Bank of America Home Loans
Industry: Banking company
DescriptionBank of America Home Loans is the mortgage unit of Bank of America. In 2008, Bank of America purchased the failing Countrywide Financial for $4.1 billion. Acquisition date: July 2008 Founded: 1969 Headquarters: Charlotte, North Carolina, United States Parent organization: Bank of America Founders: Angelo Mozilo, David S. Loeb Subsidiaries: ReconTrust Company, Balboa Insurance Co,
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Bank of America Home Loans Employees
Stearns Lending, LLC (NMLS# 1854) May 2014 - Present
Banc of California September 2013 - May 2014
Western Reliance Funding Group - 714-317-0246 November 2011 - September 2013
Bank of America Home Loans January 2010 - November 2011
SG Western Financial July 1998 - January 2010
Skills
Refinance, Purchase, First Time Buyers, FHA financing, VA financing, Investment Properties, First Time Home Buyers, VA loans, Mortgage Lending, Loans, Mortgage Banking, REO, Real Estate, Reverse Mortgages, Banking, Residential Mortgages, Loan Origination, FHA, Credit Analysis, Credit, Property, Luxury, Short Sales, Investors, Finance, Residential Homes, Real Estate Financing, Construction Loans, Foreclosures, Funding, Underwriting, Real Estate Economics, Government Loans, VA Loans, FHA Financing
Education
Chapman University 1996 — 1998
Communications
Ravenwood High School August 2013 - Present
Bank of America Home Loans 2007 - September 2015
McClain Christian Academy August 2011 - July 2013
Bluechip Girls Basketball 2006 - 2007
Cumberland University 2005 - 2007
Skills
Customer Service, Event Planning, Public Speaking, Leadership, Microsoft Excel, Microsoft Office, Social Networking, Sports, Training, Team Building, Management, Social Media, Coaching, Strategic Planning, Teaching
Education
Cumberland University 2005 — 2007
Master’s Degree, Education
Lee University 2000 — 2005
Bachelor’s Degree, Telecommunications
CresCom Bank November 2013 - Present
Bank of America Home Loans March 2005 - November 2013
Coastal Federal Bank December 2003 - March 2005
HTC Communications May 2003 - December 2003
Skills
Mortgage Lending, Mortgage Banking, Loans, FHA, Loan Origination, VA loans, Refinance, Credit, Credit Analysis, Banking, Consumer Lending, Residential Mortgages, Construction Loans, USDA, Lines Of Credit, Retail Banking, FHA financing
Education
Coastal Carolina University 2000 — 2003
Bachelor of Science in Business Administration, Business Management
Mood Media August 2014 - January 2015
Bank of America Home Loans November 2013 - March 2014
IronClad Securities Group July 2013 - September 2013
Wells Fargo September 2012 - February 2013
American Express November 2009 - July 2011
Southern Voices Inc. May 2006 - April 2009
Skills
Training, Microsoft Excel, Credit Cards, Customer Experience, PowerPoint, Technical Support, Banking, Troubleshooting, Microsoft Word, Data Entry, Customer Service, Customer Satisfaction, Mortgage Servicing, Mortgage Banking, Finance, Sales, Call Centers, Credit, Payments
Education
Central Piedmont Community College 2012 — 2014
Journalism and Mass Communications
Tiffin University 2011 — 2012
Communication
North Forsyth High School 1999 — 2003
High School Diploma
Allen Cofield - Real Estate Services May 2003 - Present
Allen Cofield Agency - Word&Brown General Agency April 2014 - Present
New American Funding July 2013 - February 2014
Bank of America Home Loans February 2011 - July 2013
Southern California Funding, INC February 2009 - February 2011
Cofield Lending, INC May 2003 - February 2009
Skills
Sales Management, FHA, Mortgage Lending, Refinance, Investment Properties, Time Management, Short Sales, Real Estate, Foreclosures, Loans, Finance, Loan Origination, Referrals, Sellers, Residential Mortgages, VA loans, Banking, Negotiation, REO, Real Estate Transactions, Mortgage Banking, Sales, Buyers, Loss Mitigation, FHA financing, USDA, First Time Home Buyers, Real Estate Financing, Commercial Mortgages, VA Loans
Education
California State University-San Bernardino 1997 — 1999
B.S. - Honors, Kinesiology
Sunwest Bank September 2014 - November 2014
Pacific Mercantile Bank August 2014 - August 2014
Bank of America Home Loans January 2011 - July 2011
Tustin, CA August 2010 - December 2010
Wachovia Mortgage/World Savings August 2001 - October 2008
Skills
Mortgage Banking, Commercial Banking, Customer Service, Commercial Lending, Refinance, Residential Mortgages, FHA, Commercial Mortgages, Loan Processing, Notary Public
Education
San Diego State University-California State University 2002 — 2007
Bachelors of Arts Degree, Economics
College of the Desert 1989 — 1992
Bachelor of Arts in Liberal Arts and Sciences, Economics
Union Bank May 2013 - Present
Bank of America June 2012 - May 2013
Bank of America January 2011 - June 2012
Bank of America Home Loans April 2009 - January 2011
Countrywide Financial Corporation July 2007 - April 2009
Skills
SQL Server, VBA, MS Office Suite, Loans, Pricing, Analysis, Bloomberg, Credit Analysis, Mortgage Lending, Credit, Fixed Income, Credit Risk, Residential Mortgages, Mortgage Banking, Banking, Microsoft Office
Education
University of Southern California - Marshall School of Business 2004 — 2007
BS, Business Administration
Copenhagen Business School 2005 — 2005
International Business Management
Bank of America Home Loans April 2010 - Present
Skills
Loan Modifications, Teamwork, Team Management, Customer Satisfaction, Able To Work Under..., Loan Servicing, Fast Learner, Account Management, Leadership, Loans, Management, Marketing
Education
Stephen F. Austin State University 2005 — 2007
Collin County Community College 2003 — 2005
Nationstar Mortgage March 2015 - Present
Fannie Mae Via National Field Network July 2014 - February 2015
Safeguard Properties November 2012 - July 2014
Bank of America Home Loans January 2009 - November 2012
Skills
Team Management, Quality Management, Quality Control, Client Relations, Accounting, Property Claims, Claim Investigation, Microsoft Office, Team Leadership, Quality Assurance, Banking, Training, Mortgage Banking, Process Improvement, Business Analysis, Mortgage Lending, Call Centers, Visio, Risk Management, Business Process..., Outlook, Coaching, Financial Services, Management, Auditing, Vendor Management, Analysis, Training Delivery, Onboarding, Instructional Design, Leadership Development, Call Center, Organizational..., Metrics, Performance Improvement, Employee Training, Business Process Mapping, Team Building, Claims Management, Claims Resolution, Microsoft Excel, Microsoft Word, PowerPoint, SharePoint, SharePoint Designer, Customer Relations, Customer Support
Education
University of Phoenix 2010 — 2014
Bachelor of Science in Accounting, Accounting, Finance and Audditing
Dallas County Community College 2008 — 2009
Accounting Certification, Accounting and Finance
Bank of America March 2012 - Present
Bank of America Home Loans October 2009 - June 2011
USA Funding Corp (Brookfield WI) June 2009 - October 2009
Countrywide Bank January 2008 - June 2009
Full Spectrum Lending, division of Countrywide November 2003 - January 2008
Great Northern Financial Corporation July 2003 - October 2003
Consumers Credit Union 1999 - 2003
Skills
Loans, Mortgage Lending, Credit Analysis, Banking, Loan Origination, Underwriting, Credit, Commercial Banking, FHA financing, Construction Loans, Financial Analysis, Residential Mortgages, Consumer Lending, Customer Service, Sales
Education
Northeastern Illinois University 2003 — 2005
Bachelor, Business Administration
College of Lake County
Associates of Arts, Business Administration
Habitat for Humanity Portland/Metro East June 2015 - Present
Umpqua Bank July 2008 - Present
Habitat for Humanity Portland Metro East October 2012 - June 2015
First Horizon Home Loans 2006 - 2008
Bank of America Home Loans 2005 - 2008
WAMU 2002 - 2003
Skills
Mortgage Lending, Home Equity Loans, USDA, Construction Loans, FHA, Loan Origination, Refinance, Loans, Credit, VA loans, Mortgage Banking, FHA financing, Residential Mortgages, Government Loans, First Time Home Buyers, Finance, Credit Analysis, Investments, Real Estate, Certified Mortgage..., Mortgage Underwriting, Home Equity Lines of..., Underwriting
Education
California State University-Sacramento 1996 — 2000
Bachelor of Science (B.S.), Marketing/Marketing Management, General
PHH Mortgage March 2015 - Present
M&T Bank May 2013 - March 2015
Bank of America May 2012 - May 2013
Bank of America Home Loans October 2010 - May 2012
Bank of America March 2010 - October 2010
Bank of America September 2009 - March 2010
Bank of America November 2008 - September 2009
DoubleTree by Hilton May 2006 - September 2007
DoubleTree by Hilton January 2002 - May 2006
Skills
Banking, Risk Management, Loans, Customer Service, Mortgage Lending, Microsoft Excel, Microsoft Office, Process Improvement, Financial Analysis, Portfolio Management, Business Analysis, PowerPoint, Microsoft Word, Change Management, Data Analysis, Mortgage Banking, Analysis, Leadership, Relationship Management, Team Building, Financial Services, Call Centers
Education
Canisius College 2001 — 2005
Bachelor's Degree, Business Management/Spanish
Luxury Estates & Development, a Company Of Balanced Success Inc. December 2012 - Present
Avex Funding Corporation April 2011 - August 2011
Skyline Financial Corp December 2009 - March 2011
Holland Law Firm August 2011 - 2011
Bank of America Home Loans August 2007 - December 2009
Republic Lending Group August 2003 - August 2007
Skills
Loans, Banking, Underwriting, Mortgage Banking, VA loans, Short Sales, Real Estate, First Time Home Buyers, Leadership, Finance, REO, Refinance, Investment Properties, Investors, Residential Mortgages, Loan Origination, Loan Modifications, Residential Homes, Business Development, Home Equity Loans, Construction Loans, Real Estate Financing, Sales, Investments, Property, Real Estate Economics, HUD, Real Property, Real Estate Transactions, Certified Mortgage..., Condos, Reverse Mortgages, Commercial Mortgages, Mortgage Underwriting, Foreclosures, USDA, Single Family Homes, Sellers, Referrals, Credit, Relocation, Commercial Real Estate, Financial Structuring, FHA financing, Loss Mitigation, Brokerage, Mortgage Servicing, Commercial Lending, Mortgage Lending, FHA
Education
De Anza College 2000 — 2003
Bank of America Home Loans August 2012 - Present
Mortgage Master, Inc. November 2011 - July 2012
Bank of America September 2010 - November 2011
Prospect Mortgage, LLC February 2009 - September 2010
Steele Soft Management Co May 2007 - February 2009
Wells Fargo Home Mortgage October 1997 - December 2006
Skills
Credit Risk, Business Analysis, Retail Banking, Mortgage Banking, Mortgage Underwriting, Risk Management, Refinance, Customer Service, Project Management, Customer Oriented, Customer Satisfaction, Customer Support, Ad Hoc Reporting, Subject Matter Experts, Credit, Mortgage Lending, Loans, Credit Analysis, Financial Risk
Education
Frederick Community College 2005 — 2006
Project Management
Catonsville Community College 1992 — 1992
Professional, Technical, Business, and Scientific Writing
Morgan State University 1974 — 1979
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
TIAA-CREF December 2014 - Present
E*TRADE Financial August 2013 - October 2014
UBS Financial Services, Inc. December 2009 - August 2013
Bank of America Home Loans March 2009 - December 2009
Banc of America Investment Services, Inc. July 2008 - March 2009
E*TRADE Financial, (formerly HARRISdirect, LLC) October 2005 - July 2008
HARRISdirect, LLC, (formerly CSFBdirect, Inc., DLJdirect, Inc.) June 1999 - October 2005
Skills
Series 7, Series 63, Series 24, Series 4, Series 55, Series 53, Series 66
Education
Canisius College
Bachelor of Arts Degree, Spanish
Fairway Independent Mortgage Corporation September 2014 - Present
The Legacy Group April 2010 - October 2013
Bank of America Home Loans November 2005 - April 2010
Countrywide Home Loans November 2006 - April 2009
HSBC 2003 - 2005
Helsell Fetterman LLP 2000 - 2003
Lowenberg, Lopez & Hansen PS June 1997 - May 2000
Skills
FHA, VA, Conventional, USDA, Credit, Loans, Foreclosures, REO, Investors, Mortgage Lending, Refinance, Purchase, Mortgage, First Time Home Buyers, Real Estate, Investment Properties, Banking, Loan Origination, Mortgage Banking, Mortgage Marketing, FHA financing, Debt Consolidation, Underwriting, Residential Mortgages, Reverse Mortgages, Construction Loans, Finance, VA loans, Credit Analysis, Investments, Mortgage Underwriting, Government Loans, Down Payment Assistance, Commercial Lending, Non-Conforming, 203K, Real Estate Economics, Closings, Home Equity Loans, HUD, Certified Mortgage..., Consumer Lending, HomePath, Escrow, Real Estate Financing, USDA Rural Housing, Home Equity Lines of..., Loss Mitigation, Mortgage Servicing, Rates
Education
Central Washington University
Prelaw, Law & Justice
Union Bank September 2013 - Present
Bank of America September 2002 - September 2013
Bank of America Home Loans 2011 - 2012
Skills
Mortgage Lending, Credit, Mortgage Banking, Loan Origination, Credit Analysis, Banking, Consumer Lending, Refinance, FHA, Residential Mortgages, Commercial Banking, Home Equity Lines of..., Home Equity Loans, Underwriting, Lines Of Credit
Education
CSU Sacramento 1998 — 2002
Bachelor of Business Administration (B.B.A.), marketing and sales management
Rio Linda High
Wells Fargo Home Mortgage August 2011 - Present
Wells Fargo Home Mortgage January 2001 - June 2011
Bank of America Home Loans November 1988 - December 2000
Skills
Mortgage Lending, Banking
Education
Cypress College
Interior design, Art
MiraCosta College
Real Estate
Home Mortgage Alliance, LLC (NMLS# 1137507) July 2015 - Present
Movement Mortgage June 2013 - March 2015
Franklin American Mortgage Company July 2012 - June 2013
MetLife Home Loans January 2011 - February 2012
Cornerstone Mortgage Company July 2010 - January 2011
PrimeLending June 2009 - June 2010
Bank of America Home Loans May 2004 - June 2009
Countrywide Home Loans 2004 - 2009
Wells Fargo Home Mortgage 2002 - 2004
Skills
Recruitment/Retention, Team Leadership, Profit & Loss Management, Management, Recruiting, Income Statement, Mortgage Lending, P&L Management, Customer Service, FHA, FHA financing, Leadership, Loan Origination, Loans, Mortgage Banking, Mortgage Marketing, P, Real Estate, Referrals, Refinance, Residential Mortgages, Sales, Time Management, USDA, VA loans, VA Loans
Education
Colorado State University 1986 — 1992
Ag Business / IT
Air Products and Chemicals, Inc. June 2014 - Present
Caliber Home Loans January 2012 - June 2014
MetLife Home Loans November 2011 - January 2012
Bank of America Home Loans June 2006 - November 2011
Washington Mutual December 1994 - June 2006
Skills
Microsoft Office, Loans, Credit, Mortgage Lending, Banking, Microsoft Word, Mortgage Banking, Customer Service, Outlook, Microsoft Excel, Management, Marketing, Call Centers, Customer Satisfaction, Sales, Finance
Education
Cambria-Rowe Business College-Johnstown 1983 — 1985
Associate's Degree
Conemaugh Valley High School 1980 — 1983
High School
HomeBridge Financial Services, Inc. September 2013 - Present
Bank of America Home Loans January 2013 - September 2013
Bank of America Home Loans February 2008 - October 2010
Countrywide Bank, FSB January 2005 - January 2008
Axis Financial Group, Inc. June 1998 - November 2004
Skills
Refinance, USDA, Loans, Leadership, Investment Properties, Short Sales, Mortgage Lending, First Time Home Buyers, Microsoft Excel, Banking, Certified Mortgage..., Mortgage Banking, Sales, Customer Service, Marketing, Government Loans, Investors, REO, Residential Homes, Microsoft Office, Sellers, Selling, Mortgage Underwriting, Real Estate Economics, Real Estate, Foreclosures, Account Management, VA loans, Real Estate Financing, Underwriting, Analysis, Residential Mortgages, Finance, Credit Analysis, VA Loans
Education
Cleveland State University
City Bank Texas Mortgage January 2014 - Present
View Point Mortgage (acquired by Highlands Residential) August 2010 - January 2014
Bank of America Home Loans July 2009 - August 2010
Chase Home Finance October 2006 - June 2009
Skills
Banking, Credit, FHA, FHA Financing, FHA financing, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, USDA, Underwriting, VA Loans, VA loans
Education
Concordia College 1993 — 1997
B.A., Business and Communications
Bank of America Home Loans October 2010 - Present
US Army February 2009 - Present
JCPenney June 2006 - Present
Skills
Sales, Communication, Reports, Customer Service, Military, Weapons Training, Intelligence, Interrogation, Merchandising, Stocking, Supervising, Training, Indoor Construction, Home Equity Loans, Mortgage Servicing, POS
Education
Cochise College 2009 — 2010
Certificate, Military Intelligence, General
Birdville High School 2004 — 2007
Bank of America April 2012 - Present
Bank of America Home Loans September 2009 - April 2012
Bank of America February 2009 - September 2009
Bank of America May 2004 - February 2009
Bank of America July 2002 - February 2004
Skills
Mortgage Lending, Banking, Leadership, Mortgage Banking, Credit, Credit Analysis, Loans, Risk Management, Underwriting, Loan Origination, Consumer Lending, Portfolio Management
Education
Central Connecticut State University
Pentagon Federal Credit Union (PenFed Credit Union) April 2015 - Present
The Hilltop Companies November 2014 - April 2015
Freddie Mac 2012 - 2014
Bank of America Home Loans 2008 - 2011
Bank of America 2003 - 2008
Freddie Mac 1997 - 2001
The White House 1990 - 1994
US Small Business Administration 1987 - 1990
Skills
Financial Analysis, Portfolio Management, Strategic Planning, Finance, Mortgage Servicing, Financial Reporting, Analysis, Mortgage Lending, Strategy, Statistical Modeling, Credit Analysis, Credit, Budgets, Reporting & Analysis, Competitive Analysis, Strategic Financial..., Market Research, Risk Management, Credit Risk, Banking, Financial Risk, Loans, Capital Markets, Strategic Analysis, Budget Development, Portfolio Optimization, Federal Government, Management, Executive Management, Regulations, SAS programming, Leadership, Forecasting, Business Development, Financial Modeling, Mortgage Banking, SAS/SQL, Mortgage Industry, Credit Portfolio..., Executive Reporting, Performance Reporting, Reporting Systems, Regulatory Analysis, Federal Regulations, Federal Agencies, Internal Controls, GAAP, Financial Statements, Accounting, Corporate Finance
Education
The University of Texas at Austin - Red McCombs School of Business 1994 — 1996
MBA, Finance/Accounting
The University of South Dakota 1981 — 1986
BS, Political Science/History
South Dakota School of Mines and Technology 1979 — 1981
Electrical Engineering
Cornell University 2000 — 2000
Executive Education Se, Marketing Strategy
Wells Fargo April 2013 - Present
PNC Mortgage November 2011 - March 2013
Bank of America Home Loans January 2010 - September 2011
Indymac Bank March 2000 - July 2008
Countrywide Home Loans January 1992 - March 2000
Coldwell Banker Escrow 1988 - 1992
Skills
FHA, Refinance, Mortgage Lending, Investments, Investment Properties, First Time Home Buyers, Short Sales, Loans
Education
Citrus College
Business
AlphaBEST Education, Inc. August 2012 - Present
Springcreek Church March 2011 - Present
Bank of America Home Loans July 2010 - August 2012
COW Inc. August 2009 - November 2009
Skills
Microsoft Office, Final Cut Express, Amadeus, Editing, Adobe Premiere Pro, Adobe Lightroom, Adobe Photoshop, Social Media, Digital Media, Photography, Digital Photography, Digital Video, Film, Film Production, Short Films, Photojournalism, Journalism, Sound Editing, Special Effects Makeup, Sculpture, Final Cut Pro, Video Editing
Education
University of North Texas 2010 — 2014
Bachelor's of Arts, Film Production
Collin County Community College 2008 — 2010
Associate of Arts, Mass Communications
Bank of America Home Loans December 2009 - Present
Community Action Organization October 2010 - June 2011
Skills
Microsoft Word, PowerPoint, Microsoft Excel, Loans, Microsoft Office, Customer Service, Public Speaking, Marketing, Social Media, Social Media Marketing
Education
Canisius College 2005 — 2009
B.A., Education with a concentration in History and Social Studies
Canisius College
Master in School Counseling
Global Spa and Beauty Solutions, Inc. August 2012 - Present
United States Air Force July 1988 - Present
LS&S, LLC December 2011 - September 2012
NAPM-BUFFALO 2008 - 2012
XYLEM INC. (ITT HEAT TRANSFER-RCW) June 2008 - December 2011
Bank of America Home Loans 2007 - 2008
Benson's Surgical Supply 2001 - 2006
Physician Sales and Services April 2000 - October 2001
Skills
Purchasing, Procurement, Logistics, Negotiation, Team Leadership, Inventory Management, Strategy, Program Management, Manufacturing, Continuous Improvement, Budgets, Project Planning, Materials Management, Strategic Planning, Management, Quality Assurance, Sales Operations
Education
Institute of Supply Management 2010 — 2011
CPSM, Certified Professional in Supply Management
Community College of the Air Force 2003 — 2005
A.A.S, Logistics
Community College of the Air Force 2003 — 2005
A.A.S, Human Resources Management
State University of New York at Buffalo 1998 — 2000
B.S., Business Administration
Wells Fargo Home Mortgage October 2014 - Present
First Bank April 2014 - October 2014
Peoples Bank March 2011 - March 2014
Skyline Financial Corp 2010 - April 2011
Bank of America Home Loans February 2009 - August 2010
Bank of America Home Loans 2009 - 2010
Skills
FHA, First Time Home Buyers, Mortgage Lending, VA loans, Refinance, Loan Origination, Mortgage, Residential Mortgages, Investment Properties, Conventional, Conforming, Customer Service, Underwriting, HomePath, FHA financing, Mortgage Banking, Credit, Loans, Mortgage Underwriting, Credit Analysis, USDA, HUD, REO, Short Sales, Government Loans, Reverse Mortgages, Finance, Real Estate Financing, Certified Mortgage..., Real Estate Economics, Home Equity Lines of..., Consumer Lending, Referrals, Foreclosures, Investors, VA Loans, FHA Financing, Real Estate, Residential Homes, Condos, Investments, Single Family Homes, Loan Servicing, Sellers, Real Estate Transactions, Banking
Education
San Jose State University 1997 — 1999
1 year from graduation, Business, Management, Marketing, and Related Support Services
De Anza College 1994 — 1997
AA, Communications
Bank of America Home Loans November 2011 - Present
Bank of America Home Loans 2009 - November 2011
Bank of America Home Loans 2006 - 2009
H&R Block Mortgage 2002 - 2006
On Staff Title Temps 2002 - 2002
Attorneys' Title Guaranty Fund 2001 - 2002
Education
Columbia College Chicago 1997 — 2000
Bachelor of Arts
Princeton Capital September 2013 - Present
A1-Oxygen, Inc. February 2012 - September 2013
Bank of America Home Loans October 2005 - September 2011
Skills
Banking, Customer Relations, Loans, Loan Origination, Credit, Mortgage, Mortgage Banking, Mortgage Lending, Conventional, Construction Loans, Government Loans, FHA, VA, Home Equity Lines of..., Refinance, Investments, General Sales, Sales Management, Sales Pipeline..., Strategic Planning, Budgeting, New Business Development, Hiring, Team Building, Negotiation, Marketing Strategy, Product Development, Selling, Real Estate, Investment Properties, CRM, Strategy, VA Loans, Sales
Education
UC Santa Barbara 2004 — 2005
Master of Arts (M.A.), Business/Managerial Economics- Management
UC Santa Barbara 2002 — 2004
Bachelor of Arts (B.A.), Business Economics- Finance
De Anza College 2000 — 2002
Associate of Arts (A.A.), General Studies
George Mason Mortgage October 2012 - Present
SunTrust Mortgage July 2010 - October 2012
Bank of America Home Loans May 2007 - July 2010
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Loans, VA loans, FHA, Refinance, Banking, Small Business Lending, Fixed Income, Portfolio Management, Equities, Credit Analysis, Sales
Education
COLLEGE OF CHARLESTON 1999 — 2002
Bachelor of Arts (B.A.), Banking, Corporate, Finance, and Securities Law
Wshs 1995 — 1999
Bank of America Home Loans March 2011 - Present
Bank of America August 2007 - February 2011
Bank of America April 2004 - July 2007
Bank of America March 2001 - April 2004
Diageo 1990 - 1998
Heublein, inc 1973 - 1998
Education
University of Hartford
MBA, Finance
Case Western Reserve University 1970 — 1973
Economics
Farmington High School
Simsbury Library Business Programs
Bank of America Home Loans May 2011 - Present
HMH Surveying February 2008 - March 2011
DHI Mortgage 2005 - 2008
Education
College of the Canyons 1986 — 1989
Associate of Arts, General Education
San Diego State University-California State University
Business Administration
AnnieMac Home Mortgage October 2011 - Present
Bank of America Home Loans February 2008 - October 2011
Popular Financial Holdings d.b.a. Equity One January 1996 - February 2008
Skills
FHA, Mortgage, Loans, VA, Reverse Mortgages, Mortgage Lending, Refinance, USDA, Credit, First Time Home Buyers, Conventional, Purchase, Investment Properties, Mortgage Banking, Credit Analysis, Selling, Finance, Banking, Residential Mortgages, Mortgage Marketing, Loan Origination
Education
Catawba College 1985 — 1989
BA, Musical Theatre & Theatre Arts
Edward Jones October 2011 - Present
Business Consulting Specialist BCSM January 1998 - March 2014
Bank of America Home Loans June 2001 - July 2011
Lake County Nursery Inc January 1995 - January 1999
Gardenlife Inc January 1991 - January 1995
HSBC 1985 - 1990
Skills
Financial Analysis, Leadership, Mergers & Acquisitions, Strategic Planning, Business Strategy, Management, Business Planning, Business Development, Contract Negotiation, Sales, Budgets, Marketing, Start-ups, Auditing, Due Diligence, Finance, Asset Management, Investments, Risk Management, Real Estate, Small Business, Loans, Accounting, Banking, Insurance, Management Consulting, Credit, Analysis, Strategy, Strategic Financial...
Education
Canisius College
BS, Accounting
Lancaster High School
Home August 2010 - Present
Bank of America Home Loans October 2009 - August 2010
Bank of America July 2000 - August 2008
Bank of America September 2005 - March 2007
FCF Mortgage Corporation June 1997 - July 2000
First Fidelity Thrift & Loan February 1995 - May 1996
Cal Docs, Inc. December 1993 - May 1994
Orange National Bank September 1992 - December 1993
Wells Fargo Bank May 1978 - June 1992
Education
Pepperdine University 1975 — 1977
Administrative Science
Cypress College 1970 — 1973
Business Administration
University of California, Los Angeles 1966 — 1967
Engineering
Servite High School 1962 — 1966
self employed July 2012 - Present
MetLife Home Loans June 2011 - June 2012
MetLife Home Loans 2011 - June 2012
Bank of America Home Loans November 2009 - March 2011
MetLife 2011 - 2011
American Reverse Mortgage® (ARM) August 2005 - June 2009
US Navy April 1995 - March 2004
Skills
Reverse Mortgages, FHA, Mortgage Lending, Mortgage Banking, Residential Mortgages, Refinance, Loan Origination, FHA financing, Real Estate, Investment Properties, Retirement
Education
Case Western Reserve University School of Law 1968 — 1971
JD, Law
Kenyon College 1962 — 1966
AB, Philosophy
Mortgage Contracting Services October 2013 - Present
VRM Mortgage Services July 2012 - July 2013
Bank of America Home Loans April 2008 - July 2012
Skills
FHA, Mortgage Banking, Portfolio Management
Education
Collin County Community College 2009 — 2013
General Studies, Psychology
Richland College
Associates of Science, Counseling Psychology
Bank of America December 2013 - Present
Bank of America January 2013 - December 2013
Bank of America January 2012 - January 2013
Bank of America Home Loans April 2011 - January 2012
Wells Fargo Home Mortgage November 2010 - April 2011
Rose International/BOFA February 2010 - September 2010
Network Funding May 2009 - February 2010
Brenner Mortgage Corp March 2008 - May 2009
CMP Mortgage Services, Inc February 1999 - March 2008
Pointbank February 1998 - February 1999
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Loans, Recruiting, Loan Servicing, FHA, Credit, Loss Mitigation, Underwriting, Banking
Education
Cuyahoga Community College
Business Management
Holy Trinity Lutheran Church January 1996 - Present
Bank of America Home Loans February 2006 - June 2014
Sequoia Yacht Club November 2005 - November 2010
Wells Fargo Home Mortgage September 1999 - February 2006
Wells Fargo Bank 1978 - 1999
Great Pacific Bank 1989 - 1991
Skills
Quicken, Excel, Microsoft Office, Customer Satisfaction, Organizational..., Notary Public, Bookkeeping, Client Relationship..., CRM, Strategic Planning, Microsoft Excel, Leadership, Training, Time Management, Finance, Mortgage Lending, Management, Coaching, Mortgage Banking, Leadership Development, Team Leadership, Team Building, Budgets, Program Management, Banking, Loans, FHA, Strategic Financial..., Public Speaking, Process Improvement, Customer Service, Credit
Education
College of San Mateo
AA, Real Estate Finance
Cordova High School
Elkhart Housing Authority September 2014 - Present
Cole Taylor Bank August 2012 - May 2014
St Joseph County December 2011 - March 2014
MetLife Home Loans December 2009 - September 2011
Bank of America Home Loans July 2007 - November 2009
Countrywide home Loans February 2004 - July 2007
Patriot Homes February 1998 - August 2003
Skills
Refinance, Mortgage, Loans, Home, Sellers, Mortgage Lending, Government Loans
Education
Davenport University 1998 — 2000
Associates, Business Administration
Simsbury Bank December 2014 - Present
Bank of America Home Loans March 2011 - December 2014
Bank of America October 2010 - March 2011
CVS Caremark Corporation February 2009 - December 2009
Team One Mortgage December 2006 - August 2008
Masello Salon Services August 2003 - August 2006
Skills
Credit, Customer Service, Excel, Outlook, Word, Banking, Financial Analysis, Marketing, Microsoft Excel, Microsoft Word, Mortgage Lending, Sales, Credit Analysis, Sales Operations, Sales Management
Education
Community College of Rhode Island 2010 — 2014
Radiology
Rhode Island College 2009 — 2009
Business Management
Johnson & Wales University 2005 — 2009
Associate, Marketing
East Greenwich High School
Franklin American Mortgage Company December 2012 - Present
MegaStar Financial December 2011 - November 2012
Bank Of America Home Loans April 2001 - November 2011
FirstBank of Denver February 1998 - January 2001
Great Western Bank 1996 - 1998
Skills
Refinance, Investments, Mortgage Lending, FHA, Finance, Program Management, Mortgage Banking, First Time Home Buyers, Loan Origination, Commercial Lending, VA loans, Loans, Credit, Residential Mortgages, USDA, VA Loans
Education
Creighton University 1990 — 1994
Bachelor of Business Administration (B.B.A.), Finance, General
Watertown High School 1987 — 1990
Arizona Realty One Group October 2001 - Present
Bank of America Home Loans June 1996 - August 2001
Foley & Lardner LLP June 1980 - June 1995
Skills
Short Sales, Sellers, Foreclosures, First Time Home Buyers, Buyer Representation, ABR, REO, Relocation, Real Estate, Single Family Homes, Investment Properties, Move Up Buyers, New Home Sales, Vacation Homes
Education
Cardinal Stritch University 1986 — 1991
Associate, Business/Marketing
West Leyden High School, Northlake, IL 1963 — 1967
Primary Residential Mortgage April 2012 - Present
Fifth Third Bank September 2011 - May 2012
Bank of America Home Loans April 2011 - October 2011
Peoples United Bank August 2010 - April 2011
Webster Bank 2008 - September 2010
Indymac Bank March 2007 - December 2008
Countrwide Home Loans September 2005 - March 2007
Bank of America September 2000 - September 2005
Skills
FHA, USDA, Construction, Jumbo, Conventional, First Time Home Buyers, Second Homes, Investment Properties, Jumbo Mortgage, Vacation Homes, Mortgage Lending, Sellers, Banking, FHA financing, Foreclosures, Loans, Real Estate, Relocation, Residential Homes, Mortgage Banking, Refinance, Short Sales, Single Family Homes, VA loans, Residential Mortgages, Certified Mortgage..., Construction Loans, Loan Origination, 203K, Home Equity Loans, Referrals, Mortgage Marketing, REO, HUD, Investors, Debt Consolidation, Condos, Real Estate Transactions, Small Business Lending, Finance, Financial Structuring, Property, New Home Sales, Home Equity Lines of..., Rates, Real Property, Retail Banking, Consumer Lending, Investments, Reverse Mortgages
Education
Johnson and Wales University 1996 — 1998
B.S., Hotel Resturaunt Instutional Management
Community College of Rhode Island 1994 — 1996
A.S., Business Administration, Management and Operations
Fidelity National Title February 2012 - Present
Bank of America Home Loans September 2005 - November 2011
Sierra Joint Community College District 2005 - 2006
Skills
Real Estate, Sales, Loans, Mortgage Lending, Selling, First Time Home Buyers, Investment Properties, Customer Service, Property, Time Management, Leadership, Short Sales, New Home Sales, REO, FHA, Sellers, Management, Public Speaking, Referrals, Real Estate Transactions, Residential Homes, Asset Management, Marketing Strategy
Education
Chapman University 2008 — 2010
Organizational Leadership
Sierra College 2002 — 2006
Associates Degree(s), Social Science & Liberal Arts
Bank of America Home Loans February 2012 - Present
Laurel Baye Healthcare 2005 - February 2012
Laurel Baye Healthcare 2005 - March 2011
PeopLease Corporation 2004 - 2005
St. Christopher Camp & Conference Center (Episcopal Diocese of SC) 2001 - 2004
Cintas 1996 - 2001
NBSC/First Trident Savings and Loan 1985 - 1993
Education
College of Charleston
Business Administration
PrimeLending October 2012 - Present
Bank of America Home Loans June 2010 - October 2012
Wells Fargo Home Mortgage June 2006 - April 2010
Countrywide Home Loans March 2005 - June 2006
Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Loans, Residential Mortgages, USDA, Loan Origination, Credit, VA loans, Reverse Mortgages, Construction Loans, First Time Home Buyers, Credit Analysis, Banking
Education
Collin County Community College
Liberty Mutual Insurance August 2010 - Present
Bank of America Home Loans October 2007 - August 2010
DHI Mortgage 2004 - 2006
Skills
Mortgage Lending, Underwriting, Loans, Refinance, Mortgage Banking, Insurance, FHA, Loan Origination, Credit, Real Estate, USDA, First Time Home Buyers, Residential Mortgages, Credit Analysis, Banking, Mortgage Marketing, Strategic Planning
Education
The American College 2010 — 2012
Life Underwriter Training Council Fellow (LUTCF), Life Insurance
Clemson University 1996 — 2000
BS, Management/Business Administration
DHI Mortgage October 2012 - Present
Bank of America Home Loans February 2011 - November 2012
North Star Bank June 2009 - March 2011
First American REO Servicing December 2008 - June 2009
First Bank of the Tetons November 2007 - November 2008
Indymac Bank November 2005 - November 2007
Strokes of Genius January 1992 - November 2005
Mortgage Plus Incorporated March 1993 - August 1995
Provident Federal Savings & Loan 1981 - 1989
Skills
Mortgage Lending, Banking, FHA, Loans, Credit, Loan Servicing, Underwriting, Customer Service, Financial Analysis, Loss Mitigation, Mortgage Banking, Mortgage Underwriting, Refinance, Residential Mortgages, Leadership, Construction Loans, VA loans, Loan Origination, FHA financing, Credit Analysis, Consumer Lending, USDA
Education
Colorado Christian University 1992 — 1993
BS, Management of Human Resources
Casper College 1971 — 1973
AS, Education
Bank of America Home Loans June 2005 - Present
Rand Technology July 2001 - August 2005
Nexgen Digital 1999 - 2001
Wet Products Distribution February 1998 - May 2000
Pelican Hill Golf Club March 1994 - March 1999
Skills
VA, FHA, Conventional, Finance, Foreclosures, Loan Origination, Investment Properties, Loans, Mortgage Banking, Mortgage Lending, REO, Real Estate, Refinance, Sales, Selling, Short Sales, VA loans, USDA, FHA financing, VA Loans
Education
College of the Desert 1989 — 1991
AA, Business
Saddleback College 1986 — 1989
AA Degree, General ( Lower Division
Pulaski Bank January 2015 - Present
BOK Financial Corp. October 2010 - December 2014
Bank of America Home Loans June 2006 - October 2010
Mid America Mortgage January 2005 - December 2005
Lightning Mortgage.com, Inc. May 1999 - November 2004
North America Mortgage 1995 - 1999
Skills
Conventional, Government, Mortgage, Loans, Credit, Mortgage Lending, Reverse Mortgages, Refinance, Residential Mortgages, Investment Properties, FHA, Mortgage Banking, Banking, Loan Origination, Credit Analysis, Real Estate, Underwriting, First Time Home Buyers, Real Estate Economics, Consumer Lending, Team Building, Leadership, VA loans, Sales, Mortgage Marketing, USDA, Real Estate Financing, FHA financing, Finance, VA Loans, FHA Financing
Education
Columbia College 1992 — 1993
B.S., Business Administration
Missouri State University 1982 — 1984
Bachelor of Science (BS), Information Systems
University of Missouri-Columbia 1980 — 1981
Academic
Gross Polowy, LLC October 2012 - Present
Bank of America Home Loans November 2007 - October 2012
Greater Buffalo Savings Bank January 2006 - November 2007
HSBC Mortgage Corporation October 1998 - December 2005
Skills
Banking, Bankruptcy, Credit, Loans, Mortgage Lending, Legal Research, Retail Banking, Commercial Banking, Risk Management, Mortgage Banking, Credit Risk, Customer Service, Microsoft Office, Microsoft Excel, Loan Servicing, Foreclosures
Education
Colorado Technical University 2010 — 2012
Associates, Criminal Justice and Corrections, 3.76 GPA
Munkiefoo 2009 - 2012
Bank of America Home Loans November 2009 - 2010
Skills
Social Media, Customer Service, Facebook, Marketing Strategy, Social Media Marketing, Video, New Business Development
Education
Colorado State University 1998 — 2002
Signature - Family Wealth Advisors September 2014 - Present
First Citizens Bank Mortgage Division May 2011 - September 2014
Bank of America Home Loans 2005 - 2011
Barry Meade Homes 2004 - 2005
Bank of America 1995 - 2004
Norwest Financial 1988 - 1995
Skills
Wealth Management, Business Development, Financial Analysis, Risk Management, Loans, Mortgage Lending, Banking, Credit, Finance, Leadership, Management, Team Building, Coaching, CRM, Credit Analysis, Event Planning, Underwriting, Financial Risk
Education
Clemson University
Bachelor of Science, Financial Management
Self Employed March 2015 - Present
Younique Products December 2014 - Present
Bank of America Home Loans April 2013 - December 2014
Skills
Microsoft Office, Management, Microsoft Excel, Microsoft Word, Research, PowerPoint, Sales, Leadership, Training, Photoshop
Education
College of the Desert 2007 — 2009
General Studies
Duane Gomer
Real Estate
IBM August 2014 - Present
BNY Mellon January 2014 - July 2014
Bank of America April 2012 - December 2013
Bank of America Home Loans March 2011 - April 2012
Skills
Business Analysis, Banking, Customer Service, Process Improvement, Microsoft Excel, Leadership, Team Building, Coaching, Vendor Management, Visio, Financial Analysis, Program Management
Education
Collin County Community College
Business Administration, Management and Operations
Louisiana Tech University
Sociology
Fidelity Mortgage Company August 2011 - Present
Bank of America Home Loans December 1998 - August 2011
Skills
Project Management, FHA, Short Sales, Refinance, Mortgage Lending, Government Loans, Loan Origination, Customer Service, Underwriting, Investments, Residential Mortgages, Loans, Mortgage Banking, Consumer Lending, Real Estate, Commercial Lending, Credit Analysis, Foreclosures, Real Estate Transactions, Credit, Investment Properties, Residential Homes, Banking, FHA financing, USDA, VA loans, First Time Home Buyers, Mortgage Underwriting, Finance, Real Estate Financing, Certified Mortgage..., Reverse Mortgages, Construction Loans, REO, Referrals, Real Estate Economics, Credit Risk, HUD, Investors, Commercial Real Estate, Home Equity Loans, Home Equity Lines of..., Loss Mitigation, Non-Conforming, Commercial Mortgages, Mortgage Servicing, Lines Of Credit, Single Family Homes, Small Business Lending, Condos
Education
Colorado Mesa University 1992 — 1997
Bachlors, Business Management
Transparent Mortgage December 2011 - Present
Luxury Mortgage Corp March 2009 - December 2011
Bank of America Home Loans March 2005 - July 2008
Impac Mortgage October 2003 - March 2005
Tikchik Narrows Lodge June 1992 - September 1998
Skills
Mortgage Lending, Refinance, Loans, Credit, Client Education, Financial Advisory, Real Estate Financing, Real Estate Transactions, Business Strategy, Marketing, Fly Fishing, Basketball, Investment Properties, Residential Mortgages, Banking, Home Equity Lines of..., FHA financing, VA Loans, FHA Financing, Real Estate, Finance, Service Providers
Education
Southern Oregon University 1998 — 2002
Bachelor of Business Administration (B.B.A.), Finance/Marketing
Deakin University 2002 — 2002
International Studies, Finance and International Business
Bank of America Home Loans April 2008 - Present
Skills
Microsoft Office, Business Analysis, Process Improvement, Microsoft Word, Call Centers, Analysis, Troubleshooting, SharePoint, Training
Education
Dallas County Community College 2015 — 2016
Computer Programming
RTC September 2015 - Present
Michal's Imports Ltd./Mariana Jewlery October 2013 - June 2015
Barneys New York September 2013 - October 2013
Melrose International LLC January 2013 - January 2013
Michael Kors November 2011 - December 2011
Bank of America Home Loans June 2010 - July 2011
Viper Tradeshow Services January 2007 - June 2010
Nordstrom March 2009 - August 2009
Skills
Visual Styling, Marketing, Public Relations, Sales, Brand Development, Business, Customer Service, Great communications..., Enthusiastic..., Organization, Presentation Design, Analytical Skills, Teamwork, Product Knowledge, Research, Multi-tasked, Grace Under Pressure, Windows & Mac operating..., Adobe, Blogging, Trade Shows, Micros, Fashion, Social Networking, Visual Merchandising, Event Management
Education
Columbia College Chicago 2011 — 2013
Bachelor of Arts (BA), Fashion Business
Harper College 2007 — 2010
Associate of Arts, Media Writing, Fashion Merchandising
San Diego State University-California State University 2006 — 2007
Journalism
Bank of America Home Loans June 2015 - Present
Bank of America Home Loans 2011 - Present
Stewart Title March 2005 - November 2011
Skills
Real Estate, Refinance, First Time Home Buyers, Real Estate Transactions, Mortgage Lending, Title Insurance, Sellers, Investment Properties, Mortgage Banking, Loans, Underwriting, Residential Mortgages, Foreclosures, REO, Mortgage Underwriting, Loan Origination
Education
Dallas County Community College 2009 — 2010
General Studies
Rowlett High School
Opus CMC November 2014 - Present
Digital Risk February 2013 - November 2014
Bank of America Home Loans January 2011 - February 2013
Bank Of Amercia Home Loans May 2009 - January 2011
TRIAD FINANCIAL SERVICES June 2008 - May 2009
HOMECOMINGS FINANCIAL CORPORATION September 2007 - November 2007
Homecomings Financial August 2007 - October 2007
Countrywide July 2007 - September 2007
Territory Manager June 2007 - August 2007
New Century Financial July 2002 - May 2007
Skills
Banking, Business Development, Credit, Credit Analysis, Customer Service, FHA, FHA financing, Loan Origination, Loans, Loss Mitigation, Mortgage Banking, Mortgage Lending, Mortgage Underwriting, Refinance, Residential Mortgages, Team Management, USDA, Underwriting, VA loans
Education
Central Connecticut State University
Bank of America March 2013 - July 2015
Bank of America February 2012 - March 2013
Bank of America Home Loans January 2011 - 2012
Bank of America 2009 - 2011
Bank of America March 2008 - 2009
Bank of America March 2007 - 2008
Washington Mutual January 2005 - February 2007
Skills
Banking, Mortgage Lending, Loan Servicing, Mortgage Servicing, Credit, Retail Banking, Management, Commercial Banking, Customer Service, Credit Analysis, 76 WPM, Policy and Procedure, Training
Education
Coleman College 2000 — 2002
A.S., Computer Networks
Amada Senior Care September 2012 - Present
Play N Trade Video Games December 2007 - September 2012
Shore Cliff Software - FranchiseMama November 2007 - December 2008
House, The Home Loan Store February 2005 - July 2007
Bank of America Home Loans February 2004 - May 2005
HSBC January 2000 - February 2004
Skills
Marketing Strategy, Social Media Marketing, New Business Development, Marketing, Leadership, Start-ups, Executive Management, Strategic Planning, Entrepreneurship, Sales Operations, Franchise Consulting, Sales, Management, Sales Management, Competitive Analysis, Online Advertising, Business Strategy, Turn Around Management, Retail, Strategic Partnerships, Franchising, Coaching, Training, Salesforce.com, Brand Development, P&L Management, CRM, Business Planning, Video Production, Conflict Resolution, Corporate Branding, Financial Analysis, Social Entrepreneurship, Social Enterprise, B2B, Performance Management, Organizational..., Team Building, Retail Banking, South America, Income Statement, Franchisee Management, Mergers, Operations Management, Mergers & Acquisitions, P&L, Process Excellence, Superior Organization, Business Development
Education
University of Southern California - Marshall School of Business 2011 — 2013
Master of Business Administration (M.B.A.)
Charter Oak State College 2009 — 2010
Bachelor of Science, Business Administration
Ditech Financial LLC December 2013 - Present
Stonegate Mortgage Corporation October 2012 - June 2013
Great Western Financial Services, Inc. July 2011 - May 2012
Bank of America Home Loans June 2005 - July 2011
BancFirst March 1998 - June 2005
Commercial Federal Bank June 1979 - March 1998
Skills
Mortgage Banking, Leadership, Banking, Mortgage Lending, Residential Mortgages, FHA, Loan Origination, Finance, Sales, Sales Management, Loans, Management, Training, Strategic Planning, Coaching, Real Estate, USDA, Portfolio Management, Marketing, VA Loans, Recruiting, Retail Banking, Executive Management, Leadership Development, Business Planning, Public Speaking, Relationship Management, Operations Management, Construction Loans, Entrepreneurship, Mortgage Marketing
Education
Institute of Computer Science 1980 — 1982
Computer Science
University of Nebraska at Omaha 1978 — 1980
Secondary Education
Concordia University, Nebraska 1977 — 1978
Director of Christian Education and Secondary Education
Nexient October 2014 - Present
Bank of America February 2012 - May 2013
Bank of America Home Loans October 2010 - February 2012
Self employed Internet marketer January 2009 - September 2010
Chase Home Finance July 2009 - January 2010
General Electric October 2008 - July 2009
United States Air Force September 2004 - August 2008
Dairy Queen 2000 - 2004
Skills
Customer Service, Credit, Leadership, Time Management, Accounting, JavaScript, HTML5, CSS, PowerPoint, Logistics, Coaching, Microsoft Excel, Project Management
Education
Chandler/Gilbert Community College 2013 — 2015
Airway Science Technology with Flight Emphasis, Aviation
Mesa Community College 2009 — 2010
Accounting - Income Tax Prep
Central Texas College 2004 — 2008
Information Technology
Garden City High 2000 — 2004
NYS Office of the State Comptroller August 2015 - Present
Wells Fargo December 2014 - July 2015
M&T Bank July 2013 - November 2014
Northgate Health Care Facility August 2012 - July 2013
Bank of America Home Loans January 2012 - May 2013
Northgate Health Care Facility June 2012 - August 2012
HSBC June 2010 - October 2011
Bank of America May 2009 - June 2010
Cosbey & Rader CPAs January 2010 - April 2010
First Niagara Bank July 2008 - August 2009
Skills
Banking, Retail Banking, Credit, Loans, Consumer Lending, Mortgage Lending, Cross Selling, Credit Risk, Credit Cards
Education
Daemen College 2006 — 2011
BS/MS Professional Accountancy, Accounting, 3.4
Bank of America Home Loans June 2009 - Present
Washington Mutual Card Services May 2007 - May 2009
Skills
Credit, Mortgage Banking, Risk Management, Refinance, Process Improvement, FHA, Residential Mortgages, Management, Customer Service, Mortgage Servicing, Team Leadership, Microsoft Office, Microsoft Excel, Change Management, Banking, Loans, Consumer Lending, FHA financing, VA loans, Team Building, Operations Management, Training, Coaching, Performance Management, Leadership Development, Mortgage Lending, Leadership, Relationship Management, Financial Risk, Credit Risk, Credit Analysis, Business Intelligence, Account Management
Education
College of DuPage
Trinity High School
CBC National Bank - Mortgage Division October 2014 - Present
WR Starkey Mortgage October 2011 - September 2014
Bank of America Home Loans April 2008 - October 2011
SunTrust Mortgage February 2003 - February 2008
Skills
Loans, Credit, Finance, Mortgage Banking, Risk Management, Real Estate, FHA Financing, USDA Rural Housing, VA Loans, Mortgage Underwriting, Operations Management, FNMA, FHLMC, Quality Control, Pipeline Management
Education
Dekalb Community College
Bank of America September 2012 - Present
Bank of America March 2011 - September 2012
Bank of America Home Loans September 2010 - March 2011
Bank of America Home Loans September 2010 - November 2010
Bank of America Home Loans October 2009 - September 2010
Countrywide November 1996 - February 2009
Countrywide 2005 - 2006
Countrywide 2002 - 2005
Countrywide 2001 - 2002
Countrywide 2000 - 2001
Skills
Training, Leadership, Process Improvement, Management, Loans, Program Management, Banking, Insurance, Analysis, Budgets, Call Centers, Project Management, Risk Management
Education
Collin County Community College 1990 — 1993
Associate, Child Development
Peoples's United Bank September 2013 - Present
People's United Bank (Assignment through Execu-Search Group) November 2012 - August 2013
The Washngton Trust Company April 2012 - October 2012
Darien Rowayton Bank December 2010 - January 2012
Bank of America Home Loans August 2001 - March 2010
Threshold Financial Corp. D.B.A. Threshold Mortgage Company April 1993 - August 1997
Aetna Life and Casualty & Co., Inc October 1990 - February 1993
Dime Savings Bank of New York October 1989 - May 1990
Merrill Lynch & Co., Inc September 1986 - September 1989
E.F. Hutton & Co., Inc February 1985 - August 1986
Skills
Mortgage Lending, Reverse Mortgages, Mortgage Underwriting, Jumbo Mortgage, Sales Management, Sales, Resume Writing, Finance, Email Marketing, Retail Banking, Commercial Banking, Commercial Insurance, Fine Art, Visual Arts
Education
Columbia University in the City of New York 1997 — 2001
B.A., Visual Arts
School of General Studies 1997 — 2001
B.A., Visual Arts
University of Massachusetts
Economics/B.A
RigData January 2013 - Present
SWTC Business Services 2004 - Present
Sabre Holdings May 2011 - December 2012
Bank of America Home Loans December 2010 - May 2011
CDI Professional Services April 2009 - December 2010
Xpressdocs March 2008 - March 2009
Heath markets 2007 - 2007
Unitrin 2007 - 2007
fema 2004 - 2007
The Beryl Companies 2006 - 2006
Skills
SQL Server, Oracle, Data Modeling, Physical Data Modeling, Logical Data Modeling, MySQL DBA, Microsoft SQL Server, PostgreSQL, MySQL, Database Design, Databases, Software Development, Security, Disaster Recovery, SDLC, SQL, Access, Business Intelligence, Integration, ETL, Crystal Reports, Performance Tuning, Testing, Database Administration, SSRS, Data Migration
Education
Cameron University 1979 — 1983
Inland Home Mortgage Co September 2012 - Present
Bank of America Home Loans March 2009 - September 2012
RLCA April 2008 - August 2008
First Franklin Financial subsidiary of Merrill Lynch September 2006 - March 2008
First Franklin/Merrill Lynch 2005 - 2008
First Franklin Financial subsidiary of National City July 2005 - September 2006
RLCA January 2003 - July 2005
Education
College of DuPage 1995 — 1999
Sterns Lending June 2013 - Present
Wells Fargo Home Mortgage October 2011 - May 2013
Bank of America Home Loans February 2010 - October 2011
Clearwater Mortgage May 2005 - September 2009
Skills
Mortgage Banking, Loan Origination, Loans, Credit, Mortgage Lending
Education
Community College of the Air Force 1974 — 1994
Associate's degree, Administrative Assistant and Secretarial Science, General
Kelowna High School, Kelowna British Columbia Canada
“First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org)” April 2013 - Present
Citi August 2011 - March 2013
Bank of America Home Loans March 2005 - August 2011
Skills
Mortgage Banking, Refinance, Loans, Loan Origination, Residential Mortgages, VA loans, Credit, USDA, FHA financing, Banking, Credit Analysis, Commercial Lending, Construction Loans, Mortgage Lending, FHA, Certified Mortgage..., Commercial Banking, Commercial Mortgages, Commercial Real Estate, Condos, Consumer Lending, Finance, Financial Structuring, First Time Home Buyers, Foreclosures, Government Loans, HUD, Home Equity Lines of..., Home Equity Loans, Investment Properties, Investments, Investors, Mortgage Servicing, Loss Mitigation, New Home Sales, Mortgage Underwriting, Property, Portfolio Management, Rates, REO, Real Estate Economics, Real Estate, Real Estate Financing, Real Estate Transactions, Referrals, Relocation, Reverse Mortgages, Residential Homes, Sellers, Selling
Education
Towson University 1995 — 1999
Bachelor of Applied Science (B.A.Sc.), Biochemistry
Defense Language Institute 1988 — 1990
Associate's degree, Arabic Language and Literature
Randolph-Macon College 1987 — 1988
Chemistry
Bank of America June 2010 - Present
Bank of America Home Loans June 2010 - April 2011
Optivest Properties February 2008 - August 2008
MDK Development LLC January 2006 - January 2008
Education
Collin County Community College 1999 — 2001
Fairway Independent Mortgage Corporation January 2014 - Present
Franklin American Mortgage Company January 2012 - February 2014
Caliber Funding November 2010 - October 2011
Bank of America Home Loans 2007 - 2010
Cherry Creek Mortgage June 1999 - August 2007
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Team Building, VA loans, FHA, Real Estate, Recruiting, Sales, Management, Selling, Refinance, Investments, Investment Properties, Finance, Sales Management, USDA, Loans, Residential Mortgages, FHA financing, Certified Mortgage..., Reverse Mortgages, Government Loans, Building Strong..., Home Equity Loans, Credit, FHA Financing, VA Loans
Education
Colorado State University 1988 — 1992
BA, Political Science and History
Bank of America Home Loans 2005 - Present
Chase Home Finance September 1996 - December 2005
Union Bank May 1996 - August 1996
Education
1st City Mortgage in Fort Collins December 2011 - Present
Future Yogurt Kiosk 2015 - 2015
Future Yogurt Kiosk 2015 - 2015
Bank of America Home Loans January 1998 - December 2011
Skills
Mortgage Lending, Loans, Mortgage Banking, Residential Mortgages, Refinance, Loan Origination, VA loans, Credit, First Time Home Buyers, Real Estate, Real Estate Financing, Investors, Residential Homes
Education
Chadron State College 1993 — 1998
Real Estate Finance, Marketing and Finance
HUB International February 2015 - Present
State Farm July 2013 - Present
State Farm July 2013 - July 2014
Bank of America Home Loans November 2010 - March 2013
Skills
Credit Analysis, Credit, Mortgage Lending, Loans, Mortgage Banking, Banking, Loan Origination, FHA, Underwriting, Microsoft Excel, Investment Properties, Customer Service, First Time Home Buyers, Process Improvement, Real Estate, Foreclosures, REO
Education
Devry
B.A., Human Resource Management
Colorado Technical University 2007 — 2009
Associates of Science, Business Administration
Kaplan University
Bachelor of Science, Human Services
Bank of America Home Loans 2005 - Present
JPMorgan Chase April 1988 - March 2005
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Loans, Credit, FHA, Residential Mortgages, Banking, Underwriting, Refinance, Credit Analysis, Risk Management, Branch Management, Executive Management, Finance, Financial Services, Investment Properties, Relationship Management
Education
City University of New York-Brooklyn College 1980 — 1982
Chemistry
Carrington Mortgage Services September 2011 - Present
Direct Mortgage Wholesale Corp December 2009 - September 2011
Bank of America Home Loans September 2007 - October 2008
California Assoc of Mortgage Brokers July 2002 - June 2003
Skills
Loan Origination, Residential Homes, Credit, Investment Properties, Reverse Mortgages, FHA financing, USDA, Mortgage Underwriting, Mortgage Lending, Real Estate, VA loans, FHA, Banking, Sales Management, Mortgage Banking, Residential Mortgages, Commercial Lending, Underwriting, Refinance, Loans, Certified Mortgage..., Construction Loans, FHA Financing, Government Loans, VA Loans
Education
Cerritos College 1969 — 1971
AA, Language & Theater
Wells Fargo Home Mortgage May 2015 - Present
Wintrust Mortgage June 2014 - April 2015
BMO Harris Bank February 2012 - May 2014
Freedom Mortgage January 2012 - February 2012
First American Bank October 2011 - December 2011
Harris Bank September 2011 - October 2011
Bank of America Home Loans August 2009 - September 2011
Countrywide Bank/BOA December 2008 - August 2009
PST Sales and Marketing September 2008 - December 2008
American Chartered Bank March 2008 - May 2008
Skills
Mortgage Lending, Loans, FHA, Underwriting, Mortgage Banking, Customer Service, Loan Origination, Refinance, Residential Mortgages, Credit, FHA financing, USDA, VA loans, Credit Analysis, Mortgage Underwriting, Reverse Mortgages, Home Equity Loans, Construction Loans, Commercial Lending, Loan Servicing, Mortgage Servicing, Loss Mitigation, Banking, Consumer Lending, Government Loans, FHA Financing
Education
Concordia University-Seward 1994 — 1999
Bachelor of Arts (B.A.), Education and Church Music
Concordia University-River Forest 1994 — 1997
Fannie Mae March 2010 - Present
Bank of America Home Loans July 2008 - March 2010
Countrywide 2004 - June 2008
CitiMortgage, Inc. 2003 - 2004
Washington Mutual 1996 - 2003
Education
Creighton University School of Law 1987 — 1990
J.D., Law
Creighton University 1983 — 1987
B.A.
Bank of America March 2012 - Present
Bank of America Home Loans March 2010 - May 2011
Bank of America 2007 - January 2011
Skills
Six Sigma, Leadership, Management, Cross-functional Team...
Education
Brown University (certificate program)
Certificate program, Management
Connecticut College
BA, Economics, Anthropology
Self Employed January 2012 - Present
Bank of America Home Loans October 2010 - December 2011
Bank of America 2009 - 2011
Home Loan Services, Inc. November 2001 - October 2010
Skills
Default, Foreclosures, Mortgage Lending, Loans, Mortgage Banking, Loss Mitigation, Credit, Loan Origination, Mortgage Servicing, Loan Servicing, FHA, Banking, Asset Management, Portfolio Management, Residential Mortgages, FHA financing, Bankruptcy, Real Estate Financing, REO, Financial Analysis, Commercial Mortgages, Property, Commercial Lending, Brokerage, Appraisals, Risk Management, Credit Analysis, Refinance, Credit Risk, Vendor Management, USDA, Residential Homes, Title Insurance, Due Diligence, Consumer Lending, Short Sales, Loan Modifications, Financial Risk
Education
Clarion University of Pennsylvania 1981 — 1985
Bachelor of Science (BS), Finance
Clarion University of Pennsylvania 1981 — 1985
B.S., Finance
Bank of America March 2015 - Present
Bank of America October 2013 - February 2015
Bank of America Home Loans November 2008 - December 2012
Bank of America 2005 - December 2012
Sam's Club May 2004 - December 2004
Walmart August 2000 - May 2004
Skills
Call Center, Vendor Management, Customer Experience, Process Improvement, Banking, Operations Management, Customer Satisfaction, Customer Service, Mortgage Lending, Loans, Leadership, Management, Team Building, Coaching, Recruiting, Project Management, Risk Management, Outsourcing, Workforce Management, Analysis, Business Analysis, SharePoint, Loan Servicing, Payments, Forecasting, Visio, Call Centers, Training, Performance Management
Education
Dallas County Community College 2003 — 2007
Navarro College 2001 — 2003
Federal Deposit Insurance Corporation (FDIC) 2010 - Present
Bank of America Home Loans January 2008 - November 2009
LaSalle Bank February 1995 - January 2008
LaSalle National Bank January 1986 - January 1995
Skills
Credit, Mortgage Banking, Loans, Mortgage Lending, Commercial Lending, Loan Origination, Credit Analysis, New Business Development, Portfolio Management, FHA, Banking, FHA financing, Refinance, Commercial Mortgages, Commercial Banking, Residential Mortgages, Consumer Lending, Underwriting, Finance, Financial Services, Small Business Lending, Credit Risk, Loan Servicing, FHA Financing
Education
College for Financial Planning 1990 — 1992
Financial Planning and Services
Northern Illinois University - College of Business 1974 — 1976
Bachelor of Science (B.S.), Finance, General
Lisle High School
Lisle High School
Bank of America Home Loans January 2009 - Present
Education
Citrus College 1978 — 1982
Plaza Home Mortgage, Inc. May 2015 - Present
Bank of America July 2013 - May 2015
Bank of America June 2011 - July 2013
Bank of America January 2011 - June 2011
Bank of America Home Loans January 2010 - January 2011
Countrywide Bank December 1991 - December 2009
Skills
Credit Analysis, Banking, Credit Risk, FHA, Loan Origination, Residential Mortgages, Underwriting
Education
Central Washington University
PennyMac Loan Services, LLC September 2015 - Present
Bank of America Home Loans August 2010 - September 2015
American Home Mortgage January 2009 - August 2010
Saxon Mortgage Servicing - A Morgan Stanley Co August 2007 - January 2009
Saxon Mortgage 2008 - 2009
American Home Mortgage March 2005 - August 2007
Countrywide Home Loans 2002 - 2004
Skills
Foreclosures, Legal Compliance, Compliance, Compliance Testing, Mortgage Servicing, Litigation, Customer Service, Call Center..., Quality Control, Escrow, Risk Management, Risk Assessment, Operational Risk..., Bankruptcy, Claims Management, Loss Mitigation, Cash Management, Executive Correspondence, Property Tax, FHA, GSE, Collections, Regulatory Requirements, Regulatory Exams, Licensing, Investoring Accounting, REO, User Acceptance Testing, System Testing, Loan Modifications, HAMP, Project Management, Operational Risk, Process Improvement, Credit, Banking, Mortgage Banking, Residential Mortgages, Loan Servicing, Loans, Default, Auditing, Mortgage Lending, AML, Underwriting, Loan Origination, Financial Risk, Management, Financial Services
Education
Alemany
Chaminade University of Honolulu
Bank of America Home Loans September 2006 - Present
Education
Coe College 1997 — 2001
AIG Global Real Estate April 2014 - Present
DLC September 2013 - April 2014
Bank of America Home Loans January 2010 - August 2013
Bank of America Home Loans July 2008 - December 2009
Countrywide Home Loans June 2005 - July 2008
Skills
Credit, Financial Modeling, Credit Analysis, Pricing, Financial Risk, Mortgage Banking, Mergers & Acquisitions, Financial Analysis, Corporate Finance, Internal Audit, Finance, Secondary Market, Valuation, Loans, Banking, Accounting, Portfolio Management, Risk Management
Education
University of California, Los Angeles - The Anderson School of Management 2011 — 2014
MBA Candidate
Cornell University 2000 — 2004
Bachelor of Arts, Economics & Psychology
Bank of America Home Loans October 2013 - Present
Guaranteed Rate February 2012 - October 2013
MetLife Home Loans September 2011 - January 2012
Guaranteed Rate July 2006 - September 2011
RBC Mortgage October 2004 - July 2006
Self Employed January 2003 - January 2006
Mortgage Works March 2003 - October 2004
Appliance Controls Group, Inc., A Division of Corning, Inc. June 2001 - January 2003
Joslyn Manufacturing July 1999 - February 2001
Peerless of America April 1996 - June 1999
Skills
First Time Home Buyers, Mortgage Lending, Mortgage Banking, FHA, FHA financing, VA loans, Iso 9000, Real Estate, Investment Properties, Refinance, Investors, Customer Service, Condos, Residential Homes, Residential Mortgages, Real Estate Financing, Commercial Real Estate, Loan Origination, Credit, Loans, Government Loans, Referrals, Rates, Single Family Homes, VA Loans
Education
Illinois Institute of Technology
Master's Degree
De La Salle University
Bachelor's Degree
Bank of America Home Loans May 2007 - Present
Skills
Team Leadership, Real Estate, First Time Home Buyers, Advertising, Mortgage Lending, Customer Service, Loan Origination, Marketing, Social Media, FHA, Financial Analysis, Social Media Marketing, Account Management, Loans, Refinance, Residential Mortgages, Sales, VA loans, Investments
Education
Colorado State University
Wells Fargo Home Mortgage August 2013 - Present
Wintrust Mortgage Corporation August 2011 - August 2013
Bank of America Home Loans February 2011 - August 2011
Wells Fargo Home Mortgage January 1999 - February 2011
Skills
FHA, Refinance, Loan Origination, Mortgage Banking, FHA financing, VA loans, Loans, Residential Mortgages, First Time Home Buyers, USDA, Banking, Construction Loans, FHA Financing
Education
Creighton University 1991 — 1995
Bachelor of Arts, Political Science
Creighton University 1991 — 1995
Marmion Military Academy
Bank of America Home Loans September 2008 - Present
Indymac Bank December 1999 - September 2008
Integrated Capital Group 1992 - 1999
Skills
Mortgage Lending, Program Management, Mortgage Banking, Credit, Management, Credit Risk, Banking, Leadership, Underwriting, Loan Origination, Financial Risk, Executive Management, Loans, Product Development, FHA
Education
De La Salle University 1978 — 1980
Bachelors Degree, Business Administration Major in Marketing
UNITED NATIONS FEDERAL CREDIT UNION July 2015 - Present
Chase August 2013 - May 2015
Wells Fargo Home Mortgage NMLSR ID: 485243 November 2011 - July 2013
Bank of America Home Loans March 2006 - October 2011
The New York Mortgage Company, LLC February 2000 - March 2006
Smithhaven Mortgage Bankers March 1998 - February 2000
M&T Bank April 1995 - March 1998
First West Mortgage Bankers June 1991 - April 1995
Crossland Savings Bank October 1988 - June 1991
David Scott Realty & Investment Corp May 1985 - October 1988
Skills
Mortgage Lending, FHA, Mortgage Banking, Mortgage, Conventional, Loan Origination, VA, Refinance, Lines Of Credit, Mortgage Industry, Origination, Purchase, First Time Home Buyers, Loans, Investment Properties, Real Estate, Residential Mortgages, Credit, FHA financing, Sales, VA loans
Education
Brooklyn College 1982 — 1983
Accounting
Hofstra University 1980 — 1982
Accounting
Brooklyn College 1979 — 1980
Accounting
South Shore High School 1976 — 1979
Bank of America Home Loans December 2009 - April 2011
Chase Home Loans January 2009 - December 2009
HomeAmerican Mortgage February 2003 - April 2008
Countrywide KB 2008 - 2008
Skills
Mortgage Lending
Education
Community College of Aurora 1993 — 2005
AA
LPL Financial June 2015 - Present
American Funds May 2014 - June 2015
KBS Capital Markets Group February 2012 - May 2014
Bank of America Home Loans October 2009 - February 2012
Chaney Hall, Inc. June 2007 - October 2009
Skills
Series 7, Series 63, Alternative Investments, Mortgage Lending, FINRA, Venture Capital, Sales
Education
Chapman University, The George L. Argyros School of Business and Economics 2003 — 2007
B.S.
Université Paris Sorbonne (Paris IV)
Petska Residence October 2011 - Present
Petska Residence July 2011 - Present
Bank of America Home Loans July 2004 - October 2011
Bank of America 2004 - September 2010
Countrywide Bank July 2004 - September 2008
Skills
Loans, Mortgage Banking, Mortgage Lending, Credit, Call Centers, Retail Banking, Consumer Lending, Construction Loans, Mortgage Modification, Home Equity Lines of..., Home Equity Loans, Sales, Process Improvement, Loss Mitigation, Lines Of Credit, Sales Management, Government Loans, FHA Financing, Loan Origination
Education
Colorado State University 1998 — 2002
B.A., History, Political Science
Lewis-Palmer High School 1994 — 1998
BB&T July 2015 - Present
Wells Fargo Home Mortgage February 2015 - July 2015
BB&T July 2011 - January 2015
Bank of America Home Loans January 2011 - June 2011
Coldwell Banker Home Loans January 2009 - March 2011
Countrywide Financial July 2005 - October 2008
Skills
Recruiting, Banking, Customer Retention, Loans, Referrals, Mortgage Banking, Credit, Credit Analysis, VA loans, USDA, Underwriting, Commercial Lending, FHA financing, FHA, Investment Properties, VA Loans, Real Estate, Loan Origination, Business Development, Sales, First Time Home Buyers
Education
Dallas Baptist University 1999 — 2000
BAS, Business Administration
Texas A&M University-Commerce
Quicken Loans July 2015 - Present
Bank of America Home Loans February 2013 - July 2015
RoundPoint Financial Group June 2012 - February 2013
Bank of America Home Loans November 2009 - June 2012
Zenta June 2009 - November 2009
Wachovia March 2009 - June 2009
Wells Fargo Home Mortgage December 2008 - February 2009
Pulte Mortgage January 2006 - December 2008
Citicorp October 2002 - October 2005
Jack in the Box March 2002 - September 2002
Skills
Spanish, Mortgage Lending, Financial Services, Customer Satisfaction, Credit, Customer Service, Recruiting, Sales, Financial Analysis, Finance, Marketing, Training, FHA, Mortgage Underwriting, Loans, Loan Origination, Mortgage Banking, Credit Analysis, Underwriting, Management
Education
Central Piedmont Community College 2006 — 2006
Certification, Conventional Loan Process
Wells Fargo Home Mortgage November 2014 - Present
Wintrust Mortgage October 2013 - November 2014
JP Morgan Chase May 2011 - October 2013
Wells Fargo Home Mortgage March 2010 - May 2011
Bank of America Home Loans April 2004 - October 2009
Skills
Mortgage Lending, Refinance, Loans, Investment Properties, Finance, Mortgage Banking, FHA, Loan Origination, Residential Mortgages, FHA financing, Credit, Construction Loans, Government Loans, Banking, Commercial Lending, REO, First Time Home Buyers, Real Estate, Mortgage Underwriting, Home Equity Loans, Commercial Mortgages, Home Equity Lines of..., Certified Mortgage..., FHA Financing, VA Loans, Sales, Credit Analysis, USDA, Underwriting, Reverse Mortgages, Recruiting
Education
College of DuPage 2001 — 2002
Bachelor of Business Administration (BBA)
Columbia College Chicago 1996 — 1997
Bachelor of Arts (BA)
Bank of America April 2013 - Present
Bank of America Home Loans November 2010 - April 2013
Rose International July 2010 - November 2010
Elite Financing, Inc. March 2008 - July 2010
America Bancorp, Inc. March 2003 - December 2007
Education
City Colleges of Chicago-Wilbur Wright College
Associate of Arts (A.A.), Business Administration and Management, General
University of Illinois at Chicago 1999 — 2001
Quatrro November 2011 - Present
Bank of America Home Loans May 2009 - September 2009
wachovia 1993 - 2008
Wachovia Bank 1993 - 2008
Wachovia Mortgage( Formaly known as World Savings) 1993 - 2008
World Savings and Loans January 2000 - July 2000
Skills
Mortgage Lending, Leadership, Training, Loans, Credit Analysis, Underwriting, Credit, Sales, Finance, Real Estate, Management, Customer Service, Financial Risk, Banking, Loan Origination, Human Resources, Mortgage Banking
Education
City College of San Francisco
Heald College
US Technical Services October 2011 - Present
Bank of America Home Loans October 2010 - October 2011
Independent Contractor November 2009 - July 2010
Health Net April 2005 - June 2009
Nishcorp Consulting 2004 - 2005
Blue Cross of California February 2000 - March 2003
Education
College of the Canyons 1981 — 1983
Technology
Farmington Bank June 2012 - Present
PNC Mortgage August 2010 - May 2012
GMAC Mortgage May 2008 - April 2010
United Bank May 2007 - May 2008
Mortgage Lenders Network December 2003 - January 2007
PMI Mortgage Insurance Co. October 2001 - November 2003
Countrywide Home Loans September 1999 - October 2001
Bank of America Home Loans June 1989 - June 1999
Skills
FHA, VA, Mortgage Lending, Credit Analysis, Risk Management, Loans, Loan Origination, Training, Underwriting, Credit, Government Loans, VA loans, Insurance, Portfolio Management, Mortgage Banking, Mortgage Underwriting, Residential Mortgages, Refinance, FHA financing, USDA, Construction Loans, Consumer Lending, Mortgage Servicing, VA Loans
Education
City University of New York-Hunter College
BA, International Politics, Russian, French, Linguistics
Lake Michigan Credit Union December 2014 - Present
Compliance Systems Inc. March 2014 - February 2015
JPMorgan Chase April 2012 - March 2014
Bank of America Home Loans November 2010 - April 2012
Bank of America December 2009 - April 2010
Bank Of America March 2008 - January 2010
LaSalle Bank June 2007 - March 2008
Citizens Bank - Flint/fka Republic Bank 2006 - 2007
Fifth Third Bank 2003 - 2005
Skills
Credit, Risk Management, Loan Origination, Residential Mortgages, Consumer Lending, Loans, Mortgage Banking, Credit Analysis, Mortgage Lending, Underwriting, FHA, Refinance, Banking
Education
Cornerstone University 1983 — 1987
B.A., Business Administration
Caliber Funding February 2012 - Present
MetLife Home Loans October 2011 - February 2012
Bank of America Home Loans August 2008 - October 2011
CTX Mortgage 2004 - 2008
US Army May 1983 - July 1993
Education
California University of Pennsylvania 1979 — 1983
BS, Business
Colorado State Bank and Trust January 2012 - Present
Bank of America Home Loans April 2010 - December 2011
Playground June 1999 - December 2009
Keystone Resort February 1998 - May 1999
Keystone Resort October 1994 - February 1998
Skills
Sales Management, Team Building, Customer Retention, Real Estate, Financial Analysis, Budget, Sales, Strategic Planning, Project Management, Mortgage Lending, Marketing
Education
Colorado State University 1984 — 1987
BS, Marketing
Bank of America Home Loans April 2006 - Present
Independent Storm Adjuster 2002 - 2005
Minor Planet Systems 2000 - 2002
Education
Collin County Community College
Embrace Home Loans January 2010 - Present
Bank of America Home Loans March 2005 - December 2009
Bank of America March 1995 - March 2005
Skills
First Time Home Buyers, FHA, VA, Mortgage Lending, Credit, Banking, Home, Real Estate, VA loans, Loans, Refinance, Finance, Foreclosures, USDA, Residential Mortgages, Loan Origination, FHA financing, Reverse Mortgages, Government Loans, Real Estate Financing, Construction Loans, Certified Mortgage..., 203K, Commercial Mortgages, Commercial Lending, Investment Properties, Consumer Lending, Underwriting, VA Loans
Education
Cumberland College, Williamsburg, Kentucky 1970 — 1974
BS, Business Commerce Education
Cumberland College 1970 — 1973
BS, Commerce and Economics
Bank of America Home Loans February 2010 - April 2015
Chandler Ingram Law Office February 2008 - February 2010
Krueger Law Office April 2004 - February 2008
Cruise Law Office July 2003 - April 2004
Norwall PowerSystems December 2002 - July 2003
Coach Net August 2000 - September 2002
Professional Lenders Alliance/ Miles Wright Finlay and Zak February 1997 - May 2000
Blue Diamond Exterminating September 1995 - February 1997
T D Service 1992 - 1995
California Reconveyance Company February 1989 - September 1991
Skills
Legal Writing, Legal Research, Litigation, Legal Documents, Pleadings, Courts, Bankruptcy, Invoicing, Filing, Office Management
Education
Concord Law School - Kaplan University 2002 — 2003
Bank of America Home Loans July 2010 - Present
WACHOVIA SECURITIES / WELLS FARGO August 2008 - December 2009
CITI SMITH BARNEY October 2006 - August 2008
LEHMAN BROTHERS, INC April 2005 - January 2006
WEICHERT COMMERCIAL BROKERAGE, INC June 1999 - April 2005
Education
Colgate University
Bachelor of Arts, Economics & Fine Arts
Roundpoint Mortgage Company March 2014 - Present
Wells Fargo Bank January 2013 - January 2014
Bank of America Home Loans March 2012 - January 2013
Accenture Credit Services May 2011 - March 2012
Brightgreen Home Loans August 2009 - April 2011
5th Third Bank May 2009 - August 2009
Equifirst September 2003 - March 2009
Education
Central Piedmont Community College 1984 — 1985
General Business
Stevenson Toyota April 2015 - Present
Ralph Hayes Toyota December 2013 - October 2014
Bank of America Home Loans August 2011 - April 2013
Saluda River Club December 2009 - May 2011
Coldwell Banker United, REALTORS June 2007 - February 2009
The Mungo Company/Mungo Homes February 1997 - May 2007
Skills
FHA, Residential Mortgages, Mortgage Banking, Loans, Refinance, Credit, Banking, Loan Origination, Credit Analysis, Consumer Lending
Education
University of South Carolina School of Law 1988 — 1991
Juris Doctor, Law
Clemson University 1979 — 1983
BS degree in Animal Science, Bachlelor of Science in Animal Science
Spring Valley High School 1976 — 1979
Wells Fargo Home Mortgage January 2014 - Present
Skyline Home Loans January 2012 - January 2014
PFMD 2010 - 2012
Bank of America Home Loans 2006 - 2010
Chase Home Finance June 1991 - November 2006
Skills
FHA, Refinance, Customer Service, Mortgage Banking, Referrals, Mortgage Lending, Funding, PowerPoint, Commercial Lending, Customer Retention, VA loans, Credit, Residential Mortgages, Business Development, Analysis, Loan Origination, Underwriting, Loans, VA Loans
Education
University of Delhi
MS, Biology
Bank of America March 2009 - Present
Bank of America Home Loans March 2009 - Present
Bank of America Home Loans March 2009 - Present
Department of Real-Estate January 1995 - Present
Department of Real-Estate January 1995 - Present
USAA Insurance July 2008 - March 2009
USAA Insurance July 2008 - March 2009
Roseville Home Loans February 2001 - July 2008
Roseville Home Loans February 2001 - July 2008
Sacramento Home Loans July 1992 - January 2001
Education
California State University-San Bernardino - College of Business and Public Administration 1987 — 1989
BA, Finance
Cal State
B.A, Business Administration; Finance
Bank of America Home Loans March 2014 - Present
Bank of America Home Loans March 2014 - Present
Synovus Mortgage January 2013 - March 2014
Bank of North Carolina December 2011 - 2013
Regent Bank April 2009 - 2012
American Institute of Banking December 2006 - October 2008
CommunitySouth Bank and Trust November 2004 - October 2008
Community South Bank 2004 - 2008
CommunitySouth Bank and Trust 2004 - 2008
SouthTrust Bank March 2001 - November 2004
Skills
Commercial Lending, Small Business Lending, Loans, Credit, Banking, Mortgage Lending, Construction Loans, Government Loans, Credit Analysis, Refinance, Underwriting, Certified Mortgage...
Education
Furman University
Master, Business Administration
College of Charleston 1987 — 1989
BA, Bussiness
College of Charleston
Bachelor of Arts, English and Business
Anderson Junior College
Associates, Journalism
Merrill Lynch March 2010 - Present
Bank of America Home Loans June 2000 - March 2010
Equicredit Corporation July 1997 - June 2000
Skills
Mortgage Lending, Wealth Management..., Financial Advisory, Series 7, Series 63, Series 65
Education
University of Toledo
Bachelor of Arts (B.A.), minor in Business Administration
College for Financial Planning
Accredited Wealth Management Advisor (sm)
College for Financial Planning
Chartered Retirement Planning Counselor (sm)
Ottawa Hills High School 1986 — 1990
Diploma
PNC Mortgage March 2011 - Present
Bank of America Home Loans July 2008 - July 2009
Washington Mutual Bank December 1992 - December 2004
Education
Canisius College
Bank of America Home Loans May 2011 - Present
Ecom PPO.com, Inc. February 2007 - December 2010
Countrywide Home Loans 1995 - 2006
Countrywide Home Loans April 1995 - September 1999
Skills
Microsoft SQL Server, Project Management, SQL, Software Development, Software Documentation, Testing, VB.NET, Visual Basic, Agile Methodologies, Program Management, Quality Assurance, Vendor Management, SDLC, Analysis
Education
Collins College 2003 — 2011
Computer Science
Richland Community College 1992 — 2001
Associates, General Studies
Texas Tech University 1988 — 1991
International Economics
Bank of America Home Loans October 2010 - Present
Bank of America Home Loans February 2009 - October 2010
Education
Carlow University
Bachelors, Business Management
Bank of America-Home Loans June 2009 - Present
Cushman April 1990 - August 1996
Education
Georgetown School of Accountancy
North Georgetown College
City University of New York City College
Accounting
Guyana
S.A, CXC; English, Math, History and Science
Guyana
S.A, Elementary and Intermediate Accounting
York College- 2008
Bookkeeping and Accounting Principles
Wells Fargo Home Mortgage 2010 - Present
Bank of America Home loans February 2008 - March 2010
Chase Home Lending July 1997 - February 2008
Skills
VA loans, Mortgage Lending, FHA, Mortgage Banking, Refinance, Loan Origination, Reverse Mortgages, FHA financing, Residential Mortgages, First Time Home Buyers, Mortgage Underwriting, Loans, Underwriting, Investment Properties, USDA, FHA Financing, Short Sales, VA Loans
Education
California State University-Sacramento
Alpine Mortgage Planning June 2014 - Present
Mortgage Brokers Services Inc dba Kiel Mortgage January 2012 - January 2014
Bank of America Home Loans January 2009 - September 2011
Mortgage Financing Services Inc December 1993 - October 2005
Skills
Mortgage Lending, Mortgage Banking, Loans, Credit, Refinance, FHA, Credit Analysis, Loan Origination, Residential Mortgages, Underwriting, VA loans, Investments, Consumer Lending, Microsoft Word, Mortgage Underwriting, Reverse Mortgages, Banking
Education
Clover Park Technical College
Insurance Certificate, Insurance
Pierce College
Home Education Foundation 2010 - Present
Bank of America Home Loans 2010 - 2011
Capital One Bank 2002 - 2007
Skills
Loans, PowerPoint, Customer Service, Public Speaking, Team Building, Management, Microsoft Office, Sales, Leadership
Education
Dallas Baptist University
MBA, Management
Bank of America Home Loans June 1993 - Present
Education
De La Salle University 1978 — 1982
Bachelor of Science (B.S.), Liberal Arts & Commerce
McKesson Business Performance Services April 2013 - Present
CCI Training Center July 2012 - Present
Bank of America Home Loans 2002 - 2012
Skills
Microsoft Office, Medical Terminology, HIPAA, Medicare, Medical Records, HCPCS, Software Documentation, Customer Service, Insurance, Data Entry, Medisoft, Hospitals, Informatics, Cpr Certified, CPT, Access, Healthcare, Telephone Skills, ICD-9, Medical Coding, Outlook, Microsoft Word, Spreadsheets, Medical Billing, Critical Thinking, Epic Systems, EMR, Invoicing, Medical Transcription, 10 Key, Healthcare Management, Health Information..., Health Insurance, Healthcare Information..., EHR, Confidentiality, Meditech, Appointment Scheduling, Filing, Revenue Cycle
Education
CCI Training Center 2012 — 2013
Health Information Specialist
none April 2012 - Present
Bank of America Home Loans 2006 - 2012
David McDavid Honda October 2004 - April 2006
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, SharePoint, PowerPoint, Pivot Tables, Portfolio Managemenrt, Top-rated sales..., Complex problem...
Education
CUNY Bronx Community College 2001 — 2001
Certificate, Data Processing and Data Processing Technology/Technician
Institute of Management and Production-UWI 1985 — 1987
Associate's degree, Computer Science
Excelsior High School 1976 — 1982
Dipolma
Bank of America Home Loans November 2009 - Present
Amscot October 2008 - March 2009
Bank of America July 2007 - September 2008
Aculink Mortgage Solutions February 2006 - May 2007
Gulf Coast Title November 2004 - January 2006
United States Marine Corps July 1998 - July 2002
Skills
microsoft certified, Computers, Computer Program, DoD Top Secret Clearance, Interpersonal Skill, High Organizational...
Education
Columbia College
Computer Programming
Bank of America Home Loans October 2012 - Present
Florence Guardian Ad Litem October 2010 - October 2012
Family Service Center of South Carolina September 2000 - June 2012
Skills
Communication, Customer Service, Credit Analysis, Case Managment
Education
Webster University 2003 — 2005
Master of Business Administration (MBA), Business Administration and Management, General
Charleston Southern University 1986 — 1990
BS, Criminal Justice
Charleston Southern University 1986 — 1990
Bachelor's degree, Criminal Justice and Corrections
Bank of America Home Loans October 2012 - Present
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Human Resources, Multi Tasking, Organization, Strongly self-motivated
Education
D G Erwin Technical Center 2012 — 2013
licensed Barber, Barbering/Barber
Remington College-Tampa Campus 2009 — 2010
Associate of Science (A.S.), Business Management Systems
Windermere Real Estate October 2014 - Present
H&R Block December 2013 - April 2014
Prospect Mortgage, LLC September 2009 - February 2011
Bank of America Home Loans October 2005 - August 2009
Maps Mortgage April 2004 - October 2005
Skills
Credit, Tax Returns, Income Tax, Mortgage Lending, Real Estate, Sales, Leadership, Communication, CRM Databases, Microsoft Office, Microsoft Excel, Microsoft Word, Research, PowerPoint, Training, Management
Education
South Puget Sound Community College 2012 — 2013
Associate of Arts (A.A.)
Chemeketa Community College 2011 — 2012
Associate of Arts (A.A.)