Experience
South Central Regional Jail   December 2014 - Present
Marshall University  January 2012 - 2014
Bank of America  September 2008 - March 2009
GMAC ResCap  June 2004 - August 2008
Countrywide Home Loans   October 2002 - June 2004

Skills
Leadership, Management, Human Resources, Hiring, Recruiting, HR Management, HR Strategy, Compensation & Benefits, Payroll Administration, Corrections, Progressive Discipline, Business Strategy, Leave of Absence..., Leadership Development, Background Checks, Coaching, Training, Marketing, Strategic Planning, Team Building, Strategic HR, Time Management, Microsoft Office, Finance, Public Speaking, Microsoft Excel, PowerPoint, Social Media, Public Relations, Social Networking, Research, Banking, Budgets, Microsoft Word, Teamwork, Marketing Strategy, Financial Analysis, Mortgage Banking, Loan Origination, Data Analysis, Analysis, Facebook, Sales Management, Credit Analysis, Strategy, Mortgage Lending, Sales, Loans, Credit, Customer Service

Education
Marshall University
Human Resource Management, M.S.

Marshall University   2011 — 2012
MBA, Business

Milton

Milton

Mountain State University
Bachelors, Business Administration-Marketing

Experience
Mortgage Partners  April 2015 - Present
Mortgage Partners  July 2014 - Present
Wells Fargo Home Mortgage  May 2009 - December 2013
Wells Fargo Home Mortgage  May 2009 - May 2010
Countrywide Home Loans   December 2003 - December 2006

Skills
Mortgage Lending, Customer Service, Mortgage Underwriting, Loan Origination, Home Equity Lines of..., FHA, Reverse Mortgages, Residential Mortgages, Employee Training, Sales Management, Production Assistance, Office Administration, Team Management, Mortgage Marketing, Team Leadership, Pipeline Development, VA loans, Jumbo Mortgage, Government Loans, Non-Conforming, Commercial Real Estate, Construction Loans, Second Mortgages, Home Loan Processing, Document Review, Credit, Credit Analysis, Compliance, Regulations, Title Insurance, Appraisals, Property & Casualty..., Loan Closings, Month End Close, Pipeline Management, Mortgage Servicing, Software Documentation, Technology, Microsoft Technologies, Software, Computer Proficiency, Office Equipment, Mortgage Banking, Loans, Home Equity Loans, VA Loans

Education
Milwaukee Area Technical College   1996 — 1999

Mortgage Training Today   2007 — 2009
Continued Education, Mortgage Loan Originator Training

Quality Health Care Options   2008 — 2009
Certified Nursing Assistant. Medical Assistant, Nursing Administration

Experience
Reverse Mortgage Solutions, Inc.   November 2014 - Present
Green Tree Servicing  August 2011 - November 2014
Wells Fargo Home Loans  December 2008 - August 2011
Countrywide Home Loans   May 2006 - November 2008
Countrywide Home Loans   May 2006 - May 2007

Skills
Call Centers, Leadership, Customer Service, Sales, Banking, Coaching, Accounting, Negotiation, Policy, Telephone Skills, Mortgage Lending, Loans, Credit, Mortgage Banking, Credit Analysis, Loan Origination, Financial Statements, Finance, Underwriting, Mortgage Servicing, Microsoft Office

Education
Mesa Community College   1998 — 2000
Communication

Experience
Brand Real Estate Firm   August 2014 - Present
One Premier International Realty   2010 - July 2014
Social Security Administration  March 2010 - June 2013
Countrywide Home Loans   November 2005 - November 2008
John H. Ruiz, P.A.   August 1996 - November 2005

Skills
Real Estate, Microsoft Word, Spanish, Buyer Representation, Commercial Real Estate, Seller Representation, Multiple Listing Service, Listing Homes, First Time Home Sellers, First Time Home Buyers, Residential Homes, Relocation Buyers, Relocation, International Real..., foreign buyers, Property Management

Education
Florida International University
Paralegal

Miami Dade College
Associate's degree

Experience
Iberia Bank Mortgage  July 2014 - Present
Capital One Home Loans  February 2014 - Present
Citi  December 2012 - Present
Nutall & Associates   May 2008 - December 2012
Wells Fargo Home Mortgage  2011 - 2012
Calyx Software  2008 - 2010
Credit Solutions  2004 - 2006
Countrywide Home Loans   1999 - 2006
National City Mortgage  2001 - 2003
Option One Mortgage  2000 - 2001

Skills
Coaching, Investments, Real Estate, Mortgage Lending, Public Speaking, Insurance, Team Building, Program Management, Home Equity Lines of..., First Time Home Buyers, Sellers, FHA, B2B, USDA, Marketing, Microsoft Excel, Financial Analysis, Business Analysis, Team Leadership, Loans, Loan Origination, Budgets, Referrals, Finance, CRM, Credit, Lead Generation, Strategic Planning, Salesforce.com, Marketing Strategy, Leadership, Mortgage Banking, Credit Analysis, Refinance, Sales, Business Planning, Contract Negotiation, Customer Service, Selling, Sales Management, Management, Life Insurance, Banking, Negotiation, New Business Development, Fixed Annuities, Process Improvement, Training, Business Development, Cold Calling

Education
Mississippi State University - College of Business and Industry   1985 — 1990
B.B.A., Economics

Experience
Advantage Bank  September 2010 - February 2014
Countrywide Home Loans   March 2002 - August 2010
Peoples Federal Savings & Loan Association   March 1998 - July 2010

Skills
Loan Originations, Real Estate Title, Legal Documentation, FHA, VA, Construction, Rehab, Portfolio, First Time Homebuyer, OHFA Conventional, Welcome Home Funds, HARP, Conventional, Home, First Time Home Buyers, Titling, Mortgage Lending, Loan Origination, Refinance, Construction Loans, FHA financing, Government Loans, VA loans, USDA, Short Sales, Sellers, Credit, Loans, Finance, Mortgage Banking, Residential Mortgages, Mortgage Marketing, Mortgage Underwriting, FHA Financing, Harp, Portfolio Management, Documentations, VA Loans, Investment Properties, Real Estate, Foreclosures, REO, Residential Homes, Single Family Homes

Education
Greenbrier Jr. College

Marshall University

Experience
SiteLock  October 2013 - Present
Endurance International Group  October 2012 - October 2013
Endurance International Group  January 2012 - October 2012
Endurance International Group  November 2009 - January 2012
Countrywide Home Loans   November 2006 - November 2007

Skills
Online Advertising, sales, Salesforce.com, SEO, SEM, Account Management, PPC, Marketing Strategy, Wordpress, Affiliate Marketing, Web Development, Sales Management, Sales, Google Adwords, SaaS, Google Analytics, Social Media Marketing, Mobile Marketing, Direct Sales, Start-ups, CRM, Analytics, Selling, Sales Process, Facebook, E-commerce, Direct Marketing, Marketing, New Business Development, Product Marketing, Customer Acquisition, Solution Selling, Marketing Communications, Email Marketing, Social Networking, Digital Media, Strategic Partnerships, Cold Calling, Business Development, Competitive Analysis, Strategic Planning, Web Marketing, B2B, Online Marketing, Lead Generation, Sales Operations, Advertising, Web Analytics, Cross-functional Team..., Social Media

Education
Mesa Community College   2000 — 2002
Associate's degree, Business Administration and Management, General

Experience
A3 Communications  January 2012 - Present
A3 Communications  July 2008 - January 2012
A3 Communications  July 2006 - July 2008
Countrywide Home Loans   January 2005 - July 2006
Allegiance Telecom  January 2003 - January 2005
United States Marine Corps  June 1998 - September 2000

Skills
Sales Management, New Business Development, Solution Selling, B2B, Managed Services, Small Business, Telecommunications, Cloud Computing, VoIP, Unified Communications, Cisco Technologies, Customer Service, Physical Security, Access Control, IP CCTV, VMS, Axis, K-12, Educational Technology, Consultative Selling, Strategic Planning, Customer Relations, Security, Business Planning, Cisco, Business Strategy, Business Management, Video over IP, Networking, Selling, Network Design, Data Center, Surveillance, Management, Virtualization, Contract Negotiation, Account Management, Business Development, Cold Calling, IP, Wireless, Training, Sales Operations, Telephony, Sales, Channel Partners, Direct Sales, Sales Process, SaaS, Professional Services

Education
Midlands Technical College
Business Administration, Accounting

Leadership Columbia   2010 — 2011
Graduate, Leadership

USMC   1998 — 2001
M1A1 Tank Crewman

Experience
UNITED AUTO CREDIT  October 2012 - Present
CITI MORTGAGE  April 2009 - July 2012
TRIAD FINANCIAL CORPORATION  July 2007 - April 2009
COUNTRYWIDE HOME LOANS   August 2006 - March 2007
CITIFINANCIAL AUTO  November 2001 - July 2006
NUVELL FINANCIAL   September 1999 - November 2001
AUTO -ONE ACCEPTANCE CORPORATION  June 1998 - September 1999
NORWEST FINANCIAL  June 1997 - June 1998

Skills
Bankruptcy, Loss Mitigation, Short Sales, Loan Modifications, Portfolio Management, Finance, Skip Tracing, Mortgage Lending, Training, Credit, Mortgage Servicing

Education
DUNBAR-STRUGGS HIGH SCHOOL

Lubbock Christian University

NEWMAN COLLEGE

Experience
ConsumerDirect Mortgage, A Division of FirstBank   July 2014 - Present
Wells Fargo Home Mortgage  April 2014 - July 2014
Bank of America  November 2013 - April 2014
Wells Fargo Home Mortgage  November 2012 - November 2013
Bank of America  March 2011 - November 2012
Countrywide Home Loans   March 2006 - October 2008
Five Star Mortgage  June 2002 - March 2006
Equifirst  February 2001 - June 2002

Skills
Mortgage Lending, CRM, Sales, Banking, Credit, Loans, Relationship Management, Credit Analysis, Mortgage Banking, Commercial Banking, Portfolio Management, Credit Risk, Risk Management, Financial Services

Education
Middle Tennessee State University

Experience
Bank of America  May 2013 - February 2015
Bank of America  January 2012 - April 2013
Bank of America  January 2011 - February 2012
Bank of America  November 2008 - January 2011
Countrywide Home Loans   January 2007 - November 2008
Countrywide Home Loans   June 2006 - January 2007
THD At-Home Services, Inc.   May 2000 - June 2006

Skills
MS Project, Project Planning, Project Implementation, Technical Management, Project Coordination, Project Execution, Project Delivery, PowerPoint, Excel, MS Office Suite, Change Management, Administration, Service Delivery, Integration, SDLC, Lotus Notes, Problem Solving, Word, Program Management, Budgeting, Microsoft Office, Software Project..., Microsoft Word, Project Management, Release Management, Resource Management, Enterprise Architecture, Team Leadership, Management, Cross-functional Team..., Process Improvement, Risk Management, Business Process..., ITIL, Business Analysis, Vendor Management, IT Strategy, Team Building, Metrics, Budgets, Requirements Analysis, PMO, Technology Management, Microsoft Excel, Leadership, Waterfall, Training, Quality Assurance, PMP, Data Center

Education
Mesa Community College   2006 — 2011
Certificate of Completion

University of New Orleans   1986 — 1989

Riverdale   1983 — 1985

Experience
Bank of America  2008 - 2013
First Magnus Financial  2005 - 2007
Virtual Bank Mortgage   2004 - 2005
ABN/AMRO  2002 - 2004
Countrywide Home Loans   2001 - 2002
RMIC/PMI   2000 - 2001
Mortgage.com (Formerly First Mortgage Network)   1996 - 2000

Skills
Credit Analysis, Loans, Mortgage Lending, Commercial Lending, Consumer Lending, Underwriting, FHA, Finance, Real Estate, Investment Properties, Loan Origination, Mortgage Banking, Residential Mortgages, Refinance, Small Business Lending

Education
Miami Dade College
Associates of Arts Degree, Business Administration and Management, General

Experience
Early Warning Services  October 2012 - Present
rSmart  October 2010 - June 2012
Scientific Technologies Corporation  January 2010 - October 2010
Charles Schwab  September 2008 - March 2009
Countrywide Home Loans   January 2007 - September 2008
Wells Fargo  September 2006 - December 2006
TSYS  January 2002 - September 2006
TSYS  April 1999 - January 2002
TSYS  June 1996 - April 1999
TSYS  May 1995 - June 1996

Skills
Unix, SQL, Databases, Oracle, Microsoft SQL Server, MySQL, Tomcat, Linux, Windows Server, Ant, JIRA, Windows, Subversion, Maven, Apache, FTP, CICS, ClearCase, Business Analysis, Oracle SQL Developer, Oracle 10m and11g, Basic Shell Scripting, DB Visualizer, SQL Developer, HP Openview, IBM Tivoli, Nagios, SiteScope, Cron, Control M, C7, NDM, SFTP, PGP, SSL Certificates, LDAP, Power Broker, SSH, Citrix, TSO, Remedy Ticketing System, Heat, Zendesk, Various proprietary..., Hadoop, Gigaspaces, Cassandra, Zabbix, Bamboo, Sterling Integrator

Education
Mesa Community College   1998 — 2006
AAS Networking, 3.27

The Chubb Institute   1990 — 1991
Computer Operations, 3.47

Experience
Watters Montessori Academy   August 2008 - May 2011
Children's House  September 2007 - August 2008
Collin College Child Development Lab School   February 2007 - August 2007
Collin County Community College  January 2006 - May 2007
Washington Mutual Home Loans  March 2003 - May 2005
Countrywide Home Loans   June 2002 - February 2003
InterFirst Wholesale Mortgage Lending   March 2001 - May 2002
Tech Group Inc  July 1998 - October 2000

Skills
General Office Duties, Problem Solving, Outlook, Word, Excel, PowerPoint, Windows, WordPerfect, Adobe Acrobat, EDGE, Lotus Notes, Mupit II, Bilingual-Vietnamese, Loanworks, Customer Service, Fundraising, Internet, Newsletters

Education
Collin College   2006 — 2007
Certificate, Early Childhood Administration Specialization

Wichita State University   1998 — 2000
Bachelor of Business Administration, Finance

Mclennan Community College   1994 — 1996
Associate of Art, Computer Science

Experience
CrossCountry Mortgage, Inc. NMLS3029   October 2014 - Present
Nations Lending Corporation  February 2014 - October 2014
Residential Finance  February 2013 - February 2014
City 1st Mortgage Services  March 2012 - February 2013
New Penn Financial, LLC  March 2011 - May 2012
Preferred Trust Home Loans   October 2009 - March 2011
Countrywide Home Loans   May 2004 - October 2007

Skills
Mortgage Lending, Mortgage Banking, FHA, Loan Origination, Refinance, Residential Mortgages, Loans, Credit, USDA, VA loans, FHA financing, Banking, Investors, First Time Home Buyers, Investment Properties, Reverse Mortgages, Debt Consolidation, Mortgage Underwriting, Real Estate Financing, Finance, Certified Mortgage..., Construction Loans, Government Loans, 203K, Credit Analysis, Real Estate Economics, Commercial Mortgages, Commercial Lending, Sales, Mortgage Servicing, REO, Real Estate, Referrals, Foreclosures, Consumer Lending, Funding, Home Equity Loans, Short Sales, Loan Servicing, Residential Homes, Home Equity Lines of..., Mortgage Marketing, Credit Risk, Commercial Banking, Financial Structuring, Loss Mitigation, Underwriting, Investments, Small Business Lending, HUD

Education
Miami Dade College   1987 — 1990
AA, Finance

St. Brendan High School   1985 — 1987
High School Degree

Christopher Columbus High School   1983 — 1985
Transfer

Experience
Kellogg Company  August 2015 - Present
Eaton Corporation  October 2008 - July 2015
Countrywide Home Loans   October 2003 - February 2008
Plastech Engineered Products  December 2002 - October 2003
Eaton Corporation  January 2002 - December 2002
Eaton Corporation  January 2001 - January 2002
Pi Kappa Phi Fraternity  December 1997 - December 1998

Skills
Supply Chain Management, Sales Management, Program Management, Procurement, Lean Manufacturing, Cross-functional Team..., Supply Chain, Process Improvement, Kaizen, Supplier Quality, APQP, FMEA, Forecasting, Purchasing, Strategy, Logistics, Leadership, Operational Excellence, Automotive, ERP, Sourcing, Business Development, Project Planning, Project Management, Pricing Strategy, Business Process..., Sales, Operations Management, Contract Negotiation, Continuous Improvement, Six Sigma, Business Process, Supply Management

Education
Michigan State University   1995 — 1999
BS, Michigan State University, Supply Chain Management, Eli Broad College of Business

Experience
Right at Home  May 2008 - Present
Jackson Belden Chamber   2009 - 2011
Option One Mortgage(Ohio)   2000 - 2007
Option One Mortgage  2000 - 2007
Countrywide  1998 - 2000
Countrywide Home Loans   1998 - 2000
Stark County Auditor  1992 - 1994

Skills
Sales Management, Mortgage, Credit, Loans, Real Estate, Consultative Selling, Mentoring, Coaching, Healthcare, Strategic Planning, Selling, Mortgage Lending, Leadership, Small Business, Sales, Training, New Business Development, Team Building

Education
Malone University   1986 — 1989

Experience
Rocky Creek, LLC   May 2010 - Present
C&K Quality Built Homes, LLC   April 2008 - Present
TBS of Athens Investments, Inc.   November 2005 - Present
North American Management, Inc.   June 1999 - Present
The Body Shop of Athens, Inc.   October 1995 - Present
Countrywide Home Loans   September 1995 - 2001

Education
Medical College of Georgia at Georgia Regents University
Science

Experience
GMH Mortgage Services LLC  July 2013 - Present
(D.E.A.) Daley Entertainment Agency   January 1992 - Present
First Priority Financial Inc.  2008 - 2011
Countrywide Home Loans   February 2006 - January 2008
GMAC Mortgage  February 2005 - October 2005
Wells Fargo Home Mortgage  January 2001 - December 2004
Joy's Utopia   November 1999 - April 2001

Skills
FHA, Mortgage Banking, Loans, Refinance, Credit, Loan Origination, Residential Mortgages, FHA financing, Customer Service, Consumer Lending, Sales, First Time Home Buyers, Underwriting, Investment Properties, Team Building, Credit Analysis, Sales Management, Real Estate, Insurance, Mortgage Lending, Finance

Education
Commuter College   1995 — 2020
Masters Degree, Business, Management, Marketing, and Related Support Services

Mission College   1989 — 1990
Fire Science/Fire-fighting

Experience
Movement Mortgage, LLC NMLS# 368716   September 2012 - Present
Summit Mortgage Corporation  February 2012 - September 2012
Summit Funding  October 2010 - December 2011
MetLife Home Loans  August 2009 - October 2010
Primary Residential Mortgage  February 2009 - August 2009
Countrywide Home Loans   October 2001 - January 2009
American Home Mortgage  January 2007 - July 2007
RE/Max  1997 - 2001
Coldwell Banker Barger Real Estate   1997 - 1998

Skills
FHA, Mortgage, VA, Conventional, USDA, Reverse Mortgages, Mortgage Planning, Refinance, Mortgage Banking, Mortgage Lending, Credit, Insurance, Certified Mortgage..., Underwriting, Loan Origination, Finance, VA loans, FHA financing, Financial Structuring, Loans, Non-Conforming, First Time Home Buyers, Investment Properties, Home Equity Lines of..., Consumer Lending, Commercial Lending, Banking, Credit Analysis, Real Estate Transactions, Mortgage Underwriting, Loss Mitigation, REO, Mortgage Marketing, Strategic Financial..., Funding, Rates, Foreclosures, Residential Homes, Government Loans, Residential Mortgages, Real Estate, Loan Servicing, Investors, Real Estate Economics, Home Equity, Construction Loans, HUD, Home Equity Loans, Short Sales, Real Estate Financing

Education
CMPS Institute   1996 — 1996
Certification, Mortgage Planner

Middle Tennessee State University   1985 — 1988
Business Management

Experience
Cherokee Mountain Property Owners Association   March 2008 - March 2010
Countrywide Home Loans   2000 - 2008

Skills
Loans, Real Estate, REO, Management, Real Estate Economics, Mortgage Lending, Investments, Residential Homes, Financial Analysis, Portfolio Management, Budgets, Sales, Team Building, Investment Properties, Customer Service

Education
Miami Dade College   1979 — 1981

Experience
BMO Harris Bank  July 2011 - Present
PNC Mortgage  January 2010 - July 2011
Countrywide Home Loans   October 2007 - October 2008
American Home Mortgage  October 2006 - October 2007
Washington Mutual Bank  December 2000 - October 2006
PNC Mortgage  May 1992 - May 2000

Skills
Loans, Loan Origination, Mortgage Lending, Mortgage Banking, FHA, Refinance, Residential Mortgages, VA loans, FHA financing

Education
Loyola University Chicago   1993 — 1995
MBA, Business Economics

Illinois Benedictine College   1990 — 1992
Business Economics, B.S. Business

Naperville Central H.S.   1983 — 1987

Experience
American Mortgage and Equity Consultants, Inc. NMLS#150953   January 2014 - Present
Quality In Action Inc.   August 2007 - Present
Countrywide Home Loans   2006 - 2007
Providence Lending Inc.   March 2003 - November 2006

Education
Minneapolis College of Art and Design   1972 — 1975
Fine Arts, Design, Textiles

Experience
CFN Mortgage Capital   May 2009 - Present
Countrywide Home Loans   February 2003 - October 2007

Skills
Mortgage Lending, FHA, Refinance, Loans, Mortgage Banking, VA loans, USDA, Funding, Loan Origination, Loan Servicing, Home Equity Loans, Residential Mortgages, FHA Financing, First Time Home Buyers, Foreclosures

Education
Miami Dade College   1984 — 1989
Business Administration and Management, General

Experience
First Mortgage Company  November 2009 - Present
Bank of America  April 2005 - November 2009
Countrywide Home loans   May 1999 - May 2005

Skills
FHA, Mortgage Lending, Refinance, VA loans, Mortgage Banking, USDA, Residential Mortgages, FHA financing, Loans, Loan Origination, Credit, First Time Home Buyers, Government Loans, Credit Analysis, Certified Mortgage..., Construction Loans, Real Estate, Banking, Underwriting, Investment Properties, FHA DE Underwriter, Mortgage Loan Officer, VA Lapp, 203K, 184 native american loan, Construction to Perm..., Rehab loan, VA Loans

Education
McNeese State University
business

Experience
Wall Street, Thailand   2008 - 2009
Countrywide Home Loans   2001 - 2008

Skills
Banking, Statistics, Analysis, Microsoft Excel, Organizational..., PowerPoint, Qualitative Research, SPSS, Economics, Program Management, Social Media, Team Building, Technical Writing

Education
Mississippi State University   2011 — 2015
Master's degree, Atmospheric Sciences and Meteorology

University of Pittsburgh   1989 — 2004
Bachelor's of Science, Finance, General

Experience
Apple  July 2014 - Present
Apple  January 2013 - Present
Oreck Corporation  October 2002 - January 2013
Countrywide Home Loans   1992 - 2000

Skills
Apple OS X 10.8, 10.7..., AS400, Unix Ultra 10 and 60..., Solaris 2.2 and 5.6, Microsoft Word, OS X, Microsoft Office, Microsoft Excel, Outlook, QuarkXPress, Illustrator, Photoshop, InDesign, NX 6, Windows 7, Windows, Windows XP Pro, Windows 2000, iOS, Troubleshooting, Software Documentation, Process Improvement, Team Building, Project Management, Vendor Management, Integration, Product Development, Cross-functional Team..., Contract Negotiation, Engineering, Six Sigma, Inventory Management, P&L Management, IBM iSeries

Education
Mississippi Gulf Coast Community College   2006 — 2007
Business Administration and Management, General

Experience
Bank of America Home Loans  April 1997 - Present
Countrywide Home Loans   April 1997 - March 2009

Education
Michigan State University   1980 — 1985
BA, Communication, Psychology

Experience
Ferrari of Houston   June 2014 - Present
Top Speed Auto Accessories   July 2010 - June 2014
Aegaeon, Inc.   July 2010 - August 2011
Global Advantage Credit Solutions   August 2009 - November 2009
Credit & Debt Management of America   September 2008 - February 2009
Overland Energy   February 2008 - July 2008
Countrywide Home Loans   November 2006 - November 2007
Chase Bank  July 2006 - November 2006
Washington Mutual  June 2004 - April 2006
Middlekauff Ford  June 2003 - January 2004

Skills
Customer Service, Mortgage Lending, Portfolio Management, Training, Credit, System Administration, Credit Analysis, Banking, Loans, Sales, Management, Analysis, Finance, Microsoft Excel, Loan Origination, Automotive, Underwriting, Account Management, Outlook, Marketing, Investments, Financial Services, Sales Management

Education
Metropolitan State University   2000 — 2002
Finance

Anoka Ramsey College   1998 — 2000
Finance

Newman Smith HS

RL Turner HS

Experience
Oak Mortgage Group  June 2015 - Present
Pacific Union Financial, LLC  November 2014 - July 2015
Cobalt Mortgage  September 2013 - November 2014
Caliber Funding, LLC  October 2012 - October 2013
JPMorgan Chase  July 2010 - October 2012
Credit Solutions/Lending   December 2007 - May 2010
Countrywide Home Loans   April 2004 - December 2007
Wells Fargo Bank  January 1999 - April 2004

Skills
Sales Management, Forecasting, Strategic Planning, Income Statement, Skilled Labor, Sales Analysis, Mortgage Lending, Loans, Credit, Mortgage Banking, Banking, Loan Origination, Credit Analysis, Refinance, FHA, Leadership, New Business Development, Mortgage Servicing, Sales, Loan Servicing, FHA financing, Portfolio Management, CRM, Residential Mortgages, Training, USDA, VA loans, Mortgage Underwriting, Loss Mitigation, Reverse Mortgages, Government Loans, Independent Thinking, Home Equity Loans, Construction Loans, Creative Solutions, VA Loans, FHA Financing

Education
Midwestern State University   2000 — 2003
BBA, Finance

Texas Tech University   1998 — 2001
Finance

Midwestern State University
B.A, Finance

Experience
AmeriPro Home Loans  April 2013 - Present
Bank of America Home Loans  January 2009 - April 2013
Guild Mortgage Company  July 2007 - January 2009
Countrywide Home Loans   2001 - 2007

Skills
Refinance, First Time Home Buyers, Mortgage Lending, Loans, Investment Properties, Real Estate, Foreclosures, REO, FHA, Investments, Mortgage Banking, Loan Origination, Short Sales, VA loans, FHA financing, Residential Mortgages, USDA, VA Loans, Real Estate Financing, Commercial Lending

Education
Armbrust Real Estate Institute, Denver, CO
Real Estate License

Metropolitan State College of Denver
Bachelor of Arts (B.A.), Behavioral Sciences

Experience
Bank of America  January 2002 - Present
Countrywide Home Loans   2002 - April 2010

Skills
Instructional Design, Organizational..., Process Improvement, Mortgage, Consumer Lending, Loan Origination, Team Building, Coaching, Leadership Development, Mortgage Banking, Change Management, Training Delivery, Residential Mortgages, Performance Improvement, FHA, Executive Coaching, Leadership, Management, Mortgage Lending, Training

Education
Mississippi Valley State University   1973 — 1977
BS, Business

Experience
Sazerac Company  July 2014 - Present
Sazerac Company  December 2011 - July 2014
Local Hospitality Group   January 2009 - July 2012
Hula bay Club   June 2010 - January 2012
Self Employed  August 2001 - January 2012
Self Employed  2007 - 2008
Countrywide Home Loans   2006 - 2008
Constant Contact  2005 - 2006
Theroy   2004 - 2005
Theroy   2004 - 2005

Skills
Marketing Strategy, Sales, Account Management, Event Management, Event Planning, Direct Sales, Brand Development, Social Media, Team Building, Social Media Marketing, Direct Marketing, Advertising, Management, Marketing, New Business Development, Sales Management, Team Leadership, Trade Shows

Education
Massachusetts Bay Community College   2001 — 2003

Experience
Bet Tzedek Legal Services  August 2014 - Present
ZipRealty  October 2010 - September 2013
Bank of America  April 2009 - September 2010
Smart Equity Real Estate   June 2005 - March 2009
Wells Fargo Home Mortgage  May 2004 - April 2005
Countrywide Home Loans   January 1999 - April 2004

Skills
Portfolio Management, Real Estate, Management, Legal Research, Legal Writing, Real Estate Transactions, Litigation, Legal Assistance, Real Estate Development, Commercial Real Estate, Real Estate Economics, Real Estate Financing, International Real..., Financial Accounting, Strategic Communications, Corporate Communications, Corporate Law, Real Estate Law, Communications Planning, Communications..., Project Management, Investment Properties, Property Management, Commerical Transactions, Commercial Litigation, Sales Management, Business Development, Organizational..., Mortgage Underwriting, Real Estate Due..., Project Portfolio..., Contract Negotiation, Contract Management, Contract Law

Education
University of Southern California   2014 — 2016
Annenberg School for Communication and Journalism, Master of Communication Management

University of Southern California   2014 — 2016
Lusk Center for Real Estate Program, Real Estate Development

University of California, Los Angeles - School of Law   2013 — 2014
American Bar Association, Paralegal Studies Certification

Marylhurst University   2011 — 2013
Masters of Business Administration, Real Estate Management

University of Phoenix   2008 — 2010
Bachelor of Science, Business Management

Experience
HealthMarkets  March 1998 - Present
Countrywide Home Loans   May 2007 - September 2008
Harris Methodist Health System  January 1994 - March 1998

Skills
Genesys, Nortel PBX, Aspect UIP, Modular Messaging, IVR, Access, Cisco, Application Development, Nortel, Cisco Technologies, Avaya, T-SQL, Software Development, SDLC, Microsoft SQL Server, Troubleshooting, Networking, Visio, Databases, Integration, Requirements Analysis, Quality Assurance, Software Documentation, Disaster Recovery, Vendor Management, Unified Communications, Call Centers, Requirements Gathering, SharePoint, ITIL, Active Directory, IT Management, Data Center, Telephony, Technical Support, IT Operations, Avaya Technologies

Education
Tarleton State University   1991 — 1994
BBA, Computer Information

Mclennan Community College   1989 — 1991
AA, Computer Information

Experience
John Thomas Financial  May 2008 - June 2013
Countrywide Home Loans   March 2004 - December 2007

Skills
Series 7, Series 63, Securities, Alternative Investments, Asset Allocation, Asset Management

Education
Marist College
Business, Finance

Experience
Experian  December 2008 - Present
Experian  December 2008 - August 2010
Experian  October 2005 - December 2008
Ameriquest Mortgage  December 2004 - September 2005
Balboa Insurance Group  2004 - 2004
Countrywide Home Loans   1997 - 2003
Software Services International (Aithent)   1996 - 1996

Education
University of California, Irvine - The Paul Merage School of Business   2005 — 2008
MBA

Maharshi Dayanand University   1991 — 1995
BTech, Computer Science and Engineering

Experience
Elk Grove Township   June 2015 - Present
Palatine Township   January 2009 - June 2015
Starpointe Mortgage  March 2006 - May 2007
Countrywide Home Loans   April 2002 - March 2006
Montgomery Ward  June 1978 - March 2001

Skills
Government, Administration, Strategic Planning, Financial Analysis, Mortgage Lending, Microsoft Excel, Budgets, Banking, Credit, Accounting, Microsoft Office, Financial Reporting, Customer Service, Risk Management, Townships, Contract Negotiation, Business Analysis, Real Estate, Insurance, Time Management

Education
Missouri Western State University   1978 — 1983
Bachelor of Science Business Administration, Accounting & Management

Experience
Bank of America Home Loans  August 2007 - Present
GMAC Mortgage  February 2001 - October 2006
Countrywide Home Loans   2002 - 2004

Education
Minnesota School of Business   1984 — 1985
Associates, Business Management

Experience
Department of Housing and Urban Development  May 2008 - Present
Assistive Technology Partners, University of Colorado Health Sciences Center   February 2008 - May 2008
Countrywide Home Loans   August 2004 - October 2007
Washington Mutual  June 2003 - August 2004
Ameriquest Mortgage Company  June 2001 - May 2003
Charles Schwab  May 2000 - June 2001

Skills
Banking, Loans, Mortgage Lending, Financial Analysis, Credit, Mortgage Banking, Underwriting, Training, Risk Management, Leadership, Real Estate Economics, Management, FHA, Sales, Credit Analysis, Data Analysis, Credit Risk, Analysis, Finance, Loan Origination

Education
University of Colorado at Denver   2004 — 2007
MBA

Michigan State University   1995 — 1999
BS, Hospitality Business

Seaholm High School   1991 — 1995

Experience
Countrywide Home Loans   Branch Analyst/AuditorChase Mahattan MortgageJanuary 1999 - August 2004

Education
Mercy College   1989 — 1993

Experience
NewLeaf Wholesale   November 2014 - Present
E Mortgage Management  July 2012 - September 2013
ClearPoint Funding  January 2011 - May 2012
MortgageIT  October 2003 - January 2009
Countrywide Home Loans   August 1990 - September 2003

Skills
Loan Origination, USDA, Construction Loans, Real Estate Financing, Commercial Mortgages, Banking, Reverse Mortgages, Refinance, Loss Mitigation, Strategic Planning, VA loans, FHA, Sales, Credit, Mortgage Servicing, Government Loans, Consumer Lending, Loan Servicing, Certified Mortgage..., Over 20 years of..., Loans, Underwriting, Mortgage Lending, Residential Mortgages, Leadership, Mortgage Banking, VA Loans

Education
McGill University - Macdonald Campus

Experience
Countrywide Home Loans   2002 - Present
Countrywide  2001 - 2006
The CIT Group, Inc.   1985 - 1988

Education
Michigan State University   1982 — 1987

Experience
Los Angeles Unified School District  January 2013 - February 2014
Casting Networks, Inc.   October 2009 - August 2012
Media Services  July 2007 - July 2009
Countrywide Home Loans   October 2005 - July 2007
Care Level Management  December 2004 - September 2005
Assurant  1992 - 1994
Assurant  1992 - 1994
Assurant  1992 - 1994
Assurant  1992 - 1994
Expressway   January 1987 - May 1990

Skills
C#, .NET, JavaScript, T-SQL, HTML, jQuery, CSS, LINQ, TFS, ASP.net, MVP Pattern, Telerik Web Controls, Databases, Web Development, Microsoft SQL Server, ASP, Agile Methodologies, XML, Entity Framework, SQL, SDLC, Software Development, SQL Server Management..., ASP.NET MVC

Education
University of California, Los Angeles   2004 — 2005
C#.Net

McGill University   1971 — 1975
B.A., music education

Experience
Countrywide Home Loans   Sr. Mortgage Loan OfficerBank of AmericaAugust 1999 - Present

Education
Macomb Community College

Experience
Protos software LLC   May 2008 - Present
Countrywide Home Loans   October 2004 - May 2008

Education
University of Pune   1996 — 1998
MBA

Maharashtra Institute of Technology   1991 — 1995
Bachelor of Engineering, Mechanical Engineering

Project Management Institute
PMP, Project Management

Experience
Specialized Loan Servicing LLC  March 2010 - Present
Terwin Money Management   May 2004 - January 2009
Countrywide Home Loans   July 2002 - May 2004
AIG SunAmerica  July 1999 - July 2002
Penn Mutual  March 1996 - June 1999
Life Insurance Company of the Southwest  1993 - 1996

Skills
Fixed Income, Portfolio Management, MBS, Trading, Securitization, Private Equity, Mortgage Lending, Investments, Structured Finance, Due Diligence, Financial Structuring, Credit Risk, Securities, Asset Management, Valuation, Credit Analysis, Analysis, CMBS, ABS, Capital Markets, Credit, Hedge Funds, Loans

Education
Missouri Southern State University   1981 — 1985
BBA, AS

BBA

Experience
Student Transportation Inc.   August 2014 - Present
Kaplan University  September 2008 - June 2011
Homecomings Financial/GMAC MORTGAGE   February 2005 - September 2008
COUNTRYWIDE HOME LOANS   2004 - 2005
LONG BEACH MORTGAGE  2002 - 2004

Skills
Innovative Problem..., •Excellent oral and..., Time Management, Client Relationship..., Fraud, Insurance, Notary Public, Legal Research

Education
KAPLAN UNIVERSITY   2008 — 2012
Bachelor of Science (B.S.), CRIMINAL JUSTICE, 3.98

Metropolitan State University of Denver   2003 — 2004

Experience
Wells Fargo  March 2014 - Present
Wells Fargo  July 2011 - March 2014
Wells Fargo Auto Finance  March 2010 - July 2011
BridgeStreet Worldwide  September 2006 - February 2009
Countrywide Home Loans   April 2004 - September 2006

Skills
Customer Service, Revenue Analysis, Account Management, Budgets, Hospitality, Sales, Strategic Planning, Sales Management, Property Management, Hotels, New Business Development, Team Building, Contract Negotiation, Sales Process, Real Estate, Microsoft Excel, Hospitality Management, Management, Team Leadership, Microsoft Office

Education
Metropolitan State University
Computer Science

Experience
Pegaus Elite Aviation   January 2015 - Present
Bridgeview Bank  July 2013 - December 2014
Commodore Capital Mortgage LLC   April 2003 - March 2011
Commodore Capital Mortgage, LLC   April 2004 - November 2010
Countrywide Home Loans   May 2002 - April 2003
Associates  1994 - 2001

Skills
Commercial Aviation, Business Aviation, aviation safety, Mortgage Lending, Loans, FHA, Loan Origination, Underwriting, Residential Mortgages, Real Estate, Investment Properties, Real Estate Financing, Refinance, Public Speaking, Team Building, Sales Management, Coaching, New Business Development, Residential Homes, Financial Structuring, Marketing Strategy

Education
Marquette University   1986 — 1990
BA, Political Science

Marquette University   1986 — 1990
Bachelor's degree, Polical Science

Experience
JPMorgan Chase  March 2007 - Present
Accredited Home Lenders  June 2006 - March 2007
Countrywide Home Loans   March 2005 - April 2006

Skills
Banking, Credit, Commercial Banking, Customer Service, Loans, Mortgage Lending, Portfolio Management, Project Management, Real Estate

Education
Marist College   2009 — 2012
MBA, Concentration in Finance

State University of New York College at Cortland   1999 — 2002
B.S., Business Economics

Pfeiffer University   1998 — 1999

Sayville High School   1994 — 1998

Experience
Bank of America Home Loans  March 2009 - Present
Countrywide Home Loans   May 2006 - February 2009
JPMorgan Chase  March 1989 - April 2006

Skills
Executive Management, Start-ups, Process Improvement, Business Process, Sales, Risk Management, Marketing, Vendor Management, Financial Analysis, Banking, Management, Training

Education
Middlesex County College   1994 — 1996
Business, Computer Systems and Applications, Intro to Early Childhood Education

Experience
Freddie Mac  July 2006 - Present
Countrywide Home Loans   2005 - 2006
Freddie Mac  1992 - 2005
Dominion Bankshares Mortgage   1989 - 1992
Wilson Mortgage   1986 - 1989

Education
Marietta College
BA, Political Science/Accounting

Experience
Stewart Title  February 2015 - Present
TruWest Credit Union  November 2012 - February 2015
JP Morgan Chase  May 2011 - November 2012
Marix Servicing  June 2008 - May 2011
Capital Title Agency  May 2005 - January 2008
Countrywide Home Loans   2008 - 2008
Ryland Homes  2002 - 2005
Wells Fargo Home Mortgage  January 2001 - January 2002

Skills
Foreclosures, REO, Loans, Sellers, Real Estate, Asset Management, Property, Title Insurance, Notary Public, Real Property, Mortgage Lending, FHA, Loan Origination, Escrow, Mortgage Banking, Refinance, Real Estate Transactions, Residential Mortgages, Short Sales, Investment Properties, Loss Mitigation, Portfolio Management, Condos, Credit Analysis, Investments, Banking, Real Estate Financing, Asset, Single Family Homes, Mortgage Servicing, Commercial Real Estate, Brokerage, Disposition, Default, Property Management, Appraisals, Residential Homes, Underwriting, First Time Home Buyers, Finance, Loan Servicing, Buyers, Funding, Outlook, Credit, HUD, Investors, Selling, USDA, Loan Modifications

Education
Mesa Community College   1998 — 1999
Graphic Design

Pima Community College   1996 — 1998
Graphic Design

Experience
Mortgage Network, Inc.   March 2012 - Present
Met Life Home Loans  July 2010 - February 2012
Countrywide Home Loans   2002 - 2008
North American Mortgage  1993 - 2001

Skills
Mortgage Banking, Loan Origination, Mortgage Lending, Loans, Construction Loans, Residential Mortgages, Mortgage Underwriting, Commercial Lending, FHA, Credit Analysis, Refinance, Credit, Due Diligence, Risk Management, USDA, First Time Home Buyers, Retail Banking, Mortgage Servicing, Financial Risk, FHA financing, Sales Management, Relationship Management, Loan Servicing, Commercial Banking, Home Equity Lines of..., Structured Finance, Securitization, Home Equity Loans, Financial Services, Reverse Mortgages, Investment Properties, Mortgage Marketing, Real Estate Economics, Portfolio Management, Consumer Lending, Finance, Government Loans, Financial Structuring, Financial Advisory, Operational Risk, Banking, VA loans, Investments, Executive Management, Commercial Mortgages, Branch Management, Loss Mitigation, Real Estate, Cross Selling, Underwriting

Education
Merrimack College
BS, Business

Experience
Bank of America  September 2001 - Present
Countrywide Home Loans   2001 - 2009
Mindflow   2000 - 2001
Anthem Blue Cross Blue Shield  1998 - 2000
SDRC  1991 - 1998
CBIS  1989 - 1991
SAMI Burke Marketing   1986 - 1989
Access  1984 - 1986
Burke Marketing Research  1983 - 1984

Skills
SDLC, IBM iSeries, DB2, Disaster Recovery, RPG, SOA, IT Strategy, Business Analysis, Websphere, IT Management, SQL, Integration, Requirements Analysis, Agile Methodologies, Visio, Software Project..., Systems Analysis, Database Design, Data Warehousing, Enterprise Architecture

Education
Franklin High School
High School, High School

Miami University
BA, Systems Analysis

University of Cincinnati College of Business
MBA, Quantative Analysis

Experience
Percheron, LLC  October 2014 - Present
NiSource  April 2008 - September 2014
GMAC Home Services  February 2006 - March 2008
Countrywide Home Loans   January 2003 - January 2006

Skills
Natural Gas, Energy, Project Management, Contract Management, Energy Industry, Microsoft Excel, Process Improvement, Contract Negotiation, Petroleum, Gas, Pipelines, Oil & Gas Industry, Supervisory Skills

Education
Marshall University
Bachelor of Business Administration (BBA), Marketing

Experience
Sun West Mortgage Company  2013 - 2014
Wells Fargo Home Mortgage  2011 - 2013
Acopia Capital Group  2009 - 2011
Firsto Horizon Home Loans dba First Tennessee Bank   2007 - 2008
Countrywide Home Loans   2006 - 2007
First Horizon Home Loans  2003 - 2005
Seacoast Equities   2003 - 2005
Wells Fargo Home Mortgage  2001 - 2003
Equity One  1989 - 1997
MegAmerica Mortgage Group   1992 - 1994

Skills
Investment Properties, Mortgage Banking, Mortgage Lending, Loans, Account Reconciliation, Refinance, FHA, Residential Mortgages, Loan Origination, VA loans, USDA, Credit, FHA financing, Mortgage Underwriting, Credit Analysis, Reverse Mortgages, Operations Management, Credit Counseling, Credit Risk, Detailed Organization, Project Planning, Customer Service, Compliance, Events Coordination, Community Service, Underwriting, Certified Mortgage..., Funding, Government Loans, Construction Loans, Finance, First Time Home Buyers, Real Estate Financing, Residential Homes

Education
Michigan State University   1983 — 1987
BA, International Business

Hazel Park High School

Experience
dish network  December 2012 - August 2015
Liberty mutual insurance  January 2011 - October 2013
Countrywide Home Loans   January 2008 - November 2010

Skills
Customer Service, Insurance, Sales, Microsoft Office, Microsoft Word, Analysis, Marketing

Education
Arizona school of real estate   2015 — 2015
NMLS license, Real state

Portland State University   2004 — 2005
Computer Engineering, Computer Science, English, Math, Economics

Mesa Community College
Pharmacology, Pharamacy Technician

Experience
Department of Veterans Affairs  August 2009 - Present
USA ARMY National Guard   July 2007 - Present
Countrywide Home Loans   May 2005 - January 2007
National City Mortgage  March 2004 - May 2005
Dassault Systemes America Corp   2000 - 2002
Lucent Technology  September 1995 - February 2000

Skills
Software Project..., Process Improvement, SDLC, Management, GUI Testing, Formulation of Test Plan, Formulation of Test..., Lead QA staff, Product Education, Streamline Best..., Regression Testing, Functionality/Integratio..., Operating Systems: ..., Platforms:AIX, HP,..., Software Tools:..., USARCENT UNIVERSITY..., GCIM, MENTOR, ECAM, 10kW Power Generator..., Testing, Project Management, Project Scope Evaluation, Electronics' Technician..., A.E. Sales Training..., Time Management..., Analysis, Program Management, Leadership, Quality Assurance, Security Clearance, Security, Integration, Project Planning, Software Documentation, Databases, Policy, Negotiation, SAP, DoD, Training, Military, Team Building, Business Analysis, Sales, Customer Service, Microsoft Office, Government, Strategic Planning

Education
Thomas Edison State College   2009 — 2013
Bachelor of Applied Science (B.A.Sc.), Natural Sciences and Mathematics

Middlesex County College   1993 — 1998
Associate of Science (A.S.), Industrial Electronics Technology/Technician

Middlesex University
International Studies, International and Intercultural Communication

Experience
Rocky Mountain Cardiology  July 2011 - Present
Rocky Mountain Cardiology  November 2010 - July 2011
Snelling Staffing  May 2010 - September 2010
VASTEC  October 2009 - December 2009
Select Staffing  September 2008 - June 2009
Stream  November 2007 - January 2008
Countrywide Home Loans   November 2006 - October 2007
Mortgage Consultants Network   April 2006 - August 2006

Skills
Data Entry, Customer Service, Outlook, Software Documentation, 10 Key, Fax, Lotus Notes, HIPAA, Microsoft Office, Administrative..., Medical Records, Microsoft Excel, Spreadsheets, File Management, Microsoft Word, Training

Education
Metropolitan State College of Denver   2011 — 2014
Human Services, General

University of South Florida   2008 — 2010
Bachelor of Arts, Psychology

Hillsborough Community College   2004 — 2008
Liberal Arts

Experience
Firemans Fund Insurance Company  May 2008 - Present
Countrywide Home Loans   September 2005 - April 2008

Skills
Property & Casualty..., Mortgage Lending, Sales Management

Education
Madison Area Technical College   2003 — 2005
Associate's degree, Marketing

Experience
Wells Fargo Home Mortgage  November 2011 - Present
Unemployed-Looking for work in Mortgage Banking/Underwriting   July 2009 - October 2011
Wells Fargo thru Accountemps   April 2009 - July 2009
Countrywide Home Loans   January 2002 - October 2007
Cal Coast Mortgage   March 2001 - December 2001
LEGEND FINANCIAL GROUP   April 2000 - February 2001
JP MORGAN CHASE (FORMERLY CHASE MANHATTAN)   July 1999 - April 2000
WELLS FARGO MORTGAGE (FORMERLY NORWEST MTG, WMC MTG,WEYERHAEUSER MTG, SOUTHWEST COLONIAL BANCORP)   June 1995 - June 1999

Skills
Underwriting, FHA, Mortgage Banking, Mortgage Lending, Loans, Due Diligence, Refinance, Banking, Credit, Credit Analysis, Residential Mortgages, Mortgage Underwriting, Risk Management, Credit Risk, Consumer Lending, Analysis, Loan Origination, Investors, Investment Properties

Education
SOUTHWEST TECHNICAL COLLEGE   1990 — 1990
CERTIFICATE, COMPUTER LAN TECHNICIAN

MiraCosta College   1978 — 1984
REAL ESTATE APPRAISAL AND REAL ESTATE PRACTICES

EL CAMINO HIGH SCHOOL   1975 — 1978
BUSINESS ADMIN, OFFICE & SECRETARIAL SKILLS

Experience
Aerotek  April 2012 - October 2012
SunTrust Mortgage  June 2009 - December 2011
Business Partners LLC  October 2006 - October 2008
Farmers Insurance  June 2005 - October 2006
Countrywide Home Loans   April 2003 - May 2005

Skills
Customer Relations, Customer Service, Banking, Team Building, Computer Literate, Mortgage Servicing, Mortgage Industry, Loss Mitigation

Education
Strayer University (VA)   2009 — 2011
Master of Business Administration (MBA), International Business

Makerere University   1993 — 1996
Bachelor's degree, Social Sciences

Experience
Freedom Mortgage  April 2012 - Present
One Choice Mortgage   September 2008 - January 2011
Countrywide Home Loans   January 2006 - May 2008
Countrywide Home Loans   January 2004 - January 2006
Countrywide Home Loans   December 2002 - January 2004
CSK Auto  March 2002 - December 2002
Global Power Components  May 2001 - October 2001

Skills
Mortgage Underwriting, Mortgage Lending, Refinance, Residential Mortgages, Loans, Mortgage Banking, Loan Origination, FHA, Credit Analysis, FHA financing, Wholesale Lending, Mortgage Servicing, Government Loans, Loan Servicing, Underwriting, Credit

Education
Milwaukee Area Technical College
Associates Degree, Accounting

Experience
Colton & Associates   November 2011 - Present
AmeRican Fidelity Assurance Company  May 2000 - October 2011
COUNTRYWIDE HOME LOANS   January 1998 - January 2000
THE CIT GROUP  January 1989 - January 1998

Skills
Accounting/Bookkeeping, Expense Budget, Report Preparation, Written Correspondence, Computer Savvy, Customer Service, Scheduling, Insurance Billing, General Office Skills, Quick Books, Intuit

Education
University of Central Oklahoma   2008 — 2010
Bachelor's degree, Accounting, 3.25

FELLOW LIFE MANAGEMENT INSTITUTE
FLMI, Insurance

Oklahoma City Community College   2004 — 2008
Associate's degree, Business Administration and Management, General

GLOBAL ENTRPRISE READINESS INSTITUTE
Lean Facilitator

Metro Technology Centers
Lean Facilitator

Experience
HR ELITE SERVICES, LLC▪   September 2007 - Present
OfficeMax  May 2012 - March 2014
OLD NAVY  November 2011 - July 2013
Countrywide Home Loans   July 2005 - September 2007

Skills
Operations Management &..., Shrink Management and..., Leadership/Team..., Sales Operations, P&L Management, Profit Building and...

Education
Macomb Community College   1995 — 2005
Associate of Arts and Sciences (AAS), Law Enforcement, and Related Protective Services

Experience
J.P. Morgan Chase   January 2011 - Present
Barrett Daffn Frappier Turner and Engel   April 2008 - January 2011
Countrywide Home Loans   September 2003 - April 2008
United States Navy  August 1992 - August 1996

Education
University of North Texas   2000 — 2002
Bachelor of Science (B.S.), Criminal Justice

Midwestern State University   1998 — 2000