Santander Bank, N.A.
Industry: Retail banking company
DescriptionSantander Bank, N. A., formerly Sovereign Bank, is a wholly owned subsidiary of Spanish Santander Group. It is based in Boston and its principal market is the northeastern United States. Parent organization: Santander Group Headquarters: Boston, Massachusetts, United States CEO: Scott Powell (30 Jul 2015–) Number of employees: 9,800 (2017) Founded: 1902 Subsidiaries: INDEPENDENCE COMMUNITY BANK CORP,
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Santander Bank, N.A. Employees
Black Knight Financial Services Data & Analytics August 2013 - Present
Consulate Health Care October 2012 - July 2013
Holler Classic Automotive Group October 2006 - September 2012
Santander Bank, N.A. August 2005 - May 2006
Logica Sistemas, C.A. May 2004 - May 2005
Valencia College August 2002 - May 2003
Skills
Windows Server, Data Center, Disaster Recovery, Virtualization, Storage, Cloud Computing, Microsoft Clustering, System Monitoring, Server Migration, Project Management, High Availability, HP, SAN, Information Technology, Infrastructure, Vendor Management, VMware Infrastructure, IIS
Education
University of Central Florida 2013 — 2016
BAS, Information Technology
Valencia Community College 2008 — 2013
AS, Computer Engineering Technology, Microsoft Specialization
BB&T August 2015 - Present
Susquehanna Bank September 2013 - August 2015
Susquehanna Bank November 2012 - September 2013
National Penn May 2011 - November 2012
Santander Bank, N.A. April 2006 - April 2011
Skills
Banking, Risk Management, Commercial Lending, Relationship Management, Credit, Loans, Strategic Planning, Credit Analysis, Investments, Retail Banking, Business Strategy, Sales Management, New Business Development, Financial Analysis, Negotiation, Small Business Lending, Consumer Lending
Education
Towson University
Bachelor of Science (B.S.), Business Administration and Management, General
CohnReznick Capital Markets Securities September 2015 - Present
Santander Bank, N.A. October 2013 - September 2015
CohnReznick Capital Markets Securities July 2013 - September 2013
Skills
Spanish, Financial Analysis, Microsoft Excel, English, Microsoft Office, Project Management, Teamwork, Tax Equity Structure, Renewable Energy Markets, Outlook, Business Strategy, PowerPoint, Business Planning, Market Research, Microsoft Word
Education
Universidad Europea de Madrid 2008 — 2014
Bachelor of Business Administration (BBA), Finance
University of California, Irvine 2012 — 2013
ACP in International Finance, Project Management
InTouch Credit Union August 2015 - Present
Santander Consumer USA Inc. March 2015 - July 2015
Santander Bank, N.A. May 2013 - March 2015
Santander Consumer USA Inc. February 2013 - May 2013
Carlisle & Gallagher Consulting Group June 2012 - February 2013
Citi October 2009 - June 2012
Skills
Finance, Mortgage Servicing, Management, Quality Control, Credit, Financial Services, Funding, Loans, Testing, Training, Auditing, Banking, Business Development, Team Management, Microsoft Excel, Customer Service, Sales, Analysis, Leadership, Microsoft Office, Process Improvement, Vendor Management, Team Building, Strategic Planning
Education
University of Phoenix 2012 — 2015
Master of Business Administration (MBA), Business Administration, Management and Operations
The University of Texas at Arlington 2001 — 2005
Bachelor of Arts (BA), Liberal Arts and Sciences, General Studies and Humanities
UST Global February 2015 - Present
UST Global October 2013 - February 2015
CCL June 2013 - October 2013
IBM - Santander Bank January 2012 - December 2012
Indra - BBVA España September 2011 - February 2012
Santander Bank, N.A. December 2009 - August 2011
Indra - Aviva July 2009 - November 2009
BBVA Bank - Indra July 2006 - June 2009
Ulster Bank February 2006 - June 2006
Capgemini - Santa Lucia April 2003 - September 2005
Skills
Integration, Business Analysis, Consulting, Business Intelligence, IT Strategy, Software Project..., Leadership, Business Development, International Business, Program Management, Business Strategy, Customer Relations, Software Development..., Agile & Waterfall..., Test Methodologies, Strategic Leadership, Mergers & Acquisitions, Partnerships, Project Management
Education
Universidad Complutense de Madrid 1996 — 1999
Degree, Computer Management Engineering
Santander Bank, N.A. June 2015 - Present
US Army October 2012 - January 2015
US Army August 2010 - October 2012
US Army July 2009 - July 2010
US Army July 2006 - July 2008
US Army May 2006 - July 2006
US Army October 2004 - April 2006
Skills
Microsoft Office, Microsoft Excel, Supervisory Skills, Team Leadership, Leadership, Team Building, Strategic Planning, PowerPoint, Customer Service, Operations Management, Process Improvement, Government, Leadership Development, Project Planning, Training, Intelligence, Intelligence Analysis, Force Protection, Operational Planning, Security Clearance, Military, Command, Military Operations, DoD, Army, Counterinsurgency, Special Operations, Military Experience, Afghanistan, Top Secret, Combat, Interagency Coordination, Military Liaison, Military Training, Tactics, Emergency Management, Defense, National Security, Weapons, Military Logistics, Reconnaissance, Exercises, Counterterrorism, Readiness, SIGINT, NATO, Military Aviation, Counterintelligence, Organizational..., Program Management
Education
Webster University 2006 — 2008
MBA Degree, Business Administration
Webster University 2006 — 2009
Master's degree, Management and Organizational Leadership
US Army Command and General Staff College 2008 — 2009
Diploma
University of California, Davis 1995 — 1997
Bachelor's degree, Sociology
Santander Bank, N.A. May 2010 - Present
Capmark 2005 - May 2010
KeyBank 2001 - 2005
Coldwell Banker Real Estate 2000 - 2001
Skills
Financial Monitoring, Financial Reporting, Credit Risk, Risk Managment, Commercial Lending, Portfolio Management, Credit Analysis, Notary Public
Education
University of California, Irvine 1981 — 1985
Bachelor of Arts (BA), English Language and Literature, General
Deutsche Bank July 2014 - Present
Santander Bank, N.A. June 2013 - November 2013
Charter Realty June 2012 - August 2012
CBRE February 2012 - April 2012
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Argus Modeling, Customer Service, Finance, Financial Analysis, Due Diligence
Education
Tufts University 2010 — 2014
Bachelor of Science (BS), Economics, Entrepreneurial Leadership, 3.5
Harrison High School
Santander Bank, N.A. June 2015 - Present
BBVA March 2011 - March 2013
BBVA November 2008 - February 2011
BBVA July 2007 - November 2008
BBVA November 2004 - June 2007
BBVA December 2003 - October 2004
BBVA July 2003 - November 2003
Skills
Banking, Derivatives, Financial Analysis, Internal Audit, Credit Risk, Operational Risk, AML, CTF, OFAC, CDD, KYC, Trade Finance, SAR, Regulatory Compliance, CAMS, Auditing, Due Diligence, Banca, Riesgo de crédito, Medidas contra el..., Auditorías internas, Análisis financiero, Anti Money Laundering
Education
Universidad Autónoma de Madrid 1995 — 2001
Licenciado (Bachelor Degree), Derecho (Law)
Universidad Autónoma de Madrid 1995 — 2001
Bachelor of Laws (LL.B.)
Friends Of Sheila Dixon Campaign 2016 July 2015 - Present
SunTrust Bank March 2014 - Present
Santander Bank, N.A. March 2013 - March 2014
SunTrust Bank January 2011 - March 2013
TD September 2008 - January 2011
Skills
Banking, Credit, Risk Management, Sales, Finance, Financial Services, Investments, Loans, Time Management, Insurance, New Business Development, Customer Service, Coaching, Mortgage Lending, Commercial Banking, Consumer Lending, Cross Selling, Branch Banking, Lines Of Credit, Financial Analysis, Relationship Management
Education
University of Baltimore 2015 — 2017
Master of Laws (LL.M.), Law, 3.0
Strayer University 2012 — 2013
Bachelor's Degree, Business Administration, Per-Law, Junior
Morgan State University 2008 — 2011
Bachelor's Degree, Accounting and Business/Management
Orthofix August 2011 - Present
VHA August 2008 - July 2011
Bailey and Galyen February 2008 - December 2008
Santander Bank, N.A. December 2006 - January 2008
Capgemini April 2005 - December 2006
GMAC Commercial Finance April 2004 - February 2005
JP Morgan December 2002 - April 2004
Raytheon May 2000 - October 2002
Skills
Analysis, Process Improvement, Financial Modeling, Software Quality..., Software Development, Business Intelligence, Business Analysis, Management, Financial Analysis, Quality Assurance, Finance, Forecasting, Data Analysis, Databases, Portfolio Management, Business Process..., Software Documentation, Microsoft Excel, Business Analytics, Legal Assistance, Risk Management, Corporate Finance, Banking, Cognos, Sarbanes-Oxley Act, VBA, Strategic Financial..., Internal Controls, Strategic Planning, Budgets, Accounting, Integration, Mergers & Acquisitions, SQL, Credit, Mergers, C#, C++, Microsoft Visual Studio..., Telerik Web Controls, User Acceptance Testing, Usability Testing, Technical Writing
Education
The University of Texas at Dallas 2013 — 2017
Master of Science (MS), Computer Science
The University of Texas at Dallas 2011 — 2017
Bachelor's Degree, Computer Science, 3.5
Texas A&M University School of Law 2001 — 2004
JD, Law, 3.5
West Texas A&M University 1997 — 1999
Masters, Economics, 4.0
West Texas A&M University 1993 — 1997
BBA, Finance, 3.5
Santander Bank, N.A. March 2014 - Present
Fifth Third Bank January 2009 - March 2014
Wells Fargo June 2002 - December 2008
Skills
Mortgage Lending, Retail Banking, Banking, Loans, Credit, FHA, Small Business, Compliance, Mortgage, Underwriting, Financial Analysis, Insurance, Process Improvement, Sales Management, Team Building, Customer Relations, Risk Management, Mentoring, Financial Planning, Strategic Planning, Customer Service, Coaching, Consumer Lending, Budgeting, P&L Management, Negotiation, Market Planning, Operations Management, Consultative Selling, New Business Development, Financial Management, Employee Relations, Credit Analysis, Team Leadership, Series 7, Cross Selling, Loan Origination, Budgets, Relationship Management, Mortgage Banking, Branch Management, Small Business Lending, Recruiting, Residential Mortgages, Managerial Finance, Portfolio Management, Selling, Training, Commercial Lending, Investments
Education
The Ohio State University 1998 — 2003
Bachelor of Science (B.S.)
Santander Bank, N.A. August 2013 - Present
Exeter Family Restaurant March 2009 - Present
Preservation Society of Newport County June 2008 - October 2008
Preservation Society of Newport County June 2007 - October 2007
Skills
Microsoft Office, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking, HTML, Strategic Planning
Education
Universitatea „Babeș-Bolyai” din Cluj-Napoca 2004 — 2008
Bachelor's Degree, Economy Tourism Commerce Services
Nicolae Titulescu High School - Economy 2001 — 2004
Santander Bank, N.A. September 2014 - Present
Bank of America September 2013 - September 2014
The Ohio State University September 2011 - May 2013
Mathematical Biosciences Institute June 2010 - August 2010
Skills
R, SAS, Data Analysis, Research, Statistical Modeling, Analysis, Analytics, Data Mining, Statistics, Matlab, SPSS
Education
The Ohio State University 2011 — 2013
Master of Science (M.S.), Statistics
Mount Union College 2008 — 2011
Bachelor of Science (B.S.), Mathematics, 3.94/4.0
High School
Albany Community Action Partnership May 2014 - Present
Santander Bank, N.A. August 2012 - February 2014
Sovereign Bank June 2012 - July 2012
Cozen O'Connor May 2009 - August 2011
Skills
Retail Banking, Consumer Lending, Customer Service, Office Administration, Sales Prospecting, Sales Presentations, Public Speaking, Customer Engagement, Opportunity..., Customer Acquisition, Critical Thinking, Organization, Microsoft Office, Management, Legal Writing, Research, Community Outreach, Microsoft Word, Event Planning, Fundraising, PowerPoint, Program Development, Social Media, Social Networking, Nonprofits
Education
State University of New York at Albany 2006 — 2011
Bachelor of Arts (B.A.), Latin American and Caribbean Studies
Santander Bank, N.A. July 2010 - Present
Reynolds and Reynolds November 2008 - July 2010
Enterprise Rent-A-Car June 1999 - September 2008
Skills
Sales Management, Team Leadership, Marketing Strategy, New Business Development, Sales Operations, Sales, B2B, Customer Satisfaction, Management, Leadership, Account Management, Customer Service, Negotiation, Business Development, Customer Retention, Banking, Cold Calling
Education
University of Connecticut 1995 — 1999
Bachelor's Degree, Communications
Series 6 and 63, Life
Santander Bank, N.A. February 2015 - Present
Morgan Stanley 1983 - 2012
Anderson Oil and Chemical 1979 - 1983
Skills
Financial Analysis, Relationship Management, Portfolio Management, Public Speaking, Small Business, Risk Management, Finance, New Business Development, B2B, Coaching, Management, Credit, Banking, Commercial Banking, Strategic Planning, Account Management, B2B Sales, Business Loans, Cash Management, Mortgage Lending, Loans
Education
University of Pennsylvania - The Wharton School
Certified Investment Management Analyst (CIMA)
University of Connecticut 1975 — 1979
Accounting
Santander Bank, N.A. June 2015 - Present
Santander Bank, N.A. May 2013 - June 2015
Sovereign Bank July 2012 - April 2013
Freelance Recriter January 2012 - June 2012
TH Productions December 2010 - December 2011
TH Productions January 2009 - December 2010
BFG Communications January 2005 - December 2008
Skills
Recruiting, Staffing Services, Employee Relations, Human Resources, Retail, Strategic HR, Project Staffing, Internet Recruiting, Event Management, Temporary Staffing, Guerrilla Marketing, Event Planning, Social Media Marketing, Retail Banking, Customer Service, Applicant Tracking..., Onboarding
Education
New School University 2002 — 2006
Bachelor of Fine Arts (BFA), Music Performance, General
Santander Bank, N.A. April 2014 - Present
Aquanima (Santander Group) April 2009 - April 2014
Aquanima (Santander Group) March 2006 - December 2009
Procuradigital June 2004 - February 2006
Procuradigital February 2002 - June 2004
Accenture August 2001 - February 2002
Superintendence of Pension Funds April 1996 - February 2001
BCRA March 1994 - March 1996
Skills
Strategic Planning, Negotiation, Business Planning, Start-ups, P&L, Mentoring, Global Management, IT Strategy, Team Building, New Business Development, Business Strategy, Coaching, Team Leadership, Contract Negotiation, Planning, Operations Management, Program Management, P&L Management, Management Consulting, Problem Solving, Cost Reduction, Outsourcing, Change Management, Procurement, B2B, Strategic Sourcing, Project Planning, Entrepreneurship, Cross-functional Team..., Income Statement, Supply Chain, Project Management, Business Process, Strategy, Vendor Management, Management, Business Intelligence, Supply Chain Management, ERP, Business Transformation, Mergers & Acquisitions, Business Development, Purchasing, Process Improvement, Risk Management, Leadership, Financial Services, Banking, Business Process...
Education
CEMA UNIVERSITY 1999 — 2000
MBA
CATHOLIC UNIVERSITY 1987 — 1991
MS, BS
Santander Bank, N.A. February 2014 - Present
Merit Capital Advisors November 2012 - January 2014
Con Edison June 2011 - November 2012
UBS June 2010 - August 2010
Walden Media January 2009 - April 2009
Skills
Investments, Strategy, Due Diligence, Mergers & Acquisitions, Equities
Education
Tufts University 2007 — 2011
B.A., Economics
Bronx High School of Science 2003 — 2007
Bank of America May 2015 - Present
Santander Bank, N.A. March 2012 - May 2015
Bank of America May 2005 - March 2012
Skills
Retail Banking, Consumer Lending, Loans, Banking, Small Business Lending, Credit, Credit Cards
Education
Albertus Magnus College 2009 — 2013
Bachelor's degree, Psychology
United Theological Seminary
Master of Divinity (MDiv)
Santander Bank, N.A. October 2014 - Present
HSBC Mexico December 2013 - September 2014
HSBC Mexico March 2013 - September 2014
HSBC Mexico February 2011 - March 2013
Datavisión August 2009 - February 2011
TeleTech August 2007 - December 2008
Skills
Penetration Testing, Computer Security, Server Hardware, Computer Hardware, Network Hardware, Windows, Linux, Backtrack, Ubuntu, Microsoft Office, Photoshop, Android, Firewalls, C++, Security Audits, Risk Management, Network Security, Information Security..., IT Management, Servers, Pre-sales, Governance, Security, Information Security, ISO 27001, Vulnerability Assessment, Security Awareness, Vulnerability Management, Application Security, Infrastructure, Web Application Security, Network Architecture, Hardware, Risk Assessment, VMware, PCI DSS, Security Architecture..., Data Security, Computer Forensics, Information Technology, CEH, Internet Security, IT Audit, Virtualization, TCP/IP, Enterprise Architecture, Solution Architecture, Data Privacy, Payment Industry, Risk Analysis
Education
Universidad del Valle de México
Bachelor, Information Technology
Universidad del Valle de México 2002 — 2007
Bachelor of Laws (LL.B.), Law, Licenciatura en Derecho
Ernst & Young August 2012 - Present
Indra January 2007 - August 2011
Santander Bank, N.A. March 2011 - July 2011
Caja Madrid January 2007 - March 2011
MGP November 2005 - June 2006
Skills
SQL, Data Analytics, AML Transaction..., AML Scenario Development, Data Visualization, Tableau, Fraud Investigations, Microsoft Excel, Data Quality, Data Analysis, Palantir, SQL Server Management..., Oracle 9i, Access, AML, Java, JPA, Spring, Hibernate, JAX-WS, WebSphere Application..., JUnit, Rational Software..., ClearCase, Forensic Analysis, Encase, Lotus Notes, Relativity, Microsoft Access, Microsoft SQL Server, WebLogic
Education
Autonomous University of Madrid 2002 — 2006
Master's Degree, Master's degree in Computer Engineering
Universidad Autónoma de Madrid 2002 — 2006
Master's Degree, Computer Engineering
Santander Bank, N.A. August 2012 - Present
UniCredit Bank AG 2010 - 2012
Allied Irish Bank January 2002 - December 2010
Salomon Smith Barney 2000 - 2001
Allied Irish Bank 1999 - 2000
Skills
Energy, Oil, Leveraged Finance, Structuring, Credit, Project Finance, Portfolio Management, Banking, Financial Analysis, Financial Structuring, Investment Banking, Structured Finance, Finance, Strategy, Loans, Commodity, Capital Markets, Relationship Management, Credit Analysis, Credit Risk, Business Development, Corporate Finance, Loan Origination, Commercial Banking, Valuation, Due Diligence, Risk Management, Financial Modeling
Education
University College Dublin
Business & Law, (corporate finance; financial accounting; treasury management; banking law)
Clongowes Wood College
Santander Bank, N.A. July 2014 - Present
StatPro April 2011 - July 2014
State Street Global Advisors July 2007 - April 2011
UBS September 2006 - December 2006
Skills
Asset Managment, Asset Management, Portfolio Management, Equities, Management, Investments, Valuation, Business Analysis, Fixed Income, Derivatives
Education
Tulane University - A.B. Freeman School of Business 2003 — 2007
BSM, Finance
Santander Bank, N.A. September 2014 - Present
Next Bank USA January 2014 - Present
Meniga July 2013 - Present
Net Finance November 2012 - Present
CUneXus Solutions October 2013 - Present
KnowYour Corp. January 2013 - Present
Nerture Technologies, Inc. November 2013 - Present
Mechanics Bank January 2010 - September 2014
Mechanics Bank July 2007 - December 2009
Kaiperm Federal Credit Union November 2001 - June 2007
Skills
Financial Technology, Banking, User Experience, Online Banking, Social Media, Website Development, Mobile Applications, Mobile Banking, Product Marketing, Marketing Strategy, Strategic Planning, Market Research, Database Marketing, Data Analysis, Predictive Analytics, Tablet Banking, Enterprise Collaboration, Analytics, Customer Acquisition, Online Marketing, Vendor Management, Marketing Research, Content Curation, Community Management, Community Engagement, Financial Analysis, Data Modeling, Creative Development, Web Analytics, Content Development, Content Writing, Social Marketing, Social Enterprise, PFM, Social Business, Internet Banking, Creative Direction, Online Advertising, Blogging, Mobile Technology, Strategy, Start-ups, Relationship Management, Financial Services, Thought Leadership, Marketing, Entrepreneurship, Leadership, Mobile Devices, Product Management
Education
University of California, Berkeley - Walter A. Haas School of Business 1989 — 1992
BS, Business Administration (Marketing)
Santander Bank, N.A. July 2014 - Present
State Street July 2013 - July 2014
Virtusa June 2011 - July 2013
Citi via Virtusa August 2011 - June 2013
Trinity College - Hartford September 2010 - September 2011
Money Matters Radio / Armstrong Advisory Group May 2006 - August 2010
Observatorio Europeo de Televisión Infantil 2010 - June 2010
UBS Wealth Management September 2009 - December 2009
Skills
Project Management, Six Sigma, Procedural Documentation, Communication, Onboarding, Teamwork, Writing, BRD, Microsoft Office, ACT!, Eviews, Blueprint, Spanish, Social Media, Editing, Management, Data Analysis, Analysis, Team Management, Strategy, Finance, Economics, Analytics, Business Analysis
Education
Trinity College-Hartford 2007 — 2011
Bachelor of Arts, Economics, Spanish
Villanova University
Mastering Business Analysis, Six Sigma Green Belt
Medfield High School
Santander Bank, N.A. January 2015 - Present
UCETAM July 2014 - November 2014
Tisch Library August 2011 - May 2014
Teach for America August 2013 - December 2013
Senator Bill Nelson June 2013 - August 2013
Skills
Spanish-speaking, Modern Standard Arabic, Middle Eastern history, European History, Microsoft Office, Lotus Notes, Research, Salesforce.com, Political Science, Political Campaigns, Language Teaching, PowerPoint
Education
Tufts University 2010 — 2014
Bachelor's degree, International Relations
Universidad Autónoma de Madrid 2013 — 2013
History
Santander Bank, N.A. June 2011 - Present
SANTANDER CONSUMER FINANCE E.F.C., S.A. September 2010 - May 2011
Education
Universidad San Pablo-CEU 2006 — 2011
Licenciatura en Derecho
Toms River Regional Schools June 2002 - Present
Wells Fargo January 2001 - May 2002
Santander Bank, N.A. September 1997 - January 2001
Skills
Leadership Development, Customer Service, Staff Development, Public Speaking, Team Building, Team Leadership, Team Management, Management, Workers' Compensation..., Solid computer skills, Banking, Leadership, Event Planning
Education
Troy University
Bachelor's degree, Psychology
Santander Bank, N.A. September 2010 - December 2013
STV January 2008 - January 2010
Langan Engineering October 2006 - November 2007
URS Corporation February 2005 - June 2006
Delta Environmental Consultants March 2001 - February 2005
City Of Tucson Office of Environmental Management March 2000 - December 2000
Skills
Groundwater, Water Quality, Remediation, Report Writing, Environmental Services, Environmental Awareness, Environmental Compliance, Risk Assessment, Environmental Consulting, Phase I, Environmental Science, Water
Education
Polytechnic Institute of New York University 2010 — 2012
N/A, Environmental Science
University of Arizona 1996 — 2000
BS, Environmental Science
Santander Bank, N.A. March 2015 - Present
Citizens Bank / Royal Bank of Scotland (RBS) October 2011 - October 2014
Citizens Bank / Royal Bank of Scotland (RBS) January 2011 - October 2011
Citizens Bank / Royal Bank of Scotland (RBS) December 2007 - October 2011
Commerce Bank (now TD bank) July 2004 - December 2007
Union Planters Bank (now Regions Bank) July 2003 - July 2004
Fifth Third Bank June 1997 - July 2003
Education
University of Cincinnati 1993 — 1997
BA with high honors in Economics, Economics, 3.9
Willis September 2015 - Present
Hewlett Fire Department April 2001 - Present
Marsh May 2014 - September 2015
Santander Bank, N.A. April 2012 - May 2014
Sovereign Bank / Banco Santander June 2010 - April 2012
Department of City Planning June 2008 - June 2010
STANTEC CONSULTING August 2007 - June 2008
Roux Associates June 2006 - August 2006
Sustainable Long Island June 2005 - January 2006
AKRF, Inc. June 2004 - August 2004
Skills
Environmental Insurance, Environmental Issues, Risk Assessment, Environmental..., Policy, Due Diligence, Project Management, Management, Remediation, Environmental Planning, Training, Negotiation, Program Management, Environmental Compliance, Environmental Review, Risk Analysis, Public Speaking, Teamwork, Policy Development, Risk Quantification, Outstanding..., Group Management, Team Work, Oral Presentation, Environmental Management, CERCLA, AAI, Risk Management
Education
Towson University 2005 — 2007
Masters, Environmental Planning & Geography
Towson University 2001 — 2005
BS, Environmental Science and Studies
Lynbrook Senior High School 1997 — 2001
General Studies
Santander Bank, N.A. April 2014 - Present
Banco Santander Puerto Rico January 2011 - April 2014
First BanCorp August 2008 - December 2010
C Integrated Business Group September 2007 - August 2008
Education
Universidad del Sagrado Corazón 2004 — 2007
BBA
Universidad de Cadiz 1998 — 2002
Santander Bank, N.A. January 2014 - Present
Banesto May 2012 - Present
Banesto August 2006 - May 2012
Banesto November 2004 - August 2006
Skills
Banking, Risk Management, Performance Management, Change Management, Microsoft Excel, Customer Service, Coaching, Microsoft Office, Financial Analysis, Credit
Education
Universidad Carlos III de Madrid 2008 — 2009
Master of Business Administration (MBA), Administración y gestión de empresas, general
Universitat Pompeu Fabra 2000 — 2004
Licenciatura en Económicas
Santander Bank, N.A. September 2012 - Present
Morgan Stanley March 2010 - August 2012
JP Morgan Chase August 2008 - February 2010
Bear Stearns July 1999 - August 2008
Skills
Hedge Funds, Loans, Private Equity, Portfolio Management, Fixed Income, Bankruptcy, Commercial Lending, Small Business Lending, Retail Banking, Sales Management, Leadership, Bonds, Business Development, Credit, Trading, Banking, Capital Markets, Investments, Equities
Education
University of Delaware 1995 — 1999
BS, Finance & Marketing
Santander Bank, N.A. 2014 - Present
Visa 2011 - 2014
Visa 2008 - 2011
Washington Mutual 2007 - 2008
Washington Mutual 2006 - 2007
Capital One 2004 - 2006
Capital One 2002 - 2004
Skills
Segmentation, Analytics, Portfolio Management, Marketing Strategy, Valuation, Marketing, Analysis, Competitive Analysis, Product Management, Strategic Planning, Strategy, Mergers & Acquisitions, Leadership, Cross-functional Team..., Management
Education
University of California, Berkeley, Haas School of Business
MBA, Finance and Marketing
University of Virginia
BA, Economics
M&T Bank May 2015 - Present
Santander Bank, N.A. September 2014 - April 2015
Citizens Bank January 2011 - August 2014
Citizens Bank January 2007 - December 2010
Citizens Bank April 2002 - January 2007
Skills
Credit Analysis, Credit, Banking, Retail Banking, Mortgage Lending, Credit Risk, Consumer Lending, Cash Management, Financial Analysis, Loans, Portfolio Management, Small Business Lending, Commercial Lending, Financial Services, Commercial Banking, Cross Selling, Lines Of Credit, Loan Origination, CRM, Commercial Mortgages, Risk Management, Underwriting, Treasury Management, Management, Relationship Management
Education
University of Delaware - Lerner College of Business and Economics 2008 — 2011
MBA, Management
University of Delaware 1992 — 1996
Bachelor of Science, Business Administration / Operations Management
Santander Bank, N.A. July 2015 - Present
Banco Santander November 2013 - July 2015
Banco Santander January 2012 - October 2013
Banco Santander January 2011 - January 2012
Banco Votorantim May 2008 - December 2010
Banco Votorantim August 2007 - May 2008
Plurall May 2005 - June 2006
Skills
Options, Derivatives, Financial Markets, Banking, Fixed Income, Pricing, Commodities, Excel, Investments, SPSS, SAS, Economics, Financial Risk, Structured Finance, Treasury, Trading, Commodity, Microsoft Excel
Education
Universidade de São Paulo 2011 — 2012
MBA, Economics and Financial Markets
Universidade Federal de Minas Gerais 2003 — 2006
BA, Statistics
Sartre 2000 — 2002
High School
Santander Bank, N.A. April 2014 - Present
Union Bank November 2012 - April 2014
Deloitte April 2008 - November 2012
Deloitte August 2005 - April 2008
Skills
Securitization, Due Diligence, Risk Management, Finance, Management
Education
University of California, Davis 2000 — 2004
BS, Mathematics
M&T Bank April 2014 - Present
Santander Bank, N.A. November 2009 - April 2014
Lloyds Banking Group Bank of Scotland February 2005 - November 2009
Norwood Bank 2003 - 2005
Gate Capital 1998 - 1999
Sedway Group (now CBRE Consulting) 1995 - 1998
Skills
Commercial Real Estate, CMBS, Banking, Financial Modeling, Workout, Capital Markets, Financial Structuring, Team Leadership, Relationship Management, Loan Origination, Commercial Real Estate...
Education
UCL 1999 — 2000
Masters, History
University of California, Santa Cruz 1989 — 1993
BA, Environmental Policy & Land Use Planning
Santander Consumer USA Inc. October 2012 - Present
Santander Bank, N.A. October 2012 - Present
Jackson Hewitt Tax Service Inc. January 2009 - Present
PROSCRIBO LLC September 2009 - September 2012
Gund Inc September 2006 - November 2010
Skills
Mortgage Lending, Loans, Finance, Loan Origination, Consumer Lending, Banking, Credit Risk, Credit, Portfolio Management, Credit Analysis, Financial Services, Management, Process Improvement
Education
Cortiva Institute
Universidad Autónoma de Santo Domingo
Business Administration
Santander Bank, N.A. September 2014 - Present
New Mexico Educators Federal Credit Union February 2008 - August 2014
Bank of the West June 2006 - February 2008
Sandia Laboratory Federal Credit Union June 2002 - June 2006
Skills
Consumer Lending, Credit Unions, Banking, Loans, Credit, Underwriting, Coaching, Strategic Planning, Customer Service, Process Improvement, Budgets, Leadership, Training, Analysis, Commercial Lending, Commercial Banking, Credit Analysis, Loan Origination, Portfolio Management, Financial Analysis
Education
The University of New Mexico - Robert O. Anderson School of Management 2010 — 2014
Master of Business Administration (M.B.A.), Finance, General
The University of New Mexico 2002 — 2006
BA, History
Santander Bank, N.A. September 2014 - Present
Banco Santander December 2009 - Present
BBVA March 2008 - December 2009
everis January 2006 - March 2008
Skills
Banking, Risk Management, Credit Risk, Retail Banking, Management Consulting, Financial Services, Derivatives, Business Intelligence, Corporate Finance, Portfolio Management, PMO, Gestión de proyectos, Análisis, Cambio organizacional
Education
Universidad de Alcalá 2012 — 2012
Master en Banca y Finanzas
Centro Politécnico Superior (Universidad de Zaragoza)
Ingenieria de Telecomunicación, Comunicaciones
Santander Bank, N.A. April 2014 - Present
Icelandair September 2010 - April 2014
Aviareps - G.S.A of AIR CANADA December 2006 - June 2010
Aer Lingus 2004 - 2006
The Prince of Wales International Business Leaders Forum 2003 - 2004
CIEE 2002 - 2003
Aer Lingus 2000 - 2002
Viajes El Corte Inglés 1995 - 2000
Education
Instituto Directivos Empresa, Madrid (Spain)
Master's degree, Marketing and Communication Management (with honors)
Universidad Rey Juan Carlos
Bachelor of Science (BS), Business and Tourism Management (with English & French)
Moorpark High School, California (USA)
High School Honors Diploma
Kensington School, Pozuelo - Madrid (Spain)
Santander Bank, N.A. March 2014 - September 2014
First Data Merchant Services March 2013 - March 2014
Everest Sales and Solutions August 2005 - July 2011
TTE August 2003 - September 2005
Ethicon 2002 - 2003
Skills
Account Management, CRM, Sales Operations, Sales, Forecasting, Negotiation, Sales Management, Manufacturing, Sales Process, Customer Service, Supply Chain Management, Procurement, Process Improvement, Product Development, Strategic Planning, New Business Development, Supply Chain, Purchasing, Cross-functional Team..., International Sales, Customer Satisfaction, Business Development, Electronics, Logistics, Project Management, Product Management, B2B, Strategic Communications, Inventory Management, MRP, Analysis, Digital Marketing, Social Media Marketing, Product Marketing, Operations Management, Direct Sales, Customer Relations, Materials Management, Problem Solving, Teamwork, Coaching, SEO, Social Media, Competitive Analysis, Key Account Management
Education
Harvard Extension School 2012 — 2013
Strategic Management Certification Program, Business Administration, Management and Operations
Harvard Extension School 2012 — 2016
Degree Candidate, Master of Liberal Arts (ALM), Communication, Journalism, and Related Programs, MLA
Tecnológico de Monterrey, Cd. Juárez 1998 — 2002
Industrial and Systems Enginner, Engineering
The University of Texas at El Paso 1996 — 1998
English Formal Education, English
Mariner Finance August 2014 - Present
Santander Bank, N.A. August 2013 - August 2014
Springleaf Financial Services December 2007 - August 2013
Wells Fargo Home Mortgage May 2003 - December 2007
Citibank May 2001 - April 2003
Skills
Sub-prime Finance, Mortgage Lending, Loan Origination, Loan Underwriting, Collections, Call Centers, Customer Service, Customer Retention, Sales, Residential Mortgages, Loans, Team Building, Lotus Notes, Financial Services, Finance, Loss Mitigation, Credit Cards, Loan Servicing, Credit Analysis, Mortgage Servicing, Cross Selling, Refinance, Consumer Lending, Banking, Relationship Management, Credit, Coaching, Branch Management, Mortgage Banking, Training, Lines Of Credit, Branch Banking, Retail Banking, Deposits, Credit Risk, Debt Consolidation, Payments, Home Equity Loans, Credit Scoring, Real Estate Financing, Home Equity Lines of..., Investment Banking, Business Relationship..., Personal Finance, Small Business Lending, Portfolio Management, Risk Management
Education
Hagerstown Community College 2001 — 2001
History Education
Thompson Institute 2000 — 2001
Computer Programming
Thompson Institute 2000 — 2001
Computer Programming, 3.79
Santander Bank, N.A. June 2015 - Present
Santander Bank, N.A. March 2014 - June 2015
KeyBank July 2011 - February 2014
KeyBank December 2006 - June 2011
KeyBank January 2005 - December 2006
Skills
Risk Management, Banking, Enterprise Risk..., Management, Internal Audit, Leadership, Risk Assessment, Auditing, Analysis, Internal Controls, Operational Risk, Retail Banking, Compliance, Project Management, Cross-functional Team..., Program Management, Strategic Planning, Operational Risk..., Certified Internal..., Business Process..., Information Security, Risk Mitigation, AML, M&A support
Education
The University of Akron 2003 — 2004
MBA, Management, 3.85/4.00
Middle East Technical University 1995 — 1999
Bachelor’s Degree, Economics
Robert College
High School Diploma, Language and Math
Santander Bank, N.A. February 2014 - Present
Citi December 2010 - February 2014
Citi February 2007 - December 2010
Citi June 2002 - February 2007
Skills
Commercial Banking, Commercial Lending, Banking, Capital Markets, Loans, Corporate Finance, Financial Structuring, Management, Credit Analysis, Credit, Asset Based Lending, Credit Risk, Treasury Management, Trade Finance, Financial Analysis
Education
The Johns Hopkins University
Bachelor of Science (BS)
JetBlue Airways June 2014 - Present
Santander Bank, N.A. March 2014 - June 2014
Citizens Bank March 2013 - April 2014
NorthEast Community Bank September 2012 - January 2013
Rockland Trust Company February 2011 - September 2012
US Small Business Administration May 2008 - July 2012
Resolution Energy September 2009 - December 2010
Arrow Mortgage Corporation August 1988 - August 2006
Skills
Budgets, Mortgage Lending, Microsoft Excel, Employee Relations, First Time Home Buyers, Finance, Customer Service, Commercial Mortgages, Underwriting, Real Estate Transactions, Residential Mortgages, Payroll, Portfolio Management, Microsoft Office, Loan Servicing, Banking, Credit, Loans, USDA, Mortgage Banking, Commercial Lending, Credit Analysis, Loan Origination
Education
Texas A&M University 1978 — 1982
Agro economics
Texas A&M University 1978 — 1982
Agricultural Economics
Santander Bank, N.A. September 2011 - Present
HEAF, Inc. July 2013 - August 2015
Allied Irish Banks, p.l.c. July 1999 - September 2011
Skills
Project Finance, Energy, Renewable Energy, Capital Markets, Banking, Investments, Credit Analysis, Portfolio Management, Loans, Restructuring, Real Estate, Financial Analysis, Corporate Finance, Relationship Management, Derivatives, Oilfield Services, Private Equity, Oil & Gas Industry, Structured Finance, Finance
Education
University College Dublin 1998 — 1999
Masters; Degree, Business Studies (Financial Studies)
University College Dublin 1994 — 1998
BBLS, Business & Law
Santander Bank, N.A. September 2013 - Present
Bayer HealthCare May 2012 - August 2012
Amgen October 2007 - July 2010
Amgen Inc October 2006 - September 2007
Skills
Management, Business Strategy, Marketing, Cross-functional Team..., Analysis, Project Management, Pharmaceutical Industry, Financial Modeling, Strategy, Science, Biotechnology, Chemistry, Outsourcing, CRO, Market Research, Data Analysis, Lifesciences, Molecular Biology, Drug Discovery, Oncology, Organic Chemistry, Research
Education
Yale School of Management 2011 — 2013
MBA
University of Chicago 2002 — 2006
MS, Chemistry
University of Cambridge
BA, Natural Sciences
Santander Bank, N.A. May 2011 - Present
Capmark Finance, Inc. 2008 - May 2011
Sayreville Board of Education September 2002 - April 2008
MEC Technology, Inc. July 1995 - August 2002
Skills
Loans, Commercial Mortgages, Underwriting, Credit, Real Estate Economics, Real Estate Financing, Credit Analysis, Commercial Lending, Portfolio Management, Mortgage Lending, Loan Origination, Structured Finance, Valuation, Due Diligence, Commercial Real Estate, Asset Management, Disposition
Education
The College of New Jersey 1998 — 2002
BS, Business Administration - Marketing
Monsignor Donovan High School 1994 — 1998
Santander Bank, N.A. October 2014 - Present
SANTANDER GLOBAL BANKING AND MARKETS April 2011 - Present
Banco Cooperativo Español January 2008 - April 2011
GE Commercial Finance December 2005 - January 2008
Citigroup September 2002 - December 2004
Citigroup March 2002 - September 2002
ING Investment Management February 2001 - March 2002
ING National Nederlanden January 2000 - February 2001
Skills
Banking, Credit, Asset Management, Factoring, Cash Management, Sales Management
Education
Universidad de Alcalá 2011 — 2013
Master's degree, Banca y servicios financieros, 7,5
Universidad Autónoma de Madrid 1995 — 2002
Graduate, LAW
Universidad Autónoma de Madrid
Licenciatura, Derecho
Mercantil Commercebank March 2015 - Present
Santander Bank, N.A. October 2014 - March 2015
McGladrey January 2014 - September 2014
Walmart Corporate Headquarters January 2012 - January 2014
Hancock Bank April 2010 - February 2012
Jack Henry & Associates August 2008 - April 2010
Regions Financial Corporation October 2007 - August 2008
Skills
Risk Management, Anti Money Laundering, Bank Secrecy Act, Financial Services, Banking, OFAC, Finance, Financial Risk, Management, Due Diligence, Training, Policy, USA PATRIOT Act, Financial Analysis, Internal Audit, Process Improvement, Fraud, Financial Regulation, SQL, AML Model Validation, AML Monitoring Software..., Operational Risk..., Credit Cards, Retail Banking, Operational Risk
Education
William Carey College 2011 — 2012
Master of Business Administration (MBA)
University of Alabama in Huntsville 2003 — 2006
Bachelor of Science in Business Administration
Oracle July 2015 - Present
International Home Property Management, Inc March 2015 - Present
Global Hope Network International January 2015 - Present
IBM December 2006 - January 2008
HSBC Retail Banking and Wealth Management July 2004 - December 2005
Santander Bank, N.A. April 2002 - June 2004
Skills
SAP R/3, SD, SAP, ERP, ITIL, SAP ERP, ABAP, DB2, Integration, Business Intelligence, Microsoft Office, Microsoft Project, Lotus Notes, IBM Rational Portfolio..., Windows Azure, QuickBooks, Crystal Reports
Education
Universidade Paulista 2006 — 2008
Bachelor of Science (B.S.) in Business Administration, Major in Finances
Universidade Fundação Instituto Ensino Osasco 2004 — 2006
Associate's Degree, Business Administration
Santander Bank, N.A. August 2014 - Present
Santander Bank, N.A. January 2014 - March 2015
Grupo Santander Brasil June 2012 - December 2013
Grupo Santander Brasil January 2011 - June 2012
Santander UK Corporate & Commercial January 2009 - January 2011
Santander España May 2005 - January 2010
Apostrophe Group Spain October 2003 - May 2005
Banco Santander Mexico May 2002 - October 2003
Philip Morris International July 2001 - January 2002
Santander Río June 2000 - July 2001
Skills
Credit Cards, Banking, Retail Banking, Insurance, Portfolio Management, Commercial Banking, Credit, Credit Risk, Sales Management, Team Management, Investments, Sales Motivation, Product Lifecycle..., Team Building, Management, Six Sigma, CRM, Business Strategy
Education
Universidad Complutense de Madrid 2003 — 2004
Master, Marketing and Sales
Pontificia Universidad Católica Argentina 'Santa María de los Buenos Aires' 1996 — 2002
Industrial Engineer, Industrial Engineering
Fire and Police Pension Association of Colorado March 2015 - Present
5280 Capital Management, LLC March 2008 - March 2015
J.P. Morgan January 2004 - January 2008
J.P. Morgan March 2002 - January 2004
PricewaterhouseCoopers 1997 - 2002
Santander Bank, N.A. January 1997 - January 1999
Price Waterhouse Management Consultants January 1994 - January 1997
Skills
Capital Markets, Hedge Funds, Investment Management, Analysis, Investments, Portfolio Management, Risk Management, Financial Services, Finance, Trading, Venture Capital, Equity Research
Education
University of Colorado Boulder - Leeds School of Business 1989 — 1992
Bachelor of Science, Finance
Santander Bank, N.A. April 2015 - Present
Coneco Engineers & Scientists April 2008 - April 2015
Waquoit Bay National Estuarine Research Reserve March 2007 - April 2008
Metcalf Archaeological Consultants, Inc. September 2005 - August 2006
American Cultural Specialists April 2004 - May 2005
Office of Congressman William Delahunt May 1998 - December 2000
Skills
Environmental Compliance, Environmental Consulting, Research
Education
The George Washington University 1999 — 2003
Bachelor of Arts (BA), Classical, Ancient Mediterranean and Near Eastern Studies and Archaeology
Metropolitan Commercial Bank (New York) June 2015 - Present
Astoria Federal Savings March 2012 - June 2015
Santander Bank, N.A. April 2010 - March 2012
TD January 2008 - April 2010
TD June 2003 - December 2008
Skills
Banking, Credit, Commercial Banking, Retail Banking, Portfolio Management, Credit Analysis, Financial Analysis, Risk Management, Credit Risk, Loans, Team Building, New Business Development, Commercial Lending, Financial Risk, Cash Management, Cross Selling, Relationship Management, Small Business Lending, Branch Banking
Education
The College of New Jersey 1999 — 2003
Statistics / Economics, Statistics / Economics
Santander Bank, N.A. February 2013 - Present
Cobalt/ADP July 2012 - February 2013
CT1 Media/Cars November 2009 - May 2012
CarMax November 2001 - September 2009
Lakeside Alternatives November 2000 - November 2001
Skills
Account Management, Advertising, Budgets, Cold Calling, Customer Satisfaction, Customer Service, Management, Marketing, Online Advertising, Sales, Sales Management, Sales Operations, Team Leadership, Training
Education
University of Central Florida 1996 — 2000
Bachelor, Sociology
University of Central Florida 1996 — 2000
Bachlors, Sociology
SKILLS
B.A, Sociology
University of Central Florida
Elevation LLC July 2015 - Present
First Eagle Investment Management February 2008 - June 2015
CIBC 1999 - 2008
Santander Bank, N.A. 1997 - 1999
Nomura Securities 1995 - 1997
Skills
Financial Modeling, Risk Arbitrage, Spin-offs, Investment Valuation, Special Situations, Alternative Investments, Subscription Receipts, Antitrust Economics, Equities, Portfolio Management, Valuation, Hedge Funds
Education
State University of New York at Albany
Bachelor's Degree, Accounting
Santander Bank, N.A. July 2015 - Present
Santander Bank, N.A. February 2015 - June 2015
The Massachusetts Eye and Ear Infirmary, Partners Healthcare October 2014 - January 2015
Students for the Exploration and Development of Space (SEDS) January 2012 - December 2014
Rostrum Conference Management Solutions November 2013 - August 2014
OfficeMax June 2011 - February 2013
Education
University at Buffalo
Bachelor of Arts (B.A.)
Santander Bank, N.A. January 2014 - Present
Santander Bank, N.A. September 2009 - December 2013
Banco Santander October 2006 - March 2010
Banco Santander March 2005 - October 2006
Banco Santander January 2004 - March 2005
Banco Santander February 2002 - January 2004
Banco Santander March 2001 - January 2002
Banco Santander January 2001 - March 2001
Banco Santander September 2000 - January 2001
Banco Santander July 1998 - August 2000
Skills
Change Management, Banking, Project Management, Retail Banking, Spanish, Management Consulting, Business Process..., Management, Gestión de cartera de..., Análisis de negocio, Estrategia TI, Banca, Servicios financieros, Consultoría de..., Administración y..., Banca minorista, Gestión de proyectos, Español, Riesgo de crédito, IT Strategy, Financial Services, Business Strategy, Portfolio Management, Financial Analysis, Risk Management, Credit Risk, Mejora de procesos de..., Financial Risk, Cambio organizacional
Education
Universidad de Alcalá 2001 — 2002
Santander Bank, N.A. July 2010 - Present
BNY Mellon August 2007 - January 2010
Arbor Commercial Mortgage January 2005 - August 2007
Bear Stearns October 2002 - August 2004
Investor Responsibility Research Center January 2001 - October 2002
Skills
Underwriting, Loans, Real Estate, Real Estate Economics, Due Diligence, Portfolio Management, Credit, Commercial Mortgages, Team Management, Mortgage Underwriting, Finance, Real Estate Financing, Commercial Real Estate, Mergers & Acquisitions, Loan Origination, Structured Finance, Financial Analysis
Education
The George Washington University
Bachelor of Arts and Science, Criminal Justice
Bank of America June 2015 - Present
Santander Bank, N.A. September 2014 - June 2015
Wells Fargo July 2013 - September 2014
Union Bank 2011 - 2013
Skills
Mathematics, Analytics, Derivatives, Quantitative Finance, Time Series Analysis, Fixed Income, Trading, Quantitative Analysis, Statistics, VBA, Market Risk, Risk Management, R, SAS, Bloomberg, Matlab, Capital Markets, Statistical Modeling, Financial Modeling, Credit Risk, Basel II, Econometrics, Modeling, C++, Finance, Economics, Banking, Basel III, Risk Models
Education
University of California, Berkeley
B.A., Mathematics, Practice of Art
University of California, Los Angeles
Ph.D, Mathematics
Santander Bank, N.A. August 2013 - January 2015
Schott NYC December 2010 - August 2013
Skills
•Exceptional Customer..., Strategic Planning, Apparel, Sales, Trend Analysis, Operational Planning, Operations Management, Marketing, Logistics Management, Organizational..., Leadership, Management, Logistics, Military Logistics, Fashion
Education
Union County College 2010 — 2011
EMT-B, EMT-B
Union County Vocational Technical School 2003 — 2005
Computers/ High school diploma
Santander Bank, N.A. March 2015 - Present
Seeking new opportunities November 2014 - Present
Woodys Barcelona January 2014 - July 2014
Henkel June 2012 - December 2012
Casa Viva February 2012 - April 2012
Skills
Microsoft Excel, Microsoft Word, Microsoft PowerPoint, Lotus Notes, Google Adwords, Teamwork, Time Management, Customer Service, Marketing, Product Marketing, Administrative...
Education
Texas A&M University 2013 — 2013
Bachelor of Business Administration (BBA), Marketing
Universitat Pompeu Fabra 2008 — 2013
Bachelor of Business Management and Administration
Santander Bank, N.A. September 2015 - Present
Seven Step Recruiting December 2012 - Present
General Motors December 2012 - December 2014
Seven Step Recruiting June 2011 - December 2012
Seven Step Recruiting March 2010 - June 2011
Bank of America July 2008 - March 2010
Massachusetts State House June 2007 - August 2007
Worcester District Court, Probation Department May 2005 - August 2005
Committee to Re-Elect McGovern & Elect Ed Augustus May 2004 - August 2004
Skills
Project Planning, Recruiting, Client Relations Skills, Onboarding, CRM, Negotiation, Cold Calling, Screening Resumes, Internet Recruiting, Technical Recruiting, Executive Search, Applicant Tracking..., College Recruiting, Sourcing, Social Networking, Sales, Leadership, Customer Retention, Talent Management, Talent Acquisition, Hiring, Taleo, Human Resources, Temporary Placement, Photoshop, Management, Interviews, Microsoft Office, Customer Service, Training, Strategy, Screening, Social Media, Time Management, Microsoft Excel, Employee Relations, Microsoft Word, Performance Management, Staffing Services, Teamwork, Employee Training
Education
University of Connecticut 2004 — 2008
Bachelors, Political Science/ Psychology
Santander Bank, N.A. February 2014 - Present
Admirals Bank June 2013 - January 2014
Admirals Bank June 2012 - August 2012
Merrill Lynch January 2012 - May 2012
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Asset Management, Due Diligence
Education
Trinity College-Hartford 2009 — 2013
Bachelor of Science (BS), Economics
New Hampton School 2008 — 2009
High School
Santander Bank, N.A. August 2014 - Present
National Futures Association August 2013 - July 2014
Milbank, Tweed, Hadley & McCloy LLP January 2011 - August 2013
Skills
Internal Investigations, Commercial Litigation, Employment Law, Bankruptcy, Appeals, Civil Litigation, Securities Regulation, Legal Writing, Litigation, Legal Research, Courts, Mediation, Corporate Law, Westlaw, Intellectual Property, Securities
Education
The George Washington University Law School 2007 — 2010
Doctor of Law (JD), with honors
University of Maryland College Park 2003 — 2007
Bachelor of Arts (BA), cum laude, History
CarePoint Health January 2015 - Present
Memorial Sloan Kettering Cancer Center August 2013 - July 2015
Santander Bank, N.A. February 2013 - May 2013
Gold Coast Physical Therapy 2012 - 2013
Sportscare Physical Therapy 2011 - 2013
Skills
Cpr Certified, First Aid, Red Cross Certified, Computers, Microsoft Excel, Biology, Customer Service, Research, Hospitals, PowerPoint, Microsoft Office, CPR Certified, Cancer, Radiation Therapy, Patient Safety, EMR, Event Planning, Public Speaking, Microsoft Word, Clinical Research, Healthcare Management, Community Outreach, Healthcare, Outlook
Education
Memorial Sloan Kettering Cancer Center 2013 — 2015
Medical Radiologic Technology/Science - Radiation Therapist
SUNY Albany 2008 — 2012
Bachelor of Science (BS), Biology/Biological Sciences, General
Santander Bank, N.A. December 2013 - Present
Astoria Federal Savings August 2011 - November 2013
CREMG September 2009 - August 2011
Sovereign Bank May 2004 - March 2009
CLW Partners September 2001 - May 2004
Morgan Stanley May 1999 - September 2001
Chase Manhattan Bank January 1989 - May 1999
Real Estate Research Corporation September 1987 - January 1989
Skills
Valuation, Securitization, Mortgage Banking, Finance, Real Estate Financing, Commercial Real Estate, Credit Risk, Financial Services, Capital Markets, Relationship Management
Education
Appraisal Institute 1988 — 1991
University of Connecticut 1983 — 1987
BS, Business Administration, Major in Finance
Chase Manhattan Credit Training Program
Cordium February 2015 - Present
Santander Bank, N.A. August 2014 - January 2015
State Street January 2014 - April 2014
Massachusetts Securities Division September 2013 - November 2013
Rhode Island Public Defenders Office May 2013 - August 2013
Vera Bradley May 2012 - May 2013
US Securities and Exchange Commission January 2013 - April 2013
Suffolk Superior Court May 2012 - August 2012
Trafford's Restaurant June 2011 - September 2011
University of Massachusetts Athletic Ticketing Office October 2008 - May 2011
Skills
Sales, Westlaw, Legal Research, Legal Writing, Lexis, PowerPoint, Data Entry, Microsoft Word, Microsoft Office, Microsoft Excel, Legal Assistance, Research, Time Management, Civil Litigation, Commercial Litigation
Education
New England School of Law 2011 — 2014
Doctor of Law (J.D.), Business Law, 2LD
University of Massachusetts 2007 — 2011
Dual Bachelor of Arts, Psychology and Political Science
University College Cork 2010 — 2010
Semester Abroad, Political Science and Government
Asurion February 2015 - Present
Independent Consultant January 2014 - Present
MIT Group LLC June 2012 - 2014
NII Holdings, Inc. July 2010 - June 2012
Cardinal Bank June 2009 - June 2010
USSI, Inc December 2003 - July 2007
UUNet-WorldCom-MCI-Verizon March 2000 - August 2002
Clarin July 1999 - February 2000
Colgate Palmolive July 1998 - July 1999
Santander Bank, N.A. November 1996 - June 1998
Skills
Employee Relations, Performance Management, Talent Management, Recruiting, HRIS, Talent Acquisition, Human Resources, Onboarding, Personnel Management, Interviews, Sourcing, HR Policies, Analysis, Applicant Tracking..., Deferred Compensation, Internet Recruiting, New Hire Orientations, PeopleSoft, Program Management, Staffing Services, Training, Vendor Management
Education
Universidad Argentina de la Empresa 1995 — 1998
Industrial Relations Degree
Santander Bank, N.A. October 2014 - Present
Santander UK Corporate & Commercial April 2014 - Present
Santander UK Corporate & Commercial October 2010 - April 2014
Santander Bank, N.A. September 2013 - December 2013
Barclays Bank Plc September 2008 - October 2010
Coller Capital September 2007 - April 2008
Parish Capital Advisors June 2006 - August 2006
Harris & Trotter LLP July 2005 - August 2005
Skills
Credit, Banking, Portfolio Management, Risk Management, Investment Banking, Stakeholder Management, Commercial Banking, Relationship Management, Investments, Management, Credit Risk, Retail Banking, Corporate Finance, Cash Management, Analysis, Loans, CRM
Education
University of Birmingham 2004 — 2007
BSc (Hons), Money, Banking & Finance
Haberdashers Askes School For Girls 1997 — 2004
Santander Bank, N.A. March 2015 - Present
R&C 219 May 2009 - Present
Santander Bank, N.A. March 2011 - March 2015
R&C 219 August 2005 - May 2009
Gobierno del Estado Miranda October 2003 - January 2004
Universidad Central de Venezuela April 2000 - October 2003
Skills
Land Development, AutoCAD, Microsoft Office, Visual Basic, Research, Consulting, GPS, Spanish, English, Water Engineering, Sewer Design, Pascal, Construction, Visio, Drainage, Project Management, Surveying, Road, HEC-RAS, Analysis, Engineering, Water, Access, GIS, Databases, Civil Engineering, Business Analysis, Management, Project Planning, Construction Management, Microsoft Project, Microsoft Excel, Hydraulics, Project Engineering
Education
Universidad Central de Venezuela 1998 — 2005
Civil Engineer, Engineering
Liceo San José 1985 — 1996
Bachiller, Science
N-Dimension Solutions November 2012 - Present
Toronto 2015 Pan/Parapan American Games Organizing Committee September 2014 - Present
Research In Motion February 2010 - November 2012
Global Prior Art Inc. March 2009 - August 2009
Carleton University January 2006 - January 2009
EION July 2004 - December 2005
Santander Bank, N.A. January 2003 - January 2004
Ford Motor Company June 1999 - September 2001
Skills
C, Software Development, Wireless Networking, Java, Bluetooth, R&D, NFC, Wireless, XML, Testing, Eclipse, C++, Programming, Object Oriented Design, Mobile Applications, Software Engineering, Multithreading, Linux, Visual Studio, Test Automation, Architecture, Software Design, Android, Telecommunications, Embedded Software, Networking, Perl, SQL, Embedded Systems, Databases, Distributed Systems
Education
University of Ottawa 2004 — 2009
PhD, Electrical and Computer Engineering
The University of Sheffield 2001 — 2002
Masters, Data Communications
Universidad Nacional Autónoma de México 1997 — 2001
Bachelor, Applied Mathematics and Computer Science
Santander Bank, N.A. January 2015 - Present
Santander Bank, N.A. November 2013 - Present
Santander Holdings USA September 2012 - November 2013
Banco Santander December 2010 - April 2012
ISBAN US 2007 - March 2012
Self Employed 2002 - 2007
Accenture 1995 - 2001
Skills
Risk Management, Project Management, Business Analysis, Management Consulting, Business Strategy, IT Strategy, Consulting, Strategic Planning, Information Technology, Telecommunications, Information Security, ITIL, Information Management, Information Security..., Information Security..., Program Management, Strategy, Banking, Financial Risk, Financial Services, Management
Education
New York University - Leonard N. Stern School of Business 2004 — 2007
MBA, Information Systems
Tufts University 1991 — 1995
BS, Computer Science
Merrill Edge June 2014 - October 2014
Santander Bank, N.A. July 2012 - September 2013
New York Life May 2003 - April 2012
Skills
Fixed Annuities, IRAs, Life Insurance, Mutual Funds, Wealth Accumulation, Retirement Planning, Strategic Financial..., Long Term Care Insurance, Finance, Financial Services, Banking, Variable Annuities, Public Speaking, Training, Mortgage Lending, Portfolio Management, Financial Planning, Insurance
Education
The American College 2007 — 2007
LUTCF (Life Underwriter Training Council Fellow)
The American College 2014 — 2016
CFP® (Certified Financial Planner)
The American College 2014 — 2016
ChFC® (Chartered Financial Consultant)
The American College 2014 — 2016
CLU® (Chartered Life Underwriter)
University of Rhode Island 1997 — 2001
Business, Double major: Management and Marketing
University of Hawaii at Manoa 1999 — 2000
Business Management and Business Marketing
Business Development February 2013 - Present
Citizens Financial Group, Inc. April 2008 - September 2012
ING Financial Partners January 2006 - April 2008
Santander Bank, N.A. January 2004 - January 2006
UBS Wealth Management January 2000 - June 2003
Prudential Financial January 1996 - January 2000
Skills
New Business Development, Direct Sales, Sales Process, Sales Presentations, Sales Management, Financial Planning, Financial Services, Financial Advisory, Banking, Cold Calling, Investments
Education
University of Vermont
Biochemistry and Molecular Biology
The American College 2004 — 2005
Chartered Financial Consultant ChFC, Financial Planning and Services
Santander Bank, N.A. May 2015 - Present
AllianceBernstein July 2008 - May 2015
Alliance Bernstein November 2004 - July 2008
JPMorgan Chase January 2004 - November 2004
Principia Partners July 2001 - December 2003
Societe Generale 1999 - 2001
Skills
Business Intelligence, Integration, Data Warehousing, Program Management, Derivatives, Databases, Accounting, Enterprise Software, Strategy, Risk Management, SDLC, Stocks, Vendor Management, Software Documentation, Enterprise Data, Enterprise Data Modeling, Regulatory Compliance, Consulting, Project Management, Business Analysis, Management, Fixed Income, PMO, Asset Management, Equities, Governance
Education
University of California, Los Angeles 1990 — 1994
Bachelor of Science (B.S.), Computer Science and Engineering
Capital One July 2015 - Present
Santander Bank, N.A. March 2014 - July 2015
Santander Bank, N.A. October 2006 - 2014
Towson University College of Business January 2006 - May 2006
PGA TOUR May 2005 - July 2005
Skills
Wealth Management..., Asset Management, Trust Services, New Account Opening, Client Relations, Trust Management, Client Liaison, Vendor Contracts, Microsoft Ex, Outlook, Microsoft Word, Purchase Contracts, Document Management, UCC filings, Wire Transfers, Purchase Orders, Loans, Customer Service, Banking, T-Value, Titles, UCC, Vehicle Leasing, Financial Calculations, LexisNexis, PowerPoint, Microsoft Office, Microsoft Excel, Equipment Loans, Event Management, Social Media, Cold Calling, Facebook, Credit, Portfolio Management, Leadership, Financial Analysis, Account Management, Twitter, Hospitality Management
Education
Towson University 2002 — 2006
Bachelor of Science (B.S.), Sport Management
Towson University 2002 — 2006
Bachelor of Science (B.S.), Sport and Fitness Administration/Management
Santander Bank, N.A. June 2015 - Present
Santander Bank, N.A. March 2013 - June 2015
TD Ameritrade July 2010 - February 2013
TD Ameritrade April 2009 - July 2010
TD AMERITRADE June 2007 - March 2009
TD AMERITRADE July 2006 - June 2007
Novantas June 2004 - June 2006
Congressional Budget Office May 2004 - August 2004
Skills
Financial Services, Strategy, Analytics, Business Development, Investments, Management Consulting, Management, Segmentation, Business Planning, Analysis, Wealth Management, Risk Management, Financial Analysis, Financial Modeling, Marketing Strategy, Relationship Management, Series 24, Campaign Management, Series 7, Mergers & Acquisitions, Series 63, Corporate Finance, Product Management, Retail Brokerage, Brokers, Market Research, Competitive Analysis
Education
University of Pennsylvania 2002 — 2004
AM
The Johns Hopkins University 1998 — 2002
BA
P&G Gillette 2005 - Present
Santander uk May 2012 - September 2014
Santander Bank, N.A. 2010 - 2012
Trafigura 2000 - 2010
Education
Universidad Autónoma del Estado de México 1977 — 1978
Loreto Convent, Navan 1972 — 1977
High School
Santander US August 2013 - Present
Santander 2010 - 2013
Santander Bank, N.A. 2009 - 2010
Banco Santander 2007 - 2009
Santander (previously Abbey in UK) 2005 - 2007
Novantas 1999 - 2005
First Manhattan Consulting Group 1997 - 1999
JPMorgan Chase (First NBC / Bank One) 1994 - 1996
Skills
Financial Services, Banking, Strategy, Portfolio Management, Financial Modeling, Commercial Banking, Credit Risk, Mergers & Acquisitions, Retail Banking, Risk Management, Business Strategy, Business Planning, Financial Risk, Finance, Credit, Financial Analysis, Corporate Finance, Credit Cards, Management Consulting, Investment Banking, Analytics, Valuation, Segmentation, Acquisition Integration, Sales Management, Marketing Strategy, Mergers, Brokerage, Multi-channel Retail, Digital Customer..., Change Management
Education
Tulane University - A.B. Freeman School of Business 1995 — 1997
Master of Business Administration (M.B.A.), Finance and Entrepreneurship
Tulane University 1992 — 1995
Bachelor's Degree, Economics and German
Universität Hamburg 1994 — 1994
International Economics
Santander Bank, N.A. 2002 - Present
Fleet Bank October 1994 - July 2001
Skills
Loans, Bankruptcy, Commercial Lending, Credit, Asset Based Lending, Commercial Banking, Small Business Lending, Credit Analysis, Loan Origination, Commercial Mortgages, Lines Of Credit, Consumer Lending, Middle Market, Credit Risk, Banking, Financial Analysis, Construction Loans
Education
Thomas Edison State College 1998 — 2003
Santander Bank, N.A. June 2012 - Present
Sovereign Bank May 2010 - June 2012
Sovereign Bank July 2004 - April 2010
Compass Bank February 1995 - July 2004
American Tourister January 1991 - January 1995
Brandon Woods Retirement Community February 1990 - January 1991
JC Penny July 1988 - January 1990
NEC Information Systems March 1984 - October 1986
The Gap January 1982 - March 1984
Skills
Commercial Banking, Small Business Lending, Merchant Services, Credit Cards, Commercial Lending, Banking, Credit, Finance, Strategy, Financial Services
Education
University of Bridgeport 1977 — 1981
Bachelor's Degree
Santander Bank, N.A. April 2015 - Present
Santander Bank, N.A. September 2012 - April 2015
ADP December 2011 - September 2012
Liberty Mutual Insurance September 2005 - December 2011
Clear Channel February 2000 - September 2005
Bill Kenney Productions, Inc. February 2000 - September 2005
Skills
Cold Calling, Account Management, Employee Benefits, Sales, Insurance, Salesforce.com, Sales Process, Direct Sales, Customer Service, Marketing, New Business Development, Social Networking, Microsoft Office, Social Media, Small Business, Payroll, Time Management, Marketing Strategy, Coaching, Strategic Planning, B2B, Online Marketing, Social Media Marketing, Life Insurance, Team Leadership, Property, Microsoft Excel, Lead Generation, Fixed Annuities, Workers Compensation, Business Development, Liability, PowerPoint, Entrepreneurship, Outlook, Customer Satisfaction
Education
University of Massachusetts at Lowell 2000 — 2005
Bachelor of Arts (B.A.), Music Business
The American College 2007 — 2009
LUTCF, Life Insurance
Santander Bank, N.A. April 2014 - Present
Sovereign Bank June 2013 - April 2014
Sovereign Bank November 2010 - June 2013
Sovereign Bank January 2010 - November 2010
The Mentor Network June 2007 - January 2010
Digitas, Inc. 2005 - 2007
Massachussets State Treasurers Office 2002 - 2004
Education
University of Colorado Boulder 1997 — 2002
Bachelor of Science (BS), Economics
Santander Bank, N.A. September 2009 - Present
Real Capital Analytics January 2006 - May 2009
Teachers Federal Credit Union March 2004 - December 2005
Brixmor (fmr Centro Properties - New Plan REIT) March 2003 - February 2004
Morgan Stanley April 1998 - December 2002
Skills
Financial Analysis, Excel, Analysis, Real Estate, PowerPoint, Microsoft Office, Word, Financial Modeling, Access, Risk Management, Outlook, Financial Reporting, Business Strategy, Market Research, Market Analysis, Forecasting, Portfolio Management, Microsoft Excel, Investments, Real Estate Economics, Credit, Asset Management, Valuation, Banking, Loans, Credit Analysis
Education
University at Buffalo 1987 — 1992
Double B.A., Economics, Urban Studies
Santander Bank, N.A. May 2014 - Present
ISBAN US August 2012 - May 2014
ISBAN January 2011 - July 2012
Efron Consulting March 2010 - December 2010
Software AG March 2004 - December 2009
EVERIS 1999 - 2004
Indra 1987 - 1995
Skills
IT Management, Management Consulting, IT Strategy, Software Project..., Solution Architecture, Architecture, Web Services, IT Service Management, ITIL, SOA, Business Process Design, Integration, Business Process, Business Intelligence, PMO, Project Management, Business Analysis
Education
Universidad Politécnica de Madrid
Engineer’s Degree, Computer Science
Santander Bank, N.A. October 2010 - Present
Southwest Securities, FSB June 2008 - October 2010
CBA Commercial, LLC 2006 - 2007
Silver Hill Financial 2004 - 2005
GMAC-RFC 1998 - 2002
Freddie Mac 1994 - 1998
Freddie Mac 1992 - 1994
Freddie Mac 1989 - 1992
Freddie Mac 1986 - 1989
Skills
Mortgage Banking, Mortgage Lending, Loans, Risk Management, CRM, Sales, Loan Origination, Credit, Residential Mortgages, FHA, Customer Service, Credit Analysis, Commercial Lending, Banking, Commercial Mortgages, Consumer Lending, Executive Management, Financial Analysis, Financial Services, Investments, Loss Mitigation, Management, Mortgage Servicing, Mortgage Underwriting, Portfolio Management, Refinance, Underwriting
Education
University of Connecticut 1982 — 1986
Santander Bank, N.A. July 2014 - Present
Santander Bank, N.A. December 2010 - July 2014
Sovereign Bank (Santander) April 2008 - December 2010
Bank of America 2005 - 2007
Bank of America 2003 - 2005
FleetBoston Financial 1995 - 2003
Fleet Financial Group 1994 - 1995
Citibank 1987 - 1994
Skills
Digital Marketing, Change Management, Online Marketing, Marketing Strategy, Business Planning, New Business Development, Internet, Channel Management, Channel Marketing, Channel Creation, B2B eCommerce, Product Development, Product Management, Product Marketing, User Interface Design, User Experience, P&L Management, Internet Banking, Retail Banking, Operations Management, Operational Excellence, Operational Planning, Quality Assurance, Email Marketing, SEO, Acquisition Marketing, Relationship Marketing, Marketing, Debit Cards, Segmentation, Strategic Planning, Multi-channel Marketing, Financial Services, Banking, Customer Acquisition, Management, Strategy
Education
London School of Economics and Political Science 1982 — 1985
B.Sc. (Economics)
The George Washington University - School of Business
MBA
Santander Bank, N.A. July 2015 - Present
PNC Financial Services January 2011 - July 2015
PNC Financial Services Group September 2009 - February 2011
PNC Bank January 2006 - September 2009
Bank of America April 2003 - January 2006
Fleet Bank January 2002 - March 2003
Fleet Bank January 2000 - January 2002
Summit Bank 1995 - 2000
United Jersey Bank June 1989 - March 1995
Skills
Loans, Investments, Credit, Banking, Small Business Lending, Consumer Lending, Management, Commercial Lending, Branch Banking, Commercial Banking, Retail Banking, Leadership, Credit Analysis, Sales, Coaching, Finance, Small Business, Mortgage Lending, Lines Of Credit, Portfolio Management
Education
The College of New Jersey 1983 — 1987
Business
Santander Bank, N.A. November 2011 - Present
Santander Bank, N.A. 2010 - 2011
Santander Bank, N.A. 2008 - 2010
Santander Bank, N.A. 2006 - 2008
Core Studio 2005 - 2006
Stoweflake Conference Center 2003 - 2005
Skills
Web Marketing, Web Content, Email Marketing, HTML emails, Email Strategy, Database Marketing, Digital Marketing, Marketing Communications, Marketing, Direct Marketing, Direct Mail, Banking, Financial Services, Retail Banking, Commercial Banking, Hospitality Industry, Portfolio Management, Project Management, Online Marketing
Education
UCLA Anderson School of Management 2011 — 2011
Executive Leadership Program
University of Vermont 1999 — 2003
Bachelor of Arts in English, Minors in Business Administration and Political Science, College Honors
Santander Bank, N.A. November 2010 - Present
Appraisal Economics August 2006 - November 2010
Education
The College of New Jersey
Santander Bank, N.A. January 2015 - Present
Santander Bank, N.A. July 2012 - December 2014
Indra Business Consulting July 2010 - July 2012
BNP Paribas January 2010 - July 2010
Fortis Bank June 2007 - January 2010
AZVI January 2004 - June 2007
Skills
Investment Banking, Project Finance, Structured Finance, Financial Modeling, Risk Management, Mercado de capitales, Finanzas estructuradas, Elaboración de modelos..., Financiación de..., Administración y..., Mergers & Acquisitions, Finance, Valuation, Estrategia empresarial, Finanzas corporativas, Corporate Finance, Análisis financiero, Banca de inversión, Banca, Banking, Equities, Gestión de cartera de..., Infrastructure, Finanzas
Education
Universidad Complutense de Madrid 1998 — 2002
Bachelor Degree, CUNEF - Business Administration
Santander Bank, N.A. June 2014 - Present
Mitsui & Co., Ltd. 2012 - 2014
Cantor Fitzgerald & Co. 2009 - 2012
Tudor Investment Corporation 2008 - 2008
Merrill Lynch 2005 - 2008
Morgan Stanley 1994 - 2005
Commodity Futures Trading Commission 1991 - 1994
U.S. Department of State 1988 - 1990
Education
Texas Tech University
MBA
University of Maryland College Park
BS
BankUnited December 2014 - Present
NEFCU May 2014 - December 2014
Santander Bank, N.A. September 2011 - April 2013
Bank of America January 2007 - April 2011
Bank of America June 2005 - December 2006
Skills
Training, Credit Analysis, Credit, Cash Flow, Analysis, Mortgage Lending, Banking, Commercial Banking, Financial Analysis, Finance
Education
The University of Texas at Dallas - School of Management 2006 — 2008
MBA, Finance and Strategic Management
The University of Texas at Austin - The Red McCombs School of Business 2001 — 2005
BBA, Finance
Santander Bank, N.A. June 2011 - Present
Pinnacle Public Finance, Inc. (Previously Koch Financial) 2000 - June 2011
Koch Financial Corporation 2000 - December 2010
Education
University of California, Santa Barbara
Crius Energy, LLC January 2015 - Present
Santander Investment Services November 2011 - November 2014
Prudential Retirement January 2009 - July 2011
Prudential Retirement March 2007 - January 2009
Soverign Bank April 2005 - March 2007
Santander Bank, N.A. April 2003 - April 2005
ING Nederland August 2002 - April 2003
Hartford Life June 2000 - January 2002
Skills
Financial Services, Investments, Insurance, Finance, Retirement, Series 7, Retirement Planning, Securities
Education
University of Connecticut 1997 — 2000
Business
Connecticut School of Broadcasting
Bolton High School
Prudential Corporate College
University of Phoenix
Santander Bank, N.A. September 2014 - Present
Banco Santander October 2011 - August 2014
Banco Santander December 2009 - October 2011
Santander UK December 2008 - December 2009
Lehman Brothers July 2008 - November 2008
Lehman Brothers March 2008 - May 2008
Credit Suisse July 2007 - November 2007
Credit Suisse October 2006 - December 2006
Credit Suisse July 2006 - September 2006
Skills
Structured Finance, Investment Banking, Capital Markets, LBO, Private Equity, Due Diligence, Financial Analysis, Project Finance, Debt Restructuring, Leveraged Finance, Project Portfolio...
Education
Universidad Carlos III de Madrid 2003 — 2008
Economics, Economics
British Council School Madrid 1989 — 2002
Santander Bank, N.A. April 2013 - Present
Sovereign/Santander November 2009 - March 2013
BB&T 2005 - 2009
FleetBoston February 1998 - April 2004
KeyBank January 1991 - February 1998
Skills
Portfolio Management, Investments, Banking, Financial Modeling, Financial Analysis, Capital Markets, Risk Management, Management, Credit, Treasury
Education
Weatherhead School of Management at Case Western Reserve University 1996 — 1998
MBA, Finance and Banking
Union College 1986 — 1990
BA, Economics
Santander Bank, N.A. July 2014 - Present
Santander Bank, N.A. May 2013 - July 2014
Santander Bank, N.A. August 2011 - April 2013
CVS Caremark Corporation February 2010 - May 2011
Sovereign Bank January 2006 - June 2009
Sovereign Bank July 2004 - December 2005
Skills
Budgets, Business Analysis, Credit Risk, Finance, Banking, Analysis, Portfolio Management
Education
The University of Connecticut School of Business 1999 — 2003
B.S., Healthcare Administration
The Dennis Group May 2015 - Present
West Hartford Zoning Board of Appeals 2012 - Present
Hartford Preservation Alliance 2011 - Present
Santander Bank, N.A. August 2011 - May 2015
Hartford Redevelopment Agency/City of Hartford November 2010 - August 2011
Prospect Enterprises, LLC December 2009 - October 2010
Carmody & Torrance June 2008 - August 2008
Retirement Living Services, LLC September 2003 - August 2007
Skills
Due Diligence, Non-profits, Real Estate, Strategic Planning, Project Management, Commercial Banking, Debt Restructuring, Reporting & Analysis, Budget Management, Non-profit Boards, Zoning, Budgets, Contract Negotiation, Fundraising, Investments, Leadership, Legal Writing, Negotiation, Nonprofits, Policy Analysis, Public Policy, Public Speaking, Strategy, Legal Research
Education
The University of Connecticut School of Law 2006 — 2009
University of North Carolina at Chapel Hill 1999 — 2003
BA, Economics, Public Policy
Kingswood-Oxford School 1996 — 1999
Marlin Business Services Corp February 2015 - Present
Santander Bank, N.A. April 2012 - January 2014
Element Financial (CoActive Capital Partners) 2007 - 2012
Element Financial (CoActive Capital Partners) 2007 - 2012
Skills
New Business Development, Credit, Finance, Loans, Business Development, Sales, Forecasting, Banking, Credit Analysis, Portfolio Management, Customer Service, Commercial Lending, Risk Management, Sales Management, Small Business Lending, Solution Selling, CRM, Financial Analysis, Commercial Banking, Account Management, Relationship Management, Lines Of Credit, Consumer Lending, Asset Based Lending
Education
The University of Kansas
fairview high school
Pa Dept of Labor & Ind. August 2010 - Present
Santander Bank, N.A. June 2010 - August 2010
PA Army National Guard 1996 - 2006
Education
Towson University 2006 — 2009
Bachelor of Business Administration (BBA), Finance and Financial Management Services
Santander Bank, N.A. September 2003 - February 2014
M&T Bank April 1998 - September 2003
CFS Bank 1997 - 1998
Skills
Commercial Lending, Loans, Credit Risk, Banking, Credit Analysis, Financial Analysis, Commercial Real Estate, Risk Management, Real Estate Financing, Construction Loans, Real Estate Economics, New Yorker, Counterparty Risk, Work Ethic, Real Estate Underwriting, Portfolio Management, Underwriting, Finance, Credit
Education
State University of New York at Buffalo 1993 — 1997
BS, Business Administration (Finance)
Santander Bank, N.A. August 2013 - Present
Banesto October 2009 - July 2013
Visual Trading Systems October 2006 - October 2009
INDRA August 2006 - October 2006
Telefónica I+D August 2005 - July 2006
Skills
Derivatives, Credit Risk, Basel II, Market Risk, Valuation, Financial Modeling, Equities, SQL, Financial Risk, Java, Banking, Risk Management, Matlab
Education
University of York 2013 — 2016
MSc in Mathematical Finance, Financial Mathematics, Master a distancia
Instituto BME 2008 — 2009
Master Executive in Financial Risk Management, Riesgos Financieros
Universidad Complutense de Madrid 2001 — 2006
Bachelor of Science (BSc), Mathematics
Santander Bank, N.A. September 2014 - Present
PennyMac December 2012 - September 2014
Bank of America July 2011 - November 2012
Bank of America July 2008 - June 2011
Countrywide Financial Corp May 2007 - June 2008
StatSoft, Inc. September 2001 - April 2007
Skills
SAS, VBA, C++, C#, SQL, Market Risk Management, Portfolio Management, Quantitative Modeling, Fixed Income Analysis, Loan Valuation, Risk Management, Capital Markets, Credit Risk
Education
University of California, Riverside
MS
University of Science and Technology of China
BS
Santander Bank, N.A. October 2012 - Present
UBS 1994 - 2012
Republic National Bank of New York April 1992 - June 1994
Bankers Trust Company 1991 - 1992
Lehman Brothers 1983 - 1991
Skills
Emerging Markets
Education
University of Pennsylvania - The Wharton School 1981 — 1983
MBA, Finance
State University of New York at Buffalo
BS, Medical Technology
Santander Bank, N.A. April 2014 - Present
Hudson Alley Software, Inc. January 2012 - April 2014
Bloomingdale's July 2010 - January 2012
University at Buffalo 2009 - 2010
Symphony Space June 2009 - August 2009
Skills
Databases, SQL, Microsoft SQL Server, Java, Access, Quality Assurance, Microsoft Excel, Troubleshooting, C#, Networking, Security, Hardware, Eclipse, Lotus Notes, Visual Studio, VBA
Education
SUNY University at Buffalo 2006 — 2010
Bachelor of Arts/Sciences, Computer Science / Psychology, 3.64
University at Buffalo 2006 — 2010
Bachelor's degree, Computer Science
Santander Bank, N.A. June 2015 - Present
Pioneer Investments March 2013 - June 2015
Pioneer Investments June 2011 - March 2013
Pioneer Investments August 2010 - June 2011
Pioneer Investments October 2008 - August 2010
Live Nation 2005 - 2007
Skills
Management, Outlook, Data Analysis, Event Planning, Microsoft Excel, Market Research, Marketing, PowerPoint, Email Marketing, Relationship Management, Risk Assessment, Vendor Management, Third Party Vendor..., Public Speaking, Risk Management, Mutual Funds, Financial Services, Microsoft Office, Finance, Customer Service
Education
University at Buffalo 2004 — 2007
B.A. International Studies, Minor Marketing
University of Vermont 2003 — 2004
Santander Bank, N.A. September 2014 - Present
DataMiners, LLC February 2014 - Present
Data Mining Associates April 2012 - January 2014
BBVA Compass March 2011 - March 2012
Data Mining Associates, LLC July 2001 - February 2011
ARM Loyalty, LLC December 2009 - December 2010
Citigroup 2000 - 2002
Fingerhut Companies 1996 - 2000
Experian (CCN) 1990 - 1996
CCN/Experian 1991 - 1993
Skills
Analytics, Credit Risk, Stress Testing, Credit Scoring, Credit Cards, Credit, Risk Management, Financial Services, Retail Banking, Banking, Financial Risk
Education
Texas A&M University 1976 — 1980
Ph.D., Statistics and Economics
Santander Bank, N.A. December 2013 - Present
AVON November 2009 - December 2013
Berger, Fischoff & Shumer, LLP May 1998 - December 2013
Roberts & Robold, P.C. October 1996 - May 1998
Walt Disney World January 1994 - January 1996
Skills
Bankruptcy, Legal Assistance, Westlaw, Civil Litigation, Litigation, Wordperfect, Lexis, Office Management, Accounts Receivable, Invoicing, Torts, QuickBooks, Accounts Payable, Payroll, Legal Writing, Legal Research, Commercial Litigation, Microsoft Excel, Customer Service, Legal Documents, Chapter 7, Appeals, Timeslips, Confidentiality, Corporate Governance, Litigation Support, PACER, Paralegals, Legal Issues, Microsoft Word, Corporate Law
Education
University of Central Florida
Bachelor of Arts Degree, Legal Studies
Valencia College
Associate in Arts Degree, General Education
Suffolk Community College
Associate in Arts Degree, Liberal Arts
Connetquot High School 1988 — 1991
Wells Fargo Home Mortgage May 2015 - Present
Santander Bank, N.A. December 2014 - May 2015
NASA Federal Credit Union December 2013 - September 2014
Great Plains National Bank September 2013 - December 2013
Emery Federal Credit Union May 2013 - September 2013
Wells Fargo Home Mortgage May 2012 - May 2013
Benchmark Consturction May 2010 - April 2012
Zip Realty October 2010 - May 2011
1st Mariner Bank November 2009 - May 2010
Coulbourn Mortgage Inc. August 2000 - October 2009
Skills
Mortgage Lending, Refinance, Real Estate, Government Loans, Real Estate Financing, Investment Properties, FHA, Loans, VA loans, Microsoft Excel, FHA financing, Mortgage Banking, Loan Origination, Residential Mortgages, USDA, Reverse Mortgages, First Time Home Buyers, Foreclosures, Short Sales, Single Family Homes, Referrals
Education
Towson University 1985 — 1989
BS, Business
Santander Bank, N.A. June 2012 - Present
HSBC Bank November 2010 - May 2012
JPMorgan Chase September 2008 - October 2010
Education
Bocconi University 2000 — 2005
Bachelor of Business Administration (BBA), Accounting and Finance
Bank of America March 2015 - Present
Santander Bank, N.A. April 2014 - March 2015
Santander Bank October 2012 - April 2014
Habif, Arogeti & Wynne,LLP November 2011 - February 2012
PwC January 2007 - October 2011
Skills
Financial Reporting, Auditing, Accounting, Internal Audit, Forecasting, Financial Statements, Variance Analysis, Budgets, Accounts Payable, Asset Management, Management, Accounts Receivable, Leadership, Hedge Funds, Valuation, US GAAP, GAAP, Internal Controls, Financial Accounting, Sarbanes-Oxley Act
Education
University of Connecticut 2006 — 2006
Master in Accounting, Accounting
University of Connecticut 2002 — 2006
Bachelor of Science, Business Administration
Santander Bank, N.A. September 2013 - Present
Skills
Sales Management, Sales Support, Account Management, Product Management, Foreign Languages, Microsoft Office, Marketing Communications, Sales Operations, Customer Service, Marketing, Leadership, Negotiation, Commercial Lending, Strategic Planning, Loans, Budgets, Sales, Salesforce.com, Loan Origination, Risk Management, Banking, Mortgage Lending, Management, Retail Banking, Team Building, Team Leadership, Microsoft Excel, Commercial Banking, Credit
Education
UMass Lowell 2010 — 2012
Certificate of Foundation of Business, Business Administration and Management, General, 3.5 GPA
Universidad del Zulia 1995 — 2001
Bachelor's degree, Mass Communication
Wells Fargo April 2013 - Present
Chase December 2010 - March 2013
Hudson Heritage Federal Credit Union February 2009 - August 2009
Santander Bank, N.A. June 2007 - January 2009
Joyce Leslie October 2006 - April 2007
Skills
Microsoft Office, Microsoft Word, PowerPoint, Microsoft Excel, Customer Service, Public Speaking, Time Management, Leadership, Social Media, Team Leadership, Research, Teamwork, Event Planning, Photoshop, Windows, Retail Banking, Sales Management, Sales, Banking, Credit, Management, Finance, Loans, Training, Cross Selling, Risk Management, Coaching, Hiring, Outlook, Mortgage Lending
Education
Thomas Edison State College 2007 — 2014
Associate's Degree, Business Administration and Management, General
Santander Bank, N.A. November 2012 - Present
Santander Cards UK Limited May 2010 - October 2012
Santander Consumer Finance, UK January 2009 - May 2010
GE Money UK January 2007 - August 2008
GE Money UK April 2005 - June 2007
GE Money UK September 2003 - April 2005
Renishaw September 2000 - September 2003
Skills
Forecasting, Financial Modeling, Business Analysis, Analysis
Education
University of Leeds 1997 — 2000
BA (Hons), Economics
The Chartered Institute of Management Accountants
ACMA, Management Accountancy
Santander Bank, N.A. August 2007 - Present
Citibank March 2014 - December 2014
Skills
Mortgage Lending, Loan Origination, Credit, Real Estate, First Time Home Buyers, Loans
Education
University of California, Berkeley
Santander Bank, N.A. July 2014 - Present
State Street Bank October 2010 - July 2014
State Street Global Advisors June 2008 - October 2010
State Street Bank July 2006 - June 2008
Skills
Accounts Receivable, Account Reconciliation, Inter-Company Accounts, Oracle General Ledger, Financial Accounting, Accruals, Financial Analysis, Financial Reporting, Corporate Finance, Global Cash Management, Mutual Funds, Month End Close, Essbase, Hyperion Enterprise, Accounting, Risk Management, Fund Accounting
Education
UC San Diego
Bachelor's degree, Economics
Santander Bank, N.A. January 2013 - Present
Grupo Santander July 2012 - January 2013
Grupo Santander September 2007 - July 2012
Deloitte August 2004 - September 2007
Axpe Consulting September 2003 - August 2004
Education
Universidad Politecnica de Madrid 2006 — 2007
Master
Universidad Politécnica de Madrid 1998 — 2003
Ingeniero Superior
Santander Bank, N.A. July 2015 - Present
Santander Global Banking and Markets February 2010 - June 2015
Banco Santander September 2009 - February 2010
Santander Asset Management September 2008 - September 2009
FUNDEVI - Foundation for Research of the University of Costa Rica December 2006 - August 2007
Instituto de investigaciones Economicas de la Universidad de Costa Rica February 2003 - December 2006
Skills
Financial Markets, European Markets, Derivatives, Derivatives Valuations, Structured Products, Financial Analysis, Asset Managment, Financial Advisory, Rates, Swaptions, Swaps, Interest Rate..., Equity Derivatives, Commodities, FX Options, Valuation, IPV, Equity Valuation, FX Derivatives, Bloomberg, Reuters, Kondor, Murex, Fixed Income, Spanish, Acciones, Finanzas, Mercado de capitales, Banca, Mercados financieros, Equities, Derivados de tipo de..., Análisis financiero, Español, Opciones en divisas, Rentas fijas, Asesoría financiera, Derivados sobre acciones, Capital Markets, Derivados, Finance
Education
Universidad Pontificia Comillas 2007 — 2008
Master in Finance, Finanzas, general
Universidad de Costa Rica 2003 — 2006
Bachelor in Business Administration, Finance
Santander Bank, N.A. July 2013 - Present
Base Business Initiative (BBI) Howard County Office of the Executive January 2013 - Present
New Rules for Global Finance June 2012 - September 2012
EMD Sales June 2011 - November 2011
MERCANTIL C.A., BANCO UNIVERSAL March 2008 - August 2010
BANESCO SEGUROS, C.A January 2006 - March 2010
Skills
Financial Analysis, Financial Modeling, Marketing Strategy, Insurance, Business Development, Data Analysis, Analysis, Marketing
Education
Towson University 2011 — 2013
Master of Business Administration (MBA), Finance, General
Bachelor in Business Administration, 2001 — 2007
Bachelor's degree, Business Administration and Management, General
Santander Bank, N.A. January 2012 - Present
Sandanter Bank F.A. January 2012 - Present
JPMorgan Chase, F.A January 2007 - July 2011
Washington Mutual Bank, F.A January 2005 - January 2006
Commercial Express January 2003 - January 2004
New York City Board of Education January 2000 - January 2003
Kaplan International Center January 1999 - January 2000
Skills
Commercial Lending, Banking, FHA, Residential Mortgages, Commercial Banking, Commercial Mortgages, USDA, Credit Risk, Retail Banking, VA loans
Education
QUEENS COLLEGE
Bachelor of the Arts, Theater and Dance
Touro College
Master of Education, Special Education; Early Childhood
GE Capital Retail Bank February 2014 - Present
Santander Bank, N.A. January 2013 - January 2014
Indus American Bank August 2011 - June 2012
United Central Bank May 2007 - July 2011
Unity Bank November 2003 - May 2007
Skills
Retail Banking, New Business Development, Management, Team Leadership, Operational Excellence, Strategic Planning, Relationship Management, Personnel Management, Market Development, Customer Retention, Account Management, Leadership Development, Maintaining Strong..., Banking, Credit, Cash Management, Commercial Banking, Small Business Lending, Business Development, Training, Motivated self-starter, Core Deposits, Consumer Lending, Community Outreach, Goal Setting, Lead Generation, Client Development, Loan Origination, Sales, Asset Management, Portfolio Management, Coaching, Team Building, Branch Banking, Branch Management, Cross Selling, Credit Analysis
Education
The Maharaja Sayajirao University of Baroda
Bachelor of Science (B.S.)
Santander Bank, N.A. October 2014 - Present
SOTEC CONSULTING, INC October 2012 - October 2014
NovaQuality Consulting November 2008 - July 2012
Skills
Data Analysis, SAS Base, SAS programming, Data Mining, SQL, Microsoft Excel, Reporting & Analysis, Predictive Analytics, JCL, Business Intelligence, CRM databases, Análisis de datos, Inteligencia empresarial
Education
Universidad Rey Juan Carlos 2011 — 2013
Master Universitario, Ingeniería en Sistemas de Decisión
Università di Bologna 2007 — 2008
Laurea in Scienze statistiche, Statistics, Beca Erasmus
Universidad Complutense de Madrid 2004 — 2008
Diplomatura, Estadística
Santander Bank, N.A. June 2013 - Present
JPMorgan Chase April 2008 - April 2013
Ford Motor Credit Company July 1987 - November 2007
Skills
Credit, Banking, Commercial Banking, Credit Analysis, Retail Banking, Loans, Credit Risk, Portfolio Management, Commercial Lending, Mortgage Lending, Relationship Management
Education
State University of New York at Albany
Bachelor of Arts (B.A.)
JP Morgan Chase March 2014 - Present
Santander Bank, N.A. November 2010 - February 2014
Skills
Risk Management, Financial Analysis, Banking, Business Analysis, Financial Services
Education
University of Birmingham
Bachelor’s Degree, Psychology