Experience
American Financial Network, Inc.   July 2015 - Present
Waterstone Mortgage Corporation   March 2013 - May 2014
Peoples Bank  2010 - 2012

Skills
Loans, Credit, Loan Origination, Sales, Mortgage Banking, Mortgage Lending, Property & Casualty..., Life & Health Insurance..., Real Estate

Education
Ohio Dominican University   2007 — 2009
Master of Business Administration (MBA), Finance, General, 3.71

Ohio University   1998 — 2003
Bachelor of Communications, Business/Corporate Communications

Experience
Sweor, LLC   January 2015 - Present
Waterstone Mortgage Corporation   May 2014 - January 2015
Nordstrom  May 2013 - June 2014
Nordstrom  August 2011 - May 2013
Pavoloni International Translators and Interpreters   January 2009 - March 2013
Phi Gamma Delta - Mu Sigma Chapter   January 2011 - January 2012
Hill Center for Ethical Business Leadership   May 2009 - June 2009

Skills
Sales, Leadership, Customer Service, Marketing, Public Speaking, Time Management, Management, Social Media, Entrepreneurship, Event Planning, Retail, Facebook, Social Networking, Philanthropy, Microsoft Excel, Branding, Spanish, Customer Satisfaction, Business Development, Leadership Development

Education
University of Minnesota-Twin Cities   2009 — 2013
BA, Political Science with Emphasis in Global Politics

University of Minnesota - Carlson School of Management   2011 — 2013
Management Minor

Experience
Wisconsin Mortgage Corporation  August 2014 - Present
Waterstone Mortgage Corporation   November 2013 - August 2014
Wisconsin Mortgage Corporation  June 2007 - November 2013
Make A Difference - Wisconsin  2007 - May 2012
IBS & Corvinus University of Budapest   September 2002 - June 2005
General Cable  June 2000 - November 2001

Skills
Analysis, Customer Service, Engineering, Marketing, Mortgage Lending, Negotiation, Operations Management, Public Speaking, Real Estate, Sales, Selling, Cross-functional Team..., Loans, Project Management, Leadership

Education
University of Cincinnati   1995 — 1998
MS, Industrial Engineering

Rose-Hulman Institute of Technology   1990 — 1994
BS, Mechanical Engineering

Otto-von-Guericke-Universität Magdeburg   1992 — 1993
Mechanical Engineering

Experience
Waterstone Mortgage Corporation   April 2011 - Present
American Home Bank  2007 - April 2011
Advanced Mortgage Concepts   March 1998 - March 2007

Skills
Residential Mortgages, VA, Mortgage Industry, FHA, Mortgage Lending, Refinance, First Time Home Buyers, Investment Properties, New Home Sales, Mortgage Planning, Real Estate, Short Sales, Reverse Mortgages, Real Estate Investment, Real Estate Transactions, Mortgage Banking, Finance, Certified Mortgage..., Loans, Relocation, Sellers, Credit, USDA, Property Management, FHA financing, VA loans, Referrals, Loan Origination, Investors, Foreclosures, Sales, Investments, Residential Homes, Single Family Homes, REO, FHA Financing, VA Loans, Condos

Education
Temple University   1975 — 1978
MS, Marketing

Penn State University
Bachelor of Science (BS), Marketing/Management

Experience
Fairway Independent Mortgage Corporation  February 2015 - Present
Waterstone Mortgage Corporation   December 2012 - February 2015
Waterstone Mortgage Corporation   March 2010 - December 2013
Universal Mortgage Corporation  March 2007 - March 2010

Skills
Mortgage Lending, FHA, Mortgage Banking, Underwriting, Loans, Loan Origination, Residential Mortgages, FHA financing, Sales, Reverse Mortgages, Mortgage Underwriting, Refinance, USDA, Home Equity Loans, Credit

Education
University of Phoenix   2009 — 2011
Bachelors Degree, Criminal Justice

Milwaukee Area Technical College
Associate Degree, Criminal Justice

University of Phoenix
Bachelor's degree, Criminal Justice

Experience
Stearns Lending, LLC  October 2013 - Present
Green Tree Servicing  February 2013 - September 2013
GMAC RESCAP  September 2012 - February 2013
US Bank  June 2011 - August 2012
Waterstone Mortgage Corporation   January 2010 - July 2011
Superior Mortgage Group LLC   June 2006 - December 2009
Landstone Mortgage LLC   September 2005 - June 2006
CPLC Mortgage LLC   May 2003 - August 2005
West America Mortgage Company   May 2001 - May 2003
Honeywell Corporation  April 1997 - May 2001

Skills
Bilingual, Underwriting, Mortgage Banking, Loan Origination, Residential Mortgages, Investment Properties, Real Estate, FHA, Refinance, Credit, REO, Residential Homes, Banking, Portfolio Management, Finance, Referrals, Loan Servicing, Leadership, Real Estate Financing, Sellers, FHA financing, Mortgage Underwriting, Reverse Mortgages, Mortgage Lending, Loans, VA Loans, First Time Home Buyers, Credit Analysis, Sales, Foreclosures, Investments, Investors, Short Sales, Single Family Homes, USDA, Management, Real Estate Transactions, Customer Service

Education
Waterstone Mortgage Corporation   2010 — 2011
Certified Path 2 Buy Coach, Banking and Financial Support Services

Haluch & Associates, LTD   1997 — 1998
Workshop in Negotiating Skills, Logistics, Materials, and Supply Chain Management

University of Phoenix   1995 — 1997
Bachelor of Science, Business Administration/Finance

ITT/ Arizona Tech/ Mesa Community College   1978 — 1981
AA, Electronics Technician

Superior High School   1975 — 1978
Honor Society, High School/Secondary Diplomas and Certificates

University of Tennessee
Lean Enterprise Systems and Design, Logistics, Materials, and Supply Chain Management

Experience
Omni Resources  May 2014 - Present
Northwestern Mutual (contracted by Adecco)   December 2013 - April 2014
Milwaukee County IMSD (contract by NRC)   August 2013 - December 2013
Johnson Controls  June 2013 - August 2013
D+H Mortgagebot  May 2013 - June 2013
Equipment Optimization Services   September 2012 - January 2013
Waterstone Mortgage Corporation   February 2012 - November 2012
Northwestern Mutual  November 2011 - September 2012
Hawkeye Block Watch   January 2000 - December 2011
FedEx Services  June 2007 - November 2011

Skills
Microsoft Excel, SharePoint, Outlook, Customer Service, Office Management, Team Building, Access, Team Leadership, Project Management, Publisher 2007, PowerPoint, Microsoft Word, SharePoint Designer, Windows Sharepoint..., Budgets, Marketing, CRM databases, Customer Satisfaction, Graphic Presentations, Community Outreach, Training, Social Networking, Travel Arrangements, Scheduling Management, Contracts Administrators, Human Resources, Program Management, Process Improvement, Procedure Creation, Budget Reconciliation, Process Flow..., Procedure Manuals, Budget Models, Employee Relations, Executive..., Mortgage Disclosures, Document Conversion, Calendaring, Live Meeting, Expense Reports, TeamForge, Networking, Detailed Organization, Interview Preparation, Job Fairs, Training Manuals, Benefits Administration, Asset Managment, Asset Management..., Polycom Video...

Education
Truman State University   1990 — 1991
Engineering

High School   1986 — 1990
Diploma, College Prep & Co-Op

Experience
Waterstone Mortgage Corporation   June 2014 - Present
Alerus Mortgage  January 2013 - June 2014
Henri Bendel  October 2012 - January 2013
Residential Mortgage Group   February 2010 - December 2012
Nordstrom  October 2011 - October 2012
BLVD Kitchen and Bar   July 2011 - October 2011

Skills
Microsoft Office, PowerPoint, Microsoft Excel, Microsoft Word, Customer Service, Facebook, Social Media, Event Planning, Sales, Marketing, Retail, Selling, Entrepreneurship

Education
University of Minnesota-Twin Cities   2009 — 2013
BA, Global Politics and Management

Experience
Waterstone Mortgage Corporation   July 2013 - Present
Top Flite Financial  June 2009 - August 2013
Care Animal Hospital of Libertyville   April 2006 - May 2009

Skills
Leadership Development, Sales Management, Employee Training, Employee Relations, Team Leadership, Organizational..., Organizational..., Human Resources, Loans, Leadership, Management, Mortgage Lending, Training, Marketing

Education
Northwest Missouri State University   1996 — 2000
Bachelor's degree, Fashion Merchandising

Blue Springs South High School   1992 — 1995
General Education

Experience
Sendik's Food Market  March 2014 - Present
Randstad  July 2013 - February 2014
Randstad  March 2012 - July 2013
Waterstone Mortgage Corporation   June 2011 - October 2011
On Broadway, Inc  November 2010 - April 2011

Skills
Word, Illustrator, Photoshop, PowerPoint, InDesign, Dreamweaver, Sourcing, Interviewing, Customer Service, Microsoft Word, Interviews, Marketing Communications, Temporary Placement, Temporary Staffing, Recruiting, Microsoft Office, Human Resources, Talent Acquisition, Employee Relations, Cold Calling, Permanent Placement, Payroll

Education
St. Norbert College   2007 — 2011
Bachelor of Arts, Communications

Experience
Nova Home Loans  July 2013 - Present
Crossline Capital  2012 - 2013
Citywide Home Loans  August 2011 - October 2011
Waterstone Mortgage Corporation   2011 - 2011

Skills
Loans, Mortgage Banking, Investment Properties, Credit, Mortgage Marketing, Investors, Real Estate, Mortgage Lending

Education
City Honors High School   1981 — 1987

University at Buffalo

Experience
Keller Williams Indy Metro NE   January 2015 - Present
Liller Enterprise   August 2014 - Present
Waterstone Mortgage Corporation   August 2013 - August 2014
Inlanta Mortgage  April 2010 - August 2013
Dinsmore & Shohl LLP  June 1995 - May 1999

Skills
Social Media, Social Networking, Credit, Leadership, Social Media Marketing, Marketing, Customer Service, Marketing Communications, Microsoft Office, Loans, Teamwork, Training, Real Estate

Education
University of Cincinnati   1989 — 1994
BA, Sociology & Paralegal

University of Cincinnati   1989 — 1994
Bachelor's degree

Experience
FEMBI First Equity Mortgage Bankers, Inc. NMLS 251802   August 2013 - Present
Waterstone Mortgage Corporation   January 2013 - June 2013
Regions Bank  December 2011 - December 2012

Skills
Assisting clients find..., Qualifying clients for..., Providing an..., All aspects of Mortgage..., Refinance, FHA, Mortgage Lending, Mortgage Banking, USDA, Loans, Finance, Sales, Software Documentation, Credit, Loan Origination, Credit Analysis, Residential Mortgages, Banking, Purchasing, VA loans, Commercial Lending, Construction Loans, Consumer Lending, Reverse Mortgages

Education
University of Colorado at Boulder   1981 — 1983
BA - MCD Biology, Molecular, Cellular & Developmental Biology

University of Minnesota   1975 — 1978
Pre-Medicine/Pre-Medical Studies, Pre-Medicine/Pre-Medical Studies

Experience
Waterstone Mortgage Corporation   August 2013 - Present
Boone County National Bank  February 2009 - August 2013

Skills
Mortgage Lending, Loans, FHA, Refinance, Mortgage Banking, Residential Mortgages, Loan Origination, Credit, USDA, VA loans, Banking, FHA financing, Deposits, Small Business Lending, Consumer Lending

Education
Southwest Baptist University   2002 — 2006
Bachelor of Science (BS), Education

Experience
Waterstone Mortgage Corporation   December 2011 - Present
Sun Mortgage   January 2011 - January 2012
Harbortouch  August 2010 - January 2011
Prospect Mortgage, LLC  April 2010 - July 2010
Wells Fargo Home Mortgage  April 2009 - March 2010
Sun Mortgage   November 1998 - April 2009
Approved Mortgages   June 1997 - November 1998

Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Credit Repair, FHA, VA, USDA Rural Housing, HARP, Indiana Housing, First Time Home Buyers, Debt Settlement, Refinance, Residential Mortgages, Finance, Reverse Mortgages, FHA financing, Credit, Harp, Credit Analysis, USDA, VA loans, Government Loans, Home Equity Loans, Certified Mortgage..., Sales, FHA Financing

Education
Purdue University   1985 — 1989
BS, Retail Management

Experience
Emery Federal Credit Union  November 2012 - Present
Waterstone Mortgage Corporation   August 2011 - November 2012
Wells Fargo  May 2008 - July 2011
Suburban Home Mortgage   August 2004 - April 2008
First Capital  February 2000 - July 2004

Skills
Sales, FHA, Mortgage Lending, FHA financing, Mortgage Banking, Loans, Negotiation

Education
University of Iowa
Bachelor of Arts (B.A.), Finance

Experience
LeaderOne Financial Corp. The Gerhardson Mortgage Team   July 2015 - Present
BNI  December 2007 - Present
Waterstone Mortgage Corporation   January 2012 - July 2015
Mortgages Unlimited  September 2007 - January 2012
Homestead Mortgage  December 2000 - October 2007

Skills
FHA, Mortgage Lending, Refinance, First Time Home Buyers, Mortgage Banking, Real Estate, Loans, USDA, VA loans, Investment Properties, Loan Servicing, FHA financing, Residential Mortgages, Certified Mortgage..., Foreclosures, Residential Homes, Real Estate Transactions, Credit Scoring, Investors, Referrals, Finance, Loan Origination, Leadership, Mortgage Underwriting, Reverse Mortgages, Real Estate Economics, Team Building, Relocation, Debt Consolidation, Networking, Credit Analysis, Sales Management, Construction Loans, Real Estate Financing, Credit, USDA Financing, Conventional Loans, Central Minnesota..., Path to Buy Certified, Bankruptcy, Money Management, Mortgage Processing, Team Management, Social Networking, Government Loans, Mortgage Marketing, 100% Financing, Social Media, Business Networking, Automated Underwriting...

Education
St. Cloud State University   1993 — 1997
Bachelors, Business

Experience
Senior Matters Professional Resource Group   2015 - Present
Reverse Mortgage Funding LLC  October 2014 - Present
Higher Powered General Contracting   November 2013 - December 2014
Best Bath Systems  July 2013 - October 2013
Wells Fargo Home Mortgage  March 2013 - July 2013
Waterstone Mortgage Corporation   July 2012 - January 2013
MetLife Reverse Mortgage   August 2010 - July 2012
Wells Fargo Home Mortgage  January 2008 - July 2010
Wells Fargo Home Mortgage  December 2005 - January 2008
Aegis Lending  September 2004 - December 2005

Skills
Reverse Mortgages, Banking, Management, Consulting, Loan Origination, Strategic Financial..., New Business Development, Financial Analysis, Finance, Residential Mortgages, Mortgage Banking, Team Building, Mortgage Lending, Training, Mortgage Marketing, Sales & Marketing..., VA loans, Public Speaking, Sales, USDA, Senior Solutions, Mental Health Counseling, Construction, Construction Management, Interior Design, Accessibility, Radio Broadcasting

Education
UC San Diego   1989 — 1991

Palomar College   1987 — 1991
Counseling Psychology

Experience
Waterstone Mortgage Corporation   April 2014 - Present
Waterstone Mortgage Corporation   October 2013 - April 2014
Wells Fargo Home Mortgage  September 2011 - October 2013
Florida Executive Realty  January 2009 - September 2011
Wells Fargo Home Mortgage  July 2009 - July 2010
Grimaldi Commercial Realty Corp.   January 2008 - January 2009
Alpha-Omega Title Insurance Company   July 2007 - January 2008
Bank of America  January 2004 - January 2007

Skills
Customer Service, Microsoft Office, Microsoft Word, Public Speaking, Strategic Planning, Budgets, Qualitative Research, Quantitative Research, Property Management, Contract Negotiation, Sales Prospecting, Acquisitions, Client Education, Market Research, Reporting & Analysis, Lead Generation, Investment Properties, Real Estate, Real Estate Transactions, REO, Residential Homes, Sales, Foreclosures, Sellers, First Time Home Buyers, Mortgage Lending, Short Sales, Investors, Referrals, Residential Mortgages

Education
University of South Florida   2003 — 2007
International Studies, International Relations and Affairs

St. Petersburg College   1998 — 2001
Associate of Arts (AA), Psychology

Experience
Waterstone Mortgage Corporation   October 2013 - Present
BMO Financial Group  January 2013 - October 2013

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Public Speaking, Teamwork, Analysis, Team Leadership, Marketing, Credit

Education
Milwaukee Lutheran High School   2004 — 2008

Port Washington

University of South Carolina-Aiken

Experience
Waterstone Mortgage Corporation   January 2010 - Present
Northstar Mortgage Group, LLC   December 2006 - December 2009
Access Mortgage Corporation   1998 - 2005
Whitworth Builders, Inc.   1983 - 1998

Skills
Refinance, VA loans, Mortgage Banking, Mortgage Lending, USDA, FHA financing, Loans, FHA, Residential Mortgages, Condos, Foreclosures, First Time Home Buyers, Short Sales, Real Estate Financing, Investment Properties, Real Estate, Real Estate Transactions, Sellers, Selling, Sales, Residential Homes, Credit, Referrals, Certified Mortgage..., Mortgage Marketing, Underwriting, Investments, Finance, Reverse Mortgages, Loan Origination, Mortgage Underwriting, Government Loans, Home Equity Loans, Construction Loans, Home Equity Lines of..., Debt Consolidation, Loss Mitigation, Mortgage Servicing, REO, Commercial Mortgages, Investors, Commercial Lending, Loan Servicing, Consumer Lending, Property, Credit Analysis, 203K, New Home Sales, HUD, Closings

Education
University of Alabama   1979 — 1982

Central High School   1976 — 1979

Experience
Toastmasters International  May 2015 - Present
Toastmasters International  October 2013 - Present
Bank of America  October 2014 - May 2015
Waterstone Mortgage Corporation   May 2014 - August 2014
Wells Fargo  December 2013 - May 2014
SunTrust Mortgage  December 2011 - December 2013
First Choice Mortgage and :Loans   August 1999 - May 2007

Skills
Mortgage Lending, Credit, First Time Home Buyers, Loans, Mortgage Banking, Refinance, Loan Origination, Credit Analysis, Investment Properties, Commercial Mortgages, FHA financing, Finance, Analysis, Banking, FHA, Real Estate, FHA Financing

Education
University of Phoenix   2011 — 2013
Master's degree, Public Administration, A

University of Phoenix   2010 — 2013
Master of Public Administration (MPA), Public Administration

Averette University   2009 — 2011
Bachelor of Business Administration (BBA), Business Administration, Management and Operations, A

marshall-walker   1981 — 1985
Academic

Virginia State University

Experience
Waterstone Mortgage Corporation   December 2011 - Present
MetLife Home Loans  October 2010 - December 2011
SunTrust Mortgage  March 1994 - October 2010

Skills
FHA, USDA, VA, Mortgage Lending, First Time Home Buyers, Refinance, Conventional, Real Estate, Sellers, Mortgage Banking, FHA financing, Loans, VA loans, Loan Origination, Residential Mortgages, Certified Mortgage..., Reverse Mortgages, FHA Financing, VA Loans

Education
University of Central Florida   1992 — 1994
"BS", Business Administration and Management, General

Spruce Creek High School   1987 — 1990
High School

Experience
Evoqua Water Technologies LLC  July 2009 - Present
Waterstone Mortgage Corporation   August 2009 - June 2010
Northwest Pallet   May 2006 - July 2008
PBC Linear, A Pacific Bearing Company  July 2001 - May 2006
EMO Trans Inc  January 2000 - July 2001

Skills
Team Building, Customer Service, Microsoft Excel, Strategic Planning, Microsoft Office, Microsoft Word, PeopleSoft, Sales Management, Sales, Budgets, Process Improvement, Credit, Coaching, Direct Sales, Negotiation, New Business Development, Contract Negotiation, Sales Presentations, Photoshop, Account Management, Key Account Management, International Sales, SAP, Training, Business Analysis, Inventory Management, B2B, Outlook, PowerPoint, Teamwork, Customer Satisfaction, Product Development, Analysis, Leadership, Project Management, Public Speaking

Education
Southern Illinois University, Carbondale   1994 — 1997
BA, International Business, Russian, Economics

Savanna High School   1985 — 1989
High School Dimploma, Business

Experience
Waterstone Mortgage Corporation   December 2004 - Present
1st American Mortgage  December 2004 - February 2010

Skills
Mortgage Lending, Loans, FHA, First Time Home Buyers, Mortgage Banking, Residential Mortgages, Investment Properties, VA loans, Loan Origination, Certified Mortgage..., USDA, FHA financing, Refinance

Education
The University of Tennessee at Chattanooga
BS, Finance

Experience
Bay Equity, LLC  April 2015 - Present
W.J. Bradley Mortgage Capital, LLC   May 2013 - Present
Waterstone Mortgage Corporation   July 2012 - May 2013
Mortgages Unlimited, Inc., #274205   April 2009 - July 2012
W.J. Bradley Company   January 2009 - April 2009
Prospect Mortgage  August 2008 - January 2009
Indymac Bank  October 2007 - July 2008
Homestead Mortgage Corp.   January 1999 - September 2007
Columbia National Mortgage  1995 - 1999
Commonwealth United Mortgage  April 1993 - June 1996

Skills
High Compter Skills, High sales skills, High level of Customer..., Business Coaching, Selling Skills, Building Relationships, Customer Service, Mortgage Lending, Residential Mortgages, Mortgage Banking, Loans, Finance, Underwriting, VA loans, First Time Home Buyers, REO, Cash Flow, Real Estate, Investments, Loan Origination, Investment Properties, Credit, Refinance, Condos, FHA, Reverse Mortgages, Referrals, Sellers, USDA, Certified Mortgage..., FHA financing, Foreclosures, Marketing, Short Sales, Single Family Homes, Mortgage Marketing, Construction Loans, Real Estate Transactions, Real Estate Financing, Government Loans, Investors, Credit Analysis, Mortgage Underwriting, Leadership, Residential Homes, Banking, Real Estate Economics, Commercial Mortgages, Rates, Loan Servicing

Education
Wayzata Sr. High School   1974 — 1977
Grad., Enginering

University of Arizona
Studied Electrical Engineering, Electrical Engineering

Experience
Finance of America (Previously PMAC Lending Services)   October 2011 - Present
Waterstone Mortgage Corporation   February 2011 - September 2011
Gibraltar Mortgage  April 2008 - February 2011
Business Referral Network   May 2008 - September 2010
Hill Country Homes, Inc   May 2005 - August 2008
Direct Finance, Inc   April 2007 - April 2008
Hill Country Management Co. LLC   September 2005 - June 2007
Hartman Independent   September 1997 - September 2005

Skills
Mortgage, FHA, First Time Home Buyers, VA, Real Estate, Debt Consolidation, Real Estate Investment, Refinance, SBA, Buyer Representation, Commercial Finance, Mortgage Lending, Small Business, Default, Process Improvement, Lines Of Credit, Mergers, Real Estate Economics, Project Management, Home Equity Loans, Short Sales, Recruiting, Investment Properties, HUD, Credit Scoring, Retail, Sales Process, Loans, Sales, Leadership, USDA, Real Estate Financing, Referrals, Mortgage Banking, Residential Mortgages, Finance, VA loans, Real Estate Transactions, Banking, Mergers & Acquisitions, Sellers, Loan Origination, VA Loans

Education
Robert Morris University   1997 — 2001
BS, Business

Experience
Ameriprise Auto & Home Insurance  September 2015 - Present
HRS Erase  June 2014 - September 2015
Everson, Whitney, Everson & Brehm S.C.   July 2013 - June 2014
Waterstone Mortgage Corporation   December 2012 - July 2013
REM Wisconsin  July 2006 - January 2013
All City Communications   March 2006 - July 2006
Big Lots  March 2005 - January 2006

Skills
Customer Service, Microsoft Excel, PowerPoint, Microsoft Word, Microsoft Office, Time Management, Problem Solving, Windows, Training

Education
Northeast Wisconsin Technical College   2011 — 2014
Associate's Degree, Paralegal

Green Bay West High School   2000 — 2004
High School Diploma, General

Experience
Waterstone Mortgage Corporation   August 2008 - Present
Countrywide Bank  August 2007 - August 2008
HomeBanc Mortgage  July 2004 - August 2007

Skills
USDA, Mortgage Banking, Government Loans, Construction Loans, Refinance, FHA financing, Mortgage Lending, First Time Home Buyers, Short Sales, REO, Foreclosures, Sellers, Investors, Marketing, Condos, Investment Properties, Single Family Homes, Real Estate Transactions, Loans, FHA, VA loans, Residential Mortgages, Loan Origination, Reverse Mortgages, Finance, Certified Mortgage..., Real Estate Financing, Vacation Homes, Mortgage Underwriting, VA Loans, Mortgage Marketing, Home Equity Lines of...

Education
University of Central Florida   1998 — 1999
Masters, Education

Stanford University   1989 — 1992
BA, Communications

Experience
Waterstone Mortgage Corporation   September 2013 - Present
New Penn Financial, LLC  June 2012 - August 2013
Brand Mortgage Group  December 2011 - June 2012
Primary Residential Mortgage, Inc.   April 2008 - June 2011
CF  1996 - 2003

Skills
USDA, Mortgage, Mortgage Industry, Refinance, Loans, Mortgage Banking, Mortgage Planning, FHA, VA, VA loans, Conforming, Mortgage Lending, Conventional, Residential Mortgages, First Time Home Buyers, Purchase, Investment Properties, Credit, Certified Mortgage..., Real Estate, FHA financing, Residential Homes, Banking, Finance, HUD, REO, Leadership, Government Loans, Loan Origination, Funding, Loss Mitigation, Mortgage Underwriting, Underwriting, Commercial Lending, Sales, Foreclosures, Referrals, Real Estate Financing, Investors, Short Sales, Home Equity Loans, Management, Credit Analysis, Construction Loans, Mortgage Marketing, Debt Consolidation, Consumer Lending, Selling, Real Estate Economics, Commercial Mortgages

Education
Middle Tennessee State University

Father Ryan

Experience
Mortgages and More   July 2014 - Present
Waterstone Mortgage Corporation   June 2011 - July 2014
Challenge Mortgage of Fort Myers   January 2000 - August 2005
Challenge Mortgage of Fort Myers   January 2000 - August 2005

Skills
Mortgage Lending, Refinance, Reverse Mortgages, Real Estate, Government Loans, Finance, Short Sales, Loans, FHA, Residential Homes, Sellers, Mortgage Banking, Customer Service, First Time Home Buyers, Residential Mortgages, Credit, Team Building, Investment Properties, Loan Origination, Negotiation, Condos, FHA financing, Home Equity Loans, Sales, USDA, VA loans, Construction Loans

Education
University of Cincinnati
BA, Economics, Psychology, Biology

Experience
Waterstone Mortgage Corporation   June 2014 - Present
The CORE Training, Inc  January 2012 - Present
Alerus Mortgage  November 2008 - June 2014
Wells Fargo Private Mortgage  April 2008 - October 2008
Voyager Mortgage/MidCountry Mortgage   March 2006 - March 2008
Wells Fargo Home Mortgage  March 1999 - March 2006

Skills
Mortgage Lending, Refinance, Mortgage Banking, Loans, Residential Mortgages, Real Estate, First Time Home Buyers, CRM, Underwriting, Business Planning, Customer Service, Finance, FHA, Portfolio Management, Credit, Loan Origination, Sellers, Investments

Education
University of Minnesota-Twin Cities   1990 — 1994
Bachelor of Arts, Political Science /Criminology

Experience
Waterstone Mortgage Corporation   November 2013 - Present
Peoples Mortgage  April 2013 - Present
Semi - Retired  August 2012 - Present
Optimum Path LLC   March 2011 - April 2013
Codeworks/ Kohl's   August 2010 - February 2011
IBM Global Services  May 2007 - April 2009
Retalix USA/ iDS   March 2005 - April 2007
JDA Software  April 1998 - April 2003
Home Mart de Mexico (Now Home Depot-Mexico)   January 1994 - March 1997
City Mill Home Centers   1989 - 1994

Skills
Assortment Planning, Space Planning, Demand Forecasting, Replenishment, Forecasting, Demand Planning, SDLC, Software Selection, Benchmarking, Functional Analysis, Supply Chain..., Supply Chain, Supply Chain Management, Vendor Relations, Business Process..., Cross-functional Team..., Inventory Management, Business Analysis, Retail, Process Improvement, Management Consulting, Software Implementation, Category Management, Merchandising, Logistics, Change Management, Vendor Management, Management, Project Management, Software Project..., Business Process, Requirements Analysis, Consulting, Competitive Analysis, ERP, Leadership, Start-ups, Enterprise Software, Analysis, Pricing, Training, New Business Development, Business Intelligence, PMP, Business Process Design, Integration, Requirements Gathering, Strategy, Sales, Project Planning

Education
University of Houston   1967 — 1970
BS, Biology, English

CCI   2009 — 2010
PMP Certification, Project Management

Weber State University   1969 — 1970
Biology

Experience
Waterstone Mortgage Corporation   March 2014 - Present
Guaranteed Rate  June 2011 - March 2014
Ameristar Mortgage Corporation   October 1988 - June 2011

Skills
VA loans, FHA financing, Refinance, Residential Mortgages, USDA, 203K, Loan Origination, Reverse Mortgages, Debt Consolidation, Non-Conforming, Construction Loans, Home Equity Lines of..., Government Loans, Mortgage Underwriting, Finance, Investment Properties, Mortgage Lending

Education
University of Minnesota-Twin Cities   1974 — 1976
Business/Commerce, General

Waukesha South High   1970 — 1974

Experience
401 Group   April 2015 - Present
Krist Insurance Services  March 2014 - March 2015
State Farm Insurance  December 2011 - October 2013
Unger Meat Company   September 2010 - August 2011
Waterstone Mortgage Corporation   August 2009 - August 2010
Landmarq Lending   August 2007 - August 2009
Minnesota Mortgage Connection   July 2006 - June 2007
American Pride Home Services   May 2005 - June 2006
Northwest Athletic Club  January 2003 - April 2005

Skills
Mortgage Lending, Life Insurance, Insurance, Disability Insurance, Health Insurance, Loans, Residential Mortgages, Mortgage Banking, Investments, First Time Home Buyers, Real Estate, Investment Properties, Strategic Financial..., Condos, Financial Services, Long Term Care Insurance, Small Business, Selling, Homeowners, Pensions, Residential Homes, Real Estate Transactions, Short Sales

Education
University of Wisconsin-Eau Claire   1999 — 2002
Bachelor of Science (B.S.), Kinesiology and Exercise Science

Minnesota State University, Mankato   1997 — 1999
Bachelor of Science (B.S.), Kinesiology and Exercise Science

Experience
Waterstone Mortgage Corporation   June 2012 - Present
Madison 56ers NPSL   January 2012 - August 2014
Restaino & Associates  April 2011 - June 2012

Skills
Short Sales, Refinance, Condos, Mortgage Lending, Investments, Buyer Representation, Investment Properties, Referrals, First Time Home Buyers, Single Family Homes, REO, Investors, FHA, Real Estate Transactions, Foreclosures, Sales

Education
University of Wisconsin-Madison   2003 — 2005
BA, Geography

Missouri State University   2001 — 2002

Experience
Heritage Bank Mortgage   February 2014 - Present
Envoy Mortgage  July 2011 - February 2014
Waterstone Mortgage Corporation   March 2008 - March 2010
Douglas Financial   March 2007 - March 2008
Property Manager  2007 - 2008
HOME 123 Mortgage (formerly RBC Mortgage)   September 2005 - March 2007
RBC Mortgage  September 2004 - September 2005
Waterfield Mortgage  June 2002 - September 2004
First American Mortgage  August 1999 - June 2002
North American Mortgage Corporation (formerly IMCO)   January 1990 - January 1996

Skills
Refinance, FHA, Mortgage Lending, USDA, FHA financing, Finance, Construction Loans, First Time Home Buyers, VA loans, Mortgage Banking, Loans, Investment Properties, Real Estate, Foreclosures, Sellers, HUD, Buyers, Loan Origination, Short Sales, Real Estate Transactions, Small Business, Debt Consolidation, New Homes, Residential Mortgages, Credit, Residential Homes, New Home Sales, Consumer Lending, Underwriting, Referrals, 203K, Investors, Certified Mortgage..., Property, Real Estate Financing

Education
University of Hawaii at Manoa   1979 — 1983
Bachelor of Arts, History

Experience
GROUPMortgage, LLC   May 2014 - Present
Waterstone Mortgage Corporation   February 2010 - May 2014
Carolina Equity Services, Inc.   2003 - February 2010
Randstad  2002 - 2003
Peaceful Valley Ranch  2000 - 2002
Cornerstone Recruiting Services   1998 - 2000
Fujitsu Network Communications  1995 - 1998

Skills
Mortgage Lending, Real Estate, Recruiting, Loan Origination, Loans, Customer Service, Leadership, Management, Marketing, Mortgage Marketing, Refinance, Residential Homes, Sales

Education
The University of Texas at Austin   1991 — 1995
B.S., Speech Communication

Leadership Fort Collins, Class of 2013-2014

RFHS

Experience
SWAT Environmental - Soil, Water, Air Technologies, Radon Mitigation   June 2015 - Present
The Symicor Group   December 2013 - Present
Waterstone Mortgage Corporation   July 2012 - February 2013
US Home Lending   June 2006 - November 2011
Comprehensive Title Services   February 2006 - November 2011
First Wisconsin Financial   December 2004 - February 2006
Mortgage Money Group   January 2001 - December 2003
West Allis Police Department  December 1995 - December 2001
United States Marine Corps  July 1984 - June 1991

Skills
Mortgage Lending, Residential Mortgages, FHA, Mortgage Banking, Refinance, Loan Origination, USDA, Loans, Credit, Underwriting, Reverse Mortgages, VA loans, FHA financing, Home Equity Loans, Investment Properties, Real Estate Financing, Loss Mitigation, VA Loans, Banking, FHA Financing

Education
Saddleback College
Computer and Information Sciences and Support Services

USMC MP Academy
Criminal Justice/Police Science

Experience
Fairway Independent Mortgage Corporation  April 2015 - Present
HomeStreet Bank  March 2013 - March 2015
Waterstone Mortgage Corporation   October 2010 - March 2012
Wells Fargo Home Mortgage  October 2008 - October 2010
Bank of America  October 1998 - October 2008

Skills
Mortgage, Mortgage Lending, VA loans, FHA, Construction Loans, Loans, Referrals, Refinance, Sellers, Real Estate, Residential Mortgages, USDA, FHA financing, Mortgage Banking, Investment Properties, Finance, Loan Origination, First Time Home Buyers, VA Loans, FHA Financing

Education
UNLV   1992 — 1997
Finance

Valley High School   1989 — 1992

Experience
Cornerstone Bank ND  May 2015 - Present
Supreme Lending  August 2014 - May 2015
Wintrust Mortgage, Maple Grove   February 2014 - August 2014
Alerus Mortgage  October 2013 - February 2014
Waterstone Mortgage Corporation   April 2013 - October 2013
US Bank Home Mortgage  December 2010 - April 2013
American Federal Bank - Fargo   September 2009 - December 2010
Border State Bank - Roseau, MN   2003 - September 2009
USDA Farm Service Agency  November 2000 - 2003
Roseau County Law Enforcement Center   1994 - 2000

Skills
Leadership Development, Pc Software, Management Consulting, Mortgage Lending, Real Estate, Mortgage Banking, Loan Origination, FHA, Refinance, Residential Mortgages, Loans, USDA, Banking, VA loans, Credit, FHA financing, Consumer Lending, Construction Loans, Small Business Lending, Commercial Lending, Credit Analysis, Home Equity Lines of..., Team Building, Government Loans, Certified Mortgage..., First Time Home Buyers, Underwriting, Mortgage Marketing, Loan Servicing, Reverse Mortgages, Mortgage Underwriting, Home Equity Loans, Investment Properties, VA Loans, FHA Financing, Residential Homes, Foreclosures, Short Sales, REO, Sales, Finance

Education
The University of North Dakota
Business, Business Admin

Lincoln High School - Thief River Falls, MN

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   December 2014 - Present
Lake Area Mortgage   October 2011 - December 2014
Waterstone Mortgage Corporation   January 2011 - October 2011
American Mortgage and Equity Consultants  April 2010 - January 2011
Marketplace Home Mortgage  October 2009 - April 2010

Skills
Zero Down, Down Payment Assistance, Complex Loans, Mortgage Lending, FHA, Refinance, Loans, USDA, First Time Home Buyers, Harp, Mortgage Banking, FHA financing, Investment Properties, Short Sales, Real Estate, HUD, Construction Loans, Credit, Vacation Homes, Single Family Homes, Foreclosures, Property, Residential Homes, Loan Origination, Referrals, Certified Mortgage..., VA loans, FHA Financing, VA Loans, Investors, REO, New Home Sales, Move Up Buyers, Real Estate Transactions, Condos, Buyers

Education
Saint Cloud State University - G.R. Herberger College of Business   2002 — 2005

Experience
McKinley Consults   July 2011 - Present
Waterstone Mortgage Corporation   August 2014 - February 2015
Bricsnet FM America   November 2005 - June 2011
Direct Source Group   May 2000 - November 2005

Skills
Construction, Retail, Facilities Management, Real Estate, Business Strategy, Strategic Planning, New Business Development, Start-ups, Negotiation, SaaS, Account Management, Business Development, Strategy, Project Management, Program Management, Management, Sales Process, Selling, Sales, Cloud Computing, Enterprise Software, Contract Negotiation, Salesforce.com

Education
University of Massachusetts Boston

Experience
Guaranteed Rate  June 2015 - Present
Waterstone Mortgage Corporation   June 2014 - June 2015
American Momentum Bank  2013 - June 2014
City National Bank  2012 - 2012
Digital Risk  2010 - 2012
M&I Bank  2008 - 2010
Value Shield Financial Services   December 2007 - November 2008
Chevy Chase Bank  August 2006 - December 2007
First Magnus Financial  August 2005 - August 2006
Home Seekers Mortgage Makers   January 1999 - August 2005

Skills
Mortgage Banking, Coaching, Negotiation, Communication, Financial Analysis, Strategic Financial..., Certified Mortgage..., Loans, Personal Development, Inspiring People, Personal Branding, Credit Risk, Credit Analysis, Life Insurance, Indexed Annuities, Fixed Annuities, Construction Loans, Jumbo Mortgage, Super Jumbo, Mortgage Lending, Mortgage Underwriting, Wholesale Lending, Real Estate Financing, Real Estate Transactions, Personal Finance, Personal Financial..., Real Estate Economics, Economics, Finance, FHA, Investment Properties, Investments, Loss Mitigation, Refinance, FHA financing, Portfolio Management, USDA, VA loans, Commercial Lending, HomePath, Referrals, First Time Home Buyers, Non-Conforming, Home Equity Lines of..., Mortgage Servicing, Mortgage Marketing, Credit, Loan Origination, Residential Mortgages, Government Loans

Education
University of Central Florida   2010 — 2013
Bachelor of Arts (B.A.), Finance, Economics, Political Science, Latin America

Experience
Waterstone Mortgage Corporation   April 2015 - Present
Certificate of completion   March 2015 - Present
Bank of America  May 2014 - February 2015
TDECU  May 2013 - March 2014
Caliber funding  October 2012 - March 2013
Sutherland Global Services  May 2012 - December 2012
Wells Fargo Home Mortgage  August 2011 - March 2012
Wells Fargo  June 2011 - February 2012
USAA / Strategic Solution   June 2010 - March 2011

Skills
Credit, Customer Service, Loans, Mortgage Lending, Refinance, FHA, Consumer Lending, Credit Analysis, Mortgage Banking, Loan Origination, Residential Mortgages, VA Loans, USDA, Finance, Underwriting, Banking, Mortgage Underwriting, FHA Financing, Credit Risk, Financial Risk, Mortgage Servicing, Loss Mitigation, Risk Management, Loan Servicing

Education
University at Buffalo   2001 — 2005
Bachelor's degree, Communication, General

Nassau Community College   1998 — 2000
Associate's Degree, Business Administration and Management, General

Experience
Waterstone Mortgage Corporation   June 2015 - Present
GoGSF   September 2013 - June 2015
Shelter Mortgage  June 2013 - September 2013
GoGSF   August 2012 - June 2013
State Central Credit Union  December 2008 - September 2010
USA Funding Corp   June 2003 - November 2008
GE Medical Systems  June 2002 - June 2003

Skills
Documentation, Credit, Loans, Customer Service, Microsoft Office, Cath Lab, EP, Electrophysiology, Cryo Ablation, RF Ablation, Clinical Monitoring, Catheters, Pacemakers, Social Media Marketing, Marketing Management, Email Marketing, Product Marketing, Market Analysis, Market Planning, Statistics, Promotion Planning, Process Improvement, Mortgage Lending, Marketing, Analysis, Banking, Strategic Financial..., First Time Home Buyers, Residential Mortgages, USDA, Refinance, FHA financing, Mortgage Banking, Software Documentation

Education
University of Wisconsin-Milwaukee - Lubar School of Business   1998 — 2004
Bachelors in Business Administration, Marketing

Milwaukee Area Technical College   2009 — 2012
Cardiovascular Technology - Invasive, Cardiac Cath Lab

Experience
Marketplace Home Mortgage  January 2015 - Present
Sun West Mortgage Company, Inc.   May 2014 - January 2015
Waterstone Mortgage Corporation   August 2013 - May 2014
Mortgage Headquarters   June 2011 - August 2013
vision mortgage services   July 2008 - June 2011
Henri's Music   2005 - 2008

Skills
Sales, FHA financing, Fair Market Value, Refinance, Mortgage Lending, VA loans, USDA Rural Housing, Property Financing, Assisting First Time..., Government Loans, Debt Consolidation, NeighborWorks, Comparable Analysis, WHEDA, First Time Home Buyers, Investment Property..., Primary Homes, Business Development, Appraisal Skills, Comparison, First Time Home Sellers, ECOA, Business Networking, Equal Opportunities, Volunteering, Colitis, Real Estate Financing, Mortgage Analytics, FHA, Home Equity Loans, Finance, Home Equity Lines of..., Sellers, Foreclosures, Real Estate, Mortgage Banking, Loan Origination, Investment Properties, Construction Loans, Certified Mortgage..., Reverse Mortgages, Banking, Mortgage Underwriting, Mortgage Marketing, Commercial Mortgages, Credit Analysis, Consumer Lending, Residential Mortgages, USDA, Mortgage Servicing

Education
University Wisconsin-Green Bay   2002 — 2005
Business

Northeast Wisconsin Technical College
Marketing

Experience
ManpowerGroup  January 2014 - Present
Waterstone Mortgage Corporation   April 2011 - October 2013
Merge Healthcare  December 2010 - April 2011
The Mark Travel Corporation  May 2008 - May 2009

Skills
Mortgage Banking, Financial Analysis, Banking, Finance, Accounting, Account Reconciliation, Bank Reconciliation, Accounts Payable, Microsoft Excel, PowerPoint, QuickBooks, Accruals, Access, Commission, Payroll, ADP Payroll, Microsoft Word, General Ledger, Intercompany..., Revenue Recognition, Procedure Development, Cash Posting, Loan Documents, Analysis, Analytics, Deposits, Auditing, Invoicing

Education
University of Wisconsin-Milwaukee   2009 — 2010
Master of Business Administration (M.B.A.)

Marquette University   2004 — 2008
Bachelor of Science (BS) Business Administration, Accounting

Experience
Waterstone Mortgage Corporation   September 2008 - Present
Countrywide Home Loans  August 2007 - September 2008
HomeBanc Mortgage Corp.  2004 - 2007

Skills
Mortgage Lending, FHA, Refinance, Mortgage Banking, FHA financing, VA loans, USDA, First Time Home Buyers, Loans, Investment Properties, Real Estate, REO

Education
University of Central Florida   1997 — 2001
BA, Advertising and Public Relations

Lyman High School   1993 — 1997
Diploma, General Education

Experience
NBH Bank, N.A.   May 2014 - Present
LenderLive Network  August 2013 - April 2014
Bank of the West  November 2012 - July 2013
KeyBank  February 2012 - October 2012
Waterstone Mortgage Corporation   September 2009 - November 2011
True Life Companies - Freedom Home Loans   January 2008 - September 2009
Home Owners Mortgage Corp (1MS-MPL)   July 2002 - December 2007
Ameriquest Capital Group  March 1994 - June 2002
ITT Financial Services  June 1988 - June 1993

Skills
Sales, Mortgage Lending, Loans, Vendor Management, Recruiting, Negotiation, Insurance, Team Building, Marketing, Mortgage Banking, Refinance, Referrals, Real Estate, Investment Properties, Selling, Management, FHA, Training, Loan Origination, Underwriting, Credit, Banking, Residential Mortgages, Finance, Credit Analysis, Executive Management, Risk Management, Sales Management

Education
University of Northern Colorado   1978 — 1984
Psychology

Deerfield Illinois

Deerfield Illinois

Experience
Message Systems  August 2014 - Present
Vocus  February 2014 - July 2014
Insight Global  July 2013 - February 2014
Waterstone Mortgage Corporation   June 2010 - June 2013
American Odyssey Relay   January 2012 - May 2013

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Research, Teamwork, Social Media, Public Speaking, English, HTML, Windows, Event Planning, Time Management, Facebook, Access, Social Networking, Leadership, Marketing

Education
University of Maryland College Park   2009 — 2013
Bachelor of Arts (BA), Communication/Public Relations

Experience
Real Time Remodeling   September 2010 - Present
American Mortgage and Equity Consultants  August 2010 - Present
MMJ Investments   2004 - Present
Waterstone Mortgage Corporation   January 2010 - November 2011
Landmarq Lending   December 2008 - January 2010
American Mortgage Corporation  2006 - 2008
Spirit Kids Inc.   2002 - 2007

Skills
FHA

Education
Metropolitan State University   2002 — 2003
Finanace

Minneapolis Community and Technical College   2000 — 2002
Business

Experience
Waterstone Mortgage Corporation   January 2014 - Present
Century Mortgage Company  April 2010 - January 2014
A&M Mortgage Group   June 2008 - December 2009
Mortgage Masters of Indiana   July 1996 - May 2008
Amerifirst Mortgage Company   December 1994 - July 1996
Unity Mortgage & Financial Services   September 1993 - December 1994

Skills
Commercial Lending, Mortgage Banking, Residential Mortgages, Jumbo Mortgage, VA loans, FHA financing, USDA Rural Housing, Indiana Housing Next..., First Time Home Buyers, Investment Properties, FHA, Mortgage Lending, Loans, Foreclosures

Education
Purdue University   1986 — 1991
BS, Electrical Engineering

Experience
Waterstone Mortgage Corporation   April 2011 - Present
Cornerstone Financial Mortgage   October 2008 - April 2011
American Home Bank  2009 - 2010

Skills
Mortgage Banking, Loans, Credit, Customer Satisfaction, Construction Loans, Reverse Mortgages, Underwriting, Short Sales, Commercial Mortgages, Government Loans, REO, Investments, Investors, Foreclosures

Education
Philadelphia University   1970 — 1974
Bachelor of Science (BS), Business

Experience
Wabash National  May 2015 — Present
Mueller Sales and Service   June 2014 — August 2014
Waterstone Mortgage Corporation   June 2013 — August 2013
Hartmann Sand And Gravel   June 2012 — August 2012
Random Lake Pizzeria   December 2011 — August 2012

Skills
Team Leadership, Team Building, Leadership, Sales, Project Management, Inventory Management, Eagle Scout, Social Skills, Project Planning, Microsoft Excel, Social Media, Social Networking, Welding, Construction, AutoCAD, Solidworks, Public Speaking, Customer Service, Coaching, Student Leadership, SolidWorks, Microsoft Word, Microsoft Office

Education
Milwaukee School of Engineering   2013 — 2017
Industrial Engineering

Random Lake High School   2009 — 2013
Mechanical

Experience
Lahey Health Behavioral Services  November 2014 - Present
Waterstone Mortgage Corporation   December 2013 - June 2014
Inlanta Mortgage  August 2012 - December 2013
Alpine Mortgage, LLC  February 2012 - July 2012
CBE Technologies, LLC   January 2009 - September 2011
Lutheran Social Services of New England  October 2007 - January 2009
Lutheran Social Services of Northern New England   February 2006 - September 2007
Affiliated Physicians Group  February 2003 - May 2005
Castel  1999 - 2002
Sullivan Bille, PC  1996 - 1999

Skills
Accounting, Balance Operational..., Payroll, Financial Analysis, Accounts Payable, Process Improvement, Auditing, Human Resources, General Ledger, Financial Reporting, Budgets, Account Reconciliation, Finance, Mergers & Acquisitions, Management

Education
Merrimack College   1981 — 1985
BS, Accounting

Experience
MB Financial Bank Mortgage formerly Cole Taylor Mortgage  February 2015 - Present
Waterstone Mortgage Corporation   February 2014 - February 2015
Centruy Mortgage Company   January 2008 - January 2014
F. C. Tucker Company   January 2005 - December 2007

Skills
Mortgage Lending, Loans, Finance, First Time Home Buyers, Investment Properties, Referrals, Foreclosures, Real Estate, Mortgage Marketing, REO, Short Sales, Mortgage Banking, Refinance, Investors, Sellers, HUD, New Home Sales, Residential Homes, Relocation, FHA, Single Family Homes, Condos, VA Loans, Move Up Buyers, Buyers

Education
Triton College

Experience
Waterstone Mortgage Corporation   June 2014 - Present
Wells Fargo Home Mortgage  May 2009 - September 2013
Aegis Wholesale  2005 - 2007

Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Loans, Residential Mortgages, Loan Origination, Credit Analysis, Mortgage Underwriting, First Time Home Buyers, Investment Properties, Customer Service, Sales, Credit, Process Improvement, VA Loans

Education
University of Minnesota-Twin Cities   2001 — 2006

Experience
Planned Parenthood of Wisconsin, Inc.   September 2014 - Present
EMTEQ  April 2014 - September 2014
Serve You Custom Rx Management  February 2011 - April 2014
Waterstone Mortgage Corporation   August 2008 - February 2011
Milwaukee Center For Independence  2004 - 2008
Moore Oil Company   January 2002 - July 2003

Skills
Employee Relations, Performance Management, Recruiting, Labor Relations, Human Resources, Benefits Administration, Talent Acquisition, HRIS, Employee Benefits, FMLA, Deferred Compensation, Onboarding, HR Policies, Succession Planning, Employee Engagement

Education
Marquette University   1993 — 1998
Bachelors, Education, Psychology, Social Studies, French

Transfiguration School

Wauconda High School

Experience
Waterstone Mortgage Corporation   October 2011 - Present
Allied Mortgage Group  February 2007 - January 2012
Loan Star Mortgage   January 2000 - February 2007
Provident Bank  April 1995 - April 2000
PCFS Financial Services  1995 - 2000
First Union National Bank  1990 - 1995

Skills
Loan Origination, Mortgage Lending, Mortgage Banking, Loans, USDA, FHA, Residential Mortgages, Refinance, VA loans, Sales, Reverse Mortgages, First Time Home Buyers, FHA financing, Government Loans, VA Loans, Construction Loans, Credit Analysis, Certified Mortgage..., Investment Properties

Education
The Ohio State University   1988 — 1990

Experience
Thomson Reuters  April 2014 - Present
Waterstone Mortgage Corporation   October 2012 - December 2013
Indiana Insurance, Member of the Liberty Mutual Group   February 2008 - October 2012
SM&P Utility Resources, Inc.   October 2001 - February 2008
Tax Airfreight, Inc.   June 1999 - October 2001

Skills
Employee Relations, Employee Benefits, Talent Acquisition, Performance Management, Team Building, Onboarding, Recruiting, Strategic Planning, HR Policies, Interviews, Talent Management, College Recruiting, Benefits Administration, FMLA, Personnel Management, Management, HRIS, Applicant Tracking..., Process Improvement, Employee Engagement, Employment Law, Workforce Planning, New Hire Orientations, Human Resources, Succession Planning, Insurance, Training, Organizational..., Customer Service, Time Management, Workers Compensation, Leadership, Labor Relations, Taleo, Hiring, Sourcing

Education
Marquette University   1993 — 1999
Bachelor of Science (B.S.), Human Resources

Marquette University   1993 — 1999
Bachelor of Science (B.S.), Psychology

Experience
LeaderOne Financial  July 2015 - Present
Waterstone Mortgage Corporation   January 2012 - July 2015
Mortgages Unlimited  October 2007 - January 2012
Mortgages Unlimited, Inc.   October 2007 - January 2012
Homestead Mortgage Corporation   July 1999 - October 2007
MN Twins   1997 - 1998

Skills
Residential Mortgages, Mortgage Lending, Loan Origination, FHA, Refinance, Purchase, VA, Conventional, Mortgage, Loans, Debt Consolidation, USDA, First Time Home Buyers, REO, Foreclosures, Residential, Real Estate, Credit, Investors, Short Sales, VA loans, Home, Mortgage Industry, Land, Mortgage Banking, First Time Buyers, Customer Service, New Home Sales, Single Family Homes, Relocation, HUD, Conforming, Mortgage Planning, Investment Properties, Certified Mortgage..., Real Estate Transactions, Reverse Mortgages, Home Equity Loans, Finance, Residential Homes, VA Loans

Education
Minneapolis Business College   1996 — 1997
Computer Operations, Computer Programming and Applications

Experience
VanDyk Mortgage  June 2014 - Present
Waterstone Mortgage Corporation   November 2013 - May 2014
Wells Fargo Home Mortgage  2011 - October 2013
Carteret Mortgage  March 2006 - February 2008
The Lending Center LLC   2006 - 2007
Music  2005 - 2005

Skills
Mortgage Lending, Loans, Customer Service, Budgets, Marketing, Investment Properties, Real Estate, Strategic Planning, Coaching, First Time Home Buyers, Insurance, Contract Negotiation, Foreclosures, Management Consulting, Residential Homes, FHA, Refinance, Mortgage Banking, Residential Mortgages, Loan Origination, Credit

Education
Rivervew

Sinclair Community College

Experience
Movement Mortgage  August 2013 - Present
Waterstone Mortgage Corporation   May 2011 - July 2013

Skills
Mortgage Lending, Residential Mortgages, Refinance, FHA, First Time Home Buyers

Education
University of Michigan   1992 — 1996
BA, Economics, Political Science

Experience
Waterstone Mortgage Corporation   April 2012 - Present
First Republic Mortgage, Lafayette   October 2010 - April 2012
Allied Solutions LLC  May 2010 - October 2010
Kirby Risk  October 2007 - December 2009

Skills
Customer Service, Loan Servicing, Microsoft Office, Team Building, Finance, Credit Analysis, Real Estate, Credit, Customer Satisfaction, Mortgage Lending, Marketing, Marketing Communications, Loans, Management, Microsoft Excel, Social Media, Leadership, Insurance, Banking, FHA

Education
Attica High School   2000 — 2004
High School Diploma

Purdue University
Organizational Leadership and Supervision, Organizational Leadership

Experience
Waterstone Mortgage Corporation   June 2007 - Present
Select Mortgage  June 2006 - May 2007
American Bank  April 2003 - May 2006

Skills
USDA, FHA, Residential Mortgages, Mortgage Banking, Mortgage Lending, VA loans, Refinance

Education
Marquette University   1998 — 2001
BA, Advertising/Marketing

Experience
Waterstone Mortgage Corporation   November 2010 - Present
Universal Mortgage Corporation  June 1995 - October 2010
Universal Mortgage Corporation  June 1995 - August 2001
Fleet Mortgage Corporation  June 1985 - June 1995

Education
Marquette University   1975 — 1979
BS, Finance / Accounting

Experience
Academy Mortgage Corporation  February 2015 - Present
Republic Mortgage Home Loans  June 2014 - February 2015
Sportsplex Idaho   March 2014 - August 2014
Waterstone Mortgage Corporation   June 2008 - March 2014
Waterstone Mortgage at The Mortgage Place   January 2012 - September 2013
Source Mortgage   July 2007 - June 2008
Park Place Mortgage   June 2005 - July 2007
Home Lending Center   January 2005 - July 2005
Washington Trust Bank  August 2004 - January 2005
KIVI-TV  December 1999 - July 2004

Skills
Refinance, Loan Origination, Loans, Mortgage Banking, First Time Home Buyers, USDA, Residential Mortgages, VA loans, Investment Properties, Credit, Certified Mortgage..., FHA financing, Reverse Mortgages, Construction Loans, Government Loans, REO, Short Sales, Residential Homes, Investors, Move Up Buyers, Finance, HUD, Condos, New Home Sales, Real Estate Transactions, Foreclosures, Referrals, Sales, Single Family Homes, Relocation, Home Equity Lines of..., Home Equity Loans, HomePath, Mortgage Marketing, Rates, Real Estate Financing, Consumer Lending, Marketing, Non-Conforming, Credit Risk, Credit Analysis, USDA Rural Housing, Debt Consolidation, Small Business Lending, Vacation Homes, Lines Of Credit, Relocation Buyers, Buyers, Down Payment Assistance, Financial Services

Education
New York Film Academy   1993 — 1994
film production, producing, directing, editing, lighting, post production, All aspects of film production

USF   1991 — 1992
none, English/French

SFSU   1989 — 1991
none, English Major /French Minor

Experience
Waterstone Mortgage Corporation   July 2009 - Present

Skills
Mortgage, Customer Service, Mortgage Lending

Education
University of Maryland University College
Bachelor's Degree, Business Technology Management

Experience
Bank of America  March 2015 - September 2015
Republic Mortgage Home Loans  July 2014 - November 2014
Waterstone Mortgage Corporation   March 2014 - May 2014
Waterstone Mortgage Corporation   2014 - 2014
Banner Bank  February 2012 - April 2013
NW Mortgage Services/America One Finance   March 2003 - December 2010
Fidelity National Title  1998 - 2000
Fidelity National Title  1998 - 2000

Skills
Real Estate, First Time Home Buyers, Financial Analysis, Relationship Management, Lines Of Credit, Investment Properties, Customer Service, Mortgage Banking, Small Business, Team Building, Strategic Planning, Sales Management, Residential Homes, USDA, Finance, Mortgage Lending, FHA, VA Loans, Loans

Education
University of Idaho   1985 — 1987

Experience
Waterstone Mortgage Corporation   September 2014 - Present
Waterstone Mortgage Corporation   September 2014 - Present
Crucial Technology  June 2009 - January 2012
Coventry Mortgage   May 2007 - June 2009
Custom Mortgage  April 2005 - July 2006
Direct Mortgage  February 2004 - April 2005

Skills
Credit, Loans, Mortgage Lending, Mortgage Banking, FHA, VA loans, USDA Rural Housing, Sales, conventional lending, Marketing

Education
The College of Idaho   1993 — 1995