Experience
Minute Menu Systems, LLC  January 2013 - Present
Minute Menu Systems, LLC  January 2010 - Present
Newport Business Solutions   May 2009 - Present
ThinkCash.com   August 2007 - July 2009
LoanWeb.com  April 2004 - August 2007
LoanWeb.com  April 2000 - April 2004
Countrywide Home Loans   May 1998 - April 2000
Digital Arcana, Inc.   March 1994 - May 1998
Information Sciences Institute  May 1989 - June 1994
Self-employed  January 1986 - March 1994

Skills
Agile Methodologies, E-commerce, Software Development, Scrum, SDLC, Process Improvement, Business Intelligence, Start-ups, Enterprise Architecture, .NET, Negotiation, Management, IT Strategy, Competitive Analysis, Strategy, Quality Assurance, Integration, Leadership, Microsoft SQL Server, Requirements Analysis, Telecommunications, SOA, Strategic Planning, SaaS, Databases, Web Services, Executive Management, Software Project..., Architecture, Data Center, Product Development, Database Design, Startups, Technology Planning, Mobile Technology, Agile Project Management, Entrepreneurship, Business Analysis, JavaScript, C#, XML, ERP, Security, Mobile Applications, Web Applications, Cloud Computing, Product Management, SQL, Architectures

Education
University of Pittsburgh   1988 — 1989
M.S., Artificial Intelligence

Indiana University of Pennsylvania   1983 — 1986
B.A., Psychology/Computer Science

Experience
Ruoff Home Mortgage  March 2012 - Present
Fifth Third Bank  June 2009 - March 2012
The McGwire Group, Inc   July 2004 - June 2009
Ace Mortgage Funding  December 2002 - June 2004
Countrywide Home Loans   January 2001 - January 2002
Edward Jones Investments  January 1996 - January 2000
Miles Federal Credit Union   1990 - 1996

Education
Indiana University South Bend   1996 — 1999
Bachelors, Business Accounting and Finance

Western Michigan University   1987 — 1989

Brandywine   1982 — 1986

Experience
Carl Zeiss Meditec AG  September 2014 - Present
Carl Zeiss Meditec  April 2010 - September 2014
ConMed Electrosurgery  January 2009 - May 2010
Countrywide Home Loans   December 2004 - November 2008
Homeowners Loan Corp  December 2002 - December 2004
ING Funds  June 2002 - December 2002
Merrill Lynch  August 1999 - June 2002

Skills
Sales Operations, Selling, Cross-functional Team..., Business Development, Cold Calling, Sales Management, Sales, New Business Development, B2B, Leadership, Marketing, Executive Management, Portfolio Management, Product Launch, Networking, Competitive Analysis, Management, Sales Process

Education
Kansas State University   1994 — 1999
Bachelors, Marketing and International Business

Sumner Academy
H.S. Diploma

Experience
Guild Mortgage  August 2014 - Present
JSD Seminars   February 2004 - Present
Movement Mortgage  December 2012 - April 2014
Prospect Mortgage  July 2010 - December 2012
Prospect Mortgage, LLC  July 2010 - July 2011
Countrywide Bank  May 2002 - June 2010
Countrywide Home Loans   March 2002 - June 2009

Skills
Sales Skills Training, Public Speaking, Selling Skills, First Time Home Buyers, Real Estate, Mortgage Lending, Referrals, Sellers, FHA, Residential Homes, Loan Origination, USDA, Loans, Mortgage Banking, REO, Investment Properties, Foreclosures, Refinance, Short Sales, Sales, Real Estate Financing, Condos, Residential Mortgages, Property Management, Investors, Buyer Representation, VA loans, Credit, Real Property, Mortgage Underwriting, Selling, New Home Sales, Small Business, Investments, Relocation, Single Family Homes, Real Estate Economics, Reverse Mortgages, HUD, Commercial Mortgages, Leadership, Real Estate Transactions, Commercial Real Estate, Property, Construction Loans, Home Equity Loans, FHA financing, Certified Mortgage..., Brokerage, Vacation Homes

Education
Indiana University Bloomington   1989 — 1993
Undergraduate, Criminology

Ivy Tech Community College   1989 — 1992
Assoc, Information Data Management

Experience
First South Bank  September 2011 - Present
Countrywide Home Loans   October 2007 - September 2008
Wells Fargo Home Mortgage  January 1990 - January 2005

Skills
Commercial Lending, Commercial Banking, Small Business Lending, Banking, Underwriting, Financial Analysis, Risk Management, Microsoft Excel

Education
Houston Community College

Experience
JC Penney  October 2012 - Present
Life Styles Decor   January 2000 - Present
ASHLEY HOME STORES   March 2008 - March 2011
PLUNKETT FINE HOME FURNISHINGS   May 2004 - March 2007
COUNTRYWIDE HOME LOANS   May 2000 - May 2004
SCHAUMBURG EXECUTIVE SUITES   June 1994 - March 2000
CORPORATE CENTER EXECUTIVE SUITES   March 1990 - April 1994
PAUL STEPAN AND ASSOCIATES   May 1984 - March 1988
666 ASSOCIATES   March 1982 - April 1984

Skills
Interior Design

Education
Illinois Institute of Real Estate   1995 — 2011
License, Real Estate

Illinois Institute of Art

Experience
Cobalt Mortgage  February 2012 - Present
MetLife Home Loans  October 2011 - January 2012
Bank of Colorado  June 2008 - October 2011
Countrywide Home Loans   July 2006 - June 2008
Wells Fargo Home Mortgage  October 2001 - May 2006
Wells Fargo & Company  2001 - 2005

Skills
Construction Loans, Consumer Lending, Credit, FHA, First Time Home Buyers, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Operations Management, Real Estate, Residential Mortgages, Sales, Sales Management, Short Sales, VA loans, FHA financing, USDA, VA Loans

Education
University of Detroit Mercy   1991 — 1994
MBA, Business Administration

Hope College   1985 — 1989
BA, Business and Political Science

Experience
Wells Fargo Home Mortgage  June 2015 - Present
Principal Financial Group  April 2014 - Present
US Bank  October 2013 - April 2014
JP Morgan Chase  September 2010 - October 2013
Kaplan University  March 2010 - September 2010
E-Loan Inc  October 2005 - January 2009
Countrywide Home Loans   October 2004 - October 2005
United Home Mortgage  March 2002 - September 2002

Skills
Time Management, Customer Service, Real Estate, Telephone Skills, File Management, Mortgage Lending, Financial Accounting, Refinance, Finance, Investors, Invoicing, FHA, Banking, Outlook, Loans, Teamwork, Analysis, Mortgage Banking, Customer Satisfaction, Software Documentation, Loan Origination, Residential Mortgages, Financial Analysis, Process Improvement, Sales, Credit, Call Centers, Leadership, Small Business Lending, Risk Management, Team Management, Cash Management, Retail Banking, Underwriting, Mortgage Underwriting, Insurance, Retail, Training, Consumer Lending, Credit Analysis, Title Insurance, Microsoft Excel, Financial Services, Branch Management, FHA financing, VA loans, USDA, Commercial Lending, Reverse Mortgages, Management

Education
Humphreys College   2009 — 2010
Certificate, Paralegal

San Jose State University   2005 — 2009
Bachelors, Justice Studies

Las Positas College   2003 — 2005
Associates, Liberal Arts

Experience
Iron Mountain  February 2015 - Present
Iron Mountain  January 2014 - January 2015
Iron Mountain  January 2013 - December 2013
Iron Mountain  January 2011 - December 2012
Iron Mountain  July 2009 - January 2011
SimplexGrinnell  November 2008 - July 2009
Countrywide Home Loans   March 2006 - July 2008
Countrywide Home Loans   January 2006 - March 2006
Countrywide Home Loans   April 2004 - January 2006
Charles Schwab  September 2003 - March 2004

Skills
SaaS, Sales, Sales Management, Business Development, New Business Development, Team Building, Salesforce.com, Solution Selling, Team Leadership, Sales Process, Strategy, Leadership, Direct Sales, Negotiation, Start-ups, Account Management, Cold Calling, Coaching, Sales Prospecting, Sales Presentations, ENFP, Challenger, Territory Management

Education
Northeastern University - Graduate School of Business Administration   2013 — 2015
Master of Business Administration (M.B.A.)

University of Massachusetts at Amherst - Isenberg School of Management   2011 — 2011
Foundations of Business, Foundations of Business

Springfield College   1993 — 1997
Bachelor of Science, Health Fitness

Experience
Angel Oak Home Loans, LLC  February 2014 - April 2015
Iserve Residential   October 2012 - December 2013
Trust One Mortgage  October 2005 - September 2012
CountryWide Home Loans   2002 - 2005
Strada Financial   1999 - 2002
Assurance capital   1999 - 2001

Skills
Refinance, FHA, Loan Origination, Mortgage Banking, Business Strategy, Mortgage Lending, Loans, USDA, Construction Loans, Residential Homes, VA loans, Single Family Homes, Reverse Mortgages, Residential Mortgages, Certified Mortgage..., Short Sales, Real Estate, Banking, Government Loans, FHA financing, Mortgage Underwriting, REO, Underwriting, Investors, Investment Properties, Investments, First Time Home Buyers, Credit, Finance, Foreclosures, Selling, Real Estate Financing, Commercial Real Estate, HUD, Title Insurance, Condos, Sellers, Real Estate Transactions, Escrow, New Home Sales, Financial Structuring, Funding, Commercial Lending, Relocation, Real Estate Economics, Referrals, Property, Loss Mitigation, Commercial Mortgages, Home Equity Loans

Education
Ca Dept of Corrections   1986 — 1988
Associate's degree, Law Enforcement Investigation and Interviewing, Top of Class

Kansas State University   1982 — 1985
BS, Business

US Army Ranger   1982 — 1985
Military and Strategic Leadership

Tokay High school   1981 — 1985
HS Diploma

Experience
The Mosquito Troop   October 2010 - Present
True Organic Carpet Cleaning   November 2011 - Present
Aflac  March 2010 - May 2011
Countrywide Home Loans   January 2009 - May 2009
CTX Mortgage  August 2007 - December 2008
Chase Home Finance  January 2007 - August 2007
GMAC Mortgage  July 2005 - January 2007
American Home Mortgage  May 2000 - May 2004
Columbia National Mortgage  2000 - 2004

Skills
Small Business, Marketing, Carpet Cleaning, Sales Management, Sales, Carpet, Real Estate, Residential Homes, Team Building, Selling, Strategic Planning, Contract Negotiation, Loans, Email Marketing, Start-ups, Property Management, Sellers, New Business Development, Business Development, Insurance, Online Marketing, Cold Calling, Account Management, Marketing Strategy, Customer Service, Time Management, Leadership, Social Networking, Business Planning, Advertising, Lead Generation, Negotiation, Budgets, Social Media Marketing, Customer Satisfaction, Entrepreneurship

Education
James Madison University   1992 — 1994
Bachlor's, Marketing

Gar-Field HS

Experience
Meridian Asset Services  February 2008 - Present
Countrywide Home Loans   January 2005 - August 2007
Countrywide Home Loans   October 2003 - August 2004
Lend America  March 2002 - September 2003
Ameritrust Mortgage Bankers, Inc.   September 1996 - February 2002

Skills
Portfolio Management, Data Analysis, Analytics, Credit, Mortgage Lending, FHA, Microsoft SQL Server, Microsoft Office, MS Reporting Services, Reporting & Analysis, Loan Origination, Finance, Loans, Underwriting, Refinance, Analysis, Banking, Management, Microsoft Excel, Mortgage Banking, VA Loans

Education
St. Petersburg College   2011 — 2013
Associate of Science (A.S.), Business Administration and Management, General

Nassau Community College   1999 — 2001
Paralegal & Business Administration

Hofstra University   1995 — 1996
Accounting & Business/Management

City University of New York - York College   1994 — 1995
Accounting & Business Administration

Experience
LenderLive Network, Inc.   November 2012 - February 2014
Hastings City Bank  February 2012 - November 2012
Bank of America  November 2010 - April 2011
Independent Bank  January 2008 - 2009
SunTrust Bank  November 2004 - December 2006
Countrywide Home Loans   September 1996 - October 2004

Skills
Business Development,..., Retail, FNMA, FHA financing, VA loans, USDA, Consumer Lending, Home Equity Loans, First Time Home Buyers, Home Equity Lines of..., FHLMC, USDA Rural Housing, NMLS Licensed, Home Equity, Loan Origination, Finance, Credit Risk, Customer Service, FHA, FHA Financing, Investment Properties, Mortgage Banking, Non-Conforming, Real Estate, Reverse Mortgages, VA Loans, Real Estate Financing

Education
Indiana University South Bend   1982 — 1984
Non-Accredited, Administrative Assistant Certificate, Passed

Comstock High School   1971 — 1975
High School Diploma, General Studies

Experience
Exceptional Teens & Adults   January 2014 - Present
RUSH TROWEL ENTERTAINMENT   December 2008 - Present
Meek Rainey   2013 - 2013
Meek Rainey   2013 - 2013
PNC BANK  August 2010 - 2012
ACTORS THEATRE  August 2009 - May 2010
Humana  April 2006 - January 2009
COUNTRYWIDE HOME LOANS   January 2004 - December 2005
Providian Financial  September 2001 - December 2003
Northern Kentucky University  August 1997 - May 2001

Skills
Social Media, Social Networking, Marketing Strategy, Event Planning, Customer Service, Advertising, Promotions, Market Planning, Web Design, Press Releases, Organizational..., Newsletters, Target Marketing, Event Management, PowerPoint, Market Research, Coaching, Editing, Account Management, Program Management, Email Marketing, Time Management, Marketing, Public Relations, Sales, Recruiting, Outlook, Fundraising, Management, Strategic Planning, Sales Management, Marketing Communications, Leadership, Budgets, Public Speaking, Social Media Marketing, Direct Marketing, Facebook, Team Building, Project Management, Training, Online Marketing, Access, Microsoft Office, Microsoft Excel

Education
Indiana Wesleyan University   2004 — 2006
MBA, Business

Northern Kentucky University   1996 — 2001
BS Marketing, Marketing, Communications

Louisville Male Tradtional High School   1992 — 1996
Diploma, Math and Science

Experience
Dignity Memorial  2015 - Present
Fine Line Consulting   2009 - 2015
Angie's List  2011 - 2013
Ameriprise Financial  2008 - 2009
Management Recruiters of Zionsville   2007 - 2008
Indiana Mortgage Bankers Association   2005 - 2007
Countrywide Home Loans   2003 - 2007
Superstore Partners, LLC   2001 - 2003
Lawrence Township Boys Basketball League   1999 - 2003
Kollege Kids, Inc.   1986 - 2001

Skills
Recruiting, Business Development, Strategic Planning, Leadership, Marketing, Management, Coaching, Finance, Social Media Marketing, Social Media, CRM, Sales, Sales Operations, Sales Management, Social Networking, Email Marketing, Team Building, Account Management, Start-ups, Advertising, Selling, Market Research, Banking, Human Resources, Sourcing, E-commerce, Program Management, Integrated Marketing, Cold Calling, Fundraising, New Business Development, Organizational..., Strategy, B2B, Customer Service, Networking, Sales Process, Salesforce.com, Lead Generation, Strategic Partnerships, Time Management, Marketing Strategy, Mergers & Acquisitions, Training, Entrepreneurship, Executive Management, Business Planning, Direct Sales, Consulting, Competitive Analysis

Education
Indiana University - Kelley School of Business   1975 — 1979
BS, Management and Administration

Lawrence Central High School   1972 — 1975
Diploma, College Prep

St. Lawrence Catholic School

St. Lawrence Catholic School

Experience
GE Power & Water  December 2014 - Present
GE Power & Water  May 2013 - November 2014
Fluor  2012 - May 2013
Fluor Corporation  November 2007 - 2012
Countrywide Home Loans   January 2007 - November 2007
Countrywide Home Loans   March 2005 - December 2006
Countrywide Home Loans   May 2004 - March 2005
Novastar Mortgage Inc  May 2003 - December 2003
Duke/Fluor Daniel  June 2000 - May 2003

Skills
Lotus Notes, Microsoft Office, Windows Server, Documentation, Computer Hardware, Configuration Management, Software Configuration..., Nuclear, Document Management, Records Management, Project Management, EPC, Software Documentation, Quality Assurance, MS Project, Project Control, Procurement, Change Management, Engineering, Construction, Analysis, Visio, Risk Management, Primavera P6, Power Plants, Piping, Commissioning, Contract Management, Earned Value Management, Energy, Power Generation, Project Estimation, Cost Engineering, Quality Management, Project Engineering, Cost Control, Cost Management, Petrochemical, WBS, CPM Scheduling, Proposal Writing, Process Scheduler, Project Planning, Factory, Construction Management, Refinery, Supervisory Skills, Petroleum, P3, Inspection

Education
University of Phoenix   2009 — 2010
Bachelor of Science, Management

Irvine Valley College   1996 — 1998
Associate, Math, Science

Experience
M-Corp  June 2008 - Present
Loan America inc   2007 - 2008
CountryWide Home Loans   July 2004 - May 2006
Bank of America  January 1999 - August 2000

Education
Kaplan University   2008 — 2012

Tallahassee Community College   2000 — 2003

Experience
Freelance & Fiction   December 2005 - Present
Countrywide Home Loans   2003 - 2005
The Associates  1973 - 2003
Citi  January 1976 - June 2001

Skills
Writing, Public Speaking, Direct Sales, Project Planning, Fiction Writing, New Business Development, Customer Service, Sales Management, Team Building, Technical Writing, Social Media Marketing, Editing, Strategic Planning, Mortgage Lending

Education
Elizabeth-Forward High School

Indiana University of PA

Experience
SP CONSULTING SERVICES INC   March 2015 - Present
Tata Consultancy Services  January 2014 - Present
Tata Consultancy Services  March 2012 - Present
JDA Software  December 2011 - March 2012
Apollo Group  March 2009 - December 2011
Countrywide Home Loans   January 2006 - March 2009
EGEN Solutions, Inc.   June 2003 - December 2005
The Hartford  2003 - 2004
BlueHire Solutions   December 2001 - May 2003
Overseas Union Bank, Singapore   May 2001 - November 2001

Skills
PeopleSoft, Application Development, ERP, PeopleCode, PeopleTools, SQR, XML Publisher, PL/SQL, Unix, Crystal Reports, Oracle SQL, Financials, SQL Server, Integration, Databases, XML, PeopleSoft CRM, HRIS, Unix Shell Scripting, Java, J2EE, Software Development, General Ledger, Requirements Analysis, SQL, Enterprise Architecture, Oracle, Microsoft SQL Server, SDLC, Java Enterprise Edition, Testing, Pre-Sales Consulting, CRM, Requirements Gathering, Production Support, Data Warehousing, Oracle Applications, DB2, Business Intelligence, Oracle E-Business Suite, Software Project..., Vendor Management, Management, Solution Architecture, Business Process..., IT Strategy, Consulting, SOA, Business Process, Business Analysis

Education
Pierce College   2008 — 2008
Accounting

Jawaharlal Nehru Technological University   1994 — 1998
B Tech, Electronics and Communications

Experience
Wells Fargo Home Mortgage  February 2015 - Present
ICG Mortgage Services   June 2014 - Present
Tidewater Mortgage Services, Inc  October 2013 - Present
Gateway Funding  July 2013 - Present
Allied Mortgage Group  June 2011 - July 2013
Bryn Mawr Trust  April 2008 - February 2009
Countrywide Home Loans   April 2006 - January 2008
Superior Home Mortgages   April 2000 - April 2006
ContiMortgage  January 1999 - January 2000

Skills
Residential Mortgages, Commercial Lending, Mortgage Lending, Reverse Mortgages, Government Loans, Financial Analysis, credit repair, Credit Analysis, Jumbo Mortgage, Credit, Banking, Loans, Mortgage Banking, Real Estate, FHA, Sales, Finance, Investments, Underwriting

Education
Shippensburg University   1995 — 1997
Business Major

Johnson & Wales University   1993 — 1995
Communications; English

Experience
Arbor One Mortgage   January 2015 - Present
Canton Soccer Club  January 2009 - Present
Fathead  April 2013 - May 2014
Huntington National Bank  September 2012 - April 2013
Gold Star Financial Group  March 2009 - September 2012
Countrywide Bank  November 1999 - April 2009
Countrywide Home Loans   1999 - April 2009

Skills
Encompass Loan..., Desktop..., Loan Prospector, FHA and USDA financing, Microsoft Office, Customer Service, Business Networking, Loans, Encompass, Loan Origination, FHA, Mortgage Lending, Real Estate, Mortgage Banking, Refinance, FHA financing, USDA, Residential Mortgages, Negotiation, Leadership, Business Development, B2B, Management, Sales Operations, Strategic Planning, Product Marketing, Sales, Marketing, Marketing Strategy, Sales Management, Team Building, New Business Development, Credit, Account Management

Education
Walsh College   1997 — 1999
MSM, Marketing

Indiana University Bloomington   1988 — 1992
BS, Sport Marketing & Management

Concord High School   1985 — 1988

Experience
Wesco Aircraft  December 2014 - Present
Stearns Lending  February 2013 - November 2014
Kaiser Permanente  March 2011 - December 2012
National Public Radio  September 2010 - March 2011
Fox Group  August 2009 - August 2010
Fox Interactive Media  June 2008 - July 2009
Countrywide Financial Corporation  June 2007 - May 2008
Countrywide Home Loans   2005 - June 2007
Countrywide  January 2004 - November 2005
Metamor Global Solutions  1996 - 1997

Skills
HRIS, Budgeting, Vendor Relations, Planning, Organizational..., Strategic Planning, Change Management, Performance Management, Process Engineering, PeopleSoft, Team Leadership, ERP, Metrics, SQL, Process Improvement, Project Planning, Build Strong Teams, Strategic Communications, Ultipro, Relationship Management, Business Transformation, Budgets, Business Process, Enterprise Architecture, Integration, Databases, Management, PMO, Business Intelligence, Program Management, Project Portfolio..., CRM, Human Resources, Enterprise Software, Mergers & Acquisitions, Business Analysis, Leadership, Strategy, Requirements Analysis, PMP, Vendor Management, Cross-functional Team..., Consulting, SDLC, Business Process..., Software Project...

Education
UCLA Anderson School of Management   2008 — 2010
MBA, Business Management

Indian Institute of Technology, Roorkee   1985 — 1989
B-Tech, Metallurgical Engineering

Experience
Angie's List  February 2011 - Present
ITT Technical Institute  February 2009 - February 2011
ProWellness Chiropractic   May 2008 - February 2009
Countrywide Home Loans   June 2007 - September 2007
Coppertude Tanning Salon   June 2002 - June 2007
IWU Collegiate Chapter   October 2004 - May 2007
American Marketing Association  September 2003 - May 2007
WBNS Channel 10TV   June 2006 - August 2006
Indiana Wesleyan University / Career Link   September 2004 - May 2006
American Eagle Outfitters  April 2001 - October 2002

Skills
Advertising, Customer Service, Interviews, Management, Marketing, Program Management, Sales, Account Management, Cold Calling, Leadership, Direct Sales, Sales Process, Team Building, Marketing Strategy, Salesforce.com, Social Networking

Education
Indiana Wesleyan University   2003 — 2007
B.S., Marketing, Business Administration, Communication

Experience
Citi  August 2015 - Present
PNC Investments  July 2010 - August 2015
Ameriprise Financial Services, Inc.   January 2008 - July 2010
Countrywide Home Loans   January 2006 - October 2008

Education
Hood College   1997 — 2002
BA, French

Université Marc Bloch (Strasbourg II)
French Language

Experience
Prospect Mortgage, LLC  May 2015 - Present
Marlinstar LLC.   2006 - Present
Melton international Tackle   August 2007 - August 2014
Wells Fargo Financial  April 2004 - August 2007
People's Choice Home Loan  2004 - 2006
Countrywide Home Loans   2001 - 2003
Option One Mortgage  1994 - 2001
New Century Mortgage  1997 - 1999

Skills
Advertising, Marketing, Social Media Marketing, Sales, Social Media, Online Marketing, Customer Service, Marketing Strategy, New Business Development, Online Advertising, Sales Operations, Team Building, Strategic Planning, Event Management, Public Speaking

Education
Savanna High School   1986 — 1991
Diploma, General Studies

Irvine Valley College
Economics

Experience
Energy Saving Solutions (ESS)   September 2015 - Present
Angie's List  October 2011 - September 2015
Schabel United Home Mortgage   February 2006 - October 2009
Countrywide Home Loans   January 2003 - February 2006

Skills
Selling, Social Media Marketing, Refinance, Marketing Communications, Cold Calling, Team Management, Lead Generation, Marketing Strategy, Account Management, Advertising, Direct Marketing, Marketing, Sales, Loans, Advertising Sales, Management, Leadership, Email Marketing, Salesforce.com, Mortgage Lending, Sales Management, Customer Service, Real Estate

Education
Indiana University - Kelley School of Business   1989 — 1993
BS Business, Marketing

Experience
BMO Harris Bank  June 2015 - Present
BMO Financial Group  September 2013 - Present
St. Mary Hospital  July 2009 - Present
Wells Fargo  May 2012 - July 2013
Countrywide Home Loans   December 2007 - April 2008
JPMorgan Chase  January 2006 - August 2007
United Guaranty  July 2005 - January 2006
Wells Fargo Home Mortgage  October 2004 - July 2005
Ameriquest Mortgage Company  December 2002 - October 2004
Household Finance Corporation  May 1997 - September 2002

Skills
Mortgage Lending, Real Estate, Credit, Loans, Leadership, Finance, First Time Home Buyers, Sales, Marketing, Training, Management, Negotiation, Underwriting

Education
Ivy Tech Community College

Experience
High Point Regional High School District  August 2015 - Present
Bernards Board of Education (Ridge High School)   September 2007 - August 2015
Bernards Board of Education (Ridge High School)   September 2011 - June 2015
Countrywide Home Loans   June 2005 - June 2007

Skills
Curriculum Development, Staff Development, Public Speaking, Higher Education, Classroom, Curriculum Design, Educational Leadership, Educational Technology, Teacher Training, E-Learning, Instructional Design, K-12, Adult Education, Strategic Planning, Project Management, Training, Teaching, Leadership

Education
Kean University   2009 — 2012
Master’s Degree, Educational Leadership: Principal and Supervisor

Juniata College   1996 — 2000
Bachelor’s Degree, Secondary Education/Social Studies

Experience
Kre8 Media  May 2015 - Present
ESD Consulting   January 2012 - Present
Epic Joe Entertainment   2005 - Present
RAPP  May 2007 - January 2012
Countrywide Home Loans   November 2005 - May 2007
DDB  June 2003 - November 2005
Colby and Partners  August 2001 - June 2002
Campbell-Ewald  February 1999 - April 2001
Zimmerman Advertising  May 1998 - August 1999
DDB  1997 - 1998

Skills
Integrated Marketing, Interactive Marketing, Outdoor Advertising, Direct Marketing, Direct Mail

Education
Idaho State University   1991 — 1996
Bachelor of Arts, Media Studies

Experience
Faith & Heritage Tours (Subsidiary of IsraelExperts)   May 2015 - Present
American Friends of Helping Hand Coalition   September 2011 - Present
Liberty Mutual Insurance  January 2012 - May 2015
Israel Defense Forces  October 2010 - September 2011
ConnectRealty.Com  November 2007 - July 2008
Countrywide Home Loans   June 2006 - November 2007
Indiana Wesleyan University  September 2002 - April 2006

Skills
Life Insurance, Public Relations, Public Policy, Public Speaking, Hosting, Fundraising, Team Motivator, Phone Etiquette, Recruitment/Retention, International..., Corporate Events, Travel Planning, International Relations..., Business Plan..., Research Design, Project Facilitation, Online Marketing, New Media Marketing, Direct Marketing, Advocacy, Mediation, Negotiation, Conflict Analysis, Creative Problem Solving, Alternative Dispute..., Israel, Israeli-Palestinian..., Biblical Studies, Loan Origination, Credit Counseling, Realty, Newsletter Production, Writing, Cultural Awareness, Digital Photography, Travel Photography, Acting, Web Design, Mac, PC, Microsoft Office, Adobe Creative Suite, iLife, SPSS, Fluent English, Hebrew, Israeli-Palestinian..., Real Property, Leadership

Education
Tel Aviv University   2008 — 2010
MA, Public Policy - International Conflict Resolution & Mediation, GPA 90.4 of 100 (Cum Laude)

Indiana Wesleyan University   2002 — 2006
BS, International Relations, Political Science, Pre-Law, GPA 3.67 (Cum Laude)

Experience
PrimeLending  August 2014 - Present
Coral Blue Solutions, LLC   November 2011 - Present
EverBank  August 2012 - February 2013
Bank of America  2009 - December 2011
Countrywide Home Loans   November 2005 - April 2009
America West Airlines  November 2002 - November 2005
Staffing Firms - IT and General Business   1996 - 2002
Educational Management Group (EMG)   1994 - 1996

Skills
Talent Acquisition, Recruiting, Applicant Tracking..., Sourcing, Onboarding, College Recruiting, Employee Relations, Talent Management, Taleo, Human Resources, Internet Recruiting, Interviews, HR Policies, Mortgage Lending, Temporary Placement, Hiring, Technical Recruiting, Executive Search, Banking, Workforce Planning, Benefits Negotiation, Staffing Services, Screening Resumes, Customer Service, New Hire Orientations, Mortgage Banking, Cold Calling, Contract Recruitment, Personnel Management, PeopleSoft, Leadership, Management

Education
Indiana Wesleyan University   1992 — 1994
Bachelor's degree, Business Administration and Management, General

Ivy Tech Community College   1989 — 1991
Associate's degree, Data Information Management

Experience
Envoy Mortgage  August 2012 - November 2013
Bank of America Home Loans  April 2009 - August 2012
Countrywide Home Loans   September 2005 - April 2009
Tremont Homes   2004 - 2005
Gateway Homes  April 1994 - August 2003

Skills
Marketing Strategy, Home, Real Estate, Strategic Planning, Credit, Marketing, Mortgage Lending, Loans, Contract Negotiation, Real Estate Economics, Business Development, Financial Analysis, Loan Origination, Selling, Mortgage Banking, USDA, Refinance, Residential Homes, Negotiation, FHA, Underwriting, Training, Residential Mortgages, FHA financing, Construction Loans, VA loans, Sales, Real Estate Financing, Investment Properties, First Time Home Buyers, Credit Analysis, Management, Banking, Sales Management, FHA Financing, Mortgage Industry, Production Management, Recruiting, VA Loans

Education
Jack Welch Management Institute   2015 — 2018
Master of Business Administration (MBA), Master of Business Administration

Tulane University   1988 — 1992
B.A., International Relations

Experience
Paramount Residential Mortgage Group Inc. (PRMG Inc.)   August 2015 - Present
Paramount Equity  May 2015 - June 2015
Goldwater Bank, N.A.   February 2015 - April 2015
Academy Mortgage Corporation  July 2014 - December 2014
CMG Financial  January 2014 - May 2014
Sierra Pacific Mortgage Company, Inc.   March 2013 - December 2013
Capital One  March 2011 - March 2013
Bank of America  January 2010 - October 2010
Countrywide Home Loans   May 1996 - January 2010

Skills
Mortgage Lending, Loans, Credit, Underwriting, Credit Analysis, Risk Management, Loan Origination, Leadership, Team Motivation, Mortgage Banking, Credit Risk, Funding, FHA, Residential Mortgages, Management, Team Development, Banking, Refinance, VA Loans, FHA Financing, Mortgage Underwriting, Financial Services, USDA

Education
Iowa State University   1985 — 1988

Experience
Bright House Networks  March 2012 - Present
Jabil  October 2007 - March 2012
Countrywide Home Loans   July 2006 - September 2007
Florida Institute for Community Studies   November 2005 - July 2006

Skills
Soldering, LAN-WAN, IOS-XR, Cisco IOS, OSPF, BGP, LAN/WAN, DWDM, CMTS, DHCP, Ethernet/IP, TCP/IP, DNS, RIP, IGRP, EIGRP, CDP, AC/DC, Windows 7, Windows XP Professional, Microsoft Windows 98, Microsoft Office, Linux, Oracle, Sun, Computer Hardware, Logic Design, Electronic Circuit...

Education
ITT Technical Institute-Tampa   2005 — 2007
Associate of Science (A.S.), Computer and Electronics Engineering

Experience
FindLaw, a Thomson Reuters business  July 2014 - Present
Yodle  June 2013 - July 2014
Netpoint Enterprises LLC   January 2008 - July 2014
Crexendo Business Solutions  February 2013 - June 2013
Indymac Bank  2008 - 2008
Countrywide Wholesale  March 2007 - December 2007
Countrywide Home Loans   January 2004 - March 2007

Skills
Wordpress, Facebook, Local Store Marketing, SEO, SEM, Web Design, E-commerce, Google Adwords, Local Search..., Conversion Optimization, Organic Search, Search Engine Ranking, Web Marketing, Web Strategy, Web Analytics, Google Analytics, Google Webmaster Tools, Website Development, SEO Audits, Amazon, Online Traffic, Traffic Generation, Online Marketing, Google Local, Local Marketing, PPC, Link Building, WordPress, Sales, Competitive Analysis, Social Media Marketing, Online Reputation..., Social Networking, Online Advertising, Lead Generation, Landing Page..., Social Media, Email Marketing, Small Business, Online Lead Generation, Digital Marketing, Digital Strategy, Entrepreneurship, Direct Marketing, Selling

Education
Indiana University - Kelley School of Business   1994 — 1998
BS in Marketing, BS in Marketing Distribution, BS in Operations/Production Management

Valparaiso High School

Experience
Echo Global Logistics  August 2008 - Present
Bank of America  September 2006 - August 2008
Countrywide Home Loans   October 2003 - September 2006

Skills
Account Management, Cold Calling, Sales, Logistics, Transportation, Sales Management, New Business Development, Logistics Management, 3PL, Sales Operations, Transportation..., Supply Chain Management, Salesforce.com, Supply Chain, B2B, Negotiation, Pricing, Sales Process, Customer Service, Operations Management, Management

Education
Indiana University Bloomington
Business Management

Experience
Bank of America  November 2008 - Present
MGC Mortgage, Inc.   August 2008 - November 2008
Countrywide Home Loans   January 2005 - August 2008
CitiMortgage, Inc.   1999 - 2005
Source One Mortgage Services Corporation   1997 - 1999
Kitch, Drutchas, Wagner & Kenney   1994 - 1997

Skills
Privacy Law, Corporate Law, Data Security, Mortgage Lending, Litigation Management, Data Privacy, Corporate Governance, Compliance, Banking, Commercial Litigation, Privacy, Legal Compliance, Litigation, Mortgage, CIPP, CIPM, Financial Services

Education
University of Detroit Mercy School of Law   1990 — 1993
JD, Law

Kalamazoo College   1986 — 1990
Bachelor of Arts, Political Science

Experience
Chase  January 2014 - Present
Chase  September 2012 - December 2013
Chase  2011 - 2012
Chase  2009 - 2011
Chase  2008 - 2009
Washington Mutual Bank  2005 - 2008
Wachovia Mortgage Corporation  2005 - 2005
Countrywide Home Loans   2003 - 2005
First Union National Bank  2001 - 2003
Homeside Lending Inc  1998 - 2001

Skills
Loan Origination, Credit Risk, Financial Risk, Mortgage Underwriting, Risk Management, Banking, Customer Service, Capital Markets, Mortgage Servicing, Credit Analysis, PowerPoint, Government Loans, Residential Mortgages, Microsoft Excel, Lotus Notes, Self Management, Enthusiastic..., Enthusiasm to learn, Team-oriented, Staff Mentor, Mentoring Of Staff, Data Analysis, VA Loans, FHA financing, Customer Oriented, Self-starter, Open to New Ideas, Credit, Mortgage Banking, Mortgage Lending, Loans, Underwriting, FHA, Operational Risk, Risk Assessment, Operational Risk..., Appraisals, Staff Development, Staff Management, Staff Training, Team Management

Education
Jones College-Jacksonville   1990 — 1992
Associate of Science (A.S.), Marketing/Marketing Management, General

Sandalwood Highschool   1988 — 1990
Diploma, Academic

Douglas Anderson School of the Arts

Experience
Guaranteed Rate  April 2015 - Present
Charter One Bank  August 2014 - March 2015
1st Advantage Mortgage  January 2013 - August 2014
Charter One Bank  July 2008 - January 2013
Bank of America  December 2006 - August 2008
Countrywide Home Loans   February 2003 - December 2006
Bank One  1993 - 2000

Skills
Refinance, FHA, Mortgage Lending, Residential Mortgages, Loans, Mortgage Banking, Real Estate, Loan Origination, Investment Properties, Credit, Mortgage Marketing, Construction Loans, Finance, First Time Home Buyers, Credit Analysis, Condos, VA loans, Real Estate Transactions, Banking, Certified Mortgage..., FHA financing, Referrals, USDA, Home Equity Lines of..., Leadership, Mortgage Underwriting, Government Loans, Underwriting, Consumer Lending, Home Equity Loans, Rates, Real Estate Financing, Commercial Banking, Non-Conforming, Lines Of Credit, Cross Selling, Funding, Retail Banking, Real Estate Economics, Debt Consolidation, Investments, Home Equity, Mortgage, VA Loans, FHA Financing

Education
Illinois State University   1985 — 1989
B.S., Economics

Experience
Ventura County Credit Union  October 2007 - Present
Taproot Foundation  September 2010 - September 2011
Countrywide Home Loans   June 2005 - September 2007
Artisan Flair   2001 - 2005
Strategic Merchandising, SMP   1999 - 2001
Horizon USA   1996 - 1999
Ladco Leasing   1992 - 1996

Skills
Marketing Communications, Public Relations, Social Media Marketing, Marketing Strategy, Marketing, Brand Management, Budgets, Newsletters, Competitive Analysis, Advertising, Integrated Marketing, Direct Marketing, Business Development, Brand Development, Online Marketing, Management, Email Marketing, Credit Unions, Strategy, Direct Mail, Lead Generation, E-commerce, Copywriting, Trade Shows, Strategic Planning, Sales, Creative Direction, Product Development, Executive Management, Marketing Management, Relationship Marketing, Online Advertising, Sponsorship, Leadership, Banking, Team Building, Social Media

Education
Western CUNA Management School   2012 — 2014
Graduated 2014 with High Honors

Humboldt State University   1989 — 1991

Experience
Federal Home Loan Bank of Chicago  March 2001 - Present
Countrywide Home Loans   August 1998 - December 2000
Mortgage One / dba Triad Lending Group   November 1997 - August 1998
Pinnfund USA  November 1996 - October 1997
Weyerhaeuser Mortgage  1996 - 1996
Fidelity Mortgage Decisions  1995 - 1995
Bankboston / Homeside Lending   1995 - 1995
First California Mortgage Company / Mortgage Service America   1994 - 1995

Skills
Banking, Mortgage Lending, Mortgage Banking, Loans, Credit Analysis, Loan Origination, Loan Servicing, Credit, Finance, Credit Risk, Capital Markets, Financial Services, Fixed Income, Financial Risk, Residential Mortgages, Risk Management, Mortgage, Underwriting, Vendor Management, Team Management, Property Management, Relationship Building, Financial Analysis

Education
Illinois Institute of Technology   1988 — 1993
Bachelor of Science, Business / Finance

Experience
Bank of America  August 2015 - Present
Dun and Bradstreet Credibility Corp.  August 2014 - July 2015
Bank of America  December 2012 - October 2013
ExamMatrix   June 2008 - February 2009
Pinnacle Mortgage Group  September 2007 - June 2008
Countrywide Home Loans   September 2006 - September 2007
Fidelity Mortgage Financial Inc   January 2003 - September 2006
Telegration Inc  April 2000 - March 2003
Orsini Group of Home Health Companies   April 1998 - April 2000

Skills
Mortgage, Loans, Selling, Cold Calling, Customer Relations, Military Experience, Private Pilot License, Still Photographer, FHA, Sales, Real Estate, Sales Presentations, Mortgage Banking, Loan Origination, Residential Mortgages, Credit, VA loans, Real Estate Financing, Banking, First Time Home Buyers, Business Development, Contract Negotiation, Co-location, Direct Sales, Customer Service, Managed Services, Management, Portfolio Management, Real Estate Transactions, Account Management, Call Centers, Sales Management, Residential Homes, Financial Modeling, Relationship Management, Series 7, Advertising, Negotiation, Team Leadership, Mortgage Lending, Finance, Telecommunications, Strategic Planning, Insurance, Salesforce.com, Outside Sales, Leadership, USDA, Marketing Strategy, PowerPoint

Education
Indiana State University
B.S, Aerospace Technology - Aviation Management

Experience
Bank Of America  2011 - Present
Bank of America  2008 - 2011
Countrywide Home Loans   1998 - 2008
sriven computer solutions  1991 - 2000

Education
Jawaharlal Nehru Technological University   1997 — 2001
Bachelor of Technology (B.Tech.), Computer Science & Engineering

APRS Tadikonda   1979 — 1985

Experience
Bank of America  October 2010 - Present
Technicolor  April 2010 - October 2010
Bank Of America  January 2009 - March 2010
Yahoo! Search Marketing  2007 - 2008
United Online  2006 - 2007
Countrywide Home Loans   2004 - 2006
Intersperse  March 2004 - August 2004
Avesta Computer Services  2002 - 2003
CDAC  2000 - 2002
AG Technologies  1999 - 2000

Skills
Testing, Test Automation, Test Planning, Java Enterprise Edition, SDLC, Quality Assurance, Regression Testing, Business Intelligence, MicroStrategy Reporting, Quality Center, Agile Methodologies, HP Quality Center

Education
Karnatak University   1995 — 1999
B.E., Computer Science & Engineering

Karnatak University   1993 — 1995

Dharwar University   1992 — 1995

Mayur School, Gokak   1987 — 1993

Mayur School, Gokak   1983 — 1993

Experience
BLAM Ads   February 2007 - Present
Eagle Web Assets   January 2007 - Present
Ocwen Financial Services   January 2007 - August 2007
Washington Mutual  2001 - 2007
Long Beach Mortgage  June 2000 - December 2006
Countrywide Home Loans   1999 - 2000
Superior Bank  June 1997 - September 1999
Home Savings of America  May 1984 - June 1993

Education
Northern Illinois University   1975 — 1977
MBA, Economics

Kansas Wesleyan University   1969 — 1973
BA, Economics

Experience
Countrywide Home Loans   Senior Vice PresidentBank of America
Countrywide  2004 - Present
Countrywide Financial Corporation  2004 - Present
Bank of America  2002 - Present
Deloitte Consulting  2002 - 2004

Education
Illinois Institute of Technology   1996 — 2000

PSG College of Technology   1987 — 1991
BE, Computer Science

St. Joseph's Higher Secondary School, Chingleput

Experience
Senderra Funding  October 2008 - Present
Avelo Mortgage  2006 - Present
Countrywide Home Loans   2005 - 2007
Cendant Mortgage  1996 - 2005

Education
Holy Family University   1993 — 1996

Experience
Paramount Equity  August 2015 - Present
Discover Home Loans  March 2014 - August 2015
Discover Home Loans  August 2013 - February 2014
Discover Home Loans  March 2008 - August 2013
Washington Mutual  June 2007 - February 2008
Countrywide Home Loans   July 2005 - May 2007

Skills
Mortgage Banking, Mortgage Lending, FHA, Mortgage, Conventional, Loans, Refinance, First Time Home Buyers, Residential Mortgages, VA loans, Banking, Loan Origination, FHA financing, Credit, Underwriting, Government Loans, Real Estate Financing, Insurance, Consumer Lending, Mortgage Servicing, Mortgage Underwriting, Loan Servicing, Home Equity Loans, Certified Mortgage..., Credit Analysis, Commercial Mortgages, USDA, Loss Mitigation, Reverse Mortgages, Financial Structuring, REO, Real Estate Economics, Financial Services, Investments, Finance, Real Estate, Credit Risk, Non-Conforming, Relationship Management, Portfolio Management, Foreclosures, Referrals, Funding, Investment Properties, Commercial Banking, Financial Risk, Investors, Home Equity Lines of..., Asset Management, Strategic Financial...

Education
University of Phoenix   1997 — 1998
Business Management

Irvine Valley College   1995 — 1997

Experience
JPMorgan Chase  March 2011 - Present
Free World Enterprise   February 2008 - March 2011
Countrywide Home Loans   February 2006 - January 2008

Skills
Short Sales, Negotiation, Microsoft Excel, Microsoft Word, PowerPoint, Mortgage Banking, Loan Origination

Education
Illinois State University   1991 — 1993
Master of Science (M.S.), Athletic Training/Trainer

University of Arkansas   1987 — 1991
Bachelor of Sciene Education, Kinesiology

Experience
Wachovia FSB   April 2008 - October 2008
Countrywide Home Loans   April 2007 - April 2008
MLNUSA  October 2002 - January 2007

Education
Joliet Junior College
Associates, Accounting

Experience
Ocean Sands Scuba   May 1996 - Present
Koleaseco, Inc.   October 2007 - September 2009
Countrywide Home Loans   June 2005 - August 2007
Chandler Woods Elementary   June 1998 - June 2000

Education
Hope College   1993 — 1997
Science/Math, Education

Experience
Bank of America  October 2008 - March 2010
Countrywide Home Loans   May 2001 - September 2008
Bugle Boy Industries  May 1998 - April 2001
SYSTIME  April 1996 - April 1998
Lyka Labs   May 1994 - April 1997
Alkem   April 1991 - March 1993

Skills
Requirements Analysis, SDLC, Software Project..., Business Analysis, Data Warehousing, DB2

Education
Indira Gandhi National Open University   1995 — 1997
PG Diploma in Management, Management

National Institute of Information Technology   1989 — 1991
PG Diploma in Systems Management, Information Systems

Bhavan's College   1986 — 1988
B Sc., Physics

St. Blase High School, Amboli

Experience
J.P. Morgan   April 2014 - Present
JPMorgan Chase & Co.   May 2012 - April 2014
Bank of America  January 2011 - May 2012
Deutsche Bank  March 2005 - April 2008
Countrywide Home Loans   September 1998 - March 2005
National City Bank  September 1996 - September 1998
BNY Mellon  January 1991 - September 1996

Skills
Mortgage Banking, Banking, Mortgage Lending, Finance, Management, Leadership, Financial Services, Loan Origination, Team Building, Budgets, Loans, Financial Analysis

Education
Indiana University of Pennsylvania   1984 — 1989
BS in Finance, Finance, Banking, Economics

Experience
Bank of America  October 2008 - Present
Countrywide Home Loans   September 2005 - September 2008
Enterprise Rent-A-Car  February 2002 - August 2005

Skills
Selling, Sales, Management, Customer Service, Sales Management, Portfolio Management, Mortgage Banking, Mortgage Lending, New Business Development, Loans, Loan Origination, FHA, Strategic Planning, Training

Education
Kansas State University   1997 — 2001
BS, Biology

Experience
Countrywide Home Loans   August 2005 - July 2008

Education
Illinois Institute of Technology   2007 — 2009

Experience
Federal Deposit Insurance Corporation  May 2010 - Present
Micah Mortgage Services   April 2009 - September 2010
Countrywide Home Loans   October 1999 - February 2009
Resolution Trust Corporation  July 1990 - December 1995

Skills
Mortgage Lending, Credit, Underwriting, Banking, Loans, Risk Management, Asset Management, Management, Loss Mitigation, Finance, Mortgage Banking, Commercial Mortgages

Education
Iowa State University   1965 — 1969
BS, Animal Science

Experience
Hsia Consulting   June 2003 - September 2013
Wellpoint Anthem  2011 - 2011
Farmers Insurance  2005 - 2006
Countrywide Home Loans   2001 - 2002
Deloitte Consulting  1995 - 2000
Deloitte Consulting  1995 - 2000
IBM  1980 - 1981

Skills
Health, Vendor Management, Insurance, Business Analysis, PMO, Coaching, SDLC, PMP

Education
Indiana Univeristy   1977 — 1981
B.S., Quantitative Business Analysis

Indiana University Bloomington
Quantitative business analysis, Project Management

Experience
Alex Wong and Associates   Executive RecruiterKorn/Ferry FuturestepApril 2004 - January 2006
Countrywide Home Loans   June 2003 - April 2004
Wells Fargo  April 1997 - March 2003
Adecco Employment Services  May 1991 - March 1997

Education
Indiana University Bloomington   1986 — 1990
Bachelors, Criminal Justice

Experience
Bethpage Federal Credit Union  April 2013 - Present
Bethpage Federal Credit Union  February 2012 - Present
Senior Lending Network A/K/A World Alliance Financial   July 2007 - October 2009
World Alliance Financial  2007 - 2009
Countrywide Home Loans   March 2002 - June 2007

Skills
Mortgage Banking, Mortgage Lending, Loans, Banking, Credit, FHA, Business Analysis, Refinance, Loan Origination, First Time Home Buyers, Team Building, New Business Development, Real Estate, Microsoft Excel, Residential Mortgages, Underwriting

Education
Katharine Gibbs School   2000 — 2002
Associates, Business Management & Marketing

Experience
RGIS  March 2011 - Present
PepsiCo  September 2013 - April 2014
Macy's  August 2008 - March 2011
Winston Retail Solutions  January 2010 - December 2010
Kelly Services / Adecco Staffing   January 2008 - April 2008
Time Customer Service  September 2007 - November 2007
Countrywide Home Loans   May 2007 - August 2007
David's Bridal  December 2005 - August 2007
Michael's Arts and Crafts  May 2003 - January 2006

Skills
Merchandising, Visual Merchandising, Retail, Customer Service, Teamwork, Inventory Management, Microsoft Excel, Budgets, Purchasing, Leadership, Sales, Microsoft Office, Telephone Skills, Microsoft Word, Customer Satisfaction, PowerPoint

Education
International Academy of Design and Technology-Tampa   2002 — 2005
Bachelor of Arts (B.A.), Fashion Design and Marketing

North Carolina A&T State University   2000 — 2002

Experience
Culhane's Irish Pub   January 2005 - Present
Countrywide Home Loans   April 2003 - April 2008
Bank of America  2003 - 2008

Education
Inver Hills Community College   1998 — 1999
Business Management

Experience
DPR Realty LLC  October 2008 - Present
Enzoey Real Estate & Investments LLC   February 2008 - Present
Countrywide Home Loans   December 2003 - February 2008

Skills
FHA, Real Estate Economics, Real Estate, Property Management, Investments, Mortgage Lending, Loans, Investment Properties, Asset Management, Valuation, Real Estate Transactions, Real Estate Financing, Real Estate Development

Education
Illinois State University   1988 — 1992
B.S., Economics

Experience
PNC Mortgage  June 2011 - Present
Genworth Financial  March 2011 - September 2011
Mortgage Guaranty Insurance Company   June 2010 - February 2011
MetLife Home Loans/First Horizon Home Loans   January 2008 - May 2010
Countrywide Home Loans   September 2000 - January 2008
Bank of America  July 1995 - September 2000

Education
Indiana University of Pennsylvania   1976 — 1980
BS, Education

Experience
Cabling Technologies, Inc.   October 2011 - Present
Mayer Electric Supply Co., Inc.   October 2009 - September 2011
Anixter  February 2007 - October 2009
Countrywide Home Loans   February 2005 - February 2007
Anixter  November 1995 - January 2005

Skills
Account Management, Structured Cabling, Cabling, Sales Management, New Business Development, Sales, Solution Selling, Direct Sales, Contract Negotiation, Data Center, Management, Networking, Managed Services, Sales Operations, Sales Process, Security, Selling, Wireless, VoIP, Telecommunications

Education
Kapiolani Community College   1993 — 1995
Associates

Experience
IHC Financial Group, Inc   February 2012 - Present
Lincoln Heritage Life   2010 - 2012
Countrywide Home Loans   2004 - 2008
City of Cleveland  1994 - 2003

Skills
Benefits Administration, Disability Insurance, Employee Relations, Microsoft Word, PowerPoint, Recruiting, Employee Benefits, Insurance, Customer Service, Human Resources, Microsoft Office, Microsoft Excel, Training, Finance, Accounting, Leadership, Leadership Development, Team Building, Policy

Education
Hondros College   2006 — 2006

cleveland heights   1986 — 1989

Experience
Chase Home Finance  November 2010 - Present
Provident Funding Associates L.P.   January 2008 - October 2010
Countrywide Home Loans   June 2005 - October 2007

Skills
Mortgage Underwriting, Project Planning, Business Management, Risk Management, Process Improvement, Operations Management, Business Analysis, Change Management, Team Leadership, Underwriting, Sales, Mortgage Banking, Banking, Loan Origination, Management, Mortgage Lending

Education
University of Phoenix   2008 — 2010
MBA, MBA

John Carroll University   1995 — 1999
Bachelor, Business Management

Experience
PennyMac Loan Services, LLC  February 2015 - Present
Provident Funding Associates L.P.   May 2012 - February 2015
Bank of America  November 2011 - May 2012
Bank of America  August 2009 - November 2011
Bank of America  May 2006 - August 2009
Countrywide Home Loans   October 2005 - May 2006

Skills
Client Services, Loan Modifications, Correspondent Banking, Customer Relations, Investor Relations, Mortgage Underwriting, Credit Analysis, Mortgage Servicing, Risk Analysis, Mortgage Lending, Customer Service, Mortgage Banking, Loans, Appraisals, Data Analysis, Underwriting, Financial Risk

Education
ICDC College   2004 — 2005
Web Design/Computer Graphics

James Monroe High School   1999 — 2003
High School Diploma

Experience
Mortgage Bankers Association  May 2014 - Present
U.S. Department of Justice   November 2012 - May 2014
United States Department of Defense  October 2008 - August 2012
US Department of Homeland Security  June 2007 - October 2008
Countrywide Home Loans   July 2004 - February 2007

Skills
SharePoint, Instructional Design, E-Learning, Technical Training, Technical Writing, Captivate, SDLC, Business Analysis, Adobe Connect, Adobe Technical..., Adobe Acrobat, Adult Education, Curriculum Development, ADDIE, Mortgage Underwriting, Appraisals, Credit Analysis, Credit Risk, Mortgage Lending, Systems Analysis, Computer Information..., Object Oriented Design, XML, HTML, Photoshop, CMMI, Software Documentation

Education
James Madison University   2002 — 2004
Bachelor of Business Administration (B.B.A.), Computer Information Systems

Virginia Polytechnic Institute and State University   2000 — 2002
Business Information Systems

Experience
BFSWest, INC   June 2012 - Present
JPMorgan Chase  July 1996 - August 2008
Countrywide Home loans   February 1995 - August 1996

Skills
Portfolio Management, Banking, Risk Management, Microsoft Excel, Financial Services, Loans, Relationship Management, Mortgage Lending, Customer Service, Loan Origination, Financial Analysis, Analysis, Financial Markets, Mortgage Banking, Mutual Funds, Credit Analysis, Investments

Education
Instituto Politécnico Nacional   1981 — 1984
General Education, Chemical Engineering

Rancho Santiago College
General Education, General Education

Experience
Country Bank  May 2014 - Present
TD  January 2009 - May 2014
MassMutual Financial Group  2006 - 2009
Countrywide Home Loans   2003 - 2006

Skills
Commercial Banking, Mortgage Lending, Small Business Lending, Credit, Commercial Lending, Consumer Lending, Lines Of Credit, Credit Analysis, Loans, Retail Banking, Credit Risk, Cross Selling, Banking, Commercial Mortgages, Loan Origination, Branch Management, Deposits, Branch Banking, Residential Mortgages, Home Equity Lines of..., Portfolio Management, Relationship Management, Refinance, Mortgage Banking

Education
Holyoke Community College
Business Administration and Management, General

Past licensing- Series 6, 63 & 7; NMLS# 530981 Bilingual-fluent in English and Spanish

Experience
Vision Engineering  Team ManagerBank of AmericaMay 2007 - May 2013
Countrywide Home Loans   March 2003 - May 2007

Skills
Customer Service, Microsoft Word, Microsoft Excel, Supervisory Skills, Bilingual, Medical Terminology, Medical office..., Medical Billing..., Trustworthy and..., Medical Law and Ethics, OSHA and HIPPA..., Dependable and Hard..., Fast Learner and a..., Detail Oriented and..., Written & Verbal..., Accounting, Microsoft Office, Management, Quality Assurance, Credit Analysis

Education
ICDC College   2013 — 2014
Certificate, Medical Office Assistant/Specialist, A

ICDC College   1991 — 1994
High School Diploma, A