Experience
AmeriFirst Financial, Inc.   June 2012 - Present
Guaranteed Home Mortgage Company, Inc.   April 2012 - June 2012
Home Savings of America   May 2010 - March 2012
Cal State Home Loans   December 2001 - May 2010
Home Equity Mortgage   1998 - 2001
Mortgage Capital Resource  1995 - 1998
CFC Mortgage   1994 - 1995
CFC Mortgage   1992 - 1994
Lakeview Financial Services   1990 - 1992

Skills
Mortgage Lending, Reverse Mortgages, Real Estate Finance, Loans, Credit, Sellers, Mortgage Banking, FHA, VA, Conventional, Mortgage, First Time Home Buyers, Purchase, Underwriting, VA loans, Real Estate Financing, Investment Properties, Residential, Real Estate, Investors, REO, Loan Structuring, Loan Origination, Government Loans, Real Estate Transactions, Refinance, USDA, Referrals, Real Estate Economics, Residential Homes, Residential Mortgages, Construction Loans, Mortgage Underwriting, Commercial Mortgages, Certified Mortgage..., FHA financing, VA Loans

Education
Cal State San Bernardino   1995 — 1997
Certificate of Mortgage Banking, Mortgage Banking

VVC   1990 — 1992
Associates of Arts, Fine Art

Experience
Allison James Estates and Homes  September 2010 - Present
Home Savings of America   April 2011 - January 2012
GMAC Mortgage  January 2009 - June 2010
RE/MAX Action Associates   August 2007 - January 2009
Wachovia  September 2006 - October 2008
Team Metro Real Estate/ One Source Realty   October 2002 - October 2006
Directed Electronics, Inc.   August 1998 - March 2002

Skills
Real Estate, Contract Negotiation, Policy, Administration, REO, Short Sales, Loss Mitigation, HAP ( Home Owners..., Listings, Foreclosures, Residential Homes, Investment Properties, Selling, Buyers, Mortgage Lending, Property, First Time Home Buyers, Leases, Single Family Homes, Investors, HUD, Sellers, Real Estate Transactions, Referrals, Negotiation, FHA, Condos, Relocation, Buyer Representation, Marketing, New Home Sales, Sales

Education
East Carolina University   1991 — 1996
BA, Psychology

Experience
Buerkle Hyundai   January 2014 - Present
Buerkle Honda/Hyundai   September 2013 - January 2014
Buerkle Honda/Hyundai   June 2012 - October 2013
Walser Automotive Group  October 2010 - June 2012
Walser Automotive Group  June 2010 - October 2010
Walser Automotive Group  June 2009 - July 2010
Walser Automotive Group  March 2008 - June 2009
Home Savings of America   January 2007 - March 2008
US Army/IRR   January 2000 - March 2008
Countrywide Financial  October 2004 - December 2006

Skills
Coaching, Sales Management, Accountability, Sales, Team Building, Negotiation, Management, Mortgage Lending, Sales Process, Automotive, Vehicles, Organization, Loans, Direct Sales, Customer Satisfaction, Automobile, Customer Retention, Team Leadership, Customer Service, Sales Operations, Process Improvement, Inventory Management, Operations Management, Profit, Forecasting, Account Management, New Business Development, Strategic Planning, Retail, Leadership, Training, Finance, Marketing Strategy, Marketing, B2B, Purchasing, Selling, Business Planning, Competitive Analysis, Dealers, Automotive Aftermarket, Warranty, Parts, Budgets, CRM, Dealer Management, Time Management, Cold Calling, Pricing, Selling Skills

Education
Century College   1998 — 2000

JFK Special Warfare School

Experience
Eleanor Beasley, CTP - Business Banking Consultants (EBBBC)   July 2010 - Present
Eleanor Beasley   July 2010 - Present
YWCA Greater Los Angeles  July 2008 - Present
Bloom Again Foundation   January 2008 - July 2014
Crystal Stairs, Inc.   July 2006 - July 2011
Union Bank  September 2007 - June 2010
Susan G. Komen for the Cure Los Angeles County Affiliate  2000 - 2007
City National Bank  1999 - 2007
MOSTE: Motivating Our Students Through Experience  1995 - 2005
Home Savings of America   1996 - 1999

Skills
Banking, Executive Management, Treasury Management, Process Engineering, Cash Management, Process Improvement, Public Speaking, Coaching, Mentoring, Non-profits, Commercial Banking, Risk Management, Finance, Customer Service, Change Management, Management, Sales, Leadership Development, Leadership, Strategic Planning, Marketing Strategy, Training, Team Building, Fundraising, Program Management, Project Management, Budgets, Management Consulting, Organizational..., Microsoft Office, Operations Management, Social Media, Vendor Management, Marketing, Event Management, Research, Team Leadership, Human Resources, Public Relations, Negotiation, Business Strategy, Event Planning, Strategy, Recruiting, Employee Training, Entrepreneurship, Policy, Business Planning, Analysis, Community Outreach

Education
California State University-Northridge   1974 — 1980

Experience
Accenture Credit Services  October 2013 - July 2014
Fidelity Bank  October 2012 - September 2013
Home Savings of America   October 2010 - December 2012
AmeriSave Mortgage Corporation  June 2008 - October 2010
Washington Mutual Bank N.A.   June 2001 - July 2004

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, Windows, Outlook, Teaching, Public Speaking, HTML, Strategic Planning, Budgets, Negotiation, FHA financing, USDA Rural Housing, Loss Mitigation, Credit Risk, Mortgage Lending, Mortgage Underwriting, Funding, Underwriting, FHA Financing, Residential Mortgages, Loan Origination, Credit, Finance, Loans, Banking, Mortgage Banking

Education
Clark Atlanta University   1994 — 1996

Experience
Avanir Pharmaceuticals  September 2014 - Present
Life Technologies  November 2008 - March 2014
Invitrogen  October 2007 - November 2008
Sony Electronics  January 2002 - October 2007
UCLA  June 2000 - December 2001
OOMC  August 1999 - May 2000
Home Savings of America   December 1987 - December 1998

Skills
Talent Management, Organizational..., Leadership Development, Change Management, Strategy, Program Management, Leadership, Training, Management, Management Development, Performance Improvement, Succession Planning, Budgets, Performance Management, Organizational Design, Employee Engagement, Talent Acquisition, Onboarding, Workforce Planning, Executive Coaching, Mergers, Executive Development, Organizational..., Human Resources, Global Management, Global Strategy, Cross-functional Team..., Thought Leadership, Culture Change, Executive Management, Management Consulting, Coaching, MBTI, Acquisition Integration, Business Strategy, Employee Relations

Education
Claremont Graduate University   2001 — 2004
Master's Degree, Human Resources Deign

University of La Verne   1997 — 1999
Bachelor's Degree, Business Administration

Center for Creative Leadership
Leading for Organizational Impact

Experience
State Street  April 2005 - May 2012
Reebok  August 2004 - January 2005
AARP  February 2000 - May 2004
Home Savings of America   July 1993 - January 2000
Northrop Grumman Corporation  November 1987 - November 1991

Skills
ACSLS, AS400, AUTOSYS, BRMS, CA7 Schedular, CICS commands, DEC, DSFSMrmm, Gresham, HSC/ATS System Commands, JES2 Commands, Microsoft Office, MVS Commands, MyOracle, Netview, NETC Label System, Remedy, S.A.M. System, SecureSync, StorageTek commands, Tandem, Tape Control, TSO Commands, TSM, Unix, VPS commands, VSM, VTCS, z/OS Main Frame

Education
El Camino College   1982 — 1983
N/A, Accounting, N/A

Experience
JPMorgan Chase  February 2009 - 2014
Washington Mutual  November 2002 - January 2009
Home Savings of America   1975 - 1998

Skills
Mortgage Banking, Loans, Loan Origination, Mortgage Lending, Leadership, Credit, Residential Mortgages, Underwriting, Banking, Refinance, Sales, FHA, Real Estate, Loss Mitigation, Management, Credit Analysis, Consumer Lending, Risk Management, Foreclosures, Finance, Financial Services, Business Development, VA loans, Managerial Finance, Appraisal Skills, Customer Service

Education
College of San Mateo
Real Estate Finance, Real Estate

Rio Hondo College

Experience
East West Bank  June 2014 - Present
East West Bank  April 2006 - May 2014
Burke Williams Spa  July 2004 - February 2006
Home Savings of America (aka JP Morgan/Chase)   1985 - 2000
Home Savings of America   January 1985 - April 1999

Skills
Bilingual in Spanish,, Computer literate, Training Delivery, Problem Solving, Foreclosures, Legal Issues, Bankruptcy, Collections, Paralegal, Training and..., Procedure Writer, Software Documentation, Loss Mitigation, Default, Policy, Loan Servicing, Management, Training, Banking, Credit Analysis, Risk Management, Human Resources, Mortgage Banking

Education
California State University-Los Angeles   1984 — 1985
Paralegal Certificate, Probate, Civil Litigation

Pacific University
Bachelor of Arts (B.A.), Early Childhood Education and Teaching

Experience
Union Bank  March 2012 - Present
Home Savings of America   June 2010 - March 2012
LoanCity  January 2006 - May 2006
ITLA Capital Corporation   April 2004 - December 2005
WAMU-WASHINGTON MUTUAL   January 2003 - April 2004
USE Credit Union  August 1994 - January 2003

Skills
Mortgage, Loans, Credit, Mortgage Banking, Commercial Mortgages, Banking, FHA financing, Customer Service, Portfolio Management, Risk Management

Education
Cuyamaca College   2008 — 2008
REAL ESTATE, CA DRE Sales License, REAL ESTATE LICENSE - SALES

Experience
DoAble Business Solutions   September 2010 - Present
Western Federal Credit Union  September 2010 - January 2015
J.P. Morgan Chase   1999 - 2010
Laguna Niguel Youth Soccer Association   June 2008 - January 2009
AYSO  January 2006 - December 2008
Trails 4 All   1990 - 2005
Home Savings of America   1996 - 1998
American Lung Association  January 1986 - January 1996

Skills
Coaching, Team Building, Change Management, Credit, Mentoring, Leadership Development, Performance Management, Compliance, Strategic Planning, Branch Management, Sales Management, Risk Management, Business Process..., Financial Services, Loans, Banking, Consumer Lending, Small Business Lending, Retail, Sales, Management, Small Business, Leadership, Start-ups, Marketing Strategy, Human Resources, Mortgage Lending, Cross Selling, Budgets, Customer Service, Commercial Lending, Financial Analysis, Retail Banking, Relationship Management, Loan Origination, Credit Analysis, Commercial Banking, Portfolio Management, Mortgage Banking, Branch Banking, Executive Management, Finance, Business Development, Investments, Underwriting, Strategy, Marketing, Training, Cash Management, Credit Unions

Education
Concordia University-Irvine   2011 — 2012
Bachelor of Art (BA) Degree, Business Administration and Leadership, 3.75

University of Washington   1998 — 2000
Masters level Certificate in Banking / PCBS, Banking

Saddleback College
Associate's Degree, Business Administration and Management, General, 3.70

University of Virginia Darden School of Business

University of Virginia Darden School of Business

Experience
1 TLC Packing & Heirloom Auctions   August 2008 - Present
Washington Mutual  1996 - 2006
Home Savings of America   January 1980 - March 1996

Skills
Insurance, Training, Leadership, Customer Service, Call Center, Sales, Small Business, Risk Management, Problem Solving, Mortgage Lending, Process Improvement, Analysis, Program Management, Management, Operations Management, Public Speaking, Marketing Strategy, Strategy, Nonprofits, Leadership Development, Public Relations, Event Management, Event Planning, Human Resources, Time Management, Team Building, Entrepreneurship, Call Centers

Education
California State University-Northridge   2004 — 2008
HR Management

Universidad Nacional Autónoma de México   1977 — 1982
I, I

Helena Herlihy Hall   1968 — 1972
Accounting, English, Accounting

Zacatecas

Experience
Eliason   December 2006 - May 2010
JRW Investments   December 2003 - December 2006
Countrywide  August 1999 - December 2003
Home Savings of America   May 1996 - July 1999
Software Management Consultants, Inc.   February 1994 - April 1996
Spanish Research and Marketing   August 1989 - February 1994
Pan American Underwriters  July 1986 - August 1989
Buchalter, Nemer, Fields, Chrystie & Younger   June 1981 - June 1986

Skills
Investments, Alternative Investments, Real Estate, Mergers, Due Diligence, Marketing Strategy, Project+, Software Project..., Operations Management, IT Management, IT Operations, Sales, Financial Analysis, Marketing, Entrepreneurship, Finance, Business Development, Strategic Planning, Mergers & Acquisitions, Strategy, Management, Training, Analysis, Asset Management, Negotiation, Project Management, Commercial Real Estate, Start-ups, Investment Properties

Education
Coleman College   1980 — 1981
Associate of Science (A.S.), Computer Science

Experience
IPM Alliance for Wells Fargo   February 2014 - Present
Countrywide Home Loans  January 2006 - December 2007
CB/Richard Ellis  January 2004 - December 2005
Washington Mutual Bank  January 2002 - December 2004
IPM Alliance   January 1999 - December 2001
C/B Richard Ellis  January 1998 - November 1999
Home Savings of America   January 1997 - December 1998
Satulah Group, assigned to Home Savings of America   January 1995 - November 1997
Bank of America  January 1981 - December 1995

Skills
•Highly capable of..., •Maintains composure..., •Detail oriented and..., •Self motivated..., •Proven leadership,..., Project Management, Property Management, Project Planning, Construction, Procurement, MS Project, Real Estate, Process Improvement

Education
California State University-Northridge   1979 — 1980
Bachelor of Arts (B.A.), Liberal Arts and Sciences/Liberal Studies

UCLA Ryan School of Education
State of CA Adult Education Teaching Credential, Education

Experience
Law Offices of Robert E. Weiss, Inc.   January 2011 - Present
N/A - Independent Contractor  July 2008 - November 2010
Robert E. Weiss, Inc.   October 2010 - October 2010
Quinn Emanuel  October 1995 - February 2009
Spearmint Rhino Companies Worldwide, Inc.   September 2005 - October 2005
Home Savings of America   May 1985 - March 1995
Home Savings of America   1985 - 1994
Home Savings of America   1985 - 1994
Kelly Temporary Services  May 1985 - September 1986
Prudential Bache and Home Savings of America   September 1984 - May 1985

Skills
Litigation, Customer Service, Microsoft Office, Microsoft Word, Outlook, Insurance, Real Estate, Civil Litigation, Commercial Litigation, Research, Legal Writing, Legal Research, Lexis, Mergers, Microsoft Excel, Loans, Management, Legal Assistance, Training, Analysis, Human Resources, Mergers & Acquisitions

Education
Citrus College   2009 — 2010
Pending, Hospital Unit Coordinator, Human Resources Manager

Alhambra High School   1969 — 1973
grad, Home Ec/English/Gen. Ed.

Experience
Ashley Serle Appraisal Service   June 1983 - Present
Home Savings of America   February 1997 - February 1999
Coast Federal Bank  December 1981 - February 1997

Education
California State University-Northridge

Experience
Caliber Home Loans  April 2014 - Present
Stearns Lending  March 2012 - March 2014
Home Savings of America   January 2011 - February 2012
Vertice  January 2005 - April 2009
Vertice  January 2005 - April 2009
Wachovia  January 2005 - April 2009
Vertice (formerly American Mortgage Network)   2005 - April 2009
Vertice (formerly American Mortgage Network)   2005 - April 2009
Vertice (formerly American Mortgage Network)   2005 - 2009
First Magnus Financial  January 2004 - January 2005

Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Sales, FHA, Loans, Underwriting, Foreclosures, Management, Customer Service, Refinance, REO, Residential Mortgages, Investors, Financial Services, Credit, FHA financing, VA loans, Mortgage Underwriting, USDA, Government Loans, Loan Servicing, Loss Mitigation, Credit Analysis, VA Loans, FHA Financing

Education
Sierra College   2000 — 2002
Computer Science - Programming

College of Marin
General Education

College of San Mateo

TERRA LINDA HIGH SCHOOL

Experience
Los Angeles Municipal Art Gallery  September 2011 - Present
Gloria Plascencia Photography   January 2010 - Present
Nielsen Media Research  January 1997 - March 2007
Home Savings of America   January 1992 - January 1997
Century 21, Bruce Short Realty   January 1985 - January 1992

Skills
Fine Art Photography, Portrait Photography, Landscape Photography, Food Photography, Mixed Media Art, Galleries, Fine Art, Mixed Media, Art, Museums, Photography, Portraits, Photos, Contemporary Art, Digital Photography, Art Exhibitions, Visual Arts, Art History, Still Life, Curating, Event Photography, Art Education, Oil Painting, Art Gallery, Darkroom, Posters, Image Editing, Painting, Fashion Photography, Magazines, Travel Photography, Image Manipulation, Art Direction, Black & White, Studio Lighting

Education
El Camino College   2009 — 2011
2012, Photography

El Camino College

Experience
Tesoro Petroleum  January 2007 - Present
Argonaut Group  January 2012 - June 2012
Home Savings of America   February 2010 - January 2012
Rackspace Managed Hosting  January 2005 - December 2006
World Savings  May 2000 - January 2006
Aperian Technologies   January 2000 - January 2002
Blue Cross Blue Shield of Texas  January 1997 - January 2000
United States Marine Corps  July 1992 - July 1996

Skills
Citrix, Storage, Disaster Recovery, Servers, Infrastructure, System Deployment, Virtualization, Active Directory, VMware, Microsoft Exchange, System Administration, Citrix Metaframe, Troubleshooting, Data Center, Windows Server, Microsoft Technologies, SAN, DNS, VMware ESX, Security, Operating Systems, Cisco Technologies, DHCP, Firewalls, Hyper-V, IIS, XP, IT Management, VPN, Cloud Computing, Network Security, HP, Network Administration, Blackberry Enterprise..., Windows XP, ITIL, Exchange 2010/2007/2003, SCOM, Server 2000-2008, SharePoint, Network Architecture, Microsoft Certified..., Yellow Belt

Education
Colorado Technical University   2007 — 2009
IS, IS

Campbell University   1995 — 1996
IS, IS

Experience
Farmington Bank  May 2010 - Present
Home Savings of America   August 2008 - May 2010
Wachovia Mortgage Corp  May 1993 - February 2007

Skills
Leadership, Mortgage Lending, Underwriting, FHA, Commercial Lending, Banking, Credit, Credit Analysis, Loans, Loan Origination, Mortgage Banking, Credit Risk, Sales Management, Refinance, Commercial Banking, Residential Mortgages, Portfolio Management

Education
Central Connecticut State University   1986 — 1991
BS, Finance

Experience
Jacobs Technology  April 2015 - Present
JT3  2011 - 2013
JP Morgan Chase (formerly Washington Mutual)   1997 - 2009
Home Savings of America   April 1996 - June 1997
Home Savings of America   April 1989 - April 1996

Skills
Affirmative Action, EEO, Employee Relations, Employment Law, Human Resources, Interviews, Mediation, Recruiting, Training, Training Delivery

Education
California State University-Los Angeles
B.S., Business Administration

Experience
Independent Contractor  March 2015 - Present
MAGNUS International Trade Services Corp.   January 2013 - March 2015
Rancho Los Amigos National Rehabilitation Center  November 2012 - March 2014
Solana West Covina Community Association   June 2010 - December 2013
International Polytechnic High School Education Foundation   October 2008 - September 2011
Home Savings of America   June 2000 - December 2001
Home Savings of America, FSB   May 1998 - June 2000
Home Savings of America   January 1992 - May 1998
Home Savings of America   January 1986 - January 1992
Commonwealth Financial Corporation   January 1984 - January 1986

Skills
Compliance, Internal Controls, Policy, Research, Documentation, Organizational Behavior, Non-profits, Fundraising, Community Relations, Customer Interaction, Customer Relations, Diplomacy, Team Oriented, Company Liaison, Confidentiality, Nonprofits, Customer Service, Human Resources, Software Documentation, Healthcare, Management, Public Speaking, Team-oriented, Marketing, Community Development, Liaison, Training, Team Building

Education
East Los Angeles College   1986 — 1988
Associate of Arts (A.A.), Liberal Arts and Sciences/Liberal Studies

Experience
Republic Services  August 2015 - Present
Republic Services  February 2014 - July 2015
Republic Services Inc  July 2011 - February 2014
Web Services/Media Company   July 2010 - May 2011
GoDaddy.com  September 2006 - July 2010
The Capital Group Companies  June 2001 - September 2006
EDS / Avery Dennison   January 1999 - January 2001
Avco Financial  January 1997 - January 1999
NBC Studios  January 1995 - January 1997
Home Savings of America   January 1987 - January 1995

Skills
Data Center, IT Management, ITIL, Infrastructure, Project Management, Vendor Management, Cisco Technologies, Enterprise Architecture, Process Improvement, WAN, Network Architecture, IT Strategy, Team Leadership, Change Management, Information Technology, Cloud Computing, Strategy, Networking, Leadership, Virtualization, Strategic Planning, Management

Education
Mt. San Antonio College   1987 — 1988

Citrus College

American Institute of Education

Quickstart Technologies

Experience
Luther Burbank Savings  November 2014 - Present
Fremont Bank  November 2013 - November 2014
Kinecta Federal Credit Union  June 2010 - November 2013
Home Savings of America   January 2009 - February 2010
Washington Mutual  June 1997 - August 2008

Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, Sales, Loans, Credit Analysis, First Time Home Buyers, Funding, USDA, Mortgage Underwriting, VA loans, REO, Sales Management, Credit, Underwriting, Short Sales, Finance, Real Estate, Investment Properties, Real Estate Financing, Loss Mitigation, FHA financing, Commercial Lending, Banking, Construction Loans, Commercial Mortgages, Real Estate Economics, Consumer Lending, VA Loans, FHA Financing

Education
San Francisco State University   1987 — 1990
B.A., Mathematics

College of Marin

Experience
Noblin Appraisal   May 1998 - Present
Home Savings of America   June 1991 - May 1998
PSI  1987 - 1989

Skills
Industrial Property..., Detached Single Family..., Vacant Land Appraisal, Skilled In Real Estate..., Retail Property..., Condominium and Co-op..., Apartment Appraisal, Proficient In Analysis..., Small Income Property..., Real Estate, Appraisals, Commercial Real Estate, Single Family Homes, Residential Homes, Refinance, Valuation, Property, Real Estate Economics, Market Analysis, Apartments, Mortgage Lending, Investors, Relocation, Investment Properties, REO, Real Property, FHA, Short Sales, Foreclosures, Real Estate Transactions, Real Estate Development, Condos, Luxury, Leases

Education
California State University-Northridge   1984 — 1986
BA, Political Science

Santa Monica College   1980 — 1983
AA, Liberal Arts

Experience
Allied World  May 2013 - Present
Barringer Management, LLC   October 2012 - May 2013
Zurich North America  June 2000 - September 2012
Home Savings of America   1995 - 1999
Hygienetics Environmental  1993 - 1995
Forensic Analytical  1990 - 1993

Skills
Environmental Management, Risk Management, Risk Assessment, Insurance, Pollution Liability, Underwriting, Environmental Awareness, Environmental Issues, Environmental..., Real Estate Due..., Brownfield, Hazardous Waste..., Liability, Due Diligence

Education
Carnegie Mellon University
BS, Chemical Engineering and Engineering and Public Policy

University of California, Berkeley - Walter A. Haas School of Business
MBA

Experience
Union Bank  Assistant Vice President and ManagerCitizens Business BankJanuary 2003 - July 2010
Union Bank  March 2000 - January 2003
Bank of America  March 1997 - January 2000
Home Savings of America   April 1993 - June 1997

Skills
Customer Service, Private Banking, Customer Retention, Sales, Relationship Management, Compliance, Risk Management, Operational Risk..., Team Leadership, Retail Banking, Account Management, Project Delivery, Process Improvement, Process Engineering, Operating Budgets, Commercial Banking, Branch Operation, Credit, Loans, Commercial Lending, Banking, Credit Analysis, Cash Management, Management, Portfolio Management

Education
DeVry University-California   1997 — 2005
Bachelor's degree, Accounting

Experience
20Th Century FOX Entertainment   January 2007 - Present
SWEDISH CAR   February 2004 - December 2006
AEG LIVE - ANSHUTZ CORP.   January 2000 - February 2004
HOME SAVINGS OF AMERICA   September 1994 - December 2000

Skills
Accounts Payable, General Ledger, Auditing, Journal Entries, Payroll, Bank Reconciliation, Financial Statements, Analysis, Management, Financial Reporting, Invoicing, JD Edwards, Sarbanes-Oxley Act, Financial Planning, Finance, Sarbanes-Oxley, Strategic Financial..., Taxations, Variance Analysis, Microsoft Office (Word,..., QuickBooks, Lotus,..., Provence and Utopia., Business Tax Planning, Small Business, Small Business taxation, Partnership Taxation

Education
CSUN   2001 — 2006
Bachelor's degree, Accounting and Finance

West Los Angeles College   1994 — 1998
AS Degree, Accounting

Pedro Ruiz Gallo   1964 — 1976
HIGH SCHOOL

Experience
PlanSource  October 2014 - Present
Aon Hewitt  April 2013 - October 2014
Self Employed  2012 - April 2013
C3i  February 2013 - February 2013
Home Savings of America   August 2010 - May 2011
Guaranteed Home Mortgage Company, Inc.   August 2009 - August 2010

Skills
Data Management, Systems Analysis, Data Analysis, SAS Programming, JCL Programming, Programming, EDI, C#, Technical Writing, Analysis, CSS, Software Documentation, Microsoft Office, Networking, Microsoft Excel, Outlook, Microsoft Word, Troubleshooting, Web Development, Time Management, HTML, Information Technology, C++, Java, JavaScript, Web Design, Priority Management, Project Analysis, Project Planning, Project Implementation, Business Systems, Software Architecture, Communication, Test Planning, Test Execution, Project Management, Process Improvement, Testing, SQL

Education
University of Phoenix   2011 — 2013
Bachelors, Computer Software Engineering, 3.86

University of Phoenix   2009 — 2011
Associates, Information Technology, 3.95

Northwest Florida State College   2007 — 2008
Law Enforcement Certification, Law Enforcement, 3.85

Campbellsville University   2002 — 2003
N/A, General Studies, 3.23

Experience
Arthur Andersen Business Consulting  1995 - 2002
Century 21  March 1994 - May 1995
Home Savings of America   February 1991 - December 1994
De La Salle University  June 1990 - October 1990

Skills
ERP Implementations, ERP Selection, Custom Software..., Experienced Business..., Software Project..., Practice Management, Financial Systems, HRMS Implementation, Lawson HRIS, Lawson General Ledger, JD Edwards, Information Systems..., Employee Self Service, Manager Self-Service, PeopleSoft, Client Development, Client Liason, Business Process..., HRIS, Process Improvement, IT Management, ERP, Software Development, Production Support, Project Management, Integration, Information Technology, Requirements Gathering, Business Process

Education
De La Salle University   1986 — 1990
B.S., Computer Science

Manresa School   1983 — 1986

Experience
Santander Bank  January 2012 - October 2014
Home Savings of America   January 2011 - January 2012
Eagle Nationwide Mortgage Company  October 2008 - January 2011

Skills
FHA, Conforming, Refinance, USDA, Mortgage Industry, VA, Loan Origination, Loans, Mortgage, First Time Home Buyers

Education
East Stroudsburg University of Pennsylvania   2001 — 2005
Business Management

Wilmington High

salem

Experience
City of Los Angeles  December 2007 - Present
City of Los Angeles  February 1996 - December 2007
City of Los Angeles  February 1990 - February 1996
City of Los Angeles  August 1985 - February 1990
Home Savings of America   July 1977 - January 1985

Skills
Public Policy, Policy, Community Development, Program Management, Community Outreach, Government, Economic Development, Policy Analysis, Grants, Local Government, Grant Writing, Program Evaluation, Environmental Policy, Program Development, Capacity Building, Public Administration, Community Engagement, Sustainability, Proposal Writing, Politics, Volunteer Management, Legislative Relations, Urban Planning, Preparedness

Education
California State University-Los Angeles

Experience
Ventura County Credit Union  February 2015 - Present
Affinity Advisory Group   June 2013 - December 2014
First California Bank  November 2004 - May 2013
CITIBANK LOS ANGELES  June 2002 - October 2004
California Federal Bank  April 2001 - June 2002
Countrywide Home Loans  October 1999 - March 2001
California Federal Bank  November 1997 - October 1999
Home Savings of America   June 1986 - October 1997

Skills
Small Business Lending, Commercial Lending, Commercial Banking, Credit, Cash Management, Credit Analysis, Loan Origination, Loans, Strategic Leadership, Banking, Retail Banking, Leadership, Mortgage Lending, Lines Of Credit, Sales Management, Commercial Mortgages, Risk Management, SBA, Consumer Lending, Finance, Underwriting, Credit Risk, Asset Based Lending

Education
Pacific Coast Banking School   2007 — 2009
Executive Banking Management

California State University-Northridge
Bachelor's Degree

Los Angeles Pierce College
Associate's Degree

Experience
PennyMac Loan Services, LLC  June 2015 - Present
Bank of America  May 2012 - December 2014
Bank of America  June 2010 - May 2012
Saxon Mortgage Company   April 2008 - January 2010
Countrywide Home Loans  August 2006 - December 2007
Washington Mutual  May 2001 - May 2006
Countrywide Home Loans  June 1999 - April 2001
Home Savings of America   January 1983 - May 1999

Skills
Functional..., Data Conversion, Microsoft Excel, Outlook, Lotus Notes, Data Migration, Microsoft Office, PowerPoint, Microsoft Word, SDLC, Leadership, Analysis, Business Process..., Program Management, Process Improvement, Requirements Analysis, Integration, Business Requirements, Access, User Acceptance Testing, Business Analysis, Banking, Requirements Gathering, Testing

Education
California State University-Northridge
Business Administration

Glendale Community College
A.A

Hoover

Experience
West Town Savings Bank  July 2013 - Present
First National Bank of Layton  June 2012 - June 2013
Home Savings of America   November 2010 - September 2012
Virginia Mortgage Bankers, LLC   January 2009 - November 2010
Ameritime Mortgage Company   2006 - 2007

Skills
Mortgage Lending, Real Estate, Coaching, Mortgage Banking, Residential Mortgages, Banking, FHA, Loan Origination, Credit, Loans, FHA financing, Refinance, Management, Credit Analysis, Team Building, USDA, VA loans, Construction Loans, Reverse Mortgages, Finance, Mortgage Underwriting, Government Loans, Commercial Lending, Real Estate Financing, Consumer Lending, Underwriting, Home Equity Loans, Certified Mortgage..., Commercial Mortgages, Customer Service, Investment Properties, Loss Mitigation, Real Estate Economics, First Time Home Buyers, Small Business Lending, Financial Structuring, VA Loans, FHA Financing

Education
Duquesne University   1973 — 1976
Economics

Middletown, NJ High School   1970 — 1973
College Prep

Experience
US Bank  August 2007 - Present
Washington Mutual Bank  January 1992 - January 2007
Home Savings of America   1996 - 1998
First Interstate Bank  1992 - 1996

Skills
Commercial Banking, Investment Banking, Treasury Management, Cash Management, Banking, Commercial Lending, Relationship Management, Payments, Sales, Cross Selling, Credit Cards, Treasury Services, ACH, Credit Risk, Internet Banking, Credit, Credit Analysis, Retail Banking, Financial Risk, Strategic Financial..., Merchant Services, Deposits, Financial Services, Small Business Lending, Risk Management, Electronic Payments, Treasury, Banking Relationships, Financial Analysis, Finance, Financial Planning

Education
College of Lake County
Business Degree

Experience
University of Southern California  August 2013 - Present
Life Technologies  June 2012 - February 2013
SanfordBurnham Medical Research Institute   January 2000 - April 2012
CCN Managed Care, Inc.   August 1998 - January 2000
FPA Medical Management, Inc.   October 1995 - July 1998
Sharp HealthCare  April 1991 - September 1995
Ahmanson Developments, Inc.   March 1991 - March 1991
American Residential Mortgage  March 1991 - March 1991
Home Savings of America   March 1991 - March 1991

Skills
Financial Planning &..., Project Management, Global Alliance..., Licensing, Contract Negotiation, Board of Director..., Strategic Planning, Mergers and Acquisitions, Consulting, Financial Accounting, Financial Reporting, General Ledger, Grants, License Management, Contract Management, Compliance, Auditing, Administration, Website Design, Non-profits, Healthcare, Real Estate Development, Banking, Medical Research, Biotechnology, Biopharmaceuticals, Business Development, Budgets, Drug Discovery, Start-ups, System Administration, Technology Transfer, Web Design, Drug Development, Nonprofits, Mergers, Mergers & Acquisitions, Training

Education
University of San Diego
Master of Arts, Nonprofit Leadership and Management

Claremont McKenna College
Bachelor of Arts, Dual Major - Math and Economics

Experience
Torossian & Associates, LLP   February 2010 - Present
Smith Mandel & Associates, LLP   July 1997 - April 2009
Home Savings of America   June 1996 - July 1997
Bank of America  May 1991 - May 1996
Sears, Roebuck and Co.   July 1989 - June 1991

Skills
Tax, Tax Accounting, Tax Research, Corporate Tax, CPA, Income Tax, Tax Preparation, Partnership Taxation, Accounting, Bookkeeping, Tax Returns, IRS, S Corporations, US GAAP, Financial Statements, International Tax, Auditing, Estate Tax Planning, QuickBooks, Fixed Assets, GAAP, Financial Reporting, Audit, State Tax, Revenue Recognition, Sales Tax, Internal Controls, Tax Compliance, Journal Entries, Preparation

Education
California State University-Northridge   2008 — 2010
MST, Taxation

California State University-Northridge   1990 — 1994
Bachelor of Science (B.S.), Accounting

Hollywood High School   1986 — 1989

Experience
American Plus Bank N.A.   January 2013 - Present
Far East National Bank  2007 - November 2012
Washington Mutual Bank  1996 - 2007
Home Savings of America   1992 - 1996

Skills
Commercial Lending, Loans, Commercial Banking, Credit Analysis, Banking, Credit, Due Diligence, Finance, Mortgage Lending, Portfolio Management, Real Estate, Small Business Lending, Underwriting

Education
California State University-Los Angeles   1990 — 1995

Experience
Kreditrisk Analytics   January 2011 - Present
Fremont Investment and Loan  January 2007 - May 2010
Option One Mortgage Corporation  2002 - 2007
Home Savings of America   1991 - 2005

Education
Doane College   1970 — 1975
BA

Syracuse University
ABD Social Science

University of Missouri-Kansas City
MA

Experience
Plaza Home Mortgage  February 2012 - Present
Home Savings of America   March 2008 - February 2012
SCME Mortgage Bankers  August 2005 - December 2007
SCME Mortgage Bankers  January 1993 - July 2005

Skills
Troubleshooting, Data Analysis, Compliance, Problem Solving, Mortgage Lending, Software Documentation, SDLC, Databases, Banking, Vendor Management, Process Improvement, Leadership, Analysis

Education
Coleman College   1980 — 1981
Bachelor of Science, Computer Science

Colorado Technical Institute   1978 — 1980
Associate, Solar Engineering Technology

Experience
Ria Financial Services  August 2008 - Present
Raymond D. Butner   June 2004 - July 2008
Merchants Bank of California, N.A.   June 2002 - June 2004
GroupEx Financial Corp.   1999 - 2001
Home Savings of America   1980 - 1999

Skills
Banking, Financial Services, Risk Management, Financial Analysis, Financial Risk, Credit Risk, Credit, Financial Modeling, Cash Management, Relationship Management, Trading, Capital Markets, Executive Management

Education
The University of Chicago Booth School of Business   1976 — 1978

Claremont McKenna College   1973 — 1976
BA, Economics

Experience
Shellpoint Mortgage Servicing  April 2014 - Present
OneWest Bank  April 2009 - February 2014
IndyMac Bank, F.S.B.   November 2004 - April 2009
Washington Mutual  1999 - 2004
Home Savings of America   1987 - 1998

Skills
Mortgage Servicing, Mortgage Banking, Loss Mitigation, Commercial Lending, Mortgage Lending, Real Estate, Credit, Risk Management, Operational Risk..., Asset Management, Portfolio Management, Loan Modifications, Underwriting, Financial Risk, Financial Services, Commercial Banking, FHA, Cash Management, Executive Management, Credit Analysis, Loans, Residential Mortgages, LPS, Small Business Lending, Credit Risk, Financial Modeling, Foreclosures, Banking, Default, Capital Markets, Loan Origination, Call Centers, REO, Valuation, Vendor Management, Finance, Short Sales, Relationship Management, Due Diligence, Process Improvement, Securitization, Refinance, Branch Management, Consumer Lending, VA loans, Financial Analysis, Retail Banking, Treasury Management, Mortgage Underwriting, Construction Loans

Education
California State University-Northridge
Bachelor of Science (B.S.), Accounting and Finance

Experience
Retired OneWest Bank   October 1999 - January 2012
Home Savings of America   1972 - 1999

Skills
Loans, Mortgage Lending, Mortgage Servicing, Mortgage Banking, Banking, Credit

Education
Colorado State University   1963 — 1964

Experience
AnnieMac Home Mortgage - NMLS # 338923   February 2015 - Present
Gencor Mortgage  May 2014 - January 2015
WJ Bradley Mortgage  April 2012 - April 2014
Amerifirst Financial ,Inc.   February 2011 - March 2012
Home Savings Of America   August 2010 - January 2011
Green Key Mortgage   March 2009 - July 2010
US Capital Mortgage  September 2002 - February 2009

Skills
Residential Mortgages, FHA Financing, Conventional Home Loans, VA Loans, Refinance, USDA, FHA, Mortgage Banking, Loan Origination, Certified Mortgage..., Government Loans, Loans, Credit, VA loans, Mortgage Lending, FHA financing, Non-Conforming, Home Equity Loans, First Time Home Buyers

Education
Eastern Michigan University

Experience
MUFG Union Bank  June 2015 - Present
MUFG Union Bank  October 2011 - June 2015
Kinecta Federal Credit Union  June 2010 - September 2011
Kinecta Federal Credit Union  April 2008 - June 2010
Countrywide Bank  October 2004 - April 2008
Washington Mutual  November 1999 - October 2004
Fidelity Federal Bank  January 1998 - January 2000
Fidelity Federal Bank  January 1997 - January 1998
Home Savings of America   January 1988 - January 1997
Security Pacific National Bank  January 1986 - January 1988

Skills
Risk Management, Banking, Risk Assessment, Real Estate, Credit, Software Documentation, Auditing, Executive Management, Customer Service, Internal Audit, Financial Services, Enterprise Risk..., Internal Controls, Financial Risk, Operational Risk, Loans

Education
College of the Canyons   2004 — 2008
Associate's Degree, Business Administration - Accounting

Experience
City National Bank  July 2012 - Present
WesCorp/Western Bridge Corporate FCU   July 1999 - July 2012
Home Savings of America   December 1988 - July 1999
KPMG, LLP  January 1982 - December 1988

Skills
Cash Management, Credit Unions, Mergers, Loans, Financial Institutions, Banking, Treasury Management, Accounting, Interest Rate Risk..., Financial Analysis, Credit, ACH, Risk Management, Sarbanes-Oxley Act, Financial Reporting, Financial Modeling, Controllership Functions, Corporate Finance, Leadership, Team Management, Financial Accounting, Strategic Planning, Analysis, Business Analysis, Budgets, General Ledger, Finance, Managerial Finance, Executive Management, Financial Risk, Commercial Lending, Process Improvement, Financial Services, Mergers & Acquisitions, Business Process..., Enterprise Risk..., Internal Controls, Relationship Management, Strategic Financial..., Internal Audit, GAAP, Due Diligence, Portfolio Management, SEC filings, Investments, Forecasting, CPA, Asset Management, Valuation, ALM

Education
University of La Verne   2005 — 2008
M.S., Leadership and Management

Western CUNA Management School   2003 — 2005
High Honors, Credit union management topics

California State University-Los Angeles
B.S., Business Administration, Option in Accounting

Experience
MULVIHILL CONSULTING INC   October 2008 - Present
Indymac Bank  January 2000 - September 2008
Home Savings of America   June 1993 - May 1999

Skills
Loans, Process Improvement, Management, Operations Management, Loan Origination, Leadership, Team Building, Underwriting, Training, Mortgage Lending, Credit Analysis, Loan Servicing, Finance, Risk Management

Education
California State University-Los Angeles   1980 — 1982
BS, Business Administration

Glendale Community College   1977 — 1980
AA, General Business

Experience
Wells Fargo Home Mortgage  January 2011 - Present
Wells Fargo Home Mortgage  January 2010 - December 2010
Home Savings of America   July 2009 - December 2009
PMI Mortgage Insurance Co.  May 2009 - July 2009
Wachovia  August 2004 - October 2008
World Savings  September 1998 - August 2004
World Savings  1997 - 1998
World Savings  1996 - 1997
World Savings  1994 - 1996
World Savings  1992 - 1994

Skills
Mortgage Lending, Training, Loans, Loan Origination, Underwriting, Leadership, Financial Risk, Management, Mortgage Banking, Portfolio Management, Banking, Analysis

Education
De Anza College
Principals of Bank Operations

Experience
First Guaranty Mortgage Corp  April 2012 - Present
Home Savings of America   August 2008 - February 2012
Wells Fargo Bank  February 2008 - August 2008
Lehman Brothers Bank  April 2007 - August 2007
Fremont Investment and Loan  July 2004 - March 2007
Wells Fargo Home Mortgage  November 2001 - July 2004

Skills
Compliance, Audit, Fraud, Underwriting, Mortgage Lending, Credit, FHA, Real Estate, Problem Solving, VA, Conventional, Due Diligence, Credit Analysis, Auditing, Mortgage Underwriting, Loans, Mortgage Banking, FHA financing, Residential Mortgages, VA loans

Education
Diablo Valley College
Real Estate

Experience
TOTAL MORTGAGE SERVICES WHOLESALE   November 2010 - Present
Home Savings of America   October 2008 - November 2010
Homecomings Financial  March 2004 - September 2008
SIB Mortgage LLC   January 2003 - February 2004
Alliance Funding/American Funding   June 1976 - September 2002

Education
City University of New York City College
BA, psychology, sociology, business

Experience
CitiMortgage Inc.  August 2009 - January 2014
Fannie Mae  January 2008 - February 2009
Fannie Mae  February 1999 - January 2008
Home Savings of America   January 1997 - January 1999
California Federal Bank  October 1983 - January 1997

Skills
Project Management, Research, Fraud, Policy Analysis, Quality Control, Inventory Management, Underwriting, Risk Management, Financial Risk, Financial Analysis, Insurance, Analysis

Education
New York University   1974 — 1977
Master of Fine Arts, Motion Picture/Television Production

Central Connecticut State University   1970 — 1974
Bachelor of Arts Degree, American History

Los Angeles City College
Certificate, Real Estate and Finance

Experience
Visa Inc.  October 1995 - Present
Visa USA  1995 - Present
VISA International  1995 - Present
Home Savings of America   October 1993 - October 1995
Pacific Image Communications   1990 - 1993

Skills
VMware Infrastructure, VMware ESX, HP Proliant, Virtualization, System Architecture, Citrix XenDesktop, Citrix XenApp, VDI, Windows Server, Enterprise Architecture, Citrix, HP, Data Center, Citrix Metaframe, Microsoft SQL Server, Disaster Recovery, VMware, Servers, Solution Architecture, ITIL, Integration, Network Architecture, Active Directory, Cloud Computing, High Availability, Cisco Technologies, VPN, Enterprise Storage, Business Continuity

Education
California State University-Los Angeles   1984 — 1990
BSEE, Electrical Engineering

Experience
J.M. Castro Consulting   2009 - Present
Sons of the American Legion   June 1976 - Present
Los Angeles Police Revolver and Athletic Club, Inc.   September 1998 - July 2009
Los Angeles Police Federal Credit Union  November 1996 - September 1998
Home Savings of America   April 1994 - November 1996
Sopp Chevrolet   April 1993 - April 1994

Skills
Administrative..., Bookkeeping, Employee Benefits, Business, Customer Service, Community Outreach, Governance, HRIS, Human Resources, Human Resource..., Human Resource Planning, Strategic Human..., Internet, Leadership, Microsoft Office, Non-profits, Social Networking, Newsletters, Office Management, Organization, Problem Solving, QuickBooks, Recruiting, Recording, User Experience, Windows, Employee Relations, Employee Engagement, Employee Management, Employee Handbooks, Employee Training, Employee Surveys, Employee Recognition, Employees, Payroll, Benefits Administration, Benefits Negotiation, Benefits Design, Corporate Benefits, Benefits Management, Benefits Analysis, Compensation & Benefits..., Workers Compensation, Risk Management, Banking, Financial Services, Workshop Facilitation, Nonprofits, Strategic Planning, Social Media

Education
Cerritos College   1994 — 1996

Huntington Park High School   1991 — 1994

Thomas A, Edison Junior High School   1988 — 1991

Danube Avenue Elementary School   1987 — 1988

Florence Avenue Elementary School   1982 — 1987

Lillian Street Elementary School   1981 — 1982

Experience
Great American Custom Insurance   May 2002 - Present
Electronic Clearing House  2000 - 2001
Dimension Data  July 1997 - November 1999
CSAA  1994 - 1997
Home Savings of America   1986 - 1994

Skills
Visio, SDLC, Risk Management, Program Management, COBOL, CICS, Business Analysis

Education
CSUSB   1998 — 2000
BS, MIS

Experience
Home Savings of America   2011 - Present
The Bank Of New York Mellon  September 1998 - February 2009
The bank of new york mellon  1998 - 2009

Education
City University of New York City College   1986 — 1994
Bsc, Business Administration

Experience
Freedom Mortgage Corp  December 2013 - Present
Emery Federal Credit Union  June 2012 - December 2013
Home Savings of America   September 2011 - March 2012
Home Savings of America   July 2010 - August 2011
Agency Lending, LLC   2008 - June 2010
Washington Mutual  2007 - 2008
Option One Mortgage  2003 - 2007
Home Loan and Investment Bank  2000 - 2004
Home Loan and Investment Bank  1996 - 2000
Home Loan and Investment Bank  1994 - 1996

Skills
Loan Origination, Mortgage Banking, USDA, FHA financing, FHA, Refinance, Residential Mortgages, Mortgage Lending, VA loans, Loans, Reverse Mortgages, Underwriting, Credit, Credit Analysis, Certified Mortgage..., Mortgage Underwriting, First Time Home Buyers, Banking, Investment Properties, Commercial Lending

Education
Rhode Island College   1992 — 1994
B.A., Marketing

Central Connecticut State University   1991 — 1992
Marketing

Experience
Cetera Advisor Networks, Member FINRA/SIPC   May 2010 - Present
Consolidated Smart Systems  July 2009 - September 2009
CreditReport.com/MNI   April 2008 - May 2009
Telesis Community Credit Union  December 2001 - May 2008
TCCU   2001 - 2008
Consoldated Publishing Group   July 2000 - December 2001
Budco  September 1999 - May 2000
Home Savings of America   November 1996 - June 1999
Great Western Bank  June 1992 - November 1996
fedelity federal bank   1984 - 1992

Skills
Banking

Education
California State University-Los Angeles   1990 — 1996
Bachelors of Science, Marketing

Experience
American First Credit Union  June 2011 - Present
American First Credit Union  1998 - July 2011
Home Savings of America   1994 - 1998

Skills
Banking, Loans, Real Estate, Credit Unions, Credit Risk, Project Management, Underwriting, Leadership, Marketing, Customer Service, Credit Analysis, Refinance, Mortgage Lending, Loan Servicing, Credit, Sales

Education
Cerritos College   2000 — 2002
Business Law

Experience
Moroni Electric   April 2011 - Present
Champion Fence Contractors   February 2008 - April 2011
Benjamin J Rinaldo Chiropractic   April 2006 - February 2008
Colorplak   June 1999 - January 2005
Home Savings of America   August 1987 - May 1996

Skills
QuickBooks, Microsoft Excel, Microsoft Word, Outlook, Customer Service, Supervisory Skills

Education
Orange Coast College   2010 — 2014
Accounting and Finance

El Camino College
AA

Experience
HomeStreet Bank (formerly known as Simplicity Bank)   April 2010 - Present
ZC Sterling  1998 - 2009
Home Savings of America   April 1990 - March 1998

Skills
SDLC, Business Analysis, Business Requirements, Process Improvement, Mortgage Lending, Requirements Gathering, Vendor Management, Credit, Visio, Risk Management, Analysis, Requirements Analysis, Business Process..., Insurance, Software Documentation, Call Centers, Change Management, Business Process, Access, IT Management, SharePoint

Education
California State University-Los Angeles   1983 — 1986
B.S, Business Administration - Marketing

Pasadena City College   1981 — 1983
A.A., Business

Experience
EVOLVE BANK& TRUST  February 2012 - Present
W-3 Management   September 1989 - Present
Home Savings of America   February 2010 - 2011
Lenox Financial Mortgage  February 2004 - February 2010

Skills
FHA, VA, Mortgage, First Time Home Buyers, Conforming, USDA, Residential Mortgages, Mortgage Lending, Conventional, Refinance, Mortgage Planning, Purchase, VA loans, Investment Properties, Team Building, Team Leadership, Risk Management, Certified Mortgage..., Finance, VA Loans, Loans, Mortgage Marketing, Loan Origination, Credit, Mortgage Banking, Real Estate

Education
City University of New York   1976 — 1979
electronics engineering, neuropsychopharmacology, business

Experience
Sunrise Delivery Service, Inc.   February 1990 - August 2013
Home Savings of America   September 1988 - February 1990

Skills
Outlook, Administrative..., Office Management, Customer Service, Microsoft Excel, Microsoft Office, Employee Relations, Accounts Receivable, Accounting, Auditing, Management, Finance, Accounts Payable, PowerPoint, Budgets, Invoicing, Spreadsheets, Forecasting, Payroll, Bank Reconciliation, Data Entry, QuickBooks, Access, Administration, Office Administration, Bookkeeping, Account Reconciliation, Telephone Skills, PeopleSoft, Lotus Notes, Confidentiality, Expenses, File Management, Expense Reports, 10-key by touch, Detailed oriented, Worker's Comp. audit, Quarterly and Yearly..., Typing, Paypal, Peachtree, Collection of funds, Client Billing, Liaison between Clients..., Invoice Processing, 10 Key, ADP Payroll, Filing, Numeric

Education
California State University-Northridge   1985 — 1986

Los Angeles City College   1982 — 1985
Associate's degree, Business Administration and Management, General

Experience
Warner Bros. Entertainment, Inc   1999 - Present
Home Savings Of America   1987 - 1998

Skills
Integration, Software Development, Leadership, SDLC, Business Analysis, Analysis, Project Management, Maintaining Strong..., Software Project..., MS Project, Team Leadership, Enterprise Software, Visio, Process Management, Project Delivery, Test Management, User Acceptance Testing, Agile Project Management, Product Design, Requirements Management, Resource Management, Agile Application..., Software, Project Planning, Project Coordination, Virtual Teams, Application Lifecycle..., Client Relations, Management, CRM, IT Strategy

Education
California State University-Los Angeles   1998 — 2000
Masters in Information Systems, Management Information Systems

California State University-Los Angeles   1998 — 2000
Master's degree, Management Information Systems, General

Experience
ACTIVELY SEEKING EMPLOYMENT  April 2010 - Present
Solano Hematology Oncology   March 2010 - April 2010
Wells Fargo Merchant Card Services   April 2003 - March 2009
Wells Fargo Auto Finance  September 2001 - April 2003
Wells Fargo Merchant Card Services   May 2000 - August 2001
Washington Mutual Bank  February 1999 - March 2000
Home Savings of America   December 1997 - January 1999

Skills
Outlook, Microsoft Office, Microsoft Excel, Customer Service, Banking, Data Entry, Public Speaking, Analysis, Sales

Education
Contra Costa Medical Career College   2010 — 2010
Certificate of Completion, Medical Assisant with Certification in EKG Tech

Diablo Valley College   1993 — 1995
Business Certificates in General Office Administration and Word/Info Processing

Centro Escolar University

Hogan High School

Santa Barbara City College

Experience
Minnesota-Department of Human Services  February 2012 - Present
Home Savings of America   October 2007 - February 2012
Kims on Pacific   November 2001 - May 2008

Skills
Time Management, Customer Service

Education
Central Lakes College   2005 — 2007
AAS, Administrative Assistant

Experience
Wells Fargo Home Mortgage  April 2012 - Present
Home Savings of America   March 2009 - March 2012

Skills
FHA, Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Residential Mortgages, Credit, USDA, Mortgage Underwriting, Refinance, Consumer Lending, Credit Analysis, Loan Servicing, Banking

Education
City University of New York-John Jay College of Criminal Justice   1989 — 1992

Forest Hills High Scholl

Experience
SMCI  2013 - 2014
JPMorgan Chase  January 2002 - October 2012
BayView Bank  August 1999 - January 2001
Home Savings of America   November 1991 - July 1999

Skills
•Project management, Microsoft SQL Server, Oracle SQL Developer, SharePoint, LPS Desktop, Microsoft Office, Microsoft Excel, Data Analysis, Data Mining, Mortgage Servicing, Loss Mitigation, BRD, Budgets

Education
California State University-Los Angeles

Experience
Finance of America Mortgage LLC  September 2015 - Present
Wyndham Capital Mortgage  October 2012 - September 2015
Bank of America  May 2012 - October 2012
Interbank Mortgage Company  March 2012 - May 2012
Home Savings of America   March 2009 - February 2012
Pulte Mortgage  June 2007 - February 2009

Skills
Conventional and FHA..., Mortgage Lending, Residential Mortgages, Refinance, Loan Origination

Education
Cuyahoga Community College   1990 — 1993

Normandy Senior High   1987 — 1990