Experience
New Penn Financial, LLC   June 2015 - Present
MAMP - Maryland Association of Mortgage Professionals   March 2015 - Present
New Penn Financial, LLC   February 2015 - May 2015
New Penn Financial, LLC   September 2014 - February 2015
New Penn Financial, LLC   March 2014 - August 2014
New Penn Financial, LLC   September 2009 - March 2014
Amerilending   May 2007 - September 2009
First NLC Financial Services  January 2005 - May 2007

Skills
Strategy, Strategic Planning, Marketing Strategy, Sales Management, Marketing, Analysis, Leadership, Product Development, Staff Development, Social Media Marketing, Management, Financial Analysis, Training, Finance, Business Analysis, Project Management, Lead Generation, New Business Development, Corporate Finance, Business Development, Analytics, Consulting

Education
Georgetown University - The McDonough School of Business   2012 — 2014
Executive MBA, Management, Finance, Strategy, Business, &Marketing

University of Maryland Baltimore County
Economics, Financial Economics

Experience
New Penn Financial, LLC   October 2012 - Present
Sears Holdings Corporation  June 2011 - January 2012

Skills
Refinance, Purchase Financing, Loan Closings, Processing, Microsoft Excel, Customer Service, Microsoft Office, Customer Satisfaction, Title Clearing, Time Management, Sales, Merchandising, Store Management, Visual Merchandising, Inventory Control, Retail Sales

Education
Indiana University Bloomington   2007 — 2011
Bachelor of Science (B.S.), Retail Management

South Side High School   2003 — 2007

Experience
Wells Fargo  October 2014 - Present
New Penn Financial, LLC   December 2013 - October 2014
Quicken Loans  August 2012 - November 2013

Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Residential Mortgages, Loan Origination, Loans, FHA financing, VA loans, USDA, Credit, Real Estate Financing, Mortgage Underwriting, Certified Mortgage..., FHA Financing, Reverse Mortgages, VA Loans

Education
Ferris State University

Experience
Corridor Mortgage Group  August 2015 - Present
Corridor Mortgage Group, Inc  January 2015 - August 2015
Corridor Mortgage Group, Inc  August 2013 - December 2014
New Penn Financial, LLC   January 2013 - July 2013
Ocean City Police Department  May 2012 - August 2012

Skills
Management, Leadership, Social Media Marketing, Social Networking, Customer Service, Strategic Planning, Entrepreneurship, Mortgage Lending, Mortgage Banking, Product Marketing, Business Strategy, Microsoft Office, Event Planning, Training, Sales, Operations Management, Public Speaking, Finance, Loan Origination, Refinance

Education
Frostburg State University   2012 — 2014
Master of Business Administration (M.B.A.)

Frostburg State University   2009 — 2012
Bachelor of Science, Business Administration, Management with a Minor In Marketing

Atholton High School

Experience
Motive Lending  May 2015 - July 2015
New Penn Financial, LLC   August 2014 - April 2015
Colonial Mortgage Service Company of America  May 2014 - December 2014
GFI Mortgage Bankers, Inc.   November 2013 - January 2014
Proficio Mortgage Ventures LLC  March 2013 - October 2013
Lightning Lift Products   May 2010 - July 2012
EMS International   June 2006 - February 2010
Madison Equity Corporation   November 2005 - July 2006
Millennium Home Loans / American Mortgage   November 2004 - July 2006
Indymac Bank  2004 - 2004

Skills
Sales Management, Sales, Project Management, Estimating, Mortgage Banking, Commercial Mortgages, Management, Marketing Strategy, Social Media Marketing, Finance, Collections, Recruiting, Marketing, Conflict Management, Conflict Resolution, Coaching, Customer Service, Construction Management, Supervising, Call Center, Credit, Portfolio Management, Loans, Vendor Management, Banking, Credit Risk, Team Building, Credit Analysis, Mortgage Lending, Time Management, Funding, Underwriting, Business Development, Training, Selling, Leadership, Customer Retention, New Business Development, Loan Origination, Sales Process, Project Planning, Loan Servicing, Account Management, Risk Management, FHA, Residential Mortgages, Sales Operations, Refinance, Rates, Contract Negotiation

Education
Kutztown University of Pennsylvania   1989 — 1991

Marietta College   1987 — 1988

Overbrook Regional HS   1984 — 1987
College Prep

Experience
New Penn Financial, LLC   December 2012 - Present
Robert Half International  March 2012 - August 2012
Kimco Realty Corporation  April 2011 - October 2011
Kimco Realty Corporation  September 2004 - April 2011
Kimco Realty Corporation  2004 - 2008
Bascom Consulting & Investigations   April 1994 - April 2006
Old Republic Title Company  September 1998 - May 2004

Skills
Outlook, Budgets, Accounts Payable, Administrative..., Office Management, Management, Training, Customer Service, Sales, Accounts Receivable, Invoicing, Process Scheduler, Administrative..., Data Entry, Office Administration, Payroll

Education
Heald College   1994 — 1995
AA, Administrative Assistant

Monte Vista High School   1977 — 1981

Experience
New Penn Financial, LLC   February 2015 - Present
Quicken Loans  June 2012 - February 2014
QH&H   August 2000 - June 2012

Skills
Team Building, Leadership, Mortgage Lending, Mortgage Banking, Residential Mortgages, Sales, Loan Origination, VA loans, Refinance, Baseball, Trivia, History, Recruiting, Investments, Anti Money Laundering

Education
Kent State University
Chemistry/ Pre-Med

Strongsville, Sr High "81"

Experience
New Penn Financial, LLC   June 2015 - Present
Stonegate Mortgage Corporation  September 2012 - June 2015
Fifth Third Bank  May 2006 - September 2012
Baytree Lending   October 2004 - May 2006
Amerihome Mortgage  October 1998 - October 2004

Skills
Loan Origination, Customer Service, Customer Satisfaction, Sales Growth, Building Relationships, Conventional, FHA financing, Communication, Mortgage Lending, Mortgage Banking, Mortgage Underwriting, Sales Presentations, Driving Business Growth, Scenario Analysis, Residential Mortgages, First Time Home Buyers, Purchase Financing, Refinance, Consumer Lending, Loans, FHA, Cold Calling, Credit, VA loans, Banking, Real Estate, Real Estate Financing, FHA Financing, VA Loans

Education
Illinois State University
General Studies/Business

Experience
@Work Professional   October 2014 - Present
Central Baptist Church  March 2007 - Present
Eastman Credit Union  March 2014 - October 2014
New Penn Financial, LLC   February 2013 - September 2013
Eastman Credit Union  August 2011 - February 2013
Nationstar Mortgage  September 2010 - June 2011

Skills
Credit, Financial Analysis, Banking, Customer Service, Leadership, Mortgage Lending, Microsoft Excel, Loans, Strategic Planning, Finance, Human Resources, Microsoft Word

Education
East Tennessee State University   2005 — 2010
Bachelor of Science (B.S.), Construction Management

Tennessee High School

Experience
New Penn Financial, LLC   March 2014 - September 2014
Foundation Financial Group  May 2012 - January 2014
Stayma Consulting Services, LLC   December 2011 - March 2012
Stayma Consulting Services  September 2011 - December 2011
The Sales Management Association   July 2011 - September 2011
Tiber Laboratories  February 2010 - July 2011
Nordstrom  October 2008 - March 2009

Skills
Sales Operations, Microsoft Excel, Salesforce.com, Sales Process, Sales, Customer Service, Direct Sales, New Business Development, Marketing, Microsoft Office, Selling, Leadership, Team Building, PowerPoint, Customer Retention, Customer Satisfaction, Forecasting, Team Leadership, Lead Generation, Contract Negotiation, SaaS, CRM, Time Management

Education
Georgia State University   2006 — 2011
BA, Political Science, Pre-Law

North Gwinnett High School   2002 — 2006

Experience
Medical Disability   October 2013 - Present
New Penn Financial, LLC   March 2013 - September 2013
New Penn Financial, LLC   January 2013 - April 2013
ADP AVS   February 2011 - February 2012
ADP Taxware  November 2008 - January 2012
ADP  May 2008 - November 2008
Option One Mortgage  August 2007 - February 2008
Option One Mortgage  August 2006 - August 2007
Option One Mortgage  July 2005 - August 2006
Option One Mortgage  June 2003 - July 2005

Skills
Cold Calling, Salesforce.com, Team Building, Sales Management, Sales, New Business Development, Sales Operations, Business Analysis, Recruiting, Selling, Strategy, Team Leadership, Coaching, Management, Change Management, Human Resources, Customer Service, Sourcing, Time Management, Vendor Management, Mortgage Lending, Finance, CRM, Business Planning, Banking, Executive Management, Process Improvement, Mortgage Banking, Risk Management, Negotiation, Business Development, Credit, Loan Origination, Residential Mortgages, Loans, Refinance, Underwriting, Credit Analysis, Investment Properties, FHA

Education
Indiana University-Purdue University Fort Wayne (IPFW)   1990 — 1991
High School, Honors Business

Experience
MiLEND, Inc  August 2014 - Present
American Financial Network Inc.  September 2013 - September 2014
New Penn Financial, LLC   October 2012 - September 2013

Skills
Sales, Direct Sales, Sales Operations, Sales Prospecting, Customer Service, Customer Satisfaction, Client Relations Skills, Client Presentation, Client Development, Customer Retention, Mathematics, Qualifying Prospects, Marketing Strategy, Public Relations, Cold Calling, Statistics, Statistical Modeling, Capital Markets, Foreign Exchange, Microsoft Excel, SAS programming, Java, Spanish-English, German, Computers, Microsoft Office, Mathematica, Minitab, MetaTrader, Mortgage Lending, Mortgage Banking, Residential Mortgages, VA loans, Harp, Jumbo Mortgage, USDA Rural Housing, FHA financing, Fixed Interest, Leadership, FHA, Loan Origination, Real Estate, VA Loans

Education
Kennesaw State University - Michael J. Coles College of Business   2012 — 2013
Bachelor of Business Administration (B.B.A.), Finance, General

Kennesaw State University   2008 — 2012
Bachelor of Science (B.S.), Applied Mathematics

Luther College   2006 — 2007

Experience
Paramount Residential Mortgage Group Inc. (PRMG Inc.)   April 2015 - Present
Primary Residential Mortgage  April 2014 - April 2015
Bankers Mortgage Lending  January 2013 - April 2014
New Penn Financial, LLC   February 2012 - December 2012
NATIONWIDE MORTGAGE & ASSOCIATES, INC   January 2010 - February 2012
Bank of America  January 2009 - November 2009
Interbay Funding  April 2006 - December 2008
DHI Mortgage  May 2004 - March 2006
GMAC Mortgage, LLC  January 2001 - April 2004

Skills
Mortgage, FHA, VA, Refinance, Mortgage Banking, Loans, Conventional, Mortgage Lending, Credit, Residential Mortgages, Credit Analysis, Compliance, Mortgage Industry, Customer Service, Excel, Microsoft Office, Financial Analysis, Outlook, Word, VA loans, Conforming, Problem Solving, Administration, PowerPoint, First Time Home Buyers, Documentation, Funding, USDA, Investment Properties, Mortgage Underwriting, FHA financing, VA Loans, FHA Financing

Education
Passaic County Community College
AAS, Office System Technology

Capstone Institute of Mortgage Finance

Dover Business College

Experience
KPMG  July 2015 - Present
myCIO Wealth Partners  February 2015 - July 2015
Philadelphia Mental Health Center  November 2013 - January 2015
New Penn Financial, LLC   November 2012 - September 2013
Norfolk Southern  May 2012 - August 2012
Roanoke Small Business Development Center   January 2012 - May 2012
Hollins University  February 2012 - April 2012
Hollins University  January 2010 - January 2012
UBS Financial Services  January 2011 - January 2011
Cavener's Library & Office Supplies   January 2009 - May 2009

Skills
Relationship Management, Communication, Microsoft Office, SAP, InDesign, Foreign Languages, Office Administration, SPSS, QuickBooks, Bloomberg Terminal, Research, Data Analysis, Financial Analysis, Data Validation, Marketing, Customer Service, coun, Accounting, Event Planning, Fundraising, Team Leadership, Economics, Business Planning, Microsoft Excel, Teamwork, PowerPoint

Education
St. Joseph's University   2013 — 2015
Master of Science (MS), Finance and Financial Management Services

Hollins University   2010 — 2012
BA, Business, Economics

Cottey College   2007 — 2009
AS, Business, Economics

Dominican Convent High School   2002 — 2006
A Level, Business/Commerce, General

Experience
Bayview Financial  September 2013 - Present
New Penn Financial, LLC   March 2012 - August 2013
GMAC/ALLY BANK  January 2009 - March 2012
GMAC/ALLY BANK  August 2004 - March 2012
GMAC/ALLY BANK  August 2004 - March 2012
GMAC Residential Mortgage  2004 - January 2005
PHH Mortgage  December 1998 - August 2004

Skills
Underwriting, Mortgage, FHA, Credit, Loss Mitigation, Mortgage Lending, Credit Analysis, Credit Risk, FHA financing, Financial Risk, Leadership, Loans, Mortgage Banking, Mortgage Servicing, Mortgage Underwriting, Refinance, Residential Mortgages, Risk Management, USDA, VA loans

Education
Kutztown University of Pennsylvania   1993 — 1998
BS, Business

Experience
iCan Benefit Group  May 2015 - Present
Safari Ltd ®   July 2014 - May 2015
New Penn Financial, LLC   March 2012 - February 2014
Rozo's Rock LLC   February 2010 - March 2012
Art Institute of Jacksonville  March 2010 - February 2011
Merrill Lynch & Co. / ING Group   September 2008 - March 2010
Parks Automotive Group  February 2005 - August 2008
Euphoric Productions   June 2004 - March 2005

Skills
Financial Analysis, Financial Planning, Risk Management, Excel, Fortune 500, Accounting, Account Management, Budgeting, Banking, Business Strategy, Business Management, Business Planning, Business Intelligence, Customer Relations, Customer Service, Cash Management, Capital Markets, Cash Flow, Databases, Data Analysis, Event Management, Education, Forecasting, US GAAP, Hospitality, Hiring, Insurance, Innovation, Internet, Inventory Management, Key Account Management, Leadership Development, Microsoft Office, Negotiation, Operations Management, Outlook, Planning, PowerPoint, Real Estate, Strategic Planning, Spanish, Problem Solving, Teamwork, Team Leadership, Valuation, Word, Web Services, Windows, Recruiting, Microsoft Excel

Education
Jacksonville University   2009 — 2011
Master of Business Administration, Finance

University of South Florida   2004 — 2008
Bachelor of Science, Finance

Experience
Highlands Residential Mortgage, Ltd.   April 2014 - Present
New Penn Financial, LLC   2012 - April 2014
Primary Residential Mortgage  2009 - 2011
Elite Home Loans, Inc   January 2006 - March 2009
Peoples State Bank of Commerce   February 2005 - January 2006

Skills
USDA, Mortgage Banking, Mortgage Lending, FHA, VA loans, Loans, FHA financing, Refinance, Certified Mortgage..., Government Loans, Loan Origination, Residential Mortgages, Credit, Real Estate, Reverse Mortgages, First Time Home Buyers

Education
Liberty University   1985 — 1991
Masters, Psychology

Experience
Freedom Mortgage  September 2015 - Present
New Penn Financial, LLC   July 2015 - September 2015
Citizens Financial Group  May 2014 - December 2014
Ditech Mortgage Corp (Previously GMAC Mortgage Corporation)   October 2011 - March 2014
Adecco Services   January 2007 - April 2011
Adecco Staffing, USA  September 2005 - December 2006
Adecco Staffing, USA  2004 - 2005
Adecco Employment Services  1995 - 2004

Skills
Recruiting, Talent Acquisition, Human Resources, Employee Relations, Temporary Placement, Management, Leadership, Customer Service, Temporary Staffing, Internet Recruiting, Talent Management, Screening, Coaching, Business Development, Cold Calling, Hiring, Staffing Services, Technical Recruiting, Process Improvement, Onboarding, Applicant Tracking..., College Recruiting, Sales Management, Contract Recruitment, Corporate Recruiting, Customer Retention, Taleo, Screening Resumes, Employee Training, Benefits Negotiation, Resume Writing, Customer Satisfaction, Strategic Sourcing, Social Recruiting, Full-cycle Recruiting, Career & Talent..., Training & Development, CareerBuilder, Talent Pipelining, Sales Hiring, Job Fairs, New Hire Training, Upbeat personality and..., Goes above and beyond..., iCIMS, PeopleSoft, Velocify

Education
Juniata College
Bachelor of Science (BS), Marketing

Central Bucks High School East
Graduated, Academic

Experience
New Penn Financial, LLC   July 2015 - Present
Life Time - The Healthy Way of Life Company  2008 - 2008
Le Cordon Bleu College of Culinary Arts, Atlanta  2006 - 2008
Doubletree Atlanta Airport   2006 - 2006
Hilton Atlanta  2005 - 2006
Bold American Events  October 2004 - January 2005

Skills
Hospitality, Food, Event Planning, Sales, Customer Service, Catering, Restaurants, Hospitality Management, Hotels, Hospitality Industry, Culinary Skills, Menu Development

Education
Le Cordon Bleu College of Culinary Arts-Atlanta   2003 — 2005
Associate's degree, Culinary Arts and Related Services

Experience
Caliber Funding  August 2013 - Present
New Penn Financial, LLC   July 2012 - July 2013
Bank of England  March 2012 - June 2012
Primary Residential Mortgage  November 2011 - March 2012
Allied Home Mortgage Capital Corp  August 2010 - November 2011
Citizens Bank  March 2009 - August 2010

Skills
Credit, FHA, USDA, Loans, Mortgage Lending, VA loans, Loan Origination, Underwriting, Mortgage Banking, Refinance, Banking, FHA financing, Mortgage Marketing, Reverse Mortgages, Residential Mortgages, Government Loans, Mortgage Underwriting, Certified Mortgage..., Home Equity Loans, Construction Loans, Funding, VA Loans, Loan Servicing, FHA Financing

Education
Florida International University   2012 — 2015
Bachelor of Criminal Justice- In progress

CCRI   2006 — 2012
Associate's degree

IRS Tax Preparation Certification   2008 — 2008
IRS Tax Preparer Certification, IRS tax Preparation

H&R Tax Preparation   2004 — 2004
H&R Tax Preparer Certification, Tax Preparation

Experience
Digital Risk  January 2014 - Present
Digital Risk  July 2013 - Present
NFM Lending (formerly NFM, Inc.)   June 2012 - July 2013
NewDay USA  January 2011 - April 2012
New Penn Financial, LLC   October 2004 - November 2008

Skills
Mortgage Lending, Refinance, Sales Management, Business Development, Negotiation, Sales, New Business Development, Customer Service, FHA, Account Management, Financial Analysis, Mortgage Banking, Loans, Loan Origination, Residential Mortgages, Banking, VA loans

Education
University of Maryland University College   2008 — 2010
Bachelor's degree, Business Administration and Management, General

Frostburg State University   1997 — 1998
Business Administration and Management, General

Experience
New Penn Financial, LLC   July 2010 - Present
Wells Fargo Home Mortgage  2009 - 2010
Bank of America Home Loans  2007 - 2009

Skills
Bilingual

Education
Florida Metropolitan University
Bachelor of Science, Business Administration

Massachusetts Bay Community College

Experience
New Penn Financial, LLC   May 2013 - Present
Space Coast Credit Union  October 2011 - May 2013
Bank of America Home Loans  January 2011 - October 2011
WWJD Office Mortgage   May 2008 - November 2010
Wells Fargo Home Mortgage  December 2001 - May 2008

Skills
Sales Operations, Business Development, Leadership, Mortgage Lending, Marketing Strategy, Banking, Loans, Sales, FHA, Management, Real Estate, Finance, Program Management, Account Management, Underwriting

Education
Florida International University   1996 — 2001
Bachelor of Business Administration (BBA), International Business

Florida International University - College of Business Administration   1995 — 2000
BA, Int"l Business & Business Admin

Experience
New Penn Financial, LLC   August 2014 - Present
JPMorgan Chase  August 2012 - August 2014
Quicken Loans  February 2011 - December 2011
Zanesville City Schools  August 2010 - January 2011
Clearwire  August 2009 - April 2010
The Office of Congressman David Hobson   June 2008 - July 2008

Skills
Loans, Accounting, Finance, Microsoft Excel, Microsoft Office, Microsoft Word, Mortgage Lending, PowerPoint, Public Speaking, Refinance, Teaching

Education
Hiram College   2005 — 2009
Bachelor of Arts (B.A.), Political Science and Government

Experience
New Penn Financial, LLC   December 2012 - September 2013
Fitness Together  April 2011 - December 2012
Curves  August 2009 - November 2009
Frostburg State University  August 2008 - May 2009
Frostburg State University  September 2007 - May 2008
Columbia Association  June 2006 - August 2007
Frostburg State University  October 2006 - March 2007
Sears, Roebuck and Co.   July 2006 - August 2006
Safeway  July 2005 - August 2005
Rite Aid Pharmacy  May 2003 - August 2004

Skills
Athletics, Customer Service, Fitness, Sports, Personal Training, Athletic Training, Budgets, Research, Microsoft Office, Teaching, Microsoft Word, Social Networking, Social Media, Microsoft Excel, Strength Training, Time Management, Analysis, Fitness Training, Exercise Physiology, Weight Training, Wellness Coaching, PowerPoint, Wellness, Functional Training, Data Entry, Outlook, Data Analysis, Teamwork, Office Administration, Processors

Education
Frostburg State University   2007 — 2009
Master of Business Administration, Business Administration and Management, General

Frostburg State University   2002 — 2007
Bachelors of Science, Athletic Training

Experience
New Penn Financial, LLC   March 2014 - Present
Foundation Financial Group  July 2012 - February 2014
Foundation Financial Group  April 2012 - July 2012
Foundation Financial Group  May 2011 - April 2012
Foundation Financial Group  April 2010 - May 2011
Foundation Financial Group  October 2009 - April 2010
Foundation Financial Group  June 2008 - October 2009
Better Built Fence Company LLC   2006 - 2008

Skills
Mortgage Lending, Loan Origination, Credit, Management, Sales Management, Sales, Sales Operations, Employee Training, Leadership, Team Leadership, Time Management, Team Building, Building Relationships, Motivation, Hiring Employees, Customer Service, Customer Satisfaction, Real Estate, Financial Services

Education
Georgia State University   2002 — 2006
Bachelor of Business Administration (BBA), Finance Major with Investments Concentration, 3.89 Magna Cum Laude

Georgia State University - J. Mack Robinson College of Business

Experience
New Penn Financial, LLC   June 2015 - Present
Metro Bank  January 2013 - June 2015
Metro Bank  November 2012 - January 2013
Metro Bank  May 2011 - January 2013
Target  September 2010 - May 2011
Kutztown University Recreational Services   August 2009 - May 2010

Skills
Spanish, Sports, Social Media, Customer Service, Sports Marketing, Social Networking, Microsoft Office, Banking, Management, Sponsorship, Sales, Social Media Marketing, PowerPoint, Facebook, Microsoft Word, Teamwork, Leadership, Training, Team Building, Coaching, Time Management, Retail

Education
Kutztown University of Pennsylvania   2006 — 2010
B.S.B.A., Marketing

Experience
Caliber Home Loans  August 2013 - Present
New Penn Financial, LLC   February 2011 - July 2013
Preferred Trust  September 2009 - February 2011
Countrywide Home Loans  September 2000 - June 2009

Skills
Residential, Conforming, Mortgage Planning, Mortgage Industry, Mortgage Banking, Conventional, Mortgage Lending, Loan Origination, VA, FHA, Mortgage, Residential Mortgages, Refinance, Loans, Loan Structuring, FHA financing, Banking, Leadership, Real Estate, Credit, Financial Structuring, VA loans, REO, Residential Homes, Business Development, Mortgage Underwriting, USDA, Sales, Real Estate Financing, Certified Mortgage..., Management, Finance, Investment Properties, Reverse Mortgages, Home Equity Loans, Construction Loans, Credit Analysis, Government Loans, Loss Mitigation, Commercial Lending, FHA Financing, VA Loans, First Time Home Buyers, Investments

Education
Florida International University - College of Business Administration   1996 — 2000
Bachelor, Business

Admiral Farragut Academy
Bachelor of Business Administration (B.B.A.)

Experience
New Penn Financial, LLC   September 2014 - Present
Capital One  July 2013 - September 2014
Wells Fargo Home Mortgage  March 2012 - July 2013
Genworth Financial  April 2011 - March 2012
Wells Fargo  2010 - 2011
Bank of America Home Loans  2009 - 2010
Fidelity Mortgage Co. Inc.   2004 - 2006

Skills
Loans, Credit, Mortgage Lending, Underwriting, Banking, Financial Risk, Mortgage Banking, FHA, Loan Origination, Refinance, Financial Analysis, Insurance, Management, Loss Mitigation, Residential Mortgages, Mortgage Underwriting, Credit Analysis, Leadership

Education
Kutztown University of Pennsylvania   1993 — 1997
Bachelors of Science, Communications

Experience
New Penn Financial, LLC   February 2012 - Present
1st Choice Mortgage/Equity Corp. of Lexington d.b.a East Carolina Mortgage   February 2009 - February 2012
HSBC  August 2008 - February 2009
HSBC - Consumer Lending  September 2003 - August 2008

Skills
Mortgage Lending, FHA, Loans, Credit, Mortgage Banking, Real Estate, Refinance, Residential Mortgages, Credit Analysis, Underwriting, Loan Origination, Banking, First Time Home Buyers, Consumer Lending, Investments, Leadership, Finance, Training, USDA, Employee Training, Customer Service, Sales, Foreclosures, VA loans, VA Loans

Education
East Carolina University   1996 — 2000
Bachelors, Business

Experience
New Penn Financial, LLC   June 2015 - Present
AnnieMac Home Mortgage  January 2014 - March 2015
AnnieMac Home Mortgage  February 2013 - February 2014
Van Syoc Chartered   August 2011 - August 2012
Discovery Home Care Inc   October 2011 - January 2012

Skills
Microsoft Office, Quickbooks, QuickBooks, Non-profits, PowerPoint, Microsoft Word, Microsoft Excel, Outlook, Customer Service, Administrative..., Event Planning, Access, Time Management, Data Entry, Teamwork, Accounting, Budgets, Inventory Management, Social Media, Process Scheduler, Public Speaking, Financial Analysis, Facebook, Nonprofits, Research, Sales, Social Networking, Marketing, Social Media Marketing, Management, Leadership, Special Events..., Corporate Events

Education
Temple University   2012 — 2013
Marketing

Fairleigh Dickinson University   2008 — 2009
Business & Communications

Experience
Kingsmen Entrepreneurs   June 2015 - Present
Competition Spirit   May 2015 - Present
Leslie Cafe   July 2014 - Present
New Penn Financial, LLC   2014 - 2014
Equinox  May 2011 - July 2013

Skills
Fitness, Rehabilitation, Wellness, Healthcare, Strength Training, Public Speaking, CPR Certified, Injury Prevention, Nutrition, Exercise Physiology

Education
University of Florida   2015 — 2017
Bachelor of Arts (B.A.), Sports Psychology

Florida International University   2014 — 2015
Bachelor of Arts (B.A.), Sports and Exercise

Miami Dade College   2011 — 2014
Associate of Arts (A.A.), Pre-Physical Therapy Studies, 3.67

Experience
Lord Baltimore Hotel  2014 - Present
New Penn Financial, LLC   2007 - 2014
Decision One Mortgage  2006 - 2007
Premier Financial  2005 - 2006
Ameriquest Mortgage  2004 - 2005
RedEye Post Productions   2002 - 2002

Skills
Corporate Sales..., Account Management, Sales, Sales Management, Business Development, B2B, Manage Client..., Leadership, Selling, Cold Calling, Finance, Portfolio Management, Management, Customer Service, Marketing, Marketing Strategy, Strategic Planning, Social Media Marketing, Team Building, Social Media, Customer Service..., Social Networking, Consulting, Contract Negotiation, Marketing Communications, Negotiation, Sales Operations, Direct Sales, Time Management, CRM, Strategy, Business Strategy, Email Marketing, Sales Process, New Business Development, Event Planning, Mentoring

Education
Frostburg State University
B.S, Mass Communications

Hawaii Pacific University
Visual Communications

Experience
New Penn Financial, LLC   March 2014 - Present
Shelter Mortgage  July 2013 - March 2014
Capstone mortgage   July 2010 - July 2013
Universal American Mortgage Company (UAMC)   August 1999 - July 2010

Skills
Mortgage Banking, Mortgage Lending, Refinance, Loan Origination, FHA, FHA financing, Residential Mortgages, USDA, Certified Mortgage..., Construction Loans, Government Loans, Mortgage Underwriting, Mortgage Servicing, VA loans, Loans, FHA Financing, First Time Home Buyers, VA Loans

Education
Florida State University
Bachelor's degree, Finance and International Buisiness

Experience
Perennial Funding, LLC  April 2010 - Present
Mortgage Now  April 2009 - April 2010
New Penn Financial, LLC   April 2008 - April 2009
Wilmington Finance  April 2007 - April 2008

Skills
Refinance, Mortgage Lending, Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, English, Windows, Outlook, Public Speaking, Specialties include: ♦..., Sales, VA Loans, FHA, Residential Homes, Finance, USDA, Loans

Education
La Salle University   1999 — 2003

Archbishop Ryan   1995 — 1999

Experience
Caliber Home Loans  June 2015 - Present
MiLEND, Inc  August 2014 - June 2015
New Penn Financial, LLC   November 2013 - August 2014
Alliance Home Loans dba of ResMac, Inc   January 2007 - November 2013
Mortgage Professional  July 2001 - January 2007
O'Sullivan Industries  April 2000 - July 2001
Mulitple Lines   January 1990 - April 2000

Skills
Mortgage, Residential, Loans, Sales Management, Mortgage Lending, FHA financing, Residential Homes, USDA, Refinance, Loan Origination, Home Equity Loans, Referrals, Underwriting, Mortgage Banking, Customer Service, Foreclosures, VA loans, Residential Mortgages, FHA, Real Estate, Certified Mortgage..., Credit Analysis, Construction Loans, Commercial Lending, Reverse Mortgages, Mortgage Marketing, First Time Home Buyers, Credit, Investment Properties, Sellers, Mortgage Underwriting, Banking, Sales, Real Estate Financing, Small Business Lending, Commercial Mortgages, Government Loans, VA Loans

Education
Florida Atlantic University   1986 — 1988
BBA, Marketing

University of South Florida   1982 — 1985
Associate, Marketing

Dunedin high school   1976 — 1980

Experience
New Penn Financial, LLC   September 2015 - Present
GMH Mortgage Services LLC  October 2014 - September 2015
Finance of America Mortgage LLC  June 2010 - October 2014
Gateway Funding  January 2007 - June 2010
T.H. Properties   January 2006 - January 2007
T.H. Properties   January 2004 - January 2006
T.H. Properties   January 2003 - January 2004
GlaxoSmithKline  2001 - 2003

Skills
Business Analysis, New Business Development, Business Process..., Reporting & Analysis, Microsoft Office, Data Analysis, Database Design, Program Development, CRM Integration, Strategic Planning, Process Management, Training & Development, FHA, Refinance, Mortgage Lending, First Time Home Buyers, Investment Properties, Sales, Loans, Mortgage Banking, Real Estate Transactions, VA Loans, Certified Mortgage..., Customer Satisfaction, Finance, Credit, Customer Service, Funding, Loan Origination, Real Estate, Residential Homes, SQL, Basic HTML, Visual Basic, CRM Databases

Education
Edinboro University of Pennsylvania   1996 — 2000

Experience
Movement Mortgage, LLC  February 2015 - Present
New Penn Financial, LLC   July 2012 - January 2015
First National Bank at Town Square Mortgage   October 2011 - July 2012
MetLife Home Loans  October 2009 - October 2011
Regions Financial Corporation  December 2007 - October 2009
Accredited Home Lenders  May 2002 - December 2007
Mortgage Industry  January 1993 - January 2002
Transamerica  1990 - 1993

Skills
Mortgage Lending, Mortgage Banking, USDA, Loans, FHA, Loan Origination, Residential Mortgages, Refinance

Education
Illinois Central College   1989 — 1991
Business Finance/Psychology

Experience
MiLEND, Inc  June 2015 - Present
New Penn Financial, LLC   May 2013 - June 2015
Foundation Financial Group  February 2009 - May 2013
Taco Mac  August 2008 - February 2009
Infor  December 2008 - January 2009
The Intersect Group  January 2008 - May 2008
Dave & Buster's   2006 - 2008
Infor  July 2007 - December 2007

Skills
Microsoft Excel, Microsoft Office, Financial Analysis, Project Management, Customer Service, Strategic Planning, Risk Management, PowerPoint, Banking, Investments, Microsoft Word, Business Analysis, Change Management, SQL, Accounting, Business Strategy, Strategic Financial..., Process Improvement, Financial Modeling, Negotiation, Sales Management, Sales, Residential Mortgages, Softrax, Extensity, Cognos ReportNet, Salesforce.com, Pivotal, BPCS, The Machine, Calyx Point, Report Manager, Photoshop, Graphic Design, Journalism, Accounts Payable, Data Management, Data Analysis, Data Migration, Loans, Credit, Refinance, New Home Purchase, FHA financing, Fannie Mae, Investment Properties, USDA Rural Housing, VA loans, Management, FHA Financing

Education
Kennesaw State University   2012 — 2014
currently studying, Sociology

Georgia State University   2006 — 2008
studied, Marketing/Marketing Management, General

Experience
US Bank Home Mortgage  January 2015 - Present
New Penn Financial, LLC   November 2012 - June 2013
Wells Fargo Home Mortgage  2012 - 2012
Wells Fargo Home Mortgage  June 2010 - September 2010
Wells Fargo Home Mortgage  July 2009 - December 2009
Wells Fargo Home Mortgage  December 2008 - June 2009
Wells Fargo Home Mortgage  February 2005 - November 2008
Wells Fargo  May 2004 - January 2005
Wells Fargo  October 2001 - April 2004
Norwest Mortgage  February 1998 - 2001

Skills
Mortgage Lending, Banking, Account Management, Customer Service, Team Leadership, Sales, Finance, Training, Loans, Negotiation, FHA, Cross Selling, Process Improvement, Call Centers, Leadership, Management, Business Services, Partner Management, Financial Regulation, Loan Processing, Analyst, Credit, Loan Origination, Refinance, Mortgage Banking, Financial Services, Residential Mortgages, VA Loans

Education
Hamline University   1995 — 1999
Bachelor of Arts (B.A.), Political Science/International Studies minor in Spanish

Experience
STI Computer Services  August 2015 - Present
STI Computer Services  July 2014 - Present
STI Computer Services  October 2013 - July 2014
New Penn Financial, LLC   January 2013 - October 2013
New Penn Financial, LLC   August 2012 - October 2013
Avenue365 Lending Services   September 2011 - August 2013
JK Industries   June 2011 - September 2011
Intertek Testing Services  March 2011 - June 2011
Phelan, Hallinan, and Schmieg   April 2008 - September 2010
American Independent Insurance Company  May 2007 - April 2008

Skills
Windows Server, Microsoft Office, Microsoft Word, Microsoft Excel, Active Directory, Windows 7, Windows Vista, Windows XP Pro, Computer Repair, Virus Removal, Malware Analysis, Computer Upgrades, MItel voIP, Intertel voIP, Call Reporting Software, Access, Troubleshooting, Help Desk Support, Time Management, Windows, Outlook, Telecommunications, Team Leadership, VoIP, Teamwork, Disaster Recovery, SharePoint, Quality Assurance, Technical Support, Software Installation, Testing, Computer Hardware, Sales

Education
Drexel University   2010 — 2015
Masters in Information Systems, Information Systems and Technology, 3.52

Drexel University   2010 — 2014
Certificate, Healthcare Informatics

West Chester University of Pennsylvania   2003 — 2007
Bachelor of science, Criminal Justice

National Paralegal College

Experience
BlackRock  June 2015 - Present
BlackRock  July 2013 - June 2015
BlackRock  August 2011 - July 2013
New Penn Financial, LLC   November 2010 - August 2011
Washington Memorial   May 2009 - August 2009

Skills
Risk Management, Asset Management, Loans, Financial Services, Capital Markets, Management, Investments, Fixed Income, Financial Modeling, Portfolio Management, Bloomberg

Education
Gettysburg College   2006 — 2010
Bachelor of Arts (B.A.), Business Management

Universidad de Sevilla   2008 — 2009
Economics, Spanish

Experience
New Penn Financial, LLC   August 2015 - Present
EverBank  March 2012 - August 2015
BankUnited  June 2010 - March 2012
Regions Bank  August 2009 - December 2009
BankUnited  November 2001 - July 2009
Atlas Securities  January 2000 - January 2001
Regent Bank  January 1998 - January 2000
bank atlantic  January 1996 - January 1998

Skills
Sales, Mortgage Lending, Credit, Loan Origination, Loans, Banking, Underwriting, Investments, FHA, Mortgage Banking, Residential Mortgages, Construction Loans, Business Development, Portfolio Management, Refinance, New Business Development, Sales Management, Commercial Lending, Commercial Mortgages, Credit Analysis, VA loans, USDA, FHA financing, Government Loans, Consumer Lending, Reverse Mortgages

Education
Florida Atlantic University   1987 — 2001
Bachelor of Business Administration (B.B.A.), Finance

Florida Atlantic University   1987 — 1992
B.B.A., FINANCE/BANKING/MORTGAGES

boardman high school   1982 — 1986

Experience
Toll Brothers  August 2015 - Present
Toll Brothers  September 2012 - Present
New Penn Financial, LLC   July 2010 - September 2012

Skills
Mortgage Lending, FHA, VA loans, Mortgage Banking, Residential Homes, Refinance, Residential Mortgages, FHA financing, Loan Origination, Credit, VA Loans

Education
Penn State University   2007 — 2009
Bachelor of Sciences, Economics

Gwynedd Mercy University   2005 — 2007
Associate’s Degree, Accounting

Experience
Parkside Lending, LLC  December 2013 - Present
New Penn Financial, LLC   April 2013 - December 2013
Kinecta Federal Credit Union  August 2011 - December 2012
Mortgage Services III, LLC  April 2010 - August 2011
AmTrust Mortgage Banking, A Division of New York Community Bank, Member FDIC   December 2003 - April 2010
Indymac Bank  June 2002 - December 2003
RehabHome.com   2001 - 2003
Old Kent Mortgage Company - OKRehab.com   1998 - 2000
Campbell Mortgage  1995 - 1997
Wells Fargo Home Mortgage (formerly Norwest Mortgage)   1993 - 1995

Skills
Mortgage Lending, Mortgage Banking, FHA, Underwriting, Business Development, Home Equity Lines of..., Sales Management, Finance, Account Management, Mortgage Marketing, Loan Origination, Residential Mortgages, Credit, Lead Generation, Credit Analysis, USDA, FHA financing, Mortgage Underwriting, Customer Service, Wholesale Lending, Correspondent Banking, Investment Properties, Refinance, Loans, Real Estate, Cross Selling, Banking, First Time Home Buyers, Portfolio Management, Loss Mitigation, VA loans, Funding, Commercial Lending, Sales, Real Estate Financing, Consumer Lending, Leadership, Mortgage Servicing, Loan Servicing

Education
Fairfield University   1979 — 1983
BA, Economics

Experience
New Penn Financial, LLC   September 2012 - Present
T-Mobile  January 2011 - September 2012
Chili's Bar and Grill  October 2004 - July 2011
Clear Channel Radio  May 2008 - December 2008

Skills
Sales, Customer Service, Analysis, Public Speaking, Troubleshooting, Administration, Radio Broadcasting, Politics, Mortgage Lending, Customer Satisfaction, Account Management, Marketing

Education
Florida Atlantic University   2005 — 2010
BA, Communications Major, Political Science and Sociology Minor

Santaluces Community High School   2000 — 2004
Diploma

Palm Beach Community College

Experience
New Penn Financial, LLC   April 2015 - Present
New Penn Financial, LLC   March 2014 - Present
1st Federal Bank of Florida   December 2013 - March 2014
Union National Mortgage Co - Wholesale Channel   March 2011 - November 2013
American Financial  December 2008 - May 2010
IndyMac Bank  July 2007 - March 2008
BNC Mortgage - A Lehman Brothers Company  September 2001 - July 2007
Finance America  September 2000 - September 2001
Laguna Capital   December 1997 - September 2000
The CIT Group  September 1995 - December 1997

Skills
Loans, Mortgage Banking, Mortgage Lending, New Business Development, Recruiting, Executive Coaching, Training, Software Implementation, Customer Service, Contract Negotiation, Contract Presentaion, Prospecting New Accounts, Marketing Strategy

Education
Kutztown University of Pennsylvania   1979 — 1983
Business, Marketing & Management

Experience
New Penn Financial, LLC   January 2012 - Present

Skills
FHA, First Time Home Buyers, Mortgage Lending, Refinance, Mortgage Banking, Residential Mortgages, Customer Service, Loan Origination, Credit, Strategic Planning, Investments, VA loans, Sales, Residential Homes, Sales Management, Selling, Recruiting, Certified Mortgage..., Negotiation, Team Building, Banking, Real Estate, USDA, Loans

Education
Hofstra University
B.A.

Experience
All Western Mortgage  May 2015 - Present
Shelter Lending Services   March 2014 - May 2015
Bank of America  November 2013 - March 2014
Wells Fargo Home Mortgage  February 2011 - November 2013
New Penn Financial, LLC   March 2013 - June 2013
Generation Financial Services   January 2008 - March 2011
Integrity Mortgage Associates Inc   August 2004 - June 2009
Medeco Security   January 1999 - January 2006
Clark Security Products  January 1998 - January 1999

Skills
FHA financing, VA Financing, HARP Refinancing, Conventional Financing, FHA Purchase, VA Purchase, FHA Streamline..., VA Streamline Refinances, First Time Home Buyers, Assisting First Time..., Down Payment Assistance, Sales, Refinance, FHA, USDA, Selling, Mortgage Lending, Loans, VA loans, Real Estate, Finance, Short Sales, Investment Properties, Training, Personal Finance, Residential Mortgages, Government Loans

Education
Eckerd College   2003 — 2005
Business Management

Cortland State University   1984 — 1988
Education

Thomas J. Corcoran High School   1981 — 1984
H.S. Diploma, Arts, Literature

Experience
Planet Home Lending, LLC  July 2014 - Present
New Penn Financial, LLC   February 2013 - September 2014
PHH Mortgage  May 2011 - February 2013
PHH Mortgage  June 2010 - May 2011
Penn State Dickinson School of Law  2006 - 2009
MidPenn Legal Services  August 2007 - May 2008

Skills
Legal Writing, Litigation, Legal Research, Westlaw, Lexis, Hearings, Pleadings, Corporate Law, Employment Law, Legal Assistance, Public Speaking, Loss Mitigation, Creditors' Rights, Real Property, Litigation Support, Mortgage Servicing, Residential Mortgages, Civil Litigation, Commercial Litigation, Real Estate, Legal Documents, Policy, Mediation, Research, Customer Service, Mortgage Banking, Legal Compliance, Bankruptcy, Problem Solving, Foreclosures, Multi Tasking, Licensing, Legal Issues, Banking

Education
Dickinson Law   2006 — 2009
JD, Law

Università degli Studi di Firenze   2008 — 2008
summer session, International Sales, International Family Law, Comparative Constitutional LAw

pennsylvania state university   2001 — 2005
BA, psychology

Experience
New Penn Financial, LLC   April 2014 - Present
Ditech Mortgage Corp  August 2011 - April 2014
GMAC Bank  June 2010 - August 2011
Aurora Loan Services  2007 - June 2010
Aurora Loan Services  2004 - 2007
Aurora Loan Services  2003 - 2004

Skills
Mortgage Lending, Underwriting, Financial Modeling, Mortgage Underwriting, Credit Analysis, Credit Risk, Credit, Risk Management, Mortgage Servicing, Loan Servicing, Loan Origination, Residential Mortgages, Due Diligence, Mortgage Banking, Financial Risk

Education
University of Colorado Denver   2008 — 2010
MBA

Florida State University   1998 — 2003
BS

Experience
New Penn Financial, LLC   June 2015 - Present
Endeavor America Loan Services  July 2014 - May 2015
Real Estate Mortgage Network  October 2012 - June 2014
Guggenheim Investments  September 2008 - October 2012
Senderra Funding  April 2007 - September 2008
New Century Financial Corporation  March 2001 - April 2007

Skills
Series 7, Series 66, Mutual Funds, ETFs, Alternative Investments, Mortgage Lending, Wholesale Lending, Sales, Sales Process, Automated Underwriting..., FHA financing, VA loans, Loans, Residential Mortgages, USDA, Conventional, 203K, Selling

Education
Eastern Illinois University   1993 — 1997
Bachelor of Arts (B.A.), Communication, General

Experience
GMH Mortgage   July 2012 - Present
New Penn Financial, LLC   August 2008 - June 2012
Wilmington Finance  October 2001 - June 2008

Skills
Pricing, Mortgage Banking, Due Diligence, Negotiation, Strategic Planning, Residential Mortgages, Loans, Loan Origination, FHA, Portfolio Management, Refinance

Education
Lehigh University - College of Business and Economics   1993 — 1997
BS, Finance

Experience
Meridian Bank  October 2011 - Present
New Penn Financial, LLC   April 2009 - October 2011
Accounting Principals  January 2009 - April 2009
J. P. Morgan Chase   2002 - 2008
Commonwealth Bank  2000 - 2002
Ameriquest Mortgage  1997 - 2000

Education
East Stroudsburg University of Pennsylvania   1980 — 1984
Bachelor of Science, Health and Physical Education

Experience
Diamond Residential Mortgage Corporation  2014 - Present
New Penn Financial, LLC   2013 - 2013
Nationstar Mortgage  2012 - 2013
The F&M Bank & Trust Company   2011 - 2012
Shea Mortgage  2010 - 2010
Bank of Texas  2007 - 2010
GMAC Mortgage  2005 - 2007
MLS Funding/MLS Construction   1993 - 2005

Skills
New Business Development, Strategic Planning, P & L Ownership, Customer Service, Employee Relations, Team Leadership, Team Building, Presentations, Loans, Loan Origination, Mortgage Lending, Recruiting, Mortgage Banking, Real Estate, Management, P&L Management, VA loans, Sales, Investment Properties, First Time Home Buyers, USDA, Home Equity Loans, Leadership, Finance, FHA financing, Residential Mortgages, Construction Loans, FHA, Refinance, Certified Mortgage..., Credit, Mortgage Underwriting, Commercial Mortgages, Underwriting, Credit Analysis, Government Loans, Real Estate Financing, Mortgage Marketing, FHA Financing, VA Loans

Education
Hartford University   1995 — 1999
Business Administration and Management, General

DeVry University   1979 — 1981
Electrical and Electronics Engineering

Experience
New Penn Financial, LLC   August 2014 - Present
Dorman Products  January 2014 - July 2014
Dorman Products  January 2012 - December 2013
Dorman Products  April 2011 - December 2011
Norstar Properties, LLC   August 2009 - March 2011
NVR, Inc  February 2006 - November 2008
NVR Settlement Services   May 2003 - January 2006

Skills
Organizational..., Talent Management, Leadership, Team Building, Change Management, Management, Program Management, Leadership Development, Training, Human Resources, Marketing, E-Learning, Performance Management, Analysis, Executive Coaching, Customer Satisfaction, Succession Planning, PowerPoint, Onboarding, Instructional Design, Coaching, Team Leadership, Learning Management, Employee Relations, SharePoint, Cross-functional Team..., Needs Analysis, 360 Feedback, Blended Learning, Employee Training, Microsoft Office, Public Speaking, Training Delivery, MBTI, Technical Training, Career Development, Process Improvement, Instructor-led Training, ADDIE, Mortgage Lending, Title Insurance

Education
2008LaSalle University   2008 — 2010
Organizational Leadership

La Salle University   1990 — 1994
BA, English Writing

2006Harvard University/ College of Continuing Studies

Harvard University
Fine Arts

LaSalle University
English Writing

Experience
loanDepot, LLC  July 2015 - Present
New Penn Financial, LLC   May 2013 - June 2015
New Penn Financial, LLC   August 2012 - May 2013
New Penn Financial, LLC   October 2011 - August 2012
New Penn Financial, LLC   April 2011 - October 2011
Majestic Home Loan  December 2010 - February 2011
Just Mortgage Inc  May 2010 - December 2010
BB&T  December 2008 - November 2009
Just Mortgage   August 2008 - October 2008
Indymac Bank  June 2005 - July 2008

Skills
Credit, Mortgage Lending, Mortgage Banking, Loan Origination, Residential Mortgages, Refinance, Underwriting, Loans, Mortgage Underwriting, Banking, Credit Analysis, USDA, FHA Financing, FHA, Credit Risk, Loan Servicing

Education
Georgia State University   1995 — 1996
Computer Science

Experience
New Penn Financial, LLC   September 2013 - Present
BioClinica  2008 - September 2013
BioClinica  2004 - 2008
BioClinica  2002 - 2004

Skills
EDC, Clinical Trials, Data Management, 21 CFR Part 11, CTMS, CRO, Pharmaceutical Industry, Oncology, SDLC, Clinical Development, Validation, FDA, Clinical Data Management, Sop, .NET, Microsoft SQL Server, C#, JavaScript, CoffeeScript, Entity Framework, HTML 5, CSS3, jQuery, jQuery UI, Oracle SQL Developer, Integration, Business Intelligence, Scheme, Common Lisp, Software Development, MVC Architecture

Education
West Chester University of Pennsylvania   2000 — 2002
MS, Computer Science

West Chester University of Pennsylvania   2000 — 2002
Certificate in Computer Science, Computer Science

Ecole nationale polytechnique   1985 — 1990
Engineer's degree, Hydraulics and Fluid Power Technology

Lycee Technique D'Alger   1982 — 1985
Baccalaureat, Mathematics

Experience
Phi Mu Fraternity  August 2015 - Present
Phi Mu Fraternity  July 2014 - Present
New Penn Financial, LLC   January 2013 - June 2014
SEI  March 2012 - October 2012
CIGNA  March 2011 - September 2011
Giant Food Stores  November 2006 - December 2010
Heffler, Radetich & Saitta LLP   March 2010 - September 2010

Skills
Microsoft Word, Microsoft Excel, PowerPoint, VisCases, Hyperion Enterprise, Oracle Applications, IBM Cognos, Wings, Bloomberg Terminal, Morningstar Direct, FactSet, Encompass, DestinyLOS, Data Analysis, Management, Software Documentation, Investments, Cognos

Education
Drexel University   2008 — 2012
Bachelor of Science in Business Administration, Accounting and International Business

Experience
New Penn Financial, LLC   January 2012 - Present
New Penn Financial, LLC   July 2009 - January 2012
McGrath Systems  2008 - 2009
Wilington Finance   2001 - 2008

Skills
Call Centers, Mortgage Lending, Loans, Leadership, Credit, Underwriting, FHA, Loan Origination, Mortgage Banking, Residential Mortgages, Mortgage Underwriting, USDA, Refinance, VA loans, FHA financing

Education
Kutztown University of Pennsylvania   1997 — 2001
Bachelor of Science in Business Admin., Marketing

Plymouth Whitemarsh

Experience
New Penn Financial, LLC   November 2012 - Present
The Judge Group  May 2011 - August 2011
JUDGE GROUP, INC   May 2011 - August 2011
Retail Food Store   November 2010 - January 2011
WAWA, INC  June 2010 - August 2010
Dogs & Cats Rule   December 2008 - August 2009

Skills
NMLS Licensed, Databases, Interviews, Screening, Employee Relations, Staff Augmentation, Talent Management, College Recruiting, Boolean Searching, Oracle, HRIS, Benefits Negotiation, Temporary Staffing, SDLC, Personnel Management

Education
EAST STROUDSBURG UNIVERSITY   2008 — 2012
Bachelor of Science Degree, Business Management

East Stroudsburg University of Pennsylvania   2008 — 2012
Bachelor of Science, Business Management

Council Rock High School South

Experience
New Penn Financial, LLC   May 2009 - Present
Wilmington Finance  May 2003 - December 2008

Skills
Financial Analysis, Finance, Accounting, Financial Reporting, Microsoft Excel, Access, Investments, Process Improvement, Budgets, Outlook

Education
Drexel University   1987 — 1992
Bachelor of Science (B.S.), Accounting

Experience
PRMG, Inc.   March 2013 - Present
New Penn Financial, LLC   August 2011 - March 2013
Bank of America/RFC   2012 - 2013
Mortgages by LiRose   January 2009 - August 2011

Skills
Licensed mortgage..., Loans, Mortgage Lending, Residential Homes, Finance, Sales, Commercial Real Estate, Investment Properties, Real Estate, FHA, First Time Home Buyers, REO, Foreclosures, Short Sales, Investors, Condos

Education
Florida International University - College of Business Administration   1996 — 2000
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

Christopher Columbus High school   1992 — 1996
High school diploma

St Timothy Catholic School   1981 — 1992

Experience
New Penn Financial, LLC   2014 - Present

Skills
Credit, Loans, Banking, Mortgage Lending, Credit Analysis, Consumer Lending, Retail Banking, Small Business Lending, Financial Analysis, Loan Origination, Mortgage Banking, Investments, Credit Risk, Cash Management, Finance, Cross Selling, Lines Of Credit, Refinance

Education
Strayer University
Bachelor's degree, Finance and Financial Management Services

Florida Technical College
Associate's degree, Business Administration and Management, General

Experience
Freedom Mortgage  July 2015 - Present
New Penn Financial, LLC   January 2014 - Present
BNY Mellon  November 2009 - November 2013
The Hartford  2007 - 2008

Skills
Loan Origination, Residential Mortgages, Mortgage Lending, Mortgage Banking, FHA, Refinance, Loans, Credit, Banking, Credit Analysis, First Time Home Buyers, Finance, Investments, Consumer Lending, Financial Analysis, Financial Services

Education
Eastern University

Roman Catholic   1996 — 2000
High School

Experience
Freedom Mortgage  July 2015 - Present
New Penn Financial, LLC   November 2014 - June 2015
Ocwen Financial Corporation - US  October 2002 - October 2014
GMAC Mortgage  May 2000 - October 2002
GMAC Mortgage  October 1998 - May 2000

Skills
Accounting, Account Reconciliation, Customer Service, Internal Audit, Internal & External..., Microsoft Office, Microsoft Excel, Variance Analysis, Organization, Mortgage Banking, Mortgage Servicing, Investor Reporting, Bank Reconciliation, Highly detail oriented, Analysis, Data Analysis, Business Objects, Crystal Reports, Possess strong..., Handle Multiple...

Education
Gwynedd Mercy University
Bachelor of Science (B.S.), Business Administration