Experience
Foremost Insurance  May 2008 - April 2009
Countrywide Home Loans   July 2005 - August 2006
FedEx  April 1998 - May 2004

Skills
Management, Customer Service, PowerPoint, Microsoft Office, Microsoft Excel, Microsoft Word, English, Windows, Research, Outlook, HTML, Budgets, Strategic Planning, Java, Insurance

Education
Florida Institute of Technology   2014 — 2016
Master of Business Administration (M.B.A.), Human Resources Management/Personnel Administration, General, 3.5

Kaplan University   2009 — 2012
Bachelor of Science (BS), Business Administration, Management and Operations

Axia College   2007 — 2009
Associates of Arts, Business

Experience
Fairway Independent Mortgage Corporation  January 2015 - Present
Fairway Independent Mortgage Corporation  August 2014 - Present
Fairway Independent Mortgage Corporation  August 2014 - January 2015
Safeguard Properties  January 2013 - April 2014
Fairway Independent Mortgage Corporation  2014 - 2014
Bank of America  August 2010 - September 2012
Bank of America  February 2009 - July 2010
Bank of America  October 2007 - January 2009
Countrywide Home Loans   2004 - 2007
Countrywide Home Loans   2000 - 2004

Skills
Analysis, Management, Leadership, Policy, Training, Foreclosures, Property Management, Real Estate, REO, Investment Properties, Property Claims, Commitment to Customer..., Investigations, Mentoring, Claims Resolution, Legal Descriptions, Research, Computer Proficiency, Creative Problem Solving, Loan Servicing, Property Preservation, Retail Sales Experience, Direct Sales, Food Service, Receptionist Duties, Executive..., Accurate Data Entry, Written & Verbal..., Building Effective..., Subrogation, Investor Relations, AML, Data Breaches, Mortgage Fraud, Corporate Fraud..., Software Documentation, Sales, Customer Service, Insurance, Banking

Education
El Camino College   1980 — 1981
General Studies

Torrance High School   1976 — 1980
Graduated, General Studies

Experience
iCIMS  December 2014 - Present
iCIMS  April 2011 - November 2014
Santa Barbara Tax Products Group  December 2007 - July 2010
Countrywide Home Loans   May 2005 - May 2007

Skills
Business Development, Sales, Team Building, Customer Service, Training, Sales Process, Cold Calling, Analysis, Finance, Time Management, Salesforce.com, Call Centers, Account Management, Recruiting, Negotiation, Management, Leadership, SaaS, Applicant Tracking...

Education
Florida State University   2000 — 2004
Bachelors of Science, Business Administration

Florida State University - College of Business   2000 — 2004
Business, Real Estate

University of California, San Diego
Career Transition and Development for Professionals

Experience
Walden University  September 2013 - Present
PARKS AND RECREATION  January 2011 - January 2013
Ascend One  January 2011 - July 2011
Ascend One  January 2008 - January 2011
Countrywide Home Loans   January 2007 - January 2008
ENVY PRODUCTIONS   January 2007 - January 2008
Metropolis Funding  January 2006 - January 2007
Andes Express   January 2000 - January 2006
Visa International  January 1999 - January 2005
Taco Bell  January 1994 - January 2000

Skills
Customer Service, Microsoft Excel, Microsoft Office, Teaching, Microsoft Word, Strategic Planning, Budgets, Event Planning, Public Speaking, Coaching, Social Media, Sales, Marketing, Teamwork, Inventory Management, Event Management, Public Relations, Spanish, Social Networking, Training, Management

Education
University of Baltimore   2000 — 2003
B.A, Psychology

Essex Community College   1995 — 1998
AA, General Studies

Experience
SEOTechnologies   January 2008 - Present
1-800-BoardUp  January 2010 - April 2010
PHH Mortgage Brands (CBG, C-21, UMB)   October 2006 - October 2008
Countrywide Home Loans   June 2002 - 2006
Exotics Cars Wholesale   January 1997 - June 2002

Skills
SEO, SEM, Online Advertising, Organic Search, Website Development, Web Design, Search Advertising, Web Marketing, PPC, SMO, Landing Page..., Internet Strategy, Web Analytics, Website Promotion, Google Website Optimizer, Email Marketing, Search Engine Submission, Keyword Research, Social Networking, Market Planning

Education
Florida Atlantic University
Business Administration

Kirkwood High School

Kirkwood High School

Kirkwood High School

St Peters

Experience
Novartis  August 2015 - Present
Daiichi Sankyo  June 2013 - July 2015
Navarro Health Services   February 2012 - June 2013
Commcare Pharmacy  February 2007 - December 2011
Countrywide Home Loans   January 2004 - January 2007
DaVita  January 2000 - January 2004

Skills
Strategic Planning, Healthcare, Market Development, Sales, Marketing, Rheumatology, Hospitals, Sales Management, Dermatology, Gastroenterology, Infectious Diseases, Neurology, Oncology, Pulmonology, Training, Urology, Sales Operations, Pharmaceutical Sales, Pharmaceutical Industry, Managed Care, Cardiology, Product Launch, Sales Effectiveness, Customer Service, Account Management, Diabetes, Endocrinology, Sales Presentations, Team Building, Internal Medicine

Education
Florida International University   2004 — 2009
Bachelor in Arts, Business Administration-Finance and Marketing

Florida International University   2004 — 2009
Bachelor of Business Administration (B.B.A.), Finance and Marketing

Experience
Software Management Consultants, Inc.   August 2013 - March 2014
The Zane Software   September 2011 - August 2013
Vitech Systems Group  May 2006 - August 2011
Oracle  March 2005 - May 2006
PeopleSoft  March 1998 - March 2005
Countrywide Home Loans   1996 - 1998

Skills
MS SQL, Oracle 10g, DB2, Unix, SQL Server 7.5 & 2000, Windows NT/2000 & DOS, ERP, Fit/Gap Analysis, Requirements Analysis, Integration, Business Analysis, Business Process, Process Improvement, SQL, Oracle SQL, User Interface Design, User Acceptance Testing, Visio, Microsoft Excel, Microsoft Office, SharePoint, Quality Assurance, Databases, Testing, Requirements Gathering, Oracle, PeopleSoft, SDLC, Software as a Service..., Cross-functional Team..., Software Project...

Education
Embry-Riddle Aeronautical University
Bachelor of Science (B.S.), Management of Technical Operations - Aeronautical Science

Embry-Riddle Aeronautical University
Bachelor of Science, Aviation Business Administration - Finance

Experience
TealGroup Technologies   June 2013 - Present
RAF Technology  November 2012 - January 2013
Providence Regional Medical Center  December 2009 - August 2010
Countrywide Home Loans   June 2006 - August 2008
Trendwest Resorts  2003 - 2006
Nintendo  June 1998 - June 2003

Skills
Business Relationship..., Microsoft Office, Analytical Skills, Mortgage Banking, Account Management, Pipeline Management, Business Process..., Business Development, Project Management, Technical Support, Customer-focused Service, Computer Hardware, IT Audit, Networking

Education
Everett Community College   2011 — 2013
Associate of Arts (AA), Computer Information Technology

Redmond High School   1993 — 1996
General Studies

Experience
Supreme Lending  October 2014 - Present
Flagstar Bank  September 2013 - October 2014
Wells Fargo Home Mortgage  October 2011 - September 2013
Wells Fargo Private Mortgage Bank  October 2010 - October 2011
Covenant Mortgage Corporation   October 2008 - October 2010
Countrywide Home Loans   February 2007 - August 2008
HomeBanc Mortgage Corporation  March 1988 - January 2007
Club 1235 Miami Beach   September 1985 - September 1987
Foutainbleau Hilton, Miami Beach   June 1984 - August 1985
Air Florida  December 1979 - June 1984

Skills
Real Estate Economics, Real Estate, Refinance, Team Leadership, FHA, Loan Origination, USDA, VA loans, Banking, Mortgage Lending, Foreclosures, Loans, Mortgage Banking, Product Marketing, First Time Home Buyers, Credit, Coaching, Residential Mortgages, Leadership, Customer Service, Sales, Analysis, Sales Management, Investment Properties, Public Speaking, Business Development, Strategic Planning, Selling, FHA financing, Mortgage Underwriting, Finance, Management, Certified Mortgage..., Residential Homes, Referrals, Commercial Lending

Education
Florida International University   1981 — 1983
Marketing

Experience
Berkshire Hathaway Home Services  July 2013 - Present
Watson Realty Corp  July 2010 - July 2013
Exit 1 Stop Realty  July 2009 - July 2010
Exit 1 Stop Realty  July 2008 - July 2010
Bright Vision Mortgage   April 2008 - February 2009
Countrywide Home Loans   2007 - 2008
HomeBanc Mortgage Corporation  2006 - 2007

Skills
First Time Home Buyers, Foreclosures, Short Sales, REO, Real Estate, Investment Properties, Condos, Sellers, Single Family Homes, FHA, Relocation, Mortgage Lending, New Home Sales, Residential Homes, Referrals, HUD, Buyer Representation, Luxury, Listings, Selling, Vacation Homes, Buyers, Investors

Education
Flagler College   2000 — 2003
BA, Business Administration & Accounting

Salem Academy Winston-Salem, NC

Experience
Reliant Home Funding, Inc   February 2011 - Present
Advantage Homes  2008 - Present
The Mortgage Zone  May 2005 - February 2008
Countrywide Home loans   May 2004 - May 2005

Skills
Real Estate, Underwriting, Loans, Mortgage Lending, Finance, Investment Properties, Financial Services

Education
Fordham University   1996 — 2000
BS, Business Administration

Chaminade High School   1992 — 1996
High School Diploma

Experience
TD Bank  January 2009 - Present
Countrywide Home Loans   July 2001 - July 2005

Skills
Processing, Mortgage Underwriting, Notary Public, Financial Accounting

Education
Fordham University   1997 — 2001
BS, Sociology/History

Experience
Alena Hospitality  December 2011 - Present
AIM Law group   May 2009 - December 2011
CCE Marketing Inc., Orlando FL   March 2009 - October 2011
Countrywide Home Loans   November 2006 - May 2008
KEL Title Insurance Group, Inc.   December 2004 - November 2006

Skills
Legal Research, Contract Negotiation, Licensing, Legal Advice, Legal Assistance, Due Diligence, Westlaw, Mergers & Acquisitions, Legal Compliance, Corporate Law, Corporate Governance, Legal Writing, Employment Law, Hospitality, Revenue Analysis, Civil Litigation

Education
Florida Southern College

Experience
Optimum Healthcare IT  April 2012 - Present
Paychex  January 2011 - April 2012
Affiliated Computer Services (ACS), A Xerox Company   June 2008 - December 2010
Countrywide Home Loans   April 2005 - June 2008

Skills
Sales, Healthcare Information..., Contract Negotiation, EMR, Business Development, Epic Systems, EHR, Consulting, BPO, B2B, International Business..., Healthcare, Healthcare Management, Professional Services, Training

Education
Florida State University
Real Estate

Experience
Manpower  January 2015 - Present
Manpower  November 2013 - Present
Okeefe & Verjee Group   February 2009 - Present
Complete Office Solutions   October 2011 - November 2013
Paychex Inc.  October 2010 - October 2011
B2D Marketing  September 2008 - March 2010
Countrywide Home Loans   June 2006 - August 2008
Ameriquest Mortgage  June 2005 - May 2006
Enterprise Rent-A-Car  January 2004 - June 2005

Skills
Management, Sales Process, Sales Management, Account Management, Marketing Strategy, B2B, Contract Negotiation, Social Media Marketing, New Business Development, CRM, Strategic Planning, Sales, Training, Cold Calling, Customer Service, Market Analysis, Business Development, Marketing, Leadership, Project Management, Forecasting, Strategy, Lead Generation, Database Administration, Salesforce.com, Sales Operations, Direct Sales, Sales Presentations, Selling, Start-ups, Relationship Management, Written & Oral..., Client Presentation, Building Relationships, Long-term Customer..., Virtual Teams, Dependable Team Player, Team Leadership, Solution Selling, Customer Satisfaction, Advertising, Key Account Management, Employee Training, Competitive Analysis, Business Planning, Advertising Sales, Employee Benefits, National Accounts, Major Accounts, Qualifying Prospects

Education
University of Phoenix   2008 — 2010
Bachelor of Science, Management

University of North Carolina at Greensboro   2000 — 2002
Bachelor of Business Administration (BBA), Business

Elon University   1998 — 2000
Bachelor of Business Administration (BBA), Business

Douglas Byrd Senior High School   1995 — 1998
Diploma, General, A

Experience
Affiliated Mortgage Company  April 2015 - Present
HomeBridge Wholesale  April 2014 - April 2015
Home Loan Alliance powered by GTE Financial   October 2012 - April 2014
LF Loans powered by GTE Credit Union   March 2012 - October 2012
ClearPoint Funding  September 2011 - March 2012
Nationstar Mortgage, LLC  May 2010 - August 2011
VanDyk Mortgage  September 2009 - May 2010
WCS Lending, LLC  March 2009 - October 2009
Atlantic Coast Mortgage Group, LLC   June 2008 - March 2009
Countrywide Home Loans   September 2004 - June 2008

Skills
Mortgage, FHA, Loan Origination, Loans, Refinance, Mortgage Industry, Mortgage Banking, Mortgage Lending, Conventional, Conforming, Mortgage Marketing, Loan Servicing, Underwriting, Residential Mortgages, Portfolio Management, Finance, Credit, FHA financing, VA loans, USDA

Education
Florida Atlantic University
Bachelor's Degree, Business Administration and Management, General

University of Florida

Experience
Costco Wholesale  October 2010 - December 2010
The US Census   April 2010 - June 2010
U.S. Health Group   March 2008 - October 2008
The Home Depot  November 2006 - January 2008
Professional Title and Escrow, LLC.   May 2006 - October 2006
LoanCity  April 2004 - April 2005
Federal Trust Bank  April 2002 - February 2004
Countrywide Home Loans   January 2001 - January 2002
Crown Bank  January 1998 - January 2000

Skills
Sales Management, Customer Service, Customer Relations, Outlook, Strategic Planning, Cold Calling, Conducting Sales...

Education
Bank Administrative Institute   1973 — 1976
B.S, Marketing

Florida State University - College of Business
BS, Marketing

Experience
Texas Capital Bank  August 2015 - Present
Benchmark Mortgage (NMLS #2143)   October 2014 - June 2015
Texas Capital Bank  May 2013 - October 2014
Community Trust Bank  August 2012 - April 2013
Calyx Software (Point LOS)   January 2004 - August 2012
CTX Mortgage  2002 - 2003
Countrywide Home Loans   2002 - 2002

Skills
Computer Proficiency, Great Analytical skills, Great Written and Oral..., Excellent Customer..., LOS Tech Support..., Mortgage Loan Processing, Mortgage Underwriting, Banking Teller, Highly detail oriented, Work well under pressure, Set and Meet..., Knowledge of Office..., Customer Service, Mortgage Lending, Analytical Skills, Troubleshooting, Training, Technical Support, USDA, FHA, Management, Banking, Microsoft Office, Credit, Sales, Security, Loans, Mortgage Banking, Loan Origination, Networking, Leadership

Education
El Centro College   1991 — 1993

South Oak Cliff High School   1988 — 1991
Diploma

Experience
Dark Horse Advisors   June 2014 - Present
Jordan Capital Finance, LLC  June 2013 - March 2015
Dark Horse Advisors   2013 - 2015
Dark Horse Advisors   2013 - 2015
W.J. Bradley Mortgage Capital, LLC   December 2011 - June 2013
Prospect Mortgage, LLC  May 2009 - December 2011
Countrywide Home Loans   April 2004 - May 2009
Bank of America  June 2000 - April 2004
Merrill Lynch  June 1996 - June 2000

Skills
Mortgage Lending, FHA, Loans, Investment Properties, VA loans, Real Estate, Investments, Real Estate Financing, Finance, Mortgage Banking, Loan Origination, Refinance, Residential Homes, REO, FHA financing, Short Sales, Reverse Mortgages, USDA, Credit, Referrals, Real Estate Transactions, Investors, First Time Home Buyers, Condos, Sellers, Residential Mortgages, Single Family Homes, Foreclosures

Education
Florida International University   1992 — 1996
Bachelor, Finance & International Business

Experience
Bankers Mortgage Lending  October 2013 - Present
Avanti Way Realty  2014 - 2015
W.J. Bradley Mortgage Capital, LLC   August 2012 - 2013
Prospect Mortgage, LLC  January 2011 - August 2012
Countrywide Home Loans   July 2002 - May 2009

Skills
Mortgage Lending, Mortgage Banking, Loan Origination, FHA

Education
Florida State University   1994 — 1999
Bachelors, Finance and International Business

Experience
Critical Research, Inc   April 2012 - Present
Smith & Carson  June 2014 - Present
MicroBilt Corporation  October 2011 - March 2012
WR Starkey Mortgage  July 2009 - September 2011
Bank of America  April 2009 - July 2009
Countrywide Home Loans   August 2007 - April 2009
HomeBanc Mortgage Corporation  January 2003 - August 2007
Georgia Filmworks   January 2001 - January 2002
Allegiance Telecom  July 1999 - December 2000
Southern Pictures   July 1994 - July 1999

Skills
Sales, Direct Sales, Sales Presentations, Film Production, FHA, Mortgage Banking, Marketing, Account Management, Lead Generation, Loans, Refinance, SaaS, Strategic Partnerships, Salesforce.com, Leadership, Training, Recruiting, Building Relationships, Sales Management, CRM, Selling, Investment Properties, Marketing Strategy, Strategic Planning, Customer Service, Sales Operations, Negotiation, Contract Negotiation, Team Building, New Business Development, Social Media Marketing, Real Estate, Customer Retention, Team Leadership, B2B, Finance, Insurance, Residential Mortgages, Consulting, Business Development, Competitive Analysis, Selling Skills, Online Marketing, Credit, Mortgage Lending, Cold Calling, Financial Analysis, Solution Selling, Networking, Sales Process

Education
Florida State University   1990 — 1994
BFA, School of Motion Picture

Marietta High School   1988 — 1990

Monte Vista High School   1986 — 1988

Experience
Nationwide Financial  July 2009 - Present
Countrywide Home Loans   May 1999 - August 2005

Skills
Claims Management, General Insurance, Property & Casualty...

Education
Fordham University   1995 — 1999
Bachelor of Science (BS), Marketing

Experience
Caliber Home Loans  August 2013 - Present
New Penn Financial, LLC  February 2011 - July 2013
Preferred Trust  September 2009 - February 2011
Countrywide Home Loans   September 2000 - June 2009

Skills
Residential, Conforming, Mortgage Planning, Mortgage Industry, Mortgage Banking, Conventional, Mortgage Lending, Loan Origination, VA, FHA, Mortgage, Residential Mortgages, Refinance, Loans, Loan Structuring, FHA financing, Banking, Leadership, Real Estate, Credit, Financial Structuring, VA loans, REO, Residential Homes, Business Development, Mortgage Underwriting, USDA, Sales, Real Estate Financing, Certified Mortgage..., Management, Finance, Investment Properties, Reverse Mortgages, Home Equity Loans, Construction Loans, Credit Analysis, Government Loans, Loss Mitigation, Commercial Lending, FHA Financing, VA Loans, First Time Home Buyers, Investments

Education
Florida International University - College of Business Administration   1996 — 2000
Bachelor, Business

Admiral Farragut Academy
Bachelor of Business Administration (B.B.A.)

Experience
South Florida Urban Ministries  July 2011 - Present
South Florida Urban Ministries  March 2010 - July 2011
BB&T  February 2009 - March 2010
Countrywide Home Loans   2004 - 2007

Skills
Non-profits, Public Speaking, Fundraising, Event Planning, Community Outreach, Strategic Planning, Public Relations, Social Media, Research, Customer Service, Marketing, Social Media Marketing, Budgets, Volunteer Management, Marketing Strategy

Education
Florida State University   1990 — 1993
Bachelor of Arts, Communication

Miami Dade College   1989 — 1990
Associates of Arts, Communication and Media Studies

Experience
BBandT  May 2012 - Present
BBVA Compass  August 2010 - August 2011
Birchfield Home Mortgage   September 2009 - December 2010
Countrywide Home Loans   August 2004 - September 2009

Skills
Mortgage Banking, Mortgage Lending, USDA, Loan Origination, FHA, Loans, FHA financing, Construction Loans, Residential Homes, Residential Mortgages, VA loans, Super Jumbo, Investment Properties, Referrals, Investors, Government Loans, Sellers, Refinance, Credit, First Time Home Buyers, Credit Analysis, Real Estate Financing

Education
Florida State University   1988 — 1993
Finance, Business

Experience
PANDORA A/S  January 2015 - Present
The Limited  2013 - August 2014
BCBG Max Azria  May 2012 - October 2013
Puma  January 2011 - May 2012
Wells Fargo  March 2010 - May 2011
Countrywide Home Loans   January 2001 - January 2008
The Biltmore Hotel  January 1999 - January 2001

Skills
Visual Merchandising, Management, Sales, Customer Service, Recruiting, Merchandising, Retail, Customer Satisfaction, Sales Management, Human Resources, Marketing, Business Development, Training, Leadership, Coaching

Education
Florida International University
Business BA

Florida International University

Experience
Arthur J. Gallagher & Co., Aviation Insurance Services   July 2014 - Present
Acentria   April 2013 - July 2014
Glass Doctor of North Texas  August 2006 - June 2011
Countrywide Home Loans   May 1999 - June 2006

Skills
Small Business, Sales Management, New Business Development, Retail, Window, Restoration, Marble, Sales Operations, Property & Casualty..., Entrepreneurship, Sales, Customer Support, P&L Ownership, Financial Analysis, Team Leadership, Business Planning, Employee Engagement, Employee Benefits, Employee Training, Operating Budgets, Social Media Marketing, Marketing Management, Mortgage Lending, Accounts Receivable, Proposal Writing, Financial Reporting, Selling, Budgets, FHA financing, Loans, Mortgage Underwriting, Team Building, Customer Service, Insurance, Account Management, Strategic Planning, Management

Education
Florida State University   2014 — 2014
20-44 Insurance Agent, Insurance

Gulf Coast Community College   2013 — 2013
440 Customer Service License, Insurance

Boyd Travel School
Touristism, Vocational High School and Secondary Business/Vocational-Industrial/Occupational Diploma Program

Experience
Bank of America  November 2013 - Present
Bank of America  October 2012 - November 2013
Bank of America  May 2011 - October 2012
The CSI Companies  August 2009 - May 2011
FICKLE PICKLE, INC.   April 2008 - August 2009
Merrill Lynch  September 2007 - February 2008
Chase Home Finance  April 2006 - September 2007
Countrywide Home Loans   September 2005 - April 2006
PHH Mortgage  March 2003 - September 2005
Emory University School of Medicine  September 2001 - May 2002

Education
Emory University   1998 — 2002
Bachelors, Economics

Emory University   1998 — 2002
Bachelor's degree, International Economics

Experience
US Army Corps of Engineers  September 2008 - Present
Florida Department of Community Affairs  April 2005 - September 2008
Countrywide Home Loans   June 2004 - April 2005

Skills
Army, DoD, Military Operations, Command, Operational Planning, National Security, Force Protection, Government, Defense, Weapons, Government Contracting, Top Secret, Emergency Management, Intelligence Analysis, Program Management, Analysis, Policy, Leadership, Project Management, Team Building, Strategic Planning, Management, Event Planning, Process Improvement, Customer Service, Project Planning, Leadership Development, Public Relations, Military, Fundraising, Marketing, Strategy, Nonprofits, Budgets, Training, Sales, Marketing Strategy, Community Outreach, Public Speaking, Negotiation, Organizational...

Education
Florida State University   2003 — 2004
Master's Degree, Master of Public Administration

Florida State University   2001 — 2003
Master's Degree, Master of Urban Planning

Florida A&M University   1995 — 2000
Bachelor's Degree, Business Administration/Management

Experience
salesforce.com  September 2014 - Present
Microsoft  October 2013 - September 2014
Microsoft  May 2012 - October 2013
Microsoft  June 2010 - May 2012
Microsoft  December 2008 - June 2010
Tennis Plaza  January 2007 - December 2008
Smith Barney  2008 - 2008
Countrywide Home Loans   2005 - 2006

Skills
Program Management, Process Improvement, Analysis, Management, Financial Analysis, Sales Operations, SharePoint, Team Leadership, Team Management, Microsoft Excel, Incentive Programs, Building Relationships, Vendor Management, Cross-functional Team..., Data Analysis, Spanish, Cloud Computing, Training, Start-ups, Project Management, Project Planning, Sales Compensation, Peer Mentoring, Collaboration, Recruiting, Finance, Customer Satisfaction, Visio, Business Analysis, Human Resources, New Business Development, Budgets, Project Coordination, Strategic Partnerships, MS Project, Excel, Global Compensation, Six Sigma, Incentives, Mentoring New Hires, Business Intelligence, Sales, International Business, PDO, Minitab, Professional Mentoring, Performance Management, Strategic Planning, Strategy, Organizational Behavior

Education
Florida International University - College of Business   2005 — 2008
Bachelor of Business Administration (BBA), Finance, 3.46

Florida International University - College of Business   2005 — 2008
Bachelor of Business Administration (BBA), International Business, 3.46

Miami Dade College   2000 — 2005
Associate's degree, Mechanical Engineering

Experience
Citibank N.A., New York, NY   September 2015 - Present
Citi  March 2013 - September 2015
Comerica Bank  April 2012 - February 2013
Nationstar Mortgage  August 2010 - August 2011
Chase Bank  July 2008 - August 2010
Executive Home Mortgage   September 2007 - July 2008
Coldwell Banker Real Estate Solutions  January 2007 - July 2008
Countrywide Home Loans   October 2004 - November 2006
Bank of America  July 2002 - October 2004
Bank of America  November 2000 - July 2002

Skills
Mortgage Lending, Real Estate Transactions, Customer Service, Negotiation, Retail Banking, Mortgage Banking, Real Estate Financing, Real Estate, Sales, Business Development, New Business Development, Refinance, Investment Properties, Loans, Banking, Financial Services, Home Equity Loans, Credit, Cross Selling, Home Equity Lines of...

Education
THE UNIVERSITY OF KENTUCKY SCHOOL OF BUSINESS   1980 — 1983
Bachelor of Business Administration, Marketing

Southern Methodist University   1979 — 1980
Undergraduate, Business Administration and Management, General

Fairfield University   1978 — 1979
Undergraduate, Pre-Dentistry Studies

International School Manila   1971 — 1978

Experience
Bank of America  December 1994 - September 2014
Countrywide Home Loans   December 1994 - March 2007

Skills
Banking, Process Improvement, Risk Management, Customer Service, Management, Credit, Leadership, Mortgage Banking, Employee Training, Quality Management, Quality Assurance, Document Management, Mortgage Servicing, Default, Leadership Development, Call Centers, Operations Management, Cross Selling, Texas Notary

Education
El Centro College   1989 — 1992
Studied Criminal Justice/ Business Administration, 3.0

Experience
One West Bank  June 2012 - Present
One West Bank  April 2010 - March 2012
Walton County, FL   August 2007 - April 2010
Wells Fargo Home Mortgage  May 2001 - May 2006
Countrywide Home Loans   March 2006 - March 2006

Education
University of Central Florida   2007 — 2009
Media Specialist Certificate, Media Specialist

Northwest Florida State College   2007 — 2008
Teacher's Certificate, teacher

Northwest Florida University   2006 — 2007
Teacher Certificate, Teacher

Florida State University   1981 — 1985
Business Admin/Marketing, Marketing, 3.66

Experience
National Teachers Associates   August 2011 - Present
NSPYRE...Inspiring People to Reach Their Dreams, Inc.   February 2006 - December 2012
PFP Services  January 2009 - August 2011
Republic Airlines  August 2007 - March 2009
COUNTRYWIDE HOME LOANS   February 2007 - September 2007
Argent Mortgage Company  August 2004 - January 2007
Household Finance  April 2002 - October 2003

Skills
Insurance, Mortgage Banking, Sales, Cold Calling, Accounts Receivable, Public Speaking, Customer Service, Selling, Loans, Human Resources, Sales Operations, Recruiting, Management, Life Insurance, Leadership, Microsoft Word, Marketing Strategy, Finance, Training

Education
American Intercontinental University   2001 — 2002
Masters of Business Administration MBA, Global Technology Management

Fort Valley State University   1993 — 1997
BA, Criminal Justice

Experience
MDLIVE, Inc.   October 2014 - December 2014
Service Corporation International  July 2014 - October 2014
eNetITGroup   February 2014 - June 2014
Franklin Realty Consultants   January 2010 - 2014
kforce-technology-staffing  January 2008 - December 2009
ge-money  January 2004 - December 2007
Countrywide Home Loans   January 2002 - December 2003

Skills
Business Development, Account Management, Technical Recruiting, Talent Acquisition, New Business Development, Cold Calling, Recruiting, Negotiation, Sales, Sourcing, Contract Negotiation, Sales Management, Applicant Tracking..., Contract Recruitment, Vendor Management, Strategic Planning, Direct Sales, Internet Recruiting, Leadership, CRM, Management, Customer Retention, Team Building, Interviews, Sales Presentations, Enterprise Software, Finance, Start-ups, Lead Generation, Salesforce.com, Forecasting, Sales Operations, Strategy, Selling, Process Improvement, Training, Executive Management, Sales Process

Education
Florida State University   1997 — 2001
Bachelors in Science, Business

Experience
Wells Fargo Home Mortgage  July 2014 - Present
Bank of America  November 2009 - July 2014
Countrywide Home Loans   March 2004 - October 2009
Wells Fargo Home Loans  February 2002 - March 2004

Skills
Mortgage Lending, Refinance, Loan Origination, Loans, FHA, Mortgage Banking, Credit

Education
Florida International University

Experience
Simons & Leoni Home Loans, LLC   November 2003 - Present
Countrywide Home Loans   January 2002 - August 2002
SunTrust Mortgage  February 1999 - March 2000
DeGeorge Home Alliance  February 1998 - February 1999
Leon County Sheriff's Department   March 1993 - August 1997

Skills
Mortgage Banking, Loans, FHA, Refinance, Investment Properties, Certified Mortgage..., VA loans, Credit, Foreclosures, Residential Homes, Real Estate Economics, Residential Mortgages, Real Estate, Investments, Short Sales, Loan Origination, REO, First Time Home Buyers, FHA financing, Mortgage Lending, Investors, Referrals, Underwriting, Banking, Reverse Mortgages, Relocation, Construction Loans, USDA, Mortgage Underwriting, Property, Single Family Homes, Condos, Real Estate Transactions, Property Management, New Home Sales, Move Up Buyers, Real Estate Development, Brokerage

Education
Florida State University   1981 — 1985
Bachelor of Science, Real Estate Major, School of Business

Experience
PNC Bank  May 2014 - Present
PNC Financial Services Group  2007 - Present
Countrywide Home Loans   April 2007 - December 2007
HomeBanc Mortgage Corporation  July 2001 - April 2007

Skills
Small Business Lending, Credit, Loans, Commercial Lending, Mortgage Lending, Commercial Mortgages, Leadership, Lines Of Credit, Commercial Banking, Small Business, FHA, Treasury Management, Credit Analysis, Loan Origination, Banking, Mortgage Banking, Underwriting, Consumer Lending, SBA, Cross Selling, Asset Based Lending

Education
Florida State University - College of Business   1997 — 1999
BS, Multinational Business Operations

Experience
Countrywide Home Loans   OwnerAvail LLCMortgage ConsultantHSBC MortgageFebruary 2005 - February 2006

Education
Florida State University   1997 — 2000

Experience
Independent Consultant / Contractor  March 2013 - Present
UpperStrata, Inc.   May 2008 - February 2013
n/a  October 2006 - April 2008
Independent Consultant / Contractor  October 2005 - September 2006
Countrywide Home Loans   October 2004 - October 2005
Option One Mortgage  February 2002 - September 2004
Long Beach Mortgage  May 2000 - January 2002
PingPong.com   October 1999 - May 2000
Ameriquest Mortgage  September 1997 - September 1999
A.V. Arias & Co.   October 1995 - August 1997

Skills
Web Services, Project Management, Scrum, Data Warehousing, Program Management, Software Development, Management, E-commerce, Software Project..., Business Analysis, Databases, Web Applications, Requirements Gathering, Process Improvement, Systems Analysis, Business Process..., Agile Methodologies, Requirements Analysis, SDLC, Agile Project Management, Visio, .NET, PMO, XML, Vendor Management, PMP, Business Intelligence, Microsoft SQL Server, IT Strategy, MS Project, Waterfall, Data Quality, Business Rules, SQL, Full SDLC, Business Process...

Education
UC Irvine, Extension   2000 — 2002
Certificate Program in Project Management, Project Management

Excelsior College   1989 — 1989
Bachelor of Science, Liberal Studies w/ Concentrations in Biology & Computer Science

Experience
Bank of America  March 2006 - Present
Countrywide Home Loans   March 2006 - April 2009
Washington Mutual  March 2005 - March 2006

Education
Francis Marion University   1992 — 1995

Experience
Vertical Mortgage  July 2007 - Present
Countrywide Home Loans   February 2005 - July 2007
Chase Home Finance  February 2004 - February 2005

Education
Florida Agricultural and Mechanical University   1986 — 1991

Experience
Bank of America  September 2012 - Present
Bank of America  October 2011 - October 2012
Bank of America  October 2009 - October 2011
Bank of America  July 2008 - October 2009
Bank of America/Countrywide  January 2008 - July 2008
Countrywide Bank  April 2006 - January 2008
Countrywide Bank  January 2006 - April 2006
Countrywide Bank  June 2004 - January 2006
Countrywide Home Loans   September 2003 - June 2004
Countrywide Home Loans   December 2002 - September 2003

Skills
Mortgage Banking, Risk Management, Portfolio Management, Process Improvement, Analysis, Data Warehousing, Business Intelligence, Management, Credit Risk, Credit Analysis, SharePoint

Education
Florida International University - College of Business Administration   2012 — 2013
Master of Business Administration (M.B.A.)

Florida International University   1998 — 2001
Bachelor of Science (B.S.), Computer Science

Salesforce

Experience
LNR Property Corporation  May 2008 - Present
LNR Partners Inc.   2008 - Present
Bayview Financial  November 2007 - May 2008
Countrywide Home Loans   August 2006 - September 2007
Homecomings Financial  December 2003 - August 2006
RPI Professional Alternatives   January 2003 - December 2003
Bank of America  May 1999 - January 2003

Skills
Underwriting, Loans, Credit, Credit Analysis, Mortgage Underwriting, Mortgage Lending, Loan Origination, Loss Mitigation, Financial Analysis, Loan Servicing, Due Diligence, Banking, Credit Risk, Finance, Investments, Commercial Real Estate, Real Estate Economics, Asset Management, Portfolio Management, Commercial Banking, Valuation, Commercial Lending, Real Estate

Education
Florida International University - College of Business   1999 — 2002
Bachelor's, Finance

Miami Dade College   1996 — 1998
Associates, Business Administration

Experience
PNC Financial Services Group  2009 - Present
National City Bank  2008 - Present
Countrywide Home Loans   2006 - 2007
K. Hovnanian Homes  2004 - 2006
Washington Mutual  1982 - 2004

Skills
Leadership, Retail Banking, Sales Management, Relationship Management, Customer Service, Loans, Credit, Wealth Management, Sales, Small Business Lending, Commercial Banking, Commercial Lending, Banking, Mortgage Lending, Residential Mortgages, Portfolio Management, Investments, Credit Analysis, Financial Analysis, Consumer Lending, Branch Management, Business Development, Loan Origination, Mergers & Acquisitions, Coaching, Risk Management, Commercial Mortgages, Cross Selling, Underwriting, Mortgage Banking, Credit Risk, Sales Process, Finance, Treasury Management, Real Estate, New Business Development

Education
Florida Atlantic University

Experience
HSBC  2006 - Present
Countrywide Home Loans   2003 - 2006

Skills
Software Project..., Vendor Management, Software Development, Business Analysis, Requirements Gathering, PMP, Requirements Analysis, SDLC, Business Intelligence, Enterprise Architecture, IT Management, PMO, Program Management, Project Portfolio..., Systems Analysis, Visio

Education
Florida State University

Experience
Evanston/Skokie School District65  August 2013 - Present
University of Chicago Charter School  August 2009 - August 2013
Betty Shabbaz International Charter School  August 2008 - July 2009
Guaranteed Rate  November 2005 - January 2007
Countrywide Home Loans   November 2002 - January 2007

Skills
Mortgage Lending, Curriculum Design, Lesson Planning, Curriculum Development, Tutoring, Classroom, Educational Leadership, Educational Technology, Classroom Management, Teaching, Teacher Training, Staff Development, Literacy, Differentiated..., Elementary Education

Education
Northwestern University   2008 — 2013
Master of Education (MEd), Secondary Education and Teaching

Florida Agricultural and Mechanical University   1990 — 1996
Bachelors, Physics

Experience
Huntington National Bank  May 2003 - Present
Countrywide Home Loans   May 2002 - May 2003

Skills
Credit, Loans, Sales, Mortgage Lending, Mortgage Banking, Real Estate, Marketing, Banking, FHA, Management, Refinance, Residential Mortgages

Education
Fairmont State University   1989 — 1993
Bachelor, Business Administration

Experience
Florida Department of Environmental Protection  July 2008 - Present
Countrywide Full Spectrum Lending  April 2003 - July 2008
Countrywide Home Loans   2002 - 2008
Conseco Finance Co   January 2002 - April 2003
Adecco at Lexmark International inc   July 2001 - December 2001
Tri-R Printing   March 2001 - June 2001
Cooper Power Systems  September 1998 - December 2000
CIT Finance Investment Bank  October 1996 - August 1998

Skills
Loans

Education
Florida Gulf Coast University   2011 — 2013
MBA, Management & Finance

Florida Gulf Coast University   2009 — 2011
Master of Science, Accounting & Taxation

University of Kentucky   2001 — 2003
Bachelor of Business Administration, Decision Science Information System

University of Wisconsin - Waukesha Extension   1999 — 2000
Associate in Arts and Science, General Studies focusing on Accounting

Experience
Regions Bank  May 2010 - Present
Adicor Inc   October 2006 - April 2010
Countrywide Home Loans   August 2007 - September 2008
HomeBanc Mortgage  January 2005 - August 2007

Skills
Loans, Mortgage Lending, Commercial Lending

Education
Florida State University   2000 — 2004
Communications, General

Manatee High School

Experience
Call Logic   April 2011 - Present
Professional Office Environments, Inc.   July 2010 - March 2011
Datamax St. Louis  February 2009 - January 2010
Countrywide Home Loans   January 2004 - October 2008
Wells Fargo Home Mortgage  January 2003 - January 2004
First Residential Mortgage  November 2001 - January 2003
Rose Exterminator Co   January 1993 - November 2001

Skills
Sales, Business Development, Sales Management, Cold Calling, Customer Service, Cloud Computing, Call Centers, New Business Development, Team Building, Solution Selling, Marketing, Contract Negotiation, Account Management, Finance, Management, Direct Sales, Sales Process, Mortgage Lending, Selling, Salesforce.com, Time Management, Leadership, Strategic Partnerships, Sales Operations, Negotiation, Strategic Planning, CRM, Forecasting, Customer Retention, Customer Satisfaction, Lead Generation, B2B, Pricing, Sales Presentations, Strategy, Marketing Strategy, SaaS

Education
Fontbonne University   2000 — 2002
Business Administration

Experience
Bank of America  December 2012 - Present
Bank of America  October 2010 - November 2012
Countrywide Home Loans   July 2008 - October 2010
Countrywide Home Loans   March 2006 - June 2008
Alliance Data  August 1998 - February 2006
Advest, Inc.   February 1995 - May 1998

Skills
Forecasting, Analysis, Financial Analysis, Finance, Marketing, Sales Operations, Market Research, Retail, Banking, Risk Management, Process Improvement, Credit, Strategic Planning

Education
Fairfield University   1991 — 1994
BA, Sociology

Experience
Belmont Savings Bank  June 2013 - Present
TDBank  April 2007 - June 2013
Countrywide Home Loans   November 2005 - September 2006
Countrywide Home Loans   March 2003 - October 2005
Members Plus Credit Union  February 2001 - March 2003
Bank of America Mortgage Company   1999 - November 2000
Bank of America Mortgage Company   1997 - 1999
Arbor National Mortgage (acquired by Bank of America)   1994 - 1996
Arbor National Mortgage (acquired by Bank of America)   1992 - 1994

Skills
Credit Analysis, Banking, Strategic Planning, Loans, Mortgage Banking, Financial Analysis, Credit, Mortgage Lending, Process Improvement, Portfolio Management, Leadership, Mergers & Acquisitions, Underwriting, Management, Training, Financial Risk, Loan Origination

Education
Emmanuel College
Bachelor's degree, Elementary Education and Rehabilitation Counseling

Experience
Stearns Lending (NMLS #1854)   February 2015 - Present
Nationstar Mortgage  February 2013 - February 2015
Bank of America  May 2012 - February 2013
Bank of America  June 2011 - May 2012
Bank of America Home Loans  May 2009 - June 2011
Countrywide  October 2008 - April 2009
Wachovia  February 2007 - October 2008
World Savings  December 2006 - February 2007
Countrywide Home Loans   August 2005 - November 2006
Countrywide Home Loans   March 2005 - August 2005

Skills
Mortgage Banking, Mortgage Lending, Loans, Loan Origination, Underwriting, FHA, Credit, Credit Analysis, Portfolio Management, Loss Mitigation, Finance, Leadership, Financial Risk, Operations Management, Pipeline Management, Analysis, Staff and Leadership..., Risk & Decision..., Team Building &..., Performance Improvement, Training & Development

Education
Florida State University - College of Business   2000 — 2004
Bachelor's, Business Management

Experience
GO Furnished Housing Providers   September 2013 - Present
Crown Relocations  November 2007 - August 2013
IM Flash Technologies (a joint venture of Intel & Micron)   2008 - 2009
Countrywide Home Loans   April 2006 - October 2007
NBCUniversal, Inc.   September 2003 - March 2006
Sears Holdings Corporation  1996 - 2002

Skills
Vendor Management, Budgets, Management, Relocation, Retail, Account Management, Negotiation, Program Management, Team Building, Customer Service, Project Management, Tenancy Management, Organizational..., Invoice Verification, Auditing, Client Counseling, Client Liaison, Global Assignments, Temporary Housing, Expatriate Management, International..., Global Mobility, Landlord/Tenant Matters, Utility Billing, Furniture Rental, Logistics, Lease Negotiations, Event Management, Coordinating Events, Project Design, Visual Merchandising, Visual Design, Merchandising, Corporate Housing, Third Party Vendor..., Account Reconciliation, Budget Reconciliation, Customer Satisfaction, Contract Negotiation, Sales, New Business Development

Education
Fashion Institute of Design & Merchandising

Experience
The Nielsen Company  January 2005 - February 2010
Farmers Insurance  1999 - 2003
Countrywide Home Loans   1998 - 1999
Migration Technologies   1997 - 1998
NBC Universal  1988 - 1997

Education
Farmingdale State College

Queens College

Experience
Digital Risk  February 2009 - Present
Countrywide KB Home Loans  January 2003 - January 2009
Countrywide KB Home Loans  January 2003 - January 2009
Countrywide Home Loans   January 2003 - January 2009

Skills
Loans, Credit, FHA, Finance, VA loans, Interviews, Mortgage Lending, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, USDA, First Time Home Buyers, Mortgage Underwriting, FHA financing, Team Building, Training, Property Management, Leadership

Education
Florida State University   1998 — 2002
Bachelor's of Science, Economics - Minor in Business Administration

Rutherford High School   1994 — 1998
Diploma

Experience
Retired  April 2014 - Present
Bank of America  July 2008 - Present
Countrywide Home Loans   April 2007 - July 2008
Countrywide  April 1999 - April 2007

Skills
Loans, Banking, Retail Banking, Mortgage Lending, Credit, Mortgage Banking, FHA, Real Estate, Loan Origination, Credit Risk, Risk Management, Refinance, Underwriting

Education
Florida Southern College   1976 — 1980
BS, Business/Music

Experience
Ameris Bank  June 2012 - Present
Bank of America  January 2009 - June 2012
Countrywide Home Loans   March 2006 - September 2008

Skills
FHA, VA loans, Refinance, USDA, Residential Mortgages, Construction Loans, First Time Home Buyers, Investment Properties, Government Loans, REO, Real Estate Transactions, Foreclosures, Credit, FHA financing, Mortgage Lending

Education
Francis Marion University   1989 — 1995
Psychology

Experience
Anixter Pentacon (6 month temp assignment through Office Team)   August 2006 - January 2007
Dilbeck Real Estate  November 2005 - July 2006
Countrywide Home Loans   July 2005 - September 2005
Countrywide Home Loans   July 2003 - July 2005
ACT-1 Personnel  September 2002 - July 2003
Cushman & Wakefield  June 2002 - September 2002
Burdine's (now Macy's)   January 2001 - January 2002

Skills
Multitasker, attentive, Self-starter, organized, Mac OS X, Microsoft Office, Microsoft Excel, OS X, Social Networking, Sales, Real Estate, Marketing, Leadership, Sellers, Management, Selling, Team Leadership, Training, Contract Negotiation, Human Resources, Customer Service, Residential Homes, Editing, Public Speaking, Event Planning, Retail, PowerPoint, Social Media, Recruiting, Social Media Marketing

Education
Florida International University   1997 — 2000
Bachelor of Arts, Liberal Arts and Sciences/Liberal Studies

Experience
A 1 Business Interiors   June 2014 - Present
Advantium Capital   December 2012 - May 2014
Digital Risk, LLC  June 2012 - December 2012
Countrywide Home Loans   February 2003 - August 2006
Washington Mutual Bank  May 1996 - October 2004

Skills
Financial Analysis, Financial Modeling, Corporate Finance, Process Improvement, Credit, Outlook, Forecasting, Access, Mortgage Lending, Risk Management, Finance, Credit Risk, Underwriting, Loans, Mortgage Banking, Customer Service, Credit Analysis

Education
Nova Southeastern University   2006 — 2008
Master, Business

Florida Atlantic University   2000 — 2004
Bachelor's degree, Information Technology & Operational Management

Experience
Guild mortgage Group   November 2014 - Present
Pinnacle Mortgage Group, Inc.   July 2014 - Present
Network Capital Funding Corporation  February 2014 - July 2014
Aurora Loan Services  December 2004 - June 2012
Countrywide Home Loans   February 2004 - August 2004
JPMorgan Chase  February 2003 - January 2004

Skills
Strategic Planning, Banking, Credit Analysis, Risk Management, FHA, Negotiation, Building Relationships, Mortgage Banking, Friendly Personality, Credit, Portfolio Management, NMLS Licensed, Loan Origination, Underwriting, Sales, Loss Mitigation, Refinance, FHA financing, Credit Risk, Marketing, Mortgage Servicing, Loan Servicing, Finance, Small Business Lending, Government Loans, Foreclosures, Consumer Lending, VA loans, USDA, VA Loans, FHA Financing

Education
Fashion Institute of Design & Merchandising   1984 — 1986
Associate's degree, Visual Merchandising

Golden High School   1980 — 1983
High School Diploma, general eduacation

Experience
Fannie Mae  June 2012 - Present
Fannie Mae  October 2008 - June 2012
Countrywide Home Loans   February 2006 - October 2008

Skills
Operational Risk..., Compliance, Procedure Creation, Project Management, Operational Risk, Loss Mitigation, Credit Risk, Mortgage Lending, Underwriting, Mortgage Banking, Mortgage Underwriting, Banking, Risk Management, Loans, Financial Risk, Credit, Governance, Relationship Management, Credit Analysis, Mortgage Servicing, Management, Process Improvement, Leadership

Education
Evangel University   1996 — 1999
Bachelor of Science, Government, Public Administration

Applied Life Christian College   1994 — 1996

Experience
IIC Enterprises, Inc.   2009 - Present
Bank of America  2008 - 2009
Countrywide Home Loans   2004 - 2008
Washington Mutual Bank  2001 - 2004
Freddie Mac  2000 - 2001
Indymac Bank  1999 - 2000
Glendale Federal Bank  1987 - 1998

Skills
Credit, Relationship Management, Process Improvement, Portfolio Management, Banking, Mortgage Lending, Product Development, Operational Risk..., Loans, Mortgage Banking, Affordable Lending and..., Enterprise Risk..., Product Marketing, Lending Operations, Customer Acquisition, Competitive Analysis, Customer Retention, Product Management, Financial Services, Credit Risk, Loan Origination, Underwriting, Risk Management, Residential Mortgages

Education
Anderson School at UCLA
Executive Management Program

Florida Atlantic University
Bachelor of Business Administration (B.B.A.)

Experience
Enterprise Insurance Agency, Inc.   November 2008 - Present
Meridian Financial, Inc   September 2009 - December 2010
Watson and Company, LLC   January 2006 - November 2008
HMIC   2006 - 2006
Countrywide Home Loans   2003 - 2004
Bay Capital   September 2002 - January 2003
Finance America  July 2001 - May 2002
Long Beach Mortgage  October 1999 - February 2000
American National Insurance  October 1986 - June 1996

Skills
Mortgage Lending, FHA, Insurance, Underwriting, Loans, Mortgage Banking, USDA, Property & Casualty..., Brokers, Residential Mortgages, Insurance of all kinds..., Commercial Real Estate, Real Estate, Single Family Homes, Salesforce.com, Relocation, Asset Managment, Umbrella Insurance, Professional Liability, Property, Referrals, Foreclosures, Condos, Term Life Insurance, Asset Management, Investment Properties, Short Sales, Commercial Lines, Selling, Homeowners, Fixed Annuities, Commercial Insurance, Sales, Workers Compensation, Investors, Casualty, Life Insurance, First Time Home Buyers, REO, Rentals, Real Estate Transactions, Disability Insurance, Leadership, Management, Small Business, Renters, Residential Homes, Inland Marine, Refinance, Real Estate Financing

Education
Kambuck Mortgage School   1999 — 1999
Certificate, Mortgage Broker and Mortgage Processor

Saint Leo University   1978 — 1981
BA, Criminology

South Florida Community College   1968 — 1970
AA, Business

Florida Keys Community College   1967 — 1968
General Studies

Lake Placid Schools   1964 — 1967

Experience
Tarrant Appraisal District  April 2007 - Present
American Airlines  October 2006 - Present
Countrywide Home Loans   February 1997 - April 2006

Skills
Real Estate, Appraisals, Training, Valuation, Commercial Real Estate, Selling, Budgets, Real Estate Economics, Investment Properties, Real Estate Transactions

Education
Florida Institute of Technology   2010 — 2012
MBA, Business

Experience
PSG Real Estate Advisors - Village Realty of South Florida Inc.   January 2014 - Present
Benworth Capital Partners, LLC   2009 - Present
Countrywide Home Loans   October 2005 - January 2009
Budget Construction Co. Inc.   2007 - 2009

Skills
Real Estate, Commercial Real Estate, Commercial Mortgages, Commercial Lending, Loans, Real Estate Transactions, Investments, Property Management, Finance, Real Estate Financing, Mortgage Banking, Mortgage Lending, Hard Money Lending, Loan Origination, Foreclosures, REO, Reverse Mortgages, Residential Mortgages, Residential Homes, First Time Home Buyers, Investors, Investment Properties

Education
Florida International University - College of Business
Bachelor of Business Administration (BBA)

Miami Dade College
Associate of Arts (AA), Business Administration and Management, General

Experience
Webster Bank  April 2012 - Present
Mortgage Master Inc  November 2010 - March 2011
Personnel Coordinators, Inc   July 2009 - November 2010
Threshold Mortgage   February 2008 - July 2009
Personnel Coordinators Inc   March 2006 - August 2007
Countrywide Home Loans   December 2002 - February 2006

Skills
Mortgage Underwriting, Credit Analysis, Residential Mortgages, Risk, Risk Analysis, Fraud, Commercial Lending, Hiring Personnel, Credit, Due Diligence, Financial Risk, Financial Structuring, Home Equity Loans, Investment Properties, Loans, Mortgage Lending, Personnel Selection, Underwriting

Education
Fairfield University   1982 — 1986
B.A, Fine Arts

Experience
Bank of America Home Loans  August 2011 - Present
Bank of America  December 2006 - Present
COUNTRYWIDE HOME LOANS   December 2004 - July 2009
WASHINGTON MUTUAL/CHASE BANK   May 1998 - January 2004

Education
El Camino College