Experience
Aurora University  July 2013 - Present
JPMorgan Chase  March 2009 - February 2013
Club Libby Lu  August 2007 - February 2009
ALDO Group  September 2006 - August 2007
Countrywide Home Loans   March 2006 - June 2006
Image Technologies  April 2005 - March 2006
Gap Inc./Gap   April 1999 - April 2005
EXPRESS  December 2003 - June 2004

Skills
Training, Team Leadership, Social Media, Retail, Academic Advising, Customer Service, Writing, Organization, Customer Satisfaction, Datatel, Internal Communications, Sales, Higher Education, Student Engagement, Corporate Communications, Microsoft Office, Educational Leadership

Education
Aurora University   2013 — 2014
Master of Business Administration (M.B.A.), Leadership

Aurora University   2011 — 2013
Bachelor's Degree, Communiations, Cum Laude

Rock Valley College   2009 — 2011
Associate of Arts (A.A.), Honors

Experience
SLS  December 2014 - Present
Bank of America  July 2007 - September 2014
Countrywide Home Loans   May 2006 - July 2007
Outsource Financial Services   May 2004 - May 2006

Skills
Loans, Mortgage Lending, Relationship Management, Mortgage Banking, Mortgage Servicing, Management, Process Improvement, Foreclosures, Leadership, Team Building, Operational Risk..., Default, Loan Origination, Residential Mortgages, Loan Servicing, Insurance, Home Equity Lines of..., Risk Management, Loss Mitigation, Banking

Education
Arizona State University   2003 — 2007
B.A., Mass Communication/English

Experience
Universal American Mortgage Company (UAMC)   October 2014 - Present
F&M Mortgage   July 2010 - October 2014
Countrywide Home Loans   August 2002 - March 2006
First Equity Mortgage/ Zaring Financial   January 2000 - January 2002
Pioneer Mortgage  January 1998 - January 2000
Various Mortgage Companies  January 1992 - January 1998

Education
Arkansas State University

Experience
Ave Maria University  September 2014 - July 2015
Envoy Mortgage  April 2014 - September 2014
JPMorgan Chase  2011 - April 2014
Wellsfargo  February 2011 - November 2011
Enterprise Rent-A-Car  March 2009 - July 2011
Countrywide Home Loans   2005 - 2008
Suwanee Sports Academy  October 2005 - June 2007

Skills
Microsoft Office, Customer Service, Mortgage Lending, Sales, Management, Coaching, New Business Development, Leadership, Sales Management, Team Building, Banking, Networking, Account Management, Customer Satisfaction, Training, Marketing, First Time Home Buyers, Investment Properties, Mortgage Banking, Loan Origination, Foreclosures, Loans

Education
Walden University   2013 — 2016
Doctor of Business Administration, Business Administration, Management and Operations

walden university   2011 — 2012
MBA, MBA corporate finance

Art Institute of Pittsburgh   2010 — 2012
Media Arts And Animation, Game and Interactive Media Design, 3.8

Dickinson State University   1999 — 2003
Bachelor's, University Studies; Graphic Design

Hot Springs High School   1995 — 1996
Diploma, General Studies

Experience
Access National Mortgage  January 2015 - Present
Ruoff Home Mortgage  May 2014 - January 2015
Carrington Mortgage Services  March 2013 - March 2014
University Lending Group  April 2012 - March 2013
FORUM Credit Union  May 2009 - November 2011
CP Morgan Homes and Communities   2005 - 2009
Countrywide Home Loans   June 2005 - December 2005
Irwin Mortgage  1997 - 2005
The Ryland Group  March 1994 - April 1998

Skills
FHA, VA, Conventional, First Time Home Buyers, Customer Service, Outlook, Word, Microsoft Office, Customer Relations, Problem Solving, Negotiation, Banking, Mortgage Lending, Refinance, Compliance, Construction Loans, Team Building, Vendor Relations, Credit Analysis, Government Loans

Education
Ball State University
Journalism

Experience
Karve Studio Gilbert   July 2012 - Present
Countrywide Home Loans   April 2006 - December 2008
Countrywide Home Loans   January 2003 - April 2006
Wells Fargo Home Mortgage  1989 - 2003
ICM Mortgage/Pulte Home Corporation   1983 - 1989

Skills
Loans, Leadership, Mortgage Banking, Mortgage Lending, FHA, Fitness, Loan Origination, Refinance, Residential Mortgages, Banking, Credit, Selling, Sales, Mortgage Underwriting, Lifestyle, Risk Management, FHA financing, USDA, Underwriting, Entrepreneurship

Education
Arizona State University - W. P. Carey School of Business   1981 — 1983
MBA, Finance and Accounting

University of Illinois at Urbana-Champaign   1977 — 1979
BSW, Social Work

University of Arizona   1975 — 1977

Experience
Sherwood Valley HOA/Robert Half   July 2014 - August 2014
PennyMac  November 2012 - March 2014
Bank of America  September 2010 - April 2012
United States Marine Corps  January 2004 - March 2010
Newgen Results Corps   October 2006 - March 2007
Countrywide Home Loans   March 2002 - October 2006
Progressive Management   March 2000 - March 2002

Skills
Public Speaking, Oral & Written..., Loans, Credit, Loss Mitigation, Residential Mortgages, Loan Servicing, Underwriting, Banking, Analysis, Conflict Resolution, Team Leadership, Government, Strategic Planning, Human Resources, Customer Service, Leadership, Customer Satisfaction, Team Building, Management

Education
Ashford University   2013 — 2014
Master's degree, Organizational Management and Public Admin.

Ashford University   2011 — 2012
Bachelor of Arts (BA), Communication, General, 3.58

Experience
Cornerstone Mortgage Group  March 2014 - Present
WJ Bradley Mortgage Capital LLC  June 2013 - March 2014
BMO Harris Bank  2011 - June 2013
Bank of America  June 2009 - November 2011
Countrywide Home Loans   2008 - 2009

Skills
Residential Mortgages, Mortgage Lending, Loan Origination, FHA, Refinance, Credit, Mortgage Banking, Real Estate, VA loans, FHA financing, Loans, USDA, Construction Loans, Finance, Mortgage Underwriting, Credit Analysis, Home Equity Lines of..., Reverse Mortgages, Real Estate Transactions, Small Business Lending, Real Estate Financing, Lines Of Credit, Consumer Lending, Debt Consolidation, Commercial Lending, VA Loans, FHA Financing

Education
Arizona State University   2004 — 2008
Bachelor of Interdisciplinary Studies, Business & Economics

Salpointe Catholic High School   1995 — 1999

Experience
Bank of America  2004 - Present
Countrywide Home Loans   July 2004 - April 2009
Countrywide Home Loans   July 2004 - May 2006

Skills
Banking, Mortgage Lending, Mortgage Banking, Loan Origination, Credit Analysis, Retail Banking, Risk Management, FHA, Refinance, Consumer Lending, Financial Analysis, Residential Mortgages, Wealth Management, Sales Management, Finance, Financial Services, Leadership

Education
Arizona State University   1998 — 2002
Finance/Marketing, Finance/Marketing

Experience
Bank of Colorado Mortgage   April 2005 - Present
MortgageOne, Inc.   January 1997 - April 2005
Western Financial Savings Bank  January 1993 - December 1996
Countrywide Home Loans   January 1987 - January 1993

Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Operations Management, New Business Development, New Business Generation, Identifying New..., Performance Management, Performance Measurement, Supervisory Experience, Staff Development, Staff Management, Staff Training, Strategic Planning, Strategic Analysis, Financial Analysis, Financial Reporting, Profitability, Profitability Analysis, Profit & Loss Management, Profit Maximization, Loan Origination, Analysis, Leadership, P&L Management, Profit, New Business..., CO-PA, Loans, Credit, Refinance, FHA, Investment Properties, Credit Analysis, Finance

Education
Ball State University
Bachelor of Science (B.Sc.), Business Administration

Experience
Bank of America  February 2012 - Present
Countrywide Home Loans   July 2007 - August 2008
Hantover, Inc.   August 1999 - August 2002

Skills
New Business Development, Asset Management, Microsoft Office, Management, Sales, Analysis, Portfolio Management, Negotiation, Business Process, Leadership, Customer Service, Mergers & Acquisitions, Marketing, REO, Team Building, Strategy, Team Leadership, Spanish, Teamwork

Education
Baker University   1997 — 1999
MBA, Business Administration

Experience
Union Bank  December 2012 - Present
GMAC ResCap  May 2005 - December 2012
Indymac Bank  December 2005 - April 2007
Countrywide Home Loans   October 2003 - November 2005
Jet Propulsion Laboratory  October 2002 - September 2003
Walt Disney World  2000 - 2000

Skills
Microsoft Office, Microsoft Excel, Research, VBA, Access, Analytics, Asset Managment, Business Analysis, Business Strategy, Business Objects, Intex, PeopleSoft, Problem Solving, Strategic Financial..., QRM, Wall Street Analytics, Financial Reporting, Financial Analysis, Financial Modeling, Financial Accounting, Risk Management, Managerial Finance, Highly detail oriented, Meet Deadlines, Organizational..., Cross-functional Team..., Proactive self-starter, Dbase, Auditing, Finance, Forecasting, Analysis, Banking, Accounting, Account Reconciliation, General Ledger, Management, Financial Planning, Asset Management

Education
Aspen University   2003 — 2005
Master of Business Administration (MBA), Business/Managerial Economics, 4.0

UCSB   1996 — 2000
Bachelor's degree, Business Economics and Accounting

Experience
BBVA Compass  December 2010 - Present
Wells Fargo  November 2008 - September 2010
Countrywide home loans   November 2006 - October 2007

Skills
Mortgage Lending, Credit Cards, Management, Sales Management, Home Equity Lines of..., Home Equity Loans, Business Loans, Unsecured Loans, Car Loans, Funding, Banking, Loans, Loan Servicing, Retail Banking, Mortgage Banking, Portfolio Management, Loan Origination, Credit Analysis, Consumer Lending

Education
Austin Community College   2004 — 2005

Experience
imortgage  October 2014 - Present
HomeBridge Financial Services, Inc.   February 2014 - October 2014
NMLSR ID 986463   October 2012 - February 2014
Target  April 2010 - October 2012
Target  December 2008 - April 2010
ANN INC.  April 2008 - December 2008
Wells Fargo Home Mortgage  December 2007 - December 2008
Countrywide Home Loans   November 2005 - December 2007
ReMax Coastal Real Estate   October 2000 - 2005
Target  June 1999 - October 2001

Skills
Retail, Customer Service, Team Building, Employee Relations, Leadership, Recruiting, Sales, Coaching, Leadership Development, Store Management, Profit, Human Resources, Strategic Planning, Mortgage Lending, mortgage banking, private mortgage banking, Loans, Management, Merchandising, Mortgage Banking, Operations Management, Real Estate

Education
Auburn University   1995 — 1999
Bachelor of Arts (B.A.), International Trade

Roscommon High School   1991 — 1995
Diploma, College Prep

Experience
United Health Group  January 2014 - Present
Arizona State University  April 2013 - December 2013
Sogeti - USA, LLC  May 2011 - April 2013
Arizona State University  April 2009 - January 2011
Countrywide Home Loans   November 2003 - January 2008

Education
Arizona State University   2010 — 2011
Master of Science (M.S.), Management Information Systems, General

Arizona State University   2008 — 2010
Bachelor of Science (B.S.), Computer and Information Systems Security/Information Assurance

Experience
RDR Real Estate   January 2012 - Present
Bank of America  2008 - 2011
Countrywide Home Loans   2001 - 2008

Skills
Real Estate, Single Family Homes, Residential Homes, Luxury Brand Marketing, Condos, Investment Properties, Investment Advisory, Investor Relations, New Home Sales, New Home Construction, Land Development, Land Acquisition, Real Estate Transactions, Real Estate Development

Education
Azusa Pacific University   2001 — 2003
Master's degree, Computer Science

Experience
Nationstar Mortgage  December 2012 - Present
Fannie Mae  July 2012 - December 2012
Dimont & Associates  October 2007 - June 2012
Countrywide Home Loans   January 2007 - August 2008
Cartus  January 2005 - January 2007
Citigroup  2001 - 2004

Skills
Insurance, Customer Service, Real Estate, Outlook, Microsoft Excel, Sales, Negotiation, Property & Casualty..., Microsoft Office, Process Improvement, Microsoft Word, Access, Customer Satisfaction, Leadership, PowerPoint, Underwriting, Time Management, Pipeline Management, Call Centers, Team Building, Risk Management, Claim, Banking, Claims Management, Management, Mortgage Lending, Training, Analysis, Program Management

Education
Art Institute of Dallas

Experience
CEMEX  August 2014 - Present
Verizon Wireless  October 2008 - June 2014
Corrosion Materials  November 2007 - October 2008
Countrywide Home Loans   October 2006 - October 2007

Skills
Direct Sales, Cold Calling, Sales Process, Solution Selling, Sales, Telecommunications, Selling, Sales Presentations, Wireless, Customer Experience, Customer Service, Team Leadership, Retail, Team Building, Managed Services, Management, Mobile Devices, Key Account Management, Business Development, Product Management, Cellular Communications, CRM, Unified Communications, Inventory Management, Training, Competitive Analysis, Strategic Planning, Forecasting, Channel Partners, Marketing Strategy, Product Marketing, Account Management, Customer Retention

Education
Ashford University   2009 — 2011
Master of Arts (M.A.), Organizational Leadership

Southeastern Louisiana University   2001 — 2006
Bachelor of Applied Science (BASc), Marketing/Marketing Management, General

Experience
Wells Fargo  September 2014 - Present
Bank of America  June 2012 - September 2014
Dow Jones & Company (contracted through Aerotek)   October 2010 - June 2012
GoDaddy.com  January 2010 - July 2010
GoDaddy.com  April 2008 - December 2009
Countrywide  2005 - 2008
Countrywide Home Loans   May 2004 - July 2005
Rural/Metro Corporation  1987 - 2004

Skills
Relationship Management, Leadership, Marketing, Facilities Management, Professional Services, Management, Contract Negotiation, Sourcing

Education
Arizona State University   2008 — 2011
Bachelor's, Liberal Arts & Sciences

Scottsdale Community College   1990 — 1995
A.A.S., Criminal Justice

Experience
College Cost Navigator   June 2014 - Present
Summit Home Loans   November 2008 - Present
Summit Financial Group  October 2008 - Present
Montgomery Community Church  2005 - January 2009
Chase Home Finance  February 2007 - April 2008
Countrywide Full Spectrum Lending  2007 - 2008
Countrywide  May 2006 - February 2007
Countrywide Home Loans   2004 - 2005
Bass Pro Shops  September 2000 - August 2004
Sea and Ski Marine   February 2000 - September 2000

Skills
Leadership, Selling, Retail, Mortgage Lending, Real Estate, Finance, Financial Services, Loans, Customer Service, Management, Customer Satisfaction, Refinance, Strategic Financial..., Strategic Planning, Sales, Insurance

Education
Baldwin-Wallace College   1985 — 1989
Bachelor's degree, Mass Communication/Media Studies

Experience
NC Office of the State Auditor  July 2015 - Present
Rives & Associates, LLP   July 2014 - July 2015
MR Motorcycle/Harley Davidson of Asheville   September 2013 - June 2014
United Way  November 2012 - May 2014
Red Rocker Inn   April 2013 - September 2013
Red Lobster  July 2007 - September 2012
Countrywide Home Loans   May 2002 - August 2008

Skills
Creative Solutions..., GAAP, Time Management, Networking, Crystal Reports, Accounting, Finance, Public Speaking, Financial Accounting, Teamwork, Account Reconciliation, Stewardship, Financial Analysis, Financial Reporting, Marketing, General Ledger, Auditing, Microsoft Excel, Microsoft Word, Analysis, Accounts Payable, Microsoft PowerPoint, Andar, PostgreSQL, Microsoft Access, Lightspeed Evolution, Minitab, DIA, Lucidchart, Google Docs, Financial Statements, PowerPoint

Education
University of North Carolina at Asheville   2011 — 2014
Bachelor of Science (B.S.), Accounting and Business/Management

Asheville-Buncombe Technical Community College   2008 — 2011
Associate of Arts (A.A.)

Enka High School   1997 — 2001

Experience
Independent Producer - Investments First, Inc. Ageny   March 2005 - Present
Countrywide Home Loans   October 2002 - February 2005

Skills
Financial Management..., Commercial Properties..., Business Analysis, Business Planning, New Business Development, Business Process..., Small Business Lending, Small Business..., Real Estate Financing

Education
Rollins College - Crummer Graduate School of Business   1979 — 1983
Master of Business Administration (M.B.A.), Finance, Management

Auburn University   1976 — 1979
Bachelor of Science (BS), Mechanical Engineering

Experience
203k.tv   February 2014 - Present
PrimeLending, a Plains Capital Company  February 2013 - February 2014
USA Mortgage  August 2012 - February 2013
Prospect Mortgage, LLC  May 2011 - December 2011
Wells Fargo Home Mortgage  February 2009 - May 2011
Hometown Lenders  February 2008 - February 2009
Countrywide Home Loans   February 2006 - June 2007

Skills
FHA, Refinance, Mortgage Lending, USDA, Real Estate, VA loans, Sellers, Investors, 203K, Short Sales, Foreclosures, Renovation, Residential Mortgages, Mortgage Marketing, HomePath, HUD, First Time Home Buyers, REO, Relocation, Construction Loans, Real Estate Financing, Government Loans, Certified Mortgage..., 203K Certified HARP..., Copywriting, Content Marketing, Local Search..., Organic Search

Education
Auburn University   1994 — 1999
Bachelor of Business Administration (B.B.A.), Finance / Economics

Experience
Booster's Inc.   January 2014 - December 2014
Henig Furs, Inc.   August 2008 - January 2014
Countrywide Home Loans   February 2007 - July 2008

Skills
Marketing, Social Media Marketing, Advertising, Social Media, Sales, Marketing Communications, Public Relations, Customer Service, Event Planning, Marketing Strategy, Online Advertising, Account Management, Media Relations, Facebook, Digital Marketing, Email Marketing, Integrated Marketing, Social Networking, Direct Marketing, Event Management, Sales Management, Cold Calling, Press Releases, Digital Media, Microsoft Excel, Media Planning, Microsoft Office, Online Marketing, Retail, Advertising Sales, PowerPoint, Brand Development, Public Speaking, New Business Development, Microsoft Word, SEM

Education
Auburn University   2002 — 2006
Bachelor's degree, Communication, General

Experience
EverBank  December 2012 - Present
EverBank  December 2011 - December 2012
Independent Contractor  May 2011 - December 2011
Aurora Loan Services  October 2009 - April 2011
LandAmerica  April 2008 - October 2008
Bear Stearns  July 2005 - December 2007
National City Mortgage  June 2001 - June 2005
Countrywide Home Loans   1997 - 2001
Prudential Home Mortgage  1993 - 1994

Skills
Loans, Mortgage Banking, FHA, Mortgage Lending, Business Development, Loan Origination

Education
Augsburg College

Colorado State University
Master's degree, Organizational Development and Change Management

Experience
Cenveo  October 2011 - Present
Davaco Inc.  June 2011 - October 2011
Staley Steel   December 2009 - June 2011
TD Build Group/Various   September 2008 - May 2010
Cole & Company  2008 - 2008
AEP SPAN  2006 - 2008
CountryWide Home Loans   2004 - 2006
VAHospital   2004 - 2004
DirectBuy of North Texas   2003 - 2004
Antique Floors   2002 - 2004

Skills
Construction, Hospitality, Mortgage Lending, Roofers, Merchant Services, Membership, Steel Structures, Contract Negotiation, Process Scheduler, Negotiation, Budgets, Microsoft Excel, Sales, Purchasing, Customer Service, Strategic Planning, Operations Management, Process Improvement, Leadership, Management, Recruiting, B2B, Procurement, Contract Management, Project Management, Account Management, Project Planning, Pricing, Manufacturing, Sales Process, Forecasting, Team Building, Retail, Time Management, Estimates, Proposal Writing, Sales Management, Inventory Management, Sales Operations

Education
Art Institute of Dallas   2000 — 2004
B.F.A., Interior Design/Architecture

Forney High School

Experience
Abrazo Health  April 2014 - Present
Verisk Analytics  January 2013 - April 2014
Bank of America  June 2010 - January 2013
Countrywide Home Loans   January 2007 - January 2009
Countrywide Home Loans   April 2004 - January 2007

Skills
Financial Analysis, Risk Management, Process Improvement, Project Management, Budgets, Microsoft Office, Strategic Planning, Customer Service, Account Management, Management, Sales, Insurance, Program Management

Education
Grand Canyon University   2010 — 2012
Master's degree, Science of Health Care Administration, 4.0

Arizona State University   1998 — 2000
Double Major, Communication in Negotation and Business Marketing

Experience
Caliber Home Loans  August 2015 - Present
State Farm Bank  January 2015 - Present
Quicken Loans  February 2014 - January 2015
Quicken Loans  February 2013 - February 2014
Bank of America  February 2012 - February 2013
Bank of America Home Loans  February 2011 - February 2012
Bank of America Home Loans  January 2008 - February 2011
Countrywide Home Loans   September 2006 - January 2008

Skills
Teamwork, Quality Auditing, Microsoft Office, Finance, Funding, Mortgage Banking, Collaboration, Team Leadership, Supervising, Question Answering, Reports, FHA, Credit Risk, Loss Mitigation, Loans, Credit, Residential Mortgages, Mortgage Underwriting, Loan Modifications, Government Loans, FHA financing

Education
Arizona State University, W. P. Carey School of Business   2005 — 2010
Bachelors of Science, Finance

Experience
Mannatech Incorporated  March 2015 - Present
HCK2 Partners  January 2007 - February 2015
Visualeyes  March 2003 - December 2006
Countrywide Home Loans   October 2001 - March 2003
DZN, The Design Group  July 2000 - October 2001
Gallison Design   September 1999 - July 2000
Multnomah Publishers  June 1998 - August 1999
D2 Design   June 1997 - August 1997
Multnomah Publishers  June 1995 - June 1997

Skills
Art Direction, Creative Direction, Typography, Graphic Design, Logo Design, Adobe Creative Suite, Adobe Acrobat, Advertising, Making the Logo Bigger, Corporate Identity, Margarita Tasting, Rocket Science, Marketing Communications, Making a Mean Cup of..., Social Media, Brand Management, Print Management, Account Management, Photoshop, Hating Powerpoint, Illustrator, Hand Lettering, Creative Copywriting, Brochures, Annual Reports, Visual Communication, Project Management, Boxer Dogs, Packaging, Theology, Public Speaking, Philosophy, Critical Thinking, Stuff, Direct Mail, Copywriting, Web Design, Creative Strategy, Marketing, Brand Development, Integrated Marketing, Creative Writing, Graphics, Branding & Identity, Corporate Communications, Corporate Branding, Collateral, Interactive Advertising, Image Manipulation, Interaction Design

Education
Dallas Baptist University   2007 — 2010
Bachelor of Arts, Art, Emphasis on Graphic Design; Minor in Biblical Studies

ArtCenter College of Design   1999 — 2000
Advertising Design

Biola University   1996 — 1998
Major: Communication, emphasis on Graphic Design; Double minor in Bible and Music

Experience
E.S.P. Estate Servicing & Preservation   August 2010 - Present
Nationstar Mortgage  2010 - 2010
Countrywide Home Loans   August 2005 - April 2008
Grand Homes* * * * * * * * * * * * * * * * * * * * *   December 2001 - May 2005
Drees Custom* Homes* * * * * * * * * * *   December 1998 - December 2001
Jonesboro Athletic Club* * * * * * * * * * *   February 1997 - June 1998
U.S. Male/Clothing* * * * * * * * * * * * * *   January 1991 - June 1993

Education
Arkansas State University
Fine Arts

Kim Dawson Acting Conservatory

Experience
Prosper Bank   August 2012 - September 2015
Prairie Estates   April 2009 - July 2010
Plano Presbyterian Hospital   December 2008 - April 2009
Countrywide Home Loans   January 1998 - January 2005

Skills
Retail Banking, Credit, Commercial Banking, Loans, Human Resources, Banking, Customer Service, Credit Risk, Consumer Lending, Credit Analysis

Education
Austin Community College
Business, Math

Champion Real Estate
Real Estate Courses

Collin County Community College
Computers, medical

Ivy Tech Community College
Computers

JCC
Basic courses

Experience
Lake State Mortgage   April 2014 - Present
JPMorgan Chase  March 2012 - December 2013
Team Mortgage   November 2010 - March 2012
Arbor Mortgage  October 2009 - November 2010
Treadstone Mortgage   September 2007 - September 2009
Charter Funding  March 2005 - August 2007
Countrywide Home Loans   September 2001 - October 2004

Skills
Mortgage Lending, Loans, Banking, FHA, Mortgage Banking, Refinance, Credit, Sales, First Time Home Buyers, Investment Properties, Marketing, Investments, Mortgage Marketing, Certified Mortgage..., Government Loans, VA loans, FHA financing, VA Loans, FHA Financing

Education
Ashford University   2008 — 2010
Bachelor of Arts, Business/Organizational Management

Western Michigan University   1994 — 1999
Chemistry, Physics

Experience
Canyon Creek Assisted Living and Memory Care, a Blue Harbor Managed Property.   December 2014 - Present
Blue Harbor Senior Living  December 2013 - February 2015
Golden Living  February 2013 - July 2014
Discover Financial Services  January 2010 - February 2013
Countrywide Home Loans   January 2000 - November 2007

Skills
Healthcare Management, Home Care, Healthcare, Elder Care, Medicare, Nursing, Hospitals, Medicaid, Managed Care, Long-term Care, Healthcare Information..., Physician Relations, Performance Improvement, Health Insurance

Education
Ball State University   1994 — 1998
Bachelor's degree, Educational Psychology

Indiana University Bloomington   1990 — 1994
Business Administration and Management, General

Experience
Bank of America  March 2014 - Present
Bank of America  January 2012 - March 2014
Bank of America  August 2010 - January 2012
Nacka kommun   September 2006 - July 2010
Countrywide Home Loans   December 2005 - July 2006
Countrywide Home Loans   January 2005 - December 2005
Countrywide Home Loans   November 2003 - January 2005
Countrywide Home Loans   October 2002 - November 2003

Skills
Business Analysis, Financial Analysis, Leadership, Microsoft Office, Project Management, Management, Banking, Customer Service, Process Improvement, Analysis, Microsoft Word, Training, Foreclosures, Team Building

Education
Austin Community College   1998 — 2000
Business Administration and Management, General

Experience
Bank of America  June 2008 - April 2015
Countrywide Home Loans   November 2003 - June 2008
Motorola  August 2000 - September 2002
Motorola  October 1997 - August 2000
MCI  September 1996 - October 1997
MicroAge  January 1995 - September 1996

Skills
VMware Certified..., Project Management, IT Infrastructure..., IT Operations, Technical Support, Data Center Operations, Windows Server, Data Center..., IT Management, Microsoft Office, IT Solutions, Server Administration, Process Improvement, Server Build and..., Risk Management, Vendor Management, Analysis, Management, Banking, Business Analysis, Financial Analysis, Travel Planning, Disaster Recovery, IT Service Management, IT Strategy, ITIL, People Skills, Servers

Education
Arizona State University   1993 — 1996
Physics

Experience
Charles Schwab and Co., Inc   September 2014 - Present
Charles Schwab and Co., Inc   June 2012 - Present
Charles Schwab and Co., Inc   August 2008 - June 2012
Charles Schwab and Co., Inc   September 2006 - August 2008
Countrywide Home Loans   December 2005 - September 2006
FedEx Express  September 1999 - December 2005

Skills
Employee Relations, Human Resources, Change Management, Performance Management, Talent Acquisition, Training Delivery, Workplace Investigation, Employee Engagement, Gallup Strengths, StrengthsFinder, HR Policies, PeopleSoft, Microsoft Office, Microsoft Excel, Microsoft Word

Education
Keller Graduate School of Management Phoenix AZ   1994 — 1999
Master of Business Administration (M.B.A.)

Arizona State University
Bachelor of Business Management

Experience
Bank of America  2008 - 2012
Countrywide Home Loans   2001 - 2002

Skills
Recruiting, Contract Negotiation, Human Resources, Internet Recruiting, Customer Service, Employee Relations, Team Leadership, Mortgage Banking, Mortgage Servicing, Tax Preparation, Loan Origination

Education
Troy University in Montgomery   2004 — 2006
Bachelor of Science (B.S.), Political Science and Government

Auburn University   1993 — 1995

Experience
Ann Webb Skin Clinic  January 2012 - Present
Spa Salute'   May 2011 - October 2012
Triple Crown Consulting  April 2008 - May 2008
Saxon Mortgage  July 2007 - December 2007
Countrywide Home Loans   November 2006 - July 2007
Kellner Mortgage Investments   May 2005 - November 2006
Archon Residential Managment   January 1998 - August 2002

Skills
Therapeutic Massage, Reflexology, Customer Service, Trigger Point Therapy, Reiki, Microsoft Office, Nutrition, Team Building, Fitness

Education
Ann Webb Skin Institute   2012 — 2013
Instructor Program, Esthetics

Avante Laser Training Institute   2012 — 2012
150 hrs, Laser Technician

A New Beginnings School of Massage   2010 — 2011
500 hrs, Massage Therapy

Nuvani Institute   2008 — 2009
750 hrs, Esthetics

Austin Community College   2003 — 2005
ass, fI

Experience
Perlman & Perlman, LLP   August 2008 - Present
Countrywide Home Loans   2005 - 2008

Skills
Operations Management, Customer Service, Microsoft Excel, Outlook

Education
Arizona State University
Criminal Justice

John Jay College of Criminal Justice
Criminal Justice

Experience
CapitalOne  December 2014 - Present
Carlisle & Gallagher Consulting Group  October 2014 - December 2014
Navigant  June 2014 - August 2014
Bank Of America  July 2012 - June 2014
Bank of America  December 2011 - July 2012
FannieMae  October 2010 - April 2011
Chase Home Finance  December 2009 - March 2010
Med Travelers  March 2008 - June 2009
Countrywide Home Loans   March 2005 - March 2008
Sprint  November 2001 - March 2005

Skills
Management, Mortgage Lending, Leadership, Sales, Training, Loans, Account Management, Team Building, Business Analysis, Call Centers, Banking, Sales Management, Project Management, Quality Assurance, Business Development, Data Analysis, Project Analysis, Microsoft Excel, Customer Satisfaction, Cellular Communications, Account Executives, Credit Risk, Customer Service, Healthcare, Underwriting, Risk Management, Relationship Management, Financial Audits, Military Experience, Military Recruiting, Client Liason, Marketing, Human Resources, Mortgage Banking, Process Improvement, Healthcare Staffing, Mortgage Remediation, Customer Liason, SQL Server Management..., Pivot Tables, V Lookups, Analysis

Education
Philander Smith College   1996 — 1997
Business

Arkansas State University   1984 — 1989
Business

Experience
Bank of America  October 2013 - Present
Bank of America  2011 - Present
Bank of America  2009 - 2011
Countrywide Home Loans   2007 - 2009
Countrywide Home loans   2001 - 2007
Citi  April 1997 - April 2001

Skills
Credit, Risk Management, Financial Analysis, Financial Modeling, Credit Risk, Operational Risk, Credit Analysis, Process Improvement, Banking, Loans, Access, Mortgage Lending, Financial Forecasting, Portfolio Management, Financial Risk, Microsoft Excel, Variance Analysis, SSIS, SQL, Six Sigma, Six Sigma Certified, Analytics, Strategy, Cross-functional Team..., Analysis, Finance

Education
Auburn University
Master of Business Administration (M.B.A.)

Chulalongkorn University
Engineer’s Degree, Industrial Engineering

Experience
First Baldwin Insurance   January 2008 - Present
Insurance Solutions South and Mortgage Solutions South   August 2005 - January 2009
Countrywide Home Loans   February 2004 - August 2005
Regions Mortgage  July 2000 - February 2004

Education
Auburn University   1995 — 1998
B.S., Business Administration

Experience
Blue Cross and Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas   May 2015 - Present
Softcard Mobile Payments (a Verizon company)   June 2013 - May 2015
Bank of America  January 2012 - June 2013
Citigroup  June 2011 - December 2011
CVS Pharmacy  September 2007 - June 2011
Countrywide Home Loans   2005 - 2007
Deloitte  1991 - 1996

Skills
CISSP, CISA,..., Security, IT Audit, CISA, VCP510 Vmware Certified, Business Continuity, Information Security, VMware ESX

Education
Arizona State University
BS, Accounting

Carmi High

Experience
Bank of America  September 2011 - Present
Bank of America  November 2010 - September 2011
Bank of America  April 2009 - October 2010
Countrywide Home Loans   November 2008 - April 2009
Countrywide Home Loans   April 2006 - November 2008
Intel Corporation  July 2005 - 2006
Sacramento Regional Transit  February 2005 - July 2005
Magna Infotech Pvt Ltd   May 2000 - December 2004

Skills
Unix, SQL, Testing, Agile Methodologies, SDLC, Quality Center, Requirements Analysis, Manual Testing, User Acceptance Testing, Software Quality..., Test Automation, QTP, Regression Testing, System Testing, Test Cases, Test Management, Quality Assurance, Defect Tracking, Test Planning, Waterfall, Performance Testing, HP QTP, HP Quality Center, Vendor Management

Education
Bangalore University   1991 — 1995
B.E., Industrial and Production

Rathnam

Experience
Child Protective Services  December 2007 - October 2008
Countrywide Home Loans   June 2005 - October 2007
Arizona State University  December 2003 - June 2005
Cedco Publishing Company   August 1996 - August 1999

Skills
Loans, Mortgage Lending, Training, Underwriting, Management, Customer Service, Time Management, Sales, Real Estate, Human Resources, Risk Management, Leadership, Strategic Planning, Analysis, Microsoft Office, Public Speaking, Team Building, Sales Management

Education
Arizona State University   2002 — 2005
Bachelor's Degree, Psychology major and business minor

Arizona State University   2001 — 2005
BA in Psychology, Psychology and Business

Experience
Self Employed  April 2009 - Present
Stonewater Mortgage  July 2008 - April 2010
Indymac Bank  April 2007 - March 2008
Wells Fargo Home Mortgage  December 2003 - April 2007
Wells Fargo  2003 - 2007
Countrywide Home Loans   July 2000 - December 2003
TMC/Harborton/Crossland Mortgage (each an acquisition)   January 1991 - January 2000
TMC Mortgage   1991 - 1994
Fortune Bank  1986 - 1991

Education
Ball State University   1968 — 1972
Bachelor of Science, American History/Journalism

Experience
ARS Insurance Services   January 2008 - Present
Farmers Insurance  2008 - Present
Mehran Restaurant   2004 - Present
Wienerschnitzel  1999 - 2014
IndyMac Bank  2008 - 2008
Wells Fargo  2005 - 2007
Countrywide Home Loans   2002 - 2005
Baskin Robbins  1992 - 1999

Skills
Insurance, Business Development, Leadership, New Business Development, Negotiation, Strategic Planning, Business Strategy, Investments, Risk Management, Marketing Strategy, Vendor Management, Health Insurance, Contract Negotiation, Strategy, Product Management, CRM, Entrepreneurship, Real Estate, Start-ups, Project Management, Marketing, Analysis, Realtor, Resturant, Sales and Marketing, Event Management

Education
Armstrong University   1986 — 1988
Master of Business Administration (MBA), Marketing

Karachi University   1982 — 1985
MS, Chemistry

National College of Karachi   1980 — 1982

Experience
Countrywide Home Loans   2004 - Present

Education
Aurora University   2002 — 2004

Experience
North American Savings Bank  November 2007 - Present
Countrywide Home Loans   June 2004 - November 2007

Education
Baker University   2003 — 2004

Christian Brothers University   1987 — 1991
Electrical Engineering

Experience
Bank of America  December 2008 - Present
Countrywide Home Loans   December 2007 - December 2008
Countrywide Home Loans   January 2007 - December 2007
Countrywide Home Loans   January 2007 - December 2007
Countrywide Home Loans   April 2005 - January 2007
Countrywide Home Loans   February 2004 - April 2005
Countrywide Home Loans   October 2002 - February 2004
Countrywide Home Loans   March 2000 - October 2002
Countrywide Home Loans   September 1998 - March 2000
Countrywide Home Loans   October 1997 - September 1998

Education
Ashford University   2008 — 2011

Collin County Community College   1990 — 1993

Stephen F. Austin State University   1989 — 1990

Experience
First Horizon Home Loans  November 2007 - April 2008
Countrywide Home Loans   December 2004 - September 2007
Washington Mutual  July 2002 - December 2004
WFS Financial  May 2001 - July 2002
Aristar Mortgage, a Washington Mutual Company*   November 1988 - January 2001

Education
Azusa Pacific University   1998 — 1999
Master of Arts, Organizational Management

Vanguard University of Southern California   1995 — 1997
Bachelor of Arts, Organizational Management

Experience
Opes Advisors, Inc.   September 2015 - Present
National Residential Mortgage, a service of Heartland Financial USA, Inc.   October 2014 - September 2015
imortgage  August 2014 - October 2014
JP Morgan Chase  June 2011 - August 2014
JP Morgan Chase  June 2010 - June 2011
US Airways  February 2009 - June 2010
MDJ Mortgage Corp   January 2008 - October 2008
Countrywide Home Loans   October 2001 - January 2008

Skills
Analysis, Excel, Forecasting, Financial Modeling, Microsoft Excel, Financial Analysis, Management, Business Strategy, Coaching, Performance Management, Customer Service, Credit, Finance, Loans, Risk Management, Strategic Financial..., Process Improvement, Operations Management, Credit Analysis, Mortgage Lending, Strategy, Customer Satisfaction, Mortgage Banking, Recruiting, Sales, Residential Mortgages, Financial Planning

Education
Arizona State University - W. P. Carey School of Business   2008 — 2010
MBA, Finance

Arizona State University - W. P. Carey School of Business   1996 — 1999
BS, Finance

Experience
Wells Fargo  September 2009 - Present
Wells Fargo  July 2007 - September 2009
Countrywide Home Loans   August 2005 - June 2007
TPAC - A Division of Kiewit Western   March 2001 - August 2005
Habitat Inc.  January 1998 - March 2001

Skills
Supply Chain Management, Strategic Sourcing, Vendor Management, Procurement, Process Improvement, Sourcing, Purchasing, Management, Change Management, Leadership, Negotiation, Business Process..., Risk Management, Cross-functional Team..., Supply Chain, Contract Negotiation

Education
Arizona State University   1993 — 1998
Bachelor's Degree, Business Management

Experience
American Anodizing Co.   April 2010 - Present
Progressive Property Investments   2004 - Present
Countrywide Home Loans   February 2000 - October 2008
Countrywide Home Loans   September 1998 - February 2000
Stocker & Associates   January 1998 - June 1998

Education
Ball State University   1993 — 1998
Financial Planning, Business

Ball State University - College of Business   1993 — 1998
Financial Planning

Experience
Valley Christian Center  2011 - Present
Wells Fargo Home Mortgage  February 2004 - March 2008
Countrywide Home Loans   April 1996 - May 2002

Education
Arizona State University   1968 — 1970
B.A. Secondary Education, English, history

Phoenix College   1966 — 1967

Experience
Sunbelt Indiana Business Resource   November 2009 - Present
Indymac Bank  August 2005 - November 2007
Countrywide Home Loans   1995 - 2005

Skills
Mortgage Lending, Financial Analysis, Loans, Mergers, Small Business, Banking, Underwriting, Sales Management, Investments, Strategic Planning, Team Building, New Business Development, Negotiation, Mortgage Banking, Finance, Strategic Financial..., Team Leadership, Credit, Marketing Strategy, Insurance

Education
Ball State University - College of Business   1982 — 1986
B.S. Finance, Finance

Experience
Bank of America  May 2005 - Present
Countrywide Financial Corporation  1986 - 2010
Countrywide Home Loans   June 1995 - May 2005
Countrywide Partnership Investments Inc   February 1989 - May 1995

Skills
Tax, Accounting, Tax Compliance, Income Tax, Tax Preparation, Tax Returns, General Ledger, Corporate Tax, Quickbooks, Fixed Assets, Reconciliation, Tax Audits, Account Reconciliation, Financial Accounting, Journal Entries, Peachtree, Reconciliations, Bookkeeping, Reconciling, PeopleSoft, Auditing

Education
Ateneo Graduate School of Business   1982 — 1984
MBA Units, Business Administration

Polytechnic University of the Philippines   1974 — 1978
Bachelors Degree, Accounting

Experience
loanDepot  May 2013 - Present
Chase  May 2012 - April 2013
Chase  November 2009 - April 2012
Countrywide Home Loans   February 2008 - August 2008

Skills
Mortgage Banking, Mortgage Lending, Time Management, Credit Analysis, Loan Origination, Sales, Finance, Financial Analysis, Credit, Banking, Portfolio Management, Risk Management, Customer Satisfaction, Process Improvement

Education
Arizona State University - W. P. Carey School of Business   2005 — 2009
B.S., Business Administration

Experience
Bank of America Home Loans  2009 - Present
Countrywide Home Loans   February 2004 - February 2009

Skills
Mortgage Banking, Mortgage Lending, Loans, Loan Origination, Residential Mortgages, Mortgage Underwriting, Refinance, Underwriting, Credit, Credit Analysis, VA loans, Banking, FHA financing, FHA, USDA

Education
Ateneo de Manila University
Bachelor of Arts, Economics

Experience
Security National Mortgage Company  September 2015 - Present
Stonegate Mortgage Corporation (NYSE: SGM)   March 2014 - July 2015
Iberia Bank Mortgage  November 2013 - February 2014
Gateway Mortgage Group  May 2010 - October 2013
North American Lending, an NTFN Company   March 2007 - March 2010
GMAC Mortgage  2004 - 2006
Countrywide Home loans   2002 - 2006
Citizens Mortgage Company   1983 - 1984

Skills
Mortgage Banking, Loan Origination, USDA, Mortgage Lending, Conventional, VA, Residential Mortgages, FHA, Refinance, Mortgage, Purchase, Mortgage Industry, Construction Loans, First Time Home Buyers, Investment Properties, Conforming, VA loans, Residential, Underwriting, Real Estate, FHA financing, Banking, Home, Reverse Mortgages, Government Loans, Mortgage Underwriting, Non-Conforming, Wholesale Lending, Refinance Transactions, Loss Mitigation, Mortgage Insurance, Single Family Homes, New Home Sales, Real Estate Investment, Sellers, Money, Relocation, Credit, Credit Analysis, Rates, Short Sales, Residential Purchases, Loans, Recruiting, Residential Homes, Purchasing, Commercial Mortgages, Certified Mortgage..., Mortgage Servicing, Loan Servicing

Education
School of Mortgage Banking Graduate   1983 — 1985

Ball State University
BS, Sociology, minor Psychology

Experience
Prospect Mortgage, LLC  September 2015 - Present
LendingHome Corporation  October 2014 - September 2015
Bank of America  April 2012 - June 2014
CMA  March 2010 - March 2012
Bay Equity, LLC  April 2009 - February 2010
Countrywide Home Loans   September 2004 - November 2007

Skills
Mortgage Lending, Mortgage Underwriting, Residential Mortgages, Mortgage Industry, Team Building, Team Leadership, Loan Origination, Risk Management, Underwriting

Education
Ashworth College   2004 — 2008
Associate's degree, Accounting, 3.5

City College of San Francisco   1998 — 2000
General, 3.0

Experience
Hajoca Corporation  November 2009 - December 2014
Hajoca Corporation  March 2007 - November 2009
Countrywide Home Loans   January 2006 - December 2006
OfficeMax  January 2003 - January 2006
Computech Systems  January 2002 - August 2002
PSC Electronics   July 2000 - August 2001
Phoenix Gold  April 1999 - July 2000
Ensoniq Corp.  December 1992 - August 1998

Skills
Wholesale, Sales Operations, Inventory Management, Pricing, Inventory Control, Purchasing, Process Improvement, Accounting, Sales Management, Account Management, Management, Forecasting, Plumbing, Sales, Microsoft Office, Accounts Receivable, Negotiation, Team Building, New Business Development

Education
Arizona State University   2002 — 2005
Bachelor of Science (BS), Business, Management, Marketing, and Related Support Services, 3.78

Experience
YMCA  February 2015 - April 2015
Training Folks  January 2012 - January 2013
PNC  2012 - 2012
Bank of America  June 2006 - November 2011
Countrywide Home Loans   December 1996 - June 2006
Beneficial Financial  January 1995 - December 1996
U.S. Army   September 1986 - May 1990

Skills
Captivate, ADDIE, Instructional Design, Needs Analysis, Blended Learning, E-Learning, Lectora, Learning Management, Dreamweaver, Flash, Instructor-led Training

Education
Auburn University   1990 — 1994
BA, Criminal Justice and Spanish

Experience
Wool Growers Restaurant   July 2009 - Present
Countrywide Home Loans   November 2001 - December 2004

Education
San Joaquin Valley College-Bakersfield   2011 — 2013
Associate of Science (A.S.) Pending, Respiratory Care Therapy/Therapist

Bakersfield College   1999 — 2001
Associate of Arts (A.A.), Liberal Arts and Sciences/Liberal Studies

Experience
Cangemi Household   June 2006 - Present
Countrywide Home Loans   2005 - 2006
Home Depot  January 2000 - March 2005
Food Service Marketing  May 2002 - December 2002

Skills
Bookkeeping, Mortgage Underwriting, Data Analysis, Microsoft Excel, AS400 system, Deposits, Microsoft Word, Credit, Invoicing, Time Management

Education
Baldwin Wallace University   1999 — 2002
Bachelor's degree, Business Administration/Finance

Brunswick High School   1995 — 1999