Experience
INTRA-GOLD & ASSOCIATES B.F.T.   January 2000 - Present
Countrywide Home Loans   1999 - 2003
Comdata  1998 - 1999

Skills
Nonprofits, Public Speaking, Customer Service, Community Development, Leadership, Training, Program Management, Social Media, PowerPoint, Microsoft Excel, Microsoft Word, Microsoft Office, Fundraising, Community Outreach, Negotiation, Government

Education
Texas Southern University—Thurgood Marshall School of Law   1993 — 1996
Business Information Systems

Arlington James Martin H.S.   1989 — 1992
Business Administration and Management, General

Experience
Nationstar Mortgage  July 2013 - Present
Kimberly Rose   April 2011 - Present
Bank of America  August 2011 - June 2013
24 Hour Fitness  February 2011 - June 2011
Bank of America Home Loans (formerly Countrywide Home Loans)   April 2007 - January 2011
Countrywide Home Loans   November 2005 - March 2007
AmeriCredit  July 2000 - July 2001
Americredit  February 1999 - July 2000
Bally's Total Fitness  January 1992 - October 1994

Skills
Process Improvement, Microsoft Excel, Portfolio Management, Data Analysis, Access, Team Building, Nutrition, Internal Audit, Financial Analysis, Program Management, Auditing, Loans, Fitness, Credit, Account Reconciliation, Analysis, Customer Service, Weight Training, Training, Coaching, Business Analysis, Banking, Mortgage Lending, Leadership, Risk Management, Microsoft Office, Personal Training

Education
Weatherford College   2002 — 2003

Tarrant County College   2001 — 2001
General

University of Texas at Arlington   1986 — 1987

Experience
InterLinc Mortgage Services, LLC  June 2011 - Present
Insperity  May 2011 - April 2012
Envoy Mortgage  February 2009 - May 2011
Century Bank  September 2008 - December 2008
Countrywide Home Loans   November 2005 - September 2008
Colonial Mortgage  March 2005 - November 2005
Service First Mortgage  May 2004 - March 2005
Bankers Financial Mortgage   November 2001 - May 2004

Skills
Loans, Mortgage Lending, Credit Risk, Real Estate, Credit, Credit Analysis, Loan Origination, FHA, Investments, Mortgage Banking, Banking, Finance, Refinance, Residential Mortgages, Investment Properties, First Time Home Buyers, Financial Analysis, Residential Homes, VA loans, USDA, Strategic Financial..., Negotiation, Construction Loans, Risk Management, Small Business, Communication Skills, FHA financing, Real Estate Economics, Government Loans, Mortgage Underwriting, Certified Mortgage..., Reverse Mortgages, FHA Financing, Commercial Lending, VA Loans, Commercial Real Estate

Education
The University of Texas at Austin   1973 — 1976
Bachelor of Science, Interior Design

Southwest Texas State University   1971 — 1972

Highland Park High School - Dallas Texas

MacArthur High School - Irving Texas

Experience
Univest Bank and Trust Co.  April 2010 - Present
MetLife Home Loans  August 2008 - April 2010
First Horizon Home Loans  February 2006 - August 2008
Countrywide Home Loans   March 2002 - February 2006
GMAC Mortgage Corporation  1987 - 2000

Skills
FHA, Mortgage Lending, Loans, Refinance, VA loans, Mortgage Banking, USDA, Property, Residential Mortgages, Finance, Loan Origination, FHA financing, Government Loans, VA Loans, Mortgage Underwriting, Investment Properties, Real Estate, First Time Home Buyers, FHA Financing

Education
Temple University - Fox School of Business and Management   1980 — 1984
BBA, Management and Marketing

William Tennent Senior High School   1976 — 1980
Diploma, College Prep

Experience
Citizens Bank  June 2015 - Present
Bank of America  August 2012 - September 2014
Bank of America  May 2011 - August 2012
Bank of America  December 2010 - May 2011
Bank of America  August 2009 - December 2010
Bank of America  May 2007 - August 2009
Countrywide Home Loans   April 2004 - May 2007
Chase  May 1998 - July 2003

Skills
Mortgage Banking, Mortgage Lending, Mortgage Closing, Mortgage Processing, Refinance, Purchase, FHA Financing, Conventional Financing, HUD-1 Review/Approval, RESPA, Banking, Credit, FHA, Loans, Residential Mortgages, Credit Analysis, Home Equity Loans, Customer Service, Investment Properties

Education
Suffolk County Community College   1996 — 2000
Associate's Degree in Applied Science, Criminal Justice/Law Enforcement Administration

Experience
Sound Medical   July 2015 - Present
McKesson Medical Surgical  April 2012 - June 2015
Moore Medical  March 2006 - August 2011
Ascella Mortgage  May 2005 - March 2006
Mortgage Lenders Network  September 2002 - May 2005
Countrywide Home Loans   December 1999 - August 2002

Skills
Medical Devices, Business Development, Capital Equipment, Sales Force Development, Cold Calling, Sales Operations, Managed Care, Disposables, Healthcare, Sales Process, Product Launch, Selling, Cardiology, Sales, Market Development, Surgical Instruments, Selling Skills, Primary Care, Orthopedic, Operating Room, Medical Sales, Urology, Pharmaceutical Sales, Hospitals, Surgeons, Sales Presentations, Direct Sales, Salesforce.com, Device Sales

Education
Syracuse University   1990 — 1994
Bachelor of Arts, Communications-Radio/TV

Experience
Karum   January 2015 - Present
Robert Half Technology  October 2013 - January 2015
Crystal Advantage LLC.   March 2013 - October 2013
RAVE CINEMAS  October 2010 - June 2013
Handmark  December 2008 - August 2010
ANALYSTS INTERNATIONAL  January 2007 - December 2008
Countrywide Home Loans   January 2005 - January 2007
COUNTRYWIDE HOME LOANS   January 2005 - January 2007
Countrywide  2005 - 2007
Stream International  February 2002 - December 2005

Skills
MySQL, Microsoft SQL Server, Process Improvement, Management, Databases, Business Analysis, Customer Service, Business Objects, Call Center, SQL, Data Warehousing, Vendor Management, SDLC, Crystal Reports, Data Analysis, Troubleshooting, Team Leadership, Access, SSIS, Visio, SSRS, Software Documentation, Disaster Recovery, ITIL, Blackberry, Oracle, System Administration, Database Design, Software Project..., Team Building, Agile Methodologies, Project Management, XML, MS Project, SharePoint, Requirements Analysis, T-SQL, ETL, Dashboard, Business Process, Business Intelligence..., Integration, Cloud Computing, Data Modeling, Analysis Services, Quality Assurance, Technical Support, Analysis, IT Management, Systems Analysis

Education
Stephen F. Austin State University   1989 — 1993
Bachelor of Science

Stephen F. Austin State University   1989 — 1993
BBA

Experience
Rushmore Loan Management Services LLC  April 2014 - Present
Colonial Savings  May 2013 - April 2014
Retreat Capital Management, Inc.   February 2013 - April 2013
Newbold Advisors  July 2012 - January 2013
Saxon MSI   July 2008 - July 2012
Countrywide Home Loans   November 2007 - July 2008
Wells Fargo  June 2004 - October 2007

Skills
Experience as a..., Experience in sales and..., Knowledgeable with MSP,..., Loss Mitigation, Mortgage Servicing, Loan Servicing, Mortgage Lending, Loans, Mortgage Banking, Loan Origination, Credit, Underwriting, Call Center, Credit Analysis, Risk Management, Residential Mortgages, Process Improvement, Default, Customer Service, Vendor Management, Consumer Lending, Portfolio Management, FHA, Short Sales, Banking, Sales, Loan Modifications, Call Centers, Analysis, Foreclosures, Training, Financial Services, Insurance, Finance, Management, Bankruptcy, Software Documentation, Credit Cards, Real Estate, Auditing, Quality Assurance, Mortgage Underwriting, Executive Management, Financial Risk, Credit Risk, Internal Audit, Retail Banking, Relationship Management, Asset Management, Negotiation

Education
University of Houston   2015 — 2018
Bachelor's degree, Psychology

Tarrant County College   2012 — 2015
Associate of Arts (A.A.), Business Administration and Management, General

Eastern Hills High School   1997 — 2001
Diploma, High School

Experience
UnitedHealth Group  October 2013 - Present
Caliber Home Loans  March 2013 - Present
Wingspan Advisors   March 2011 - Present
Nationstar Mortgage  April 2013 - October 2013
Nationstar Mortgage  April 2013 - October 2013
Wingspan Portfolio Advisors  March 2011 - April 2013
Arvato Digital Services  August 2008 - December 2010
Countrywide Home Loans   July 2005 - March 2008
Brice, Vander Linden, Wernick   May 2004 - June 2005

Skills
Typing, AS400 system, Data Entry, Microsoft Office, Microsoft Word, Microsoft Excel, Filing, Receptionist Duties, Clerical Skills, Customer Service, Call Center, Salesforce.com, Sales, Foreclosures, Loan Modifications, Internet Banking, PowerPoint, Lotus Notes, Outlook, PACER, Quality Auditing, Collections, Data Collection, Property Claims, Call Centers, Management, Insurance, Loans

Education
Wiley College   2007 — 2009
Bachelor's Degree, English

Texas Southern University   2003 — 2005
Associate's Degree, English/Language Arts Teacher Education

Experience
KRS Business Services   April 2014 - Present
NextGen LED   October 2013 - March 2014
Envoy Mortgage, LTD  January 2013 - October 2013
First Home Mortgage Corporation  April 2012 - January 2013
Bank of America  February 2005 - December 2011
Countrywide Home Loans   February 2005 - April 2009
Wells Fargo Home Mortgage  January 2000 - February 2005
KBM Financial Group, LLC   1998 - 2000
Checkcare Systems  1993 - 1998

Skills
Mortgage Banking, Residential Mortgages, Finance, Cross Selling, Credit, Customer Retention, Customer Satisfaction, Sales, Certified Mortgage..., Real Estate, Credit Analysis, Banking, Portfolio Management, Marketing, Training, Selling, Underwriting, Team Building, Business Strategy, New Business Development, Small Business, Collections, Sales Management, Sales Presentations, Sales Process, Team Management

Education
Syracuse University   1989 — 1990

The George Washington University   1985 — 1989

Watchung Hills Regional High School   1981 — 1985

Valley View   1979 — 1981

Experience
On Q Financial, Inc.   May 2014 - Present
Starkey Mortgage  August 2008 - May 2014
Countrywide Home Loans   December 2007 - August 2008
Amtrust Mortgage   May 2006 - September 2007

Skills
Refinance, FHA, Mortgage Banking, Loan Origination, Mortgage Lending, VA loans, USDA

Education
Texas State University   1981 — 1985
BBA, Management

Experience
IAU College of Medicine  September 2012 - Present
Tarrant County  November 2007 - November 2012
Kroger  December 2006 - June 2007
countrywide home loans   April 2001 - December 2006

Skills
Strategic Planning, Fundraising, Nonprofits, Staff Development, Community Outreach, Research, Event Planning, Training, Teaching, Leadership, Microsoft Excel, Microsoft Office, Customer Service, Marketing Strategy, Public Speaking, Marketing, Public Relations, Leadership Development, Team Building, Coaching, Social Networking, Event Management, Data Analysis, Recruiting, Organizational..., Microsoft Word, Budgets, Legal Research, Team Leadership, Program Management, Analysis, PowerPoint, Legal Writing, Higher Education, Management, Teamwork, Negotiation, Outlook, Access, Marketing Communications, Time Management, Sales, Interviews, Account Management, Employee Relations, Contract Negotiation, Project Management, Human Resources, Project Planning

Education
Texas Christian University   1992 — 1997
BS, Psychology

Experience
HomeVestors - Fleet Property Solutions   January 2008 - Present
American Home Shield  July 2012 - June 2015
Countrywide Home Loans   May 2007 - November 2007
Countrywide Home Loans   September 2005 - May 2007
Countrywide Home Loans   December 2003 - September 2005

Education
Stonehill College   1991 — 1995
Bachelor of Arts (BA)

Experience
Anne McGilvray & Company  September 2012 - Present
Wells Fargo Home Mortgage  November 2011 - January 2013
Bank of America  May 2009 - November 2011
Countrywide Home Loans   October 2002 - October 2008

Skills
Mortgage Lending, Loans, Mortgage Banking, FHA, Banking, Loan Origination, VA loans, Refinance, FHA financing, Credit, USDA, Government Loans, Non-Conforming, Residential Mortgages, Credit Analysis

Education
The University of North Texas   1994 — 1996
Bachelor of Arts (BA), Psychology

Southwest Texas State University   1993 — 1994
Bachelor of Arts (B.A.), Psychology

Experience
Nationstar Mortgage Special Servicing  March 2015 - Present
Aspire Financial Services, LLC DBA Texas Lending   July 2014 - Present
LoanDepot (NMLS #930308)   August 2013 - July 2014
JP Morgan Chase Dallas Metroplex   June 2012 - August 2013
JP Morgan Chase  May 2011 - June 2012
Fannie Mae  June 2010 - April 2011
Remington College  July 2008 - June 2010
Countrywide Home Loans   July 2007 - June 2008
Wells Fargo Financial  June 2006 - June 2007
Adrian Crane & Associates   June 2005 - June 2006

Skills
Loans, Mortgage Lending, FHA, Loss Mitigation, Sales, Customer Service, Risk Management, Outlook, Process Improvement, Access, Credit, Team Building, Training, Financial Analysis, Management, Loan Servicing, Underwriting, Analysis, Portfolio Management, Finance, Refinance, Insurance, Foreclosures, Financial Risk, Mortgage Servicing, Banking

Education
Texas A&M University-Commerce   2002 — 2004
Masters of Science, Concentration in Health

Texas A&M University Commerce   2001 — 2002
Bachelor of Science, Major: Kinesiology Minor: Interdisciplinary Studies

Experience
Capital Analytics  April 2014 - Present
Fidelity Investments  November 2011 - April 2014
JP MORGAN CHASE  February 2008 - November 2011
Countrywide Home Loans   January 2006 - February 2008

Skills
Proficient in Microsoft..., Proficient in Bloomberg..., Financial Accounting, Financial Analysis, Fund Accounting, Invoice Finance, Expense Management, Accounting, Financial Statements, Accruals

Education
The University of Texas at Arlington   2002 — 2004
Bachelor of Business Administration (BBA), Finance, General

Texarkana College   2000 — 2002

Experience
ClearPath SAP Consulting   September 2009 - Present
Think Big Sites   June 2008 - January 2010
Stonebridge Note Funding   November 2006 - September 2009
Indymac Bank  January 2005 - October 2006
Bank of America  April 2004 - January 2005
Washington Mutual  November 2001 - April 2004
Homecomings Financial  February 2001 - November 2001
Countrywide Home Loans   June 2000 - December 2000
LegacyTexas Bank  May 1999 - June 2000
Countrywide Home Loans   March 1997 - March 1999

Skills
B2B, New Business Development, Business Development, Marketing, Mortgage Lending, Sales, Advertising, Management, Loans, Mortgage Banking, Credit, Retail, SEO, Banking, FHA, Account Management, Finance

Education
Tennessee Temple University   1972 — 1973
attended-no degree, Business admin program

Court Reporting Institute of Dallas
n/a, Business, legal/medical Transcription

Experience
Pacific Union Financial, LLC  January 2014 - Present
Pacific Union Financial, LLC  June 2012 - January 2014
MetLife Home Loans  September 2008 - April 2012
First Horizon Home Loans  June 2008 - September 2008
Countrywide Home Loans   2006 - 2008
First Horizon Home Loans  1998 - 2006

Skills
Capital Markets, Fixed Income, MBS, Derivatives, Bloomberg, Pricing Strategy, Production Management, Mortgage Banking, Trading, Financial Analysis, Financial Management, Market Analysis, Market Planning, Microsoft Office, Economics, Real Estate Finance, Revenue Management, Revenue Forecasting, Increasing Revenue, Growing Revenue, Hedging, Sales Management, Risk Management, Revenue Analysis, Residential Mortgages, Real Estate Economics, Mortgage Lending, Managerial Finance, Management, Loans, Loan Origination, Leadership, FHA, Banking, Finance

Education
Texas Christian University - M.J. Neeley School of Business   1994 — 1998
Finance, Real Estate

Experience
imortgage  January 2015 - Present
Superior Abstract & Title, LLC   February 2011 - January 2015
Richmond Title Services/ISGN   October 2009 - December 2010
Sales Master Academy   November 2007 - October 2008
Countrywide Home Loans   June 2004 - November 2007
CTX Mortgage  2001 - 2003

Skills
Title Insurance, Loan Closings, Business Development, Sales, Mortgage Lending, Loans, Mortgage Banking, FHA, USDA, Leadership, Sales Operations, Leadership Development, Residential Mortgages, VA loans, Referrals, Refinance, Loan Origination, Time Management, Real Estate, VA Loans, Credit, Investment Properties

Education
Tarrant County College   1995 — 1997
Business / Economics

Burleson High School   1992 — 1995

Experience
Bank of America  February 2013 - Present
Bank of America  February 2012 - January 2013
Bank of America  March 2009 - February 2012
Countrywide Home Loans   October 2006 - September 2008
Countrywide Home Loans   July 2005 - October 2006
Countrywide Home Loans   August 2003 - July 2005

Skills
Team Management, Mortgage Lending, Credit, Loans, Home Equity Loans, Loan Origination, Mortgage Banking, Banking, Consumer Lending, Credit Analysis, FHA, Refinance, Residential Mortgages, VA loans, Investment Properties, VA Loans

Education
Suffolk University   1998 — 2002
Bachelor of Science (BS), Finance

Experience
Citi  February 2012 - Present
Nationstar Mortgage Special Servicing  October 2011 - February 2012
CoreLogic  November 2008 - September 2011
CoreLogic  November 2008 - May 2011
Saxon  February 2007 - April 2008
Countrywide Home Loans   2003 - 2007
CitiGroup  1985 - 2002

Skills
Default Services, Operations Management, Compliance, Leadership Development, Operational Efficiency, Process Improvement, Process Development, Business Process..., Fulfillment Operations, Fulfillment, Fulfillment Services, Sales Management, Customer Satisfaction, Leadership, P&L Management, Team Building, Default, Executive Management, Financial Services, Process Simulation, Credit, Loss Mitigation, Analysis, Management, Sales, Mergers & Acquisitions, Order Fulfillment, Finance, Loans, Mortgage Banking, Loan Origination, Loan Servicing, Vendor Management, Marketing, Mortgage Lending, Risk Management, Banking, Credit Analysis

Education
Texas A&M University   1984 — 1985
In Pursuit of Master of Science, Finance

Texas A&M University/Gig Em Ags!   1980 — 1984
BBA, Marketing

Experience
Eagle Home Mortgage  July 2015 - Present
Wells Fargo Home Mortgage  August 2009 - July 2015
Bank of America Home Loans  February 2008 - July 2009
Countrywide Home Loans   January 2005 - June 2009
Chase Home Mortgage  December 1989 - January 2005

Skills
Mortgage Lending, Loans, Refinance, Investment Properties, Home, Mortgage Banking, FHA, Real Estate, Residential Mortgages, VA loans, Finance, Loan Origination, Condos, Credit Analysis, Loss Mitigation, USDA, REO, Consumer Lending, Real Estate Economics, Foreclosures, Reverse Mortgages, Real Estate Transactions, FHA financing, Credit, Investors, Short Sales, Certified Mortgage..., Referrals, Residential Homes, HUD, First Time Home Buyers, Financial Structuring, Government Loans, Rates, Mortgage Marketing, Commercial Lending, Mortgage Underwriting, Real Estate Financing, Underwriting, Construction Loans, Mortgage Servicing, Home Equity Lines of..., Debt Consolidation, Investments, Banking, Brokerage, Small Business Lending, Home Equity Loans, Commercial Mortgages, Non-Conforming

Education
Temple University - Fox School of Business and Management   1985 — 1989
BBA, Economics

Experience
Cross Motor Sales   January 1995 - Present
Countrywide Mortgage  August 2006 - October 2008
Countrywide Home Loans   August 2006 - October 2008
Texas Farm Bureau Insurance Company   August 2005 - January 2006

Skills
Negotiation, Team Building, Customer Service, Credit, Retail, Customer Relations, PowerPoint, Microsoft Office, Lotus Notes, Word, Insurance, Call Center, Advertising, Inventory Management, Social Media, Contract Negotiation, FHA, VA, Online Marketing, Budgeting, Account Management, Customer Satisfaction, Pricing, Mortgage, Mortgage Lending, Budgets, Sales Process

Education
Texas A&M University-Commerce   2004 — 2005
Management

Texas A&M University-Commerce   2004 — 2005
Post Baccalaureate, Business Management

University of North Texas   2001 — 2003
Bachelor of Arts, Sociology

University of North Texas   2000 — 2003
Bachelor of Arts, Sociology

Experience
ACE Cash Express  February 2014 - Present
Nationstar Mortgage  June 2008 - November 2013
Countrywide Home Loans   January 2003 - June 2008

Skills
Mortgage Lending, World Class Customer..., Development & delivery..., Executive Facilitation, Targeted Performance..., Training Leadership, Project Management, Account Management, Loans, Management, Strategic Planning, Loan Origination, Mortgage Banking, Analysis, Training Delivery, Training, Program Management, Call Centers, Sales, Loss Mitigation, Mortgage Servicing, Facilitators, Banking, Credit, Mortgage Underwriting, USDA, Executive Management, Loan Servicing, FHA, VA loans, Onboarding, Refinance, Performance Consulting, FHA financing, Credit Analysis, Facilitation, Residential Mortgages, Instructional Design, Needs Analysis, Leadership, Process Improvement

Education
Fort Hays State University   1980 — 1981
MS, Training

Texas A&M University-Commerce   1976 — 1980
B.S, Special Education and Training

Certifications

Experience
NITRO Fluids   March 2014 - Present
Byerley, Inc.   August 2013 - February 2014
Dollar General  June 2011 - August 2013
Dollar General  November 2009 - June 2011
HEB  April 2009 - August 2009
HEB  2006 - 2009
OurGVRewards   2006 - 2009
Countrywide Home Loans   November 2005 - March 2007
Wachovia Mortgage  2007 - 2007
Prosperity Bank  March 2002 - November 2005

Skills
Store Management, Retail, Profit, Inventory Control, Loss Prevention, Inventory Management, Budgets, Operations Management, Customer Satisfaction

Education
Texas A&M University-Corpus Christi
Bachelor's Degree Business Administration, Finance

Experience
Tema Oil & Gas   April 2012 - Present
Oil & Gas Revenue   May 2008 - May 2011
Nations Reliable Lending  November 2007 - May 2008
Countrywide Home Loans   November 2004 - November 2007
Zeus Mortgage  April 2004 - November 2004
Orion Marketing  August 2003 - April 2004
Chase Mortgage  June 2002 - August 2003

Skills
Account Reconciliation, Finance, PeopleSoft, Financial Reporting, Management, Financial Analysis, Accounting, Accounts Receivable, Accounts Payable, Variance Analysis

Education
Texas A&M University-Kingsville
B.S., Finance

Experience
Capital One  Principal Associate/ Principal Legal Specialist - Team LeadCapital OneApril 2014 - Present
Capital One  October 2009 - April 2014
Bank of America – Legacy Countrywide Home Loans   July 2007 - October 2009
Countrywide Home Loans   January 2005 - July 2007
Alliance Bank  July 1996 - September 2004

Skills
Leadership, Risk Management, Vendor Management, Portfolio Management, Process Management, Business Process..., Associate Development, People Management, External Audit, REO, Loan Origination, Banking, Equator, LPS, Serengeti, Microsoft Office

Education
Texas A&M University-Commerce   1997 — 2001
Bachelor of Arts (B.A.), English and Art History, 3.25

Experience
Cardinal Health  June 2015 - Present
Cook Children's Health Care System  July 2012 - Present
New Benefits  October 2007 - May 2012
Center of Call Center Excellence   2009 - 2009
CCNG   2000 - 2008
Countrywide Home Loans   December 2005 - July 2007
etalk  February 2003 - October 2005
VeriSign  January 2000 - February 2003
PageMart/Weblink Wireless   1997 - 2000

Skills
Call Center, Outstanding Customer..., Workforce Planning, Workforce Management, Strategic Planning, Customer Relations, Customer Experience, Team Building, Forecasting, Vendor Management, Coaching, Quality Assurance, Call Centers, Customer Service, Training, Process Improvement, Leadership, Recruiting, Customer Satisfaction, Team Leadership, Management, Human Resources, Sales, Strategy

Education
Purdue University   2009 — 2009
College of Call Center Excellence

Texas A&M University-Commerce   1985 — 1989
Bachelor of Science

Global Knowledge

Experience
Bank of America  December 2014 - Present
Bank of America  September 2012 - December 2014
Bank of America  April 2008 - September 2012
Countrywide Home Loans   April 2007 - April 2008
Countrywide Home Loans   July 2005 - April 2007
Countrywide Home Loans   April 2005 - July 2005
Neiman Marcus  November 2003 - October 2004

Skills
Credit Analysis, Mortgage Lending, Relationship Management, Cash Management, Portfolio Management, Forecasting, Credit Risk, Analytical Skills, Microsoft Office, Training, Auditing, Management, Data Analysis, Business Analysis, Vendor Management, Data Entry, Internal Audit, Leadership, Microsoft Excel, Customer Satisfaction, Real Estate, Process Improvement, Business Intelligence, Change Management, Customer Service, Analysis, Banking, Credit, Microsoft Word, Finance

Education
Texas A&M University-Commerce   2015 — 2016
Master of Science (M.S.), Business Analytics, 4.0

Texas A&M University-Commerce   2014 — 2015
Master of Business Administration (MBA), Business Administration, Management and Operations, 4.0

Texas A & M University - Commerce   2011 — 2014
Bachelor of Science (BS), Business Administration, 3.87

Experience
Fingleton Electric   March 2014 - Present
JPMorgan Chase  December 2012 - February 2014
Orbit International School   August 2005 - April 2012
Countrywide Home Loans   May 2000 - January 2004
Carolina First Bank  June 1999 - May 2000

Skills
NYS Notary Public, NMLS Licensed, Mortgage Lending, Residential Mortgages, Series 6, Series 63, Life Insurance, Banking, Consumer Lending, Credit, Customer Service, Finance, Insurance, Investments, Loans, Marketing Strategy, Microsoft Office, Mortgage Banking, Refinance, Relationship Management, Retail Banking, Retirement Planning

Education
Stony Brook University   1995 — 1999
Bachelor of Business Administration (BBA), Applied Mathematics and Statistics

West Babylon High School   1991 — 1995
High School Diploma with Honours, Mathematics

Experience
Bank of America  August 2010 - Present
CMGCI - MORTGAGE   January 2007 - June 2010
Countrywide Home Loans   June 2006 - December 2006
CMGCI Mortgage   January 2000 - March 2006
DOCU-COPY, INC.   January 1990 - December 1999

Skills
Mortgage Lending - 12..., Bookloss Auditing, Corporate Training - 5..., MS Excel - Expert, MS Excel - Report,..., Sales / General...

Education
Tarrant County College   1980 — 1982
General Business

Experience
Cherry Creek Properties, LLC  January 2012 - Present
Service Star Real Estate, Inc.   January 2008 - September 2012
Heritage Realty  January 2008 - January 2012
Enterprise Residential Mortgage   July 2003 - March 2007
Countrywide Home Loans   August 2001 - June 2003
Weichert Financial Services  May 2000 - July 2001

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Research, Windows, Outlook, Teaching, Public Speaking, Budgets, Strategic Planning, Quicken, QuickBooks, Peachtree, Desktop Underwriting, Automated Underwriting..., Calyx Point, Department Budgeting, Accounting, Account Management, Marketing Strategy, Business Relationship..., Real Estate, Sales, Investments, Investment Properties, Commercial Lending, Commercial Real Estate, Human Resources, Recruiting, Personnel Management, Personnel Supervision, Hiring Personnel

Education
Texas A&M University   1992 — 1995
Bachelor of Arts (BA), Political Science and Government, Business Management

Experience
Gateway Mortgage Group, LLC  May 2015 - Present
Gateway Mortgage Group  June 2014 - February 2015
W.J. Bradley Mortgage Capital, LLC   December 2013 - May 2014
Highlands Residential Mortgage  August 2013 - December 2013
Caliber Funding  April 2013 - September 2013
Sente Mortgage  November 2012 - April 2013
Financemyhome.com   January 2012 - April 2012
MetLife Home Loans  January 2009 - November 2010
Countrywide Home Loans   1998 - 2008

Skills
Mortgage Lending, Mortgage Banking, Loan Origination, FHA, Refinance, Residential Mortgages, Loans, Credit, VA loans, Banking, Credit Analysis, Underwriting, Construction Loans, Veterans Affairs, sales, Networking, veteran lending, Texas Veteran Land..., First Time Home Buyers

Education
Texas State University   1982 — 1983

Texas State University-San Marcos   1982 — 1983

Experience
Primary Residential Mortgage  May 2014 - Present
Network Funding, LP  January 2013 - May 2014
Nations Reliable Lending  June 2011 - January 2013
Supreme Lending  November 2010 - November 2011
BBVA Compass  September 2009 - November 2010
Countrywide Home Loans   October 2001 - October 2005

Skills
Reverse Mortgages, Loans, Residential Mortgages, FHA financing, Credit, Government Loans, Certified Mortgage..., Mortgage Underwriting, Investment Properties, Credit Analysis, Mortgage Servicing, Loss Mitigation, HomePath, USDA Rural Housing, Super Jumbo, 203K, Non-Conforming, NMLS Licensed, Down Payment Assistance, Underwriting, FHA Financing, Real Estate, FHA, Refinance, Sales

Education
Texas A&M University-Commerce   1993 — 1998
Bachelors, Speech Communications, Business Administration

Experience
Magnum Land Services LLC   August 2011 - Present
Southern Tier LLC   March 2010 - August 2011
Countrywide Home Loans   January 2007 - August 2008

Skills
Energy Industry, Natural Gas, Division Orders, Petroleum, Title Opinions, Pipelines, Right of Way, Minerals, Real Estate, Customer Service

Education
University of Houston-Downtown   2005 — 2007
Business Manegement, Business

Texas State University   2000 — 2005
Business Management, General, Business

Experience
Hallett & Perrin, P.C.   November 2012 - Present
Hermansen Land Development   July 2007 - November 2012
Republic Title  July 2003 - June 2007
Countrywide Home Loans   June 2002 - June 2003

Skills
Real Estate, Negotiation, Escrow, Outlook, REO, Foreclosures, Title Insurance, Short Sales, Sellers, Real Estate Transactions, Customer Service, First Time Home Buyers, Single Family Homes, New Home Sales, Relocation, Investment Properties, Condos, Event Planning, Property Management, Investors, Real Estate Economics, Commercial Real Estate, Disposition, Closings, Real Estate Development

Education
Stephen F. Austin State University   1994 — 1997

Experience
Beth Israel Deaconess Medical Center  May 2015 - Present
University of South Florida  March 2011 - April 2015
OSI Restaurant Partners  January 2011 - May 2011
Stumps Supper Club/Howl at the Moon   January 2004 - March 2011
Honorable Elizabeth A. Kovachevich   August 2010 - December 2010
University of South Florida  May 2010 - August 2010
Countrywide Home Loans   March 2005 - September 2007

Skills
Technology Transfer, Intellectual Property, Contract Negotiation, Nonprofits, Strategy, Licensing, Start-ups, Business Development, Leadership, Life Sciences, Strategic Planning, Customer Service, Social Media, Event Planning

Education
Stetson University College of Law   2009 — 2012
Juris Doctor (J.D.), Law

University of Tampa   1998 — 2002
Bachelor's Degree, Biology/Specialization in Business

Apponequet Regional High School   1994 — 1998
High School

Experience
Merritt Hawkins  June 2012 - Present
Countrywide Home Loans   August 2001 - August 2011

Skills
Benefits Negotiation, Training, Healthcare, Performance Management, Leadership, SDLC, New Business Development, Physicians, Hiring, Contract Negotiation, Leadership Development, Permanent Placement, Marketing

Education
Stephen F. Austin State University

Experience
COUNTRYWIDE HOME LOANS   January 2006 - January 2006
Samsung Telecommunications America  January 2001 - January 2005
Lennox International  January 1994 - January 2001
Texas Instruments  January 1993 - January 1994
KIMBERLY-CLARK CORPORATION  January 1987 - January 1993

Skills
Project Management, Process Improvement, Integration, Software Documentation, SQL, Program Management, Business Analysis, Cross-functional Team..., Microsoft Excel, SAP, Strategic Planning, Microsoft Office, ERP, SAP ERP, Accounting, Analysis, Databases, Financial Reporting, Testing, SD

Education
Texas A&M University   1982 — 1987
BBA, Business Analysis and Accounting

Experience
USAA  December 2012 - Present
Strategic Staffing Solutions Inc / USAA   December 2012 - April 2013
H&R Block  October 2009 - April 2013
SLG Millenium Group / USAA   August 2010 - April 2011
Loan Process Guru   March 2003 - August 2010
Hallmark Cards  September 2009 - December 2009
PMI Mortgage Insurance Company  August 2004 - March 2008
Washington Mutual  March 2003 - August 2004
Countrywide Home Loans   February 2001 - March 2003
Citi  1997 - 2000

Skills
Appraisal Review, Revocable Trusts, Self-Employed Borrowers, Conventional Lending, VA Lending, Texas Home Equity, Hard Money Loans, Regulatory Requirements, Real Estate Acquisitions, Mortgage Fraud, Risk Assessment, Asset Based Lending, Multi-family Investments, Bookkeeping, Microsoft Office, Due Diligence, Bilingual, Property Auctions, Tax Preparation, Tax Law, Self-starter, Track Record Of..., Highly detail oriented, Analytical Skills, Niche Marketing, Customer Service, Foreclosures, Credit, Quality Auditing, Teaching English as a..., Superior Communications..., Relocation, Direct Sales, Loan Origination, First Time Home Buyers, Military Income, Professional Mentoring, Mortgage Lending, Loans, Appraisals, Credit Risk, Consumer Lending, FHA, Leadership, Software Documentation, Mortgage Banking, Training, Refinance, Underwriting, Real Estate

Education
Texas State University   1990 — 1996
BA, English, history

The University of Texas at Austin   1990 — 1996

Science Academy at LBJ High School-Austin   1986 — 1990
General, Advanced

Experience
UBS Wealth Management  June 2014 - Present
Bank of America  April 2008 - November 2013
Countrywide Home Loans   February 2003 - April 2008

Skills
Management, Sales, Microsoft Excel, Banking, Vendor Management, Risk Management, Credit, Loans, Portfolio Management, Relationship Management, Mortgage Lending, Process Improvement

Education
Texas A&M University   1993 — 1998

Experience
Wells Fargo Home Mortgage  January 2015 - Present
Wells Fargo Home Mortgage  August 2009 - July 2013
JP Morgan Chase  September 2007 - August 2008
American Home Mortgage  June 2006 - August 2007
Countrywide Home Loans   November 1998 - June 2006

Skills
FHA, Foreclosures, Loans, Residential Mortgages, Mortgage Banking, VA loans, Refinance, Loan Origination, Mortgage Lending, USDA, Mortgage Underwriting, Reverse Mortgages, FHA financing, Government Loans, Credit, VA Loans

Education
Suffolk County Community College   2005 — 2008

Experience
VF Corporation  June 2013 - Present
Booz Allen Hamilton  March 2012 - May 2013
PCAOB  January 2011 - March 2012
JCPenney  February 2008 - January 2011
Countrywide Financial Corporation  December 2005 - December 2007
McAfee  May 2005 - December 2005
Countrywide Home Loans   November 2004 - May 2005
Navigator Systems  May 2004 - November 2004
Navy Depot Jacksonville   October 2002 - April 2004
Winn Dixie  February 2003 - June 2003

Skills
Data Warehousing, Master Data Management, Business Intelligence, Data Governance, Data Quality, Metadata, Data Modeling, Data Integration, Metadata Management, Enterprise Architecture, Erwin, Database Design, Data Management, Relational Databases, Information Architecture, Enterprise Data..., Enterprise Information..., Data Analysis, Enterprise Data..., Process Improvement, Integration, Performance Tuning, SDLC, Business Objects, Data Architecture, Informatica, Databases, Data Marts, Data Warehouse..., Architectures, Architecture

Education
Texas A&M University   1977 — 1981
Bachelor of Arts (B.A.), Physics

Experience
America's Mortgage Center, LTD.   August 2009 - Present
Countrywide Home Loans   July 2006 - November 2007

Education
Texas A&M University   1998 — 2001

Experience
Insurance Designers  March 2009 - Present
Countrywide Home Loans   2004 - 2008

Skills
Life Insurance, Long Ter, Disability Insurance, Term Life Insurance, Long-term Care, Mortgage Lending, Loans, Mortgage Banking, Wealth Management, Insurance, Series 6, Retirement, Retirement Planning, Underwriting, Customer Service, Universal Life, Sales, Fixed Annuities

Education
The American College   2011 — 2014
Chartered Life Underwriter, Life Insurance Planning

The American College   2011 — 2014
Chartered Financial Consultant, Financial Planning and Services

Texas A&M University   1998 — 2002
Bachelors of Business Administration, Finance

Experience
First Niagara Bank  March 2012 - Present
First Niagara Bank  July 2011 - March 2012
Berkshire Bank  April 2008 - July 2011
Countrywide Home Loans   February 2006 - October 2007
Countrywide Home Loans   November 2004 - January 2006
Silicon Valley Bank  March 2002 - November 2004
Silicon Valley Bank  January 2001 - March 2002

Skills
Consumer Lending, Small Business Lending, Commercial Lending, Credit, Commercial Banking, Loans, Credit Analysis, Credit Risk, Lines Of Credit, Banking, Loan Origination, Retail Banking, Mortgage Banking, Commercial Mortgages, Mortgage Lending

Education
Stonehill College   1994 — 1998
Bachelor of Science, Accounting

Experience
HDR  March 2014 - Present
Property Acquisition Services   May 2008 - March 2014
Countrywide Home Loans   April 2005 - July 2007
First American Title  October 2002 - March 2005

Education
Texas State University-San Marcos   1999 — 2002
Bachelor of Business Administration, Finance

Experience
Think Properties NYC   October 2010 - Present
Prudential Douglas Elliman  February 2008 - September 2010
sohosmile   February 2008 - December 2008
Countrywide Home Loans   August 2004 - October 2007

Skills
Sales, Selling, Mortgage Lending, Real Estate

Education
Suffolk University   1999 — 2003
Bachelor of Science, Communications

Experience
Dell  July 2012 - Present
Dell Services  May 2009 - Present
RK Park & Associates   January 2001 - Present
Chapel Downs   1991 - 2011
Dell Perot Systems  2009 - 2010
Northwest Bible Church  1983 - 2010
Countrywide Home Loans   September 2004 - May 2009
Nortel Networks  October 2001 - December 2002
EDS  1984 - 2000

Skills
Compensation & Benefit, Leadership, Employee Benefits, Deferred Compensation, Workforce Planning, Human Resources, Employee Relations, Organizational..., Change Management, Talent Management, Performance Management, Vendor Management, Training, Management, Strategy, Talent Acquisition

Education
Texas A&M University   1979 — 1983

Trinity Christian Academy   1967 — 1981

Experience
Bank of America  2008 - Present
Countrywide Home Loans   December 2004 - Present
Countrywide Financial  2004 - Present

Education
Tarleton State University   2000 — 2002

Experience
the Chickasaw Nation  June 2009 - Present
Western Union Financial Services, Inc.   August 2004 - August 2008
Countrywide Home Loans   January 2003 - August 2004
The Trane Company  June 2000 - December 2002
TMSi  September 1997 - May 1998
Security Consultants Group, Inc.   October 1995 - August 1997
Campbell Soup (Texas) Inc.   August 1974 - August 1990

Skills
Personnel Management, Deferred Compensation, HR Policies, Human Resources, Employee Relations, Management, Benefits Administration, Banking, Policy, Change Management, Process Improvement, Relationship Management, Leadership, Vendor Management, Program Management, Call Centers

Education
Texas A&M University-Texarkana   1991 — 1995
BAAS, Business

Experience
Bank of America  January 2010 - Present
Countrywide Home Loans   April 2006 - January 2010
DecisionOne  April 2000 - April 2006

Skills
Customer Service, Provisioning, Executive..., Onboarding, Accounts Receivable, Proposal Support, Newsletter Production

Education
Texas State Technical College Waco   1991 — 1993
AAS, Information Management Technology

Experience
Health Integrity, LLC  July 2012 - Present
Health Integrity, LLC  February 2009 - December 2012
TriCenturion  September 2006 - February 2009
Countrywide Home Loans   February 2006 - September 2006
Baseball Face Training Facility   July 2005 - June 2006
Richardson Police Department  August 2003 - January 2006

Skills
Certified Fraud Examiner, Fluent in Cantonese, Microsoft Office, Interviewing, Creative Problem Solving, Interviews, Fraud, Medicare, Leadership, Investigation, Private Investigations, Team Building, Surveillance

Education
University of Phoenix   2007 — 2009
Masters of Science, Psychology

Stephen F. Austin State University   1999 — 2003
Bachelors of Science, Kinesiology / Speech Communications

Experience
Prospect Mortgage, LLC  June 2010 - Present
Prospect Mortgage LLC  June 2010 - March 2012
Bank of America  April 2006 - August 2010
Countrywide Home Loans   June 2008 - October 2008
Countrywide Home Loans   April 2006 - June 2008
Countrywide  2006 - 2008
ServiceLink  September 2000 - April 2006
Service Link  September 2000 - April 2006

Skills
Loans, Mortgage Banking, Mortgage Lending, FHA, Loan Origination, Training, Residential Mortgages, Underwriting, Management, VA loans, Refinance

Education
SUNY Canton   1994 — 1996
A.A.S., Humanities

Fredonia High School   1991 — 1994

Experience
MGC Mortgage, Inc.   October 2012 - Present
Default Resolution Network - Fidelity National Title   October 2010 - October 2012
MGC Mortgage, Inc.   September 2008 - October 2010
Countrywide Home Loans   July 2005 - August 2008

Skills
Leadership, Loan Servicing, Management, Team Building, Analysis, Mortgage Lending, Loan Origination, Portfolio Management, Foreclosures, Operations Management, Financial Services, Loss Mitigation, Start-ups

Education
Tarleton State University   2003 — 2004
Master of Science, Management

Tarleton State University   1999 — 2003
Bachelor of Science, Computer Information Systems

Experience
Caliber Home Loans  July 2015 - Present
Caliber Home Loans  July 2015 - Present
Franklin American Mortgage Company  December 2012 - July 2015
Bank of America Home Loans  August 2009 - December 2012
Bank of America Home Loans  July 2008 - July 2009
Countrywide Home Loans   May 1994 - June 2008
Independence One National Mortgage   January 1993 - April 1994

Skills
Mortgage Lending, Mortgage Industry, FHA, Loans, Mortgage, Loan Origination, Mortgage Banking, Credit, REO, Referrals, Refinance, Residential Mortgages, Sales, USDA, VA loans, VA Loans

Education
Texas A&M University   1978 — 1981
BBA, Marketing

University of Texas @ Arlington   1977 — 1978

Grand Prairie High School

Grand Prairie High School

Experience
Nationstar Mortgage  November 2014 - Present
Solutionstar  September 2013 - November 2014
Nationstar Mortgage  January 2013 - October 2013
Safeguard Properties  January 2012 - January 2013
MSI Property Preservation   October 2010 - January 2012
MSI Property Preservation   May 2010 - October 2010
Saxon Mortgage  August 2008 - March 2009
Countrywide Home Loans   August 2005 - March 2008
The Alpha Group  November 2002 - March 2005

Skills
Underwriting, Insurance, Property, Microsoft Excel, Analysis, Outlook, Process Improvement, Customer Service, Access, Spreadsheets, Invoicing, Microsoft Word, Time Management, Lotus Notes, Administrative..., Microsoft Office, Property Damage, Telephone Skills, Negotiation, Policy, Mortgage Servicing, Office Administration, PowerPoint, Claim, File Management, 10 Key, Vendor Management, Auditing, Data Entry, Administration, Default, Training, Real Estate, Portfolio Management, Team Building, HUD, Filing, Mortgage Banking, Loans, REO, Loan Servicing, Risk Management

Education
Tarrant County College   2002 — 2004
Associate's degree, Business Administration, Management and Operations

Experience
Colgate Oral Pharmaceuticals  July 2010 - Present
Cigna  March 2010 - June 2010
AAA-Texas  February 2009 - February 2010
Bank of America  August 2007 - January 2009
Countrywide Home Loans   November 2005 - March 2007
Enterprise Rent-A-Car  May 2000 - November 2005

Skills
Sales, Sales Operations, Account Management, Training, CRM, Cold Calling, Leadership, Management, Marketing, Networking, Project Management, Sales Process, Sales Management, Process Improvement, Software Documentation, Strategic Planning, Strategy, Team Building, Team Management

Education
Texas A&M University-Commerce
Bachelor of Business Administration (BBA), Marketing

Experience
Guild Mortgage Company  August 2015 - Present
AmCap Mortgage, LTD  October 2008 - August 2015
Wells Fargo Home Mortgage  February 2007 - September 2008
Countrywide Home Loans   June 2005 - December 2006

Skills
Mortgage Lending, FHA, Loan Origination, Loans, Credit, Investment Properties, First Time Home Buyers, Real Estate, Financial Analysis, Real Estate Transactions, Foreclosures, Residential Homes, Small Business, Sellers, VA loans, FHA financing, Mortgage Banking, Customer Service, Residential Mortgages, Business Networking, Private Banking, VA Loans, FHA Financing

Education
Tarleton State University
Master of Business Administration (MBA), Accounting and Finance

Experience
Amegy Mortgage Company, L.L.C.   July 2014 - Present
New Penn Financial, LLC  August 2012 - July 2014
Finance Home America   April 2009 - August 2012
Countrywide Home Loans   July 2004 - July 2009

Skills
Mortgage Lending, Mortgage Banker, Mortgage Banking, Mortgage, USDA, FHA, Loan Origination, Residential Mortgages, VA loans, Refinance, FHA financing, Investment Properties, Loans, Mortgage Underwriting, Real Estate, Credit, Construction Loans, Certified Mortgage..., Loss Mitigation, Reverse Mortgages, Underwriting, Real Estate Financing, Finance, Credit Analysis, Commercial Lending

Education
Stephen F. Austin State University   1968 — 1972
B.S. Business, Management

R. E. Lee Hi Sch, Houston,Tx
Finance

Experience
Equifax Workforce Solutions  December 2014 - Present
Equifax Verification Services   April 2013 - Present
Nationstar Mortgage  September 2009 - April 2013
Bank of America  2003 - 2009
Countrywide Home Loans   2003 - 2009

Skills
FHA, Mortgage Banking, Mortgage Lending, Loan Origination, Residential Mortgages, Loans, Banking, Credit, Credit Analysis, FHA Financing, Leadership, Loss Mitigation, Mortgage Underwriting, Refinance, Sales, USDA, Underwriting, VA Loans

Education
Texas A&M University
Bachelor of Science, Accounting

Experience
MTM, Inc.   May 2013 - Present
Consumer Packaged Goods Project   August 2006 - Present
Mediplex Health Care Professionals   August 2009 - December 2012
AAA Insurance  April 2006 - August 2009
Countrywide Home Loans   August 2005 - January 2006
GMAC Mortgage  April 2004 - August 2005
Wells Fargo Home Mortgage  August 2001 - April 2004

Skills
Customer Service, Strategic Planning, Financial Analysis, Public Speaking, Coaching, Training, Team Building, Real Estate, Analysis, Process Improvement, Marketing, Sales, P&L Forecasting, Brand Development, Insurance, Underwriting, Sales Management, Negotiation, Credit, Leadership, Banking, Loans

Education
Tennessee State University   1996 — 2000
BBA, Business Administration

Experience
Bikes & Beauties Magazine   June 2007 - Present
Macy's  November 2013 - October 2014
Global Digital Imaging   August 2007 - February 2008
Countrywide Home Loans   January 2006 - May 2007
Sunshine State Community Bank  February 2002 - December 2006
Direct Funding, Inc   July 1995 - February 2002

Skills
Advertising, New Business Development, Public Relations, Real Estate, Sales Management, Insurance, Team Building, Public Speaking, Online Advertising, Social Networking, Entrepreneurship, Customer Service, Sales, Microsoft Excel, Marketing, Social Media Marketing, Account Management, Direct Sales, Marketing Strategy, Office Management, Leadership, Time Management, Budgets, Microsoft Office, Business Development, Management, Business Planning, Contract Negotiation, Retail, Negotiation, Strategic Planning, Product Marketing, B2B, Start-ups, Online Marketing, Creative Direction, CRM, Email Marketing, Training, Marketing Communications, Facebook, Project Management, Direct Marketing, Event Planning, Event Management, Small Business, Social Media, Lead Generation, Trade Shows, Brand Development

Education
University of Phoenix   2011 — 2014
Bachelor's, Still in Progress

Stetson University   1998 — 1998
State Licensing Course, Mortgage Broker License

Valencia Community College   1995 — 1997
AA, Business Administration and Management, General

University of Central Florida - College of Business Administration

Experience
Le Bonheur Children's Hospital  February 2007 - Present
Comforce Staffing Services  2004 - 2005
Countrywide Home Loans   August 2001 - August 2004
International Paper  1993 - 2000
Leader Federal Bank   August 1992 - December 1993
Union Planters Bank  November 1980 - 1992

Skills
EMR, Healthcare Management, Healthcare, Hospitals, Administrative..., Data Entry, Customer Service, Outlook, Event Planning, Microsoft Word, Microsoft Office, Microsoft Excel, PowerPoint, Non-profits, Public Speaking, Recruiting, Fundraising, Budgets, Process Improvement, Healthcare Information..., Team Building, Inventory Management, SAP, Analysis, Clinical Research, Community Outreach, Visio, General Ledger, Account Reconciliation, Residential Mortgages, Mortgage Banking, Loan Origination, Supervisory Skills, HIPAA, Process Scheduler, Nonprofits

Education
Hillcrest High

State Technical Institute

America Institute of Banking

New Horizons Computer Learning Center

Strayer University-Tennessee

Experience
Bank of America  July 2008 - Present
countrywide home loans   April 2007 - July 2008

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Research, Photoshop, English, Outlook, Windows, Budget, Loan Origination, Loans, Mortgage Lending, Budgets, Investment Properties, Sales, Credit, Mortgage Banking, FHA, Credit Analysis, Residential Mortgages, Real Estate, Consumer Lending, Leadership, Refinance

Education
Richard Stockton College of New Jersey   2001 — 2002

Experience
Texas State Affordable Housing Corporation  May 2012 - Present
Bank of America  January 2008 - March 2012
Countrywide Home Loans   January 2000 - March 2008

Skills
Loans, Capital Markets, Commercial Lending, Banking, Credit, Securities, Mortgage Lending, Due Diligence, Credit Analysis, Portfolio Management, Commercial Banking, Structured Finance

Education
Texas State University-San Marcos   1987 — 1989
Bachelor of Business Administration (BBA), Finance, General

Texas Tech University   1984 — 1986
Bachelor of Business Administration (BBA), Finance, General