Experience
iReverse Home Loans  June 2012 - Present
MetLife Home Loans   April 2011 - June 2012
Wells Fargo Home Mortgage  March 2010 - April 2011
Bank of America  April 2009 - February 2010
Countrywide Bank  September 2007 - April 2009
Countrywide Wholesale  July 2006 - September 2007
Southern Residential Mortgage   July 2005 - June 2006
Money Plus Home Loans   April 1998 - June 2005

Skills
Mortgage, Reverse Mortgages, Home, Retail, Loan Origination, Mortgage Lending, Home Equity, FHA, Loans, Residential Mortgages, Customer Service, Mortgage Banking, Investment Properties, USDA, Home Equity Loans, FHA financing, Refinance, Certified Mortgage..., VA loans, Referrals, Government Loans, Finance, Underwriting, Residential Homes, Mortgage Underwriting, Real Estate Financing, Credit, Construction Loans, Home Equity Lines of..., First Time Home Buyers, Financial Services, Banking, Mortgage Marketing, Funding, Loss Mitigation, VA Loans, FHA Financing

Education
University of Phoenix   2002 — 2006
BS, Business Admin

San Marcos Highschool   1994 — 1996

Experience
Academy Mortgage Corporation  February 2015 - Present
Monarch Mortgage  February 2012 - January 2015
MetLife Home Loans   September 2008 - May 2011
First Horizon Home Loans  September 2004 - September 2008
First Horizon Home Loans  September 1999 - September 2004

Skills
Reverse Mortgages, Construction Loans, Refinance, Mortgage Banking, Loan Origination, Mortgage Lending, Credit, Loans, USDA, Portfolio Management, Leadership, Finance, Investment Properties, FHA, First Time Home Buyers, Residential Mortgages, Residential Homes, VA loans, FHA financing, Commercial Lending, FHA Financing, VA Loans

Education
University of North Carolina at Chapel Hill   1970 — 1974
Bachelor of Education (B.Ed.), Secondary Social Studies

Fairfax High School   1966 — 1970

Experience
Homestreet Bank  January 2012 - Present
MetLife Home Loans   April 2009 - January 2012

Education
University of Oregon   1990 — 1992
Finance and Marketing

Columbia River High School   1983 — 1987

Experience
Exeter Finance Corp  April 2013 - Present
Academy  June 2001 - February 2013
MetLife Home Loans   August 2011 - August 2012
University of North Texas  August 2010 - May 2011
University of North Texas  August 2008 - December 2010

Skills
Economics, Econometric Modeling, Forecasting Models, SAS, SAS SQL coding, Microsoft Office, PowerPoint, Curve Fitting, Business Statistics, Credit Risk, Teaching, Reporting, Data Analysis, Forecasting, Statistics, Econometrics, Financial Risk, Microsoft Word, Risk Management, Portfolio Management, Microeconomics, Microsoft Excel, Analysis, Research, Statistical Modeling, Predictive Modeling, Financial Modeling, Stata

Education
University of North Texas   2008 — 2011
Master of Science, Economics (Economic Research)

University of North Texas   2004 — 2008
Bachelor of Science, Economics

Experience
First Guaranty Mortgage Corporation ®  March 2014 - Present
M & T Bank  April 2011 - January 2014
MetLife Home Loans   December 2010 - January 2011
MetLife Home Loans   April 2010 - December 2010
MetLife Home Loans   January 2008 - April 2010
Bank of America  October 2005 - December 2007
Bank of America  October 2003 - October 2005
Bank of America  August 1997 - October 2003
GE Capital  January 1994 - August 1997

Skills
Leadership, Management, Strategy, Sales Management, Relationship Management, Business Development, Sales, Recruiting, Pricing, Real Estate, Loans, Mortgage Banking, Strategic Partnerships, Business Planning, Mortgage Lending, Team Building, Business Strategy, Executive Management, Coaching, Team Leadership, Analysis

Education
University of Pittsburgh   1991 — 1996
Bachelor of Science (BS), Accounting

Experience
Pacific Union Financial, LLC  February 2014 - Present
DG  July 2012 - February 2014
MetLife Home Loans   October 2001 - July 2012
First Horizon Home Loans  October 2001 - September 2008
Software Architects  May 2000 - October 2001
EDS  August 1995 - May 2000

Skills
Microsoft SQL Server, Databases, Oracle, SOA, SDLC, Integration, Requirements Analysis, SharePoint, Web Services, Access, SQL, Visual Basic, Software Development, Requirements Gathering, MS Project, XML, Visio, Java, HTML, .NET, VB.NET, VBScript, ASP.NET, Problem Solving, Spring, Eclipse, Enterprise Software, Systems Analysis, SQL Server, Application Development, Lotus Notes, Oracle SQL, Windows, VMware, XSLT, Hibernate, JIRA, Agile Project Management, Salesforce.com, Salesforce.com...

Education
University of North Texas   1991 — 1995
BBA, Business Computer Information Systems

Experience
925.383.4446   September 2013 - Present
JPMorgan Chase  February 2012 - August 2013
MetLife Home Loans   July 2011 - January 2012
First Republic Bank  2006 - June 2011
Western Sunrise Mortgage  1995 - 1997
Norwest Mortgage  1993 - 1997

Skills
Mortgage Lending, Loans, Loan Origination, FHA, Mortgage Banking, Credit, Real Estate Financing, Refinance, Residential Homes, Real Estate Economics, Residential Mortgages, Commercial Banking, Investments, Banking, Sales

Education
University of San Diego   1988 — 1991

Experience
Retirement Funding Solutions  June 2015 - Present
Security One Lending  May 2012 - June 2015
MetLife Home Loans   September 2011 - May 2012
Wells Fargo Home Mortgage  October 2005 - September 2011
Wells Fargo  2005 - 2011

Skills
Home Equity Conversion..., Home Equity, Mortgage Lending, Reverse Mortgages, Loans, Banking, FHA, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, Retirement, USDA, VA loans, FHA financing, Government Loans, FHA Financing, VA Loans

Education
University of Northern Iowa   1980 — 1983
Bachelor of Arts (B.A.), Liberal Arts and Sciences, General Studies and Humanities

Experience
TCF Bank  May 2014 - Present
First Guaranty Mortgage Corporation ®  March 2014 - April 2014
M&T Bank  January 2012 - February 2014
Sierra Pacific Mortgage  February 2011 - December 2011
MetLife Home Loans   October 2009 - February 2011
National City Mortgage  September 2001 - December 2007

Skills
Mortgage Banking, Wholesale, Mortgage Lending, FHA, Wholesale Lending, Residential Mortgages, M&T Bank focuses on..., Underwriting, Banking, Loan Origination, Refinance, Loans, Credit, Mortgage Underwriting, Consumer Lending, FHA financing, Commercial Lending, VA loans, USDA, Residential Homes, Credit Analysis

Education
University of South Carolina-Columbia   1981 — 1985
Bachelor of Science (B.S.), Business Administration and Management, General

Experience
PrimeLending  October 2014 - Present
JPMorgan Chase  November 2012 - October 2014
MetLife Home Loans   April 2011 - October 2012
Comerica Bank  October 2005 - April 2011
General Packaging Corporation   April 1996 - September 2005
Advanced Telemarketing Corporation  1990 - 1994
Abbott Laboratories  1988 - 1990

Skills
Employee Engagement, Employee Relations, Talent Management, Training, Strategic Planning, Onboarding, Mortgage Lending, PeopleSoft

Education
University of North Texas
Masters of Business Administration, Human Resources

University of North Texas
Bachelor of Business Administration, Human Resources

Experience
Young Living Essential Oils  February 2014 - Present
City of West Jordan  January 2013 - February 2014
Utah Valley University  January 2011 - August 2013
Gateway Funding  February 2012 - September 2012
MetLife Home Loans   September 2011 - January 2012
Wells Fargo Home Mortgage  January 2010 - September 2011
LDS Humanitarian Center   2000 - 2007

Skills
JavaScript, C#, ASP.NET, CSS, Software Development, Visual Studio, Object Oriented Design, OOP, Research, Visual C#, Visual C++, Visual Basic, Financial Services, Tutoring, Web Applications, ASP.NET MVC, Programming, LINQ, SQL, Microsoft SQL Server, Crystal Reports, Writing, Financial Planning, Agile Application..., JSON, C++, Microsoft Excel, Networking, Strategic Financial..., CSS3, Assembly Language

Education
Utah Valley University   2011 — 2013
University of Utah, English Language and Literature, General

University of Phoenix   2004 — 2006
Master of Business Administration, Finance, General

University of Utah   1993 — 2000
B.A, English

Experience
CMG Financial  October 2013 - Present
CMG Financial  February 2013 - October 2014
CMG Mortgage  March 2012 - February 2013
MetLife Home Loans   January 2010 - February 2011
WellsFargo Home Loans   April 2009 - January 2011

Skills
typing, Computers, Customer Service, Outlook, Mortgage Lending, FHA, Banking, Refinance, Residential Mortgages, Microsoft Excel, Microsoft Office, Loans, Office Management, Microsoft Word, Time Management, PowerPoint, 10 Key, Access, Data Entry, Credit, Recruiting, Administrative...

Education
University of Phoenix   2010 — 2014
Bachelors in Public Administration, Public Admini

Heald Business College   2004 — 2010
Associates Degree, Criminal Justice and Corrections

Experience
Mortgage Network, Inc.   January 2012 - Present
Metlife Home Loans   September 2008 - January 2012
The Penn Warranty Corporation   October 1994 - August 2008
BancPlus Mortgage Corp.  March 2004 - October 2004
Eastern Mortgage Services   September 1990 - March 1994
Travelers Mortgage Services  November 1985 - August 1990

Skills
Mortgage Banking, Loan Origination, Refinance, VA loans, Sellers, USDA, FHA, First Time Home Buyers, Residential Mortgages, Mortgage Lending, Foreclosures, Real Estate, Loans, Reverse Mortgages, Mortgage Underwriting, Construction Loans, Credit, Investment Properties, Commercial Mortgages, Credit Analysis, Underwriting, Real Estate Economics, FHA financing, Referrals, Consumer Lending, Government Loans, REO, Short Sales, Certified Mortgage..., HUD, Investors, Commercial Lending, USDA Rural Housing, Non-Conforming, Banking, Home Equity Loans, Investments, Residential Homes, Condos, Real Estate Transactions, Home Equity Lines of..., Finance, Mortgage Marketing, New Home Sales, Loss Mitigation, Single Family Homes, Debt Consolidation, Home Equity, Real Estate Financing, Relocation

Education
University of Scranton   1971 — 1975
Clinical Laboratory Science/Medical Technology/Technologist

Experience
Homestreet Bank  February 2012 - Present
MetLife Home Loans   October 2010 - February 2012
Paderborn Untouchables   March 2010 - September 2010
Houston Astros  June 2008 - September 2009

Skills
Credit, FHA, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, VA loans, FHA financing, Construction Loans, USDA, Certified Mortgage..., Customer Service, FHA Financing, Government Loans

Education
University of Portland   2004 — 2008
Business Administration, Finance

Tahoma Senior High School

Experience
Hilton Worldwide  January 2015 - Present
Hudson Advisors, LLC  March 2012 - September 2014
Ernst & Young  March 2011 - March 2012
Nationstar Mortgage  July 2009 - March 2011
MetLife Home Loans   April 2009 - July 2009
Guaranty Bank  October 2005 - December 2008
Ford Motor Credit Company  November 2003 - October 2005

Skills
Financial Reporting, Variance Analysis, General Ledger, Essbase, Accounts Receivable, Accounting, Account Reconciliation, Budgets, Financial Modeling, Private Equity, Business Analysis, Process Improvement, Oracle Financials, Financial Analysis, Forecasting, Analysis, Finance, Internal Audit, Auditing, Banking, Risk Management

Education
The University of Texas at Dallas - School of Management   2005 — 2008
Masters in Accounting, Accounting Information Management

University of Oklahoma - Price College of Business   1998 — 2002
BBA, Finance & Management Information Systems

Experience
Stearns Lending  March 2010 - Present
MetLife Home Loans   February 2005 - February 2010
Genworth Financial  February 2005 - February 2006

Skills
Loans, Loan Origination, Credit, Mortgage Banking, USDA, Mortgage Lending, Residential Mortgages, FHA, Refinance, VA loans

Education
University of Rhode Island - College of Business Administration   1979 — 1983
B.S. Business Administration, Finance and Management

Experience
Strategic Realty   January 2012 - Present
WesLend Financial  April 2011 - August 2011
Elite Realty  January 2007 - August 2011
Stearns Lending  January 2010 - February 2011
MetLife Home Loans   September 2004 - December 2009

Skills
First Time Home Buyers, FHA, Investment Properties, Short Sales, Foreclosures, Real Estate, Referrals, REO, Sellers, Residential Homes, Mortgage Lending, Real Estate Transactions, Selling, Condos, Refinance, Investors, Relocation, Single Family Homes, New Home Sales, HUD, Listings, Real Estate Financing, Property, FHA financing

Education
University of Phoenix
Bachelor, Business

Experience
Alpine Mortgage Planning  April 2015 - Present
Preferred Lending Team - Premier Mortgage Resources   November 2011 - April 2014
MetLife Home Loans   September 2008 - October 2011
First Horizon Home Loans  February 2000 - August 2008
Countrywide Home Loans  2004 - 2005
Mortgage One  1993 - 2000
Lutes Advertising   1990 - 1993

Skills
FHA, Conventional, VA, Mortgage Lending, Mortgage, Loans, USDA, Mortgage Industry, Mortgage Planning, Loan Origination, First Time Home Buyers, Refinance, VA loans, FHA financing, Certified Mortgage..., Reverse Mortgages, Mortgage Banking, Real Estate Transactions, Real Estate, Government Loans, Credit, Residential Homes, Construction Loans, Single Family Homes, Investment Properties, Real Estate Economics, Residential Mortgages, Foreclosures, Investors, REO, Short Sales, Mortgage Marketing, Mortgage Underwriting, Non-Conforming, Real Estate Financing, Referrals, Finance, Commercial Mortgages, Home Equity Lines of..., Home Equity Loans

Education
University of Oregon   1986 — 2000
BS, Advertising/Journalism

Jesuit High School   1982 — 1986
High School Diploma, General Studies

Experience
Rogers & Gray Insurance Agency  June 2012 - Present
Maffei Landscape Contractors  February 2011 - May 2012
MetLife Home Loans   June 2003 - January 2011
Baystate Financial Services  2000 - 2003

Skills
Insurance, Sales, Sales Management, Marketing, Account Management, Loans, Strategic Financial..., Leadership, Team Building, Recruiting, Fundraising, Board of Directors

Education
University of Rhode Island   1996 — 2000
Bachelor of Science (BS), Business Administration and Management, General

Barnstable High School   1992 — 1996

Experience
Mid America Mortgage, Inc  October 2010 - Present
Mid America Mortgage  2010 - 2013
Metlife Home Loans   May 2010 - September 2010
Supreme Lending  June 2008 - June 2009
Maverick Residential Mortgage  April 2007 - January 2008
W R Starkey Mortgage   May 2005 - October 2006
Primelending Mortgage   March 2004 - May 2005
First American Title  March 2003 - January 2004
Pacific American Mortgage   September 1995 - February 2003

Skills
Auditing, Accounting, Internal Controls, Financial Reporting, Financial Analysis, Internal Audit, Microsoft Office, Financial Accounting, Banking, Microsoft Word, Mortgage Banking

Education
University of Phoenix   2013 — 2016
Still attending, Business Administration and Management, General

Experience
HomeStreet Bank  February 2015 - Present
Provident Savings Bank  February 2012 - February 2015
MetLife Home Loans   February 2009 - January 2012
Chase  January 1993 - January 2009

Skills
Investment Properties, Refinance, Mortgage Banking, FHA, Real Estate, Mortgage Lending, Loans, Life Insurance, New Business Development, Loan Origination, Underwriting, Credit, Budgets, VA loans, Residential Mortgages, Sales, USDA, Banking, Management, First Time Home Buyers

Education
University of Oregon   1985 — 1990
Bachelor of Science (B.S.)

Experience
Crockett Middle School   August 2013 - Present
Green Tree Servicing  March 2013 - August 2013
Harmoniq Intellectual Music and Productions, LLC   January 2011 - May 2013
MetLife Home Loans   June 2011 - February 2013
MetLife Home Loans   December 2010 - December 2011
MetLife Home Loans   September 2010 - June 2011
MetLife Home Loans   August 2009 - August 2010

Skills
Mortgage Lending, Financial Analysis, Loans, Short Sales, Mortgage Underwriting, Mortgage Banking, Customer Service, Communication, Microsoft Office, SQL, Microsoft Excel, Financial Statements, FNMA, Financial Risk, Foreclosures, FHA, Loan Origination, Risk Management, Mortgage Servicing, Finance, Loss Mitigation, Banking, Credit, Credit Analysis, Accounting, Financial Services, Investors, Loan Servicing, Negotiation, Real Estate, Process Improvement, Financial Reporting, Auditing, Data Analysis, Small Business, Account Reconciliation, Payroll, Underwriting, Analysis, Leadership, Management, Portfolio Management, Time Management

Education
University of Phoenix   2011 — 2013
Master of Business Administration (M.B.A.), Business Administration and Management, General

University of North Texas   2005 — 2009
Bachelor of Business Administration (BBA), Finance, 3.32

Experience
Capital One  January 2015 - Present
Chase  August 2014 - January 2015
Allied Solutions LLC  December 2012 - June 2013
MetLife Home Loans   May 1996 - November 2012
Spencer Gifts  December 1989 - May 1994
Sears, Roebuck and Co.   May 1984 - August 1989

Skills
Microsoft Word, 10 Key, Customer Service, Training, Cashiering, Civil Drafting, Policy Writing, Office Procedures, Procedure Development, Business Continuity..., Retail

Education
University of North Texas   1999 — 2002
Bachelor's degree, Emergency Administration and Planning

Experience
RealtyMogul.com  June 2015 - September 2015
Washburn Law, PLLC   September 2014 - June 2015
Caliber Home Loans  2013 - 2014
Michigan Mutual  2010 - 2013
Landrum Fence LLC   November 2008 - May 2010
MetLife Home Loans   July 2007 - October 2008
First Franklin  October 2001 - October 2007
Unicor Mortgage   January 1993 - January 1999

Skills
Banking, Mortgage Banking, FHA, CRM, Loans, Sales, USDA, Sales Operations, Credit, Mortgage Lending, Underwriting, Loan Origination, Residential Mortgages, VA loans, Refinance, Investment Properties, FHA financing, Marketing, Home Equity Loans, Mortgage Underwriting, VA Loans, Real Estate, Loss Mitigation, Management, Credit Analysis, First Time Home Buyers, Foreclosures, REO, Sales Management, Funding

Education
University of South Carolina Upstate   1984 — 1989
BA, History

Oak Ridge Military Academy   1981 — 1983

Experience
Homeowners Mortgage Enterprises, Inc.   August 2015 - Present
Midland Mortgage Corporation  May 2012 - August 2015
MetLife Home Loans   November 2009 - March 2012
Banc of America Securities  May 2006 - January 2008
NetBank  September 1992 - May 2006
NetBank/Meritage   2001 - 2006
Resource Bancshares Mortgage Group, Inc (RBMG)   1992 - 2005

Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Loans, Credit, FHA, Banking, Refinance, Residential Mortgages, Risk Management, Leadership, USDA, Consumer Lending, Financial Institutions, Management, Sales, Underwriting, Portfolio Management, Credit Analysis

Education
University of South Carolina-Columbia   1988 — 1992
BS, Marketing

University of South Carolina-Columbia   1988 — 1992
BS, Business Administration

Experience
Ballard Financial Group   January 2014 - Present
DHI Mortgage Corporation   October 2012 - September 2013
Fairway Independent Mortgage Corporation  February 2012 - October 2012
MetLife Home Loans   December 2008 - January 2012
Countrywide Bank  April 2005 - November 2008
Bank of America  November 2000 - April 2006
NationsBanc Mortgage  1996 - 1998
AmeriFirst  1980 - 1987

Skills
Mortgage Lending, Mortgage Banking, USDA, FHA, Refinance, Loan Origination, Residential Mortgages, FHA financing, VA loans, Loans, Reverse Mortgages, Credit, Certified Mortgage...

Education
University of South Florida   1979 — 1981

Hillsborough Community College

Experience
EverBank  April 2012 - Present
MetLife Home Loans   February 2011 - April 2012
Wells Fargo Home Mortgage  March 2009 - February 2011
WaMu  August 2008 - March 2009
WaMu  August 2002 - August 2008
First Nationwide/Cal Fed Bank   July 1996 - August 2002

Skills
Underwriting, Credit, Risk Management, Leadership, Management, Mortgage Lending, Mortgage Banking, FHA, Loans, Mortgage Underwriting, USDA, FHA financing, Refinance, Mortgage Servicing, VA loans, Residential Mortgages, Banking, Loss Mitigation, Credit Risk

Education
University of Sacramento
Business Administration and Management, General

Experience
Teknion Data Solutions  April 2012 - Present
MetLife Home Loans   April 2011 - April 2012
MetLife Home Loans   September 2008 - April 2011
First Horizon Home Loans  January 2005 - August 2008
M/A/R/C Research   1999 - 2004
M/A/R/C Research   1997 - 1999
M/A/R/C Research   1995 - 1996
M/A/R/C Research   1993 - 1994
M/A/R/C Research   1991 - 1992

Skills
Application Architecture, Database Architecture, Data Warehousing, Application Design, User Interface Design, Data Mining, Data Analysis, Shell Scripting, VB.NET, ASP.NET, PL/SQL, T-SQL, JavaScript, C, HTML, Perl, PHP, MySQL, Object Oriented Design, Oracle, SQL Server, Hyperion Enterprise, Crystal Reports, Crystal Enterprise, Operations Management, Resource Management, Software Project..., Change Management, Risk Management, Business Analysis, Brio, Java, C++, Functional Design, Microsoft SQL Server, SDLC, Requirements Gathering, Software Development, SSIS, ETL, Data Modeling, Software Design, Data Architecture, ERP, SSRS

Education
DeVry University   2003 — 2004
Technical Management

University of North Texas   1988 — 1992
Music

Experience
Caliber Home Loans  February 2012 - Present
MetLife Home Loans   July 2008 - February 2012
National City Mortgage, now a part of PNC   1987 - 2008

Skills
Mortgage Lending, Loans, Mortgage Banking, USDA, Loan Origination, FHA, VA loans, FHA financing, Refinance, Residential Mortgages, Construction Loans, Reverse Mortgages, Mortgage Underwriting, Credit, Underwriting, Credit Analysis, Sales Management, Banking, Real Estate Economics, First Time Home Buyers, Sales, Investment Properties, Certified Mortgage..., Government Loans, Real Estate, Leadership, Home Equity Lines of..., Mortgage Servicing, Real Estate Financing, Loss Mitigation, Loan Servicing, Referrals, Finance, Commercial Mortgages, FHA Financing, Management, VA Loans

Education
University of Richmond   1983 — 1987
BA, Economics

Our Lady of Good Counsel HS   1979 — 1983
High school, Fun

Experience
MetLife Home Loans   June 2009 - Present
Bank of America  August 2002 - Present

Education
University of San Diego   1998 — 2002
Bachelors, Business Administration with an emphasis in Real Estate Finance

Experience
Pacific Union Financial, LLC  August 2014 - Present
Veterans United Home Loans  September 2013 - August 2014
Loan Depot  July 2013 - September 2013
CMG Financial  December 2012 - July 2013
Bank of Texas  April 2012 - December 2012
Capital One Home Loans  November 2011 - April 2012
MetLife Home Loans   November 2010 - November 2011
Bank of America  September 2008 - November 2010
First Horizon Home Loans  July 2004 - August 2008

Education
University of Phoenix   1995 — 1999
BSIS, Information Systems

Marshalltown Community College   1983 — 1985
Associate of Arts (AA), General Studies

Experience
Nationstar Mortgage  November 2012 - Present
Homeward Residential, Inc.   March 2012 - November 2012
MetLife Home Loans   May 2009 - March 2012
Fidelity Investments  May 2008 - February 2009
Citibank  October 2002 - May 2008

Education
University of North Texas   1997 — 2002
Bachelor of Business Administration (BBA), Finance

Experience
FBC Mortgage LLC  October 2014 - Present
EverBank  July 2012 - October 2014
Metlife Home Loans   2008 - July 2012
First Horizon Home Loans  June 2002 - September 2008
North American Mortgage Company  May 1996 - June 2002
The Boston Five Cents Savings Bank   April 1984 - April 1993

Skills
Mortgage Banking, Loan Origination, Mortgage Lending, FHA, Residential Mortgages, Refinance, USDA, Loans, Credit, Underwriting, Credit Analysis, FHA financing, VA loans, Mortgage Underwriting, Banking

Education
University of Rhode Island - College of Business Administration   1979 — 1983
B.S., Marketing/Finance

North Kingstown High School   1975 — 1979
High School Diploma

Experience
PNC Mortgage  February 2013 - Present
Union Bank  February 2012 - February 2013
MetLife Home Loans   January 2009 - February 2012
Princeton Capital  May 2007 - January 2009
First Horizon Home Loans  April 2005 - May 2007

Skills
Mortgage Lending, Investment Properties, Loan Origination, Mortgage Banking, FHA, Refinance, Residential Mortgages, Real Estate, Loans, Credit

Education
University of Notre Dame   1989 — 1993
Bachelors, Psychology / Philosophy

Bellarmine College Preparatory

Experience
Ditech Financial LLC  March 2013 - Present
MetLife Home Loans   September 2008 - March 2013
First Horizon Home Loans  December 2006 - September 2008

Skills
Vendor Management, Mortgage Lending, Foreclosures, Process Improvement, Default, REO, Customer Service, Mortgage Banking, Loss Mitigation, Loan Servicing, Loan Origination, Loans, Mortgage Underwriting, Mortgage Servicing, FHA

Education
University of Phoenix   2004 — 2007
Bachelor of Applied Science (B.A.Sc.), Accounting

Experience
Nationstar Mortgage  May 2012 - Present
MetLife Home Loans   December 2011 - May 2012
Bank of America  August 2001 - November 2011
Citi  1992 - 2001

Education
University of North Texas   1991 — 1994
Finance

Experience
TB Rental Services, Inc.   August 2014 - Present
Stearns Lending  February 2013 - August 2013
Pacific Union Financial  August 2012 - February 2013
Bank of America Relocation and Corporate Services   May 2012 - June 2012
MetLife Home Loans   September 2011 - April 2012
Bank of America  November 2010 - November 2011
Bank of America  August 2007 - November 2010

Skills
Mortgage Lending, Loan Origination, Processing, Customer Retention, Sales, Financial Analysis, Credit Analysis, Management, Refinance, Portfolio Management, Residential Mortgages, Consumer Lending, Finance, Customer Service, Relationship Management, CRM, Mortgage Underwriting, FHA financing, Call Centers, FHA Financing, Loss Mitigation

Education
University of Pittsburgh   1997 — 1998

Experience
Gateway Mortgage Group  March 2013 - Present
MetLife Home Loans   September 2009 - March 2013
Bank of Texas  September 2008 - August 2009
First Horizon Home Loans, Inc.   April 2007 - July 2008
Nationstar Mortgage (fka Centex Home Equity)   March 1998 - March 2007

Skills
Mortgage Banking, VA loans, Mortgage Lending, Credit, Loans, Mortgage Underwriting, Credit Analysis, Credit Risk, Refinance, Residential Mortgages, Underwriting

Education
University of North Texas   1990 — 1994
Bachelor's Degree, Interdisciplinary Studies

St. Vincents Academy   1982 — 1984
High School Graduate, High School Graduate

Experience
Stearns Lending (NMLS #1854)   April 2014 - Present
BD Consulting  April 2012 - April 2014
MetLife Home Loans   December 2010 - March 2012
Nationstar Mortgage  November 2009 - April 2010
Bank of America  December 2002 - November 2009

Skills
Mortgage Banking, Banking, Credit, Credit Analysis, Refinance, Compliance Management, Regulatory Compliance, Licensing, Exam Management, Regulatory Analysis, Business Process, Cross-functional Team..., FHA, Financial Risk, Loan Origination, Loans, Loss Mitigation, Management, Mortgage Lending, Policy, Process Improvement, Software Documentation, Underwriting

Education
University of Oklahoma   1982 — 1990
Bachelor of Business Administration, Finance

Experience
Nationstar Mortgage  April 2012 - Present
MetLife Home Loans   September 2011 - April 2012
Bank of America  September 2009 - September 2011
CountrywideKB Home Mortgage   2006 - 2010
Flagstar Bank  2001 - 2002

Skills
Mortgage Lending, Mortgage Banking, Loans, FHA, Loan Origination, Credit, Refinance, Residential Mortgages, Banking, USDA, Credit Analysis, Underwriting, VA loans, Mortgage Underwriting, FHA financing, Customer Service, Loss Mitigation, Loan Servicing, Risk Management, Consumer Lending

Education
University of South Florida
Bachelor of Arts (B.A.), Secondary Education and Teaching