Experience
Proficio Mortgage Ventures, LLC  January 2012 - Present

Skills
Mortgage Lending, Management, Loans, Banking, Credit, Finance, Loan Origination, Refinance, Investments, Mortgage Banking, FHA

Education
University of Nevada-Las Vegas   2004 — 2010
Bachelor's Degree, Civil Engineering

Experience
JPMorgan Chase & Co.   October 2014 - Present
JPMorgan Chase  April 2014 - September 2014
Proficio Mortgage Ventures, LLC  October 2013 - April 2014
Residential Finance  June 2012 - September 2013

Skills
Mortgage Lending, Loan Origination, Loans, FHA, Mortgage Banking, Refinance, Credit, Residential Mortgages, VA loans, USDA, Credit Analysis, FHA financing, Banking, Reverse Mortgages, Underwriting, HARP, DU Refi Plus, Conventional Mortgage...

Education
The Ohio State University   2008 — 2012
Bachelor of Business Administration (B.B.A.), Finance, General

Bexley High School

Experience
Taylor Morrison  September 2014 - Present
Proficio Mortgage Ventures, LLC  December 2012 - September 2014
Wells Fargo  June 2012 - December 2012
Loveland Properties   June 2011 - June 2012
HAMPTON & HAMPTON MANAGEMENT & LEASING   July 2009 - July 2010
Emmer Group- Tivoli Apartments   September 2006 - September 2008
University of Central Florida  August 2005 - May 2006

Skills
Real Estate, Customer Service, Property Management, Leases, Short Sales, Investment Properties, Condos, Auditing, Mortgage Lending, Document Imaging, Document Review, Loans, Microsoft Excel, Social Media Marketing, Telephone Skills, Microsoft Office, PowerPoint, FHA, Management, Sales, Credit, Loan Origination

Education
University of Central Florida   2002 — 2006
BA, Psychology, Cognitive Sciences, Creative Writing

Experience
Oak Mortgage Group  July 2015 - Present
Guild Mortgage Company (NMLS 3274)   June 2013 - June 2015
Proficio Mortgage Ventures LLC   November 2012 - June 2013
Franklin First Financial  December 2011 - February 2012
Gateway Mortgage Group  July 2011 - January 2012
GMAC Mortgage  February 2011 - July 2011
Wells Fargo Home Mortgage  July 2010 - March 2011
Bank of America  September 2007 - June 2010
Bank of America Home Loans  September 2007 - June 2010
Countrywide Home Loans  October 2006 - October 2007

Skills
Credit, Mortgage Lending, Real Estate, Banking, Retail, FHA, Loans, Mortgage Banking, First Time Home Buyers, Investments, Loan Origination, Refinance, Sales, Residential Homes, VA loans, Referrals, Government Loans, FHA financing, Management, Residential Mortgages, Finance, Reverse Mortgages, Leadership, Investment Properties, Real Estate Economics, Financial Services, Underwriting, REO, Customer Service, Credit Analysis, Retail Banking, USDA, Sales Management, Construction Loans, Certified Mortgage..., Selling, Real Estate Financing, Real Estate Transactions, Loss Mitigation, Mortgage Marketing, Foreclosures, HUD, Small Business Lending, Investors, Mortgage Underwriting, Commercial Mortgages, Home Equity Loans, Mortgage Servicing, Commercial Lending, Home Equity Lines of...

Education
San Francisco State University   1978 — 1980

Fresno City College   1976 — 1978
AA

Taipei American School   1973 — 1976
High School Diploma

Experience
Mariner Finance  July 2015 - Present
Susquehanna Bank  March 2015 - August 2015
Peoples Bank and Trust  February 2015 - March 2015
Proficio Mortgage Ventures, LLC  February 2014 - January 2015
Bridgeview Bank Mortgage  April 2013 - January 2014
Emery Federal Credit Union  September 2010 - April 2013
West Town Savings Bank  April 2009 - August 2010
Wise financial services   November 2001 - April 2007

Skills
Refinance, Mortgage Lending, Loans, Mortgage Banking, FHA, HARP Du Refi Plus, LP Open Access (HARP), VA Loans, Credit, FHA financing, Credit Analysis, Government Loans, Loan Origination, VA loans, Certified Mortgage..., Construction Loans, Residential Mortgages, Commercial Lending, Underwriting, Mortgage Underwriting, Real Estate Financing, USDA, Commercial Mortgages, Home Equity Lines of..., Mortgage Servicing, Rates, Banking, First Time Home Buyers, Funding, Foreclosures, Home Equity Loans, Investment Properties, REO, Real Estate Economics, Finance, Short Sales, FHA Financing, VA Loans

Education
The Community College of Baltimore County   1996 — 1998
LPN

Patapsco High School   1992 — 1996
diploma, general

Experience
Proficio Mortgage Ventures, LLC  Project ManagerProficio Mortgage Ventures LLCJuly 2012 - March 2015
FNB   2010 - October 2012
Evergreen Investments  2001 - 2002
Insource Technology  1997 - 2001

Skills
Mortgage Lending, Strategic Planning, Project Planning, Budgets, Account Management, Leadership, Real Estate, Management, Sales Management, Financial Analysis, Process Improvement, Loans, Finance, Marketing, Due Diligence, Negotiation, Customer Service, Customer Satisfaction, Business Process..., Banking, Mortgage Banking, Credit, Analysis, Forecasting, Strategy

Education
Texas A&M University   1993 — 1995
MBA

Texas A&M University - Mays Business School   1993 — 1995
MBA

University of New Hampshire   1987 — 1992
BA, English

Experience
USMD  October 2014 - May 2015
Proficio Mortgage Ventures, LLC  February 2014 - March 2014
Network Funding  August 2013 - December 2013
Colonial National Mortgage  November 2006 - August 2013
Today's Staffing  January 2006 - March 2006
Southwest Alliance   March 2005 - September 2005
Alpha Mortgage Group, Inc.   May 1997 - March 2005
Bank United  June 1994 - April 1997
Cash America  September 1993 - May 1994
Head Golf   May 1991 - September 1993

Skills
FHA, Reverse Mortgages, Refinance, Credit Analysis, Mortgage Banking, Underwriting, Home Equity Loans, Loans, Home Equity Lines of..., Certified Mortgage..., Mortgage Servicing, Loan Servicing

Education
Medical Career Training   2015 — 2015
Certified Clinical Medical Assistant/Phlebotomy Technician Certification

National Association of Health Careers and Education   2015 — 2015
Certified Patient Care Technician/Assistant, EKG Technician

The University of Texas at Arlington   2014 — 2014
Medical coding and billing, Medical terminology

Tarrant County College   1990 — 1991

Nolan High School   1986 — 1990

Experience
Jim Falk Beverly Hills Lexus   August 2015 - Present
O'Gara Coach Company  June 2015 - August 2015
Jim Falk Lexus of Beverly Hills  January 2014 - June 2015
Crown Lexus of Ontario   January 2013 - January 2014
Proficio Mortgage Ventures, LLC  July 2012 - December 2013
CBS Radio  February 2011 - July 2012

Skills
Sales Management, Sales, Direct Sales, Marketing, Market Research, Social Media Marketing, Social Marketing, Mortgage Lending, Mortgage Underwriting, Customer Service, Customer Retention, Marketing Strategy, Finance, Advertising, Loans, Management, Social Media, Microsoft Office, Event Planning

Education
UC Santa Barbara   2005 — 2009
Bachelor of Arts (B.A.), History

Experience
ALL Commercial Capital, LLC   November 2013 - Present
Equity Prime Mortgage, LLC   July 2013 - July 2014
RIS Marketing LLC   April 2012 - December 2013
Originators Edge Marketing LLC   December 2011 - December 2013
Advisors Mortgage Group, LLC  November 2012 - July 2013
Proficio Mortgage Ventures LLC   April 2012 - November 2012
Precision Funding Group  May 2010 - April 2012
Precision Funding Group, LLC   February 2008 - May 2010
Global Mortgage  March 2006 - February 2008
Ameriquest Mortgage Company  December 2004 - March 2006

Skills
SBA Lending, Commercial Lending, Commercial Mortgages, FHA, Freddie Mac, Fannie Mae, USDA B&I Loans, Construction Loans, Mortgage Banking, Mortgage Lending, Commercial Wholesale..., Residential Mortgages, Loan Origination, Refinance, Loans, Underwriting, Sales Management, Real Estate, Funding, Business Development, Banking, VA loans, FHA financing, Certified Mortgage..., Consumer Lending, Mortgage Marketing, USDA, Sales, Credit, Sales Operations, Competitive Analysis, Credit Analysis, Mortgage Underwriting, Investment Properties, Referrals, Mortgage Servicing, REO, Investors, Government Loans, Marketing, Selling, Loan Servicing, Real Estate Financing, Loss Mitigation, Financial Structuring, Finance, Investments, VA Loans, FHA Financing

Education
University of Delaware   1996 — 2000
Bachelor of Science, Criminal Justice

Experience
Alight Analytics  April 2015 - Present
Proficio Mortgage Ventures, LLC  October 2014 - March 2015
RSA The Security Division of EMC  May 2013 - January 2014
Gasket Engineering   May 2012 - July 2012

Skills
SaaS, Solution Selling, Enterprise Software, Sales Engineering, Cloud Computing, Security, Storage, Professional Services, Managed Services, Channel Partners, Pre-sales, Network Security, Sales Enablement, Virtualization, Go-to-market Strategy, Customer Service, Public Speaking, Sales, Microsoft Excel

Education
University of Missouri-Columbia   2013 — 2015
Master of Business Administration (MBA), Marketing Analytics

University of Missouri-Columbia   2010 — 2014
Bachelor of Science (B.S.), Industrial Engineering, 3.43

Experience
Proficio Mortgage Ventures, LLC  February 2014 - Present
Lakewood College  2012 - October 2013
AMPM  October 2010 - March 2012
US Army  May 2003 - May 2006

Skills
Microsoft Office, Social Media, Grants, Microsoft Excel, Nonprofits, Strategic Planning, Teaching, Customer Service, Coaching, Event Planning, Higher Education, Leadership, Leadership Development, Microsoft Word, Public Speaking, Sales, Social Media Marketing, Social Networking

Education
The University of Akron   2004 — 2006
Associate of Arts and Sciences (AAS), Hospitality Administration/Management

Experience
JFK Financial Inc.   January 2015 - Present
First California Mortgage Company  January 2014 - Present
Proficio Mortgage Ventures, LLC  June 2013 - January 2014
One Nevada Credit Union  August 2001 - May 2013

Skills
Loans, Mortgage Lending, Credit, FHA, Banking, Credit Analysis, Strategic Financial..., Finance, Underwriting, Investment Properties, Credit Risk, FHA financing, VA loans, Real Estate, First Time Home Buyers, Financial Analysis, Residential Mortgages, Refinance, Mortgage Banking, Loan Origination, VA Loans, FHA Financing

Education
University of Phoenix   2001 — 2004
Bachelor's degree, Business Administration and Management, General

Experience
US Mortgage of Florida  March 2014 - Present
Hampton Real Estate Group   November 2010 - 2015
Proficio Mortgage Ventures, LLC  May 2013 - March 2014
First Choice Loan Services  January 2012 - April 2013

Skills
Mortgage Lending, Real Estate, Real Estate Development, Loans, Refinance, Investment Properties, FHA, Investors, Harp, Jumbos, Loan Origination, Mortgage Banking, Vacation Rental, Selling, Rentals, Short Sales, REO, Listings, Sellers, FHA financing, Real Estate Transactions, Foreclosures, USDA, Residential Mortgages, Residential Homes, Relocation, First Time Home Buyers

Education
University of Iowa

Experience
ReverseMortgages.com   August 2015 - Present
Proficio Mortgage Ventures, LLC  January 2013 - August 2015
West Chester University  August 2012 - December 2012
US Army  February 2011 - April 2012
United States Army Reserve  January 2005 - August 2011
Associated Press Television News  January 2010 - June 2010
KOMU NBC 8   August 2009 - December 2009
ABC 17 News, KMIZ   May 2009 - September 2009
The Media Convergence Group   May 2009 - August 2009
KMIZ ABC 17   April 2007 - August 2009

Skills
Sales, Customer Service, Pipeline Management, Logistics Management, Employee Supervision, Business Communications, Video Editing, Video, Editing, Journalism, Final Cut Pro, Facebook, Social Media, Media Relations, Press Releases, Copy Editing, Video Production, Videography

Education
Army Logistics University   2010 — 2011
Master Logistician, Logistics

Missouri School of Journalism   2009 — 2010
Masters, Journalism

University of Missouri-Columbia   2003 — 2007
B.A., Anthropology, Political Science

Experience
Ascensus  August 2014 - Present
Ascensus  September 2012 - August 2014
Ascensus  September 2011 - September 2012
Ascensus  June 2010 - September 2011
Proficio Mortgage Ventures LLC   January 2010 - June 2010
New Penn Financial, LLC  April 2009 - January 2010
Devon Consulting  April 2008 - April 2009
Indymac Bank  July 2006 - December 2007
Wilmington Finance  April 2005 - July 2006
BISYS  February 2003 - April 2005

Skills
Mortgage Lending, Finance, Mergers & Acquisitions, FHA, Account Management, Credit, Program Management, Process Improvement, Mutual Funds, Investments, Trading, Insurance, Time Management, Customer Service, Relationship Management, Loans, New Business Development, Project Management, Underwriting, Sales Management, Financial Services, Investment Properties, Employee Benefits, Risk Management

Education
Pennsylvania State University-University Park   1996 — 2001
B.A., Marketing

Wissahickon   1993 — 1996

Experience
Knight Transportation  October 2013 - Present
Proficio Mortgage Ventures, LLC  January 2013 - September 2013
Maurices  March 2012 - January 2013
TNT Tanning   August 2011 - June 2012
The Infinity Salon   August 2009 - June 2011

Skills
Inventory Management, Loss Prevention, Merchandising, Retail, Visual Merchandising, Store Management, Time Management, Sales, Customer Satisfaction, Profit, Leadership, Retail Sales, Customer Retention, Payroll, Recruiting, Training, Forecasting, Social Media, Management, Customer Service, Microsoft Excel, Cold Calling, PowerPoint, Marketing, Account Management, Hiring, Microsoft Office

Education
Ohio University   2007 — 2011
Bachelor of Business Administration (BBA), Finance, General

Chardon High School   2003 — 2007
High School Diploma

Experience
Bridgepoint Education  October 2012 - Present
Proficio Mortgage Ventures LLC   October 2011 - October 2012
Emerald Connect   February 2011 - October 2011
MassMutual, FMC Financial   April 2010 - September 2010
Fox Networks Group  May 2009 - September 2009
Someonespoilme.com   September 2008 - December 2008
Diane's Beachwear  June 2007 - August 2007

Skills
Blogging, Event Planning, Social Media, Marketing, Social Media Marketing, Customer Service, PowerPoint, Microsoft Office, Online Advertising, Microsoft Excel, Marketing Strategy, Communication, Organizational..., Sales

Education
University of California, Los Angeles   2006 — 2009
BA, Anthropology and Political Science

Experience
American Pacific Mortgage  November 2014 - Present
Rocky Mountain Mortgage Specialists   April 2014 - October 2014
Complete Capital Services   October 2013 - October 2014
5280NRG LLC   August 2013 - April 2014
Proficio Mortgage Ventures, LLC  January 2011 - July 2013
Syndicated Solar  January 2009 - January 2011
Integrated Mortgage Services   May 2007 - January 2010
Paramount Home Loans   May 2004 - April 2007
Rocky Mountain Mortgage Specialists   January 1999 - January 2002
CSM Futures Group   January 1996 - January 1999

Skills
Banking, FHA, Investment Properties, Loan Origination, Foreclosures, Finance, Loans, Credit, Mortgage Lending, Marketing, Management, Real Estate, Refinance, Sales, Residential Homes, Selling, Short Sales

Education
University of Colorado Boulder   1988 — 2004
B.A., Economics and Marketing

Experience
FBC Mortgage LLC  February 2015 - Present
Proficio Mortgage Ventures, LLC  September 2013 - Present
Securities Capital   March 2012 - September 2013
Proficio Mortgage Ventures, LLC  June 2009 - March 2012
Premier Mortgage Capital  October 2006 - June 2009
The Mortgage Solution, LLC   December 2003 - October 2006
SunTrust Bank  March 2001 - November 2003

Skills
Mortgage Lending, SQL, PHP, Credit, Banking, Customer Service, HTML, Access, Finance, Loans, Analysis, Loan Origination, Mortgage Banking, Risk Management

Education
University of Central Florida   1996 — 1999
Health and Public Affairs

Experience
SecurityNational Mortgage Company #3116  March 2015 - Present
Financial Education Services (FES)   2006 - Present
AnnieMac Home Mortgage  August 2014 - May 2015
First Option Mortgage  November 2013 - August 2014
Proficio Mortgage Ventures LLC   December 2012 - August 2013
Benchmark Community Bank  February 2012 - December 2012
Oxford Lending Group, LLC / Peoples Bank of Kansas   August 2008 - April 2012
JPMorgan Chase Bank  June 2001 - May 2008
Spherion/Qwest Communications   September 2000 - May 2001
Nationwide Insurance  December 1999 - September 2000

Skills
FHA, Loan Origination, Public Speaking, Mortgage Lending, Loans, Refinance, Private Banking, Mortgage Banking, Real Estate, Credit, Selling, Leadership, Residential Mortgages, Foreclosures, Credit Analysis, Investments, Underwriting, FHA financing, Sales, Coaching, Investment Properties, Training, Consumer Lending, VA loans, Finance, Customer Service, Portfolio Management, Mortgage Underwriting, Insurance, Home Equity Loans, Reverse Mortgages, USDA, First Time Home Buyers, Short Sales, Government Loans, Cross Selling, Home Equity Lines of..., Small Business, Analysis, Real Estate Financing, Referrals, REO, HUD, Debt Consolidation, Loan Servicing, Banking, Mortgage Servicing, VA Loans, Investors, Residential Homes

Education
University of Findlay   1994 — 1998
Bachelor of Science, Business Administration; International Business

Experience
Crystal Structures (a div of Sunshine Rooms)   August 2015 - Present
Proficio Mortgage Ventures, LLC  February 2014 - Present
Nationwide Equities Corporation   October 2013 - Present
1st Reverse Mortgage USA  June 2012 - October 2013
MetLife Reverse Mortgage   March 2011 - May 2012
Bank of America  November 2008 - March 2011
Wells Fargo Home Mortgage  August 2003 - November 2008
SimplexGrinnell  September 1997 - August 2008
SecurityLink from Ameritech  November 1995 - September 1997
Matrix Systems  September 1994 - October 1995

Skills
Refinance, Reverse Mortgages, Real Estate, FHA financing, Underwriting, Selling, Retirement, Finance, VA loans, Investment Properties

Education
Wichita State University   1973 — 1977
B.S. & B.A., Business & Health Care Management

Northern Michigan University   1966 — 1967
None, Freshman Basics

Experience
Proficio Mortgage Ventures LLC   Loan OfficerFreedom Mortgage corporationApril 2010 - January 2011

Education
Scottsdale Community College   2002 — 2005
Associates Degree, General Busines

Experience
EverBank  January 2014 - Present
Wells Fargo Home Mortgage  April 2012 - January 2014
QBE FIRST  June 2011 - May 2012
Alexander Consulting Group  September 2010 - July 2011
Proficio Mortgage Ventures LLC   September 2009 - August 2010
One World Mortgage Corporation   January 2002 - September 2009
HomeGold Financial  January 2002 - December 2002
Washington Mutual, Inc.   July 1999 - March 2000
Merrill Lynch Credit Corporation  July 1992 - July 1999
Merrill Lynch Credit Corporation  1993 - 1999

Skills
Credit Analysis, Credit Risk, Mortgage Underwriting, Mortgage Servicing, Reverse Mortgages, Training & Development, Project Implementation, Employee Training, Credit, Mortgage Lending, Mortgage Banking, Loans, Finance, Investment Properties, Loan Servicing, Relationship Management, Real Estate, Residential Mortgages, Portfolio Management, Underwriting, FHA, Loan Origination, Call Centers, Insurance, Training, Financial Analysis, Cross Selling, VA loans, Leadership, VA Loans, Banking, Management

Education
University of Florida   1981 — 1985
BS

Keystone Heights High   1977 — 1981
Diploma

Experience
Sun West Mortgage Company, Inc.   July 2014 - Present
Mortgage Now  July 2013 - July 2014
Proficio Mortgage Ventures, LLC  November 2011 - May 2013
National Future Mortgage  October 2008 - November 2011

Skills
Refinance, Mortgage Lending, USDA, VA loans, Residential Mortgages, Mortgage Banking, FHA financing, First Time Home Buyers, Loan Origination, Investment Properties, Reverse Mortgages, Loans, Credit, Referrals, Real Estate Transactions, Sellers, FHA, FHA Financing, VA Loans, Credit Analysis, Sales

Education
Syracuse University - Maxwell School   1978 — 1982
BA, Political Science and Government

Cherry Hill West HS   1974 — 1978
college prep, College/University Preparatory and Advanced High School/Secondary Diploma Program, 9-12

Experience
American Bank  September 2015 - Present
American Bank  May 2014 - Present
Proficio Mortgage Ventures, LLC  May 2013 - April 2014
Proficio Mortgage Ventures, LLC  December 2011 - April 2013

Skills
Refinance, Mortgage Banking, FHA, Purchase Financing, Credit, VA Loans, USDA, First Time Home Buyers, FHA Financing, Mortgage Lending

Education
The Ohio State University   1989 — 1994
Bachelor of Business Administration (B.B.A.)

Experience
First Choice Loan Service Inc.  April 2015 - Present
Proficio Mortgage Ventures, LLC  February 2013 - March 2015
PrimeLending  June 2012 - February 2013
Proficio Mortgage Ventures, LLC  October 2009 - June 2012
Dynamic Capital Mortgage  October 2007 - October 2009
Pinnacle Financial Corp  March 2003 - October 2007
Cedar Creek Mortgage   June 2001 - March 2003

Skills
Mortgage Lending, Loan Processing, Government Loans, Conventional Loans, Credit, Underwriting, Loan Closings, Loans, Real Estate, Loan Origination, Mortgage Marketing, Credit Analysis, Banking, FHA Financing, Mortgage Banking, Residential Mortgages, Refinance, FHA

Education
Pepperdine University   1980 — 1982
Master of Business Administration (MBA)

Western Illinois University   1975 — 1979
Bachelor of Science (BS)

Experience
JZ Mortgage Services Inc   2015 - Present
Sentrix Financial Services  2014 - 2015
US Mortgage Corporation  2013 - 2013
Proficio Mortgage Ventures, LLC  2012 - 2013
Green Thumb Petro   2012 - 2012
Lifetime Fitness  2010 - 2011
ZTJ Investments LLC   2007 - 2010
Fremont Investment & Loan  2003 - 2007
H&R Block Financial Advisors  2001 - 2003

Skills
Business Development, Business Strategy, Marketing, Finance, Mortgage Lending, New Business Development, Sales Management, Sales, Loans, Leadership, Financial Modeling, Financial Analysis, Options Strategies, Stock Market Analysis, Day Trading, Healthy Eating, Healthy Lifestyles, Weight Training, Fitness Training, Nutrition, Mortgage Banking, Refinance, Loan Origination, Credit, Underwriting, Banking, Investments, FHA financing, Real Estate, Residential Mortgages, Commercial Mortgages, Relationship Management, Portfolio Management, Mortgage Underwriting, Commercial Lending, Investment Properties, VA loans, Real Estate Financing, Consumer Lending, Real Estate Economics, USDA, Small Business, Loss Mitigation, Selling, Loan Servicing, Financial Services, Construction Loans, Certified Mortgage..., Credit Analysis, Government Loans

Education
State University of New York at Buffalo   1995 — 2000
Bachelor of Science (BS), Finance and Financial Management Services

Redford Union High School

Experience
MB Financial Bank  July 2015 - Present
MB Financial Bank  April 2014 - July 2015
Proficio Mortgage Ventures, LLC  July 2013 - March 2014
CBC National Bank  November 2012 - July 2013
JPMorgan Chase  September 2011 - November 2012

Skills
Loan Origination, Mortgage Lending, Residential Mortgages, FHA financing, VA loans, USDA Rural Housing, Jumbo Mortgage, Microsoft Office, Microsoft Operating..., Mac OS, 203K, Refinance, Home Equity, Government Loans, USDA

Education
University of Findlay   2007 — 2009
Master of Arts, Middle School Education

The Ohio State University   2005 — 2007
Bachelor of Science, Middle School Education

Experience
Peak Power Solutions, Inc.   December 2013 - Present
Proficio Mortgage Ventures LLC   September 2012 - Present
US Army  2004 - 2008

Skills
Customer Service, Integrity, Microsoft Office, Adaptability, Timely Decision Making, Investments, Networking, Dependable Team Player, Independent Financial..., Independent Thinking, Caring, Strongly self-motivated, Self-motivated Team..., Intelligence Analysis, Building Relationships

Education
University of Phoenix   2014 — 2016
Bachelor of Science, Accounting, 3.8 GPA

Riverside Community College
Business Administration and Management, General

Experience
Fairway Independent Mortgage of the Carolinas  July 2014 - Present
Guild Mortgage  February 2014 - June 2014
Prospect Mortgage, LLC  June 2011 - February 2014
Proficio Mortgage Ventures LLC   August 2010 - June 2011
Paramount Lending, Inc.   February 2010 - August 2010
Bank of America Centralized Sales   June 2009 - February 2010
Wyndham Capital Mortgage  July 2005 - June 2009
EfastFunding   July 2002 - June 2005
A.G. Edwards & Sons, Inc.   August 2001 - June 2002

Skills
Mortgage Lending, FHA, Refinance, Loans, USDA, Underwriting, Investment Properties, Banking, Investments, Residential Homes, Real Estate Economics, Mortgage Banking, FHA financing, Loan Origination, Selling, Residential Mortgages, VA loans, Referrals, Financial Services, Finance, Reverse Mortgages, REO, Government Loans, Credit, Condos, Construction Loans, Real Estate, Mortgage Marketing, Credit Analysis, Mortgage Underwriting, First Time Home Buyers, Certified Mortgage..., Insurance, Home Equity Loans, Sales, Marketing, FHA Financing, VA Loans

Education
Texas A&M University   1998 — 2001
BS, Psychology, Summa Cum Laude

Texas A&M University   1998 — 2001

Experience
Tannenbaum Business Brokers   April 2012 - Present
SCORE Chapter 254   November 2011 - Present
SJREIA-South Jersey Real Estate Investors Association   January 2011 - Present
interlocking business solutions   March 2005 - Present
FixMyCreditSoICanBuyAHome, LLC   April 2010 - June 2013
Buy This House Realty   March 2010 - April 2012
Proficio Mortgage Ventures LLC   March 2011 - April 2011
PatMurphy.com, Inc.   February 2009 - April 2010
Computer Sciences Corporation  February 2006 - March 2007
Automatic Data Processing  1995 - 2001

Skills
Business Brokerage, National Association of..., IT Operations, IT Solutions, Commercial Real Estate, Real Estate Development, Real Estate License, Real Estate Financing, Real Estate Marketing, Business Planning, New Business Development, Business Strategy, Business Process, Business Analysis, Business Development, Credit Scoring, Credit Analysis, Credit Reports, Web Design, Web Applications, CRM databases, ACT CRM, CRM Integration, Programmers, Software Development..., Software Engineering, Software Lifecycle, Software Development, Software Deployment, Information Systems, Distributed Systems, Embedded Systems, Operating Systems, Telecommunications, Teleconferencing, Video Conferencing, Video Production, VoIP, Construction, Commercial Buildings, Small Business, Investors, Real Estate Transactions, Sellers, Start-ups, Real Estate, Investment Properties, Entrepreneurship, Networking, Lead Generation

Education
Temple University   1976 — 1983
BS ME, mechanical engineering

St Peters?

Experience
Reliant Bank  May 2014 - Present
Proficio Mortgage Ventures LLC   April 2011 - May 2014
Community First Bank Loan Services  March 2010 - April 2011
RLCA  March 1999 - March 2010
The Money Store  May 1997 - March 1999
MidAmerican Financial Services   1995 - 1997

Skills
Identifying new..., Recruiting Origination..., Recruiting Operations..., Identifying and..., Identifying and Serving..., Managing Sales Growth, Mortgage Lending, Loans, Team Building, Mortgage Banking, Sales, Training, Credit, Leadership, Account Management, Banking, Management, Call Centers, Residential Mortgages, Refinance, Strategic Planning, FHA, Real Estate, Loan Origination, Residential Homes, Selling, Reverse Mortgages, FHA financing, VA loans, USDA

Education
The Ohio State University   1990 — 1995
BA, Humanities

Copley   1987 — 1990
High School Diploma, General

Yonatan Netanyahu

Experience
Excelerate Capital   April 2015 - Present
World Financial Group (WFG)   November 2013 - Present
Bridgeview Bank Group  March 2014 - December 2014
Banc Home Loans a Division of Banc of California  March 2013 - March 2014
Proficio Mortgage Ventures, LLC  September 2012 - February 2013
Pacific Mercantile Bank  January 2011 - September 2012

Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Real Estate, Recruiting, Management, Marketing, VA loans, Loan Origination, Government Loans, Home Equity Loans, Mortgage Marketing, FHA financing, USDA, Branch Banking, Credit, FHA, First Time Home Buyers, Investment Properties, Refinance, FHA Financing, VA Loans

Education
Freedom Christian Center   2014 — 2015
Bachelor's degree, Bible/Biblical Studies

Rio Hondo College

Experience
vLoan   April 2015 - Present
Bridgeview Bank Mortgage  October 2014 - April 2015
Proficio Mortgage Ventures LLC   December 2011 - October 2014
First Ohio Banc & Lending, Inc.   June 2005 - May 2011
Crown Equity Group   October 2004 - May 2005

Skills
VA, FHA, Conventional, Loans, First Time Home Buyers, Purchase, Credit, USDA, HUD, Foreclosures, REO, Short Sales, Investment Properties, VA loans, Residential Mortgages, Refinance, Residential Homes, Management, Mortgage Banking, Certified Mortgage..., Relocation, Real Estate, Sellers, FHA financing, Loan Origination, VA Loans, FHA Financing

Education
The University of Akron   1998 — 2003

Experience
Fearon Financial, LLC.   January 2015 - Present
Indecomm Global Services  May 2014 - December 2014
Proficio Mortgage Ventures, LLC  February 2013 - May 2014
Chase  July 2010 - February 2013

Skills
FHA, Mortgage Banking, Refinance, Mortgage Lending, Residential Mortgages, Loan Origination, Mortgage Underwriting, FHA financing, Loans, Credit, Credit Analysis, Underwriting, Consumer Lending, Government Loans, Banking, Reverse Mortgages, Finance

Education
Trocaire College   1986 — 1988
Associate's degree, Business

Experience
Colonial National Mortgage  March 2014 - Present
Proficio Mortgage Ventures LLC   February 2010 - February 2014
Proficio Mortgage Ventures LLC   February 2010 - February 2014
Supreme Lending  April 2009 - February 2010

Skills
FHA, Mortgage Lending, VA loans, Mortgage Marketing, Relocation, Loan Origination, Investment Properties, Residential Homes, Loans, Real Estate, construction Loans

Education
The University of Texas at Austin   1998 — 2002
B.A., Government, Business

The Woodlands High School   1993 — 1997

Experience
American Bank  June 2015 - Present
American Bank  May 2014 - June 2015
Proficio Mortgage Ventures, LLC  February 2012 - May 2014
Chase  October 2008 - February 2012
HSBC  March 2001 - October 2008

Skills
Banking, Sales, Credit, Marketing, Account Management, Loans, Management, Training & Development, Mortgage Lending, Sales Management

Education
Ohio University   1995 — 2000
Bachelor of Business Administration (BBA), Marketing and Finance

Experience
American Midwest Mortgage  2014 - Present
Proficio Mortgage Ventures, LLC  January 2011 - January 2014

Skills
Mortgage Lending, Refinance, FHA, Loans, Mortgage Banking, USDA, Residential Mortgages, Credit, VA loans, Loan Origination, FHA financing, Credit Analysis

Education
The Ohio State University   1991 — 1996

R.B. Chamberlin High   1987 — 1991

Experience
Proficio Mortgage Ventures LLC   August 2012 - Present
First National Bank of Layton  December 2011 - July 2012
Wells Fargo Home Mortgage  July 2009 - December 2011
Genworth Financial  January 2008 - 2009
Genworth Financial (Liberty Reverse Mortgage)   2008 - 2009
Aares Group   March 2003 - January 2008
Domestic Bank  June 2006 - March 2007
Domestic Bank  2006 - 2007
AT&T  1996 - 2000

Skills
Mortgage Lending, Reverse Mortgages, FHA, Mortgage Banking, Residential Mortgages, Credit, Portfolio Management, Loans, Home Equity Lines of..., Selling, VA loans, Home Equity, Certified Mortgage..., Government Loans, Mortgage Underwriting, VA Loans, Sales

Education
Penn State University   1987 — 1992

University of Kentucky   1981 — 1983

Experience
Client First Funding   September 2012 - Present
Pionear  November 2011 - June 2012
Proficio Mortgage Ventures LLC   August 2010 - August 2011

Skills
Sales Operations

Education
University of South Florida

Experience
Proficio Mortgage Ventures LLC   December 2012 - Present
Michigan Mortgage Centre   January 1991 - September 2007

Skills
Real Estate, Loans, Investment Properties, Mortgages, FHA financing, New Home Purchase, Home Loans, Sales Hiring, Hiring Personnel, First Time Home Buyers, Banking, Mortgage Lending, FHA, Refinance, Mortgage Banking, Reverse Mortgages, Underwriting, Commercial Lending, Loan Origination, Residential Mortgages, VA loans, Funding, Credit Analysis, Commercial Real Estate, Financial Services, Short Sales, Mortgage Servicing, Financial Structuring, Finance, Certified Mortgage..., Selling, Construction Loans

Education
Oakland Community College   1991 — 1994
BUSINESS AND ACCOUNTING

UNITED STATES MARINE CORPS   1987 — 1991

Experience
Pentagon Federal Credit Union (PenFed Credit Union)   May 2015 - Present
The Money Store  November 2014 - March 2015
Proficio Mortgage Ventures, LLC  December 2013 - November 2014
EverBank  June 2013 - December 2013
EverBank  November 2010 - June 2013
Bank of Oklahoma  May 2009 - October 2010
PHH Mortgage  September 2008 - May 2009
Webster Bank  April 2003 - February 2008
First Nationwide Mortgage  2002 - 2003
Bank of America  1999 - 2002

Skills
Mortgage Banking, Secondary Market, Underwriting, Credit Analysis, Credit, Financial Risk, Loan Servicing, Investments, Mortgage Servicing, Residential Mortgages, FHA, Loans, Loan Origination, Banking, Hedging, Portfolio Management, Mortgage Lending, Refinance, Risk Management, Capital Markets, Interest Rate Risk..., Credit Risk, MBS, Securitization, Commercial Lending, Structured Finance, Loss Mitigation

Education
Plymouth State University   1991 — 1995

Experience
Transworld Systems  June 2015 - Present
The StoneHill Group, Inc.   October 2012 - May 2015
Proficio Mortgage Ventures LLC   April 2011 - May 2012
State Farm  2010 - April 2011
Capital City Mortgage & Investments   October 2009 - December 2010
CALIFORNIA DEPARTMENT OF REAL ESTATE  July 2003 - June 2008
Homefinders Realty   2006 - 2008
WFG  2006 - 2006
Community Housing Works  February 1998 - October 2003
LISC Americorps  1998 - 1999

Skills
First Time Home Buyers, Mortgage Lending, Short Sales, Real Estate, Investment Properties, Residential Homes, Selling, Foreclosures, Real Property, Investors, Loans, REO, Commercial Real Estate, Sellers, FHA

Education
University of Phoenix   2001 — 2004
BS, Information Technology

San Diego High School   1991 — 1994
BS, Information Technology

Experience
Proficio Mortgage Ventures LLC   October 2008 - Present
PNC Mortgage  2010 - 2011
Pacific Rim Mortgage   April 2006 - October 2008

Skills
USDA, Mortgage Lending, Customer Service, Management, Underwriting, Leadership, Refinance, Loans, Finance, Operations Management, Credit Analysis, Residential Mortgages, Credit, Non-Conforming, FHA financing, Loan Origination, FHA, Real Estate, Banking, Public Speaking, Team Building, Sales, Reverse Mortgages, Mortgage Banking, Strategic Planning

Education
University of Hawaii - Shidler College of Business   1969 — 1973
BBA, Marketing

Experience
Innovate Auto Finance  2014 - Present
Proficio Mortgage Ventures, LLC  2013 - 2014
Groupon  2012 - 2013
Cars.com  2011 - 2012
Sun City Media & Marketing, LLC   2009 - 2011
Idearc Media  2005 - 2009

Skills
Sales, Account Management, Sales Management, B2B, Cold Calling, New Business Development, Marketing, Marketing Strategy, Salesforce.com, Advertising, Customer Service, Marketing Communications, Social Media Marketing, Digital Marketing, Credit Analysis, Finance, Mortgage Lending, Mortgage Banking, Loan Origination, Portfolio Management, Customer Retention, Team Building

Education
Texas Christian University

Experience
iServe Residential Lending  June 2014 - Present
The Bank Of England   October 2010 - April 2011
CREDIT SAVE   2006 - 2011
Proficio Mortgage Ventures LLC   2004 - 2011

Skills
FHA, Refinance, Mortgage Banking, Loan Origination, FHA financing, Residential Mortgages, Loans

Education
FRANLIN PUBLIC SCHOOLS

Paul D Camp Community College
BUSINESS ADMINISTRATION

Experience
The Ray White Surfers Paradise Group   August 2013 - Present
Proficio Mortgage Ventures, LLC  June 2013 - July 2013
KRENZER PROPERTY MANAGEMENT, INC.   September 2010 - May 2013
REMAX REAL ESTATE TEN   2009 - 2010
Kelley Hinsley, Esq.   June 2006 - September 2009
Lamarre Perron Lambert Vincent   December 2000 - June 2006

Skills
Real Estate, Real Estate Transactions, Leases, Real Estate Development, Legal Research, Property Law, Foreclosures, Real Property, Contract Negotiation, Bankruptcy, Landlord, Due Diligence, Commercial Real Estate, Corporate Law, Evictions, Commercial Litigation, Mediation, Mortgage Banking, Residential Mortgages, Sellers, Short Sales, Investment Properties, Property Management, Property, Refinance, HUD, Mortgage Lending, Investors, Tenant, Landlords, Referrals, Negotiation

Education
University of Ottawa   1992 — 1995
LLL Cum Laude, Law

Universite du Quebec a Montreal   1989 — 1992
Bachelor of Science (BS), Political Science and Government

Experience
New Vision Realty   July 1990 - Present
Ameris Bank  October 2011 - June 2012
Proficio Mortgage Ventures LLC   October 2009 - October 2011
The Mortgage Source  June 1994 - February 2009
The Professional Financial Service   August 1989 - June 1994
United States Air Force  July 1982 - August 1988

Skills
Mortgage Lending, Investment Properties, Real Estate, Foreclosures, Mortgage Banking, First Time Home Buyers, Loans, Investors, Short Sales, REO, Real Estate Transactions, Residential Homes, FHA, USDA, Reverse Mortgages, Refinance, Loan Origination, Real Estate Financing, Certified Mortgage..., Residential Mortgages, Finance, Commercial Real Estate, Sellers

Education
University of Advanced Research   1990 — 1995
BA, Real Estate & Finance

Los Angeles Computer Learning Center (CLC)   1988 — 1989
Computer Programming Certification, Computer Programming/Programmer, General, 95

Experience
Proficio Mortgage Ventures LLC   March 2012 - Present

Education
The University of Akron   2007 — 2009
Bachelor, Criminal Justice/Emergency Management

Experience
Proficio Mortgage Ventures LLC   July 2009 - Present

Education
Stetson University

Experience
Zeal Credit Union  June 2013 - Present
Proficio Mortgage Ventures, LLC  November 2012 - June 2013
DeVry University  December 2011 - July 2012
Central Florida News 13  March 2006 - October 2011

Skills
Editing, Non-linear Editing, Photoshop, Final Cut Pro, Microsoft Excel, Customer Service, Outlook, Linear Editing, Salesforce.com, Microsoft Word, PowerPoint, Windows, Pinnacle Studio, Adobe, iMovie, iDVD, Sony Camcorders, DVCProHD, Admissions Counseling, Mortgage Lending, Residential Mortgages, Mortgage Servicing, Mortgage Processing, Post Closing

Education
University of Central Florida   2002 — 2006
Bachelor of Science, Radio and Television Production

Regina High School   1999 — 2002

Experience
Proficio Mortgage Ventures LLC   October 2012 - Present
Hartford Lending Group, LLC.   July 2011 - October 2012
Licensed Mortgage Broker LO. 038709.000   November 2007 - September 2011
Hartford Financial Services Group  January 2010 - January 2011
Interactive fincancial Services   2007 - 2007

Skills
FHA, Refinance, Mortgage Lending, Mortgage Banking, Loan Origination, Residential Mortgages, VA loans, FHA financing, Loans, First Time Home Buyers, Reverse Mortgages

Education
SUNY Oneonta   1982 — 1986

Tennessee State University   1982 — 1982

The Ohio State University

Experience
Proficio Mortgage Ventures, LLC  March 2012 - Present

Skills
Microsoft Word, Microsoft Office, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Strategic Planning, Team Building

Education
Stark State College of Technology
Accounting

Experience
Proficio Mortgage Ventures, LLC  July 2013 - Present
Proficio Mortgage Ventures, LLC  January 2013 - July 2013
Jo-Ann Fabric and Craft   August 2011 - October 2012
Giant Eagle  December 2010 - August 2011
Akron Digital Media Center   January 2011 - March 2011
The University of Akron  August 2010 - December 2010
The University of Akron  August 2010 - October 2010
The Suburbanite  January 2010 - August 2010

Skills
Customer Service, Data Entry, Retail, Customer Satisfaction, Cashiering, Phone Etiquette, Writing, Problem Solving, Multi Tasking, Close Attention to..., Organizational..., Teamwork, InDesign, HTML, Microsoft Office, Adobe Creative Suite, News Edit Pro, News Writing, Newspaper Design, Photoshop, Dreamweaver

Education
The University of Akron   2007 — 2011
Bachelor of Arts (B.A.), Mass Media Communication, 3.8

Experience
Nesco Resource  February 2014 - February 2015
Proficio Mortgage Ventures, LLC  May 2012 - June 2014
GameStop  June 2011 - March 2012
Spencer Gifts  February 2011 - February 2012

Skills
Customer Service, Product Knowledge, Telecommunications, Data Entry, Microsoft Office, Microsoft Excel, Microsoft Word, Microsoft SQL Server, 60 wpm, Strategic Communications, Problem Solving, html, C++, CSS, SQL

Education
Penn Foster
still enrolled, Biology/Biological Sciences, General

Experience
Proficio Mortgage Ventures, LLC  May 2013 - Present
FIRST CHOICE LOAN SERVICES INC.  September 2012 - April 2013
Adios Golf Club   March 2008 - August 2012

Skills
Loans, Mortgage Lending, Mortgage Banking, Credit, Loan Origination, Refinance, FHA, Residential Mortgages, Banking, Customer Service, Credit Analysis, Consumer Lending, Underwriting, First Time Home Buyers, Retail Banking, Investment Properties, Real Estate, Financial Analysis, Sales, Microsoft Excel, Commercial Mortgages, Construction Loans, Real Estate Financing, FHA financing, Commercial Lending, Home Equity Lines of..., USDA, Reverse Mortgages, Government Loans, Home Equity Loans, Certified Mortgage...

Education
Shippensburg University of Pennsylvania