Experience
First Direct Lending  January 2015 - Present
Mortgage one solutions   February 2014 - April 2014
Century 21 Beachside  April 2012 - December 2012
JUST MORTGAGE, INC  December 2009 - May 2012
LOAN DEPOT/02 funding   October 2010 - May 2011
O2 funding   January 2011 - April 2011
Loan Depot  October 2010 - February 2011
Pacific Mercantile Bank   April 2010 - October 2010
PACIFIC MERCANTILE   April 2010 - October 2010
Just Mortgage Inc  December 2009 - March 2010

Skills
Mortgage Lending, FHA, Loans, Funding, Shipping, Banking, Underwriting, Credit, Mortgage Banking, Real Estate, Loan Origination, Customer Service, Microsoft Excel, Finance, Process Improvement

Education
at Orange Coast College
High school diploma

Orange Coast College   1997 — 1998
general

Experience
Nadavon Capital Partners   December 2014 - Present
Accume Partners  December 2014 - Present
PayLease  January 2015 - Present
Pacific Mercantile Bank   February 2015 - Present
D+H  January 2014 - January 2015
Compushare  December 1995 - December 2013

Skills
Entrepreneurship, Executive Management, Cloud Computing, Start-ups, Business Development, Business Process..., SaaS, Managed Services, Strategic Planning, Consulting, Vendor Management, Security, Outsourcing, IT Strategy, Disaster Recovery, Competitive Analysis, Leadership, Solution Selling, Professional Services

Education
Harvard Business School

Experience
Smart Mortgage & Investments   August 2015 - Present
REMN Wholesale  March 2015 - August 2015
Maverick Funding  2013 - March 2015
Pacific Mercantile Bank   January 2011 - November 2011

Skills
Mortgage Lending, Loans, Mortgage Banking, Loan Origination, Credit, FHA, Refinance, Residential Mortgages, Credit Analysis, Banking, USDA, Underwriting, FHA financing, Reverse Mortgages, VA loans

Education
ucla extension business program   2005 — 2008
Real Estate & Mortgage, Real Estate

University of California, Irvine   1998 — 2002
Bachelor of Arts (BA), Economics

Experience
Farmers & Merchants Bank of Long Beach  January 2014 - Present
Union Bank  June 2006 - January 2014
City National Bank  January 2005 - June 2006
Union Bank of California  June 2001 - December 2004
Pacific Mercantile Bank   June 2000 - June 2001
US Capital Funding   August 1997 - June 2000
Bank of America  December 1991 - August 1997

Skills
Commercial Lending, Banking, Retail Banking, Mortgage Lending, Small Business Lending, Consumer Lending, Risk Management, Loans, Credit, Lines Of Credit, Business Development, Investments, Loan Origination, Deposits, Management, Cross Selling, Branch Banking, Leadership, Finance, Sales Management, Branch Management, Cash Management, Commercial Mortgages, Treasury Management, Relationship Management, Underwriting, Portfolio Management, Asset Based Lending, Sales, Mortgage Banking, Financial Services, Training, Private Banking, Credit Risk, Refinance, Wealth Management, Credit Cards, Team Building, Commercial Banking, Credit Analysis, Financial Analysis, Customer Service, Strategic Planning, Financial Risk, Coaching, Financial Planning, New Business Development, Executive Management, Residential Mortgages, SBA

Education
Pacific Coast Banking School   2012 — 2014
Masters in Banking, Corporate, Finance, Securities and Credit Risk, Bank Portfolio Management and Compliance

California State University-Fullerton   1995 — 2000
Bachelor of Arts (B.A.), Education

Orange Coast College   1992 — 1995
Associate of Arts (A.A.), Business Administration and Management, General

Woodbridge Highschool   1986 — 1990
Diploma, College/University Preparatory and Advanced High School/Secondary Diploma Program

Experience
HomeStreet Bank  April 2015 - Present
Pacific Mercantile Bank   August 2012 - April 2015
Opus Bank (Fullerton Community Bank until 2011)   October 1997 - August 2012

Skills
Commercial Lending, Loans, Small Business Lending, Credit Analysis, Commercial Banking, Banking, Credit, Underwriting, Cash Flow Lending, Consumer Lending, Due Diligence, Commercial Mortgages, Refinance, Credit Risk, Real Estate Financing, Finance, Lines Of Credit, Portfolio Management, Real Estate, SBA, Relationship Management, Financial Services, Cash Flow, Commercial Finance, Internet Banking, Asset Based Lending, Financial Analysis, Commercial Real Estate

Education
California State University-Fullerton - College of Business and Economics
BA, Finance

Experience
Pacific Mercantile Bank   October 2007 - January 2015
Countrywide Home Loans  April 2007 - October 2007
Home123 - New Century Financial   September 2006 - April 2007
World Savings and Loan  March 2006 - September 2006
People's Choice Home Loans  March 2004 - March 2006
Berkshire Hathaway - Prudential Realty   May 2002 - April 2004
Pacific Mercantile - Mortgage Division   April 2000 - May 2002

Skills
Banking, Credit, Commercial Banking, Risk Management, Financial Analysis, Credit Analysis, Mortgage Lending, Portfolio Management, Underwriting, Process Improvement, Team Building, Vendor Management, Consumer Lending, Loan Servicing

Education
Coastline Community College   2015 — 2017
Associate’s Degree, Accounting and Finance

Experience
Pacific Mercantile Bank   December 2012 - Present
Pacific Mercantile Bank   November 2011 - December 2012
Barnes & Noble  May 2010 - November 2011
Bay Security & Comm.   June 2008 - October 2009

Skills
Customer Service, Microsoft Excel, Microsoft Office, Microsoft Word, Outlook, Cash Management, PowerPoint, Banking, Leadership, Administrative..., Financial Analysis, Management, Training, Research

Education
Santa Ana College

Experience
The Light Group  March 2014 - Present
Pacific Mercantile Bank   October 2013 - January 2014
Pinnacle Mortgage Group, Inc.   January 2012 - June 2013
Nationwide Lending  September 2009 - June 2010

Skills
Data Entry, Office Management, Customer Service, Credit Analysis, Microsoft Excel, Verification

Education
California State University-Fullerton   2007 — 2012
Bachelor's degree, Communications

Experience
Pacific Mercantile Bank   April 2014 - Present
Bank of the West  April 2013 - March 2014
Cathay Bank  May 2010 - March 2013
US Bank  September 2000 - May 2010
Wells Fargo  September 1989 - September 2000

Skills
Commercial Banking, Commercial Lending, Banking, Loans, Lines Of Credit, Credit, Credit Analysis, Small Business Lending, Asset Based Lending, Loan Origination, Treasury Management, Credit Risk, Cash Management, Cross Selling, Portfolio Management

Education
California State University-Northridge
Bachelor of Science (B.S.), Finance

Experience
Pacific Mercantile Bank   June 2011 - Present
Pacific Mercantile Bank   May 2007 - June 2011
United Methodist Federal Credit Union Credit Union   May 2006 - May 2007
Southwest Airlines  February 1995 - December 2003

Skills
Loans, SBA, Commercial Lending, Banking, Due Diligence, Small Business Lending, Commercial Banking, Credit, Lines Of Credit, Loan Origination, Refinance, SBA 1502 Reporting, T-Soft Software, CASH Software,..., Notary Public, Loan Servicing, Cash Management, Commercial Real Estate, Exim

Education
Chaffey College   2007 — 2013
Associate's Degree, Business :Management

Experience
Commercial Lending Corporation   April 2009 - Present
AXIA Real Estate Group, Inc   January 2008 - 2009
Bridger Commercial Funding  2006 - 2008
San Diego National Bank  2004 - 2005
Pacific Mercantile Bank   2004 - 2005
IFC Capital   1998 - 2002
Heller Financial Inc.  1998 - 2002
FMAC  1995 - 1998
McDonnell Douglas Finance Corp.   1987 - 1991
GE Capital  1981 - 1987

Skills
Loans, Commercial Mortgages, Brokerage, Credit Analysis, Commercial Lending, Refinance, Credit, SBA, Business Development, Real Estate Financing, Real Estate Economics, Portfolio Management, Finance, Mortgage Lending, Commercial Real Estate, Asset Management, Loan Origination, Investment Properties, Underwriting, Real Estate, Construction Loans

Education
California State University-Long Beach   1974 — 1978
BS, Business

Experience
Empire Valley Realty   August 2011 - Present
AUI Commercial   March 2010 - Present
Pacific Mercantile Bank   2010 - 2011
US Navy  December 1998 - October 2004

Skills
FHA, REO, Short Sales, Real Estate, First Time Home Buyers, Mortgage Lending, Investment Properties, Loans, Investors, Underwriting, Relocation, Investments, Negotiation, Sales, Refinance, Sales Management, Team Building, Mortgage Banking, VA loans, Contract Negotiation, Property, Referrals, Selling, Real Estate Economics, Real Estate Financing, Foreclosures, Real Estate Transactions, Condos, Sellers, Single Family Homes, Residential Homes, Commercial Real Estate, FHA financing, USDA, Finance, Residential Mortgages, Loan Origination, HUD, New Home Sales, FHA Financing, VA Loans

Education
Ashford University   2011 — 2013
Bachelor of Science (BS), Real Estate Studies

Southern Illinois University, Carbondale   1999 — 2002
Bachelor of Science (BS), Health/Health Care Administration/Management

Alton Senior High

Experience
Vantiv  March 2015 - Present
Sterling Payment Technologies  August 2014 - March 2015
U.S. Bank Payment Solutions   July 2011 - August 2014
Mercury Payment Systems  January 2008 - July 2011
Elavon, Inc. (formerly Nova Information Systems)   2003 - 2008
Pacific Mercantile Bank   2000 - 2002
Wells Fargo Bank  1998 - 2000
United States Marine Corps  1991 - 1999

Education
National University   1995 — 1999
BA, Business Administration, Concentration in Finance

Experience
Polaris Industries  October 2014 - Present
Gurstel Chargo  October 2012 - October 2014
Textron Financial Corporation  April 2006 - July 2009
Textron Financial Corporation  April 2005 - June 2006
Pacific Mercantile Bank   February 2004 - April 2005
Wells Fargo Bank  January 2003 - February 2004

Skills
Account Management, Banking, Bankruptcy, Credit, Finance, Financial Risk, Forecasting, Loans, Management, Microsoft Excel, Microsoft Word, Portfolio Management, PowerPoint, Accounting, Analysis, Collections, Customer Service, Financial Analysis, Leadership, Sales, Team Building, Commercial Lending, Credit Analysis

Education
California State University-Fullerton   1998 — 2004
B.A., Speech Communication

Experience
H.D. Supply Distribution Services   August 2008 - Present
Pacific Mercantile Bank   June 2005 - April 2007
Washington Mutual  June 2001 - November 2004
WestWorks Mortgage  2000 - 2003

Education
Golden West College   1995 — 1996
Finance

Saddleback College   1992 — 1994
Accounting/Finance

University of Evansville   1985 — 1987
Economics

University of Maryland College Park   1972 — 1974
Undergraduate

Experience
Pacific Mercantile Bank   May 2013 - Present
Santa Barbara Bank and Trust  October 2007 - May 2013
Countrywide Bank, Division of Countrywide Financial   March 2007 - September 2007
Bank of America  1987 - 2007

Skills
Green Belt, 360 Feedback, Six Sigma, Deferred Compensation, Black Belt, Banking, Human Resources, Change Management, Employee Relations, Employee Benefits, Onboarding, Strategic Planning, Recruiting, Mergers & Acquisitions, HRIS, Talent Acquisition, Leadership, Organizational..., Project Management, Executive Coaching, Organizational..., Process Improvement, Performance Improvement, Workforce Planning, Training, Performance Management, Employee Engagement, Personnel Management, Succession Planning, Policy, Coaching, Career Development, HR Policies, Talent Management, Executive Pay, Strategic HR, Compensation Structures, Leadership Development, Project Planning, Strategy, Finance, Organizational Design, Team Building, People Skills, Temporary Placement, College Recruiting, Employee Training, Applicant Tracking..., Benefits Administration, Executive Management

Education
The University of Texas at Dallas
BA, History

Experience
Independence Bank  March 2010 - Present
Pacific Mercantile Bank   February 2008 - March 2010
Pacific Western Bank  April 2001 - December 2007
Bank of Hawaii  June 1982 - April 2001

Skills
Customer Service, AML, Asset Based Lending, Banking, Branch Banking, Cash Management, Commercial Banking, Commercial Lending, Commercial Mortgages, Credit, Credit Analysis, Credit Risk, Executive Management, Financial Institutions, Lines Of Credit, Loan Origination, Loans, Management, Mortgage Lending, Portfolio Management, Retail Banking, Risk Management, SBA, Small Business Lending, Strategic Planning, Treasury Management, Anti Money Laundering

Education
California Coast University
B.S. Management

Experience
www.LendersResource.com   August 2010 - Present
Mission Valley Bank  September 2012 - February 2015
Pacific Mercantile Bank   April 2011 - September 2012
Premier Service Bank  August 2010 - April 2011
Citizens Business Bank  March 2005 - August 2010
Business Bank of California  May 2001 - May 2004
General Bank  February 1993 - May 2001

Skills
Commercial Lending, Credit Analysis, Management, Real Estate Financing, Banking, Commercial Banking, Small Business Lending, Loans, Credit, Mortgage Lending, Portfolio Management, Asset Based Lending, SBA, Commercial Mortgages, Lines Of Credit, Risk Management, Finance, Relationship Management, Real Estate, Due Diligence, Asset Management

Education
Fullerton College

La Mirada

Experience
Grand Vision Foundation  July 2014 - Present
Malaga Bank  August 2008 - Present
Nara Bank  April 2005 - August 2008
Pacific Mercantile Bank   June 2002 - April 2005

Skills
Commercial Banking, Credit, Banking, Business Analysis, Business Development, Business Strategy, Commercial Lending, Credit Analysis, Credit Risk, Executive Management, Financial Analysis, Financial Risk, Lines Of Credit, Loans, Portfolio Management, Risk Management, Small Business Lending

Education
USC Marshall School of Business   1978 — 1980
BS, Accounting

El Camino College   1976 — 1978
AA, Accounting

Experience
Esprit Human Capital Consulting, Inc.   September 2013 - Present
People Partners, LLC   November 2014 - Present
Statco Engineering and Fabricators  May 2008 - October 2013
Assured Equity, Inc./MYREL   June 2004 - November 2007
Optima Funding   2003 - 2005
Pacific Mercantile Bank   2002 - 2004
House of Blues  2000 - 2002
Shaw & Shaw, inc. a Division of Volt Information Sciences   1995 - 2001
Rockwell International  1983 - 1985

Skills
Deferred Compensation, Benefits Administration, Human Resources, SPHR, Onboarding, HRIS, Workforce Planning, Succession Planning, Employee Relations, FMLA, Labor Relations, HR Policies, New Hire Orientations, Talent Management, Employee Benefits, Talent Acquisition, Performance Management, Union Avoidance, Recruiting, Employee Engagement, Personnel Management, Employee Handbooks, Job Descriptions, Applicant Tracking..., HR Consulting, College Recruiting, Strategic HR, Employment Law, EEO, Affirmative Action, Compensation & Benefit, Taleo, Employer Branding, Industrial Relations, Performance Appraisal, Temporary Placement, Job Analysis, ADP Payroll, HR Transformation, Interviews, Career Development, Hiring, Job Fairs, EEOC, Organizational..., Organizational Design, Job Evaluation, Exit Interviews, Legal Compliance, Benefits Negotiation

Education
Brandman University, Part of the Chapman University System   2012 — 2013
Master of Science (MS), Human Resources

University of Redlands   1996 — 2001
B.S., Business Management & Administration

Experience
Citizens Business Bank  September 2013 - Present
Pacific Mercantile Bank   November 2011 - September 2013
Budget & Finance Commission - City of Solana Beach   2007 - September 2013
Torrey Pines Bank  2008 - December 2011
Pacific Western Bank  May 2005 - December 2006
Bank of the West  2002 - May 2005
Comerica Technlogy & Life Sciences   1999 - 2002

Skills
Banking, Executive Management, Finance, Management, Strategy, Leadership, Loans, Commercial Lending, Strategic Planning, Mergers & Acquisitions, Commercial Banking

Education
San Diego State University
BS, Finance / Computer Science

Experience
IID  January 2015 - Present
ThyssenKrupp Aerospace NA / TMX Aerospace  June 2011 - December 2014
Boots to Shoes Foundation   February 2012 - March 2013
Auto Warehousing Company  September 2008 - June 2011
Second Image, Inc.   February 2006 - August 2008
Self-Employed  February 1999 - June 2006
ADP, Inc.   June 2005 - February 2006
Pacific Mercantile Bank   December 2004 - June 2005
PC Club, Inc.   October 2003 - December 2004
Securitas Security Services USA, Inc  April 2001 - October 2003

Skills
Leadership Development, Employee Relations, Talent Acquisition, Workers Comp/Safety..., HRIS, Dispute Resolution, Creative Problem Solving, Process Improvement, Web Development, Recruitment/Retention, College Recruiting, Training & Development, HR Strategy, HR Policies, Strategic Partnerships, Graphic Design, Adobe Creative Suite, Microsoft Office, Recruitment Advertising, Community Development, Military Experience, Marketing Communications, Team Leadership, Cross-functional Team..., Social Networking, Social Media Marketing, Military Leadership, Internal Investigations, Employer Branding, Online Branding, University Relations, Twitter, Military Transition, Diversity & Inclusion, LinkedIn, Job Fairs, Career Development..., Professional Mentoring, Human Resource..., Applicant Tracking..., Vendor Management, Vendor Management..., Recruiting, Safety Management..., Training, Employee Training, Integrity, Personnel Management, Online Brand Building, Project Management

Education
University of Washington Tacoma   2015 — 2016
Master's degree, Cybersecurity and Leadership

University of La Verne   2006 — 2008
B.S, Organizational Management

California State University-Long Beach   2002 — 2002
Certificate, Human Resources Management

Long Beach City College   1996 — 1999
AA, General Studies

Experience
Banc of California-Banc Home Loans   February 2013 - Present
Pacific Mercantile Bank   September 2011 - December 2012
IHL Whoelsale   August 2009 - August 2011
New Century Mortgage  August 2000 - May 2007

Skills
Mortgage Lending, Loans, Mortgage Banking, Refinance, Real Estate Financing, Investors, Foreclosures, FHA, REO, Real Estate, Short Sales, Underwriting, Investment Properties, Loan Origination, Banking, Investments, Residential Mortgages, USDA, VA loans, Mortgage Underwriting, Commercial Mortgages, FHA financing, Loss Mitigation, Certified Mortgage..., Credit, Government Loans, Reverse Mortgages

Education
Fullerton College   1993 — 1995
AA, Business Management

Experience
Finance of America Mortgage LLC  March 2015 - Present
Pacific Mercantile Bank   January 2012 - August 2013

Education
Rio Hondo College   2001 — 2002

Experience
Pacific Mercantile Bank   2012 - Present
Carpenter and Company   February 2012 - September 2012
Silicon Valley Bank  April 2010 - February 2012
Silicon Valley Bank, a wholly-owned subsidary of Silicon Valley Financial Group   December 2008 - March 2010
Silicon Valley Bank  January 2007 - December 2008
Silicon Valley Bank  September 1993 - December 2006
B of A, 2 other banks   September 1983 - August 1993
World Health Organization  August 1980 - August 1983

Skills
Private Equity, Financial Services, Commercial Banking, Management, Trade Finance, Banking, Sales, Loans, Commercial Lending, Process Improvement, Strategic Partnerships, Strategic Planning, Business Development, Asset Based Lending, Leadership, Business Strategy

Education
San Jose State University
Adjunct Faculty 1989 - 1997, Taught courses in Business Finance and Banking

San Jose State University   1982 — 1983
Master of Public Administration (M.P.A.)

San Jose State University   1973 — 1976
BA, Political Science with 2nd major in Psychology

Experience
Elite International Realtors   June 2014 - Present
Remax Fine Homes  March 2014 - May 2014
Pacific Mercantile Bank   September 2013 - February 2014
PNC Mortgage  2010 - August 2011

Skills
Residential Mortgages, Mortgage Lending, Loan Origination, Certified Mortgage..., Government Loans, Loans, Construction Loans, Non-Conforming, First Time Home Buyers, Mortgage Underwriting, REO, Investment Properties, Real Estate Financing, Real Estate, Foreclosures, Residential Homes, Condos, Short Sales, Single Family Homes, Credit, Real Estate Transactions, Investors, Commercial Mortgages, Referrals, Sellers, Vacation Homes, Relocation, Real Estate Economics, Mortgage Servicing, Loan Servicing, New Home Sales, HUD, Commercial Lending, Underwriting, Credit Analysis, Commercial Real Estate, Investments, FHA Financing

Education
California State University-Fullerton   1987 — 1989
Bachelor's degree, Business Administration and Management, General

California State University-Fullerton   1987 — 1989
Bachelor of Arts (B.A.) in Management, General Management and operational Management

Experience
Santa Ana College  MSR IISchoolsFirst Federal Credit UnionJuly 2012 - Present
Pacific Mercantile Bank   July 2007 - December 2008

Skills
Microsoft Office, PowerPoint, Customer Service, Commercial Banking, Credit Analysis, Loans, Finance, Banking, Cash Management, Commercial Lending, Credit, Financial Analysis, Portfolio Management

Education
Santa Ana College   2010 — 2012
Associate of Science (AS), Gerontology

Experience
KPMG Advisory  January 2011 - Present
Pacific Mercantile Bank   May 2009 - January 2011
Bank of the West  October 2007 - May 2009
US Bank (formerly Downey Savings and Loan Association, F.A.)   2006 - 2007
Downey Savings  2006 - 2007
ACC Capital Holding   2005 - 2006
Option One Mortgage  2001 - 2005
FirstPlus Bank   1997 - 2001
FIRSTPLUS Bank fka Citizens Thrift & Loan   1997 - 2001
Aames Home Loan  1995 - 1997

Skills
Credit, Banking, Auditing, Internal Audit, Risk Management, Quality Assurance, Mergers & Acquisitions, Loans, Due Diligence, Financial Risk, Financial Services, Cash Management, Credit Analysis, Enterprise Risk...

Education
University of Phoenix   2004 — 2008
BA

Sierra College   1983 — 1984
Bookkeeping

Saint Hilda's College   1973 — 1977

Saint Mary   1965 — 1973

Experience
Merrill Lynch  November 2014 - Present
RE/MAX  February 2014 - October 2014
Pacific Mercantile Bank   September 2013 - March 2014
PNC  July 2007 - September 2013
BB&T  September 2005 - July 2007
SouthTrust  February 2002 - September 2005

Skills
Credit, Loans, Mortgage Lending, Banking, Finance, Investments, Refinance, Financial Services, Management, Underwriting, Insurance, Commercial Lending, Leadership, Loan Origination, Asset Management, Small Business Lending, Marketing, Consumer Lending, FHA, Business Development, Investment Properties, Residential Mortgages, Branch Management, Strategy, Sales, Asset Based Lending, Change Management, Event Planning, Event Management, Cross Selling, Relationship Management, Commercial Banking, Budgets, Wealth Management, Mortgage Banking, Asset Managment, Small Business, Commercial Mortgages, Branch Banking, Credit Analysis, Credit Risk, Market Planning, New Business Development, Sales Management, Construction Loans, Portfolio Management, Project Management, Team Development, Real Estate Financing, Real Estate

Education
University of Central Florida - College of Business Administration   2004 — 2006
Master of Business Administration (M.B.A.), Finance

San Jose State University   1993 — 1997
Bachelor of Business Administration (BBA), Business Administration and Management, General

Experience
Motive Lending  October 2014 - Present
UFF Lending   November 2013 - October 2014
Pacific Trust Mortgage   January 2013 - November 2013
Pacific Mercantile Bank   April 2011 - January 2013
Carrington Mortgage Services  October 2011 - April 2012
Lenox Financial  February 2008 - June 2010
Wells Fargo Home Mortgage  July 2006 - February 2008
Hispano Home Loans   October 1997 - December 2007
Zameena Corp. DBA: Dana Capital   December 1998 - June 2001

Skills
Conforming, Fannie Mae..., Mortgage Lending, Credit, FHA, Mortgage Banking, Refinance, Residential Mortgages, Loan Origination, Underwriting, VA loans, Loans, Retail, Wholesale, Investment Properties, First Time Home Buyers, Mortgage Underwriting, VA Loans, Banking, Real Estate, FHA Financing, Credit Analysis, Investors, Sales, USDA, Finance, Management, Credit Risk, Customer Service

Education
Rio Hondo College   2001 — 2005
Associate's Degree, Finance and Financial Management Services

LOS ANGELES POLICE ACADEMY   1998 — 2000
Associate's Degree, Criminal Justice/Police Science

Le Cordon Bleu College of Culinary Arts-Pasadena   2002 — 2004
Baking and Pastry Arts/Baker/Pastry Chef

Experience
Sunwest Bank  November 2009 - Present
Pacific Coast National Bank (Acquired)   November 2007 - November 2009
Vineyard Bank  2003 - 2007
Pacific Mercantile Bank   1999 - 2003

Skills
Cash Management, Payments, Banking, Commercial Banking, Credit, Financial Services, Commercial Lending, Credit Analysis, Deposits, Treasury Management, Customer Conversion, Risk Management, Lines Of Credit, Retail Banking

Education
San Diego State University-California State University

Experience
Pacific Mercantile Bank   September 2015 - Present
Rabobank, N.A.   May 2011 - September 2015
Rabobank, N.A.   March 2007 - May 2011
Rabobank, N.A.   November 2005 - March 2007
BNY Mellon, 1st Business Bank   2004 - 2005
Far East National Bank  1997 - 2004

Skills
Banking, Internet Banking, Project Management, Product Management, Information Technology, IT Management, IT Strategy, ITIL v3 Foundations..., PRINCE2, Risk Management, Financial Risk, Management, ACH, Retail Banking, Commercial Banking, Portfolio Management, Credit Risk, Credit, Payments, Vendor Management, Treasury Management, Credit Cards, Business Analysis, Strategy, Financial Services, Cash Management, Process Improvement, Strategic Planning, Leadership, Mergers & Acquisitions, Change Management

Education
California State University-Los Angeles   1984 — 1991
B.S., Mathematics, Applied

Experience
First California Mortgage Company  August 2015 - Present
Real Estate Mortgage Network, Inc.   October 2012 - July 2015
Pacific Mercantile Bank   June 2011 - October 2012
PacificBanc Mortgage   April 2007 - May 2011
Western Pacific Financial   May 2006 - March 2007
United Financial Mortgage  April 2005 - May 2006

Skills
Mortgage Banking, FHA, HomePath, VA Loans, FHA Financing, USDA, Investment Properties, Refinance, Residential Mortgages, Sales, Mortgage Underwriting, Real Estate Financing, Residential Homes, Certified Mortgage..., Credit, Underwriting, Foreclosures, FHA financing, Loans, Real Estate Transactions, Short Sales, REO, Referrals, Government Loans, First Time Home Buyers, Investors, VA loans, Mortgage Lending, DU Refi Plus, Loan Origination, Brokerage

Education
Golden West College   2000 — 2002
Real Estate, Real Estate

Experience
Peoples Bank  January 2015 - Present
Pacific Mercantile Bank   June 2014 - December 2014
Pacific Mercantile Bank   July 2013 - June 2014
Pacific Mercantile Bank   March 2012 - July 2013
Pacific Mercantile Bank   November 2010 - March 2012
Pacific Mercantile Bank   August 2010 - November 2010
Pacific Mercantile Bank   July 2007 - August 2010
Wells Fargo  January 2006 - July 2007
Wells Fargo  February 2004 - January 2006
Wells Fargo  February 2003 - February 2004

Skills
Notary Public, FIS Householding & CIS..., Microsoft Word, Excel,..., Policy, Banking, Training, Account Analysis, Internet Banking, Cash Management, Management

Education
Saddleback College   2000 — 2004
Associate's degree, Business Management

Trabuco Hills High School   1996 — 2000
High School Diploma

Experience
W.J. Bradley Mortgage Capital, LLC   October 2012 - Present
Pacific Mercantile Bank   March 2011 - Present

Skills
SBA, Small Business Lending, Asset Based Lending, Sales, Commercial Lending, Lines Of Credit, Mortgage Banking, Sales Management, VA loans, Customer Service, Commercial Mortgages, FHA, Loans, Mortgage Lending, Loan Origination, Real Estate, Underwriting, Short Sales, REO, Real Estate Transactions, Investment Properties, Investors, First Time Home Buyers, Real Estate Financing, Foreclosures, Referrals, Residential Homes, Residential Mortgages, Credit, Refinance, USDA, Reverse Mortgages, FHA financing, Mortgage Underwriting, Certified Mortgage..., Real Estate Economics, Government Loans, Loss Mitigation, Credit Analysis, Loan Servicing, Construction Loans, Financial Structuring, Home Equity Lines of..., Home Equity Loans, Commercial Real Estate, Funding, Mortgage Marketing, Wholesale Lending, Investments, Loan Modifications

Education
Orange Coast College

Experience
Diva Limousine, Ltd.   July 2014 - Present
Gilmore Bank  2003 - 2013
Pacific Mercantile Bank   2002 - 2003
Centennial First Financial Services   1997 - 2001
California State Bank Landmark Bank   1986 - 1997

Skills
Financial Analysis, Executive Management, Mergers & Acquisitions, Finance, Financial Management, New Business Development, Managerial Finance, Revenue & Profit Growth, Market Strategies, Performance Management, Loans, Banking Operations, Customer Retention, Team Building, Cash Management, Financial Modeling, Account Management, Strategic Planning, Global Finance, Financial Risk..., Financial Reporting, C-Level Negotiations, Compliance, Brand Development, Talent Acquisition, Turnaround Strategies &..., ROI Optimization, Internal Controls, Best Practices..., Program Management, P&L Responsibility, Marketing, Operations Management, Product Development, Business Process..., Regulatory Guidelines, Enterprise Risk..., Strategic Alliances, Long-term Customer..., Cross Functional Team..., Mentoring, Coaching, Marketing Strategy, Core Banking

Education
University of Utah   1982 — 1985
Juris Doctor (JD), Corporate and Commercial Emphasis

University of Utah
Master of Business Administration (MBA), Finance Concentration

Brigham Young University
Bachelor of Science (BS), Business Management and Finance

Experience
Mortgage Capital Partners  May 2013 - Present
iApprove Lending  2010 - 2013
Pacific Mercantile Bank   2008 - 2009
American Union Financial Services   2004 - 2008

Skills
Loans, Mortgage Lending, Banking, Portfolio Management, Refinance, FHA, Underwriting, Capital Markets, Mortgage Banking, Residential Mortgages, Credit, Risk Management, Real Estate, VA loans, Financial Analysis, Investments, Negotiation, Finance, Microsoft Excel, Sales Management, FHA financing, Credit Analysis, Loan Origination, Marketing Strategy, Investment Properties, New Business Development, USDA, Accounting, Marketing, Due Diligence, Strategic Planning, TILA, RESPA, ECOA, HMDA, Calyx Point, DataTrac, Encompass, FICS, LPS, Employee Management, VA Loans

Education
Pepperdine University
Bachelor of Science, Management

Valley Torah

Experience
Stearns Lending (NMLS #1854)   February 2015 - Present
Pacific Mercantile Bank   January 2013 - May 2014
Ovation Home Loans  June 2010 - March 2011
First Guaranty Financial Corp.   September 2001 - May 2010
Occidental Mortgage   1998 - 2000

Skills
USDA, Reverse Mortgages, Credit, Credit Analysis, FHA, Mortgage Banking, Refinance, Residential Mortgages, Loan Origination, FHA financing, Underwriting, Mortgage Lending, VA loans, Banking, Commercial Mortgages, Loans, Real Estate Financing, First Time Home Buyers

Education
Pasadena City College   1975 — 1977
MA, nursing

Experience
PrimeLending  November 2014 - Present
MortgageUtopia.com   April 1998 - Present
Bridgeview Bank Mortgage  April 2014 - October 2014
Proficio Mortgage Ventures, a wholly owned subsidiary of Proficio Bank   August 2013 - April 2014
Pacific Mercantile Bank   March 2011 - September 2013
Shelter Mortgage-Guaranty Bank   November 2009 - February 2011
Shelter Mortgage/Guaranty Bank   February 2009 - November 2009
Acceptance Capital Mortgage  November 2004 - May 2009
Summit Mortgage Corporation  October 2003 - November 2004
Amerifirst Financial Corporation   February 2000 - October 2003

Skills
Mortgage Lending, Loans, Real Estate, Mortgage Banking, Loan Origination, Refinance, FHA, Investment Properties, Credit, VA loans, USDA, Banking, Sales Management, Residential Mortgages, FHA financing, Finance, Sales, Investments, New Business Development, Reverse Mortgages, Real Estate Financing, CRM, Selling, Team Leadership, Management, Leadership, Entrepreneurship, Sellers, First Time Home Buyers, Foreclosures, Training, Real Estate Transactions, Residential Homes, Investors, Short Sales, Start-ups, Funding, Underwriting, REO, Referrals, Small Business, Strategy, Executive Management, Marketing, Commercial Real Estate, Real Estate Economics, B2B, Financial Structuring, Sales Process, Brokerage

Education
Universidad Autónoma de Guadalajara   1980 — 1983

Experience
Grant Thornton LLP  December 2014 - Present
Control Solutions International  April 2014 - November 2014
Pacific Mercantile Bank   April 2012 - March 2014
Federal Deposit Insurance Corporation  November 2010 - March 2012
Federal Deposit Insurance Corporation  January 2009 - November 2010
Indymac Bank  February 2003 - December 2008

Skills
Credit, Risk Management, Credit Analysis, Financial Analysis, Capital Markets, Structured Finance, Financial Reporting, Internal Audit, Securitization, Cash Flow, Accounting, Government, Contract Management, Syndications, CDO, Mergers, Banking Operations, Compliance, Risk Mitigation, Argus Modeling, Asset Management, Portfolio Management, Real Estate, Due Diligence, Finance

Education
University of Southern California - Marshall School of Business   2005 — 2008
Master of Business Administration (M.B.A.), Strategy and Finance

Arizona State University, W. P. Carey School of Business   1994 — 1997
Bachelor's Degree, Finance and Management

Experience
California Bank & Trust  November 2011 - Present
Pacific Mercantile Bank   April 2007 - November 2011

Education
University of California, Irvine   1999 — 2003
Bachelor, Economics

Experience
Sun Community Federal Credit Union  May 2013 - Present
California Coast Credit Union  November 2010 - Present
Pacific Mercantile Bank   July 2007 - February 2010

Skills
Commercial Lending, Loans, Portfolio Management

Education
UCLA Anderson School of Management   1994 — 1995

Experience
Excelerate Capital   September 2015 - Present
Excelerate Capital   March 2015 - Present
Banc of California-Banc Home Loans   January 2013 - February 2015
Pac Trust Bank   January 2013 - February 2015
Pacific Mercantile Bank   February 2011 - December 2013
Catalyst Lending INC  April 2010 - January 2011
Clarion Mortgage Capital  January 2006 - March 2010

Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Commercial Mortgages, Reverse Mortgages, Certified Mortgage..., FHA financing, USDA Rural Housing

Education
University of California, Los Angeles
Bachelor of Science, Political Science

University of California, Los Angeles

Experience
ProAmérica Bank   September 2014 - Present
Pacific Mercantile Bank   May 2013 - September 2014
Freedom Speakers Irvine   May 2010 - September 2014
American Security Bank  November 2011 - May 2013
Bank of America Merrill Lynch  May 2009 - November 2011
Alliance Bank  February 2002 - February 2009
Southern California Bank (acquired by US Bank)   May 1995 - January 2002
Corporate Bank (acquired by US Bank)   1987 - April 1995

Skills
Leadership, Management, Commercial Lending, Loans, Change Management, Leading Organizational..., Loans Administration, Communication, Banking, Construction Loans, Commercial Real Estate, Diversity, Risk Management, Commercial Banking, Portfolio Management, Loan Origination, Real Estate, Credit Risk, Credit Analysis, Small Business Lending

Education
University of California, Irvine
Supervisory Leadership Certificate

Experience
Montecito Village Travel   June 2011 - Present
New American Funding  September 2012 - February 2013
Pacific Mercantile Bank   April 2011 - November 2012
Maverick Funding  July 2010 - April 2011
Essex Mortgage  May 2009 - July 2010
Client First Commercial   July 2008 - February 2009
First Federal Bank  September 2007 - March 2008
New Century Mortgage  February 2007 - May 2007
MLNUSA  2006 - 2007
Mandalay Mortgage  2003 - 2006

Skills
FHA, Mortgage Banking, Mortgage Lending, Refinance, USDA, Loans, Loan Origination, VA loans, Credit, Sales, Management

Education
California State University-Long Beach   1988 — 1994
Bachelor of Arts, Communications

Experience
Banc of California  February 2013 - Present
Pacific Mercantile Bank   September 2011 - January 2013
Lucky Strikes Hollywood   August 2008 - November 2008
Orkin Commercial Services  February 2008 - August 2008
Saxon (A Morgan Stanley Company)   June 2007 - February 2008
New Century Mortgage  2003 - 2007

Skills
Account Management, CRM, Cold Calling, Competitive Analysis, Customer Service, Management, Marketing Strategy, Sales, Salesforce.com, Sales Management, Selling, Team Building, Troubleshooting

Education
California State University-Los Angeles   1996 — 2000
Bachelor of Science, International Business, Marketing, & Economics

Experience
Pacific Mercantile Bank   September 2001 - Present
California Bank & Trust  April 2000 - September 2001
National Bank of Southern California   1987 - 1997

Skills
Commercial Lending, Loans, Small Business Lending, Commercial Banking, Commercial Real Estate, Banking, Credit, Consumer Lending, Credit Analysis, Loan Origination, Portfolio Management

Education
NNA   1998 — 2018
Notary Public

Orange Coast College
accounting

Experience
Pacific Mercantile Bank   2012 - Present
The Samueli School of Engineering   2013 - Present
The Samueli School of Engineering - UCI   2013 - 2014
Prudential Financial  August 1999 - 2012
Imperial Bank  March 1997 - August 1999
Bank of America  January 1994 - March 1997

Skills
Structured Finance, Commercial Banking, Finance, Mergers, Start-ups, Investments, Financial Analysis, Management, Mergers & Acquisitions, Portfolio Management, Valuation, Credit, Credit Analysis, Venture Capital, Commercial Real Estate, Equities, Loans, Banking, Leveraged Finance, Business Development, Real Estate Economics, Financial Modeling, Accounting, Working Capital..., Real Estate, Emerging Markets, Commercial Lending, Relationship Management

Education
University of Pennsylvania - The Wharton School   2007 — 2007
The Leadership Journey

Center for Creative Leadership - Prudential   2002 — 2002
From Managing to Leading Others

University of California Irvine
MBA, Finance and Marketing

University of California, Irvine
BS in Electrical Engineering

Experience
Seacoast Commerce Bank  March 2013 - Present
Neighborhood National Bank  November 2011 - March 2013
Security Business Bank of San Diego   July 2010 - November 2011
Pacific Western bank  April 2006 - June 2010
Pacific Mercantile Bank   August 2005 - April 2006
California Bank & Trust  April 2004 - August 2005
Wells Fargo Bank  April 1994 - April 2004
Frist Western Bank   1985 - 1992

Skills
Small Business Lending, Credit, Loans, Commercial Lending, Banking, Commercial Banking, Customer Relations, Customer Service, Portfolio Management, Sales Management, Asset Based Lending, Real Estate, Retail Banking, Commercial Mortgages, Financial Analysis, Private Banking, Mortgage Lending, SBA, Cash Management, Credit Analysis, Underwriting, Lines Of Credit, Loan Origination, Small Business, Consumer Lending, Business Development, Credit Risk, Cross Selling, Branch Banking, Construction Loans, Real Estate Financing, Leadership, Risk Management, Finance, Mortgage Banking, Relationship Management, Financial Structuring, Refinance, Cash Flow Lending, SBA 504, Treasury Management, Branch Management, Real Estate Economics, Funding, Commercial Finance, Financial Institutions, Loan Servicing, Financial Services, Factoring, Residential Mortgages

Education
National University   1980 — 1984

San Diego High School   1978 — 1980

Experience
FirstCal Wholesale   February 2015 - Present
Total Mortage Wholesale   October 2013 - Present
TOTAL MORTGAGE WHOLESALE   September 2013 - Present
Pacific Mercantile Bank   January 2011 - Present
Provident Bank  December 2007 - January 2010

Skills
Investment Properties, Refinance, Mortgage Banking, Loans, First Time Home Buyers, Residential Mortgages, FHA, Loan Origination, Real Estate, REO, VA Loans, Foreclosures, Real Estate Financing, Short Sales, Investors, FHA Financing, Credit, Mortgage Lending, Referrals, USDA, Residential Homes, Sellers, Single Family Homes, Real Estate Transactions

Education
Adams State University

Experience
New American Funding  May 2012 - Present
WJ Bradley Mortgage Lending   October 2009 - April 2012
Pacific Mercantile Bank   July 2009 - October 2009
Prospect Mortgage  August 2008 - July 2009
IndyMac Bank Retail Lending Division   October 2007 - August 2008
Barrington Capital  February 2004 - October 2007
Lindstrom Financial   February 2002 - February 2004

Skills
FHA, VA loans, Loans, Loan Origination, Mortgage Lending, Residential Homes, Refinance, First Time Home Buyers, FHA financing, Reverse Mortgages, Short Sales, Banking, Mortgage Banking, Investment Properties, Credit, Financial Analysis, Relocation, Underwriting, Finance, Credit Analysis, Negotiation, Sales, Loss Mitigation, USDA, Real Estate, Certified Mortgage..., Residential Mortgages, REO, Contract Negotiation, Marketing, Risk Management, Sales Management, Customer Service, Strategic Financial...

Education
California State University-Fullerton   1994 — 1996
Sociology

Golden West College   1990 — 1994
AA, Sociology

Experience
California Republic Bank  August 2014 - Present
Pacific Mercantile Bank   2009 - February 2011
Pacific Mercantile Bank   2008 - 2009
GE REAL ESTATE  2001 - 2008
GE Commercial Finance  November 1997 - July 2001
Baird & Warner  1996 - June 1997

Education
Ferris State University

Western Michigan University

Experience
Peak Capital Group   April 2010 - Present
Sperry Van Ness  April 2009 - April 2010
Bridgelock Capital/Peak Capital Group   October 2006 - October 2008
Pacific Mercantile Bank   October 2006 - October 2008
MJW Investments  August 2004 - August 2005
George Smith Partners  August 1998 - August 2004

Skills
Real Estate Transactions, Due Diligence, Commercial Real Estate, Property Management, Leases, Valuation, REO, Mortgage Lending, Marketing, Negotiation, Location Intelligence

Education
California State University-Northridge   1995 — 1998
Bachelor of Business Administration (B.B.A.), Finance

Experience
Pacific Premier Bank  April 2015 - Present
Sunwest Bank  March 2012 - April 2015
Pacific Mercantile Bank   October 2011 - February 2012
Pacific Mercantile Bank   May 2009 - September 2011
Grant Thornton  August 2003 - May 2009

Education
California State University-Fullerton   2000 — 2003
BA, Accounting

Experience
BBVA  2013 - Present
Chase  2011 - 2013
Commercial Lending Capital   2009 - 2011
First National Bank Of Southern California   2007 - 2009
Pacific Mercantile Bank   2005 - 2007
Wells Fargo Bank  2003 - 2005
Bank of America  1998 - 2003
Citibank  1989 - 1998

Skills
Business Development, Commercial Banking, Commercial Lending, Accounts Receivable..., Treasury Management, Lines Of Credit, Leasing, Payroll, SBA Lending, Social Networking, ACT! Contact Management, Microsoft Office, Web Applications, Coaching, Insurance

Education
California State University-Los Angeles   1984 — 1985
Business Administration

California State University-San Bernardino   1982 — 1984

Experience
On Q Financial, Inc.   May 2015 - Present
New American Funding  October 2014 - May 2015
iMortgage.com, Inc.   September 2011 - September 2014
Pacific Mercantile Bank   November 2010 - September 2011
Gold Coast Glass and Mirror, Inc.   August 2007 - November 2010
Bristol Home Loans  1999 - 2005
Tricor Mortgage   1997 - 2001
Tricor Mortgage   1997 - 2001

Skills
Refinance, Mortgage Lending, Human Resources, Mortgage Banking, Loans, Portfolio Management, Residential Mortgages, FHA, Foreclosures, REO, Loan Origination, Credit

Education
Golden West College   2008 — 2009
In Process, Psychology

Experience
Pacific Mercantile Bank   January 2014 - Present
CapitalSource  September 2012 - January 2014
Kilroy Realty Corporation  November 2010 - September 2012
KPMG  September 2006 - October 2010

Skills
Internal Controls, SEC filings, Financial Reporting, Sarbanes-Oxley Act, US GAAP, XBRL, Technical Accounting..., Auditing, Financial Analysis, Internal Audit, Financial Accounting, CPA

Education
California Polytechnic State University-San Luis Obispo   2002 — 2006
Bachelor of Science, Business Administration

Experience
Farmers & Merchants Bank of Long Beach  July 2013 - Present
First Republic Bank  September 2011 - July 2013
American Security Bank  April 2010 - August 2011
Pacific Mercantile Bank   October 2008 - May 2010
Comerica  October 1998 - October 2008
Imperial Bank  1998 - 2001

Skills
Credit Analysis, Commercial Lending

Education
California State University-Fullerton, Mihaylo College of Business and Economics   2004 — 2007
BA, Finance

Experience
Pacific Premier Bank  June 2015 - Present
Pacific Premier Bank  April 2014 - Present
Pacific Mercantile Bank   October 2013 - March 2014
Farmers & Merchants Bank of Long Beach  January 2013 - September 2013
Farmers and Merchants Bank  August 2012 - January 2013
Farmers & Merchants Bank of Long Beach  February 2005 - August 2012
Inland Empire National Bank   November 2003 - February 2005
Citizens Business Bank  July 1999 - October 2003
Pitney Bowes  February 1998 - July 1999
Christian Discount Book Center   1992 - 1998

Skills
Credit Analysis, Internal Audit, Commercial Banking, Consumer Lending, Commercial Lending, Commercial Leasing, Commercial Real Estate, Asset Based Finance, Asset Based Lending, Asset Backed Lending, Asset Backed Financing, Commercial Lines, Lease Financing, Banking, Small Business Lending, Loans, Finance, Lines Of Credit, Underwriting, Credit, Portfolio Management, Commercial Mortgages, Loan Origination, Retail Banking, Cash Management, SBA, Leadership, Mortgage Banking

Education
California State University-Long Beach   1986 — 1992
Humanites & Marketing, German & Marketing

Golden West College   1992 — 1995
Business Administration and Management, General

Carl von Ossietzky Universität Oldenburg   1990 — 1990
Bachelor of Arts (BA), Germanic Languages, Literatures, and Linguistics

Experience
Pacific Premier Bank  April 2014 - Present
Pacific Mercantile Bank   December 2009 - January 2013
First California Bank  February 2006 - October 2008
Poway Unified School District  1999 - 2004

Skills
Life Insurance License, Premium Financing, Asset Based Lending, Credit, Banking, Commercial Mortgages, Asset, Finance, Funding, Portfolio Management, Relationship Management, Business Relationship..., Risk Management, Operational Risk, Credit Risk, Risk Assessment, Financial Risk

Education
National University   2001 — 2004
MBA

National University   1999 — 2001
BS, Financial Management

Experience
SullivanCurtisMonroe  August 2012 - Present
SullivanCurtisMonroe  August 2007 - August 2012
Pacific Mercantile Bank   December 2003 - August 2007

Skills
Customer Service, Strategic Planning, Microsoft Office, Microsoft Excel, Microsoft Word, Process Improvement, Project Management, Coordinating Events, Event Planning, Event Management, Organizational..., Webinar Management, Webinars, GoToMeeting, iPad, iPhone, iOS, Windows 7, Windows, Vendor Management, Vendor Relationships, Office Management, Social Networking, Social Media, Dreamweaver, Conference Rooms, Audio Conferencing, Sagitta, timeIPS, Firefox, Facilities Management, Cpr Certified, First Aid, Employee Wellness..., GIMP, Employee Surveys, Microsoft Publisher, Benefits Administration

Education
University of California, Irvine   2012 — 2015
Certificate, Business Administration, Business Administration Certificate Program

Experience
Wells Fargo  May 2015 - Present
Pacific Mercantile Bank   May 2013 - Present
Wells Fargo  September 2007 - May 2013
Premier Service Bank  January 2005 - September 2007
Foothill Independent Bank  January 2005 - December 2005
Chino Commercial Bank  June 2002 - January 2005

Skills
Management, Underwriting, Corporate Portfolio..., Commercial Lending, Loans, Banking, Credit Analysis, Credit, Portfolio Management, Commercial Banking, Cross Selling, Commercial Mortgages, Branch Banking, Small Business Lending, Lines Of Credit, Loan Origination, Mortgage Lending, Consumer Lending, Cash Management

Education
Azusa Pacific University   1999 — 2002
MBA, Business

Azusa Pacific University   1995 — 1998
Masters, Business Administration

Azusa Pacific University
Bachelors of Arts, Business Administration

Experience
Plaza Bank  October 2013 - Present
California Bank & Trust  February 2009 - September 2013
Alliance Bank  January 2005 - February 2009
Pacific Mercantile Bank   March 2001 - December 2004

Education
Irvine Valley College

Experience
Federal Deposit Insurance Corporation  Consultant Special AssetsPacific Mercantile Bank2012 - 2015
Pacific Mercantile Bank   2012 - 2015
FDIC  2009 - 2012

Skills
Loans

Education
Cal Poly Pomona

Cal State Long Beach

Experience
Golden Empire Mortgage  July 2012 - Present
CUSO Mortgage - temp job   February 2012 - June 2012
IMPAC  November 2011 - January 2012
Pacific Mercantile Bank   September 2009 - February 2011
Prospect Mortgage, LLC  August 2008 - September 2009

Skills
FHA, Conventional, VA, Funding, Mortgage Lending, Mortgage, Loans, Banking, Refinance, Mortgage Banking

Education
El Camino College

Redondo Union High School
High School Diploma

Experience
Pacific Mercantile Bank   November 2011 - Present
Pacific Mercantile Bank   November 2011 - Present
Pacific Mercantile Bank   November 2011 - Present

Education
Long Beach City College   1978 — 1982

Long Beach State

Experience
Pacific Mercantile Bank   December 2014 - Present
The Standard  April 2008 - July 2014
Pacific Crest Technology  April 2006 - April 2008
Fluor  April 2001 - April 2006
Pacific Life  December 1995 - April 2001

Skills
Human Resources, Administrative..., Access, Outlook, Administration, Management, Talent Acquisition, SharePoint, Spreadsheets, Microsoft Excel, Customer Service, PowerPoint, Microsoft Word, Policy, Accounting, Customer Satisfaction, New Hire Orientations, Auditing, Editing, Insurance

Education
Saddleback College   2000 — 2000
General Accounting, 4.0

Experience
Pacific Mercantile Bank   October 2014 - Present
American Security Bank  July 2008 - August 2014
Desert Community Bank  April 2005 - June 2008
American Security Bank  July 1993 - April 2005

Skills
Credit, Loans, Commercial Lending, Credit Analysis, Commercial Banking, Banking, Small Business Lending, Credit Risk, Portfolio Management, Lines Of Credit, Underwriting, Retail Banking, Loan Origination, Risk Management, Financial Risk

Education
La Puente Hight School   1976 — 1979

Mt. San Antonio College