Sente Mortgage
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Sente Mortgage Employees
Sente Mortgage August 2014 - Present
HomeBridge Financial Services, Inc. December 2013 - July 2014
PNC Mortgage April 2011 - September 2012
SWBC Mortgage February 2010 - March 2011
Norris Construction March 2006 - February 2010
Century 21 HSK October 2004 - March 2006
Bank of America February 1997 - July 2004
Skills
Mortgage Purchase..., Mortgage Counseling, Real Estate, Mortgage Lending, Refinance, Sellers, Loans, Investments, Listings, Real Estate Economics, Mortgage Marketing, Property, Contract Negotiation, Finance, Negotiation, Buyers, First Time Home Buyers, Investment Properties, Foreclosures, Short Sales, REO, Referrals, Home Equity Loans, Residential Homes, New Home Sales, Single Family Homes, Residential Mortgages, Loan Origination, VA loans, Government Loans, Self-Employed Borrowers, Relocation Buyers, Real Estate Financing, Real Estate Transactions, Home Builders, Purchase Financing, Refinancings, Residential Investment..., Investment Property..., Multi-family Investment..., Investment Property..., USDA Rural Housing, Down Payment Assistance, VA Loans
Education
Texas State University 1997 — 2000
Gibraltar Lending, LLC June 2015 - Present
Sente Mortgage February 2015 - Present
CMG Financial May 2014 - Present
Franklin American Mortgage Company March 2014 - May 2014
Gold Financial Services - a Division of AmCap Mortgage LTD July 2013 - March 2014
Nations Reliable Lending May 2013 - July 2013
Network Funding,LP January 2009 - May 2013
Wholesale Mortgage January 2006 - January 2009
American Federated Mortgage January 2003 - January 2006
Skills
First Time Home Buyers, FHA financing, Refinance, VA loans, USDA, Mortgage Banking, Real Estate, Investment Properties, Certified Mortgage..., Construction Loans, Home Equity Loans, Home Equity Lines of..., Mortgage Planning, Condos, Debt Consolidation, Conventional, Jumbo Loans, Texas Veterans Land..., Mortgage Lending, FHA Financing, Credit Analysis, Sales, VA Loans
Education
Macomb Community College
Caliber Home Loans January 2013 - Present
Sente Mortgage August 2012 - January 2013
Wells Fargo April 2010 - August 2012
InterLinc Mortgage Services, LLC July 2008 - April 2010
Skills
Loan Origination, Mortgage Banking, FHA, Mortgage Lending, Loans, USDA, FHA financing, Refinance, Credit Analysis, VA loans, Government Loans, Residential Mortgages, Mortgage Underwriting, Construction Loans, Credit, Reverse Mortgages, VA Loans
Education
Southwest Texas Junior College
Sente Mortgage September 2015 - Present
RMC Vanguard Mortgage Corp/Patriot Bank January 2013 - September 2015
RMC Vanguard Mortgage Corp July 2012 - January 2013
Affiliated Bank Mortgage May 2010 - April 2011
Skills
Loans, Mortgage Banking, Microsoft Office, Title Insurance, Foreclosures, First Time Home Buyers, Loan Servicing, Outlook, Residential Mortgages, Mortgage Lending, Encompass, Calyx Point, Refinance, FHA, Banking, Certified Mortgage..., Closings, Commercial Mortgages, Construction Loans, Consumer Lending, Credit, Credit Analysis, FHA financing, Government Loans, Home Equity Loans, Loan Modifications, Loan Origination, Loss Mitigation, Mortgage Marketing, Mortgage Servicing, Real Estate, Real Estate Financing, VA loans, Mortgage Underwriting, Real Estate Economics, Underwriting, FHA Financing, VA Loans
Education
Louisiana State University 1972 — 1972
Robert E. Lee High School
Sente Mortgage March 2014 - Present
Timberline1 Management Company July 2011 - January 2014
Timberline1 Management Company January 2010 - July 2011
Whitehurst, Harkness, Brees & Cheng November 2007 - May 2008
Skills
Interviews, Event Planning, Career Counseling, Public Speaking, Customer Service, Management, Career Development, Program Management, Resume Writing, Staff Development, Marketing, Public Relations, Team Building, Higher Education, Recruiting, Research, Analysis, Social Media, Leadership Development, Event Management, Teaching, Strategic Planning, Team Management, Hiring, Databases, Supervisory Skills, Coaching, Mortgage Banking, Social Networking, Troubleshooting, Residential Mortgages, Customer Relations, Quality, Fundraising, Organizational..., Employee Relations, Program Development, Documentation, Data Analysis, Team Leadership, Budgets, Loan Origination, VA loans, Jumbo Mortgage, First Time Home Buyers, Business Development, FHA financing, USDA Rural Housing, Account Management, Down Payment Assistance
Education
Lake Travis
Saint Mary's College of California
The University of Texas at Austin
BA, Theater and Dance
CMG Financial September 2014 - Present
Sente Mortgage March 2014 - August 2014
Lola VFX February 2012 - September 2013
Herbalife October 2012 - June 2013
Baked FX October 2011 - February 2012
Skulley Effects January 2011 - February 2012
Game Show Network January 2011 - May 2011
Texas Student Television August 2008 - December 2010
Critical Information Network May 2009 - August 2009
Skills
Customer Service, Investment Properties, Conventional Mortgage, Sales, Finance, Real Estate, Research, Investments, FHA financing, VA financing, Jumbo Mortgage, USDA Rural Housing, Business Networking, Compositing, Nuke, Photoshop, Visual Effects, Feature Films, Motion Graphics, Mortgage Lending, VA loans, Mortgage Banking, Management, Social Media, First Time Home Buyers, Investors, Marketing, Microsoft Excel
Education
The University of Texas at Austin 2008 — 2011
Bachelor's, Radio Television Film, 3.9 / 4.0 GPA
Coppell High School 2004 — 2008
Loan Simple, Inc January 2015 - Present
Supreme Lending March 2014 - January 2015
AmeriPro Funding January 2012 - March 2014
Flagstone Lending Group January 2011 - December 2011
Supreme Lending 2009 - 2011
Sente Mortgage 2007 - 2009
DHI Mortgage 2006 - 2007
Skills
Mortgage Banking, Mortgage Lending, Cold Calling, Negotiation, Sales, Investment Properties, Credit, Residential Mortgages, Investments, Real Estate, FHA Financing, First Time Home Buyers, Refinance, USDA
Education
Texas A&M University 1997 — 2001
B.S., Animal Science
Westlake High School 1992 — 1996
Sente Mortgage August 2013 - February 2014
University of Electronic Science and Technology of China February 2007 - November 2008
Skills
Microsoft Excel, Mandarin, Matlab, Statistics, Research, Microsoft Office, Data Analysis, Public Speaking, Economics, English, SPSS
Education
Syracuse University - Maxwell School of Citizenship and Public Affairs 2010 — 2012
Master of Arts (MA), Economics
2009, University of Electronic Science and Technology (UESTC) 2006 — 2009
MS, Information Engineering
University of Electronic Science and Technology 2002 — 2006
BA, Information Engineering
Sente Mortgage September 2013 - Present
Patriot Bank Mortgage May 2013 - September 2013
Colonial National Mortgage October 2009 - May 2013
Wells Fargo Home Mortgage June 2006 - October 2009
Skills
Real Estate, Investments, REO, Investors, Foreclosures, Referrals, USDA, Loans, Residential Mortgages, FHA financing, Mortgage Banking, New Home Sales, FHA, Mortgage Lending, Loan Origination, Refinance, VA loans, Non-Conforming, Government Loans, Construction Loans
Education
The George Washington University
Sente Mortgage October 2007 - Present
Milestone Mortgage August 1998 - October 2007
Schertz Bank & Trust May 1984 - August 1998
Skills
Mortgage Banking, FHA, Refinance, Mortgage Lending, Residential Mortgages, VA loans, USDA, FHA financing, Loans, Credit, Mortgage Underwriting, Management, Financial Analysis, Operations Management, Team Building, Construction Loans, Reverse Mortgages, Certified Mortgage..., Credit Analysis, Banking, First Time Home Buyers, VA Loans, FHA Financing
Education
St. Phillip's College
The University of Texas at Austin
One Trust Home Loans March 2015 - Present
Victorian Finance, LLC July 2014 - March 2015
NRL November 2012 - June 2014
Sente Mortgage March 2011 - November 2012
Republic State Mortgage March 2009 - March 2011
Oasis Bank, ssb December 2004 - February 2009
Convergys Corporation December 1997 - September 2004
Skills
Residential Mortgages, Jumbo Mortgage, FHA financing, First Time Home Buyers, Client Service, Follow-up, Strategic Communications, Mortgage Lending, Strategic Planning, Financial Analysis, Financial Services, Management, Loans, Refinance, Team Building, Sales, Mortgage Banking, CRM, FHA, Strategy, Residential Homes, VA loans, USDA, Credit, Construction Loans, Government Loans, Real Estate Transactions, Marketing, Investment Properties, Finance, Real Estate, Credit Analysis, Underwriting, Commercial Real Estate, Client Services, FHA Financing
Education
University of Houston
Frost Bank March 2014 - Present
Sente Mortgage August 2012 - March 2014
PrimeLending, A PlainsCapital Co. February 2004 - July 2012
Central Mortgage January 2003 - February 2004
Iwayloan, LP May 2001 - January 2003
IBT Technologies 2000 - 2001
Skills
Investment Properties, Loans, Mortgage Banking, Construction Loans, Real Estate, Finance, Home Equity Loans, Banking, Customer Service, Real Estate Transactions, Underwriting, Real Estate Financing, Foreclosures, Relocation, Reverse Mortgages, Loan Origination, Credit, Real Estate Economics, Credit Analysis, Funding, Purchase, Investors, Conventional, Construction Lending
Education
The University of Texas at Austin 1995 — 1999
B.S., Communication
Legacy Mutual Mortgage November 2014 - Present
Cobalt Mortgage September 2013 - November 2014
Caliber Home Loans January 2013 - September 2013
Sente Mortgage April 2012 - January 2013
JPMorgan Chase November 2010 - April 2012
JP Morgan Chase March 2008 - November 2010
Countrywide Home Loans 2007 - 2008
Countrywide Home Loans 2004 - 2007
Credit Union of Texas 2003 - 2004
Skills
Mortgage Banking, FHA, VA loans, USDA, Refinance, Home Equity Loans, Public Speaking, Team Building, Sales Management, Team Leadership, Loan Origination, Mortgage Lending, FHA financing, Government Loans, Loans, First Time Home Buyers, Real Estate, Residential Mortgages, Investment Properties, Certified Mortgage..., Referrals, Sales, Real Estate Transactions, Foreclosures, Credit, Mortgage Marketing, Mortgage Underwriting, Mortgage Servicing, Training, Construction Loans, Reverse Mortgages, Real Estate Economics, Loss Mitigation, Finance, Credit Analysis, Funding, Real Estate Financing, Consumer Lending, Underwriting, Home Equity Lines of..., Commercial Mortgages, Loan Servicing, Commercial Lending, Banking, Retail Banking, Rates, Non-Conforming, Small Business Lending, Financial Structuring, Lines Of Credit
Education
Oral Roberts University 2001 — 2003
BS, Business Management
Tabor College 1999 — 2001
Business Administration and Management, General
Sente Mortgage September 2003 - Present
Penland Team September 2003 - Present
Sente Mortgage 2005 - 2013
BNI (Business Network International) 2006 - 2011
Dell November 2000 - September 2003
Sojourn Development Group June 1998 - September 2000
Skills
Mortgage Lending, FHA, Credit, Mortgage Banking, First Time Home Buyers, Banking, Certified Mortgage..., Commercial Mortgages, Construction Loans, Credit Analysis, FHA financing, Finance, Foreclosures, Government Loans, Home Equity Loans, Investments, Investors, Mortgage Underwriting, Real Estate Economics, Real Estate Financing, Real Estate Transactions, Reverse Mortgages, Short Sales, USDA, Underwriting, VA loans, Loan Origination
Education
Texas State University-San Marcos 1996 — 1999
Stroman
Sente Mortgage December 2012 - Present
Wintrust Financial Corporation June 2010 - November 2012
Crohn's & Colitis Foundation of America September 2009 - November 2012
FBOP Corporation January 2005 - February 2010
FBOP Corporation 2000 - January 2005
First Bank of Oak Park January 1997 - January 2000
First Bank of Oak Park January 1995 - January 1997
First Bank of Oak Park September 1992 - January 1995
Wells Fargo March 1988 - August 1992
Marcus Hotel Corporation January 1981 - January 1988
Skills
Organizational..., Business Change..., Executive Coaching, Project Planning, Acquisition Integration, Sales Coach, Sales Management, Diversity Training, Corporate Communications, Internal Communications, Interaction Design, Solution Architecture, Cross-functional Team..., Thought Leadership, Professional Mentoring, Building Relationships, Process Definition, Multi Tasking, Organizational Needs..., Troubleshooting, Collaborative Problem..., Problem-based Learning, Diversity Champion, Trusted Advisor, Change Management, Human Resources, Sales, Team Building, CRM, Management, Program Management, Workshop Facilitation, Strategic Planning, Risk Management, Analysis, Leadership Development, Policy, Banking, Employee Training, Executive Management, Mergers & Acquisitions, Organizational..., Budgets, Training, Performance Management, Leadership, Strategy, Talent Management, Organizational..., Coaching
Education
National Louis University 2000 — 2002
Master of Business Administration (M.B.A.), Business, Management, Marketing, and Related Support Services, 4.0
Sente Mortgage October 2014 - Present
PNC Mortgage March 2013 - April 2014
Mortgage IQ/The Home Lending Group March 2012 - March 2013
Metlife Resources March 2009 - February 2012
AXA Equitable July 2008 - March 2009
Skills
Mortgage Lending, Retirement Planning, Investments, Finance, Certified Mortgage..., Series 7, Mutual Funds, Wealth Management, Retirement, Series 63, Fixed Annuities, Strategic Financial..., Securities, Insurance, Financial Services, Life Insurance, Portfolio Management, Series 6, Financial Analysis, Estate Planning, USDA
Education
Dekalb Community College
Business
Sente Mortgage February 2015 - Present
Benchmark Mortgage (NMLS #2143) March 2014 - February 2015
Nationstar Mortgage June 2013 - January 2014
Sutherland Global Services June 2012 - May 2013
MemberSource Credit Union September 2005 - April 2012
Skills
Loan Servicing, Home Equity Loans, Banking, Real Estate Financing, Customer Service, Formal Verification, Loans, Mortgage Lending, Software Documentation
Education
University of Houston 2001 — 2002
General Studies
Alief Hastings High School 1997 — 2001
High School Diploma
MyPetCredentials January 2013 - Present
OnQ Financial September 2011 - Present
Sente Mortgage August 2009 - September 2011
Countrywide Home Loans January 2007 - July 2009
Federated Funding LLC April 2005 - January 2007
The Loan Officer Guide 2004 - 2006
Mortgage Associates of Texas November 1999 - March 2005
Skills
Mortgage, Mortgage Banking, Mortgage Lending, Mortgage Industry, Real Estate, Residential, USDA, Conventional, VA, Sales Management, Team Leadership, Mentoring, Residential Homes, Loan Origination, Residential Mortgages, REO, FHA, VA loans, Investment Properties, Team Building, First Time Home Buyers, FHA financing, Finance, Commercial Mortgages, Refinance, Certified Mortgage..., Construction Loans, Sales, Loans, Funding, Real Estate Financing, Credit Analysis, Reverse Mortgages, Credit, Government Loans, Mortgage Underwriting, Underwriting
Education
University of Houston-Downtown
BBA, Finance
PNC 2013 - 2015
Sente Mortgage 2012 - 2013
JPMorgan Chase 2009 - 2012
JPMorgan Chase 2004 - 2009
Charles Schwab 2001 - 2004
Banc One Securities Corporation 1992 - 2001
Skills
Mortgage Banking, Residential Mortgages, High Performance Teams, Organizational..., Exceed Sales Goals, Sales Management, Talent Management, Coaching, Financial Advisory, Highly versatile, Financial Services, Talent Developer, Sales Process, Articulate Communicator, Loans, Investments, Mortgage Lending, FHA, Credit Analysis, Underwriting, Credit, Leadership, Real Estate, Team Leadership, Loan Origination, Management, FHA financing, Refinance, VA loans, Sales, Construction Loans, Mortgage Underwriting, Home Equity Loans, Reverse Mortgages, Consumer Lending, Insurance, Government Loans, Relationship Management, Real Estate Financing, USDA, Retail Banking, Strategy, Banking, Investment Properties, Certified Mortgage..., First Time Home Buyers, Loan Servicing, Mortgage Marketing, Commercial Mortgages, VA Loans
Education
The University of Texas at Austin 1977 — 1981
Business Administration and Management, General
University of Virginia - Darden Graduate School of Business Administration
Leading Strategic Change
St. Mark's School of Texas 1972 — 1977
PrimeLending March 2015 - Present
NOLA Lending Group July 2014 - February 2015
Sente Mortgage July 2013 - June 2014
Capital One Home Loans April 2012 - July 2013
Capital One Home Loans February 2010 - April 2012
Wells Fargo January 2009 - February 2010
Wells Fargo June 2006 - January 2009
Chase August 2003 - August 2004
Washington Mutual September 2002 - May 2003
Education
Northwood University-Texas 2004 — 2009
Bachelor of Business Administration, Management, Finance and Banking
Cendera Funding February 2015 - Present
NOLA Lending Group July 2014 - February 2015
Sente Mortgage January 2014 - July 2014
Nationstar Mortgage March 2013 - January 2014
Bank of America March 2012 - March 2013
Skills
Microsoft Excel, Access, Insurance, Microsoft Word, Management, Sales, Customer Service, Outlook, Mortgage Lending, Invoicing, Loans, Underwriting, Banking, Credit, Mortgage Banking, Loan Origination, Refinance, FHA, Residential Mortgages
Education
The University of Texas at Dallas 2012 — 2020
Master of Business Administration
University of North Texas 2007 — 2009
Bachelors of Science, Criminal Justice
Collin County Community College
Associates of Arts
Revolve Solar May 2015 - Present
NRG Home Solar October 2014 - January 2015
Sente Mortgage March 2014 - July 2014
Q2ebanking June 2013 - December 2013
Austin Portfolio Real Estate Keller Williams Luxury Int'l May 2011 - March 2012
Skills
Marketing, Salesforce.com, Agile Methodologies, Social Media Marketing, Analytics, JIRA, Email Marketing, Solar Energy, Renewable Energy, Solar PV, HubSpot, Energy Efficiency, Photovoltaics, Marketing Strategy, Customer Service, Microsoft Excel, Content Writing, Content Management, Online Marketing, Digital Marketing, Marketing Communications
Education
The University of Texas at Austin 2008 — 2013
Bachelor of Arts (BA), Astronomy
Vista Consulting Group June 2015 - Present
Sente Mortgage August 2013 - July 2014
Texas Commission on Environmental Quality 2008 - 2012
Skills
Newsletters, Marketing, Sales, Community Outreach, Event Management, Funding, Time Management, Investment Properties, Real Estate Transactions, Mortgage Lending, Trade Shows, Social Media, Budgets, Social Media Marketing, Marketing Communications, Strategic Planning, Event Planning, Market Research, Residential Homes, Real Estate
Education
Texas State University-San Marcos 2004 — 2008
Bachelor of Business Administration (BBA), Marketing
Angleton High School 2001 — 2004
High School
Amplify Credit Union August 2014 - Present
Sente Mortgage January 2013 - Present
Sente Mortgage March 2010 - December 2012
Home Trust Mortgage June 2009 - January 2010
Skills
Financial Analysis, Mortgage Banking, Secondary Mortgage..., Encompass, Economics, Databases, Lead Generation, Finance
Education
Boston University 2005 — 2009
Bachelor of Arts (B.A.), Economics, Magna Cum Laude, GPA 3.66/4.0. Dean's Lists, 4 semesters
Sente Mortgage August 2014 - Present
Legacy Mutual Mortgage July 2013 - July 2014
Compton's Lamps and Shades February 2013 - June 2013
The French Connection Events October 2012 - December 2012
The University of Texas at San Antonio August 2012 - December 2012
Brigham Young University, McKay School of Education October 2011 - August 2012
Brigham Young University April 2008 - April 2012
Brigham Young University October 2008 - April 2009
CP Scrapbooks August 2007 - August 2008
Skills
Stata, SPSS, Qualitative Research, Quantitative Research, Microsoft Technologies, People Skills, Organization, Research, Policy Analysis, Economics, Data Analysis, International Relations, Public Policy, Microsoft Office, Public Speaking, PowerPoint, Leadership, Microsoft Word, Social Media, Teaching, Microsoft Excel, Editing, Customer Service
Education
Brigham Young University 2008 — 2012
Bachelor of Arts, Political Science
CMG Financial September 2014 - Present
Sente Mortgage September 2009 - September 2014
PrimeLending September 2007 - August 2009
New Century Mortgage January 1998 - July 2007
Financial Industries Corp January 1988 - January 1998
Skills
VA loans, Residential Mortgages, FHA, Mortgage Banking, Mortgage Lending, USDA, First Time Home Buyers, Refinance, FHA financing, Reverse Mortgages, Certified Mortgage..., Loan Origination, Real Estate, Construction Loans, Government Loans, VA Loans, FHA Financing
Education
Baker College of Muskegon 1982 — 1984
Associate's Degree, Business Administration and Management, General
Sente Mortgage June 2007 - Present
Education
Stagen 2009 — 2010
Integral Leadership Program
The Aji Network 2004 — 2008
BPC, LEIP
Duke University 1987 — 1991
Bachelor's degree, Economics
Darien High School 1985 — 1987
St. Pauls School 1982 — 1985
Stonegate Mortgage Corporation (NYSE: SGM) August 2014 - Present
Sente Mortgage April 2014 - August 2014
JPMorgan Chase May 2012 - April 2014
Indecomm Global, Inc. December 2010 - May 2012
JPMorgan Chase June 2008 - December 2010
DHI Mortgage June 2006 - May 2008
Wells Fargo Home Mortgage August 2005 - February 2006
First Franklin January 2004 - August 2005
Skills
Customer Service, Mortgage Banking, Mortgage Lending, Mortgage Underwriting, FHA, Loans, VA loans, Underwriting, Residential Mortgages, Leadership, Mortgage Servicing, Banking, Refinance, Loan Origination, Loss Mitigation, Government Loans, Credit, Financial Analysis, Finance, Loan Servicing, Credit Analysis, Credit Risk, USDA, Consumer Lending, Risk Management, FHA financing, Human Resources, Mediation, Time Management, Construction Loans, Reverse Mortgages, Home Equity Loans, Commercial Lending, Training, Commercial Mortgages, FHLMC, Financial Services, FNMA, Wholesale Lending, Non-Conforming, First Time Home Buyers, Risk Analysis, Due Diligence, Employee Training, Microsoft Excel
Education
University of Houston-Clear Lake 2009 — 2013
Bachelor of Business Administration (BBA), Management, Human Resources
Katy High School
New Braunfels High School
Texas State University-San Marcos
Sente Mortgage January 2010 - Present
CB RICHARD ELLIS (Formerly Trammell Crow CO) August 2006 - January 2009
MERITAGE HOMES CORP. May 2005 - February 2006
ENDEAVOR REAL ESTATE August 2004 - April 2005
Trammell Crow Company March 2000 - April 2002
Merchant and Farmers Bank and Trust Co. August 1994 - October 1999
Skills
Accounting, Financial Reporting, Mortgage, Balance, Cash, Fixed Assets, Cash Flow, Financial Analysis, Accounts Payable, Reconciliation, General Ledger, Accounts Receivable, Journal Entries, Budgeting, Quickbooks, Payments, Reconciliations, Analysis, Excel, Accruals, Microsoft Office, Account Reconciliation, Finance, Variance Analysis, Financial Statements, Bank Reconciliation, Mortgage Lending, Loans, Cash Flow Forecasting, Budgets, QuickBooks, Microsoft Excel
Education
Northwestern State University 1989 — 1993
BS, Accounting
Sente Mortgage September 2009 - Present
Pioneer Bank October 2007 - October 2009
State Bank (purchased by Prosperity Bank) September 1996 - October 2007
Education
The University of Texas at Austin
Georgetown Mortgage LLC August 2014 - Present
Sente Mortgage February 2012 - July 2014
JPMorgan Chase July 2009 - February 2012
JPMorgan Chase November 2005 - July 2009
Bank of America May 2001 - November 2005
Sears, Roebuck and Co. October 1995 - May 2001
Skills
PHR Certification, Loans, Mortgage, Human Resources, Consumer Lending, Banking, Commercial Lending, Construction Loans, Credit, Credit Analysis, Credit Risk, FHA, FHA financing, Finance, Investments, Loan Origination, Loss Mitigation, Management, Mortgage Banking, Mortgage Lending, Mortgage Underwriting, Recruiting, Refinance, Residential Mortgages, Retail Banking, Reverse Mortgages, SPHR, Sales, Sales Management, Small Business Lending, USDA, VA loans
Education
Southwest Texas State University
Sente Mortgage 2015 - Present
The PNC Financial Services Group Inc February 2013 - December 2014
Classic Home Financial DBA Finance Home America February 2012 - February 2013
Network Funding, LP March 2011 - February 2012
Skills
Real Estate Finance, Mortgage Banking, FHA, VA, Conventional, USDA, Construction Loans, Conforming, Jumbo, Non-Conforming, Refinance Transactions, Purchase, Investment Properties, Home Equity Lines of..., Credit Analysis, Loan Origination, FHA financing, Reverse Mortgages, Refinance, Real Estate Economics, VA loans, Residential Mortgages, Mortgage Underwriting, Certified Mortgage..., Loss Mitigation, Loans, Home Equity Loans, Credit, Real Estate Financing, Underwriting, Mortgage Lending, Real Estate, First Time Home Buyers, Referrals, VA Loans, FHA Financing
Education
Louisiana State University 2006 — 2010
Psychology, Sociology, Education
Champions School of Real Estate 2011 — 2011
Residential Mortgage Banker License
Katherine Darling Designs January 2015 - Present
Sente Mortgage March 2013 - January 2015
SOI November 2011 - October 2012
ADP June 2011 - November 2011
Transwestern October 2009 - April 2010
Stream Realty Partners 2009 - 2010
Skills
New Business Development, Business Development, Marketing, HRIS, HR Consulting, Employee Benefits, Payroll, Business Planning, Business Strategy, Employee Handbooks, Business Analysis, Profit Improvement, Photoshop, Payroll Processing, Payroll Administration, Payroll Taxes, HR Strategy, HR Solutions, Benefits, Employee Management, Employee Counseling, Employee/Labor Relations, Business Intelligence, Small Business..., InDesign, Social Media Marketing, Email Marketing, Marketing Communications, Marketing Strategy, Mortgage Banking, Social Networking, Marketing Management, Liasoning, Real Estate, Mortgage Lending, Residential Mortgages, Mortgage Marketing, Social Media, Mortgage Industry, PEO, Salesforce.com, Sales, Human Resources, Cold Calling, Strategy, Management, Leadership, Customer Service, Team Building, Strategic Planning
Education
Texas A&M University 2004 — 2007
Bachelor of Science
Sente Mortgage July 2014 - Present
New Penn Financial, LLC September 2013 - July 2014
Nationstar Mortgage July 2011 - September 2013
Cornerstone Mortgage Company July 2010 - July 2011
Bank of America November 2009 - July 2010
PrimeAxia Financial Inc. January 2007 - October 2009
Accredited Home Lenders August 2003 - January 2007
Ameriquest Mortgage January 2003 - August 2003
Perfect Wedding Guide June 2001 - January 2003
Citibank January 2000 - June 2001
Skills
FHA, Mortgage Lending, Mortgage Banking, Loan Origination, Refinance, Loans, Residential Mortgages, Credit, Credit Analysis, USDA, VA loans, Commercial Lending, FHA financing, Reverse Mortgages, Non-Conforming, Government Loans, Financial Analysis, Investment Properties, Credit Risk, Finance, Home Equity Lines of..., Mortgage Underwriting, Sellers
Education
University of Central Florida 1996 — 1999
Bachelors of Science, Finance
Citizens Bank July 2015 - Present
Sente Mortgage October 2010 - July 2015
Provisions 2009 - 2010
Dr. Newton's Naturals (Media Power) 2005 - 2009
AdvanceTel Direct / PowerTel Technologies 2002 - 2005
Gap Inc./Banana Republic 2002 - 2003
Virtual Design 2001 - 2002
Pegasus Communications 1996 - 2001
Skills
Marketing, Social Media Marketing, Media Buying, Advertising, Sales, Social Media, Public Relations, Media Planning, Management, Training, Microsoft Excel, Project Management, Marketing Communications, Marketing Strategy, Radio, Mortgage Banking, Direct Marketing, Online Marketing, Marketing Management, Television, Microsoft Office, Email Marketing, Creative Direction, Lead Generation, Real Estate, Negotiation, Account Management, Sales Management, Time Management, Broadcast, Website Updating, Wordpress, Hootsuite, Microsoft Publisher, Photoshop Elements, Retail Sales, Retail Marketing, Wine, Media Auditing, Nielsen Data, Direct Response, Direct Response..., Leadership, Digital Marketing, Copywriting, SEO, Strategic Planning, Microsoft Word, Tumblr
Education
St. Edward's University 2013 — 2015
Master of Business Administration (MBA)
Boston University - Metropolitan College 2009 — 2010
University of Southern Maine 1993 — 1997
BA
Aspen Music Festival and School 1995 — 1995
Certificate Program
Sente Mortgage September 2000 - Present
Skills
Referrals, Loan Origination, Refinance, Mortgage Lending, FHA, Sellers, Investment Properties, Loans, Residential Homes, First Time Home Buyers, REO, FHA financing, Residential Mortgages, Underwriting, Mortgage Underwriting, VA loans, Non-Conforming, USDA, Reverse Mortgages, Certified Mortgage..., Real Estate, Credit, Mortgage Banking, Government Loans, Real Estate Financing, Relocation
Education
The University of Texas at Austin
Sente Mortgage August 2015 - Present
The University of Texas at Austin June 2012 - July 2015
The University of Texas School of Law July 2007 - June 2012
The University of Texas School of Law September 2006 - July 2007
Mobile Campus February 2006 - September 2006
Tower Real Estate, Inc. and ARGO Holdings May 2004 - June 2006
Hoffman Kelley, LLP - Attorneys at Law July 2005 - December 2005
Halcyon Coffeehouse, Bar, and Lounge September 2002 - September 2004
Skills
Social Media, Higher Education, Facebook, Twitter, Special Events, Event Management, Legal Recruiting, Mock Interviews, Interviewing, Interview Preparation, LinkedIn, Event Planning, Symplicity, College Recruiting, Staff Scheduling, Scheduling, Interviews, Schedules, Process Scheduler, Recruiting, Social Networking, Advertising, Social Media Marketing, Strategy, Management, Marketing, Editing, Publishing, Blogging, Program Management, Fundraising, Public Speaking, Research, Career Counseling, Media Relations, Student Affairs, Community Outreach, Copy Editing
Education
University of Texas at Austin 2001 — 2005
Government, Government and Communications
Sente Mortgage October 2007 - Present
Hill Country Photographic Studio March 1993 - Present
Milestone Residential Mortgage February 2007 - October 2007
Milestone Mortgage August 2000 - February 2007
Crossland Mortgage 1998 - 2000
Chase Home Finance 1994 - 1996
Chase Home Finance 1994 - 1996
Education
The Core Training 2010 — 2012
Sales and Business Fundamentals
The Aji Network 2009 — 2010
The Aji Space
The Aji Network 2007 — 2009
The LEIP Program
The Aji Network 2004 — 2006
2 Year Business Professionals Course
The Duncan Group 2001 — 2004
Achieving Leadership Excellence
Texas A&M University 1976 — 1981
B.S., Industrial Distribution
Esquina Tango
Sente Mortgage May 2015 - Present
4trust Mortgage July 2013 - May 2015
CWS Capital Partners January 2010 - August 2013
Skills
Property Management, Fair Housing, Marketing, HUD, Property, Due Diligence, Social Media Marketing, OneSite, Blue Moon, Mortgage Lending, Loans, Contract Negotiation, New Business Development, Leases, Yardi, Lease Administration, Real Estate, First Time Home Buyers, Investment Properties, Real Estate Transactions, Residential Homes, Single Family Homes, Customer Satisfaction, Sellers, Sales
Education
University of Houston
McGinnis Lochridge July 2014 - Present
Sente Mortgage September 2010 - July 2014
McElroy Translation February 1999 - October 2009
Silent Partners June 1986 - January 1999
Skills
Benefits Design and..., Employee Relations and..., Recruitment /..., Performance Management, Technology and Social..., Policy and Procedure..., Public Speaking /..., Meeting Facilitation, Conflict Mediation and..., Training and Development, Change Management, Project Planning and..., Vendor and Partner..., Regulatory Compliance..., Problem Solving /...
Education
The University of Texas at Austin 1982 — 1985
Master's
University of South Carolina-Columbia 1978 — 1982
Bachelor's
Capital Title of Texas, LLC September 2014 - Present
First Close Title of Texas August 2013 - September 2014
Sente Mortgage January 2013 - July 2013
JWilliams Staffing 2012 - 2013
Independent Petroleum Landman 2011 - 2012
Dolphin Resources LLC 2011 - 2012
Highlands Residential Mortgage 2010 - 2011
Security National Mortgage Co 2009 - 2010
Magnifund Group 2008 - 2009
AmCap Mortgage, LTD 2007 - 2008
Skills
Negotiation, Research, Real Estate, Deeds, Legal Documents, Easements, Platting, Mortgage Lending, Loans, Conventional, Refinance, Mineral Rights, Division Orders, Title Searches, Chain of Title, Curative, Leasehold, Land Records, Legal Descriptions, Energy Industry, Minerals, Titles, Due Diligence, Mortgage Banking, Title Opinions, Loan Origination, First Time Home Buyers, Analysis, GIS, Credit, VA loans, Natural Gas, FHA, Residential Homes, Oil & Gas Industry, Residential Mortgages, Investment Properties, FHA financing, Foreclosures, Lease Negotiations, Title Insurance, Investments, Real Estate Financing, Certified Mortgage..., USDA, Real Estate Transactions, Lease Administration, Investors, New Home Sales, REO
Education
Austin Community College
University of Texas at Austin -Continuing Education
Sente Mortgage November 2009 - Present
Prime Lending February 2008 - October 2009
Bank of Texas October 2007 - February 2008
Countrywide Home Loans 2007 - 2008
First Acceptance Mortgage 2002 - 2007
Skills
Residential Mortgages, Credit Restoration, Mortgage Lending, Loans, Real Estate, First Time Home Buyers, Investments, Finance, Underwriting, Real Estate Transactions, Mortgage Banking, FHA, Refinance, VA loans, Loan Origination, USDA, FHA financing, Credit, Financial Analysis, Certified Mortgage..., Foreclosures, Investment Properties, Government Loans, Reverse Mortgages, Construction Loans, Home Equity Loans, Mortgage Marketing, Mortgage Underwriting, Real Estate Financing, FHA Financing, VA Loans
Education
University of Houston
Business/Communications
Hancock Mortgage January 2014 - Present
Interlinc Mortgage Services, LLC June 2011 - January 2014
Sente Mortgage 2010 - 2011
Preferred Home Loan January 1999 - December 2009
Skills
FHA, Loans, USDA, Construction Loans, Real Estate, Mortgage Banking, First Time Home Buyers, Investment Properties, Mortgage Lending, Loan Origination, Refinance, Credit, Residential Homes, Residential Mortgages, Sales, VA loans, FHA financing, Team Building, Sales Management, Strategic Planning, Property & Casualty..., New Business Development, Financial Risk, Credit Risk, Publishing, Business Intelligence, Construction Management
Education
Algonac High School
High School Diploma
Michigan State University
Bachelor of Arts (B.A.), Communication Arts and Sciences
Sente Mortgage May 2012 - Present
Starr Lite Reflections August 2011 - May 2012
Kanto Home March 2011 - November 2011
Genesis Today 2006 - 2010
Genesis Today, Inc. 2006 - 2010
Skills
Category Management, Inventory Management, New Business Development, Customer Service, Customer Relations, Team Building, Negotiation, Account Management, Promotions, Logistics, Excel, Database Management, PowerPoint, Travel Planning, Management, Marketing, Microsoft Excel, Database Admin, Key Account Development, Grocery, Key Account Management, Sales Presentations, Trade Shows, Leadership, Sales, Customer Satisfaction, Consumer Products, Direct Sales, Income Statement, Sales Operations
Education
University of South Florida 1977 — 1980
University of Maryland College Park
Legacy Mutual Mortgage March 2015 - Present
Sente Mortgage June 2010 - March 2015
Trion Worlds March 2009 - June 2010
DHI Financial Services (D R Horton Fortune 200) January 2001 - May 2008
DHI Financial Services (D R Horton Fortune 200) May 2000 - January 2001
Misys (Medic Computer Systems) 1997 - 2001
Skills
Project Management, Computer Operations, Management, Servers, Integration, Cost Reduction..., Operations Process..., Operations Management, IT Operations, Computer Network..., Technical Integration, Staff Management, Product Cost Analysis, Operational Cost..., Management Training..., Staff Development, ROI Justification, Technical Consultation, Financial Analysis, IT Security Policies, Procedure Development, Management Reporting, Business Systems..., Team Building, VMware, Leadership, Strategy, Networking, Change Management, Telecommunications, Training, Analysis, Technical Support, Information Technology, Business Process, System Deployment, VoIP, Hardware, Help Desk Support, Call Centers, IT Management, Process Improvement, Software Documentation, Security, Data Center, SaaS, Vendor Management, Disaster Recovery, Business Intelligence, Account Management
Education
St. Edward's University 2004 — 2006
MBA, Business Management
St. Edward's University 2002 — 2004
BBA, Business Management
PrimeLending January 2015 - Present
Sente Mortgage March 2011 - December 2014
Nations Reliable Lending December 2009 - March 2011
Funeral Directors Life Insurance Company June 2009 - January 2010
Rainmaker April 2008 - June 2009
Pyramyd Air May 2007 - January 2008
Pyramyd Air November 2006 - May 2007
No PR! Promotions July 2003 - April 2006
Jewish Community Association of Austin December 2002 - November 2004
Universal Music Publishing April 2001 - April 2002
Skills
Account Management, Mortgage Lending, FHA, Residential Homes, Investment Properties, Refinance, Strategic Planning, Sales Process, Sales, Mortgage Banking, Credit
Education
The University of Texas at Austin 1995 — 1998
B.S., Communication (Radio-TV-Film)
Ballinger High School
Klement Vendors July 2011 - Present
Chase May 2012 - August 2013
First United Bank November 2011 - May 2012
Sente Mortgage July 2011 - December 2011
ViewPoint Bank March 2009 - July 2011
Capital One March 2006 - March 2009
Wells Fargo Bank 2001 - 2004
Skills
Mortgage Lending, Mortgage Banking, Refinance, Sales, Customer Satisfaction, Underwriting, Cash Flow Analysis, Investment Properties, Retail Banking, Consumer Lending, Loans, Cash Flow, Mortgage Marketing, Banking
Education
University of North Texas 1999 — 2007
BS, Economics
Lake Dallas HS
Liberty Christian School
USAA June 2012 - Present
Guild Mortgage Company April 2012 - Present
Sente Mortgage July 2011 - April 2012
Renaissance Mortgage January 1997 - 2011
Realty Investment Group 1997 - 2011
AVCO Financial Servicer, Inc. 1983 - 1995
United States Air Force 1975 - 1982
Skills
Mortgage Lending, Loans, Banking, Referrals, Investors, REO, Sellers, Mortgage Banking, FHA, USDA, Residential Mortgages, VA loans, Refinance, FHA financing, Loan Origination, First Time Home Buyers, Credit, Investment Properties, Credit Analysis, Underwriting
Education
Fresno State University 1984 — 1987
MBA Coursework, MBA
Troy University 1975 — 1982
Bachelor of Science, Human Resources Management
Sente Mortgage November 2011 - Present
Cornerstone Mortgage Company September 2005 - November 2011
WR Starkey Mortgage January 1998 - August 2005
Skills
Negotiation, Refinance, Loans, Mortgage Lending, VA loans, USDA, FHA, Real Estate, First Time Home Buyers, Residential Mortgages, Down Payment Assistance, Finance, Investments, FHA financing, Mortgage Banking, Government Loans, Loan Origination, VA Loans, FHA Financing
Education
The University of Texas at Austin
Bachelor of Arts (B.A.)
Sente Mortgage June 2008 - Present
Training 4 Learning April 2007 - June 2008
Keller Williams International June 2004 - April 2007
Productivity Point international 1984 - 2004
Skills
Business Planning, Instructional Design, Public Speaking, Team Building, Training & Development, Change Management, Sales, Research, Performance Management, Leadership Development, Management, Business Development, Operations Management, Leadership, Employee Training, Training, Project Management, Coaching, Marketing, Process Improvement, Business Strategy, Team Leadership, Organizational..., Financial Analysis, Curriculum Design, Strategic Planning, Program Management, Workshop Facilitation, Recruiting, Human Resources, Real Estate
Education
Cornell University 1973 — 1978
Ph.D.
Whittier College 1968 — 1972
B.A.
Sente Mortgage September 2010 - Present
Mission Realty May 2008 - September 2010
Skills
Bilingual, Administration, Database Administration, Customer Relations, Excel, Strategic Planning, Budgeting, Problem Solving
Education
Houston Community College 2001 — 2004
Stratford High School 1996 — 1999
Sente Mortgage June 2011 - Present
Envoy Mortgage Ltd. April 2007 - June 2011
Texas Capital Bank May 2004 - April 2007
Education
Tarrant County College
Business Administration
Sente Mortgage September 2015 - Present
Shepherd Supply, LLC October 2014 - Present
Trend Services, Inc. 2008 - June 2014
Allen Parish School Board August 2006 - August 2008
Skills
Budgets, Classroom, Classroom Management, Coaching, Curriculum Design, Curriculum Development, Contract Negotiation, Customer Service, Educational Technology, Elementary Education, Lesson Planning, Event Planning, Marketing, Management, Microsoft Excel, Marketing Communications, Microsoft Office, Microsoft Word, Petroleum, Public Speaking, Special Education, Sales Management, Strategic Planning, Staff Development, Supervisory Skills, Teaching, Tutoring
Education
Louisiana State University-Alexandria 2001 — 2006
Bachelor's degree, Psychology
Sente Mortgage October 2015 - Present
Lonestar Tooling Solutions September 2014 - September 2015
Outsource Solutions Group January 2012 - September 2014
The Scooter Store 2001 - 2012
Coldwell Banker D'Ann Harper, REALTORS 1995 - 2001
United States Air Force 1988 - 1993
Skills
New Business Development, Sales Process, Innovation Management, Leadership Development, Sales Forecasting, Business Model..., Long-term Customer..., Trade Shows and..., Strategic Leadership, Team Leadership, Sales Presentations, Conflict Management, Change Management, Strategic Vision and..., Inside Sales, Employee Performance..., Strategic Account..., Call Center Operations, Cycle and Lead Time..., Continuous Process..., Trend Analysis, Incentive Programs, Program Management, Business Development..., Corporate Intelligence, Client Retention..., Customer Training and..., Customer Needs Anaylsis, Contracts and...
Education
Boston College
Bachelor of Business Administration (Studies),
Community College of the Air Force, (sponsored by Boston College)
Bachelor of Studies Criminal Psychology, Criminal Psychology
Graduate of the Real Estate Institute
Sente Mortgage September 2015 - Present
Private February 2015 - August 2015
Alamo Title Company January 2014 - January 2015
The Vault Mortgage Company June 2009 - December 2013
Skills
Strategic Planning, Mortgage Lending, Refinance, Microsoft Office, Loans, Banking, Financial Analysis, Management, Real Estate, Risk Management, Credit, First Time Home Buyers, Sellers, Investments, Customer Service, Sales, Real Estate Transactions, Residential Homes, Investment Properties, Short Sales, Underwriting
Education
Texas A&M University - Mays Business School 1996 — 2000
Bachelor of Business Administration (BBA), Marketing
Memorial High School 1992 — 1996
Academy Mortgage Corporation June 2015 - Present
W.J. Bradley Mortgage Capital, LLC November 2013 - June 2015
Liverpool FC America March 2011 - June 2014
Sente Mortgage October 2012 - November 2013
Aspire Lending January 2012 - October 2012
Kick It 3v3 2011 - 2012
PrimeLending, A PlainsCapital Company August 2002 - December 2011
JONES-BLAIR Company December 1997 - June 1998
Sherwin Williams April 1992 - November 1997
Skills
Conventional, FHA, Mortgage, USDA, Mortgage Lending, Business Coaching, Financial Structuring, VA loans, Refinance, Sales, Loans, First Time Home Buyers, Investment Properties, Loan Origination, Mortgage Banking, Finance, Real Estate, Customer Service, Financial Analysis, Real Estate Transactions, Foreclosures, Credit, Short Sales, Residential Mortgages, REO, Reverse Mortgages, Real Estate Financing, FHA financing, Certified Mortgage..., Construction Loans, Credit Analysis, VA Loans, FHA Financing
Education
University of Maryland Baltimore County 1993 — 1995
Economics / Business
Keller Williams Northeast Realty August 2015 - Present
First Choice Lending Group February 2012 - August 2015
Sente Mortgage October 2010 - May 2011
Cornerstone Mortgage Company May 2009 - October 2010
Skills
Microsoft Office, Management, Microsoft Excel, Microsoft Word, Research, PowerPoint, Sales, Leadership, Training
Education
Texas A&M University 1999 — 2003
Bachelor's degree, English Language and Literature/Letters
Texas Mortgage Bankers Association -- San Antonio January 2015 - Present
Sente Mortgage June 2011 - Present
Cornerstone Mortgage Company June 2010 - May 2011
Countrywide Home Loans / Bank of America Home Loans February 2005 - June 2010
Fairway Independent Mortgage Corporation October 2004 - February 2006
Chase Manhattan Mortgage Corporation January 1997 - October 2004
Skills
Mortgage Lending, FHA, Real Estate, VA loans, Loans, Home, Underwriting, Bonds, Program Management, First Time Home Buyers, Investment Properties, Mortgage Banking, Sales, Residential Mortgages, Refinance, Loan Origination, Real Estate Transactions, Residential Homes, Credit
Education
The University of Texas at San Antonio
Business / Economics
Sente Mortgage March 2015 - Present
Robert Half September 2014 - February 2015
The Boon Group June 2007 - July 2014
Massachusetts Carpenters Combined Benefits Fund May 2004 - June 2006
Jameson and Company 2003 - 2004
Merrimack Valley Carpenters Local Union September 1993 - July 2001
Skills
Accounts Payable, Accounts Receivable, Accounting, Payroll, Management, Account Reconciliation, Human Resources, Auditing, General Ledger, Leadership, Financial Statements, Analysis, Bank Reconciliation, Finance, Financial Reporting
Education
University of Massachusetts Lowell 2001 — 2003
BS, Business Administration, Accounting
The Headliners Club April 2015 - Present
Sente Mortgage May 2012 - February 2015
Keller Williams Realty, Inc. January 2010 - May 2011
Wingo Sports Labs, LLC December 1995 - January 2010
Riddell January 1989 - December 1995
Kemper Corporation August 1987 - January 1989
Northern Trust Corporation January 1986 - August 1987
Skills
Finance, Management, Accounting, Real Estate, Cash Flow, Financial Analysis, Microsoft Excel, QuickBooks, ADP Payroll, Credit Analysis, Financial Statements, Refinance, Budgets, Strategic Planning
Education
University of Illinois at Urbana-Champaign - College of Business 1983 — 1986
Bachelor's Degree, Major Finance Minor Economics-Magna Cum Laude
Stevenson High School Lincolnshire, Illinois 1977 — 1981
Legacy Mutual Mortgage February 2014 - Present
Security National Mortgage Company July 2013 - February 2014
Sente Mortgage April 2012 - May 2013
Wachovia/Wells Fargo 2008 - 2010
Wachovia Bank, 2006 - 2008
Skills
Retail, New Business Development, Event Planning, Customer Service, Customer Relations, Communications, Problem Solving, Sales Management, Client Acquisition, Banking, Consumer Lending, Small Business Lending, Marketing Management, Sales, Communication, Account Management, Budgets, CRM, Certified Mortgage..., Business Planning, Cold Calling, Construction Loans, Credit, Customer Acquisition, FHA, Investments, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Refinance, Credit Analysis, Financial Services, Finance, Management, Marketing, Marketing Strategy, Mergers, Recruiting, Negotiation, Reverse Mortgages, Small Business, Team Building, Strategic Planning, USDA, VA loans, Underwriting, Training, Strategy, Sales Process
Education
The University of Texas at Austin 1998 — 2003
BS, Communications/Youth and Community Studies
Sonos, Inc. July 2014 - Present
Sente Mortgage May 2011 - June 2013
KHS America (Jupiter Band Instruments / Mapex Drums) December 2007 - June 2010
OfficeTeam (Robert Half International) May 2006 - December 2007
Mad Caddies (Ballard Canyon Touring, LLC) August 1995 - April 2006
Virgin Records January 1996 - June 1996
I.R.S. Records January 1995 - December 1995
Skills
Marketing, Marketing Strategy, Microsoft Office, Budgets, Brand Development, Customer Service, Logistics Management, Project Management, Office Management, Office Administration, Promotions, Strategic Planning, Travel Management, Travel Arrangements, Travel Planning, Music Industry, Database Administration, Client Liaison, Client Relations Skills, Event Planning, Event Management, Corporate Events, Mortgage Banking, Vendor Relationships, Copy Editing, Press Releases, Time Management, Sales, Leadership, Social Networking, Social Media Marketing, Email Marketing, Team Building, Account Management, Marketing Communications
Education
California Lutheran University 1992 — 1996
Bachelor of Arts, Communication Arts, Spanish
California Lutheran University
Bachelor of Arts (B.A.)
Black Tie Moving Inc December 2012 - Present
Halo Group, Inc. April 2011 - April 2012
Sente Mortgage August 2010 - April 2011
Bank of America Home Loans - B2C - Consumer Markets Division September 2005 - September 2010
Fogelman Management Group September 2001 - August 2005
Skills
Sales Management, Marketing Strategy, Financial Accounting, Mortgage Banking, Investment Properties, FHA, Credit, Investments, Loan Origination, Financial Services, First Time Home Buyers, Refinance, Public Speaking, Entrepreneurship, Investors, Finance, Strategic Financial..., Real Estate, Portfolio Management, Strategy, Residential Mortgages, Lead Generation, Banking, Asset Managment, VA loans, Negotiation, Social Media Marketing, Mortgage Lending, Marketing, Sales, Management, Leadership, Customer Service, Real Estate Transactions
Education
The University of Texas at Dallas
Finance
Alderus Funding & Investments March 2015 - Present
Sun West Mortgage Company May 2014 - October 2014
Legacy Mutual Mortgage August 2013 - May 2014
Sente Mortgage March 2013 - June 2013
Capital One October 2011 - March 2013
Wells Fargo Home Mortgage May 2010 - October 2011
Nationstar Mortgage May 2009 - June 2010
Skills
Mortgage Lending, Loan Origination, Loan Modifications, Loans, Customer Service, Loss Mitigation, Underwriting, Refinance, Finance, Strategy, Residential Mortgages, Investors, Portfolio Management, Banking, Credit Analysis, Loan Servicing, Credit, CRM, Management, Commercial Lending, Mortgage Banking, FHA, Mortgage Underwriting, FHA financing
Education
University of North Texas 2005 — 2009
Bachelor of Arts (B.A.), Sociology
Sente Mortgage July 2014 - September 2015
HR Consultant November 2013 - July 2014
Clean Scapes, LP June 2011 - November 2013
Encompass Home Health 2009 - 2011
CITGO Petroleum 2006 - 2009
Dell 2002 - 2006
Skills
Strategic HR, HR Policies, Operations Management, Human Resources, Recruiting, Employee Relations, Employee Handbooks, Employment Law, Human Resource..., Human Resources for..., Employee Training, Employee Benefits, Workers Compensation, H-2B Visa Program, Compensation Structures, Labor Relations, FLSA, FMLA, DOL, OSHA, Payroll Services, Home Health Agencies, Executive Level..., Paralegals, Legal Administration, Temporary Placement, Career Development, Talent Acquisition, Interviews, Management, Talent Management, HRIS, Performance Management, New Hire Orientations, Compensation & Benefit, Personnel Management, COBRA, Job Descriptions, Workforce Planning
Education
Southwest Texas State University 1993 — 1997
Bachelor of Business Administration (BBA), Human Resources Management/Personnel Administration, General
Austin Community College 1992 — 1994
Associate's degree, Business Administration and Management, General
Schulenburg High School 1989 — 1992
Sente Mortgage April 2011 - Present
Education
The University of Texas at Austin
BBA, MBA, Finance
Conector Startup Accelerator May 2015 - Present
Sente Mortgage May 2014 - August 2014
Getaway Motor Club June 2013 - December 2013
American Land and Mineral June 2013 - December 2013
Tarrytown Pharmacy Inc May 2011 - December 2012
Skills
Finance, Market Research, Accounting, Microsoft Excel, Microsoft Word, Marketing, Social Media, Business Strategy, Financial Analysis, PowerPoint, Start-ups
Education
The University of Texas at Austin - Red McCombs School of Business 2011 — 2015
Bachelor of Business Administration (BBA), Finance, Senior
Legacy Mutual Mortgage October 2014 - Present
Gold Financial Services January 2014 - Present
United Lending March 2013 - December 2013
Sente Mortgage June 2011 - January 2013
SWBC March 2009 - June 2011
Envoy Mortgage April 2008 - March 2009
Lifestyle Mortgage February 2007 - April 2008
SSFCU 2001 - 2007
Security Service Federal Credit Union 2001 - 2006
Skills
FHA, Mortgage Lending, Investment Properties, Mortgage Banking, Refinance, Real Estate, Loans, Credit, VA Loans, Foreclosures, Spanish speaker, Luxury Homes, First Time Home Buyers, Customer Service, Investments, Call Centers, Credit Analysis, Leadership, Real Estate Transactions, Finance, Process Improvement, Commercial Real Estate, Residential Mortgages
Education
The University of Texas at San Antonio 2000 — 2003
BBA Economics, Financing and Economics
The University of Texas at Austin 1997 — 2000
Pre-Medicine
The University of Texas at Austin 1997 — 2000
Pre-med
The University of Texas at Austin 1997 — 2000
Pre-med
Judson High School 1993 — 1997
Diploma
Supreme Lending March 2014 - Present
Sente Mortgage November 2013 - March 2014
Supreme Lending October 2013 - October 2013
Envoy Mortgage March 2013 - September 2013
Skills
Customer Service, Outlook, Microsoft Excel, Microsoft Word, PowerPoint, Microsoft Office, Public Speaking, Strategic Planning, Research, Team Building, Windows, Negotiation, Sales, Leadership, Teaching, Training, Management, Access, Editing, Banking, Insurance, Finance
Education
Northeastern State University 2006 — 2008
Bachelor of Science (B.S.)
Champions School of Real Estate 2013 — 2013
20-Hour Mortgage Loan Origination SAFE Comprehensive Course
Tulsa Community College 2004 — 2006
Associate of Arts (A.A.), Liberal Arts and Sciences/Liberal Studies
Signpost March 2014 - Present
Sente Mortgage August 2013 - March 2014
Texas Litigation Services June 2013 - August 2013
Colgate University May 2012 - June 2012
Democracy Matters February 2011 - March 2012
Academic Success Program June 2010 - July 2011
ALANA Cultural Center January 2010 - May 2010
Skills
Editing, Program Management, Public Speaking, Community Outreach, Community Organizing, Teaching, PowerPoint, Microsoft Office, Research, Microsoft Word, Customer Service, Fundraising, Leadership, Team Building, Time Management, Microsoft Excel, Nonprofits, Online Marketing, Small Business Marketing, Small Business Online..., Sales
Education
Colgate University 2009 — 2013
Bachelor's, Education, African American Studies, Cum Laude
Gateway Mortgage Group, LLC May 2015 - Present
Gateway Mortgage Group June 2014 - February 2015
W.J. Bradley Mortgage Capital, LLC December 2013 - May 2014
Highlands Residential Mortgage August 2013 - December 2013
Caliber Funding April 2013 - September 2013
Sente Mortgage November 2012 - April 2013
Financemyhome.com January 2012 - April 2012
MetLife Home Loans January 2009 - November 2010
Countrywide Home Loans 1998 - 2008
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, FHA, Refinance, Residential Mortgages, Loans, Credit, VA loans, Banking, Credit Analysis, Underwriting, Construction Loans, Veterans Affairs, sales, Networking, veteran lending, Texas Veteran Land..., First Time Home Buyers
Education
Texas State University 1982 — 1983
Texas State University-San Marcos 1982 — 1983
Sente Mortgage July 2009 - Present
Preferred Home Loan February 2006 - June 2009
Community Home Loan December 2000 - February 2006
Skills
Loans, Loan Origination, Mortgage Banking, Mortgage Lending, USDA, FHA financing, Construction Loans, Residential Mortgages, FHA, Refinance, VA loans, Credit, Home Equity Loans, Finance, Reverse Mortgages, Referrals, First Time Home Buyers, Mortgage Marketing, Certified Mortgage..., Sellers, Government Loans, Real Estate Financing, Sales Management, Mortgage Underwriting, Underwriting, Investment Properties, Sales
Education
The University of Texas at Austin
Sente Mortgage May 2010 - Present
Guaranteed Home Mortgage Company, Inc. April 2009 - April 2010
Mecca Mortgage January 2005 - June 2008
Skills
FHA, Mortgage Lending, Conventional, VA, Mortgage Industry, Refinance, Loans, Mortgage, Credit, Purchase, First Time Home Buyers, Conforming, Residential, Compliance, Excel, Word, Funding, Insurance, Real Estate, Customer Service, Problem Solving, Investment Properties, Financial Analysis, Microsoft Office, Customer Relations, PowerPoint, Retail, VA loans, Customer Satisfaction, Mortgage Banking, Loan Origination, Residential Homes, Foreclosures, Residential Mortgages, Investors, Construction Loans, Reverse Mortgages, Government Loans, Mortgage Underwriting, Certified Mortgage..., Home Equity Loans, Mortgage Marketing, Credit Analysis, Non-Conforming, Underwriting, Real Estate Financing, Loss Mitigation, Consumer Lending, Banking, Mortgage Servicing
Education
American InterContinental University-Houston 2011 — 2011
MBA, Management
University of Bohol 1993 — 1997
Bachelor of Science, Pharmacy
TL2 Companies August 2014 - Present
Sente Mortgage January 2013 - August 2014
Prospect Mortgage April 2012 - January 2013
Home Team Mortgage April 2008 - April 2012
Reliance Mortgage October 2006 - March 2008
Skills
VA loans, FHA, Mortgage Lending, Loan Origination, Refinance, Loans, Construction Loans, First Time Home Buyers, Self-Employed Borrowers, Investment Properties, Jumbos, Conventional, Short Sales, USDA, Residential Mortgages, Government Loans, FHA financing, Mortgage Banking, Investors, Building Relationships, FHA Financing, HUD, VA Loans, Residential Homes, Non-Conforming
Education
University of North Texas
Sente Mortgage June 2013 - Present
Verizon Wireless retailer/Cellular Sales May 2012 - December 2012
Cbeyond November 2011 - February 2012
Fortress Financial Services, Inc. August 2006 - September 2009
Whole Foods Market May 2004 - June 2005
iMediation, Inc. February 2000 - November 2000
Skills
Sales, Customer Service, Public Speaking, Account Management, Entrepreneurship, Project Management, Cold Calling, Team Building, Customer Satisfaction, Social Networking
Education
Oregon State University 2009 — 2011
BS, Business Administration
Sente Mortgage October 2007 - Present
Hill Country Photographic Studio March 1993 - Present
Milestone Residential Mortgage August 2000 - October 2007
Education
The Aji Network 2006 — 2012
Leadership, Entrepreneurship, Innovation & Power
The Aji Network 2004 — 2006
Business Professionals Course
Texas A&M University 1976 — 1980
B.S., Industrial Distribution
Sente Mortgage February 2011 - Present
State Agency May 2009 - September 2010
Capital Metro July 2000 - October 2007
North Austin Medical Center July 1995 - July 2000
Skills
Training, Organizational..., Human Resources, Dispute Resolution, Program Management, Coordinating Events, Highly detail oriented
Education
Dispute Resolution Training
The University of Texas at Austin
Bachelor of Journalism, Public Relations
Sente Mortgage June 2013 - Present
Chase 2011 - May 2013
Chase 2008 - 2010
Washington Mutual 2006 - 2008
Washington Mutual 2002 - 2006
Legerity 2001 - 2002
AMD 1992 - 2000
Skills
Business Development, Customer Relationships, Contract Negotiation, Closing Deals, Product Introduction, Sales/Marketing..., Proposals, Account Management, Program Management
Education
University of North Texas 1980 — 1984
Master of Business Administration
University of California, Davis 1975 — 1979
Bachelor of Science Electrical Engineering
Sente Mortgage July 2009 - Present
Palm Lending December 2008 - July 2009
Central Tejas Research October 2007 - October 2008
Accredited Home Lenders, Inc. 2005 - 2007
Skills
FHA, Mortgage Lending, USDA, Underwriting, Mortgage Banking, Refinance, Residential Mortgages, Loans, Credit, FHA financing, VA loans, Loan Origination
Education
Austin Community College 2007 — 2011
Nursing
Legacy Mutual Mortgage April 2014 - Present
SNMC December 2013 - April 2014
Sente Mortgage November 2010 - December 2013
MetLife December 2008 - November 2010
bank of america March 2008 - December 2008
Option One Mortgage July 2002 - December 2007
Skills
Mortgage Banking, Residential Mortgages, Risk Management, Process Improvement, Vendor Management, Encompass 360, Policy Writing, Secondary Market, GSE, Quality Control, Mortgage Lending, Management, Loans, Underwriting, Credit Analysis, Credit
Education
Nova Southeastern University 2008 — 2011
Master of Business Administration (MBA), Finance
University of Central Florida - College of Business Administration 1998 — 2002
Bachelor of Science (BS), Finance
Sente Mortgage 2009 - Present
Jim Walter Homes 2007 - 2009
Education
University of Delaware 1974 — 1978
Sente Mortgage October 2011 - Present
Summit Home Mortgage November 2004 - September 2011
Guaranty Residential Lending May 1993 - November 2004
Harbor Financial Group, Inc. 1984 - 1994
Skills
Mortgage Banking, Sales, USDA, FHA, Strategic Planning, Public Speaking, VA loans, Mortgage Lending, Refinance, Loans, Financial Services, Loan Origination, Finance, Real Estate, Reverse Mortgages, Residential Homes, Residential Mortgages, FHA financing, Financial Analysis, First Time Home Buyers, Investment Properties, Construction Loans, Government Loans, Certified Mortgage..., Real Estate Financing, Consumer Lending, Mortgage Marketing, Underwriting, Credit, Home Equity Loans, Credit Analysis, Mortgage Underwriting, Foreclosures, VA Loans, Conventional Financing, FHA Financing
Education
The University of Texas at Austin 1973 — 1977
Bachelor of Science, Speech Communications
Lanier High School
Texas Tech University
Sente Mortgage April 2015 - Present
Austin Ventures December 2008 - April 2015
Tek Systems March 2008 - December 2008
Veeco Instruments May 2002 - October 2007
IT Consulting October 2001 - April 2002
Softshare May 2000 - October 2001
Electronic Data Systems July 1988 - May 2000
Skills
Data Center, Windows Server, Servers, Troubleshooting, Hardware, Technical Support, System Administration, Network Administration, Computer Hardware, Windows, Telecommunications, Project Management
Education
Oakland University 1982 — 1987
Bachelor of Science, Management Information Systems
Aspire Lending November 2014 - April 2015
Sente Mortgage June 2014 - November 2014
MG Mortgage January 2014 - June 2014
Cornerstone Home Lending, Inc. October 2012 - December 2013
Wells Fargo Home Mortgage August 2011 - October 2012
Indymac Bank March 2008 - April 2009
Skills
Mortgage Lending, Business Development, Loans, Banking, Credit, Relationship Management, New Business Development, Mortgage Banking, Portfolio Management, Account Management, Sales Management, Loan Origination, CRM, Risk Management, Financial Services, Residential Mortgages, Strategy, Underwriting, Sales, Business Analysis, FHA, Refinance, Investment Properties, Construction Loans
Education
San Diego State University-California State University 1980 — 1986
Master's degree, Biometry/Biometrics
Mexican American School 1975 — 1979
High school
Mortgage Banker September 2011 - Present
Southwest Funding April 2010 - May 2011
Sente Mortgage October 2009 - April 2010
PrimeLending May 2009 - August 2009
Southwest Funding February 2009 - May 2009
Primary Residential Mortgage October 2008 - January 2009
Dream Home Lending October 2007 - October 2008
Prepared 4 Life March 2008 - May 2008
various mortgage companies August 2003 - October 2007
The Situs Companies August 2002 - July 2003
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, FHA, Residential Mortgages, Loans, VA loans, Refinance, FHA financing, Credit, Credit Analysis, Real Estate, Government Loans, Mortgage Marketing, FHA Financing, Certified Mortgage..., VA Loans, USDA, Investment Properties
Education
The University of Texas at Austin - Red McCombs School of Business 1992 — 1996
Sente Mortgage April 2015 - Present
GRN Mid-Cities June 2013 - April 2015
United Methodist Church February 2011 - March 2014
United Methodist Church June 2012 - February 2014
Professional Properties October 1999 - November 2012
Skills
Residential, Residential Homes, Real Estate, Relocation
Education
The University of Texas at Arlington 1997 — 2000
MA, Criminology
Sam Houston State University 1988 — 1991
BA, History
Sente Mortgage May 2008 - Present
Education
Southeastern Louisiana University 1998 — 2002
AmeriPro Funding June 2010 - Present
MS Mortgage LLC, a division of Main Street Homes October 2009 - May 2010
Sente Mortgage April 2009 - October 2009
DHI Mortgage May 2006 - October 2008
DHI Mortgage September 2003 - May 2006
DHI Mortgage May 2002 - August 2003
CTX Mortgage March 2000 - April 2002
CrossLand Mortgage 1998 - 2000
American Pacific Mortgage 1994 - 1995
Independence One Mortgage 1993 - 1994
Skills
FHA, Loans, Mortgage Banking, Mortgage Lending, Sales, FHA financing, Underwriting, USDA, Compliance, Loan Origination, Residential Mortgages, Financial Services, Credit, VA loans, Training, Leadership, Refinance, Financial Analysis, Team Building
Education
San Antonio College 1988 — 1989
Tech-Flo Consulting November 2011 - Present
Sente Mortgage June 2010 - November 2011
Skills
Refinance, Mortgage Banking, Loans, Mortgage Lending, Loan Origination, Team Building, Accounting, Management, Leadership, Strategic Financial..., HR Policies, Business Process..., Investments, Finance, Credit, Negotiation, Real Estate, Customer Service, Financial Analysis, Residential Mortgages, Due Diligence, Risk Management, Credit Analysis, Valuation, Banking, Investment Properties, Strategic Planning, Sales, Financial Planning
Education
Texas State University 2002 — 2003
BBA, Marketing
Sente Mortgage June 2011 - Present
Cornerstone Mortgage June 2010 - June 2011
BOA April 2009 - May 2010
Education
United High School 1996 — 1999
San Antonio College
Sente Mortgage October 2012 - Present
Skills
Residential Mortgages, Risk Management, Mortgage Banking, Refinance, Mortgage Lending, VA loans, FHA, FHA financing, USDA, Credit Analysis, Reverse Mortgages, First Time Home Buyers, Investment Properties, Loans, Construction Loans, Credit, Loan Origination, Certified Mortgage..., Government Loans
Education
Texas State University-San Marcos
Bachelor's degree, Business/Corporate Communications
Pilgrim Mortgage February 2015 - Present
Sente Mortgage November 2012 - February 2015
Legacy Mutual Mortgage December 2008 - November 2012
Standard Pacific Mortgage May 2006 - July 2008
USAA May 2005 - May 2006
Skills
Team Building, Loans, Agents, FHA, First Time Home Buyers, Refinance, USDA, Sales, Sellers, Investment Properties, Certified Mortgage..., Real Estate, Construction Loans, Mortgage Lending, Residential Homes, Referrals, Commercial Lending, Investors, Selling, Residential Mortgages, Financial Analysis, Sales Management, FHA financing, Customer Service, Budgets, LIHTC, New Business Development, Negotiation, Marketing, Relocation, FHA Financing, Loan Origination, Mortgage Banking, Short Sales, VA loans
Education
Howard Payne University 2015 — 2016
Master of Business Administration (MBA)
St. Edward's University 2001 — 2005
BBA, Business
Wolfgang Career Coaching December 2014 - Present
Beacon Career Services July 2014 - January 2015
University Federal Credit Union 2012 - 2013
Sente Mortgage 2011 - 2012
Network Funding,LP 2006 - 2011
Mortgages Direct 2004 - 2006
Mortgage Acceptance Corp. 1999 - 2004
Texas Municipal League 1996 - 1997
Skills
Recruiting, Mortgage Lending, Interviews, Human Resources, Business Development, Marketing, Lead Generation, Networking, Account Management, Long-term Customer..., Database Management, Product and Sales..., CRM, Training, Employee Relations, Leadership, Time Management, Cold Calling, Team Building, Sales, Management, Referrals, Customer Service, Employee Benefits, Refinance, Selling, Negotiation, Analysis, Insurance, Finance, Mortgage Banking, Hiring, FHA, Loan Origination, Credit, Benefits Administration, Residential Mortgages, FHA financing, Database Admin, Loans
Education
Austin Community College
Associates Degree, Business Management
Dale Carnegie Austin 2014 — 2014
Graduate, Effective Communications and Human Relations
AmeriPro Funding August 2010 - Present
SENTE MORTGAGE June 2009 - May 2010
PREFERRED HOME LOAN June 2008 - June 2009
HOUSTON CAPITAL MORTGAGE March 2006 - May 2008
AEGIS WHOLESALE CORPORATION December 2005 - February 2006
NATION'S BANKERS MORTGAGE 2004 - 2005
MORRISON FINANCIAL SERVICES 2003 - 2004
IVANHOE FINANCIAL SERVICES 2003 - 2003
GUARANTY RESIDENTIAL LENDING 2002 - 2003
Ford Motor Company January 1999 - January 2002
Education
Texas A&M University 1994 — 1998
BA, Marketing
Sente Mortgage July 2013 - November 2014
Legacy Mutual Mortgage April 2008 - June 2013
Skills
Investment Properties, Real Estate, First Time Home Buyers, FHA, USDA, Relocation, Loan Origination, Refinance, VA loans, Foreclosures, FHA financing, Mortgage Lending, Residential Mortgages, REO, Mortgage Banking, Real Estate Transactions, Loans, Sellers, Residential Homes, Investors, Luxury, Short Sales
Education
University of Houston-Downtown
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Caliber Home Loans September 2015 - Present
Nations Reliable Lending, LLC February 2015 - August 2015
Academy Mortgage Corporation April 2011 - February 2015
Sente Mortgage August 2009 - April 2011
PrimeLending October 2007 - July 2009
Countrywide Home Loans February 2001 - April 2006
Skills
Mortgage Lending, FHA, Mortgage Banking, Underwriting, Credit, Certified Mortgage..., Residential Mortgages, First Time Home Buyers, Loan Origination, Loans, Refinance, USDA, Finance, VA loans, Credit Analysis, Government Loans, FHA financing, Sales Management, Reverse Mortgages, Sales, Residential Homes
Education
University of Houston 1993 — 1996
Bachelor of Arts, Psychology
Sente Mortgage January 2015 - Present
Silpada Designs 2005 - 2015
Silpada Designs 2005 - 2015
Hometrust Mortgage December 2013 - December 2014
Skills
Mortgage Banking, Residential Mortgages, Mortgage Lending, FHA financing, Social Media, Marketing, Retail, Advertising, Jewelry, USDA, Sales, Construction Loans, FHA Financing, Investments, Refinance, VA Loans, VA loans, Loan Origination, Loans, Reverse Mortgages, Investment Properties, Sales Management, First Time Home Buyers, Credit, Real Estate
Education
Texas A&M University
Bachelor of Arts (B.A.), Speech Comm
Sente Mortgage July 2010 - October 2014
Open Mortgage, LLC June 2009 - April 2010
Texas Star Mortgage, LLC January 2006 - June 2009
GMAC Mortgage April 2004 - January 2006
Charles Maund Toyota November 2003 - April 2004
Loan Execs, LLC May 2000 - November 2003
Guardian Mortgage May 1999 - May 2000
Columbia National Mortage May 1998 - April 1999
Skills
Mortgage Lending, Loan Origination, Loans, FHA, Credit, VA Loans, USDA, Finance, Underwriting, Real Estate
Education
The University of Texas at Austin 1982 — 1986
BBA, Accounting, Finance
National Oilwell Varco January 2013 - August 2015
Hewlett-Packard April 2011 - January 2013
Sente Mortgage 2009 - 2009
Skills
Microsoft Office, SAP, Financial Reporting, USDA, VA loans, Mortgage Banking, Refinance, Residential Mortgages, FHA, Mortgage Lending, FHA financing, Construction Loans, Loan Origination, Loans, Certified Mortgage..., Building Relationships, Team Leadership, Teamwork, Bilingual Proficiency, Glovia, Oracle, Rig Docs, Analysis, Microsoft Excel
Education
University of Houston-Downtown
Bachelor of Business Administration (B.B.A.), Finance
Sente Mortgage August 2014 - Present
Vista Lending November 2012 - August 2014
JP Morgan Chase February 2012 - November 2012
JP Morgan Chase July 2010 - February 2012
Citi May 2002 - June 2010
JW Marriott Hotel and Marriott Executive Apartments March 1987 - September 1989
Skills
Fluent Spanish, 10 Key, Excel, Loans, Customer Service, Banking, Credit, Mortgage, Retail, Small Business, Mortgage Lending, Selling, Risk Management, Marketing, Refinance, Microsoft Excel, Sales, Finance, Mortgage Banking, Business Development, New Business Development, Financial Analysis
Education
Kansas City Art Institute 1981 — 1984
Art History, Ceramics
Sente Mortgage Mortgage BankerNew Day FinancialJuly 2010 - April 2011
Education
Texas State University
BBA, Finance
Cornerstone Home Lending, Inc. August 2015 - Present
Sente Mortgage September 2014 - July 2015
Kelly Serivces February 2014 - September 2014
JPMorgan Chase April 2012 - December 2013
Chase October 2007 - December 2013
Washington Mutual 2008 - 2009
Wells Fargo Home Mortgage November 2001 - August 2007
Skills
Loans, Credit, Banking, Mortgage Lending, Loan Origination, FHA, Mortgage Banking, Customer Service, USDA, Refinance, FHA financing, Residential Mortgages, PowerPoint, Microsoft Office, Strategic Planning, Sales Management, Mortgage Underwriting, Government Loans, Construction Loans, Certified Mortgage..., Home Equity Loans
Education
Midwestern State University 1991 — 1996
some Music and Biology Coursework
Sente Mortgage March 2014 - Present
EverBank 2013 - Present
DHI Mortgage October 2012 - January 2013
First Lockhart National Bank June 2009 - March 2012
Extraco Banks July 1995 - April 2009
Skills
Refinance, Mortgage Lending, Conventional Loans, VA loans, FHA financing, Texas Home Equity..., 1st Timer Programs, Bilingual-English/Spanis..., Investments, Real Estate, Sellers, FHA, Mortgage Banking, Credit, Construction Loans, Residential Homes, Appraisals, Home Equity Loans, REO, Loans, FHA Financing, VA Loans, Residential Mortgages, Loan Origination, Investment Properties, Underwriting, First Time Home Buyers, Government Loans, Mortgage Underwriting, Banking, Credit Analysis, Real Estate Financing, Customer Service, Consumer Lending, Foreclosures, Finance
Education
Tarleton State University
General Studies
Sente Mortgage January 2013 - 2013
Wells Fargo Home Mortgage November 2011 - September 2012
Prosperity Mortgage August 2003 - November 2011
Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Loans, VA loans, Residential Mortgages, USDA, FHA financing, Credit, Mortgage Underwriting, Credit Analysis, Banking, Government Loans, Underwriting, Construction Loans, Mortgage Servicing, Consumer Lending, Adobe Creative Suite, Adobe Acrobat, Mac OS, Wacom Tablet, Sales
Education
Full Sail University 2008 — 2010
B.S., Entertainment Business
Northwest Beauty School November 2014 - Present
Brilliant Energy September 2014 - November 2014
Sente Mortgage March 2013 - June 2014
Texas State Capitol January 2010 - June 2010
Skills
Mortgage Lending, Loans, Mortgage Banking, Credit, Loan Origination, Banking, Financial Analysis, Credit Analysis, Investments, Financial Services, Finance, Underwriting, Real Estate, Risk Management, Microsoft Excel
Education
The University of Texas at Austin 2009 — 2012
Bachelor of Arts (B.A.), Economics
Aegis Communications September 2014 - April 2015
City of Dallas June 2014 - August 2014
Sierra Pacific Mortgage Company, Inc. April 2013 - August 2013
Sente Mortgage October 2012 - February 2013
Accenture May 2012 - September 2012
DISYS July 2011 - February 2012
Open Systems Technologies August 2010 - December 2010
Countrywide/Bank of America June 1997 - July 2010
Skills
Mortgage Banking, Mortgage Lending, Loans, Loan Origination, FHA, Loss Mitigation, Mortgage Servicing, Retail Banking, Wholesale Operations, Underwriting, FHA financing, USDA, Compliance, Quality Auditing, Quality Control, Risk Management, Workflow Management, Operations Management, Associate Development, Tax Preparation, Financial Calculations, Collections, Credit Analysis, Credit, Leadership, Strategic Planning, Business Development, Project Management, Loan Modifications, Internal Audit, Refinance, Finance, Financial Analysis, Automated Underwriting..., Forensic Analysis, Financial Services, Operational Risk, Process Improvement, Title Searches, Title Insurance, Loan Servicing, Construction Loans, Correspondent, Purchase Contracts, Financial Risk
Education
University of North Texas
Personnel Management