Experience
American Pacific Mortgage  February 2015 - Present
PrimeSource Mortgage, Inc.   August 2014 - January 2015
American Equity Mortgage   November 2008 - July 2014
New Star Lending   August 2007 - November 2008
Nationwide Home Loans  April 2006 - August 2007
USA Home Loans  April 2002 - April 2006
Full Spectrum Lending  March 2000 - April 2002
HSBC  April 1995 - December 1999
American General Finance  February 1992 - April 1995

Skills
FHA, Mortgage Lending, Credit, Refinance, Underwriting, USDA, Loan Origination, Mortgage Banking, Residential Mortgages, Loans, Banking, FHA financing, VA loans, Government Loans, Certified Mortgage..., Reverse Mortgages, VA Loans, FHA Financing

Education
University of Houston-Clear Lake   1988 — 1991
Bachelor of Science (BS), Finance, General

Experience
Citi  May 2015 - Present
Equity Purchase Partners   September 2014 - December 2014
Tealium  August 2013 - August 2014
American Equity Mortgage   October 2012 - July 2013
Formula 5 Capital, Inc.   June 2011 - August 2012
Md7  May 2010 - February 2011
Pacific Companies  2010 - 2011
Decision One Mortgage  November 2006 - August 2007
Argent Mortgage  2002 - 2005

Skills
Account Management, Sales, Budgets, CRM, Management, B2B, Negotiation, Customer Service, Telecommunications, Insurance, Cold Calling, Salesforce.com, Sales Management, New Business Development, Sales Process, Direct Sales, Business Development, Sales Operations, Mortgage Lending, Customer Retention, Selling, Marketing, Solution Selling, Sales Presentations, Lead Generation, Leadership, Recruiting, Enterprise Software, Strategic Partnerships, SaaS, Email Marketing, Strategy, Start-ups, Online Marketing, Online Advertising, Contract Negotiation, Digital Marketing, Team Building

Education
University of Missouri-Columbia   1997 — 2001
BS in Business Admin, Marketing, Finance, Accounting

Jefferson City High School   1994 — 1997

Experience
Centennial Home Mortgage   December 2014 - Present
Southwest Funding  June 2014 - December 2014
American Equity Mortgage   July 2013 - June 2014
Twin B Inc.   January 2002 - January 2013
Central Mechanical Services, Inc   January 2007 - December 2012

Skills
Mortgage Lending, Customer Service, Residential Mortgages, Research, Budgets, Mortgage Banking, Reverse Mortgages, Jumbo Mortgage, Certified Mortgage..., Loans, Credit

Education
University of Central Oklahoma   2001 — 2006
Bachelor of Business Administration (B.B.A.), Management Information Systems

Experience
Softchoice  February 2014 - Present
Wells Fargo Home Mortgage  July 2012 - December 2013
American Equity Mortgage   May 2011 - October 2012
Dynamic Marketing Concepts  January 2011 - March 2011
Jeremy Vaughn Design   August 2010 - December 2010

Skills
VA loans, Mortgage Lending, FHA financing, Certified Mortgage..., Mortgage Banking, Refinance, Residential Mortgages, FHA, Loan Origination, Loans, Credit, Rates, Sales Operations, Risk Management, Real Estate Financing, Government Loans, Consumer Lending, Financial Services, Reverse Mortgages, Customer Service, Sales Management, Marketing, Sales, Customer Retention, Territory Account..., Leadership, Territory Development, Management, Direct Sales, Enterprise Software, Sales Presentations, Salesforce.com

Education
University of Mississippi   2006 — 2010
Bachelor of Business Administration (B.B.A.), Marketing

Experience
Metal Masters Inc...   November 2008 - Present
The Roberts Group  February 2007 - October 2008
American Equity Mortgage   October 2004 - February 2007
John Amato Cadillac   2000 - 2004

Skills
Administrative..., Process Scheduler, Office Administration, Confidentiality, Spreadsheets, Office Management, Filing, Fax, Expenses

Education
University of Phoenix   2009 — 2014
Bachelor's Degree, Business Managment

Sussex Hamilton   1992 — 1996
Diploma, General Studies

Experience
First National Financing   January 2013 - Present
Innerface Architectural Signage, Inc  April 2011 - May 2013
Guaranty Bank FSB  May 2008 - November 2010
Cornerstone Flooring and Lining   August 2007 - April 2008
American Equity Mortgage   May 2005 - July 2007
American Equity Mortgage   May 2003 - May 2005
American Equity Mortgage   January 2002 - April 2003
American Equity Mortgage   May 2000 - January 2002
Associates First Capital  January 1998 - May 2000
Masterson Company   1996 - 1998

Skills
Cold Calling, Sales, New Business Development, Account Management, Direct Sales, Marketing, Leadership, CRM, B2B, Team Building, Management, Sales Operations, Refinance, Project Management, Selling, Mortgage Lending, Customer Satisfaction, Training, Networking, Customer Retention, Consultative Selling, Contract Negotiation, Solution Selling, Competitive Analysis, Team Leadership, Sales Presentations, Salesforce.com, Sales Management, Business Development, Product Launches, Product Installation, WI licensed accident...

Education
University of Dayton   1992 — 1996
Business Communications, Marketing, and English

Homestead   1990 — 1992
1992, General

Experience
E&S Motors   December 2014 - Present
Lockton Companies  February 2014 - December 2014
American Equity Mortgage   February 2012 - September 2013
The Home Depot  May 2009 - February 2012
Panera Bread  January 2007 - May 2009

Skills
Organization, Analytical Skills, Numerical Analysis, Intrapersonal Skills, Sales, Retail Sales, Inventory Management, Store Operations, Customer Service, Inventory Control, Management, Merchandising

Education
University of Missouri-Saint Louis   2014 — 2015
Masters Of Businesses Administration, Finance

University of Missouri-Saint Louis   2010 — 2013
Bachelors of Science, Business Administration: Finance Major

Experience
American Equity Mortgage   January 2014 - Present
Habitat for Humanity  August 2012 - May 2013
Rockwood School District  June 2010 - August 2011

Skills
Microsoft Office, Microsoft Word, Public Speaking, PowerPoint, Social Media, Event Planning, Microsoft Excel

Education
University of Missouri-Columbia   2009 — 2013

Experience
SecurityNational Mortgage Company  January 2015 - Present
People's Choice Realty Services, LLC   June 2013 - Present
Mobile Notary  March 2006 - Present
Manhattan Mortgage  January 2014 - January 2015
American Equity Mortgage   April 2012 - June 2013
Golden Mortgage & Investment Corp.   February 2007 - May 2009
Realty Trust Title Services, LLC   October 2006 - December 2008
Real Florida Home Loans, LLC   July 2005 - December 2006

Skills
Loan Origination, Notary Public, Affordable Housing, Foreclosure Prevention, Credit Counseling, Financial Fitness..., Title Insurance, Fundraising, Bilingual, Short Sales, Loan Modifications, Real Estate, Mortgage Lending, Government Loans, Credit, Relocation, Investment Properties, Rentals, Foreclosures, Mortgage Underwriting, Mortgage Banking, Loans, Sellers, FHA, Condos, Home Equity Loans, Loss Mitigation, Residential Homes, USDA, Sales, Referrals, REO, Single Family Homes, Mortgage Servicing, Funding, Refinance, Residential Mortgages, First Time Home Buyers, Property, Vacation Homes, Real Estate Transactions, HUD, VA loans, Investors, FHA financing, Real Estate Financing

Education
Universidad de Carabobo   1998 — 2002
Bachelor's degree, Human Resources Management/Personnel Administration, General

Experience
American Equity Mortgage   March 2014 - Present
Envoy Mortgage  January 2011 - April 2013

Skills
Loan Origination, Refinance, VA loans, FHA, FHA financing, Mortgage Lending, Financial Services, USDA Rural Housing, Residential Mortgages, Credit Analysis, Mortgage Banking, Loans, VA Loans, FHA Financing, USDA, Investment Properties, Credit, Banking

Education
St. Louis University High School

University of Rochester

Experience
USA Mortgage  March 2010 - Present
American Equity Mortgage   November 2007 - February 2010
USBank  January 2002 - January 2005

Skills
Sales Professional, Customer Relations, Real Estate Financing, Loans, Mortgage, Home, Purchase, Refinance, Real Estate, First Time Home Buyers, VA, FHA, Investment Properties, Customer Service, USDA, Conventional, Mortgage Lending, Short Sales, Residential, Mortgage Banking, Real Estate Economics, Loan Origination, Finance, VA loans, Residential Mortgages, FHA financing, Referrals, Investors, Foreclosures, Reverse Mortgages, Sellers, Selling, Residential Homes, Certified Mortgage..., Relocation, Real Estate Transactions, REO, Underwriting, Investments, Credit, Government Loans, Commercial Lending, Credit Analysis, USDA Rural Housing, FHA Financing, Sales, VA Loans

Education
University of Missouri-Columbia   2000 — 2005
BS, Business

Experience
Carrington Mortgage Services, Mortgage Lending Division  September 2015 - Present
American Equity Mortgage   November 2013 - September 2015
PHH Mortgage  May 2011 - October 2012
Smoke Free Florida   July 2010 - May 2012

Skills
Customer Service, Sales, Banking, Risk Management, Leadership, Financial Analysis, Finance, Business Analysis, Process Improvement, Real Estate, Loan Origination, Mortgage Banking, Credit, Residential Mortgages, Refinance, Underwriting, Management, Mortgage Lending, FHA, Investment Properties, First Time Home Buyers, VA Loans, Loans, Microsoft Office, Financial Services, FHA Financing, Credit Analysis, USDA, Consumer Lending, Investments, Real Estate Financing, Relationship Management, Public Speaking, Team Building, Sales Prospecting

Education
University of North Florida

Experience
Southpoint Financial Services  January 2015 - Present
American Equity Mortgage   November 2012 - January 2015
American Equity Mortgage   August 2005 - November 2012
The Ritz-Carlton Hotel Company LLC  October 2002 - August 2005
CIGNA Group Insurance  June 2000 - December 2001

Skills
Mortgage Lending, FHA, Account Management, Customer Service, Mortgage Banking, Refinance, New Home Purchase, Loans, USDA, VA loans, Residential Mortgages, Credit, Real Estate Financing, FHA financing, Sales

Education
University of Maryland College Park   1995 — 1999
Bachelor of Science (B.S.), Marketing

Ardsley High School   1991 — 1995

Experience
Equifax Workforce Solutions  August 2015 - Present
Stonegate Mortgage Corporation (NYSE: SGM) Acquired from Nationstar Mortgage   August 2013 - August 2015
USA Mortgage  May 2013 - August 2013
Citi  April 2009 - March 2013
American Equity Mortgage   May 2006 - April 2009
MOHELA  January 2003 - January 2006

Skills
Credit, Banking, Loans, Mortgage Lending, Risk Management, Portfolio Management, Credit Analysis, Financial Analysis, Retail Banking, Relationship Management, Financial Services, Underwriting, Leadership, Sales, Mortgage Banking

Education
University of Missouri-Saint Louis
Bachelor of Science (B.S.), Business Administration

Experience
Cecil Township Municipal Authority   January 2014 - Present
American Equity Mortgage   August 2011 - December 2013
American Equity Mortgage   February 2005 - August 2011
Ionics, Inc.   September 1997 - January 2005

Skills
Banking, Credit, FHA, Credit Analysis, First Time Home Buyers, Leadership, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, Underwriting

Education
University of Pittsburgh   1992 — 1997
Bachelor of Science, Chemistry

Experience
Executive Class   January 2013 - May 2014
American Equity Mortgage   May 2011 - January 2013
BBDO Atlanta  December 2010 - May 2011
THE KENTUCKY KERNEL, University of Kentucky newspaper   February 2010 - August 2010
THE SOUTHWESTERN COMPANY  October 2003 - August 2006

Skills
Research, Microsoft Excel, Account Management, Facebook, Social Media, Social Media Marketing, Social Networking, Advertising, Marketing, Public Speaking, Event Planning, Online Advertising, Public Relations, Sales, Mortgage Lending, CRM, Strategy, Management, Leadership

Education
University of Kentucky   2006 — 2010
Bachelor of Sciences, Integrated Strategic Communications - Account Management

University of Kentucky   2004 — 2010
Minor in Business

Experience
American Equity Mortgage   November 2010 - Present

Education
Daytona State Comunity College

UNLV

Experience
Maritz Travel Company  June 2013 - Present
KTK Meeting Management   April 2009 - June 2013
Maritz Travel Company  April 2006 - April 2009
American Equity Mortgage   2004 - 2006

Skills
Event Management, Event Planning, Leadership, Customer Service, Incentives, Incentive Travel, Meeting Planning, Corporate Events, Trade Shows, Hospitality, Travel Management, Hotels, Tourism, Incentive Programs, Registration

Education
University of Missouri-Kansas City   2000 — 2003
Bachelor of Arts (B.A.), Communications

Experience
USA Mortgage Company NMLS 227262 Missouri Residential Mortgage Licensee   May 2009 - Present
Imaging Advantage  2008 - 2009
Franklin Bank  2007 - 2008
American Equity Mortgage   September 1996 - March 2007
Northwestern Mutual  1995 - 1996
Mercantile Bank & Trust Co.   1985 - 1995

Skills
Mortgage Banking, Loan Origination, FHA, Credit, Real Estate, Real Estate Financing, Customer Service, Investment Properties, Credit Analysis, First Time Home Buyers, Mortgage Lending, Banking, Loans, Residential Mortgages, FHA financing, VA loans, Financial Analysis, Refinance, Sales, USDA, Finance, Loan Closings, Government Loans, Banking Relationships, Purchase Money, Purchase Financing, Purchase Contracts, Purchase Transactions, 203K, Residential Homes, Residential Rehab..., Real Estate Economics, Mortgage Underwriting, Referrals, FHA Financing

Education
University of Missouri-Saint Louis   1982 — 1990
Bachelor of Science, Business Adm, Finance

Vianney High School   1978 — 1982

Experience
Wells Fargo Home Mortgage  October 2014 - Present
MiLEND, Inc.   May 2014 - October 2014
Wells Fargo Home Mortgage  May 2013 - March 2014
American Equity Mortgage   May 2012 - May 2013

Skills
Mortgage Lending, Refinance, FHA, Mortgage Banking, Residential Mortgages, Loan Origination, VA loans, USDA, Loans, FHA financing, Credit, Certified Mortgage..., Banking, Government Loans, Reverse Mortgages, First Time Home Buyers, Underwriting, Finance, Credit Analysis, Investment Properties, Home Equity Loans

Education
University of Georgia - Terry College of Business   2010 — 2012
Bachelor of Business Administration (B.B.A.), Risk Management and Insurance

Experience
Delmar Financial Company  March 2015 - Present
American Equity Mortgage   April 2014 - March 2015
American Equity Mortgage   March 2013 - March 2014
American Equity Mortgage   August 2012 - March 2013
Hodgen Consulting   April 2010 - April 2012

Skills
Mortgage Lending, Outlook, PowerPoint, Microsoft Excel, Customer Service, Insurance, Financial Analysis, Finance, Banking, Analysis

Education
Truman State University   2006 — 2010
Bachelor of Arts (BA), English Language and Literature, General

Experience
Movement Mortgage, LLC  October 2014 - Present
Anchor Home Mortgage  August 2011 - October 2014
MiLend Inc  July 2010 - July 2011
First Option Mortgage  2006 - 2009
American Equity Mortgage   2003 - 2006

Skills
Underwriting, Loan Origination, First Time Home Buyers, FHA, Short Sales, Government Loans, Loans, Banking, Mortgage Banking, USDA, Real Estate Financing, Real Estate, Finance, Mortgage Lending, Certified Mortgage..., Loss Mitigation, FHA financing, Credit, Refinance, Construction Loans, VA loans, Investment Properties, Credit Analysis, Residential Mortgages, Sales Management, Mortgage Underwriting, Marketing, Reverse Mortgages, Sales, REO, Mortgage Marketing, Non-Conforming, Home Equity Loans, Home Equity Lines of..., Mortgage Servicing, Debt Consolidation, HUD

Education
University of Georgia - Terry College of Business   1997 — 2001
BBS, General Business

cass high   1987 — 1991

Experience
Columbus Capital Lending, LLC.   June 2015 - Present
InterLinc Mortgage Services, LLC  January 2015 - June 2015
Primary Residential Mortgage  January 2014 - January 2015
Towne Mortgage Company  June 2013 - December 2013
American Equity Mortgage   January 2009 - May 2013
Transcontinental Lending Group  January 2008 - September 2009
SB Mortgage  June 2006 - January 2008
Providian Mortgage Corporation   March 2003 - June 2006

Skills
FHA, Loans, VA, USDA, Conforming, Mortgage Lending, Refinance, Mortgage, First Time Home Buyers, Credit, Mortgage Banking, Real Estate, Government Loans, VA loans, Mortgage Underwriting, FHA financing, Home Equity Loans, Foreclosures, Loan Modifications, Investors, Certified Mortgage..., Investment Properties, Underwriting, Loan Origination, Customer Service, Credit Analysis, REO, Relocation, Banking, Construction Loans, Sellers, Short Sales, Residential Homes, Financial Structuring, Debt Consolidation, Referrals, Vacation Homes, Real Estate Economics, Condos, Reverse Mortgages, Finance, Commercial Mortgages, Insurance, Residential Mortgages, Investments, Home Equity Lines of..., Real Estate Financing, Commercial Lending, Strategic Financial..., Loss Mitigation

Education
University of Massachusetts, Amherst   1991 — 1993
Bachelors, Legal Studies

West Virginia Wesleyan College   1989 — 1990
History and Government

Bridgton Academy   1988 — 1989
Prep, College Prep

Newton North H.S   1984 — 1988
College Prep

Experience
HughesLeahyKarlovic  January 2013 - Present
Nature's Variety  January 2011 - January 2013
Nature's Variety  May 2009 - January 2011
Brown Shoe Company/Famous Footwear   2008 - 2009
Royal Canin USA  January 2007 - June 2008
Osborn & Barr Communications  September 2005 - October 2006
Enterprise Rent-A-Car  2002 - 2005
The Coca-Cola Company  1999 - 2002
American Equity Mortgage   1997 - 1999
TCI Media Services  1991 - 1997

Skills
Email Marketing, Social Media Marketing, Marketing Communications, Brand Management, Media Planning, Marketing Strategy, Direct Marketing, Public Relations, Marketing Research, Brand Development, Product Marketing, Integrated Marketing, Advertising, Marketing, Online Advertising, Creative Direction, Media Buying, Promotions, New Media, Social Media, Strategy, Digital Media, Television, Shopper Marketing, Outdoor Advertising, Online Marketing, Customer Insight, Digital Marketing, Marketing Management, Management, SEM, Strategic Communications, Radio Promotions, Radio Advertising, Interactive Marketing, Blogging, Trade Shows, Retail, Brand Awareness, Relationship Marketing, Brand Innovation, Media Analysis, Digital Strategy

Education
University of Missouri-Saint Louis   1983 — 1987
English

Ursuline Academy   1979 — 1983

Experience
Mortgage Industry  2012 - Present
Xacto Real Estate Investments   2010 - Present
Southeast Mortgage  2012 - 2012
Charles Rutenberg  2011 - 2012
American Equity Mortgage   2011 - 2011
Realnet of Tampa Bay   2009 - 2010
Making Homes Affortable   2009 - 2010
Focus INC.  2008 - 2009
Xacto Mortgage / Netrate Mortgage   2006 - 2009
Household Finance  2000 - 2006

Skills
Investment Properties, Real Estate, Condos, Residential, Short Sales, Bilingual-Spanish, First Time Home Buyers, Residential Homes, Mortgage Lending, Real Estate Transactions, Loan Origination, New Home Sales, Income Properties, Income Property, VA loans, FHA financing, USDA Rural Housing, DU Refi Plus, Conv, 100% Financing, 203K, Purchase Money, Cash Out, Low Rates, NMLS Licensed, Self-Employed Borrowers, Jumbos, Purchase Financing, 1-4 Units, Owner Occupied, Investment Property..., FHA, Investors, Foreclosures, REO, Mortgage Banking, Sellers, Property, New Homes, HUD, Rentals, Selling, Referrals, Real Estate Financing, Loans, Refinance, Single Family Homes, Reverse Mortgages, Certified Mortgage..., Residential Mortgages

Education
University of South Florida   2000 — 2002
Business Administration and Management, General

Clayton College and State University   1998 — 1999
Business Administration, Management and Operations

Universidad De Las Americas   1994 — 1997
Technologo en ciencias administrativas, Business

Experience
American Equity Mortgage   January 2011 - February 2012
American Equity Mortgage   January 2011 - April 2011
Just Sports  November 2010 - January 2011
West Linn/Wilsonville School District   June 2006 - September 2008
Dominos Pizza  November 2005 - May 2006

Skills
Debt Consolidation, Mortgage Lending, Credit, Financial Services, Negotiation, Sales

Education
University of Oregon   2006 — 2010
BS, Economics

University of Oregon   2006 — 2010
B.S, Economics; Banking and Finance. Economics; Business

West Linn High School, West Linn Oregon   2002 — 2006
High School Diploma

Experience
Waddell & Reed  December 2013 - Present
American Equity Mortgage   February 2012 - December 2013
Bridal Solutions Tailor & Tuxedo   2010 - 2011

Skills
Sales, Customer Service, Social Media Marketing, FHA, Event Planning, Outlook, Microsoft Excel, Advertising, Microsoft Office, Investments, Mortgage Lending

Education
University of Central Missouri   2007 — 2011
Bachelor of Business Administration (BBA), Marketing

Lee's Summit High School   2003 — 2007

Experience
The Meridien Companies, Inc.   July 2015 - Present
Merritt Hawkins  January 2011 - July 2015
American Equity Mortgage   January 2011 - August 2011
The Hanover Insurance Group  September 2009 - January 2011

Skills
Cold Calling, Insurance, Salesforce.com, Sales, Account Management, Marketing, Recruiting, Direct Sales, New Business Development, Building Relationships, Business Development, Sales Process, Lead Generation, Consulting, Customer Retention, Talent Acquisition, Relationship Building, Customer Service

Education
University of Georgia - Terry College of Business   2004 — 2008

Experience
Interim Vice President of Family and Community Development at Grace Hill Settlement House   October 2014 - Present
Grace Hill Settlement House  February 2013 - Present
St. Louis County  May 2012 - February 2013
St. Louis County  September 2011 - May 2012
St. Louis County  October 2010 - September 2011
City of St. Louis  November 2009 - October 2010
Brown Shoe Company  June 2008 - February 2009
University of Missouri - St. Louis  August 2006 - June 2008
Commerce Bank  September 2005 - August 2006
American Equity Mortgage   November 2004 - September 2005

Skills
Forecasting, Finance, Financial Reporting, Budgets, Training, Management, Time Management, Credit, Microsoft Excel, Insurance, Administration, Loans, Policy, Accounting

Education
Webster University   2005 — 2008
Master of Business Administration (MBA), Business Administration

University of Missouri-Columbia   1997 — 2001
Bachelor of Science Business Administration, Finance and Banking

Experience
Flavor Trade   April 2015 - Present
Alliance Foods, Inc.   May 2012 - January 2015
Alliance Foods, Inc.   March 2011 - April 2012
American Equity Mortgage   September 2008 - February 2011
Charter Media  August 2007 - September 2008
Taylor Morley Homes  October 2003 - May 2007

Education
Webster University   2002 — 2005
MA, Media Communications

Truman State University   1997 — 2001
BA, Communication Science

Experience
Experis  September 2014 - Present
Randstad  July 2012 - September 2014
American Equity Mortgage   March 2011 - July 2012
EAA  May 2010 - August 2010
Campus Special  May 2009 - February 2010
Ascent Talent, Model, Promotion Ltd.   June 2008 - February 2010
Outdoor Accents   June 2006 - August 2008

Skills
Outlook, Microsoft Excel, Access, Advertising, Leadership, Facebook, PowerPoint, Customer Service, Marketing, Sales, Human Resources, Event Planning, Management, Interviews, Recruiting, Time Management, Social Networking, Microsoft Office, Social Media, Talent Acquisition, Networking, Employee Relations, Business Development, Sourcing, Talent Management, Screening

Education
University of Wisconsin-Oshkosh   2006 — 2010
Bachelor, Business Administration; Marketing; International Management

Universidad del Pacífico   2009 — 2009
Economics

Experience
American Equity Mortgage   July 2011 - Present

Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Refinance, VA loans, FHA financing, Finance, Consulting, Recruitment, Inside/Outside Sales, Leadership, Social Media, Marketing/Advertising..., Strategic Branding, Event Planning, Networking, Business Relations, Recruiting, Sales, Management, Cold Calling, Marketing, Marketing Strategy, Time Management, B2B, Loans, VA Loans

Education
University of Minnesota-Twin Cities
B.S., Sports Management

Experience
Monsanto  August 2012 - Present
NetEffects  June 2011 - August 2012
American Equity Mortgage   September 2009 - June 2011
American Equity Mortgage   October 2008 - September 2009
Roger Dean Stadium  January 2008 - October 2008
University of Missouri  October 2005 - December 2007

Skills
Email Marketing, Advertising, Marketing, Microsoft Office, Social Media Marketing, Graphic Design, Social Media, Public Relations, Press Releases, Facebook, Marketing Communications, Adobe Creative Suite, Online Marketing, InDesign, C++, HTML, XML, Unix, Object Oriented Design, Java, R Programming

Education
University of Missouri-Saint Louis   2014 — 2016
Master of Science (M.S.), 3.85 GPA

University of Missouri-Columbia   2004 — 2008
Bachelor of Science (B.S.), Business Administration

Experience
MiLEND, Inc  June 2013 - Present
Franchise Referral   October 2012 - Present
Cartera Commerce   May 2011 - October 2012
American Equity Mortgage   October 2010 - May 2011
Sawhaven   October 2006 - October 2010
Franchise Opportunities Network  July 2003 - October 2006
Wells Fargo Bank  January 1999 - October 2002

Skills
German, B2B, Marketing, Market Analysis, Business Development, Management, Account Management, Sales, Negotiation, Advertising, Market Research, Social Media, Marketing Communications, Online Advertising, Marketing Strategy, Business Strategy, Mortgage Lending, 203k Renovation..., Home Equity Conversion..., First Time Home Buyer..., Conventional Loan..., Fluent in German, Consumer Lending

Education
University of Alaska Anchorage   1992 — 1998
Bachelor of Business Administration (B.B.A.), Business Management

Experience
Southpoint Financial Services  April 2013 - Present
American Equity Mortgage   February 2012 - April 2013
Aubri Lanes   May 2011 - February 2012
International Studies Abroad  August 2011 - January 2012

Skills
Financial Analysis, Marketing, Real Estate Investment, Financial Advisory, Leadership, Social Media, Customer Service, Microsoft Office, Sales Process, Investment Properties, Marketing Strategy, Social Media Marketing, Marketing Communications, Sales, Marketing Research, Recruiting, Event Planning, Public Speaking, Microsoft Excel, Finance, Management, Mortgage Lending, Training

Education
University of Florence   2011 — 2012
Bachelor's degree, International Marketing

Georgia College & State University, J. Whitney Bunting College of Business   2007 — 2011
Bachelor of Business Administration, Marketing

Experience
SLAM! Agency   August 2015 - Present
St. Louis Post-Dispatch  September 2011 - July 2015
Changescape   September 2010 - September 2011
Emmis Communications  March 2009 - September 2010
American Equity Mortgage   October 2007 - January 2009

Skills
SEO, Online Marketing, Lead Generation, Advertising, PPC, Marketing, Web Design, Strategy, Content Strategy, Business Development, Social Media Marketing, Online Advertising, Inbound Marketing, Social Media, Digital Media, Digital Marketing, Email Marketing, Media Planning, Marketing Communications, Marketing Strategy, SEM, Sales, Public Speaking, Media Buying, Blogging, Mobile Marketing, Integrated Marketing, Copywriting, Social Networking, Press Releases, Sales Management, Direct Marketing

Education
Washington University in St. Louis   1995 — 1999
B.A., Marketing, Philosophy

UCL   1998 — 1998

Experience
SouthPoint Financial Services  2013 - Present
MiLEND, Inc  2012 - 2013
American Equity Mortgage   2011 - 2012
Vail Resorts  2010 - 2011

Skills
Mortgage Lending, Loans, Credit Analysis, Mortgage Banking, Credit, Customer Retention, Sales, Microsoft Office, Sales Management, Investment Properties, Refinance, Banking, Finance, Loan Origination, Real Estate, Microsoft Excel, Consumer Lending

Education
University of Georgia - Terry College of Business   2006 — 2010
BBA, Economics

Experience
Wells Fargo  January 2014 - Present
Wells Fargo  March 2012 - January 2014
Wells Fargo  December 2011 - March 2012
American Equity Mortgage   January 2011 - December 2011
Wildfire Ideas   February 2010 - May 2010

Skills
Refinance, Mortgage Lending, Loans, Banking, Credit Analysis, Finance, Microsoft Excel, Team Leadership, Loan Servicing, Loan Origination, Time Management, Financial Analysis, Mortgage Servicing

Education
University of North Carolina at Greensboro   2006 — 2010
BS in Marketing, Marketing

Experience
Southpoint Financial Services  June 2015 - Present
MiLEND, Inc  March 2015 - June 2015
MiLEND, Inc  October 2014 - March 2015
Southpoint Financial Services  November 2013 - October 2014
New Penn Financial, LLC  November 2012 - November 2013
American Equity Mortgage   November 2009 - November 2012
American Equity Mortgage   May 2009 - October 2009
HSBC  January 2005 - May 2009
Enterprise Rent-A-Car  April 2000 - September 2004

Skills
Hiring, Mortgage, Loans, FHA, VA, Sales Recruitment, Speaks Khmer, Mortgage Lending, Recruiting, Refinance, Investments, Loan Origination, Mortgage Banking, Referrals, Banking, Management, USDA, Customer Service, Cross Selling, Residential Mortgages, Finance, Leadership, Sales, Financial Services, Training, Sales Management, Credit, VA loans, Selling, Credit Analysis, Consumer Lending, Real Estate Economics, Underwriting, Certified Mortgage..., Mortgage Underwriting, Reverse Mortgages, FHA financing, Commercial Lending, Home Equity Loans, Construction Loans, Small Business Lending, Rates, Government Loans, Loss Mitigation, Real Estate Financing, Home Equity Lines of..., Commercial Mortgages, Mortgage Servicing, Debt Consolidation, Mortgage Marketing

Education
University of North Carolina at Wilmington   1996 — 2000
Bachelor's degree

Experience
Maritz Motivation Solutions  March 2014 - Present
HDA, Inc.   April 2012 - February 2014
American Equity Mortgage   January 2010 - April 2012
American Equity Mortgage   January 2009 - January 2010
American Equity Mortgage   April 2007 - January 2009

Skills
Account Management, Sales Operations, Financial Analysis, Marketing, Retail, Sales, Microsoft Excel, Data Analysis, Forecasting, SQL, Insurance, Business Analysis, Customer Service, Credit

Education
University of Missouri-Columbia   2002 — 2006
BA, Economics

Experience
U.S. Department of Commerce   October 2013 - Present
New Penn Financial, LLC  March 2013 - September 2013
PREO Mortgage LLC   April 2012 - March 2013
American Equity Mortgage   May 2010 - April 2012
HSBC  March 2002 - April 2009
Enterprise Rent-A-Car  November 1998 - March 2002

Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Loans, Residential Mortgages, FHA, Refinance, Credit, Consumer Lending, First Time Home Buyers, Real Estate Financing, Sales, VA loans, USDA

Education
University of Georgia - Terry College of Business
BBA, Economics

Experience
Home Equity Mortgage   March 2006 - Present
American Equity Mortgage   2003 - 2006

Skills
Loans, Refinance, Mortgage Lending, Finance, Residential Mortgages, FHA, Loan Origination, USDA, Sales, VA loans

Education
University of Denver - Daniels College of Business   1999 — 2001

Wake Forest University   1991 — 1995
BA

Experience
American Equity Mortgage   December 2009 - Present
Transcontinental Lending Group  January 2009 - December 2009
KB Home  July 2007 - January 2009
Outback Steakhouse  August 1999 - March 2005

Skills
Social Networking, FHA, Mortgage Lending, USDA, FHA financing, Loan Origination, Underwriting, Investors, Referrals, Relocation, Short Sales, Refinance, Real Estate Economics, Government Loans, Finance, Mortgage Banking, Loans, REO, Residential Mortgages, Investment Properties, First Time Home Buyers, Sellers, Real Estate, Foreclosures, Real Estate Financing, Credit, Reverse Mortgages, Condos, Certified Mortgage..., Selling, Mortgage Underwriting, VA loans, Residential Homes, Winner of 2012 Area..., Loss Mitigation, Construction Loans, Vacation Homes, Mortgage Marketing, Rates, HUD, Home Equity Loans, Single Family Homes, Real Estate Transactions, Debt Consolidation, Management

Education
University of North Carolina at Charlotte   1998 — 2004
Bachelor, Business Management

Experience
Charter Communications  March 2014 - Present
Pionear Recruiting  May 2013 - January 2014
Wells Fargo Home Mortgage  May 2012 - April 2013
USA Mortgage Kayser Group Branch  April 2010 - May 2012
Suntrup Mortgage   2009 - 2010
H&R Block  2008 - 2010
American Equity Mortgage   January 2008 - February 2009
Buchmann Mortgage Company   2002 - 2008
Pioneer Bank & Trust  2001 - 2002
Eagle Bank and Trust Co.   1999 - 2001

Skills
Mortgage, Mortgage Lending, Customer Relations, Purchase, Loans, Refinance, Real Estate Financing, Equity Management, Mortgage Planning, Home Equity, Personal Loans, Home Equity Lines of..., VA loans, Refinance Transactions, Branch Management, Mortgage Services, FHA, Mortgage Servicing, Fair Lending, Strategic Planning, Real Estate, VA, USDA, Reverse Mortgages, Residential Mortgages, Conventional, Debt Consolidation, First Time Home Buyers, Loan Origination, Banking, Residential, Investment Properties, Mortgage Industry, Mortgage Banking, Home, Real Estate Investment, Commercial Lending, Second Mortgages, Construction Loans, Conforming, Credit

Education
University of Missouri-Saint Louis
BSBA, Finance

Experience
Whirlpool Corporation - KitchenAid Brand   July 2013 - Present
Nestle Purina  July 2010 - July 2013
Nestle Purina  March 2009 - July 2010
Nestle Purina  May 2008 - August 2008
Silgan Plastics  November 2006 - July 2007
American Equity Mortgage   May 2006 - November 2006
Joyce Julius & Associates  January 2005 - May 2006

Skills
Competitive Analysis, Market Research, Market Analysis, Marketing, Product Development, Budgets, Marketing Strategy, Project Management, Forecasting, Data Analysis, Sales, Microsoft Excel, Marketing Research, Strategic Planning, Segmentation

Education
Washington University in St. Louis   2007 — 2009
MBA, Brand Management

University of Michigan   2000 — 2004
B.A., Economics

Experience
Village Bank  October 2007 - Present
KBD Mobile Auto Detailing LLC   2006 - December 2012
Vinson Mortgage  January 2007 - September 2007
Mutual Mortgage Corporation   January 2006 - December 2006
American Equity Mortgage   January 2004 - January 2006

Skills
Loans, Mortgage Lending, Small Business, Loan Origination, Credit, Financial Analysis, Banking, Cash Management, Investments, Small Business Lending, Commercial Banking, Underwriting, Commercial Lending, Credit Analysis, Commercial Real Estate, Investment Properties, Real Estate, Refinance, Commercial Mortgages

Education
University of Minnesota-Twin Cities   1997 — 2001
Bachelor of Science, Marketing

Experience
Washington University School of Medicine  April 2014 - Present
Bank of America  2010 - 2014
American Equity Mortgage   2009 - 2010
DeVry University  2008 - 2009
Citi  2002 - 2008
Steve & DC Radio Network   2002 - 2003
Technical Productions, Inc./The Screening Room, LLC   2000 - 2002
Hampton Inn  1998 - 2000
Hampton Inn/Drury Inn-Airport   1997 - 1998

Skills
Friendly Personality, Professional..., Office Administration, Executive Support, Customer-focused Service, Proactive self-starter, Public Speaking, Business Writing, Travel Planning, Supply Ordering, Phone Etiquette, Switchboard, Financial Analysis, Training Delivery, Quality Auditing, Loan Closings, Team Leadership, 360 Feedback, Associate Engagement

Education
University of Missouri-Saint Louis
Bachelor of Arts (B.A.), Mass Communication/Media Studies

Experience
American Equity Mortgage   April 2012 - Present
First Option Mortgage  December 2011 - February 2012
Envoy Mortgage  September 2011 - October 2011
Eagle Nationwide Mortgage  November 2008 - April 2009
NMC Mortgage   June 2007 - September 2008

Skills
Mortgage Lending, Loans, Loan Origination, Credit Analysis, Banking, Finance, Financial Analysis, Analysis, Sales, Mortgage Marketing, Call Centers, Customer Service, Refinance, Mortgage Banking, Credit, Residential Mortgages

Education
Lindenwood University   2001 — 2002
M.B.A, Business Administration and Management, General

University of Missouri-Saint Louis   1994 — 1998
B.S, Business Administration; Marketing and Management & Organizational Behavior

Experience
American Equity Mortgage   March 2013 - Present
Monroe Mortgage Group   March 2005 - January 2010
Ken Venturi Golf, Inc.   January 1994 - March 2005

Skills
Banking, Customer Service, Microsoft Office, Financial Analysis, Risk Management, Credit, Microsoft Excel, Business Analysis, Loans, Project Management, Change Management, Strategic Planning, Retail Banking, Portfolio Management, Microsoft Word, PowerPoint, Business Strategy, Management, Credit Risk, Commercial Banking

Education
University if Miami
Management

University of Central Florida
Mtkg / Finance

Experience
Mississippi Lime Company  April 2012 - Present
Hussmann  December 2011 - April 2012
Hussmann  August 2010 - December 2011
INGERSOLL RAND ·   July 2008 - August 2010
INGERSOLL RAND ·   May 2007 - July 2008
American Equity Mortgage   December 2005 - May 2007

Skills
Sarbanes-Oxley Act, Access, Accounting, Financial Analysis

Education
University of Missouri-Saint Louis   2008 — 2010
Master in Accounting

University of Missouri-St. Louis
Bachelor of Science, Business Administration; Accounting

Experience
BMO Harris Bank  2015 - Present
American Equity Mortgage   2014 - 2015
Rubicon Mortgage Advisors  2013 - 2014
TCF Bank  2012 - 2013
Wells Fargo  2011 - 2012
US Bank  2010 - 2011

Skills
Mortgage Lending, Loans, Loan Origination, Mortgage Banking, Home Equity Lines of..., FHA, Credit, Financial Analysis, Banking, Credit Analysis, FHA financing, Residential Mortgages, Management, Refinance, Real Estate, Underwriting, Loan Servicing, NMLS Licensed, First Time Home Buyers, Finance, Networking, Consumer Lending, Home Equity Loans, VA loans, USDA, Mortgage Marketing, Mortgage Underwriting, Residential Homes, Strategic Financial..., Credit Risk, Investment Banking, Construction Loans, Commercial Lending, Government Loans, Reverse Mortgages, Mortgage Servicing, Loan Modifications, Real Estate Economics, Investment Properties, Sales, Foreclosures, Certified Mortgage..., Real Estate Financing, Investments, Referrals, REO, Investors, Down Payment Assistance, Short Sales, FHA Financing

Education
University of San Diego

Experience
George & Margaret McLane Foundation   July 2012 - Present
ABPS, Inc.   September 2012 - December 2013
American Equity Mortgage   September 2005 - November 2006

Skills
Human Resources, Management, Leadership, Account Management, Sales, Employee Relations, Interviews, Negotiation, Onboarding, Leadership Development, Marketing, Time Management, Contract Negotiation, Training, Resume Writing, Hiring, Customer Retention, Sourcing, Retail, Networking, Building Relationships, Sales Process, Business Development

Education
University of Cincinnati
Bachelor's degree, Psychology

Experience
American Equity Mortgage   March 2013 - Present
Convergys  May 2010 - September 2011
Walgreens  May 2007 - August 2007
Steak n Shake  May 2005 - August 2006
Quiznos  August 2003 - August 2004

Education
University of Missouri-Columbia   2007 — 2009
Bachelor, Business Administration

Truman State University   2005 — 2007

Experience
Waterway Gas & Wash  August 2014 - Present
Wolfe Nilges Nahorski PC  January 2010 - August 2014
Rabo AgriFinance  August 2006 - January 2010
American Equity Mortgage   June 2001 - March 2006

Skills
Accounting, Auditing, CPA, Financial Accounting, Tax, Income Tax, Tax Preparation, Corporate Tax, Employee Benefit Plan..., Construction Accounting, Loan Servicing, Loan Modification, Loan Documentation, Loan Origination, Financial Analysis, Internal Controls, Financial Reporting, Financial Statements, GAAP, General Ledger, Account Reconciliation, Fixed Assets, Tax Research, QuickBooks, Financial Audits, Tax Accounting, US GAAP, Revenue Recognition, ProSystem fx Tax, Tax Returns, Journal Entries

Education
University of Missouri - St. Louis   2007 — 2010
Accounting

University of Missouri-Columbia   1997 — 2001
Bachelor of Science (BS), Finance, General

Experience
Finocchiaro Construction LLC   2010 - Present
American Equity Mortgage   2007 - 2010
Ace Mortgage Funding  2001 - 2007

Skills
Microsoft Office, Microsoft Excel, Microsoft Word

Education
University of Evansville   1991 — 1996
Bachelor of Science (BS), Secondary Education and Teaching

Experience
American Equity Mortgage   March 2005 - Present

Skills
Banking, Credit, Mortgage Lending, Mortgage Banking, Loan Origination, Refinance, Residential Mortgages, Loans, FHA, Consumer Lending, Underwriting, Mortgage Underwriting

Education
University of Missouri-Saint Louis   2002 — 2005
Bachelor of Science (B.S.), Finance, General

Experience
PayneCrest Electric  July 2015 - Present
UHY Advisors  October 2000 - July 2015
American Equity Mortgage   June 1996 - October 2000

Education
University of Missouri-Columbia
Bachelor’s Degree

University of Missouri-Saint Louis
Master of Business Administration (M.B.A.)