Experience
Lone Wolf Real Estate Technologies  February 2015 - Present
Keller Williams Realty  July 2005 - January 2015
Utility Concierge  September 2013 - June 2014
Countrywide Home Loans   June 2004 - December 2005
Bank of America  July 2000 - December 2001
VSE Group   1999 - 2000
Lotus Consulting   1996 - 1999
Lotus Development  1996 - 1999

Skills
Real Estate, First Time Home Buyers, Investment Properties, Foreclosures, REO, Relocation, Sellers, Residential Homes, Short Sales, Single Family Homes, Real Estate Transactions, Selling, Investors, Condos, New Home Sales, Referrals, Buyer Representation, Listings, Investments, Luxury, Real Estate Economics, ABR, Real Property, Buyers, Townhomes, SFR, Move Up Buyers, HUD, New Homes, Vacation Homes, Relocation Buyers, Seniors

Education
The University of Texas at Austin   1991 — 1996
Political Science

Experience
Bradshaw International  October 2007 - Present
McKesson  August 2007 - May 2008
Countrywide Home Loans   May 2003 - August 2007

Skills
EDI, Active Directory, IT Management, Troubleshooting, Access, C#, Cross-functional Team..., Process Improvement, Product Management, Management, Team Leadership, Warehouse Management, Product Development, Systems Analysis, Change Management, ABAP, Database Design, ERP, Microsoft SQL Server

Education
Tulsa Community College   1998 — 2001
Associates of Applied Science, IT

Experience
Bank of America  November 2011 - Present
Bank of America  October 2009 - November 2011
Bank of America  September 2008 - October 2009
Countrywide Home Loans   April 2007 - September 2008
Bear Stearns  December 2006 - April 2007
Countrywide Home Loans   October 2003 - November 2006

Education
The University of Texas at Austin   1997 — 2001
BA, Economics

Experience
Bulgari  January 2013 - Present
Aramark Corporation  May 2007 - January 2013
David Lewis Images   August 2005 - May 2007
Keith Moore Studio   February 2005 - April 2007
Countrywide Home Loans   November 2005 - March 2006

Skills
Intercultural..., Creative Problem Solving, Technology Integration, Marketing, Office Management, Customer Service, Budgets, Training, Event Planning, Event Management, Spanish, Social Media, Public Relations, Public Speaking, Microsoft Office, Market Research, Team Leadership, Staff Development, Management, Human Resources, Retail, Marketing Communications, Negotiation, Sales Management, Sales Operations

Education
Universidad del Centro de México   1999 — 2004
Bachelor, International Marketing

Université de Montréal   2002 — 2002
Certification, French as a Second Language

Selkirk College   1998 — 1999
Certification, English as a Second Language

Experience
Texas Capital Bank  September 2014 - Present
Bank of America  May 2013 - September 2014
Great Western Financial Services, Inc.   June 2011 - May 2013
Bank of America  April 2006 - June 2011
Countrywide Home Loans   April 2006 - June 2011
RBMG/NetBank   1995 - 2006
Key Bank  1991 - 1995
Smith Barney  1989 - 1990

Skills
Mortgage Lending, Loan Origination, Loans, FHA, Refinance, Underwriting, Residential Mortgages, USDA, Banking, VA loans, Credit, Mortgage Servicing, Mortgage Banking, Real Estate Economics, Commercial Mortgages, Finance, Mortgage Underwriting, Capital Markets, Risk Management, Real Estate, Credit Analysis, Cross Selling, Investments, FHA financing, Consumer Lending, Loss Mitigation, Reverse Mortgages, Commercial Lending, Financial Risk, Construction Loans, Portfolio Management, Loan Servicing, Investment Properties, Credit Risk, Lines Of Credit, Financial Analysis, Financial Structuring, Financial Services, Funding, Retail Banking, Real Estate Financing, Government Loans, Certified Mortgage..., Executive Management, Small Business Lending, Commercial Banking

Education
University at Albany, SUNY   1987 — 1989
Bachelors, Economics

Experience
Hometrust Mortgage  June 2008 - Present
Texas Mortgage Consultants   August 2006 - June 2008
Countrywide Home Loans   August 2005 - August 2006

Skills
Mortgage Lending, Mortgage Banking, Real Estate Economics, Real Estate, Credit Analysis, USDA, Credit, Loans, Certified Mortgage..., Negotiation, Loan Origination, Underwriting, Refinance, Construction Loans, FHA, Government Loans, VA loans, Residential Mortgages, Investment Properties, First Time Home Buyers, Customer Service, FHA financing, Mortgage Underwriting, Foreclosures, Real Estate Financing, Reverse Mortgages, Home Equity Loans, REO, Mortgage Marketing, Loss Mitigation, Short Sales, Residential Homes, Commercial Mortgages, Mortgage Servicing, Referrals, Finance, FHA Financing, VA Loans, Banking, Real Estate Transactions

Education
The University of Texas at Austin   2001 — 2005

Experience
Bank of America  June 2011 - Present
Anderson, Burns, & Vela   August 2008 - June 2011
Countrywide Home Loans   August 2005 - September 2006
Richard Jaramillo & Associates   December 2002 - January 2005
Citifinancial Mortgage  June 2002 - November 2002
Associates Financial Services Company   July 1999 - May 2002
Associates Financial Services Company   May 1998 - June 1999

Skills
Foreclosures, Loss Mitigation, Mortgage Lending, Closings, Loan Origination, Management, Bankruptcy, Title Insurance, Mortgage Servicing, Title Clearing, Title Searches, Title Opinions, Default, LPS Desktop, Loan Servicing, Process Improvement, Legal Documents, Collections, Legal Research, Probate, Evictions, Litigation, Loan Modifications, Escrow, Team Building, Mortgage Underwriting, Appraisal Review, Property Preservation, Mortgage Collections, Leadership, Communication, Mortgage Banking

Education
The University of Texas at Austin   1992 — 1996
Bachelor of Arts (BA), History

Experience
Coldwell Banker Liberty   July 2011 - Present
Prospect Mortgage, LLC  October 2007 - December 2010
Countrywide Home Loans   November 2005 - October 2007
US Mortgage  October 2005 - November 2006
Commonwealth United Mortgage  December 1999 - October 2005

Education
Union County College   1998 — 1998
Associate

Experience
Bank of America  June 2015 - Present
Bank of America  October 1998 - Present
Bank of America  May 2014 - June 2014
Bank of America  2013 - May 2014
Countrywide Home Loans   1998 - 2008
Fannie Mae  1981 - 1994

Skills
Mortgage Banking, Mortgage Lending, FHA, Loan Origination, Credit, Underwriting, Banking, Credit Analysis, Loan Servicing, Credit Risk, Process Improvement, Strategic Planning, Mortgage Underwriting, Loans, Leadership, Call Centers

Education
The University of Texas at Arlington - College of Business Administration
Bachelor's degree, Marketing

Experience
TECH Mahindra  August 2012 - Present
Dell Services  May 2011 - August 2012
Penson Financial Services Inc.  November 2007 - October 2010
Countrywide Financial Services  May 2006 - September 2007
Countrywide's Data Center   January 2006 - May 2006
Reveal Computer Products.   February 1997 - 1999
COUNTRYWIDE HOME LOANS   January 1995 - June 1998

Skills
Active Directory, Process Improvement, BMC Remedy, Disaster Recovery, Change Management, Troubleshooting, Servers, IT Strategy, Project Management, Operating Systems, Incident Management, Integration, Help Desk Support, ITIL, Quality Assurance, Visio, Technical Support, Service Delivery, Networking, Vendor Management, Security, IT Service Management, System Administration, Information Technology, Hardware, Software Project..., Testing, Management, Leadership, Enterprise Software, Citrix, IT Management, Data Center, Infrastructure, SharePoint, Strategy

Education
UNITED EDUCATIONAL INSTITUTE   1990 — 1994
Certificate, Electronics; Microcomputer Repair, and Network Administration

United Education Institute-Huntington Park Campus   1990 — 1991
Electronics/Micro Computer Repair/Networking

Experience
PepsiCo  September 2014 - Present
PepsiCo  December 2010 - September 2014
PepsiCo  November 2007 - December 2010
Countrywide Home Loans   January 2007 - September 2007
Countrywide Home Loans   August 2004 - January 2007
Informatics  March 2003 - August 2004
Informatics  February 2001 - March 2003
Chexsystems  May 1994 - December 2000

Skills
Sales, Customer Service, Account Management, Loan Origination, Loan Servicing, Analysis, Consulting, Supervising, Microsoft Office, SAP, Barcode Technology, Finance, Training, Microsoft Excel, Accounting, Troubleshooting

Education
The University of Texas at Dallas   2010 — 2012
Bachelor’s Degree, Business Administration and Management, Magna Cum Laude

Experience
Malone Information Systems and Solutions   January 2013 - Present
Bank of America  January 2011 - December 2012
Bank of America  November 2006 - December 2010
Countrywide Home Loans   April 2005 - November 2006
Countrywide Home Loans   September 2000 - April 2005
Countrywide Home Loans   February 2000 - September 2000
Countrywide Home Loans   February 1999 - February 2000
Countrywide Home Loans   September 1998 - February 1999
Countrywide Home Loans   June 1997 - September 1998
Multisoft, Incorporated   May 1996 - May 1997

Skills
Banking, Mortgage Banking, Mortgage Lending, Leadership, Management, Loans, Strategy, Executive Management, Risk Management, Credit, Access, Mortgage Servicing, Portfolio Management, Financial Services, Loan Origination, Process Improvement, Business Process..., Vendor Management, SDLC, Finance, Applications Software..., Microsoft SQL Server, SQL DB2, T-SQL, RPG, Java, Reporting & Analysis, Executive Reporting, Disaster Recovery, Scalability, HP Server Hardware, Investor Reporting, IIS, SQL Server Management..., Microsoft Office, Lotus Notes, Perl, CGI/Perl, CGI scripts, Web Development, Web Applications, Website Development, Home Equity Lines of..., Compliance, Internal Audit, MS Project, Software Project..., Team Building, Talent Acquisition, Professional Mentoring

Education
Tuskegee University   1989 — 1993
Accounting

Experience
Information Services Group  August 2013 - Present
Austin Community College  2013 - Present
Bridgepoint Consulting, Vaco, Robert Half   2006 - 2010
Countrywide Home Loans   2003 - 2006
Countrywide Home Loans   2001 - 2003
Global Home Loans, Ltd   1999 - 2001
Countrywide Home Loans   1994 - 1999
Countrywide Home Loans   1993 - 1994
KPMG US  1989 - 1992

Skills
Internal Controls, Team Leadership, Sarbanes-Oxley Act, Finance, Consulting, Financial Analysis, Operations Management, Mortgage Banking, Financial Audits, Project Management, Team Restructuring, Business Analysis, Business Process..., Structured Finance, Staff Development, Expatriate Experience, Written Communication, Leadership, Management, Strategy

Education
University of Southern California - Marshall School of Business   2010 — 2011
Master, Business Administration

The University of Texas at Austin   1985 — 1989
Bachelor of Business Administration, Accounting

SAP Training
Plant Maintenance

Experience
National Center for Policy Analysis  May 2014 - Present
Southlake Focus Group  2014 - 2015
Southlake Focus Group  2014 - 2015
Ellis Marketing Events   September 2011 - May 2014
Paladin  June 2013 - October 2013
CoreLogic  July 2010 - September 2011
First American  August 2007 - June 2010
VMS Contractor   July 2006 - March 2008
Cognos  October 1999 - May 2006
Countrywide Home Loans   May 1997 - October 1999

Skills
Marketing Communications, Lead Generation, Marketing, Event Management, Marketing Strategy, Management, Event Planning, Customer Service, Social Media, Team Building, Vendor Management, B2B, Budgets, Project Management, Strategic Planning, Product Management, Contract Negotiation, Recruiting, Social Media Marketing, Customer Retention, Negotiation, Relationship Marketing, Online Marketing, Marketing Plan Creation, Account Management, Project Planning, Return on Investment, Campaigns, Product Marketing, Microsoft Technologies, Strategic Event Planning, Facilitators, B2B & B2C, Budget & Cost..., Budget Mgt., Client Relations, Contract Negotiations, Event Marketing, Executive Hospitality..., Marketing..., Marketing Coordination, Meeting Facilitator, Microsoft Product Suite, Negotiating Sponsorships, On-Site Logistics, Recruitment & Management, CTSM, ROI, Logistics Engineering, Social Media Outreach

Education
The University of Texas at Dallas
Bachelor of Arts (B.A.), Marketing Management

Warren Travis White (WTW)

Experience
Envoy Mortgage  March 2013 - Present
PrimeLending  September 2010 - February 2013
Envoy Mortgage  July 2008 - September 2010
Countrywide Home Loans   March 2004 - July 2008

Skills
FHA, Refinance, Mortgage Lending, VA loans, Mortgage Banking, USDA, FHA financing, Residential Mortgages, Loan Origination, Loans, First Time Home Buyers, Investment Properties, Reverse Mortgages, Government Loans, Credit, Mortgage Underwriting, Construction Loans, Real Estate, Real Estate Financing, Underwriting, Referrals, REO, FHA Financing, VA Loans

Education
The University of Texas at San Antonio   2000 — 2003
Bachelor of Science (BS), Finance, General

Experience
Movement Mortgage, LLC  January 2011 - Present
Virginia Mortgage Lenders   May 2010 - January 2011
Prosperity Mortgage  December 2007 - May 2010
Countrywide Home Loans   May 2002 - December 2007

Education
Tidewater Community College   1986 — 1987
General

Experience
Prodigy Inc.   October 2008 - Present
Prime Lending Associates of America   June 2008 - Present
UFS: UNIFIED FIGHT SPORTS   January 2008 - Present
Countrywide Home Loans   August 2005 - June 2008
Izzy's Bar and Grill   June 2002 - June 2005

Education
The University of Texas at Austin   1990 — 1994
Business/Marketing, Business/Marketing

Experience
Bank of America  February 2015 - Present
MoneyGram International  July 2012 - January 2015
Trust Management Network  July 2011 - July 2012
JPMorgan Chase  February 2009 - July 2011
Fidelity Investments  June 2008 - December 2008
Countrywide Home Loans   December 2007 - July 2008
J.P  October 2005 - November 2007

Skills
Anti Money Laundering, Finance, Account Reconciliation, Accounting, Financial Analysis, Management, Risk Management

Education
The University of Texas at Dallas
Bachelors of Science, Economics

Experience
Texas Broadcast Industries, Inc.   May 2008 - Present
Job Transition Networking   April 2008 - Present
US Census Bureau  March 2009 - June 2010
CareerConnection  January 2009 - May 2010
Elsner Consulting Systems   December 2002 - February 2008
Countrywide  2005 - 2008
Countrywide Home Loans   2005 - 2008
AT&T Mobility (formerly Cingular Wireless)   July 2000 - November 2002
SBC  July 2000 - July 2000
Experian  July 1998 - March 1999

Skills
Business Results..., Healthcare IT and..., Financial Systems..., Telecommunication..., Problem Solving, Outcome focused, Process Management, Certified Project..., Project Management, Cross-functional Team..., Degrees, Telecommunications, SDLC, Analysis, Team Leadership, Change Management, Program Management, Continuous Improvement, Integration, Healthcare Information..., Financial Systems, Security, Business Process, Mortgage Banking, Business Process..., Training, Testing, Requirements Analysis, Management, PMO, Visio, CRM, Leadership, Business Analysis, Project Planning, Databases, PMP, Process Improvement, Six Sigma, MS Project, Credit, Vendor Management

Education
DoulosPM   2014 — 2014

Project Management Institute, Dallas chapter   2006 — 2014

LSI-Intl, Inc.   2009 — 2011

H&R Block

Innis Momentum!

University of Texas of the Permian Basin
M.S.

The University of Texas at Austin
B.A.

Permian High School
Diploma

Experience
Rancho Solano Preparatory   November 2011 - Present
IMAGINE SCHOOLS at CAMELBACK   August 2009 - Present
Image Schools at Camelback   August 2008 - Present
KEYSTONE MONTESSORI  August 2006 - July 2009
TRADESTAR CONSTRUCTION SERVICES   February 2006 - August 2006
Countrywide Home Loans   September 2005 - February 2006
Nordstrom  February 2005 - September 2005
Neiman Marcus  August 2002 - February 2005
NEW WORLD MONTESSORI SCHOOL   August 1997 - August 2000

Education
Tecnologico de Monterrey Campus Chihuahua and Centro de Capacitacion MontessoriAMS Montessori

The University of Texas at El Paso
General Studies

Experience
First Home Mortgage  September 2008 - Present
Countrywide Home Loans   April 2006 - September 2008
Wells Fargo Home Mortgage  March 2001 - April 2006

Skills
Refinance, FHA, Loan Origination, Credit, Loans, Mortgage Lending, Real Estate, Mortgage Banking

Education
Towson University   1975 — 1979
Bachelor's degree, Business Administration and Management, General

Experience
DHI Mortgage  July 2014 - Present
Amherst Advisory & Mgmt LLC   July 2011 - February 2014
DHI Mortgage  May 2010 - July 2011
Indymac Bank  October 2007 - May 2009
Aegis Wholesale Corporation  May 2003 - January 2007
Wells Fargo Home Mortgage  April 2002 - May 2003
Countrywide Home Loans   November 2000 - April 2002

Skills
Mortgage Banking, Mortgage Lending, Mortgage Underwriting, Loans, Residential Mortgages, FHA, Loan Origination, Underwriting, Credit, Loss Mitigation, Mortgage Servicing, Banking, Refinance, REO, VA loans, Foreclosures, Due Diligence, Credit Analysis, Investment Properties, Finance, Reverse Mortgages, Real Estate, Auditing, Default, FHA financing, Loan Servicing, USDA, Financial Analysis, Fraud, Consumer Lending, Funding, Credit Risk, Management, Commercial Lending, Risk Management, Portfolio Management, Government Loans, FHA Financing

Education
The University of Texas at Austin

Experience
Latino Small Business Owner   February 2010 - Present
DLH Financial Services LLC   September 2006 - Present
Mortgage Access Corporation  January 2009 - December 2009
Countrywide Home Loans   February 2007 - December 2008

Skills
Spanish translation, Computer Literate, Mac OS, Banking, Loans, Financial Analysis, Strategic Planning, Loan Origination, Mortgage Banking, Mortgage Lending, Budgets, FHA, Finance, Real Estate, Credit, Analysis, Business Development, Business Planning, Leadership, Management, Small Business, Spanish, Strategic Financial..., Training

Education
The University of Texas-Pan American   2003 — 2005
BBA, Finance

The University of Texas-Pan American   2003 — 2005
BSBA, finance

Universidad de La Sabana   1999 — 2003
BBA, Business Administration

Ejercito Nacional de Colombia   1997 — 1998
Soldado Bachiller, Soldado Bachiller

Experience
Think Tech Labs  February 2015 - Present
Think Tech Labs  June 2014 - January 2015
Independent  March 2014 - June 2014
KELL Partners, LLC  April 2013 - March 2014
KELL Partners, LLC  September 2011 - April 2013
Greenlights for Nonprofit Success  November 2009 - September 2011
University of Texas at Austin  October 2008 - November 2009
Collin County Children's Advocacy Center  July 2007 - September 2008
Countrywide Home Loans   July 2005 - July 2007
The Acton School of Business   January 2005 - April 2005

Skills
Non-profits, Event Management, Newsletters, Special Events, Fundraising, Social Media, Public Speaking, Event Planning, Salesforce.com, Salesforce Nonprofit..., Common Ground/Luminate..., Customer Relations, Online Marketing, Database Administration, Spreadsheets, Customer Service, CRM, Nonprofits, Leadership, Training, Management, Volunteer Management, Project Management, Marketing, Program Management, Strategy

Education
The University of Texas at Austin   1999 — 2004
B.S., Communication Studies

Experience
Young Living Essential Oils Independent Distributor  March 2013 - Present
Sole to Soul with Deb   March 2013 - Present
Sole to Soul with Deb ~ living an Organic, Holistic Lifestyle using Reflexology and Essential Oils   March 2013 - Present
Nan Martin Coaching   2015 - 2015
Deborah Capone   April 2012 - March 2013
BankUnited  December 2009 - March 2012
H&R Block  September 2007 - December 2008
Citizens Federal Bank/NationsBank/Bank of America   June 1987 - October 2006
Countrywide Home Loans   December 1996 - April 1997
First Merit Bank  January 1996 - December 1996

Skills
Cash Management, Customer Service, Financial Reporting, Accounting, Customer Relations, Team Building, Retail, Problem Solving, Coaching, Microsoft Office, Customer Satisfaction, Operations Management, Mentoring, Training, Marketing, Leadership, Credit, Microsoft Word, Microsoft Excel, Deposits, Management, Small Business, Consumer Lending, Reflexology, Healing Touch, Energy Healing, Decision Support, Love Of Learning, Spiritual Direction, Spirituality, Women Owned Business, Women's Health, Professional Women, Essential Oils, Aromatherapy, Essential oils and..., Emotional Clearing, Cross Selling, Holistic Health, Wellness, Sales, Time Management, Leadership Development, Social Networking, Supervisory Skills, Healing, Meditation, Lifestyle, Lifestyle Coaching, Wellness Coaching

Education
Laura Norman School of Reflexology   2013 — 2014
Laura Norman Reflexology Professional Certification Program, Foot, Hand, Ear, and Face Reflexology Certification., Certified

Young Living Essential Oils   2013 — 2013
Essential Oils and Aromatherapy

Dale Carnegie Graduate   1999 — 2000

St John Vianny

Trinity College prep HS
College Preparatory High School, Accounting

Triton College
Two years undergraduate work, Accounting and Finance

Experience
Bank of America, N.A   January 2007 - Present
Countrywide Home Loans   May 2000 - December 2006
GRAINGER  August 1997 - April 2000

Skills
REO, Loss Mitigation, Real Estate, Investment Properties, Mortgage Banking, Mortgage Servicing, Loans, Loan Servicing, Foreclosures, Real Estate Transactions, Asset Management, Investors, Credit, Portfolio Management, Default, Negotiation, Selling, FHA financing, USDA, HUD, Property, Asset Managment, Real Estate Economics, Credit Analysis, Disposition, Sellers, Residential Homes, Investments, Closings, Single Family Homes, Sales, LPS, VA Loans, Asset, Risk, Asset Management,...

Education
The University of Texas at Dallas   2000 — 2004
BA in Interdisciplinary Studies, School of Interdisciplinary Studies (Concentration - Business)

Experience
Pride Technologies  January 2015 - Present
Pershing, a BNY Mellon company  January 2011 - May 2014
Morgan Stanley  January 2006 - June 2009
Countrywide Home Loans   January 2005 - July 2005

Skills
Project Portfolio..., PMO, SDLC, Business Analysis, PMP, Risk Management, Project Delivery, Financial Services, Vendor Management, Stakeholder Management, Software Project..., Business Process..., Series 63, Series 7, Schedules, Project Management

Education
Georgetown University
Bachelor of Science (BS), International Relations and Affairs

Universidad de León
Certificate, Spanish and Iberian Studies

Experience
ePrequal.com, LLC   January 2012 - Present
Cendera Funding  April 2010 - January 2012
Calyx Software  March 2009 - April 2010
Countrywide Home Loans   January 2004 - October 2007

Skills
Texas Equity Refinance, Home Equity Lines of..., FHA financing, Search Engine..., Mortgage Technology, Calyx Point, Calyx Software, Calyx PointCentral, Encompass, Encompass360, USDA, VA, Jumbo Mortgage, Optimal Blue, Secondary Mortgage..., Calyx, Refinance, Mortgage Marketing, Residential Mortgages, Loans, SEO, FHA, Mortgage Banking, Real Estate, Mortgage Lending, Reverse Mortgages, Banking, Loan Origination, Loan Servicing, Underwriting, Investment Properties, Credit, Financial Services, Referrals, Marketing, VA loans, Residential Homes, Sales, Finance, Funding, First Time Home Buyers, SaaS, Lead Generation, Business Development, Investments, Construction Loans, Credit Analysis, Mortgage Underwriting, Leadership, Salesforce.com

Education
Trinity University   1999 — 2003
B.A., Economics

Universidad de Sevilla   2002 — 2002
Spanish, Comparative Economics

Country Day   1995 — 1999
Spanish Language and Literature

Experience
Hamilton Group Funding, Inc.   June 2015 - Present
Interval Servicing Co.   February 2014 - May 2015
WCS Lending  October 2011 - July 2013
Deutsche Bank  February 2006 - March 2007
Countrywide Home Loans   July 2003 - December 2005

Skills
Mortgage Lending, Loan Servicing, Home Equity Loans, Loan Funding, Refinance, Mortgage Banking, Banking, Investment Properties, Loan Origination, VA loans

Education
Universidad APEC
Associate of Arts (AA)

Experience
Life Fitness  July 2012 - Present
Precise Path Robotics  July 2011 - June 2012
Countrywide Home Loans   2005 - 2008
Precor  2004 - 2005
Icarian Fitness Equipment   2002 - 2004
Oxford Instruments  1998 - 2002
US Navy  1989 - 1998

Skills
Sales Management, Consultative Selling, Key Account Management, Solution Selling, Sales, Direct Marketing, Fitness, Selling, Marketing, Direct Sales, Team Building, Sales Operations

Education
Thomas Edison State College   1996 — 2000
Bachelor of Science (BS), Nuclear Engineering, 3.85

Naval Nuclear Power Trainig Command   1989 — 1991

Experience
Bank of America  July 2009 - Present
Bank of America  July 2009 - Present
Countrywide Home Loans   April 2006 - July 2009
Countrywide Home Loans   April 2006 - July 2009
Mosaic  January 2006 - April 2006
Soho Lounge   July 2004 - January 2006

Skills
Credit, Loans, Problem Solving, Customer Relations, Real Estate, Financial Analysis, Mortgage, FHA, VA, Excel, Sales Management, Microsoft Office, Team Building, Strategic Planning, Accounting, Research, Public Speaking, Cold Calling, Social Media, New Business Development, Mortgage Lending, Process Improvement, Banking, Coaching, Compliance, Customer Service, Negotiation, Training, Management, Analysis, Finance

Education
The University of Texas at Austin   2000 — 2005
Biology/Pre-Pharmacy, Biology, Pharmacy, Medical, Engineering, Math, Physics, and Business Foundations

Experience
MetLife Home Loans  November 2009 - March 2011
First Horizon Home Loans  March 2006 - November 2009
Countrywide Home Loans   May 2005 - March 2006
First Horizon Home Loans  September 2004 - May 2005
Indymac Bank  September 2002 - August 2004

Education
Truman State University
Bachelor of Sciences, Business Administration-Marketing

Experience
Affinity Development Group  January 2011 - Present
Invisible Children Inc  January 2008 - January 2011
Invisible Children Inc.  June 2006 - January 2008
Countrywide Home Loans   October 2004 - February 2006
Countrywide Home Loans   September 2003 - October 2004
Oaks Christian High School   January 2000 - January 2002

Skills
Financial Accounting, Financial Statement..., Financial Reporting, QuickBooks, Great Plains Software, FRx Report Writer, Integration Manager, Hyperion Enterprise, Microsoft Excel

Education
University of California, Santa Barbara   1997 — 2001
Business Economics, Accounting, Business, Spanish

Universidad Veritas   2000 — 2000
Language and Cultural Studies

Santa Fe Christian High School   1993 — 1997

Experience
Associa  July 2014 - Present
Prime Lending  November 2012 - July 2014
MetLife Bank  December 2010 - May 2012
US Bank  June 2007 - May 2010
Flooring Services  May 2006 - May 2007
Countrywide Home Loans   January 2001 - September 2005

Skills
PeopleSoft, Outlook, Account Reconciliation, Microsoft Excel, Lotus Notes, Microsoft Word, PowerPoint, CMS, BMC Remedy, RFMS, General Ledger, Journal Entries, Accounts Payable, Visual Basic, Xign, Financial Accounting, Novell Group Wise, Inter Act, ICOM, Base 24, AROS, Peregrine System, Accounting for Mortgage..., DataTrac, Expense Reports, Budgets, C3, Team Building, Management, Customer Service, Mortgage Lending, Loans, Leadership

Education
CPA Candidate   2015 — 2016
Met 150-hour requirement. Seeking to sit in Texas for the exam in July, 2015

The University of Texas at Dallas   2008 — 2010
BS, Accounting & Information Management

Professional Career Development Institute
Financial Planning Specialist

Experience
CitiMortgage  May 2012 - Present
Bank of America Home Loans  June 2009 - May 2012
Countrywide Home Loans   March 2006 - September 2007
Aegis Mortgage Corporation  2004 - 2006

Skills
Mortgage Lending, Credit, Loan Origination, Mortgage Banking, Credit Analysis, Underwriting, Loans, Home Equity Lines of..., Banking, USDA, VA loans, FHA, Customer Service, Residential Mortgages, Refinance

Education
Truman State University   1990 — 1994

Experience
The Alacer Group  July 2015 - Present
Standard Chartered Bank  May 2014 - June 2015
KPMG  December 2013 - April 2014
RR Donnelley  February 2013 - October 2013
SolomonEdwardsGroup  November 2011 - February 2013
Southshore Mortgage Consultants   June 2005 - 2009
Countrywide Home Loans   September 2005 - July 2006
HSBC Mortgage Services  2002 - 2005

Skills
Investments, Banking, Due Diligence, Financial Analysis, Credit Analysis, Finance, Financial Risk, Risk Management, Asset Management, Financial Services, Credit Risk, SAR, Strategic Planning, Anti Money Laundering, Relationship Management, Executive Management, Leadership, Operational Risk..., Financial Modeling, Training, Fraud, Enterprise Risk..., Management, Process Improvement, Analysis, Microsoft Office, Internal Audit, Consulting, Business Analysis

Education
Thomas Edison State College   2012 — 2013
BA Liberal Arts

University of South Florida   1988 — 1995
Bachelor's degree

Experience
City National Bank  October 2008 - Present
Countrywide Home Loans   December 2005 - October 2008
SCME Mortgage Bankers, Inc.   2004 - 2005
No Red Tape Mortgage  June 2003 - November 2004
Hallmark Cards  March 2001 - June 2003

Skills
Contract Negotiations, Presenter, Direct Sales, Data Mining, Data Analysis, Financial Modeling, Financial Analysis, Trend Analysis, Corporate Finance, Acquisition Integration, Valuation, Forecasting, Process Management, Process Mapping, Internal Controls, Business Plan..., Strategic Planning, Strategic Financial...

Education
University of California, Los Angeles - The Anderson School of Management   2009 — 2012
MBA

University of Missouri-Columbia   1996 — 2000
BSBA, Finance

Experience
FOX Sports  October 2014 - Present
Self  December 2006 - Present
State Farm  February 2012 - July 2012
Cooperstown Bat Company   June 2007 - September 2007
Countrywide Home Loans   February 2005 - December 2006
Self-Employed Coach and Language teacher   September 2001 - September 2002

Skills
Sports, Customer Service, Stock Market, Financial Analysis, Microsoft Office, Leadership, Project Management, Real Estate, Sales, TV Production, Social Networking, Social Media

Education
University of California, Santa Barbara   1999 — 2004
Bachelor's degree, Global & Int'l Studies, Globalization, Politics, Business

Universidad Complutense de Madrid   2001 — 2002
International/Global Studies, Spanish Minor

Experience
Atlantic Bay Mortgage Group  April 2015 - Present
Wells Fargo Home Mortgage  May 2006 - March 2015
American Home Mortgage  June 2001 - May 2005
Home Banc   June 2000 - June 2001
Countrywide Home Loans   January 1978 - June 2000
CUNA Mortgage   June 1996 - June 1998
Weyerhaeuser Mortage Company   June 1992 - June 1996
Thomas Nelson Community College  December 1981 - June 1989

Skills
Banking, FHA, Mortgage Banking, Loans, Mortgage Lending, Sales, Refinance, Loan Origination, Credit, Residential Mortgages, Credit Analysis, Consumer Lending, FHA Financing, VA Loans, USDA, Management, Underwriting, Customer Service, Risk Management, Mortgage Underwriting, Certified Mortgage..., FHA financing, VA loans, Leadership, Finance, First Time Home Buyers, Financial Services, Relationship Management, Team Building, Sales Management, Investment Properties

Education
Thomas Nelson Community College   1979 — 1982

Experience
Financial Freedom, a division of OneWest Bank N.A.   September 2013 - Present
IndyMac Mortgage Services, a division of OneWest Bank N.A.   September 2008 - September 2013
Chase Home Finance  August 2008 - September 2009
Countrywide Home Loans   June 2006 - August 2008
Dell  January 2004 - August 2004
FundsX   2000 - 2001

Education
The University of Texas at Austin   1992 — 1997

Experience
1st Mariner Bank  April 2008 - Present
Grace Management Services LLC   October 2001 - April 2005
Countrywide Home Loans   September 2000 - August 2001
B.F. Saul Mortgage   January 1999 - October 1999

Education
Towson University   1986 — 1987
None, Business Management

Experience
MetLife Bank  May 2011 - Present
Bank of America Home Loans  January 2008 - April 2011
Countrywide Financial Corporation  June 2003 - January 2008
Countrywide Home Loans   2003 - January 2008
Framework Inc.  2000 - 2003
PricewaterhouseCoopers  1999 - 2000
Ernst & Young, LLP   1990 - 1999

Skills
Vendor Management, Business Development, IT Strategy, Financial Services, Management Consulting, Executive Management, Loan Servicing, Integration, SDLC, Requirements Analysis, Banking, Loan Origination, Mortgage Lending, Strategy, Mortgage Banking, Loans, Business Analysis, Business Intelligence, Business Transformation, Enterprise Software, IT Management, Management, Process Improvement, Risk Management

Education
University of California, Los Angeles - The Anderson School of Management   1990 — 1992
Master of Business Administration (MBA)

Experience
Countrywide Home Loans   2008 - 2009

Education
UCLA Anderson School of Management   1974 — 1977

Experience
Union Bank  August 2014 - Present
Union Bank  June 2011 - August 2014
Bank of America  2010 - June 2011
Countrywide Home Loans   2006 - 2009

Education
The University of Texas at Austin   1993 — 1998

Experience
DHI Mortgage  March 2012 - June 2014
AmeriPro Funding  April 2011 - February 2012
Apple Retail  October 2010 - June 2011
Security National Mortgage  June 2008 - April 2011
Countrywide Home Loans   April 2007 - May 2008
Accredited Home Lenders  October 2006 - March 2007
Aegis Mortgage Corporation  July 2005 - September 2006
First Magnus Financial  July 2004 - July 2005

Skills
Underwriting, Mortgage Lending, Training, Loans, Account Management, Insurance, FHA, Sales

Education
The University of Texas at Austin   1996 — 2000
Bachelor of Journalism, German, Journalism, Public Relations

Experience
MultiView  June 2014 - Present
MultiView  August 2012 - May 2014
Multiview  November 2007 - August 2012
Countrywide Home Loans   February 2005 - October 2007

Skills
Sales, Sales Operations, Account Management, Online Advertising, Lead Generation, Marketing, B2B, Cold Calling, Social Media Marketing, Marketing Strategy, Advertising, Email Marketing, Sales Management, Sales Process

Education
The University of Texas at Dallas   1998 — 2001
Bachelor of Science (BS), Finance

Experience
Countrywide Home Loans   February 2007 - Present
Silver State Mortgage  February 2006 - February 2007
First Franklin  August 2005 - February 2006
First Franklin  August 2004 - August 2005

Education
University of Texas at Dallas   2002 — 2005
B.S., Accounting and Information Management

Experience
Riteway Mortgages.com   November 2010 - December 2011
Riteway Mortgages.com   May 2010 - November 2010
Riteway Mortgages.com   February 2009 - May 2010
Washington Mutual Bank  June 2007 - June 2008
Countrywide Home Loans   November 2004 - May 2007

Education
Thunderbird School of Global Management   1990 — 1992
Master of International Management, Finance

University of San Francisco   1988 — 1990
MBA (Master in Business Administration), Finance

Xavier University (PH)
Bachelor of Science in Commerce, Accounting

Experience
Impact Energy   August 2008 - Present
Countrywide Home Loans   April 2007 - March 2008
Indymac Bank  July 2005 - April 2007
Countrywide Home Loans   September 2003 - July 2005
Countrywide Mortgage  2003 - 2005

Education
Tulsa Community College   1991 — 1993
Aviation

Experience
Bank of America  April 2010 - Present
ACC Capital Holdings  September 2003 - October 2009
Preston, Gates & Ellis LLP   August 2000 - December 2002
Countrywide Home Loans   April 1997 - September 1999
Arter & Hadden  September 1994 - April 1997

Education
USC Gould School of Law   1991 — 1994
JD, Law

Tulane University   1986 — 1991
M.Arch, Architecture

Experience
Affirm Home Loans, LLC   August 2005 - Present
Affirm Home Loans, LLC   July 2005 - Present
Countrywide Full Spectrum Lending  April 2001 - August 2005
Countrywide Home Loans   April 2001 - August 2005
Ridgepoint Drive   August 2000 - March 2001
Citigroup  1995 - 2001
NationsCredit  February 1999 - June 2000
250 E. John Carpenter Freeway   September 1996 - February 1999

Skills
Mortgage Banking, Refinance, FHA, Mortgage Lending, Underwriting

Education
Trinity College   1990 — 1994
B.A, English Literature

Trinity College-Hartford   1990 — 1994
Bachelor of Arts, English Literature

Queen Mary & Westfield College

Experience
Marvin F. Poer & Company   May 2009 - Present
Countrywide Home Loans   July 2005 - March 2009

Education
The University of Texas at San Antonio   1994 — 1998
BBA, FINANCE

Experience
JPMorgan Chase  2013 - Present
Wells Fargo Home Mortgage  2009 - 2013
Countrywide Home Loans   2005 - 2008
The New York Mortgage Company  1996 - 2005

Skills
Mortgage Banking, Mortgage Lending, FHA, Loan Origination, Loans, Entrepreneurship

Education
SUNY Albany

Experience
Fairway Independent Mortgage Corporation  April 2014 - Present
Regions Mortgage  July 2008 - March 2014
Countrywide Home Loans   May 2005 - July 2008
DHI Mortgage  2003 - 2005
DHI Mortgage  2003 - 2005
DHI Mortgage  2003 - 2005

Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Loans, FHA, Credit, Residential Mortgages, Sales Management, First Time Home Buyers, Marketing, VA loans, VA Loans, Refinance, Real Estate, Foreclosures, Finance, Short Sales, Investment Properties, Referrals

Education
The University of Texas at San Antonio
BS, Mathematics

Experience
CoreLogic  September 2013 - Present
Bank of America  March 2009 - September 2013
Countrywide Home Loans   August 2006 - March 2009
Countrywide Home Loans   October 2004 - August 2006

Skills
Analysis, SQL, Microsoft SQL Server, Management, Visual Basic, Business Analysis, Banking, Process Improvement, Project Management, Vendor Management

Education
The University of Texas at Dallas - School of Management   2008 — 2013
MSITM, Information Technology & Management, 3.91

The University of Texas at Dallas   1997 — 2002
BSEE, Electrical Engineering

Experience
TD  June 2013 - Present
Avnet Technology Solutions  July 2007 - June 2013
Countrywide Home Loans   March 2005 - March 2007
The Church of Jesus Christ of Latter  January 1997 - January 1999

Skills
Account Management, SAP, Process Improvement, Team Leadership, Microsoft Excel, Financial Analysis, Microsoft Office, Sales, Storage, Budgets, Program Management, Management, Forecasting, Sales Management, Sarbanes-Oxley Act, New Business Development, Auditing, Solution Selling, Accounting, Strategic Planning, Customer Satisfaction, Leadership, Access

Education
The University of Texas at San Antonio   2008 — 2011
BBA, Accounting

The University of Texas at San Antonio   2000 — 2004
BA, Communications

Experience
HomeBridge Financial Services, Inc.   September 2014 - Present
Mutual of Omaha Bank  April 2011 - August 2014
Bank of America Home Loans  July 2008 - April 2011
Countrywide Home Loans   July 2005 - July 2008
Colonial Savings  1997 - 2005

Skills
Loan Origination, Refinance, Mortgage Lending, FHA, Loans, Credit, Mortgage Banking, Small Business Lending, Commercial Lending, Banking, Underwriting, USDA, Real Estate Financing, Finance, Investment Properties

Education
The University of Texas at Austin   1965 — 1971
Masters, Business Administration

Hillcrest High School, Dallas   1962 — 1965
Bachelor of Business Administration (BBA), Masters Degree - Finance

Experience
Guaranteed Rate  November 2014 - Present
Capital One Home Loans  February 2014 - September 2014
JPMorgan Chase  January 2013 - February 2014
Primary Residential Mortgage  January 2008 - January 2013
Countrywide Home Loans   2000 - 2003
CitiMortgage  December 1996 - June 2000
Fannie Mae  February 1987 - June 1992
United States Navy  January 1982 - January 1987

Skills
Investment Properties, Sales Management, Strategic Planning, Real Estate, Sales, Financial Services, First Time Home Buyers, Team Building, New Business Development, Retirement Planning, Account Management, Management, Recruiting, Coaching, Process Improvement, Contract Negotiation, Residential Homes, Selling, Vendor Management, Microsoft Office, Loans, Program Management, Mortgage Lending, Mortgage Servicing, Loan Origination, Mortgage Banking, Strategy, Leadership

Education
Rutgers Graduate School of Management
Masters of Business Administration, Finance & Marketing

United States Naval Academy
Bachelor's Degree, Economics / Naval Engineering

Xinnex Mortgage Academy

School of Mortgage Banking: Mortgage Bankers Association
Secondary and Primary Mortgage Markets

Experience
ADT Systems  July 2014 - Present
CitiBank / CitiMortgage   2009 - 2013
J.P. Morgan Chase   2008 - 2009
Countrywide Home Loans   2004 - 2007
CitiMortgage & CitiFinancial Mortgage   2001 - 2004
Verizon Yellow Pages  1999 - 2000
Humana  1997 - 1999
West Marketing   1995 - 1996

Skills
Mortgage Lending, Loans, Funding, Home Equity Loans, Sales, Banking, Credit Analysis, Loan Origination, Mortgage Banking, Refinance, Residential Mortgages, FHA

Education
The University of Texas at Austin   1990 — 1995
BBA, Business Administration, Management and Operations

Experience
Bank of America  January 2010 - Present
Bank of America  January 2009 - January 2010
Countrywide Home Loans   October 2006 - January 2009

Skills
Financial Analysis, Negotiation, Banking, Access, PowerPoint, Microsoft Excel, Microsoft Office, Outlook, SQL Server Management..., AS400 system, SAP BPC, Oracle, Finance, Mortgage Lending, Sales, Loans, Credit Analysis, Analysis, Training, Risk Management, Process Improvement, Credit

Education
The University of Texas at Dallas   1999 — 2003
Bachelors of Arts, Psychology/Neuroscience

Jesuit College Preparatory School   1995 — 1999
Bachelor's degree, Psychology

Experience
State Farm Insurance  March 2012 - March 2013
Idemitsu Lubricants America Corp   April 2008 - December 2009
Countrywide Home Loans   August 2006 - August 2007
Wells Fargo Bank  December 2002 - August 2006
HSBC Bank Co - Brazil   March 2001 - March 2002

Skills
New Business Development, Sales Management, Forecasting, Leadership, Underwriting, Loans, Banking, Sales, Management, Direct Sales, Product Marketing, Negotiation, Market Research, Finance, Risk Management

Education
Universidade Mackenzie   1996 — 2001
Bachelor, Business Management

University of California San Diego, La Jolla   1998 — 1999
Certification, Business Management

Experience
Wells Fargo Home Mortgage  June 2013 - January 2014
Accenture Credit Services  August 2009 - December 2012
Countrywide Home Loans   2006 - 2007
Countrywide Home Loans   2001 - 2002

Skills
Ability to effectively..., Extensive knowledge of..., Seasoned underwriting..., Greater than 8 years of..., Exceptional verbal and..., Over 20 years..., Training, Leadership, Process Improvement

Education
Troy State University

Experience
FIS  October 2015 - Present
Bank of America  February 2009 - February 2015
Countrywide Home Loans   April 2007 - February 2009

Education
The University of Texas at El Paso   1999 — 2002
Political Science