Home Savings of America
Address: 35 Broadway E, Little Falls, MN 56345, USA Phone: +1 320-632-5461Website: : : : : Place name: Category: : : Own this business?
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Home Savings of America Employees
eHealth.com January 2015 - Present
UPS Mail Innovations June 2007 - January 2015
AMC 2005 - 2007
Los Osos High School - Volunteer Web Site Sports Program September 2003 - May 2006
AmerisourceBergen 2000 - 2004
First American Real Estate Solutions 1998 - 2000
Home Savings of America 1988 - 1998
Skills
SDLC, Business Analysis, Visio, Project Management, Cross-functional Team..., Integration, Quality Assurance, Databases, Change Management, Process Improvement, Software Documentation, SharePoint, Requirements Analysis, Budgets, Management, Business Process, Analysis, Oracle, Data Analysis, Access, Testing
Education
University of La Verne
Computer Science
University of Phoenix
eBusiness
Best Landscaping August 2000 - Present
CB Richard Ellis 1998 - 1999
Home Savings of America 1979 - 1998
Skills
Business operations and..., Facilities Operations, Landscaping, HVAC, Construction Management, Property Management
Education
University of Phoenix 1996 — 1998
Bachelor of Business Administration (B.B.A.)
Dreamous Corporation 1994 - Present
National Health Federation January 2010 - Present
Home Savings Of America June 1993 - January 1995
Magnetek November 1992 - June 1993
Nestle USA January 1992 - November 1992
Luz Partnership Management August 1990 - January 1992
Skills
Management Consulting, Change Management, Business Analysis, Program Management, Project Management, Business Strategy, Strategic Planning, Business Process..., Strategy, Organizational..., Coaching, Management, Leadership, Start-ups, Analysis, Training, Budgets, Process Improvement, Marketing, Financial Analysis, Mergers & Acquisitions
Education
University of Southern California
Bachelor's degree, Business Finance
British Institute of Natural Healing
Masters (Equivalent), Homeopathic Medicine/Homeopathy
Clayton University of Natural Healing
Doctor of Holistic Health
Wells Fargo Home Mortgage September 2013 - Present
Capitol Mortgage Services January 2013 - September 2013
Bank of England, Mortgage Division April 2012 - December 2012
Home Savings of America February 2010 - March 2012
Skills
Mortgage Lending, Loans, Mortgage Banking, Refinance, Loan Origination, FHA, Credit, Residential Mortgages, VA loans, FHA financing, Banking, Credit Analysis, Consumer Lending, Finance, First Time Home Buyers
Education
University of Phoenix 1999 — 2005
Bachelor of Science (BS), Business Administration and Management, General
Homelands Secondary School 1977 — 1985
Vision Financial Services March 2006 - Present
Bell Custom Cabinets January 2013 - July 2013
Talent Logic Inc. October 2012 - January 2013
Bell Custom Cabinets July 2012 - August 2012
COMPUTER ALLI, INC. September 2011 - December 2011
Legacy Worldwide April 2011 - August 2011
Home Savings of America June 2010 - March 2011
Photographic Arts June 2009 - June 2010
MATC-Marta April 2008 - May 2009
Church's Chicken December 2007 - March 2008
Skills
Accounting, Start-ups, Administration, Financial Reporting, Contract Negotiation, Process Improvement, Financial Management, Financial Modeling, Strategic Planning, Quickbooks, Business Planning, Cash Management, P&L Management, Problem Solving, Due Diligence, Internal Controls, Contract Negotiations, Business Strategy, Executive Management, Payroll, Risk Management, SAP, Managerial Finance, Auditing, QuickBooks, Finance, Budgets, Cost Accounting, General Ledger, Analysis, Management, Account Reconciliation, Revenue Recognition, Mergers & Acquisitions, Sarbanes-Oxley Act, Leadership, Sarbanes-Oxley, Tax, Cash Flow, Forecasting, ERP, GAAP, Financial Analysis
Education
University of Georgia - Terry College of Business 1977 — 1981
BBA, Accounting
American Mortgage & Equity Consultants, Inc. July 2015 - Present
WJ Bradley Mortgage Capital March 2014 - July 2015
MegaStar Financial August 2013 - March 2014
Prime Mortgage March 2012 - August 2013
Summit Mortgage Corporation November 2011 - March 2012
Advisor's Mortgage June 2009 - November 2011
Home Savings of America July 2008 - June 2009
Integrity Lending May 2004 - April 2008
Mortgage Source Inc. February 2002 - May 2004
Skills
Mortgage Lending, Mortgage Banking, Loans, VA loans, FHA financing, Construction Loans, First Time Home Buyers, Investment Properties, New Home Purchase, USDA Rural Housing, Mortgage Underwriting, Residential Mortgages, Mortgage Marketing, Refinancings, Credit Analysis, Second Mortgages, Vacation Homes, DU Refi Plus, Secondary Mortgage..., Encompass, Self-Employed Borrowers, Building Strong..., Freddie Mac Financing, Fannie Mae financing, HARP loans, LP Open Access, RESPA regulations, TILA, Interest Rate..., Benefit Cost Analysis, Jumbo Mortgage, Streamline Refinances, Public Speaking, Mortgage Closings, ECOA, Fair Lending, Product recommendations, Income analysis, Retired borrowers, Move-Up Home, Contract for Deed..., Refinances due to..., Refinances with..., Rent v Own analysis, Lease with Option to..., Lot Loans, Elimination of Mortgage..., Debt consolidation, VA Interest Rate..., Funding
Education
University of Minnesota-Twin Cities 1993 — 1997
Bachelor of Arts (BA)
Jacadi Paris December 2014 - April 2015
Stifel Bank & Trust November 2009 - February 2010
Bank of America May 2005 - September 2005
Nexstar Financial Corporation/Bank of America May 2003 - January 2005
Wells Fargo Home Mortgage April 2001 - April 2003
Wells Fargo Home Mortgage June 2000 - April 2001
Wells Fargo Home Mortgage January 1999 - June 2000
Home Savings of America February 1998 - January 1999
USDA Rural Developement 1997 - 1998
Citi 1993 - 1997
Skills
Management, Mortgage Lending, Mortgage Underwriting, Training, Process Improvement, Project Management, Finance, Leadership, Call Centers, Human Resources, Integration, Software Documentation, Loans, Customer Service, Refinance
Education
University of Delaware 1989 — 1993
Bachelor's degree, Psychology, Dean's List
AZ Loan Originator Licensing, LLC October 2008 - Present
Home Savings of America September 2008 - October 2011
Core Mortgage Group October 2006 - August 2008
CTX Mortgage Company October 1996 - September 2006
Arizona School of Real Estate October 1999 - October 2003
Skills
Mortgage Lending, FHA, Mortgage Banking, Leadership, Refinance, Management, Sales, Training, FHA financing, Sales Management, VA loans, Banking, USDA, Certified Mortgage..., First Time Home Buyers, Loan Origination, Credit, Loans, Government Loans, Residential Mortgages, Reverse Mortgages, FHA Financing, VA Loans
Education
University of Phoenix 2004 — 2006
Business Management, Business
Sidley Austin LLP March 2014 - Present
Grant Thornton LLP March 2013 - February 2014
Grant Thornton LLP October 2011 - March 2013
Grant Thornton September 2009 - February 2012
Arcina Risk Group February 2009 - October 2009
Marsh June 2002 - February 2008
U.S.Trust Company December 1998 - November 2001
Home Savings of America February 1996 - November 1998
Century 21 Real Estate Corp. November 1990 - October 1995
Aaron D. Cushman & Associates 1988 - 1990
Skills
Marketing Strategy, Strategy, Marketing, CRM, Integrated Marketing, Management, Business Development, Lead Generation, Leadership, Brand Development, Sales, Budgets, Program Management, Marketing Communications, Public Relations, Insurance, Training, Proposal Writing, Market Planning, Media Relations, Change Management, Sponsorship, Team Leadership
Education
University of Southern California - Marshall School of Business 1993 — 1995
EMBA
University of Southern California 1980 — 1984
BA, Communications
Bay Equity, LLC June 2015 - Present
W.J. Bradley Mortgage Capital, LLC April 2009 - June 2015
Home Savings of America April 2008 - April 2009
Apollo Home Mortgage September 2001 - March 2008
Skills
New Home Purchase, Refinance, Real Estate Investor, Residential Mortgages, Mortgage Servicing, Mortgage Lending
Education
University of Minnesota-Twin Cities 1996 — 2001
Bachelor of Arts (BA), Criminal Justice
Menomonie High School 1992 — 1996
City National Bank June 1998 - Present
Home Savings of America 1994 - 1998
Skills
Vendor Management, Banking, IT Management, Asset Managment, Relationship Management, Disaster Recovery, Risk Management, Business Process..., Asset Management, IT Strategy, Enterprise Software, Business Analysis, Business Continuity, Project Management, Process Improvement, Integration, Governance, Financial Services, Management, SDLC, Change Management, Information Security, Data Center, Information Security..., Portfolio Management
Education
University of Nevada-Las Vegas
Central Bancompany October 2011 - Present
Commerce Bancshares, Inc. November 1997 - October 2011
Home Savings of America 1996 - 1997
Commerce Bancshares Inc. August 1989 - March 1996
Skills
Banking, Customer Service, Retail Banking, Credit Cards, Mortgage Lending, Cash Management, Credit, Workers Compensation, Portfolio Management, Credit Risk, Loans, Financial Risk, Account Management, Consumer Lending, Change Management, Credit Analysis, Commercial Banking, Finance, Management, Team Leadership, Commercial Lending, Insurance, Underwriting, Process Improvement, Strategic Planning, Sales, Risk Management, Payments, Financial Analysis, Leadership, Microsoft Office, Investments, Business Analysis
Education
University of Missouri-Saint Louis 1980 — 1984
BSBA, Accounting
Inland Bank and Trust December 2013 - Present
Massachusetts Mortgage Association 2008 - Present
Sage Bank February 2012 - November 2013
Home Savings of America September 2010 - January 2012
SB Mortgage Group Inc January 2006 - August 2010
Skills
Office Management, Loans, FHA, Mortgage, Credit, Mortgage Lending, Banking, Sales, Refinance, Residential Mortgages, Short Sales, Residential Homes, Real Estate, Training, Insurance, Investment Properties, Selling, Mortgage Banking, First Time Home Buyers, Negotiation, USDA, Loan Origination, Recruiting, FHA financing, Reverse Mortgages, Customer Service, Condos, Sales Management, VA loans, Commercial Real Estate, Real Estate Economics, Investors, Team Building, Investments, Foreclosures, Underwriting, Referrals, Real Estate Transactions, Commercial Mortgages, Certified Mortgage..., REO, Sellers, Commercial Lending, Real Estate Financing, Government Loans, Construction Loans, Mortgage Marketing, Loss Mitigation, Mortgage Underwriting, HUD
Education
University of Massachusetts, Amherst 1995 — 2000
Bachelors Degree, Bachelor of Science, Economics
Bank of the Rockies June 2011 - Present
Home Savings of America September 2008 - May 2011
American Bank Mortgage Group February 2008 - August 2008
First National Mortgage Sources December 2006 - February 2008
USA Mortgage November 2001 - December 2006
Skills
Mortgage Banking, Loans, Mortgage Lending, Loan Origination, FHA, USDA, Refinance, VA loans, Reverse Mortgages, FHA financing, Investments, Mortgage Underwriting, Banking, Certified Mortgage..., Finance, Credit, Real Estate Financing, Residential Mortgages, Government Loans, Commercial Lending, Underwriting, Commercial Mortgages, Investment Properties, Loss Mitigation, Credit Analysis, Small Business Lending
Education
University of Colorado at Denver 1997 — 2001
Bachelors of Science in Business Administration with an emphasis in Finance and Accounting
Webster University
Master of Business Administration (MBA)
CM Partners Group October 2010 - Present
Masterson and Associates October 2009 - June 2011
Jones Lang LaSalle October 2006 - October 2009
San Manuel Band of Mission Indians June 2005 - October 2006
Washington Mutual February 1993 - June 2005
Home Savings of America 1989 - 1996
Education
University of Notre Dame 1973 — 1977
BA, Architecture
Interbank Mortgage Company February 2012 - Present
Animal Welfare League of Queen Anne's County June 2013 - Present
Maryland Association of Mortgage Professionals January 1996 - Present
Home Savings of America August 2008 - January 2012
Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, Wholesale Lending, First Time Home Buyers, VA loans, Loans, Government Loans, USDA, Banking, Referrals, Investors, Real Estate, FHA financing, Investment Properties, Mortgage Underwriting, Credit, Foreclosures, Leadership, Certified Mortgage..., Construction Loans, Real Estate Financing, Underwriting, Loss Mitigation, Reverse Mortgages, Mortgage Marketing, Credit Analysis, Commercial Mortgages, Commercial Lending, HUD, Funding, Home Equity Loans, Consumer Lending, Real Estate Economics, Mortgage Servicing, Financial Structuring, REO, Loan Servicing, Debt Consolidation, Finance, Rates, Investments, Residential Homes, Credit Risk, Non-Conforming, Small Business Lending, Home Equity Lines of...
Education
University of Maryland Baltimore County 1975 — 1980
Foothill FCU July 2012 - Present
Union Bank January 2012 - July 2012
Western Bridge FCU July 2007 - January 2012
Western Bridge FCU May 2004 - July 2007
CW Driver Inc. January 2004 - May 2004
TS Motorsports Inc January 2001 - December 2003
Keller Builders, Inc March 1999 - April 2000
Home Savings of America October 1997 - February 1999
Home Savings of America August 1993 - October 1997
Skills
Invoicing, Process Improvement, Banking, Analysis, Software Documentation, Financial Analysis, Budgets, Credit, Accounts Receivable, Administrative..., Accounts Payable, Vendor Management, Administration, Visio, Leadership, Human Resources, Management, Accounting, Data Entry, Finance, Access, Auditing, Policy
Education
University of La Verne 2006 — 2012
Bachelor of Arts (B.A.), Business Administration
none yet May 2015 - Present
Sam's Club February 2015 - May 2015
Kohl's Department Stores November 2014 - February 2015
Wells Fargo May 2012 - December 2013
Home Savings of America April 2011 - June 2012
Des Moines Police Officers CU May 2006 - March 2010
DSM Mercy CU March 1996 - March 2006
Skills
Mortgage Lending, Loans, Credit, Loan Origination, Mortgage Banking, FHA, Refinance, Residential Mortgages, Microsoft Office, Microsoft Excel
Education
University of Nebraska-Lincoln
Bachelor of Architecture (B.Arch.), Architectural Drafting and Architectural CAD/CADD
Wells Fargo Home Mortgage January 2014 - Present
U.S. Bank March 2012 - December 2013
BNI, Prime Connections October 2011 - October 2013
Home Savings of America March 2008 - March 2012
First National Mortgage Sources October 2007 - March 2008
Bayrock Financial, LLC May 2006 - October 2007
Town and Country Credit January 2000 - May 2006
Skills
HECM, Reverse Mortgages, Senior Home Loans, First Time Home Buyers, Refinance, HECM SAVER, Prolonging Retirement..., Purchase Money Loans, 203k, Energy Efficiency, Mortgage Lending, 203K, Banking, Certified Mortgage..., Cold Calling, Commercial Lending, Commercial Mortgages, Commercial Real Estate, Condos, Construction Loans, Consumer Lending, Credit, Credit Analysis, Customer Satisfaction, FHA, FHA financing, Finance, Government Loans, Foreclosures, Home Equity Lines of..., Home Equity Loans, Investment Properties, Investments, Investors, Loan Origination, Loan Servicing, Loans, Loss Mitigation, Marketing, Mortgage Banking, Mortgage Underwriting, Negotiation, Networking, New Business Development, REO, Real Estate, Real Estate Economics, Real Estate Financing, Real Estate Transactions, Residential Homes
Education
University of Minnesota-Twin Cities
Bachelor of Arts/Science Candidate – Political Science, Political Science and Government
Gardner Resources Consulting, LLC (via MDLR360 Consulting) October 2014 - Present
Union Bank July 2014 - October 2014
Bank of America June 2010 - June 2014
Green Dot Corporation April 2010 - June 2010
Union Bank July 2009 - April 2010
Bank of America September 2008 - February 2009
Countrywide Bank September 2006 - September 2008
Washington Mutual Bank October 2003 - August 2006
The Right Start and FAO 1999 - 2002
Home Savings of America 1976 - 1989
Skills
Mergers, Process Improvement, Process Engineering, SDLC, Service Level Management, Vendor Management, Business Process..., IT Strategy, Mergers & Acquisitions, PMO, ITIL, MS Project, Visio, Program Management, Enterprise Architecture, IT Service Management, Risk Management, Enterprise Software, Governance, Project Management, Business Analysis, Change Management, Management, PMP, Software Documentation, Business Process, Resource Management, SharePoint, Project Portfolio..., Quality Assurance, Six Sigma, Strategy, Information Technology, IT Management, Systems Analysis, Integration, Infrastructure, Telecommunications, Disaster Recovery, IT Operations, Outsourcing, Data Center, Business Intelligence, Service Delivery, Business Continuity, COBIT, Requirements Analysis, Project Delivery, System Deployment, Business Requirements
Education
University of Phoenix 1998 — 2003
BSBM, Business
AnnieMac Home Mortgage October 2013 - Present
Residential Finance October 2012 - September 2013
Vantage Point Bank and Financial Services September 2011 - October 2012
Carnegie Mortgage, LLC November 2010 - August 2011
Home Savings of America October 2009 - December 2010
Skills
Mortgage Banking, Loan Origination, FHA, USDA, Mortgage Lending, Refinance, VA loans, Residential Mortgages, Reverse Mortgages, FHA financing, Loans, Credit, Government Loans, First Time Home Buyers, Small Business Lending, VA Loans, FHA Financing
Education
University of Nebraska at Omaha 1968 — 1971
Bachelor of Science (BS) Communications
American Red Cross 2013 - 2014
Coldwater Creek 2013 - 2014
Capital Group 2007 - 2009
Capital Group 2000 - 2007
Kawama.com, Inc. 1999 - 2000
Home Savings of America 1995 - 1998
Household Bank 1990 - 1995
Skills
Management, Project Planning, Project Management, Customer Service, Microsoft Office, Process Improvement, Mutual Funds, Analysis, Project Coordination, User Acceptance Testing, End User Evaluation..., Database Content..., Equities, Business Analysis, Budgets, Research, Portfolio Management, Financial Analysis, Investments, Problem Solving, Fixed Income, Start-ups, Business Continuity, Insurance, Highly detail oriented, Compliance, Dependable Team Player, Process Efficiency, Quality Assurance, Multi Tasking, Coordination, People-oriented, Meet Deadlines, Follow-through Skills, High Level Of Accuracy, Result Oriented, Operational Efficiency, Self-starter, Consumer Lending, Proofreading, SEC filings, Retail Banking, Liaison, Scheduling, Organized, Data Quality, Learns New Software..., Employee Training, Accurate Data Entry, Product Launch
Education
University of Phoenix
Bachelor of Science, Business Management
Southern California Edison August 1998 - February 2013
Home Savings of America December 1994 - July 1998
Home Savings of America May 1990 - December 1994
Home Savings of America April 1986 - May 1990
Education
University of La Verne 2000 — 2013
Bachelor of Applied Science (B.A.Sc.), Organizational Management, 3.96
University of Southern California 2002 - Present
Kaiser Permanente IT 2002 - 2003
Warner Bros. Studios 1998 - 2002
Home Savings of America 1995 - 1998
Gibson, Dunn & Crutcher LLP 1984 - 1995
Skills
Telecommunications, Microsoft Office, Telephony, Operating Systems, Troubleshooting, Networking, C++, C, Strategic Planning, Visio, Network Administration, Management, Program Management, Security
Education
University of Southern California
Bachelor of Arts (B.A.), USC Dana & David Dornsife College of Letters, Arts & Sciences, Senior
Northern Trust November 2010 - Present
Citibank December 2007 - November 2010
Broadway Federal Bank May 1999 - August 2006
Home Savings of America January 1994 - January 1999
Home Savings of America, FSB October 1989 - December 1993
Skills
Portfolio Management, Commercial Lending, Commercial Banking, Financial Analysis, Mortgage Lending, Small Business Lending, Private Banking, Mortgage Banking, Wealth Management, Project Management, Strategic Planning, Management, Mergers & Acquisitions, Financial Services, Financial Risk, Due Diligence, Refinance, Investments, Finance
Education
University of Phoenix 1994 — 1996
Bachelors - Management and Business Administration, Management
Crenshaw High School 1974 — 1977
Movement Mortgage August 2013 - Present
PrimeLending April 2011 - August 2013
Home Savings of America February 2010 - April 2011
Accelerated Mortgage June 2001 - February 2010
Education
University of Minnesota - Carlson School of Management
Bachelor of Science, Business and Marketing
Home Savings of America July 2011 - Present
Reliant Mortgage Co. LLC March 2010 - December 2010
Alliance Lending Partners, LLC February 2006 - March 2010
Education
University of Maine 1977 — 1980
Westbrook High School 1973 — 1977
Destination Vacation Travel Agent May 2014 - Present
PMP September 2001 - Present
GSA January 2009 - March 2014
Home Savings of America December 2010 - May 2012
Candor Mortgage October 2008 - June 2009
Century 21 Greengarden Realty 1994 - 2000
Skills
Leisure Travel, Travel Arrangements, Adventure Travel, Cruises, Cruise Lines, Luxury Cruise, Airlines, Disney Vacations, Beaches, Caribbean Travel, Royal Caribbean, Carnival
Education
University of Connecticut 1989 — 1992
Escalera & Associates January 1995 - Present
Huthwaite, Inc. June 1997 - Present
American Savings Bank January 1992 - March 1993
Home Savings of America September 1985 - January 1992
Huthwaite, Inc August 1984 - August 1985
ROLM June 1983 - June 1984
Xerox Corporation January 1979 - April 1983
IBM Corp December 1977 - December 1978
Skills
Executive Coaching, Leadership Development, Coaching, Performance Improvement, Management Development, Sales Process, Business Coaching, Workshop Facilitation, Training, Organizational..., Training Delivery, Management Consulting, Needs Analysis, Instructional Design, Performance Management, Team Building, Executive Development, Learning Management, Employee Training, Leadership, Strategic Planning, Performance Consulting, Presentation Coaching, E-Learning, Instructor-led Training, Emotional Intelligence, Selling Skills, Blended Learning, Sales Management, Organizational..., Strategy, Organizational Learning, Management, Salesforce.com, Career Development, Selling, Staff Development, Solution Selling, Direct Sales, Culture Change, Talent Management, Consulting, Change Management, Succession Planning, Executive Management, Organizational Design, Sales, Strategic Partnerships, Employee Engagement, 360 Feedback
Education
University of Southern California 1975 — 1977
Bachelor of Arts, International Relations
West Town Bank & Trust January 2014 - Present
First National Bank of Layton February 2012 - January 2014
Home Savings of America January 2010 - February 2012
Supreme Lending April 2008 - December 2009
Merrill Lynch December 2006 - April 2008
National City Bank January 2004 - December 2006
Skills
Loan Origination, Residential Mortgages, Mortgage Banking, FHA, Customer Service, Mortgage Lending, Refinance, Management, USDA, FHA financing, First Time Home Buyers, Loans, Sales Management, VA loans, Credit, Investment Properties, Real Estate, Reverse Mortgages, New Business Development
Education
University of Maryland Baltimore County 1999 — 2003
BS, Financial Economics/Political Science
LEONETTI GRAPHICS August 2014 - Present
Mortgage Consultant February 2012 - Present
Home Savings of America July 2011 - January 2012
Houston Capital Mortgage November 2009 - January 2011
SunTrust Mortgage March 2005 - May 2009
American Mortgage Network 2003 - 2005
National City/AccuBanc 1997 - 2003
Independence One Mortgage 1988 - 1994
Shearson-Lehman Morgage Corporation 1982 - 1988
Skills
Mortgage, Mortgage Banking, Wholesale, Mortgage Lending, Sales Management, Mortgage Industry, VA loans, First Time Home Buyers, Management, Loans, Sales, Credit, Underwriting, Refinance, Strategy, Banking, Real Estate, Customer Satisfaction, FHA, Residential Mortgages, Construction Loans, Mortgage Underwriting, USDA, Loan Origination, Account Management, Leadership, Customer Retention, Business Development, Recruiting, Investment Properties, Finance, Credit Analysis, FHA financing, Risk Management, Government Loans, Reverse Mortgages
Education
University of Houston 1967 — 1971
BA, Communications
Austin High School-Houston, Texas
Kaiser Permanente March 2007 - Present
Home Savings of America 1979 - 1999
Skills
Healthcare, Vendor Management, Healthcare Management, Microsoft Excel, Research
Education
University of Phoenix 2003 — 2005
Bachelor's degree, Business Administration and Management, General
A2 Associates, LLC January 2012 - Present
iStar Financial, Inc. July 2007 - February 2013
Fremont Investment & Loan August 1995 - July 2007
Home Savings of America October 1992 - August 1995
Davis Partners, Inc. March 1992 - September 1992
IDM Corporation September 1989 - March 1992
JARIC Developers October 1987 - September 1989
Prudential Real Estate Investors March 1986 - October 1987
Skills
Real Estate, Loans, Structured Finance, Banking, Loan Servicing, Construction Loans, Change Management, Managing multiple..., Multilingual, Asset Management, Disposition, Underwriting, Commercial Real Estate, Portfolio Management, Investment Properties, Risk Management, Real Estate Economics, Loan Origination, Due Diligence, Investments, Commercial Mortgages, Investment Banking, Commercial Lending, Real Estate Financing, Real Estate Development, Mortgage Lending, Valuation, Leases, Real Estate Transactions, Acquisitions, CMBS, Financial Structuring, Property Management, Corporate Real Estate, Credit Analysis, Entitlements, Financial Modeling, Private Equity, Credit, Mortgage Banking, Dispositions
Education
University of Southern California - Marshall School of Business 1981 — 1985
B.S., Accounting
University of Phoenix 1992 — 1994
All graduate level courses completed towards an MBA (Finance)
Southwestern Academy - San Marino, CA
Diploma
Gundaker Commercial Group May 1988 - Present
Home Savings of America October 1985 - April 1988
Mark Twain Bank March 1981 - October 1985
Skills
Brokerage, Contract Negotiation, Location Intelligence, Real Estate Transactions, Real Estate Development, Real Estate, Disposition, Property Management, Apartments, Strategic Planning, Investment Properties, Lease Negotiations, Leases
Education
Occidental University 1977 — 1977
University of Missouri-Columbia 1973 — 1976
Bachelor of Science (BS), Public Administration
Home Savings of America
Skills
Credit, Residential Mortgages, Refinance, FHA, Mortgage Lending, Marketing, Sales, Loans, Loan Origination, New Business Development, Mortgage Banking, USDA, Reverse Mortgages
Education
University of Massachusetts, Amherst 1994 — 2000
Bachelor of Arts (BA), Communication and Media Studies
Crone Consulting LLC 2005 - Present
Edgar, Dunn & Company 2004 - 2005
edocs 1997 - 2005
Crone Consulting LLC 2003 - 2004
Dove Consulting 2000 - 2003
CyberCash 1996 - 2000
Home Savings of America 1995 - 1996
KPMG 1987 - 1995
Unisys 1979 - 1987
Skills
Business Analysis, Start-ups, Mergers & Acquisitions, E-commerce, Strategic Partnerships, Mobile Devices, Financial Services, Leadership, Mobile Commerce, Mobile Payments, Credit Cards, Online Marketing, Management, Payments, Banking, Strategy, Integration, Business Development, Electronic Payments, Business Process..., Sales, Investments, Due Diligence, Cloud Computing, Business Strategy, Retail, IT Strategy, Product Management, Entrepreneurship, Strategic Planning, Consulting, Marketing Strategy, Vendor Management, SaaS
Education
University of Southern California - Marshall School of Business 1985 — 1987
MBA, Management, beta gamma sigma
University of Southern California 1975 — 1979
Bachelor's Degree, Business Administration and Management, General, cum laude
Enthusiology! 1999 - Present
Mission Community Bank 2011 - 2014
American Security Bank 2008 - 2011
Fullerton Community Bank 2007 - 2008
Fullerton Community Bank 2004 - 2007
Enthusiology 1999 - 2004
Home Savings of America 1998 - 1999
Great Western Bank 1996 - 1998
First Interstate Bank 1981 - 1996
Bank of America 1971 - 1981
Skills
Start-ups, Customer Service, Team Leadership, Risk Management, Entrepreneurship, Business Planning, Business Strategy, Business Development, Strategy, Banking, Business Analysis, Financial Analysis, Portfolio Management, Finance, Credit, Private Equity, Management Consulting, Team Building
Education
University of Southern California 1976 — 1977
Master of Business Administration (M.B.A.), Finance, Management
University of Southern California 1971 — 1975
Bachelor of Business Administration (B.B.A.), Finance, Management
C&C Appraisal Services, Inc. July 1987 - Present
Home Savings of America May 1987 - November 1994
Skills
Foreclosures, Investors, FHA, Sellers, Real Estate, Short Sales, REO, Single Family Homes, First Time Home Buyers, Investment Properties, Residential Homes, Condos, Buyers, Real Estate Transactions, Listings, Refinance, SFR
Education
University of Phoenix 1989 — 1991
Bachelor of Science, Business
Canoga Park High School 1976 — 1980
Bachelor of Science (B.S.), Business Administration and Management, General
MADI, PARS and Strom Engineering March 2011 - Present
AmeriFleet Transportation December 2008 - March 2011
Watkins and Shepard June 2008 - September 2008
Independent Contractor January 2006 - February 2008
Metrocities Mortgage November 2004 - December 2005
Biega Enterprises June 1993 - December 2004
Carteret Mortgage September 2003 - November 2004
Bank of America March 2000 - July 2003
US Bank Home Mortgage November 1991 - March 1993
Home Savings of America September 1986 - March 1991
Skills
Sales Operations, Management, Selling, Training, Marketing, Sales, New Business Development, Real Estate
Education
University of North Florida - College of Business Administration 1979 — 1980
BBA, Business Management/Economics
Umpqua Bank February 2011 - Present
Citi May 2007 - February 2011
Commercial Capital Bank 2000 - 2007
Bayview Bank 1998 - 2000
Home Savings of America 1976 - 1996
Skills
Underwriting, Credit, Loans, Real Estate, Portfolio Management, Financial Analysis, Banking, Risk Management, Credit Analysis, FHA, Mortgage Lending, Commercial Real Estate, Loan Origination, Investments, Real Estate Economics, Financial Risk, Residential Homes, Commercial Lending, Marketing, Asset Management, Refinance, Credit Risk
Education
University of San Francisco 1971 — 1973
BA, Business Psychology
Taft School, Watertown, Conn, Class of '68 1964 — 1968
Capital Advantage, Inc. September 2011 - Present
Litman/Gregory Asset Management, LLC January 2001 - February 2011
Litman/Gregory Asset Management, LLC December 1998 - January 2001
Home Savings of America January 1996 - January 1998
Home Savings of America January 1993 - January 1996
Home Savings of America January 1989 - January 1993
Skills
Mutual Funds, Portfolio Management, Hedge Funds, Asset Allocation, Alternative Investments, Investments, Accounting, Investment Advisory, Account Reconciliation, Management, Auditing, Cash Flow, Accounts Payable, Wealth Management, Asset Managment, Accounts Receivable, Banking, Internal Audit, Financial Statements, Series 65, License Notary Public
Education
University of Phoenix
progress
Intrigue August 2014 - Present
AAA Ohio Auto Club February 2014 - Present
Big Brothers Big Sisters March 2012 - Present
Currently seeking new opportunity September 2013 - February 2014
Primary Residential Mortgage January 2013 - September 2013
The Mortgage Specialists September 2012 - January 2013
Emery Federal Financial Services March 2012 - September 2012
Home Savings of America May 2011 - March 2012
Envoy Mortgage May 2010 - May 2011
Traditional Mortgage 2008 - May 2010
Skills
Mortgage Lending, Refinance, FHA, First Time Home Buyers, USDA, Loans, Investment Properties, Mortgage Banking, Debt Consolidation, Finance, Real Estate Financing, Residential Mortgages, Banking, Mortgage Servicing, Sales, Government Loans, Marketing, Credit, FHA financing, Underwriting, Customer Service, Credit Analysis, Real Estate, Loan Origination, CRM, Time Management, VA loans, New Business Development, Business Strategy, Leadership, Account Management, Building Relationships, Lead Generation, Business Networking, Business Process..., Salesforce.com, Sales Presentations, Sales Management, Relationship Management, Business Planning, Business Development, Referrals, Social Networking, Lines Of Credit, Home Equity Loans, Mortgage Marketing, Residential Homes, Management, Sales Process
Education
St Xavier
University of Cincinnati
Fremont Investment & Loan December 2004 - April 2007
Option One Mortgage 2003 - 2004
Home Savings of America 1984 - 1992
Education
University of Phoenix 2003 — 2007
DBA, Business Adminstration - Leadership
University of Phoenix 2001 — 2003
MBA, Technology Management
University of Phoenix 1998 — 2001
BS, Information Systems
Union Bank 2007 - Present
Washington Mutual 2002 - 2007
WaMu 2002 - 2007
Ignitus Communications LLC 2000 - 2001
Home Savings of America 1989 - 1998
Education
University of Mumbai 1971 — 1975
Iserve Residential Lending May 2014 - Present
MidSouth Bank 2013 - 2014
Home Savings of America June 2010 - September 2011
Affordable Home Funding 1997 - 2010
American General Finance September 1994 - September 1997
Skills
Mortgage Lending, Refinance, Residential Mortgages, Investment Properties, Time Management, Management, Leadership, Team Building, New Business Development, Strategy, Mortgage Banking, FHA, Loan Origination, Loans, USDA
Education
Mary Washington College 1989 — 1993
Business Administration
Live Nation January 2012 - Present
Jet Propulsion Laboratory June 2008 - January 2012
Caltech January 2007 - June 2008
Cal Poly Pomona 2002 - 2007
California State Chancellor's Office 1997 - 2005
California State university Chancellor's Office 1997 - 2005
Cal State Chancellor's Office 1997 - 2005
California State University Chancellor's 1997 - 2005
California State University Chancellor's Office 1997 - 2000
Home Savings of America 1994 - 1999
Skills
Process Improvement, Microsoft Excel, Sarbanes-Oxley Act, Internal Audit, Auditing, PCI DSS, Information Security, Project Management, System Administration, Financial Reporting, Internal Controls, Data Analysis, Microsoft Word, Access
Education
University of South Carolina - The Moore School of Business 1982 — 1986
Administrative Systems Management & Marketing
SCI Consulting June 2012 - Present
Home Savings of America February 2012 - March 2012
United Commercial Bank now East West Bank November 2008 - April 2010
Downey Savings August 2008 - November 2008
CMM Enterprise December 2007 - May 2008
World Savings July 1998 - October 2007
Skills
Retail Banking, Call Center Management, Call center start-up, Customer Satisfaction, Customer Surveys, Customer Service..., Budgets, Banking, Analysis, Business Development, Cash Management, Call Centers, Coaching, Commercial Banking, Cross Selling, Customer Retention, Customer Service, Deposits, Employee Relations, Employee Training, Finance, Financial Risk, Financial Services, Hiring, Internet Banking, Leadership, Loan Origination, Loans, Loss Mitigation, Management, Microsoft Word, Negotiation, Operations Management, Performance Management, Process Improvement, Product Management, Relationship Management, Sales, Sales Management, Team Building, Team Leadership, Customer Experience, Executive Management, PowerPoint, Microsoft Excel, Change Management, Training, Access, Payments, Time Management
Education
University of Santo Tomas 1993 — 1997
BS, Business Administration
Sierra Pacific Mortgage Company, Inc. 2012 - 2014
Home Savings of America 2008 - 2012
Home Savings of America January 2008 - December 2011
SCME Mortgage Bankers 1999 - December 2007
Skills
Capital Markets, Loans, Loan Origination, Credit Analysis, Refinance, FHA, Mortgage Lending, Residential Mortgages, Mortgage Banking, Real Estate, Credit, Banking, FHA financing, Underwriting, USDA, Secondary Market, VA loans, Sales, Strategic Planning, New Business Development, Business Development, First Time Home Buyers, Investment Properties
Education
University of Colorado at Boulder
Bachelor of Science (BS), Real Estate
Lentus Group LLC October 2014 - Present
DHI Mortgage October 2013 - October 2014
Bank of America May 2009 - October 2013
Home Savings of America February 2008 - November 2008
SCME Mortgage Bankers, Inc. January 2007 - October 2007
American Mortgage Network - a div. of Wachovia Securities/Vertice October 2001 - December 2006
Vertice 2001 - 2006
Skills
Mortgage Lending, FHA, Loan Origination, Loans, Credit, Mortgage Banking, Refinance, Mortgage Underwriting, VA loans, Underwriting, Residential Mortgages, Credit Analysis, FHA financing, Management, Banking, USDA, Sales, Consumer Lending, Reverse Mortgages, Government Loans
Education
Housatonic College
Business
University of Nevada-Reno
Business
Bank of America 2013 - 2014
Bank of America 2013 - 2014
Home Savings of America July 2010 - February 2012
Wachovia Bank July 2007 - October 2008
Wachovia 2005 - 2007
Education
University of California, Santa Cruz 2000 — 2004
Resource Global September 2006 - Present
Resources Global Professionals September 2006 - February 2009
Ameriquest Mortgage September 2005 - September 2006
Ameriquest & Argent Mortgage September 2005 - September 2006
Pacific Life Insurance September 2004 - September 2005
Jefferson Wells International November 2003 - September 2004
PacifiCare Health Systems January 1999 - January 2003
PacifiCare Health Systems January 1997 - January 1999
Countrywide Financial Corporation January 1996 - January 1997
Home Savings of America January 1991 - January 1996
Education
University of Illinois at Urbana-Champaign 1974 — 1977
Bachelors, Finance
DESIGNATIONS
University of Illinois at Urbana-Champaign
Bachelor of Science degree, Finance
Telvista Inc. June 2012 - Present
TeleTech January 2008 - June 2012
ChaseCom 2006 - 2007
TeleTech 2004 - 2006
Apria Healthcare 2003 - 2004
TeleTech 2001 - 2003
Liberty Media Corporation 1999 - 2001
Home Savings of America 1996 - 1998
First Interstate Bank November 1984 - September 1996
Skills
Process Improvement, Workforce Management, BPO, Operations Management, Call Center
Education
University of La Verne
MBA
Moen Communications March 2009 - Present
Downey Savings October 2001 - March 2009
Anyloan.com January 2000 - August 2001
The Geneva Companies May 1998 - January 2000
Home Savings of America February 1996 - March 1998
Skills
Integrated Marketing, Marketing Communications, Strategy, Marketing, Online Marketing, Advertising, Public Relations, Media Relations, Brand Management, Marketing Strategy, Corporate Communications, Strategic Planning, Internal Communications, Direct Marketing, Social Media Marketing, Crisis Communications, Online Advertising, Email Marketing, Management, New Business Development, Direct Mail, Digital Marketing, Marketing Management, Budgets, E-commerce, Leadership
Education
University of North Carolina at Chapel Hill 1987 — 1991
Bachelor of Science, Business Administration
Southern California Public Radio October 2008 - February 2011
Komatsuka Consulting October 2007 - October 2008
Japanese American National Museum April 1999 - September 2007
Home Savings of America April 1995 - March 1999
Home Savings of America 1990 - 1999
Skills
Management, Non-profits, Event Management, Budgets, Philanthropy, Blogging, Internal Communications, Marketing, Program Management, Stewardship, Arts Administration, Annual Giving
Education
University of Southern California 1974 — 1978
BA
United Health Group December 2010 - Present
Vikmere Software January 2010 - September 2010
WellPoint June 2001 - February 2009
Platinum Technology 1993 - 1997
Gibraltar Savings 1986 - 1990
Home Savings of America 1987 - 1989
Skills
Business Analysis, Vendor Management, Data Warehousing, Requirements Analysis, Integration, Process Improvement, Systems Analysis, Software Project..., PMP, DB2, Program Management, Project Management, Visio, Business Requirements, User Acceptance Testing, Requirements Gathering, SDLC
Education
University of La Verne 2008 — 2011
MBA, Finance
Pacific Union Financial October 2012 - Present
Plaza Home Mortgage April 2012 - October 2012
MetLife Home Loans May 2011 - June 2012
AmericaHomeKey, Inc September 2009 - April 2011
Home Savings of America March 2008 - February 2010
Lehman Brothers December 2002 - February 2008
Skills
Mortgage Banking, Residential Mortgages, Credit, FHA, Mortgage Lending, Underwriting, Loans, Credit Analysis, Credit Risk, Loan Origination, Refinance
Education
University of Colorado at Boulder - Leeds School of Business 1988 — 1993
Bachelors of Business Administration, Marketing and Real Estate
Bank of the West January 2000 - Present
Home Savings of America 1994 - 2000
Skills
HRIS, Onboarding, Deferred Compensation, Management, PeopleSoft, Human Resources, Performance Management, Talent Acquisition, Applicant Tracking..., Analysis
Education
Mary Washington College
Bachelor's degree
WSI Sutter Street Manufacturing November 2014 - Present
Sutter Street West October 2014 - Present
Baxstra, Inc September 2000 - October 2012
Beach Mfg September 1998 - September 2000
Cal Spas April 1997 - September 1998
DB Textile November 1995 - September 1997
Home Savings of America January 1982 - April 1994
Skills
Team Building, Change Management, Management, Manufacturing, Continuous Improvement, Quality Assurance, Budgets, Risk Management, Retail, Product Development, Procurement, Process Improvement, Operations Management, Strategic Planning, Inventory Management
Education
University of Phoenix 2001 — 2003
Masters, Organizational Management
University of Phoenix 2001 — 2003
Masters Degree, Organizational Management
University of Phoenix 1997 — 2001
Bachelors, Business Management
Aames Home Loan 1999 - 2005
Home Savings of America 1984 - 1998
Skills
Mortgage Lending, Mortgage Banking, Loans, Credit, Financial Analysis, Banking
Education
University of Colorado Boulder 1974 — 1983
PhD, Econometrics, Monetary Theory, Finance
Wabash College 1967 — 1971
BA, Liberal Arts, Econ and Math
University of La Verne March 2012 - Present
DeVry University March 2011 - February 2012
University of Phoenix September 2005 - January 2010
Azusa Pacific University March 2003 - August 2005
Home Savings of America 1987 - 1998
Army National Guard September 1986 - June 1994
Skills
Higher Education, Account Management, Salesforce.com, Organization, Spanish, Leadership, Coaching, Training, Leadership Development, Admissions, Marketing, Adult Education, Staff Development, Community Outreach, Business Development, Student Financial Aid, Career Counseling, Employee Benefits, Management, Career Development, Student Recruiting, E-Learning, Resume Writing, Human Resources, Instructional Design, Organizational...
Education
University of Phoenix, Edgewood High School 2003 — 2005
Master of Arts Organizational Management
University of Phoenix 2001 — 2003
MAOM, Organizational Mgmt.
Home Savings of America January 2010 - February 2011
Education
University of San Francisco 2008 — 2010
Applied Economics
First Republic Bank November 2010 - Present
HomEq Servicing March 2005 - October 2010
Barclays Capital March 2005 - October 2010
GMAC Mortgage 2001 - 2005
Home Savings of America 1984 - 1999
Education
The University of Connecticut 1973 — 1977
Bachelor's degree, Business
Bay Equity, LLC July 2014 - Present
JPMorgan Chase February 2012 - September 2013
APRIL WILKES MOBILE NOTARY March 2007 - March 2011
Home Savings of America August 2009 - April 2010
JPMorgan Chase May 2009 - August 2009
Home Savings of America 2009 - 2009
Washington Mutual Bank March 2006 - June 2008
Washington Mutual 2006 - 2008
Chase Home Finance February 2004 - March 2006
Encore Mortgage 2005 - 2005
Skills
Mortgage Lending, Loans, Mortgage Banking, Credit, Refinance, FHA, Loan Origination, Banking, Residential Mortgages, Underwriting, Credit Analysis, Customer Service, Financial Analysis, Microsoft Excel, Microsoft Office, Finance, FHA financing, VA loans, USDA, Real Estate, Funding, Real Estate Financing, FHA Financing, VA Loans
Education
Univeristy of Phoenix 2011 — 2013
Associate of Arts (A.A.), Psychology
University of Phoenix 2011 — 2013
Associate of Arts (AA), Psychology
Ameris Bank July 2014 - Present
HeritageBank Mortgage March 2013 - July 2014
United Guaranty Corporation September 2011 - March 2013
Home Savings of America January 2011 - September 2011
Fannie Mae Project September 2008 - January 2011
Indymac Bank September 2007 - September 2008
American Home Mortgage January 2005 - August 2007
First Franklin November 2003 - December 2004
Soluna First March 1997 - November 2003
SunTrust Bank May 1994 - February 1997
Skills
Mortgage Lending, Mortgage Banking, FHA, Mortgage Underwriting, Residential Mortgages, Credit Analysis, Leadership, Training, Analysis, Management, Risk Management
Education
University of Louisville 1980 — 1990
Home Savings of America / HSOA Mortgage Company July 2009 - Present
Home Savings of America June 2009 - December 2011
Wachovia Bank 2006 - 2008
World Savings 1987 - 2008
World Savings/Wachovia 1987 - 2008
World Savings Bank 1987 - 2008
Skills
SDLC, Information Technology
Education
University of San Francisco 1969 — 1973
Business Administration
Sierra Capital Mortgage Company 1996 - Present
Sears Mortgage Corporation 1991 - 1995
Great Western Bank 1989 - 1991
Home Savings of America 1986 - 1989
Skills
Mortgage Lending, Short Sales, Investment Properties, Finance, Loans, Real Estate Transactions, Foreclosures, Credit, REO, Real Estate, First Time Home Buyers, Marketing, Condos, Customer Service, Sellers, Residential Mortgages, FHA, Residential Homes, Management, Refinance, Mortgage Banking, Single Family Homes, Loan Origination, Listings, VA loans, Reverse Mortgages, Underwriting
Education
Nazareth Academy
University of Rochester
Bachelors degree, Economics, Community Health
Jet Propulsion Laboratory March 1999 - Present
OAO Corp October 1995 - March 1999
Self Employed 1989 - March 1997
PKB Construction August 1994 - October 1995
Home Savings of America November 1986 - November 1989
Skills
Outlook, Administrative..., Microsoft Office, Microsoft Excel, Access, Visio, PowerPoint, Testing, Budgets, Data Analysis, Purchasing, Project Management, Training, SharePoint, Customer Service, Microsoft Word, Software Documentation, Project Planning, Program Management, Analysis, Technical Writing, Time Management, Leadership, Process Improvement, Government, MS Project, Troubleshooting, Proposal Writing
Education
University of Phoenix 2007 — 2009
AA, Business Communication
Arcadia High school 1981 — 1984
ValueNet, a division of Accurate Title Group, LLC January 2014 - Present
ValueNet / Preferred Appraisal, Inc. October 1989 - January 2014
Home Savings of America November 1985 - August 1989
Skills
Appraisal, Appraisals, Valuation, Loans, Real Estate, REO, Investment Properties, Residential Homes, Condos, Foreclosures, Mortgage Lending, Real Estate Transactions, Real Estate Economics, Relocation, Refinance
Education
University of Illinois at Urbana-Champaign 1977 — 1981
BA, Economics
City National Bank July 2012 - December 2014
Business Insights, Inc. October 1998 - July 2012
City National Bank 2005 - 2010
City National Bank 1999 - 2010
Home Savings of America June 1996 - August 1998
First Interstate Bank February 1973 - April 1996
First Interstate Bancorp 1973 - 1996
First Interstate Bank of California 1985 - 1991
Skills
Risk Management, Payments, Human Resources, Management, Program Management, Business Process, Mergers & Acquisitions, Project Management, Process Improvement, Credit, Business Analysis, Leadership, Banking, Commercial Banking, Portfolio Management, Vendor Management, Customer Service, Financial Risk, Cash Management, Loans, Commercial Lending, Treasury Management, Management Consulting, Mergers
Education
University of Virginia 1985 — 1987
Graduate School of Retail Banking
University of Colorado Boulder 1982 — 1983
Graduate School of Human Resources
East West Bank October 2011 - Present
Intuit August 2008 - October 2011
City National Bank February 2007 - August 2008
University of La Verne May 2002 - February 2007
RWC Consulting Group, LLC June 1999 - November 2001
Home Savings of America September 1996 - June 1999
Customized Employment Solutions March 1992 - September 1996
First Interstate Bank May 1979 - March 1992
Education
University of La Verne 2000 — 2004
MBA, Leadership and Management
RotoMetrics March 2000 - Present
Amdocs September 1999 - March 2000
Home Savings of America December 1996 - July 1999
Furkon October 1994 - December 1996
Skills
Servers, Process Improvement, Troubleshooting, DNS, Data Center, IT Management, Integration, Microsoft SQL Server, Cloud Computing, SQL, Windows Server, Operating Systems, Virtualization, NetBackup, SAN, Solaris
Education
University of Illinois at Chicago 1988 — 1993
Bachelor of Science (B.S.), Electrical Engineering
Retired May 2014 - Present
U.S. Railroad Retirement Board August 2012 - April 2014
The Federal Savings Bank March 2012 - August 2012
Chicago Bancorp July 2011 - March 2012
Mid Nation Mortgage Corporation July 2010 - June 2011
American Equity Mortgage June 2009 - July 2010
JPMorgan Chase February 2008 - April 2009
JPMorgan Chase December 2005 - February 2008
Fieldstone Mortgage Company May 2000 - December 2005
Home Savings of America 1995 - 1997
Skills
Customer Relations
Education
University of Maryland College Park 1977 — 1981
B.A., Economics
California Credit Union July 2000 - Present
Home Savings of America 1986 - 1999
Skills
Loans, Banking, Finance, Financial Analysis, Portfolio Management, Accounting, Financial Reporting, Account Reconciliation
Education
University of La Verne 2000 — 2002
Bachelor's degree, Business Administration and Management, General
Home Savings of America August 2010 - Present
Southern Choice Renovation February 2009 - July 2010
TLC Rents - Event & Tent Rental March 2008 - February 2009
Southeast Mortgage Group 2003 - 2007
AJACS, Inc August 1999 - March 2005
4 restaurant chains August 1984 - December 1998
Education
University of Kentucky 1985 — 1988
Business Management & Administration
Stearns Lending (NMLS #1854) November 2014 - Present
Caliber Funding January 2014 - October 2014
Franklin American Mortgage Company March 2012 - July 2013
Met Life Bank September 2011 - March 2012
Home Savings of America October 2008 - March 2010
Washington Mutual Bank October 2000 - March 2008
Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, USDA, Loans, VA loans, Credit, Underwriting, First Time Home Buyers, Credit Analysis, Mortgage Underwriting, FHA financing, VA Loans, FHA Financing
Education
Georgia State Univerisity 1993 — 1996
Bachelor of Applied Science (BASc), Biology/ Chemistry
University of Florida 1992 — 1993
Sage October 2012 - Present
MarketSource Inc. October 2011 - September 2012
Home Savings of America May 2004 - October 2011
WorldCom/MCI Corporation October 1999 - March 2004
SPRINT CORPORTATION September 1994 - October 1999
Skills
Sales Management, Account Management, New Business Development, Contract Negotiation, Mortgage Lending, Negotiation, Customer Service, Sales, Team Building, B2B, Solution Selling, Forecasting, Microsoft Office, Strategy, Marketing Strategy, Real Estate, Business Planning, Business Development, Selling, CRM, Budgets, Call Centers, Customer Retention, Sales Operations, Pricing, Key Account Management, Marketing, Recruiting, Change Management, Analysis, Salesforce.com, Cold Calling, Lead Generation, Sales Process, Direct Sales, Management, Strategic Planning, Leadership, Training
Education
University of Cincinnati
Bachelor, Business Administration
Experian October 2012 - Present
Experian December 1999 - October 2012
Capital Group May 1995 - June 1997
Home Savings of America June 1982 - February 1993
Skills
Fixed Assets, Account Reconciliation, Auditing, General Ledger, Tax, Financial Statements, Sales Tax, Invoicing, Sarbanes-Oxley Act, Accruals, GAAP, Variance Analysis, Financial Accounting, Internal Controls, Analysis, Accounting
Education
University of Santo Tomas
Bachelor of Science in Commerce (BSC), Finance, General
U.S. Bank April 2012 - Present
Home Savings of America May 2006 - April 2012
Town and Country Credit 1997 - 2006
Skills
Home Mortgages, Loan Origination, Lines Of Credit, Credit Repair, Credit Counseling, Residential Mortgages, Financial Recruiting, Sales, Sales Management
Education
University of Minnesota-Twin Cities
Bachelor of Applied Science (B.A.Sc.), Finance and Financial Management Services
NewLeaf Wholesale, a division of Skyline Financial Corp. August 2013 - Present
Kinecta Federal Credit Union April 2012 - June 2013
Home Savings of America July 2011 - February 2012
Home Savings of America April 2011 - July 2011
Home Savings of America June 2008 - March 2011
Washington Mutual Bank October 2006 - May 2008
Washington Mutual Bank February 2004 - June 2004
Washington Mutual Bank June 2002 - August 2003
Skills
FHA, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Residential Mortgages, VA loans, Underwriting, FHA financing, Real Estate, Credit, Management, USDA, Refinance, Investment Properties, Mortgage Underwriting, VA Loans
Education
University of San Diego 2002 — 2006
BA, Spanish, Business
Vantage Point Bank and Financial Services April 2011 - Present
Home Savings of America March 2010 - March 2011
Skills
USDA, VA loans, FHA, Mortgage Lending, FHA financing, Mortgage Banking, Residential Mortgages, Refinance, Loan Origination, Loans, Government Loans, Certified Mortgage...
Education
University of Rhode Island 1994 — 1998
Bachelor of Science (B.S.), Human Development and Family Studies, General
High School 1990 — 1994
Diploma, College/University Preparatory and Advanced High School/Secondary Diploma Program
Wells Fargo Home Mortgage December 2012 - Present
Berman Valuation Services July 2011 - December 2012
Nassau County Department of Assessment October 2004 - July 2011
NYS Supreme Ct October 1994 - October 2004
Home Savings of America April 1990 - July 1997
Skills
Real Estate, Residential Homes, Collateral and...
Education
University of Illinois at Urbana-Champaign
BA, Geology
WFI June 2011 - Present
Wescom Credti Union March 1999 - June 2002
Home Savings of America June 1984 - February 1999
Education
University of La Verne
AUTOMATED DATA PROCESSING INC November 2008 - Present
ADP Dealer Services November 2002 - Present
AUTOMATED DATA PROCESSING January 2002 - November 2008
UNITED CALIFORNIA BANK January 1998 - January 2002
Home Savings of America January 1996 - January 1998
Skills
Customer Satisfaction, Payroll
Education
University of La Verne 2008 — 2011
Bachelor's degree, Organizational Leadership
Wells Fargo May 2003 - Present
Wells Fargo June 2001 - May 2003
Wells Fargo May 1999 - May 2001
Citi May 1997 - May 1999
Citi May 1996 - May 1997
Citi November 1995 - May 1996
Home Savings of America June 1990 - December 1991
Skills
Situational Leadership, Management, Project Management, Team Leadership, Business Efficiency, Budget Forecasts, Teradata, SQL, Microsoft Excel, Microsoft Office, Micro Strategy BI Tool, Data Analysis, Business Analysis, Written & Oral..., Business Performance..., SharePoint, Adobe Creative Suite, Photoshop, Premiere, Video Pr, Photography, HAM Radio, Database Marketing, Strategy, Analysis, Financial Services, Leadership, Analytics, Banking
Education
UCSC 1990 — 1995
Bachelor of Arts (B.A.), Economics
Inland Home Mortgage Company December 2013 - Present
Sage Bank February 2012 - November 2013
Home Savings of America September 2010 - February 2012
SB Mortgage March 2009 - September 2010
Skills
Mortgage Lending, Disclosure, Disclosure Statements, Microsoft Excel, Microsoft Word, Encompass, Byte, Doc magic, Bilingual-English/Spanis..., SoftPro, Violin, Customer Service, Administrative..., Project Coordination, Department Coordination
Education
University of Massachusetts, Amherst
Bachelor of Arts (BA), Spanish
Midpeninsula Regional Open Space District July 2008 - Present
Self Employed October 1996 - Present
Everest Funding October 2007 - August 2008
Alliance Title July 2002 - September 2007
Fidelity National Title November 2001 - July 2002
Stanford University November 1999 - October 2001
The Fairmont San Jose December 1994 - October 1999
All Cal Title September 1988 - October 1994
Home Savings of America June 1985 - September 1988
Education
University of California, Santa Cruz
Bachelor's Degree, Molecular, Cellular, and Developmental Biology