industry Real Estate
Experience
ValuAmerica  March 2010 - Present
National Real Estate Information Services  December 2008 - February 2010
LandAmerica  1997 - 2008
Avco Financial Services   1994 - 1997
Lender's Service, Inc   1991 - 1994

Skills
Mortgage Banking, Real Estate, Mortgage Lending, FHA, Loans, Title Insurance, Loan Origination, Loss Mitigation, Default, Refinance, Credit, Vendor Management, Banking, Foreclosures, Team Building, Risk Management, Underwriting, Process Improvement, REO, Customer Service, Mortgage Servicing, Residential Mortgages, Appraisals, Sales, Investment Properties, Mortgage Underwriting, Loan Servicing, Short Sales, Due Diligence, USDA, Loan Modifications, Financial Services, Real Estate Financing, Residential Homes, Real Estate Economics, Commercial Mortgages, Selling, Notary Public, First Time Home Buyers, Investors, Real Estate Transactions, Sellers, Closings, Escrow, Home Equity Lines of..., Condos, Asset Management, Reverse Mortgages, Leases

Education
Robert Morris University   1987 — 1991
BSBA, Business Management

Ed Silk Ed Silk Greater New York City Area Details
Ed Silk's Avco Financial Services Experience 1994 - 1999
Job Sales Rep at Allied Account Services, Inc
Industry Financial Services
Experience
Allied Account Services, Inc   2001 - Present
Allied Account Services, Inc   2008 - December 2012
Superior Bank  1999 - December 2000
AVCO Financial Services   1994 - 1999

Skills
Customer Service, Third Party Collections, Credit, Loans, Mortgage Lending, Microsoft Excel, Microsoft Office, Microsoft Word, Banking, Call Center, Team Building, Management, Coaching, Sales, Customer Satisfaction, Call Centers, Strategic Planning, Account Management, Accounts Receivable

Education
Towson University   1982 — 1986

Holy Trinity DHS   1978 — 1982

Mike Crowl Mike Crowl Humble, Texas Details
Mike Crowl's Avco Financial Services Experience April 1980 - April 1993
Job Client Relationship Manager at RMS
Industry Banking
Experience
RMS  2014 - Present
Chase Bank  April 2012 - May 2014
FCA  December 2011 - April 2012
Litton Loan  July 2005 - November 2011
Provident Bank  July 2000 - July 2005
Charter One Bank  April 1998 - June 2000
KeyBank  April 1995 - April 1998
NationsCredit  April 1993 - April 1995
Avco Financial Services   April 1980 - April 1993

Skills
Banking, Loans, Mortgage Lending, Loan Origination, CRM, Call Centers, Operations Management, Underwriting, Training, Leadership, Team Building, Customer Service, Loss Mitigation, Call Center, Process Improvement, Credit Analysis, Mortgage Servicing, Credit, Vendor Management, Mortgage, Change Management, Business Strategy, Project Management, Default, Budgets, Strategic Planning, Coaching, Financial Analysis, Management Consulting, Sales Management, Consumer Lending, Budgeting, Hiring, Vendor Relations, Problem Solving, Operations Management •...

Education
The University of Akron   1976 — 1979
BA, English Comp

Shawn Sivi Shawn Sivi Johnstown, Pennsylvania Area Details
Shawn Sivi's Avco Financial Services Experience 1995 - 1996
Job Claims Representative at Social Security Administration
Industry
Experience
Social Security Administration  September 2010 - Present
Fastenal  August 2009 - September 2010
Horvath's Paint & Detail Supply   2009 - 2009
zamias services inc  2007 - 2009
Dietrich Metal Framing  2001 - 2007
NCO Financial Systems  1998 - 2001
Pleasant Valley Auto Sales   1997 - 1998
Mercury Finance Company  1996 - 1997
AVCO Financial Services   1995 - 1996
1st Summit Bank  1992 - 1995

Education
St. Francis University
Bachelor of Science, Organizational Leadership

ICM School of Business   1988 — 1989
Associates Degree, Business/Accounting

Trish Bauser Trish Bauser Greater Minneapolis-St. Paul Area Details
Trish Bauser's Avco Financial Services Experience January 1973 - September 1976
Job C.O.O. at Analytics, Inc. a BMC Company
Industry Legal Services
Experience
Analytics, Inc. a BMC Company   May 2008 - Present
Analytics, Inc  October 1982 - May 2008
Xerox Corporation  July 1976 - September 1980
Avco Financial Services   January 1973 - September 1976

Education
Santa Monica College   1971 — 1972
Business

Tim Haase Tim Haase Casper, Wyoming Area Details
Tim Haase's Avco Financial Services Experience January 1989 - January 1991
Job Executive Immunization Specialist at GlaxoSmithKline Biologicals
Industry Pharmaceuticals
Experience
GlaxoSmithKline Biologicals  May 1997 - Present
GlaxoSmithKline  May 1997 - Present
PEDIATRIC  May 1997 - Present
GlaxoSmithKline Pharmaceuticals  May 1997 - Present
Food Services of America  January 1991 - May 1997
AVCO FINANCIAL SERVICES   January 1989 - January 1991
WEB BROTHERS CONSTRUCTION   January 1982 - January 1989

Skills
Analysis, Sales, Management, Account Management, Customer Service, Purchasing, Training, Sales Operations, Urology, Diabetes, Hospital Sales

Education
California State University
Bachelors of Science, Agriculture Business

Butte Community College
Associate of Science, Agriculture

University of Montana

Lance Hamasaki Lance Hamasaki Hilo, Hawaii Details
Lance Hamasaki's Avco Financial Services Experience 1986 - 1989
Job Realtor and Principal Broker, Owner / Volcano Isle Properties, LLC
Industry Real Estate
Experience
VOLCANO ISLE PROPERTIES, LLC   2002 - Present
Family Wholesale Bakery   1981 - 2002
AVCO Financial Services   1986 - 1989
State Savings and Loan Association   1977 - 1981

Skills
Condos, Residential Homes, Property, Vacant Land, Sellers, Short Sales, Buyer Representation, First Time Home Buyers, REO, Foreclosures, Relocation, New Home Sales, Single Family Homes, Listings, Investment Properties, Investors, Real Estate, SFR, Townhomes

Education
McKinley High School

University of Hawaii at Manoa
Bachelor of Science (B.S.), Audiology/Audiologist and Speech-Language Pathology/Pathologist

Trish Bauser Trish Bauser Greater Minneapolis-St. Paul Area Details
Trish Bauser's Avco Financial Services Experience September 1973 - December 1977
Job Entrepreneur
Industry Arts and Crafts
Experience
by Corina   June 2010 - Present
Analytics, Inc.   1984 - 2009
Xerox  May 1978 - December 1983
Avco Financial Services   September 1973 - December 1977

Skills
Microsoft Excel, Sales Management, Mergers, Due Diligence, Public Speaking, Microsoft Office, Project Management, Marketing, Contract Negotiation, Negotiation, New Business Development, Analysis, Product Development, Business Strategy, Sales, PowerPoint, Outlook, Project Planning, Coaching, Small Business, Social Media, Mergers & Acquisitions, Strategic Planning, Business Development, Customer Service, Strategy, Risk Management, Microsoft Word, Management, Change Management, Start-ups, Customer Satisfaction, Leadership, Process Improvement

Education
Santa Monica College   1970 — 1972
Business Administration and Management, General

Wayne Takata Wayne Takata Mililani, Hawaii Details
Wayne Takata's Avco Financial Services Experience January 1989 - January 1993
Job Independent Insurance Agent at American Mutual Group
Industry Nonprofit Organization Management
Experience
Mililani Town Association   August 2010 - Present
American Mutual Group   August 2002 - Present
Sentinel Silent Alarm Company   January 2000 - January 2002
Security Konsultants, Inc   January 1999 - January 2000
American Savings Bank  January 1996 - January 1999
Charter Mortgage  January 1994 - January 1995
Mortgage Resources, Inc  January 1993 - January 1994
AVCO Financial Services   January 1989 - January 1993
Pay’N’Save Stores   January 1988 - January 1989
GEM of Hawaii   January 1984 - January 1988

Education
University of Hawaii at Manoa   1975 — 1984
BA - Management

Craig Matje Craig Matje Davenport, Iowa Details
Craig Matje's Avco Financial Services Experience June 1990 - July 1993
Job Credit Manager at Griggs Music
Industry Retail
Experience
Griggs Music   July 1993 - Present
Avco Financial Services   June 1990 - July 1993

Skills
Credit, Customer Service, Credit Analysis, Cash Flow, Finance, Microsoft Excel

Education
The University of South Dakota   1985 — 1988
Bachelor of Science (BS), Business Management

Jennifer Ditto Jennifer Ditto Dayton, Ohio Area Details
Jennifer Ditto's Avco Financial Services Experience June 1997 - May 1999
Job Branch General Manager at Huntington National Bank
Industry Banking
Experience
Huntington National Bank  May 1999 - Present
Avco Financial Services   June 1997 - May 1999
The Bon Ton Stores Inc.  January 1995 - June 1997

Skills
Small Business Lending, Consumer Lending, Banking, Loans, Credit

Education
Tri-Village High School   1990 — 1994

Sinclair Community College

Troy Davenport Troy Davenport Minneapolis, Minnesota Details
Troy Davenport's Avco Financial Services Experience May 1995 - May 1997
Job Consumer Underwriter at Wells Fargo
Industry Banking
Experience
Wells Fargo  July 1999 - Present
American General Finance  May 1997 - July 1999
Avco Financial Services   May 1995 - May 1997

Education
University of Minnesota-Duluth   1990 — 1994
Bachelor of Arts (BA), Economics

Vicki Kuhn Vicki Kuhn New Castle, Pennsylvania Details
Vicki Kuhn's Avco Financial Services Experience May 1992 - September 1996
Job Insurance agent at Liberty Mutual Insurance
Industry Insurance
Experience
Liberty Mutual Insurance  May 2000 - Present
Advanta  September 1996 - May 2000
Avco Financial Services   May 1992 - September 1996

Skills
Customer Service, Customer Relations, Customer Satisfaction, Customer Engagement, Billing Systems, Property & Casualty..., Computer Proficiency

Education
Laurel Jr. Sr High School

Slippery Rock University of Pennsylvania

Christine Prince Christine Prince Cypress, California Details
Christine Prince's Avco Financial Services Experience April 1987 - February 1999
Job Marketing Specialist/Direct Marketing Manager
Industry Government Administration
Experience
CashCall, Inc.   December 2014 - Present
City of Irvine  May 2013 - July 2014
City of Irvine  August 2011 - October 2012
Experian  June 2008 - March 2011
Downey Savings  April 2007 - June 2008
People's Choice Home Loan  October 2005 - April 2007
Indymac Bank  October 2002 - April 2005
Conexant  October 1999 - October 2002
Avco Financial Services   April 1987 - February 1999

Skills
Animal Care, Animal Husbandry, Veterinary Medicine, Social Media Marketing, Email Marketing, Marketing Strategy, Product Marketing, Direct Marketing, Strategic Partnerships, Product Management, Program Management, Online Advertising, Advertising, Management, Integrated Marketing, Strategy

Education
Carrington College   2011 — 2013
Associate's Degree, Veterinary/Animal Health Technology/Technician and Veterinary Assistant

University of Phoenix   1999 — 2001
Bachelor's Degree, Business Administration and Management, General

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