Home Savings of America
Address: 35 Broadway E, Little Falls, MN 56345, USA Phone: +1 320-632-5461Website: : : : : Place name: Category: : : Own this business?
Home Savings of America List of Employees There's an exhaustive list of past and present employees! Get comprehensive information on the number of employees at Home Savings of America. You can filter them based on skills, years of employment, job, education, department, and prior employment.
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Home Savings of America Employees
Cambia Health Solutions (formerly The Regence Group) 1998 - Present
Home Savngs of America 1997 - 1998
Home Savings of America 1996 - 1997
Home Savings of America 1995 - 1996
Home Savings of America 1993 - 1995
Home Savings of America 1984 - 1993
Home Savings of America 1983 - 1984
Broadway Department Stores 1979 - 1982
Broadway Department Stores 1978 - 1979
FedMart 1977 - 1978
Skills
Talent Management, Performance Management, Talent Acquisition, Leadership Development, Employee Engagement, Employee Relations, Succession Planning, Organizational..., Organizational..., Workforce Planning, Recruiting, Change Management
Education
National University 1976 — 1978
MBA, Business
San Diego State University-California State University 1967 — 1972
BA, Zoology
Teradata February 2012 - Present
Rose International January 2011 - April 2011
Kaiser Permanente January 2000 - April 2011
Kaiser Permanente IT January 2000 - July 2009
Systems Management Specialists January 1998 - January 2000
Home Savings of America January 1990 - January 1998
Skills
Mainframe, Disaster Recovery, Troubleshooting, z/OS, Systems Analysis, ITIL, Remote Access, Software Installation, Decision Support, Recommendations, Testing, DB2, Servers, System Deployment, SDLC, Technical Support, BMC Remedy, IBM Mainframe, TSO, MVS, Networking, IT Operations, Operating Systems, Integration, JCL, CICS, VSAM, Hardware, Data Warehousing, Visio, Enterprise Architecture, Data Center, Security, AIX, Performance Tuning, Help Desk Support, COBOL, Unix, Requirements Analysis, TCP/IP, Databases, IT Management, Software Documentation, SharePoint, Incident Management, Project Management, IT Service Management
Education
Pierce College
Insight Business Strategies, Inc. September 2012 - Present
FocalPoint September 2012 - Present
Brandes Investment Partners June 1996 - December 2011
Home Savings of America 1995 - 1996
The Acacia Group and Calvert Securities 1993 - 1995
The Acacia Group 1991 - 1993
Skills
Strategic Planning, Team Building, Customer Service, Business Strategy, Coaching, Trust and Integrity, Business Acumen, Communication, Conflict Management, Customer Focus, Managing Change, Performance Management, Problem Solving, Strategic Leadership, Change Management, Talent Management, Management, Training, Leadership, Budgets, Investment Management, Marketing Strategy, Sales, Mutual Funds, Value Investing, Portfolio Management, Investments, Finance, Forecasting, Program Management, Team Leadership, Business Planning, Management Consulting, Time Management, Business Coaching, Analysis, Start-ups, Small Business, Strategy, Financial Analysis, Public Speaking, Investment Strategies, Leadership Development, Personal Development, Asset Allocation, Executive Coaching, Process Improvement
Education
San Diego State University-California State University 1989 — 1994
Bachelor of Science (BS), Business Administration - Financial Services
Keller Williams Realty of Nashua NH October 2012 - Present
TMS Funding -Wholesale Mortgage Company November 2010 - March 2011
Home Savings of America December 2008 - March 2009
Homecomings Financial July 2000 - September 2008
CTX Mortgage 1999 - 2000
Skills
Mortgage Banking, Communication, Customer Service, Integrity, Negotiation, Mortgage Lending, Loans, FHA, Sales, Loan Origination, Leadership
Education
MBA Rivier College
MBA, Business Management
Providence College
BA, Humanities/ Business
West Hill HS
Fountain Valley Regional Hospital May 2015 - Present
The Brain Treatment Center November 2012 - Present
Saddleback Church May 2012 - Present
Centinela Hospital March 2013 - April 2015
Girl Scouts of the USA July 2012 - July 2012
Christian Berets June 2012 - July 2012
Leisure Care Home Care Services January 2010 - October 2010
Home Savings of America August 2006 - January 2010
Nordstrom August 2005 - November 2005
Skills
ACLS, BLS, PALS, EKG, Pharmacology, Spanish-speaking, Microsoft Office, Child Development, Sales, Customer Service, Customer Satisfaction, Customer Retention, Customer Oriented, Home Care, Creative Strategy, Creative Direction, Public Speaking, Volunteering, Non-profit Volunteer, Cultural Awareness, Cultural Diversity, Quality Auditing, Auditing, Internal Audit, Internet, Research, Team Leadership, Leadership Development, Leadership, Latin Dance, Adventure Travel, Travel Planning, Acute Care, Health Education, Data Entry
Education
Pasadena City College 2010 — 2011
Associates of Nursing, Registered Nursing/Registered Nurse
Stanbridge College 2008 — 2009
Diploma, Practical Nursing, Vocational Nursing and Nursing Assistants
Saddleback College 2005 — 2008
Associate of Arts (AA), General Studies
Green Dot Corporation September 2013 - Present
Santa Barbara Bank & Trust April 2008 - April 2013
Countrywide Home Loans 2004 - 2008
Countrywide Home Loans 2003 - 2004
Countrywide Home Loans 1998 - 2003
Home Savings of America 1997 - 1998
California Federal Bank; Home Savings of America May 1983 - 1998
Skills
SOX, Compliance, Risk Management, Risk Assessment, Sarbanes-Oxley Act, Leadership, Financial Risk, Auditing, Information Security, Information Security..., Information Security..., Information Security..., IT Compliance, Technology Governance, Information Technology, Policy, Risk, Audit, IT Audit, Banking, GLBA, PCI Standards, Vendor Audit, Security, Process Improvement, IT Risk Management, Business Process, Software Documentation, CISSP, Internal Controls, Analysis, CISA, Vulnerability Management, Sarbanes-Oxley, Management, COBIT, Business Continuity, Disaster Recovery, Security Policy, PCI DSS, Enterprise Risk..., CISM, SAS70, ISO 27001, Intrusion Detection, Business Continuity..., Security Awareness, Computer Security, Application Security, Security Architecture...
Education
Nova Southeastern University 1989 — 1991
Master of Business Administration (MBA)
Western State Colorado University 1977 — 1982
BA
LTCR Pacific July 2015 - Present
Genworth Financial June 2010 - Present
Fandango November 2009 - April 2010
Countrywide Financial Corp. December 2002 - March 2009
Move.com February 2001 - December 2002
El Camino Resources March 1999 - January 2001
Home Savings of America July 1986 - January 1999
First Interstate Bank of California May 1984 - June 1986
Skills
Insurance, New Business Development, Public Speaking, Strategic Financial..., Financial Analysis, Medicare, Management, Budgets, Finance, Team Leadership, Corporate Finance, Financial Reporting, Strategic Planning, Banking, Financial Modeling, Analysis, Leadership, Small Business, Project Planning, Executive Management, Sales, Risk Management, Investments, Mortgage Lending, Accounting, Portfolio Management, Life Insurance, Loans, Underwriting, Mergers & Acquisitions, Retirement, Financial Services, Credit, Retirement Planning, Financial Risk, Long Term Care Insurance, Wealth Management, Mutual Funds, Cash Management, Term Life Insurance, Asset Management, Long-term Care, Financial Planning
Education
The University of Texas at El Paso 1983 — 1984
BA, Finance
West Texas A&M University 1981 — 1983
BA, Finance
New Mexico Military Institute 1979 — 1981
AA, Finance
RealEstateAuctions.com November 2014 - Present
First California Mortgage Company February 2003 - March 2008
Loan Excel January 2001 - July 2003
IMX Exchange August 1995 - April 2000
Mission Hills Mortgage March 1993 - May 1995
American Residential Mortgage February 1992 - January 1993
Home Savings of America May 1985 - January 1993
Skills
Commercial and..., Commercial Properties,..., Negotiation, Loan Origination, Mortgage Lending, Business Development, Residential Mortgages, Loans, Sales, Banking, Credit, Customer Service, Strategic Planning, Mortgage Banking, Investment Properties, FHA, Refinance, Credit Analysis, Real Estate, Investments, Finance, Commercial Lending, Consumer Lending, Relationship Management, Financial Analysis, Commercial Banking, Underwriting, Risk Management, Credit Risk, Real Estate Transactions
Education
San Francisco Conservatory of Music
Planet Depos September 2011 - Present
Home Savings of America September 2010 - March 2011
Candor Mortgage December 2009 - September 2010
Home Savings of America 2006 - 2009
Skills
USDA, Refinance, FHA, Litigation Support, Loans, Customer Service, Mortgage Lending, Management, Legal Assistance, Selling, Credit, Contract Negotiation, Real Estate, Leadership, Legal Writing, Mortgage Banking, Sales, Litigation
Education
Rider University 1974 — 1978
Journalism
Comerica Bank March 1998 - Present
Home Savings of America July 1992 - December 1998
Woodward Clyde Consultants (URS) 1989 - 1992
Skills
Finance, Commercial Banking, Small Business Lending, Loans, Stratigraphy, Enterprise Risk..., Credit, Registered Professional..., ASTM Committee Member..., National Assoc. for..., •Certificate:..., Environmental Bankers..., Financial Risk, Underwriting
Education
Pepperdine University 2000 — 2002
MBA, Presidential / Key Executive Program at Business School
San Diego State University-California State University 1981 — 1983
Master of Science (MS), Geology/Hydrogeology
UC Davis 1975 — 1979
BS, Geology
SugarCRM 2013 - 2014
DeVero, Inc. January 2012 - August 2013
Dublin Institute of Design 2010 - 2011
IKON Office Solutions 2008 - 2009
Home Savings of America 2008 - 2008
Washington Mutual Bank 2003 - 2008
Skills
Adobe Creative Suite, Microsoft Office, Portuguese, Web design - intro, CRM, Sales, B2B, InDesign, Illustrator, Salesforce.com, Account Management, Lead Generation, Strategic Planning, Marketing, New Business Development, Marketing Strategy, Email Marketing, Sales Management, SaaS, Software, Software Solution Sales, Medical Software Sales, Strategy, Selling, Start-ups
Education
Santa Clara University 2000 — 2002
Bachelor of Science, Economics
St. Mary's College of California 1998 — 2000
BA, Business
Family Practice Specialists April 2013 - Present
TeleTech November 2010 - Present
Messer Construction Co. March 1998 - May 2004
Home Savings of America January 1986 - February 1993
Skills
CRM
Education
Faith Christian Academy
San Jacinto College
Sierra Vista Realty, Inc September 2014 - Present
Copperstate Fence LLC October 2004 - December 2014
Tierra Antigua Realty May 2014 - August 2014
Intuit April 2002 - September 2002
Spring Valley Car Wash and Laundromat September 1996 - March 1999
Home Savings of America June 1997 - October 1997
Crossland Mortgage aka First Security Realty Services June 1994 - September 1995
State Savings Bank 1993 - 1994
Crossland Mortgage Corporation 1992 - 1993
First Interstate Bank 1992 - 1992
Skills
Contract Negotiation, Sales Management, New Business Development, Account Management, Strategic Planning, Sales, Direct Sales, Team Building, Business Development, Negotiation, Marketing Strategy, Customer Service, Small Business, Budgets, Project Management, Mediation, Business Strategy, Social Media, Residential Mortgages, Team Leadership, Coaching, Project Planning, Marketing, FHA, Microsoft Office, Real Estate, Public Relations, Operations Management, Management, Mortgage Lending, Forecasting, Product Development, Pricing, Business Planning, Loans, Leadership, Selling, Training, Investments, Purchasing
Education
Phoenix College 1980 — 1983
Four Seasons Hotels and Resorts February 2014 - Present
HardNinety Inc. October 2011 - Present
Four Seasons Hotels and Resorts June 2013 - February 2014
City of Malibu August 2012 - June 2013
Pepperdine University January 2010 - April 2013
The "M" Malibu Motel February 2012 - February 2013
Home Savings of America May 2010 - August 2010
Skills
Public Relations, Microsoft Excel, Microsoft Word, PowerPoint, Photoshop, Photography, Illustrator, Event Planning, Marketing, Facebook
Education
Pepperdine University 2010 — 2013
Bachelor of Arts (B.A.), Public Relations
BH Management Services, LLC June 2014 - Present
BH Management Services, LLC March 2012 - June 2014
CFH Group January 2011 - March 2012
The Norton Agency August 2008 - January 2011
Naterra Land August 2005 - June 2008
The Outer Limit January 1999 - September 2003
Home Savings of America August 1996 - March 1998
Skills
Selling, Property Management, First Time Home Buyers, Real Estate, Negotiation, Investment Properties, Condos, Marketing Strategy
Education
Riverside City College 1995 — 1996
Hunt Mortgage January 2014 - Present
Eastcap Mortgage June 2011 - November 2013
Home Savings of America July 2010 - May 2011
Bank of America Home Loans July 2008 - August 2010
Affordable Home Funding August 2006 - July 2008
Mortgage IT 1998 - 2006
Skills
VA, USDA, Conventional, FHA, First Time Home Buyers, Mortgage Lending, Refinance, Mortgage, Residential, Mortgage Industry, Credit, Reverse Mortgage..., Residential Homes, Reverse Mortgages, Finance, Loans, Real Estate, Loan Origination, Residential Mortgages, Investment Properties, Real Estate Transactions, Mortgage Marketing, VA loans, Mortgage Banking, FHA financing, Construction Loans, Buyers, HUD, Government Loans, VA Loans
Education
Rochester Institute of Technology 1981 — 1984
BS Graduated with Honors, Business
The Money Store March 2015 - Present
Master Instructor Karate, Jujitsu & MMA November 1990 - Present
PMAC Lending Services Inc. October 2013 - March 2015
US Mortgage Corporation June 2012 - October 2013
FIRST CHOICE LOAN SERVICES INC. December 2011 - April 2012
MetLife Home Loans August 2011 - October 2011
Home Savings of America January 2011 - May 2011
Skills
Mortgage Banker, Mortgage Marketing, Residential mortgages, Jumbo mortgages, VA Loans, FHA Loans, Investment Property..., Construction Management, Radio shows, Training Seminars, 203K, Investment Properties, VA loans, Jumbo Mortgage, Residential Mortgages, FHA, Refinance, Mortgage Lending, Real Estate, Residential Homes, Referrals, Rates, Loan Origination, Real Estate Transactions, Sellers, Loans, USDA, FHA financing, First Time Home Buyers, Mortgage Banking, Commercial Mortgages, Mortgage Underwriting, Real Estate Financing, Real Estate Economics, REO, HUD, Home Equity Loans, Credit, Investors, Foreclosures, Underwriting, Short Sales, Government Loans, Funding, Credit Analysis, Commercial Lending, Condos, Mortgage Servicing, Commercial Real Estate, Loss Mitigation
Education
University of Lowell 1977 — 1982
Mechical Engineering
Northern Essex Community College 1978 — 1980
Associate's degree, Electrical & Mechnical Engineering
A To Z Nutrition Intl Inc January 2009 - Present
Seascape Realty Services, Inc. May 2002 - Present
Atlantic & Pacific Real Estate March 2011 - May 2013
Washington Mutual 1999 - 2001
Home Savings of America 1996 - 1999
Coast Federal Bank 1994 - 1996
Skills
Short Sales, Real Estate Economics, Real Estate, Sales, Investment Properties, Residential Homes, REO, Sellers, Loans, Business Networking, Single Family Homes, Project Management, Real Property, Real Estate Transactions, Foreclosures, First Time Home Buyers, Relocation, SFR, Investors
Education
San Jose State University 1984 — 1987
BS
Saddleback College 1983 — 1984
AA
Tulane University 1982 — 1983
Bank of Southern California May 2008 - Present
Vistage 2012 - 2014
San Diego National Bank November 1998 - May 2008
FBOP Corporation 1998 - 2008
San Diego National Bank, now part of U.S. Bank 1998 - 2008
Home Savings of America November 1996 - November 1998
Wells Fargo 1996 - 1997
Skills
Cash Management, Banking, Commercial Banking, Retail Banking, Mergers, Acquisitions, Branch Banking, Business Development, Compliance, Loans
Education
University of Phoenix 1997 — 1999
BS, Business
San Diego State University-California State University 1989 — 1991
Newmark Grubb Knight Frank April 2013 - Present
Verizon Wireless 2010 - 2012
Home Savings of America 2008 - 2010
Citi 2007 - 2008
Bank of America 2003 - 2007
Skills
Real Estate, Selling, Customer Service, Sales, Investment Properties, Contract Negotiation, Negotiation, Budgets, New Business Development, Property Management, Commercial Real Estate, Contract Management, Facilities Management, Strategic Planning, Real Estate Development, Management
Education
High Point Regional
Paul Smith's College
Associate's degree, Hotel, Motel, and Restaurant Management
HomeStreet Bank July 2014 - Present
JPMorgan Chase February 2008 - November 2013
Washington Mutual Bank February 1999 - February 2008
Home Savings of America March 1998 - February 1999
Skills
Refinance, Residential Mortgages, FHA financing, Credit Risk, Loans, Home Equity Lines of..., Analysis, Investment Properties, FHA, Funding, Mortgage Loan Processing, Mortgage Documents..., Purchase Financing, Customer Service, Construction Loans, Home Equity Loans, FHA Financing
Education
San Francisco State University 1995 — 1997
Bachelor of Science (BS), Accounting and Finance
Movement Mortgage, LLC September 2014 - Present
Waterstone Mortgage Corporation June 2014 - September 2014
Wells Fargo Home Mortgage April 2012 - June 2014
Home Savings of America March 2011 - April 2012
Bayfield Home Loans July 2009 - March 2011
Dynamic Capital Mortgage September 2008 - July 2009
Carteret Mortgage September 2004 - September 2008
Skills
Mortgage Lending, Refinance, FHA, Customer Service, Customer Satisfaction, Microsoft Office, Notary Public, Time Management, Business Networking, Loans, Managerial, Credit, Banking, Customer Relations, Finance, First Time Home Buyers, Real Estate, Mortgage Banking, Investment Properties, Insurance, FHA financing, Residential Mortgages, Real Estate Transactions, VA loans, Underwriting, Referrals, Reverse Mortgages, USDA, Mortgage Marketing, Government Loans, Construction Loans, Investments, Loan Origination, Sellers, FHA Financing, VA Loans
Education
Stratford University
Associates, Network Engineering
Northern Virginia Community College
Associates, Business
Home Savings of America February 2010 - Present
Education
Rhode Island College 1987 — 1991
Bachelors, Paralegal/Political Science
Choice Realty November 2010 - Present
Session Real Estate 2008 - March 2010
Keller Williams Realty 2005 - 2007
Prudential California Realty 1997 - 2005
Home Savings Of America 1989 - 1995
Home Savings Of America 1985 - 1989
Education
Samuel Merritt College
Russell Investments June 2011 - Present
Russell Investments January 2010 - June 2011
Russell Investments April 1995 - March 2010
Home Savings of America 1985 - 1991
Skills
Product Management, Leadership, Management, Mutual Funds, Customer Service, Institutional, Investments, Investment Management, Institutional..., Banking, Trading, Asset Allocation
Education
San Diego State University-California State University 1984 — 1989
Bachelor, Economics and Finance
Wells Fargo November 2012 - Present
Wells Fargo August 2000 - Present
Home Savings of America 1993 - 1998
Skills
Loans, Loan Origination, Refinance, Credit Analysis, Financial Services, Residential Mortgages, Financial Analysis, Process Improvement, Financial Risk, Business Analysis, Business Requirements, Strategic Planning, Business Process..., Finance, Project Portfolio..., Change Management, Loan Servicing
Education
San Diego Mesa College 1992 — 1996
UNC Chapel Hill 1987 — 1988
Bank of America January 2011 - September 2013
Home Savings of America 2010 - 2010
1st Metropolitan Mortgage 2007 - 2009
General Motors August 2003 - March 2007
General Motors 2000 - 2002
Skills
I have passed the SAFE..., Mortgage Lending, Management, Loans, Finance, Risk Management, Banking, Customer Service, Financial Analysis, Process Improvement
Education
Saint Augustine’s University
Bachelor of Science (BS), Business Administration and Accounting
Syracuse University
Master of Business Administration (MBA), Business Administration, Management and Operations
Integrity Home Mortgage Corp October 2012 - Present
Carrington Mortgage Services March 2012 - August 2012
Home Savings of America January 2011 - February 2012
West Town Savings Bank April 2010 - January 2011
Couk Investment Strategies, LLC January 2009 - April 2010
TFB Wealth Management Services April 2001 - November 2007
Crestar Securities/ SunTrust Securities 1992 - 2001
Skills
Loan Origination, Retirement Planning, Financial Management, Mortgage Lending, Loans, Credit, FHA, Residential Mortgages, Mortgage Banking, Refinance, Investment Properties, Real Estate Financing, VA loans, USDA, FHA financing, Managerial Finance, Portfolio Management, Investments, Residential Homes, Finance, Commercial Mortgages, Banking, Construction Loans, Credit Analysis, First Time Home Buyers, VA Loans
Education
Virginia Commonwealth University - School of Business 1982 — 1985
BS Business, Business
Randolph-Macon College
First Guaranty Mortgage Corporation April 2012 - Present
Home Savings of America July 2009 - April 2012
Plaza Home Mortgage August 2004 - June 2009
1 Step Mortgage & Realty February 2002 - August 2004
Skills
USDA, Mortgage Banking, Conventional, Mortgage Lending, Training, Leadership, FHA financing, Due Diligence, Mortgage Underwriting, Management, VA loans, Risk Assessment, Credit Risk, Underwriting, FHA, Residential Mortgages
Education
Mesa College - School of Humanities
Celebrate with a Sign August 2009 - June 2014
Home Savings of America July 1972 - February 2000
North Austin Federal Savings, Chicago, Illinois 1970 - 1972
Skills
Small Business, Social Media, Sales, Event Planning, Public Speaking, Marketing Strategy, Entrepreneurship, Social Media Marketing, Online Marketing, New Business Development, Sales Management, Coaching, Team Building, Email Marketing, Advertising, Marketing Communications, Strategic Planning, Social Networking, Leadership, Fundraising, Online Advertising, Event Management, Account Management, Marketing, Management, Business Development, Budgets, Direct Sales, Business Planning, Negotiation, Leadership Development
Education
University of Phoenix 1990 — 1992
Business Administration
Orange Coast College
Merchant Global, LLC March 2014 - Present
MiltiMerchant, LLC June 2012 - Present
BL Mortgage Marketing April 2011 - Present
UrbanGames August 2012 - November 2012
Better Home Brokers, Inc. October 2011 - October 2012
VersaChannel June 2011 - June 2012
Home Savings of America December 2010 - August 2011
Skills
Merchant Services, Credit Cards, Real Estate, Real Estate Financing, Mortgage Lending, Loan Origination, Real Estate Economics, Real Estate Transactions, Residential Homes, Refinance, Investment Properties, Sales Management, Mortgage Banking, Commercial Real Estate, Investors, High Risk ACH/Check21..., High Risk Credit Card..., credit card processing, Banking, Business Development, Customer Service, Strategic Planning, Sales, Strategic Partnerships, Management, Leadership, Marketing, Marketing Strategy
Education
Harvard University 2011 — 2014
San Diego State University-California State University 2007 — 2009
BS, Real Estate Finance
St. Andrews College 1994 — 1997
Landz Real Estate December 2011 - Present
Heritage Crest Inc 2011 - Present
Mueller Realty 2004 - 2011
Indymac Bank May 2001 - May 2009
Bank of the West 1998 - 2003
Home Savings of America 1990 - 1997
Skills
Mortgage Underwriting, Loan Processing, Mortgage Brokering, Mortgage Lending, Mortgage Banking, Banking, FHA, Loan Origination, Credit, Residential Mortgages, Refinance, Underwriting, Loss Mitigation, Real Estate, Loan Servicing, Credit Analysis, USDA, Investment Properties, Financial Analysis, VA loans, Finance, Asset Managment, Real Estate Economics, Loans, First Time Home Buyers, Reverse Mortgages, Financial Structuring, Credit Risk, Mortgage Brokers, Portfolio Management, Investors, Asset Management, Process Improvement, Mortgage Servicing, Insurance, REO, Construction Loans, Risk Management, Referrals, Loan Modifications, Certified Mortgage..., Real Estate Financing, Consumer Lending, Funding, Default, Foreclosures, Valuation
Education
East Los Angles College 2009 — 2011
Pending, Business
Orange Coast College 2004 — 2005
Korn/Ferry International January 2012 - Present
Parker Taylor Masterson LLC March 2009 - March 2011
Korn/Ferry International July 1997 - December 2009
Home Savings of America May 1992 - May 1996
The Nadel Partnership 1988 - 1990
Ticor Realty Tax 1984 - 1986
Blue Cross of So. California 1981 - 1983
Blue Cross/Blue Shield of Greater New York 1979 - 1981
United Research 1978 - 1979
Skills
Strategic Planning, Leadership Development, Executive Coaching, Team Building, Crisis Management, Performance Measurement, Standards Development, Office Automation, Healthcare, Banking, Change Management, Management Consulting, Organizational..., Process Improvement, Coaching, Business Strategy, Process Engineering, Strategy Development, Analysis, Business Process..., Performance Management, Operational Excellence, Employee Relations, Accounting, Organizational Change, Compliance, Executive Management, Restructuring, Organizational..., Acquisition Integration, Strategy
Education
Pepperdine University 1971 — 1973
MA, Organizational Psychology
University of California, Los Angeles 1968 — 1970
BA, Psychology/Philosophy
JLL February 2002 - Present
Jones Lang LaSalle July 2000 - February 2002
Jones Lang LaSalle November 1998 - July 2000
Home Savings of America 1992 - 1997
Glendale Federal Bank 1989 - 1992
LJ Hooker January 1989 - May 1990
Marcus & Millichap July 1987 - December 1988
Skills
New Business Development, Outsourcing, Real Estate, Corporate Real Estate, Facilities Management, Mergers, Due Diligence, Contract Negotiations, Business Development, Sales, Contract Negotiation, Strategic Partnerships, P&L Responsibility, BPO, Proposal Writing, Global Business..., Leases, Commercial Real Estate, Leadership, Disposition, Contract Management, Vendor Management, Property Management, Portfolio Management, International Real..., Tenant Representation, Operations Management, Facilities Operations, Lease Negotiations, Mergers & Acquisitions, Lease Administration, Location Intelligence, Asset Management, Property, Tenant, Real Estate Development, Real Estate Economics, Landlords, Investment Properties, Shopping Centers, Brokerage, Real Estate Transactions, Feasibility Studies, Occupancy Planning, Acquisitions, Move Management, Entitlements, Dispositions
Education
San Diego State University-California State University 1982 — 1987
BA
Sam Calvano Home Loans October 2000 - Present
Pacific Southwest Association of Realtors 2013 - 2015
Home Savings of America August 1983 - December 1993
Skills
Mortgage Lending, Loan Origination, Residential Mortgages, Refinance, FHA, First Time Home Buyers, Loans, Finance, Home Equity Loans, Real Estate, Training, VA Loans
Education
San Diego Mesa College 1971 — 1974
Real Estate
Nationwide Mortgage Licensing System (NMLS)
Mortgage License, Mortgage Loan Origination, NMLS License, Real Estate & Mortgage Lending, NMLS#293442
California Department of Real Estate 1978 — 2010
License, Real Estate Broker
Opus Bank June 2013 - Present
Home Start Inc. 2006 - 2014
US Bank October 2009 - June 2013
San Diego National Bank May 2007 - October 2009
California Bank & Trust 2006 - 2007
Washington Mutual 1997 - 2005
Home Savings of America 1995 - 1997
Skills
Commercial Lending, Small Business Lending, Commercial Banking, Loans, Lines Of Credit, Consumer Lending, Loan Origination, Branch Management, Cash Management, Credit, Commercial Mortgages, Finance, Credit Analysis, Branch Banking, Mortgage Lending, Deposits, Cross Selling, Banking, Retail Banking, Mortgage Banking, Refinance, Underwriting, Relationship Management, Treasury Management, Residential Mortgages, Asset Based Lending, Credit Cards
Education
San Diego State University-California State University 1997 — 2001
Bachelor, Sociology
Insight Investments April 2006 - Present
Gold Coast Networks 2002 - 2006
Pilot Network Services October 1999 - April 2001
Datatran Network Systems 2001 - 2001
WellPoint 1988 - 1997
Home Savings of America September 1985 - October 1988
Education
Pierce College 1981 — 1983
ASEE, Electronics
Home Savings of America January 2008 - Present
Ameriquest Mortgage January 2000 - December 2005
Education
Penn State University 1986 — 1991
Masters, Business
NJ Mobile Fusion, LLC January 2011 - Present
Home Savings of America June 2010 - November 2011
NJ Mobile Fusion November 2010 - January 2011
Barclay Funding Corp. October 2007 - December 2009
Assured Lending Corp June 2006 - September 2007
Wells Fargo Home Mortgage June 2005 - June 2006
GMAC Mortgage November 2004 - June 2005
AT&T 1997 - 2004
State of New Jersey 1990 - 1997
Skills
Google, Google places, Internet marketing, Local business services, Small Business..., P&L Management, Staff Development and..., Mortgage Brokerage..., Mortgage Banking, Commercial Mortgages, Business, Web Marketing, Business Development, Staff Development, CRM, Training, Google Technologies, Small Business, Start-ups, Entrepreneurship, Loans, Forecasting, Contract Negotiation, Financial Analysis, Lead Generation, Management, Residential Mortgages, Mortgage Lending, Sales, Finance, Marketing Strategy, Credit, Banking, Marketing, Sales Management, Budgets, Financial Services, Leadership, Human Resources, B2B, VA loans, Real Estate, Team Building, Refinance, Strategic Planning, New Business Development, Investments, Negotiation, Analysis, Customer Retention
Education
Rider University 1979 — 1984
B/S, Accounting
Rider University 1979 — 1983
BS, Accounting and Finance
Bank of America October 2013 - Present
Bank of America February 2012 - October 2013
Citi February 2005 - June 2008
IPI Skyscraper Mortgage August 2004 - February 2005
American Home Mortgage Servicing April 2000 - January 2004
Ladd Financial June 1998 - November 1999
CTX Mortgage September 1996 - June 1998
NationsBanc Mortgage Corporation April 1996 - September 1996
NationsBank Mortgage Corp July 1995 - April 1996
Home Savings of America July 1994 - July 1995
Skills
Mortgage Industry, Loan Origination, Mortgage Lending, FHA, VA, Horticulture, Landscape Design, Landscaping, Mortgage Banking, Residential Mortgages, Loans, Closings, VA loans, Home Equity Lines of..., Home Equity Loans, Funding, Home Equity, Refinance, Title Insurance, Escrow, Banking, Investors, Credit, VA Loans, Real Estate, Customer Service, Sales, Residential Homes, Underwriting
Education
Naugatuck Valley Community College 2009 — 2011
Horticulture and Landscape Design
Citi January 2014 - Present
Citi April 2006 - December 2013
Citi March 2000 - April 2006
Wells Fargo October 1996 - March 2000
Home Savings of America 1995 - 1996
Skills
Banking, Credit, Retail Banking, Loans, Portfolio Management, Commercial Banking, Financial Services, Credit Cards, Relationship Management, Consumer Lending, Management, Mortgage Lending, Sales Management, Wealth Management, Small Business, Cross Selling, Employee Recognition, Small Business Lending, Business Strategy, Sales, Finance, Strategic Partnerships, Executive Management, Team Building, Training, Customer Experience, Sales Process, Coaching, Recruiting, Program Management, Commercial Lending
Education
Occidental College
Phoenix College
Associate of Arts (AA)
Boulevard Auto Repair, Inc. June 1988 - Present
Home Savings of America January 1986 - May 1988
Skills
Automotive Repair, Vehicles, Automotive, New Business Development, Automobile, Maintenance & Repair, Training, Automotive Aftermarket, Collision, Parts, Sales Management, Time Management, Customer Service, Motorsports, Racing, Team Building
Education
Pierce College 1985 — 1988
AA
Crespi High School 1981 — 1985
California Lutheran University August 2011 - Present
California Lutheran University August 2011 - Present
Ellyn Goldstein, MFT September 2006 - Present
Interface Children & Family Services March 2009 - February 2011
Interface Children Family Services April 2003 - March 2009
Interface Children Family Services July 2002 - June 2006
CALIFORNIA LUTHERAN UNIVERSITY HEALTH AND COUNSELING CENTER September 2000 - May 2003
Countrywide Mortgage January 1995 - June 2002
Home Savings of America January 1987 - December 1994
GREAT WESTERN SAVINGS July 1985 - December 1986
Skills
Group Therapy, Brainspotting, Mental Health, Family Therapy, Psychotherapy, Stress Management, Adults
Education
California Lutheran University 1997 — 2000
MS, Marriage & Family Therapy
University of California at Los Angeles
M.B.A, Finance and Marketing
University of California at Berkeley 1975 — 1978
B.A, Anthropology and Business
Pitzer College 1971 — 1973
Liberal Arts
CHS May 2015 - Present
Pelican Marsh Foundation March 2015 - May 2015
LCEC June 2014 - December 2014
Bradco Supply Corp April 2014 - May 2014
Naples Community Hospital - NCH August 2013 - March 2014
NCH Healthcare System March 2004 - August 2013
Inteq Group January 2002 - December 2002
Arthur Anderson April 2000 - October 2001
Disney Consumer Products February 1999 - April 2000
Home Savings of America September 1994 - January 1999
Skills
Data Warehousing, Oracle, SQL, PL/SQL, Microsoft SQL Server, Business Intelligence, T-SQL, Database Design, Databases, ETL, Data Modeling, Analysis, Testing, Process Improvement, Business Analysis
Education
The Johns Hopkins University 1989 — 1990
Master's degree, Information Technology
Rider University 1973 — 1977
Bachelor of Arts (BA), Speech Communications
JLL January 2014 - Present
Jones Lang LaSalle January 1999 - May 2013
Home Savings of America 1996 - 1998
Education
Pima Community College 1984 — 1986
AA, Desktop Administration
Farmers Insurance & Big Tree Financial 2008 - Present
Lehman Brothers 2005 - 2008
Argent Mortgage 2003 - 2005
Home Savings of America 1996 - 2003
Education
San Francisco State University 1995 — 2001
New Penn Financial, LLC September 2011 - Present
Home Savings of America April 2010 - September 2011
GMAC Mtg June 2009 - February 2010
HSBC December 1986 - May 2009
Skills
Mortgage, Succession Planning, Credit, Underwriting, Loans, Mortgage Lending, Sales Management, Banking, Team Building, FHA, VA, Strategic Planning, P&L Management, Customer Relations, Change Management, Operations Management, Customer Service
Education
Regis University 1988 — 1989
MBA, Finance
University of Iowa 1983 — 1986
BA, Finance
PNC September 2010 - Present
Home Savings of America October 2009 - September 2010
JP Morgan Chase (acquired Washington Mutual) April 1991 - March 2009
Washington Mutual (WaMu) May 2004 - July 2007
Washington Mutual February 2002 - May 2004
North American Mortgage Company April 1991 - January 2002
Horizon Savings/United Austin Mortgage Company July 1989 - March 1991
American Federal Savings Bank June 1985 - July 1989
Southside Savings and Loan August 1983 - June 1985
Skills
Mortgage Lending, Credit, Loan Origination, Risk Management, Loans, Mortgage Banking, Portfolio Management, FHA, Financial Risk, Credit Risk, Underwriting, Construction Loans, Loan Servicing, Business Analysis, Consumer Lending
Education
Penn State University 1981 — 1983
Business
University of Pittsburgh 1980 — 1981
Business
Greensburg Salem
Citibank October 2010 - Present
First National Bank of Chester County March 2010 - September 2010
Home Savings of America October 2009 - February 2010
SCMC February 2009 - September 2009
EverBank February 2007 - January 2009
Bank of New York Mellon March 2000 - January 2007
Disney ABC Television Group September 1996 - February 2000
Skills
Mortgage Banking, Loan Origination, Mortgage Lending, Refinance, Credit, Reverse Mortgages, Leadership, Finance, Sales, Loans, Real Estate, Commercial Mortgages, Selling, Mortgage Servicing, Commercial Lending, Banking, Residential Homes, FHA, Portfolio Management, Financial Services, Residential Mortgages, Underwriting, Credit Analysis, VA loans, FHA financing, USDA, Construction Loans, Real Estate Financing, Cross Selling, Consumer Lending, Home Equity Loans, Certified Mortgage..., Mortgage Underwriting, Investments, Management, Investment Properties, First Time Home Buyers, Executive Management, Financial Analysis
Education
Pace University - Lubin School of Business 1992 — 1996
BS, Marketing/Advertising
Valbridge Property Advisors March 2013 - Present
Penner & Associates May 1991 - Present
T. L. Yates & Associates May 1990 - May 1991
Home Savings of America March 1983 - May 1990
Skills
Valuation, Real Estate, Investors, Commercial Real Estate, Finance, Real Estate Development, Investment Properties, Portfolio Management, Brokerage, Expert Witness Testimony
Education
San Diego State University-California State University 1979 — 1982
B.S., Finance & Investments
MIOD, LLC January 2010 - Present
PBA NCA October 2010 - November 2011
HIMSS and HIMSS Analytics June 2005 - January 2010
Outlook Marketing Services, Inc. November 2000 - June 2005
Extended Care Information Network (ECIN) 1999 - 2000
Home Savings of America 1996 - 1998
Tenet Healthcare 1993 - 1996
Skills
Market Research, Brand Development, Public Relations, Product Launches, Media Relations, Marketing Communications, Marketing Strategy, Demand Generation, Marketing Management, Integrated Marketing, Competitive Analysis, Direct Marketing, Social Media Marketing, Marketing, Product Launch, Start-ups, Business Development, Strategy, Sales, Strategic Partnerships, Leadership, Corporate Communications, Analytics, B2B, Market Planning, New Business Development, Entrepreneurship
Education
Northwestern University - Kellogg School of Management 2009 — 2009
Managing New Products and Services for Strategic Competitive Advantage
University of Northern Iowa 1985 — 1989
BA, Communications and Journalism
Dowling High School
High School Degree
Mortgage Experts July 2015 - Present
Residential Mortgage Corp, LLC April 2012 - July 2015
Home Savings of America March 2010 - February 2012
Skills
Banking, Certified Mortgage..., Condos, Construction Loans, Credit, Credit Analysis, Customer Service, FHA, FHA financing, Finance, First Time Home Buyers, Foreclosures, Government Loans, HUD, Investments, Investment Properties, Investors, Loan Origination, Loans, Mortgage Lending, Mortgage Underwriting, Mortgage Banking, REO, Real Estate, Referrals, Residential Homes, Residential Mortgages, Reverse Mortgages, USDA, Short Sales, Underwriting, VA loans, Mortgage Marketing, Sales, Real Estate Transactions, Real Estate Financing, Management, Refinance
Education
Prince George's Community College
Business Administration and Management, General
University of the District of Columbia
Business Administration and Management, General
Peak Hosting August 2015 - Present
Mattel July 2013 - July 2015
RiskReason, LLC April 2009 - July 2013
JELD-WEN, inc August 2011 - June 2013
ISSA Orange County Chapter May 2011 - August 2011
Beckman Coulter January 2001 - April 2009
Moss Software 1998 - 2000
Home Savings of America September 1986 - December 1998
Skills
CISSP, CISA, Risk Assessment, SOX Compliancy, Information Security..., Information Security..., Information Security..., Process Improvement, Security Policy, Incident Handling, Project Management, ISO 27001, IT Audit, Security, Information Security, Enterprise Software, Enterprise Architecture, Incident Response, Program Management, Risk Management, Network Security, Active Directory, Penetration Testing, Security Architecture..., IT Management, PCI DSS, Cross-functional Team..., Computer Security, Application Security
Education
Norwich University
Master’s Degree, Information Security and Assurance
Pepperdine University, The George L. Graziadio School of Business and Management
Management
iFreedom Direct Corporation January 2015 - Present
Home Saving of America August 2010 - 2012
Home Savings of America December 2009 - September 2011
Bank of America May 2009 - November 2009
Bank of America October 2005 - June 2008
Education
New England College of Business and Finance 2011 — 2014
Associate's degree, Accounting, 3.45
National University 2012 — 2013
Medical Administrative Specialist & Billing, Medical Office Management/Administration, 3.00
Chula Vista High School 1996 — 1999
YP Marketing Solutions January 2009 - Present
Saunders Funding October 2005 - July 2008
Preferred Financial September 2000 - October 2005
Security Pacific Bank October 1989 - December 1992
Home Savings of America March 1980 - October 1989
Skills
Sales Management, Microsoft Office, Inside Sales, Direct Sales, SEO, SEM, Direct Mail, Online Advertising, Advertising Sales, Sales, Sales Process, Digital Marketing, Directory Services, Cold Calling, Marketing, Customer Service, Selling, New Business Development, Advertising
Education
Barry Rhein & Associates Selling Through Curiosity
Sales
CA Department of Real Estate
Computer Learning Center
yes, Computer Programming
Pierce College
Xsell Resources March 2015 - Present
ALTA IT Services, LLC August 2014 - March 2015
ALTA IT Services, LLC July 2014 - August 2014
Experient January 2013 - July 2014
Experient March 2011 - January 2013
Next Car June 2010 - February 2011
Home Savings of America May 2008 - August 2008
Skills
Microsoft Office, Schedules, Organization, Helping Clients Succeed, Teamwork, Cross-functional Team..., Trade Shows, Showmanager, Reports, Financial Reporting, Budget Monitoring, Time Management, Communication, Collaborative Problem..., Report Manager, International Project..., Working Abroad, Management, Budgets, Registration, Logistics, Corporate Events, Event Planning, Building Relationships, Strategic Planning, Event Management, Customer Service, Recruiting, Training
Education
Penn State University 2006 — 2010
Bachelor of Science (BS), Economics
Walkersville High
Dow Chemical April 2009 - Present
Rohm and Haas February 1998 - April 2009
Campbell Soup Company January 1994 - February 1998
American Express February 1989 - December 1993
Home Savings of America January 1988 - February 1989
Skills
Management, Microsoft Office, Project Management, Product Development, Manufacturing, Leadership, Customer Service, Process Improvement, Strategic Planning, Six Sigma, Engineering, SAP, IBM AS/400, IBM Mainframe, Cross-functional Team..., Team Building, Distributed Team..., Teamwork, Real Estate Principals, Construction Management, Help Desk Support, Global Application..., Employee Training, Contract Negotiation, SAP Security..., Supply Chain..., Supply Chain, Information Security, REO, Foreclosures
Education
Burlington County College
Associate's Degree, Primary Study Business Management Secondary Study Real Estate Principals
Rutgers University-New Brunswick
Busness Managerment
Nations Direct Mortgage March 2015 - Present
Caliber Home Loans April 2012 - March 2015
Home Savings of America July 2010 - March 2012
Home Savings of America July 2010 - February 2012
Wells Fargo Home Mortgage January 2010 - July 2010
Washington Mutual Bank September 2001 - June 2008
The Processing Alternative 1996 - 2001
Skills
Underwriting, Analysis, Credit Risk, Loss Mitigation, Training, Software Documentation, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, Mortgage Underwriting, Credit, Credit Analysis, Banking, Loans, Investment Properties, USDA, Finance, Real Estate
Education
Palomar College 2008 — 2011
Associate of Arts (AA), Business
Palomar College
Associate in Arts Degree, Accounting 2010
Sunwest Bank December 2009 - Present
Kinecta Federal Credit Union January 2007 - October 2009
Commercial Capital Bank 2004 - 2007
Hawthorne Savings 1999 - 2004
Hawthorne Savings F.S.B. 1999 - 2004
Home Savings of America 1989 - 1999
Federal Reserve System 1984 - 1989
Skills
Business Continuity, Management, Financial Modeling, Credit Analysis, Strategic Planning, Due Diligence, Mergers & Acquisitions, Vendor Management, Business Analysis, Small Business Lending, Credit Risk, Portfolio Management, AML, Operations Management, Banking, Commercial Lending, Consumer Lending, Risk Management, Commercial Banking, Operational Risk..., Mortgage Lending, Credit, Asset Management, Branch Banking, Cash Management, Customer Service, Finance, Retail Banking, Bank Secrecy Act, Team Building, Leadership, Deposits, Commercial Mortgages, Relationship Management, Operational Risk, Call Centers, Asset Based Lending, Investments, Cross Selling, Branch Management, Loans, Underwriting, Financial Risk, FHA, Treasury Management, Lines Of Credit, Budgets, Loan Origination, Financial Analysis, Mortgage Banking
Education
Penn State University 1984 — 1987
Quantitative Business Analysis (Statistics), Business, Economics, Mathematics
Bank of Manhattan N.A. October 2013 - June 2015
BluFi Lending February 2012 - September 2013
Home Savings of America June 2009 - February 2012
Wells Fargo ~ Wachovia, Vertice Division July 2007 - July 2009
Winstar Mortgage Partners July 2003 - July 2007
Silvergate Bank March 2002 - July 2003
SIB Mortgage Corp. ~ Staten Island Bank April 2000 - March 2002
NVR, Inc. February 1997 - April 2000
Weyerhaeuser Realty Investors September 1993 - February 1997
Education
San Diego State University-California State University 1979 — 1984
Bachelor’s Degree
New American Funding May 2015 - Present
Loan Depot December 2013 - May 2015
CashCall, Inc. August 2011 - December 2013
Greenlight Financial Services August 2010 - March 2011
Home Savings of America November 2009 - August 2010
Parsa Law Group February 2009 - November 2009
2008 KB Real Estate Services January 2007 - September 2008
Sunfield Financial March 2005 - January 2007
Homefield Financial January 2003 - January 2005
GMAC Mortgage dba Ditech 2000 - 2004
Skills
Mortgage Lending, Loans, Loan Origination, Mortgage Banking, Refinance, Sales, Management, Marketing, Funding, Customer Service, Referrals, Sellers, Credit, Banking, VA loans, FHA, Loss Mitigation, FHA financing, Underwriting, Residential Mortgages, Finance, Real Estate, Government Loans, Certified Mortgage..., Selling Skills, Reverse Mortgages, Real Estate Financing, Mortgage Underwriting, USDA, Networking, Loan Servicing, Investment Properties, First Time Home Buyers, Credit Analysis
Education
Orange Coast College
Associate's degree, General Sales, Merchandising and Related Marketing Operations
Orangecoast College
Associate's degree, Business
Skyline Properties Inc June 2013 - Present
Skyline Properties Inc June 2013 - Present
HealthMarkets, Inc. November 2012 - Present
MillerLaine Properties and Mortgage January 2009 - June 2013
Home Savings of America June 2009 - November 2009
Credit Suisse June 2008 - December 2008
Credit Suisse LIME Financial June 2008 - December 2008
Washington Mutual January 1999 - July 2008
Washington Mutual February 2005 - June 2008
WaMu May 1990 - June 2008
Skills
Mortgage Lending, Loans, Loan Origination, Mortgage Banking, FHA, Residential Homes, Refinance, Banking, Credit, Consumer Lending, Residential Mortgages, Real Estate, Foreclosures, Short Sales, REO, First Time Home Buyers, Finance, Leadership, Sellers, Selling, USDA, FHA financing, Real Estate Transactions, Single Family Homes, Mortgage Underwriting, Investment Properties, VA loans, Real Estate Financing, Marketing, Brokerage, Certified Mortgage..., HUD, Government Loans, Reverse Mortgages, Home Equity Lines of..., Construction Loans, Sales, Condos, Investors, FHA Financing, VA Loans
Education
Saint Martin's College
Accounting and Finance
University of Phoenix
Bachelor of Science, Business Management
San Bernardino County Sheriff's Department January 2010 - Present
San Bernardino County Sheriff's Department March 2005 - January 2010
San Bernardino County Sheriff's Department January 1994 - March 2005
San Bernardino County Sheriff's Department January 1993 - December 1993
Home Savings of America April 1986 - December 1993
San Bernardino County Sheriff's Department October 1990 - January 1993
Education
Sherman Block Supervisory Leadership Institute 2015 — 2015
Class 370, Organizational Leadership
San Bernardino Valley College 1984 — 1996
Administration of Justice, 69 semester units
Eisenhower High School 1982 — 1984
Diploma
Georgia Cyber Academy August 2013 - Present
Georgia Cyber Academy July 2011 - August 2013
Hewlett-Packard 1991 - 1994
Home Savings of America 1985 - 1988
Skills
Analysis, Microsoft Excel, Budgets, PowerPoint, E-Learning, Microsoft Office, Customer Service, Strategic Planning, Microsoft Word, Spreadsheets, Leadership, Invoicing, Staff Development, Management, Outlook, Team Building, Public Speaking
Education
University of Florida 1982 — 1985
Bachelor of Science (B.S.), Finance
Ohio Wesleyan University 1980 — 1982
Evolve Bank and Trust April 2012 - Present
Home Savings of America March 2009 - March 2012
Skills
Legal Process..., FHA, Mortgage Lending, Loan Origination, Banking, Residential Mortgages, Mortgage Banking, Refinance, Credit, Loans, FHA financing, VA loans, USDA, Government Loans, Sales
Education
Ohio University
The Ohio State University
Pacific Union Financial, LLC March 2014 - Present
Envoy Mortgage October 2012 - March 2014
Home Savings of America May 2006 - March 2012
Town and Country Credit 2002 - 2006
Skills
Mortgage Banking, Loans, Loan Origination, USDA, Residential Mortgages, VA loans, Credit, Reverse Mortgages, FHA financing, Credit Analysis, Investment Properties, Banking, First Time Home Buyers, Underwriting, Customer Service, Finance, Account Management, Sales Management, Consumer Lending, Financial Analysis
Education
Normandale Community College 2009 — 2012
Associate's degree, Dietetics with an Emphasis in Spanish
Pacific Union Financial, LLC March 2014 - Present
Envoy Mortgage March 2012 - March 2014
BNI All About Business April 2009 - February 2013
Home Savings of America July 2006 - March 2012
Resolution Graphics 2005 - 2007
Skills
FHA, Mortgage, Loans, VA, Conventional, Home, Refinance, Purchase, First Time Home Buyers, Real Estate, Credit, Mortgage Lending, Reverse Mortgages, Investment Properties, Residential Mortgages, Problem Solving, Mortgage Industry, USDA, Credit Analysis, Loan Origination, Financial Analysis, Customer Relations, Residential, REO, First Time Buyers, Foreclosures, Investors, Short Sales, Customer Service, Real Estate Transactions, VA loans, Certified Mortgage..., Government Loans, 203K, FHA financing, Construction Loans, Home Equity Loans, HomePath, Mortgage Underwriting, Sales, USDA Rural Housing
Education
North Hennepin Community College 1995 — 1997
AAS, GraphicDesign
St. Catherine University 1992 — 1995
AAS, Physical Therapy Assistant
Chaffey Federal Credit Union November 2010 - Present
Union Bank April 2010 - October 2010
Arrowhead Credit Union June 2002 - April 2010
Bank of the West October 2001 - June 2002
Tokai Bank of California August 1991 - October 2001
Home Savings of America December 1989 - August 1991
Fidelity Federal Bank & Trust August 1986 - December 1989
American Savings and Loan September 1985 - August 1986
Lloyds Bank of California May 1980 - September 1985
Skills
Banking, Visio, Process Improvement, MS Project, Problem Solving, Business Analysis, Microsoft Office, Excel, Access, Word, Outlook, Disaster Recovery, PowerPoint, IT Management, SharePoint, Team Leadership, Analysis, Troubleshooting, Microsoft Word, Microsoft Excel, Vendor Management, Software Documentation, Risk Management, SDLC, Change Management, Security, Management, Project Management, Team Building, Software Development, System Administration, Active Directory, Databases, Call Centers, Windows, Data Center, Requirements Analysis, SQL, Windows 7, Credit, VMware
Education
University of Phoenix 2007 — 2009
Masters, Psychology
National University 2004 — 2006
Masters, Business Administration
The Bank of New York, Mellon June 2007 - October 2010
The NYC Department of Juvenile Justice July 2001 - June 2007
The NYC Department of Finance May 2000 - July 2001
The Bank of New York July 1994 - May 2000
Home Savings of America 1992 - 1994
Skills
Computer Literate, Office Administration, Event Management, catering, Microsoft Office, Administration, Inventory Management, Office Management, Vendor, Customer Service, Word, Customer Relations, Excel, Budgeting, Facilities Management, Lotus Notes, Purchasing, Budgets, Catering, Human Resources, Leadership, Management, Microsoft Excel, Microsoft Word, Process Scheduler, Research, Software Documentation, System Administration
Education
Queensborough Community College 1974 — 1976
Academic
Queenboro Community College 1974 — 1975
Academic
Hillcrest High School 1971 — 1974
Academic, Business
Western Bridge Corporate Federal Credit Union September 2006 - Present
WesCorp February 1999 - September 2006
Home Savings of America 1995 - 1999
Home Savings of America 1990 - 1994
Pima Savings & Loan Association 1989 - 1990
Skills
Credit Unions, Banking, Customer Service, Cash Handling, Deposits, Word, Excel, Microsoft Office, Cash, 10 Key, Teamwork, Research, Call Center, Retail, Customer Satisfaction, Telephone Skills
Education
Pima Community College
Pursued a A. A. Degree, Business
FOX, CNBC, Bloomberg TV & Radio January 2005 - Present
North Atlantic Corp. April 1996 - Present
Govt Affairs Committee for NAMB January 2011 - January 2013
Home Savings of America February 1995 - January 1996
Home Savings of America January 1991 - April 1995
Skills
Television, Blogging, Radio, Broadcast, Residential Mortgages, Radio Broadcasting, Interviews, Marketing, Management, Leadership, Finance, Public Relations, Mergers & Acquisitions, Media Relations, New Media, Investment Properties
Education
Pratt Institute 1995 — 1995
Behavioural Science & Management
Queensborough College
World Wide Media, Inc.
Certifide in, Media & Communications
Green Dot Corporation July 2014 - May 2015
JPMorgan Chase September 2012 - June 2014
JP Morgan Chase March 2010 - August 2012
Bank of America July 2009 - March 2010
Washington Mutual 1999 - 2009
Washington Mutual 1990 - 2009
Home Savings of America 1990 - 2000
Skills
Mortgage Servicing, Mortgage Lending, Loan Servicing, Mortgage Banking, Loss Mitigation, Loans, Credit, Banking, Loan Origination, Credit Risk, Call Centers, Residential Mortgages, Credit Analysis, Small Business Lending, FHA, Risk Management, Cash Management, Refinance, Retail Banking, Financial Risk, Commercial Banking, Commercial Lending
Education
Pasadena City College 1978 — 1981
Associate Arts, Humanities
Western Asset Management October 2007 - Present
One Colorado Old Pasadena May 2002 - October 2007
Tina Thomson Communications 2000 - 2002
Home Savings of America 1974 - 2000
Education
Northern Arizona University
Fannie Mae October 2011 - Present
Transamerica Financial Advisors, Inc. July 2011 - Present
CenturyLink Corp July 2009 - October 2011
Embarq Corporation August 2006 - July 2009
Sprint October 1996 - August 2006
Home Savings of America June 1993 - October 1996
General Dynamics June 1986 - June 1993
Skills
Requirements Analysis, Telecommunications, Business Analysis, SDLC, SQL, Vendor Management, CRM, Project Management, Visio, Business Intelligence, Team Leadership, MS Project, Program Management, Software Project..., Integration, Requirements Gathering, Microsoft Project
Education
The University of Texas at Dallas 1980 — 1984
Bachelor's degree, Geophysics and Seismology
Richland Community College 1978 — 1980
Associates, General Science
Shoreline Capital 2001 - Present
Bank of America 1997 - 2001
Home Savings of America 1994 - 1997
Skills
Finance, Commercial Real Estate, Investments, Sellers, Loans, Funding, Property, Apartments, Real Estate
Education
Northern Illinois University 1987 — 1991
Finance, Banking, Economics and Accounting
AT&T University August 2014 - Present
AT&T University December 2012 - August 2014
AT&T Mobility August 2002 - November 2012
BizNet Integrators, LTD December 2000 - August 2002
Full Moon Interactive August 1998 - December 2000
Full Moon Interactive 1998 - 2000
Countrywide June 1996 - August 1998
Countrywide 1996 - 1998
Home Savings of America March 1992 - June 1996
Skills
Training, Employee Training, Project Management, Program Management, Management, Sales, Coaching, Call Center, Sales Management, Analysis, Security, Customer Service, Recruiting, Call Centers, Team Leadership, Telecommunications, Team Building, Vendor Management, Process Improvement, Customer Experience, Leadership, Customer Satisfaction
Education
University of Phoenix 2012 — 2014
Master's Degree, Adult Education/Education and Training, A
University of Phoenix, Dallas 2008 — 2010
BS, Business Management
University of Illinois Springfield 2001 — 2002
Business Management
University of Phoenix, Pasadena 1997 — 2000
Bachelor of Science, Information Systems
Robert Morris University - Illinois 1990 — 1991
Associates of Applied Science, Computerized Business Systems/Accounting
Gladewater National Bank September 2013 - Present
Vantage Point Bank and Financial Services January 2012 - September 2013
Carnegie Mortgage/Grand Bank November 2010 - September 2011
Home Savings of America 2010 - 2011
Flagstar Bank June 2002 - November 2010
Freedom Mortgage January 2004 - October 2004
First Mutual Corporation May 2002 - August 2002
Skills
Mortgage Lending, FHA, VA, Mortgage Banking, Mortgage, First Time Home Buyers, Real Estate Finance, VA loans, Real Estate Economics, Real Estate, Short Sales, Financial Structuring, Funding, Real Estate Transactions, Referrals, Banking, Construction Loans, Investment Properties, REO, Investors, Investments, Refinance, Loan Origination, Loans, Finance, Underwriting, Commercial Real Estate, Credit, Residential Mortgages, Portfolio Management, Commercial Lending, Credit Analysis, Real Estate Financing
Education
New Jersey Institute of Technology 1999 — 2003
BS, Computer Science
Union Bank June 2015 - Present
Union Bank April 2012 - Present
Union Bank February 2010 - April 2012
JP Morgan Chase September 2008 - February 2010
Washington Mutual May 1999 - September 2008
Home Savings of America September 1991 - May 1998
Skills
Financial Analysis, Strategy, Financial Modeling, Banking, Leadership, Finance, Risk Management, Business Process, Financial Services, Loans, Credit Analysis, Portfolio Management, Asset Management, Credit, Business Planning, Financial Reporting, Mortgage Banking, Forecasting, Loan Origination, Executive Management, Strategic Financial..., Underwriting, Consumer Lending, Business Development, Valuation, Credit Risk, Investments, Mergers & Acquisitions, Relationship Management, Process Improvement, Financial Risk, Treasury Management, Business Strategy, Mortgage Lending, Analysis, Management, Capital Markets, Analytics, Commercial Banking, Due Diligence, Commercial Lending, Business Analysis, Investment Banking, Equities, Competitive Analysis, Financial Statement..., Small Business Lending, Commercial Mortgages, Loan Servicing, Vendor Management
Education
Pepperdine University, The George L. Graziadio School of Business and Management
MBA, Global Business
Pepperdine University, The George L. Graziadio School of Business and Management 2008 — 2008
Bachelor, Business Management
Kaizen Associates Inc October 2002 - Present
TAO SPORTS January 2002 - Present
Discover Danville Association 2002 - 2008
Merant 1990 - 2002
Intersolv 1990 - 2001
Several Banking Institutions January 1980 - January 1991
Kaizen Associates Inc January 1980 - January 1991
Home Savings of America 1983 - 1986
Skills
Management Consulting, P&L, Change Management, Sales Management, Customer Relations, Strategic Planning, Process Improvement, Business Management, Analysis, Program Management, Management, Team Building, Training, Account Management, Strategy, Business Analysis, Entrepreneurship, SDLC, CRM, Sales, Leadership, Budgets, Small Business, Coaching, Professional Services, Business Planning, Business Development, New Business Development, Business Strategy, Product Management, Customer Service
Education
Pepperdine University 1980 — 1983
Bachelor, Science Management
Visa January 2014 - Present
Visa April 2011 - December 2013
TowerGroup March 2009 - January 2010
TowerGroup April 1997 - March 2009
Marketing Plus, Inc. October 1994 - April 1997
Home Savings of America 1992 - 1994
Great Western Bank 1989 - 1992
Skills
Management, Financial Services, Banking, Analytics, Product Management, Payments, Credit Cards, CRM, Product Marketing, Business Development, Start-ups, Analysis, Leadership, Strategy, Debit Cards, Direct Marketing, Portfolio Management, Competitive Analysis, Mobile Payments, Internet Banking, Business Process, Electronic Payments, Marketing, Strategic Partnerships, Payment Systems, Vendor Management, Retail Banking, Segmentation, Business Analysis
Education
Pepperdine University, The George L. Graziadio School of Business and Management 1992 — 1994
MSTM, Technology Management
Wheaton College (MA) 1976 — 1980
BA, Classical Civilization and American Political Systems
Stearns Lending (NMLS #1854) January 2013 - Present
JPMorgan Chase December 2011 - December 2012
Bank of America February 2009 - September 2011
Home Savings of America October 2007 - January 2008
Fremont Investment & Loan October 1999 - May 2007
Skills
Credit, Finance, Human Resources, Leadership, Loans, Management, Mortgage Banking, Mortgage Lending, Sales, Underwriting, Residential Mortgages, Banking, Customer Service, Refinance
Education
Northern Illinois University 1993 — 1995
Waubonsie Valley
FNC, Inc. March 2005 - Present
Home Savings of America 1974 - 1998
Education
Pepperdine University, The George L. Graziadio School of Business and Management 1983 — 1985
MBA
San Diego State University-California State University 1972 — 1977
BMO Harris Bank 2006 - Present
Harris Private Bank 2003 - 2006
Harris Bank 2000 - 2003
PNC Mortgage 1998 - 2000
Home Savings of America 1986 - 1998
Skills
Commercial Lending, Loans, Small Business Lending, Consumer Lending, Credit, Community Outreach, Commercial Banking, Real Estate, Banking, Portfolio Management, Management, Investments, Finance, Credit Analysis, Retail Banking, Private Banking, Wealth Management, Sales, Commercial Mortgages, Credit Risk, Treasury Management, Cross Selling, Branch Banking, Relationship Management, Small Business, Cash Management, Mortgage Banking, Business Development, Community Service, Strategic Financial..., Refinance, Mortgage Lending, Financial Services, Risk Management, SBA, Wealth Management..., Financial Analysis, Lines Of Credit, Banking Relationships, Asset Based Lending, Loan Origination, Deposits, Middle Market, Underwriting, Financial Structuring, Construction Loans, Residential Mortgages, FHA, Financial Institutions, Real Estate Financing
Education
Northwestern University - Kellogg School of Management 1990 — 1992
University of Notre Dame 1973 — 1977
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Rolling Meadows High School
Rolling Meadows High School
The Scheduling Institute February 2009 - Present
Inside Nuggets January 2014 - Present
Carissa Boles Photography January 2007 - Present
Meridian Telecom Towers 2004 - 2006
New Revenue Solutions September 2003 - October 2004
Change Your Life ~ Becky Tirabassi January 1993 - August 2003
Home Savings of America March 1989 - January 1993
Skills
Entrepreneurship, Nonprofits, Team Building, Project Management, Marketing, Editing, Sales, Photos, Social Media Marketing, Marketing Strategy, Social Networking, Advertising, Management, Social Media, Start-ups
Education
Valley Christian High School 1980 — 1985
High School Diploma
Orange Coast College
Associate of Arts (AA)
Plaza Home Mortgage September 2012 - Present
Security One Lending / Synergy One Lending December 2011 - September 2012
Home Savings of America December 2008 - December 2011
Fortes Financial May 2008 - December 2008
Point Loma Nazarene University 2006 - 2008
Home Capital Funding September 2003 - August 2007
Financial Credit Network 2001 - 2001
Skills
Economics, Financial Markets, Credit, Risk Management, Competitive Analysis, Capital Markets, Mortgage Lending, Mortgage Banking, Loans, FHA, Strategic Planning, Refinance, Mortgage Underwriting, Management, Residential Mortgages, Leadership, Trading, Loan Origination, Credit Analysis, Banking, Real Estate Financing
Education
Point Loma Nazarene University 2000 — 2004
Bachelor of Arts (B.A.), International Business
Institue of Economic and Political Studies (INSTEP) 2003 — 2003
University of Cambridge 2003 — 2003
International Business
Immanuel High School 1996 — 2000
Warner Bros. Entertainment Inc. 2006 - Present
Capgemini Consulting 1999 - 2006
Franklin Templeton Group 1995 - 1997
Home Savings of America 1986 - 1995
Columbia Pictures Ind Inc. 1981 - 1986
Johnson & Johnson Health Care Systems Inc. 1977 - 1981
Skills
Cloud Computing, Enterprise Architecture, Governance, IT Strategy, Data Center, Integration, ITIL, IT Management, Virtualization, Disaster Recovery
Education
Rutgers University-New Brunswick 1976 — 1980
Bethpage Federal Credit Union June 2014 - Present
Allied Capital July 2013 - Present
Allied Capital Corp. April 2012 - July 2013
Home Savings of America December 2010 - February 2012
JP Morgan Chase October 2008 - July 2010
GreenPoint Mortgage October 1989 - October 2007
GreenPoint Mortgage October 2001 - October 2004
GreenPoint Mortgage January 1995 - January 2004
Skills
Team Building, Business Development, Selling, Operations Management, Mortgage Banking, Recruiting, B2B, Leadership, Strategic Planning, Mortgage Lending, Management, Sales, Vendor Management, Sales Management, Loans, Start-ups, FHA
Education
Quinnipiac University - School of Business 1985 — 1989
Primary Residential Mortgage December 2008 - Present
Primary Residential Mortgage December 2008 - September 2010
Home Savings of America April 2008 - December 2008
SCME Mortgage Bankers, Inc. September 2000 - October 2007
Corporate Benefits and Retirement Solutions 1996 - 2000
Skills
Mortgage Banking, Capital Markets, Strategic Planning, Mortgage Lending, Loan Origination, Loans, Management, Banking, Residential Mortgages, Analysis, Credit Analysis, Finance, FHA, Credit, Investments, Trading
Education
San Diego State University-California State University 1995 — 1999
Information Systems
Orange Coast College 1992 — 1995
Home Savings of America 1990 - 2000
Education
Pepperdine University 1975 — 1979
Cashcall January 2013 - Present
Springboard October 2010 - January 2013
Bank of America February 2008 - October 2010
Option One January 2000 - February 2008
W. J. Bradley / Mortgage Conduit January 1998 - January 2000
Home Savings of America June 1995 - January 1998
Skills
Underwriting, Management, Quality Control, Quality Auditing, Quality Assurance, Data Quality, Risk Management, Risk Assessment, Financial Risk, Credit Risk, Risk Analysis, Secondary Market, Secondary Data Analysis, Secondary Mortgage..., Mortgage Lending, Mortgage Banking, Residential Mortgages, Tax Returns, Annual Reports, Financial Analysis, Refinance, FHA, Loans, Analysis, Credit, Building Strong..., Due Diligence, Fannie Mae, Loan Auditing, Loan Origination, Loss Mitigation, Mortgage Underwriting, Social Networking
Education
Saddleback College 1989 — 1992
Associate of Arts (AA), Business Administration and Management, General
Finance of America Mortgage LLC August 2015 - Present
PMAC Lending Services Inc. August 2013 - August 2015
New Penn Financial, LLC March 2013 - August 2013
West Town Savings Bank March 2010 - March 2013
Home Savings of America May 2009 - October 2010
American Partners Bank March 2008 - February 2009
Saxon Home Mortgage February 2007 - 2008
Fremont Investment & Loan January 2002 - February 2007
1st National Bank of Arizona 2000 - 2001
Residential Money Centers February 1994 - February 1999
Skills
Mortgage Lending, Loans, FHA, Mortgage Banking, USDA, Real Estate Financing, Certified Mortgage..., Loan Origination, Sales, Refinance, Residential Mortgages, FHA financing, Customer Service, Teamwork, Real Estate, Credit, VA loans, Underwriting, Government Loans, Reverse Mortgages, Mortgage Underwriting, Credit Analysis, Loss Mitigation, Construction Loans, Finance, Business Development, Investments, Wholesale Lending, Wholesale Banking, USDA Rural Housing, Fannie Mae, Sales Process, Sales Presentations, FHA Financing, VA Loans
Education
Roanoke College 1987 — 1991
Bachelor of Arts (B.A.), History
St. Mary's 1983 — 1987
High School Diploma, General Studies
Guaranteed Rate July 2012 - Present
Element Funding June 2007 - May 2012
HomeBanc Mortgage April 1997 - May 2007
Home Savings of America 1994 - 1997
Skills
Mortgage Banking, FHA, Mortgage Lending, Investment Properties, Refinance, Residential Homes, Loans, First Time Home Buyers, Real Estate, Loan Origination, Residential Mortgages, Team Building, Conventional Mortgage, Jumbo Mortgage, Training, Underwriting, Investors, Harp, Condos, Reverse Mortgages, Sales&Marketing, VA loans, FHA financing, Real Estate Financing, Government Loans, Certified Mortgage..., Single Family Homes, REO, Referrals, Mortgage Underwriting, Non-Conforming, Short Sales, Credit, Finance, Investments, Sellers, Credit Analysis, Sales, VA Loans
Education
Penn State University 1984 — 1988
BS, Chemical Engineering
Pequannock Twsp HS
Peoples Home Equity July 2014 - Present
Southern Fidelity Mortgage September 2002 - July 2014
First Magnus Financial December 2001 - December 2002
Home Savings of America January 1995 - June 1997
First Guaranty Financial 1996 - 1997
Avco Financial Services November 1983 - June 1994
United States Air Force Security Forces June 1976 - June 1981
Skills
Mortgage Lending, FHA, Marketing, Loans, Sales, VA loans, Refinance, Mortgage Banking, Loan Origination, FHA financing, Residential Mortgages, USDA, Real Estate Transactions, Government Loans, Reverse Mortgages, Real Estate Financing, Certified Mortgage..., Funding, HUD, Real Estate Economics, Credit, Underwriting, Investment Properties, Mortgage Underwriting, First Time Home Buyers, USDA Rural Housing, REO, Home Equity Loans, Mortgage Marketing, FHLMC, FNMA, Referrals, Foreclosures, Investors, Short Sales, Title Insurance, Closings, Residential Homes, Vacation Homes, Real Estate, Sellers, Escrow, Construction Loans, Non-Conforming, Finance, Down Payment Assistance, Selling, Financial Structuring, Condos, Loan Modifications
Education
North Dakota State University 1977 — 1982
SVP -, Criminal Justice/Police Science
Shirley A. Fox & Associates, Inc. August 1986 - Present
Home Savings of America 1983 - 1986
Skills
Process Improvement, Change Management, Talent Management, Leadership, Management Consulting, Organizational..., Leadership Development, Team Building, Employee Engagement, Program Management, Strategy, Coaching, Training, Strategic Planning, Performance Management, Executive Coaching, Organizational..., Staff Development, Succession Planning, Recruiting, Human Resources, Workshop Facilitation, Organizational Design, Talent Acquisition, Business Process..., Management, Performance Improvement, Onboarding, Personnel Management, Instructional Design, Employee Training, Workforce Planning
Education
Portland State University
MB Financial Bank January 2012 - Present
MB Financial Bank February 2011 - December 2011
MB Financial Bank December 2009 - March 2011
MB Financial Bank April 2007 - November 2009
First Bank/Illinois 2004 - 2007
Mid-North Financial Services 1998 - 2004
CB Richard Ellis 1995 - 1998
Cushman & Wakefield 1991 - 1994
American Appraisal Associates 1989 - 1991
Home Savings of America 1984 - 1988
Skills
Commercial Mortgages, Real Estate, Real Estate Economics, Investment Properties, Loan Origination, Appraisals, Construction Loans, Bridge Loans, Commercial Lending, Loans, Leases, Real Estate Financing, Mortgage Lending, Commercial Real Estate, Disposition, Valuation, Asset Management, Portfolio Management, Due Diligence, Real Estate Transactions, Financial Analysis
Education
Agnes McDonald Grade School
Northern Illinois University
BS, Finance/Economics
EL DORADO SAVINGS BANK June 2006 - Present
Fremont Investment & Loan September 2003 - October 2005
Bayview Bank June 2000 - May 2003
Home Savings of America 1998 - 1999
Skills
Mortgage Servicing, Customer Service, Banking, Vendor Management, Loans, Business Analysis, Mortgage Lending, Process Improvement, Call Centers, Project Management
Education
Rio Hondo College 1981 — 1983
Business/Commerce, General
Mt. View High School 1977 — 1981
Symitar, a Jack Henry company February 2009 - Present
Symitar, a Jack Henry Company June 2005 - January 2009
Symitar, a Jack Henry company December 1998 - June 2005
Home Savings of America June 1991 - December 1998
Skills
Instructional Design, E-Learning, Camtasia, Captivate, SnagIt, Adult Education, Training, ADDIE, SharePoint, WebEx, Software Documentation, Project Management, Technical Writing, Curriculum Development, Microsoft Office, Needs Analysis, Visio, Technical Training, Blended Learning, Learning Management..., Mobile Learning, Dreamweaver, Instructional Technology, PowerPoint, Credit Unions, Learning Management, Technical Documentation, Moodle, Performance Consulting, SCORM, Social Media, Analysis, Outlook, Articulate Studio, Distance Learning, Adobe Connect, Microsoft Word, Public Speaking, Event Planning, Problem Solving, Customer Relations, Banking, Process Improvement, SDLC, Business Analysis, Team Building
Education
San Diego State University-California State University 2009 — 2012
Master’s Degree, Education, Educational Technology
San Diego State University-California State University
Teaching Credential, Multiple Subject, CLAD
University of California, San Diego
Bachelor’s Degree, Psychology
Wells Fargo October 2000 - Present
Washington Mutual October 1998 - September 2000
Home Savings of America 1994 - 1998
Skills
Curriculum Design, Instructional Design, Blended Learning, Captivate, Online Training, Adult Education, Learning Technology, Needs Analysis, Distance Learning, PowerPoint, Problem Solving, Microsoft Office, SharePoint, Adobe Presenter, Learning Consultant, E-Learning, Training, Change Management, Learning Management..., Consulting, Virtual Teams, ADDIE, Performance Consulting, Program Facilitation, Process Improvement, Learning Management, Workshop Facilitation, Training Delivery, SnagIt, Organizational..., Employee Training, Leadership Development
Education
New York Institute of Technology 1997 — 1999
M.S., Instructional Technology - Education
University of Illinois at Urbana-Champaign
Bachelor of Arts (BA), Liberal Arts and Sciences/Liberal Studies
Chase Bank August 2008 - Present
WaMu January 2005 - August 2008
WaMu 1998 - 2005
Home Savings of America 1993 - 1998
Skills
Loans, Commercial Lending, Commercial Mortgages, Process Improvement, Loan Origination, Investment Properties, Portfolio Management, Mortgage Lending, Finance, Credit, Underwriting, Mutual Funds, Risk Management, Real Estate Economics, Credit Analysis, Financial Services, Executive Management, Capital Markets, Residential Mortgages, Relationship Management, Financial Modeling, Asset Management, Refinance, Insurance, Real Estate, Investments, Cash Management, Mortgage Banking, Business Analysis, FHA, Banking, Financial Analysis, Due Diligence, Financial Risk, Small Business Lending, Credit Risk, Commercial Banking, Loan Servicing, Financial Structuring, Consumer Lending, Asset Based Lending, Real Estate Financing, Construction Loans, Strategic Financial..., Retail Banking, Valuation, Securities, Wealth Management, Lines Of Credit, Funding
Education
San Diego State University-California State University
Bachelor of Arts, Economics
Fifth Third Bank June 2011 - Present
Bank of America May 2009 - Present
savings of america 1990 - Present
home savings of america 1990 - Present
Home Savings of America 1990 - Present
Savings of America 1990 - Present
Golden West Financial 1990 - Present
Golden West Financial 1990 - Present
Bank United 1990 - Present
World Savings Bank 1999 - 2008
Skills
Loans, Mortgage Lending, Credit, Management, Banking, Retail, Sales, Branch Banking, Retail Banking, Loan Origination, Commercial Lending, Mortgage Banking, Commercial Banking, Credit Analysis, Consumer Lending, Leadership, Team Building, Customer Service, Coaching, Sales Management, Risk Management
Education
Nova Southeastern University 1991 — 1995
BS, Business Administration
Queen of Peace 1980 — 1984
Nations Direct Mortgage May 2015 - Present
Caliber Home Loans November 2012 - April 2015
Skyline Financial Corp/Rancho Financial August 2012 - November 2012
Plaza Home Mortgage March 2012 - August 2012
Home Savings of America June 2009 - March 2012
Washington Mutual April 2003 - June 2008
HCI, Inc. June 2000 - January 2003
Skills
Credit, Customer Service, FHA, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, VA loans
Education
San Diego State University-California State University
Old Edwards Hospitality June 2015 - Present
Old Edwards Inn and Spa March 2014 - Present
The Bascom March 2013 - Present
Wachovia Wells Fargo May 2011 - March 2013
Community Association Management May 2010 - June 2011
Bank of America September 2009 - May 2010
Home Savings of America October 2008 - September 2009
Homecomings Financial June 2000 - August 2008
Wachovia 1997 - 1999
Wachovia Mortgage 1997 - 1999
Skills
Leadership, Sales, Management, Mortgage Banking, Mortgage Lending, Loans, Advertising, Underwriting, New Business Development, FHA, CRM, Business Development, Account Management, Marketing
Education
Queens University of Charlotte 1997 — 2003
BA, ORGANIZATIONAL COMMUNICATIONS
American Mortgage and Equity Consultants April 2014 - Present
Wells Fargo Home Mortgage February 2011 - April 2013
Home Savings of America April 2006 - February 2011
Bar Louie January 2002 - December 2004
Skills
First Time Home Buyers
Education
Roosevelt University 1994 — 1999
English, English, history, Fiction Writing
Euclid Property Management December 2014 - Present
The Pampered Chef February 2012 - February 2013
N/A January 2008 - April 2011
Indymac Bank January 2001 - January 2008
Indymac Bank 2001 - 2008
Home Savings of America/Washington Mutual January 1987 - January 2000
Home Savings of America 1987 - 2000
Skills
Mortgage Lending, Integration
Education
Benjamin Franklin High School
High School Diploma, General Studies
Chaffey Community College
Rio Hondo College
Information Systems, Systems Design and Analysis, and Beginning Cobol
Pushkin Memorial Home November 2013 - Present
Village Florist January 2013 - Present
Toms River Regional Schools October 2013 - Present
White Feather Reiki September 2014 - Present
Verizon Wireless November 1996 - February 2011
Home Savings of America 1986 - 1996
Skills
Editing, Writing, Event..., Advertising, Marketing Communications, Social Media, Integrated Marketing, Marketing, Creative Direction, Event Management, Event Planning, Digital Marketing
Education
Oregon State University 1975 — 1980
Bachelor's Degree, Technnical Journalism, emphasis Photojournalism; Minors in French and Natural Resource Conservation
Verizon Wireless Assoc. Director, National B2B AdvertisingVerizon Wireless1996 - 2009
Home Savings of America 1985 - 1996
Education
Oregon State University 1980 — 1985
Technical Journalism, Advertising, Environmental Science, French
Home Savings Of America February 2009 - Present
Henrys Ghost Steak House February 2007 - Present
Ameribank Morgage January 2008 - October 2008
First Continenntal Mortgage Corp December 2003 - November 2006
American Business Mortgage Services FKA NJMIC September 1993 - November 2003
Chrysler First Financial Services Corp FKA Nations Bank And Finance America - A Bank of America Corp January 1983 - November 1993
Skills
Loans, Mortgage Lending, Underwriting, Credit, Management, FHA, Commercial Real Estate, Mortgage Banking, Residential Homes, Banking, Negotiation, Portfolio Management, Loss Mitigation, Home Equity Loans, Sales Management, Reverse Mortgages, Sales, Real Estate, Loan Origination, Residential Mortgages, Refinance, USDA, Commercial Mortgages, Finance, Investments, Commercial Lending, Real Estate Financing, VA loans, Investment Properties
Education
Rowan University 1978 — 1982
BS, Business Administration (Marketing)
Artist 2012 - Present
Asolo Repertory Theatre 1999 - Present
The Patterson Foundation 2010 - 2011
Society for Information Management (SIM) 1982 - 2009
SIM 1990 - 2007
American Management Association 1990 - 2005
Arthur Andersen, LLP 1998 - 2002
Andersen 1998 - 2002
Home Savings of America 1994 - 1998
Skills
IT Strategy, Change Management, Program Management, Management Consulting, Business Process..., SDLC, Project Management, Information Technology, Process Improvement, Business Analysis, Strategic Planning, Leadership, Governance, Vendor Management, IT Management, PMO, Project Portfolio..., Business Process, Enterprise Architecture, ERP, Outsourcing
Education
Penn State University
M.S., Computer Science
Cross River Bank July 2011 - Present
Home Savings of America September 2009 - January 2011
Stanley Capital Mortgage Company January 2001 - September 2009
Education
Pace University - Lubin School of Business 2001 — 2003
Masters, Finance
Pace University - Lubin School of Business 1996 — 2000
Bachelor, Finance
The Real Estate Bank January 1995 - Present
Primary Residential Mortgage , Inc. April 2014 - October 2014
Home Savings of America March 1980 - April 1990
Skills
Hands-on Problem Solver, Real Estate Financing, 1031 Exchanges, Real Estate Transactions, Insurance, FHA financing, VA loans, Title Insurance, Reverse Mortgages, Mortgage Banking, Mortgage Lending, Residential Homes, Real Estate Development, Loans, Credit, Underwriting, FHA Financing, Loss Mitigation, Real Estate, VA Loans, Short Sales, First Time Home Buyers, Foreclosures, Investment Properties, Anniversaries, Residential Mortgages, Refinance, Birthday Celebrations, FHA, REO, Investors, Single Family Homes, Sellers, Condos
Education
Pontificia Universidad Católica de Puerto Rico 1974 — 1977
BA, Fine Arts/Advertising/Secondary Education
Hollywood High School - Hollywood, California 1968 — 1971
Diploma, Architectural Drafting and Fine Arts
Wells Fargo Home Mortgage September 2012 - Present
FDIC Recevier for Home Savings March 2012 - June 2012
Home Savings of America March 2010 - March 2012
Contract - Home Savings of America April 2009 - February 2012
World Savings and Wachovia Bank July 1992 - October 2008
Wachovia and World Savings 1992 - October 2008
wachovia bank 1998 - 2008
World Savings Bank 1992 - 2007
World Savings 1996 - 1999
Skills
Loans, Underwriting, Mortgage, Mortgage Industry, Sales Management, Mortgage Lending, Mortgage Banking, Banking, Risk Management, Credit, Management, Training
Education
San Jose State University 1990 — 1992
M.B.A., Business Administration
University of California, Santa Barbara 1986 — 1990
B.A., Business Economics and Psychology
Home Savings of America December 2009 - Present
Wachovia, A Wells Fargo Company November 2001 - December 2009
American Mortgage Network 2001 - 2009
Vertice, a Division of Wachovia Securities 2001 - 2009
Wells Fargo Bank November 1998 - November 2001
Accredited Home Lenders September 1996 - October 1998
Ameriquest Mortgage 1995 - 1996
American Residential Mortgage 1992 - 1994
Education
San Diego Mesa College
Continuing education, Physical Education
Home Savings of America August 2008 - Present
WaMu January 2006 - May 2008
International Mortgage Corporation December 2000 - January 2006
Capitol Mortgage Bankers February 1997 - November 2000
McKee-Wesley Insurance Services, Inc January 1991 - February 1997
Education
Penn State University 1986 — 1991
BS Liberal Arts, Economics
Stars&Stripes Dog Agility training center March 1993 - Present
Home Savings of America September 1976 - March 1999
Skills
Dogs, Dog Training, Pets, Animal Behavior, Dog Behavior, Animal Nutrition, Animal Welfare, Public Speaking, Dog Walking, Customer Service, Small Business, Veterinary Medicine, Veterinary, Training, Behavior Modification, Dog Grooming
Education
University of California, Los Angeles 1974 — 1975
Teaching Credential K through Junior College, Fine/Studio Arts, General
UCLA 1972 — 1974
Bachelor of Arts (B.A.), Fine/Studio Arts, General
Pasadena City College 1970 — 1972
Fine/Studio Arts, General
Independent Agency May 2009 - Present
American Automobile Association January 2007 - May 2009
Wells Fargo October 2003 - July 2005
Morgan Stanley January 2003 - October 2003
Home Savings of America July 1990 - October 1998
Education
San Francisco State University
B.S., Management/Finance
University of California, Berkeley
History
Harris Corporation / Exelis / ITT Mission Systems May 2004 - Present
Earthlink March 1999 - September 2003
Home Savings of America September 1995 - March 1999
Skills
Project Planning, Event Management, Process Scheduler, Editing, Budgets, Visio, Software Documentation, Program Management, Leadership, Proposal Writing, Access, PowerPoint, Government, Training, Customer Service, Microsoft Excel, Procurement, Microsoft Office, Event Planning, Windows, Analysis, Government Contracting, Outlook, Troubleshooting, System Administration, Supervisory Skills, DoD, Human Resources, Team Building, Contract Management, Policy, Technical Writing, MS Project, Public Speaking, Strategic Planning, Operations Management, Employee Relations, Microsoft Word, Process Improvement, Earned Value Management, Team Leadership, Project Management, Defense, Excel, Word, Writing, Customer Relations, Planning, Documentation, SharePoint
Education
Pasadena City College
Certificate of Completion, Administration of Justice/Psychology/Sociology
Alverno High School
High School
Assumption BVM
Elementary School
LACERA 2004 - Present
Los Angeles Department of Water and Power 1999 - 2001
Nestle 1996 - 1999
Home Savings of America 1989 - 1993
Gould Navcom 1988 - 1989
Mitsubishi Electric 1987 - 1988
Security Pacific National Bank 1982 - 1987
Edison International 1980 - 1982
Skills
IBM Mainframe, JCL, MVS, z/OS, Mainframe, TSO, ISPF, CICS, JES2, Data Center, VSAM, Disaster Recovery, REXX, Enterprise Architecture, COBOL
Education
Pomona College 1971 — 1975
B.A., Mathematics
Nation Auto Financial December 2006 - September 2007
CitiFinancial Auto October 1999 - October 2006
Westcorp Financial February 1998 - October 1999
Nations Bank dba SunStar Financial February 1996 - February 1998
Fireside Bank February 1985 - February 1996
La Cumbre Savings and Loan October 1983 - April 1984
Home Savings of America July 1977 - October 1983
Santa Barbara Savings and Loan August 1973 - July 1977
Skills
Retail, Credit, Loans, Credit Analysis, Banking, Mortgage Lending, Profit, Coaching, Sales, Finance, Team Building, Customer Service, Management, Marketing, Loan Origination, Sales Management, Call Centers
Education
San Joaquin Delta College
Business Major
Montgomery County Public Schools Director, Human ResourcesChase Mellon Shareholder Services1994 - 1997
Heller Financial 1991 - 1994
California Federal Bank 1988 - 1991
Home Savings of America 1985 - 1988
Education
Rutgers University-New Brunswick 1979 — 1983
B.A., Business Administration
Mellano & Co. March 2013 - Present
Mellano and Company 2013 - 2013
Bank Of Internet USA March 2004 - September 2010
McBride Electric September 1998 - March 2004
Home Savings of America January 1990 - March 1998
SSPA 1998 - 1998
Skills
Project Management, Strategic Financial..., Team Building, Banking, Strategic Planning, Loans, Process Improvement, New Business Development, Business Development, Sales Management, Microsoft Office, Customer Service, Microsoft Excel, Credit, Mortgage Lending, Management, Risk Management, Loan Origination, Portfolio Management, Financial Analysis, Finance, Marketing, Investments
Education
Riverside City College
AA, General
University of Phoenix
Business
The Ahmanson Foundation June 2006 - Present
Union Bank June 2000 - June 2006
Home Savings of America June 1982 - April 1999
Skills
Strategic Planning, Loans, Small Business Lending, Non-profits, Portfolio Management, Program Management, Risk Management, Commercial Lending, Mortgage Lending, New Business Development, Banking, Fundraising, Due Diligence, Executive Management, Financial Analysis, Financial Modeling, Credit, Mergers & Acquisitions, Mortgage Banking, Philanthropy, Nonprofits, Investments, Business Development, Leadership, Asset Management, Small Business, Strategy, Financial Services, Strategic Financial..., Community Development, Public Speaking
Education
Los Angeles Police Academy 1986 — 1987
POST Cert, Line Reserve Officer
Occidental College 1981 — 1985
Political Science, Theater Arts (majors), Art (sculpture) minor
Harvard-Westlake School 1975 — 1981
THE CRUZ GROUP August 2008 - Present
United Mortgage Corp. of America January 2008 - Present
Home Savings of America August 1988 - April 1992
Skills
Financial Analysis, Insurance, Investments, REO, Entrepreneurship, Strategic Planning, Investors, Real Estate Development, Fixed Annuities, Mortgage Lending, Loans, Time Management, Customer Service, Public Speaking, Business Planning, Real Estate Economics, Microsoft Office, Portfolio Management, Condos, Real Estate, Contract Negotiation, Investment Properties, Underwriting, Asset Management, Loan Origination, Strategic Financial..., FHA, Project Planning, Financial Services, Negotiation, Microsoft Excel, Real Estate Financing, Business Development, Start-ups, Foreclosures, Small Business, Selling, Management Consulting, First Time Home Buyers, Short Sales, Real Estate Transactions
Education
Pace University
Finance
Self Employed December 2000 - October 2010
Grubb & EllisWestMar December 2000 - October 2010
Sierra Mortgage and Sierra Escrow June 1998 - June 2000
World Savings July 1996 - June 1998
Home Savings of America 1985 - 1996
Central Federal Savings June 1976 - June 1985
Skills
Real Estate, Residential Homes, Real Estate Development, Tenant, Brokerage, Real Estate Economics, Title Insurance, Entitlements, Negotiation, Customer Service, Contract Negotiation, Loans
Education
San Diego State University-California State University 1973 — 1977
Bachelor of Arts (BA), Social Sciences
Retired and enjoying time to pursue personal interests and family May 2011 - Present
City National Bank 1997 - Present
City National Bank of Florida December 1997 - December 2011
Home Savings of America April 1992 - May 1997
American Savings of Florida 1978 - 1992
First Federal Savings & Loan of Philadelphia February 1960 - March 1977
Skills
Commercial Banking, Private Banking, Loans, Retail Banking, Credit Analysis, Credit, Banking, Cash Management, Portfolio Management, Financial Risk, Small Business Lending, Risk Management, Consumer Lending, Mortgage Lending, Merchant Services, Treasury Management, ACH, Insurance, Leadership, Previous President -..., Sales Management, Establish & Maintain..., Commercial Mortgages, Asset Based Lending, Mortgage Banking, Loan Origination, Cross Selling, Branch Management, Lines Of Credit, Credit Risk, Deposits, Branch Banking, AML, Underwriting, Bank Secrecy Act, Financial Analysis, Wealth Management, Finance, SBA
Education
Saint Joseph's University 1958 — 1960
High School, Business Administration and Management, General
St. Joseph's College 1958 — 1960
Business
Saint Joseph's University
Real Estate Development
West Philadelphia HS & St. Joseph's College
Real Estate Development
West Philadelphia High School
Wells Fargo Home Mortgage November 2012 - January 2014
Wells Fargo Home Mortgage September 2011 - October 2012
Steward Investments May 2011 - August 2011
Home Savings of America June 2010 - May 2011
iFreedom Direct Corporation January 2010 - June 2010
Wilmington Finance October 2002 - April 2009
Skills
Mortgage Lending, Underwriting, Loans, Credit Analysis, Customer Service, Loan Processing, Loan Compliance, Supervisory Skills, Microsoft Office, Calyx Point, DataTrac, Credit, Management, Loan Administration, Office Administration, Income Analysis, Investor Guidelines, FHA, VA, HARP, Policy Interprettion, Credit Risk Procedures, Residential Mortgages, Communication, Teamwork, Mentoring, Employee Training, Building Relationships, Analysis, I.T. Proficiency, MS Office, Desertdocs, DU, LP, Integrity, People Management, Supervision, Risk Management, Organization, Multi Tasking, RESPA, Flood Insurance, ECOA, GFE, File Audits, HARP, FHA, Mortgage Banking, Software Documentation, Refinance, Training, Mortgage Underwriting
Education
University of Phoenix-San Diego Campus 2013 — 2015
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
University of California, San Diego 1997 — 1997
National Medical Coding Certification, Medical Insurance Coding Specialist/Coder
Palomar College 1991 — 1993
Associate's degree, Business Administration and Management, General
Kelsey Jenny Business School
Paralegal Certification
Everbank February 2014 - Present
JPMorgan Chase May 2011 - November 2013
Reunion Mortgage, Inc November 2010 - April 2011
Home Savings of America September 2008 - November 2010
Washington Mutual Bank June 2004 - June 2008
Skills
Mortgage Banking, Refinance, Loan Origination, VA loans, Mortgage Lending, Residential Mortgages, Loans, Credit, FHA purchase and..., USDA Rural Housing, LLC, FHA, FHA Financing, FHA financing, Investment Properties, Mortgage Underwriting, Underwriting, VA Loans, Customer Service
Education
San Jose State University 2000 — 2004
Accounting Information System
San Jose City College 1998 — 2001
Accounting
CBRE June 2011 - Present
Southern California Edison February 2006 - June 2011
Consolidated Contracting Services Inc. March 2005 - January 2006
JP Morgan Chase March 1997 - March 2005
Home Savings of America July 1974 - March 1997
Skills
Real Estate, Corporate Real Estate, Property Management, Construction, Project Management, Contract Negotiation, Budgets, Real Estate Development, Commercial Real Estate, Location Intelligence, Facilities Management, Construction Management, Leases, Real Estate Transactions, Asset Management, Process Scheduler, Contract Management, Risk Management, Lease Administration, Strategic Planning, Project Planning, Disposition, Residential Homes, Negotiation, Feasibility Studies
Education
John Muir High School
Pasadena City College
AA, Business
VMware July 2012 - Present
Cisco WebEx May 2007 - June 2012
WebEx Communications Inc. October 2002 - April 2007
WebEx Communications Inc. October 2000 - November 2002
United Airlines May 1998 - October 2000
United Airlines May 1998 - June 1999
Home Savings of America 1994 - 1997
Skills
Telecommunications, Globalization, Go-to-market Strategy, SaaS, Enterprise Software, Vendor Management, Agile Methodologies, Product Management, Software Project..., Privacy Compliance, Cloud Computing, Business Process..., Product Strategy, Mobile, Usability Testing, Enterprise Content..., Enterprise..., Collaboration Tools, Quality Assurance, Localization, Project Management, Mobile Devices, Content Management, Cross-functional Team..., CRM, Internationalization, SDLC, PMP, Requirements Analysis, Global Regulatory..., Testing, Strategy, Operating Budgets
Education
San Jose State University 1994 — 1999
Bachelor of Science, Management Information System
JW Fair
Alliant Capital August 2009 - January 2010
WASHINGTON MUTUAL BANK November 2007 - January 2009
Washington Mutual Bank January 2003 - November 2007
Washington Mutual Bank January 1998 - January 2003
Home Savings of America 1992 - 1996
Skills
Credit, Loans
Education
Pitzer College - Claremont
Psychology Major
Pitzer College 1982 — 1984
UCLA Extension
TEKsystems May 2013 - Present
Home Savings of America June 2011 - March 2012
American Bank June 2009 - June 2010
Century Payments, Inc. 2009 - 2010
Education
Salisbury University 2003 — 2007
B.A., Social Work / Philosophy
Athas Capital Group December 2014 - May 2015
Bank of America October 2012 - October 2014
Marquee Funding Group Inc. July 2011 - October 2012
Home Services Lending Inc. a division of Wells Fargo February 2011 - July 2011
Pacific Financial March 2010 - February 2011
Bank of America September 2009 - March 2010
Home Savings of America May 2008 - September 2009
Washington Mutual July 1999 - May 2008
Skills
Sales, Customer Service, Marketing, Mortgage Industry, Wholesale Lending, B2B Marketing, Account Management, Solution Selling, Loans, Real Estate, Real Estate Transactions, Residential Homes, First Time Home Buyers, Investment Properties, Buyer Representation, Finance, Funding, Management, Portfolio Management, Relocation
Education
Pierce College 1985 — 1989
Pierce
Southern California Edison (SCE) June 2014 - Present
Southern California Edison September 2011 - May 2014
SCE April 2006 - August 2011
SCE December 2004 - March 2006
SCE August 2003 - November 2004
Disney Consumer Products August 2001 - July 2002
SCE September 2000 - July 2001
Home Savings of America March 1998 - April 1999
AIDS Service Center July 1997 - March 1998
Natural History Museum of Los Angeles County December 1996 - July 1997
Skills
Facilities Management, Expense Reports, Lotus Notes, Administrative..., Calendaring, Human Resources, Project Planning, SAP, Visio, Confidentiality, Office Management, Project Management, Event Planning, Budgets, Executive..., Calendars, MS Project, Organizational..., Employee Relations, Meeting Planning, Executive Level..., Outlook, Diversity Training, Crisis Situations, Emergency Planning, Safety, Apparel, Nonprofits, Utility Industry, Testing, Consumer Products, Entertainment, Legal Documents, Legal Assistants, Corporate Finance, Talent Management, Staffing Coordination, Microsoft Word, Microsoft Excel, PowerPoint, Creative Solutions, Compensations, High Level Of..., Committed to..., Multi Tasking, Proofreading, Outstanding time..., Onboarding, Fundraising, Donor Recognition
Education
Pasadena City College 2010 — 2010
El Dorado Business College 1990 — 1991
Certificate, Office Administration
Hamner, Jewell & Associates February 2015 - Present
Montessori Radmoor School of Okemos January 2010 - June 2013
Jackson National Life Insurance Company January 2007 - December 2009
Western Cities Mortgage Corporation January 1993 - April 1996
California Federal Bank July 1988 - June 1992
Home Savings of America 1987 - 1988
Skills
Customer Service, Multi-line Phone, Switchboard, Assistant Teaching, Clerical Skills, Microsoft Office, Loan Servicing, Volunteering, QuickBase, SharePoint, Vantage, Lotus Notes, FileNet, Microsoft Excel
Education
Estancia High School
Orange Coast College
State of Maryland November 2014 - Present
Emery Federal Financial Services January 2010 - November 2013
Home Savings of America 2008 - 2010
Ames Department Stores January 1997 - February 2002
Skills
FHA financing, VA loans, Mortgage Banking, Reverse Mortgages, Loan Origination, Credit, Residential Mortgages, Microsoft Excel, Mortgage Lending, Sales Management, Highly detail oriented, Communication Skills, Legislative Research, Tax Accounting, Microsoft Office, QuickBooks, Payroll, Human Resources, Internal Audit, Employee Training, Email Strategy, Public Speaking, Calyx Point, Database Administration, Database Maintenance, Copywriting, Copy Editing
Education
The Community College of Baltimore County 2011 — 2013
Certificate in Business Accounting
University of Maryland Baltimore County 1996 — 1997
Bachelor of Arts (B.A.)
Pace University-New York 1993 — 1996
Bachelor of Arts (B.A.)
CBC National Bank April 2012 - Present
Home Savings of America April 2011 - March 2012
Community First Bank September 2008 - February 2011
BayRock Mortgage Corporation May 2008 - September 2008
Mid-Atlantic Capital May 2007 - May 2008
Home Capital, Inc. May 2005 - April 2007
Skills
Business Development, Banking, Credit, Investments, Loan Origination
Education
Penn State University 1993 — 1997
BS, Economics
Home Savings of America CEOPersonal Touch Mortgage Inc.January 2001 - April 2007
Education
Newbury College 1995 — 1999
Bus Management
Retired and enjoying time to pursue personal interests and family January 2015 - Present
American First Credit Union March 1997 - Present
Home Savings of America August 1989 - March 1997
Union Bank October 1981 - August 1989
Skills
Skip Tracing, Credit Unions, Loans, Credit, Debt Settlement, Banking, Process Improvement, Account Management, Credit Risk, Fraud, New Business Development, Credit Analysis, Accounts Receivable, Assets Recovery, Risk Management, Loss Mitigation, Credit Cards, Loan Servicing, Customer Retention, Call Centers, Consumer Lending, Underwriting, Portfolio Management, Commercial Lending, Executive Management, Financial Analysis
Education
Rio Hondo College 1974 — 1977
LOS ALTOS HIGH SCHOOL 1964 — 1968
Audience Innovation July 2011 - Present
Xdrenalin Zone May 2004 - July 2011
The Butterfly School January 2003 - May 2004
El Chico Restaurant Corporation June 1989 - January 1993
Multi Market Media June 1985 - June 1989
Home Savings of America June 1984 - July 1985
RGIS December 1978 - June 1984
Education
University of Central Oklahoma 1982 — 1984
MBA, Marketing and Management
Oklahoma State University 1978 — 1982
Bachelor of Science, Journalism and Public Relations
Freightmasters Logistics, INC. / Ground Freight Express April 2013 - Present
L. A. Fitness October 2009 - Present
American building contractors Inc. May 2008 - Present
Strong Arm moving 2008 - Present
Home savings of america February 2007 - April 2008
Skills
Direct Sales
Education
North Hennepin Community College 1984 — 1988
United Parcel Service October 2009 - Present
Home Savings of America May 2002 - October 2009
American Equity Mortgage March 2000 - April 2002
Education
Oakland University
Bachelor of Science (BS), Marketing
Affinity Plus Federal Credit Union July 2015 - Present
Central Minnesota Credit Union 2012 - 2015
Home Savings of America 2008 - 2012
ING DIRECT December 2001 - May 2008
Skills
Microsoft Excel, Microsoft Word, Outlook, Account Reconciliation, 10 Key, Management, Customer Service, General Ledger, Fiserv/Cleartouch, Loans, Insurance, Loan Servicing
Education
Rasmussen College-Minnesota 1998 — 2001
Associate's degree, Accounting
Schindler Elevator Corporation (U.S.) January 2000 - Present
Countrywide Correspondent Lending 1996 - 2000
Home Savings of America 1992 - 1996
Skills
Financial Audits, Managerial Finance, Financial Reporting, Cost Accounting, Internal Controls, Financial Analysis, Forecasting, IFRS, Financial Accounting, Accounting, Cash Flow, Budgets, Auditing, Capital Budgeting, US GAAP, Internal Audit, Budget Process, Account Reconciliation, Strategic Financial..., Accounts Payable, General Ledger, Accounts Receivable, Cost Control, Payroll, Contract Management, Accruals, Cash Management, Consolidation, Corporate Finance, Finance, Financial Forecasting, Financial Modeling, GAAP, Income Statement, Management Accounting, Revenue Recognition, SAP, Target Costing, Tax Accounting, Variance Analysis, Working Capital..., P&L, Financial Planning
Education
USC 1982 — 1984
Master of Business Administration (M.B.A.), Accounting and Finance
Penn State University 1975 — 1980
Bachelor of Science (BS), Economics
WestStar Mortgage February 2012 - June 2013
Fitness First Health Clubs August 2010 - January 2012
Home Savings of America January 2009 - August 2010
Education
Northern Virginia Community College 1999 — 2000
N/A, Business, Management, Marketing, and Related Support Services, N/A
Loudoun County High School