Bank of America Home Loans
Industry: Banking company
DescriptionBank of America Home Loans is the mortgage unit of Bank of America. In 2008, Bank of America purchased the failing Countrywide Financial for $4.1 billion. Acquisition date: July 2008 Founded: 1969 Headquarters: Charlotte, North Carolina, United States Parent organization: Bank of America Founders: Angelo Mozilo, David S. Loeb Subsidiaries: ReconTrust Company, Balboa Insurance Co,
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Bank of America Home Loans Employees
Mountain View Memorial Park and Funeral Home November 2013 - Present
U.S. Bank March 2012 - February 2013
Bank of America Home Loans April 2009 - July 2010
HSBC March 1998 - April 2009
Education
University of Rio Grande and Rio Grande Community College 1990 — 1994
Business Management
Pierce College at Fort Steilacoom
Associate's degree, Business Administration and Management, General
HUNT Real Estate ERA December 2013 - Present
HSBC March 2012 - July 2014
Bank of America Home Loans September 2011 - March 2012
Schneider's Premium Seafood February 2010 - August 2011
HSBC Mortgage Services September 2009 - February 2010
Excellus BCBS 2006 - 2007
Skills
Microsoft Office, Word, Excel, PowerPoint, Negotiation, Mortgage Banking, Mortgage Industry, Treasury, Short Sales, Quality Assurance, Quality Auditing, Data Analysis, Database Management, Inside Sales, Direct Sales, Team Management, Operational Oversight, Coaching, Writing Coach, Proofreading, Editing, Newsletter Design, Newsletter Writing, Leadership, Sales, Process Improvement, Banking, Vendor Management, Social Media, Microsoft Excel, Customer Service, Team Leadership, Microsoft Word, Mortgage Lending, Real Estate License, Real Estate Financing, Real Estate, Real Estate Transactions, Customer Satisfaction, Commercial Banking, Selling, Credit, Management, Analysis
Education
State University of New York College at Fredonia 2001 — 2005
Bachelor of Science (B.S.), Sound Recording Technology
Stearns Lending, LLC NMLS #1854 December 2013 - Present
Wells Fargo Home Mortgage July 2013 - December 2013
Bank of America Home Loans June 2011 - July 2013
Silver Star Holdings, LLC November 2008 - June 2011
Mortgage Investors Corporation February 2010 - August 2010
First National Mortgage Sources September 2007 - January 2008
Principal Mortgage Group July 2003 - August 2007
Atlas Financial Services / Altas Realty July 2001 - June 2003
Skills
Loans, Sales, Mortgage Lending, Management, Customer Service, VA loans, Mortgage Banking, Credit, Banking, Finance, Real Estate, Data Entry, Insurance, Investments, Investment Properties, Financial Analysis, VA Loans
Education
FHA Online University 2011 — 2011
FHA DIRECT ENDORSEMENT CERTIFICATE, FHA UNDERWRITING
Financial Strategies Inc. 2010 — 2010
Certificate of Completion
Todd Duncan Sales Mastery 2006 — 2006
Certificate of Sales Mastery
Sierra College 2003 — 2003
Appraisal Course
Accredited Real Estate School 2001 — 2001
Real Estate License
Caliber Home Loans April 2014 - Present
Bank of America Home Loans November 2006 - March 2014
Market Street Mortgage June 2002 - October 2006
Skills
Banking, Credit, Commercial Banking, Commercial Lending, Portfolio Management, Small Business Lending, Credit Risk, Retail Banking, Risk Management, Fixed Income, Capital Markets, Investment Banking, Credit Cards, Financial Risk, Derivatives, Underwriting, Financial Services, Relationship Management, Cold Calling Experience, Customer Retention, Operational Risk, Mortgage Banking, Loan Origination, Residential Mortgages, Refinance, Sales, Mortgage Lending, Management, Loans, FHA Financing, Consumer Lending, USDA, VA Loans
Education
St. Thomas University School of Law 1995 — 1998
Doctor of Law (J.D.)
University of Florida 1990 — 1994
Bachelor of Arts (BA), History
Jesuit High School of Tampa, Fl 1988 — 1990
Stearns Lending (NMLS #1854) June 2014 - Present
American Pacific Mortgage September 2013 - June 2014
International City Mortgage August 2013 - September 2013
imortgage April 2013 - July 2013
Caliber Funding September 2012 - April 2013
Bank of America Home Loans July 2009 - November 2010
Washington Products and Services December 2007 - March 2008
XCEL Industries August 2006 - April 2007
Countrywide Home Loans June 2003 - August 2006
New Century Title Co. December 2002 - June 2003
Skills
Microsoft Office, Mortgage Banking, Property Management, Real Estate, Escrow, Small Business..., Loans, Refinance, Short Sales, Loan Servicing, Mortgage Lending, SBA, Customer Service, Sales, FHA, Loan Origination, Real Estate Transactions, Residential Mortgages
Education
American Public University System 2013 — 2015
Bachelor's degree, Sports Management with a minor in Business Administration and a Certificate in Counterintelligence
American Public University System 2011 — 2013
Associate's degree, Communications, 3.2
Riverside Community College 1997 — 1998
N/A, Computer and Information Systems Security/Information Assurance
MB Financial Bank August 2011 - Present
AmTrust Bank 2007 - 2008
National City Home Equity 2003 - 2007
InterFirst Wholesale / Correspondent Lending 2001 - 2003
Bank of America Home Loans 1999 - 2001
Bank of America Home Loans 1994 - 1999
Skills
Leadership, Management, Mortgage Banking, Mortgage Lending, Loans, Loan Origination, FHA, Refinance, Residential Mortgages, Credit, Banking, USDA, VA loans, Underwriting, FHA financing, Team Building, Sales, Strategic Planning, Account Management, Sales Management, Risk Management, Certified Mortgage..., Reverse Mortgages, Mortgage Underwriting, Investment Properties, Real Estate, First Time Home Buyers, Government Loans, FHA Financing
Education
San Diego State University-California State University 1984 — 1987
Finance, General
Oak Mortgage Group July 2015 - Present
Guild Mortgage Company (NMLS 3274) June 2013 - June 2015
Proficio Mortgage Ventures LLC November 2012 - June 2013
Franklin First Financial December 2011 - February 2012
Gateway Mortgage Group July 2011 - January 2012
GMAC Mortgage February 2011 - July 2011
Wells Fargo Home Mortgage July 2010 - March 2011
Bank of America September 2007 - June 2010
Bank of America Home Loans September 2007 - June 2010
Countrywide Home Loans October 2006 - October 2007
Skills
Credit, Mortgage Lending, Real Estate, Banking, Retail, FHA, Loans, Mortgage Banking, First Time Home Buyers, Investments, Loan Origination, Refinance, Sales, Residential Homes, VA loans, Referrals, Government Loans, FHA financing, Management, Residential Mortgages, Finance, Reverse Mortgages, Leadership, Investment Properties, Real Estate Economics, Financial Services, Underwriting, REO, Customer Service, Credit Analysis, Retail Banking, USDA, Sales Management, Construction Loans, Certified Mortgage..., Selling, Real Estate Financing, Real Estate Transactions, Loss Mitigation, Mortgage Marketing, Foreclosures, HUD, Small Business Lending, Investors, Mortgage Underwriting, Commercial Mortgages, Home Equity Loans, Mortgage Servicing, Commercial Lending, Home Equity Lines of...
Education
San Francisco State University 1978 — 1980
Fresno City College 1976 — 1978
AA
Taipei American School 1973 — 1976
High School Diploma
Bank of America Home Loans July 2002 - Present
Skills
Mortgage Banking, Executive Management, Leadership, Loans, Mortgage Lending, Vendor Management, Credit, FHA, VA loans, Loan Origination, Refinance, Risk Management, Residential Mortgages
Education
San Diego State University-California State University 1985 — 1989
Business Administration, Business, Finance, Marketing
imortgage January 2014 - Present
imortgage January 2011 - December 2013
Bank of America Home Loans 2008 - 2010
Countrywide Home Loans November 1999 - July 2008
Washington Mutual 1997 - 1999
Skills
Mortgage Industry, Mortgage Lending, Mortgage, Loans, Credit, FHA, Government Loans, Construction Loans, Refinance, Portfolio Management, Loan Origination, Customer Service, Home Equity Loans, Sales, Investment Properties, Investments, Strategic Financial..., First Time Home Buyers, Mortgage Marketing, Mortgage Banking, REO, Residential Mortgages, USDA, VA loans, Real Estate, Certified Mortgage..., Reverse Mortgages, FHA financing, Credit Analysis, Mortgage Underwriting, Consumer Lending, Home Equity Lines of..., Underwriting, Commercial Lending, Loss Mitigation, Small Business Lending, Real Estate Financing, HUD, Banking, FHA Financing, VA Loans
Education
Southern Oregon University 1992 — 1995
B.S., Business Management
South Medford
South Medford
Bank of America Home Loans November 2009 - Present
Cherry Creek Mortgage Co., Inc AZ Mtg Banker Bk 0904024 October 2012 - August 2014
Bank of America Home Loans November 2009 - April 2012
First Horizon Home Loans April 2004 - June 2008
Skills
FHA, Refinance, Mortgage Lending, Loans, Investment Properties, Mortgage Underwriting, Real Estate, Banking, Reverse Mortgages, VA loans, Mortgage Banking, FHA financing, Loan Origination, First Time Home Buyers, HomePath, Credit, Credit Analysis, Finance, USDA, Government Loans, Residential Mortgages, Non-Conforming, Construction Loans, USDA Rural Housing, Mortgage Marketing, Consumer Lending, Underwriting, Certified Mortgage..., Foreclosures, Doctor Loans, Jumbo/Non-Conforming...
Education
San Jacinto College
Registered Nursing/Registered Nurse
San Jacinto College
Summit Title Services Corp September 2009 - Present
Bank of America Home Loans February 2009 - September 2009
Wells Fargo Home Mortgage October 2007 - February 2009
Countrywide June 2004 - September 2007
GMAC February 2003 - June 2004
Summit Title Services, Inc. February 1997 - February 2003
Skills
Mortgage Lending, Sellers, First Time Home Buyers, Investment Properties, Real Estate, Buyers, Closings, FHA, Short Sales, Refinance, Real Estate Transactions, Mortgage Banking, Residential Mortgages, Buyer Representation, New Home Sales, Residential Homes, Investors, Credit, Foreclosures, Real Property, Finance, Referrals, USDA, Loans, Reverse Mortgages, FHA financing, VA loans, REO, Real Estate Financing, Title Insurance, Title Services, Title Searches, FHA Financing, VA Loans
Education
Southern New Hampshire University 1995 — 2000
Finance/Economics
Castle College 1991 — 1993
Associates, Legal Administration
American Red Cross March 2015 - Present
Pearson Education June 2014 - January 2015
Gateway Funding February 2012 - September 2012
Bank of America Home Loans March 2009 - November 2011
Skills
Mortgage Lending, Mortgage, Refinance, Loans, Credit, Mortgage Banking, Loan Origination
Education
Portland State University
Master's degree, Public Administration/Healthcare
Utah State University
Bachelor of Applied Science (B.A.Sc.), Sociology
Living Room Realty May 2014 - Present
HomeStreet Bank April 2013 - May 2014
Property Advantage June 2012 - March 2013
GBRL Inc (North Bay Realty & Loans, HP Investments, Inc) September 2010 - June 2012
Bank of America Home Loans November 2009 - October 2010
American Ag Credit June 2008 - November 2009
Fountain Grove Mortgage October 2005 - May 2008
The Mortgage Network August 2003 - October 2005
California Custom Painting January 1999 - July 2003
Results Radio LLC July 1998 - May 1999
Skills
Loan Processing, Loan Underwriting, Office Administration, Accounts Receivable, Accounts Payable, Payroll, Office Management, MS Office Suite, Adobe Creative Suite, Sales Support, Direct Sales, Loans, Property Management, Leasing, Microsoft Office, Customer Service, Training, Underwriting, Investment Properties, Marketing, Sales, Sales Operations, Sellers, First Time Home Buyers, Real Estate, Short Sales, Residential Homes
Education
University of Phoenix 2011 — 2012
B.S. Management, Management
Allied Schools 2012 — 2012
Certificate, Property Management, B
Santa Rosa Junior College 2005 — 2010
Associates Degree, Communications
Montgomery High School 1981 — 1984
Diploma, Business Administration and Management, General, 3.0
Bank of America Home Loans June 2013 - Present
Bank of America Home Loans August 2010 - June 2013
Bank of America Home Loans December 2009 - 2010
Bank of America Home Loans December 2007 - November 2009
AMERICAN FAMILY MORTGAGE, INC 2006 - 2006
Skills
Banking, Credit, Mortgage Lending, Credit Analysis, Risk Management, Mortgage Banking, Credit Risk, Portfolio Management, Public Speaking, Training, FHA, Analysis, Foreclosures, Management, Negotiation, Customer Service, Data Entry, Administrative Work, Leadership, On the Job Training, Coaching, Networking, Technical Support, Electronic Payments, Call Centers, Loans, Team Building, Sales, Process Improvement, Loan Servicing
Education
Remington College-Dallas Campus
Computer Networking and Technology, 4.0
Computer Learning Center
Computerized Business Systems, 4.0
Skyline High School
Drama and Dramatics/Theatre Arts, General
Parkside Lending July 2015 - Present
Parkside Lending 2011 - Present
Bank of America Home Loans (formerly Countrywide) 2008 - 2010
Bank of America Home Loans 2006 - 2007
Bank of America Home Loans 2005 - 2006
Bank of America 1999 - 2005
Countrywide Home Loans November 1996 - November 1999
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Loans, Refinance, Residential Mortgages, Credit, Wholesale Lending, Underwriting, Mortgage Underwriting, Banking, Credit Analysis, First Time Home Buyers, Mortgage Servicing, Customer Satisfaction, Cross Selling, Sales, Residential Homes, REO, Real Estate, Real Estate Economics, Certified Mortgage..., Real Estate Financing, Funding, Investment Properties, Reverse Mortgages, Government Loans, Marketing, Commercial Mortgages, Home Equity Loans, Loan Servicing, Management, Consumer Lending, Mortgage Marketing, Financial Structuring, Cold Calling, Appraisals, Branch Management, Small Business Lending, Selling, Lines Of Credit, Investors, Rates, Investments, Short Sales, Referrals, Finance, Foreclosures, Home Equity Lines of..., Credit Risk
Education
San Diego State University-California State University 1985 — 1992
BS, Business Administration - Finance
San Ramon Valley High School 1980 — 1984
High School Diploma, General Education
Bank of America Home Loans April 2006 - Present
FC Dallas September 2010 - Present
Iron Mountain October 1994 - September 2000
Skills
Credit, Social Media, Customer Service, Public Speaking, Volunteer Management, Management, Team Building, Advertising, Video Production, Leadership, Training, Marketing, Event Management, Social Media Marketing, Public Relations
Education
University of Southern California 1988 — 1990
BS, Business Administration and Management, General
Saddleback College 1985 — 1988
Associate of Arts (AA), General Studies
US Bank Home Mortgages August 2014 - Present
Prospect Mortgage LLC May 2010 - August 2014
Bank of America Home Loans November 2008 - May 2010
Washington Mutual Home Loans 1986 - 2008
Skills
Loans, Credit, Mortgage Lending, FHA, Refinance, Mortgage, First Time Home Buyers, Purchase, Home, VA, Mortgage Banking, Mortgage Planning, Underwriting, Compliance, Investors, Short Sales, REO, Banking, Referrals, Loan Origination, Residential, VA loans, Real Estate, Investment Properties, Residential Homes, Certified Mortgage..., Condos, Real Estate Transactions, Sellers, Real Estate Economics, Foreclosures, Reverse Mortgages, Residential Mortgages, Finance, Construction Loans, USDA, Real Estate Financing, Mortgage Underwriting, FHA financing, Single Family Homes, Government Loans, Home Equity Loans, Home Equity Lines of..., Selling, Mortgage Marketing, Credit Analysis, Rates, Loss Mitigation, Commercial Lending, Consumer Lending
Education
San Jose State University 1972 — 1976
BA, BS, BA, Behavioral Sciences Industrial Psychology, Sociology
Bank of America June 2014 - June 2015
Baird & Warner January 2014 - June 2014
Wintrust Mortgage September 2012 - December 2013
Bank of America Home Loans 2006 - 2011
Wells Fargo Home Mortgage 2000 - January 2006
Skills
Leadership, Financial Services, Coaching, Motivational Speaking, Problem Solving, Referrals, New Business Development, Sales, Real Estate, Team Building, Negotiation, Mortgage Lending, Mortgage Banking, Loans, Sales Management, Investment Properties, Customer Service, First Time Home Buyers, FHA, Underwriting, Short Sales, Selling, Asset Management, Sellers, Consumer Lending, Debt Consolidation, Asset Managment, VA loans, Budgets, Refinance, Loan Origination, FHA financing, Banking, Mentoring, FHA 203K Loans, Purchase and Re-Finance..., Credit, Residential Mortgages, Construction Loans, Government Loans, Reverse Mortgages, Home Equity Lines of..., Home Equity Loans, Mortgage Underwriting, Credit Analysis
Education
San Jose State University
Bachelor of Science, Business Administration
Barrington High School
Wells Fargo Home Mortgage August 2011 - Present
LRF Solutions 2011 - Present
Bank of America January 2010 - April 2011
Bank of America Home Loans July 2008 - January 2010
Bank of America December 2004 - July 2008
Bank of America August 2002 - December 2005
Bank of America August 2001 - December 2004
Bank of America April 1998 - August 2001
National Consumer Assets Group January 1991 - April 1998
Bank of America April 1984 - January 1991
Education
Skyline College
Retirement Funding Solutions June 2015 - Present
Security One Lending June 2012 - June 2015
MetLife Home Loans - Reverse Mortgage March 2011 - June 2012
Bank of America Home Loans January 2009 - March 2011
Wells Fargo Home Mortgage 2005 - 2009
Sun MicroSystem 2000 - 2002
Micro Motion 1979 - 2000
Education
Regis University
Business Management
New American Funding October 2014 - Present
New American Funding February 2014 - Present
PrimeLending December 2011 - February 2014
Bank of America Home Loans August 2010 - December 2011
New American Funding February 2000 - July 2010
Skills
FHA Expert, Extensive Mortgage..., Mortgage Underwriting, Mortgage Lending, VA, USDA, First Time Home Buyers, Investment Properties, Mortgage Industry, Mortgage Banking, Mortgage Planning, Jumbo Loans, Wholesale Lending, FHA, Loans, REO, Certified Mortgage..., Real Estate Economics, Sellers, Short Sales, Single Family Homes, Foreclosures, Real Estate, Move Up Buyers, Condos, Luxury, Relocation, Investors, Referrals, Mortgage Marketing, Real Estate Transactions, Real Estate Financing, Underwriting, Home Equity Loans, VA loans, FHA financing, Finance, Residential Mortgages, HUD, Reverse Mortgages, Loan Origination, Loss Mitigation, Government Loans, Construction Loans, Property, Vacation Homes, Commercial Mortgages, Banking, 203K, New Home Sales
Education
Santa Ana College 1999 — 2001
R.E., REAL ESTATE
Saddleback High School
Capital One Home Loans August 2015 - Present
New American funding October 2013 - Present
Patriots bank June 2013 - July 2013
Patriot Bank June 2013 - July 2013
First United Bank June 2013 - July 2013
Capital One Home Loans June 2011 - June 2013
Bank of America Home Loans November 2009 - November 2011
Bank of America January 2003 - November 2009
Skills
Mortgage Lending, Loans, Construction Loans, First Time Home Buyers, Investments, Finance, Home Equity Lines of..., Management, Sales, CRM, Analysis, Mortgage Banking, Time Management, FHA, Refinance, Loan Origination, VA loans, Residential Mortgages, FHA financing, Credit, Consumer Lending, Credit Analysis, Foreclosures, Financial Services, Government Loans, Investment Properties, Insurance, Home Equity Loans, REO, Referrals, Real Estate Financing, Real Estate, Residential Homes, Reverse Mortgages, USDA, Banking, Certified Mortgage..., Loss Mitigation, Mortgage Underwriting, Commercial Lending, VA Loans, FHA Financing
Education
The University of Texas at Dallas 2002 — 2008
Electrical Engineer
SMU 2003 — 2005
Master of Business Administration (MBA)
Bank of America March 2003 - Present
Bank of America Home Loans January 2011 - January 2012
Skills
Loans, Mortgage Lending, Credit Analysis, Commercial Banking, Mortgage Banking, NMLS # 633655
Education
San Jose City College
Bank of America Home Loans June 2014 - Present
Vectra Bank Colorado May 2009 - May 2014
First Community Bank 2007 - April 2009
Heritage Bank 2004 - 2007
Skills
FHA, Loan Origination, Mortgage Banking, VA loans, Refinance, Mortgage Lending, Loans, Residential Mortgages, Construction Loans, Mortgage Underwriting, Financial Services
Education
St. Mary's College of California 1973 — 1977
Bachelor of Business Administration (B.B.A.), Business and Economics
Christian Brothers High School
Allied Mortgage Group April 2013 - Present
FrontGate Mortgage July 2012 - March 2013
Bank of America Home Loans October 2009 - July 2012
BW Consulting July 2008 - May 2009
GMAC February 2008 - July 2008
Countrywide Home Loans January 2001 - February 2008
Skills
Mortgage Lending, FHA, Refinance, VA loans, FHA financing, Loans, First Time Home Buyers, Finance, Credit, Funding, Mortgage Banking, Residential Mortgages, Sales, Credit Analysis, Customer Service
Education
Valley Forge Military Academy & College 1990 — 1993
Rider University
Hunt Mortgage January 2014 - Present
Eastcap Mortgage June 2011 - November 2013
Home Savings of America July 2010 - May 2011
Bank of America Home Loans July 2008 - August 2010
Affordable Home Funding August 2006 - July 2008
Mortgage IT 1998 - 2006
Skills
VA, USDA, Conventional, FHA, First Time Home Buyers, Mortgage Lending, Refinance, Mortgage, Residential, Mortgage Industry, Credit, Reverse Mortgage..., Residential Homes, Reverse Mortgages, Finance, Loans, Real Estate, Loan Origination, Residential Mortgages, Investment Properties, Real Estate Transactions, Mortgage Marketing, VA loans, Mortgage Banking, FHA financing, Construction Loans, Buyers, HUD, Government Loans, VA Loans
Education
Rochester Institute of Technology 1981 — 1984
BS Graduated with Honors, Business
New American Funding October 2014 - Present
Solano Mortgage, Vacaville, CA June 2013 - October 2014
NSCAR and WCR 1989 - 2014
Envoy Mortgage November 2012 - June 2013
Provident Bank Mortgage June 2012 - October 2012
Century 21 Mortgage January 2010 - June 2012
Century 21 M&M and Associates January 2010 - June 2012
Bank of America Home Loans August 2000 - January 2010
Skills
VA, Mortgage, Conventional, USDA, Refinance, Mortgage Lending, Loans, Conforming, Mortgage Industry, VA loans, Purchase, First Time Home Buyers, Mortgage Banking, Mortgage Planning, Government Loans, Non-Conforming, Loan Origination, Residential Mortgages, FHA financing, HUD, FHA, Investment Properties, Short Sales, Real Estate, Listings, REO, Certified Mortgage..., Foreclosures, Referrals, Reverse Mortgages, HomePath, Investors, 203K, Down Payment Assistance, Real Estate Financing, Real Estate Economics, Vacation Homes, Move Up Buyers, Condos, Mortgage Marketing, Assisting First Time..., New Home Sales, Closings, Real Estate Transactions, Residential Homes, Single Family Homes, Sellers, Relocation, Income Properties, New Homes
Education
Solano Community College 1983 — 2003
AS, Real Estate & Business Management
Armijo High School 1978 — 1981
High School Diploma, Math and Science
Caliber Home Loans April 2015 - Present
Academy Mortgage Corporation February 2012 - March 2015
imortgage September 2010 - February 2012
Bank of America Home Loans July 2008 - July 2010
Countrywide Home Loans 1992 - 2008
Skills
Mortgage Industry, Sales Management, Mortgage Banking, Underwriting, FHA, Banking, Credit, Leadership, Real Estate Financing, Loans, Credit Risk, Risk Management, Sales, Loan Origination, Residential Mortgages, Management, USDA, Refinance, Loan Servicing, Real Estate, VA loans, Credit Analysis, Investment Properties, FHA financing, Mortgage Underwriting, Construction Loans, Certified Mortgage..., Government Loans, Loss Mitigation, Home Equity Loans, Consumer Lending, Reverse Mortgages, VA Loans, FHA Financing, Mortgage Lending
Education
San Jacinto College 1977 — 1980
AA, Business
Realty ONE Group BMC Associates September 2013 - Present
BayCal Financial January 2009 - Present
RE/MAX July 2009 - August 2013
Bank of America Home Loans December 2008 - July 2009
JPMorgan Chase October 2007 - November 2008
Wells Fargo Home Mortgage April 2002 - July 2007
Skills
Short Sales, Sellers, REO, Investment Properties, Foreclosures, Investors, Mortgage Lending, Real Estate, Relocation, Buyer Representation, Refinance, Real Estate Transactions, Property, Loans, Buyers, First Time Home Buyers, Finance, Residential Homes, Referrals, Single Family Homes, New Homes, Investments, FHA, Condos, 1031 Exchanges, Listings, New Home Sales, Real Estate Economics, Real Property, HUD
Education
Santa Clara University
St. Ignatius College Prep
Sensible Property Results LLC June 2012 - Present
Bank of America Home Loans June 2014 - July 2015
Schaefer Mortgage 2010 - 2013
PHH Mortgage August 2009 - April 2010
Wells Fargo 2008 - 2009
GMAC Mortgage 1998 - 2008
Skills
Home, Sellers, First Time Home Buyers, FHA, Mortgage Lending, Refinance, Finance, Mortgage Banking, Investment Properties, VA loans, Short Sales, Real Estate
Education
Southern New Hampshire University
BS, Business Management
Xaverian Bros. HS
Renewal by Andersen January 2015 - Present
Lennar\Eagle Home Mortgage February 2014 - September 2014
Bank of America January 2011 - February 2014
Bank of America Home Loans January 2011 - November 2013
Bank of America January 2011 - November 2013
FEMBI Mortgage Bankers July 2010 - January 2011
Preferred Trust October 2009 - July 2010
Bank of America October 2006 - May 2009
Countrywide 2006 - 2009
Chase 2003 - 2005
Skills
Real Estate, Mergers, Banking, Mortgage, Sales Management, Underwriting, Mortgage Lending, FHA, VA, New Business Development, Negotiation, Mortgage Industry, Loan Origination, Loans, Refinance, Mortgage Banking, Residential Mortgages, Management, Investment Properties, Finance, Mergers & Acquisitions, Sales, Leadership, Credit, Training, VA loans, Portfolio Management, Financial Risk, USDA, Commercial Mortgages, Mortgage Underwriting, FHA financing, Investors, Loss Mitigation, Reverse Mortgages, Government Loans, Construction Loans, Certified Mortgage..., Credit Analysis, Referrals, Commercial Lending, Debt Consolidation, Home Equity Loans, Mortgage Servicing, Investments, Consumer Lending, Home Equity Lines of..., Loan Servicing, Mortgage Marketing, Small Business Lending
Education
Rowan University 1987 — 1991
Bachlor of Arts, Communications - Public Relations
Lakewood High School 1984 — 1987
Diploma, College/University Preparatory and Advanced High School Diploma P
Integrity First Financial Group February 2015 - Present
Wells Fargo Home Mortgage October 2014 - February 2015
PrimeLending December 2011 - August 2014
Bank of America Home Loans July 2008 - December 2011
Saratoga Springs Pop Warner 2006 - 2011
Countrywide Home Loans May 2005 - July 2008
Athlete September 1999 - May 2002
Skills
Mortgage, First Time Home Buyers, Mortgage Lending, Home, Mortgage Industry, Government Loans, Investment Properties, Real Estate, VA, Conventional, Refinance, Credit, VA loans, USDA, Mortgage Banking, Conforming, Loan Origination, Mortgage Planning, FHA financing, Non-Conforming, Purchase, New Home Sales, Residential Mortgages, Team Building, Sellers, Certified Mortgage..., FHA, Loans, HUD, Finance, Investments, HomePath, Reverse Mortgages, Construction Loans, Mortgage Marketing
Education
University at Albany, SUNY 1998 — 2002
Bachelor's, Communications
Southern Connecticut State University 1997 — 1998
Liberal Arts
Saratoga Springs High School 1994 — 1997
First Tech Federal Credit Union August 2014 - Present
Guild Mortgage Company CO NMLS 3274 ML-176 April 2011 - August 2014
MetLife Home Loans March 2010 - March 2011
Bank of America Home Loans March 2001 - March 2010
Skills
FHA, Mortgage Banking, Condos, FHA financing, Real Estate, Mortgage Lending, Investment Properties, Real Estate Transactions, Residential Mortgages, Refinance, USDA, Loans, Negotiation, Referrals, Residential Homes, Mortgage Underwriting, Construction Loans, Sellers, Loan Origination, VA loans, Underwriting, Selling, Investors, Government Loans, Reverse Mortgages, Banking, Single Family Homes, First Time Home Buyers, Foreclosures, Relocation, Certified Mortgage..., New Home Sales, Real Estate Financing, REO, Credit, Short Sales
Education
State University of New York - System 1993 — 1995
Middletown High School 1989 — 1993
Wells Fargo Home Mortgage February 2012 - Present
Wells Fargo Home Mortgage February 2012 - Present
MetLife Home Loans June 2011 - January 2012
Bank of America Home Loans January 2007 - June 2011
Education
San Jose State University
Physical Education
EverBank February 2014 - Present
Sun National Bank January 2012 - February 2014
Metlife Home Loans August 2011 - January 2012
Bank of America Home Loans November 2002 - July 2011
Skills
Mortgage Banking, Loans, Mortgage Lending, Loan Origination, FHA, Refinance, Residential Mortgages, Credit, VA loans, FHA financing, USDA, Banking, Real Estate, Reverse Mortgages, Construction Loans, Certified Mortgage..., Sales, Retail Banking, First Time Home Buyers, Credit Analysis, Commercial Banking, Investment Properties, Financial Structuring, Residential Homes, Credit Risk, Real Estate Economics, Small Business Lending, Mortgage Underwriting, Commercial Lending, Management, Lines Of Credit, Mortgage Servicing, Recruiting, Finance, Consumer Lending, Real Estate Financing, Underwriting, Government Loans, Cross Selling, Loss Mitigation, Loan Modifications, Commercial Mortgages, Foreclosures, Home Equity Loans, Branch Management, Loan Servicing, Portfolio Management, Funding, Short Sales, Investments
Education
Rutgers, The State University of New Jersey-Newark 1989 — 1994
BS, Management
University of Rhode Island 1988 — 1989
Skilled Wound Care April 2015 - Present
Principal Financial Group May 2012 - February 2015
Merrill Lynch December 2010 - May 2012
Bank of America Home Loans May 2009 - November 2010
Wells Fargo August 2005 - April 2009
Wells Fargo Financial March 2002 - August 2005
Skills
Series 7, Wealth Management, Consumer Lending, Retirement Planning, Mortgage, Mutual Funds, Reporting & Analysis, Portfolio Management, Securities, Options, Asset Management, Retirement, Financial Planning, Credit, Mortgage Banking, Equities, Banking, Asset, Investments, Fixed Income, Loans, Deposits, Series 66, Retail Banking, Cash Management, Insurance, Risk Management, Credit Risk, Ad Hoc Reporting, Derivatives, Credit Cards, Risk, Defined Benefit, Technical Analysis, Funding, Investment Banking, Bloomberg, Business Relationship..., Financial Markets, Financial Analysis, Capital Markets, Estate Planning, Pensions, Trading, Structured Products, Asset Allocation, Financial Modeling, Long Term Care, AML
Education
Sonoma State University 1996 — 2000
Business, Business and Finance
Bank of America Home Loans August 2006 - Present
Countrywide Home Loans August 2006 - March 2009
JPMorgan Chase March 1994 - August 2006
Skills
Mortgage Lending, Credit, Mortgage Banking, Loans, Loan Origination, Operational Risk..., Banking, Credit Risk, Commercial Lending, Mortgage Underwriting, Refinance, Underwriting, Risk Management, Credit Analysis, Residential Mortgages, Commercial Banking, Financial Risk
Education
State University of New York College at Brockport 1988 — 1990
B.S, Business - finance
Talent Management Solutions 2010 - Present
Bank of America Home Loans September 2001 - February 2010
Equicredit Corporation April 1996 - July 2001
NationsCredit November 1994 - April 1996
The Associates August 1993 - November 1994
ITT Financial Services September 1987 - July 1993
Skills
Succession Planning, Talent Management, Customer Service, Sales Operations, B2B, Training, Negotiation, Sales, Performance Management, Budgets, Organizational..., Enterprise Software, Management, Leadership Development, Management Consulting, Organizational..., Sales Management, Employee Engagement, Team Building, Strategic Planning, Talent Acquisition, Change Management, Recruiting, Employee Relations, Employee Benefits, Executive Coaching, Leadership, Coaching, Business Strategy, Onboarding, Business Development, Strategy, Human Resources, Banking, CRM, New Business Development, Executive Management, Account Management, Business Planning, Selling, Sales Process
Education
State University of New York at Buffalo - School of Management 1982 — 1987
Bachelor, Business Management
Spokane Community College January 2012 - Present
Bank of America Home Loans June 2008 - July 2009
Bank of America Home Loans June 2008 - July 2009
Skills
Mortgage Lending, First Time Home Buyers, Loans, Home Equity Loans, Mortgage Banking, Loan Origination, Refinance, Credit, FHA, Residential Mortgages, Banking, Credit Analysis, VA loans, USDA, Consumer Lending
Education
Spokane Community College 2012 — 2016
Associate of Arts and Sciences (AAS), Registered Nursing/Registered Nurse
Graduated Spokane Community College 2012 — 2014
Associate's degree, Physical Sciences
Chrysler Capital June 2013 - Present
Bank of America Home Loans April 2010 - May 2013
Chrysler Financial April 2007 - April 2009
DiamlerChrysler Financial March 2003 - April 2007
DiamlerChrysler Financial Services July 2001 - March 2003
DiamlerChrysler Financial January 2000 - July 2001
DiamlerChrysler Financial July 1995 - January 1999
Chrysler Financial June 1994 - August 1995
Skills
Credit, Credit Analysis, Credit Risk, Financial Analysis, Call Center, Management, Process Improvement, Finance, Relationship Management, Risk Management, Leadership, Analysis, Call Centers, Loans, Portfolio Management, Operations Management, Vendor Management, Coaching, Forecasting, Budgets, Banking, Business Development, Business Process..., Commercial Lending, Executive Management, Financial Risk, Strategy, Sales, Team Leadership, Training
Education
South Dakota State University 1979 — 1985
Bachelor of Science, Economics
HomeStreet Bank September 2013 - Present
National Residential Mortgage, A Heartland Financial USA Company August 2012 - September 2013
Wells Fargo Home Mortgage 2011 - 2012
Bank of America Home Loans 2009 - 2011
Pulte Mortgage 2004 - 2009
Skills
Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Leadership, Real Estate, Residential Mortgages, Sales, FHA, Investment Properties, Refinance, Mortgage Underwriting, Management, Certified Mortgage..., Construction Loans, Credit, Marketing Strategy, Residential Homes, VA loans, USDA, FHA financing, Reverse Mortgages, Recruiting, Government Loans, Training, Strategic Alliances, Joint Ventures, Sales Management, Contract Negotiation, Selling, Customer Satisfaction, Strategy, P&L Management, Sales Strategy, First Time Home Buyers, Underwriting, Real Estate Financing
Education
Stanford University 1987 — 1991
BA, Political Science
Pacific Bay Financial Corp. February 2014 - Present
Pacific Bay Financial/Bay Equity Corp July 2011 - February 2014
Bank of America Home Loans December 2010 - July 2011
Pacific Bay Financial Corp June 2006 - December 2010
Countrywide Mortgage November 2004 - June 2006
Washington Mutual March 2001 - November 2004
Bank America Mortgage May 1993 - March 2001
Great Western Bank January 1991 - May 1993
Skills
Mortgage Banking, FHA, Mortgage Lending, Loan Origination, Refinance, FHA financing, Loans, Residential Mortgages, VA loans, Mortgage Underwriting, Credit, First Time Home Buyers, Reverse Mortgages, Government Loans, Underwriting, Investment Properties, Real Estate Financing, Commercial Mortgages, Construction Loans, Banking, Real Estate, Residential Homes, Investments, Real Estate Economics, Referrals, Short Sales, Condos, Finance, Commercial Lending, Home Equity Loans, Commercial Real Estate, Credit Analysis, REO, Mortgage Servicing, VA Loans, USDA
Education
San Francisco State University 1974 — 1978
None
Pinnacle Capital Mortgage March 2012 - Present
Bank of America Home Loans March 2010 - February 2012
Wells Fargo Home Mortgage August 2007 - March 2010
Liberty American Mortgage December 2004 - August 2007
Option One Mortgage May 2003 - December 2004
Residential Capital Management (a State Street Global Alliance company) March 2001 - May 2003
Bank One January 1997 - February 2001
Skills
Customer Relations, Investor Relations, Mortgage, Loans, Credit Analysis, Credit, Underwriting, Credit Risk, Mortgage Lending, Compliance, Mortgage Banking, Loan Origination, Financial Analysis, Risk Management, Coaching, Team Building, Negotiation, New Business Development, Policy, Mortgage Industry, Loss Mitigation, Loan Structuring, Risk, Due Diligence, Executive Management, Operations Management, Process Improvement, Team Leadership, Sales Management, Mortgage Underwriting, Contract Negotiation, Change Management, Financial Risk, Residential Mortgages, Banking, Motivational Speaking, Financial Structuring, Commercial Lending, Public Speaking, Customer Service, Finance, Leadership, Management, Financial Services, Refinance, FHA, Mortgage Servicing, Investments, VA loans, FHA financing
Education
Santa Clara University 1976 — 1979
Bachelor of Science, Political Science
West Valley College 1974 — 1976
Associate of Science, History
Bank of Kansas City/BOK Financial January 2013 - Present
Bank of Kansas City Mortgage/BOK Financial October 2010 - December 2012
PrimeLending Inc, A PlainsCapital Company October 2009 - October 2010
Bank of America Home Loans June 2000 - October 2009
Capitol Federal Savings August 1992 - June 2000
Skills
Mortgage Lending, Accounting, Profit, Credit, USDA, Loans, Refinance, Home Equity Loans, Banking, Investment Properties, Commercial Lending, Mortgage Banking, Credit Analysis, FHA, Consumer Lending, Residential Homes, Loan Origination, VA loans, Residential Mortgages, Underwriting, Lines Of Credit, Retail Banking, FHA financing, Sales, Commercial Banking, Small Business Lending, Home Equity Lines of..., Certified Mortgage..., Construction Loans, Government Loans, Branch Management, Cross Selling, Investments, Reverse Mortgages, First Time Home Buyers, Finance, VA Loans, FHA Financing
Education
Pittsburg State University 1988 — 1992
BBA Finance, Finance, Economics, Accounting
Colgan High School 1984 — 1988
HIgh School DIploma
Bank of America Home Loans November 2005 - Present
Bank of America November 2005 - July 2013
Fujitsu Network Communications 2000 - 2002
Gerber Technology 1989 - 2000
Skills
Microsoft Excel, Microsoft Office 2007, Microsoft Visual Studio..., Microsoft SQL Server..., Document Direct, Teradata, Visio, Microsoft Access 2007, NICE, SRP, SQLplex Power User, MS Excel Pivot Tables, MS SQL, SSIS, SSRS, Outlook, XML, Training, Access, SQL, Visual Studio, Microsoft SQL Server, Document Management, Quality Assurance, Business Intelligence, Management, Software Documentation, HTML, SharePoint, Project Management, Analysis, Testing, Leadership, SAP, Six Sigma, Call Centers, Security, Business Analysis, Networking, Requirements Gathering, SDLC, Business Requirements, Systems Analysis, Vendor Management, User Acceptance Testing, Human Resources, Business Process..., Databases, MS Project, Crystal Reports
Education
Countrywide Home Loans Internal Training and Development 2005 — 2007
Computer Science, Completed all course requirements
Micro Center Education Unit 2000 — 2000
Webmaster, Computer Programming, Completed all Requirements for Certificates
Richland College
Business Management and Engineering
Caliber Home Loans January 2012 - Present
MetLife Home Loans May 2011 - December 2011
Bank of America Home Loans August 1998 - December 2010
Countrywide Home Loans-Wholesale 1998 - 2010
Moore Hospital 1992 - 1996
Skills
Mortgage Banking, Reverse Mortgages, Loans, USDA, Mortgage Lending, Underwriting, FHA, Residential Mortgages, Consumer Lending, Refinance, Credit, Credit Analysis, Sales Management, VA loans, FHA financing, Finance, Government Loans, Mortgage Underwriting, Commercial Lending, Loan Origination, Real Estate, Loss Mitigation, Construction Loans, Certified Mortgage..., Mortgage Servicing, Home Equity Loans, Real Estate Financing, Wholesale Lending, Loan Servicing, First Time Home Buyers, Mortgage Marketing, Commercial Mortgages, Home Equity Lines of..., Investment Properties, REO, Title Insurance, Banking, Real Estate Economics, Foreclosures, Rates, Escrow, Short Sales, Referrals, Appraisals, Investors, FHA Financing, VA Loans, Sales, Customer Service, Residential Homes
Education
Del City High
Rose State College
Wells Fargo March 2012 - Present
Bank of America Home Loans April 2010 - March 2012
Chase Manhattan Mortgage Corporation, et al February 1994 - April 2010
Bank of America January 1990 - February 1994
US Bank September 1987 - January 1990
Skills
Mortgage Banking, Refinance, Mortgage Lending, Loans, FHA, Construction Loans, Real Estate, Investment Properties, Residential Homes, First Time Home Buyers, REO, Foreclosures, Finance, Investments, Short Sales, Underwriting, Commercial Real Estate, Asset Management, Home Equity Lines of..., Loan Origination, Financial Services, VA loans, Residential Mortgages, Credit, Commercial Lending, USDA, Credit Analysis, Real Estate Financing, Mortgage Underwriting, Government Loans, VA Loans
Education
Portland State University 1984 — 1987
BS, BA, Business/Marketing, Industrial Psychology
Opes Advisors August 2011 - Present
Bank of America Home Loans March 2010 - July 2011
Wells Fargo Home Mortgage March 2008 - March 2010
Washington Mutual Savings Bank 1986 - 2008
Skills
FHA, Loans, Mortgage Banking, Mortgage Lending, First Time Home Buyers, Refinance, Loan Origination, FHA financing, Certified Mortgage..., Reverse Mortgages, Banking, Residential Mortgages, Real Estate Financing, VA loans, Residential Homes, Credit, USDA, Mortgage Underwriting, Investment Properties, FHA Financing
Education
San Jose State University
Bachelor's Degree
Patriot Home Mortgage June 2012 - Present
Academy Mortgage Corporation February 2010 - June 2012
Cedar City Lions Club March 2008 - March 2011
Axiom Financial July 2009 - February 2010
Bank of America Home Loans September 2006 - June 2009
Iron County Building Industry Association November 2006 - April 2009
Cedar City Corporation January 2007 - January 2008
Skills
Marketing Strategy, Relationship Development, Account Management, Direct Sales, Process Improvement, Process Development, Business Analysis, Business Strategy, Business Management, New Business Development, Customer Relations, Partner Relationship..., Solutions Development, Problem Solving, Business Planning, Strategic Planning, Excel, Word, Public Speaking, Sales Presentations, Negotiation, Contract Negotiation, Internal Communications, Communication Written, Customer Service
Education
University of Phoenix 2011 — 2012
MBA, Global Managment
Southern Utah University 2008 — 2011
BS, Business Management
Utah State University 2005 — 2007
Associate, General Studies
Liberty Home Equity Solutions Inc March 2012 - Present
MetLife Bank, NA April 2011 - March 2012
Bank of America Home Loans August 2007 - March 2011
Skills
Loan Origination, Reverse Mortgages, Loans, Mortgage Lending
Education
Saint John's University 1970 — 1974
BS, Natural Science
Bank of America Home Loans November 2014 - Present
Skills
Mortgage Banking, Mortgage Lending, Loans, Loan Origination, FHA, Refinance, FHA financing, USDA, Sales Management, VA loans, Residential Mortgages, Government Loans, Mortgage Underwriting, Construction Loans, Credit, Certified Mortgage..., Mortgage Servicing, Reverse Mortgages, Credit Analysis, Commercial Mortgages, FHA Financing, Loss Mitigation, VA Loans
Education
St. John's University 1984 — 1986
Bachelor of Science (BS), Business Administration
Citi July 2014 - Present
Guaranteed Rate August 2013 - July 2014
Bank of America January 2009 - July 2013
Wells Fargo Home Mortgage July 2001 - January 2009
Bank of America Home Loans June 1995 - July 2001
Wells Fargo Bank January 1989 - July 1995
Skills
Mortgage Lending, Refinance, Mortgage Banking, Loans, Loan Origination, Residential Mortgages
Education
San Diego State University-California State University 1986 — 1990
Financial Services
Stonegate Mortgage Corporation September 2010 - Present
Bank of America Home Loans May 2008 - September 2010
Education
St. Joseph's College (IN) 1978 — 1982
Bachelor, History
Citibank Corporate Solutions October 2012 - Present
Bank of America Home Loans September 2007 - October 2012
Prudential Relocation November 1985 - September 2007
Skills
Relocation, Corporate Relocation, Selling, Investment Properties, REO, Account Management, Customer Service, Transportation, Sales, Business Development, Leadership, First Time Home Buyers, Foreclosures, Training, Residential Homes, Negotiation, Real Estate Transactions, Real Estate, Management, Short Sales, Mortgage Lending, Contract Negotiation, Mortgage Banking
Education
Spokane Falls Community College
HomeStreet Bank April 2015 - Present
Wells Fargo Home Loans November 2011 - Present
Washington State Housing Finance Commission January 1997 - Present
Wells Fargo Home Loans November 2011 - March 2015
Bank of America Home Loans June 2006 - November 2011
Highline Schools Foundation January 2004 - July 2009
Washington Mutual June 1996 - June 2006
Skills
Mortgage Lending, Mortgage Banking, Loans, FHA, Refinance, First Time Home Buyers, Investment Properties, Banking, Real Estate, Investments, Investors, Home Equity Loans, Mortgage Marketing, Loan Origination, Residential Mortgages, USDA, Credit, VA loans, FHA financing, Certified Mortgage..., Consumer Lending, Foreclosures, Mortgage Underwriting, Loan Servicing, Commercial Lending, Debt Consolidation, Real Estate Financing, Financial Analysis, Underwriting, Finance, Construction Loans, Small Business Lending, Reverse Mortgages, Home Equity Lines of..., Credit Analysis, Government Loans, Mortgage Servicing, Loss Mitigation, Commercial Mortgages, Branch Management, Lines Of Credit, Real Estate Economics, Financial Structuring, Rates, Cross Selling, Commercial Banking, FHA Financing, VA Loans
Education
Seattle University 1984 — 1986
Bachelor of Arts, Finance and Economics
Seattle University 1982 — 1986
Bachelor of Arts, Finance & Economics
HomeBanc N.A. November 2009 - Present
Bank of America Home Loans April 2009 - November 2009
Countrywide Home Loans August 2001 - April 2009
First National Bank, Valparaiso April 1992 - August 2001
Education
Purdue University 1987 — 1991
B.S., Financial Planning
Bank of America Home Loans April 2006 - Present
Education
Rutgers University-New Brunswick 1997 — 2001
Montville High School
Bank of America Home Loans 1983 - Present
Gallinger Financial Services 1983 - 1995
Education
Rochester Institute of Technology 1979 — 1983
Bank of America Home Loans April 2011 - Present
Litton Loan Servicing October 2009 - May 2011
Envoy Mortgage April 2009 - October 2009
Wachovia AKA World Savings 1998 - 2008
Transworld Mortgage 1990 - 1998
Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Loans, FHA, USDA, Real Estate Economics, Loss Mitigation, Loan Servicing, Residential Mortgages, Foreclosures, Financial Risk, Portfolio Management, Mortgage Underwriting, Mortgage Servicing, Credit
Education
Robert E Lee
Sam Houston State University
GlobalWide Media February 2013 - Present
Bank of America Home Loans August 2010 - February 2013
The Law Offices of Joseph M. Lovretovich October 2009 - May 2010
Fox January 2009 - April 2009
Bitton & Associates January 2008 - October 2008
NBC Universal October 2007 - December 2007
Ardalan & Associates January 2006 - May 2006
Paramount Pictures January 2005 - December 2005
Skills
Copy Editing, Employment Law, Editing, Litigation, Entertainment Law, Contract Negotiation, Contract Management, Drafting Agreements, Digital Media, Online Marketing, Legal Research, Legal Writing
Education
Southwestern University School of Law 2006 — 2009
J.D.
University of Southern California 2004 — 2006
M.A., Communication Management
University of California, San Diego 1999 — 2003
B.A., Communication & Writing
Bank of America Merrill Lynch July 2013 - Present
Bank of America July 2009 - July 2013
Bank of America Home Loans April 2009 - July 2009
Countrywide July 2008 - April 2009
Countrywide Financial August 2007 - June 2008
ThoughtWorks Inc March 2005 - July 2007
Systemtec April 2000 - March 2005
Colonial Supplemental Insurance 2002 - 2004
SCT 2000 - 2002
HealthMagic January 1997 - April 2000
Skills
Agile Project Management, Agile Methodologies, SDLC, Scrum, Software Project..., Architecture, Integration, Software Development, SQL, Data Modeling, Enterprise Architecture, Requirements Analysis, C#, Databases, Visio, Solution Architecture, SOA, .NET, Data Warehousing, Business Analysis, IT Strategy, Microsoft SQL Server, Requirements Gathering, Enterprise Software, Architectures, Business Intelligence, Web Services, Database Design
Education
Ryerson University 1980 — 1981
Computer Science
Esquimalt High School 1977 — 1978
Dogwood
Caledonia Senior Secondary 1976 — 1977
none
imortgage January 2011 - Present
Bank of America Home Loans June 2007 - December 2010
Oak Crest Estates, Phoenix, OR 2003 - 2004
Skills
VA loans, FHA, Conventional, USDA, Refinance, Purchase, Loans, Mortgage, Non-Conforming, Investment Properties, Loan Origination, Government Loans, HomePath, HomePath Renovation, Mortgage Lending, Mortgage Banking, Construction Loans, First Time Home Buyers, Residential Mortgages, Investors, Single Family Homes, FHA financing, Banking, Reverse Mortgages, Home Equity Loans, Mortgage Marketing, Mortgage Underwriting, Credit, Real Estate Financing, Certified Mortgage..., REO, HUD, Underwriting, Referrals, Foreclosures, Consumer Lending, Real Estate Economics, Credit Analysis, Short Sales, Commercial Lending, Real Estate, Investments, Residential Homes, Real Estate Transactions, Condos, New Home Sales, Sellers, Loss Mitigation, Finance, Home Equity Lines of...
Education
San Jose State University
BS, Business
Retired February 2013 - Present
Wells Fargo Private Mortgage Banking December 2010 - February 2013
Bank of America Home Loans March 2010 - December 2010
Cobalt Mortgage January 2002 - March 2010
Education
University of Washington, Michael G. Foster School of Business 1980 — 1982
Bachelor of Arts (B.A.), Finance
Shoreline Community College
Associate of Arts (A.A.)
JP Morgan Chase Bank N.A. December 2013 - Present
Capstone Partners Financial and Insurance Services July 2013 - December 2013
New York Life Insurance Company December 2011 - June 2013
Bank of America Home Loans May 2011 - December 2011
Prospect Mortgage, LLC August 2010 - May 2011
Civil Air Patrol 2010 - 2011
Civil Air Patrol 2010 - 2011
MetLife Home Loans July 2009 - September 2010
MetLife Home Loans September 2008 - June 2009
First Horizon Home Loans May 2007 - August 2008
Education
St. Lawrence University 1989 — 1993
B.S., Biology
St.George's School 1985 — 1989
Axcel Capital Group January 2015 - Present
SVT Properties LLC January 2012 - Present
AnnieMac Home Mortgage August 2014 - September 2014
Wells Fargo Home Mortgage October 2011 - March 2014
Bank of America Home Loans August 2010 - October 2011
Popular Financial Holdings October 2002 - November 2008
Equity One/Popular Financial 2002 - November 2008
Skills
Reverse Mortgages, FHA, VA loans, Mortgage Banking, Mortgage Lending, Commercial Lending, Residential Mortgages, Loans, Investments, Strategic Financial..., Banking, Credit, Loan Origination, Customer Service, USDA, Certified Mortgage..., First Time Home Buyers, Refinance, Asset Management, Lines Of Credit, Finance, Commercial Banking, Portfolio Management, Retail Banking, Financial Modeling, Credit Risk, Insurance, Consumer Lending, Series 7, Small Business Lending, Home Equity Loans, Financial Analysis, Investment Properties, FHA financing, Sales, Risk Management, Loss Mitigation, Financial Services, Construction Loans, Mortgage Servicing, Underwriting, Commercial Mortgages, Credit Analysis, Real Estate, Real Estate Financing, Loan Servicing, Government Loans, Process Improvement, Mortgage Underwriting, Real Estate Economics
Education
Rutgers University – Camden 2000 — 2002
BS, finance
Cumberland County College 1997 — 2000
Associate, Business
Bank of America Home Loans March 2006 - Present
Washington Mutual Bank June 2002 - February 2006
US Bank November 2000 - May 2002
Zions First National Bank July 1997 - October 2000
Skills
Loans, Mortgage Lending, First Time Home Buyers, Credit, Retail Banking, FHA, Mortgage Banking, Refinance, Loan Origination, VA loans, Government Loans, Residential Mortgages, Investments, Home Equity Lines of..., FHA financing, Home Equity, Consumer Lending, Banking, Investment Properties, Jumbo Mortgage, Doctor Loan, Down Payment Assistance, Grants, FHA Financing, VA Loans
Education
Salt Lake Community College 1997 — 2000
General
Bingham High School 1994 — 1997
Bank of America Home Loans March 2003 - Present
wells fargo 1995 - 2005
Mountain Lakes Mortgage June 1995 - February 2003
Education
Sonoma State University 1971 — 1973
B.A., Earth Sciences
Bank of America Home Loans April 2006 - Present
Countrywide Home Loans April 2006 - April 2009
Education
Rutgers University-New Brunswick 1997 — 2001
Montville HS
Bank of America Home Loans January 2004 - Present
Education
Seattle University 1992 — 1996
Wells Fargo Home Mortgage October 2011 - Present
Filta Environmental Kitchen Solutions August 2010 - February 2015
Bank of America Home Loans September 2008 - June 2011
CTX Mortgage July 2006 - September 2008
Wells Fargo Home Mortgage January 1996 - July 2006
wells fargo home mortgage 1996 - 2006
Skills
Investment Properties, Mortgage Lending, Refinance, Residential Mortgages, FHA, Loan Origination, FHA financing, Mortgage Banking, Loans, VA loans, Construction Loans, Reverse Mortgages, First Time Home Buyers, Mortgage Underwriting, VA Loans, USDA, FHA Financing
Education
St. Cloud State University 1986 — 1991
Bachelors, Economics and Marketing
Bank of America Home Loans August 2014 - Present
PrimeLending, A PlainsCapital Company November 2011 - July 2014
Bank of America Home Loans September 2009 - November 2011
NISSAN MOTORS September 2006 - September 2009
Telstra January 2000 - June 2006
Skills
Sales Operations, Account Management, Sales Management, Telecommunications, Mortgage Lending, Leadership, Management, Customer Service, Business Development, Sales, Selling, Negotiation, Contract Negotiation, Salesforce.com, Team Building, Credit, Mortgage Banking, Strategic Planning
Education
San Francisco State University 1993 — 1997
Bank of America April 2015 - Present
First Niagara Bank January 2015 - March 2015
NBT Bank May 2012 - December 2014
Bank Of America Home Loans January 2009 - April 2012
Carteret Mortgage Corp. June 2004 - January 2009
Wells Fargo Home Mortgage March 2002 - June 2004
Education
Siena College 1994 — 1996
Business/Banking
Westchester Community College 1982 — 1984
Medical Assistant
iMortgage May 2013 - Present
Wells Fargo Home Mortgage September 2010 - May 2013
Guild Mortgage Company May 2010 - September 2010
Bank of America Home Loans April 2009 - June 2010
Countrywide Home Loans 2002 - April 2009
Countrywide Home Loans December 2003 - July 2005
Shea Mortgage December 2002 - December 2003
Skills
FHA, Mortgage Banking, Mortgage Lending, FHA, VA, Conforming,..., USDA, Loans, First Time Home Buyers, Real Estate, Sellers, Sales, Loan Origination, VA loans, Refinance, Residential Mortgages, FHA financing, Finance, Non-Conforming, Customer Service, Construction Loans, Credit, Underwriting, Investment Properties, Credit Analysis, Government Loans, Investors, Short Sales, HUD, Single Family Homes, Referrals, REO, New Home Sales, Investments, Mortgage Underwriting, Commercial Lending, Mortgage Marketing, Funding, Real Estate Financing, Financial Structuring, Foreclosures, Mortgage Servicing, Home Equity Lines of..., Condos, Real Estate Transactions, Consumer Lending, Real Estate Economics, Reverse Mortgages
Education
Riverside Community College 2000 — 2003
General Studies
BCBS October 2014 - February 2015
Nationstar Mortgage June 2013 - February 2014
REDC Default Solutions October 2012 - March 2013
Bank Of America September 2012 - October 2012
Bank of America July 2009 - April 2011
Bank of America Home Loans September 2008 - June 2009
Bank of America/Countrywide Home Loans October 2003 - June 2008
Skills
Credit Analysis, Loans, Mortgage Lending, Banking, Outlook, Ten Key, Typing, Excellent Communication..., Edge, StatusMart, Prospector, Equator, Lotus Notes, Customer Service &..., Data Migration, Microsott Office Suite..., Office Equipment..., Data Entry/10 Key..., TMO, LSAMS, Credit, Customer Service, FHA, Loan Origination, Management, Mortgage Banking, Real Estate, Sales, Underwriting
Education
Southern Arkansas University
Business Administration and Management, General
Stephens High School
Diploma/High School Business Leadership
J.Callahan, LLC at Empowered Counseling for Mindful Living April 2015 - Present
Insights Collaborative Therapy Group August 2014 - December 2014
SMU Center for Family Counseling at FISD August 2014 - December 2014
SMU Center for Family Counseling April 2014 - August 2014
Hanson March 2008 - December 2010
Capital One (Contract) April 2004 - August 2004
Fedex Office April 2002 - July 2003
Bank of America Home Loans August 2001 - April 2002
Dell Inc. September 1996 - March 2001
Skills
Leadership, Process Improvement, Strategic Planning, Financial Analysis, Corporate Finance, Team Building, Microsoft Excel, Mental Health Counseling, Sales Operations, Building Relationships, Strategic Thinking, Leading Change, Project Planning, Capital Budgeting, Financial Reporting, Performance Management, Group Therapy, Self Management, Training & Development, Fortune 500, Large Corporations, Reorganisation, Planning Budgeting &..., Business Profitability, Pricing Analysis, Cost Planning, Process Consulting, Increase Productivity, Organizational..., Capital Project Planning, Procedures Documentation, Board of Directors..., Performance Metrics, Individual Counselling, Client Intake, Adolescent Therapy, Couples Work, Work Life Balance, Career Transitioning, Coping, Life Transitions, Anxiety Management, Depression Treatment, Self-esteem, Traumatic Stress
Education
Southern Methodist University 2012 — 2014
Master of Science (M.S.), Counseling Psychology
The University of Dallas 2004 — 2007
MBA, Strategic Leadership
The University of Texas at El Paso 1988 — 1993
BBA, Accounting
Caliber Home Loans February 2015 - Present
Citi October 2011 - Present
Bank of America Home Loans January 2010 - July 2011
JC Penney September 2008 - January 2010
Brinks, Inc April 2008 - September 2008
ETC November 2007 - April 2008
Countrywide June 2002 - September 2007
Skills
SDLC, Business Analysis, Visio, Process Improvement, Agile Methodologies, Requirements Analysis, Vendor Management, SQL, SharePoint, Requirements Gathering, Systems Analysis, Microsoft SQL Server, Project Management, MS Project, Software Documentation, Waterfall, Oracle, User Acceptance Testing, Business Intelligence, Agile Project Management, PMP, Leadership, Business Process..., Databases, Business Process, Integration, Data Analysis, Analysis, Quality Center, Risk Management, Access, PMO, IT Strategy, Business Requirements, UML, Enterprise Architecture, Management, Quality Assurance, .NET, Scrum, Microsoft Project
Education
Spelman College 1986 — 1991
Bachelor of Arts (BA), French Language and Literature
EverBank June 2015 - Present
National Residential Mortgage, a service of Heartland Financial USA, Inc. August 2014 - June 2015
US Bank August 2008 - August 2014
Bank of America Home Loans 2006 - 2008
Ion Beam Technology October 2001 - January 2005
Skills
Mortgage Lending, Refinance, Real Estate Transactions, Real Estate, FHA, Loans, Sales, Banking, CRM, Sellers, Finance, Marketing, First Time Home Buyers, E-commerce, Retail, VA loans, Investment Properties, Customer Satisfaction, Management, Certified Mortgage..., Customer Service, Mortgage Banking, Real Estate Financing, Credit, Loan Origination, Construction, Underwriting, VA Loans
Education
Portland State University 2003 — 2005
Communication, Public Relations and
John L Scott Real Estate January 2015 - Present
Bank of America Home Loans August 2011 - December 2014
Bank of America 2009 - September 2011
Screen Actors Guild 2005 - 2009
The Millard Group 2005 - 2008
Pacific Dental Services 2002 - 2006
Skills
Training Delivery, Process Improvement, Instructor-led Training, Training Facilitation, Production Support, Leadership Development, Residential Mortgages, Training, Business Process..., Curriculum Design, Virtual Training, Training Manuals, Learning Management, Compliance Testing, Associate Engagement, Associate Development, Mortgage Servicing, Mortgage Underwriting, Secondary Mortgage..., Office Management, Instructional Design, Business Analysis, Real Estate Transactions, First Time Home Buyers, First Time Home Sellers, Real Estate Marketing
Education
Saddleback College
UnitedHealthcare May 2013 - Present
Independent Consultant September 2012 - March 2013
Kennebunk Savings Bank June 2010 - April 2012
Bank of America Home Loans January 2007 - August 2010
Horizon Partnerships, LLC March 1995 - June 2005
Skills
Mortgage Lending, Credit Analysis, Financial Analysis, Team Building, Salesforce.com, International Sales, Hospitality Event..., Hospitality Convention..., Sales Management, Territory..., Executive Sales..., Yield Management, New Markets Development, Medicare and Medicare..., Refinance, Loan Origination, Competitive Analysis, Business Development, FHA, Real Estate, Training, Mortgage Banking, Loans, Sales, Strategic Planning, Leadership, Banking, Marketing
Education
Leonardo da Vinci Florence Italy
Languages, Italian
Southern New Hampshire University
Bachelor's degree, International Business - Self Design
Accenture May 2015 - Present
Bank of America Home Loans 2010 - 2013
Bank of America 2009 - 2010
SOLE PROPRIETOR 2008 - 2009
Bank of America 2005 - 2008
Bank of America 2002 - 2005
Rooms To Go 1999 - 2002
Education
Queens University of Charlotte 2007 — 2008
EMBA, Strategy, Finance, Accounting
Slippery Rock University of Pennsylvania 1988 — 1992
Finance, Economics
Earl Watson Elite March 2014 - Present
Oakwood School October 2013 - Present
Sargeant Mind-Body Training March 2012 - Present
Los Alamitos High School July 2012 - October 2013
Open Gym March 2012 - March 2013
NTN Buzztime, Inc April 2009 - July 2012
iSports, Inc October 2008 - April 2009
Bank of America Home Loans June 2008 - October 2008
Slipstream Productions June 2006 - August 2006
JW Basketball June 2006 - August 2006
Skills
Blogging, Copy Editing, Film, Copywriting, Screenwriting, Social Media, Social Media Marketing, Google Analytics
Education
Princeton University 2004 — 2008
B.A, Sociology
Caliber Home Loans May 2014 - Present
Bank of America Home Loans June 1997 - January 2014
Skills
Selling, First Time Home Buyers, Residential Mortgages, Investment Properties, VA loans, USDA, FHA financing, Foreclosures, Short Sales, REO, Underwriting, Direct Sales, Residential Homes, Townhomes, New Home Sales, VA Loans, FHA Financing
Education
Rutgers University-New Brunswick 1987 — 1991
Bachelor's degree, Economics
Bank of America Home Loans September 2012 - November 2013
Sena Technologies April 2011 - September 2012
JPMorgan Chase September 2008 - July 2010
Davidson Communities August 2007 - March 2008
Temps for Tracts August 2006 - August 2007
BNC Mortgage November 2002 - June 2006
Juvenile Hall March 1991 - June 2005
Nokia August 2000 - July 2001
Honeywell November 1999 - August 2000
Compaq Computers June 1997 - February 1999
Education
San Jose State University
BS, Business Finance
Bank of America Home Loans 2008 - 2010
UAMC March 2005 - October 2006
Wells Fargo 1998 - 2005
Weyerhaeuser Mortgage 1993 - 1998
Skills
FHA, Mortgage Lending, Mortgage, Refinance, Loan Origination, Mortgage Industry, Residential Mortgages, Purchase
Education
Hofstra University/Graduate Program
Queens College
B.A., Mass Communications
Bank of America Home Loans December 2011 - Present
USI Insurance Services April 2010 - December 2011
Mastors & Servant Risk Services 2010 - 2011
Financial Rentals June 1999 - April 2010
Skills
Underwriting, Insurance, Credit, Property & Casualty..., Sales, Mortgage Lending
Education
University of Rhode Island - College of Business Administration 2002 — 2009
BA, Management
Roger Williams University 2001 — 2002
Architecture
Starkey Mortgage October 2011 - Present
Wells Fargo Home Mortgage January 2011 - October 2011
Supreme Lending May 2010 - February 2011
Bank of America Home Loans April 2009 - May 2010
Countrywide Home Loans August 2007 - April 2009
HomeBanc Mortgage January 2006 - August 2007
Skills
FHA, Mortgage Lending, VA loans, Loans, First Time Home Buyers, Self-Employed Borrowers, Conventional Loans, Second Home Purchases, USDA Rural Development..., Finance, Home Equity Loans, Investment Properties, Real Estate, Refinance, Selling, Underwriting, Mortgage Banking, Buyers, VA Loans
Education
Southwestern Baptist Theological Seminary 1986 — 1989
Master of Divinity, Theology/Theological Studies
Vanderbilt University 1981 — 1985
Bachelor of Arts, History, Business Administration
Arlington Schools 1973 — 1981
Diploma
Bank of America Home Loans November 2008 - Present
National City Mortgage November 2007 - October 2008
JPMorgan Chase March 2006 - October 2007
Integrity Mortgage Corporation of Oregon April 1995 - March 2006
Education
Willamette University 1973 — 1974
Business, Pre-Law
Southern Oregon University 1972 — 1973
Business
North Salem High 1969 — 1972
Citizens Bank June 2015 - Present
Ryan & Emma's Goodies LLC May 2010 - Present
Bank of America Home Loans January 2008 - May 2010
PHH Mortgage 2000 - 2008
Skills
Mortgage Lending, Residential Mortgages, Credit, Mortgage Banking, Loans, Leadership, Customer Service, Management, Sales, Finance, FHA, Refinance
Education
Rutgers University – Camden
Finance
Prime Source Mortgage, Inc. August 2015 - Present
R.B. & Associates, LLC March 1989 - Present
Finance of America Mortgage LLC March 2015 - August 2015
Gold Star Mortgage Financial Group May 2014 - March 2015
First Rate Mortgage: A Division of Sierra Pacific Mortgage, Inc. Branch NLMS 397295 March 2014 - May 2014
Absolute Mortgage March 2013 - January 2014
Evergreen Home Loans August 2011 - March 2013
Bank of America Home Loans September 2010 - August 2011
United States Army Reserve October 1975 - February 2011
AXIA Financial 2004 - 2010
Skills
Mortgage Lending, Credit, Loans, Residential, Investment Properties, Residential Homes, FHA, USDA, Finance, Loan Origination, First Time Home Buyers, Mortgage Banking, Commercial Lending, Government Loans, Investments, Refinance, Real Estate, Residential Mortgages, VA loans, Reverse Mortgages, FHA financing, Certified Mortgage..., Real Estate Financing, Customer Service, Sales, Sellers, Underwriting, Investors, Referrals, Banking, Credit Analysis, Commercial Real Estate, Mortgage Marketing, Real Estate Economics, Construction Loans, Funding, Training, Loss Mitigation, Commercial Mortgages, Foreclosures, Mortgage Underwriting, HUD, Short Sales, REO, Mortgage Servicing, Real Estate Transactions, Loan Servicing, Financial Structuring, Selling, Consumer Lending
Education
Seattle University 1970 — 1974
BA, Political Science/Business Administration
Sacramento HIgh School 1968 — 1970
GED, General
First Heritage Mortgage August 2015 - Present
Academy Mortgage Corporation January 2015 - August 2015
George Mason Mortgage October 2011 - August 2014
Freddie Mac April 2011 - August 2011
Bank of America Home Loans August 2010 - August 2011
McLean Mortgage Corporation January 2009 - August 2010
NVR, Inc. April 2004 - November 2008
Skills
Loans, Mortgage Lending, Refinance, FHA, Mortgage Banking, FHA financing, Real Estate, Construction Loans, Certified Mortgage..., Residential Mortgages, Loan Origination, REO, Credit, Mortgage Underwriting, Government Loans, Residential Homes, USDA, VA loans, Underwriting, First Time Home Buyers, Investors, Credit Analysis, Real Estate Financing, Reverse Mortgages, Commercial Lending, Investment Properties, Real Estate Economics, Loss Mitigation, Foreclosures, Home Equity Loans, Mortgage Marketing, Referrals, FHA Financing, VA Loans
Education
Radford University 1980 — 1984
Bach of Science, Economics
Virginia Wesleyan College 1979 — 1980
Stanford Federal Credit Union August 2015 - Present
Bank of America Merrill Lynch March 2014 - August 2015
Bank of America Home Loans October 2012 - February 2014
Bank of America October 2006 - October 2012
FedEx Office April 2005 - October 2006
Skills
Retail Banking, Leadership, Sales Management, Mortgage Banking, Relationship Management, Loans, Consumer Lending, Strategic Planning, Treasury Services, Small Business Lending, Customer Retention, Banking, Project Management, Portfolio Management, Credit, Risk Management, Finance, Business Development, Product Development, Commercial Banking
Education
San Jose State University 2001 — 2006
B.S., Finance
Mountain View High School 1998 — 2001
Bank of America April 2015 - Present
Bank of America Home Loans 2010 - 2011
Countrywide Home Loans, Wholesale Division August 2007 - December 2010
Disney Mobile May 2005 - July 2007
Medco November 2003 - May 2005
Blue Cross Blue Shield of Kansas City January 2003 - October 2003
Sprint May 2001 - January 2003
WorldCom April 1999 - April 2001
UCA etc 1991 - 1997
Skills
Business Process..., Business Analysis, Integration, Process Improvement, Project Management, SDLC, Vendor Management, Cross-functional Team..., PMP, Program Management, Software Documentation, Software Project..., Call Centers, Requirements Analysis, CRM, Risk Management
Education
State University of New York College at Fredonia 1986 — 1993
Merrill Lynch June 2014 - Present
Bank of America Merrill Lynch October 2013 - June 2014
Bank of America Merrill Lynch July 2010 - October 2013
Bank of America Merrill Lynch November 2006 - July 2010
Bank of America Home Loans February 2003 - November 2006
Buffalo Sabres September 2002 - May 2003
Washington Capitals 2000 - 2002
NFLPA 2001 - 2001
Skills
PowerPoint, Microsoft Excel, Research, Marketing, Customer Service, Microsoft Office, Strategic Planning, Analysis, Leadership, Finance, Portfolio Management
Education
State University of New York at Buffalo - School of Management 2003 — 2006
MBA, Business Administration and Management, General
The George Washington University 1998 — 2002
BBA, Sports Management
The Park School of Buffalo 1994 — 1998
Supreme Lending October 2012 - Present
Franklin American Mortgage Company March 2012 - September 2012
MetLife Home Loans August 2011 - March 2012
Chase Bank January 2011 - August 2011
Bank of America Home Loans October 2004 - December 2010
Education
Southwestern Oklahoma State University 1995 — 1997
Bank of America Home Loans April 2004 - Present
Countrywide Home Loans March 2004 - April 2009
First Virginia Bank January 2001 - September 2003
Skills
FHA, 203K, Mortgage Lending, Underwriting, Loan Origination, Loans, REO, Residential Homes, Mortgage Banking, USDA, Residential Mortgages, First Time Home Buyers, Refinance, Credit, Government Loans, VA loans, Small Business Lending, Consumer Lending, Commercial Lending, Reverse Mortgages, VA Loans, Credit Analysis
Education
Radford University 1996 — 2000
BBA, Business Management
Coldwell Banker Real Estate August 1988 - Present
Coldwell Banker Residential Brokerage 1988 - Present
Coldwell Banker San Francisco Bay Area 1988 - Present
Coldwell Banker 1988 - Present
Coldwell Banker Real Estate 1988 - Present
Coldwell Banker Real Estate 1988 - Present
Bank of America Home Loans 1988 - Present
Coldwell Banker Real Estate 1988 - Present
Coldwell Banker Real Estate 1988 - Present
Coldwell Banker Real Estate 1988 - Present
Skills
First Time Home Buyers, Short Sales, Sellers, REO, Relocation, Foreclosures, Single Family Homes, Condos, Investment Properties, Buyer Representation, Real Estate, Listings, Investors, Referrals, New Home Sales, Townhomes, Residential Homes, Luxury, Real Estate Transactions, Selling
Education
San Francisco State University, College of Business 1975 — 1981
Bachelors, Marketing & sales
Bank of America January 2014 - Present
Bank of America Home Loans February 2010 - Present
Marketing Resources Agency, LLC October 2007 - 2010
Private Contract Adminstrators 2007 - 2009
Option One Mortgage 2003 - 2007
Skills
Real Estate, Marketing Strategy, FHA financing, Mortgage Lending, Short Sales, Asset Managment, Sales, Loans, Finance, Mortgage Banking, Leadership, Refinance, Portfolio Management, Strategic Planning, Business Planning, Credit, Training, REO, FHA, Lead Generation, Banking, Residential Homes, Default, Management, Residential Mortgages, Strategy, Underwriting, Competitive Analysis, Investments, Mortgage Servicing, Loan Origination, Loss Mitigation, Investment Properties
Education
Purdue University 1988 — 1992
BS/BA, Economics
Wells Fargo Home Mortgage July 2010 - Present
Bank of America Home Loans May 2009 - July 2010
RPM Mortgage August 2007 - May 2009
River Oak Capital July 2006 - July 2007
Ameriquest Mortgage February 2005 - June 2006
Premier Mortgage Funding 2006 - 2006
Skills
Mortgage Lending, Real Estate Transactions, Underwriting, Leadership, Loans, Credit, FHA, Funding, Mortgage Banking, Portfolio Management, Refinance, Finance, Loan Origination, Residential Mortgages, USDA
Education
San Diego State University-California State University 2002 — 2004
Business Administration, Marketing/Advertising
Hartnell College 1999 — 2001
VWR October 2014 - Present
VWR International October 2013 - September 2014
VWR International October 2010 - September 2013
VWR International November 2008 - December 2010
Bank of America Home Loans February 2008 - October 2008
Washington Mutual Home Loans November 2004 - January 2008
Reilor Ltd. December 2002 - November 2004
Skills
Strategic Planning, Customer Service, New Business Development, Team Leadership, Microsoft Office, Forecasting, Excel, Budgeting, Account Management, Sales Management, Word, PowerPoint, Financial Analysis, Outlook, Problem Solving, Research, Negotiation, Team Building, Lotus Notes, Consultative Selling, Financial Reporting, Sales Process, Mentoring, Performance Management, Employee Relations, Coaching, Supervisory Skills, Business Planning, Data Analysis, Hiring, Pricing, Process Improvement, Teamwork, Analysis, Microsoft Excel, Microsoft Word, Budgets, Leadership, Management, Program Management, Finance, Inventory Management, Time Management, Sales, Retail, Operations Management, Training, Banking, Recruiting, Cross-functional Team...
Education
Rutgers, The State University of New Jersey - Rutgers Business School 2004 — 2006
MBA, Management
Rutgers University-New Brunswick 1997 — 2001
Bachelor of Arts, Music, Economics
Teri Barth, freelance photographer January 2012 - Present
www.teribarth.com January 2012 - Present
SacCityExpress.com January 2014 - May 2014
Express newspaper and SacCityExpress.com August 2012 - December 2013
Express newspaper January 2013 - May 2013
CP Marketing & Insurance Services, LLC January 2008 - 2011
Christian Stanley July 2009 - September 2010
Bank of America Home Loans 2007 - 2009
SuiteAmerica 2005 - 2006
ADP 2002 - 2004
Skills
Journalism, Newspapers, Editorial, Editing, Marketing, Social Media Marketing, Social Media, Public Speaking, Social Networking, Writing, Advertising, Graphic Design, Business Development, Account Management
Education
Sacramento City College 2012 — 2014
Associate of Arts (A.A.), Journalism
Mad Science of Greater Kansas City Co OwnerMad Science of Southwest MissouriAugust 2003 - Present
Bank of America Home Loans August 2005 - August 2007
Bank of America Business Banking August 2003 - August 2005
Education
St. Louis Community College
Marketing and Sales
Bank of America Home Loans July 2009 - June 2010
Countrywide Bank, FSB July 2001 - July 2009
Countrywide Home Loans, Inc October 1991 - July 2001
Bank of San Francisco July 1990 - September 1991
Salomon Brothers, Inc March 1987 - May 1990
Skills
Credit, Risk Management, Capital Markets, Credit Risk, Portfolio Management, Loans, Securitization, Mortgage Banking, Strategy, Mortgage Lending, Due Diligence, Banking, Corporate Finance, MBS, Financial Services, Financial Analysis, Trading, Structured Finance, Financial Risk, Finance
Education
Providence College 1980 — 1984
BS, Accounting
high school
Bank of America AVP, Unit ManagerBank of AmericaNovember 2009 - February 2012
Bank of America Home Loans September 2008 - November 2009
Bank of America October 2005 - October 2008
Countrywide Home Loans February 2002 - October 2005
Gorges/Quik-to-Fix January 1998 - March 2000
Red's/Fisher Group May 1989 - December 1992
Education
Southeast Missouri State University 1980 — 1984
HomeStreet Bank April 2013 - Present
Wells Fargo February 2011 - April 2013
Bank of America Home Loans March 2002 - January 2011
Skills
Mortgage Lending, Mortgage Banking, Loans, Credit, VA loans, FHA, Loan Origination, FHA financing, Refinance, USDA, Certified Mortgage..., Construction Loans, Credit Analysis, Banking, Commercial Lending, Underwriting, Consumer Lending, Commercial Mortgages, Portfolio Management, Finance
Education
University of Washington 1986 — 1988
B.A., Business
Seattle University
M.B.A., Business
SunTrust Mortgage October 2010 - Present
Bank of America Home Loans June 2005 - October 2010
Skills
Conforming, VA loans, VA, Mortgage Lending, FHA, Conventional, FHA financing, Refinance, Mortgage Industry, Home Equity Lines of..., Government Loans, Mortgage Banking, Loan Origination, Non-Conforming, Mortgage Planning, Residential Mortgages, Mortgage, Home Equity, Consumer Lending, Loan Modifications, Mortgage Modification, Portfolio Risk, Loans, Banking, Credit, Credit Analysis, Customer Service
Education
Portland Community College 2001 — 2002
Bank of America Home Loans February 2010 - February 2015
Aflac April 2009 - February 2010
Online Business Systems - Herbalife October 2006 - October 2009
Cingular Wireless 1996 - 2006
AT&T Wireless 1996 - 2006
LA Cellular & AT&T Wireless 1996 - 2006
Yonex Corporation 1992 - 1994
Skills
Fraud, Call Centers, Process Improvement, Customer Retention, Vendor Management, Customer Service, Leadership, Team Building, Cross-functional Team..., Team Leadership, Management, Coaching, Training, Project Management, Account Management, Call Center, Customer Satisfaction, Performance Management, Budgets, Strategic Planning, Customer Experience, Employee Relations, Leadership Development, Operations Management, Team Management, Telecommunications, Business Process..., Business Analysis, CRM, Change Management, Outlook, Product Management, Analysis, Contract Negotiation, Data Analysis, Forecasting, Program Management, Quality Assurance, Recruiting, Project Planning, Sales, Sales Management, Sales Operations, Time Management
Education
University of Phoenix 1997 — 1999
BS, Business Management
Riverside City College 1976 — 1978
AA, Business Management
Santa Ana College 1971 — 1973
Certificate, Business, Child Development
On Q Financial, Inc. August 2011 - Present
Guaranteed Rate August 2010 - August 2011
Bank of America Home Loans October 2003 - August 2010
Skills
Refinance, Mortgage, Residential, Conforming, Mortgage Lending
Education
San Diego State University-California State University 1983 — 1987
Bachelor of Science, Finance and Real Estate
Met Life Home Loans November 2010 - Present
Met Life Home Loans November 2010 - Present
Bank of America Home Loans 1999 - 2009
Education
Saint Joseph's University - Erivan K. Haub School of Business 2000 — 2006
MBA
Bank of America Home Loans May 2000 - Present
Chase Home Finance 1992 - 1997
JPMorgan Chase 1992 - 1997
Skills
Underwriting, Loans, Mortgage, Mortgage Lending, Risk
Education
Scripps College 1971 — 1975
BA, Literature
Nationstar Mortgage June 2015 - Present
Bank of America August 2011 - March 2015
Fannie Mae August 2009 - August 2011
Bank of America Home Loans April 2006 - June 2009
Crescent Real Estate 2005 - 2006
Colonial Savings November 1998 - March 2005
First Horizon Home Loan January 1998 - November 1998
First Horizon 1993 - 1998
Skills
Project Coordination, Project Planning, Due Diligence, Loans, Mortgage, Servicing, Auditing, Compliance, Risk Management, Process Improvement, Internal Controls, Risk, Underwriting, Audit, Risk Assessment, Credit, Banking, Excel, Mortgage Banking, GSE Compliance, Project Management, Mortgage Servicing, Internal Audit, Credit Risk, Operational Risk, Loan Servicing, Credit Analysis, Mortgage Lending, Financial Risk, Finance, Management, Loan Origination, Financial Analysis
Education
University of Central Oklahoma 1980 — 1981
BS, Accounting
Southern Nazarene University 1975 — 1980
Business
Bank of America Home Loans August 2011 - Present
Bank of America Home Loans April 2009 - September 2011
Countrywide December 2005 - April 2009
CTX Mortgage 2004 - 2005
Blockbuster 2001 - 2004
Ernst & Young 1999 - 2001
Skills
Financial Analysis, Financial Modeling, Loans, Finance, Banking, Mortgage Lending, Strategic Planning, Risk Management, Process Improvement, Loan Origination
Education
Texas Tech University 1995 — 1999
BBA, Finance
Richmond, The American International University in London 1998 — 1998
Continuing Education, Finance
USA Mortgage June 2010 - Present
Bank of America Home Loans April 2009 - June 2010
Neteffects, Inc October 2008 - April 2009
Countrywide Bank November 2007 - August 2008
MortgageIT, INC January 2006 - October 2007
Education
Southeast Missouri State University 1999 — 2004
BA, Marketing Mgmt and Admin. Sys. Mgmt
Wells Fargo Home Mortgage January 2010 - Present
Bank of America Home Loans August 2006 - January 2010
Wells Fargo Home Mortgage March 2000 - August 2006
Great Western Bank 1987 - 1992
Skills
VA, FHA, Mortgage Lending, First Time Home Buyers, Conventional, USDA, Mortgage Banking, Refinance, Loan Origination, Purchase, Investment Properties, Referrals, Construction Loans, Real Estate, Credit, Loans, Finance, REO, Foreclosures, VA loans, Sales, Residential Mortgages, Credit Analysis, Underwriting, Certified Mortgage..., Short Sales, Government Loans, FHA financing, HUD, Reverse Mortgages, VA Loans, FHA Financing
Education
Stanford University 1971 — 1974
BA, Political Science
REMN Wholesale January 2015 - Present
American Financial Resources July 2014 - January 2015
Interthinx February 2013 - February 2014
Ingletbliar July 2011 - January 2013
First Choice Loan Services, Inc September 2010 - January 2011
GFI Mortgage Bankers June 2010 September 2010 June 2010 - September 2010
GMI Home Loans, LLC April 2010 - June 2010
Metlife Bank January 2010 - March 2010
Prospect Mortgage October 2009 January 2010 October 2009 - January 2010
Bank of America Home Loans February 2009 - July 2009
Skills
Extensive MS Office, Computer Hardware, Corporate Communications, Mortgage Lending, FHA, Loans, Credit, Loan Origination, Underwriting, Loss Mitigation, Reverse Mortgages, FHA financing, VA loans, USDA, Certified Mortgage..., Construction Loans, Home Equity Loans, Mortgage Underwriting, Refinance, Program Management, VA Loans, FHA Financing
Education
Almeda University 2006 — 2010
Bachelor of Business Administration, Banking
Rutgers University-New Brunswick 1998 — 1999
English
Bank of America June 2012 - Present
Bank of America Home Loans August 2010 - June 2012
Saxon Mortgage August 2009 - July 2010
Lockheed Martin November 2008 - August 2009
Countrywide July 2003 - November 2008
Countrywide 2003 - 2008
Countrywide Home Loans 2003 - 2008
Countrywide Financial 2003 - 2008
Skills
Banking, Mortgage Lending, Mortgage Banking, Process Improvement
Education
Santa Monica College 1991 — 1994
Associates in Arts, Business Administration
St. Joseph's College
Movement Mortgage October 2014 - Present
Atlantic Bay Mortgage Group December 2013 - September 2014
Towne Bank Mortgage January 2011 - December 2013
Bank of America Home Loans January 2010 - July 2010
Countrywide HomeLoans May 2006 - May 2010
Mortgage Power November 2000 - May 2006
SunTrust Mortgage May 1999 - November 2000
National City Mortgage May 1998 - May 1999
American Home Funding/Charter One Mortgage September 1995 - May 1998
Maryland National Mortgage 1992 - 1995
Skills
Sales, Coaching, Loans, Real Estate, Mortgage Lending, Sales Management, Refinance, Banking, Time Management, Underwriting, Mortgage Banking, Residential Mortgages, Investment Properties, Selling, VA loans, USDA, First Time Home Buyers, Loan Origination, FHA, Credit, Management, Credit Analysis
Education
Randolph-Macon College 1984 — 1989
BA, Sociology
Nations Direct Mortgage September 2011 - Present
Bank of America Home Loans December 2008 - September 2011
Bank of America December 2008 - January 2011
SMC Direct 2004 - 2006
Skills
Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Credit, FHA, Refinance, Residential Mortgages, USDA
Education
Santa Ana College 1986 — 1994
AA, Computer Information Systems
The Federal Savings Bank Mortgage BankerDeCapital Mortgage an Affiliate of Wells Fargo MortgageFebruary 2013 - September 2013
Bank of America September 2008 - February 2013
Bank of America Home Loans September 2008 - February 2013
Chase Home Finance September 2005 - September 2008
Washington Mutual Home Loans November 2003 - September 2005
PAR East Mortgage February 2003 - October 2003
Finlay Fine Jewelry June 1983 - April 2002
Skills
CRM, Marketing, Strategy, Banking, Budgets, Advertising, Business Development, Mortgage Banking, Loan Origination, Loans, Refinance, Credit, Residential Mortgages, Mortgage Lending, Sales, VA loans
Education
City University of New York-Queens College 1970 — 1975
B.A., Foods, Nutrition, and Related Services
New York University
Certification, Fitness Instruction
Banco Santander January 2013 - Present
Bank of America January 2012 - August 2012
Admirals Bank October 2011 - November 2011
Bank of America Home Loans October 2010 - March 2011
Citizens Bank April 2007 - January 2009
Skills
Mortgage Lending, Compliance, commercial credit, merchant services sales, merchant services..., project managament..., Banking, Loans, Mortgage Banking, Credit, Real Estate, Finance, Management, Commercial Lending, Auditing, Financial Risk, Residential Mortgages, Training, Underwriting, Credit Risk, Risk Management
Education
Providence College
bachelor of arts, Social Work
Sovereign Lending Group, Inc. April 2014 - Present
Mortgage Banking January 2012 - January 2014
Bank of America Home Loans August 2009 - January 2012
JPMorgan Chase (Formerly WAMU) January 2006 - August 2009
Wells Fargo Home Mortgage March 2003 - December 2005
Antares Corporation 1997 - December 2002
Home Savings of America 1985 - 1996
Skills
NMLS # 484170, California DRE Broker..., Formal Training in the..., Formal Training in the..., Former Professional..., Training, Mortgage Lending, Sales, Mortgage Banking, Refinance, FHA, Loans, Underwriting, Loan Origination, Residential Mortgages, Sales Management, Investment Properties, Real Estate Financing, Banking, Selling, Strategic Planning, Government Loans, FHA financing, First Time Home Buyers, Investments, Executive Management, VA loans, Real Estate, Certified Mortgage..., Home Equity Lines of..., Credit, Reverse Mortgages, Mortgage Underwriting, USDA, Construction Loans, Credit Analysis, Loss Mitigation, Commercial Mortgages, Financial Structuring, Finance, Commercial Lending, Real Estate Economics, Business Development, Home Equity Loans, Consumer Lending, Loan Servicing, Mortgage Servicing, Mortgage Marketing, Leadership, FHA Financing
Education
San Jose State University 1973 — 1976
BA, Philosophy and Psychology, Graduated with Academic Distinction
Bank of America Home Loans
Education
St. Joseph's College (IN) 1978 — 1982
Stonegate Mortgage Corporation (NYSE: SGM) October 2014 - Present
Crossline Capital January 2014 - September 2014
Prospect Mortgage, LLC April 2009 - April 2010
Bank of America Home Loans April 2002 - April 2009
Skills
Mortgage Lending, Loans, Credit, Banking, Investments, Series 7, Series 63, Money, Securities, Mutual Funds, Portfolio Management, Financial Services, Financial Analysis, Insurance, Risk Management, Life Insurance, Fixed Annuities, Real Estate, Fixed Income, Investment Advisory, Loan Origination, Underwriting, Residential Mortgages
Education
San Diego State University-California State University
BS
Skagit, Whatcom, Snohomish July 2012 - Present
Bank of America Home Loans August 2008 - September 2010
Washington Mutual Mortgage April 2005 - July 2008
Providence Health & Services August 2000 - April 2005
Skills
Mortgage Lending, Mortgage Banking, FHA, VA loans, USDA, Refinance, Loan Origination, Loans, FHA financing, Residential Mortgages, Government Loans, Non-Conforming, Construction Loans, Credit, Home Equity Lines of..., Banking, Customer Service, Real Estate, Underwriting, Credit Analysis, Marketing Strategy, Portfolio Management
Education
Skagit Valley College 2012 — 2014
Individualized Certificate in Composites Technician - Advanced Composites, Manufacturing Engineering Technology/Technician
Skagit Valley College 2012 — 2013
Certificate in Technical Design, Manufacturing Engineering Technology/Technician
Skagit Valley College 2012 — 2013
Certificate in Composites Technician, Manufacturing Engineering Technology/Technician
Skagit Valley College 2012 — 2013
Certificate in Manufacturing Technology, Manufacturing Engineering Technology/Technician
Federal Way High School 1985 — 1986
Bank of America March 2015 - Present
Bank Of America Home Loans May 2000 - Present
Fleet Bank March 1997 - July 2000
Skills
Sales Management, New Business Development, Operational Excellence, Mortgage Lending, Loans, Business Strategy, Strategic Partnerships, Residential Mortgages, Team Building, Business Coaching, Banking, Mortgage Banking, FHA, Credit, Loan Origination, USDA, Portfolio Management, Reverse Mortgages, Refinance, Home Equity Loans, VA loans, Mortgage Underwriting, FHA financing, Commercial Mortgages, Government Loans, Loss Mitigation, Construction Loans, Certified Mortgage..., VA Loans, FHA Financing
Education
Seton Hall University
BA
University High
Sterling Bank September 2012 - September 2013
Toyota Financial Services April 2010 - August 2012
Bank of America Home Loans April 2008 - March 2010
Stewart Title/Northwest Escrow Alliance April 2007 - December 2007
WMC Mortgage January 2005 - January 2007
New Century Mortgage February 2003 - December 2004
Wells Fargo Home Mortgage August 2002 - December 2002
American Savings Bank September 2000 - June 2002
Bank of Honolulu January 1997 - September 2000
Skills
Analysis, Funding, Data Analysis, FHA, Microsoft Office, Underwriting, Relationship Management, Training, Commercial Banking, Mortgage Underwriting, Escrow, Baker Hill, Leasing, Consumer Financing, Loan Closings, Notary Public, Process Improvement, Compliance, Financial Analysis, Credit Analysis, Risk Management, Allregs, Loan Processing, Indirect Lending, Collections
Education
Seattle University 2014 — 2017
Santa Clara University - Leavey School of Business
Bachelors, Finance
Wells Fargo Home Mortgage November 2014 - Present
Bank of America Home Loans March 2009 - November 2014
Net Financial Group, Inc. September 1999 - March 2009
Beverly Hills Financial Group June 1995 - September 1999
Skills
Refinance, Mortgage Lending, FHA, Loans, Loan Origination, Mortgage Banking, FHA financing, Sellers, Residential Mortgages, VA loans, First Time Home Buyers, Real Estate, USDA, Investment Properties, Real Estate Transactions, Residential Homes, Investors, REO, Credit, Short Sales, Government Loans
Education
San Diego State University-California State University 1986 — 1990
Business
Stearns Lending, LLC (NMLS #1854) March 2014 - Present
Citi December 2011 - March 2014
Bank of America Home Loans June 2007 - December 2011
CitiMortgage May 2004 - May 2007
Skills
Mortgage Lending, Banking, Portfolio Management, Loans, Credit Analysis, Mortgage Banking, Risk Management, Credit, Retail Banking, Credit Risk, Financial Risk, Financial Services, Underwriting, Credit Cards, Relationship Management, Loan Origination, Investments, Commercial Banking, Residential Mortgages, Finance, Consumer Lending, Wealth Management, Commercial Lending, Refinance, Financial Analysis, Loss Mitigation, Mortgage Underwriting, Mortgage Servicing, Small Business Lending, Social Media
Education
San Jose State University
Bank of America October 2011 - Present
Bank of America Home Loans August 2010 - October 2011
Bank of America Home Loans September 2005 - August 2010
The Retirement Group October 2003 - September 2005
Skills
Finance, Forecasting, Budgets, Financial Risk, Financial Analysis, Financial Modeling, Credit Risk, Databases, Corporate Finance, Strategic Financial..., Risk Management, SQL, Economics, Econometrics, Microsoft Excel, Microsoft Word, PowerPoint, Visio, Access, SAP, SAS, Staff Management, Variance Analysis, Accounts Payable, Pivot Tables, Vlookup, Sumif, Statistics, Customer Segmentation..., Data Segmentation, Secondary Market, Pricing Strategy, Business Impact Analysis, Mathematical Analysis, Financial Statement..., Cash Flow, Regression Analysis
Education
San Diego State University-California State University 2000 — 2005
Bachelors, Quantitative Economics, Mathematics minor
Gateway Funding October 2014 - December 2014
Univest Home Loans July 2012 - June 2014
Bank of America Home Loans May 2000 - July 2012
Advanta Finance November 1997 - April 2000
Resorts USA April 1995 - April 1997
Second National Bank of Nazareth March 1990 - March 1995
Blazer Financial Services January 1987 - March 1990
WMGH 105.5 FM January 1986 - January 1987
WKAP AM 1320/ WXKW AM 1470 August 1984 - January 1986
Skills
Mortgage Lending, Mortgage Banking, FHA, Loan Origination, VA loans, Refinance, Loans, FHA financing, USDA, Residential Mortgages, Government Loans, Credit, Construction Loans, Consumer Lending, Credit Analysis
Education
Rider University 1980 — 1984
Speech Communications & English Literature
Salisbury High School 1976 — 1980
Bank of America Home Loans March 2008 - Present
Small Business Administration - Disaster Relief September 2005 - December 2007
Van Tone Creative Flavors, Inc. March 2002 - February 2004
The ICEE September 1978 - March 2000
Education
Southern Methodist University - Cox School of Business 1965 — 1968
Accounting & Economics
Prospect Mortgage, LLC October 2014 - Present
Union Bank October 2013 - October 2014
Bank of America Home Loans June 2005 - October 2013
Digital Equipment Corporation July 1979 - July 1995
Skills
Loans, Mortgage Lending, Sales, Banking, Customer Service, Finance, Credit, Financial Analysis, Project Management, Relationship Management
Education
Southern Illinois University, Carbondale
Bachelor of Science (B.S.), Business Administration and Management
Aflac March 2014 - Present
Bank of America Home Loans January 2010 - November 2013
Bank of America Home Loans February 2008 - January 2010
Skills
Supplemental Health, Employee Benefits, Life Insurance, Loans, Health Insurance, Disability Insurance, Mortgage Lending, Credit Risk, Mortgage Banking, Credit, Banking, Consumer Lending, Commercial Banking, Credit Analysis, Customer Service, Insurance, Loan Origination, Residential Mortgages, Sales, Small Business Lending, Team Building, Underwriting
Education
Spelman College 1979 — 1981
Psychology
Bank of America September 2011 - Present
Bank of America Home Loans May 2006 - July 2011
Skills
Mortgage Lending, Loans, Finance, Credit, Underwriting, Customer Service, Microsoft Office, Microsoft Excel, Outlook, SharePoint, Accounting, Home Retention, Short Sale, Deed of Lieu, Foreclosures, Loan Processing
Education
Bellevue Community College 2003 — 2004
Mortgage Lending Certificate
Seattle Central Community College
Associate’s Degree
Bank of America February 2012 - Present
Bank of America Home Loans January 2011 - February 2012
Skills
Human Resources, Banking, Mortgage Banking, Regulatory Compliance, Training, Process Management, Policy Development
Education
Robert Morris University 2011 — 2012
MHRM, Human Resource Management
University of Pittsburgh 2005 — 2010
Bachelor of Arts, English and Psychology
Bank of America Home Loans February 2009 - Present
Bank of America January 2005 - January 2009
Fleet Bank August 2004 - January 2005
Fleet Bank January 1996 - August 2004
Shawmut, Connecticut National, and First Bank January 1980 - January 1996
Skills
Loans, Banking, Mortgage Lending, Credit, Underwriting, Credit Risk, Mortgage Banking, Sales Management, Operations Management, Cross-functional Team..., Process Improvement, Vendor Management, Strategic Planning, Risk Management, Credit Analysis, Call Center, Retail Banking, Consumer Lending, Management, Loan Origination, Leadership, Call Centers, Commercial Lending, Credit Cards, Relationship Management
Education
Sacred Heart University 1973 — 1977
BA
Friends of West Hollywood Elementary (FOWHE) January 2010 - January 2013
Bank of America Home Loans January 2008 - April 2011
Countrywide Home Loans October 2006 - January 2008
Countrywide Home Loans January 2001 - October 2006
Countrywide Home Loans January 1998 - January 2001
Skills
Marketing, Sales Operations, Marketing Communications, Fundraising, Advertising, Program Management, Budgets, Sales Management, Strategic Planning, New Business Development, Account Management, Customer Service, Change Management, Leadership
Education
Purdue University 1989 — 1994
Bachelor's degree, Organizational Leadership & Supervision
Western Pacific Loans, Inc. May 2013 - Present
Bank of America Home Loans April 2009 - October 2012
Countrywide Home Loans March 2004 - April 2009
Skills
Refinance, Mortgage Lending, Investment Properties, Loans, First Time Home Buyers, Commercial Real Estate, Residential Homes, FHA, Credit, Reverse Mortgages, Customer Service, Investors, Creative Problem Solving, VA loans, USDA, Funding, Purchase, Loan Options
Education
Santa Rosa Junior College 2000 — 2002
RPM Mortgage, Inc. August 2014 - Present
Bank of America Home Loans March 2013 - August 2014
Wells Fargo Home Mortgage February 2012 - March 2013
Education
San Francisco State University 2007 — 2009
Bachelor of Science (BS), International Business