Bank of America Home Loans
Industry: Banking company
DescriptionBank of America Home Loans is the mortgage unit of Bank of America. In 2008, Bank of America purchased the failing Countrywide Financial for $4.1 billion. Acquisition date: July 2008 Founded: 1969 Headquarters: Charlotte, North Carolina, United States Parent organization: Bank of America Founders: Angelo Mozilo, David S. Loeb Subsidiaries: ReconTrust Company, Balboa Insurance Co,
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Bank of America Home Loans Employees
Altisource Portfolio Solutions,S.A. March 2011 - July 2014
Bank of America Home Loans April 2010 - January 2011
Pamela Fizer January 2001 - April 2010
Countrywide / Chase Manhattan Mortgage / LoanCity.com January 1996 - December 2000
Citicorp / Prudential Home Mortgage / Mark Twain National Bank December 1980 - September 1994
Education
Webster University 1988 — 1991
MBA, Finance
Missouri State University 1976 — 1980
B.S., Economics and Psychology
Glendale High School 1974 — 1976
Bank of America Home Loans December 2012 - Present
U.S. Coast Guard Reserve June 2011 - Present
Endeavour Structured Equity and Mezzanine February 2010 - October 2012
Holden Management LLC November 2008 - March 2009
Vault Partners January 2008 - October 2008
Vera Institute of Justice January 2006 - July 2007
Education
University of California, Los Angeles - The Anderson School of Management 2011 — 2015
MBA Candidate
New York University 2002 — 2006
B.A., Metropolitan Studies
Stuyvesant High School 1998 — 2002
Bank of America August 2014 - Present
Bank of America December 2012 - August 2014
Bank of America Home Loans January 2012 - December 2012
DuocUC February 2011 - December 2011
Bank of America February 2010 - February 2011
Skills
Financial Analysis, Microsoft Excel, Customer Service, Financial Modeling, Credit Analysis, Loans, Intermediate Spanish, Technical Writing
Education
CFA Institute
December 2012 - passed CFA Level I on first attempt.
The University of Texas at Dallas 2008 — 2010
MBA, Finance and Economics
Oklahoma State University 2003 — 2007
BS, International Business
Project Management Institute 2015 — 2015
Project Management Professional, Project Management
Hi-Tech Mortgage, Inc. October 2013 - Present
United States Coast Guard Auxiliary 2003 - July 2015
Academy Mortgage Corporation June 2012 - October 2013
Bank of America Home Loans 2009 - 2011
Countrywide Home Loans 2006 - 2009
Chase Home Loan Direct 2002 - 2006
Skills
Conventional Mortgage..., FHA, VA loans, USDA, USDA Rural Housing, Conforming / Jumbo /..., HomePath, Government Loans, FHA financing, NMLS, Mortgage Lending, Refinance, Investment Properties, First Time Home Buyers, Condos, Vacation Homes, Real Estate Financing, Loan Origination, Leadership, Jumbo Mortgage, Customer Service, Loans, Program Management, Investors, Selling, Foreclosures, Credit, Loss Mitigation, Sellers, Finance, Residential Mortgages, Mortgage Banking, Mortgage Marketing, Real Estate Transactions, Underwriting, Reverse Mortgages, Referrals, REO, HUD, Closings, Short Sales, Commercial Real Estate, Residential Homes, Single Family Homes, Insurance, Investments, Escrow, Real Property, New Home Sales, Relocation
Education
Phoenix College
Associate's degree, Focus on Environmental Engineering
Pima Community College
National Network September 2014 - Present
Mortgage Banking August 2014 - September 2014
Wingspan Portfolio Advisors September 2013 - May 2014
Bank of America Home Loans September 2009 - June 2013
Stremick's Heritage Foods July 2009 - June 2012
Bank of America Home Loans 2009 - 2012
Skills
Cash Management, Financial Analysis, Credit, Account Reconciliation, Banking, Accounting, Financial Reporting, Credit Analysis, Financial Statements, General Ledger, Auditing, Cash, Treasury, Cash Flow
Education
University of Phoenix 2011 — 2011
Bachelor of Business Administration (B.B.A.), Accounting and Finance
Philippine Christian University 1983 — 1987
Bachelor of Science in Business Administration, Accounting and Finance
Movement Mortgage, LLC June 2015 - Present
Caliber Home Loans July 2014 - June 2015
On Q Financial, Inc. September 2010 - July 2014
Bank of America Home Loans May 2008 - September 2010
Countrywide Home Loans February 2005 - May 2008
Wells Fargo Home Mortgage January 1999 - February 2005
Education
Moorpark College 1997 — 1999
General Education
Simi Valley High School 1993 — 1996
Citi March 2015 - Present
U.S. Bank December 2013 - Present
Wells Fargo Home Mortgage October 2011 - December 2013
Bank of America Home Loans April 2011 - October 2011
US Bank Home Mortgage February 2010 - April 2011
WaMu/Chase July 2007 - February 2010
Home Loan Funding November 2002 - July 2007
Skills
Licensed CA DRE Broker, Outlook, Word, Excel,..., Underwriter w/credit..., Financier, Mortgage Banking, Loans, FHA, Credit, Loan Origination, FHA financing, VA loans, Refinance, USDA, Residential Mortgages, Underwriting, Credit Analysis, Reverse Mortgages, Commercial Lending, Banking, Construction Loans, Certified Mortgage..., Cross Selling, First Time Home Buyers, Short Sales, Sales, Small Business Lending, REO, Investments, Lines Of Credit, Mortgage Underwriting, Real Estate Financing, Investors, Investment Properties, Finance, Mortgage Servicing, Loss Mitigation, HUD, Real Estate Transactions, Foreclosures, Condos, Retail Banking, Sales Management, Commercial Mortgages, Real Estate Economics, Branch Management, Real Estate, Referrals, Mortgage Marketing, Consumer Lending, Home Equity Lines of...
Education
Ayala
Diploma, General Education
Mt. San Antonio College
Associates Degree, Economics
Stearns Lending (NMLS #1854) February 2013 - Present
Bank of America Legacy Asset Servicing January 2011 - February 2013
Bank of America Home Loans September 2009 - January 2011
Credit Solutions March 2009 - August 2009
Parkwood International August 2008 - February 2009
Countrywide Home Loans February 2005 - August 2008
The Poker House September 2004 - February 2005
Skills
Quality Auditing, Quality Control, Credit Risk, Credit Analysis, Credit, Mortgage Lending, Financial Analysis, Mortgage Underwriting, Underwriting, DataTrac, DataTrac EDM, Training, Customer Service, Loan Servicing, Analysis, Loans, Software Documentation, Mortgage Servicing
Education
New Mexico State University 2000 — 2005
Bacehlors, Business
Mayfield 1997 — 2000
High School Diploma
Coldwell Banker September 2014 - Present
BB&T March 2011 - December 2011
Bank of America Home Loans August 2009 - February 2011
Allied Home Mortgage January 1999 - August 2009
GMAC Mortgage April 1997 - November 1998
Wells Fargo Home Mortgage ( formerly Norwest Mortgage) 1993 - 1997
Skills
Refinance, USDA, FHA, VA loans, Mortgage Lending, Banking
Education
Montana State University-Bozeman 1979 — 1983
BA, English
Cunningham & Company is a trade name for CMC Funding, Inc. NMLS#41998 January 2011 - Present
Bank of America Home Loans June 2009 - January 2011
Intracoastal Mortgage April 1999 - June 2009
Skills
Mortgage Lending, Loans, FHA, USDA, VA loans, Real Estate, Finance, FHA financing, Mortgage Banking, Residential Homes, Real Estate Financing, Mortgage Marketing, Home Equity Loans, Mortgage Servicing, Mortgage Underwriting, Underwriting, Commercial Mortgages, Short Sales, Residential Mortgages, Loan Origination, Credit, Foreclosures, Rates, Refinance, First Time Home Buyers, Construction Loans, Investments, Certified Mortgage..., Credit Analysis, Home Equity Lines of..., Referrals, Debt Consolidation, Loss Mitigation, Investment Properties, Government Loans, Jumbo Mortgage, VA Loans, FHA Financing
Education
UNC Wilmington 1984 — 1987
BS, Marketing/finance
Peace College 1982 — 1984
Associate Degree
US Bank Home Mortgages March 2015 - Present
DHI Mortgage April 2011 - Present
DHI Mortgage A DR Horton Company April 2011 - Present
Wells Fargo Home Mortgage November 2010 - March 2011
Bank of America Home Loans January 2010 - November 2010
Prevail Systems Inc April 2003 - December 2009
Wells Fargo Home Mortgage February 2009 - October 2009
Education
Minnesota State University, Mankato 1979 — 1985
Bachelor’s Degree, Business Administration and Management, General
State Farm December 2014 - Present
Greenlight Financial Services, Divison of Nationstar Mortgage March 2012 - February 2014
Ovation Home Loans NLMS#579112 October 2010 - April 2012
Bank of America Home Loans September 2006 - July 2010
Skills
Credit Analysis, Refinance, FHA, Loan Origination, Mortgage Banking, Banking, Certified Mortgage..., Commercial Lending, Commercial Mortgages, Credit, FHA financing, Financial Structuring, First Time Home Buyers, Foreclosures, Funding, Government Loans, Insurance, Investment Properties, Investments, Investors, Leadership, Loss Mitigation, Mortgage Underwriting, REO, Real Estate, Real Estate Financing, Residential Mortgages, Reverse Mortgages, Sales, Short Sales, Training, USDA, VA Loans, VA loans, Construction Loans, Real Estate Economics, FHA Financing
Education
Orange Coast College 2000 — 2003
Business
Yamaha Motor Corporation, USA February 2015 - Present
NuVision Federal Credit Union June 2012 - August 2014
Hyundai Capital America May 2011 - February 2012
Bank of America Home Loans March 2010 - May 2011
Partners Federal Credit Union June 2007 - February 2010
SchoolsFirst Federal Credit Union October 2005 - December 2006
Building Trades Fcu March 2001 - October 2005
Skills
Mortgage Lending, Loans, Customer Service, Banking, Credit, Finance, Public Speaking, Loan Origination, Microsoft Excel, Outlook, Team Building, PowerPoint, Credit Analysis, Microsoft Word, FHA, Sales, Consumer Lending, Refinance, Process Improvement, Software Documentation, Mortgage Banking, Call Centers
Education
University of Phoenix 2012 — 2014
Bachelor of Science (B.S.), Business Management
Mt. San Antonio College 2005 — 2006
Business Law, Business Law
Bank of America Home Loans November 2013 - Present
Bank of America Home Loans May 2011 - Present
Suddenlink Communications January 2008 - May 2011
Skills
Financial Modeling, Financial Analysis, Business Analysis, Analysis, Banking, Data Analysis, Valuation, Analytics, Access, Finance, Portfolio Management, Microsoft Excel, Forecasting, Process Improvement, Credit, Mergers & Acquisitions, Business Intelligence, Visio, Competitive Analysis, Financial Reporting, Investments, Project Management
Education
University of Texas at Tyler 2004 — 2006
Bachelor of Business Administration (B.B.A.), Marketing
Navarro College 2001 — 2003
Associate of Science (A.S.), Business Administration
Gateway Mortgage Group, LLC September 2015 - Present
Weichert Financial Services January 2012 - September 2015
Mortgage Access Corporation January 2012 - August 2015
Mortgage Access Corporation January 2012 - July 2012
metlife home loans 2010 - 2011
Bank of America Home Loans August 1999 - October 2010
Royal Bank 1998 - 1999
Gaev Real Estate 1982 - 1996
Skills
FHA, USDA, Refinance, Mortgage Lending, Mortgage Banking, Loan Origination, Investment Properties, FHA financing, Residential Mortgages, Mortgage Marketing, Investors, Condos, Selling, Buyers, Referrals, First Time Home Buyers, Relocation, Residential Homes, Sellers, Real Estate, Loans, VA loans, Real Estate Financing, Credit, Government Loans, Credit Analysis, Investments, Finance, Single Family Homes, New Home Sales, Certified Mortgage..., Underwriting, Short Sales, Real Estate Economics, Financial Services, Banking, Consumer Lending, Mortgage Underwriting, Real Estate Transactions, REO, Sales, FHA Financing, VA Loans, Construction Loans
Education
Saint Joseph's University - Erivan K. Haub School of Business 2001 — 2006
MBA, Business
Saint Joseph's University - Erivan K. Haub School of Business 2001 — 2006
mba, business
Philadelphia University 1978 — 1982
BS, Marketing
Lower Merion High School
Huron Valley Financial, Inc. January 2012 - Present
Bank of America Home Loans August 2008 - April 2010
GMAC Mortgage January 1996 - August 2008
Tamaroff Automotive Group May 1986 - January 1996
Skills
Mortgage Lending, Mortgage, Credit, Refinance, Retail, Banking, Loan Origination, Loans, Mortgage Banking, Residential Mortgages, VA loans, Finance, Sales Management, Government Loans, Leadership, Sales, Credit Analysis, FHA financing, USDA, Short Sales, FHA, Reverse Mortgages, Real Estate, Investment Properties, Construction Loans, Referrals, Mortgage Servicing, Certified Mortgage..., Non-Conforming, Mortgage Underwriting, 203K, Loan Servicing, Underwriting, Real Estate Financing, Rates, Mortgage Marketing, Foreclosures, Wholesale Lending, HomePath, Loss Mitigation, HUD, Consumer Lending, Debt Consolidation, Real Estate Economics, Commercial Lending, Financial Structuring, First Time Home Buyers, Financial Services, Home Equity Loans, Commercial Mortgages
Education
PTI - Pontiac Business Institute of Technology 1978 — 1980
Ass. Business, Business, Sales, Marketing
Oakland Community College 1975 — 1978
Ass. Business, Business, Sales, Marketing
Ferndale High School 1972 — 1975
High School, High School
MB Financial Bank formerly Cole Taylor Mortgage June 2012 - Present
Bank Of America Home Loans July 2011 - June 2012
Wells Fargo Home Mortgage October 2005 - July 2011
Skills
VA loans, Government Loans, FHA financing, Non-Conforming, USDA, FHA, Mortgage Banking, Refinance, Loan Origination, Certified Mortgage..., Residential Mortgages, Mortgage Lending, Construction Loans, Reverse Mortgages, Home Equity Lines of..., Investment Properties, Loans, Real Estate Transactions, Credit, Credit Analysis, First Time Home Buyers, Referrals, REO, Real Estate Financing, Residential Homes, Vacation Homes, Move Up Buyers, Debt Consolidation, New Home Sales, Single Family Homes, Condos, HUD, Real Estate, Short Sales, Mortgage Underwriting, Commercial Mortgages, USDA Rural Housing, VA Loans
Education
Niagara County Community College 2002 — 2004
Business Administration, Business
Directors Mortgage April 2012 - Present
Bank of America Home Loans December 2008 - February 2012
Bank of America October 2003 - December 2008
Bank of America 2001 - 2003
Bank of America 1996 - 2001
Skills
Leading Cross..., Flexible Working, Creative Problem Solving, Six Sigma, Managing High..., Complex Transactions, Process Improvement, Mentoring Of Staff, Building Strong Teams, Due Diligence, Credit Analysis, Mortgage Underwriting, Credit Risk, Strategic Planning, Operations Management, Quality Assurance, Credit, Underwriting, Loans, Mortgage Industry, Policy, Conventional, Mortgage Banking, Mortgage Lending, Risk, Residential Mortgages, VA loans, Retail Banking, FHA, Financial Risk, Risk Management, Financial Analysis, Government Loans, Cross-functional Team..., Banking, Loan Origination, Construction Loans, Refinance, Flexible Schedule, VA Loans, Mortgage Servicing, Loss Mitigation, High Performance Teams
Education
MiraCosta College 1981 — 1982
General Studies
HomeBridge Financial Services, Inc. June 2014 - Present
PNC Mortgage February 2011 - December 2011
Bank of America Home Loans 2009 - 2011
bankof america 2009 - 2011
GMAC Mortgage June 2008 - September 2008
McCormack Mortgage Services July 1999 - June 2008
McCormack Mortgage Services 1999 - 2008
Sears Mortgage 1992 - 1994
Skills
Sales, Customer Relations, Financial Analysis, FHA, Customer Service, VA Loans, VA loans, Refinance, Credit, Investment Properties, Banking, Residential Homes, Loans, Mortgage Lending, Finance, Single Family Homes, Real Estate, Foreclosures, Real Estate Transactions, First Time Home Buyers, Sellers
Education
Penn State University
Bachelor's Degree, Business Administration and Management, General
JMJ Financial October 2014 - Present
PrimeLending August 2011 - October 2014
Bank of America Home Loans May 2005 - August 2011
Wells Fargo Home Mortgage October 2003 - May 2005
Skills
Mortgage Lending, Refinance, Mortgage Banking, FHA, Government Loans, Residential Mortgages, Loans, VA loans, First Time Home Buyers, Real Estate, Loan Origination, FHA financing, Certified Mortgage..., Construction Loans, USDA, VA Loans, Investments, FHA Financing
Education
University of Southern California
Orange Coast College
Level One, LLC October 2012 - Present
Bank of America April 2011 - December 2012
Bank of America Home Loans 2011 - 2012
NCO Customer Management, Inc. July 2010 - August 2011
Skills
Mortgage Servicing, World Class Customer..., Technical Support, Call Center, Phone Etiquette, Microsoft Office, Collections, Sales
Education
Old Dominion University 2007 — 2010
Sociology
Virginia State University 2005 — 2007
Sociology
Cornerstone Home Lending, Inc. NMLS 2258 November 2009 - Present
NBC Camps June 2001 - Present
Bank of America Home Loans January 2007 - October 2009
Education
Pacific Lutheran University - School of Business 2002 — 2006
Business Administration, Finance, Marketing, Economics
Movement Mortgage, LLC November 2013 - Present
JGJ Enterprises January 2000 - Present
Darlington Raceway September 1997 - Present
BB&T August 2011 - November 2013
First Reliance Bank December 2010 - August 2011
Bank of America Home Loans November 2006 - December 2010
Wachovia February 1998 - June 2006
Skills
Mortgage Lending,..., Mortgage Banking, Mortgage Lending, Refinance, FHA financing, Loan Origination, Loans, Residential Mortgages, First Time Home Buyers, Credit, VA loans, Underwriting, Investment Properties, Credit Analysis, Government Loans, Banking, Consumer Lending, Real Estate, Home Equity Lines of..., Reverse Mortgages, Mortgage Underwriting
Education
South Carolina School of Banking 1998 — 2001
Pfeiffer University 1989 — 1993
BS, Business Adminstration and Economics
Centennial Lending Group October 2013 - May 2014
Gateway Funding December 2012 - September 2013
Bank of America Home Loans November 2009 - December 2012
Cornerstone Lending, Inc May 2008 - November 2009
Moreland Financial Corporation May 2000 - May 2008
Skills
Skilled Communicator, Computer Literate, Financial Advisory, First Time Home Buyers, Conventional, Investment Properties, VA, FHA financing, Mortgage Lending, Loans, FHA, Credit, Finance, Loan Origination, Portfolio Management, Banking, Mortgage Banking, Investments, Strategic Financial..., Financial Analysis, USDA, Funding, Refinance, VA loans, Residential Homes, Residential Mortgages, Construction Loans, Reverse Mortgages, Government Loans, Certified Mortgage..., Commercial Mortgages, Home Equity Loans, Non-Conforming, Credit Analysis, Mortgage Underwriting, Commercial Lending, Consumer Lending, Home Equity Lines of...
Education
Temple University - Fox School of Business and Management 1979 — 1981
Bachelor of Business Administration (B.B.A.), Marketing, Graduated cum laude
Penn State University 1974 — 1976
Business Administration, Liberal Arts
General Electric Co Financial Management Program Graduate
Financial Management Program Graduate, Accounting and Finance
InterLinc Mortgage Services, LLC June 2015 - Present
Paramount Residential Mortgage Group Inc. (PRMG Inc.) December 2014 - June 2015
American Mortgage Service Company June 2014 - December 2014
Churchill Mortgage Corporation July 2013 - June 2014
Magna Bank June 2012 - June 2013
Well Fargo Home Mortgage August 2011 - June 2012
Bank of America Home Loans March 2010 - August 2011
Skills
Refinance, Mortgage Banking, Loan Origination, Residential Mortgages, VA loans, USDA, FHA financing, First Time Home Buyers, Team Building, Leadership, Commercial Banking, Real Estate, Banking, REO, Loans, VA Loans, Mortgage Lending, FHA, Investment Properties, Credit, Residential Homes, Sales, Finance, Credit Analysis, Loan Servicing, Foreclosures, Referrals, Construction Loans, FHA Financing
Education
Mississippi State University 1974 — 1977
BS Banking and Finance, Finance and Financial Management Services
Missssippi State University 1974 — 1977
Bachelor of Science (BS)- Banking and Finance, Banking and Finance
M & T Bank November 2012 - Present
Capital One Home Loans April 2010 - November 2012
HSBC Mortgage Corporation USA September 2009 - April 2010
Bank of America Home Loans May 2009 - September 2009
Wachovia Mortgage, FSB 2000 - 2009
First Union Mortgage Corporation September 1989 - September 2000
ADP 1990 - 1991
Prospect Park Savings Bank February 1988 - September 1989
Skills
Mortgage Banking, Sales Management, Loan Origination, Mortgage Lending, Credit, Banking, Process Improvement, Team Building, Operations Management, Strategic Planning, Consultative Selling, Problem Solving, Residential Mortgages, Leadership Development, Business Development, Coaching, Commercial Lending, Consumer Lending, Credit Analysis, Cross Selling, Customer Service, Executive Management, FHA, FHA financing, Government Loans, Home Equity Loans, Leadership
Education
Montclair State University 1983 — 1988
BS, Marketing and Management
Montclair High School 1979 — 1983
HS Diploma, College Prepratory
Blue Adobe Mortgage February 2013 - Present
Cherry Creek Mortgage March 2012 - December 2012
Bank of America Home Loans 2008 - 2011
GMAC Mortgage January 1993 - May 2007
Coastal Federal Bank January 1988 - January 1993
Redwood Coast Mortgage January 1983 - January 1988
Colonial Associates March 1981 - January 1983
Skills
Relocation, Mortgage Banking, Commercial Lending, Recruiting, Mortgage Lending, Marketing, Referrals, Sales, Management, Commercial Mortgages, Property, Time Management, Investors, Loss Mitigation, Foreclosures, Relationship Management, Mortgage Marketing, Lead Generation, Condos, Investments, Single Family Homes, Real Estate Transactions, Financial Analysis, Financial Services, Small Business Lending, Risk Management, Real Estate Economics, Credit Risk, Commercial Real Estate, Negotiation, Customer Satisfaction, Home Equity Loans
Education
Monterey Peninsula College 1975 — 1976
Monterey penninsula College 1974 — 1976
HomeBridge Financial Services, Inc. July 2012 - Present
Real Estate Mortgage Network October 2011 - July 2012
Bank of America Home Loans August 2009 - October 2011
Chicago Fire Soccer February 2008 - March 2009
Front Burner Music February 2007 - February 2008
bluhammock music November 2004 - March 2007
Virginia Coalition (band) January 2003 - July 2005
Twisted Rico Management September 2002 - January 2003
Indiego Promotions May 2002 - September 2002
Skills
Email Marketing, Strategic Partnerships, Merchandising, Online Advertising, Web Content Management, Advertising, Promotions, Social Media, Event Planning, Brand Development, Event Management, Marketing Strategy, Social Networking, Social Media Marketing, Blogging
Education
New York University 2005 — 2007
Masters
Tufts University 1998 — 2002
BA
PrimeLending November 2011 - Present
Bank of America Home Loans January 2008 - November 2011
Humbert Insurance January 2007 - January 2008
Skills
Refinance, Investment Properties, Loans, FHA, FHA financing, USDA, Residential Mortgages, Mortgage Banking, VA loans, Real Estate Economics, Loan Origination, First Time Home Buyers, 203K, HUD, Mortgage Lending, Construction Loans, Credit, Government Loans, Underwriting, REO, Foreclosures, Referrals, Short Sales, HomePath/HomePath..., HomeStyle Certified, Specialize in 203K..., Purchase Specialist, IHDA
Education
Moraine Valley Community College 1994 — 1998
Associate of Science (AS), Biology/Biological Sciences, General
Alan B Shepard High School 1990 — 1994
Diploma, General Education
VMware July 2013 - April 2014
Apttus December 2011 - April 2013
MarketTools, Inc. June 2008 - June 2011
Bank of America Home Loans October 2004 - May 2008
Dibon Solutions Inc. June 2003 - October 2004
Department of Human Computer Interaction, NCA&T University January 2000 - June 2003
Skills
Solution Architecture, Salesforce.com, Project Management
Education
North Carolina A&T State University
Masters, User Experience Engineering
University of Madras
B.S, Instrumentation Engineering
EverBank Home Lending July 2012 - Present
MetLife Home Loans April 2011 - January 2012
Bank of America Home Loans February 2009 - April 2011
JLH Mortgage/John Laing Homes December 2005 - January 2009
The Sterling Group Real Estate & Mortgage 2001 - 2003
Education
National University 1999 — 2000
BS, Information Systems
Granada High School
Granada High School
AmeriLife & Health Services January 2015 - Present
Tower Watson One Exchange June 2014 - January 2015
Bank of America August 2013 - April 2014
US Small Business Administration December 2012 - January 2014
Bank of America Home Loans August 2012 - December 2012
Bank of America April 2012 - August 2012
Bank of America January 2011 - April 2012
Bank of America January 2010 - January 2011
Skills
Sales, Health Insurance, Health and Life..., Mortgage Lending, Loans, Real Estate, Foreclosures, FHA, Banking, Risk Management, Finance, Residential Mortgages, Investment Properties, Mortgage Banking, Loan Origination, Refinance, Credit, Credit Analysis, Underwriting, Commercial Lending, Investments, USDA, VA loans, FHA financing, Portfolio Management, First Time Home Buyers, Asset Management, Annuity Sales, Life Insurance, Term Life Insurance, Fixed Annuities, Indexed Annuities, Equity Indexed Annuities
Education
University of North Texas 2007 — 2013
Bachelor of Business Administration (B.B.A.), Business
Paul Quinn College
The University of Texas at Dallas
Guild Mortgage Company November 2009 - Present
Bank of America Home Loans April 2008 - November 2009
Countrywide Home Loans June 2007 - April 2008
First Citizens Bank 1998 - 2003
Skills
FHA, Refinance, Mortgage, Loans, First Time Home Buyers, Mortgage Lending, VA loans, Underwriting, Investment Properties, Banking, FHA financing, Mortgage Banking, Finance, Mortgage Underwriting, Construction Loans, Credit, Loan Origination, Reverse Mortgages, Home Equity Loans, Referrals, USDA, Real Estate, Residential Mortgages, Credit Counseling, Government Loans, Certified Mortgage..., Debt Consolidation, Real Estate Financing, Rates, Non-Conforming, VA Loans, FHA Financing, Interest Rates, Customer Service, Sales, Credit Analysis
Education
Montana State University-Billings 1999 — 2003
Finance, Business Finance
Lithia Auto Stores May 2015 - Present
State Farm Insurance September 2011 - May 2015
Mission Hills Mortgage June 2011 - April 2012
imortgage January 2011 - May 2011
Bank of America Home Loans June 2006 - January 2011
Skills
Mortgage Banking, First Time Home Buyers, Refinance
Education
Shasta College 1991 — 1993
Oregon Institute of Technology 1989 — 1991
Bank of America September 2013 - Present
Bank of America Home Loans February 2011 - September 2013
Republic Indemnity Company January 1988 - February 2010
Girl Scouts of Tres Condados (Sequoia Service Unit) January 2001 - December 2003
California Interactive Computing September 1984 - January 1988
Skills
Requirements Gathering, SDLC, Vendor Management, Systems Analysis, Software Project..., Software Development, Business Intelligence, Requirements Analysis, Agile Methodologies, Business Analysis, DB2, Access, IT Management, Windows, CRM, Disaster Recovery, Databases, Integration, Software Documentation, SQL, Process Improvement, Management, COBOL, Leadership, Insurance, Troubleshooting, Scrum, Data Warehousing, IT Strategy, Quality Assurance, Program Management, SharePoint, Analysis, PMP, Project Portfolio..., ERP, Testing, Microsoft SQL Server
Education
Moorpark College 1990 — 2010
Business
Bank of America Home Loans March 2004 - Present
Education
Pace University 1972 — 1976
NVR Mortgage November 2013 - Present
Cinello Insurance Agency 1993 - Present
Bank of America Home Loans August 2012 - October 2013
JPMorgan Chase June 2009 - August 2012
Key Bank February 2009 - June 2009
JPMorgan Chase June 2008 - February 2009
Washington Mutual November 2005 - June 2008
First Magnus Financial August 2004 - November 2005
Bay Capital Corporation June 2004 - August 2004
Wells Fargo September 2003 - December 2003
Skills
FHA DE certified, VA LAPP and Automatic..., Mortgage Lending, FHA, Underwriting, Mortgage Banking, Refinance, Loans, Credit Risk, Credit, Credit Analysis, Finance, Financial Analysis, Mortgage Underwriting, VA loans, Loan Origination, Loss Mitigation, Risk Management, Auditing, Financial Risk, Non-Conforming, Loan Servicing, Residential Mortgages, Analysis, Investment Properties, Government Loans, FHA financing, Construction Loans, Mortgage Servicing, FHA Financing, VA Loans
Education
Penn State University 1982 — 1986
Bachelor of Arts, Spanish
Universidad de Salamanca 1985 — 1985
N/A, Spanish Language, Art and Culture
United Bank March 2014 - Present
Wells Fargo July 2012 - March 2014
Bank of America Home Loans July 2006 - July 2012
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Refinance, First Time Home Buyers, Residential Mortgages, Construction Loans, Real Estate Financing, Home Equity Loans, Mortgage Underwriting, Super Jumbo, Jumbo Mortgage, FHA, VA loans, USDA, Loans, FHA financing, FHA Financing, Government Loans
Education
New School for Social Research 1971 — 1973
MA, Economics
New York University 1970 — 1973
BA, Political Science, MA Degree NSSR 1973 NYC
Bank of America C/O Cannon Recruiting January 2014 - Present
KAR Notary September 2013 - Present
Summer Air June 2012 - Present
Prospect Mortgage, LLC October 2010 - June 2012
Bank of America Home Loans June 2006 - October 2010
Countrywide Mortgage Services January 2005 - June 2006
Skills
USDA, VA loans, First Time Home Buyers, Residential Mortgages, Mortgage Underwriting, Credit, Investment Properties, Foreclosures, Residential Homes, Underwriting, Short Sales, Reverse Mortgages, Investors, Loan Servicing, Construction Loans
Education
Moorpark College
Accounting and Business/Management
Wildwood Calvary Chapel 2013 - Present
Yucaipa Police Station 2011 - Present
The Perez household February 2003 - Present
Bank of America Home Loans 1990 - 2003
Education
Mt. San Antonio College
Riverside Community College
Lenderfi.com April 2015 - Present
Parkside Lending February 2015 - Present
Stearns Lending (NMLS #1854) April 2014 - February 2015
Lenderfi.com February 2012 - February 2014
Bank of America Home Loans July 2011 - September 2012
Bank of America Home Loans November 2010 - July 2011
Bank of America Home Loans September 2008 - November 2010
Self Employed Consultant February 2008 - September 2008
Countrywide Securities Corporation August 2002 - February 2008
Radian Guaranty Inc. June 2000 - August 2002
Skills
Loan Origination, Risk Management, Due Diligence, Loan Servicing, Fraud, Underwriting, Loans, Mortgage Banking, Mortgage Lending, Credit, Credit Risk, Real Estate, Portfolio Management, Financial Risk, Loss Mitigation, Mortgage Underwriting, Capital Markets, Mortgage Servicing, Refinance, Analysis, Residential Mortgages, Banking, Executive Management, FHA, Financial Services, Credit Analysis, Investments, Valuation, Investment Properties, Funding, Commercial Lending, Finance, Insurance, Securitization, Securities, Commercial Banking, USDA, Consumer Lending, Financial Structuring, Structured Finance, Asset Management, Loan Modifications, Real Estate Economics, Relationship Management, Commercial Mortgages, Leadership, Referrals
Education
Pepperdine University 1995 — 1997
MBA, Business Administration
PennyMac Loan Services, LLC April 2015 - Present
First American Title July 2012 - March 2014
Bank of America Home Loans May 2010 - June 2012
Self Employed Independent Contractor 2009 - 2010
First American Title Company - First American Exchange Division 1998 - 2008
First American Title 1995 - 1998
Skills
Title Insurance, Escrow, Loss Mitigation, Real Estate, Investment Properties, Short Sales, Closings, Loan Origination, Risk Management, Notary Public, Real Estate Development, 1031 Exchanges, Foreclosures, REO, Default, Corporate Real Estate, Real Estate Economics, Condos, Property Management, Real Estate Transactions, Underwriting, VA loans, Investors, HUD, New Home Sales, Listings, Sellers, Mortgage Banking, FHA financing, Single Family Homes, First Time Home Buyers, Buyer Representation, Residential Mortgages, Loans, Residential Homes, Real Estate Financing, FHA, Real Property, Commercial Real Estate, Refinance, Investments, Property, Rentals, Mortgage Lending, Referrals, Reverse Mortgages, Brokerage, Relocation, Disposition, Leases
Education
Pasadena City College
Citizens National Bank of Greater St. Louis December 2010 - Present
Bank of America Home Loans March 2009 - December 2010
Central Bancompany-First National Bank August 2008 - March 2009
Chase June 2006 - August 2008
Charter One Bank 1999 - 2006
Skills
Credit, Credit Analysis, Refinance, Loan Origination, Mortgage Lending, Loans, Banking, Sales, Mortgage Banking, FHA, Sales Management, Residential Mortgages, Commercial Lending, Customer Service, Real Estate, Small Business Lending, VA Loans
Education
Missouri State University 1990 — 1992
B.S., Finance and Banking
Missouri State University 1990 — 1992
Bachelor of Science (BS), Finance
Mineral Area College 1988 — 1990
Associate's degree
Farmington High School 1984 — 1988
Bank of America October 2012 - Present
LandSafe November 2009 - October 2012
Bank of America Home Loans September 2004 - October 2009
Skills
PowerPoint, SQL, C++, Loans, Mortgage Lending, Banking, Process Improvement, Risk Management, Visio, Financial Analysis, Microsoft Excel, Access, Strategic Planning, Management, Training, Customer Service, Financial Modeling, Finance, Strategy, Portfolio Management, Marketing, Financial Risk, Competitive Analysis
Education
Pepperdine University, The George L. Graziadio School of Business and Management 2008 — 2010
MBA, Marketing
University of California, Los Angeles 2003 — 2004
B.S., Mathematics, Applied Actuarial Science
Farmers Insurance March 2015 - Present
Bank of America April 2012 - March 2014
Daniel N. Gillespie July 2011 - March 2014
Bank of America Home Loans August 2004 - April 2012
Penn State Lion Line May 2002 - May 2004
Gillespie Group Marketing and Advertising January 1995 - January 2001
Skills
Marketing Communications, Editing, Creative Writing, Microsoft Word, Research, Customer Service, Writing, Word, Microsoft Office, Microsoft Excel, Collections, Call Centers, Mortgage Servicing, Quality Assurance, Copywriting, Social Media, Social Media Marketing
Education
Penn State University 2014 — 2015
Master of Business Administration (M.B.A.), Business Administration and Management, General
Penn State University 1999 — 2004
Bachelor of Arts (BA), Communication and Media Studies
The Pennsylvania State University College of Communications 1999 — 2004
Bachelor of Arts, May 2004 Media Studies Major
La Salle College High School 1995 — 1999
High School
Roseman University March 2013 - Present
Bank of America Home Loans January 2010 - February 2013
Hedderly Consulting January 2008 - December 2009
Building Champions January 2006 - May 2008
Skills
Executive Coaching, Training, Public Speaking, Strategic Planning, Coaching, Team Building, Mortgage Lending, Small Business, Leadership, Leadership Development, Sales, Management, Customer Service, Consulting, Marketing, Mortgage Banking, Budgets, Real Estate, Sales Management, Team Leadership, Loan Origination, FHA, Event Planning, Microsoft Excel, Organizational..., Business Strategy, Entrepreneurship, Fundraising, Business Development, Finance, Banking
Education
Pepperdine University 2000 — 2007
Doctorate, Organization Change
Pepperdine University, The George L. Graziadio School of Business and Management 1998 — 2000
Master of Business Administration (MBA), Business Administration, Management and Operations
United States Court of Appeals for the Fifth Circuit November 2014 - Present
Enterprise Counsel Group, A Law Corporation August 2013 - October 2014
Pepperdine University School of Law August 2010 - May 2013
Enterprise Counsel Group, A Law Corporation May 2012 - August 2012
United States Court of Appeals for the Eighth Circuit May 2011 - July 2011
Bank of America Home Loans January 2009 - July 2010
Houston Links Golf Magazine May 2008 - August 2008
Freelance September 2005 - May 2008
The Daily Texan January 2004 - May 2008
Child Support Enforcement August 2005 - February 2006
Skills
Legal Writing, Legal Research, Copy Editing, Feature Articles, Editing, Journalism, Blogging, Press Releases, Copywriting, Research, Newspapers, Courts, Westlaw, Editorial
Education
Pepperdine University School of Law 2010 — 2013
J.D., Law
The University of Texas at Austin 2004 — 2008
BJ, BS, Journalism, Film Production
University of Texas at 2003 — 2008
BACHELOR, JOURNALISM, Print Journalism; Newspaper operations and writing
University of Texas at 2003 — 2008
BACHELOR OF SCIENCE, Radio-Television-Film; Film production
Universal American Mortgage Company (UAMC) March 2013 - Present
Fifth Third Bank May 2012 - March 2013
Bank of America Home Loans March 2010 - June 2012
Amerisave Mortgage Corporation December 2008 - March 2010
Territory Mortgage March 2003 - December 2008
Skills
Mortgage Lending, Mortgage Banking, Conventional, VA, FHA, USDA, First Time Home Buyers, Move Up Buyers, High Net Worth..., Loan Origination, Residential Mortgages, VA loans, Refinance, FHA financing, Credit, Investment Properties, Loans, VA Loans, FHA Financing
Education
North Carolina State University 2011 — 2013
Master of Business Administration (M.B.A.), Finance
LeMoyne College 1998 — 2002
Bachelor's degree, Organizational Management
Wells Fargo Home Mortgage May 2012 - Present
Bank of America Home Loans May 2006 - May 2012
HSBC Mortgage Services August 2000 - May 2003
Skills
Mortgage Lending, Refinance, Loan Origination, Mortgage Banking, FHA, Banking, Credit, Residential Mortgages, Loans, Underwriting, Credit Analysis, Credit Risk, Financial Risk, Retail Banking, Risk Management, Mortgage Underwriting
Education
Pfeiffer University 2004 — 2006
Bachelor of Science, Business Administration
First State Bank April 2011 - Present
John Adams Mortgage March 2010 - April 2011
Bank of America Home Loans April 2009 - April 2010
Countrywide Home Loans April 2002 - April 2009
First Horizon Home Loans April 2001 - April 2002
FSI, Financial Services,Inc March 1996 - April 2002
Almont Township November 1992 - November 1996
Skills
Networking, Notary Public, FHA, Finance, Real Estate Transactions, Construction Loans, Mortgage Lending, Loans, Refinance, First Time Home Buyers, Credit, USDA, Banking, VA loans, FHA financing, Investment Properties, Underwriting, Short Sales, REO, Mortgage Banking, Investors, HUD, Residential Mortgages, Government Loans, Selling, Investments, Small Business Lending, Mortgage Underwriting, Foreclosures, Reverse Mortgages, Credit Analysis, Home Equity Loans, Consumer Lending, Loan Origination, Commercial Lending, Commercial Mortgages, Certified Mortgage..., Mortgage Servicing, Property, 203K, Portfolio Management, Real Estate, Sales, Loss Mitigation, Real Estate Financing, Residential Homes, Management, Referrals, Customer Service, Condos
Education
Mortgage University
Mortgage License, NMLS# 288767
Oakland University 1980 — 2005
Public Administration/ Public Policy
PrimeLending January 2010 - Present
Bank of America Home Loans October 2004 - January 2010
Skills
Mortgage Banking, USDA, Refinance, FHA, First Time Home Buyers, Real Estate, Mortgage Lending, Banking, Loans, Loan Origination, Referrals, FHA financing, Residential Homes, Single Family Homes, Customer Satisfaction, Residential Mortgages, Certified Mortgage..., Foreclosures, Government Loans, Investment Properties, REO, Real Estate Financing, VA loans, HUD, Investors, Home Equity Loans, Credit, Short Sales, Commercial Mortgages, Leadership, Team Building, VA Loans
Education
Missouri State University 1992 — 1995
Bank of Texas June 2011 - Present
imortgage 2010 - 2011
Bank of America Home Loans April 2006 - November 2010
Washington Mutual 1998 - 2006
Coldwell Banker 1986 - 1992
Citi 1982 - 1988
Citi 1982 - 1988
Skills
FHA, Mortgage Lending, Banking, Underwriting, Credit, Real Estate, Referrals, Sales, Loan Origination, Mortgage Banking, Leadership, Reverse Mortgages, Management, VA loans, Sellers, Foreclosures, Refinance, USDA, Loans, Construction Loans, Investment Properties, FHA financing, Residential Mortgages, Investments, First Time Home Buyers, Sales Management, Real Estate Transactions, Residential Homes, Short Sales, New Home Sales, Credit Analysis, Real Estate Financing, Finance, Mortgage Underwriting, Government Loans, Commercial Mortgages, Home Equity Loans, Certified Mortgage..., Home Equity Lines of..., Commercial Lending, Consumer Lending, Lines Of Credit, Small Business Lending, Loss Mitigation, Loan Servicing, Mortgage Marketing, REO, Real Estate Economics, Mortgage Servicing, HUD
Education
Missouri Baptist University 1977 — 1979
Business
Pattonville High School 1975 — 1977
General
Missouri Baptist University
Business
First Choice Lending Services August 2013 - Present
Bank of America Home Loans April 2009 - July 2013
Countrywide Home Loans March 2004 - March 2009
Skills
Loan Origination, Mortgage Lending, FHA, Mortgage Banking, Loans, VA loans, FHA financing, Refinance, Residential Mortgages, USDA, Government Loans, Reverse Mortgages, Construction Loans, Certified Mortgage..., Underwriting, Social Media, VA Loans, Customer Insight, Customer Satisfaction, FHA Financing, Customer Relations, Customer Service, Teamwork
Education
Philadelphia University
B.S., Business
Bank of America October 2013 - Present
Huey Images June 2010 - Present
Bank of America December 2012 - October 2013
Bank of America May 2012 - December 2012
Bank of America Home Loans March 2011 - May 2012
Bank of America June 2010 - March 2011
Bank of America June 1992 - July 2010
Skills
Credit Cards, Retail Banking, Banking, Loans, Relationship Management, Customer Experience, Call Center, Operational Risk..., Risk Management, Vendor Management, Credit, Process Improvement, Change Management, Call Centers, Financial Services, Mortgage Lending, SharePoint, Strategy
Education
National University 2012 — 2013
Master of Science (M.S.), Accounting
National University 2001 — 2004
Bachelor of Science (B.S.), Information Technology
Bank of America Home Loans 2008 - Present
Countrywide January 2002 - June 2008
California Federal Bank August 1992 - December 2001
United Anglers October 1989 - June 1992
Visa International May 1987 - October 1989
Skills
Accounting, Risk Management, Cash Management, Treasury, Investments, Derivatives, Loans, Banking, Mortgage Banking, Credit Cards, Month End Close, SEC reporting, Regulatory Reporting, SOX, MBS, Financial Reporting, Hedging, Finance, Swaps, Financial Services, Options, Financial Analysis, SEC filings, Variance Analysis, Sarbanes-Oxley Act, Credit Risk, Treasury Management, Financial Risk, Internal Controls
Education
San Francisco State University 1984 — 1986
B.S., Business Administration, Dual Concentration: International Finance, Accounting
San Jose State University 1983 — 1983
N/A, Business Administration
Monterey Peninsula College 1980 — 1983
A.A., General Education
Seaside High School 1977 — 1980
Prime Lending January 2015 - Present
Prospect Mortgage, LLC February 2014 - December 2014
Prospect Mortgage, LLC January 2012 - February 2014
Bank of America Home Loans January 2008 - January 2012
Wells Fargo Home Mortgage March 1993 - December 2008
Skills
Mortgage Lending, Refinance, Loans, Mortgage Banking, REO, Renovation, Referrals, Loan Origination, Real Estate, FHA, Residential Mortgages, Finance, FHA financing, Leadership, Construction Loans, Reverse Mortgages, Residential Homes, Investment Properties, Real Estate Financing, USDA, VA loans, Selling, Management, Construction, Sales, Banking, Certified Mortgage..., Credit, Government Loans, Real Estate Economics, HUD, Investors, Real Estate Development, Property Management, Business Development, First Time Home Buyers, Property, Loss Mitigation, Renovation Loan..., Short Sales, Budgets, Sellers, Relocation, Real Estate Transactions, Foreclosures, Underwriting, Customer Service, Loan Servicing, Mortgage Underwriting, Mortgage
Education
University of California, Irvine 1978 — 1982
Social Ecology
Orange Coast College 1975 — 1978
AA, Psychology
Xerox Recovery Services August 2015 - Present
Bank of America Home Loans November 2013 - May 2015
WellPoint January 2013 - April 2013
Kelly Services November 2011 - September 2012
Natren, Inc. March 2001 - September 2011
Wellpoint Health Networks December 1999 - January 2001
Bank One/Countrywide Home Loans June 1999 - December 1999
Carnegie General Insurance April 1999 - May 1999
Verecom Group February 1998 - February 1999
Osco Drug July 1994 - September 1997
Skills
Networking, Network Security, Mac OS, Scanners, Consulting, Commitment to Customer..., Close Attention to..., Data Quality Control, Organizational...
Education
Moorpark College 2001 — 2003
Health Information Technology, Pharmacology, Medical Terminology, Anatomy & Physiology
Santa Barbara City College 2000 — 2003
Health Information Technology, Medical Coding
Yavapai College 1994 — 1996
Associate of General Studies, General Education, Office Technology
Rancho Santiago College 1991 — 1993
General Education, Office Technology
El Modena High School 1987 — 1991
Bank of America October 2010 - Present
Bank of America Home Loans January 2009 - October 2010
Bank of America Home Loans January 2006 - January 2009
Bank of America Home Loans August 2005 - January 2006
Bank of America Home Loans November 2004 - August 2005
Bank of America Home Loans June 2003 - November 2004
Skills
Banking, Process Improvement, Six Sigma, Sales Management, Analysis, Analytics, Loans, Sales, Credit, CRM, SQL, Business Analysis, Leadership, Risk Management, Microsoft Office, Mortgage Lending, Credit Cards, Financial Analysis
Education
The Nottingham Trent University 1998 — 2001
Bachelor of Science, Combined Sciences (Mathematics and Statistics & Sports Science)
Granite Associates, L.P. 2014 - Present
Mercy Real Estate Foundation 2013 - 2014
Confidential Private Estate 2012 - 2013
Clayton 2012 - 2012
JCIII & Associates 2011 - 2012
Corinthian Colleges 2010 - 2011
Bank of America Home Loans 2009 - 2010
CFIC Home Mortgage 2006 - 2008
NovaStar Mortgage 2003 - 2006
American Home Loans 1999 - 2003
Skills
Mortgage Lending, Underwriting, Operations Management, Account Management, Sales Management, Social Media, Strategic Planning, Credit Analysis, Residential Mortgages, Loans, Leadership, Marketing Strategy, Sales, Management, Customer Service, Funding, Mortgage Underwriting, Commercial Real Estate, Mortgage Industry, Commercial Mortgages, Commercial Real Estate..., Mortgage Servicing, Social Media Marketing, Sales Operations, Cold Calling, Email Marketing, Contract Negotiation, SEO, Microsoft Office, FHA, Project Planning, FHA financing, Building Relationships, Facebook, Direct Sales, Staff Development, Real Estate, Managerial Finance, Cross-functional Team..., MS Project, Financial Management, Wordpress, Operations, Post Closing, Loan Auditing, Inside Sales, Needs Analysis, Twitter, Customer Relations, Experience
Education
Patten University
Bachelor of Arts in Management, Entrepreneurship/Entrepreneurial Studies
TechSkills-Tampa 2009 — 2009
A+ Net+, Computer Science
Puckett Machinery Company June 2015 - Present
Ryerson, Inc August 2010 - June 2015
Bank of America Home Loans November 2007 - February 2010
Hurricane Mortgage Company 2004 - 2007
Skills
Sales, Mortgage Lending, Salesforce.com, Forecasting, Social Media, Operations Management, Customer Service, Direct Sales, Contract Negotiation, Negotiation, Selling, Time Management, Sales Management, New Business Development, Account Management, Cold Calling, Microsoft Excel, Strategic Planning, Team Building, Management
Education
Mississippi State University 1997 — 2000
BBA, Business/Marketing
Toyota Financial Services Securities USA Corporation August 2014 - Present
Toyota Financial Services August 2014 - May 2015
Rio Salado Community College January 2007 - May 2015
Wells Fargo Bank August 2013 - May 2014
Bank of America Home Loans August 2007 - June 2013
Bank of America Home Loans July 2007 - June 2013
Bank of America July 2007 - June 2013
Skills
Commercial Banking, Technical Writing, Adult Education, Mortgage Servicing, Technical..., Banking
Education
Southern New Hampshire University 2015 — 2017
Masters in System Technology (MIS), Information Technology
Northcentral University 2011 — 2015
DBA, Business Admin/Finance, 3.85
University of Phoenix 2001 — 2006
BSBA, MBA, Business Administration, 3.2
The Bank of Hemet October 2013 - August 2014
Bank of America Home Loans April 2012 - October 2013
Bank of America October 2005 - April 2012
Skills
Loans, Credit, Banking, Consumer Lending, Mortgage Banking, Loan Origination, Mortgage Lending, Refinance, Commercial Lending, Residential Mortgages, Credit Analysis, Retail Banking, Office Administration, Project Management, Non-profit Leadership, Non-profit Volunteering, Volunteer Management, Volunteering, Volunteer Recruiting, Customer Relations, Customer Experience, Customer Service, Loan Servicing, Loan Closings, Vendor Relations, Sales, Administrative..., Real Estate Transactions, Title Insurance, Microsoft Office, Commercial Banking, Finance, Financial Analysis, Commercial Real Estate, Financial Services, Microsoft Excel, Microsoft Word, PowerPoint, Outlook, 73 WPM, Consultative Approach, Escrow, Title Clearing, Data Entry 11711 KPH, FHA, Cross Selling, Lines Of Credit, Financial Risk, Insurance, Commercial Mortgages
Education
Free Code Camp 2015 — 2016
Full Stack Web Development, Computer Software Engineering
Mt. San Jacinto Community College District
Pending, General Studies
Caliber Home Loans August 2013 - Present
Vantium Capital January 2013 - August 2013
GMAC Commercial Mortgage April 2012 - January 2013
Bank of America Home Loans 2009 - 2012
Skills
Banking, Credit, Risk Management, Financial Analysis, Customer Service, Portfolio Management, Credit Analysis, Retail Banking, Mortgage Lending, Finance, Business Analysis, Credit Risk, Loans, Financial Risk, Management, Relationship Management, Investments, Call Centers, Consumer Lending, Financial Services, Commercial Lending, Mortgage Banking
Education
Navarro College 2005 — 2006
Step Up on Second September 2015 - Present
OPCC March 2013 - February 2015
Bank of America Home Loans November 2011 - March 2013
AIDS Council of Northeastern New York August 2009 - May 2010
Hyacinth AIDS Foundation December 2008 - July 2009
Skills
Case Managment, Non-profits, Community Outreach, Fundraising, Public Speaking, Treatment, Event Planning, Research, Microsoft Office, Grants, Volunteer Management, Case Management, Data Entry, Healthcare, Nonprofits, Social Services
Education
Old Dominion University 2004 — 2005
Political Science and Government
Norfolk State University 2001 — 2004
Political Science and Government
Bank of America 2012 - Present
Bank of America Home Loans May 2011 - May 2012
Bank of America June 2009 - May 2011
Bank of America April 2008 - June 2009
Skills
Mortgage Lending, Loans, Credit, Refinance, Residential Mortgages, Banking, Mortgage Banking, Credit Analysis, Loan Origination, FHA, Retail Banking, Consumer Lending, Lines Of Credit, Credit Risk, Commercial Lending
Education
Mindanao State University 1999 — 2005
Bachelor of Arts, Literature and Linguistics
Philippine Womes College of Davao 1993 — 1995
State Farm November 2013 - October 2014
Pilot Catastrophe Service November 2012 - July 2013
Hilton Worldwide July 2011 - May 2012
Bigthought August 2010 - March 2011
Bank of America Home Loans October 2008 - June 2010
Oil and Gas June 2007 - August 2008
Lockheed Martin/ DRMO February 2006 - April 2007
Clear Channel Entertainment March 2003 - August 2005
Southwest Bank of Texas July 2001 - June 2002
Linebarger Goggan Blair & Sampson, LLP September 1998 - February 1999
Skills
Access, Troubleshooting, Process Improvement, Leadership, Data Entry, Microsoft Office, Accounting, Software Documentation, Databases, Office Management, Management, Accounts Receivable, Mortgage Lending, Spreadsheets, Customer Service, Microsoft Excel, Customer Satisfaction, Microsoft Word, Administrative..., Insurance, Supervisory Skills, Account Reconciliation, Employee Relations, Invoicing, Time Management, Training, Team Building, Administrative...
Education
National American University 2012 — 2015
Bachelor of Business Administration (B.B.A.), Business, 4.0
University of Houston 2008 — 2008
Bank of America Home Loans February 2004 - Present
Sears Home Services February 1997 - January 2004
Education
North Carolina Agricultural and Technical State University
Bachelor of Arts (BA), English Language and Literature, General
Sunbelt Rentals, Inc. August 2015 - Present
Chiquita March 2014 - Present
Higher One May 2011 - September 2013
Limpiex Cleaning Services May 2010 - April 2011
Bank of America-Home Loans May 2009 - July 2009
Bank of America-US Trust March 2008 - March 2009
Webster Bank October 2008 - February 2009
Wells Fargo-Mortgages October 2005 - July 2007
Wachovia, A Wells Fargo Company October 2002 - October 2005
Citigroup April 1989 - June 2002
Skills
Call Center, Customer Service, Access, Word, Team Building, Outlook, Financial Analysis, Supervisory Skills, Operations Management, Retail Banking, Call Centers, Financial Risk, Time Management, Software Documentation, Payroll, Teamwork, Financial Services, Credit, Credit Cards, Employee Training, Relationship Management, Loan Servicing, Microsoft Word, Banking, Mortgage Lending
Education
Gateway Community College 2011 — 2012
Certificate, Bookkeeping
Pace University
Took Accounting Courses, Accounting
imortgage December 2010 - Present
Bank of America Home Loans June 2007 - December 2010
Capital Pacific Mortgage May 2003 - June 2007
Skills
FHA financing, Mortgage Lending, VA, Refinance, Loans, Mortgage Industry, First Time Home Buyers, USDA, Conventional, Loan Origination, Mortgage, Purchase, Mortgage Banking, Residential Mortgages, Investment Properties, Conforming, VA loans, Government Loans, FHA, Residential, Credit, Real Estate, Real Estate Financing, Non-Conforming, Mortgage Marketing, Residential Homes, REO, HUD
Education
Turlock High School 1981 — 1985
Diploma
Modesto Junior College
Business
Bank of America Home Loans February 2014 - Present
Wells Fargo Bank August 2010 - December 2013
Equity One (Banco Popular) September 2006 - February 2008
CitiMortgage 2005 - 2006
Emigrant Funding Corp 1992 - 2005
Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Loans, Loan Origination, Residential Mortgages, Credit, VA loans, Banking, FHA financing, USDA, Credit Analysis, Underwriting, Commercial Lending, Financial Risk, Funding, Consumer Lending, Commercial Real Estate
Education
New York University 1998 — 2003
General Assistant Appraiser, Appraiser & Property Management
James Monroe HS 1981 — 1985
Regents Diploma, Computer Science
Old Point Mortgage LLC February 2011 - Present
Bank of America Home Loans September 1996 - January 2011
Skills
USDA, FHA, Mortgage Lending, Loans, Mortgage Marketing, FHA financing, Residential Mortgages, VA loans, Mortgage Banking, Reverse Mortgages, Home Equity Loans, Credit, Non-Conforming, Refinance, Government Loans, Mortgage Underwriting, Loan Origination, First Time Home Buyers, Certified Mortgage..., Real Estate Financing, Construction Loans, Home Equity Lines of..., Real Estate, HUD, Commercial Mortgages, Debt Consolidation, VA Loans
Education
Northeastern University
Master's degree
University of Virginia
Bachelor's degree
Bay Capital Mortgage Corporation May 2012 - Present
Bank of America Home Loans July 2006 - May 2012
JPMorgan Chase September 1992 - June 2006
Skills
Credit Analysis, First Time Home Buyers, Banking, FHA, Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Underwriting, Investment Properties, Real Estate Economics, Home Equity Loans, Credit Counseling, Credit Scoring, Credit Management, Refinancings, Home Equity Lines of..., Mortgage Underwriting, Mortgage Servicing, Finance, Short Sales, Refinance
Education
Montgomery College 1984 — 1986
Associate of Arts (A.A.), Banking and Financial Management
imortgage July 2012 - Present
imortgage August 2011 - Present
Bank of America Home Loans May 2009 - August 2011
Wells Fargo Home Mortgage September 1985 - February 2009
Skills
FHA, Mortgage Banking, Loans, Refinance, USDA, VA loans, FHA financing, Loan Origination, Real Estate, Residential Mortgages, First Time Home Buyers
Education
Orange Coast College
PrimeLending October 2011 - Present
Bank of America Home Loans March 2003 - October 2011
Charter One Bank March 1995 - March 2003
Skills
Mortgage Lending, FHA, Construction Loans, Purchase, Refinance, VA, Investment Properties, Mortgage Banking, Loans, Residential Mortgages, Negotiation, Home Equity Lines of..., Loan Origination, First Time Home Buyers, Banking, Sales, Finance, VA loans, Credit, FHA financing, Commercial Lending, Consumer Lending, USDA, Credit Analysis, Mortgage Underwriting, Reverse Mortgages, Government Loans, Home Equity Loans, Certified Mortgage..., Underwriting, Commercial Mortgages, Loss Mitigation, Small Business Lending, Mortgage Marketing, Lines Of Credit, Loan Servicing, Cross Selling, Real Estate Financing, Mortgage Servicing, Branch Management, Retail Banking, Commercial Banking, Debt Consolidation, Funding, Credit Risk, Real Estate Economics, Financial Services, Financial Structuring, Portfolio Management, Relationship Management
Education
North Central College 1987 — 1991
Management, Business Management
W.J. Bradley Mortgage Capital, LLC December 2011 - Present
Bank of America Home Loans August 2007 - December 2011
Wells Fargo Home Mortgage May 1998 - August 2007
Skills
VA loans, Mortgage Banking, FHA financing, Government Loans, Loan Origination, FHA, Refinance, Non-Conforming, Mortgage Lending, Residential Mortgages, Construction Loans, HomePath, Loans, Underwriting, Finance, Credit, Real Estate Economics, First Time Home Buyers, Investment Properties, FHA Financing, VA Loans
Education
Northwestern University - Kellogg School of Management
MBA, Finance
Northwestern University - Kellogg School of Management
MBA, Finance and Financial Management Services
Bank of America June 2011 - November 2014
Bank of America Home Loans January 2010 - November 2011
JPMorgan Chase (formerly WaMu, Inc) 2007 - 2009
Washington Mutual 1999 - 2007
Washington Mutual 1997 - 1999
Questar 1993 - 1997
Education
University of Washington School of Medicine
Certificate, Healthcare Regulatory Compliance
University of Illinois at Urbana-Champaign - College of Business
MSBA for International Managers, International Business, Market Research
Oberlin College
B.A., Linguistics
EY October 2015 - Present
EY January 2014 - Present
Navigant June 2012 - July 2013
Bank of America Home Loans March 2009 - February 2012
Bank of America October 2008 - March 2009
TIAA-CREF October 2007 - October 2008
John Deere Credit 2006 - 2006
Skills
Risk Management, Banking, Financial Modeling, Process Improvement, Finance, Business Analysis, Relationship Management, Corporate Finance, Cross-functional Team..., Data Analysis, Loans
Education
Wake Forest University - Babcock Graduate School of Management 2011 — 2013
MBA, Management
North Carolina Agricultural and Technical State University 2002 — 2006
BS, Finance/Marketing
Capital One Bank November 2012 - Present
Capital One Bank May 2011 - November 2012
Bank of America Home Loans November 2010 - February 2011
SunTrust Mortgage April 2009 - November 2009
The Equity Companies January 2003 - November 2009
Citizens One Home Loans, previously CCO Mortgage Inc. October 2008 - December 2008
Skills
Mortgage Lending, Loans, Loss Mitigation, Loan Servicing, Mortgage Banking, Gemba, Collaborative Problem..., Dashboard Metrics, Metrics Reporting, Value Chain Analysis, Process Improvement
Education
Penn State University 1988 — 1992
Bachelor of Applied Science (B.A.Sc.), Hotel Restaurant Management
Bishop Conwell High School 1984 — 1988
General Business Studies
Genworth Financial Advisors Corp. Reverse Mortgage Loan OfficerWells FargoJune 2008 - March 2009
Bank of America Home Loans August 2005 - June 2008
Education
Park University 2004 — 2008
Business/Management, Business
Prospect Mortgage, LLC January 2014 - Present
SunTrust Mortgage September 2011 - December 2013
Bank of America Home Loans October 2010 - August 2011
Skills
Microsoft Office, Management, Microsoft Excel, Microsoft Word, Research, PowerPoint, Sales, Leadership, Training, Loans, Credit, Banking, Mortgage Lending, Real Estate, Risk Management, Credit Analysis, Loan Origination
Education
Delmar High School
Northern Virginia Community College
Concentra March 2014 - Present
Bank of America Home Loans January 2011 - March 2014
AGIANT Packaging April 2010 - September 2010
NORDSTROM July 2007 - April 2010
US Army October 1981 - December 1985
Skills
Loans, FHA, Customer Service, Customer Experience, Customer Insight, Customer Oriented, Problem Solving, Retail Sales Experience, Professional Phone..., Sales, Call Center, Cold Calling, Mentoring New Hires, Military Experience, Time Management, Employee Training, Call Centers, Leadership, Retail, Customer Satisfaction, Team Building, Microsoft Excel, Retail Sales, Program Management, Microsoft Office
Education
Pepperdine University 1978 — 1981
Bachelor of Science (BS), Sports Medicine
Bank of America Home Loans January 2014 - Present
Wells Fargo Home Mortgage July 2010 - January 2014
Spokane East Rotary Club 1989 - 2011
American West Bank September 2006 - July 2010
Action Mortgage Co/Sterling Bank February 2005 - September 2006
Skills
FHA, VA, Mortgage, Construction, Conforming, Refinance, First Time Home Buyers, Mortgage Lending, Union Plus Mortage..., VA loans, Finance, Certified Mortgage..., Real Estate Financing, Residential Mortgages, FHA financing, Loans, Investment Properties, USDA, Credit, Loan Origination, Reverse Mortgages, Leadership, Investors, Real Estate, Mortgage Banking, Short Sales, Home Equity Loans, Construction Loans, Commercial Lending, Foreclosures, Referrals
Education
Spokane Falls Community College 1973 — 1975
General Buisness
North Idaho College
Fundametals of Real Estate Appraisal
Bank of the West August 2014 - Present
Independent Contractor May 2011 - August 2014
SolomonEdwards 2013 - 2014
SolomonEdwards 2013 - 2014
Bank of America Home Loans June 2010 - April 2011
Bank of America Home Loans January 2009 - June 2010
Bank of America / Countrywide Correspondent Lending September 2007 - January 2009
Countrywide Financial Corporation, Correspondent Lending September 2006 - September 2007
Countrywide Bank, N.A. June 2005 - September 2006
Countrywide Bank, N.A. October 2004 - June 2005
Skills
Mortgage Banking, Operations Management, Process Improvement, Change Management, Quality Assurance, Loss Mitigation, Litigation Support, Administration of Trade..., Compliance, Risk Management, Operational Risk, Credit Risk, Loan Origination, Banking, Financial Risk, Product Development, Vendor Management, Business Strategy, Mortgage Lending, Financial Services, Loans
Education
Oklahoma City University School of Law 2001 — 2004
J.D./M.B.A., Law
University of Oklahoma - Price College of Business 1997 — 2001
B.B.A., Major:International Business; Minors: Mgmt. and Spanish
Bank of America Home Loans January 2009 - February 2010
Countrywide September 2003 - September 2008
Citifinancial August 1992 - September 2003
Skills
USDA, Loans, Team Management
Education
Oregon State University 1988 — 1991
Bachelor, Policital Science
HMP Advisors, LLC (Help My Parents Assisted Living Advisors) June 2015 - Present
Coldwell Banker Residential Brokerage August 2014 - Present
United Teletech Financial Federal Credit Union December 2013 - June 2014
Bank Of America Home Loans April 2013 - January 2014
Annie-Mac Home Mortgage August 2011 - April 2013
Bank Of America Home Loans September 2009 - April 2011
Investors Savings Bank April 2009 - September 2010
Countrywide Home Loans January 2000 - November 2007
Skills
Refinance, Mortgage Lending, Investment Properties, Residential Homes, Home Equity Loans, FHA, Mortgage Banking, Loan Origination, Loans, Residential Mortgages, Credit, USDA, VA loans, FHA financing, First Time Home Buyers, Underwriting, Real Estate, Sales
Education
New York University 1982 — 1984
Bachelor's degree, Management
Bank of America Home Loans October 2002 - Present
Wachovia, A Wells Fargo Company July 1994 - October 2002
Blazer Financial Services June 1992 - July 1994
Skills
Credit Risk, Risk Management, Financial Analysis, Loans, Credit, Banking, Loan Origination, Mortgage Banking, Underwriting, Mortgage Underwriting, Credit Analysis, Loss Mitigation, Mortgage Servicing, Consumer Lending, Commercial Lending, Mortgage Lending, Commercial Banking, Management, Financial Services
Education
Old Dominion University 1982 — 1986
BSBA, Marketing/Management
Old Dominion University 1982 — 1986
BSBA, Marketing Management
Bank of America Home Loans August 2007 - Present
GMAC Mortgage February 2001 - October 2006
Countrywide Home Loans 2002 - 2004
Education
Minnesota School of Business 1984 — 1985
Associates, Business Management
Cisco October 2013 - Present
NetApp July 2011 - June 2013
Union Bank 2010 - 2011
Cisco Systems May 2010 - September 2010
Bank of America Home Loans December 2008 - May 2010
Surrex Project Solutions (DIRECTV) February 2008 - November 2008
Helio February 2007 - October 2007
Walker Interactive June 1992 - June 2002
Liberty Mutual Insurance 1999 - 2001
Ernst & Young September 1990 - May 1992
Skills
ERP, CRM, Management Consulting, Banking, Accounts Receivable, Telecommunications, Accounts Payable, SDLC, Business Analysis, Vendor Management, PMO, Program Management, PMP, Process Improvement, Risk Management
Education
Ohio University 1986 — 1987
MBA, Finance
Ohio University 1983 — 1986
BS, Economics
Edison
Stanford University
State Of Ny Unified Court Sys June 2015 - Present
US Department of Homeland Security May 2010 - May 2015
Interspeak Translations January 2010 - July 2010
Kevin Kim for City Council August 2009 - November 2009
DUNY Corp June 2007 - June 2009
Bank of America Home Loans July 2006 - April 2007
Franklin Credit Management Corporation April 2005 - July 2006
Citi Residential Lending August 2004 - March 2005
M&T Mortgage Corporation January 2002 - August 2004
TD Ameritrade April 2000 - February 2001
Skills
Credit, Customer Service, Human Resources, Microsoft Office, Spanish, Management, Research, Risk Management
Education
New York University 2009 — 2011
Certificate, Court Interpreting: Spanish/English
University at Buffalo 1995 — 2000
B.A., Spanish
Bank of America Home Loans June 2015 - Present
Mortgage Bankers Association - Greater Cleveland September 2010 - Present
KeyBank June 2007 - June 2015
The Ohio Bank/Sky Bank 1996 - 2004
NextHome 2001 - 2003
NextHome 2001 - 2003
Skills
Branch Banking, Commercial Banking, Commercial Lending, Mortgage Banking, Loans, Mortgage Lending, Credit Analysis, Credit, Banking, Recruiting, Process Improvement, SDLC, Loan Origination, Consumer Lending, Small Business Lending, Sales, Finance, Management, Underwriting
Education
Baldwin-Wallace University 2013 — 2015
MBA, Business Administration and Management, General
Ohio Wesleyan University 1992 — 1996
BA, Accounting/Finance, Psychology
Bank of America July 2010 - Present
Bank of America Home Loans April 2009 - July 2010
Countrywide Home Loans February 2007 - April 2009
Countrywide Home Loans January 2005 - February 2007
Education
New York University 2000 — 2002
M.A., Political Theory and Philosophy
Bank of America Home Loans July 2008 - Present
Bank of America 2008 - Present
Countrywide Home Loans 2003 - 2008
Countrywide Financial Corporation 2002 - 2008
Education
Pepperdine University, The George L. Graziadio School of Business and Management 1997 — 2000
MBA, Business
Pepperdine University 1997 — 1998
MBA, Business
Bank of America Home Loans August 1992 - Present
Skills
Loans, Mortgage Banking, Banking, Mortgage Lending, Credit Risk, Credit, Real Estate, Commercial Lending, Loan Origination, FHA, Residential Mortgages, Financial Risk, Underwriting, Credit Analysis, Consumer Lending, Commercial Banking, Financial Analysis, Portfolio Management, Refinance, Risk Management, Investments, Retail Banking, VA loans, Small Business Lending
Education
American University 1983 — 1985
Master of Business Administration (M.B.A.), Finance
Pennsylvania State University, University Park 1975 — 1979
Bachelor's Degree
Geneva Financial LLC May 2015 - Present
Arizona Department of Financial Institutions September 2013 - May 2015
Bank of America April 2013 - September 2013
Bank of America Home Loans January 2011 - March 2013
Bank of America November 2007 - January 2011
EquiFirst January 2007 - August 2007
Accredited Home Lenders November 2005 - December 2006
Gulfstream Financial Services February 2003 - October 2005
Amerus Home Lending May 2002 - November 2002
Gulfstream Financial Services August 1998 - May 2002
Skills
Mortgage Banking, Loans, Credit Analysis, Credit, Banking, Mortgage Lending, Refinance, Residential Mortgages, Loan Origination, FHA, Lines Of Credit, VA loans, FHA financing, Mortgage Underwriting, Loss Mitigation, Relationship Management, Government Loans, Home Equity Loans
Education
Oklahoma State University 1988 — 1992
Bank of America Home Loans May 2009 - Present
Bank of America 2009 - Present
VILLAGE CAPITAL & INVESTMENT April 2008 - December 2009
Option One Mortgage October 1998 - February 2008
Skills
Mortgage Lending, Mortgage Banking, Credit, Loans, Banking, Account Management, Sales Management, Sales, Relationship Management, Loan Origination, Risk Management, Customer Service, Strategic Planning, Team Building, Leadership, Residential Mortgages, Marketing, Training, FHA, Credit Analysis, Financial Analysis, Finance, Management
Education
Northern Illinois University 1990 — 1996
SRI Talent Human ResourcesFrito LayApril 2009 - April 2011
Countrywide Financial March 2008 - January 2009
Countrywide Financial Services July 2004 - January 2008
Bank of America Home Loans 2008 - 2008
Countrywide 2000 - 2008
Countrywide Home Loans November 2003 - July 2004
Countrywide Home Loans November 2000 - October 2003
Skills
Applicant Tracking...
Education
Oakland Community College 1982 — 1989
Bank of America 2011 - Present
Bank of America 2010 - 2011
Bank of America 2009 - 2010
Bank of America Home Loans April 2007 - December 2008
Countrywide Financial October 2001 - March 2007
Countrywide Financial December 1997 - September 2001
Skills
Mortgage Lending, Financial Analysis, Strategy, Program Management, Forecasting, Loans, Portfolio Management, Strategic Planning, Vendor Management, Management, Executive Management, Analysis, Sales, Finance, Business Development, Integration, Budgets, Leadership, Process Improvement, Risk Management, Training, Sales Management, Investments, Loan Origination, Financial Risk, Project Management, Business Strategy, Banking, Credit, Loss Mitigation, Mortgage Banking, Credit Analysis, Loan Servicing, Commercial Lending, Mortgage Servicing, Underwriting, Residential Mortgages, Relationship Management, Refinance
Education
Pepperdine University, The George L. Graziadio School of Business and Management 2000 — 2002
M.B.A.
Bank of America July 2014 - Present
Bank of America Home Loans March 2011 - Present
Bank of America Home Loans September 2010 - March 2011
Bank of America Home Loans April 2010 - September 2010
Chi Alpha Campus Christian Ministry (Northern VA Comm Coll, Loudoun) January 2008 - May 2010
Tripoint Mortgage Company July 2009 - February 2010
Orion Systems Group, LLC November 2007 - January 2009
East West Mortgage Company, Inc January 2003 - November 2007
Skills
Auditing, Mortgage Lending
Education
Northern Virginia Community College 2008 — 2008
Music major in Voice
United Nations Compensation Commission, Switzerland 1999 — 2000
UN Internship
College of the Holy Spirit 1991 — 1995
BS, Biology / Business Administration
SunTrust Mortgage August 2013 - Present
Bank of America Home loans December 2006 - July 2013
SunTrust Mortgage April 1998 - December 2006
Signet Mortgage Corporation November 1991 - March 1998
Skills
FHA, Mortgage Banking, Loan Origination, Mortgage Lending, Refinance, Loans, VA loans, Residential Mortgages, FHA financing, Credit, Certified Mortgage..., First Time Home Buyers, Investment Properties, Real Estate, Foreclosures, Short Sales, REO, Referrals, Construction Loans, Mortgage Underwriting, Real Estate Financing, Credit Analysis, Investors, HUD
Education
Northern Virginia Community College 1980 — 1984
Associate of Science (AS), Business/Commerce, General
Lake Braddock Secondary School 1974 — 1980
Mortgage Professional January 2015 - Present
Union Bank January 2013 - December 2014
Bank of America Home Loans October 2008 - February 2012
Countrywide Bank April 2004 - August 2008
Freddie Mac August 1988 - April 2004
Skills
Mortgage Banking, Loans, Credit, Mortgage Lending, Mortgage Underwriting, Loan Origination, Consumer Lending, Commercial Lending, Credit Analysis, Residential Mortgages, Credit Risk, Refinance, FHA, Loan Servicing, Mortgage Servicing
Education
Ohio University 1982 — 1985
Klein Bank October 2011 - Present
Bank of America Home Loans August 2010 - October 2011
IBR Realty October 2008 - August 2010
Wells Fargo Home Mortgage December 2008 - April 2010
Herbeck Homes November 2005 - October 2008
Excelsior Methodist Church 1980 - 2008
Minnetonka Outdoors 2003 - 2007
Paragon Home Mortgage 2003 - 2005
Wells Fargo Home Mortgage 1998 - 2002
Carlson Capital Partners 1997 - 2002
Skills
Administrative..., Real Estate, Underwriting, Contract Negotiation, First Time Home Buyers, Copier Repair, SPFE- Photographic..., MCSE, Customer Service
Education
St. Cloud State University 1983 — 1985
Bachelor of Science (BS), Mass Communication/Media Studies
Normandale Community College 1981 — 1983
AA, English, Journalism, Music
Minnetonka High School 1978 — 1981
Diploma, Music
Bank of America May 2013 - Present
Bank of America April 2011 - May 2013
Bank of America Home Loans August 2010 - April 2011
Leadership Institute for Teen Moms October 2007 - August 2010
MidFirst Bank September 2005 - August 2010
Church on the Rock February 1997 - February 2007
MidFirst Bank September 2005 - November 2006
Skills
Leadership Development, Training, Leadership, Community Outreach, Program Management, Non-profits, Program Development, Management, Process Improvement, Financial Analysis, Credit, Banking, Strategic Planning, Analysis, Budgets, Risk Management, Team Building, Change Management, Coaching, Customer Service, Access, Nonprofits, Operations Management, Business Process..., Portfolio Management
Education
Oklahoma Christian University 2003 — 2004
MBA - Leadership and Organizational Development, Emphasis in Strategic Managment
Muskogee High School
High School Diploma
Oklahoma State University
BS, Management/Accounting
Urban Lending Solutions April 2014 - Present
Bank of America Home Loans 2006 - Present
Republic Bank 1996 - 2006
Skills
Mortgage Banking, Mortgage Underwriting, Government Loans, Mortgage Lending, FHA financing, FHA, Loans, Credit, Loan Origination, Refinance, Residential Mortgages, Consumer Lending
Education
Oakland Community College
Caliber Home Loans June 2015 - Present
imortgage July 2011 - June 2015
Bank of America Home Loans April 2009 - August 2011
Countrywide Home Loans February 1998 - April 2009
Nordstrom January 1987 - January 1997
Skills
Mortgage, FHA, Mortgage Lending, USDA, Mortgage Banking, Refinance, New Home Sales, Loans, Loan Origination, VA loans, FHA financing, Credit, Real Estate, Residential Homes, Residential Mortgages, Property Management, First Time Home Buyers, Short Sales, Reverse Mortgages, Sales, Construction Loans, Investment Properties, REO, Real Estate Development, Real Estate Economics, Selling, Government Loans, Real Estate Transactions, Single Family Homes, Investors, Real Estate Financing, Mortgage Underwriting, Referrals, Foreclosures, Condos, Loss Mitigation, Certified Mortgage..., Home Equity Loans, HUD, Underwriting, Mortgage Marketing, Sellers, Commercial Mortgages, Home Equity Lines of..., Investments, Credit Analysis, Finance, Commercial Lending, Relocation, FHA Financing
Education
Mt. San Antonio College
Business
Siemens Medical Solutions August 2011 - Present
Bank of America Home Loans March 2009 - December 2011
Washington Mutual June 2008 - November 2009
JPMorgan Chase April 2006 - May 2008
Modern Track Machinery December 2004 - April 2006
Skills
Human Resources, New Hire Orientations, University Relations, Reporting & Analysis, Onboarding, Budgets, Event Planning, Microsoft Excel, Outlook, Diversity & Inclusion, PeopleSoft, Data Analysis, Employee Benefits, Employee Wellness..., Exit Interviews, Customer Service, Management, Team Building, Statistics, Training, Organization Skills, Risk Management, Project Management, Expense Reports, Account Management, Accounts Receivable, Sales Operations, Immigration Law, Teamwork
Education
Northern Illinois University 2000 — 2003
Bachelor of Science (B.S.), Mathematics and Statistics
Bank of America May 2004 - Present
Bank of America Home Loans 2004 - Present
Education
Mills College 1965 — 1969
Nova Home Loans August 2014 - Present
Bank Of America Home Loans April 2005 - Present
Skills
Mortgage Banking, Refinance, Mortgage Lending, FHA, FHA financing, Loan Origination, USDA, Loans, VA loans, First Time Home Buyers, Real Estate, Sales, Mortgage Underwriting, VA Loans, Residential Mortgages, Investment Properties, FHA Financing
Education
Phoenix College 1991 — 1993
Bank of America Home Loans March 2003 - Present
Skills
FHA, Conventional, Refinance, Mortgage Lending, Mortgage Banking, Residential Mortgages, VA loans, Loans, Loan Origination, FHA financing, Construction Loans, Mortgage Underwriting, Banking, USDA, Government Loans, Credit, Credit Analysis, Certified Mortgage..., Home Equity Loans, Consumer Lending, Commercial Mortgages
Education
Northern Illinois University 1983 — 1986
PennyMac Loan Services, LLC October 2013 - Present
Bank of America Home Loans June 2010 - May 2012
Bank of America February 2007 - June 2010
EMC Mortgage Corporation (Bear Stearns) October 2002 - February 2007
Skills
Default, Executive Management, Loan Servicing, Mortgage Servicing, Risk Management, Vendor Management, Banking, Mortgage Banking, Call Centers, Credit Risk, Foreclosures, Loans, Process Improvement
Education
New Mexico State University 1991 — 1994
BA, Business Administration
Bank of America Home Loans February 2010 - Present
Gregg & Valby, LLP February 2009 - December 2009
CTX Mortgage November 1995 - January 2009
Skills
Mortgage Banking, Loans, VA loans, Mortgage Lending, Mortgage Underwriting, FHA
Education
Philippine School of Business Administration
BSBA, BANKING AND FINANCE
Education Services November 2011 - Present
Bank of America January 2011 - November 2011
Bank of America Home Loans February 2005 - November 2011
Countrywide February 2005 - November 2011
Aon Risk Services July 2010 - December 2010
Merrill Lynch - Bank of America April 2010 - July 2010
Second Foundation October 2004 - February 2006
S2C Technologies, Toronto, Canada October 2002 - October 2004
Silicon Dot Com Technologies December 2001 - September 2002
Skills
LoadRunner, Performance Testing, Oracle, Quality Center, SOA, Java, JavaScript, Agile Methodologies, Test Automation, Weblogic, Scrum, QTP, Functional Testing, VBScript, HP Performance Center, Rational Performance..., HP Business..., OAuth, Dynatrace, VSTS, Oracle E-Business Suite, Oracle Applications, Fiddler, Topaz, HTTPWatch, OpenSTA, SoapUI, SiteScope, IBM Tivoli, Wily Introscope, RUM, AS400 system, .NET, C++, F5 BigIP, Windows Azure, Salesforce.com, IIS, HP Blade, Cloud Computing, Mobile Applications, Mobile API Scritping, MongoDB, NO SQL Database, Microsft sql server..., MS SQL reporting..., MS SQL Integration..., MS SQL Server Analysis..., HP StromRunner Load, App Dynamics Diagnostics
Education
Niagara College 2002 — 2003
Masters, Computers and Networks
Hyderabad Presidency College 1998 — 2001
Computer Science
Osmania University 1998 — 2001
Computer Science
McKesson June 2015 - Present
McKesson May 2014 - May 2015
Bank of America July 2012 - May 2014
Bank of America March 2011 - July 2012
Bank of America June 2010 - March 2011
Bank of America Home Loans August 2009 - June 2010
Skills
Loan Origination, Loans, Mortgage Lending, Credit, FHA, Financial Analysis, Underwriting, Refinance, Portfolio Management, Customer Service, Team Leadership, Mortgage Servicing, Mortgage Banking, Loss Mitigation, Process Improvement, Visio, Operations Management, Microsoft Excel, Loan Servicing, Residential Mortgages, Credit Analysis, Mortgage Underwriting, Risk Management, Retail Banking, Credit Risk, Financial Risk, Call Centers, Operational Risk, Analysis, Business Process..., Loan Modifications, CRM, Cross-functional Team..., Business Process, Business Analysis, Project Management
Education
University of Texas of the Permian Basin 2015 — 2017
Master of Business Administration (MBA)
Oklahoma State University 2005 — 2007
Management, Entrepreneurship, Finance
University of North Texas
Stearns Lending October 2013 - Present
Stearns Lending September 2012 - October 2012
GMAC Bank March 2011 - June 2012
Sidus Financial October 2010 - March 2011
Bank of America Home Loans August 2009 - September 2010
GMAC ResCap May 1999 - September 2008
HomeComings Financial 1999 - 2008
MELLON MORTGAGE 1998 - 1999
Skills
Mortgage Banking, USDA, Mortgage Lending, FHA, Mortgage Underwriting, Loan Origination, Loans, VA loans, Refinance, Underwriting, Residential Mortgages, Credit, Real Estate, Credit Analysis, Loss Mitigation, Commercial Lending, Reverse Mortgages, Construction Loans, Customer Service, FHA financing, Wholesale Lending, Real Estate Financing, Government Loans, Certified Mortgage..., Commercial Mortgages, Home Equity Loans, Loan Servicing, FHA Financing, VA Loans
Education
Northeastern University 1999 — 2004
BS, Finance
Umpqua Bank February 2015 - Present
US Bank Home Mortgage June 2012 - February 2015
Bank of America Home Loans February 2012 - May 2012
Sperry Van Ness/Bluestone & Hockley February 2011 - February 2012
Wells Fargo Home Mortgage February 2009 - August 2010
Ferguson Enterprises June 2008 - February 2009
DFF Dental Lab August 2007 - February 2008
Greater NW Mortgage January 2007 - August 2007
Mortgage Only June 2003 - July 2006
Skills
Credit, Accounting, Accounts Payable, Loans, Account Reconciliation, Accounts Receivable, Mortgage Banking, QuickBooks, General Ledger, Cash Management, Mortgage Lending, VA loans, FHA, Invoicing, Underwriting, VA Loans
Education
Mt. Hood Community College
Business-Accounting
Wells Fargo Home Loans July 2014 - Present
Bank of America Home Loans September 2008 - July 2014
1st Republic Mortgage Corporations April 2007 - August 2008
Green Street Finance February 2003 - April 2007
Skills
Refinance, Loans, Real Estate, FHA financing, Mortgage Lending, Finance, Mortgage Banking, FHA, Investment Properties, Residential Mortgages, Reverse Mortgages, Mortgage Underwriting, USDA, Commercial Lending, VA loans, Loan Origination, Certified Mortgage..., Government Loans, Mortgage Servicing, Real Estate Transactions, Mortgage Marketing, Real Estate Financing, Credit, Lines Of Credit, Credit Analysis, FHA Financing, Investments, Underwriting
Education
Minnesota State University, Mankato 1990 — 1995
Finance, Life Insurance, Real Estate and minor in Accounting
Epionce / Episciences, Inc. January 2015 - Present
Jan Marini Skin Research June 2012 - January 2015
Jan Marini Skin Research, Inc. 2006 - January 2015
Countrywide Home Loans 2006 - 2006
Bank of America Home Loans 2002 - 2006
Skills
Sales Management, New Business Development, Customer Relations, Account Management, Negotiation, Direct Sales, Key Account Management, Forecasting
Education
Monterey Peninsula College
Associate of Arts (A.A.), Liberal Arts and Sciences/Liberal Studies
HSBC October 2014 - Present
Bank of America Merrill Lynch March 2013 - July 2014
Bank of America Merrill Lynch October 2011 - March 2013
Bank of America August 2011 - October 2011
Bank of America Home Loans October 2010 - September 2011
Bank of America July 2010 - October 2010
Americo Life Insurance & Annuity January 2007 - January 2009
TRANSAMERICA LIFE INSURANCE CO 2004 - January 2007
Transamerica Life Insurance Company 2002 - 2004
Skills
Process Improvement, Training, Team Building, Customer Service, Leadership, Insurance, Management, Business Process, Auditing, System Administration, Marketing, Employee Relations, Sales, Software Documentation, Call Centers, Business Analysis, Analysis, Banking, Microsoft Excel, Performance Management, Change Management, Customer Satisfaction, Team Leadership, Vendor Management, Budgets, Negotiation, Strategic Planning, Relationship Management, Risk Management, CRM, Employee Benefits, Project Management, Financial Analysis, Business Development, Data Analysis, Team Management, Customer Retention, Accounting, New Business Development, Quality Assurance, Business Process..., Access
Education
Harrisonville High School 1994 — 1997
Missouri State University
Business
Bank of America Home Loans April 2009 - Present
Household International January 2005 - March 2009
Enterprise Rent a Car 1997 - 2005
Skills
Mortgage Lending, Loan Origination, Loans, Credit, Mortgage Banking, Banking, Refinance, FHA, Residential Mortgages, Underwriting, USDA, Portfolio Management, Sales, Call Centers, Relationship Management, Leadership, Real Estate, Sales Management, Team Building, Customer Service, Lines Of Credit
Education
Pensacola Christian College 1993 — 1996
Bachelors, Business Management
Pensacola Christian College 1993 — 1996
Bachelor's degree, Business, Management, Marketing, and Related Support Services
Bank of America August 2010 - December 2014
Bank of America Home Loans February 2010 - August 2010
First American Title May 2008 - July 2009
Skills
First Time Home Buyers, Mortgage Banking, REO, Banking, Credit, Foreclosures, FHA, Mortgage Lending, Mortgage Underwriting, Refinance, Loan Origination, Credit Analysis
Education
New Mexico State University 1974 — 1978
BA, English, Drama
Wells Fargo Home Mortgage September 2010 - Present
Bank of America Home Loans June 2009 - September 2010
First National Bank February 2009 - May 2009
Skills
Mortgage Lending, Home Equity Loans, First Time Home Buyers, Real Estate, Investment Properties, Foreclosures, FHA, REO, Short Sales, Investors, Sellers, Real Estate Transactions, Residential Homes, Referrals, Condos, Refinance, Single Family Homes
Education
Monterey Peninsula College 1991 — 1993
N/A, Real Estate
Monterey High 1969 — 1971
General, General
Bank of America Home Loans September 2008 - Present
Education
Northwest College 1992 — 1994
Associates of Arts, Communications
Salem Five Bank September 2011 - Present
Bank of America Home Loans April 2009 - September 2011
Countrywide Home Loans September 2007 - April 2009
Skills
Mortgage Lending, Refinance, Mortgage Banking, Sales Management, Loan Origination, Residential Mortgages, USDA, Loans, Real Estate Transactions, FHA, VA loans, Credit, Credit Analysis, FHA financing, Mortgage Underwriting, Investments, Banking, Construction Loans, VA Loans, Real Estate
Education
Northeastern University 1995 — 2000
BS, Communications
St. Sebastian's High School 1991 — 1995
High School Diploma, Math & Science
Bank of America Home Loans Customer Service Representative. Executive Research Technician. Loan Servicing Technician I.Journyman ClerkVons Companies IncorporatedMay 1982 - February 2004
Market Basket Corporation August 1979 - July 1982
Skills
Banking, Process Improvement, Vendor Management, Visio, Social Media, Business Analysis, Composition, Project Management
Education
Pasadena City College
Communications
CresCom Bank November 2013 - Present
Bank of America Home Loans May 2007 - October 2013
Skills
Mortgage Lending, Loans, Mortgage Banking, FHA, Loan Origination, Refinance, Credit, Residential Mortgages, Banking, Credit Analysis, VA loans, USDA, Consumer Lending, FHA financing, Commercial Lending, Commercial Banking, Underwriting, Small Business Lending, Retail Banking, Credit Risk, Investments, Financial Analysis
Education
Newberry College 2002 — 2005
Accounting and Business/Management
Myrtle Beach High School 1998 — 2002
BS, Economics
Bank of America Home Loans January 2001 - Present
Avibank MFG July 1998 - January 2001
Education
Pierce College 1997 — 2001
General Education
Bank of America Home Loans July 2011 - Present
Virginia Mortgage Bankers LLC September 2007 - June 2009
New Century Mortgage2004 August 2004 - May 2007
Resource Mortgage Wholesale Division January 2001 - August 2004
Charter One Mortgage Corporation January 2000 - January 2001
Bancone Financial Services Corporation January 1998 - January 2000
Irwin Mortgage Corporation January 1997 - January 1998
NationsBanc Mortgage Corporation January 1992 - January 1996
Tucson Newspapers Incorporated January 1989 - January 1992
Skills
Credit, Mortgage Lending, Finance, Strategy, Sales, Loans, Refinance, First Time Home Buyers, CRM
Education
Northern Arizona University
Business Management
Phoenix College
Bank of America November 2011 - Present
Bank of America Home Loans February 2007 - March 2012
Bank of America Home Loans October 2008 - November 2011
Countrywide Home Loans/Bank of America October 2008 - November 2011
2006-2006Saxon Home Mortgage March 2006 - December 2006
2005-2006Saxon Mtg Services May 2005 - March 2006
2004-2005Saxon Mtg Services August 2004 - May 2005
Saxon Home Mortgage 2005 - 2005
Skills
Loans, FHA, Portfolio Management, Loan Origination, Call Centers, Foreclosures, Management, Sales, Bankruptcy, Employee Benefits, Interviews, Banking, Credit, Mortgage Lending
Education
Midwestern State University 2003 — 2004
2003University of Texas at 2002 — 2002
Self-Employed November 2009 - Present
Bank of America Home Loans August 2010 - December 2011
Skills
Loan Processing and..., Real Estate, Short Sales, Foreclosures, New Home Sales, Sellers, Single Family Homes, Referrals, Loans, Mortgage Lending, FHA, Residential Mortgages, Refinance, Mortgage Banking, Real Estate Financing, Loan Origination, First Time Home Buyers, REO, Investment Properties, Residential Homes, FHA financing, FHA Financing
Education
Miriam College
Bachelor of Arts (B.A.), Major in Advertising
Ditech Mortgage Corp February 2014 - Present
Wells Fargo Home Mortgage October 2011 - November 2013
Bank of America Home Loans June 2003 - October 2011
Skills
Mortgage Lending, Mortgage Banking, Refinance, Loan Origination, FHA, Loans, Residential Mortgages, VA loans, Credit, FHA financing, USDA, Banking
Education
Penn State University 1979 — 1981
Master's degree, Engineering Management
Bank of America Home Loans February 1978 - Present
Skills
FHA, Refinance, Investment Properties, Mortgage Lending, Home Equity Loans, FHA financing, Loan Origination, Customer Service, Mortgage Banking, USDA, Residential Mortgages, VA loans, Loss Mitigation, Reverse Mortgages, Loans
Education
Oakland Community College
Bank of America Home Loans 2003 - Present
FREDDIE MAC 2002 - 2003
INDYMAC BANK 2001 - 2002
FANNIE MAE 1998 - 2001
CALIFORNIA FEDERAL/GLENDALE FEDERAL BANK 1996 - 1998
Education
Pepperdine University, The George L. Graziadio School of Business and Management 1997 — 2000
MBA, Business, Finance
Available January 2015 - Present
M & I Capital Investments LLC March 2014 - Present
Macy's November 2011 - Present
Bank of America Home Loans January 2004 - April 2012
Skills
Project Management, Critical Thinking, Financial Analysis, Software Documentation, Document Management, Customer Satisfaction, Compliance, Credit Analysis, Mortgage Banking, Software Project..., sofeware doc, Business Process..., IT Solutions, Credit, Loans, Workflow Management, IT Strategy, IT, Business Analysis, Business Development, Business Planning, Competitive Analysis, Corporate Communications, Community Development, Marketing Communications, Vendor Relationships, Joint Ventures, Vendor Management, Technical Skillset, Management, Customer Service, Leadership, Process Improvement, Team Building, Information Technology, Public Speaking, Strategy, Project Planning, Problem Solving
Education
Missouri State University
Bachelor’s Degree, Merchandising and Buying Operations
Premier Knowledge Solutions
Certificate Associate in Project Management (CAPM), (In Progress), 2012-2013
Bank of America Home Loans November 2011 - Present
Education
North Carolina Agricultural and Technical State University
Interdisciplinary Liberal Studies
Immigration Public Counsel November 2013 - January 2014
Bank of America Home Loans September 2003 - October 2013
Accenture, Colombia January 2000 - October 2000
Skills
PowerPoint, Microsoft Office, Excel, Legal Research Skills, Access, Bi-lingual fluent in...
Education
UCLA Extension Program 2012 — 2013
Paralegal, Legal Assistant/Paralegal
Moorpark College 2010 — 2010
Accounting Principles
Konrad Lorenz University- Bogota, Colombia (2001) 1996 — 2001
Bachelor of Science in Psychology, Psychology
Victorian Finance, LLC June 2014 - Present
Mortgage Network, Inc. March 2012 - June 2014
Bank of America Home Loans April 2009 - April 2011
American General Services February 2008 - October 2009
Countrywide Home Loans 2001 - 2007
Skills
Credit, Loans, Financial Analysis, Residential Homes, Reverse Mortgages, Non-Conforming, FHA, Short Sales, Mortgage Underwriting, Residential Mortgages, Sellers, Refinance, Real Estate, Loan Origination, Microsoft Office, Mortgage Banking, First Time Home Buyers, Construction Loans, Mortgage Lending, VA loans, USDA, Credit Analysis, FHA financing, Underwriting, Investment Properties, Referrals, Microsoft Excel, Banking
Education
Penn State University
Real Estate License Program, Real Estate
Penn State University
Paralegal Certificate Program
Bank of America Home Loans 2008 - 2011
ISB Mortgagw May 2008 - August 2008
MLD Mortgage Inc./DBA The Money Store December 2007 - May 2008
Weichert Financial Services January 2005 - September 2007
Washington Mutual Mortgages October 2000 - June 2004
Bank of America June 1998 - September 2000
Penn Federal Savings Bank September 1996 - June 1998
First Town Mortgage April 1993 - September 1996
Anchor Savings Bank/Dime January 1991 - April 1993
Berkley Federal Savings February 1987 - September 1991
Skills
Used DU;LP;Assetwise...
Education
Rutgers, The State University of New Jersey-Newark 1979 — 1982
MBA, Business Administration and Management, General, B
Montclair State University
Bank of America Home Loans December 2013 - Present
Wells Fargo Home Mortgage February 2012 - November 2012
Bank of America February 2010 - January 2012
GMAC Mortgage August 2005 - February 2010
Skills
Residential Mortgages, First Time Home Buyers, Refinance, Investment Property..., Customer Service
Education
Morton College 1988 — 1989