Experience
City National Bank / Royal Bank of Canada   December 1997 - Present
Home Savings of America   January 1995 - December 1997

Skills
Branch Management, Small Business Lending, Consumer Lending, Commercial Banking, Loans, Financial Analysis, Forecasting, Commercial Lending, Lines Of Credit, Retail Banking, Credit, Credit Analysis, Banking, SBA, Mortgage Lending, Cross Selling, Branch Banking, Loan Origination, Deposits, Commercial Mortgages, Home Equity Lines of..., Mortgage Banking, Private Banking, Underwriting

Education
Los Angeles Mission College

Experience
Farmers Insurance  July 2014 - Present
MassMutual Financial Group  October 2013 - May 2014
New York Life Insurance Company  November 2012 - October 2013
PNC  2008 - 2009
Citigroup  1999 - 2002
First Union National Bank  1999 - 1999
International Finance Bank (IFB)   1996 - 1998
Home Savings of America   1991 - 1996

Skills
Investments, Strategic Financial..., Portfolio Management, Insurance, Financial Services, Life Insurance, Banking, Estate Planning, Risk Management, Finance, Leadership, Loans, Retail Banking, Wealth Management, Securities, Private Banking, Term Life Insurance, Investment Banking, Asset Management, Disability Insurance, Trust Services, Trust Management, Capital Markets, Derivatives, Private Equity, Mergers & Acquisitions, Private Pilot, Fixed Annuities, Health Insurance, Bank Operations, Credit and Lending, Long Term Care Insurance, Retirement Planning, Long-term Care, Whole Life, Economics, STEAM Coach, Menor for Aviation, Retirement, Management

Education
Florida Atlantic University   1986 — 1989
Finance and Corpoate Management

Florida International University   1980 — 1984
Studies concentrates in Finance and Corporate Mmgt

Pontificia Universidad Catolica del Ecuador   1980 — 1984
Law

Colegio Aleman   1966 — 1977

Experience
Ingrooves OneDigital   February 2013 - August 2013
Universal Music Group  February 2009 - September 2012
Mattel  February 2007 - November 2008
Warner Music Group  January 1999 - February 2007
Home Savings of America   May 1993 - December 1998

Skills
Business Analysis, Business Process..., SDLC, Cross-functional Team..., Software Project..., IT Strategy, Vendor Management, Requirements Analysis, Business Intelligence, Visio, Integration, Agile Project Management, Business Process, PMO, Project Portfolio..., PMP, Program Management, Software Development, Software Documentation, Project Management, Management, ITIL, Agile Methodologies, Requirements Gathering, Scrum, Change Management, Enterprise Architecture, Excellent Analytical..., Planning and Execution, Visual Studio Team..., Confluent, JIRA

Education
West Coast University   1986 — 1987
Computer Software Engineering

Florida Institute of Technology
Bachelor of Science (BS), Computer Science

Experience
Wells Fargo  January 2013 - Present
Vantage Point Bank and Financial Services  August 2012 - January 2013
Bench Craft Company  July 2011 - January 2013
Full Gospel Baptist Church Fellowship  2011 - 2013
Home Savings of America   2010 - 2011
First Rate Mortgage  2008 - 2010
Ace Mortgage Funding  2007 - 2008
Integral Choice, Inc  2006 - 2007
New World Mortgage  2004 - 2007
MCI World Com  1998 - 2004

Skills
FHA, Mortgage Lending, USDA, Mortgage Banking, Sales Management, Refinance, FHA financing, VA loans, Residential Mortgages, Investment Properties, Real Estate, First Time Home Buyers, Loan Origination, Loans, Reverse Mortgages, Certified Mortgage..., Banking, Construction Loans, Commercial Mortgages, Credit Analysis, Credit, Residential Homes, REO, Foreclosures, Short Sales, Investments, Brokerage, Sellers, Real Estate Transactions, Real Estate Economics, HUD, Real Estate Financing, Referrals, Non-Conforming, Government Loans, Investors, Home Equity Loans, Loss Mitigation, New Home Sales, Single Family Homes, Consumer Lending, Condos, Listings, Seniors, Home Equity Lines of..., Mortgage Underwriting, Mortgage Servicing, Underwriting, Real Estate License, Real Property

Education
Georgia State University

Experience
State Bank of India (California)   May 2014 - Present
City National Bank  2001 - May 2014
Hughes Employees Federal Credit Union   2000 - 2001
First Financial Credit Union  1999 - 2000
Home Savings of America   1991 - 1999

Skills
AML, Call Centers, Bank Secrecy Act, Banking, Cross Selling, Strategic Financial..., Loan Origination, Mortgage Banking, Retail Banking, Commercial Lending, Consumer Lending, Finance, Payments, Anti Money Laundering, Credit Analysis, Branch Banking, Mutual Funds, Financial Risk, Portfolio Management, Corporate Finance, Underwriting, Deposits, Relationship Management, Credit Risk, Cash Management, Risk Management, Wealth Management, Lines Of Credit, Financial Analysis, Investments, Securities, Credit Cards, Financial Services, Mortgage Lending

Education
Mt. San Antonio College   1988 — 1995
Business Administration

Experience
Farmers & Merchants Bank of Long Beach  November 2013 - Present
Sycamore Consulting   September 2013 - Present
Security Bank of California  August 2005 - August 2013
City National Bank  June 1998 - August 2005
Home Savings of America   1996 - 1998
First Interstate Bank  1987 - 1996
Security Pacific Bank  September 1982 - June 1987

Skills
Commercial Banking, Loans, Banking, Commercial Lending, Small Business Lending, Cash Management, Commercial Mortgages, Credit, Finance, Lines Of Credit, SBA, Small Business, Private Banking, Portfolio Management, Underwriting, Middle Market, Financial Analysis, Treasury Management, Asset Based Lending, Deposits, Loan Origination, Entrepreneurship, Credit Analysis, Consumer Lending, Credit Risk, Real Estate, Financial Structuring, Construction Loans, Mortgage Lending, Financial Institutions, Commercial Real Estate, ACH, Cash Flow Lending, SBA 504

Education
The Pacific Coast Banking School at the University of Washington   2011 — 2013
Graduate Program in Banking for Senior Officers, Commercial Lending, Enterprise Risk Management, Leadership

Loyola Marymount University   1978 — 1982
Bachelor's degree, Business Administration, Liberal Studies, double major

University of San Francisco   1977 — 1978

Experience
Elizabeth Arden  January 2012 - Present
Diversified Maintenance  September 2011 - Present
KK Auto Broker   September 2010 - Present
Atlanta Georgia  March 2011 - February 2013
Home Savings of America   March 2009 - November 2011
Aasent Mortgage Corp   February 2008 - July 2009
Loan America Mortgage Corp   April 2002 - October 2008

Skills
Banking, Residential Mortgages, USDA, VA loans, Account Management, Retail Banking, FHA financing, New Business Development, Negotiation, Customer Retention, Event Planning, Team Building, Team Leadership, Compliance, Communication

Education
Grand Rapids Community College   1978 — 1979
None, Business, Management, Marketing, and Related Support Services

Experience
imortgage  September 2012 - Present
imortgage  2012 - 2013
Bank of America  February 2008 - August 2012
Beazer Mortgage  September 1999 - February 2008
California Wholesale Lenders   September 1995 - September 1999
Home Savings of America   January 1985 - June 1995

Skills
Mortgage Lending

Education
Henry Ford Community College

Experience
Towne Bank Mortgage   February 2013 - Present
Home Savings of America   August 2008 - May 2012
Bank of America  August 2004 - July 2008
HomeSide Lending / WAMU   June 2001 - February 2004
Staff Builders Home Care   March 1995 - November 1998
Elmwood Medical Center   April 1991 - January 1995
Egan Healthcare Services  May 1988 - February 1991

Education
University of Phoenix   2014 — 2016
Bachelor of Science (BS), Healthcare Management Administration

University of Phoenix   2011 — 2014
Associate of Science (AS), Health/Health Care Administration/Management

Louisiana State University Health Sciences Center   1992 — 1995
Associate of Science (AS), Licensed Practical/Vocational Nurse Training

Xavier University Preparatory High School   1984 — 1988
High School Diploma

Experience
Humboldt Medi-Trans   November 1997 - Present
Michael's Bookkeeping   1992 - Present
Cal Fed  April 1982 - May 1992
Home Savings of America   1980 - April 1982

Skills
Microsoft Office, Customer Service, Public Speaking, Strategic Planning, Nonprofits, Leadership, Microsoft Excel, Event Planning, Research, Social Media, Accounting, Community Outreach, Microsoft Word, Budgets, Loans, Fundraising, Training, Volunteer Management, Event Management, Team Building

Education
Loyola Marymount University   1976 — 1980
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

La Salle High School, Pasadena, California   1972 — 1976

Experience
Colorado Foothills Properties   October 2004 - Present
I Can Only Imagine Fitness Consultants   September 2011 - Present
Home Savings of America   April 2009 - June 2011
Highlands Ranch High School  July 1989 - July 2001

Skills
Real Estate, Residential Homes, Program Management, First Time Home Buyers, Mortgage Lending, Investment Properties, Investors, Foreclosures, Short Sales, Sellers, FHA, REO, Negotiation, Refinance, Loans, Underwriting, VA loans, Residential Mortgages, Mortgage Banking, Selling, Small Business, HUD, Referrals, Single Family Homes, Condos, USDA, Real Estate Transactions, Real Estate Financing, Loan Origination, New Home Sales, Real Estate Economics, Reverse Mortgages, Relocation, FHA financing, Real Property, Buyers, Property, Seniors, Townhomes, Government Loans, Move Up Buyers, Investments, Relocation Buyers, Listings, ABR, Buyer Representation, New Homes, Certified Mortgage..., 1031 Exchanges, Loss Mitigation

Education
Idaho State University   1986 — 1988
MHE, Education

Metropolitan State College   1980 — 1985
Bachelor's degree, Physical Education Teaching and Coaching

Experience
Prime Lending NMLS #13649   December 2014 - Present
The Guide to a Smart Divorce   January 2011 - Present
Caliber Home Loans NMLS#15622   November 2014 - December 2014
Cobalt Mortgage NMLS 35653   November 2012 - November 2014
Castlerock Radio   October 2011 - October 2014
Cherry Creek Mortgage  February 2011 - December 2012
FirsTier Bank  February 2010 - February 2011
Home Savings of America   April 2007 - February 2010
Coporate Express   April 1997 - November 1999

Education
Mt. San Antonio College   1977 — 1979
Business

Royal Oak High

Experience
Digital Renaissance Group, LLC   October 2009 - Present
RMT Acquisition, LLC   July 2011 - October 2012
Home Savings of America   February 2010 - March 2011
Maryland Financial Resources, Inc.   February 1997 - February 2010

Skills
Website Development, Web Project Management, Programming, Flash, Photoshop, Illustrator, HTML, CSS, JavaScript, PHP, Databases, MySQL, QuickBooks, PowerPoint, Microsoft Excel, Microsoft Word, Wordpress, WordPress

Education
Strayer University   2015 — 2019
Information Technology

Loyola College in Maryland
Philosophy

Experience
MARVIN ENGINEERING  July 1976 - Present
Home Savings of America   October 1991 - May 1992

Skills
Aerospace, Government Contracting, Integration, DoD, Earned Value Management, Security Clearance, Process Improvement, Six Sigma, Program Management, Management, Government, Project Planning, Team Leadership, Military, Team Building, Project Management, Customer Service, Leadership, Training, FAR, Outlook, Microsoft Excel, Software Documentation, Strategic Planning, Budgets, Contract Management, Data Analysis, Microsoft Office, PowerPoint, Continuous Improvement, Microsoft Word, Epicor Vantage, SAP, Inventory Management, Research, Logistics, Aircraft, MS Project, Public Speaking, Operations Management, Auditing, Financial Analysis, Lean Manufacturing, Purchasing, Change Management, Marketing, Teamwork, Manufacturing, Analysis, Customer Satisfaction

Education
Loyola Marymount University   1972 — 1976
BA, Liberal Studies, Spanish

Schiller College - Madrid   1974 — 1975
Spanish

Experience
Guild Mortgage  November 2012 - Present
Home Savings of America   2009 - Present
Plaza Home Mortgage, Inc.   June 2008 - August 2009
SCME Mortgage Bankers  January 2004 - November 2007
United States Postal Service  May 2006 - January 2007

Skills
Proficient and..., Proficient in Insuring..., Professional CA..., Proficient Loan..., Excellent..., Excellent verbal and..., Outstanding computer..., Problem-solving,..., Knowledgeable in FHA..., Knowledgeable in 203-k..., Proficient and..., PowerPoint, Management, Training

Education
University of Phoenix, San Diego, CA   2009 — 2012
Bachelor of Science (B.S.), Business Management, 3.17

Grossmont College   2008 — 2008
Certificate, Office Professional Training: Accounting, B

Miramar College   2003 — 2004
Certificate, Loan Underwriting, Loan Processing, and Loan Closing, A

Experience
Land Home Financial Services  August 2012 - Present
FPF WHOLESALE/Sterns Lending   April 2012 - July 2012
Home Savings of America   March 2010 - March 2012
Home saving of America   2010 - 2012
Bay Area Title Services   October 2005 - April 2008
Bay Area Title Services   October 2005 - April 2008
Concentra Integrated Services  February 1999 - October 2005
Bay Area Title Services   October 1996 - February 1999

Skills
1Experience answering..., 2Ability to..., 4Ability to work..., Worked in Datatrac,..., Access, Customer Service, Data Entry, Invoicing, Office Management, Process Scheduler, Time Management, Loans, Call Centers, Software Documentation, Telephone Skills, Outlook, Microsoft Excel, System Administration

Education
Business Occupation Training, MT. Diablo Adult Education   2009 — 2009
Certificate in Business, Business Administration and Management, General

Martinez Adult Education   2009 — 2009
Certifcate in Medical Coding and Billing, Medical/Clinical Assistant

Miramont High school   1981 — 1985

Experience
Dentsply GAC  2005 - Present
OnlineBenefits  November 2000 - June 2002
Washington Mutual  January 1999 - September 2000
Home Savings of America   November 1997 - January 1999

Skills
Outlook, Word, Excel, Access, PowerPoint, Administrative Support, Scheduling, Administrative..., Microsoft Word, Microsoft Excel, Management, Spreadsheets, Time Management, Employee Relations, Software Documentation, Sales, Payroll, Human Resources, Process Improvement, Medical Devices, Administrative..., Administration, Sales Operations, Process Scheduler, Travel Arrangements, Calendaring, Marketing Strategy

Education
Farmingdale State College   1998 — 2000
Business

Experience
Deloitte  2011 - Present
Veterinary Surgical Centers and Pets Dx Diagonostic Imaging   2010 - 2011
Home Savings of America   2009 - 2010
PNC Bank  2006 - 2009
Acacia Federal Savings Bank  April 2005 - April 2006

Skills
Business Analysis, Business Process..., Business Development, Database Design, Graphic Design, Knowledge Management, Leadership, SDLC, Microsoft Office, Presentation Development, Marketing Strategy, Marketing Communications, Operations Management, Photoshop, Problem Solving, Strategic Planning, Project Planning, Project Management, Project Coordination, Quality Assurance, College Recruiting, User Interface Design, User Acceptance Testing, User-centered Design, Use Case Analysis, Visio, Visual Communication, Proposal Writing, Writing, Web Design, Real Estate Financing, Six Sigma, Strategy, Analysis, PMO, PCI DSS, Cross-functional Team..., Governance, Information Security..., Identity Management, Requirements Analysis, Requirements Gathering, Marketing, Management, IT Strategy

Education
George Mason University
Bachelor of Science (B.S.), Information Systems and Operations Management

-
Associate of Science (A.S.), Business Administration and Management, General

Leadership Arlington Young Professionals Program

Experience
Insight Mortgage Company, LLC   September 2011 - Present
Home Savings of America   July 2008 - August 2011
Mortgage Sources/First National Mortgage Sources   June 2001 - March 2008

Skills
Loans, Mortgage Lending, First Time Home Buyers, Brokerage, Mortgage Banking, Loan Origination, FHA, VA loans, FHA financing, Investment Properties, Residential Mortgages, Government Loans, Mortgage Underwriting, Banking, Refinance, Residential Homes, USDA, Foreclosures, Underwriting, REO, VA Loans

Education
Kansas State University   1990 — 1995
BS, Business

Experience
Sabre Holdings  May 2012 - April 2013
Treliant Risk Advisors  May 2011 - September 2011
Home Savings of America   August 2005 - June 2010
Fidelity Investments  November 2003 - August 2005
Geonetics, Inc   January 2000 - November 2003
Lernout and Hauspie Speech Products  October 1997 - December 1999
Kurzweil Applied Intelligence  July 1989 - October 1997

Skills
Requirements Analysis, SDLC, Functional..., Analysis, Usability Testing, Product Management, XML, Software Design, Agile Methodologies, Software Documentation, SQL, Microsoft SQL Server

Education
Harvard Extension; Boston University
Software design, usability

McGill University
BA, Literature

Experience
Home Savings of America   March 2009 - Present

Education
Liberty University   2010 — 2012
MA, Religion, concentration in Pastoral Counseling

University of North Carolina at Charlotte   2003 — 2008
BA, Psychology

Experience
Bank of America  April 2012 - Present
Bank of America  May 2011 - October 2011
Bank of America  February 2008 - June 2009
Countrywide Full Spectrum Lending  July 2007 - February 2008
Countrywide  January 2004 - July 2007
Countrywide  September 1998 - January 2004
Home Savings of America   January 1984 - January 1998

Skills
Performance Management, Change Management, Financial Services, Risk Management, Business Process..., Vendor Management, Project Management, SDLC, Quality Assurance, Leadership, Loans, Program Management, Business Analysis, Business Process, Information Architecture, Software Project..., Credit, Business Intelligence, Software Documentation, Cross-functional Team..., Executive Management, IT Management, Disaster Recovery, Analysis, Management

Education
Los Angeles City College   1971 — 1972
Not Completed, English

Experience
Mortgage Equity Partners  December 2014 - Present
New England Regional Mortgage Corp.  January 2014 - December 2014
Emery Federal Credit Union  February 2012 - October 2013
Gold to Green Parties   April 2009 - September 2012
Home Savings of America   November 2011 - February 2012
Poli Mortgage Group  June 2010 - February 2011
The Processing Dept.   2002 - 2008
MLN  2006 - 2007
Reliant Mortgage Company, LLC  2001 - 2002
Allied Home Mortgage Capital   2000 - 2001

Skills
VA loans, Training, Sales, Loans, Recruiting, Coaching, Mortgage Lending, FHA, Credit, Management, Marketing, Sales Management, Banking, Customer Service, USDA, Residential Mortgages, VA Loans, Refinance, Investment Properties

Education
Middlesex Community College   1992 — 1994

Billerica Memorial High School   1988 — 1991

Experience
Old Line Bank  March 2012 - Present
Home Savings of America   August 2011 - March 2012
Amtec Funding Group  October 2009 - July 2011
Merchants Home Loan  September 2007 - October 2009
Nationstar Mortgage  May 2005 - September 2007
Wells Fargo Financial  July 1998 - May 2005

Skills
Mortgage Banking, Loans, Branch Banking, Mortgage Lending, Credit, Banking, Consumer Lending, Credit Analysis, FHA, Commercial Lending, Finance, Loan Origination, Residential Mortgages, Sales, Underwriting, VA loans

Education
James Madison University   1993 — 1998
Bachelor of Business Administration (B.B.A.), Finance, General

Experience
Contour Mortgage Corporation  January 2015 - Present
New View Mortgage Corp   March 2011 - January 2015
Royal Consultants   July 2010 - March 2011
Topdot Mortgage  January 2009 - January 2010
Home Savings of America   2010 - 2010
Hudson Mortgage Consultants   October 2007 - January 2009

Skills
Qualify home loan..., Analyze applicants..., Mortgage Lending, Loans, Refinance, Credit, Finance, Residential Homes, FHA, Residential Mortgages, FHA financing, Reverse Mortgages, Certified Mortgage..., Construction Loans, First Time Home Buyers, Real Estate, Investment Properties, Home Equity Loans, Short Sales, Non-Conforming, Debt Consolidation, USDA, Analysis, Underwriting, Mortgage Banking, Financial Services, Commercial Real Estate, VA loans, Mortgage Underwriting, Government Loans, Loan Origination, Real Estate Financing, Banking, 203K, FHA Financing, VA Loans

Education
Mercy College   2002 — 2004
Computer Science & Business

St. Raymonds High School   1999 — 2002
Diploma

Experience
The Federal Savings Bank  October 2012 - Present
FIRST CHOICE LOAN SERVICES INC.  February 2012 - October 2012
iReverse   November 2011 - February 2012
Home Savings of America   2011 - 2011
The Money Mall,Inc.   January 1998 - January 2010

Skills
Reverse Mortgages, FHA, Loan Origination, Foreclosures, Mortgage, Refinance, Mortgage Industry, Residential Mortgages, Investment Properties, Mortgage Lending, Real Estate, Loans, Mortgage Underwriting, FHA financing, Mortgage Banking, VA loans, USDA, Certified Mortgage..., Government Loans, Construction Loans, VA Loans, FHA Financing

Education
Louisiana State University   1984 — 1987
Public Relations, General

University of Louisiana at Lafayette

Experience
First Eastern Mortgage, A Division of First Federal Savings Bank of Boston  April 2014 - Present
Greenpark Mortgage, a division of Berkshire Bank   August 2013 - March 2014
Vantage Point Bank and Financial Services  April 2012 - September 2013
Home Savings of America   October 2010 - February 2012

Skills
Mortgage Lending, Real Estate, Real Estate Economics, First Time Home Buyers, Investment Properties, Credit, Investors, Loans, Home, Banking, Residential Homes, FHA, Refinance, USDA, Loan Origination, Mortgage Banking, Negotiation, Residential Mortgages, VA loans, Reverse Mortgages

Education
Harvard University   1993 — 1997
Bachelor of Arts, Government

Experience
Primerica Financial Services  July 2009 - Present
Home Savings of America   September 1974 - December 1993

Education
Nassau Community College   1984 — 1985

Experience
Bank of America Home Loans  February 2012 - Present
Bank of America  April 2009 - October 2011
Bank of America Mortgage  November 2006 - April 2009
Countrywide Home Loans  March 2003 - November 2006
Washington Mutual Home Loans  November 1999 - March 2003
Washington Mutual Home Loans  January 1996 - November 1999
Home Savings of America   October 1992 - January 1996

Skills
Team Leadership, Sales Management, Marketing Strategy, Business Development, Team Building, Recruiting, Sales, Management, Budget, Leadership, Mortgage Banking, Mortgage Lending, Loans, Budgets, Finance, Selling, Operations Management, Construction Loans, Banking, Refinance

Education
Washington State University   1985 — 1988
Bachelor of Arts, Finance

Green River Community College   1983 — 1984
Associate's degree, Business Administration and Management, General

Rogers High School   1980 — 1983

Experience
GetYourBizOnline.com   January 1999 - Present
Dreyfus  August 1996 - July 1999
Home Savings of America   September 1986 - August 1996

Education
Nassau Community College

Experience
Freelance Copy Editor/Proofreader   1983 - Present
Aquent  March 2003 - June 2008
DynaMedia, Inc.   January 1999 - January 2003
Home Savings of America   January 1993 - November 1998
CliffType   May 1985 - September 1992

Skills
Editing, Copy Editing, Copywriting, Social Media

Education
Montclair State University
BA, English

Experience
Century 21 Beggins Enterprises  February 2013 - Present
Guaranteed Home Mortgage Company, Inc.   March 2012 - January 2013
Home Savings of America   July 2008 - February 2012
Wachovia, A Wells Fargo Company  February 1993 - August 2007

Skills
Mortgage Lending, Loans, Underwriting, Mortgage Banking, Banking, FHA, Loan Origination, Mortgage Underwriting, Refinance, VA loans, USDA, Reverse Mortgages, FHA financing, Sales Management, Investment Properties, Real Estate, Selling, Investments, Credit, Residential Mortgages, Credit Analysis, Sales, Foreclosures, First Time Home Buyers, REO, VA Loans, FHA Financing

Education
Keller Graduate School of Management of DeVry University   1996 — 1998
MBA, Business

The University of Kansas   1982 — 1987
BA, Business and Communication Studies

Experience
freelance  August 2014 - Present
Mandelcorn Research and Analysis   January 1990 - Present
Mandelcorn Research & Analysis   1988 - Present
The Midnight Mission  April 2014 - January 2015
LAUSD Nestle Ave Elementary School   January 2010 - July 2012
Home Savings of America   October 1985 - June 1988
HSBC [formerly Marine Midland Bank]   September 1982 - October 1985

Skills
ENGLISH; excellent..., Grant Writing, PROSPECT RESEARCH, Informational Research, Wordperfect, RESEARCH and ANALYSIS, Business Systems..., Project Management, CAPITAL EXPENDITURE..., Documentation/Technical/..., EXECUTIVE LEVEL..., INSTRUCTION MANUALS:..., Microsoft Office

Education
the FOUNDATION CENTER, New York City, NY   2014 — 2014
Grant writing and prospect research

University of California, Los Angeles   2004 — 2007
audited, Global Studies

Los Angeles Valley College   2000 — 2001
Certificate, Computer Programming

Erie Community College   1980 — 1982
Certifcate, Computer Programming

State University of New York at Buffalo   1960 — 1970
AA, BA, MAH [abt], Sociology, English Literature

Experience
Younique Products  August 2014 - Present
Realty Executives / RA Financial   October 2012 - April 2014
HomePlus Mortgage   June 2012 - October 2012
Home Savings of America   March 2010 - March 2012
CVS Health  September 2008 - June 2010
First Naional Bank of Arizona   September 2005 - April 2007
Downey Savings  February 2002 - September 2005

Skills
Customer Service, Microsoft Office, Real Estate, Microsoft Excel, Investment Properties, Management, Microsoft Word, Negotiation, First Time Home Buyers, Strategic Planning

Education
San Diego Mesa College   2009 — 2010
Emergency Medicine

Grossmont College   2000 — 2002
General Education

Experience
Movement Mortgage, LLC NMLS# 39179   August 2015 - Present
First Access Mortgage Corp , NMLS # 51354   June 2014 - August 2015
Eng Lending  March 2012 - March 2014
Home Savings of America   June 2011 - March 2012
Envoy Mortgage  August 2009 - June 2011
Primary Residential Mortgage  August 2008 - August 2009
Artisan Mortgage  2007 - 2008
1st Consolidated Lending Corp.   December 2000 - March 2007

Skills
USDA, VA loans, FHA financing, FHA, Refinance, Certified Mortgage..., Residential Mortgages, Government Loans, Mortgage Banking, Loan Origination, Reverse Mortgages, Mortgage Lending, Credit, Credit Analysis, First Time Home Buyers, Investment Properties, Loans, Sales, VA Loans, Residential Homes, Real Estate, FHA Financing

Education
LSU   1983 — 1990
Bachelor of Arts and Science, Psychology

UNO

Experience
Coldwell Banker Residential Brokerage  January 2012 - Present
Home Savings of America   1989 - 1991
Home Savings of America   1985 - 1989
The Bowery Savings Bank   1984 - 1985

Skills
Real Estate Transactions, Relocation, Sellers, First Time Home Buyers, Short Sales, Condos, Foreclosures, Referrals, Buyer Representation, Listings, Townhomes, Move Up Buyers, New Home Sales, Single Family Homes, SFR, e-PRO, Investment Properties, Real Estate, Residential Homes

Education
Long Island University, C.W. Post Campus   1980 — 1984
Bachelor of Science, Business Administration

Experience
Bank of America  September 2014 - Present
Wells Fargo Home Mortgage  April 2012 - August 2014
MetLife Midwest Associates   2008 - May 2012
Washington Mutual  1999 - 2002
Home Savings of America   April 1987 - November 1999

Skills
Mortgage Lending, Mortgage Banking, Refinance, Loans, First Time Home Buyers, Underwriting, Financial Services, Credit, VA loans, Investments, Insurance, Loan Origination, FHA financing, Government Loans, Residential Mortgages, FHA, Reverse Mortgages, Banking, Mortgage Servicing, Credit Analysis, USDA, Retirement Planning, Consumer Lending, Certified Mortgage..., Construction Loans, Commercial Lending

Education
Fontbonne University   1983 — 1985
BS, Business

Conception College   1977 — 1979
BA, Philosophy

University of Missouri-Kansas City   1975 — 1977

Bishop Hogan High School   1974 — 1975

Joplin Parkwood High School   1972 — 1974

St. Elizabeth School   1962 — 1971

Experience
IBM  July 2014 - Present
IBM  July 2012 - Present
IBM  June 2008 - June 2012
IBM  May 2000 - May 2006
MWD  1998 - 2000
Home Savings of America   1989 - 1998

Skills
Marketing Communications, Marketing Strategy, Lead Generation, Product Management, Sales, Account Management, Strategy, Business Development, New Business Development, Strategic Planning, Solution Selling, Team Leadership, Sales Management, Program Management, Management, Direct Sales, Business Strategy, Salesforce.com, Integration, Forecasting, Outsourcing, Enterprise Software, Channel Partners, Product Marketing, Sales Operations, Cloud Computing, Business Analysis, Pre-sales, Customer Satisfaction, SaaS, Leadership, Analytics, Multi-channel Marketing, Go-to-market Strategy, CRM, Strategic Partnerships, Business Process, B2B, Key Account Management, Sales Process, Competitive Analysis, Business Intelligence, Professional Services, Start-ups, Marketing, Cross-functional Team..., E-commerce, Selling, Vendor Management, Sales Enablement

Education
Mt. San Antonio College

Experience
Zoom Media Connect  June 2015 - Present
BDS Document Systems   February 2012 - Present
Home Savings of America   June 2008 - March 2011
Chase Home Finance / JPMorgan Chase   March 2007 - June 2008
Countrywide Home Loans  September 2006 - March 2007
Private Residential Real Estate Investments   October 2004 - July 2006
eVox Productions  August 2001 - October 2004
Solution Central   February 2000 - May 2001
Green Hasson Janks  1998 - 2000
Playmates Toys  1997 - 1998

Skills
Sales, Sales Management, Forecasting, Selling, Account Management, New Business Development, Customer Service, Marketing, Loans, Investment Properties, Mortgage Banking, Mortgage Lending, Training, Residential Mortgages, Management, Lead Generation, Strategy, Loan Origination, Business Development, B2B, Competitive Analysis, FHA, Refinance, Sales Operations, Advertising, Real Estate, Residential Homes, Strategic Communications, Team Building, Contract Negotiation, Retail, Sales Process, Direct Sales

Education
Irvine Valley College
Psychology

Miramar College
General Education

Experience
Bank of America  April 2002 - Present
Target  April 1996 - January 2002
Target Stores  January 1996 - January 2002
Home Savings of America   April 1997 - April 1998
Home Savings of America   January 1997 - January 1998
Mann Theaters  January 1992 - January 1996

Skills
P&C License, Instructional Design, Learning Consultant, Management, Project Management, Instructor-led Training, Virtual Instructor-led..., Document Processing, Customer Service, Customer Satisfaction, Banking, Employee Training, Training, Recruiting, Coaching, Process Improvement, Leadership, Strategic Planning, Call Centers, Visio, Outlook, PowerPoint, Access, Insurance, Needs Analysis, Risk Management, Learning Management, Performance Management, Performance Improvement

Education
Royal High School
Diploma

Moorpark College   1995 — 1997

Royal High School, Simi Valley   1993 — 1995
Diploma, General Education

Experience
Xarax Environmental & Engineering Solutions, Inc.   1996 - Present
Home Savings of America   1991 - 1996
Diagnostic Engineering, Inc.   1985 - 1991
Diablo Canyon Nuclear Power Plant  August 1983 - December 1985

Skills
Architectural..., Environmental..., Engineering Management, Construction Management, Energy Efficiency, Environmental Compliance, LEED, Energy, Green Building, Green, Sustainability, Indoor Air Quality, LEED AP, Remediation, Environmental Impact..., Construction, Environmental Awareness, Water, Inspection, Asbestos, Contract Negotiation, Real Estate, Residential Homes, Occupational Health, Environmental Consulting

Education
Florida A&M University
Bachelor of Science, Architectural Engineering (Minor: Construction Management)

Experience
Mortgage Bank of California  April 2014 - Present
Sterling Realty Partners   July 2011 - Present
Project Brooklyn Homeowner & Project Queens Homeoenwer   March 2011 - Present
Century 21 Realty Masters  August 2012 - August 2014
Home Savings of America   June 2010 - June 2011
HighTechLending   January 2010 - June 2010
Contour Mortgage Corporation  April 2009 - December 2009
Fidelity Capital Mortgage Bankers   February 2007 - March 2009

Skills
Credit, FHA, First Time Home Buyers, Investment Properties, Loans, Loss Mitigation, Investors, Mortgage Banking, Mortgage Lending, REO, Real Estate, Real Estate Transactions, Residential Homes, Sellers, Refinance, Short Sales

Education
Hofstra University   1991 — 1995
Marketing, Marketing

Experience
Self  2011 - Present
CFPB  2013 - 2013
Nirvana Business Solutions   July 2005 - 2011
Fiserv  1997 - June 2005
Fiserv  1991 - 1996
The Prudential  1990 - 1992
Home Savings of America   1984 - 1989
Lomas Financial Services   1982 - 1986

Skills
Integration, Vendor Management, Business Development, Acquisitions, Business Process..., Offshoring, Strategy, Leadership, Management Consulting, Business Strategy, Enterprise Software, Project Management, Management, Outsourcing, Change Management, Software Project..., Strategic Planning, Business Analysis, Requirements Analysis, Program Management, Entrepreneurship, Mergers & Acquisitions, Risk Management, Process Improvement, Business Planning, E-commerce, Analytics, Finance, Financial Services, Product Development, New Business Development, Start-ups, Business Process..., Consulting, Business Intelligence, IT Strategy, Portfolio Management, CRM, Executive Management, SaaS, Professional Services, Team Management, BPO, PMP, SDLC, Information Technology, Cross-functional Team..., Cloud Computing, Enterprise Architecture, Resource Management

Education
Illinois Institute of Technology   1975 — 1977
MBA

National Institute of Technology Calicut
BS

Experience
JPMorgan Chase  May 2007 - Present
New Century Mortgage  December 2004 - May 2007
Diversified Title & Escrow   2001 - 2004
Advanta Mortgage  1998 - 2001
Home Savings of America   1995 - 1998

Skills
Leadership, SDLC, Business Analysis, Vendor Management, Budgets, Process Improvement, Integrated Marketing, Visio, Banking, IT Strategy, Program Management, Disaster Recovery, Risk Management, Project Portfolio...

Education
Villanova University   2000 — 2001
Masters Certificate

Thunderbird School of Global Management   1990 — 1991
Masters of International Management

Indiana University Bloomington   1983 — 1986
BA

Experience
IBM Global Services  April 2015 - Present
IBM Global Services  May 2009 - Present
Kaiser Permanente  September 2004 - May 2009
Nestle  September 1998 - 2005
Nestle USA  1998 - 2004
Home Savings of America   1977 - 1998

Skills
Tivoli, Systems Management, IBM Tivoli, Netcool, AIX, Solution Architecture, Unix, DB2, Incident Management, Websphere, Infrastructure, System Administration, High Availability, Unix Shell Scripting, BMC Remedy, Troubleshooting, Enterprise Software, Information Technology, IT Service Management, Red Hat Linux, HACMP, Software Installation, Virtualization, System Monitoring, System Deployment, Enterprise Architecture, Operating Systems, IT Strategy, Software Documentation, IT Operations, SOA, Integration, Windows Server

Education
Los Angeles Valley College   1978 — 1981

Crespi   1973 — 1976

Experience
S&L Properties   December 2006 - Present
21st Century Insurance  December 2000 - December 2006
Health Net  October 1997 - November 2000
Home Savings of America   June 1981 - June 1996

Skills
Vendor Management, Process Improvement, Management, Property Management, ITIL, Software Documentation, Business Analysis, Visio, Sales, Asset Management, Mergers & Acquisitions, Investment Properties, SharePoint, Business Intelligence, Call Centers, Disaster Recovery

Education
Los Angeles Valley College   1979 — 1981
Associates, Computer Science

Experience
L.A. Care Health Plan   February 2012 - Present
Ventura Foods  September 2010 - April 2011
Union Bank  May 2010 - July 2010
Toyota Financial Services  August 2006 - March 2009
AMCOR SUNCLIPSE NORTH AMERICA  August 2004 - March 2006
L. A. Care Health Plan   July 1999 - December 2003
Home Savings of America   1978 - 1999
Home Savings of America   1978 - 1999

Skills
Vendor Management, Process Improvement, Project Management, IT Strategy, Visio, Strategic Planning, Business Analysis, Project Planning, Business Process..., Change Management, Risk Management, Team Building, Team Leadership, Financial Analysis, Operations Management

Education
Loyola Marymount University, College of Business Administration   1975 — 1979

Experience
Sheppard Mullin Richter & Hampton  Senior AttorneyAkin Gump Strauss Hauer & Feld LLP2002 - 2004
Home Savings of America   1986 - 1999

Skills
Intellectual Property, Corporate Law

Education
Harvard Law School   1972 — 1975

Experience
Great Plains National Bank  September 2013 - Present
CBC National Bank  2011 - 2013
Home Savings of America   2009 - 2011
Waterville Financial   2008 - 2009
GMAC-RFC  1997 - 2007

Education
Huntingdon College
Bachelor of Arts (B.A.), Marketing

Experience
FunPimps   January 2014 - Present
Bank of America  September 2012 - December 2013
PFSweb  August 2011 - October 2012
Exhibitgroup/Giltspur/Global Experience Specialists   2008 - 2011
Balboa insurance/Countrywide   2004 - 2006
Washington Mutual  September 2002 - October 2004
Cybertek/Alltel   November 1999 - August 2002
Downey Savings  March 1999 - November 1999
Home Savings of America   1987 - 1999

Skills
SDLC, Vendor Management, Management, Process Improvement, Analysis, Project Management, Databases, Requirements Analysis, Visio

Education
Mt. San Antonio College   1980 — 1983
aa

Experience
UC Berkeley  January 2012 - Present
Home Savings of America   February 2010 - August 2011
Wachovia Bank  October 2006 - March 2008
World Savings Bank  2000 - 2006
World Savings  January 1987 - January 1998

Education
John F. Kennedy University   1996 — 1998
MA, Management

Saint Mary's College of California   1992 — 1994
BA, Management

Experience
New Mexico State University  Servicing Internal AuditorRocky Mountain Mortgage CompanyOctober 2011 - May 2014
Fannie Mae  August 2003 - February 2011
Freddie Mac  1988 - 2003
Home Savings of America   May 1973 - January 1982

Skills
Portfolio Management, Risk Management, Credit Risk, Financial Risk, Financial Modeling, Securitization, Fixed Income, Due Diligence, Mortgage Lending

Education
New Mexico State University   2011 — 2014
Bachelor's Degree, Business Administration and Management, General, Graduated with Honors

Los Angeles Valley College
Associate of Arts (cum laude), Economics

Experience
Home Savings of America   Mortgage BankerHome Savings of AmericaJanuary 2008 - Present

Education
Castle Park Hi   1986 — 1987

Metropolitan State University

Experience
NFM Lending (formerly NFM, Inc.)   June 2014 - Present
Wells Fargo Home Mortgage  February 2013 - February 2014
Capital One  October 2011 - February 2013
Bank of America  September 2010 - March 2011
Home Savings of America   April 2009 - April 2010
Physical therapy  June 2008 - February 2009
Navy Federal Credit Union  March 2008 - May 2008
J.E. Wingfield & Associates   March 2007 - July 2007
Embassy Mortgage, Inc   January 2005 - March 2005
Embassy Mortgage, Inc   April 2003 - July 2004

Education
Springbrook High School   1998 — 2002
General, Finance

Montgomery College

Weichert Realtor School

Experience
Guaranteed Home Mortgage Company, Inc.   March 2012 - November 2012
Home Savings of America   February 2010 - March 2012
REO Sales and Associates   February 2009 - February 2010
Wachovia Bank  2006 - November 2008
Wachovia Bank  2006 - 2008
World Savings  1979 - 2006

Skills
Mortgage Lending, Loan Origination, Management, Mortgage Banking, Loans, Banking, Credit, FHA, Financial Services, Real Estate Financing, Construction Loans, Risk Management, Loss Mitigation, Finance, Business Development, Leadership, Sales, Real Estate, Refinance, Investments, Residential Mortgages, Sales Management, Underwriting, Customer Service, Credit Analysis, Commercial Lending, VA loans, USDA, Mortgage Underwriting, Commercial Mortgages

Education
Kansas State University   1974 — 1977
BS, Business Management

Experience
Northern Trust  January 2005 - Present
ShoreBank  January 2001 - December 2004
Fifth Third Bank  November 2000 - January 2001
Hyde Park Bank  April 1997 - October 2000
Chase Manhattan  1995 - 1997
Home Savings of America   1993 - 1995

Skills
Private Banking, Wealth Management, Banking, Investments, Management, Finance, Financial Analysis, Program Management, Risk Management, Portfolio Management, Financial Services, CRM, Business Development, Leadership, Loans, Asset Management, Commercial Banking, Mutual Funds, Strategic Planning, Asset Allocation, Managerial Finance, Cash Management, Business Strategy, Securities

Education
Michigan State University
Bachelor's degree

Kenwood Academy

Experience
Morrison County Sheriff's Office   March 2012 - Present
Home Savings of America   July 2008 - February 2012

Education
Hamline University School of Law   2011 — 2015
JD, Law

St. Cloud State University   2001 — 2005
BA, Policital Science, Criminal Justice

Experience
Nationstar Mortgage  March 2008 - August 2008
Countrywide Home Loans  2002 - 2008
Countrywide Home Loans  1998 - 2002
Countrywide Home Loans  1998 - 1998
Countrywide Home Loans  1990 - 1998
Home Savings of America   1988 - 1990

Education
Mesa Community College
English

Experience
3Gen, LLC   November 2006 - December 2009
Saks Fifth Avenue  2005 - 2009
BrainstormUSA  November 2000 - June 2002
3Gen, LLC   November 2000 - June 2002
SOUTH CONE TRADING COMPANY   March 1997 - January 2000
HOME SAVINGS OF AMERICA   November 1992 - April 1994
McDONNELL DOUGLAS CORPORATION  August 1987 - March 1992
NORTHROP CORPORATION  July 1985 - August 1987

Skills
Strategic Planning, Public Speaking, Medical Devices, Management Consulting, Financial Analysis, Logistics, Project Management, ERP Implementations, Inventory Management, Process Engineering, Regulatory Affairs, Operations Management, Product Evaluations, Program Management, Project Planning, Product Development, Process Improvement, Business Development, New Business Development, Sales, Leadership, Strategy, Marketing Strategy

Education
UCLA Anderson School of Management   1989 — 1992
MBA, Business Development

Massachusetts Institute of Technology   1981 — 1985
BS, Aero/Astro

Experience
Home Point Financial  February 2014 - Present
Presidential Bank  June 2010 - February 2014
Home Savings of America   June 2008 - March 2010
WestStar Mortgage  January 2004 - February 2008

Skills
Sellers, Short Sales, Real Estate, First Time Home Buyers, Investment Properties, Buyer Representation, Single Family Homes, Foreclosures, Relocation, Condos, Listings, REO, Residential Homes, New Home Sales, Investors, Real Estate Transactions, Property Management, Referrals, Rentals, Townhomes

Education
George Mason University   1987 — 1991
BS, Economics

George Mason University
Economics

Experience
Home Savings of America   May 2009 - Present
Wachovia Bank, N.A.   September 2001 - February 2008

Education
Kennesaw State University   2002 — 2007
Business Administration, Accounting

Experience
CareFusion  January 2015 - Present
CareFusion  February 2012 - January 2015
Vohra Wound Physicians  August 2010 - January 2012
Memorial Health Care System  2008 - 2009
Broward Health  2006 - 2008
DRG Financial Marketing   1996 - 2005
Home Savings of America   1992 - 1995

Skills
Leadership, Clinical Research, Surgery, Healthcare, Hospitals, Management, Sales

Education
Florida Atlantic University
B.S., Nursing

Florida Atlantic University
M.B.A., Business

University of Florida
B.S., Advertising/Marketing

Experience
Israel Bonds  September 2011 - Present
Snackable Media  April 2007 - January 2011
The Clearing House  February 1999 - December 2006
Green Point Bank  January 1995 - August 1999
Home Savings of America   May 1990 - January 1995
Peoples Westchester Savings Bank   June 1989 - November 1990
Citibank  January 1984 - December 1989

Skills
Customer Service, Data Entry, Banking, Teamwork, System Administration, Vendor Management, Outlook, Customer Acquisition, Microsoft Excel, Team Leadership, Leadership, PowerPoint, Microsoft Word, Customer Retention, Team Building, Software Documentation, Microsoft Office

Education
Mercy College   2002 — 2003
Bachelor, Organizational Management

Katharine Gibbs School   2000 — 2002
Associates, Office Administration Business

Experience
Community Center Physical Therapy   July 2014 - Present
Private Client  November 2011 - Present
Mojo Creations   July 2003 - Present
LA CASA WEJEBE   July 1989 - Present
Bright STAR Physical Therapy   May 2012 - December 2013
Home Savings of America   1996 - 1997
Great Western Bank  1995 - 1996
Home Savings of America   1990 - 1995

Skills
Wellness, Customer Service, Banking, Medical Terminology, Medical Records, Medical Billing, Medical Coding, Physical Therapy, Management, Team Building, Data Entry, Nutrition, Outlook, PowerPoint, Employee Training, Training, CPR Certified, Teaching

Education
West Valley Occupational Center   2010 — 2012
Certificate, Physical Therapy Aide, Medical Insurance and Biliing, Medical Office

Fashion Institute of Design & Merchandising   1995 — 1997
Fashion Merchandising/Marketing

Los Angeles City College   1990 — 1992
A.A., Liberal Arts

Experience
J P Morgan Chase  February 2011 - Present
Bank of the West  June 2006 - December 2010
First Financial Credit Union  February 2000 - June 2006
Washington Mutual  June 1999 - February 2000
Home Savings of America   December 1987 - June 1999

Education
Golden West College   1977 — 1979
AA, Business-Finance

Experience
Brooklyn Federal Savings Bank  January 2007 - Present
PHP for All People, Inc.   March 2000 - Present
Norfolk Bank   January 2000 - January 2006
Norfork Bank   2003 - 2006
Home Savings of America   January 1982 - January 2000

Skills
Databases, Microsoft Office, Banking, Trustee, financial...

Education
Pohs Institute   2004 — 2009
License, Life & Health

Katharine Gibbs School
Associates

Baruch College

South Shore High School

Experience
Union Bank  July 2013 - Present
Chi Rho Consulting & Management Inc   January 2007 - Present
The Metanoia Group, LLC   January 2011 - Present
Wells Fargo Bank  October 2008 - April 2013
Adler Learning-USA   May 2011 - September 2012
MS Franks & Company, Inc.   February 2000 - December 2006
Wells Fargo  February 2000 - August 2003
American Express  September 1998 - January 2000
Home Savings of America   May 1997 - August 1998
First Interstate Bank of Arizona  January 1984 - May 1997

Skills
Team Building, Leadership, Business Process..., Coaching, Management, Project Management, Strategic Planning, Conflict Resolution, Management Development, Leadership Development, Organizational..., Workshop Facilitation, Public Speaking, Business Analysis, Change Management, Process Improvement, Mergers & Acquisitions, Program Management, Training, Business Coaching, Personal Development, Consulting

Education
Graduate Theological Foundation
Master, Theology

Grand Canyon University
BA, Management and Leadership

Experience
Home Savings of America   Make initial contact to closing first and refinanced mortgages.Vice PresidentAAA South JerseyJune 2000 - November 2006
Lafarge Gypsum  April 1981 - September 1991

Skills
Product Marketing, Department Management, Customer Satisfaction, Corporate Training, Documentation

Education
Jacksonville Stae University   1966 — 1969
BS, Business Admin

Jacksonville State University

Experience
Sierra Pacific Mortgage  March 2013 - Present
First Guaranty Mortgage Corp  May 2012 - February 2013
All Regs   February 2012 - November 2012
Home Savings of America   June 2009 - May 2012

Skills
Mortgage Lending, FHA, Loans, Underwriting, Credit, Loan Origination, Mortgage Underwriting, USDA, Insurance, Training, Credit Analysis, VA loans, Mortgage Banking, Refinance, FHA financing, Loss Mitigation, Mortgage Servicing, Financial Risk, Banking, Government Loans, Residential Mortgages, Consumer Lending, VA Loans, Reverse Mortgages

Education
Grossmont College   1994 — 1997
Environmental Technologies, Natural Habitat Restorations

Experience
Educational Employees Credit Union  February 2014 - Present
Valley First Credit Union  January 2013 - January 2014
State Center Credit Union   March 1998 - December 2012
Home Savings of America   September 1996 - March 1998
1st Interstate Bank   August 1978 - August 1996

Skills
Banking, Retail Banking, Financial Analysis, Operations Management, Supervising

Education
Western Cuna Management School   2001 — 2004
Certificate of Graduation, Credit Union Management

Fresno City College   1980 — 1991
Business/Commerce, General

Central Union High School   1976 — 1978
high school diploma, college prep

Experience
Citywide Banks  July 2012 - Present
Home Savings of America   January 2008 - February 2011
Barrett Financial Group   February 2007 - January 2008

Skills
Mortgage Banking, Fixed Annuities, Licensed Life Insurance...

Education
University of Colorado at Boulder   1985 — 1986
Business Administration and Management, General

Metropolitan State College of Denver   1984 — 1985
Human Resources Management/Personnel Administration, General

Experience
Pinnacle Capital Mortgage Corp  June 2015 - Present
Stearns Lending (NMLS #1854)   November 2014 - June 2015
Bank of England, Mortgage Division  March 2012 - November 2014
Home Savings of America   September 2009 - February 2012
Coast Mortgage Bankers   September 2001 - July 2008

Skills
Mortgage Lending, Loans, Refinance, Mortgage Banking, FHA, Loan Origination, Residential Mortgages, USDA, VA loans, Credit, FHA financing, Credit Analysis, Banking, Commercial Lending, Reverse Mortgages, Construction Loans, Government Loans, Investment Properties, Mortgage Underwriting, FHA Financing

Education
Los Medanos College

Los Medanos College