Experience
American Financial Network, Inc.   July 2015 - Present
Waterstone Mortgage Corporation  March 2013 - May 2014
Peoples Bank  2010 - 2012

Skills
Loans, Credit, Loan Origination, Sales, Mortgage Banking, Mortgage Lending, Property & Casualty..., Life & Health Insurance..., Real Estate

Education
Ohio Dominican University   2007 — 2009
Master of Business Administration (MBA), Finance, General, 3.71

Ohio University   1998 — 2003
Bachelor of Communications, Business/Corporate Communications

Experience
Academy Mortgage Corporation  August 2015 - Present
American Financial Network, Inc.   May 2015 - August 2015
CMG Financial  May 2014 - December 2014
PrimeLending  December 2012 - May 2014
James E Bashaw & Co  2007 - 2012
Open Mortgage  2007 - 2008

Skills
Mortgage Lending, Refinance, Loans, Reverse Mortgages, Mortgage Marketing, FHA, Residential Mortgages, Consumer Lending, Public Speaking, First Time Home Buyers, Credit, Sales, Loan Origination, Real Estate, Mortgage Banking, VA loans, USDA, National Sales Training, FHA financing, Subprime, HUD Foreclosures, Self-Employed Borrowers, Super Jumbo, Luxury Homes, VA Loans, FHA Financing

Education
The University of Texas at Austin   1982 — 1986
Bachelor's degree, Political Science and Government

Bellaire High School   1979 — 1982
High School Diploma, English, math, world History, Spanish, Chemistry

Experience
American Financial Network  Listing CoordinatorColdwell Banker DiamondMay 2015 - Present
American Financial Network, Inc.   April 2015 - May 2015

Education
University of Nevada-Las Vegas   2000 — 2008
Bachelor's degree in Liberal Arts

Experience
Security National Mortgage  March 2015 - Present
Essex Mortgage  January 2014 - March 2015
Green Tree Servicing  August 2012 - January 2014
Greenlight Financial  March 2012 - August 2012
American Financial Network Inc.  January 2012 - March 2012
Bank of America  September 2006 - June 2011
Mortgage Solutions-JRC Group   September 2002 - April 2005

Skills
Mortgage Lending, Refinance, FHA, Mortgage Banking, Loan Origination, Loans, Residential Mortgages, VA loans, First Time Home Buyers, Investment Properties, Credit, Real Estate, Real Estate Economics, Construction Loans, Credit Analysis, Reverse Mortgages, REO, Banking, Consumer Lending, Mortgage Servicing, Financial Analysis, Home Equity Lines of..., Government Loans, VA Loans

Education
The Realty Institute   2004 — 2004
Sales License, Real Estate

Chaffey College

Experience
American Financial Network Inc.  May 2011 - Present
Claremont Escrow Inc.   October 2004 - May 2011

Skills
Real Estate, Loans, Mortgage Lending, Mortgage Banking, Mortgage Marketing, Escrow, Sales, Sales Management, Sales Operations, Sales Process, Short Sales, New Business Development, Business Development, Financial Services, Customer Service, Client Liaison, Client Relations Skills, Building Relationships, Cold Calling, Team Leadership, FHA

Education
Chaffey College   2012 — 2014
Communication Studies, Public Relations, Advertising, and Applied Communication

Experience
American Financial Network, Inc.   November 2010 - Present
Freelance Technical Writing  1996 - Present
World Trade Printing Co  March 2009 - May 2010
First Street Financial, Inc.   September 2003 - March 2007
Platinum Capital Group  October 2000 - August 2003
New Century Mortgage Corp  June 2000 - October 2000
Del Mar Database  February 2000 - May 2000

Skills
Mortgage Lending, Microsoft Office, HTML, Marketing, Software Documentation, Leadership, Analysis, Process Improvement, Research, Windows 2000, Project Management, Customer Service, Budgets, Strategic Planning, Team Building, Negotiation, Microsoft Excel, PowerPoint, Microsoft Word, Business Analysis, Management, Marketing Strategy, Business Development, Social Media Marketing, Finance, Contract Negotiation, Public Speaking, Financial Analysis, Training, Social Media, Entrepreneurship, Technical Writing, Risk Management, Business Planning, Advertising, Copywriting, Editing, Blogging, Social Networking, Team Leadership, Account Management, Marketing Communications, New Business Development

Education
Fullerton College   1990 — 1992
English, Public Speaking, Voice

Wilshire Computer College   1990 — 1990
AA, Computer

Experience
American Financial Network, Inc.   July 2015 - Present
Primary Residential Mortgage  April 2014 - July 2015
The Money Store  October 2013 - 2014
Sound Mortgage  2013 - 2013

Skills
Mortgage Lending, Mortgage Banking, Refinance, Loan Origination, Loans, Banking, Credit, Investments, Financial Analysis, Credit Analysis, Residential Mortgages, FHA, USDA, VA Loans, Commercial Mortgages, Investment Properties, Investors, Reverse Mortgages, FHA Financing, First Time Home Buyers, Real Estate Financing, Residential Homes, Finance

Education
Biola University   1982 — 1989
Doctor of Philosophy (Ph.D.), Theology/Theological Studies

Experience
Primary Residential Mortgage  July 2013 - Present
American Financial Network Inc  June 2006 - October 2012

Skills
FHA, VA, USDA, and..., Retail Loan Originator...

Education
California State University-Northridge
Bachelor of Science (BS), Political Science and Government

Experience
American Financial Network, Inc.  

Skills
Mortgage Lending, Private Money Lending, Commercial Lending

Education
Citrus College

Experience
Ideal Lending Solutions, Inc.   July 2014 - Present
American Financial Network Inc.  July 2014 - Present
AnnieMac Home Mortgage  February 2014 - July 2014
Residential Finance Corporation  October 2012 - December 2013
Dex One Corporation  March 2009 - June 2012
ENT Enterprises, LLC   May 2007 - February 2009
First Nations Mortgage   July 2002 - December 2007
Holloman AFB  July 1996 - July 2000

Skills
Real Estate, Purchase Financing, VA loans, FHA financing, Mortgage Lending, Refinance, Investment Properties, Start-ups, Local Marketing, Marketing, Sales, Local Search, SEM, Google Adwords, Search Advertising, Lead Generation, FHA, Business Development, Leadership, Referrals

Education
McMurry University   2000 — 2002
Education & Literature

Case Western Reserve University   1991 — 1996
Engineering & Pre-Medicine

Experience
LendSure Mortgage Corp.   April 2015 - Present
Citadel Servicing Corp  December 2014 - April 2015
Citadel Servicing Coporation   March 2014 - November 2014
American Financial Network Inc.  December 2013 - January 2014
Self-employed  November 2012 - December 2013
Accredited Home Lenders  April 2006 - May 2008
Accredited Home Lenders  June 2001 - October 2004
The Associates  1997 - 2000

Skills
Sellers, First Time Home Buyers, Buyer Representation, Short Sales, Relocation, Listings, Single Family Homes, New Home Sales, Foreclosures, Condos, Real Estate, REO, Investment Properties, Investors, Referrals, Mortgage Banking, Mortgage Lending, Townhomes, FHA

Education
University of North Carolina at Chapel Hill - Kenan-Flagler Business School   1999 — 1999
Management Certification, American Financial Services Association

Fullerton College   1990 — 1993

Norman High School

Experience
OGI Mortgage Bankers  November 2014 - Present
Pedro's Catering / La Cocina de Pedro   March 2002 - Present
American Financial Network Inc.  October 2012 - November 2014
Inhouselender   October 2011 - October 2012
El Gallo Giro   November 1989 - August 1995

Skills
Marketing Strategy, Business Strategy, Digital Marketing, Business Planning, New Business Development, Television, Entertainment, Social Media Marketing, Corporate Events, Public Relations, Marketing, Marketing Communications, Event Management, Social Media, Advertising, Event Planning, Strategic Planning, Online Marketing, Entrepreneurship, Brand Development, Brand Management, Email Marketing, Budgets, Integrated Marketing

Education
University of San Diego   1989 — 1990
Certificate, International Business

Tecnológico de Monterrey   1986 — 1988
Cerificate, Top Managment

Universidad Autónoma del Estado de Morelos   1966 — 1971
Bachilor Degree, Business

Experience
Mariner Finance  May 2015 - Present
American Financial Network, Inc.   October 2014 - April 2015
Proficio Mortgage Ventures, LLC  February 2014 - October 2014
Bridgeview Bank Mortgage  February 2013 - February 2014
Emery Federal Credit Union  October 2011 - January 2013
West Town Savings Bank  May 2010 - October 2011
WestStar Mortgage  January 2010 - May 2010
Apex Lending  September 2007 - January 2010
CFIC Home Mortgage  April 2007 - September 2007
Wise Financial Services, Inc.   December 2001 - October 2006

Skills
USDA, Conventional, VA, FHA, Reverse Mortgages, Refinance, Mortgage Banking, FHA financing, VA loans, Government Loans, Mortgage Lending, Residential Mortgages, Real Estate, Banking, FNMA, Loans, Home Equity Loans, Home Equity Lines of..., Investment Properties, Wholesale Lending, FHLMC, Non-Conforming, Real Estate Transactions, 203K

Education
University of Baltimore   2000 — 2002
BS, Criminal Justice

Essex Community College   1997 — 2000
A.A., General Studies

Experience
American Financial Network, Inc.   March 2015 - Present
Acre Home Loans   November 2013 - March 2015
SAS Appraisal Services, LLC   November 2001 - July 2011
Long & Foster Companies  2009 - 2010
Long & Foster Companies  2009 - 2010
Long & Foster Real Estate  2008 - 2010

Skills
Real Estate, Sellers, First Time Home Buyers, Marketing, Listings, Short Sales, Negotiation, Investment Properties, Selling, Contract Negotiation, Marketing Strategy, Buyer Representation, Advertising, New Business Development, Foreclosures, Leadership, Buyers, Property Management, Residential Homes, Sales, Budgets, Team Building, Appraisals, Social Networking, Retail, Referrals, Consulting, Move Up Buyers, Customer Service, Rentals, Commercial Real Estate, Strategic Planning, Public Speaking, Entrepreneurship, Small Business, Online Advertising, Training, Investments, Start-ups, FHA, Sales Management, Relocation, Real Estate Transactions, Leases, Luxury

Education
New York University   1961 — 1965
Broadcast Station Management

New York University
Bachelor of Science

Experience
American Financial Network Inc.  May 2012 - Present
Target  March 2010 - March 2012
Glendora High School  November 2007 - February 2010

Skills
Word, Excel, PowerPoint, Outlook, Team Building, Customer Service, Leadership, Microsoft Office, Marketing, Team Leadership, Sales, Strategic Planning, Budgets, Payroll, Social Media, Social Networking

Education
Azusa Pacific University   2006 — 2009
B.A., Business Administration

Azusa Pacific University   2006 — 2009
Bachelor of Arts, Business Administration

Experience
Fox Transportation  March 2014 - Present
American Financial Network Inc.  September 2013 - February 2014
American Financial Network Inc.  January 2013 - September 2013
UK Parliament  January 2012 - May 2012

Skills
Public Speaking, PowerPoint, Policy Analysis, Leadership, Business Development, Research, Public Policy, Government, Politics, Team Leadership, Negotiation, SOP Development, Logistics Management, Project Management, Operations Management, Microsoft Technologies, Sales, Onboarding, Event Planning, Event Management, Human Resources, Networking, Management, Team Building

Education
California State University-Fullerton   2011 — 2013
Bachelor's Degree, Criminal Justice, Graduate, Cum Laude

University of London   2012 — 2012
Criminal Justice/Sociology, Senior

Fullerton College   2009 — 2011
AS Administration of Justice, AA Interdisciplinary Studies of Art and Human Expression, Criminal Law, Graduate Highest Honors

Experience
American Financial Network, Inc.   February 2015 - Present
PMAC Lending Services Inc.  June 2014 - February 2015
Chase  April 2010 - June 2014
Masis Corporation Inc   September 2008 - June 2010

Skills
Consumer Lending, Mortgage Banking, Notary Public, Customer Service, Banking, Loans, Sales, Cross Selling, Mortgage Lending, Mortgage Servicing, Microsoft Excel, Financial Analysis, Real Estate, FHA Financing, First Time Home Buyers, VA Loans, Government Loans, Investment Properties, USDA

Education
Palm Beach State College   2007 — 2009

Experience
Gray Water Ops, LLC (Custom coins)   January 2012 - Present
Harrisburg Comedy Zone   March 2015 - Present
American Financial Network Inc.  November 2013 - October 2014
Delmarva Broadcasting (Media Consultant)   November 2011 - November 2013
Don't Break the Streak Improv Comedy Show   May 2009 - December 2011
Cumulus Media  April 2011 - October 2011
Hershey Magic magic shop   January 2005 - April 2011
Quality Challenge Coins   January 1998 - January 2005
193rd Special Operations Wing   November 1990 - June 2004

Skills
Media Consultation, Advertising Sales, Graphic Design, Arts, Photoshop, Illustrator, Adobe premier pro, Videographer, Video Editing, Event Producing, Corporate Branding, Company Branding, Customer Retention, Charity Events, Fundraisers, Marketing Strategy, Public Relations, Online Marketing, Production, Advertising, Copywriting, Voicing, Comedy, Social Media, Social Media Marketing, Video, Event Planning, Promotions, Social Networking, Event Management, Budgeting, Video Production, Photography, Blogging, Radio, Marketing Communications, Broadcast, Entertainment, Customer Relations, PowerPoint, Digital Media, Film Production, New Business Development, Microsoft Office, Film, Creative Development, Creative Branding, Magicians, Online Advertising, Lead Generation

Education
Community College of the Air Force   1990 — 2003
Honor Graduate, Basic Graphics Course

Harrisburg Area Community College   1986 — 1988
Liberal Arts and Sciences, General Studies and Humanities

Central Dauphin   1983 — 1986
Diploma, College Prep.

Experience
American Financial Network, Inc.   November 2014 - Present
Kron & Card LLP   May 2012 - July 2012
Self-Employed  2000 - 2007

Skills
Westlaw, Real Estate, Legal Research, Legal Writing, Real Estate Negotiating, Real Property, Listing Homes, Existing Home Sales, Seller Representation, Single Family Homes, First Time Home Buyers, First Time Home Sellers, Buyer Education, Bluebook, Lexis, Multiple Listing Service, National Association of..., Microsoft Office, Courts, Mediation, Public Speaking, Research, Real Estate Transactions, Customer Service, Marketing, Microsoft Excel

Education
University of California, Irvine School of Law   2011 — 2014
Doctor of Law (J.D.), Law

California State University-Fullerton   2008 — 2010
BA, Philosophy

Experience
American Financial Network Inc.  April 2014 - Present
The Mike Ferry Organization  2011 - Present
Freelance  February 2005 - December 2011
El Torito Restaurants  March 1983 - August 2000
California State University, Fullerton  August 1998 - June 2000

Skills
Editorial, Copy Editing, Ghostwriting, Rewriting, Research, Fact-checking, Content Marketing, Editorial Consulting, Academic Writing, Training, proofreading, life stories, English grammar, Style Guides, Content Writing, Real Estate, Anthropology, Client Relations Skills, Information Architecture, Natural History, Conducting Interviews, Developmental Editing, Proofreading, Editing

Education
California State University-Fullerton   1996 — 2001
graduate school, Anthropology

Fullerton College   1993 — 1995
transfer student, Classical Piano

Experience
Paramount Equity  January 2012 - Present
Voyage Financial Group, Inc  November 2011 - December 2012
American Financial Network, Inc.   February 2011 - January 2012
Bank of America  February 2009 - February 2011
Washington Mutual  2007 - August 2008
Wells Fargo Bank  January 2003 - September 2007
Wells Fargo Bank  2003 - 2007

Skills
Conventional Mortgages, VA Mortgage Loans, FHA Mortgage Loans, Jumbo Mortgage, HARP Program & HARP 2.0, Reverse Mortgages, USDA Rural Housing..., Mortgage Lending, Credit Analysis, Small Business Lending, VA loans, FHA, Consumer Lending, Loan Origination, FHA financing, Sales, Mortgage Banking, Real Estate Economics, Underwriting, Credit, Real Estate, Loans, Investments, Commercial Mortgages, Real Estate Financing, Residential Mortgages, USDA, Commercial Lending, Banking, Refinance, Lines Of Credit, Commercial Banking, Mortgage Underwriting, Construction Loans, Home Equity Loans, Government Loans, Home Equity Lines of..., Funding, Mortgage Servicing, Investment Properties, First Time Home Buyers, Portfolio Management, Small Business, Leadership, Relationship Management, VA Loans, Management, Financial Analysis, FHA Financing

Education
Regis University   1995 — 2005
Bachelor of Science, Business Management

Jesuit High School   1991 — 1995
High School, High School/Secondary Diplomas and Certificates

Experience
Alterra Home Loans  October 2014 - Present
American Financial Network Inc.  December 2010 - October 2014
Advantage Mortgage Service   January 2000 - December 2010
The Mortgage Guild  January 1998 - January 2000
Finlay Financial Corporation   December 1988 - January 1998

Skills
FHA, Conventional, VA, Refinance, Mortgage Banking, Mortgage, Loans, Mortgage Lending, VA loans, Finance, Brokerage, First Time Home Buyers, Construction Loans, Bridge Financing, Loan Origination, Uniform Combined State..., Underwriting, Investment Properties, Real Estate, Condos, Business Loans, Credit Evaluation, Certified Mortgage..., Residential Mortgages, FHA financing, Mortgage Underwriting, Reverse Mortgages, REO, Real Estate Economics, Real Estate Financing, Government Loans, USDA, Credit, Short Sales, VA Loans, FHA Financing

Education
Fullerton College

Experience
American Financial Network, Inc.   October 2015 - Present
Secure One Capital   February 2014 - October 2015
American Financial Network, Inc.   2015 - 2015
American Financial Network, Inc.   2015 - 2015
Sovereign Lending Group, Inc.   2013 - 2014
Intercap Lending  April 2012 - April 2013
Network Capital Funding Corporation  2010 - May 2012
Ameripath/Prospect Mortgage   2009 - 2010
Equilend Capital Group LLC   May 2004 - July 2009
American Century Mortgage/ American Heritage   February 2002 - August 2004

Skills
Mortgage Banking, FHA, Loan Origination, FHA financing, Residential Mortgages, Loans, First Time Home Buyers, Reverse Mortgages, Financial Analysis, Realtor, Banking, Finance, Mortgage Marketing, Leadership, Funding, VA loans, FHA Financing, VA Loans, Refinance

Education
Orange Coast College   1999 — 2001

Fountain Valley High School   1995 — 1999
GED

Experience
OGI MB   February 2014 - Present
New American Funding  July 2013 - September 2013
American Financial Network Inc.  February 2013 - June 2013
InHouseLender.com  February 2012 - January 2013
Four Seasons Realty  March 2011 - February 2012
DR Horton  December 2008 - February 2011
Remax associates  January 2007 - February 2009
Flagstar Bank  March 2007 - February 2008
Fidelity Home Loans   April 2003 - February 2007

Skills
Mortgage Lending, FHA, Investment Properties, Negotiation, Loan Modifications, Business Planning, Bilingual-English/Spanis..., Sales, Marketing, Mortgage Banking, Short Sales, Real Estate, REO, Foreclosures, Single Family Homes, Property, First Time Home Buyers, Condos, Selling, New Home Sales, Refinance, Loans, Reverse Mortgages, FHA financing, Sellers, HUD, SFR, Real Estate Transactions, Listings, Referrals, Real Estate Financing, Finance, Investors, Move Up Buyers, Vacation Homes, Residential Homes, Real Estate Economics, Real Property, USDA, Relocation, New Homes, Residential Mortgages, VA loans, Loan Origination, Buyer Representation, Loss Mitigation, Buyers, Relocation Buyers, ABR, Income Properties

Education
Universidad Centroamericana 'José Simeón Cañas'   1995 — 1998
Business administration, General Sales, Merchandising and Related Marketing Operations

Externado san jose, san salvador

Fullerton College

Experience
American Financial Network, Inc.   March 2015 - Present

Skills
Building Relationships, Relationship Management, Oral & Written..., Public Speaking, Creativity, Customer Service, Problem Solving, Leadership, Banking, Loans, Management, Mortgage Banking, Mortgage Lending, Negotiation, Residential Mortgages, Sales, Time Management, Credit, Real Estate, Strategic Planning, Refinance

Education
Pepperdine University   1986 — 1990
Bachelor of Science, Business Administration

Experience
Lincoln Mutual Home Mortgage   August 2015 - Present
American Financial Network Inc.  January 2013 - July 2015
Affiliated Funding Corp.   June 2012 - December 2012
Just Fund it Mortgage, A Division of Pinnacle Capital Mortgage   June 2011 - June 2012
World Funding Home Loans   January 2007 - May 2011
Countrywide Home Loans  October 2003 - October 2006
Guild Mortgage Company  November 1999 - September 2003

Skills
•Ability to speak,..., Refinance, Mortgage Lending, Loans, Investment Properties, Home Equity Lines of..., FHA, VA loans, FHA financing, CalHFA, Government Loans, Mortgage Banking, HomePath, Loan Origination, Down Payment Assistance, Non-Conforming, Residential Mortgages, 203K, Certified Mortgage..., Home Equity Loans, First Time Home Buyers, Real Estate Economics, Credit Analysis, Underwriting, Consumer Lending, Financial Structuring, Residential Homes, Single Family Homes, Fixed Rate Mortgages, Rates, Real Property, Relocation, Home Equity, Real Estate Financing, Credit, Referrals

Education
California State University-Fullerton   1997 — 2000
Business Administration and Management, General

Experience
American Financial Network, Inc.   June 2015 - Present
Kristen Eck Personal Concierge Services   2010 - 2014
The Bridal Bar  June 2007 - May 2011

Skills
Event Planning, Social Media Marketing, Event Management, Social Media, Public Speaking

Education
University of California, Los Angeles   2007 — 2009
BA, Anthropology, Middle Eastern Studies, English

Experience
American Financial Network, Inc.   1988 - Present
National Assocation of Equipment Leasing Broker   2006 - 2011

Skills
Loans, Credit, Credit Analysis, Funding, Financial Analysis, Loan Origination, Commercial Lending, Banking, Investments, Small Business Lending, Asset Based Lending, Financial Services, Underwriting, Portfolio Management, Finance, Small Business, Structured Finance, Risk Management, Real Estate, Due Diligence, Credit Risk

Education
Northwestern University   1984 — 1987
BA, Economics

Orange High School   1980 — 1984

Experience
American Financial Network, Inc.   May 2015 - Present
Mega Capital Funding Inc  May 2014 - April 2015
AAA Automobile club of Southern Calif   August 2012 - December 2013
Ovation Home Loans  July 2011 - July 2012
Option One Mortgage  2003 - 2008

Skills
Business Development, FHA, Loan Origination, Loans, Mortgage Lending, Non-Conforming, Mortgage Marketing, Financial Services, Home Equity Loans, Sales Process, Real Estate, Mortgage Banking, Insurance, Residential Mortgages, Sales, Refinance, USDA, Umbrella Insurance, Sales Management, VA loans, VA Loans

Education
California Lutheran University   1985 — 1987
Bachelors Arts, Business admin

Experience
American Financial Network, Inc.   August 2015 - Present

Skills
Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Research, English, Microsoft Office, Leadership

Education
University of Phoenix   2015 — 2019
Bachelor of Business Administration (B.B.A.), Hospitality Administration/Management

Experience
American Financial Network, Inc.   August 2015 - Present
The Courtyard Marriott   August 2013 - June 2015
The Piper's Tavern   June 2011 - August 2011
Dr. Amanda Keates   May 2011 - August 2011
Uptown Greenville  May 2010 - August 2010
The Piper's Tavern   May 2007 - August 2007
Prudential Carolinas Realty  May 2006 - June 2006

Skills
Customer Service, Event Planning, Hospitality, Hospitality Management, Hotels, Time Management, Public Relations, Leadership, Teamwork, Microsoft Word, Marketing Strategy, Hospitality Industry, Microsoft Excel, Outlook, Critical Thinking, Social Skills, Event Management, Customer Satisfaction, Training, Sales, Writing, Organization, Communication, Social Media Marketing, Research, Front Office, Creative Direction, Computer Proficiency, Multi Tasking, Problem Solving, Building Relationships, Team Leadership, Guest Recovery, Office Administration, Management, Mortgage Lending, Organizational..., Data Analysis

Education
East Carolina University   2007 — 2013
Bachelor of Science (BS), Hospitality Management, Special Events and Conventions Planning concentration

Experience
Tri-Emerald Financial Group, Inc.   March 2015 - Present
Exlnt Property Management   March 2009 - Present
American Financial Network, Inc.   March 2013 - October 2014
Excel Capital   October 2006 - September 2008
Gateway Bank FSB  July 2005 - May 2006
Lindstrom Financial Group, Inc.   February 2003 - May 2005
Wells Fargo Home Mortgage  June 2002 - February 2003
Wells Fargo Bank  January 2001 - June 2002

Education
Lake Forest College   1998 — 2000
Bachelor’s Degree, Bachelor of Sciences--Business, Cum Laude

Experience
Pacific Union Financial, LLC  March 2015 - Present
Independant Music Professional  January 2015 - Present
Student Loan Consolidations   September 2014 - January 2015
THE FINANCIAL CORP.   September 2013 - June 2014
American Financial Network Inc.  June 2012 - August 2013
North County Legal Services   2009 - April 2012
Country Care Hospital   January 2009 - January 2011

Skills
PowerPoint, Research, Customer Service, Facebook, Microsoft Office, Outlook, Event Management, Microsoft Excel, Microsoft Word, Public Speaking, Sales, Social Media, Strategic Planning, Social Networking, Team Building, Blogging, Leadership, Investment Properties, Finance, Social Media Marketing, Mortgage Banking, Loans, Marketing, Sales Management, Mortgage Lending, Marketing Strategy, Negotiation

Education
Saddleback College
Business/Corporate Communications

Cuesta College

Experience
South Pacific Financial Corp  June 2015 - Present
Health markets  September 2014 - Present
American Financial Network, Inc.   October 2014 - June 2015
Ajisen Ramen  March 2012 - October 2014
Ajisen Ramen  October 2008 - February 2012
Acupressure Experience   January 2005 - June 2008

Skills
Mortgage Lending, Credit, Banking, Finance, Mortgage Banking, Loan Origination, Refinance, FHA, Residential Mortgages, Life & Health Insurance..., loan processing, Credit Analysis, FHA Financing, Consumer Lending, Microsoft Excel, Loans

Education
University of Phoenix   2007 — 2011
Bachelor of Education (B.Ed.), Education & teaching English as a foreign language

Jurupa Valley High   1999 — 2003

National institute of traditional medicine
Massage therapy, Massage Therapy/Therapeutic Massage

Experience
AdCom8   April 2015 - Present
United States Marine Corps  October 2009 - October 2013
American Financial Network, Inc.   August 2012 - July 2013
Ralphs Grocery Company  November 2007 - December 2010

Skills
Microsoft Office, Management, Microsoft Excel, Microsoft Word, Research, PowerPoint, Sales, Leadership, Training, Photoshop

Education
Orange Coast College   2013 — 2015
Associate of Arts and Sciences (A.A.S.), Business Administration and Management, General

Aircraft Recovery School   2010 — 2011
Certification of completion , Airfield Maintenance and Safety, A

Experience
American Financial Network, Inc.   November 2014 - Present
Bixbay Industries   June 2009 - June 2015
Montage Resort and Spa  March 2004 - June 2015
Global Premier Development  February 2009 - June 2009

Skills
FHA, Mortgage Lending, Real Estate, Mortgage Banking, Loans, VA Loans, Accounts Payable, Customer Service, Finance, Financial Analysis, Logistics, Management, Marketing, Program Management, Sales, Supply Chain, Training

Education
Cal State Fullerton   2005 — 2007
Bachelors of Arts, Business Administration with emphasis on Finance

Experience
American Financial Network, Inc.   November 2014 - Present

Skills
Social Media, Banking, Finance, Sales, Microsoft Office

Education
Cincinnati State Technical and Community College   2009 — 2014
Associates in Science and Nursing, Registered Nursing/Registered Nurse

Experience
American Financial Network Inc.  February 2014 - Present
American Financial Network Inc.  February 2013 - Present
American Financial Network Inc.  September 2013 - February 2014
EduCapital Group   January 2012 - May 2012
APU International School  August 2011 - January 2012
University of California  May 2010 - June 2011
UC Irvine  September 2008 - June 2011
Harvey & Company, LLC   September 2010 - February 2011
Mesa Court Council   September 2008 - June 2009

Skills
English, Fluent Vietnamese, Eviews, Stata, TEFL, DataTrac, Compliance, Real Estate, Real Estate Financing, Legal Compliance, Awesomeness, Research, Financial Analysis, SPSS, Analysis, Economics, Data Analysis, Mergers & Acquisitions, Due Diligence, Valuation, PowerPoint, EViews, Leadership, Microsoft Office, Management, Microsoft Excel, Public Speaking

Education
Claremont Graduate University - Peter F. Drucker and Masatoshi Ito Graduate School of Management   2014 — 2016
MBA, Business Administration and Management, General

University of California, Irvine   2008 — 2011
Bachelors of Arts, Business Economics

Experience
Farmers Insurance  June 2015 - Present
American Financial Network, Inc.   December 2014 - August 2015
Advisors Mortgage Group, LLC  April 2013 - June 2014
Atlantic Pacific Mortgage  May 2012 - March 2013
Safetrust Financial   October 2008 - April 2012

Skills
Mortgage Lending, Loans, Residential Mortgages, Loan Origination, FHA, Mortgage Banking, Refinance, VA loans, Credit, Sales Management, New Business Development, Banking, Real Estate, Finance, Marketing, Cold Calling, Marketing Strategy, First Time Home Buyers, Selling, Sales, Investment Properties, Real Estate Transactions, Investments, Funding, Commercial Mortgages, Credit Analysis, Commercial Lending, Underwriting, USDA, Real Estate Financing, Customer Service, FHA financing, Residential Homes, Investors, Credit Risk, Referrals, Negotiation, Executive Management, REO, Retail Banking, Consumer Lending, Branch Management, Short Sales, Financial Risk, Mortgage Marketing, Cross Selling, Loan Servicing, Property Management, Foreclosures, Real Estate Economics

Education
Stockton University   1997 — 2000
Biology, Biology, General

Mercer County Community College   1994 — 1997
Associate of Arts (AA), Liberal Arts and Sciences, General Studies and Humanities

Experience
American Financial Network, Inc.   December 2014 - Present
XOXO Design   January 2012 - Present
PMAC Lending Services Inc.  January 2014 - November 2014
Residential Finance  September 2012 - December 2013
Franklin University  October 2008 - September 2012

Education
Franklin University   2009 — 2012
Bachelor's Degree, eMarketing

Columbus State Community College   2007 — 2010
Associates, Graphic Design

Experience
American Financial Network, Inc.   May 2015 - Present
Re/Max Classic  October 2014 - May 2015
Farmers Ranch Market   January 2009 - October 2014
Century 21 beachside  May 2008 - August 2009

Skills
Real Estate, Negotiation, Customer Service, Networking, Purchase Contracts, Management, Loan Officer, Mortgage Lending, FHA Financing, VA Loans

Education
California State Polytechnic University-Pomona   2005 — 2009
Bachelor's Degree, Business Entrepreneurship, 3.5

Fullerton College   2002 — 2005
Associate’s Degree, GE

Experience
American Financial Network, Inc.   August 2015 - Present
Accenture  November 2013 - August 2015
Wells Fargo Home Mortgage  April 2013 - November 2013
Wells Fargo Home Mortgage  October 2009 - April 2013
L & L Notary   January 2005 - May 2009
Ameriquest Mortgage  September 2001 - December 2004

Skills
Mortgage Underwriting, Management, Team Leadership, Team Management, Performance Appraisal, Credit Appraisals, collateral review, CHUMS, Creativity, Creative Problem Solving, Time Management, Underwriting, Collateral Management, coaching, Escalation Resolution, Trend Analysis, Quality Auditing, Customer Service, Employee Training, Diversity, Coaching, Sales, Training, FHA

Education
Northern Arizona University   1995 — 1997
Bachelor of Science (BS), Hospitality Administration/Management

Experience
Freedom Mortgage  June 2015 - Present
American Financial Network, Inc.   April 2015 - June 2015

Skills
Management, Customer Service, Public Speaking, Banking, Credit, Investment Properties, Leadership, Loans, Microsoft Office, Mortgage Banking, Mortgage Lending, Real Estate, Refinance, Residential Mortgages

Education
Northern Arizona University

Experience
Tri-Emerald Financial Group  May 2015 - Present
American Financial Network, Inc.   March 2014 - Present
Tri-Emerald Financial Group  March 2010 - March 2014
Home Savings of America/ Paradigm   March 2008 - May 2010
United Equity Partners   July 2002 - February 2008
LoanIsland   2007 - 2007
Goldwest Realtors   1986 - 1989

Skills
Loans, Residential Homes, Mortgage Lending, FHA, Reverse Mortgages, Refinance, Residential Mortgages, Real Estate, Construction Loans, VA loans, Certified Mortgage..., Banking, Commercial Real Estate, Credit, FHA financing, Finance, First Time Home Buyers, Foreclosures, Government Loans, Investment Properties, Commercial Lending, Leadership, Loan Origination, Mortgage Banking, Real Estate Economics, Real Estate Financing, Real Estate Transactions, Sales, Sellers, Single Family Homes, USDA, REO, Investors, Referrals, Condos

Education
Fullerton College   1983 — 1985
Business

California Department of Real Estate DRE

La Serna

NMLS
Nationwide Mortgage Licensing System, Number: 316101

Experience
American Bank  April 2015 - Present
American Financial Network, Inc.   December 2014 - Present
Maverick Funding  April 2014 - December 2014
First Option Mortgage  December 2012 - April 2014
State Farm  April 2012 - December 2012
Chester Art of Dance   October 2006 - January 2010

Skills
Mortgage Lending, Sales, Finance, Credit, Loans

Education
The Ohio State University   2010 — 2012
Bachelor's Degree, Economics

Experience
Right Start Mortgage, Wholesale  May 2015 - Present
American Financial Network, Inc.   December 2014 - Present

Skills
Leadership, Microsoft Office, First Time Home Buyers, Customer Service, Foreclosures, Investment Properties, Mortgage Lending, Real Estate, Real Estate Transactions, FHA

Education
California State University San Marcos

Experience
American Financial Network Inc.  July 2014 - Present
Omni-Fund, Inc  December 2008 - December 2013
Directors Financial Group  April 2011 - January 2012
Franklin Financial  January 2005 - October 2008
Franklin Financial  January 2003 - December 2004

Skills
Mortgage Lending, FHA, Refinance, Loans, Real Estate Financing, Construction Loans, Real Estate Economics, Customer Service, Real Estate, Investments, VA loans, Funding, USDA, Loan Origination, Real Estate Transactions, Reverse Mortgages, Credit, Investment Properties, FHA financing, Underwriting, Rates, Sales Management, Credit Card Terminals, Small Business, First Time Home Buyers, Referrals, Finance, Mortgage Banking, Residential Mortgages, VA, Wholesale, Branch Banking, Hedge Funds, Merchant Banking, Credit Card Transaction..., Origination, Private Equity, \, Credit Card Fraud, Merchant Card Processing, Merchant Services, VA Loans, FHA Financing

Education
Univ of Phoenix   2008 — 2010
Bachelors, Business Management

Curry College   2003 — 2005
Bachelor's, Business Management

Experience
American Financial Network, Inc.   May 2009 - Present
Business Development Manager at Barrett Business Services, Inc. (BBSI)   March 2008 - October 2008
21st Century Fianancial   2005 - 2008
Aztec Empire, Inc   November 2000 - 2005

Skills
Investment Properties, Condos, Refinance, First Time Home Buyers, Short Sales, Real Estate, FHA, Mortgage Lending, Foreclosures, Investments, Sales, Insurance, Public Speaking, Property Management, Real Estate Transactions, Sellers, Mortgage Banking, REO, Loan Origination, USDA, Finance

Education
California State Polytechnic University-Pomona   1980 — 1985
Finance, Real Estate and Law

California State Polytechnic University-Pomona

Experience
American Financial Network, Inc.   October 2014 - Present
Bank of America  August 2012 - March 2014
JPMorgan Chase  November 2007 - July 2012
Chase  January 2007 - November 2007
ResMAE Mortgage Corporation  February 2005 - January 2007
Chase  March 2003 - February 2005

Skills
Microsoft Office, Fidelity, Edge, Microsoft Word, Microsoft Excel, Mortgage Lending, Loans, FHA, Banking, Foreclosures, Funding, REO, Closings, Call Centers, Loan Servicing, Loan Origination, Refinance, FHA Financing, Home Equity Loans, Loan Modifications, Telephone Skills, Mortgage Servicing, Lotus Notes, Mortgage Banking

Education
Cerritos College   1996 — 2000
None, Undeclared

Norwalk High School   1992 — 1996
High school Diploma, College prep

Experience
American Financial Network, Inc.   January 2015 - Present
Contact One Inc   March 1999 - January 2010

Skills
Microsoft Excel, Microsoft Office, Management, Marketing, Analytical Skills, Accounts Payable, Business, Business Analysis, Collections, Credit, Expenses, Energy, Environments, Financial Risk, Investment Properties, Integrity, Joint Ventures, Key Account, Key Account Management, Library, Networking, Negotiation, Outlook, Overseeing, Sales Operations, Projects, Price, Practices, QuickBooks, Respect, Sales, Spanish, Shipping, Savings, Trends, Translation, Tourism, Updating, Vendor, Vision, Volunteering, Websites, Cash Flow, Cleantech, Finance, Contract Negotiation, Funding, Public Speaking, Solar Energy, Venture Financing

Education
University of Phoenix-Southern California Campus   2003 — 2006
Bachelor of Applied Science (B.A.Sc.), Business Administration and Management, General

Mt. San Antonio College   1993 — 1995
General Studies, Business/Commerce, General

Experience
American Financial Network, Inc.   August 2015 - Present
InterContinental Capital Group  October 2014 - August 2015
Reliance First Capital, LLC  June 2014 - October 2014
Equity Loans, LLC  December 2013 - May 2014
MCS Mortgage Bankers, Inc.   June 2013 - November 2013
BRL Entertainment   January 2008 - October 2013
Nations Lending Corportation  November 2011 - April 2013
PNC  March 2011 - December 2011
AmeriFirst Home Mortgage  February 2009 - March 2011

Skills
Credit, Mortgage Lending, Music Management, Marketing Strategy, Online Marketing, Sales, Entertainment, Marketing, Selling, Lead Generation, Social Networking, Customer Service, Management, Loans, Social Media Marketing, Strategic Planning, Competitive Analysis, Marketing Communications, Sales Operations, Sales Force Development, Direct Marketing, Small Business, Cold Calling, Banking, New Business Development, Finance, Cross-functional Team..., Time Management, Sales Management, Leadership, Business Development, Networking, Underwriting, Team Building, Entrepreneurship, Customer Retention, Public Speaking, Account Management, Direct Sales, Coaching, Mergers & Acquisitions, Customer Satisfaction, Negotiation, Start-ups, Business Planning, Advertising, Local Area Network, Consulting, Market Research, Training

Education
Kent State University   1999 — 2005
B.B.A., Marketing/Post Baccalaureate work in Accounting, Cumulative: 3.46 Major: 3.89

Twinsburg High School   1996 — 1999

John Carroll University   2006 — 2007
Master of Business Administration (M.B.A.), Finance, General, 1 year

Experience
SoCalGas  April 2015 - Present
Southern California Gas CompanyAna   February 2015 - Present
King Street Capital Managementlin   October 2013 - October 2014
American Financial Network Inc.  August 2012 - September 2013

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Communication, Leadership, Determination, Goal Oriented, Teamwork, Team Management, Public Speaking, PowerPoint, Social Media, Friendliness, Organization, Sales, Marketing, Computers, FHA, Residential Mortgages, VA loans, FHA financing, Credit, Loans, Mortgage Banking, Team Leadership, Management, Refinance, Finance, Facebook, Real Estate, Training, Data Entry, Mortgage Lending, Banking, Budgets, Strategic Planning, Financial Analysis, Accounting, Investments, Team Building, Coaching, Social Media Marketing, Event Management, Computer Science, Computer Program, HTML, Python, C++, Analysis, QuickBooks

Education
Vanguard University of Southern California   2009 — 2011
Bachelor of Arts (BA), Business Administration

Cerritos College   2007 — 2009
AA, Liberal Arts

Experience
American Financial Network, Inc.   April 2015 - Present
Family First Funding, LLC  October 2014 - March 2015
Mortgage Unlimited, LLC   June 2014 - October 2014
Absolute Home Mortgage Corp.  March 2012 - June 2014
HomeFirst Mortgage Services   May 2010 - June 2011
WFS Mortgage Services   January 2001 - April 2010

Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Loans, FHA

Education
Campbell University   1986 — 1988
Bachelor's Degree, Business Administration

Ocean County College   1984 — 1986
Associates Degree, Business Administration

Experience
CoreStrategy Corporation   June 2014 - May 2015
American Financial Network, Inc.   October 2012 - December 2013
Prospect Mortgage, LLC  August 2010 - September 2011
IGN Entertainment  March 2008 - March 2010

Education
University of California, Riverside   2004 — 2008
Bachelors of Science, Business Adminstration

Irvine Valley College
Biology/Biological Sciences, General

Experience
Insperity  October 2013 - Present
Velocity Vehicle Group  March 2012 - June 2013
American Financial Network Inc.  July 2009 - June 2010
Progressive Loan Funding  August 2004 - July 2009

Skills
Payroll, Prevailing Wage, FLSA, Human Resources, Wage & Hour, Customer Service, Administrative..., Mortgage Lending, Employee Benefits, Microsoft Excel, Microsoft Office, Travel Planning, Loans, Data Entry, Outlook, Microsoft Word, PowerPoint, Social Media, Telephone Skills

Education
California State University-Fullerton   2015 — 2017
Bachelor’s Degree, Organizational Leadership

Fullerton College   2011 — 2015
Early Childhood Education and Teaching

Cal State Fullerton   2012 — 2012
Human Resources Management and Services

Experience
American Financial Network, Inc.   September 2015 - Present
Lakeview Loan Servicing  May 2013 - April 2015
Philadelphia area  November 2011 - October 2012
Cardinal Financial Company, Mortgage Bankers  May 2010 - November 2010
GMAC ResCap  May 2009 - May 2010
Interbay Funding  December 2001 - April 2008
Home Finance of America  June 2000 - July 2001

Skills
Mortgage Lending, Credit, Loans, Residential Mortgages, Loss Mitigation, Lotus Notes, Appraisals, Finance, FHA, Loan Origination, Real Estate, Mortgage Banking, Mortgage Servicing, Underwriting, Loan Servicing, Refinance, Banking, Credit Analysis, Mortgage Underwriting, Investment Properties, VA Loans

Education
University of Pittsburgh   1996 — 2000
Bachelor of Arts (B.A.), History

Bucks County Community College

Experience
American Financial Network, Inc.   February 2015 — Present
Cal South California State Soccer Association-South  July 2010 — Present
DB Schenker  August 2013 — February 2015
Arsenal Soccer Club   February 2012 — August 2013
Major League Soccer  July 2008 — January 2010

Skills
Sports Management, Sports, Sports Marketing, Public Speaking, Sports Coaching, Soccer, Professional Sports, Sports Industry, Player Development, Athletic Training, Customer Service, Microsoft Excel, Scouting, Sponsorship, Football, Athletics, Coaching, Social Media, Social Networking, Fitness, Marketing, Leadership, Social Media Marketing, Microsoft Office, Public Relations, PowerPoint, Sales, Management

Education
Chaffey College   2013 — 2015
Associate's Degree, Accounting and Finance

University of California, Santa Barbara   2006 — 2008
Accounting, Accounting and Finance

Experience
American Financial Network, Inc.   June 2015 - Present
W.J. Bradley Mortgage Capital, LLC   January 2015 - June 2015
U.S. Bank   March 2013 - January 2015
Guarantee Mortgage Corp.  February 2010 - March 2013
Washington Mutual  May 2006 - February 2008
Countrywide Home Loans  January 2006 - May 2006
Washington Mutual  December 2002 - November 2005
First Portfolio   September 2002 - December 2002
First Federal Mortgage Bankers   December 1997 - September 2002

Skills
Loans, Mortgage Lending, Customer Service, Analysis, Insurance, Funding, Mortgage Banking, Credit, Loan Origination, FHA, Underwriting, Residential Mortgages, Refinance, Banking, Financial Analysis

Education
San Jose State University   1994 — 2003

Experience
American Financial Network, Inc.   November 2012 - Present
Home Mortgage Support Services, Inc.   June 2005 - May 2012
Secured Funding  May 2003 - May 2005
Starpoint Solutions  February 1998 - January 2003

Skills
Investment Properties, Marketing, Loans, Mortgage Banking, Mergers & Acquisitions, Customer Service, FHA, Negotiation, Mortgage Lending, Credit, Management, Real Estate, Residential Homes, Refinance, Finance, Sales, Venture Capital, Loan Origination, Business Strategy, USDA, Private Equity, Start-ups, VA Loans, Foreclosures, HUD, Sales Management, First Time Home Buyers, Investors, Banking, REO, FHA Financing, Residential Mortgages

Education
Montclair State University   1993 — 1997
Bachelor's Degree, Business Administration, Management and Operations

Paramus High School   1988 — 1992
High School

Experience
Miller Financial   June 2013 - Present
Straight to Docs   June 2012 - Present
Community Lending Services  May 2008 - May 2013
American Financial Network Inc.  May 2010 - May 2011
Universal American Mortgage Company  April 2005 - January 2008
Lennar  2005 - 2008
Empire Bancorp   October 2004 - April 2005
Home Selling Specialist   July 2004 - April 2005
Community Lending Services  June 2002 - July 2004

Skills
FHA financing, VA home loans, HARP loans, USDA loans, Conventional home loans, FHA, Refinance, Investment Properties, Real Estate, Loan Origination, Loans, Buyers, Consumer Lending, Credit Analysis, Credit, Customer Service, FHA Financing, Finance, First Time Home Buyers, Foreclosures, Government Loans, Management, Marketing, Mortgage Banking, Mortgage Lending, Mortgage Marketing, New Home Sales, New Homes, Property, Real Estate Economics, Real Estate Financing, Real Estate Transactions, Referrals, Relocation, Residential Homes, Residential Mortgages, Reverse Mortgages, Sales, Sellers, Short Sales, Single Family Homes, Title Insurance, Training, USDA, VA Loans, VA loans

Education
California State University-San Marcos - College of Business Administration
Business Management

Palomar College
AS, Liberal Studies

Experience
American Financial Network Inc.  August 2012 - Present
FIRST CHOICE LOAN SERVICES INC.  December 2011 - August 2012
Mitigation Law Center   November 2008 - January 2011
Merrill Lynch  December 2004 - March 2008

Skills
Legal Writing, Commercial Litigation, Civil Litigation, Legal Research, Litigation

Education
Chapman University, School of Law   2001 — 2004
Doctor of Law (JD), Taxation

California State University-Long Beach   1998 — 2000
Bachelor of Science (B.S.), Psychology

California Polytechnic State University-San Luis Obispo   1996 — 1998
Bachelor of Science (B.S.), Psychology

Experience
American Financial Network, Inc.   February 2015 - Present
Family First Funding   September 2014 - February 2015
Weichert Realtors  October 2013 - October 2014
Weichert Financial Services  May 1998 - May 2013
Weichert  May 1998 - May 2013

Skills
First Time Home Buyers, Sellers, Investment Properties, Real Estate, Referrals, Short Sales, Residential Homes, Selling, Relocation, FHA, REO, Condos, Foreclosures, Listings, Single Family Homes, Buyer Representation, Investors, Rentals, Mortgage Lending, SFR, Mortgage Banking, Credit, Refinance, Real Estate Transactions, USDA, Sales

Education
Rider College   1985 — 1989
Bachelor of Arts (BA), Business/Corporate Communications

Rider University   1985 — 1989
Bachelor of Arts (BA), Business Communications

Experience
American Financial Network, Inc.   August 2015 - Present
Eagle Home Mortage   August 2014 - Present
Amcap Mortgage   April 2014 - August 2014
Guild Mortgage  January 2013 - April 2014
Century Management  June 2010 - November 2012

Skills
Asset Managment, Investments, New Business Development, Asset Management, Banking, Wealth Management, Real Estate Development, Finance, Portfolio Management, Loans, Selling, Real Estate, Management, Financial Analysis, Mortgage Lending, Loan Origination, Investment Properties, Business Development, Sales

Education
American International College   1975 — 1981
BS, Criminal Justice

Experience
Geneva Financial LLC  April 2015 - Present
American Financial Network, Inc.   November 2014 - April 2015
MLD Mortgage Inc./DBA The Money Store   November 2013 - August 2014
iServe Residential Lending  July 2012 - February 2013
PMR Capital Funding   June 2008 - July 2012
Downey Savings  June 2007 - April 2008
Deutsche Bank, db home lending   January 2006 - April 2007
Citi Financial Mortgage  October 2005 - January 2006
IMPAC Funding (Novelle Financial)   October 2000 - October 2005

Skills
Contract Negotiation, Team Building, Credit Analysis, Campaign Management, Loans

Education
George Mason University   1979 — 1983
BS, Management

American University   1978 — 1979
Business Law

Experience
Coldwell Banker Diamond Realtors  May 2015 - Present
American Financial Network, Inc.   April 2015 - May 2015
American Financial Network Inc.  September 2012 - April 2015
National Mitigation Services   June 2009 - September 2012

Skills
Real Estate

Education
University of Nevada-Las Vegas
Bachelor's degree in Liberal Arts

Experience
American Financial Network, Inc.   February 2015 - Present
International Paper  July 2005 - March 2009
BANK OF AMERICA  2002 - 2005
YELLOW GLOBAL, INC   January 2000 - January 2001
SAMUEL SHAPIRO & CO., INC   January 1998 - January 2000
ROGERS & BROWN CUSTOMS HOUSE BROKER   January 1995 - January 1998

Education
College of Charleston   1989 — 1994
BA, Corporate Communications / Business

Experience
Primary Residential Mortgage, Inc.   March 2013 - Present
American Financial Network Inc.  May 2006 - October 2012

Skills
Short Sales, Foreclosures, REO, FHA, Real Estate Economics, Investment Properties, Real Estate, First Time Home Buyers

Education
California State University-Northridge   1971 — 1975
B.S., Political Science

Verdugo Hills High School   1968 — 1971
Political Science

Experience
American Financial Network, Inc.   September 2015 - Present
Loan Simple, Inc  February 2015 - Present
Bank of America  October 2014 - February 2015
Platinum Home Mortgage (NMLS ID #13589)   November 2013 - February 2014
Fruzen Yogurt Group   March 2011 - September 2013
Kaplan Higher Education  July 2008 - March 2010
Ocwen Financial Corporation  December 2007 - October 2008

Skills
Business Strategy, New Business Development, Strategic Planning, Management, Marketing Strategy, Leadership, Recruiting, Strategy, Investments, Mortgage Lending, Exit Strategies, Human Resources, Start-up Consulting, Team Building, Sales, Banking, Management Consulting, Strategy Development, Six Sigma, Loans, Credit, Customer Service

Education
Concord Law School - Kaplan University   2010 — 2013
Executive Juris Doctorate/ EJD, Corporate Law and Taxation

University of the Incarnate Word   2000 — 2003
Master of Business Administration (MBA), Marketing/Marketing Management, General, 3.9

University of the Incarnate Word   2000 — 2003
Bachelor’s Degree, MKT/MGT

Experience
Home Funding Corp.  October 2013 - Present
American Financial Network, Inc.   October 2010 - October 2013
Castle Home Loans   June 2001 - January 2008

Skills
Loans, Refinance, Loan Origination, First Time Home Buyers, Investment Properties, REO, FHA, Mortgage Lending, Mortgage Banking, Residential Mortgages, VA loans, Real Estate, USDA, Real Estate Financing, FHA financing, Certified Short Sales, Rapid Credit Re-Scoring, Commercial Lending, Jumbo loans, Real Estate Transactions

Education
Cal State Long Beach   1998 — 2001
Business Administration

Long Beach City College   1993 — 1996
AA, General Education

Experience
OGI Mortgage Bankers  March 2015 - Present
In House Lending   2012 - Present
American Financial Network, Inc  December 2012 - March 2015
Majestic Home Loan  2010 - 2012

Skills
Finance, Real Estate, Loans, Loss Mitigation, Banking, Construction Loans, Certified Mortgage..., FHA, Reverse Mortgages, Investment Properties, Investments, Sales, Government Loans, VA loans, Mortgage Banking, Real Estate Financing, Marketing, Credit, Refinance, Mortgage Lending, Real Estate Economics, Underwriting, Investors, FHA financing, Loan Origination, USDA, Customer Service, First Time Home Buyers, Mortgage Underwriting, Residential Mortgages, Residential Homes

Education
Fullerton College   2010 — 2012
AA, and transfer, Business Marketing, Business Finances

Experience
American Financial Network, Inc.   Branch ManagerFreedom MortgageNovember 2006 - 2014
Mortgage Pro USA  December 2005 - November 2006
American Mortgage  September 2004 - December 2005
Cyberwize Inc.   May 2001 - September 2004

Education
Northern Arizona University
Bachelor of Arts (B.A.), Liberal Studies - Bails

Mohave Community College
Associate of Arts Degree, Business Emphasis w/ a Minor in Psycholofy, Graduated Phi Theta with a 3.98 GPA

Extensive Self Education through books audio series, workshops & seminars